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PAGE 2 • THE FIL-AM COURIER • JANUARY 16-31, 2021

THE FIL-AM COURIER • JANUARY 16-31, 2021

• PAGE 3

PUBLISHERS Mary Llanos Cordero David Cordero DIRECTOR OF DESIGN Armando Dela Cruz Busmente PRODUCTION MANAGER Alice Llanos Busmente PHOTOGRAPHERS/GRAPHICS Amanda Busmente Brandon dela Cruz Gabe de Liso James Ramos Mark Salondaka Alex Vergara COLUMNISTS Rhoda Yabez Alvarez, Esq Vince Baldemor Nancy Bernal Hilda Herrera Borja Cesar Bonilla Bernadette D. Fajardo Amelia Casamina Cabatu Anabel Gasmen Cabebe Dr. Rickie Camara Dr. Patricia Halagao Valerie Joseph Grace Manipol Larson Kristian Lei Zeny Muyot Angie Santiago Jordan Segundo Perfecto Yasay Jr. CONTRIBUTING WRITERS Conrad Abuel Ric Agnes Paul Alimbuyao Ria Baldevia Eriza Bareng Marnelli Joy Basilio Bernie Caalim Randy Cortez Mary Cruzada Jaime de Jesus Brandon dela Cruz Imelda Gasmen Veronika Geronimo Leo Gozar Ben Gutierrez Lalaine Ignao Kathleen Lee Carmela Minaya Gladys Quinto Marrone Gladys Menor John Pagaragan Paola Rodelas Sandra Sagisi Nicole Velasco Benedith Gudoy Ventura Michi Villaruz NEIGHBOR ISLAND BUREAU Maui Kit Zulueta Jeremy Zane Big Island Jane Clement Dr. Margarita Hopkins Grace Manipol Larson Kauai Virgie Cruzada Liza Trinidad Marynell Valenzuela ADVERTISING SALES Marivic Aldaya Rudy Bautista Annabel Cabebe Lydia Kamiya Grace Manipol Larson Florence Tan McCollom Joni Redick-Yundt Marynel Valenzuela CIRCULATION Florence Tan (Oahu) Ron Oshiro (Leeward Oahu) David Cordero (Maui) Marynel Valenzuela (Kauai) Milli Asuncion (Big Island) LEGAL COUNSEL Alfredo Evangelista, Esq. Atty. Ernesto Urbano (Phils.)

THE FIL-AM COURIER is published twice a month by OAHU RELOCATION SERVICES PO Box 17753 Honolulu, Hi. 96817 Opinions expressed by the columnists are their own and do not necessarily reflect those of the Fil-Am Courier. Publisher reserves the right to edit letters to the editor and other material submitted. Reproduction of material and ads appearing in the Fil-Am courier is forbidden without written permission. All photos submitted become the property of the FilAm Courier.

Telephone: 808-740-1738 Facsimile: 808-478-9688 E-mail: mary.cordero@aol.com www.filamcourier.net M

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FFAMAS

By MARY LLANOS CORDERO

This month marks another change in history as President elect Joe Biden and Vice President elect Kamala Harris goes into office on January 20. The election between Biden and Trump has been one that shook our country and divided its people with the alarming assault on the U.S. Capitol as proof. The shocking images of a crowd of armed protesters storming the U.S. Capitol on Wednesday, January 6 have generated strong reactions among world leaders, national pundits, and local officials. Reactions within the FilipinoAmerican community both locally and nationally were made much more intense after video clips were discovered showing at least one protester – later identified as a Fil-Am – brandishing a walis tambo (traditional Filipino broom) and wearing an upside-down American flag in the U.S. Capitol Rotunda. In the days after the violence at the Capitol, local Fil-Am elected officials quickly seized upon President Trump’s role in inciting those who participated, calling on the President to bear responsibility. State Representative Sonny Ganaden (D-Kalihi Kai) drafted a letter to Hawaii Congressmen Ed Case and Kai Kahele urging them to support articles of impeachment against Trump as a result of the assault on the Capitol. Days after, Trump was impeached for the second time. But the events that happened on January 6 cannot be forgotten. As a result of the violent activities at the U.S. Capitol, many local legislators and the Governor ’s office have been working to improve security at local government offices, including the Hawaii State Capitol building. Threats of armed protests at all 50 state capitol buildings have been

U.S Capitol Assault and 2021 Legislative Session identified by the FBI, and other threats have been investigated by the Honolulu Police Department. While January 20, 2021 brings in varied emotions toward President elect Joe Biden and Vice President elect Kamala Harris going into office, the 2021 Legislative Session will be the very first time that the House and Senate will have a joint Filipino caucus. The Filipino Legislative Caucus is positioned to be a very effective and inclusive group. Six of the 51 house members and six of the 25 senators are Filipino. In addition to these 12, the caucus has 17 nonFilipino legislators whose districts have a significant Filipino population base or those interested in Filipino community issues. It is bipartisan and includes freshmen and veteran legislators from many subject matter committees and districts. Rep. Henry Aquino and Senator Bennette Misalucha are co-conveners of the joint caucus and plan to schedule meetings with Filipino civic groups and non-profit organizations to identify and discuss priority concerns. Although a House Filipino caucus was formed a number of years ago it was not consistently active until the 2018 session when Rep. Henry Aquino became chair of the caucus. In the 2018 and

2019 sessions, the House Filipino caucus worked with Filipino senators to propose and pass the following: • A permanent position for the department of education to implement its multilingualism policy and seal of biliteracy. • Two permanent positions for the Office of Language Access • Two permanent positions for the University of Hawaii systemwide Pamantasan Council (unfilled because of COVID19 budget restrictions) • Burial assistance for WW2 Filipino veterans • Hawai’i family court jurisdiction over youth with the federal Special Immigrant Juvenile Status • Grants-in-Aid to the following non-profit organizations: Ethnic Education Hawaii, Filipino Chamber of Commerce, Friends of Waipahu Cultural Garden Park,The Filipino Community Center,Volunteer Legal Services and Legal Aid Society of Hawaii Because of the global pandemic, the 2020 legislative session was cut short. Budget bills and Grants-in-Aid were not passed, including those supported by the Filipino caucus. The pandemic will also impact the 2021

legislative process and priorities. All legislators, including the Filipino caucus will be addressing COVID 19 related issues. For many Filipinos and immigrant communities, the major issues are discrimination, language and technology access to obtain correct and timely information about social distancing, masks and travel restrictions, testing, tracing, quarantine, treatment, vaccines as well as unemployment and other government assistance. Representatives from The Legal Clinic for immigrant Justice, the Filipino Chamber of Commerce, the Philippine Medical Association and Filipino civic groups from various islands will be advocating for adequate resources for the Hawai’i Civil Rights Commission, Office of Language Access and Office of Community Services that serve Filipinos and other vulnerable groups. Despite the divide between Americans due to politics, we must continue to push forward and work together in creating a better future for our country. Let us not forget what happened in recent weeks, from the U.S. Capitol assault and protests to Trump’s impeachment and let those events teach us lessons for the future.

Mary Llanos Cordero

PAGE 4 • THE FIL-AM COURIER • JANUARY 16-31, 2021

ABOUT OUR COVER

DONOVAN DELA CRUZ

LORRAINE INOUYE

GILBERT KEITH AGARAN

DONNA MERCADO KIM

The history, status and growth of Filipinos in Hawai'i and nationally provides the context

TY CULLEN

SONNY GANADEN

GREGOR ILAGAN

VAL OKIMOTO

for this article on the 15 Filipinos in the state legislature and Honolulu city council. This is the first year that there will be a joint Filipino caucus of the senate and house composed of 12 Filipinos and 17 non-Filipino members. Caucus members will work with community members to advocate for filipino community priorities as they relate to COVID19, language access and other issues.

Cover concept by Armando Busmente of ACB Graphics. Armand can be reached at abusmente@ymail.com

COVER STORY BY:

By DR. AMY AGBAYANI Dr. Amy Agbayani, Emeritus Assistant Vice Chancellor for Student Diversity, University of Hawaii at Manoa, chair of the Hawaii Friends of Civil Rights and Filipina Advocacy Network, member of The Legal Clinic for immigrant justice and the Patsy T. Mink PAC

2021 leaders: Hawai’i State L Fil-Ams in the Hono FILIPINO AMERICANS AND ASIAN AMERICANS IN THE US Filipino Americans are the secondlargest group in the US census racial Asian Americans (AA) category. Four million (1.2%) Filipinos are included in AA category. AAs at 6% are the fastest growing major racial/ethnic group in the US. The AA category is diverse and includes 19 ethnic groups. The top six groups constitute 85% of all AAs: Chinese (23%), Filipino, (19%), Indian (19%), Vietnamese (9%), Korean (9%), Japanese (7%). The AA electorate grew by 139% in two decades and became a critical voting bloc in competitive states, including Arizona, North Carolina, and Pennsylvania. Sixty percent of AAPIs voted for President Biden and Vice President Harris (who is Asian Indian and Black). AAPIs also were a major factor in winning the two Senate seats in Georgia gain a Democratic majority in the US senate. Filipinos and other AAs continue to be underrepresented in elected and appointed offices. Covid19 impact on AAs nationwide was severe (e.g. 30% of nurses who died were Filipino). FILIPINOS IN HAWAI’I: In 1906 fifteen males came from the Philippines to Hawai’i to work on the plantations. Since then thousands of Filipinos, their children and grandchildren have become citizens and residents of

the state. Filipinos (alone and mixed) are now the second largest ethnic group in the state (after White/Caucasians). Hawai`i is the most multiracial state in the nation: nearly one fourth of all residents identify with more than one race, The four largest racial/ethnic groups by size are (1) White/ Caucasians (2) Filipinos, (3) Japaneseand (4) Native Hawaiians. Nearly 1 of 5 persons in the state is of Filipino ancestry.A majority of Filipinos were born in Hawai’i and a majority of immigrant Filipinos are naturalized US citizens.Although there are fourth generation Filipino families in Hawai’i, the continuing migration from the Philippines makes this community closely tied to their immigrant roots and issues. Since the 1965 amendments to the US Immigration law, Filipinos continue to be the largest immigrant group. Currently 256,000 or(18% of the state population are foreign born. The top countries of birth for immigrants in Hawaii are: Philippines 117,100 (46%), Japan 21,500 (8%), China 20,00 (8%), Korea 17,900 (5%) and 10,000 (4%) Vietnam. There are 17,200 (5%) migrants from COFA nations Micronesia, Marshall Islands and Palau.A large majority of immigrants live in Honolulu (75%), followed by Maui (12%)), Hawaii (9% )and Kauai (5%).. Nearly half of limited English Proficiency persons speak Ilokano or Tagalog/ Filipino. Filipino and other

immigrants continue to be important contributors to Hawaii’s economy (e.g. a third of the workers in the state’s top industry, tourism and millions of dollars in state and federal taxes). Although there has been improvement of the status of the Filipino community in the state over the decades, they continue to be underrepresented in executive positions in business and government, higher education, professional positions, high paying jobs and overrepresented in COVID19 infections COVID-19 IS A GLOBAL, NATIONAL, STATE AND FILIPINO CRITIAL ISSUE. Filipinos and Pacific Islanders are the two groups with the highest percentage of positive cases. Filipinos have 20% positive COVID -19 cases and high unemployment. Filipinos are heavily impacted by the pandemic because many are frontline workers in tourism and health, live in multigenerational households, need bilingual language and technology assistance to access information and services. Obtaining Unemployment Insurance benefits and services are compounded for those who are limited English Proficient. In addition, many immigrants were excluded from federal CARES funding. All legislators, including the Filipino caucus will be addressing COVID 19 related issues. For many

Filipinos and immigrant communities, the major issues are discrimination, language and technology access to obtain correct and timely information about social distancing, masks and travel restrictions, testing, tracing, quarantine, treatment, vaccines as well as unemployment and other government assistance. Representatives from The Legal Clinic for immigrant Justice, the Filipino Chamber of Commerce, the Philippine Medical Association and Filipino civic groups from various islands will be advocating for adequate resources for the Hawai’i Civil Rights Commission, Office of Language Access and Office of Community Services that serve Filipinos and other vulnerable groups. HOUSE FILIPINO CAUCUS: 2018-2020 Although a House Filipino caucus was formed a number of years ago it was not consistently active until the 2018 session when Rep. Henry Aquino became chair of the caucus. In the 2018 and 2019 sessions, the House Filipino caucus worked with Filipino senators to propose and pass the following: • A permanent position for the department of education to implement its multilingualism policy and seal of biliteracy. • Two permanent positions for the Office of Language Access

THE FIL-AM COURIER • JANUARY 16-31, 2021

BENNETTE MISALUCHA

RADIANT CORDERO

JOY SAN BUENAVENTURA

BRANDON ELEFANTE

HENRY AQUINO

• PAGE 5

DELLA AU BELATTI

AUGIE TULBA

Legislature Filipino Caucus and olulu City Council • Two permanent positions for the University of Hawaii system wide Pamantasan Council (unfilled because of COVID19 budget restrictions) • Burial assistance for WW2 Filipino veterans • Hawai’i family court jurisdiction over youth with the federal Special Immigrant Juvenile Status • Grants-in-Aid to the following non-profit organizations: Ethnic Education Hawaii, Filipino Chamber of Commerce, Friends of Waipahu Cultural Garden Park, The Filipino Community Center, Volunteer Legal Services and Legal Aid Society of Hawaii Because of the COVID-19 situation, the 2020 legislative session was cut short. Budget bills and Grants-in-Aid were not passed, including those supported by the Filipino caucus. The pandemic will also impact the 2021 legislative process and priorities. FILIPINO LEGISLATIVE CAUCUS: 2021 The 2021 Legislative Session will be the very first time that the House and Senate will have a joint Filipino caucus. The Filipino Legislative Caucus is positioned to be a very effective and inclusive group. Six of the 51 house members and six of the 25 senators are Filipino. In addition to these 12, the caucus has 17 non-Filipino

legislators whose districts have significant Filipino population base or those interested in Filipino community issues. It is bipartisan and includes freshmen and veteran legislators from many subject matter committees and districts. Rep. Henry Aquino and SenatorBennetteMisalucha are coconveners of the joint caucus. Rep. Aquino stated “It is a true honor to help to organize our Hawai’i State House Filipino Caucus of statewide with co-convener Senator Misalucha. Through this inaugural joint effort with the Hawai’i State Senate, we look forward to advocating issues that are important and vital for our Filipino community and other underrepresented immigrant groups in our state.” Senator Mischalucha noted that “the House has successfully organized a Filipino caucus but not the Senate. It will be the first time that such a joint initiative will be undertaken. A total of 29 legislators have signed on to the joint caucus.” Coconveners Aquino and Misalucha will schedulemeetings with Filipino civic groups and non-profit organizations to identify and discuss priority concerns. CO-CONVENERS Rep Aquino, chair transportation; Sen. Misalucha, vice chair Energy, Economic Development, Tourism and Technology

LEGISLATIVE LEADERS IN KEY POSITIONS Rep Au Bellatti, majority leader; Rep Aquino, chair transportation; Rep Cullen, vice chair finance; Sen DelaCruz chairWays and Means; Sen Inouye chair Water and Land; Sen Keith Agaran vice chair Ways and Means; Sen Mercado Kim, chair Higher Education; Sen San Buenaventura, chair Human Services and freshman. NEW LEGISLATORS Rep. Ganaden, Vice Chair Corrections, Military and Veterans; Rep Ilagan, Vice Chair Transportation. NON-FILIPINO CAUCUS MEMBERS Rep. Hashimoto, Vice Chair Housing; Rep. Holt, Vice chair Economic Development; Rep Johanson, chair Commerce Protection and Commerce; Rep LoPresti, vice chair Culture, Arts and International Affairs; Rep Matsumoto, member Consumer Protection and Commerce, Transportation; Rep McKelvey, Chair Government Reform; Rep Mizuno, Vice Speaker, Rep Nakashima, chair Judiciary and Hawaiian Affairs; Rep Ohno, Chair Corrections, Military and Veterans; Rep Sayama, vice chair Labor and Tourism; Rep Woodson, chair Education; Rep Yamane, Chair Health and Human Services; Sen Fevella member of every committee;

Sen Gabbard, chair Agriculture and Environment; Sen Reviere member of Commerce and Consumer Protection, Energy, Economic Development, Tourism and Technology, Public Safety, Intergovernmental and Military Affairs; Sen Rhoads, chair Judiciary; Sen Nishihara, chair Public Safety, Intergovernmental and Military Affairs HONOLULU CITY FILIPINO COUNCILMEMBERS Although Filipinos are generally underrepresented in elected positions, they are well represented in the Honolulu City Council with three Filipinos out of 9 members: continuing Councilmember Brandon Elefante and freshmen Radiant Cordero and Augie Tulba. Councilmember Radiant Cordero represents district 7: Kalihi, Kalihi Kai, Mapunapuna, Salt Lake, Aliamanu, Hickam, Foster Village, Ford Island and Sand Island. Cordero has an MA in public policy from the University of Hawai’i and extensive experience district as chief of staff of out-going District 7 Councilmember Joey Manahan. Cordero is vice chair of the influential budget committee, chair of Transportation, Sustainability and Health Committee, chair of Oahu Metropolitan Planning Organization, and voting member of 4 other committees. Councilmember Brandon Elefante represents district 8 (Lower

Aiea, Pearl Ridge, Waimalu, Newtown, Pearl City, Seaview, Crestview, Waipio Gentry and Waipahu). He was born and raised in the communities of Aiea and Pearl City, attended St. Mary’s College of California and has an MBA from Chaminade University. He is currently the Zoning & Planning Committee Chair and is interested in supporting more truly affordable housing, advancing travel for all modes of transportation, and improving our parks and recreational opportunities islandwide. Councilmember Augie Tulba represents District 9: Waikele, Village Park, Royal Kunia, Mililani Town, West Loch, Iroquois Point, portions of Ewa Villages and Ewa Beach). He is an award winning radio personality. Tulba is interested in public safety, particularly for seniors. He is chair the Parks and Community Service committee, vice chair of Public Safety and member of 5other committees. COMMUNITY ENGAGEMENT: As the author of this article, I should disclose that I have been an active community participant and supported Filipino legislative caucus priorities. Rep. Aquino and Senator Miscalucha as well as other members of the caucus encourage community members to submit testimonies for their voices to be heard and considered by lawmakers. Please contact their offices about concerns and submit testimonies.

PAGE 6 • THE FIL-AM COURIER • JANUARY 16-31, 2021

FILIPINO CAUCUS MEMBERS REP. HENRY AQUINO Phone 808-586-6520 E-Mail: repaquino@Capitol.hawaii.gov

REP. TY CULLEN Phone 808-586-8490 E-Mail: repcullen@Capitol.hawaii.gov

REP. RYAN YAMANE Phone 808-586-6150 E-Mail: repyamane@Capitol.hawaii.gov

REP. DELLA AU BELATTI Phone 808-586-9425 E-Mail: repbelatti@Capitol.hawaii.gov

REP. SONNY GANADEN Phone 808-586-6010 E-Mail: repganaden@Capitol.hawaii.gov

REP. HASHIMOTO Phone 808-586-9444 E-Mail: rephashimoto@Capitol.hawaii.gov

State Representative Henry Aquino is a member of the Hawaii State House of Representatives. He represents the 38th House district of Waipahu since his election in November 2008. He is currently the Chairman of the House Committee on Transportation, which has the general scope of policy and budgetary responsibilities over Hawaii’s state highways and freeways, harbors and airports.

Representative Ty J. K. Cullen, is no stranger to public service. He has served his central Oahu community as a member of the Waipahu Neighborhood Board and the Village Park Community Association. Ty represents the residents of House District 39, Village Park, Royal Kunia, Waipahu, Makakilo, West Loch, Ewa and Honouliuli.

Representative Yamane represents the 37th State House District and has served in the Hawaii House of Representatives since 2005. He currently serves as the Chair of the Health, Human Services, and Homelessness Committee.

Representative Della Au Belatti represents the 24th District, which encompasses the Makiki, Tantalus, McCully, and Papakolea communities. She currently serves as Majority Leader of the House of Representatives. She also serves on the Committees on Economic Development, Education, Higher Education & Technology, Labor & Tourism, and Legislative Management.

Representative Sonny Ganaden represents the 30th District. He currently serves as Vice Chair of the House Committee on Corrections, Military, & Veterans and is a member of the Committees on Education, Higher Education & Technology, and Water & Land.

Representative Troy Hashimoto was born and raised on Maui and is deeply rooted in the community as a fifth generation Maui boy. Representing the 8th District, he currently serves as Vice Chair of the House Committee on Housing and is a member on the Committees on Education, Higher Education & Technology, and Transportation.

REP. GREGGOR ILAGAN Phone 808-586-6530 E-Mail: repilagan@Capitol.hawaii.gov

REP. DANIEL HOLT Phone 808-586-6180 E-Mail: repholt@Capitol.hawaii.gov

REP. JOHN MIZUNO Phone 808-586-6050 E-Mail: repmizuno@Capitol.hawaii.gov

REP. MARK NAKASHIMA Phone 808-586-6680 EMail: repnakashima@Capitol.hawaii.gov

REP. LAUREN MATSUMOTO Phone 808-586-9490 E-Mail: repmatsumoto@Capitol.hawaii.gov

REP. ANGUS MCKELVEY Phone 808-586-6160 E-Mail:

Representative Daniel Holt is dedicated to make the community where he was born and raised, as well as the entire state of Hawai'i, a better place to live for all its residents. He is privileged to represent District 29, which includes Kalihi, P?lama, Iwilei and Chinatown and currently serves as the Vice Chairman of the Tourism & International Affairs committee as well as a member of both the Finance committee and the Agriculture committee.

Since his election to the Hawaii House in 2006 Representative Mizuno's goal has been to bring the residents of District 30 together to create a community that is safe where families can achieve prosperity and security, and where children can thrive and have opportunities to achieve their dreams. He is also a strong advocate for government efficiency and business.

Representative Nakashima is a graduate of the University of Hawaii at Manoa and holds a B.Ed. degree and Professional Diploma in education with an emphasis in political science. He represents the 1st District in the House of Representatives. He currently serves as Chair of the House Committee on Judiciary & Hawaiian Affairs.

Representative Greggor Ilagan represents the 4th District. He currently serves as Vice Chair of the House Committee on Transportation and is a member of the Committees on Finance and Housing.

REP. TAKASHI OHNO Phone 808-586-9415 E-Mail: repohno@Capitol.hawaii.gov Takashi Ohno is the State Representative for District 27, which includes Liliha, Puunui, Alewa Heights and Nuuanu. He won re-election in 2014 and is currently serving his second term. Ohno is the Vice Chair of the House Committee on Education and Vice Chair of the House Committee on Tourism.

Representative Matsumoto began serving in the House of Representatives in 2012 at the age of 25. She currently represents the 45th District. She is an active member of the Council of State Government (CSG) and was selected to attend their Western Legislative Academy program in 2014.

repmckelvey@Capitol.hawaii.gov

Representative Angus McKelvey has served the 10th House District (Lahaina, Kaanapali, Kapalua, Maalaea, Kihei, North Kihei) since 2006. He currently serves as Chair of the House Committee on Government Reform and is a member of the Committees on Judiciary & Hawaiian Affairs and Pandemic & Disaster Preparedness.

REP. VAL OKIMOTO Phone 808-586-9460 E-Mail: repokimoto@Capitol.hawaii.gov

REP. MATT LOPRESTI Phone 808-586-6080 E-Mail: replopresti@Capitol.hawaii.gov

Representative Val Okimoto was elected to the state House of Representatives on November 6, 2018. She represents the residents of District 36 which includes Mililani Mauka, Mililani, and Waipi'o Acres. She currently serves on the Committees on Economic Development, Education, Higher Education & Technology and Labor & Tourism.

Representative Matthew LoPresti represents the 41st District. He currently serves as Vice Chair of the House Committee on Culture, Arts, & International Affairs and is a member of the Health, Human Services, & Homelessness and Judiciary & Hawaiian Affairs.

THE FIL-AM COURIER • JANUARY 16-31, 2021

• PAGE 7

FILIPINO CAUCUS MEMBERS REP. AARON LING JOHANSON Phone 808-586-9470 E-Mail: repjohanson@Capitol.hawaii.gov Representative Johanson appreciates the value of public service and has held leadership positions at the federal, state, and community level. He represents the 31st District. He currently serves as Chair of the House Committee on Commerce & Consumer Protection.

SEN. JOY SAN BUENAVENTURA Phone 808-586-6890 E-Mail: sensanbuenaventura @capitol.hawaii.gov Senator Joy A. San Buenaventura of District 2, Puna-East Ka‘u, has been a 30 year resident of East Hawaii. She currently serves as Chair of the Senate Committee on Human Services and is a member of the Committees on Commerce and Consumer Protection and Health.

REP. JUSTIN WOODSON Phone 808-586-6210 E-Mail: repwoodson@Capitol.hawaii.gov Representative Justin Woodson represents the 9th District, encompassing Kahului, Puunene, Old Sand Hills, and Maui Lani. He currently serves as Chair of the House Committee on Education and is a member on the Committees on Government Reform, Higher Education & Technology, and Pandemic & Disaster Preparedness.

SEN. BENNETTE MISALUCHA Phone 808-586-6230 E-Mail: senmisalucha@capitol.hawaii.gov

SEN. GILBERT KEITHAGARAN Phone 808-586-7344 E-Mail: senkeithagaran@capitol.hawaii.gov

Senator Bennette Misalucha represents the 16th Senatorial District and is a community leader in Hawaii who has held key executive positions in banking, marketing, public policy and community outreach sectors, often pioneering roles for women and minorities which have brought her a number of awards and distinction. She currently serves as Vice Chair of the Senate Committee on Energy, Economic Development, Tourism, and Technology and is a member of the Committees on Commerce and Consumer Protection, Human Services, and Water and Land.

Growing up in Paia and Kahului has cultivated Senator KeithAgaran's passion for Maui and Valley Isle residents. Gil brings a wealth of experience from the practice of law, and work in county and State government to the Capitol. He represents the 5th Senatorial District and is Vice Chair of the Senate Committees on Water and Land and Ways and Means.

SEN. DONNA MERCADO KIM Phone 808-587-7200 E-Mail:senkim@capitol. hawaii.gov Senator Kim represents Hawai‘i's 14th Senatorial District and has served in the Hawai‘i State Senate since 2000. Senator Kim served on the Honolulu City Council from 1984 to 2000 and represented Moanalua, Aiea, and Kalihi communities as a State Representative from 1982 to 1984. REP. JACKSON SAYAMA Phone 808-586-6900 E-Mail: repsayama@Capitol. hawaii.gov Representative Jackson Sayama represents the 20th District, encompassing St. Louis Heights, Palolo, Maunalani Heights, Wihelmina Rise, and Kaimuki . He currently serves as Vice Chair of the House Committee on Labor & Tourism and is a member of the Committees on Economic Development and Finance.

SEN. CLARENCE NISHIHARA Phone 808-586-6970 E-Mail: sennishihara @capitol.hawaii.gov Senator Clarence Nishihara currently serves as Chair of the Committee on Public Safety, Intergovernmental, and Military Affairs. He also sits as a member on the Committees on Commerce, Consumer Protection, and Health and Water and Land. He is also an Assistant Majority Whip. Currently in his fourth term, Senator Nishihara was elected to the Hawai‘i State Senate in November 2004, and represents Hawai‘i's 17th Senatorial District (formerly known as the 18th Senatorial District).

SEN. LORRAINE INOUYE Phone 808-586-7335 E-Mail: seninouye@capitol.hawaii.gov Senator Lorraine R. Inouye represents Hawaii's 4th District on Hawai‘i Island. For the 2021 Legislative Session, Senator Inouye continues as Majority Whip. She is the Chair of the Senate Water and Land Committee (WTL) and Vice-Chair of the Transportation Committee (TRS). She is also a member of the Senate Ways and Means Committee (WAM).

SEN. DONOVAN DELA CRUZ Phone 808-586-6090 E-Mail: sendelacruz@capitol.hawaii.gov Donovan M. Dela Cruz, is a state senator from District 22, which encompasses Wahiawa, Mililani Mauka, Launani Valley, Waipio Acres, and Wheeler. Senator Dela Cruz is Chair of the Senate Committee on Ways and Means and a Member on the Committee on Education.

SEN. KARL RHOADS Phone 808-586-6130 E-Mail: senrhoads@capitol.hawaii.gov

SEN. GIL REVIERE Phone 808-586-7330 E-Mail: senriviere@capitol.hawaii.gov

SEN. KURT FEVELLA Phone 808-586-6360 E-Mail: senfevella@capitol.hawaii.gov

Senator Karl Rhoads represents the 13th Senatorial District. He currently serves as Chair of the Committee on Judiciary, Vice Chair of the Committee on Human Services, and member of the Committee on Agriculture and Environment.

Senator Riviere represents the 23rd Senatorial District and has served in the Senate since 2014 and previously served in the House of Representatives from 2010–2012. He is a member of the Senate Committees on Commerce and Consumer Protection (CPN); Energy, Economic Development, and Tourism (EET); Public Safety, Intergovernmental and Military Affairs (PSM); and Water and Land (WTL).

Senator Kurt Fevella is a lifelong Ewa Beach resident, graduate of James Campbell High School and a dedicated community leader and advocate. Senator Fevella was working as a school custodian at the time of his election. He is determined to keep his political career focused on his community. He represents the 19th Senatorial District.

SEN. MIKE GABBARD Phone 808-586-6830 E-Mail: sengabbard@capitol. hawaii.gov Senator Mike Gabbard currently serves as Chair of the Committee on Agriculture and Environment. He is also a member of the Committee on Judiciary and Committee on Government Operations. Senator Gabbard represents Hawai‘i's 20th Senatorial District and has served in the Hawai‘i State Senate since 2006.

PAGE 8 • THE FIL-AM COURIER • JANUARY 16-31, 2021

By TYLER DOS SANTOS-TAM

The shocking images of a crowd of armed protesters storming the U.S. Capitol on Wednesday, January 6 have generated strong reactions among world leaders, national pundits, and local officials. Reactions within the Filipino-American community both locally and nationally were made much more intense after video clips were discovered showing at least one protester – later identified as a Fil-Am – brandishing a walis tambo (traditional Filipino broom) and wearing an upside-down American flag in the U.S. Capitol Rotunda. In an interview with television network GMA, Philippine Ambassador to the U.S. Jose Manuel “Babe” Romualdez confirmed the presence of Fil-Am protesters within the siege, saying, “Ang balita namin merong mga iba na Trump supporters. Nakita namin galing din sa ibang states dito sa Amerika pero hindi namin sigurado kung ilan sila" (The news we have is that there were some Filipino Trump supporters there. We saw they came from different states here in America but we do not know how many). On the day of the siege, State Senator Bennette Misalucha issued a statement saying, “Today’s violent assault by rioters on our Nation’s Capitol has been an unsuccessful effort to subjugate our American democracy.” Misalucha continued, “Our country will overcome this because we stand strongly and united to protect the integrity of the U.S. Constitution, not withstanding our political party affiliations.” In the days after the violence at the Capitol, local Fil-Am elected officials quickly seized upon President Trump’s role in

Barriers were erected around the Hawaii State Capitol in response to threats identified by the FBI against all 50 State Capitol buildings

inciting those who participated, calling on the President to bear responsibility. State Representative Sonny Ganaden (D-Kalihi Kai) drafted a letter to Hawaii Congressmen Ed Case and Kai Kahele urging them to support articles of impeachment against Trump as a result of the assault on the Capitol. “As state lawmakers, we are appalled at the violence we were witness to on January 6,” said Ganaden’s letter. “[Trump’s] removal from office; however brief, is appropriate in consideration of the loss of life at our nation’s capital… and significant and continuing threats to our national and state democracy.” Ganaden’s letter was cosigned by a number of his colleagues at the legislature. Since the time the letter was drafted, both Case and Kahele voted in favor of the articles of impeachment, which were passed by a vote of 232-197. The importance of accountability for Trump and others involved was not lost on Brickwood Galuteria, who served in the State Senate

from 2008-2018. Said Galuteria, “This past election and recent events was sadly a referendum on the national intellect and the human condition. We will heal - but before we do, those responsible for 1/6/21 must be held accountable, beginning with Trump and his sycophants.” As a result of the violent activities at the U.S. Capitol, many local legislators and the Governor’s office have been working to improve security at local government offices, including the Hawaii State Capitol building. Threats of armed protests at all 50 state capitol buildings have been identified by the FBI, and other threats have been investigated by the Honolulu Police Department. State House Majority Leader Della Au Belatti said, “Authorities and law enforcement are aware of the concerns.Leadership in both the House and Senate are concerned and I think they are taking steps to address the concerns as they occur.” While the Hawaii State Capitol is noted for its open design, which is supposed to reflect the state’s goal of

A Fil-Am protester at the U.S. Capitol brandishes a walis tambo.

having an open approach to government, the State Capitol has seen heated protests over the past several years. Belatti noted that during the last legislative session, members of the public banged on the glass windows of the State Senate chambers. In response, barriers and fencing have been erected around the State Capitol building to prevent protesters from being able to access the rotunda and potentially damage government property. Only

time will tell whether the barriers will be necessary, but in this era of fear and apprehension, local officials are taking nothing for granted.

Tyler Dos Santos-Tam is a Honolulubased business consultant. In addition to his extensive participation in the Filipino community, he serves as the Honorary Consul of Portugal in Hawaii, Chair of the Honolulu Neighborhood Commission, and President of the Young Democrats of Hawaii.

THE FIL-AM COURIER • JANUARY 16-31, 2021 • PAGE 9

For Advertising Information, please call 595-8787 or 478-9688

PAGE 10 • THE FIL-AM COURIER • JANUARY 16-31, 2021

THE FIL-AM COURIER â&#x20AC;˘ JANUARY 16-31, 2021

â&#x20AC;˘ PAGE 11

By GRACE MANIPOL LARSON

Tante and Araceli Urban Foundation distributes food supplies to Honokaa residents in Honokaa Marketplace last May 14, 2020. This is only one of the many food distribution activities that the foundation did just to help the Big Island residents fight against COVID-19 pandemic. The foundation already distributed food in Kona, Kohala, Waikoloa and Waimea. They will be in Hilo two (2) weeks from now.

Officers and members of Hilo Visayan Club posed for the camera after a whole day of painting and beautifying the sumo ring pavilion at Liliuokalani Gardens in Hilo, Hawaii last Dec. 13, 2020.

Grace Manipol Larson with her two close friends and Mary Cordero

Preliminary cleaning last December 6, 2020 of the Liliuokalani Gardens pavilion, a.k.a., sumo ring. L-R: HVC President Grace Manipol-Larson, Flor Hakes (blue shirt), VP Mila Fernando, and K.T. Cannon-Eger

PAGE 12 • THE FIL-AM COURIER • JANUARY 16-31, 2021

By SUE CHIPPERTON

You’re sitting on your couch watching your favorite Television show and the commercials come on. Most people don’t pay attention or some people turn the sound down. But one thing that will always get people’s attention in a commercial is a performance that involves an animal. Viewers will generally stop what they are doing and watch with their family. Animals – especially dogs, have been used in advertising for as long as I can remember. Growing up in England, I remember two particular ads. Dulux paint usually had an old English sheep dog in their commercials and Andrex toilet paper always had a Labrador puppy running around with trails of TP wrapped around it. Everyone remembers these products because of the participation of the dogs.

Sue Chipperton with her studio trained dogs, including the Dobermans for "Magnum PI" (Photo credit - www.saltycures.com)

Budweiser Super Bowl commercial - 2014. Puppy trained by Sue Chipperton. (Photo credit - Jerry Heiss)

Animal training is not something I set out to do – but many years later I found myself in Hollywood calling the animal companies that

Sue Chipperton on the red carpet at Sunset on the Beach with Eddie the Labrador from "Hawaii Five-0" (Photo credit - Sue Chipperton)

provided trained animals for the entertainment industry looking for a job. Studio Animal Services hired me as an intern in May, 1994. That is where I learned the craft of animal training, specifically for television and motion pictures. I worked for this company for twenty-one years and had some wild rides along the way. There are some jobs that stand out more than others. There was a series of commercials in early 2000 for

Taco Bell that featured a chihuahua. The company’s catch phrase was “Yo Quiero Taco Bell” and it was a raging success for two years. They requested me to train an adorable dog named Gidget for over thirty commercials. Shortly after, I had the opportunity to train another chihuahua named Moondoggie for a motion picture called “Legally Blonde” starring Reese Witherspoon. Most people have heard of or have seen

this movie which continued with a sequel of Moondoggie playing “Bruiser” again. I was fortunate to work with two very good little dogs for these productions that responded well to training. They loved food and were very motivated. One of the tricks I used in training them was to always treat them like a big dog. I did not cave in and fall for the “carry me in your arms everywhere” routine that so many people do with their small dogs.

Gidget, the Taco Bell Chihuahua being worked by her trainer, Sue Chipperton on the set of a commercial. (Photo credit - Sue Chipperton)

THE FIL-AM COURIER • JANUARY 16-31, 2021

• PAGE 13

Budweiser Super Bowl commercial - 2014. Sue Chipperton training puppy. (Photo credit - Jerry Heiss)

Another favorite job of mine was the Aflac commercials featuring a Peking duck. For thirteen years I worked on these commercials training 10-12 ducks to perform in front of a camera. Of course, only one duck was actually in each commercial. But every single one of those ducks had their own personality and their own set of skills. We interchanged the ducks depending on the action requested. For example, we had a duck that was excellent at staying – just like a dog. If you told it to stay in a certain spot, it would stay. Then we had another duck that could walk in and “hit a mark” (which is a term used for actors when they have to stop at an exact spot on set). This is an enviable skill in itself; even more so when a duck can do it. Just a reminder - ducks work for food. When one duck is full, he gets to go back to his trailer and sleep and we move on to the next duck!

Some of the more recent commercials that many people will recognize is the Budweiser Super Bowl commercials – two years in a row featuring a yellow Labrador puppy. I was extremely lucky to be one of the two trainers that trained eight puppies to do incredible things in these immensely popular spots. We trained the pups to do all the regular things like sit/stay, down/stay, and come when called. In addition, there was all of the film training they needed to do, like “hit a mark”, bark on cue, dig in dirt, go to the horse stall and interact with the horse. The puppy even had to do a trained retrieve where he had to carry a leash and run out of the barn. All of this training was on a ten-week old puppy. Through the years, I have done a lot of puppy commercials during my time in Hollywood. When I find moments to reflect on my

experiences, I often wonder what goes on in their new homes afterwards while living normal lives. Do the dogs suddenly revert back to a behavior trained for one of the commercials – like digging in the dirt and scurrying under a fence? One hopes that never actually has happened…. but who really knows…?

Eddie the Labrador (trained by Sue Chipperton) on set with Alex O'Loughlin (Lead Actor in "Hawaii 5-0") at the blessing for the start of Season Ten of the show. (Photo credit - Sue Chipperton) Sue Chipperton is a professional animal trainer for over 27 years; training animals for film and television. In 2014, Sue came to Hawaii and started her own company – “Check The Gate”, supplying the local entertainment industry with animals. Her national credits based in Hawaii include “Hawaii 5-0”, “Jurassic World” and currently “Magnum PI”. In addition, she is a professional dog photographer. Recently, Sue started a business that helps a pet owner get their home ready for a new puppy. You can reach Sue Chipperton via her three websites at www.chipperton.com & www.aloha puppies.com & www.tailsticks.com

PAGE 14 • THE FIL-AM COURIER • JANUARY 16-31, 2021

If you’re a nature lover who values health, personal growth, and connection with others, this bucket list is for you! 1.

Have lunch with my grandparents

Plant a garden filled with herbs, vegetables, and fruits

Start and finish reading a self-development book

Shop for local fruits and vegetables at the farmers market

by DEVANI GAOING

Bake a vegan birthday cake for my sister

Declutter my wardrobe

Drink celery juice for 21 days

Go hiking once a month

Visit all of the botanical gardens on Oahu

10.

Reconnect with friends I haven’t seen since before the lockdown

11.

Spend some time picking up trash at the beach

12.

Work in the lo’i (taro field)

13.

Volunteer with animals

14.

Visit the sunflower fields

15.

Stargaze at the beach

16.

Swim with wild dolphins

17.

Swim with sharks without a cage

18.

Go out for a boat ride

19.

Have breakfast at different cafes

20.

Set up a cute picnic date

21.

Go camping

This is the first year I’ve created a bucket list for the new year. Although I may not get to complete all these activities, writing this list has reminded me that life is meant to be enjoyed. If you aren’t enjoying your life then I want to remind you how deserving you are of living a life that you enjoy. I hope you take whatever actions you need to live a life that is enjoyable for you. All of us dream for this, but only some will put in the work to live like this. If you want to create your own bucket list, think of some things that give you joy, not your parents, friends, or who ever else. Ask yourself, “What do I enjoy doing?” It’s important that you make a list that is in total alignment and authentic to you. We get to know ourselves better through this way. From there, now you are aware of the things you desire to do and it’s up to you to decide whether you want to schedule the time to do it. As we grow old, our schedules become busy and if something is truly important to us then we schedule that into our week, month, and/or year. I personally enjoy being present, connecting with nature, nourishing my body and soul, and bonding with family - these things bring me joy. What brings me joy may not bring you joy, and that’s totally okay. This year, I hope you discover what brings you joy. At times it may seem scary and you may have to let go of the familiar, but you can always ask for Divine assistance. You are worthy to live a life you fully enjoy. Those dreams God gave you, even the tiny ones, were for a reason.

Devani Gaoing is from Ewa Beach. She graduated from the University of Hawaii at Manoa with a BA in Psychology. She is currently focused on building her business as a Kangen Water Distributor, while offering energy healing

THE FIL-AM COURIER • JANUARY 16-31, 2021

• PAGE 15

By BRANDON ELEFANTE Councilmember City and County of Honolulu

Primary Urban Center Development Plan Update “Sneak Peek” The Department of Planning and Permitting (DPP) is seeking comments on a preview document of the Primary Urban Center Development Plan (PUC DP) Update. The Council District 8 communities of Aiea and Pearl City are in the PUC DP. The PUC DP Update introduces a new format, and community members are Five new councilmembers joined the Honolulu City Council on January 2. Councilmember Elefante (far right) Councilmembers AugieTulba, Heidi Tsuneyoshi, Radiant Cordero, and Vice-Chair Esther Kiaaina. Row 2: Floor invited to a “sneak peek” of Waters, and Councilmember Calvin Say. Missing: Councilmember Carol Fukunaga the draft policies in anticipation A copy of the preview is requesting federal funding in National League of Cities of the full Public Review Draft Oahu Regional (NLC) Board of Directors as at https://bit.ly/ the release in a few months. available There are 11 themes, and 3nZhBI1 and comments may Transportation Plan (ORTP) the only elected official from emailed to 2045. Your feedback is very Hawaii. each theme represents a be important as it will help the • • • • pucdp@honolulu.gov. chapter of the plan. The PUC OahuMPO Policy Board make We welcome this new stretches from Waialaedecisions on these projects. year with five new Kahala to Pearl City, including Give Your Feedback on Oahu the southern coastline up to Regional Transportation Plan The survey will also ask for Councilmembers and a new demographic information that Mayor and Administration. My the top of the mountain Projects Councilmember Elefante will be used to evaluate staff and I are committed to watersheds. It is the largest with my on the Oahu OahuMPO’s outreach efforts collaborating DP area on Oahu, which is serves Planning so that they can make colleagues and our other home to 440,000 residents Metropolitan (OahuMPO) improvements and get more elected officials as well as our and most of the jobs. The Organization OahuMPO input from the community. document will guide Policy Board. You have until January coordinates the distribution of development for projected growth and is a key planning federal transportation dollars 22, 2021 to check out this link document that will inform for the island of Oahu. The and let them know what you is seeking think: https://arcg.is/rKCmC1 zoning, infrastructure, and organization other city codes and feedback on 17 new proposed projects and programs New Honolulu City Council, standards. New Assignments Councilmember Elefante is now the chair of the Committee on Zoning and Planning, with the first committee meeting taking place on January 14. He is also Vice Chair of the Committee on Transportation, Sustainability and Health having just finished the last few years chairing that committee. As such, he will continue his membership on the OahuMPO Policy Board. Councilmember Elefante is a voting member on the following committees: Budget, Executive Matters and Legal Affairs, Public Infrastructure and Technology, and Executive Management. Late last year, our Honolulu Police Department Community Policing Team Councilmember Elefante of Patrol District 3 Sgt. Albert Somera retired after more than 31 years of was also recently elected by service. We recently honored his many years of selfless service and improvements to community relations with a Honolulu City Council his national colleagues to the Honorary Certificate. We wish him a happy and healthy retirement!

joined from left to right: In Row 1: Leader Andria Tupola, Chair Tommy

City staff.I look forward to working with you to improve our community in 2021.

Brandon Elefante represents Honolulu City Council District VIII, which covers Aiea - Pearl City - Waipahu. He can be reached at (808) 768-5008, and his email is belefante@honolulu.gov. Devani Gaoing is from Ewa Beach. She graduated from the University of Hawaii at Manoa with a BA in Psychology. She is currently focused on building her business as a Kangen Water Distributor, while offering energy healing

PAGE 16 • THE FIL-AM COURIER • JANUARY 16-31, 2021

Vein Problems May Be the Cause! The symptoms of Restless Leg can be some of the following: pain, achiness, numbness and tingling, throbbing, pulling or having a “creeping” sensation of the extremity. The symptoms can vary from one person to the next but one thing that does not vary is the uncontrollable urge to move the leg to relieve the symptoms. For reasons that we don’t completely understand, movement of the extremity will bring about relief. Along these lines, symptoms begin to worsen in the evening when people begin to rest for the day and they can become particularly prominent at night. This of course can cause a substantial decline in ones quality of sleep and can actually interfere with an individual’s ability to function on a day-to-day basis. RLS affects both men and women but women are affected twice as frequently. Up to 10% of the adult population of the US may have some degree of the problem. Although the condition usually affects both legs, it can affect just one. The overriding majority of cases cause symptoms in the legs

however apparently the condition has been described in the upper extremity also. A more advanced cousin of RLS is something called PLMS- Periodic Limb Movement of Sleep. In this condition the limb movements occur repeatedly throughout the night on a completely involuntary basis and of course disrupt sleep tremendously. There are a variety of causes of Restless Leg Syndrome many of which are very difficult to sort out. One of the most common causes, however, is Chronic Venous Insufficiency. Roughly 35% of RLS can be caused by leg vein problems. The symptoms of the two can be similar however they are two distinctly different entities. The good news, however, is that diagnosing venous insufficiency is easy and something that we do every day of the week with a painless ultrasound test. Better news- treating the underlying venous disease can eliminate symptoms of RLS completely. Call today for an initial consultation with one of our vein specialists at the clinic closest to you and start feeling better soon. Check our website: www.veinclinicsofhawaii.com

Restless Leg Syndrome?

5 Ways To Make Smarter Life Decisions One of the most important skills that you can teach yourself in life is how to make smarter decisions. We are all decision makers. Each and every day, we are faced with hundreds of decisions whether we realize it or not. All of your activities and daily actions are a result of a decision that you make. If you want to live a better life then it’s your responsibility to make smart decisions so that you don’t have any regret later on. Your future is created by the things that you do each and every second of the day. The clock is ticking… want to learn how to make smarter choices and live a life free of regrets? Then follow these five tips! 1. Identify Your Goals The first step to making smarter life choices is to identify what your life goals really are. Write down a list of things that you would like to accomplish in life before death. This could be marriage, getting a college degree, staying fit, or obtaining a good paying job. After, you’ve finished your list, write down a list of things that you can do that will help you accomplish your goals.

If you want to land a higher paying job then maybe you should go to college. If you want to get married but you don’t have much experience with relationships then you should work on changing that. Or if you want to stay fit then make sure that you follow daily workout routines. Whatever it is that you want to get out of life, identifying your goals and focus more of your time and energy on them is the first step towards making smarter life choices.

in the past, whether big or small. Nobody’s perfect. Instead of putting yourself down for your past mistakes, you should take the time to learn from them. It’s best that you learn from your mistakes now instead of making the same mistake again! You never know when you might be faced with a similar challenge, so don’t overlook learning from a mistake.

2. Analyze The Pros and Cons Now that you know exactly what you want to get out of life and you have a plan to accomplish your goals, you must examine the pros and cons of each of your daily actions. Ask yourself whether what you are doing right now, each and every day, is enough to accomplish your goals? Ask yourself whether you’re doing too much and should cut back or whether you’re doing too little?

4. Learn From Other People’s Mistakes Not only is it important that you learn from your own mistakes but you should also take a look at other people and learn from things that they’ve done wrong. If you only focus on your own mistakes, you are limiting yourself from learning how to avoid mistakes that other people have made that you could make in the future. You should talk to people who are older than you and learn what they did wrong or regret in their lives so that you will be better prepared and avoid having the same fate.

3. Learn From Your Mistakes In order to make smarter decisions in life, you are going to have to learn from your own mistakes. Everyone has made a mistake

5. Follow Your Intuition Follow your gut feeling or the voice inside of your head. If you feel that what you are doing is right then don’t hesitate, question

yourself or let other people question you, just keep on doing it. If you feel that what you are doing is wrong or is negatively affecting your life then stop doing it. Things such as excessive drug usage, playing video games, walking alone at night, or eating unhealthy are things that you should avoid if you want live a life without regrets. Other things such as talking to your crush, going the extra mile at school or work, or wanting to help somebody are good things that you should be doing more often. And remember, making smarter life decisions isn’t just about knowing whats right or wrong, it’s about actually doing what is right. The more things that you do in life that are right, the less regrets you will have. And not only is life about what you do, it’s also about what you don’t do. In life, not doing anything at all is just as bad as doing the wrong things. “A life spent making mistakes it only more honorable, but more useful than a life spent doing nothing.” – George Bernad Shaw

THE FIL-AM COURIER • JANUARY 16-31, 2021

• PAGE 17

Hawaii Best Loans, LLC NMLS#: 397936 Tel. (808) 591-1137 Email: ashlee@hawaiibestloans.com Website: www.hawaiibestloans.com

Ashlee Sook Cho James, President NMLS# 368025 Tel. (808) 591-1137 Email: ashlee@hawaiibestloans.com.

Aloha, I hope and trust that all is well with you and that you are weathering this pandemic storm in good health. These are definitely challenging times for all of us. Please stay safe! The theme for this month's newsletter is "Mortgage Interest Rate Projections for 2021." I will try to give you a peek into the future so you will know what to expect as you think about your mortgage loan options. In the meantime, I want to wish you a very Happy, Peaceful and Joyous Holiday Season. I hope that your 2021 will get off to a great start and that it will be your best year ever. Ashlee Sook Cho James, President NMLS#: 368025 Hawaii Best Loans - NMLS#: 397936

FROM THE PRESIDENT'S DESK

WHAT WILL MORTGAGE INTEREST RATES DO IN 2021? Let’s get to it! Leading housing agencies are expecting an average 30-year mortgage rate of 3.03% in 2021. Until 2020, the lowest 30-year rate on record was 3.29%. Now, experts are saying interest rates could remain well below that for a year or more to come. Low rates mean expanded buying power, cheaper monthly payments, and huge savings. But remember, there’s always volatility in the mortgage market. Nothing is absolutely certain when it comes to rate projections. Don’t base your home buying or refinancing plans on a favorable prediction. If you’re ready to lock a rate now, it’s a great time to do so. With rates still at all-time lows, there is a counter-theory that they only have one way to go at some point next year … UP! As always, some borrowers will get lower rates than the ‘averages’ seen in the news, and some will get higher rates. That’s because your own interest rate doesn’t just depend on the market — it depends on who you are as a borrower.

Who gets below-market rates? It's usually borrowers who have: A credit score of 720 or higher A clean credit report A down payment of 20% (on conventional loans) A low debt-to-income ratio A home price within local loan limits You need to be willing to shop around to find the lowest rate for your situation. This is where I come into the picture. I can help you obtain the lowest rate available based on your own personal profile. My goal is to always find the best deal for my borrowers. BONUS INFORMATION! 5 STEPS TO IMPROVE YOUR CREDIT SCORE One of the most important factors in securing a mortgage loan is your credit score. When scores drift down into the low 600s and beyond, applicable interest rates will become higher or a loan might not be possible at all. Here at Hawaii Best Loans, we have years of experience in working with borrowers and know exactly how to get their credit scores to a level where their loan is possible and rates remain low. Here are 5 quick tips for lowering your credit score: 1. Pay Your Bills on Time ... especially any medical bills that you may have, even if the amounts are low. 2. Get Credit for Making Utility and Cell Phone Payments on Time. ... 3. Pay off Debt and Keep Balances Low on Credit Cards and Other Revolving Credit. 4. Apply for and Open New Credit Accounts Only as Needed. ... 5. Don't Close Unused Credit Cards. For more information and assistance in raising your current credit score, just give me a call and I will show you the secrets to credit success! I hope that you enjoyed this edition of our monthly newsletter. I'm looking forward to working with you throughout the coming year in an effort to help you achieve your borrowing goals and objectives. In the meantime, If there is anything that I can help you with right away, please do not hesitate to contact me. Thanks, Ashlee Sook Cho James, President NMLS# 368025 Tel. (808) 591-1137 Email: ashlee@hawaiibestloans.com.

New Book! As some of you may know, my husband, Jesse, is a speaker, consultant and author. He has just published an exciting new book titled, "I'm Third"... success secrets and motivational anecdotes from 30 years on the speaking platform. It is now available through Amazon.com. You can find out more about it at the following link: "I'm Third" It will make a perfect gift for the Holidays. If you purchase 3 books, you will receive free shipping. Amazon Prime members also receive free shipping regardless of the number of books ordered. What better gift than one of motivation, inspiration and a positive outlook in life ... especially during the challenging times that we find ourselves in?

PAGE 18 • THE FIL-AM COURIER • JANUARY 16-31, 2021

By DR. STEVEN RHEE Board-certified Ophthalmologist at Hawaiian Eye Center

The American Academy of Ophthalmology has named January Glaucoma Awareness Month. Glaucoma is a leading cause of irreversible blindness in the United States and often has no noticeable symptoms in its early stages. When glaucoma is present, vision loss progresses at such a gradual rate that people affected by the condition are often unaware of it until their sight has already been compromised. During Glaucoma Awareness Month in January, the American Academy of Ophthalmology advises the public that the best defense against developing glaucoma-related blindness is to maintain routine, comprehensive eye exams. Dr. Steven Rhee of Hawaiian Eye Centershares, “Glaucoma is caused by an increase in eye pressure, known as intraocular pressure, due to either an overproduction of fluid in the eye or blockage in the drainage area where the

cornea and iris meet. Those with normal eye pressure can also develop glaucoma and it’s believed to be caused by poor blood flow to the optic nerve.” Symptoms of glaucoma normally go unnoticed until the disease has progressed

significantly. Gradual loss of peripheral vision is a common symptom of open-angle glaucoma. Another type of glaucoma called angle closure glaucomahas more abrupt symptoms such as severe eye pain, headache, nausea and vomiting, blurred vision, seeing haloes around lights and red eye. Those most at risk of developing glaucoma include those: • Aged 40 and over • Of Hispanic, Asian or African-American descent or with a family history of the disease • Diagnosed with diabetes or hypertension

• Who have had an eye injury or eye surgery • With extreme nearsighted ness (myopia) • Taking steroid medications for an extended period of time. Most risk factors are not preventableand the optic nerve is unable to regenerate. However, glaucoma can be successfully controlled with an early diagnosis and treatment to slow down or stop further damage. Treatment ranges from eye drops to laser surgery and microsurgery, which helps to lower eye pressure. Those 40 and over should have a comprehensive dilated

eye exam every two to three years from an eye care professional to check for glaucoma and other eye diseases. People mostly likely to develop glaucoma should get an eye exam once a year, including those 40 and over and those with other risk factors.

Steven Rhee, D.O., is a board-certified ophthalmologist at Hawaiian Eye Center. Hawaiian Eye’s dedicated doctors and support staff are committed to educating the public about the importance of preventative eye care. To learn more about a variety of eye health issues, please call 621-8448 or visit HawaiianEye.com. “For over 44 years, life has never looked better.”

THE FIL-AM COURIER • JANUARY 16-31, 2021

• PAGE 19

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STORE MANAGER

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SALE

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Looking for cooks must be able to work lunch and or dinner. full time or part time, full give medical. Experience $15 00 an hour, No experience $13:00 an hour. Apply in person 2284 Kalakaua Ave.

Tel. No. 922-6868 Ask for Hisao or Almario

CUSTOMER SERVICE/CALL-TAKER Full/Part-time No experience OK, we will train. Good communication skill, pleasing personality with minimal typing skill. We offer good benefits-medical/dental, 401k, paid vacation/sick leave, parking.

980SQF Retail Store $1,800 Built Care home 2017 7 bed, close to town, close to hospital call (808) 393-6230 email: lee@Locations Hawaii.com

FOR RENT RENT:: Kalihi 2BR/1BA/1PKG $1,225.00, No pets 1922 Kahai St. Apt. D Available 11/16,

Call Virgie 386-3997

2 Bedrooms, 1 Bath,

FOR RENT

Waipahu area, Formore info, contact Maria @ (808) 365-8310

KALIHI, APARTMENT, DOWNSTAIRS

HOUSE FOR RENT

4bdrm, 2 bath, parking, $2.295 available now. Below Nimitz Hwy. Call 386-3997

For Advertising Information, please call 595-8787 or 478-9688

Call: 943-0000

3 bedroom/1bath Near school, bus stop, and shopping center. No pets Call 808-208-5880

WEDDINGS ANYTIME, ANYWHERE JUDGE GRAULTY (RETIRED)

CALL 778-8510 TO SCHEDULE