BayBiz Summer 2024

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SUMMER 2024 | VOL. 14 / ISSUE 3 PANAMACITY.ORG

THE VOICE OF BUSINESS FROM THE BAY COUNTY CHAMBER OF COMMERCE

WOMEN CIVIL ENGINEERS MAKING HISTORY WITH THE TYNDALL REBUILD NEW OVERTIME RULE FOR 2024: HOW WILL IT AFFECT YOUR BUSINESS?

Bay Biz is published quarterly by the Bay County Chamber of Commerce. POSTMASTER send address changes to: Bay County Chamber, PO Box 1850, Panama City, FL 32402 or email information@baychamberfl.com Bay Biz welcomes story ideas from its readers. To have your story considered, please email communications@baychamberfl.com. To request additional copies, call 850-785-5206.

PUBLISHER

Patrick Chapin

EXECUTIVE EDITOR

Katherine Santana

CONTRIBUTING WRITERS

Venessa Armenta, Rachel Blakely-Gray, Kim Bodine, Patrick Chapin, Valerie Sale, Katherine Santana, Elizabeth Smith, Christine Alombro Walker, and Aaron White

CONTRIBUTING PHOTOGRAPHERS

Tech. Sgt. Taylor Altier, Staff Sgt. Stefan Alvarez, Venessa Armenta, Airman 1st Class Victoria Moehlman, Airman 1st Class Zeeshan Naeem, Senior Airman Zachary Nordheim, Bay County Chamber of Commerce, and Tyndall Air Force Base Public Affairs

Beachgoers gather for the Gulf Coast Salute Air Show ART DIRECTION, LAYOUT, AND DESIGN

BAY BIZ MAGAZINE

c/o Bay County Chamber of Commerce P.O. Box 1850 Panama City, FL 32402 850-785-5206 panamacity.org | information@baychamberfl.com

As I sat down to write my letter for Bay Biz, I planned to write about my first impressions and experiences since accepting this role just a few months ago, highlighting our great partners, southern hospitality, the collaborative and optimistic spirit of our community, and the strength of the Bay County Chamber of Commerce.

My outline included our excellent airport and the natural beauty I’ve experienced at the beaches, parks, and trails. I also dedicated sections to our hospitals, nonprofits, community organizations, and schools.

My next endeavor was to capture the whirlwind of experiences and emotions I've encountered and to convey just how special it has been for me, for the first time in my life, to be immersed in a military community. Then it happened. What began as a brief story intended to highlight the great attributes of Bay County quickly transformed into a heartfelt, goosebumpsinducing reminiscence of how deeply I have been touched.

I decided to postpone highlighting the broader community for another edition and instead focus my first 100 days on something that has reignited the 10-year-old boy in me. I want to share the awe inspired by the people I've met and the thrill that still sends me running outside to capture videos of jets flying overhead.

On my first morning after arriving in town, while sitting on the balcony of a beachside Airbnb, I had my first encounter with what locals call "the sound of freedom." Two jets thundered over the serene, blue Gulf, seeming to fly just a few hundred yards from the beach. I sat there in sheer awe.

During my initial month, I had the opportunity to tour Tyndall Air Force Base and witness firsthand what is being referred to as the "Installation of the Future." While the experience was exhilarating, it also provided me with a deeper understanding of the extensive damage caused by Hurricane Michael in October, 2018. Though I had heard stories, witnessing the aftermath underscored the scope and impact, not only on buildings and the environment but also on the people of Bay and surrounding counties—a truly sobering moment. Fortunately, Tyndall, whose roots go back to 1941, is coming back with force. With a $6 billion rebuild initiative Tyndall is poised to remain a leader in the Air Force for generations to come.

I have been able to meet some remarkable people in my life. I worked at Disney for almost a decade and my mentor ascended to the role of President of Walt Disney World—a truly extraordinary leader. As President and CEO of two other prominent Chambers, I've collaborated with Senators, Judges, community and local elected officials, as well as nonprofit leaders who have made tremendous impact on the lives of many. I've had friends honored as "Floridian of the Year," while others have achieved success as bestselling authors and professional athletes. As a kidney donor, I've had the privilege of interacting with some of the most brilliant doctors in the world. While being around such notable individuals never loses its allure, I must admit that I am no longer easily starstruck. However, that changed when I had the honor of meeting both an Air Force Colonel and 3-Star General, as well as getting to know a Captain and a Commander in the Navy. I was speechless as I sat in a room with two fighter pilots, and I experienced a moment of pure admiration while dining with a 4-Star General.

I should be more articulate but, simply put, it has been super cool!

I have been most surprised by how grounded these individuals are. While they are undoubtedly brilliant and dedicated, they interacted with me as if we were neighbors conversing in our front yards.

Perhaps the most exhilarating experience I've had was being part of a "Civic Leaders" trip to Wright-Patterson Air Force Base in Ohio. You might be thinking, "Sounds interesting, but what's the big deal?" Did I mention we flew there aboard a KC-135 Stratotanker, essentially the Air Force's flying gas station? Still not impressed? During the flight, while airborne, we refueled four F-35s! (I'm getting chills just recalling it.)

I sat wide-eyed as I observed a crew member of the KC-135 and the pilot of the F-35 delicately maneuvering the aircrafts together, connecting the refueling boom with precision akin to a ballet performance. It's astounding to think that this delicate dance occurs at nearly 500 mph. Later, while peering out of the window of the plane, I marveled at the sight of a pair of F-35s flying so close to the wings that I could clearly see the pilots.

In this edition of Bay Biz, you'll read and experience through pictures one of the most extraordinary events I have ever experienced: The Gulf Coast Salute Airshow. The awe-inspiring sight and sound of the roaring, soaring planes is a memory I'll cherish forever.

As a community, we have a promising future filled with new experiences. I hope that the adult part of you contributes to creating those opportunities, while the childlike spirit within you revels in the joy of experiencing them.

New Overtime Rule for 2024: How Will it Affect Your Business?

Starting in July 2024, four million new workers will become entitled to overtime pay, thanks to the Department of Labor’s (DOL) new overtime rule. What does this DOL overtime rule update mean for your small business? It may mean that you need to change your employees’ classification. Employees who were recently considered exempt may now be newly nonexempt. So, what is the new overtime rule and salary threshold?

2024 New Overtime Rule

The Fair Labor Standards Act (FLSA) is a federal law that establishes overtime pay eligibility, alongside minimum wage, recordkeeping requirements, and child labor laws.

Employers must follow the FLSA to determine whether employees are exempt from overtime. Overtime is time and a half pay for every hour worked over 40 in a workweek. The FLSA salary threshold is the minimum salary employers must pay employees for them to be exempt from overtime wages.

The Department of Labor administers and enforces the FLSA. As a result, the DOL determines the salary threshold.

On April 23, 2024, the DOL announced its new overtime rule, “Defining and Delimiting the Exemptions for Executive, Administrative, Professional, Outside Sales, and Computer Employees.”

Beginning July 1, 2024, the new DOL rule increases the salary threshold, making millions of previously exempt employees nonexempt from overtime pay. The new overtime rule increases

the FLSA salary threshold to $43,888 annually ($844 per week), up from $35,568 ($684 per week).

This new law changes what qualifies as an exempt employee. But, this threshold is only one of three requirements employees must meet for FLSA exemption.

Employees are only exempt from overtime pay requirements if they meet all three of the following:

1. The employee receives a salary,

2. The salary is not less than the FLSA salary threshold ($43,888 annually beginning July 1, 2024), AND

3. The employee has executive, administrative, or professional job duties

The new overtime rule also changes the annual compensation requirement for highly compensated employees from $107,432 to $132,964 annually.

Future salary threshold increases

Beginning January 1, 2025, the FLSA salary threshold will increase to $58,656 annually ($1,128 per week).

The annual compensation requirement for highly compensated employees will also increase to $151,164 on January 1, 2025.

On July 1, 2027, the threshold will increase again, and there will be another increase every three years.

What the DOL final overtime rule means for your business

Nothing will change if you have nonexempt employees. You will still pay your nonexempt employees their regular wages and overtime pay for any overtime hours they work. However, you may need to take action if you have exempt employees. And if you need to reclassify currently exempt employees, you must find ways to comply with the DOL new overtime rule.

Here’s what you can do to comply with the law.

Look at your exempt employees’ salaries

First, take a look at your records for each exempt employee. How much does your exempt employee earn per year? You don’t have to do anything if they earn at least $43,888. If you have previously exempt employees who earn below $43,888, you have three options:

• Increase salaries

• Pay overtime wages

• Limit overtime hours

Increase salaries

One option is to increase employee salaries above the new FLSA salary threshold of $43,888. You may consider giving nonexempt employees pay raises, too. That way, you can close any new wage gap in your business and avoid wage violations.

Pay overtime wages

You must begin paying your newly nonexempt employees overtime wages if they earn below $43,888 annually.

Again, overtime is time and one-half the employee’s regular rate of pay for time worked beyond 40 hours in a workweek. Multiply the employee’s regular rate of 1.5 to get their overtime rate. Then, multiply that overtime rate by the number of hours over 40 worked.

You might want to convert your employees’ salaries into an hourly rate to simplify overtime calculations. However, you can calculate overtime for salary employees if you continue paying salaries.

Limit overtime hours

Another option for dealing with the DOL overtime rule 2024 is to limit the number of overtime hours your newly nonexempt employees can work. Be upfront with your employees when implementing an overtime ban or decrease in the workplace.

Talking Points for a Smooth Transition

1. Clarify that the changes are mandatory

Some employees may not like the change in status from exempt to nonexempt. When you talk to your employees about the changes, explain that you are required by law to follow the new FLSA salary threshold.

2. Promote the changes as positive

Again, some employees may be disgruntled about becoming nonexempt. Many employees view exemption from overtime as an elite or professional status. Newly nonexempt employees might think they are getting demoted. Let employees know that exempt vs. nonexempt status is not a reflection of their importance. Let employees know they can earn extra income for any overtime hours worked.

3. Provide timekeeping training

This might be the first time your newly nonexempt employees need to track the time they work. Train your employees to use your timekeeping method (e.g., employee time clocks). If you don’t have a timekeeping system, consider purchasing an online time and attendance solution for your business. Let your employees know that they need to track all the time they work. In addition to regular tasks, your employees should track FLSA hours worked for things like taking a business call during lunch.

4. Explain flexibility changes

Exempt employees often enjoy more workplace flexibility than nonexempt employees. Tell your newly nonexempt employees how their new status affects their flexibility. Newly nonexempt employees must accurately track the time they work or don’t work.

5. Talk about job changes

Depending on your overtime policy, some jobs might change when the employee becomes nonexempt. You might have to reduce some employees’ tasks to limit overtime. If you change or redistribute tasks, tell the affected employees.Clearly explain your overtime policy. Let employees know if they can work overtime to finish their tasks. If you will let employees work overtime, tell them if there is a procedure for asking to work additional hours, or if there is a cap on the amount of overtime allowed.

DEFENSE INTEL

Women Civil Engineers Making History with the Tyndall Rebuild

When Category 5 Hurricane Michael struck Tyndall Air Force Base in 2018, it destroyed more than half of the facilities across the installation. Knowing the importance of Tyndall’s mission and its geographical location, the decision was made to rebuild, and through the rubble, the “Installation of the Future” began to take shape. Throughout the rebuild process, female engineers have played an important role in the massive rebuild process. These women are integral to the $5 billion transformation of Tyndall into the Installation of the Future.

Patrice Melançon

An early leader of the Tyndall rebuild was now-retired Brig. Gen. Patrice Melançon. She was assigned as the mobilization assistant to the Air Force Installation and Mission Support Center commander. In the days following the disaster, she was asked to return to active duty and served as the executive director of the Program Management Office, now known as the Natural Disaster Recovery Division, (NDR), of the Air Force Civil Engineer Center, (AFCEC).

“It was really kind of mind-blowing, looking at the hangar and seeing big sections of the outer covering peeled away,” explained Melançon. “The CE squadron building on the flight line looked like a bomb went off. You can’t even wrap your mind around the level of destruction,” she said.

Melançon considers herself very fortunate that senior Air Force leaders had confidence in her ability to take on the once-in-a-lifetime mission to “build a base from scratch.”

Judy Biddle

Another one of those women is Judy Biddle. As the Execution Branch Chief of the NDR Division, she oversees 12 construction zones across Tyndall, that equates to 44 projects, consisting of 120 buildings. Additionally, she provides oversight to 13 projects at flood-damaged Offutt AFB, Nebraska and three projects at Joint Base LangleyEustis, Virgina.

“It has been a great experience for me,” said Biddle. The teamwork in the Execution Branch makes her colleagues more like “a supportive family” than co-workers. “It doesn’t seem like a job to me,” she said.

Judy Biddle

“In our engineering world, I advocate for changes that make sense for the people doing the work,” said Biddle. Making the most efficient and effective changes in a team environment is important to getting “facilities built the right way,” she said.

1st Lt. Colleen Kuykendall

Though 1st Lt. Colleen Kuykendall, NDR Division project manager, was not present to experience the immediate aftermath of Hurricane Michael, she recalls how everyone banded together to commit to rebuilding Tyndall.

She was selected in 2020 for the Tyndall Hands program. The program allows newly commissioned civil engineers to experience challenges usually encountered later in their careers. Their first assignment to support the rebuild fits that bill.

“The lessons, partnerships, and experiences I have gained working on such a large scale, a multibillion-dollar military construction project, would take an entire career to replicate,” said Kuykendall. “I’m happy to say I have played a role.”

Sandra Buckley-Rusnov

Sandra Buckley-Rusnov, AFCEC NDR Division, Project Manager, is another female engineer making an impact. With degrees in architecture and civil engineering, she manages projects totaling more than $1 billion.

“Historically, there were few women in the engineering fields, but now women are highly respected and valued,” said Buckley-Rusnov. “A civil engineering education opens a path to many careers.”

“My 25 years of experience and education are multidisciplined, allowing me to engage at all levels of projects with the multitude of different stakeholders,” said BuckleyRusnov. She recently took her talents to a new stakeholder, Andersen AFB, Guam. She deployed to help the base recover after Typhoon Mawar battered it with 140 mph winds and 28 inches of rain.

Mary Rutland

Mary Rutland, AFCEC NDR, Project Manager was led to the NDR by Hurricane Michael. The storm’s destruction created an opportunity for the young engineer. Prior to the storm, she was participating in an unpaid engineering internship and working in a restaurant to make ends meet.

Rutland manages four construction zones including nine military construction projects. Her list of facilities near completion includes three at the Silver Flag Exercise Site. The fire and emergency technical training facility, the vehicle maintenance facility, and the civil engineer operations storage building were all turned over to the user this year.

“It is phenomenal, I love my job, I love my career field,” said Rutland. “I am always reminded exactly why I got into this and feel rewarded.” Rutland recently passed the professional engineer exam in construction management and will be adding “licensed PE” to her credentials.

Melissa Lewis

Managing the Air Force’s largest MILCON award in history is Melissa Lewis, AFCEC NDR Division, project manager. As the civil engineer project manager for the F-35 complex, known as Zone 1, she oversees the $604 million design-bid-build contract that will deliver 12 buildings, six hangars, a parking apron, and support facilities for the F-35.

Lewis was the first in her family to go to college. She is a civil engineer thanks to a high school teacher who shared the possibilities of a career in civil engineering. These days, she manages the moving pieces of construction activity alongside operational F- 35s.

“When exercises like Checkered Flag take place it can get chaotic,” said Lewis. “Communication is key when they bring 1,200 extra people to the zone.” Lewis and her team must manage the Zone 1 construction projects within the fence line while managing traffic flow in and around the site to ensure contractor deliveries are safe and on time.

“I’m excited to be a part of Tyndall’s history and to say, ‘We did that,’” said Lewis. “We as female engineers at the NDR did all that in a predominantly male engineering world.”

Retired Brig. Gen. Patrice A. Melancon, PE, FSAME
1st Lt. Colleen Kuykendall
Sandra Buckley-Rusnov
Melissa Lewis
Mary Rutland

Experience Outdoors: New Developments in Bay County Parks

As the weather warms, opportunities abound for fresh air and exercise, and Bay County Parks and Recreation offers many choices for folks to get some outdoor time with friends and family or as part of organized sports teams. In addition to the multiple boat ramps and canoe launches, parks, piers, and sports programs, the county is currently making improvements at several parks:

New Southport Sports Complex

This much-anticipated, 30-acre facility offers a variety of amenities, including sports fields, ball courts and tracks, where residents can participate in organized sports leagues, fitness classes, and other recreational activities. The project cost is approximately $11 million, and construction is expected to be completed in Spring 2025.

The facility features five fields, batting cages, a walking park, playground area, and much more. It will primarily be used for local recreational ball, but will also give residents a safe location to bring their children to play or to get exercise on the walking trails.

“Residents in the Southport area have been waiting for this project for a long time and everyone is very excited about it,” Bay County Commissioner Doug Moore said. “Not only will it provide recreational opportunities, the Southport Sports Complex will also enhance the quality of life for Bay County residents.”

Isaac Byrd Park

Located at 100 Harvard Blvd., this beautiful, 3.7-acre park that features 600 feet of waterfront is being improved to feature a new kayak launch and shaded pavilion area for picnics and other outdoor activities. Isaac Byrd Park also has a playground and an open green space for recreational use.

Renovations at the park are expected to begin in Fall 2024 at an estimated cost of $250,000 that will be completed by a contractor and funded via the county’s General Fund.

“The kayak launch will provide easy access to the bay for paddlers of all skill levels, and the shaded pavilion area will offer a place for families and friends to gather and enjoy

the outdoors. Isaac Byrd Park provides a welcoming and enjoyable environment for the community to relax and have fun,” Commission Chairman Tommy Hamm said.

New Access 22 ADA Parking

Bay County is working with the Tourist Development Council and a private donor to complete the new, $450,000, Americans with Disabilities Act-compliant handicapped beach access, located 8525 Surf Dr., Panama City Beach. A donor provided a $100,000 grant for maintenance of the access.

The lot includes five dedicated handicapped parking spots, six parking spots for vehicles, and six to eight golf carts. It will provide easy access to the beach for citizens and visitors with disabilities, and is the first of its kind in our area.

The ramp to the beach is wide and gently sloping and leads to a mobility mat to make it easier for wheelchair users or those with mobility issues to navigate. The parking area is spacious and close to the ramp, ensuring that those with disabilities can easily park their vehicles and access the beach without any obstacles.

“We have a lot of veterans and wounded warriors that are coming to Panama City Beach, and it’s impossible for them to get to the beach without a facility like this,” Bay County Commissioner Clair Pease said. “We also have visitors and residents that would not get to enjoy the gulf without a facility like this.”

Pease initiated an “Adopt-a-Park” program for the county that resulted in the $100,000 donation from a local family that will help fund maintenance of the new park. She said she hopes the program grows and that it can be scaled to a particular neighborhood’s needs.

“We have a lot of neighborhood parks, and it would be great if people in the community could do trash pickup days or have a neighborhood watch to look out for the parks and

help catch vandals before they have an opportunity to tear up our parks,” she said, adding that she envisions individuals or organizations sponsoring park improvements like playgrounds or benches.

Under the Oaks Park

At 18.7 acres with about 800 feet of waterfront, Under the Oaks Park is a gem of a facility, and it will soon get upgrades to make it even more popular. A project to add four pickleball courts – including two that are ADA accessible – and a new restroom facility are expected to be completed in Summer 2024.

Under the Oaks is located in the city of Parker, near Tyndall Air Force Base and features open green spaces, pavilions, a small craft launch, a playground and disc golf course. The park is also a popular spot for events and weddings, with its picturesque backdrop and peaceful atmosphere.

“Pickleball has exploded in popularity, and we’re excited to offer this fun new sport to the community,” Bay County Commissioner Robert Carroll said. “Under the Oaks Park is really a hidden gem in Bay County, and I encourage everyone to go check it out if you haven’t been.”

Bay County Shooting Range

Finally, the Bay County Shooting Range was established in 2014 and is a collaboration with the state of Florida. It is operated by the Florida Fish and Wildlife Conservation Commission (FWC), and sees average of about 1,400 visitors monthly.

The FWC is developing plans for a skeet and trap range at the facility and hope to have it opened by Fall 2024.

Currently, the range offers an 18-station sporting clays course, 5-stand sporting clays and multiple position rifle and pistol ranges and 3D archery. It is located at 10900 Steelfield Rd., Panama City Beach, 32413. It is open from 9 a.m. to 5 p.m. Monday, Thursday and Friday and from 8 a.m. to 5 p.m. on Saturday and Sunday. For more information, visit myfwc. com.

Under the Oaks Park
Mobi Mat at County Pier

Whether you’re just starting out or looking to expand your business, speak with a Trustmark associate today or visit trustmark.com/business for advice and money management solutions to help you meet your goals.

Partnership Bay: One Year Follow Up

In the summer of 2023, a collaborative effort between the 2023 Class of Leadership Bay, the Bay County Chamber, and Bay District Schools marked the inception of Partnership Bay. This initiative aimed to bridge the gap between the business and education sectors, fostering a direct connection between schools and businesses. The core idea was to streamline support for classrooms, allowing schools to reach out to their designated business partners for assistance instead of embarking on individual searches for sponsors. Under Partnership Bay, each school is paired with a specific business, simplifying communication and resource allocation. This enables schools to make requests directly to their partnered businesses, facilitating prompt responses and fostering new connections.

The demanding responsibilities of managing day-to-day school operations often leave educators with little time to seek out external support for their students' needs. Partnership Bay alleviates this burden by providing schools

with designated business contacts, ensuring swift access to necessary resources such as supplies, food, clothing, and mental health support.

“We are immensely grateful for the unwavering support and generosity of our community partners. Arc of the Bay Culinary, provided meals for testers not just once, but twice. Northstar Church's swift action provided emergency gift cards to families affected by fires and natural disasters, as well as sponsoring CLT tests and their thoughtful gesture of providing pizza lunches for our school's cast members reflects their commitment to nurturing a supportive and inclusive environment. The Sheriff's Department provides annual Thankful Meals and Christmas Meals which bring comfort and joy to those in need during the holiday season. Emerald Coast Fellowship has consistently organized the Backpack Blessing Friday Food Bags,” said Briana RafiyanWilliams, Administrative Secretary for Mosley High School. "Their collective support not only meets immediate needs

but also serves as a beacon of hope and resilience for our families during hard times. We are deeply appreciative of our partnerships and the invaluable resources that are provided to uplift and empower our community" Williams added.

“The Partnership Bay program was an amazing addition to Parker Elementary as we were proud to have partnered with One Generation Away, Coca Cola, and Gibbens Family Medical. Throughout the year, our partners have shown immense support. We kicked off our partnership with a school tour, allowing each partner to familiarize themselves with our school and community. Coca Cola has been a generous contributor, donating beverages and even having their employees volunteer at our holiday lunches. Gibbens Family Medical organized a successful clothing drive, benefiting our school-based clothing closet. Their efforts made a significant impact on our students. One Generation Away has played a vital role in the expansion of our schoolbased food pantry. Their sponsorship and provision of snacks and drinks have greatly benefited our after-school tutoring and enrichment program,” said Sharis Robinson, Director of Community Partnership School at Parker Elementary.

For managers and business owners, it can be scary to take a leap of faith to commit not knowing what the total commitment may be. Needs can vary from providing mentorships through programs such as Elevate Bay and Take Stock in Children or in-kind donations such as refilling snacks for students, supplies for teachers and students, encouraging Teachers during Teacher Appreciation Week, or monetary donations for field trips for students that typically would not be able to participate. Acknowledging

the concerns of managers and business owners, Partnership Bay assures them that all donation requests are vetted through proper channels, guaranteeing that contributions are directed to where they are most needed.

Sarah Grace Klip, Peoples First Insurance Services, shared the journey of supporting students, teachers and staff through Partnership Bay, while Holly Durrance from HCA Florida Gulf Coast praised the program’s seamless integration into their community engagement efforts.

“Supporting the needs of students, teachers, and staff has been a rewarding journey for us. Partnership Bay embodies our commitment to giving back to the community we serve” said Klip.

“HCA Florida Gulf Coast Hospital attended an educational Career Day for the 8th graders of Merritt Brown Middle School. Our Chief Medical Officer, Dr. Sushma Banda, Assistant Chief Nursing Officer, Macy Wade, and Director of Imaging, MaryLee Locey shared valuable information about various healthcare careers and the education track students could take to meet their goals. The team loved inspiring young minds to think about the possibility of a career in healthcare and getting them excited to explore math, science, and other academic pursuits that would help them attain lucrative careers and help others,” said Durrance.

By joining Partnership Bay, businesses gain direct access to schools, while schools gain reliable support from their designated business partners, streamlining the process of meeting educational needs.

For more information on how your business can become part of Partnership Bay, contact Tiffany Campbell at Alignment Bay County at tcampbell@alignmentbaycounty.org.

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yndall Air Force Base and Bay County recently celebrated the long-awaited return of a beloved bi-annual regional event. After recovering from the impact of Hurricane Michael and a seven-year hiatus, the Gulf Coast Salute Air Show took place May 4- 5, this time hosted at the RussellFields City Pier.

Prior to this year's show, the event was held at the installation, but as Tyndall continues to undergo the most extensive military construction rebuild effort in U.S. Department of Defense history, event coordinators knew that this would be an obstacle for spectators. Team Tyndall decided to use this as an opportunity to continue its partnership with the local community.

"We almost shelved it and said we'd have to wait a couple more years, but a few people on our team came up with the idea to host it on the beach," stated U.S. Air Force Col. George R. Watkins, 325th Fighter Wing commander. "We reached out to Panama City Beach, and they reassured us, 'Hey, we're a tourism area. We're used to handling big crowds of people. We would love to host the ground portion of the air show.’"

A popular tourist destination, the Russell-Fields City Pier was chosen as the optimal venue due to its scenic backdrop and ability to accommodate large crowds and proved successful with more than 250K attendees between both days. The show's success extended beyond the local community as

Armenta, Public
Specialist, Tyndall AFB 325th Fighter Wing

many visitors traveled from out of town to witness the aerial performances and even caught the attention of those in the air show industry. Air show event co-director and Tyndall AFB Director of Staff Adam Bright credited the turnout to a couple of reasons- community support and the event's uniqueness compared to previous shows the installation has hosted.

"What made this event different from others was that this was a new format for air shows. When we attended the [International Council of Air Shows conference] in December 2022 and shared our plan, it piqued people's interest because the air show scene is fairly standard, and this was something they hadn't seen done," said Bright.

Bright explained how, in previous years, the 325th Fighter Wing handled all event logistics down to the last detail. However, the community partnerships with entities such as the City of Panama City Beach, Visit Panama City Beach and the Bay County Chamber of Commerce played a pivotal role in this year's success. This time, Tyndall centered their focus on the military aspect of the show, locking in key performers such as the United States Air Force Air Demonstration Squadron "Thunderbirds". At the same time, community partners handled details such as traffic, parking and concessions amongst other important event aspects.

In addition to the Thunderbirds, attendees were treated to demonstrations by performers such as the F-22 Raptor and the F-35B Lightning II demonstration teams, civilian aerial acts, and more, all handpicked by Tyndall AFB.

"After returning from the ICAS convention, we had a backpack full of business cards and pamphlets that took us about a week or two to comb through and pick this show's line-up," said Bright. "We wanted to come up with various unique performers and geared toward aircraft that people don't often get to see."

Some examples of these performers included acts like the MiG-17 demonstration, the Mini Jet demonstration flown by pilot Tom Larkin and the T-33 Shooting Star, or "Ace Maker" as many may know it by. Not only are these aircraft rare, but the pilots that fly them were previously F-15 Eagle pilots assigned to Tyndall, making them long-time members of the Team Tyndall family.

While striving to strengthen community relationships, the show also served as a joint service opportunity with demonstrations provided by additional military branches including the Navy, Marines and Coast Guard.

The military has a long-standing tradition surrounding air shows dating back to shortly following World War I when pilots would perform aerial demonstrations at local events or patriotic celebrations within flying distance of a military airfield as an effort to keep their skills sharp and their planes in the air. More recently, these events have been utilized as educational opportunities to demonstrate the capabilities that make our military the dominant force it is today.

Though educating the public is a primary objective for these events, the benefits are multifaceted as they aid in building and maintaining relationships with the local community and

serve as a recruitment aid. The installation arranged for the Thunderbirds to visit three local high schools leading up to the event, allowing students to meet and converse with the pilots. In fact, during the event, nearly 20 individuals took the oath of enlistment on the pier.

"There were many people who got to witness those individuals take the oath of enlistment, and hopefully that helped inspire some to look into a career with the military," stated Bright.

Bright explained how the new event format benefited the installation and the community. For Tyndall, the benefits came in the form of raising awareness, strengthening relationships and reducing costs. Community members also saw a return on investment due to the sheer increase in visitors to the area.

"The event was such a success that the Monday following the air show, the team over at Visit Panama City Beach received an influx of phone calls from the hotels and restaurants in the area asking if this could be an annual event," said Bright.

Due to the event's success, Tyndall and their community partners hope to maintain the same format for the foreseeable future.

“Hosting the 2024 Gulf Coast Salute Air Show at Panama City Beach has been an incredible opportunity for us to bring the community’s love of the military and the beach together for one amazing weekend,” said Dan Rowe, Visit Panama City Beach president and chief executive officer. “We’ve received an abundance of positive comments regarding the event, and many are already looking forward to the next air show. We’re excited to work with Tyndall AFB on events like these in the future.”

For information on the next Gulf Coast Salute Air Show, follow Team Tyndall and Visit Panama City Beach on Facebook and Instagram.

Technology Strategies for Automating Cash Flow Management and Preventing Fraud

In today's fast-paced and ever-evolving business landscape, leveraging technology to automate cash flow management and prevent fraud is no longer a luxury reserved solely for large corporations. It has become an essential strategy for businesses of all sizes to thrive and stay ahead of the curve. This transformation is driven by the need for efficiency, security, and the ability to quickly adapt to market changes.

Banks now offer a comprehensive suite of technology-driven solutions designed to revolutionize cash management practices while safeguarding financial assets from potentially fraudulent activities. These offerings are not only cost-effective but are also tailored to meet the unique needs of small to mid-size businesses. By utilizing these advanced tools, businesses can streamline their financial operations, improve accuracy, and enhance overall productivity.

Dedicated Bankers are committed to providing unparalleled customer service, and that begins with understanding a business inside and out. Through personalized relationship reviews, an assigned banking team will work closely with their clients to identify areas where technology can streamline operations and create efficiencies, all while ensuring the safety and security of funds.

Key Technology-Driven Services

Below are some of the cutting-edge services that are available to businesses today. Each service is designed to address specific pain points in cash flow management and fraud prevention:

Commercial Purchasing Card Solutions

One of the most versatile tools available to businesses is the commercial card. These cards allow businesses to manage their spending programs internally with no fees. By automating vendor payments, businesses can reduce manual processing time and errors. Additionally, commercial cards often come with cash back rebates on all transactions, providing a financial incentive to use them.

Merchant Services

Accepting all forms of card payments is crucial for quicker collections and universal payment processing. Merchant services enable businesses to process credit and debit card transactions seamlessly, which not only improves cash flow but also enhances the customer experience. Faster collections mean businesses can reinvest their earnings more quickly.

Remote Deposit and Small Business Mobile Deposit

Gone are the days of making frequent trips to the bank to deposit checks. With remote deposit and mobile deposit solutions, businesses can effortlessly deposit checks via a scanner or mobile app. This technology eliminates the need for physical bank visits, saving time, and reducing the risk associated with transporting checks.

Automated Clearing House (ACH)

The ACH network is a secure system for processing electronic payments and transfers. Businesses can initiate ACH credits and debits to reduce processing time and costs associated with traditional paper checks. This method is highly efficient for payroll, vendor payments, and customer collections.

Positive Pay

Positive Pay is a fraud prevention tool that matches issued payments with those presented at the bank. This service helps prevent check and ACH fraud by ensuring that only authorized transactions are processed. By implementing Positive Pay, businesses can safeguard their accounts from unauthorized activities.

Zero Balance Accounts

Zero Balance Accounts (ZBAs) simplify fund transfers and consolidate excess balances into one principal account. This system ensures that all subsidiary accounts maintain a zero balance, which streamlines cash management and improves visibility into overall financial health.

Benefits of Technology-Driven Cash Management

Implementing these advanced cash management solutions offers several benefits:

1. Increased Efficiency: Automating routine tasks frees up valuable time for business owners and their staff to focus on strategic initiatives.

2. Enhanced Security: Advanced fraud prevention tools protect financial assets from unauthorized access and fraudulent activities.

3. Improved Cash Flow: Faster processing of payments and collections improves liquidity and financial stability.

4. Cost Savings: Reducing manual processes and optimizing fund management can lead to significant cost savings.

5. Better Compliance: Streamlined processes and comprehensive reporting ensure compliance with financial regulations.

Real-World Applications

Consider a small retail business that struggles with managing daily cash deposits and payments to vendors. By adopting mobile deposit technology and ACH payments, the business can eliminate the need for daily bank runs and reduce the time spent on manual check processing. Additionally, implementing Positive Pay will protect the business from a potential check fraud incident, saving them thousands of dollars.

Another potential example is a mid-sized manufacturing company that can optimize its cash flow by using sweep accounts and ZBAs. By automatically transferring excess funds into an investment account, the company can earn additional interest income, which can be reinvested into their operations. This strategic use of technology enhances their ability to invest in growth opportunities.

Future Trends in Cash Management Technology

The future of cash management technology is promising, with ongoing innovations aimed at further enhancing efficiency and security. Some emerging trends include:

1. Artificial Intelligence (AI) and Machine Learning: AI-driven analytics can predict cash flow patterns, identify anomalies, and provide actionable insights.

2. Blockchain Technology: Blockchain offers a secure and transparent way to process transactions, which can reduce fraud and improve traceability.

3. Enhanced Mobile Solutions: Mobile apps will continue to evolve, offering more features and greater convenience for managing cash flow on the go.

4. Integrated Financial Platforms: Comprehensive platforms that integrate accounting, banking, and payment processing will streamline financial management for businesses of all sizes.

Conclusion

In conclusion, leveraging technology to automate cash flow management and preventing fraud is crucial for businesses aiming to remain competitive in today's dynamic market. The advanced solutions offered by banks are designed to meet the unique needs of small to mid-size businesses, providing tools that enhance efficiency, security, and financial performance.

I encourage you to schedule a meeting with your trusted banking partner to explore these solutions further and determine which ones align best with your business objectives. Be empowered to run your business more effectively, combat fraud, increase efficiency, and optimize cash flow management while saving you time and money.

THEIR FUTURE CAN BEYour Legacy

The 1967 Society is a new, exclusive community of recurring donors whose generous commitment anchors the Gulf Coast State College Foundation Campaigns, currently – the Gulf Coast Guarantee , and charts the course for today’s students to become tomorrow’s leaders.

Since its inception in 1967, the Gulf Coast State College Foundation has been dedicated to our mission to create a scholarship program providing educational opportunities to deserving students.

In honor of our founding year, we are asking our donors to consider a monthly gift of $19.67. No matter how big or how small, every gift makes a difference. Society Members are also given the option to set their preferred gift amount. Gifts will be automatically made on your behalf until you choose to unsubscribe by contacting the Foundation.

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CRAFTING YOUR DREAM HOME FROM START TO FINISH SERVING CLIENTS ACROSS THE STATE OF FLORIDA

Over 500 Engineered Plans to choose from or Create-Your-Own with our Live Design Option

Let`s See What We Do?

With transparent client communication, passion for our communities, first-class inspectors, Designers and Engineers, our Collaborative LIVE Design Process coupled with our Advocacy Approach to Project and Construction Management is the infrastructure to our one-stop shop design-to-build process

Let`s See Who We Are?

Our Founding Partners are Forgotten Coast locals that have a heart for the area, its community, and future. They also all have roughly 20 years in their prospective fields ranging from engineering, design, county permit officials, construction and project management, and inspection services. They only work with the best of the best builders and have an in-road or referral program in place for EVERY possible need that an out-of-town, busy client will need from concept through completion of a design-build project.

GET IN TOUCH

Our Services

Design-Build Advocate

Serving as your voice and eyes on the ground, treating your money, your vision, your needs as our own, we are your tried-and-true Design-Build-Advocate and we can assure you that hiring us will save you significant time, headache, money, and ensure the outcome of your investment exceeds all expectations

Builder Developer

Wheelhouse can help you break into the market the right way We will be your advocate, your liaison, your entryway into the right path and infiltration into the right circles so that your plans become reality and exceed your expectations on every front.

Inspections and Permitting

As experts in Inspection and Permitting, our President, Lee Collinsworth, has the knowledge and experience to assist you every step of the way.

current labor statistics for bay county

County Demographic Snapshot Bay County Population: 182,599

Median Age: 41.8 Labor Force: 95,059 Average Wage: $48,645 Households: 73,552 Household Income: $62,119 Per Capita Income: $35,155

January - March

2024

how bay county compares nationally... DATA VIA CENSUS.GOV

estimates, July 1, 2022, (V2022)

percent change - April 1, 2020 (estimates base) to July 1, 2022, (V2022)

ECONOMY

In civilian labor force, total, percent of population age 16 years+, 2017-2021

In civilian labor force, female, percent of population age 16 years+, 2017-2021

Total accommodation and food services sales, 2017 ($1,000)

Total health care and social assistance receipts/revenue, 2017 ($1,000) $1,288,895 $2,527,903,275

Total transportation and warehousing recipts/revenue, 2017 ($1,000)

Total retail sales, 2017 ($1,000) $3,219,279 $4,949,601,481

Total retail sales per capita, 2017 $17,416 $15,224 BUSINESSES

Total employer establishments, 2020 4,813 8,148,606 Total employment, 2020 60,002 128,346,299

Total annual payroll, 2020 ($1,000) $24,036,631 $8,272,573,947

Total employment, percent change, 2019-2020

A New Graduate’s Secret Weapon for Launching a Career

Excitement, elation, pride, gratitude, relief—new graduates experience a surge of emotions as they walk across the stage, receive their diplomas, and toss their caps into the air in celebration. The path to the real world now stretches before them with a newfound sense of hope, anticipation, but also uncertainty and trepidation. The world of work now awaits.

Where does one begin? The catalyst for launching a career may be found at the local workforce development board’s career centers, part of the American Job Center network.

Known locally as CareerSource Gulf Coast, the Job Center helps bridge the gap between education and a meaningful career with its personalized career services, all free of charge. Here are some of the reasons why it’s a smart move for graduates to connect with the local workforce development board’s Job Center:

Personalized Assistance

Job seekers will work with experienced career managers that give guidance and motivation to achieve their full potential and ultimately a rewarding career path.

Career Exploration

The Job Center offers assessments that help identify interests, values, strengths and identify gaps in necessary skills. These tools are the basis for a strategy that can help match the graduate with fulfilling career paths and identify further training opportunities to develop skills. Job shadowing and paid internships can provide real-world experience in the career of interest.

Employability Skills Development

Workshops are offered at the Job Center that provide graduates with resume writing, interview preparation, and softs skills training. Soft skills include professionalism, communication, problem solving, and time management, and many graduates are lacking these skills as they enter the workforce. Career counselors will also teach strategies to translate academic work, volunteer opportunities, and part-time jobs into valuable experiences that employers are seeking.

Industry Connections

The Job Center’s skilled staff has built strong relationships with local businesses and educational institutions in the major industries in the region. Career managers know what these

businesses are looking for in their next employee and can help you best present yourself for specific job opportunities. The Job Center also hosts job fairs and hiring events that bring these actively hiring businesses together with job seekers.

Training Programs

Some graduates may be eligible for post-secondary training that can upskill them to work in high-demand occupations paying good wages. They may earn degrees, occupational certifications, and licenses that will lead to meaningful careers that are most in demand in the region.

Services are Free of Charge

Job Centers administer services and programs that are free of charge, as they are federally funded specifically to support workforce development.

Financial Assistance

Some special funding is available to help eligible graduates cover the cost of further training and support services while training. This can ease the financial burden, allowing the student to focus on their career training.

Connection to Local Resources

Career managers are trained to understand a graduate’s special needs and life circumstances. The career manager can identify community services and resources that can help overcome barriers that may make it difficult to achieve and maintain employment.

The journey from student to professional can come with its share of challenges and complexities. With the support of the Job Center’s career managers and the range of career services, graduates can expect a boost in confidence knowing they have been adequately prepared to thrive in the professional world.

Graduation is the end of one chapter, but also the exciting beginning of the graduate’s professional story. The journey shouldn’t be taken alone. Start leveraging the power of the CareerSource Gulf Coast Job Center by contacting a career manager at (850) 872-4340. More information can be found at careersourceGC.com.

Sarah Grace Klip Marketing Director Peoples First Insurance

Sarah Grace Klip is the Marketing Director for Peoples First Insurance. She joined the PFI team in November 2022 and has loved working there ever since. Sarah Grace is proud to work for a company that truly loves giving back to their community, clients, and employees. She enjoys attending all the events that the Bay County Chamber has to offer.

Sarah Grace is a Panama City native and has lived here her entire life. She graduated with her Masters in Professional and Corporate Communications with a Minor in Hospitality and Tourism from Florida State University Panama City before beginning her career with Peoples First. She and her husband, Tristan, recently celebrated their first wedding anniversary, and they are currently building a home in Bay County.

She enjoys spending time with her family and friends, traveling, reading, and being on the water. If she could, she would spend every day on the boat or at Shell Island. Sarah Grace is an avid traveler. Some of her favorite destinations are The Swiss Alps, The Florida Keys, and the Outer Banks and plans to visit Amsterdam in the fall!

An incredible time in May was had as we celebrated Tourism Appreciation Month, presented by Destination Panama City, Mexico Beach CDC, and Visit Panama City Beach! The Bay County Chamber of Commerce, alongside Bay County's esteemed tourism agencies, came together to honor our region's number one leading industry: Tourism.

From May 19th to May 25th, Florida acknowledged the vital role tourism plays in our state. Here at the Chamber, we extended the celebration throughout the entire month, marking this our 13th year of commemorating Tourism Appreciation Month!

Bay County's tourism assets and their profound impact on our local economy are undeniable. That's why the Bay County Chamber of Commerce collaborates with the business community to host a myriad of events, all aimed at highlighting the significance of tourism. Our hope is that both visitors and residents alike delve into the rich history of tourism in Bay County and take pride in its immense value to our area.

Our month-long festivities kicked off with First Friday with the Beach, generously sponsored by System Service & Engineering. Attendees were treated to an update on the state of tourism in Bay County along with initiatives aimed to enhance the quality of life for residents and visitors alike by Dan Rowe, Executive Director of the Bay County Tourist Development Council & President/CEO of Visit Panama City Beach.

The excitement continued with our Annual Spring Classic Golf Tournament at Bay Point Golf Resort, where over 30 teams vied for top honors. Congratulations to Clear Title & Escrow, LLC for securing First Place with Keith Carroll, Paco Schultz, Mike Vogler, and Wade Cotton; followed by Peoples First Insurance Services in Second Place with Rick James, Andrew Starr, and Pat Coffin; and Woodman Life Team in Third Place with Taylor Marshall, Roy Hill, Bryan Tune, and Jeff Marshall. The event was sponsored by: Bill Cramer Chevrolet Cadillac GMC, WOW! Business, WastePro, Culpepper Construction, Hiller Plumbing, Heating, Cooling, & Electrical, Community Bank, Roberts & Roberts, & ABC Supply Company.

Finally, we wrapped up the month with a bang, hosting the Tourism After Hours celebration sponsored by Destination Panama City and the thrilling Cornhole Tournament. Congratulations to our winners—1st Place: Lamar Sandbaggers; 2nd Place: Trane; 3rd Place: Innovations FCU We Don't Know What We're Doing!

As we reflect on a month filled with camaraderie and celebration, we extend our sincerest gratitude to all who participated and contributed to the success of Tourism Appreciation Month. Together, we've showcased the vibrant spirit and undeniable allure of Bay County's tourism industry.

Bay

of Commerce / 2023-2024 Leadership Bay Class

Interested in joining Leadership Bay?

This is an exciting program designed to cultivate a broadened network of well-informed leaders whose strengthened commitment to community involvement will affect positive change in Bay County. Participants will have the opportunity to exchange ideas with other emerging leaders. Please contact Lisa Moore at 850-215-3761 or lisa@baychamberfl.com.

41st Class of Leadership Bay Graduates

The Bay County Chamber of Commerce is pleased to announce the 41st graduating class of Leadership Bay. This group creates a broadened network of wellinformed leaders whose strengthened commitment to community involvement

will affect positive change in Bay County. Leadership Bay was founded in 1983 and is a community leadership development program of the Bay County Chamber Foundation. Based on the premise that people are our most important resource, the program's purpose is to offer potential leaders a curriculum in community leadership training.

Eric Billot Kresta Brown Mary Brown Trey Brownlee Amber Coker
County Chamber
Marcia Croom Jiwuan Haley
Jared Hammerle Robert Hennessy Anetra Jackson-Ratcliff
Jeremy Jernigan Brianna Johnson
Elena Johnson Kheyndra Knowles Gina Littleton
Katherine Mapp Kyle Merritt
Tim Myers
Casey Miller Sharis Robinson
Rebecca Smith Natalie Thomas Sarah Tucker Jacob Willard Matt Wright

Also thank you to the 2023-24 Steering Committee for all of their hard work and dedication: Chairman Jeremy Pridgeon, First United Methodist Church; Steve Bailey, Visit Panama City Beach; Joe Chavarria, Applied Research Associates; Lauren Del Toro, Gulf Coast State College Foundation; Chad Evans, Color Press Printing; David Harless, Regions Bank; Devin Hayes, Panhandle Credit Union; Harrison Moon, Visit Panama City Beach; John Moore, Panama City Police; Cory Proctor, Trustmark Bank; Valerie Sale, Bay County Board of Commissioners; Mohit Samtani, Maharaja’s Fine Jewelry & Gifts; Claire Sherman, Lamar Advertising; Michael Sparks, First Air Force Public Affairs; Brittany Weisensale, Gulf Coast State College

Governor Ron DeSantis Appoints Chase Christianson to the Early Learning Coalition of Northwest Florida

Governor Ron DeSantis announced the appointment of Chase Christianson as Chair of the Early Learning Coalition of Northwest Florida. Christianson is the Chief Executive Officer of HCA Florida Gulf Coast Hospital. He is a board member of the Bay County Chamber of Commerce. Christianson earned

his bachelor’s degree in Business Administration from the University of South Alabama and his master’s degree in Business Administration and Health Administration from the University of Alabama at Birmingham.

Governor Ron DeSantis Appoints Nina Ward as Bay County Supervisor of Elections

Governor Ron DeSantis announced the appointment of Nina Ward as Bay County Supervisor of Elections. Ward, of Panama City, was the Deputy Supervisor of Elections for Bay County.

Active in her community, she currently serves as a member of the Panhandle Credit Union Advisory Council, the Deane Bozeman School Student Advisory Council, and the National Association of Election Officials. Ward attended Gulf Coast State College.

Chief Infrastructure Officer Keith Bryant recognized as Top Ten Public Works Leaders of the Year

The Bay County Board of County Commissioners is proud to announce that Keith Bryant, Chief Infrastructure Officer, has been named one of the American Public Works Association’s (APWA) 2024

Top Ten Public Works Leaders of the Year.

This award is one of APWA’s highest honors and is based on a lifetime of professional excellence. Recipients of the awards are chosen by past Top Ten recipients and embody professionalism, expertise, and personal dedication to improving the quality of life in their communities through the advancement of public works services and technology.

Bryant’s career in public works began in August 1995 following a tour in the United States Air Force. Over the years, he has held numerous key positions, including Engineer I, Traffic Operations Engineer, Traffic Engineering Manager, Public Works Director, and Chief Infrastructure Officer. He holds a B.S. in Civil Engineering and has been a registered Professional Engineer in the State of Florida since 1999.

Keith Bryant is involved in multiple industry organizations, including the Institute of Transportation Engineers, Society of Military Engineers, Florida Association of County Engineers and Road Superintendents, Florida Engineering Society, Intelligent Transportation Society of America, and the International Municipal Signal Association. He is also a graduate of the

Bay County Chamber of Commerce’s Leadership Bay program, a member of the Chamber’s Military Affairs Committee, and played a pivotal role in the formation of the Chamber’s Junior Leadership Bay program.

Bay County Chamber of Commerce Announces New Vice President of Marketing & Communications

Katherine Santana, the newly appointed Vice President of Marketing & Communications, is a Georgia native and LSU alumna known for her talent, creativity, and forward-thinking approach. We’re excited about the fresh perspective she brings to our team. Outside of her professional achievements, she maintains a vibrant yoga practice, trains a Belgian Malinois named Kira, and enjoys reading and exploring new ideas with her partner, Jeremy. Katherine’s dynamic energy and innovative mindset are set to drive our marketing and communications to new heights. Have a submission for the Biz List?

Please email your news releases to communications@baychamberfl.com.

NEW MEMBERS from March 1, 2024 to May 31, 2024

Airgas Co. 1601 Florida Ave. Panama City, FL 32405 850-769-2401

Amerimed EMS

748 Airport Rd. Panama City, FL 32405 850-213-2000

Burke Construction Group, Inc. 10145 NW 19th St. Doral, FL 33172 305-468-6604

Emerald & Forgotten Coast Adventures, Inc. 728 Breakers St. Watersound, FL 32461 850-508-7306

Encore Interiors & Design 2303 Winona Dr. Panama City, FL 32405 850-640-1831

Ferguson Enterprises 1100 Entera Dr. Panama City, FL 32401 850-913-8982

FirstService Residential 185 Grand Blvd. Miramar Beach, FL 32550 850-622-6222 Ext. 26392

Fishbein Orthodontics 520 Hawkins Ave. Panama City, FL 32405 850-477-1089

Focused Financial Group 11327 Poston Rd. Panama City, FL 32404 770-598-8900

Forest Park Church 1401 W. 23rd St. Panama City, FL 32405 850-785-6296

GFWC Women’s Club of Panama City 350 N. Cove Blvd. Panama City, FL 32404 850-785-7125

Hagerty Consulting 850-363-7741

Health4PC 1926 W. 23rd St. Panama City, FL 32405 850-740-8626

Koala Insulation of Panama City 8824 S. McCann Rd. Panama City, FL 32409 850-527-6260

Magnolia Soap & Bath Co. Panama City 107 W. 23rd St. Panama City, FL 32405 850-832-9626

Mr. Larry Bolinger

Mrs. Carol Roberts

New Venture Research Corp. – NVRC 7504 McElvy Rd. Panama City Beach, FL 32408 850-988-0029

Osprey Point Homes, LLC 3220 Hwy. 77 Lynn Haven, FL 32444 850-481-1796

Panhandle Health Alliance 300 W. 5th St. Panama City, FL 32401 850-769-6890

Pinch A Penny – Lynn Haven 1812 S. Hwy. 77, Ste. 106 Lynn Haven, FL 32444 850-257-1130

Premier Coast Advisors 1022 W. 23rd St., Ste. 150 Panama City, FL 32405 850-730-1053

Pro-Clean Detail 1509 Florida Ave. Lynn Haven, FL 32444 850-248-2270

Rainforest Black Light Golf & Arcade 9129 Front Beach Rd. Panama City Beach, FL 32407 850-249-5615

Resource Metrix LLC 703-835-3838

Revolt Ministries / Stuff the Bus 1016 Thomas Dr. #286 Panama City Beach, FL 32408 918-581-4282

Seaside Health and Wellness

5 Miracle Strip Loop, Ste. 6 Panama City Beach, FL 32407 850-238-8811

Soaring Eagles Concierge Event 850-630-2737

Sootmaster Chimney Sweep 6055 Doctors Park Rd. Milton, FL 32570 850-749-2236

State Contractors, LLC

653 W. 23rd St., Box 312 Panama City, FL 32405 850-571-5250

Sunset Village – Grey Star 315 E. Robinson St., Ste. 555 Orlando, FL 32801 850-759-4448

SYNC Diagnostics 11903 PCB Parkway Panama City Beach, FL 32413 850-353-0189

The Branding Room Floor 262-498-0720

Therapy Junction, Inc. 850-348-1057

Tommy’s Express Car Wash 2265 MLK Jr. Blvd. Panama City, FL 32405 478-456-3504

Tropical Drinks Bar 2117 E. 3rd St. Panama City, FL 32401 850-300-0777

Twisted Fork Culinary Classroom 8317 Front Beach Rd., Ste. 9 Panama City Beach, FL 32407 850-628-5175

VIPcare

601 S. Harbour Island Blvd., Ste. 200 Tampa, FL 33602 850-619-5495

Woodall’s Total Comfort Systems, Inc. 3608 Hwy. 90 Marianna, FL 32446 850-482-8802

Allstate

Anytime

Bluewater

Coldwell

Cornerstone

Hollomon

Mr.

Panama

Tonie's

Wendy's

B a y C o u n t y B a y C o u n t y B a y C o u n t y R E A L T O R

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