Recruiting Brochure

getevolved.com/mortgage

GROW

your business.

SIMPLIFY EVOLVE your life.

with us.

THOMAS GAMACHE

Senior Vice President, National Production Leader

thomas.gamache@getevolved.com

Let’s talk. 310.721.5403

Evolve Bank & Trust is an equal opportunity employer. We are committed to diversity and creating an inclusive environment for all employees. Corporate NMLS# 509256

Get the best of both worlds.

FLEXIBILITY of a small bank.

STRENGTH

of a big bank.

AGILITY

of a correspondent lender.

EVOLVING BANKING. Since 1925.

Evolve is an independent, community-based financial services company that provides a full range of banking and lending services. Our history is grounded in putting the best interest of people and community first. We started in 1925 as a small bank helping develop a rural town in Arkansas. Fast forward nearly a century, we’ve grown to a medium-sized, full-service bank and a member of the FDIC, providing financial security in all we do. Evolve has depth in its client, partnership, and community relationships, and the breadth of capabilities in lending solution.

OUR SERVICES

BANKING SERVICES MORTGAGE LENDING OPEN BANKING PHYSICIANS CAPITAL TRUST & CUSTODY SERVICES SBA LENDING COMMUNITY FUNDING

OUR MISSION Evolve Bank & Trust is committed to being a responsible citizen and business leader — making available the highest quality financial services while implementing sound and stable policies aimed at benefiting our customers, the communities we serve, our coworkers, businesses and shareholders.

Realizing that the Bank’s most important asset is the uniqueness of each of our customers and employees, we strive to earn their trust and loyalty by providing efficient and effective service based on honor, integrity, professionalism and confidentiality.

OUR VALUES LEADERSHIP QUALITY DIVERSITY INTEGRITY ACCOUNTABILITY PASSION COLLABORATION

NATIONAL MORTGAGE FOOTPRINT

30+ 130+ HOME LOAN CENTERS

LENDERS & MARKET MANAGERS

GROWING TODAY. EVOLVING FOR TOMORROW. We are not a big box bank, but we are a power player in banking. Our growth stems from mortgage loan origination across the U.S., and our global leadership in the Payments industry.

Our Open Banking division delivers innovative account, transaction, and card services solutions and unique technology strategies to clients around the world. Evolve is designated by the U.S. Small Business Administration as a Preferred Lender in all of the regions in which we lend. We are a trusted partner in all that we do.

Mortgage is a huge piece of the Evolve pie.

NIMBLE & AGILE We achieve success in one unique way; we Evolve.

We are quick to adjust our business model to match the conditions of the market. Our decisions are not driven by a committee, but we collaborate with executive management to make the best decisions based on the needs of our lenders. Our organization is not run on a bureacratic system, and because of that we make timely decisions on new products, pricing, and opportunities to match the market and keep our customers needs first.

Core compentency?

The value creation is the core of the business.

Provide Mortgage examples.

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CORPORATE CULTURE THAT WORKS We take pride in being a reputable lender. And we select the best experienced and aggressive lenders who work the right now. want the best lenders for the joAt Evolve, we work collectively to build a culture of honesty and stewardship to execute ethical lending practices. We embrace entreprenearialship by letting local market managers be local market leaders. At the corporate level, we have like-minded people to keep us compliant in our operations while keeping the best interest of the customer first. You are equipped

to be an expert at your job and an expert in the technology that supports your business growth.

OUR PRODUCTS & SOLUTIONS FANNIE MAE FREDDIE MAC FHA, VA, USDA HOME RENOVATION STATE BOND PROGRAMS

30+

DOWN PAYMENT ASSISTANCE NICHE IN NON QM, DELEGATED JUMBO UNIQUE BROKER OPTIONS

CORRESPONDENT & BOND LOAN INVESTORS

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WE’RE GROWING. Grow with us.

9

HOME LOAN CENTERS

124 78 NEW TEAM MEMBERS

LENDERS

38

SUPPORT STAFF

DEDICATED CORPORATE SUPPORT TEAMS Our dedicated transition teams stay with you until comfortable. We provide day-1 training and education tools to get you started and keep you ahead of the curve.

COMMUNICATION We understand you are not just a number, but you are an entrepreneur in your unique market. We communicate and collaborate on all levels to develop strategies that keep your business going. at an advantage among other firms — flat leadership, consistant interactions with peers, head of secondary, sales, growth, marketing , and underwriting.

GROWTH STRATEGIES we take pride in growing there business and we know that quick decisions and actions on there behalf is critical to growing there business.

Accessible underwriters Overnight pricing protection for most products Weekly Sales/Ops interections for growth strategies.

Monthly Sales Huddles for training opportunities and feedback.

Custom marketing tools created by Evolve staff.

Borrower survey feedback to improve service delivery.

EvolvExpress™ Pre-approval Program

2021

“The teamwork at Evolve is far superior to anything I have ever experienced in my career.

Every member of the back office support teams and mortgage operations is 100% focused on the success of the loan officers in their efforts to serve our customers.”

Thomas Sullivan, Market Manager Newark, DE Home Loan Center

Providing a digital experience.

Customers: Speed, transparency, efficiency.

Lenders: Origination anywhere, anytime.

Cohesive, stronger referral network.

INTEGRATED TECHNOLOGY: SALES & MARKETING When it comes to your success, Evolve helps you connect with your customers early in the homebuying process with transparency and convenience. Our technology streamlines your sales and marketing activities, and, most important, keeps you connected and your customer’s processed quickly. show how all our systems are integrated, one point of data entry provides simplicity of use and save an immense amount of time, so they can get to their next deal.

Physical Capital What is our marketing strength?

OUR TECHNOLOGIES LOS MOBILE APP WITH CO-BRANDING MARKETING AUTOMATION CUSTOM MARKETING FLYERS DEDICATED MARKETING SUPPORT SOCIAL MEDIA PUBLISHING PLATFORM & CURATED CONTENT FLEXIBLE CO-MARKETING OPTIONS REAL-TIME PRICING CUSTOMER REVIEWS SEO Try our CRM mobile app!

Multiple integrations with LOS Immediately when you connect with a lead, Our LOS system feeds information to our mobile app & CRM system.

Customers can understand affordability though real-time pricing scenarios and calculators.

Automated marketing From our CRM, pre-approved and pre-qualified leads receive automarketing.

In-process borrowers and buyers agents receive automated messaging / notification through each milestone directly from our CRM and mobile application.

Listing agents receive automatic messages to convert to buyers agents.

Electronic Documentation Processings and closings quickly happen via eSignature and eDisclosures.

Electronic Surveys Our lenders build a history of successful origination and a digital footprint through our customer review integration with our LOS system.

Once the loan closes, the customer receives an automatic survey. Once complete, lenders can auto-share completed surveys to their social media accounts, and also build a history of Google Reviews that publish directly to their webpage.

Our CRM integration keeps your database organized by leads, customers, and referral partners, sending automated marketing to each group.

You are also able to set up cutomized campaigns for promoting products and gaining repeat business.

Real-time pricing is integrated with our marketing platforms, so you have the most up-to-date information for loan scenarios and refinance comparisons.

Marketing Our marketing integrations include

Awards & Recognition We recognize your hard work and determination with monthly excellence award programs and a yearly President’s Club retreat. Monthly production recognition and awards.

We care about your well-being Available benefits include medical, telemedicine, dental, vision, basic life and AD&D, short and long term disability, critical illness, dependent care, accident plan, hospital indemnity plan, 401K, and more.

Evolve Bank & Trust is an equal opportunity employer. We are committed to diversity and creating an inclusive environment for all employees. Evolve Bank & Trust Home Loan Centers (HLCs) are not full service branch locations of Evolve Bank & Trust. These HLCs do not engage in general banking transactions, such as deposits or payments, and only provide Residential Mortgage Loans. Equal Housing Lender. All loans subject to credit approval. Corporate NMLS# 509256.