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Florida Hometown Heros If You’re A First Time Home • 5% Of the Total Loan Amount Buyer Who Is Ready To Own Capped at $25,000, Use Any ExYour Own Home and Who cess to reduce LTV. Wants To Stop Wasting Your Hard Earned Money On Rent, This Could Be The Best News You’ll Get All Year. Read On….
• Minimum Credit Score is 640 • Homebuyer Education is required. • Borrower must be working FULL time in the occupation they hold license/ certification.
• Only one of the Borrowers is required to be in that occupation. ELIGIBLE TYPES OF HOMES: • Single Family Homes, Existing or Under Construction By • 30 Year Term, 0%, Non-Amor- A Builder. tizing, No Monthly Payments • Town Homes and Condos. • REPAYABLE: When the BorEFFECTIVE JUNE 1ST, 2022 ( rower Sells, Refinances, Trans- • Up to 4 Unit Properties and Florida Housing Finance Cor- fers the Deed, or Vacates as the buyer must occupy one of poration.) their primary residence. them. The Hometown Heroes (HTH) Housing Program makes housing affordable for eligible “frontline” workers, educators, police officers, healthcare providers, childcare, firefighters, nurses, military personnel, and others by providing down payment and closing cost assistance to qualified homebuyers. The Florida Hometown Heroes Loan Program offers a lower first mortgage rate AND additional special benefits to those who currently serve their communities and those who have served and continue to serve their country.
WHAT ADDITIONAL DOCUMENTATION IS REQUIRED? • Fully executed HTH Loan Program Attestation from borrower(s)-Pre-closing Form.
Clicking The Link Below Will Direct You To The Home Town Heroes APPLICATION WIZARD. https://apps.floridahousing. org/StandAlone/FTHBWiz• Copy of State of Florida Li- ard cense or Certification • Copy of VOE (Verification of Full Time Employment.)
WHO IS ELIGIBLE? PRIMARILY TO THOSE PEOPLE WHO SERVE OUR COMMUNITY. FOR A COMPLETE LIST OF ELIGIBLE OCCUPATIONS TO BE ELIGIBLE YOU MUST: CLICK THIS LINK: ELIGIBLE • Get your first mortgage with OCCUPATIONS Florida Housing in order to obtain DPA THE PROGRAM OVERVIEW:
ONE LAST THING. You must speak with a loan officer before taking any HomeOwner Education Course. Your loan officer will direct you to your correct course. You’re welcome to meet me, call me or email me with any other questions you might have or to receive a copy of the Home Town Heroes HandBook.
John Alexandrou - Broker/Owner since 2003 | Avalon Realty Group: 3925 Peppervine Dr., Orlando, FL 32828 407-312-3928 | AvalonRealty@gmail.com
