AIS Benefit Guide 2024-2025

AtlantaInternationalSchoolopenenrollmentisanActiveEnrollmentfor July1,2024!AlleligibleemployeesmustlogintotheADPPortalandmake planelectionsforJuly1st,2024-June30th,2025 Forallplanelections,you willneedtore-enrolland/orwaivebenefitsforthe2024-2025planyear YourplanswillNOTautomaticallyrenew Ifyoudonotre-enrolland/or makeanyelectionsduringthisopenenrollment,youwillnotbeeligibleto enrolluntilnextopenenrollmentunlessyouhaveaqualifyinglifeevent

Carefullyreviewtheplaninformationinthisbenefitsenrollmentguideandall otherplanmaterialsthathavebeenprovided Theinsurancecarriers’ websitescanalsoprovideimportantinformationandtoolsthatcanhelpyou makeenrollmentdecisions

Considertheneedsofanydependentsyoumayhave Ifyouaremarried,we suggestyoureviewthecoveragecurrentlyofferedthroughyourspouse’s employertoavoidcostlyduplicatecoverage

Pleaseremembertohaveallnecessaryinformationavailablewhen completingyouronlineenrollment,including:

SocialSecurityNumberforyourselfandyourdependents

DateofBirthforyourselfandyourdependents

Properspellingofeachname Pleaseuselegalnames

Marriageordivorcecertificatesifyourstatushaschanged

HowtoEnroll:

1.

ToregisterforADPPortal/Mobile,followthestepssenttoyoubyADPWelcome Email.

2.

Onceyouregister,youcanaccessyouremploymentinformation,pay stubs,benefitsandmoreonADPPortalandADPMobileapplication.

3Enrollinbenefitsorprocessqualifyingeventchanges

ADPPortal:

Updateyourdirectdeposit

Updateyourfederalandstatetaxwithholdings

Changeyouraddress

Addnewbornchildoraddspouse

Assignandupdateyourbeneficiaries

Findinformationonallbenefits

AccesstheEmployeeHandbookandmuchmore

PleasereviewallPlanDocumentsandLegalNoticesbeforemakingyour elections AllimportantreferencedocumentsaresavedinADPunder Resources>CompanyInfo>FormLibrary

Benefitelectionsmaybemadeduringopenenrollment,within30daysof yourhiredateoraqualifyingevent

Section125&BenefitElectionChanges

UnderSection125oftheInternalRevenueService(IRS)code,youareallowedtopaycertaingroup insurancepremiumswithtax-free(pre-tax)dollars Thismeansyourpremiumdeductionsaretaken beforefederalincomeandSocialSecuritywagesarecalculated,savingyouupto23%ormore, dependingonyourtaxbracket

However,youmustmakeyourbenefitelectionscarefully,includingthechoicetowaivecoverage Your pre-taxelectionswillremainineffectuntilthenextannualopenenrollmentperiodunlessyou experienceanIRS-approvedqualifyingchangeinstatus(lifeevent)

Qualifyingchangeinstatuseventsinclude, butarenotlimitedto:

Marriage,divorce,orlegalseparation

Deathofspouseorotherdependent

Birthoradoptionofachild

Aspouse’semploymentbeginsorends

Adependent’seligibilitystatuschangesdueto age,studentstatus,maritalstatus,or employment

Youoryourspouseexperienceachangeinwork hoursthataffectbenefiteligibility

Relocationintooroutsideofyourplan’sservice area

EmployeeEligibility

Allregularfull-timeAISemployeesworking 30hoursormoreareeligibleforbenefitson thefirstdayofthemonthafterthedayof hire

DependentEligibility

Youareabletoenrollyourspouse,domestic partner,biologicalchildren,legallyadopted children,stepchildren,orchildrenforwhom youarealegalguardian–uptotheir26th birthday

MedicalInsurance

Importantthingstoconsiderwhen selectingyourhealthinsurancebenefit

WhathealthinsuranceplanamIcurrentlyenrolledin?

WhattieramIenrolledin?DidIenrollmyspouseorchildren?

HowmuchamIcontributingannuallytowardmyhealthinsurancebenefits?

DoIutilizeout-of-networkproviders?

Doesmyplanhaveadeductible?DidImeetmyin-networkand/orout-of-network deductiblesforthecalendaryear?Whatismydeductiblestatusyeartodate?

Whatweremyoutofpocketexpensesforinand/orout-of-networkservices?

DidIreachmyoutofpocketmaximuminthelastcalendaryearforin-networkorout-ofnetworkservices?Whatismyoutofpocketmaximumstatusyeartodate?

DidIcontributetoamedicalFlexSpendingAccount(FSA)?Ifso,howmuch?

DidIcontributetoaHealthSavingsAccount(HSA)?Ifso,howmuch?

Thesefiguresarereadilyavailableonthelastexplanationofbenefits(EOB)youreceivedeither inthelastcalendaryearoryeartodate.

Importanttermstoknow

Deductible:Theamountyoupayeachcalendaryear beforeyourplanstartspayingbenefits.

Coinsurance:Theamountofpaymentsplitbetween theemployeeandtheinsurancecompany Example: Insurancecompanypays80%andemployeepays 20%ofthechargesafterthedeductibleismet Out-Of-PocketMaximum:Themostyouwillpayina givenyearforallcoveredexpenses Afteryoupaythis amount,yourbenefitplanwillpayalleligiblecovered expensesfortherestofthecalendaryear

Deductibles,coinsurancepercentage,andcopays (exceptanypenaltyamountsandpharmacycost sharing)maybeusedtosatisfytheoutofpocket maximum.

Copay:isafixedamountahealthcarebeneficiary paysforcoveredmedicalservices.

Network:Doctorsandhospitalswhoofferdiscountson servicesbasedontheirnetworkcontractwithCigna.

THE CARE YOU NEED. THE SAVINGS YOU WANT.

Get both with the Open Access Plus plan from Cigna.

Offering flexible access to thousands of providers – plus programs and services to support your whole health needs – the Open Access Plus (OAP) plan is designed to make it easier for you to get the quality care you need and the savings you want. Here’s how it works.

In-network savings

You have the freedom to use any provider or facility of your choice, whether they are in the Cigna OAP network or out of the network Just know that staying in-network will help keep your costs down and avoid any additional paperwork

No-referral specialist care

A primary care provider (PCP) is recommended, but not required If you need to see a specialist for any reason, you don’t need a referral to see an in-network health care provider If you choose an out-of-network specialist, your care will be covered at the out-ofnetwork level and you may be responsible for any preauthorizations needed.

Care coordination

Our robust medical management program provides you and your family a valuable resource for one-on-one support and guidance to the right programs and services

Hospital stays

In an emergency, you have coverage However, requests for nonemergency hospital stays (other than maternity stays) and some types of outpatient care must have prior authorization or be preauthorized. This lets Cigna determine if the services are covered by your plan.

If your provider is in the Cigna OAP network, he or she will arrange for prior authorization. If you use an out-of-network provider, you must make the arrangements.

Out-of-pocket costs

Depending on your plan, you may have to pay an annual amount (deductible) before your plan begins to pay for covered health care costs. You may also need to pay a copay and/or coinsurance (a portion of the covered charge) for covered services Then, your plan pays the rest Once you reach an annual limit on your payments (out-of-pocket maximum), the health plan pays your covered health care costs at 100% for the rest of your plan year

If you receive out-of-network care, your costs will be higher Out-of-network providers and facilities may also bill you for charges that are not covered by the plan Charges not covered by the plan do not contribute to your deductible or out-of-pocket limits

WELCOME TO CIGNA

Simple ways to make the most of your plan

Cigna resources are designed to help you make smarter choices to improve your whole health and health plan spending.

First, register on myCigna.com®1 to access your digital ID cards and activate all available programs

When your plan year begins, register on myCigna.com That way you’re ready to go whenever you need to fi nd in-network health care providers, estimate costs or use My Health Assistant

Access virtual care

Conveniently connect with boardcertifi ed doctors, therapists, psychiatrists and dermatologists via video or phone 2

Register now

Connect with Cigna One Guide®

Our friendly guides have forward-thinking technology to answer questions on your plan, off er personalized advice and connect you to the right care They can also proactively reach out.3

Ensure in-network care

myCigna and Cigna One Guide can help you stay in-network, maximize savings and avoid any surprises

Get preventive care

Preventive care, such as check-ups, biometric screenings and wellness screenings, is available at no additional cost to you 4 It’s even available virtually for maximum convenience

Prioritize behavioral support

229K+ behavioral health and substance use providers5can help, either in person or virtually We also have 24/7 therapy, including Talkspace and Ginger for Cigna, and digital tools, such as iPrevail and HappifyTM 6

Call our 24/7 Health Information Line

Talk with a clinician who can help you choose the right care, whenever you need it – late nights, holidays and more.

Simplify with mail-order medications

Express Scripts® is one of the largest pharmacies in the United States and offers convenience, savings and stress-free prescription management

Identity Theft protection

At no additional cost

Bounce back with RecoveryOneTM for Cigna®

Virtual physical therapy from the comfort of home is convenient and available at no additional cost to you

Utilize case management programs

Complex medical conditions can be overwhelming. Our trained teams can help you coordinate care, understand benefi ts and reach goals through online coaching

AtlantaInternationalSchooloffersdentalcoveragethroughGuardian Youcanvisitany dentist;butyoupaylessout-of-pocketwhenyouchooseaPPOdentist Out-of-network benefitsarebasedonapercentileoftheprevailingfeedataforthedentist'szipcode AIS stronglyrecommendsparticipantsinthedentalinsurancewhenfacingdentalworkto inquirewiththeirdentisttoprovidepredeterminationofbenefitsfromGuardianprior commencinganywork.

VisionInsurance

EmployeescansimplyusetheirSocialSecuritynumbertoverifycoveragewiththeirprovider Toeasilydownloadamembervisioncard,youhavetwooptions:FromEB360®ordirectly fromVSP®atanytime Simplyreviewvisioninformationonyoursmartphoneortabletvia yourEB360®personalizeddashboardthroughVSP® Effortlesslyprintyourowncardsoyou cancarryitwithyou

FlexibleSpendingAccounts

Health&DependentCareFlexibleSpendingAccounts

AFlexibleSpendingAccount(FSA)providesyouwiththeopportunitytopayout-of-pocketmedical, dental,visionexpenses ADependentCareAccount(DCFSA)isfordependentcareexpenses Both plansarepaidwithpre-taxdollars Youcansaveapproximately25%ofeachdollarspentonthese expenseswhenyouparticipateinanFSAorDCFSA PlanYear07/01/2024-6/30/2025

FSAelectionamountfor07/01/2024-6/30/2025 is$3,200.00. DCFSAelectionamountfor07/01/2024-6/30/2025is$5,000.00. Itisimportanttobudgetappropriatelyanduseallofyourfundswithintheplanyear(EndingJune 30,2025). IfyoudonotuseallofyourHealthCareFSAmoneyinthecourseoftheplanyear,you willloseallmoniesinexcessof$550 AnyunusedfundsintheDependentCareFSAwillnotrollover intothenextplanyearandwillbeforfeited Employeesareeligibleforthisbenefitduringanopen enrollmentperiodandwithin30daysofhireoraqualifyingevent,suchasmarriage,birthofachild, adoptionofachild,divorce,widowed,etc

www.benefitresource.com

HealthSavingsAccount(HSA)

HealthSavingsAccounts

AtlantaInternationalSchoolispleasedtoofferalleligibleemployeesanddependentsaHealthSavings Accounts(HSA)ifenrolledintheHDHPHSA$3,000Plan AISwillcontinuetocontribute$700toeach accountover24payperiods.The2024calendaryearmaximumcontributionswillbe$4,150forindividuals and$8,300forfamilies.Ifyouareage55orolder,youmaycontributeanadditional$1,000inHSA"catchup "contributions

*IfyouuseyourHSAtopayfornonqualifiedexpenses,youwillhavetopayincometaxesonthosefunds Youwillalsobeassesseda20%penalty

wwwbenefitresourcecom

Pleasevisitthefollowinglinkformoreinformation: https://wwwirsgov/forms-pubs/about-publication-502

Examples of Qualified Expenses:

Acupuncture

Alcohol and drug addiction treatment

Breast reduction surgery

Dental treatment

Diagnostic tests and devices

Doctor's visits

Prescriptions

Eyeglasses, contact lenses and exams

Fertility enhancements

Hearing aids and batteries

Operations/surgery (non-cosmetic)

Physical therapy

Psychiatric care

Examples of Nonqualified Expenses:

Cosmetic surgery

Diaper service

Electrolysis or hair removal

Funeral expenses

Health club dues

Illegal operations and treatments

Maternity clothes

Nutritional supplements

Over-the-counter medicines for which you do not have a doctor's prescription

Toiletries (ex - toothbrush, toothpaste)

Teeth whitening

Sign up for BRI ALERTS

STAY UP-TO-DATE ON YOUR BRI ACCOUNTS WITH REAL-TIME ALERTS

EVER WONDER IF A TRANSACTION IS APPROVED? WANT TO KNOW HOW YOUR BALANCE IS AFFECTED? WE’VE GOT YOUR COVERED.

Receive real-time alerts by text* or email regarding your accounts with BRI

THERE ARE TWO EASY WAYS TO SIGN UP FOR BRIALERTS

Just login to BRIWEB or the BRIMOBILE App and select the “Notifications” option by expanding your Profile You will have the option to verify or provide an email address and/or mobile number and select the types of alerts you would like to receive

TYPES OF ALERTS

Receive alerts as transactions occur Medical FSA and HRA transactions are verified instantly to inform you when a receipt may be needed While the receipt is still in hand, upload it through the BRIMOBILE app and forget about it

Get notified with an email or text once your claim has been processed No more guessing about when your reimbursement will be paid out!

Know exactly when deposits post to your accounts, along with the updated balance amount

POTENTIAL

Don’t let duplicate transactions go unnoticed Protect your account funds and receive an alert any time a duplicate transaction is suspected

FOR QUESTIONS, CONTACT PARTICIPANT SERVICES

Receive a monthly reminder of your current account balance(s) (800) 473-9595, Monday – Friday, 8am – 8pm (Eastern Time) ParticipantServices@BenefitResource com

Live chat is available through the BRIWEB participant login

Proactive Outreach

Appointment Scheduling

Referral Management

Navigation Support

In-themoment mental health.

Make making time for mental health easier – anywhere, any time. With Medefy, members can connect with some of the best mental and behavioral health providers around the country, 24/7. Patient treatment plans, communication, and all the moving pieces of your health benefits plan are just a tap away

Talk about robust.

From features to our expansive network of providers, members can count on robust options – without complexity The fastest way to have members neglect needed care? Make the process hard to navigate We aren’t about that We give members flexibility and simplicity – so they can choose exactly the services they need – in a snap

Top-tier providers

Members can choose from a variety of providers – from board certified physicians who can prescribe, to counselors and coaches that support a wide range of mental health needs

24/7 Access straight from the app

Real-time reports and dashboards

Secure from all angles

Patient protection is always a top priority HIPAA standards guide everything from video interactions and messaging to email, in-app notifications, and medical records

Immediate help from a Certified Mental Health Support Coach

Data done right

Get reporting that helps you achieve those big strategy plans – and makes an impact We provide insights on utilization by member or subgroup, even top medications prescribed

Coaching to address acute and self-limited concerns

Physician support for clients requiring higher levels of

Notes and treatment plans

Self-guided programs for anxiety, stress, depression and more

“Mariahhelpedde-mystifymycoverage!Thankyou!”

“Preciouswassuperhelpfulwhenansweringmyquestions.”

“IusedtheCareguidetofindanewPCP.Janessawasveryhelpfulandquickly gavemealistofdoctorsinmyarea.”

“Thisappandthepromptserviceandaccuracyofwhatyouprovideisamazing! KathrynhelpedmethelasttimeandI'msograteful.”

“Thisisanamazingfeature!It'savailable24/7.TodayEmilyrespondedfastand informative.Thankyouforprovidingtheservice.”

RetirementBenefits

DefinedContributionRetirementPlan

AtlantaInternationalSchoolparticipatesintheTIAAdefinedcontribution 403(b)retirementplan

Employeeschoosehowtoinvesttheircontributions Alleligibleemployees,asoutlinedintheplan document,areeligibletoreceivetheschool’smatchingcontributiontotheretirementplanperthe followingschedule:

1stand2ndyearofemployment:waitingperiodforemployer’smatchingcontributions 3rd+yearofemployment:upto7%matchingemployee’scontribution

Employer’scontributioncanbeinvestedinavarietyofdifferentfundsattheemployee’sdiscretion

Eligibleemployeesovertheageof18areeligibletomakevoluntarypre-taxcontributionsfromthedate ofhire YoucancontributeanyamountuptotheIRSannuallimit Employeesage50andabovemay contributeadditional‘catch-up’contributionsperIRSannuallimit

YoumayenrollwithTIAAatanytime PleaseinquirewithyourPeople&Cultureteamat peopleandculture@aischoolorg

Employer-PaidLife&Disability

BasicLifeandAD&DInsurance

AtlantaInternationalSchoolautomaticallyprovidesallbenefit-eligibleemployeeswithbasiclife insuranceandaccidentaldeathanddismemberment(AD&D)coverageequalto$30,000.

Ifyouareterminallyill,youareeligibleforapartialpaymentofyourgrouptermlifeinsurancebenefit. Youcanusethispaymentasyouseefit.Thepaymenttoyourbeneficiarywillbepaidbasedonthe summaryplandescriptionofthebenefit.

BasicAD&Dpaysyouoryourbeneficiaryabenefitforthelossofyourlifeorotherinjuriesresultingfrom acoveredaccident.BasicAD&Dbenefitsarepaidregardlessofothercoveragesyoumayhave.

Short-TermDisability

AtlantaInternationalSchooloffersemployerpaidshorttermdisabilityinsurancethrough Equitable.Thecoverageisdesignedtohelp youmeetfinancialneedsifyoubecome unabletoworkduetoapregnancy,ornonwork-relatedinjury

Alleligibleemployeesreceivebenefitsequalto 50%ofpre-disabilityweeklycompensationup toamaximumof$1,500perweek Benefits beginafterthe7dayseliminationperiodis metandwillcontinueaslongasyoumeetthe definitionofdisabilityupto12weeks

Long-TermDisability

Longtermdisabilitycoverageprovides importantfinancialprotectionforyourfamilyin theeventofanextendedrecoveryfrom accidentorillness.

Alleligibleemployeesreceivebenefitsequalto 60%oftheirmonthlypre-disabilityearningup toamaximumof$6,000amonth Benefits beginafterthe90dayeliminationperiodismet andwillcontinueaslongasyoumeetthe definitionofdisabilityuptoyournormalsocial securityretirementage Ifyoubecome disabledatoraftertheageof65,yourbenefits willbepayableaccordingtoEquitable’sagebasedschedule

Ifyouarestillconsidereddisabledbythetimeyourshort-termdisabilityperiodrunsout,yourlongtermdisabilityinsurancewillkickinwithoutagapincoverage.

VoluntaryLifeandAD&D

VoluntaryLifeandAD&DInsurance

Therightlifeinsurancecoveragecanhelpprotectlovedonesandprovidestabilitywhenit'smost needed Whetherit'susedtofundachild'seducation,orpayoffamortgage,alifeinsurancepolicycan providesecurityandhelpoffsetfinancialburdensduringadifficulttime

TosupplementthebasiclifeinsurancecoveragethatAISprovides,youmaychoosetoenrollina voluntarylifeinsuranceplanforadditionalcoverageatcompetitivegroupprices Coveragefor dependentsisonlyavailableifemployeespurchasecoverageforthemselves

Employeesmayelectupto$100,000ofVoluntaryLife/AD&Dinsurancewithoutansweringadditional questions Ifagreateramountisrequested,youwillhavetocompleteanEvidenceofInsurabilityform whichwillhavetobereviewedbyEquitable'sunderwritingdepartment Youmayalsoelectupto $30,000foryourspouseandupto$10,000foryourchildrenwithouthavingtocompleteanEOIform

Coverageendsuponyourterminationofemploymentorasspecifiedintheplanbooklet.Youmay convertyourinsurancetoanindividuallifeinsurancepolicy.Ifinterestedininsuranceportability information,pleasereachouttopeopleandculture@aischool.org.

Accident&CriticalIllnessBenefits

AccidentInsurance

Withaccidentinsurance,youcanmanagethecostsand stressoffalls,sportsinjuriesandotheraccidentsforyou andyourdependents

Whatitdoes:Paysacashbenefitdirectlytoyouifyou oryourdependentsareinjuredaspartofacovered accident,regardlessofwhetheritscoveredbyyour medicalinsurance.

Howitworks:Intheeventofacoveredaccident, submitaclaimtoreceivepromptpayment.Payment ismadedirectlytoyou,soyoucanuseitasyousee fit

Whatitdoesn'tdo:Providepaymentforinjuriesor accidentsthataren'tpartofthecoveredlist Fora completelistofcoveredinjuries,refertotheBenefit Summary

Youwillalsoreceivean$50reimbursementwhenyougo tothedoctorforanannualwellnessexam

CoverageforbothAccidentInsuranceandCriticalIllnessInsuranceendsuponyourterminationof employmentorasspecifiedintheplanbooklet Youmayconvertyourinsurancetoanindividualpolicy If interestedininsuranceportabilityinformation,pleasereachouttopeopleandculture@aischoolorg

CriticalIllnessInsurance

Withcriticalillnessinsurance,you'llreceivealump-sum cashpaymentifyouorafamilymemberarediagnosed withacoveredillness Ourplancoversmanyconditions andcanhelppayforcostsnotcoveredbyatraditional healthplan Therearenohealthquestionsandall coverageinthestandardplansisguaranteedissue

Whatitdoes:Providesalump-sumpaymentifyou arediagnosedwithoneofthecoveredserious illnesses

Howitworks:Afteryoureceiveadiagnosisfora coveredconditionandsubmityourclaimtous,you'll receiveyourpayment There'snowaitingperiodand paymentsaremadedirectlytoyou,soyoucanuse themasyouseefit Youdecidehowtouseyour payment

Whatitdoesn'tdo:Providepaymentforillnessesor conditionsthatwerediagnosedpriortoyoureffective date,orforillnessesorconditionsthataren'tcovered.

VoluntaryLong-TermCare

UniversalLifeEventsPlanwithLong-TermCare

Longtermcareinsurancemayhelpyouavoidafarmoredifficultdecision:whethertoexhaustyour savingsorliquidateyourassetstopayforaperiodoflongtermcare.Thispolicymayhelpyouprepare forthefinancialrealitiesandhelpyoumaintaincontrolofsomeimportantdecisions, suchas:

Whowouldtakecareofme?

WherecanIchoosetoreceivecare?

WouldIbeaburdenonmychildrenifmysavingscouldn’tcovermycare?

Whatislongtermcare?Whetheritisduetoamotorcycleaccidentoraseriousillness,itisthetypeof careyoumayneedifyouareunabletoindependentlyperformthebasicactivitiesofdailyliving; bathing,dressing,usingthetoilet,transferringfromonelocationtoanother,continenceandeating,orif yousufferedseverecognitiveimpairmentfromaconditionsuchasAlzheimer’sdisease

Won’tmyotherinsurancepayforlongtermcare?Unfortunately,no MedicalinsuranceandMedicare aredesignedtopayforspecificcareforacuteconditions-notforlongtermhelpwithdailyliving MedicaidonlyhelpswithLTCafteryouhavedepletedvirtuallyallofyourassets Theexactamount variesbystate

AISofferseligibleemployeesthisvoluntarylongtermcoveragethroughTrustmark

Ratesaredependentonyourageandthebenefitamountyouselect Ratesshownbelowarefor illustrativepurposesonly

Andremember,thisisaportablebenefitwhichmeansthatyoucan takeitwithyouwhenyouremploymentatAISisover

AdditionalBenefits&Perks

Path2College529Plan

AtlantaInternationalSchoolhaspartneredwithPath2College529Planforfamiliestosaveforhigher educationcosts Path2Collegeisastate-sponsored,tax-advantaged529collegesavingsplanthat’s helpingfamiliesandindividualsplanforthecostofhighereducation Withaminimumcontribution of$15perpayperiod($25ifusinganothercontributionmethod),lowfees,andataxdeductionfor Georgiaresidents,Path2Collegemakessavingaffordable Becauseyoumaycontributedirectlyfrom yourpayrollwithdirectdeposit,it’ssimple,too

Parents,grandparents,oranyonecansaveforachild’sfutureeducationoreventheirownongoing training Fundscanbeusedtopayforexpensessuchastuition,room&board,booksandcomputers atuniversities,colleges,tradeschools,professionalschools,andgraduateprograms Makethemost ofyoursavingsbycontributingtoyouraccountregularly Youcancontributebypayrolldirect depositforaslowas$15perpayperiod

Anyearningshavetheopportunitytogrowtax-deferredandwithdrawnstateandfederaltax-free whenusedforqualifiededucationexpenses GeorgiaresidentswhocontributetoaPath2College accountmaybeeligibleforastatetaxdeduction

GetStarted!OpenaPath2CollegeAccountatPath2College529.com

OntheFundingMethodpage,selectPayroll DirectDepositandenteranydollaramountto becontributedeachpayperiod.Upon completingthestepstoopenanewaccount, printorviewtheformwithpayrolldirectdeposit instructions.

IfyouhaveanexistingPath2Collegeaccount(s), thenlogintotheaccountat path2college529.com.Gotothe“Profile& Documents”sectiononthehomescreenand select“PayrollDirectDeposit,”then“Change payrollinstructions.”Enterthedollaramountper paycheck,andselect“Next”Vieworprintthe payrolldirectdepositinstructionsbyselecting “GetForm”

Submitthepayrolldirectdepositinstructionsyou viewedorprintedtoPeople&Culturepayroll officeorinputtheroutinginstructionsintoyour self-servicepayrollportal

AdditionalBenefits&Perks(cont.)

TuitionFinancialAssistance

AtlantaInternationalSchoolprovidesneed-basedfinancialaidtoencourageemployeestoenroll theirchildrenatAIS Employeeswishingtoreceivefinancialaidmustcompletethefinancialaid applicationandprovidedocumentationasisrequiredofallaidapplicants Financialaidneedsare evaluatedusingfinancialcalculationsprovidedbyanoutsideagencyandcurrenttaxreturn information TheBoardFinancialAidSubcommitteedeterminesneed-basedfinancialaidawarded amountsbasedonanassessmentoffinancialinformationprovided

InterestFreeLoan

AtlantaInternationalSchoolwill,uponapplication,provideaninterest-freeloantoemployeesin recognitionofthefirstyearexpensesoflifeintheUnitedStates,ie housing,carpurchase,etc This loancanbeuptoamaximumof$5,000,dependingonthetypeofloan,withagraceperiodofupto 12monthstorepaytheloan Theloanmustbefullyrepaidbytheendofthesubsequentacademic year Interestfreeloansareavailableforemergencies,certainrestrictionsapply

Toapply,pleasecontactanemployeeintheAtlantaInternationalSchoolBusinessOffice

LegalShield

Everyonedeservesaffordablelegalandidentitytheftprotection Includingyou Nomatterhow traumaticortrivialyoursituation,LegalShieldisheretohelp Unexpectedlegalandidentitytheftissues ariseeveryday WithLegalShieldonyourside,youhavethepowertoaccesslegalandidentitytheft adviceandserviceswhenyouneedthem,allforonelowmonthlyfee AtlantaInternationalSchoolhas partneredwithLegalShieldtoprovideitsemployeeswithdiscountedrates LegalShieldoffersthefollowingservices:

LegalShieldLegalPlan(legaladvice/consultation,prepareyourwill,livingwill,healthcarepowerof attorney,generalpowerofattorney,speedingticketassistance,helpwithgovernmentagencies, personallegaldocumentreview,etc)

IDShieldIndividualorFamily(creditmonitoring,highrischapplicationandtransactionmonitoring, socialmediamonitoring,consultationoncybersecurity,identitytheftandidentityrestoration,etc)

Tolearnmoreandtoenroll,visit:https://w3legalshieldcom/gs/init?grp=atlantainterschool

Formoreinformation,contact: CherylMiller(718)679-1386

AdditionalBenefits&Perks(cont.)

EmergencyTravelAssistanceProgram

YouandyourdependentsarenowpartoftheEmergencyTravelAssistanceProgramprovidedbyAXA AssistanceUSA,Inc.Asamember,youcanaccessabroadrangeofworldwidetravel,emergency medicaltransportationandconciergeservices24hoursaday,365daysayear. Whereveryouare,onesimplephonecalltotheresponsecenterwillconnectyoutoaglobalnetwork ofproviderswhocansupportyouwhileyouareawayfromhome.

CallAXAAssistanceifyourequire:Medicalanddentalreferrals,emergencymedicalevacuationand repatriation | hospitaladmissionandcriticalcaremonitoring | returnofmortalremains | dispatch ofprescriptionmedication|lostdocumentandluggageassistance | emergencycashandbail assistance | IDtheftassistance | generaltravelinformation | conciergeservices

WithintheUnitedStates:(855)327-1476

OutsidetheUnitedStates:1(312)356-5980

Registerat:https://accounts.travel-eye-axa.com/en/registration/axa-us.

ClassPass

ClassPassisanewkindofwellnessandfitnessmembershipthatgrantsyouaccesstothousandsof differentclassesatstudiosandgymsinAtlantaandaroundtheworld.Regardlesswhetherduringa schoolyearorwhenonvacationoverseas,ournewbenefit-ClassPass-hassomethingforyou.

ClassPassismorethanjustanothergymmembership.Youcanuseyourmonthlycreditsto:

Bookgym-timeandboutiquefitnessclassesinglobalorlocalbrands

Workoutfromhomeusingtheon-demandlibraryordailygloballivestreamclasses

Booka60minute1:1virtualsession

Experiencemediation,cryotherapy,sauna,acupuncture,massages,facials,nutritionclasses, andsomuchmore

Lookforagymat:wwwclasspasscom Enrollbyvisiting:classpasscom/corporate/ atlantainternational-87e6 Companycode:atlanta

AdditionalBenefits&Perks(cont.)

PetInsurance

AtlantaInternationalSchoolbelievesthatpetsarefamilytoo.AISprovidesdiscounted‘medical’ insuranceforyourpet Whethercanineorfeline Eachpetenrolledreceivesalifetimediscount andothergreatcoverageperks Ifinterested,youmayenrollatwwwpetsbestcom/AISchoolor call888-984-8700andreferenceourreferral/discountcode:AISCHOOL

Youcanchoosefrom3differentplanswithindividuallychosenlevelsof annualdeductibleoptionsandreimbursementpercentageoptions

WorkingAvantage

Yourwork-lifebalanceandgeneralwell-beingareasimportanttousastheworkyoucontribute. That'swhywe’reexcitedtoofferadiscountsprogramthroughWorkingAdvantage,yourone-stop shopforsavingswithbrandsyouknowandlove,discountsonlocalexperiences,travel& entertainment,curatedoffersjustforourorganization,andnewdealsaddedweekly.

It’scost-freeandeasytoenroll.Justvisitwww.workingadvantage.com/clickon“BECOMEA MEMBER”andusethecompanycodeATLANTAPERKStostartsavingon:

OnlineShopping:Walmart,Walgreens,Macy’s

StreamingServices:Disney+,Showtime

HomeOffice:Electronics,Laptopsandmore

Insurance,HomeSecurityandProtectionServices

WorkFromHomeEssentials

Entertainment,Attractions,Shows,Events,Concerts

Education&Enrichment:LanguageLearning,Audiobooks

Hotelsandrentalcars

Health&Wellness

FinancialServices

Food&Wine

PetSupplies Andsomuchmore!

AdditionalBenefits&Perks(cont.)

FamilyFirstCreditUnion

Don’thaveabankaccount?Lookingforbetterrates?AtlantaInternationalSchoolhaspartneredwith FamilyFirstCreditUniontoprovideyouwithmembershipaccesstouniquebenefits FamilyFirst CreditUnionisheretoserveyou Likeallcreditunions,FamilyFirstCreditUnionisanot-for-profit financialcooperative Whenyoujoinaacreditunion,youbecomeashareholder,oranowner,ofa veryuniquefinancialinstitution Belowareafewproductsandservicesyoucantakeadvantageof onceyoubecomeamember:checkingaccounts,mortgageloans,carloans,andmanymore

InpartnershipbetweentheAISLibraryandPeople&Cultureteam,weofferyoufreeaccesstothe NewYorkTimes.CreateafreeNYTimes.comaccountusingyourschoolemailaddresswiththe approveddomain.IfyoualreadyhaveaNYTimes.comaccountassociatedwithsuchemail address,loginwiththosecredentials.Checkyouremailinboxforourconfirmationmessage. Clickonthelinkinyourconfirmationmessagetovalidateyouremailaddressandclaimyour Pass YoumaydownloadNYTimesmobileappsforaccesstoo

Visitat:https://myaccountnytimescom/verification/edupass/check

TheinformationinthisBenefitGuideisintendedtoprovideasummaryofthe AtlantaInternationalSchoolBenefitsProgram.Itdoesnotchangethetermsofyour benefitplanortheofficialbenefitplandocuments Ifthereareanyinconsistencies betweenthisbrochureandtheofficialbenefitplandocuments,thetermsofthe plandocumentwillapply AISreservestherighttochange,suspend,orterminate itsbenefitsprograms,inwholeororinpart,atanytimeforanyreason.Foracopy ofallLegalNotices,pleaselogintoyourbenefitportal,EmployeeNavigator Ifyou areunabletoretrievethesenotices,pleasecontactyourPeople&Cultureteamfor aphysicalcopy.