Kati Eve, CPA
Area business achievers
Commercial Loan Officer
YBGR names board president, Employee Benefit Management Services adds account manager PAGE D3
2900 Central Avenue Billings, MT
Assistant Vice President
406-869-6715
Sunday, October 15, 2017 | billingsgazette.com | SECTION D
LittleHornStateBank.com
Seeking to survive a disaster? Costco sells a $1,000 food kit that lasts 25 years DETROIT FREE PRESS
LARRY MAYER PHOTOS, GAZETTE STAFF
Dan Kleinsasser of the Golden Valley Hutterite Colony near Ryegate looks over hardware in stock Valley Steel, LLC.
From
lentils to lintels After centuries of farming, Hutterite colony expanding into building construction
ROB ROGERS
rrogers@billingsgazette.com
RYEGATE — Last spring, members of the Golden Valley Hutterite Colony plowed under their lentil field and on the land began construction of a manufacturing plant. The structure, now nearly complete, is all steel and concrete and will produce custom steel trim, siding and roofs for
Josh Kleinsasser checks a processed piece of steel as the Golden Valley Hutterite Colony opens Valley Steel, LLC. The new venture builds custom commercial and residential use, steel siding and roofing products. putting the colony in competition with big companies like manufacturing is a leap of faith different from what the colony Bridger Steel. for the colony. Until now, the has done for generations was Named Valley Steel LLC, it’s colony, like farmers and ranchers scary. “For several years we’ve talked all professional and top-of-the- all across Eastern Montana, has line. been an exclusively agriculture about it,” Kleinsasser said. But starting last year they felt “It’s going to be right or we’re operation, producing wheat and not going to do it,” said Dan lentils, milk, eggs, chickens, hogs they had to do something differKleinsasser, the Hutterite leading and, just in time for Thanksgiv- ent. Over the years, wheat prices ing, turkeys. the operation. The move into steel product Moving into something wholly Please see HUTTERITE, Page D2
DETROIT — Capitalists have a solution to everything, even surviving the end of the world. Take Costco’s 1-year emergency food kit for $999.99, including shipping. It is made up of nearly 100 cans — 1-gallon each and making 6,200 servings of food — of wheat, rice, granola, apples, bananas, peaches, strawberries, potatoes, carrots beans, onions, corn, beef, chicken, milk, sugar and salt. The cans, the company said, will last up to 25 years. The Issaquah, Wash.-based warehouse club declined to offer much more about the items — or on how many people are buying the kit. “We don’t normally give out sales data,” the company said in an email to the Detroit Free Press. “The idea came about making a great starter kit for a family who wanted to prepare for any kind of disaster. This is a great value with shipping included.” Obviously, the disaster would have to be catastrophic for someone to need that much food, but entrepreneurs have long found ways to profit from people’s fears, especially when they involve an apocalyptic scenario: being wiped out by a massive hurricane, getting caught in clashes among groups with fanatical beliefs and facing fallout from a nuclear war. How much of a market is there for these emergency kits? “Right now, it’s too small of a trend to track,” said Jeff Gelski, associate editor of Food Business News in Kansas City, Mo., who has been writing about the food industry for more than a decade. “But, if Costco’s in it, it might be something that’s about to pop.” There are smaller and larger emergency food kits for sale, too. Please see FOOD KIT, Page D3
Billings Gazette readers, meet the new Billings Business DARRELL EHRLICK
Gazette Editor
Every Sunday in The Billings Gazette you read about Billings business in this section. But many of you may not have read our monthly Billings Business magazine. Let me explain: For years, The Billings Gazette has published a stand-alone monthly publication, “Billings Business,” that was distributed throughout Billings. The business in the magazine was different than the business in The Gazette. Not anymore. We’ve decided to merge the two publications into one expanded
M 1
business section every month. For those readers familiar with Billings Business, you’ll notice a familiar logo at the top of those pages. You’ll also notice some recurring features that have carried over from the monthly publication (more on that in a moment). It will look familiar with just a slightly different format. Yet, for the majority of readers, you’ll notice a larger-than-normal business section that has several new features. That’s exactly why we’re making the switch. Staff here at The Gazette put in a lot of hard work producing the monthly publication. So much,
in fact, that we believe it’s time to share it with a wider audience. For many, this monthly “Billings Business” will be an expanded business section that will have more local content.
New features
In addition to being a bigger section, Billings Business will contain several other features. The first feature is a graphic that charts Billings-area business trends. “By The Numbers” tracks economic indicators monthover-month. It will be an easy snapshot of what is happening in our local community. We will also feature listings
important to business, including building permits and bankruptcies. This “news of record” information expands the type of local information normally found in The Gazette. We believe there’s great utility in the information, which can now be found in a consistent section of the newspaper. Finally, we’ll be featuring a regular special advertising section, “Construction Zone.” Construction Zone features profiles on new business construction. This handy recurring feature walks readers through new businesses and new buildings, while also highlighting those contractors and vendors
who helped make the new site a reality. By expanding the number of pages once a month, The Gazette is also able to bring more business content, which includes more local achievers and more regional business content available from other sources. The Billings Gazette business section, powered by Billings Business magazine, will be found on the third Sunday of every month. Take a look around and it’s easy to see that business in Billings is booming. Our expanded local business section will help capture that growth and strength.
BILLINGS BUSINESS
D2 | Sunday, October 15, 2017
Billings Gazette
BILLINGS GAZETTE
$1,000
Copper and gold had a great week, as did emerging markets stocks, which remained the Derby’s leading asset class for the year to date. Small-cap and health care stocks edged lower.
Derby
Stocks
Bonds
Commodities
1-week ... today is percent worth change
$1,000 invested at the end of last year ... Emerging-market stocks
$1,329
Asian stocks
1.7 %
Technology stocks
1,304
1.1 1.7
Copper
1,272 1,245
2.4
European stocks
Health care stocks
S&P 500
Utilities stocks
Gold
Small-cap stocks
High-yield bonds
REITs
Investment-grade bonds
Oil $0
$650
1,242
1.0
1,216
-0.4
1,158
0.0
1,150
2.0
1,126
1.8
1,120
-0.4
1,072
0.0
1,054
1.1
1,033
0.2
942
-0.4
LARRY MAYER PHOTOS, GAZETTE STAFF‌
The finishing touches are being installed on the the Golden Valley Hutterite Colony’s new Valley Steel, LLC building. The new venture builds custom steel siding and roofing products.
$1,300
Performance benchmarks: industries - sectors of the Standard & Poor’s 500 index; international stocks - MSCI indexes; bond returns - Barclays Capital and BofA Merrill Lynch indexes. Source: FactSet Data through Oct. 12 AP
5 Best Mutual Funds for One Year ---PCT RETURN--MIN INIT EXP CAT 1WK 1MO 1YR 5YRS* INVEST RATIO
FUNDS
TICKER
CGM Foc
CGMFX
LB
-1.4
+3.3
+44.4 +13.3
Fidelity GroCo
FCGSX
LG
+0.9
+2.9
+37.8
Fidelity GroCo
FDGRX
LG
+0.8
+2.8
+37.0 +18.5
2500
0.80
Guinness Atkinson GlbInvtrsInv
IWIRX
LB
+0.9
+4.2
+37.0 +18.8
5000
1.24
T. Rowe Price InsLgCpGr
TRLGX
LG
+0.5
+2.7
+36.4 +18.9
100k+
0.56
Baron PtnrsRetail b
BPTRX
MG
+0.1
+1.9
+38.6 +17.9
2000
1.35
AllianzGI NFJMidCapValA m
PQNAX
MV
+0.1
+4.1
+34.6 +15.3
1000
1.21
LARGE STOCKS
MID-SIZE STOCKS
2500
NA
1.17 0.80
Baron OppRetail b
BIOPX
MG
+0.4
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2000
1.44
William Blair SmMidCpGrI
WSMDX
MG
-0.2
+3.8
+30.3 +16.9
100k+
1.10
TCW RltvVlMidCpI
TGVOX
MV
-0.7
+4.2
+29.8 +13.5
2000
0.96
SMALL STOCKS Oberweis MicroCp m
OBMCX
SG
-0.2
+7.3
+39.0 +20.0
1000
1.55
Baron DiscvRetail b
BDFFX
SG
-1.1
+2.4
+38.8
NA
2000
1.35
Victory RSSmCpEqA m
GPSCX
SG
-0.5
+5.4
+38.0 +16.8
2500
1.27
Royce OppInvm d
RYPNX
SV
-0.7
+6.9
+36.2 +15.4
2000
1.18
Lord Abbett MicroCpGrI
LMIYX
SG
-1.1
+5.8
+35.7 +19.4
100k+
0.84
STOCK-BOND BLEND Janus Henderson BalancedT
JABAX
MA
+0.3
+1.9
+18.1
+9.3
2500
0.83
Oakmark EqAndIncInv
OAKBX
MA
-0.1
+2.2
+17.9
+9.6
1000
0.78
RiverNorth CorOppR m
RNCOX
MA
+0.6
+2.3
+17.9
+8.4
5000
1.36
Hartford GrAllcA m
HRAAX
IH
+0.6
+2.6
+17.7
+8.0
2000
0.54
Dodge & Cox Bal
DODBX
MA
-0.6
+2.1
+17.5 +12.0
2500
0.53
T. Rowe Price Rtr2025
TRRHX
TG
+0.5
+1.7
+16.9 +10.0
2500
John Hancock MlMg2025Lftm1 b
JLEOX
TG
+0.5
+1.7
+16.4
+9.4
Fidelity Advisor Freedom2025A m
FATWX
TG
+0.4
+1.6
+15.3
+8.2
2500
T. Rowe Price Rtr2020
TRRBX
TE
+0.4
+1.5
+14.9
+9.1
2500
Vanguard TrgtRtr2025Inv
VTTVX
TG
+0.6
+1.7
+14.7
+9.2
1000
0.14
Fidelity Select Technology
FSPTX
ST
+1.2
+3.4
+45.5 +20.7
2500
0.76
Firsthand TechOpps
TEFQX
ST
+1.6
+4.9
+45.3 +18.6
2000
1.85
Fidelity Advisor TechnologyA m
FADTX
ST
+1.1
+3.2
+44.8 +20.3
2500
1.07
Victory RSSciandTechA m
RSIFX
ST
...
+4.6
+43.2 +20.2
2500
1.49
BlackRock SciTechOppsInvA m
BGSAX
ST
+1.7
+4.5
+42.2 +22.2
1000
1.53
TARGET DATE
SINGLE INDUSTRY
INTERNATIONAL-DIVERSIFIED
0.05 0.25
OAKIX
FB
+0.9
+3.0
+37.8 +12.9
1000
0.96
Baron GlbAdvantageIns
BGAIX
WS
+1.3
+1.7
+36.4 +14.8
100k+
1.19
Vanguard IntlGrAdmrl
VWILX
FG
+1.8
+3.0
+35.6 +12.1
50000
0.32
Oakmark GlbInv
OAKGX
WS
+0.1
+3.7
+34.3 +13.6
1000
1.16
Marsico Glb b
MGLBX
WS
+1.4
+3.7
+33.6 +14.5
2500
1.60
Oakmark IntlInv
INTERNATIONAL-SINGLE REGION DFA CntnntlSmCIns
DFCSX
ES
+1.0
+2.1
+33.9 +16.9
Vanguard EuStkIdxAd
VEUSX
ES
+1.2
+2.2
+28.3
DFA JapaneseSmCoIns
DFJSX
JS
+2.3
+3.7
+27.7 +15.8
JPMorgan IntrepidErpnL
JFEIX
ES
+0.8
+0.7
Fidelity JapanSmlrCo d
FJSCX
JS
+2.4
+3.8
0.54 10000
0.10
+26.7 +11.2
100k+
0.90
+25.4 +18.0
2500
0.95
1.27
INTERNATIONAL-EMERGING MARKETS
+8.8
0.53
American Century NTEmMktsG
ACLKX
EM
+1.2
+2.8
+37.6
+8.8
American Century EmMktsInv
TWMIX
EM
+1.2
+2.8
+36.5
+8.6
2500
Franklin Templeton InsEMAdv
TEEMX
EM
+1.9
+2.2
+36.5
+5.7
100k+
VALIC Co I EmergEcos
VCGEX
EM
+1.7
+2.6
+36.0
+5.9
Pioneer EMA m
PEMFX
EM
+2.1
+1.3
+35.3
+2.6
1000
1.95
+0.2
+7.3
+3.4
1000
0.95
CORPORATE BONDS
PIMCO LowDurIncA m
1.11 1.34 0.94
PFIAX
CS
-0.1
Loomis Sayles InvmGradeFI
LSIGX
CI
+0.2
-0.3
+6.1
+3.4
100k+
0.49
PIMCO LngTrmCrdtInstl
PTCIX
CL
+0.3
+0.8
+5.7
+6.3
100k+
0.55
Thompson Bd
THOPX
CS
+0.1
+0.3
+5.7
+3.3
250
0.72
Western Asset CorPlusBdI
WACPX
CI
+0.1
-0.3
+4.6
+3.9
100k+
0.45
GOVERNMENT BONDS VCTPX
IP
+0.6
-0.2
+2.2
+0.2
Franklin Templeton RlRetA m
FRRAX
IP
...
+0.2
+1.9
+0.1
1000
0.90
Columbia InflProtSecA m
APSAX
IP
+0.5
...
+1.8
-0.3
5000
0.80
Federated RlRetBdInstl
RRFIX
IP
+0.4
-0.1
+1.8
...
100k+
0.49
AB BdInflStrat1 b
ABNOX
IP
+0.4
...
+1.5
+0.6
5000
0.60
VALIC Co I InflProt
HIGH-YIELD BONDS
0.58
FOCIX
HY
+0.2
+1.8
+15.4
+9.7
10000
1.00
Fidelity Cap&Inc d
FAGIX
HY
+0.1
+1.4
+12.3
+7.7
2500
0.73
Fidelity Advisor HighIncAdvtgI d
FAHCX
HY
-0.3
+1.2
+11.7
+7.4
2500
0.78
Ivy HiIncI
IVHIX
HY
...
+0.6
+10.8
+6.2
Nuveen HiIncBdI
FJSYX
HY
+0.2
+1.1
+10.8
+5.1
100k+
0.76
Fairholme Funds FcdInc
NATIONAL MUNICIPAL BONDS
Dreyfus HYMuniBdZ m Nuveen HYMuniBdI
0.71
DHMBX
HM
+0.4
+0.5
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1000
0.91
NHMRX
HM
+0.4
+0.8
+4.5
+6.4
100k+
0.52
Goldman Sachs HYMuniInstl d
GHYIX
HM
+0.1
-0.8
+3.5
+5.3
100k+
0.56
American Funds HiIncMuniBdA m
AMHIX
HM
+0.3
...
+3.2
+5.0
250
0.67
BlackRock MnTrStrMnOpIns
MAMTX
MI
+0.2
+0.4
+3.2
+3.6
100k+
0.57
+0.5
+3.4
+3.5
100k+
0.46
BlackRock CAMuniOppsInstl
CALIFORNIA MUNICIPAL BONDS MACMX
MF
+0.3
Vanguard CALtrmTEAdm
VCLAX
MC
+0.5
+0.2
+2.5
+4.1
50000
0.09
American Century CAHYMuniInv
BCHYX
MC
+0.3
+0.2
+2.4
+4.8
5000
0.50
Delaware Inv TFCaliforniaA m
DVTAX
MC
+0.4
+0.2
+2.2
+3.4
1000
0.82
MFS CAMuniBdA m
MCFTX
MC
+0.2
-0.2
+2.2
+3.8
1000
0.72
* – annualized
Hutterite
“Agriculture is not treating us well anymore. We had to find a way to expand.�
From D1
have dropped more than they’ve raised, the colony’s hog operation is essentially break-even and the dairy operation only gets more expensive. Colony leaders simply felt they could no longer sustain themselves with an all-agricultural operation. “Agriculture is not treating us well anymore,� Kleinsasser said. “We had to find a way to expand.� To the west of Golden Valley, another Hutterite colony began a manufacturing and welding operation to supply oil companies operating in the Bakken with equipment. The colony found success, Kleinsasser said, and leaders in Golden Valley took notice, choosing to follow its example. Courtney Kibblewhite works for the Northern Broadcasting System, which owns the Northern Ag Network. She comes from a ranching family that still works the land in Eastern Montana. She also chairs the Ag Committee for the Billings Chamber of Commerce and is acutely aware of the challenges facing farmers and ranchers. The same market forces that impact Hutterite colonies also affect traditional ranches and farms in Eastern Montana. Still, she said, none have expanded their operations outside of agriculture. “I think the Hutterites are unique,� she said. She’s aware of a handful of colonies that have done like Golden Valley and expanded into manufacturing. And she understands the move. Hutterite colonies are religious and communal operations, so they don’t have the same labor costs as a traditional Montana ranch. They can afford to expand.
Dan Kleinsasser, the Hutterite leading the operation.
A Variobend steel folding machine is capable of bending complicated structures from a single piece of steel. The Golden Valley Hutterite Colony near Ryegate is opening Valley Steel, LLC. The new venture builds custom steel siding and roofing products. For a family-owned farm or ranch to move into something like manufacturing, they’d have to hire additional workers, making it too expansive to be feasible, she said. “You can’t really do both (agriculture and manufacturing) if you’re one or two families,� she said. Instead, those ranches and farms have found other ways to bring in additional income. Many farmers have diversified their crops instead of focusing on just one staple, like winter wheat. They’ve also sent family to town. With many operations, the spouse not running the ranch or farm takes a city job. “They need that second income,� Kibblewhite said. Golden Valley began expanding its operation by looking into markets that colony leaders thought had the potential for growth. Pretty quickly they discovered the demand for commercial steel trim, siding and roofs in Montana was greater than what manufacturers could quickly supply. “We did the re-
search,� Kleinsasser said. “There was room for someone else.� The colony committed to the idea last year and ordered the kit that would become the manufacturing building. They plowed under the lentil field and built a new road that would lead directly from the highway to the warehouse. And they bought the equipment, the machines, the spools of colored steel sheets and all the parts and pieces a contractor would need to install siding, roofs and trim. “We offer it all,� Kleinsasser said. “It’s a onestop shop.� The expansion led to some technological innovations for the colony: for the first time, they’ll have Internet. The bookkeeping software and the systems that track the operation’s inventory and ordering require Internet access. And so one computer in the warehouse’s main office is connected to the web.
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Kleinsasser acknowledged they keep it locked down pretty tight. The machine that produces the custom trim is a $420,000 behemoth that will fold strips of steel into any shape they can draw on the touch-screen monitor that controls it. The floor around the machine glows blue from the light cast by the safety system. If the operator’s foot or leg crosses the beam of blue light the machine automatically shuts down. In all, they spent over a million dollars to get the whole operation up and running and they’ve already begun to fill orders. “We’ll know by next spring if it’s successful,â€? Kleinsasser said. The colony, located on Highway 300 just two miles south of Ryegate, is holding an open house from 10 a.m. to 3 p.m. on Nov. 2 to showcase the operation to contractors and builders, and to the public. The hope is to fill orders through the winter, allowing Valley Steel to be completely ramped up and running come the spring. The whole operation is designed to be as efficient and professional as possible, designed to produce a true, high-end product. Kleinsasser said anything less than that doesn’t keep with the colony’s ethos. “That’s just the way we build,â€? he said.
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October 28th at 8:30am Start and finish at Granite Health and Fitness: 3838 Ave B Billings, MT US 59102 All funds raised support high school cross country runners. All ages invited to participate! Lots of Prizes, Food & Fun! Register online at runsignup.com and search
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behind costco
294.96 6 0 • 2294 Grant Rd www.tallmanmedicalspa.com Ž Ž
Craft pumpkins with spooktacular style
ÂŽ ÂŽ
ar tis tic PUMPKI WELCOME FALL
Celebrate the harvest season by lightly carving delightful fall foliage designs into a medley of pumpkins for your front stoop or an autumn table.
NS
These fabulous pumpkins really go for the wow factor! Grab your carving tools, a paintbrush, and some unexpected embellishments to craft pumpkins with spooktacular style. HIDDEN MESSAGE
This wise owl silhouette, left, has something to say this Halloween. A faux pumpkin painted black inside sets o his stately shape, while lettered gourds convey his message. g
LOOK INSIDE GLITZ & GLAM
The harvest moon is certain to cast an eerie shimmer on these graphic pumpkins, below. They’re easy to make, thanks to a crow stencil and feather tattoos.
M 1
BILLINGS BUSINESS
Billings Gazette
ACHIEVERS Jessica Siegel has joined Billings Gazette Communications as a retail a d ve r t i s ing executive. She previously worked in Siegel outside sales for supplemental insurance as well as territory management and as an executive marketing director. She has been a top performer in sales and customer service. Siegel may be reached by calling 657-1330, or emailing jsiegel@billingsgazette.com. William A. “Bill” Hritsco, JD, was named president and CEO of the Yellowstone Boys and Girls Ranch board of directors. Hritsco became involved with Yellowstone Boys and Girls Ranch nearly 20 years ago after sevHritsco eral court appointments as guardian ad litem for abandoned, abused and neglected children struggling in the court system. He joined the board where he served for eight years before transitioning to Yellowstone Foundation’s board in 2008, on which he served until 2016, with the last three years as chairman. Hritsco graduated from the University of Montana School of Law in 1993 and is a member of the State Bar of Montana. He practiced law in Dillon for nearly 25 years. Hritsco has also been a member of the Dillon Jaycees and Montana Farm Bureau. He was an officer and board member for
the Southwest Montana YMCA, and a board member of the Montana Water Resources Association, and Barrett Hospital and Healthcare Foundation. Megan Terry, PLA, a staff landscape artist at Sanderson Stewart’s Placemaking Studio, has passed all four sections of the Terry Landscape Architect Registration Exam. Sanderson Stewart is an award-winning multi-disciplinary engineering, planning and design firm with employees in Montana, Colorado, Idaho and North Dakota. Zack McKittrick has joined Employee Benefit Management Services as an account manager in Billings. He provides benefit plan consultation to clients and is responMcKittrick sible for retaining, growing and managing client relationships, while matching benefit design to employer and employee needs. McKittrick has a background in banking and was most recently a junior portfolio manager at Stockman Asset Management in Billings. He earned a bachelor’s degree in business administration with an emphasis in marketing from Montana State University Billings. He serves as the chair of the Billings Chamber of Commerce’s NextGen professional development committee.
Food kit
fornia — even Seattle.” In August, a month after North Korea tested an intercontinental ballistic missile, three-quarters of Americans said that North Korea’s nuclear program is a critical threat facing the U.S., according to a Chicago Council on Global Affairs survey. Last year, the survey showed 60 percent of Americans feared North Korea. It was 55 percent in 2015. Dalto said people feel they can’t prevent these disasters, so they do what they can: They shop. Profiting from things that make people feel more secure is not new. Remember businesses that marketed backyard bomb shelters during the Cold War? Or all the computer software upgrades aimed at preventing the end of the world in a Y2K meltdown at the turn of the millennium? “There’s always that flip side that during tragedy, there’s someone that’s going to come out on top,” said Adam Lovett, a salesman at Harry’s Army Surplus in Dearborn, Mich. “You’re in the business of: The worse it gets, the more you make. It’s sad, but true.”
From D1
In addition to a variety of online sellers, Walmart offers emergency food storage kits with enough food for two days, three days, a month, and a year that sell for $25.88, $58.99, $134.99, and 1,290.99, respectively. Costco is offering even bigger food kits, too, for $3,999.99 and $5,999.99. The customers are “working people who fear for their lives,” said Ken Dalto, a retail expert with Kenneth J. Dalto in Bingham Farms, Mich. He added that it’s too soon to know how well these emergency kits are selling, but that with a nation of 320 million, there are plenty of people who are nervous about the future. “You have hurricanes. You saw what that did,” he said, referring to Hurricanes Harvey, Irma and Maria, which battered Texas, Louisiana, Florida and Puerto Rico. “You add to that climate change, and terrorism, and the idea of nuclear war, which is very much in the news with North Korea, and they can develop a missile that might be able to hit Cali-
Sunday, October 15, 2017 | D3
WE ARE FARMERS • Auto & Recreation • Home • Life & Financial • Business
Curt Iverson (Laurel)
Lynette Nealy 294-1212
Tara Cayko 252-8318
Roger Daniel 252-3411
Terry Tronson 652-4422
Frank Costello 652-2800
Sue Parks (Columbus)
Tim Beeter 245-6833
Sharryn Webinger 655-4743
Connie Wolf 252-8318
Connie Johnson 248-3111
Susan Walters 294-5888
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BILLINGS BUSINESS
D4 | Sunday, October 15, 2017
Billings Gazette
Montana State professor finds irrigation timing benefits wheat yield and quality MSU NEWS SERVICE
ALISPELL – In an agriK cultural state enduring one of the worst droughts in recent history, a Montana State University crop physiologist may have some good news for state watersheds and farmers’ pocketbooks when it comes to irrigating one of Montana’s top cash crops. Jessica Torrion, assistant professor of crop physiology at MSU’s Northwestern Agricultural Research Center in Creston, recently published an article that shows specifically timed irrigation practices can affect the harvest quality of hard red spring wheat varieties — if they are applied past the medium milk stage of the wheat plant’s development. The article, “Impacts and Limits of Irrigation Water Management on Wheat Yield and Quality,” appeared in Crop Science, the official journal of the Crop Science Society of America. Torrion’s research was funded by the Montana Wheat and Barley Committee. Milk stages are phases in a wheat plant’s growth cycle when the wheat kernel begins to form and secretes a milky fluid containing starch, protein and other nutrients. The milk eventually solidifies as the wheat kernel ripens and matures enough for adequate baking and milling, in a process called “grain filling.” Grain filling generally takes four to six weeks, depending on how much moisture the crop gets. That process can be cut short during times of high temperatures, which stresses the plant, Torrion said. Irrigating during and after the late milk stage, when the milk fluid decreases and plant starches increase to create a thicker milk, does not improve the wheat’s overall yield and grain quality, Torrion said. Rather, Torrion found that scheduling the final irrigation during the medium-milk stage produces yield benefits similar to that of applied irrigation after the medium milk stage, but with less water. “Essentially, we found that a producer can irrigate
earlier in the grain-filling process and achieve the same yield benefit as irrigating later,” Torrion said. “So, we’re looking at potentially significant savings in water, energy and time during a crop’s maturation cycle, all of which become critical and expensive factors during a drought year and pins down a very common producer question of “when do I stop irrigating wheat?” Torrion said that never before in the state has there been an experiment that evaluates yield and grain quality comparing hard red spring wheat varieties, solely based on their response to timed irrigation before the completion of grain fill. Torrion said only about 8 percent of hard red spring wheat acreage is irrigated in Montana. “Most Montana wheat farmers practice dryland agriculture, without irrigation infrastructure, so their yield is completely dependent on rainfall,” Torrion said. “Given our recent drought conditions and more variable weather patterns, more Montana pro-
ducers are thinking about irrigating as grain yields have fallen over time. We’re seeing an increased interest in irrigation, and so we wanted to test what effects various irrigation practices might have on spring wheat varieties.” According to the USDA, hard red spring wheat is the highest grossing of all commercial crops in Montana, accounting for 23 percent of the nation’s hard red spring wheat supply and more than 50 percent of Montana’s total spring wheat acreage. The article, co-authored with Bob Stougaard, NWARC superintendent and MSU professor of weed science, presents results from a yearlong experiment where eight hard red spring wheat plots were subjected to six different water regimens. Three water treatments replaced varying levels of moisture due to evapotranspiration loss. Results also showed that when irrigation is terminated before the completion of grain filling, it does not affect the yield and quality of the wheat crop.
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Additionally, the grain’s test weight generally improved with irrigation, MONTANA STATE UNIVERSITY whereas falling numbers generally decreased with MSU Crop Physiologist Jessica Torrion has published an irrigation, but this varied article that shows that specifically timed irrigation practices by variety. can affect the harvest of hard red spring wheat.
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Sunday, October 15, 2017 | D5
Billings Gazette
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D6 | Sunday, October 15, 2017
Billings Gazette
Walmart sees the future and it is digital ASSOCIATED PRESS
NEW YORK — Walmart is all about online, anticipating digital sales next fiscal year will rise about 40 percent and that it will double the number of U.S. curbside locations for online grocery shoppers at its stores. But the world’s largest retailer continues to scale back new store growth in the U.S., with plans to open only 25 in its fiscal year 2019, which ends January 2019. That compares with opening 230 new U.S. stores during fiscal 2016. The retail behemoth is predicting net sales growth at or above 3 percent, driven by online sales and growth from existing stores for the next fiscal year. The company reiterated its per-share earnings guidance for next year and launched a two-year, $20 billion share repurchase program. “No doubt we are in a transformational period of history,” said Doug McMillon, CEO of Walmart Stores Inc., in an address Tuesday to investors at an annual meeting in Bentonville, Arkansas. “Our future is looking more digital.” The retailer is armoring up online to take on Amazon. com and more traditional rivals, like Target. Walmart paid more than $3 billion for online retailer Jet last year to speed its evolution. It’s been acquiring smaller players like ModCloth, Moosejaw and Bonobos. It’s also deploying digital kiosks called Pickup Towers at a hundred of its stores which spit out products bought on Walmart.com. But it has an eye on expanding on groceries online, an underserved market. Walmart has fast expanded the number of U.S. stores that allow online grocery shoppers to pick up orders at the curb. Currently 1,000 U.S. locations are participating.
Walmart is also testing the idea of a new service in Silicon Valley that lets a delivery person walk into shoppers’ homes with internet-connected locks when they’re not there to drop off packages or put groceries in the fridge. The company went live with voice-activated shopping with Google in answer to Amazon’s Alexa-powered Echo devices. Walmart said customers can now start shopping for more than 2 million Walmart items via Google Assistant as well as Google Express and its app. Walmart announced its
partnership with Google in August. And starting next month, returns may be getting easier. Customers can scan goods they no longer want with a smartphone and drop them off at a customer service desk. Walmart says that will take 35 seconds or less. Returns right now take about four times that, not including any wait in line. Earlier this year, WalMart revamped its shipping program and now offers free, two-day shipping for online orders of its most popular items with a minimum purchase order of $35.
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M 1
Sunday, October 15, 2017 | D7
Billings Gazette
Where Cajuns and CoWboys Meet October 16, 2017 at Billings Food Bank 5:30 - 7:30 pm
$20ºº per person $160 per table of 8
Dust off your cookbook and get yourself ready for the biggest clash of dueling peppers north of the Mason Dixon line and east of the Rockies…the 5th Chili Gumbo Showdown - a benefit for the Billings Food Bank. The contest is open to amateur and professional chefs. For information on entering the cookoff, call the Billings Food Bank at 259-2856. Or just come and sample the entries and vote for your favorite! Chili & Gumbo served with crackers, corn bread, dinner rolls, potato salad and a green salad. You WON’T leave hungry! Live music by Second Avenue Stompers!
NO HOST BAR & LIVE MUSIC!
GREAT FOOD!
2112 4th Avenue North • Billings 406.259.2856 • billingsfoodbank.com M 1
BILLINGS BUSINESS
D8 | Sunday, October 15, 2017
Billings Gazette
Bankruptcies Billings area petitions filed in U.S. Beach Way Unit 2, Aug. 29. Bankruptcy Court Aug. 1-Sept. 30, Jason Matthew Shores, 6 Chest2017. Addresses are from Billings nut Drive, Aug. 31 unless otherwise noted. Nathan G Peterson, 1408 Valley Heights Road, Aug. 31 Chapter 7 Jose R. Alvarez, 511 Wigwam Trail, Aug. 31 Sasha A. Spomer, 11 Miners Place Melody A. Benes, John P. Reese, #2, Aug. 31. 29 Danube St., Aug. 6. Ronda Strahan, 7029 Lance St., Jeffery Allen Morrison, 191 Bohl Shepherd, Aug. 31. Ave., Aug. 7. Anthony Quinn Rieke,Elisha Rose Joshua W. Nott, Alicia C. Nott, Rieke, 1635 Elaine St., Aug. 31. 2005 Barrett Road, Aug. 7. Ray Hubbard, P.O. Box 51385, Wesley D. Armstead, 941 HarSept. 1. vard Ave., Aug. 8. Cassandra Denise Oliphant, 3182 Carrie L. Ward, 2817 Second Ave. Shotgun Trail,Sept. 5. N. #300, Aug. 9. Ashley Sharmelle Dixon, 2021 Heidi Marie Schuman, 2325 Av24th St. W. APT 9 Sept. 5. enue C #1, Aug. 16. Jeff Cavazos, Royce Ann Cavazos, Jeffrey Ralph Pehl, 804 Dream3340 Hidalgo Drive, Sept. 6. ers Loop, Aug. 19 Michael Richard Hansen, 2164 Dave V Lindner, 2212 48th St. Beloit Drive, Aug. 9. W. Aug. 24. Sandra Dee Kaftan, 2520 First Randal John Davis, 4303 Fenton Ave. #D, Sept. 13. Ave. Sw, Aug. 28. Dawn Louise Lynch, 1242 CrawAshley Margaret Engstrom, 2901 ford Drive, Sept. 13. Monad Rd #21, Aug. 29. William Patrick Dibble, Sara NiAaron Mitchell Kralik, 945 Venice cole Dibble, 3430 Lynn Ave. #207,
Sept. 14. Janine Marie Park,2325 Avenue C #8, Sept. 20. Robin M. McNamee, 1108 Clark Ave., Sept. 29.
Chapter 13 Carl Alan Midgley, 5138 Creekmore Road, Huntley, Aug. 7. Brandi M. Paulbeck, 571 Chinook Place, Aug. 12. Aaron James Begger, 4107 Phillip St.,Sept. 19. Kimberly Dawn Baisch, 12 Attika St., Sept. 21. Alvin Joseph Schiffer, 92 Antelope Trail, #D, Sept. 25. Shawn Thomas Carrig, 4341 Scandia Road, Shepherd, Sept. 27. Gregory Eldon Smith, Kerri Lin Smith, 3018 Mactavish Circle, Sept. 27. Mark Allen Robillard Ryan Jean Robillard, 5823 Horseshoe Trail, Sept. 29. Danielle Emily Diaz,4416 Phillip St., Sept. 29.
Residential Permits Addition Single/ Duplex/Garage 3518 Prestwick Road, Rand, Brian J., Above & Beyond Construction, $8,640 3610 Banff Ave., Mark Clark, $7,200 3733 Banff Ave., Berndt, Gordon G., Reule Builders, $3,780 525 Republic Ave., Cameron, Donald H. and & Carlin J., $4,800 2242 W. Skokie Drive, Hall, Jeffrey S. and Hiebert’s Home Improvement, $13,004 3024 Parkhill Drive, Baird, Maynard A. and Ruthmary, Reule Builders, $30,000 3203 Morledge St., Salsbury, Jackson W. and Darjeeli, $25,000 4580 Laredo Place, Lechner, Timothy C. and Pati K., $8,370 2510 Treasure Drive, James and Rosemary Oudkirk, Reliable Renovations, $1,920 833 Garnet Ave., Wilson, John Terry and Katherine, Bauer Construction, $14,400 5230 Burlington Ave., Kroll, Duane E. and Nita A., Plan/Builder Construction Inc., $4,470
Demolition 2902 Belvedere Drive, Belobraidic, Ralph L. and Dolores, Servpro Of Billings, $1,000 20 Washington St., Boyer, Melvin, $1,000 244 Terry Ave., The City Of Billings, Van Arsdale Construction, $4,000 3114 Fourth Ave. S., Barbara, Koinonia Housing, $4,000 1017 Wicks Lane, Northwestern Energy, Castlerock Excavating Inc., $17,285 5603 Walter Hagen Drive, Shirley, Clint F., Mountain Vertical
Contractors LLC, $22,000
New Garage 108 S. 31st St., Florez, Manuel Gilbert, $42,000 1219 18th St. W., Hunter, Robert L. and Carolyn J., $10,080 2011 Mckay Lane, Germany, Robert Andrew and Katie, Big Sky Solar Wind Warehouse, $14,000 1650 Natalie St., Kevin and Carol Holland, Trailhead Home Improvement LLC, $30,240 4508 Mitchell Ave., Detienne Properties LLC, $7,840
New Single Family 645 Cherry Hills Road, Ron S. Hill Living Trust, Specialized Construction, $217,540 5800 Sam Snead Trail, Robinson, Whitney & Cheryl, Myers Custom Homes, $600,000 2514 Bowles Way, Hanser Construction Co., $227,000 2614 Bowles Way, Hanser Construction Co., $171,445 1616 Island View Drive, McCall Development Inc., $212,675 1538 Topanga Ave., Infinity Homes LLC, $185,400 1445 Chesapeake Lane, Wells
Built Homes Inc., $116,950 1411 Emma Ave., Felton Associates Inc., $211,365 4049 Hyalite Court, Wrobel, Thomas, Classic Design Homes, $209,625 1518 Rancho Vista Ave., Oakland Built Homes Inc., $179,765 811 N 24 St., William Porta, $2,000 829 Cook Ave., McFarland, David R., Flippin Blind, $1,000 3295 Granger Ave. E., Kincaid Land LLC, KJ Construction, $300 2101 Avalon Road, Castellano, Peter D. and Carol, $4,100 612 Yellowstone Ave., Eaton, Rodney H. and Sandra L., The Pella Window Store, $1,200 1128 Lewis Ave., Ross, Cody and Anjuli, Craigo Construction, $800 426 18th St. W., Peterson, Scott W. and Kyleen M., Craigo Construction, $2,500 121 Lexington Drive, Whelan, Joan M., K-Designers, $13,290 3230 Ben Hogan Lane, Mountain Front Retreat LLC, EKLE Construction, $20,000 2911 E. Macdonald Drive, Klatt, Bruce K. and Sally E., Dave’s Exteriors Inc., $3,500 1130 Alderson Ave., Gulbranson, Timothy LB, TLS Construction Inc., $16,000
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M 1
BILLINGS BUSINESS
Billings Gazette
Sunday, October 15, 2017 | D9
Residential Permits, continued 2427 Poly Drive, Guilland, Linda M., Exterior Design Solutions, $18,000 2060 Edgewood Drive, Odegaard, Paul and Suzanne, Exterior Design Solutions, $15,000 4209 Heffner Lane, Heffner, Michael J. and Georgia, Billings Window And Door, $20,482 1128 Lewis Ave., Ross, Cody and Anjuli, Atlas Construction & Restoration, $20,000 6886 Copper Ridge Loop, Copper Ridge Development LLC, Bakich Builders, $211,120 6868 Copper Ridge Loop, Bob Pentecost Construction Inc., $257,000 11 Twin Pines Loop, Marsich Investments Inc., $163,370 7 Twin Pines Loop, Marsich Investments Inc., $163,370 2511 Blue Moon Court, Design Builders Inc., $237,990 2702 Hanover Circle, Mont Vista LLC, $320,000 2515 Blue Moon Court, Design Builders Inc., $237,990 6862 Copper Ridge Loop, Bob Pentecost Const Construction Inc., $287,900 1141 Megan Circle, Habitat For Humanity Mid-Yellowstone Valley, $137,500 2234 Clubhouse Way, Ron S. Hill Living Trust, Specialized Construction, $217,935 6853 Copper Ridge Loop, Infinity Homes, Infinity Homes LLC, $182,260 5155 Amherst Drive, Trailhead Builders Inc., $196,105 929 Bitterbrush St., Trails West, Homes LLC, $172,780 909 Sandcherry St., Trails West,
Homes LLC, $189,270 4195 Banbury Place, Dorn/Lowe LLC, Dan Lowe Construction Inc., $256,185 1801 Sartorie Road, J&M Development LLC, J&M Development, $159,720 4730 Gold Creek Trail, Boyer Land LLC, Design Builders Inc., $237,990
2036 Monad Road, Imel, Wilma Ann, $2,000 4502 Hi Line Drive, Anthony D. and Susan J., Ty Nelson Construction, $7,400 2339-1/2 Stillwater Drive, Foreman Kenneth and Colleen, $3,500 244 Terry Ave., The City Of Billings, Van Arsdale Construction, $4,500 404 27th St. W., Kindsfater, Dorothy A., Craigo Construction, $2,600 1009 Ave. C, Eric Risdall, One Source Construction LLC, $1,461 1125 N. 32nd St., Jarussi, Gene and Karen, Phil’s Glass, $2,500 543 Cook Ave., Nolan, Larry and Pearl, $5,000
617 N. 15th St., Hendrickson, Robert I. Jr., Etux, Big Sky Maintenance Inc. $8,526 4458 Loma Vista Drive, Kimball, Brad A. and Heather, EEC Inc., $30,000 3164 Parkhill Drive, Judson Properties LLC, $26,000 241 Yellowstone Ave., Jensen, Nels and Nicole, Craigo Construction, $2,800 1738 Alderson Ave., Maul, Ronald C., Craigo Construction, $3,025 4109 Rimrock Road, Haugeberg Family Trust, Craigo Construction, $2,900 2612 Augusta Lane, Dreikosen, William J. and Kally A., Lynnrich Inc., $8,506 2119 Whitewater Circle, Good, Gary J., Big Sky Contractors LLC, $1,500 2522 Lewis Ave., Hammel, Donald E. and Donna J., Craigo Construction, $2,850 332 Morningside Lane N., Jim Pickens, Pierson Jensen Construction Co., $40,020 3164 Parkhill Drive, Judson Properties LLC, $11,000 1941 Mulberry Drive, Fortner, Lanissa K., $60,000 1043 Burlington Ave., Linda Joyce Williams Family Trust, Craigo Construction, $2,700 5150 Granite Ridge Circle, Straus, Randolph S. and Cherie L., Lynnrich Inc., $1,549 740 Yellowstone Ave., Leininger, Cole, Lynnrich Inc., $759 2524 Zimmerman Trail, Vanderloos, Joseph R., Lynnrich Inc., $2,997 3005 Rosebud Drive, Fischer, Angie Lee, K-Designers, $1,411 4239 Long Rider Trail, Bagby
Enchantment Trading Co., 3103 Reimers Park Drive, 303-902-7373 Eight Ball Trucking, 3540 Duck Creek Road, 652-2950 Bad Bear Holdings LLC, 3510 Powderhorn Circle, 245-5263 Keller Kustom Kleaning LLC, 820 Arlington Drive, No. 0, 591-4495 Cuda Directional LLC, 1236 Weil St., 671-3352 Central Handyman Services, 1707 Lynn Ave., 545-3322 Trailhead Home Improvement LLC, 628 Presidents Place, 859-230-7968 Shane Lessard Construction Inc., 1755 Dry Creek Circle, 839-5663 Loenbro Inc., 2155 Harnish Blvd., 200-9550 Z&D Services, 615 Joyce St., 794-8539 Flippin Blind, 135 Lewis Ave., 254-1237 Itch Customs LLC, 2750 Weymiller Lane, 702-4147
Patricia “Trish” Flynn, 1929 Ave. D., No. B-4, 248-3780 Big Sky Custom Builders, 2031 Meadowood St., 850-1828 Cable Montana LLC, Laurel, 877-234-0102 Paw Print Bakery LLP, 3712 Cambridge Drive, 855-5584 Fiesta Mexicana Cantina, 3042 King Ave.W., 601-1177 Jiffy Lube 3790, 752 Henesta Drive, 702-5586 Bridges of Montana, 711 Central Ave., 601-1101 Taco El Mundo, 1111 Custer Ave., 690-7482 A&R Enterprises LLC, Molt, 425-4048 Dollar/Thrifty Rent A Car, 1901 Terminal Circle, 248-9151 Digestive Wellness, 205 Grand Ave., 602-882-6396 Fully Refrigerated, 4078 Pine Hills Road, 598-4492 Koinonia Management Co. Inc.,
New Two Family 5305 Patagonia Court, Wells Built Homes Inc., $219,410 5301 Patagonia Court, Wells Built Homes Inc., $219,410 5340 Patagonia Court, Wells Built Homes Inc., $219,410 1441 Chesapeake Lane, Wells Built Homes Inc., $219,410 1 Twin Pines Loop, Marsich Investments Inc., $347,340
Remodel Single/ Duplex/Garage
Kenneth J. & Roxanne L., Trailhead Builders Inc., $26,000 5513 Bobby Jones Blvd., Hart, Trenay A., Newell Construction Inc., Doo $10,000 912 Ave. E, Donnelly, RichaRoad, C. and Patricia, Craigo Construction, $2,900 3039 Forsythia Blvd., Sheehy, Jenifer, TB Construction, $150,000
Single/Duplex/Garage
Single/Duplex/Garage
2938 Custer Ave., Wachtman, Raymond A. and Anna M., K-Designers, $11,779 235 Broadwater Ave., Wiedrick, Donna L., $1,000 2305 Ave. B, North Star Property Group LLC, North Star Property Group Basement Finish Non Structural $19,640
2902 Belvedere Drive, Belobraidic, Ralph L. and Dolores, Servpro Of Billings, $50,000 3009 Jonathon Court, Holtz, Cynthia, Freyenhagen Construction Inc., $9,000 There were 176 Fence/Roof/Siding residential permits issued in August.
Business licenses SMM Construction, 905 S. 32nd St., 694-7562 Steamboat Technical Services LLC, 3170 Driftwood Circle, 702-7202 3 Blind Mice Inc., 824 Shiloh Crossing Blvd., 839-9151 Jesco Pressure Washing, 5418 Denali Drive, 850-0033 Green Care Lawn Service, 3955 Bluebird St., 694-1543 Ewalt Flooring, 3404 Second Ave. N., No. 4, 371-3357 I Dream of Jenny’s Cleaning Services LLC, 1550 Country Manor Blvd., No. 125A, 633-5434 W.C. Stumbo Co., Marion, Ohio, 740-383-2135 Affordable Lawn Care-Snow Removal, 3416 St. Johns Ave., 702-0152 Voeller Construction, 1330 Ave. D., 647-2526 Marks Brothers Enterprise, 357 Uinta Park Drive, 697-5962 Story Box Co., 1310 Division St., 647-0648
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D10 | Sunday, October 15, 2017
Billings Gazette
Customer testimonial
Business licenses, continued 109-1/2 S. 32nd St., 256-3002 Prestige Management, 257 Ashley Court South, 860-1952 Community Leadership Development Inc., 109-1/2 S. 32nd St., 256-3002 Metals Treatment Technologies LLC, Arvada, Colo., 303-456-6977 M Ensign Enterprises LLC, 343 S. Plainview St., 670-9665 Schoenrock Construction, 225 Rolling Meadow Drive, 661-1265 Nameless CRU Productions, 3939 Fairmeadow Drive, 200-2493 406 Floors LLC, 107 N. Broadway, No. 3G, 208-2690 Bayou Enterprises, 701 24th St. W., 690-6785 Sticks & Stones-KellisonGuitars, 2109 Grand Ave., 861-5053 Ensign Outfitters LLC, 343 S. Plainview St., 670-9665 Allen St. Building Service, Columbus, 321-0527 The Electrical Xperts Inc., 4210 Carlton Ave. S.W., 860-7095 M.C.O. Construction, 1212 O’Malley Drive, 861-2488 Integrity Decking LLC, 1620 Wyoming Ave., 998-9367 Energy Equity, 2039 Broadwater Ave., 656-4628 Goodwill, 1636 Main St., 259-3034 Marantha Construction, 1743 Lewis Ave., 208-6700 Lanter Construction, Roundup, 690-1734 A.A.V. Inc., 1302 24th St. 404-7030 Allstar Cleaning & Yard Services, Laurel, 671-6481 Dogs’N Sync LLC, 1341 Blackberry Way, 697-2077 Robuck Construction, Columbus, 672-0793 D&D TF LLC, 700 Bluegrass Place, 652-4125 Daily Clean Maintenance and Services, 12 Vista Drive, 702-3820 The Batter’s Box, Laurel, 697-8610 Old Fort Roche Jaune Frontier Trading Post, 139 Lewis Ave., 671-5915 Green & Bright, 610 S. 44th St. W., 698-8326 American Glass, 2850 Grand Ave., 652-3020 Imagine Studios, 4785 S. 24th St. W., Suite C, 325-7700 Full Auto Keys, 7535 Entryway Drive, Unit C, 318-3020 Elevated LLC, 725 Grand Ave., 855-0291 Kasco LLC, Saint Louis, Mo., 314-771-3020 J and B Contracting Services Inc., Loma, 390-1275 Patriot Installation Inc., Aliso Viejo, Calif., 626-222-9387 PTGI Power Trowel Grinding Industry, Meridian, Idaho, 208-724-2430 Melissa Ellis LMT, 2619 St. Johns Ave., Suite F, 670-5913 Motel 6 No. 1150, 5353 Midland Road, 972-360-5526 Anchor’s Away Steak & Seafood Inc., 5229 King Ae. W., 561-445-5544
Diamond J Entertainment, 1411 Sourdough Lane, No. 4, 248-9935 RJ Corman Railroad Services, 4780 Underpass Ave., 256-6446 Curt Brott, 239 Clark Ave., 671-3930 Vintage Vapor LLC, 710 Grand Ave., 698-6744 Premier Exteriors, 337 31st St. W., 539-4511 Burgers on 8th Street, 2445 Samantha Lane, 281-2457 MDRA, Fromberg, 217-1391 Marshall Construction, 3808 Slalom Drive, No. 358, 424-222-0483 Maighen Kaye Photography, 492 Freedom Ave., 200-2541 Ridley USA Inc., 1420 Minnesota Ave., 252-5196 Sherlock Painting, 421 St. Johns Ave., 863-529-6874 Ridley USA Inc., 1406 Industrial Ave., 252-5196 Enrique Franco, 129 Washington St., Apt. B, 606-2794 Don’s Gun Shop, 1491 Sourdough Lane, 259-9156 Family Tree Child Care, 2223 Fox Drive, 591-0764 Mastec, Bozeman, 303-720-1146 Beartooth Design, 2724 Shiloh Road, 655-9575 Storm’s Essentials, 1709 First Ave. N., 855-9173 Mikkelsen Rentals, 1202 Princeton Ave., 350-1416 The Tee Box, 1500 Broadwater Ave., No. 2, 256-8269 Grapes & Grin Inc. DBA Levity, 1027 Shiloh Crossing Blvd., Suite 8, 651-5985 11 West Developments LLC, 3053 Hunters Ridge Loop, 702-3279 Billings Best Builders LLC, 1439 Elaine St., 237-4538 Sparky’s Customs, 11 S. 30th St., 281-1971 Dogme Construction, Shepherd, 390-1820 Lazy RT Property Management LLC, Roundup, 839-5130 D&J Maintenance, 1212 Eldorado Drive, 861-8141 Butler Construction, 2485 Samantha Lane, 671-6554 Patriot Construction LLP, 8035 Cormier Road, 729-7468 Benjamin Anderson, 1804 Bitterrot Drive, 671-5576 Jason Smith Construction, 1214 17th St. W., 860-9431 The Iron West Inc., 2311 Monad Road, No. 1, 206-747-3616 Griffin Development LLC, 2223 Montana Ave., 690-2070 Simply French Nails Inc., 5229 King Ave. W., No. D4, 702-0033 By L.A. Construction, 930 Terry Ave., 647-0135 Jim’s Handyman Service, 3912 Towhee Lane, 671-6757 Parra’s Construction, Laurel, 530-334-3676 Rise Again Tattoo, 1343 Central Ave., 861-6082 Katie McLean, 7 Northglen Drive, 545-8945 Love, Nurture, Nourish, 2011
Pryor Lane, 426-2446 KAZ Construction SMLLC, 1200 Independent Lane, 672-0281 Arrow Sewer and Septic Service LLC, Shepherd, 671-8322 Bishops Billings Downtown Barbershop, 108 N. 28th St., 671-4692 J Beau Consulting LLC, 3309 Tahoe Drive, 860-5542 TJ’s Builders, 135 Rolling Meadow Drive, 860-9089 Bookssource LLC, 2123 Treasure Drive, 672-5652 Making Memories, Events & Party Planning, 613 28th St. W., 671-1914 Joyce Pro Handyman Home & Garden, 402 S. 33rd St., 633-3321 Ferguson Waterworks, 465 Moore Lane, 747-969-4155 Electrophilic Professional Audio, 3720 Farnum Drive, 876-2459 Butler Water Service LLC, 2485 Samantha Lane, 671-6554 At Home Anywhere LLC, 1621 10th St. W., 248-3725 Device Child Downtown, 2824 Third Ave. N., 534-9061 Shadetree Construction, 2002 Woody Drive, No. 17, 351-3933 America Family Restaurant/Stars N Stripes, 4910 Southgate Drive, 571-5999 Chris Armstrong, 828 Yellowstone River Road, No. 2, 591-3047 Tory’s Grooming, 138 Stillwater Lane, 939-3216 Nutri West Rocky Mountain, 1597 Ave. D., No. 2, 656-8500 Beeler Construction, 3807 Sagebrush Road, 670-5615 Szwedkowicz Villalva Custom Productions, 6 Vista Drive, 565-8368 Cassie Denniso Certified Health and Lifestyle COA, 8660 Cut Throat Drive, 860-1803 BH Electrical Services LLC, 1240 Steffanich Square, 860-0288 Rockhartbiz LLC, 484 Greenspring Place, 333-1500 RNG Construction LLC, 4464 Toyon Drive, 690-2216 CMC & Maintenance Inc., 1766 Majestic Lane, 207-941-9444 SDBrady Costruction, 5031 Poly Drive, 656-5675 Dream Builders Contracting, 1127 Ave. C, 213-2639 A. Marie Graphic Apparel, 3077 Ave. D., 927-9184 Essential Therapeutic Massage, 2207 Central Ave., 697-8009 Lake Elmo Therapeutic Services, 527 Lake Elmo Drive, 860-3342 Charlie’s Produce, Spokane, Wash., 206-625-1412 Cookin’ Ol’ Broads, 127 Lewis Ave., 248-3388 Higher Standard Construction LLC, 1125 Custer Ave., No. 1, 861-0087 Timeless Construction LLC, 720 N. 23rd St., 927-2335 GTM Handyman Service, 1737 Clark Ave., 839-8326 Juliet Lamonaca, Psy.D., LLC, 2718 Montana Ave., 969-6210 Northern Colors Boutique, Laurel, 861-4455
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BILLINGS BUSINESS
Billings Gazette
Sunday, October 15, 2017 | D11
1-800-638-3278
www.montana-dakota.com Commercial Building Permits Addition 2223 Montana Ave., 2223 Montana LLC, Diamond Construction Inc., $62,000 4010 Montana Sapphire Drive, Millennium Circle LLC, Stock Construction Co., $50,000 349 Wicks Lane, Watson, Deann M., Les Nouveau Milieux-Bob Habeck, $1,800
Fence/Roof/Siding
Construction, $20,000 3021 Sixth Ave. N., 6th Ave., Plaza LLC, J And B Contracting Services Inc., $23,500 1605 Shiloh Road, Rindal, Brian G., to Jones Construction, $15,000 2043 Grand Ave., JD&M LLC, Sprague Construction Roofing Division, $15,000 1041 Main Street, Wrobel Richard P. and Sprague Construction Roofing Division, $24,000 1655 Shiloh Road, Sternad, Jay A., To Jones Construction, $17,000 78 27th St. W., Central Court Village Ltd. Ptnr., D&S Construction Inc., $50,000 3175 Grand Ave., Comstock Real Estate Holdings, Lennick Bros. Roofing & Sheetmetal, $30,000 1728 Lampman Drive, Rose, Carl W. Trustee, Lennick Bros. Roofing & Sheetmetal, $8,000 2111 Grand Ave., Wilson, Andrew E., Lennick Bros. Roofing & Sheetmetal, $8,500 3121 King Ave. W., Lund, Ronald M., To Jones Construction, $8,000 810 Garnet Ave., Heights Baptist Church, Bradford Roof Management Inc., $25,770 2525 Minnesota Ave., Commercial Roof Wtr Proof, $43,800
2500 Grand Ave., Rocky Build Inc., Capital Roof & Construction LLC, $73,000 3840 Rimrock Road, Missions United Inc., C’s Construction Of Billings, $470,000 3400 Canyon Drive, Borron Matt R. and Jasmine Virgi, Sprague Construction Roofing Division, $24,000 3400 Canyon Drive, Wilson, Michael S. and Mary Julia, Sprague Construction Roofing Division, $24,000 3400 Canyon Drive, Armendariz Guadalupe D., Sprague Construction Roofing Division, $17,500 904 Miles Ave., K-Bar Investment Properties L., Construction By Design Inc., $5,000 706 Daniel St., Properties LP, Sprague Construction Roofing DiDemolition vision $330,000 5343 Sacagawea Drive, 320 S. 24th St., Phillips 66 Co., K-Squared LLC, Cornerstone ExteLoenbro Inc., $25,000 riors Inc., $24,850 2019 Grand Ave., Penny Kraft 1575 Shiloh Road, HomeTrust, Knife River-Billings, $8,000 town Development LLC, To Jones
New Industrial/ Factory/Plant 2100 Main St., Chung Quang and Ke., Construction LLC, $445,846
New Office/Bank 411 N. Seventh St., Billings Car Wash Express-Billings LLC, Langlas & Associates Inc., $85,000
New Other 3803 Central Ave., Montana University System, $10,000
New Parking Lot/ Non-Building Structure 809 Fourth Ave. N., Hanlin Properties LLC, $56,500 505 S. Billings Blvd., Hanser Properties LP, $50,000 800 Minnesota Ave., Baker Commodities Inc., Askin Construction LLC, $88,900 2520 Central Ave., Rimrock Owner LP, CMG Construction Inc., $144,350
New Restaurant/ Casino/Bar 2520 Central Ave., Starwood
Retail Property, Hardy Construc- Broadwater LLC, $500 tion Co., $327,652 2223 Montana Ave., 2223 Montana LC, Diamond Construction New Store/ Inc., $50,000 2455 Central Ave., Central AvStrip Center enue Mall, Capital Development Inc., $75,000 324 S. 24th St. W., Rimrock II LLC, 1848 Rimrock Road, Church Of Jones Construction Inc., $4,434,979 Jesus Christ LDS, Cucancic Con2019 Grand Ave., Sherwin Wil- struction Inc., $15,000 liams, Hardy Construction Co., 2111 Grand Ave., Wilson, Andrew $625,000 E., $400 2045 Overland Ave., Cowles MonRemodel tana Media Co., Simplex Grinnell LP, $25,703 921 Shiloh Crossing Blvd., Shiloh 1649 Main Street, Wal-Mart Real Crossing Partners II, W.C. Stumbo Estate Business, Vertical Limit ConCo., $50,000 struction LLC, $20,000 2805 First Ave. N., Stapleton De925 Broadwater Ave., Stevens velopment Venture, Tyrel Johnson Brothers Inc., Midland MechaniConstruction, $6,000 cal Inc., $30,000 1744 Grand Ave., Harley Tay2223 Montana Ave., 2223 Monlor Inc., Jones Construction Inc., tana LLC, Diamond Construction $110,000 Inc., $32,000 2001 Overland Ave., Greenleaf 2612 Belknap Ave., Pekovich, Land & Live Stock Co., Corstone Greg and Becky, Innovative TechContractors LLC, $400,600 nique Construction, $37,796 1233 N. 30th St., Sisters Of Char2223 Montana Ave., 2223 Monity Of Leavenworth, Saunders Con- tana LLC, Diamond Construction struction Inc $701,108 Inc., $15,500 1315 Golden Valley Circle, Fron1625 Central Ave., Grand Lanes tier Oncology LLC, Saunders Con- Inc., Reule Builders, $38,000 struction Inc., $299,900 3005 First Ave. S., J E M LLC, 1734 Yellowstone Ave., Roman EEC Inc., Riverstone Clinic In St. Catholic Bishop Of Great Falls, Vince., $22,000 Shane Lessard Construction Cath3042 King Ave. W., Billings Propolic Daycare/Pre-School, $20,000 erties LLC, $500 2223 Montana Ave., 2223 Mon485 S. 24th St. W., E&M Investtana LLC, Diamond Construction ments LLC, Hulteng Inc., $5,000 Inc., $45,800 2912 Third Ave. N., Billings Mon1 0 0 4 D i v i s i o n S t . , 1 0 1 5 tana Parking Commi., John Rohrer
Contracting Co., $100,000 2651 First Ave. N., The City Of Billings, John Rohrer Contracting Co. Inc., $100,000 210 N. 27th St., The City Of Billings, John Rohrer Contracting Co. Inc., $209,000 2520 First Ave. N., Montana Rescue Mission, Vandever Construction, $1,200 925 Broadwater Ave., Stevens Brothers Inc., Midland Mechanical Inc., $60,000 115 N. 29th St., Montana Farm & Ranch Dev. Corp., Hulteng Inc., Demoli $1,200 701 S. 27th St., State Of Mt Department Of Admin., Star Service Inc., $290,000 1020 Shiloh Crossing Blvd., Candy Guys LLC, Jones Construction Inc., $33,458 1205 Monad Road, Eastman, John H. III and Sherri C., Huck’s Construction, $10,000
9,723,145, Aug. 1, Genesys Telecommunications Laboratories Inc., Daly City, Calif. Randall Stillson of Whitefish: Ornamental design for a tamper resistant/evident indicator for clave/IV needle assembly. D793,553, Aug. 1. Dennis E. Soucie of Bigfork: Ergonomic cutting shears. 9,724,835, Aug. 8, Shear Innovations LLC, Bigfork.
John P. Jackam of Butte; Derek J. Winkel of Ankeny, Iowa; and Jared A. Downey of Ames, Iowa: Production of biodiesel and glycerin from high free fatty acid feedstocks. 9,725,397, Aug. 8, REG Seneca LLC, Ames, Iowa. Rod Herrick of Whitefish and Jared W. Shappell of Kalispell: Hand-portable directional drill and method of use. 9,725,957, Aug. 8, Roddie Inc., Columbia Falls.
Remodel—Change In Use 7 N 18 St., Pelican, Frank T., $15,000 1734 Yellowstone Ave., Roman Catholic Bishop Of Great Falls, Shane Lessard Construction, $14,000 2525 Minnesota Ave., Montana Rail Link/Controller, Hulteng Inc., Bissinger & Co., $375,000 405 16th St. W. JSC Properties LLC, Buttons & Bows Daycare, $19,800
Patents Below are listed U.S. patents issued to Montana inventors July 25-Sept. 19, 2017. For assistance in patent filing, call Billings patent attorney Antoinette M. Tease at 406-294-9000. Ronald N. Drake of Helena: Method for selectively removing silica from strong brines using activated alumina. 9,714,178, July 25, Drake Water Technologies Inc., Helena.
Robert B. Moore of Bigfork and Vincent Stefan Francischetti of Columbia Falls; Vacuum pre-wetting apparatus and methods. 9,714,462, July 25, Applied Materials Inc., Santa Clara, Calif. Rod Herrick of Whitefish: Bursting head device. 9,714,691, July 25, Roddie Inc., Columbia Falls. John Ryan of Missoula: Headlight restoration kit. 9,718,095, Aug. 1, Search Automotive
Technologies LLC, Riviera Beach, Fla. Patrick Southworth of Lewistown: Secondary containment. 9,718,613, Aug. 1, Allied Steel, Lewistown. Craig A. Moller of Roscoe, Ill.; Hendrik Grobler of Clyde Park; and Kevin Woerner of Rockford, Ill.: Load transport mechanism for a multi-station heat treating system. 9,719,149, Aug. 1, Ipsen Inc.,
Cherry Valley, Ill. Bernard T. Windauer of Kalispell: Gas block balancing piston for auto-loading firearm. 9,719,739, Aug. 1. Cliff Bell of Kalispell; Daniel Stoops of Powell, Ohio; Steve O’Donoghue of San Francisco; and Herbert Ristock of Walnut Creek, Calif.: System and method for analysis and correlation of scoring and customer satisfaction.
18 in
1 in 8 women will get breast cancer. Early detection saves lives.
Breast cancer is the most commonly diagnosed cancer in women and it is estimated that over 250,000 women in the United States are diagnosed with breast cancer each year. This month, we are sharing the unique stories of 3 incredible women who are in different stages of their breast cancer
M 1
Breast B re east ast ast st Cancer: C Can ancer: er: Genetics? Genetics? s? Lifestyle? Lifestyle LLif ifestyle? yle?? Hea H Hear ear about bout out breast b breeast st cancer cance c and how h it relates relat to genetics enetics and d lifestyle influences.. Join n Genetic etic Counselor Couns Coun unselo elor l Andrea A drea Crawford And C f rd Crawfo d and an nd Nur Nurse N rse Pract Practition Practitioner P ctitioner er Lac Lacyy Little, Little Littl Lit tle, fo forr a look ook at br breast east health health. h ea ealth. th.
Lunch LLun unch ch h and nd d LLearn Learn: Le earn: n:
journey. They each have a beautiful message to share.
Wednesday, W Wed dnes nesda sday, ay,, October Octob O ober ber er 18 18 • Noon to 1 pm. No charge, but seating is limited.
To learn more about Jackie, Kristina, and Heather’s story, please visit www.billingsclinic.com/1in8
Please register in advance. Broadcast via Eastern Montana Telemedicine
BILLINGS BUSINESS
| SUNDAY, OCTOBER 15, 2017
By the numbers
Local and regional economic trends Hilltop & Main 896-4800
Shiloh & Grand 655-3900
Downtown 655-2400
14th & Grand 371-8100
WHERE THE JOBS ARE GOING Montana is projected to add about 5,488 jobs per year through 2026. The health care field, one of the fastest growing sectors, will add an estimated 1,296 jobs per year during that time. Source: Montana Department of Labor and Industry
• Personal • Business • Real Estate • Agriculture stockmanbank.com
Worden 967-3612
NMLS ID# 440094 | Member FDIC ©2017 Stockman Bank
National park visitors
Airport boardings
1.2M
7
6
1M
In hundred thousands
King Avenue 655-2700
BILLINGS GAZETTE
In ten thousands
D12
8
6
5
4
3
2 4
1
Billings housing starts 50
300
40
250
March April
0
May
June
July
May 2017 to Sept. 2017
Aug.
Sept.
May 2016 to Sept. 2016
2017
Bozeman
Montana Beef Cattle
5
200
(per bushel)
March 2016 to Aug. 2016
Source: Montana Department of Transportation
5% 4
150
3
3 2 1 May
June
July
Aug.
100
2
50
1
0
March 2017 to August 2017
March 2017- Aug. 2017 March 2016- Aug. 2016
Unemployment
(per cwt.)
4
Aug
March 2017- Aug. 2017 March 2016- Aug. 2016
Source: National Park Service
Montana winter wheat
July
Missoula
March 2017 to Aug. 2017
2016
June
March 2017- Aug. 2017 March 2016- Aug. 2016
Aug.
Glacier National Park
YTD Through July 31
Ag prices
April
July
March 2016 to Aug. 2016
Source: City of Billings
March
June
March 2017 to Aug. 2017
50 0
May
Yellowstone National Park
100
10
May
Billings 0
150
20
March April
265
248
200
30
0
0
2
New single-family home building permits
March
April
May
June
July
Aug.
0
March
April
March 2016 to August 2016
May
June
Montana
Source: U.S. Department of Agriculture
July
Aug.
Yellowstone County
U.S.
Source: Montana Department of Labor and Industry
Patents, continued Gordana Gehlhausen of Playa del Rey, Calif., and Skye Drynan of Whitefish: Ornamental design for a backless support bra with integrated underwear. D793,653, Aug. 8, Sexy Back Bra LLC, Whitefish. Gordana Gehlhausen of Playa del Rey, Calif., and Skye Drynan of Whitefish: Ornamental design for a backless support bra with integrated underwear. D793,654, Aug. 8, Sexy Back Bra LLC, Whitefish. Gordana Gehlhausen of Playa del Rey, Calif., and Skye Drynan of Whitefish: Ornamental design for a backless plunge support bra with shoulder straps. D793,655, Aug. 8, Sexy Back Bra LLC, Whitefish.
Gordana Gehlhausen of Playa del Rey, Calif., and Skye Drynan of Whitefish: Ornamental design for a backless plunge support bra with halter strap. D793,656, Aug. 8, Sexy Back Bra LLC, Whitefish. Keith J. Rose of Corpus Christi, Texas; Eric M. Yeates and Thomas A. Marx, both of Virginia Beach, Virginia; Mark D. Gantar of Coeur d’Alene, Idaho; Thomas M. Gregory of Belgrade; Robert A. Kincaid of Bozeman; Richard Siberell of Bozeman; and Clifton L. Cook of Boise, Idaho: Tourniquet system. 9,730,703, Aug. 15, Salang LLC, Corpus Christi, Texas. Keith J. Rose of Corpus Christi, Texas; Eric M. Yeates and Thomas
A. Marx, both of Virginia Beach, Virginia; Mark D. Gantar of Coeur d’Alene, Idaho; Thomas M. Gregory of Belgrade; Robert A. Kincaid of Bozeman; Richard Siberell of Bozeman; Clifton L. Cook of Boise, Idaho; and Brian Abrams of Spokane, Wash.: Tourniquet system. 9,730,704, Aug. 15, Salang LLC, Corpus Christi, Texas. W. Robert Cornwell of Ronan and Nathan C. Cantlon of Charlo: Tool connector having multiple seating positions. 9,731,356, Aug. 15, Jore Corp., Ronan. Richard W. Solarz of Danville, Calif.; Ilya Bezel of Mountain View, Calif.; and Anatoly Shchemelinin of Bozeman: sub 200nm laser
pumped homonuclear excimer lasers. 9,735,534, Aug. 15, KLA-Tencor Corp., Milpitas, Calif. Khristian Bombeck, Casey Dodge and Casey Smith, all of Bozeman: Hot beverage brewing system and use thereof. 9,737,081, Aug. 22, Alpha Dominche Holdings Inc., Dallas. Casey Charles Rean of Snohomish, Wash., and Stephen William Ayres of Belgrade: Vehicle occupant sensor system and method. 9,738,396, Aug. 22, The Boeing Co., Chicago. Alfred B. Cunningham of Bozeman and Dwight Randall Hiebert of Butte: Methods for increased hydrocarbon recovery through
mineralization sealing of hydraulically fractured rock followed by refracturing. 9,739,129, Aug. 22, Montana Emergent Technologies Inc., Butte and Montana State University, Bozeman. Paul Beard of Bigfork: Gimbal-assisted radar detection system for unmanned aircraft system. 9,739,570, Aug. 22, uAvionix Corp., Omaha, Neb. Thomas Hagan of Boothbay, Maine; Bruce Tribbensee of Missoula; and Henry D. Kerr of Marietta, Ga.: Access system. 9,742,772, Aug. 22, Actioneer Inc., Charlestown, Mass. Blake Buechler of Bozeman: Ornamental design for a combined
call the experts call the
golf tee and ball mark repair tool. D795,369, Aug. 22. Eric A. Cordova: In-line modular air filtering system for ductwork. 9,744,491, Aug. 29. Adam Conley of Billings; and Robert Carrasca and Christopher Hamlin, both of Seattle: Movable closure system. 9,745,787, Aug. 29, Adam Conley. William Daniel Nicol of Red Lodge, and Chad Allison Nicol of Dickinson, N.D.: Tool for creating impressions of downhole objects. 9,745,832, Aug. 29. James Clough of Great Falls: Ornamental design for insole with support. D795,552, Aug. 29, Cluffy LLC, Great Falls.
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Sunday, October 15, 2017 | D13
Billings Gazette
special advertising section TM
Altana
Federal Credit Union
A CONTEMPORARY PRESENCE ON MAIN STREET TARA CADY tcady@billingsgazette.com
After renting Heights office space for several years, Altana Federal Credit Union President and CEO Rhonda Diefenderfer wanted “a physical presence that communicates security for our members.” “And the most beautiful building on Main Street,” added associate vice president of public relations, Megan Kongaika. They got just that when CTA Architects Engineers, Fisher Construction and subcontractors realized Diefenderfer’s vision for a contemporary branch in the Heights. The credit union’s very own building opened to members Sept. 20 on 1280 Main St.
CTA Architects Engineers designed the new Altana Federal Credit Union Heights branch.
For Altana Federal Credit Union President and CEO Rhonda Diefenderfer, it’s all about having a presence. When a merger gifted Altana with a Heights branch in 2009, it was within a strip mall, tucked away from the Main Street limelight. Diefenderfer says that people have trust and confidence in brick and mortar, which is why Altana purchased property at 1280 Main St. in 2008 with the goal of opening a newly-constructed building five years later. A few hiccups with the sewage line and a couple more years passed the goal, the original footprint drafted by CTA Architects Engineers was realized.
‘A MODERN, UPDATED SHOWSTOPPER’
Altana broke ground on the anticipated year-long project in 2016 with the help of CTA, who worked with the credit union on several other projects including the corporate office on Central Avenue, remodels to the downtown, 24th Street West and Red Lodge branches, and a Columbus location, which sparked the business relationship in 2000. “CTA is fabulous to work with,” Diefenderfer said. “They bring a really good group of experts… and I’ve referred them on to other people in the state.” Jeff Morrison, a CTA interior
The branch entrance has an industrial vibe with lots of natural light coming from the north. Two waiting area nooks neighbor the front door.
See ALTANA, page D14
Fisher Construction, Inc. is proud to be the General Contractor on this unique project.
CONGRATULATIONS
TO ALTANA FedeRAL CRedIT UNION
General ContraCtor CommerCial residential industrial mediCal metal BuildinGs
www.fisherconstructioninc.com 259-2854
M 1
D14 | Sunday, October 15, 2017
Billings Gazette
special advertising section TM
designer who has worked with Altana before, said to Diefenderfer that the Heights location is more contemporary than previous locations. And he’s right. At first glance, the silver wall sconces against the gray wallpaper upstairs seem like nothing out of the norm. But closeup, rhinestones line the sconce interiors. Megan Kongaika, associate vice president of public relations, calls it a touch of Vegas. Equally chic is the main lobby, where a wood panel with embedded slim rectangular lights stretches from one side of the room and across the ceiling to the other side. “The wood feature in the building is really timeless,” said CTA project manager, Shannon Christensen. “You can update in 10 to 15 years and still be current with your buildings.” Two nooks for waiting clients neighbor the industrial-looking entrance. One has a flat screen TV. A member coffee bar has a mini fridge full of water bottles beneath a coffeemaking station. Small containers filled with lollipops are scattered across lobby tabletops, too. Upstairs, employees have a break room equipped with a full-size fridge, stovetop, oven, dishwasher, microwave and adjacent closet that will be used as a pumping room for nursing moms. Also on the second floor is a training facility with a pull-out fridge and large flat screen TV. “We all have office envy pretty much,” said Kongaika. Her office, along with Diefenderfer’s, is at the Central branch. The Heights location houses six offices
downstairs and seven upstairs, accommodating for an employee trainer, systems specialist, administrators and marketing as well as tellers. With an additional 700 square feet compared to the previously rented space, there was enough room to add five to six new positions. A financial advisor will join the Heights staff soon.
‘A BRANCH FOR THE FUTURE’
The Altana board made a last-minute decision at the end of 2016 to make one major addition to the proposed Heights branch: interactive teller machines. Called ITMs, these kiosks do more than ATMs. And Altana considers themselves the first to market the banking technology. “It’s like Skype-a-teller,” explained Kongaika. “There’s an ATM element— grab cash ‘n go. Or you can hit ‘connect with a teller.’” With the push of a finger, live bank tellers from a call center at the Central branch respond to a member’s need, whether that’s making a loan payment, depositing a check, getting cash or having a check generated. Exact change can be withdrawn. And members can pick up a phone to communicate with the teller or use a texting option, which is convenient for the hearing-impaired. Acoustic panels border the ITMs to absorb sound for added member privacy. Because the staff within the screens were already employed with Altana, they are faces clients are familiar with. “The transition to ITMs provide opportunities for growth for people inside our organization,” Kongaika said, See ALTANA, page D15
Congratulations
Seven offices, a break room and a training facility encompass the upstairs.
Green accents can be found throughout the building’s interior design, including on the carpet, ceiling and furniture.
Congratulations Altana Federal Credit Union - Heights
We are proud to be involved with this project. Specializing in Commercial Construction 2915 Hannon Rd. | 406-245-6100
ALTANA FEDERAL CREDIT UNION
Huppert ConstruCtion Co. For all your earthly needs
1403 S. 32nd Street W., Billings, MT 59102 Phone: (406) 652-4655 Fax: (406) 652-4680 • mail@huppertconstruction.com
Congratulations
Altana!
Carpet • Hardwood Laminate • Vinyl Tile & Stone
406-248-3656
713 Main St., Billings Billings.BuyAbbey.com
Thank You
Altana Federal Credit Union for giving us the opportunity to be a part of the Construction Team
ebrating l e C years in busine 32
ss
406.248.7455 www.CTAGROUP.com
406-656-8585 M 1
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Billings Gazette
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emphasizing that the technology isn’t replacing jobs, but increasing them. If multiple tellers call in sick, the ITMs ensure someone is there to assist. And if a member is uncomfortable using the ITM, there are in-person tellers available. Diefenderfer says the hope is to
increase banking efficiency and have ITMs at every branch drive-thru in the next few years. “There’s this misconception that you’re not going to get the technological bells and whistles that megabanks have,” said Kongaika. “You really can have it all. This is a branch for the future.”
The training facility doubles as a large conference room and includes a pull-out fridge and flat screen TV.
Interactive teller machines in the lobby serve members through webcam technology. Live tellers from Altana’s Central Avenue branch take care of members’ banking needs.
Congratulations on your great looking new building! Circular light fixtures hang from the ceiling in the lobby area. A glass railing system adds to the credit union’s modern look.
Congratulations
AltAnA!
Proud to be a Part of this great Project. Perfect 10 roofiNg, LLc
406-489-2526
Specializing in both commercial and residential roofs.
permanent exteriors, inc.
Thank you CTA ARCHITECTS, FISHER CONSTRUCTION, INC. and all the craftsmen involved in our construction. Your dedication shows in every inch of our beautiful new space. Subcontractors: ACTION ELECTRIC INC · ALPHA OVERHEAD DOOR INC · BILLINGS INSULATION SERVICE · BILLINGS PAINTING INC BROWN PLUMBING & HEATING · BROWNSON CONSTRUCTION INC · BURTELL FIRE PROTECTION · CREATIVE GREENSCAPES · DUPREE BUILDING SPECIALTIES MT · EMPIRE HEATING & COOLING INC · EMPIRE ROOFING INC · FRONTIER FENCE COMPANY · HUPPERT CONSTRUCTION COMPANY · MKM CONSTRUCTION INC · MONTANA’S XTREME CLEAN · MOUNTAIN VERTICAL CONTRACTORS · NEIL DRYWALL INC · NORTHWEST GLASS INC · OTIS ELEVATOR COMPANY · PERFECT 10 ROOFING · PERMANENT EXTERIORS INC · RICH’S MODERN FLOORING · SUMMIT ROOFING INC · WESTERN STATES STEEL ERECTION · YELLOWSTONE ACOUSTICS INC Suppliers: CONSTRUCTION SUPPLY INC · DOVETAIL DESIGNS & MILLWORK INC · DUPREE BUILDING SPECIALTIES MT · MONTANA DOORWAYS PLUS · SYLVAN SITE SERVICES · TETON STEEL · WMK & COMPANY INC
www.altanafcu.org 406.651.AFCU (2328) Federally insured by NCUA
Altana Federal Credit Union
It was a pleasure being on your construction team!
406-839-9066 info@bcincmt.com www.brownsonconstructioninc.com M 1
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Billings Gazette
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