ABA Stonier Graduate School of Banking

Stonier

ABA Stonier Graduate School of Banking

To Be the Best, Learn from the Best June 6 –13, 2013 University of Pennsylvania Philadelphia, Pennsylvania

ABA Stonier Graduate School of Banking ADVISORY BOARD CHAIRMAN Luis Lobo Executive Vice President, Multicultural Markets Manager BB&T ADVISORY BOARD MEMBERS Norman E. Beatty Chairman, President and CEO First Hope Bank, N.A. Charles D. Christy EVP and Chief Financial Officer CoastalSouth Bancshares, Inc. Michael E. Collins Executive Vice President TD Bank Group Julie H. Livingston President and CEO Marblehead Bank Mark A. Ricca Chief Administrative Officer, CFO & Chief Risk Officer Carver Federal Savings Bank Daniel J. Schrider President and CEO Sandy Spring Bank Laura A. Schulte East Region President, Community Banking Wells Fargo Barbara Shaw Executive Vice President TCF Financial Corporation Kimberly B. Snyder, CPA Executive Vice President and Chief Financial Officer Valley Financial Corporation Valley Bank Constance Wallgren Vice President and Chief Examinations Officer, Supervision, Regulation and Credit Federal Reserve Bank of Philadelphia STONIER CURRICULUM DIRECTOR Dr. Donald J. Mullineaux The duPont Endowed Chair in Banking & Financial Services Gatton College of Business and Economics University of Kentucky PDC REPRESENTATIVE Mark Bensabat CEO, Florida Middle Market JP Morgan Chase Bank, N.A.

Dear Colleague, As Chairman of the ABA Stonier Advisory Board and a career banker, I feel immense pride to be associated with the ABA Stonier Graduate School of Banking. The Stonier program has been carefully crafted to prepare our industry’s rising stars to lead their organizations through the myriad business and regulatory challenges they will undoubtedly face.

Developing leadership skills is a crucial component of Stonier, and through our partnership with the Wharton School, the curriculum includes Leadership classes seamlessly integrated into our program and delivered by members of the renowned Wharton faculty. Additionally, Stonier graduates earn both a Stonier Diploma and a Wharton Leadership Certificate.

In our 2012 session, we hosted the largest student body in over two decades. It was inspiring to witness the incredible enthusiasm and high level of engagement throughout the entire student body—representing banks, regulatory agencies and bank industry providers, nationally and internationally.

We are now receiving applications for Stonier 2013. Please review the many benefits of attending this highly regarded school. You cannot find a better way to prepare your best and brightest for a leadership role. On behalf of the entire Stonier Advisory Board, thank you for your support of the Stonier program.

Very sincerely,

Luis Lobo Chairman, Stonier Advisory Board Stonier Graduate Class 1998 Executive Vice President, Multicultural Markets, BB&T

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It will be a different tomorrow.

Let us help you prepare.

The need for high-caliber leadership within our industry has never been greater. Stonier’s comprehensive executive education program readies banking professionals for the future.

Welcome to Stonier For over 125 years, we have been helping banking professionals like you develop the right mix of skills to inspire, motivate, create a vision and influence change. Are you up for the challenge?

ABA Professional Development

ABA Stonier Graduate School of Banking HELD AT THE UNIVERSITY OF PENNSYLVANIA BE IT KNOWN THAT

John Q. Smith

We have developed a comprehensive program that combines aspects of strategic planning, leadership, economics and financial management— all conducted in a highly interactive learning environment for maximum impact.

HAVING COMPLETED THE STUDIES AND SATISFIED THE REQUIREMENTS IS HEREBY AWARDED A

DIPLOMA OF GRADUATION JUNE 7, 2012 Albert C. Kelly, Jr. Chairman, American Bankers Association

Frank Keating President and CEO, American Bankers Association

Luis Lobo Chairman, ABA Stonier Graduate School Board of Advisors

James G. Edrington Executive Vice President, American Bankers Association

U n i v e r s i t y o f P e n n s y lva n i a

The Wharton School

Are st y Institute of Executive Education



Founded in 1881 by Joseph Wharton

This is to certify that

After completing the Stonier program, we believe you will have the skills required to address the broad issues you will face as a banking industry executive in an increasingly competitive marketplace.

John Q. Smith has successfully completed the

Wharton Leadership Certificate as part of the requirements of the ABA Stonier Graduate School of Banking

June 13, 2013

Jason Wingard, PhD Vice Dean, Aresty Institute of Executive Education The Wharton School, University of Pennsylvania

Mario Moussa, PhD Academic Director, The Wharton School University of Pennsylvania

“The ABA Stonier Graduate School of Banking offers a world-class educational experience and takes the program to another level with the Wharton School partnership. Combining the real-world bank curriculum with the Wharton leadership program truly creates a dynamic learning opportunity.”

— Todd J. Link SVP Operations & Chief Risk Officer, Premier Bank, Dubuque, Iowa

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To Be the Best, Learn from the Best.

50% of bankers

are from institutions with assets over $1 billion

50% are from

community banks with assets under $1 billion

Stellar Student Body Attendees come from a variety of institutions, such as community, regional, or money center banks, regulatory agencies, and bank service organizations and a wide range of functional areas. Approximately 30 percent hold the title of President, CEO, CFO, COO, EVP or SVP while 30 percent are VPs or Directors. In addition, roughly 10 percent represent regulatory agencies, bringing real-world perspectives on regulations that impact the industry as a whole.

Cutting-Edge Learning Environment A combination of lectures, group discussions, Internet-based learning, computer simulations, team activities, case studies and peer presentations keep your high-paced educational experience dynamic, fun and challenging.

Prestigious Faculty The faculty includes many of the most important thinkers, practitioners and experts in the financial services industry. You will be exposed to highly interactive classroom settings, and a range of formal and informal forums to discuss and debate problems, in addition to developing solutions with faculty and fellow students.

The Wharton faculty delivers outstanding leadership courses to our students, and brings additional perspectives and insights on how to effectively lead in a world of continuous change.

“The experience has changed me personally and professionally. I honestly can’t wait for next year. Thank you for such a wonderful program and the chance to interact with talented instructors and staff.”

— Heidi Jetter Chief Operating Officer, First National Bank, Germantown, Ohio

Skills to Compete Stonier’s well-crafted curriculum helps prepare you for real-life situations within your own organization as you look to scope, implement and lead a wide range of initiatives. Upon completing the program you will be primed to immediately implement much of what you have learned.

The intense program is comprised of three one-week sessions, held over a three-year period, plus extension work between sessions.

The next session will be held at the University of Pennsylvania

June 6–13, 2013 Following sessions are scheduled for

June 7–14, 2014

Accelerated Program If you have completed an MBA or an MS in Finance from a school accredited by the Association to Advance Collegiate Schools of Business International (AACSB), you may apply for Accelerated status at Stonier.

Accelerated students attend Years 2 and 3, completing Stonier in two consecutive resident sessions.

Visit aba.stonier.com for admission requirements.

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Learn more at abastonier.com

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An Outstanding Curriculum.

The Stonier curriculum has been carefully designed to prepare you for tomorrow’s opportunities.

Course work between Years 1 and 2 includes written assignments in the areas of bank performance, economics and marketing. A highimpact Capstone Strategic Project between Years 2 and 3 provides a unique opportunity to further your development while undertaking a project of significant potential value to your organization.

Year 1 Launching Your Leadership Experience The first-year curriculum focuses on key aspects of strategy, planning, marketing and performance measurement. It provides an overview of the current economic and financial environment and its implications for achieving competitive advantage. You will gain an enhanced appreciation of the drivers of success, and learn how to leverage your organization’s competitive strengths.

“The Stonier faculty are experienced, industry-leading professionals that understand the prevailing issues to community banks and the curriculum is interactive, dynamic and really challenges participants to develop and strengthen their knowledge well beyond their functional role within their banking organization.”

— Lynn A. Motta Vice President, Commercial Services Division, BankFive Fairhaven, Massachusetts

Year 2 Applying Leadership Skills to Team Performance and Risk Management The core of the second-year curriculum focuses on strategies for enhancing shareholder value and risk management.

You will assimilate the factors that affect the profitability and value of your organization, and learn to apply risk management tools and techniques in a way that can be a source of competitive advantage and value creation.

In addition, you will participate in an innovative bank management computer simulation, ABA BankExec™, making key decisions on product pricing, risk management, investments, asset sales and treasury management in a competitive “tournamentâ€? with fellow students.

The operating environment mimics the dynamics of the real-world banking market and you will gain quick feedback on how your decisions affect your relative performance. You will also be able to choose from an extensive menu of elective courses to round out your curriculum.

Traditional Capstone Project The Capstone Strategic Project provides you with a unique opportunity to enhance your professional growth while undertaking a project of significant potential value to your organization.

Regulatory Capstone and Bank Services Organization Capstone Employees of regulatory agencies or bank services organizations complete the project appropriate for their organization. Both projects require that students select a research topic of value to their organization and relevant to the banking industry.

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Visit abastonier.com for more details.

Year 3 Becoming a Leader in Your Organization The third-year curriculum focuses on ethical leadership and driving organizational change. Through case studies, role play and extensive class discussion, you will gain action-oriented tools and concepts to take back and apply in your organization. You and your fellow students also present overviews of the Capstone Projects to a group of peers who provide feedback and share the benefits of their research and analysis.

Electives—Years 2 and 3 During Years 2 and 3, you select four elective courses from a broad menu of options.

� Assessing Credit Risk of Borrowers � Leadership and Emotional Intelligence � Opportunities in the Payment System � Branch Network Optimization � Managing Credit Risk � Pricing Bank Services � Building a Business Banking Performance Culture � Managing Customer Profitability and Retention � Learn Six Sigma Operations in Banking � Core Deposit Management: An Earnings Performance and Growth Focus � Managing Business Banking � Coaching for Performance � Corporate Governance � Managing Liquidity in Troubled Times � Strategies for Increasing Noninterest Income � Current Market Conditions for Financial Institutions � Mergers and Acquisitions � Risk Management � Identifying and Managing Problem Loans � Negotiations � Challenges in Community Banking � Globalization and Banking *subject to change

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Invest in Your Future.

Join us and develop management and leadership skills to help advance your bank—and your future.

To Be the Best, Learn From the Best Stonier’s affiliation with the largest banking association in the U.S., combined with its world-class faculty, rigorous curriculum, and interactive approach to learning, truly makes it the Leader for Leaders.

Attractive Location Sessions are held at the University of Pennsylvania (Penn) where undergraduate and graduate students have received an Ivy League education for more than two centuries. The campus is convenient to the Philadelphia International Airport, trains and buses, as well as many shops and restaurants in one of the city’s most vibrant and diverse neighborhoods.

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Learn more at abastonier.com

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Reserve Your Place!

To ensure an outstanding learning experience, admission at Stonier is strictly limited. Submit your application as soon as possible to receive prompt consideration.

Early submission ensures placement for all qualified applicants.

Fees Fees per year include tuition, instructional materials and select meals and are payable either by credit card or check. Payment will not be processed until the application has been accepted. Please make your check payable to the American Bankers Association for tuition fees only.

ABA Member/ABA Service Member

$3,395/year

Supervisory Agency

$3,395/year

Nonmember $4,395/year

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Visit abastonier.com for an application form

“After having been in banking for over 28 years I wasn’t sure what to expect from a “new learning” aspect. Now that I have completed Year 1 at Stonier, I am even more excited about Years 2 and 3. The professors were exceptionally knowledgeable and the Wharton piece continues to keep the program head and shoulders above the rest.”

— Leon M. Hinton President & COO, Soy Capital Bank & Trust Company Decatur, Illinois

The Stonier Guarantee The ABA guarantees that the ABA Stonier Graduate School of Banking will meet or exceed your expectations.

If it does not, simply let us know in writing, and we will refund your full tuition fee—no questions asked.

The Stonier Mission Our purpose is to prepare today’s banking leaders for tomorrow’s opportunities by providing the nation’s premier executive education program. This develops the skills for effectively recognizing and handling highlevel management issues through the industry’s most thorough and rigorous curriculum, while preserving the integrity of how the business of banking is conducted.

For more program information and additional details, please visit abastonier.com

The future will be here before you know it.

Make sure you have the necessary skills to lead. Apply today.

ABA Stonier Graduate School of Banking

Stonier 1120 Connecticut Avenue, NW Washington, DC 20036