September - October 2015 Issue
Business Spotlight on Independent Aflac Associate Karen Swenson Coupons & Local Happenings Featured article from Team Thill about what you need to know about real estate Coffee Nerd NEW Business to open off of Singleton Ridge Rd December 2015
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Featured Listing
Team Thill $330,000 827 Murray Ave Market Commons Myrtle Beach, SC
New Listings: Unit 1732 The Havens at Barefoot $115,000 827 Murray Avenue, Market Commons $330,000 Unit 1452, Long Bay Resort, Myrtle Beach $217,500 Pending: 5714 Coquina Pointe Drive, Barefoot 1505 Havens Drive, North Myrtle Beach 5005 Weatherwood Drive, Barefoot 408 Dunes Drive, Myrtle Beach Lot 4, Tuscan Sands, Barefoot Sold: 5104 Stonegate Drive, Oak Pointe, Barefoot 4901 Tall Grass Drive, Barefoot 5412 Leatherleaf Drive, Barefoot $470,000 Lot 14 Marina Pkwy, Grande Dunes $148,000 4656 Ironwood Drive, Longbridge, Barefoot $310,000 2300 Via Palma Drive, Tuscan Sands, Barefoot $519,000 4105 Gray Heron Drive, The Dye Estates $570,000
Boling
Martha Thill 732-735-6736 marthathill@aol.com Tom Thill 609-462-6399
Karen Swenson An Independent Associate Representing Aflac
Cell: 843-492-5262 Fax: 877-721-3013 Email: karen_swenson@us.aflac.com
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THE WHOLE DEAL: FROM OFFER TO CLOSING It would be great if closing a real estate transactions as like Boling buying a new bike or TV, just cruise through the aisles, pick your favorite model and head for the register. But this just isn’t the case. Real estate transactions are complex and involve as many as twenty different players including real estate brokers, buyers, sellers, attorneys, inspectors, appraisers, lenders and often contractors. Because of this, even the simplest transaction today typically takes between 30 and 45 days to close. Here’s an overview of how the process will typically work once an interested buyer has submitted an offer. DEALING WITH OFFERS When a buyer or a buyer’s agent makes a formal offer we will review the offer in its entirety together. It will include the offer price, as well as the terms and conditions of the offer. Offers will come on a legal form, and if accepted, you will be entering into a legal contract with the buyer. (Keep in mind that there are still lots of ways “out” for both you and the buyer at this point). When we evaluate offers, we will of course consider the offer price, but we also need to review: All of the terms and conditions of the offer. Home buying offers regularly include terms such as what should be included in the sale of the home. Anything that is an unusual request or requirement of the purchase offer. We’ll want to explore the full implications of anything odd that the buyer is including in the purchase offer. Whether or not there are other offers on the table that are a better fit for you.
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Karen Swenson An Independent Associate Representing Aflac She’s energetic, positive and an all around good person. I have known Karen Swenson for nearly 3 years and have always found her to be smart and entertaining. The entertainment may be, in part, due to her background in the entertainment industry itself. Her story of how she landed in our area as an AFLAC representative is interesting and riddled with great stories from the west coast. Though born in San Francisco, Karen grew up in Minnesota, just outside the city of St. Paul. It was in the Twin Cities that she acquired the fondness for lush greenery and river views which would eventually land her in Wilmington, NC. For many years, Karen was involved in show business, working for various publicists, agents, managers and producers. A job as a production coordinator on a Barbra Streisand project inevitably led to a 9-year stint as one of Streisand’s personal assistants. Not surprisingly, Karen also is an accomplished writer. The book she is most proud of is a biography of legendary screen star Greta Garbo entitled “Greta Garbo: A Life Apart”. Published in 1997 by Scribner, the book was instantly embraced by historians and fans amidst the fluctuating book market. When a subsequent book failed to materialize, Karen went looking for other challenges. In 2011, she moved to Wilmington. “I thought big fish, smaller pond,” she jokes. “No one told me the governor was about to put a tarp over it!” So, in 2013, she joined the AFLAC team. Since then, she has been educating communities from Myrtle Beach to Wilmington about the importance of supplemental insurance. “Everybody knows the duck,” she says, “but not everyone knows what we do— and it’s so vital to this ever-changing healthcare market.” Did you know that, according to a pre-Obamacare study, 62% of all personal bankruptcies in the U.S. were caused by medical expenses? Or that 77% of the people declaring those bankruptcies HAD major medical insurance? Even with health insurance coverage, a person can find him/herself in financial trouble due to a health event. “I’ve been there,” Karen adds, “I’ve felt that pain. And I know that this is where AFLAC can help people most.” Simply put, voluntary insurance pays money to the policyholder directly to cover costs that most major medical plans miss. With most people living paycheck to paycheck, this can mean something as simple as paying the rent…or a light bill. Aflac policies are designed to pay cash when you’re sick or hurt. Whether it’s an accident, critical care, cancer or dental policy, you can purchase (at a low cost) plans to cover the medical issues you are most concerned about. “The bottom line,” Karen underlines, “is that it’s all about peace of mind.”
Cell: 843-492-5262 Fax: 877-721-3013 Email: karen_swenson@us.aflac.com
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Continued from page 4. . .
After a buyer submits an offer you can accept, reject, or counter offer. We will prepare any counter offers together, and I will submit that to the buyer’s agent or the buyer and guide you through the negotiations. ON A TYPICAL HOME SALE, HERE’S HOW THINGS WILL RUN: 1.The buyer submits “earnest money” that is deposited into your real estate broker’s account. 2. A title policy will be ordered on your property. 3. We will set a closing date with the buyer. 4. The buyer will order an appraisal and in most cases, an independent home inspection. 5. The buyer will remove the “conditions of sale” after the appraisal and home inspection, try and renegotiate their initial offer, or remove their offer entirely. 6. After the final offer is finalized we will submit the final legal disclosures and other material facts relevant to your property. 7. You will need to complete any agreed upon requests for repair that were submitted by the buyer before the closing date. 8. The buyer will most likely schedule a walk through to verify the condition of the property and see any repairs that were made right before your closing appointment. 9. Closing is scheduled and completed. YOUR HOUSE IS SOLD!!
Team Thill Follow Us To Barefoot & Beyond! Martha Thill 732-735-6736 marthathill@aol.com Tom Thill 609-462-6399
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Caribbean Party Nov 12th 5:00-8:00pm Enjoy Tropical Jammers band as their music whisks you to the Caribbean. We will have drink and food specials like jerk chicken, rum runners and pina coladas. All you need to wear is your Caribbean shirt and your dancing feet!
Thanksgiving Nov 26th 12:00pm-8:00pm Enjoy our amazing thanksgiving menu that includes turkey, beef tenderloin, veal, seafood, & pasta dishes. Kids menu available for 12 and under