Life At Home - Summer Issue 2022 by boydensmag

LIFE AT

Summer 2022 Issue 03

HOME

–– A magazine exclusively devoted to property buyers, sellers, tenants and landlords ––

HOLIDAY LETTINGS How landlords are moving in on Staycation opportunities

Beach

Beauty Why Frinton-on-Sea has so much to offer

TOP S SELLER O 10 WAYS T TO E ADD VALU ME YOUR HO

RENOVATING

PROPERTY Exclusive interview with A Place in the Sun’s Laura Hamilton

Boydens 3 Cover.indd 1

28/07/2022 19:31

The Leading Independent Regional Land & Property Auctioneers

ENTRIES CONTINUALLY INVITED SUITABLE LOTS INCLUDE Vacant Residential ~ All Types of Land ~ Garages Commercial & Residential Investments ~ Conversion Projects The Unique & Unusual ~ Ground Rents

BENEFITS OF AUCTION Speed Competitive Bidding Transparency High Profile Marketing

OUR NEXT AUCTIONS WILL BE HELD DURING May ~ June ~ July ~ September ~ November ~ December

cliveemson.co.uk Tel: 0345 8500333 Email: auctions@cliveemson.co.uk Ads.indd Life At Home2 Advert - April 2022.indd 1

20/04/2022 16:18 01/04/22 09:56:47

Welcome

Welcome to the Summer edition of Life at Home magazine David Boyden

Managing Director, Boydens

Sudbury Branch 64 North Street, Sudbury, Suffolk, CO10 1RE tel: 01787 883700 sudbury@boydens.co.uk Coastal Branch 73 Connaught Avenue, Frinton-On-Sea, Essex, CO13 9PP tel: 01255 851185 frinton@boydens.co.uk West Essex Branch 121 High Street, Kelvedon, CO5 9AA tel: 01376 570335 kelvedon@boydens.co.uk

It has been more than two years since the start of the pandemic, and the importance of our homes has never been more in focus. We’ve seen big shifts in demand from home movers, as many buyers and renters swapped cities for the open space of the countryside, and bigger homes. Demand for property remains exceptionally high despite challenging macro-economic conditions and at Boydens we remain busy serving our clients. Summer is traditionally the time of year when we spend more time outside enjoying open spaces. Gardens are certainly even higher on the priority list for home movers as evidenced by a recent report by property website Rightmove describing a 70% increase in searches for gardens compared to two years ago. If you have a garden or indeed any form of outside space, I hope you are able to make the most of it this summer. This issue of Life at Home provides some useful seasonal content including a focus on the coastal delights of Frinton-on-Sea and the surrounding area as well as the usual hints, tips and information you have come to expect.

If now is the time you are looking to move home, or if you wish to discuss your rental property portfolio, we are here to guide you, so please do not hesitate to talk with any of our excellent teams. I hope you enjoy reading this edition of Life at Home.

boydens.co.uk

Boydens 3 Welcome.indd 3

28/07/2022 19:32

GEORGE’S SUMMERTIME PICNIC

Celebrate the arrival of Summer with George’s Summertime Picnic The sun is shining and we have our version of a picnic for you to enjoy! Introducing our Summer-time picnic playlist at Tea at the George which features our vibrant line up of handcrafted quirky sweet treats, buttery scones, served with home-made jam and cream and savoury delicate finger sandwiches. All paired with a wIde variety of the finest teas or delicious cocktails. *vegan, vegetarian, gluten free and little persons available upon request Available 8th July- 2nd October 2022 25% off during National Afternoon Tea week 8th - 14th August Our menus are now available on our website & bookable via our page, be sure not to miss out www.suryahotels.co.uk/teaatthegeorge

SCAN HERE to book now or view our menus

116 High Street, Colchester CO1 1TD | tea@thegeorgehotelcolchester.co.uk

Ads.indd 4

29/07/2022 07:01

Life at Home

Contents 32 6 Homes with style

scenes to achieve the best price for your home.

Browse our shopping pages for inspiration and ideas for outdoor living.

11 News

Check out what’s going on in the property market and pick up essential advice.

22 ‘Don’t paint your house magnolia!’

TV presenter Laura Hamilton talks exclusively about her latest home renovation project.

Coastal Branch Manager Matthew Hayward explores the appeal behind holiday lettings.

18 The insider guide to selling a property Philip Boyden reveals what goes on behind the

LIFE AT

Summer 2022 Issue 03

HOME

–– A magazine exclusively devoted to property buyers, sellers, tenants and landlords ––

HOLIDAY LETTINGS How landlords are moving in on Staycation opportunities

Beach

Beauty Why Frinton-on-Sea has so much to offer

TOP

ERS SELL WAYS TO 10 TO ADD VALUE E YOUR HOM

RENOVATING

PROPERTY Exclusive interview with A Place in the Sun’s Laura Hamilton

Cover image courtesy of Channel 4, A Place in the Sun

The HomeOwners Alliance reveals 10 ways to add value to your property.

46 Meet our Coastal Branch team

We catch up with the team at Frinton-on-Sea to ﬁnd out how they can help you.

14 Getting 26 Home mortgage-ready and away Mortgage consultant Chris Pargin looks at what borrowers can do to improve their credit rating.

40 How add value to your home

32 The great outdoors From interiors that harness the soothing eﬀects of nature to garden dens.

48 Fantastic Frinton

Find out what makes this coastal gem such a great place to live, work and visit.

54 Let it be

Colchester Lettings Manager Brian Purvis

gives his top tips for landlords.

56 Life is sweet

We chat to Great British Bake Oﬀ ﬁnalist Alice Fevronia about her new, super-stylish kitchen.

63 Allowable expenses

Boydens’ Director of Sales & Lettings Paul Buck on how landlords need to get savvy with their tax bill.

64 Countdown to moving

If you’re ready to move, check out some expert advice.

EDITORIAL

EDITOR

Anna-Marie Casas ADVERTISING

SALES EXECUTIVE

ART DIRECTOR Lee Thomas

CONTACT Life at Home Magazine, DS Media, 7 Faraday Close, Oakwood Industrial Estate, Clacton-On-Sea, Essex CO15 4TR

CREATIVE MARKETING MANAGER

Advertising Enquiries: 01255 221322 Editorial Enquiries: editor@thedsgroup.co.uk

Chantell Keston, Debbie Taylor CREATIVE

MARKETING

Dominic Littler PUBLISHING

PUBLISHING DIRECTOR Clara Deeks MANAGING DIRECTOR Allistair Hunter OPERATIONS DIRECTOR Tracy Norton-Mead

Life at Home Magazine is published by DS Media on behalf of Boydens estate agency. The contents of this magazine must not be reproduced without permission. Life at Home Magazine is available FREE for property buyers, sellers, tenants and landlords registered with Boydens in North Essex and South Suffolk.

boydens.co.uk

Boydens 3 Contents.indd 5

28/07/2022 19:33

Shopping

IK Fairy Lamp – Medium, Interior Kollection, £69 Beppe Portable Table Lamp (IP45, LED), där lighting, £29.99 A practical portable light from där lighting made from opal acrylic with a cheery orange base and handle. Designed for hanging from a tree or sitting on a flat surface. darlighting.co.uk

This nickel plated mesh-wire weaved lamp, with fairy lights intertwined, is a classic and contemporary item that will create a beautiful glow in your garden. Dimensions: W34 x D34 x H19cm. interiorkollection.com

Forno Grill, Morsø, £849 Morsø’s Forno Grill is a multi-functional grill with a wide opening to the fire pit, which not only leaves plenty of room for cooking, it also provides a great view of the flames to create a congenial bonfire atmosphere. morsoe.co.uk

HOMES WITH STYLE

Get inspired with our curated selection of beautiful furniture, furnishings and accessories for outdoor living... Lucy Chair, Alexander Rose, £1,979 The Lucy chair is a signature piece from Alexander Rose. With a sturdy aluminium base, the user is cocooned comfortably in a nest. Its chunky rope weave is available in a dark charcoal or a light french grey – and comes with a beautiful plump base cushion and two scatter cushions. Cantilevered version also available. alexander-rose.co.uk

Regal 8 Seat Rectangular Bar Set with Fire Pit Table, Harbour Lifestyle, £3,999 The Regal 8 seat bar set with firepit is the perfect blend of opulence and masterful design, with quilting on the outside that oozes contemporary design. With strong back support and a place to rest your legs, this table also has an integrated gas fire pit system – perfect for long, summer evenings with friends. harbourlifestyle.co.uk

boydens.co.uk

Boydens 3 Shopping.indd 6

28/07/2022 19:34

OUR ELECTRIC & HYBRID RANGE

ENQUIRE TODAY

WE ALSO HAVE A RANGE OF ELECTRIC VANS 01206 574488

www.roytolley.co.uk

72 Gosbecks Road, Colchester, Essex, CO2 9JS

Ads.indd 7

29/07/2022 07:02

Shopping

Indoor/Outdoor Beanbag Lounger, Armadillo Sun, £290 Sink into a patterned bean bag lounger, handmade from an innovative luxury fabric that won’t fade in the sun – or get soggy in the rain! Choose a bold vibrant pattern, or a neutral for understated chic. Shown here in Tulip Orange. armadillosun.com

Zambra Sun Longer – Dark Acacia Wood & Natural White, MADE, £425 This lounger comes in a dark stained acacia wood that keeps this sun longer classic, but the white strapping and matching padded cushions take it to a new level of luxe to get you in a Mediterranean mood – and no flight delays involved. It’s also adjustable for maximum snooze capacity. made.com

Hampton Planter, Ivyline, from £34.99 Frost and rust-resistant, these Hampton copper planters by Ivyline have a wonderfully luxurious feel. Stable in sunlight (and suitable for outdoors), the curved planters are perfect for enhancing your outdoor living space with your favourite flora and shrubbery. Each planter is lightweight so you can position it with ease. Available in copper or brass. ivylinegb.co.uk

Patio 12 Diamond – Mono Rug, Rugs Direct, £49.44 – £209.99 Available in four sizes and as a runner, this monochrome rug will give your outdoor space instant chic. rugsdirect.co.uk

ADAPT Modular Outdoor Kitchen, Vlaze, from £3,000 A new, innovative range of modular and freestanding kitchen units that can be moved freely from indoors to outside, offering the perfect solution for food preparation, garden storage and al fresco dining. Engineered from stainless steel and adorned in vitreous enamel surfaces, a luxurious vibrant glaze that is heatproof, hygienic and stain resistant. Choose from three models and five stunning colours: Quilted Graphite, Black Splatter, Indigo Stipple, Ochre and Nori. vlaze.co

boydens.co.uk

Boydens 3 Shopping.indd 8

28/07/2022 19:34

CAMBERWELL Sofa Collection.

Save up to 25% OFF this Summer

Discover Quality Sofas, Furniture, Flooring, Beds & Accessories!

ST. LUCIA Corner Set

ATLANTIC STREAKS Rug Collection

BARBADOS Bedroom Furniture

Peartree Road, Stanway, Colchester, Essex CO3 0LA

01206 765444 www.hatfields.com

Ads.indd Magazine 9 Boydens A4 - Sumer 2022 Issue.indd 1

Tag us on Social Media #HatfieldsAtHome

29/07/2022 04/07/202207:04 14:31

You can always talk to us about the Income Tax and Capital Gains Tax considerations you may need to take into account.

Independent Gallery & Gift Shop www.wonky-wheel.co.uk

info@wonky-wheel.co.uk

We represent over 50 artists and makers' from Essex and East Anglia

Locally sourced affordable Artwork, Textiles, Prints, Ceramics, Cards We host creative workshops March to November in our gallery situated overlooking Finchingfield pond. We host quarterly Makers Market The Green, Finchingfield, CM7 4JS

Ads.indd 10

29/07/2022 11:17

News

The number of first time buyers hits a record high Despite inflation hitting a 40-year high of 9% and the country grappling with the worst cost-of-living crisis seen in over a generation, a new study from Stipendium (a life events management platform) has shown that the number of first-time buyers in the UK has increased by 93% in the last decade. Soaring property prices have not been a major deterrent for purchasers as the introduction of the stamp duty holiday in 2021 saw a surge of buyer activity, causing first-time homeowners to increase by 46% from the previous year, hitting a new high of 410,000 – the highest annual total seen in the last ten years. In the same time period, the price of an average first-time buyer home has increased from £141,572 to £216,826 – representing a 53.2% rise. A big contributor to the increase in first-time property owners seems to be the ‘Bank of Mum and Dad’. Prices in the property market are becoming increasingly volatile, as an unbalanced supply and demand level pushes the average asking price to £360,101 – representing a £19,082 increase over the past three months. Buyer enquiries are 65% above the levels of 2019 and 53% of properties

are selling at or over their final advertised asking price. However, overall property sales have started to decrease for the first time since the end of the stamp duty holiday in October 2021. Completed sales in April came to 106,780 – 12% lower than the same period last year, according to HM Revenue & Customs. The latest decrease in property sales is an indicator that the housing market is starting to cool which would represent an opportunity for first-time buyers. April’s rise in prices is down on the 1.4% increase in March, according to Halifax’s monthly property index. House price growth is expected to continue to slow due to the Bank of England’s decision to raise the Bank Rate to 1%. David Hannah, Group Chairman at Cornerstone Tax, comments: “The introduction of the stamp duty holiday caused a substantial rise in first-time buyers. It’s inspiring to see that the percentage of first-time homeowners is growing in a challenging landscape. Even though house prices have continued to climb, I think we will inevitably see a slowdown in the property market, but it won’t be as substantial as some people

think. If we look at what has been going on – house price growth, retail inﬂation, energy costs surging, that’s going to put pressure on employers to raise wages. I believe wages will rise, meaning real spending power will not actually decrease as much. However, if this doesn’t happen at the required rate, the act of renting or purchasing property will become more and more unaﬀordable in the UK. “The problem we do have is the rate of demand and supply. If builders are building and they’re over supplying, it will soften the increase and the appreciation in asset value. But, if the number of people wanting to buy houses continues to exceed the supply, then those prices are going to rise. This is exactly what is happening currently, with just 216,000 new homes being built in 2020/21, falling some way short of the government’s 300,000 a year target.” ctatax.uk.com

The average price of a property in Essex in June 2022 was £440,279, representing a 9.8% increase year on year, while in Suffolk the average home was £348,872, an annual rise of 13.8%. Source: Rightmove

boydens.co.uk

Boydens 3 News.indd 11

28/07/2022 19:35

Conveyancing

Probate

Wills

LPA

Personal friendly legal advice from a trusted Solicitor in the heart of the Colchester area We are fully committed to providing the very best in legal advice for all our clients

01206 767 112 hello@martinelliott.com martinelliott.com Audley House, Berechurch Hall Road, Colchester, Essex CO2 9NW

B F C C GARAGE DOORS SUPPLIED

INSTALLED

AUTOMATED

FREE SU

REPAIRED

RVEY & QUOTATIO N

3 good reasons... for choosing BFCC 1. Quality range of doors from leading manufacturers 2. First Class service for all budgets and tastes 3. Unrivalled, knowledgeable and friendly personal service BFCC supply and install garage doors in and around the Essex and Suffolk regions, located in Thorpe-le-Soken within the heart of the beautiful Essex countryside.

We offer a free of charge survey and quotation service so why not give us a call today or pop into our local showroom where you can view a variety of operational doors in various styles.

Call: 01255 863815 | email: sales@bfcc-garagedoors.co.uk | www.bfcc-garagedoors.co.uk BFCC Garage Doors Showroom, Tendring Road, Thorpe-le-Soken, Essex, CO16 0AA

Ads.indd 12

29/07/2022 11:18

News

1 in 10 rented homes could be a bungalow within the next decade Nearly one in 10 rented homes in the UK could be a bungalow in the next 10 years, research from Paragon Bank (paragonbankinggroup.co.uk) has revealed. A survey of more than 1,300 tenants in the private rented sector (PRS) showed that currently 3% of people live in a bungalow, but 9% of respondents expect to rent this type of property in 10 to 15 years’ time. The increase correlates with a forecast increase in older tenants living in rented homes over the same period. Homes headed by a person over the age of 55 will account for over a quarter of all privately renting households by 2035, analysis conducted on behalf of Paragon Bank by the Social Market Foundation found. Its report, ‘Where Next for the Private Rented Sector?’, found that 18% of households currently privately renting are headed by somebody aged 55 or over. This will rise to 27% of households by 2035, according to the SMF’s projections.

The Government’s English Housing Survey shows there are currently 141,000 bungalows in the PRS in England, representing 3.3% of the total number of rented homes. Buy-to-let lending figures show strong growth in the number of bungalows purchased by landlords over the past five years, although they still remain low as a proportion of total properties acquired. Last year, landlords purchased 3,370 bungalows with a buy-to-let mortgage, compared to 1,844 in 2017. Another significant shift in property type was semi-detached homes. Currently 20% of tenants said they rent this type of property, with 25% forecasting they will rent semi-detached homes in the future. Conversely, terraced homes and flats are forecast to experience falls. Just under a third (30%) of tenants today live in a terraced home, with 20% saying they expect to rent this type of property in the future. Flats, meanwhile, are currently home to 40% of tenants, with 30% of people saying they expect to be renting this type of home in 10 years.

Richard Rowntree, Managing Director of mortgages at Paragon, said: “The evidence suggests that the demographics of private renters is shifting and that the proﬁle of tenants is getting older. There is a growing proportion of people who will rent property for their entire lives, whilst we have also seen growth in the number of people who have sold property and have gone into rented homes.

“The challenge for landlords is providing the right homes for older tenants. Bungalows are typically regarded as unfashionable, but they offer practical benefits for people who may not be as mobile as they once were and certainly have their place in the PRS. We would expect to see an increase in this type of property, as well as homes specifically targeting older tenants, over the next 10 to 15 years. Landlords are not yet buying this type of property in scale, but we would expect that to accelerate to match forecast levels of tenant demand for bungalows in future.”

boydens.co.uk

Boydens 3 News.indd 13

28/07/2022 19:35

Finances

GETTING

mortgage-ready

Mortgage consultant Chris Pargin, of Pargin Financial Solutions, looks at what borrowers can do to improve their credit rating and chances of success in the build-up to a mortgage application.

boydens.co.uk

Boydens 3 News Feature.indd 14

28/07/2022 20:07

Finances

In our winter edition, I looked back on the effect that the pandemic had on the mortgage market, and changes that have been brought about by mortgage lenders as a result. Thankfully, a lot of the temporary restrictions in lending have since been removed, but now, more than ever, we are finding our clients asking what they can do to look more favourable to mortgage lenders in readiness for their upcoming mortgage application. I have summarised some of the key considerations for anyone that is starting to plan ahead:

Credit behaviour

Lenders will usually assess your credit behaviour when deciding whether to approve an application or not. A good risk for a lender is someone who doesn’t miss payments and who shows consistent information, so check that your address is correct on all of your bank accounts and bills and also that you are registered on the electoral role. You can ensure that you do not fall into the trap of missing payments on credit cards by setting up a direct debit to pay the minimum required payment each month. If you have missed a payment in the past, it is best to speak to the lender as soon as possible who will be able to provide advice. Time is a healer for someone’s credit report, but the sooner any mishaps are taken care of, the better.

boydens.co.uk

Boydens 3 News Feature.indd 15

28/07/2022 20:07

Finances

“I call my clients around six months in advance of their fixed term end date so that we can start planning, so it is a good idea for current mortgage holders to start to review their f inancial situation around this point.” Credit commitments

A common misconception is that someone cannot gain a mortgage because they haven’t had loans in the past, although there is some basis for this. A good payer with a proven track record is a good option for lending as we discussed, but you can display this without signing up to costly loans that you do not need. A credit card could be an option that you do not have to spend money on frequently, and will still display that you are a responsible borrower. To keep it active, you could make a small purchase on it every few months, and pay the balance each month to improve your score over time. If you have a phone contract or any utilities and bank accounts, this should give enough information to most lenders in order to review your behaviour.

Income to outgoings

Although affordability multiples are widely talked about, most lenders use calculators to determine your maximum borrowing, so be careful about what you sign up to. Large credit commitments can reduce your borrowing potential, although this is relative to income. There may be a difference between the impact to maximum borrowing of a £300 per month car finance from someone who earns £50,000 p/a compared to someone who earns £15,000 p/a. The total amount of debt outstanding is important, but monthly outgoings are often key when determining borrowing levels.

Deposit and organisation

There are 95% loan to value mortgages available at the time of writing, although a higher deposit amount will put you in a better position. It is worth researching your borrowing potential as you look to save so that you have something to work towards. Contacting a broker or even your own bank is a good step for asking some questions in advance so that you know that you are on the right path as you look to accumulate a deposit. When looking for a new mortgage, I call my clients around six months in advance of their fixed term end date so that we can start planning, so it is a good idea for current mortgage holders to start to review their financial situation around this point.

Keeping your credit checks to a minimum In the build-up to applying for a mortgage, be careful to keep your credit checks to a minimum as an accumulation of checks can start to impact your score and resulting ability to borrow. Opening up credit such as bank accounts and credit cards as well as gaining agreements in principle can all leave a footprint, so be careful with how much activity there is during this key period. Article by Chris Pargin of Pargin Financial Solutions. Contact Chris on chris@parginfs.com or 07398163663. Pargin Financial Solutions Ltd and Boydens are separate entities. For estate agents, Pargin Financial Solutions Ltd acts as introducers only

boydens.co.uk

Boydens 3 News Feature.indd 16

28/07/2022 20:08

Established for over 35 years we have a range of contemporary and traditional stoves, fires, and fireplaces to suit everyone’s tastes.

Colchester Unit 11 Peartree Business Ctr Colchester, Essex, CO3 0JN 01206 546111 colchester@zigis.co.uk Halstead

Cambridge

Chelmsford

Ipswich

Norwich

01787 479944

01223 833523

01245 360772

01473 312008

01603 436944

halstead@zigis.co.uk

cambridge@zigis.co.uk

chelmsford@zigis.co.uk

ipswich@zigis.co.uk

norwich@zigis.co.uk

www.zigis.co.uk Ads.indd 47

13/01/2022 14:44

Property

THE INSIDER GUIDE TO SELLING A PROPERTY

The process of taking on a property for sale – there’s a lot more to this than you might think! Senior Property Consultant Philip Boyden reveals what goes on behind the scenes to achieve the best price for your home.

boydens.co.uk

Philip Boyden.indd 18

28/07/2022 20:06

Property

The Research Stage

It is surprising how many people tell me that they would love to be an estate agent. The idea of spending your day looking at other people’s houses seems to hold widespread appeal. The job requires hard work and tenacity, but it is extremely enjoyable, and I couldn’t imagine doing anything else.

A lot of time is spent before the valuation researching the property; this is a crucial element when advising on value. It is prudent to establish the type of property (house, flat, bungalow, etc) including the physical aspects, such as the number of bedrooms, but I also like to know when the property was bought by the current owner and to understand whether any changes have been made to the property in the intervening period, as this helps me to be fully informed. I also take the time to view any previous details from the time that the property was previously sold (including pictures) in order to appreciate how it has changed over time. My research often also extends to viewing any planning applications pertaining to the property and often saving copies of granted plans to aid in the physical inspection of the property.

Over the next couple of pages, I detail the work and preparation it takes to bring a property to market and the lengths we at Boydens go to in order to present a property in its best possible light, and so obtain the best price for the seller. An initial enquiry to value a home for sale can come in from a variety of avenues – an online enquiry, telephone call, or indeed a good old-fashioned visit to one of our branches. I like to establish the purpose of the valuation and the reason why the property is being sold, for example, as an upsize, downsize, or perhaps for probate or tax purposes.

Previous sold prices of comparable homes in the area form the basis for much research into the value of a home. The Land Registry provides the best source of reliable information for this, and I tend to look back up to two years for the most accurate and relevant information. The status of properties currently on the market forms the basis of the next stage of the research and we use a Best Price Guide tool provided by the property portals, Rightmove and Zoopla, to provide a snapshot of the homes available for sale in the area. It is crucial to know what has been on the market, for how long and what the property ultimately sold for – it is also important to note properties that have been on the market for a specific price and no sale was achieved.

boydens.co.uk

Philip Boyden.indd 19

28/07/2022 20:06

Property

At the Appointment

When meeting a new client looking to potentially sell their home, I like to take a walk around the property with them. This helps me to get a feel for the home which already looks familiar due to the research carried out ahead of time, however, there is nothing quite like seeing it ‘in the ﬂesh’ – they can also point out areas in which they have improved the property in their ownership. It is also at this stage that I like to discuss any improvements to the property, which may assist the sale and in achieving the best return for the vendor, and measurements are also noted so that I can work out an internal square footage size if necessary. Having looked around the property, I like to sit down with the vendors and provide a verbal assessment of the value of the property, providing the evidence from my research before the appointment. I think it is also important to seek an understanding of the value and their expectations as sellers and what they are looking to achieve. I would estimate that around 70% of clients I see have carried out some form of online research prior to the valuation of their home. This is usually when the ﬁrst meeting comes to an end, the next stage being to agree on an asking or guide price in accordance with those expectations and the up-to-date market and general condition of the home; this usually occurs over the phone and can be several days, weeks, months or even years after the initial visit.

Going Live

Following instruction to put the property on the market, it is time to get underway with the elements of the sales process which are most visible to the public. This includes the ‘write-up’ describing the property, ﬂoor plan, video tour (if applicable) and, of course, the photos which are edited and enhanced to showcase the property in the best way. Once the details are approved by the client, it is time to set the property live using our website and the property portals we use, which include Rightmove and Zoopla. This is also the time in which we market the property to clients who are already registered as looking for a property to buy with us. As a close-knit Sales Team, we also brief the other members of the team about the property, which includes them viewing the property to become familiar with it and be able to talk meaningfully with prospective buyers. It is not uncommon for us to have a potential buyer in mind before the property comes to market and so we can be extremely proactive in informing those people in advance of a property launch.

the chance to impartially ‘sell’ the home to the prospective buyer. This role as an intermediary is crucial and enables us to obtain honest feedback, where viewers may be uneasy or unwilling to dispense themselves directly to the vendor. It can also help us to spot any misconceptions or issues with the property which may aﬀect its desirability. A recent example I experienced was when viewers struggled to park outside the property as the owner had several vehicles, and so viewers assumed that parking would be a problem if they bought the home. Simply requesting that the owners move the cars when viewings were taking place rectiﬁed this.

Oﬀers and Negotiation

Negotiating offers is perhaps the most important part of the sales process and one which I particularly enjoy. It is important to fully evaluate any chain involved when an offer is placed, in order to qualify who is in the best position to proceed. Once offers have been qualified, we move into the negotiation phase in order to obtain the best price for our clients. Increasingly lately, where we have seen multiple parties involved in the bidding for properties, we have moved to best and final bids as a way of concluding offers with the sellers deciding which bid to accept. At the offer acceptance stage, we then obtain solicitors who are instructed for the purchase, carry out Anti-Money Laundering checks and write up sales memorandums to send out to all parties involved. From here, our dedicated Sales Progressors take on the responsibility to get the property through to exchange and completion. In a future edition of ‘Life at Home’, we will examine how our experienced team will take your property sale forward and the extensive work involved in getting a property through to completion. The handing over of the keys to the new buyer is the last step of the journey, and one which is always rewarding. Agreeing a sale to someone you know will love the home and make it their own, whilst also knowing that you have achieved the best possible outcome for your seller, never fails to satisfy. For further information, contact philip.boyden@boydens.co.uk Scan here to see Philip at work

I always recommend to clients that physical viewings are accompanied by a member of our team – that gives us

boydens.co.uk

Philip Boyden.indd 20

28/07/2022 20:06

Whether buying or selling We can make it happen

01206 574431

Begin your Happy Ever After in the Heart of Historic Colchester Capture Edwardian Elegance and Romance at Colchester’s Town Hall Colchester Castle Town Hall | Charter Hall Summer House Visit our new website colchester-weddings.co.uk

Ads.indd 21

29/07/2022 11:22

Interview

magnolia!’

‘Don’t paint your house

We catch up with TV presenter Laura Hamilton, of Channel 4’s A Place in the Sun, to chat about how she got into property development and her latest home renovation project.

What first got you interested in property and home renovation? It happened by accident really when I was 19. I always had this thing from the age of 15 that I wanted to get onto the property ladder as soon as I could – not that I didn’t get on with my parents, I just wanted to buy somewhere! I was working at a shopping channel and had a permanent job, which meant I could get a mortgage. I’d saved £5,000 and there was a little one-bedroom flat that came up for sale at the end of my parents’ road. It needed a lot of work doing to it, but I thought this is it, so I bought it with the intention of doing it up. Three months later, the channel I was working at went bust and I lost my job and thought, what am I going to do? So I decided to do it up aesthetically, move back to my parents’ and let it out. That’s how I ended up falling into property. When I moved back home, I thought this is a good idea – having a property and letting it out, and saving up for another deposit. So losing a job, which could have been quite a negative thing, ended up turning into something positive. And

then, who knew so many years later that I would end up bringing my TV career and love of property together? I’ve done up about 20 properties since. You’re probably best known for your work presenting Channel 4’s A Place in the Sun – of all the foreign destinations you’ve visited, which one ticks the most boxes for you if you chose to live abroad? We have a family house in San Pedro de Alcantara, just outside Puerto Banus in Spain, which I love going to. I really like Mallorca and the city of Palma, but in terms of a second home and spending time abroad, I really do love San Pedro, and I spend a lot of time there. My dad was born in South Africa and it was one of the places I filmed in for A Place in the Sun, and absolutely loved spending time there, too. There are also beautiful parts of Italy and France – I’m a big skier, so the idea of having a nice ski chalet apartment somewhere is nice. But that’s why I also like being in Spain – you can be either in the mountains or on the beach in less than two hours either way.

boydens.co.uk

Boydens 3 Celeb Interview Laura.indd 22

28/07/2022 19:37

Interview

boydens.co.uk

Boydens 3 Celeb Interview Laura.indd 23

Image courtesy of Channel 4's A Place in The Sun

28/07/2022 19:38

Interview

Which part of a property gets you most excited when starting a renovation project? The whole thing really! I love doing bathrooms... kitchens; there’s not one room I don’t love doing. More than anything, I love having people come over to see how it was and then again when it’s finished. I’m documenting it the whole way because it’s very easy to forget how it was at the start. Because a lot of the properties I buy and do up are Edwardian or Victorian, I tend to go for a classic, timeless look. Which simple home improvements do you think can add most value to a property? Kitchens, bathrooms and parking. When people are doing up kitchens and bathrooms, they should always think about spending the money on the fittings like taps – you can save money in other areas.

You thrive on being busy – how do you relax? I love a good old massage. But I really do like interior design as a hobby. I love to create mood boards for my renovation projects. Which is your favourite style of property and why? I love older properties with character, like a Victorian with the original sash windows or lovely fireplaces. If they don’t have these features, I’ll try to put them back. I also love panelling on a wall painted in a nice colour. Please tell us about your current home renovation project. I’m so excited about what I’m doing in this property. It’s an Edwardian house in a Surrey conservation area and has a folly. There’s a double-storey extension being built on the back and not one internal wall is staying. I loved the look aesthetically from the outside of the property, but I knew the layout and configuration inside didn’t work. I loved the setting, but I felt the property wasn’t doing itself justice in the location it is. I’ve already picked my herringbone floor and I’m having a handmade kitchen, a beautiful log burning stove, and a really nice fireplace.

What would be your advice to anyone buying or selling a home? Don’t paint your house magnolia! Everyone thinks that you need to go for something that appeals to everyone. Yes, but magnolia is awful! There are so many other neutral colours out there! It also depends on what your intentions for a property are. If you’re doing it up to sell on, it’s better not to go for anything too garish because sometimes people can’t see past that. If you’re doing up a property to let it out, think about the finish and quality. There’s no point going over the top... unless you’re going to let it out to a high-end or corporate client. If you want to add colour and texture, maybe think about doing it through fabrics and soft furnishings. In my current house, I’m doing something slightly different. I’m going for darker tiles and maybe gold fittings in the bathroom. A brushed gold sink that will sit on a navy blue unit in one of the ensuites. You could say that’s not very neutral, but I know it will work. What have you got coming up for 2022? I have a social media relations company, Evoque Management, which I set up with my business partner, Georgie Gavin, during the pandemic, offering social media, influencer outreach, marketing and PR services. I’m also filming for A Place in the Sun and a property feature series with This Morning that will be on in the summer, but my latest property renovation alone will be keeping me more than busy!

boydens.co.uk

Boydens 3 Celeb Interview Laura.indd 24

28/07/2022 19:38

Interview

boydens.co.uk

Boydens 3 Celeb Interview Laura.indd 25

28/07/2022 19:38

Lettings

Away Home &

The global pandemic of 2020 led to a resurgence in demand for UK vacations with record numbers holidaying at home in 2021. Coastal resorts around the country saw a boom in visitors including to Frinton-on-Sea, from where Boydens Holiday Lettings division operates. Branch Manager, Matthew Hayward, explores the appeal behind holiday lettings as an investment for new landlords.

nderstandably, the events of the past few years resulted in a resurgence in UK holidays. Travel restrictions, flight prices, and growing awareness of climate change all combined to make home getaways more appealing. In addition, cancelled flights and delays at airports have fuelled anxiety among UK holidaymakers due to disruption caused by staff shortages across the aviation industry for Summer 2022. The appeal of holidaying in the UK has not just been limited

to holidaymakers. According to research by Suffolk Building Society, 17% of UK adults contemplated buying a holiday let property during the pandemic, with the data highlighting that younger people were leading the trend, with those aged 18-34 most likely to have thought about buying a holiday let property within the past 24 months. Of those who expressed their interest in becoming a holiday let landlord, almost a third (32%) said Covid-related restrictions inspired them to look into holiday lets,

however, half (50%) claimed it was always part of their plan. Short-term holiday lets can be an attractive option if you own a property somewhere scenic especially in an area that is popular with tourists, such as the Essex Coast. In fact, holiday lets can be extremely profitable, as landlords are able to charge higher rents for short-term holiday lets when a property is in a highly desirable location. If you are considering venturing into the holiday lettings market there is plenty to consider.

boydens.co.uk

Boydens 3 Holiday lettings.indd 26

28/07/2022 19:49

Lettings

boydens.co.uk

Boydens 3 Holiday lettings.indd 27

28/07/2022 19:49

Topcote can be applied to... Concrete - Cement - Plaster Brick - Wood - Metal

*Terms and conditions apply

Call our FREEPHONE 24/7 now on:

0800 888 6808 and arrange a FREE

“never paint again”

quotation from om your regional ofﬁce

SURYA MAGAZINE 2022 Adverts.indd 45 Fact Files 2022.indd 50

& it won't cost the Earth!

08/02/2022 22:51 20/05/2022 15:04

Lettings

“Holiday lets are especially ‘location sensitive’ and those close to the sea are always popular. Quirky, historic, or luxurious properties also tend to be more popular among those looking for places to stay.” What is the difference between a holiday let and a residential let? Generally, a short-term holiday let is a property that is let out to holidaymakers for short periods, usually from three nights, a few weeks or up to 31 days. A residential let is typically a property that is let for 12 months at a time. As with any property investment, the rate of financial return will depend on several factors, such as the initial amount invested in the property, its features, the location, market demand and pricing strategy. Location is key Holiday lets are especially ‘location sensitive’ and those close to the sea are always popular. Quirky, historic, or luxurious properties also tend to be more popular among those looking for places to stay.

Log cabins, pretty seaside cottages, ultra-modern five-star houses, and anything slightly out of the ordinary stands out and attracts attention when renting out a holiday home, however, the right location can make a huge difference for a holiday let. People don’t mind ordinary if the location is close to a beautiful beach or a few minutes’ walk from a major attraction. Looking the part As a holiday let is not going to be your home in most instances, it is important to keep décor as neutral as possible. Decorative themes such as seaside shabby chic can be popular though it is advisable to avoid bold colours and the temptation to ‘over-personalise’. Simple, comfortable furniture is a must and, as sofas and beds are likely to see greater wear and tear over time, a landlord should be prepared to have these cleaned regularly and replaced every three to five years.

Guests will expect all mod-cons when they go on holiday and look for many of the comforts they enjoy at home. The kitchen should be well fitted with a good selection of dinnerware, cookware, pots, pans, cutlery and glasses. Dishwashers and other white goods are also essential. It might be advisable to invest in an appliance repair policy, so if anything breaks down, you can have it fixed fast as these items are often well used.

Broadband is a must-have these days and many people won’t even look at a holiday let without internet access. Guests will also expect a working TV with a good specification, and you might also consider adding a subscription television service if you are looking to attract families to your holiday let and make it a home from home.

boydens.co.uk

Boydens 3 Holiday lettings.indd 29

28/07/2022 19:49

Lettings

Beach hut values continue to surge

Outdoor space can also be very appealing and provide a place in which guests can unwind on a summer evening. Adding a garden table and chairs or a BBQ can be welcome additional touches which will be appreciated by guests.

For seaside properties, consider providing beach toys, such as buckets and spades, sunbeds, beach umbrellas, etc. Optional extras include kayaks, dinghies, bodyboards, and snorkelling gear. In short, anything that might attract guests and set your property apart from others is a worthy investment when setting up a holiday let. Check it out We recommend you conduct sufficient research into the realistic rental income that you can expect, which is where an agent such as Boydens can help. We are familiar with the local area and so are in the best position to guide on potential rental income (whether for holiday or residential

lettings purposes) if you are looking to let on the Essex Coast. Before potential owners jump into the holiday lettings arena, investors should also check the nuances of mortgage lenders’ criteria as not all lenders will allow them to market their property on a short-term basis. At Boydens, we are always happy to assist landlords who are looking to review their portfolio, so please do not hesitate to contact our Coastal Branch on 01255 851185.

For further information, contact matthew.hayward@ boydens.co.uk

As the demand for UK holidays has surged, so too have beach hut values, which have reached record levels over the last two years. In Frinton, prices have reached as high as £85,000, driven by exceptional demand and a lack of supply. Elsewhere in the region, a beach hut in the upmarket seaside town of Southwold recently came on the market for £250,000 – more than it costs to buy a house in some other parts of Suffolk. Beach huts remain in high demand to purchase and to rent, so if you are an owner considering selling or letting, call our Coastal Branch today. Holiday lettings in Frinton and the surrounding area are extremely popular and encompass both holiday homes and beach hut rentals. You can read more about the area and why it appeals so much on pages 48-52.

boydens.co.uk

Boydens 3 Holiday lettings.indd 30

28/07/2022 19:50

Sculpture in the Walled Garden Saturday 23rd July - Sunday 4th September Over 150 sculptures, from 33 national and international sculptors will be on display in the stunning surroundings of the Walled Garden this July. There will be a wide variety of styles and materials to suit every taste, garden, and budget.

01376 563796 www.markshall.org.uk Registered Charity: 256700

Ads.indd 31

29/07/2022 11:24

Home Inside floor: Arena Grey Porcelain tiles, 120 x 120cm, £96 sqm. Outside floor including steps: Cortina stone, 120cm x 120cm, £90 sqm. Lightwell floor: Toledo Graphite 60x60x2cm, £90sqm. Stone & Ceramic Warehouse sacw.co.uk. Photo by arch.photos

THE GREAT

Outdoors In an increasingly uncertain world, homeowners and tenants are seeking out ways to enhance wellbeing, from interiors that harness the soothing effects of nature to outdoor dens.

boydens.co.uk

Boydens 3 Trends.indd 32

28/07/2022 19:46

Home

boydens.co.uk

Boydens 3 Trends.indd 33

28/07/2022 19:46

Home

Garden living

The pandemic forced us to spend a lot more time in our gardens when entertaining guests from other households, and the ‘al fresco’ life is here to stay. We have discovered that extending our living space to the great outdoors creates that holiday vibe all year round. All that’s needed is good design, furniture and accessories that factor in the unpredictable British weather. “The expectations for our outdoor living space now hold the same design opportunities as our home interiors,” says Marketa Rypacek, Managing Director of industrial lighting and furniture specialist Industville Ltd (industville.co.uk). “There has been a huge trend for chic outdoor kitchens, entertaining areas, bars and garden terraces. To create the perfect summer entertaining space outdoors, combine versatile bench seating with plenty of comfortable cushions for an informal, relaxed feel. Add atmospheric lighting such as stylish metallic wall and pendant lights to set the ultimate ambience for your friends and family to enjoy.”

The outdoor den

Gone are the days of decks and patios that might be used to host a BBQ once or twice a year, according to Leslie Adkins, Vice Pesident of Marketing for Trex Company (trex.com). Now, homeowners are seeking outdoor living areas where they can relax, watch their favourite shows, host a movie night with friends, play games and truly live every day.

Above, Fashion Stone from RAK Ceramics, Light Grey 60x60cm rakceramics.com; Left, Brooklyn Outdoor & Bathroom Globe Pendant Light in Pewter from Industville, £80 industville.co.uk (image by @life. at.the.anvil) Below, Toka Regular Colour Changing Outdoor Ball Lights, from £35 iconiclights.co.uk

As a result, deck designs are taking on new shapes and styles, from mid-century to modern. Outdoor dens and sunken outdoor living areas – inspired by the popular indoor trend from the 1960s – are expected to see a resurgence in 2022, and they’ll be outfitted with all the comforts and conveniences of the indoors, from upholstered furnishings and fully appointed kitchens to bars, big screen TVs, surround sound and more! “The concept of the den originally gained popularity for its ability to bring everyone in the home together in a relaxed, comfortable setting,” notes Leslie.

boydens.co.uk

Boydens 3 Trends.indd 34

28/07/2022 20:47

FRAMLINGHAM

MOTORHOME HIRE PRICES FROM JUST

£300

Motorhomes for Hire Swift Suntor 590RL Auto-Roller 707 Chausson Flash02 Joint150 Chausson Flash09 Chausson Flash08

01728 746238 framlinghammotorhomehire.co.uk

AJ SLOWGROVE YOUR LOCAL CLOCK REPAIRER

The Mobile Carpet Store that comes to your door 100s of samples available that will be brought to you

07864 688499 derek@themobilecarpetshowroom.com www.themobilecarpetshowroom.com

Covering Colchester and the surrounding area Over 50 years Experience All repairs, servicing and restoration Monday – Friday 10am to 5pm

Contact Andrew Today! Tel: 01206 381782 Mob: 07899 336059

Ads.indd 35

29/07/2022 11:59

Home

“ The concept of the den originally gained popularity for its ability to bring everyone in the home together in a relaxed, comfortable setting.”

Trex Transcend decking in Island Mist, along with Trex Signature railing and a Trex Pergola Balance structure uk.trex.com top right, ILIV Victorian GlasshouseSpruce fabric collection iliv.co.uk

boydens.co.uk

Boydens 3 Trends.indd 36

28/07/2022 19:47

“Bringing this concept outdoors and allowing homeowners to enjoy that same comfort and connection is the very definition and goal of outdoor living.”

Blurred boundaries

Creating a continuous flow from the inside to the outside gives an illusion of space and is a trend that’s set to continue, adds Jo Oliver, Director at tile company, The Stone & Ceramic Warehouse (sacw.co.uk). “This is the ideal way to extend your living space seamlessly into the garden and enjoy outside eating, entertaining and family life,” she says. Technological advances in recent years have meant that materials like porcelain – which come in a number of finishes and textures replicating wood, decking and stone – are now available in outdoor formats, allowing homeowners to perfectly match their indoor tiles to their outdoor paving slabs. “Porcelain is the perfect material for outside as it is virtually maintenance free and, unlike other paving, it is non-slip as well as being quick and easy to install.”

Plant power

Biophilia – the approach to architecture and design that seeks to connect people with nature – has now transcended the parameters of trends and taken root to become a flourishing movement.

From open-plan kitchens that breathe in the garden through their bifold doors to bringing the outside in with plants and sustainably sourced natural materials, incorporating biophilic design in our living environments has been found to reduce stress and blood pressure and improve mental wellbeing. Whether your home is a detached house or a studio flat, everyone can harness the power of biophilia. Garden centre Dobbies’ Stylist Rebecca Stanton, comments: “This year, our focus is on how we can get the most out of our homes, whether that’s with a hanging herb garden in the kitchen, a mini garden on our coffee table, some hanging plants in the bathroom or a showstopping apothecary cabinet in the lounge. Regardless of space, there are plenty of ways you can breathe life into your home with houseplants and accessories.”

“If you were looking to build an extension, for example, using a natural and sustainable building material like timber is great for the environment and for strengthening that link between indoors and outdoors,” says Karen Bell, Creative Director for orangery, conservatory and garden room specialist, David Salisbury (davidsalisbury.com) “Prioritising natural light is a must as well. It’s well documented that natural light is integral to our health and productivity, as well as our overall happiness.”

boydens.co.uk

Boydens 3 Trends.indd 37

28/07/2022 19:47

Home

Left, Hamilton Weave Natural Pendant Shade from Iconic Lights, £27 iconiclights.co.uk; right, James Hare Astor faux silk cushion and wallcovering, both in Okra colourway james-hare.com

Herbs at hand

Green for serene

“Whether you have a growing desire to eat fresh and healthy produce, you’re a budding chef in need of easy-to-reach fresh herbs, or you simply want to bring more greenery into your home, incorporating an island planter is the perfect way to lift your kitchen.

“With the pandemic reigniting our love for the great outdoors, not to mention the well documented wellbeing benefits of nature and biophilic influences, green has been trending for the past couple of years, but its popularity shows no signs of waning,” says James Watson, Managing Director of 1838 Wallcoverings (1838wallcoverings.com).

Julia Trendell, design expert at Benchmarx Kitchens (benchmarxkitchens.co.uk), explains that you can customise your kitchen to embrace biophilia as well as encourage a healthy lifestyle.

“Design hacks like this should ideally be considered early in the stages of planning your kitchen, when you can really think about how best to customise your layout to get the most out of it. However, that’s not to say such a feature couldn’t be introduced once your kitchen is already installed, space permitting. “To create a uniform look, carry through the same frontages as your kitchen, using the same worktop to frame the unit. Alternatively, for added interest, opt for the same kitchen range in a complementary colour – for example, pairing neutral stone grey with a more striking midnight blue or forest green.”

From subtle sage to vibrant emerald, the colour green is arguably having its biggest moment in home décor since the 1970s avocado bathroom suite.

“Green is a versatile, calming shade that can really help to bridge that gap between the inside and out. If you’re looking to add a touch of green into your home there are so many options that you can explore in eucalyptus, forest, or mint greens – from foliage inspired patterns, watercolour effect florals and abstracts, subtle geometrics to bold, emerald green infused designs.” A soft green on skirtings next to a neutral coloured wall is interesting without being overpowering, adds Justyna Korczynska, Senior Designer at Crown (crownpaints.co.uk).

boydens.co.uk

Boydens 3 Trends.indd 38

28/07/2022 19:48

Anglian Electrics

Tel: 01787 278511 | 07825 348 536

10% Ads.indd 39

DISCOUNT FOR OAPs

£10 discount

if we are late for an appointment

29/07/2022 11:27

Home

home 10 ways to add value to your

From a lick of paint to sprucing up your garden to loft extensions, there are plenty of ways to make your home a top seller. We’ve teamed up with experts at the HomeOwners Alliance to reveal 10 ways to add value to your property.

S 40

ignificant home improvements are expensive, so it’s important to consider how your plans will add value to your home.

the best way to add value to your home. It should also make your home more pleasant to live in, with an increasing number of us opting for open-plan living.

If you have lots of plans for home improvements, it makes sense to focus on projects that will also add value. That way what you spend now will be reflected in the price of your property when you sell.

Knocking down walls means more communal spaces where families can enjoy quality time together, whether that’s chatting while dinner is cooked or keeping an eye on kids while they do their homework.

But what adds value to a house? The HomeOwners Alliance asked more than 300 members of the Federation of Master Builders (FMB) and estate agent members of the Guild of Property Professionals which projects will add value to your house. Here’s what they revealed:

Best of all, this is a relatively simple project that most builders can complete in under a week.

1. Knock down a wall for open-plan living The research found that removing an internal wall to create an open-plan kitchen and diner was

Boydens tip: Always seek professional advice – many walls are load-bearing! 2. Build a garden room Another option is to add another living space outside – whether it’s a self-contained annexe, a home office or yoga studio, adding a garden room will boost your property’s selling potential considerably.

Boydens tip: It may not add as much value as an extension, but a garden room will take considerably less time to build. 3. Spruce up your kitchen A new kitchen isn’t just a treat for you, it can also significantly boost the value of your home. Putting in a new worktop, cabinet doors or floor doesn’t have to break the bank if you shop around. Boydens tip: There are plenty of second-hand, recycled kitchens on the market for a fraction of the original price. 4. Create a downstairs loo A downstairs toilet is a big attraction to a variety of different buyers. Adding one will make your home attractive to young families with children, those who like entertaining and don’t want guests wandering upstairs, to older buyers who might be looking to future proof their homes.

boydens.co.uk

Boydens 3 10 Ways.indd 40

28/07/2022 19:44

Home

boydens.co.uk boydens.co.uk

Boydens 3 10 Ways.indd 41

28/07/2022 19:44

Anglian Plumbing

PLUMBING HEATING ELECTRICAL ENGINEERS

All GAS OIL LPG & ELECTRIC – Heating Fixed Repaired or Replaced New boilers with 10 year warranty l Landlord gas certificates New bathrooms & kitchens designed & installed l Fault finding - no problem Radiator Power flushing l New taps l Sinks l Baths l Leaks fixed fast! All work fully guaranteed and insured

6 3 5 8 4 3 5 2 | 8 7 0 1 1 Tel: 01787 2785 www.anglianphe.co.uk

£10 discount DISCOUNT if we are late for an appointment FOR OAPs Jimmys Farm Museums June Ad.pdf 1 20/05/2022 11:56:00

10%

OPENING

SOON!

CMY

colchester.cimuseums.org.uk/wickedspirits In collaboration with the Museum of Witchcraft and Magic

Ads.indd 42

29/07/2022 17:35

Home

So, turning wasted space such as an understairs cupboard into a loo can add value to your home. This is a great project if you have a limited budget. For a relatively small outlay, you could add a significant amount to your home’s value. Boydens tip: If space is tight, opt for a wall-mounted basin and toilet. 5. Make way for an ensuite Another way to add extra bathroom space is to carve some space out of your master bedroom to create an ensuite. Boydens tip: Existing plumbing and available space will pretty much determine whether you can have an ensuite. 6. Create a parking space While green front gardens have kerbside appeal, if parking is at a premium in your neighbourhood, then paving over part of your front garden to create space for off road parking could significantly boost your home’s value. A parking space can add as much as 13% to the value of your home, according to Direct Line.

You’ll need to check with your local council to see if you need planning permission to do this. Usually, if your home isn’t on an A or B road you won’t need permission, but you will have to comply with your local authority’s regulations on dropping the kerb. Boydens tip: Creating a parking bay or driveway could add 10% to the value of a property (source: YourParkingSpace.co.uk).

boydens.co.uk

Boydens 3 10 Ways.indd 43

28/07/2022 19:45

Home

7. Spruce up your back garden Gardens are often overlooked when property projects are concerned but ploughing some money into your green space can be rewarding. Analysis has found that adding decking and lighting to your back garden can really boost the asking price when a property goes on the market. Boydens tip: Composite decking requires less maintenance and has a longer lifespan than other decks, which can be a selling point.

8. Decorate If you are planning to put your property on the market, make sure you give it a fresh lick of paint first. Don’t under-estimate the importance of kerb appeal by updating the exterior of your home. Getting professionals in could set you back around £1,000, but it could add £5,000 to your home’s value, according to TV property expert Phil Spencer. Boydens tip: A neutral colour scheme will make it easier to sell your property. 9. Convert your loft Homeowners looking to add floor space could significantly add value to their home. Loft conversions cost around £20,000 on average but they could boost your home’s value by double that amount, according to Phil. Boydens tip: Consider the layout of your completed loft conversion long before you get the experts in to start work.

10. Get planning permission If you are preparing to sell your home and can’t afford a big project to boost the value, you could consider just getting the planning permission. Buyers are prepared to pay quite a premium to avoid the paperwork involved in an extension and to know red tape won’t stand in the way of their plans and allowing them to start work the minute they pick up the keys. Submitting a basic planning application costs up to £400 but could add as much as 10% to the value of your home, according to insurance firm Hamilton Fraser. Boydens tip: Get pre-application advice from your local planning authority. And finally, before you start, ask the experts Improving your home to make it more enjoyable is a benefit for you and your family today. Opting for a project that will also give you a big financial boost when you sell only adds to the benefits. However, if your primary aim is to add value to your home then you should consult an expert first to make sure you’ll get a return on your investment.

The HomeOwners Alliance is the go-to site for home related expert advice, to help make homeowning a less stressful experience. They provide advice to help people make smart choices at every step of the homeowning journey – whether buying, selling, owning or improving their homes. You can find them at www.hoa.org.uk

boydens.co.uk

Boydens 3 10 Ways.indd 44

28/07/2022 19:45

Keeping your home Healthy The HomeSafe cleaning system puts the health and safety of you, your family and our team of maids at the core of how we work. • Uniformed and professionally trained staff • 100% guaranteed and fully insured • Regular and occasional cleans • Free in home estimate • All materials supplied • No contracts Call us today to learn more about HomeSafe and why you can trust MOLLY MAID in your home.

Please call:

01376 349419

or email: julie.ward@mollymaid.co.uk See what our customers say at uk.trustpilot.com

Ads.indd 45

Excellent 29/07/2022 07:09

Team spotlight

Meet our Coastal Branch team! With a reputation as an exclusive seaside resort, Frinton-on-Sea retains an atmosphere of the Roaring Twenties and Thirties. Tree-lined avenues sweep down to the elegant Esplanade and cliff-top greensward, with its colourful Victorian-style beach huts. Our busy Coastal Branch, based in Connaught Avenue, covers the Essex Coast and provides both residential sales and lettings covering areas including Frinton-on-Sea, Clacton-on-Sea, Walton-on-the-Naze and the surrounding villages. The branch also offers a Holiday Lettings service capitalising on the continuing popularity of Frinton as a holiday destination.

Matthew Hayward, Branch Manager matthew. hayward@ boydens.co.uk Matthew is the Branch Manager of Boydens Coastal Branch and lives in nearby Clacton-on-Sea. About Me I began working for Boydens in 2015 and have been working in estate agency for more than ten years, beginning my career in my home town of Clacton-on-Sea. I became Branch Manager of our Coastal Branch in 2021. I am an avid supporter of Liverpool

Football Club and also a member of CAMRA (Campaign for Real Ale). My Day to Day As you may imagine, no two days are exactly the same, but my principal task each day is to support colleagues in gaining new business and in representing the branch. This support includes sales and lettings, and will also see me carrying out valuations for new vendors and landlords. I am also responsible for the development and growth of our holiday lettings business which, over the last six months has been improved with the introduction of new management software to make booking easier for our clients. What I love about my job The team is what makes the job

great. We are a solid team, and we work together hard to create a pleasant and productive work atmosphere, which beneﬁts both us and our clients. I especially enjoy my knowledge being tested by our clients and it always brings a sense of satisfaction to know that my knowledge has helped to guide a landlord, for example. In addition, I enjoy looking for opportunities to expand the business here on the coast. I can help you with... As Branch Manager, I am able to assist you if you are looking to sell or let your property. I am also able to advise you if you are considering venturing into the holiday lettings market (see page 26).

boydens.co.uk

Boydens 3 Team spotlight .indd 46

28/07/2022 20:04

Team spotlight

Bethany Halsall, Lettings Negotiator bethany. halsall@ boydens.co.uk Bethany is responsible for both residential and holiday lettings and has worked for Boydens for four years.

Amy Buxton, Sales Negotiator amy.buxton@ boydens.co.uk Amy is a Sales Negotiator based in Frinton and is responsible for successfully negotiating the sale of homes across the area.

About Me I was born in Colchester and was raised in the Stour Valley area, growing up in and around farming. I moved to the Essex Coast four years ago. I am a keen horse rider.

About Me I started working for Boydens in 2016 having previously worked in the hospitality industry and attending college in the area. I am a keen tennis player and play at Frinton Tennis Club in various tournaments. I enjoy travelling and am keen to experience new cultures and activities. I also love to spend time with friends and family and take in London theatre shows.

My Day to Day A lot of my daily tasks involve speaking to landlords regarding tenancies, carrying out viewings, speaking with current and potential future tenants, and also organising the practical elements of our holiday lettings business, including the cleaning of properties and administration of bookings. What I love about my job I really enjoy the variety of my work – each day is diﬀerent. In this job it is vital to build up relationships with your landlords which makes the whole job a lot easier. We have a good team here with a great atmosphere. I always enjoy seeing the excitement of people moving into their home, and it is very rewarding knowing that I have played a part in putting together a happy tenant and landlord. I can help you with... If you are a landlord looking to move your residential property portfolio or expand it, I can help. At Boydens, we know what the lettings market is doing and can advise on the best rates of return. In addition, if you are considering a holiday letting opportunity, come and talk to me.

My Day to Day A typical day doesn’t really exist, but there are elements which are a consistent part of my role. These include booking in viewings and providing feedback. Valuations require preparing for in terms of researching the property and area carefully, and this can take some time in order to be as accurate as possible. I also work on the presentation of new homes

to the market, writing up details, creating floor plans and taking photos, and (if applicable) filming a video tour. What I love about my job I love the fact that my job is not purely office based – I get to see different places and meet new people every day – different ages and characters too. I also enjoy being creative with my photo and video work where we take care to enhance our photography, which never fails to impress clients. Carrying out viewings on beach huts we sell is also an enjoyable part of the job (especially when the weather is sunny!) I can help you with... If you are looking to sell in the area, I am able to help. At Boydens, we are renowned for our straight talking and have numerous happy clients who I have been able to help find their dream home, so if you are looking to move, give me a call.

47 Scan here to see Amy at work

“I love the fact that my job is not purely office based – I get to see different places and meet new people every day.” boydens.co.uk

Boydens 3 Team spotlight .indd 47

28/07/2022 20:04

Location focus

boydens.co.uk

Boydens 3 Frinton.indd 48

28/07/2022 19:42

Location focus

Frinton Fantastic

With the help of our friends at Tendring District Council, we take a look at Frinton-on-Sea, boasting a stunning Blue Flag beach with golden sands – the perfect location for a relaxed way of life, but with plenty more on offer.

Frinton-on Sea is a beautiful coastal town bringing together all of the charms of a genteel community by the sea with a heritage to be proud of – making it an excellent choice for people looking to settle down. It lies within Tendring district on the Essex Sunshine Coast, a stunning coastline spanning over 36 miles that combines the traditions of the seaside with a modern twist.

Frinton began to grow in the late 19th century as a fashionable resort, with golf, cricket and lawn tennis clubs three of the main attractions for people visiting – which have all celebrated their 100th anniversaries and are still thriving today. Featuring attractive, tree-lined avenues, the town’s bustling Connaught Avenue hosts a wealth of shops and businesses.

Frinton offers a selection of independent shops, with popular high street brands located in the town as well as nearby Clacton and Harwich. If you enjoy eating out, then you can whet your appetite in an array of country pubs, restaurants, fish and chip shops, cafés and coffee shops in and around Frinton as well as the surrounding towns and villages.

boydens.co.uk

Boydens 3 Frinton.indd 49

28/07/2022 19:42

Location focus

The seafront, avenues and town centre of Frinton lie mostly within a designated conservation area, its historic special character protected for years to come and maintaining it as a location of choice for many to live in. The town is a floral delight; Frinton in Bloom has won a Royal Horticultural Society Gold Medal every year for the last 10 years, as well as being crowned Anglia in Bloom’s best small town for eight of the last nine competitions. The sandy award-winning beach spans more than two miles below Frinton, with plenty of space to relax and soak up the sunshine surrounded by blue seas, clean sand, and picture-postcard beach huts.

Easy to access from the large greensward, an emerald gem running along the top of the cliffs down to the beach – which boasts a Seaside Award from Keep Britain Tidy – there is also plenty of free parking for those looking to visit the seafront for the day should you choose a property not quite within walking distance of the seafront.

Water at neighbouring town Walton have a Site of Special Scientific Interest status and are wonderful for exploring the great outdoors. Other nearby amenities include Walton-on-the-Naze Lifestyles leisure centre, complete with a swimming pool.

As well as the Greensward, a protected space for people to enjoy, Frinton’s award-winning Crescent Gardens enjoy Green Flag status while The Naze and Hamford

boydens.co.uk

Boydens 3 Frinton.indd 50

28/07/2022 19:42

Boydens 3 Frinton.indd 51

29/07/2022 16:18

Location focus

There is also a skate park, a newly created playground and a modern theatre and community hub – The Colombine Centre. The Naze with its 1720 Tower and the Essex Wildlife Centre are perfect at low tide to explore the nearby untamed coast.

The arts have a long history in the town with Frinton Summer Theatre founded in 1934, making it the oldest surviving weekly Summer Repertory Theatre company in England. Each year, it stages eight productions during July and August, and can boast a long list of big name acting stars from both the beginning of their careers and after stage success. There is no end to outdoor activities to keep you occupied, from picturesque villages steeped in a wealth of history to the beautiful, unspoiled country landscapes to discover and explore. Historic Harwich is a stone’s throw away, with every village having its own story to tell. For families with children moving to the area, the local primary school is rated by Ofsted as ‘Good’ with ‘Outstanding’ in some areas, while the town also boasts an independent school with an ‘Outstanding’ rating. There are several secondary schools serving the district, Colchester Institute

and the 6th Form College for Further Education with the University of Essex also sitting close by in Colchester, served by rail and bus. Those looking to work or set up their own business in and around Frinton have many opportunities awaiting. Tourism is a key sector along the Essex Sunshine Coast, worth more than £353 million to the local economy, while start-up business units are available in a number of nearby towns and villages. In addition to these opportunities, Frinton lies extremely close to the upand-coming Freeport East – centred around the ports of Felixstowe and Harwich, and with a customs site at Horsley Cross – which will see an estimated 13,500 jobs created over the coming years, particularly in the clean energy, logistics and supporting supply chain industries. Superfast broadband is available across the town, either commercially or through the Superfast Essex scheme, which means that working from home is a viable option – as well as being great for households using multiple internet devices. Similarly, businesses that are reliant on a fast internet connection can have conﬁdence in establishing themselves in Frinton.

The town is served by its own railway station, with hourly trains to Colchester – for onward connections to London Liverpool Street, Ipswich or Norwich – or direct trains from Thorpe-le-Soken railway station ﬁve miles away. Nearby stations at Kirby Cross and Walton-on-the-Naze also serve as alternatives depending on your chosen location within Frinton. For those using private transport, Frinton is well-connected to Colchester and beyond via the B1033, A133 and A120; while those with a maritime interest can make use of facilities at nearby Titchmarsh Marina and the Walton and Frinton Yacht Club. Frinton is also only 15 miles away from Harwich International Port. There are an estimated 146,000 people living in Tendring, with around 20,000-plus residents in Frinton, Walton, and the neighbouring villages of Great Holland, Kirby Cross and Kirby-le-Soken.

Scan here for more on Essex’s Sunshine Coast

boydens.co.uk

Boydens 3 Frinton.indd 52

28/07/2022 19:43

Linking lifestyles across Essex and Suffolk Things to do, fun facts, days out and much more

Ads.indd 53

29/07/2022 16:20

Life hacks

Let it be The lettings market is still extremely buoyant with rental values at all-time highs, and demand for properties showing no signs of slowing down. Colchester Lettings Manager Brian Purvis gives his top tips for landlords starting out, or considering a new investment.

I am often approached by landlords who are looking to extend their rental portfolio or, following the end of a tenancy, wish to revamp their property ready for the next occupants. This is a part of the job I really enjoy as it gives us the chance to demonstrate the beneﬁt to our landlords of using an agent. Our advice extends to advising on where to purchase a property or the best way to maximise return on investment relative to the location.

The lettings market changes quickly. Rental values (especially lately) have risen noticeably and so many landlords may be unaware of the revised rental value of their property. As Letting Agents, we are best placed to advise on rental rates and what tenants are looking for. Here are my main tips for successfully letting your property: Keep it clean The best advice I can give is for landlords to provide a clean, uncluttered property and this advice has remained the same throughout

TO LET

all my years in the industry. A tidy property will let quickly, and the level of cleanliness will set the standard for the rest of the tenancy. A thorough deep clean of a property before the commencement of the tenancy is always a wise move whether the property has been completely refurbished or simply redecorated. Finish the job All homes will have elements of wear and tear over time and so it is vital at the start of a tenancy to complete any outstanding DIY tasks. These can be as simple as replacing drawer handles or taking the opportunity of the break between tenancies to carry out redecoration works. Landlords should ‘take a step back’ and objectively review their property to compile a list of remedial items to be completed before letting.

boydens.co.uk

Boydens 3 Life Hacks Damp.indd 54

28/07/2022 20:03

Life hacks

Stay neutral If redecorating or revamping a property, it is vital to choose neutral colours. This will broaden the appeal of the property and help to maintain its value. If carpeted ﬂooring is desired, I would always advise to opt for hard wearing (preferably darker) carpets which will minimise the risk of staining. Maintain a distance Remembering that this is your property investment is vital. Landlords can be tempted to ‘over-personalise’ on decorative features or even to overspend on the property when refurbishing it ready for letting. There is a standard to be maintained but also a balance to be struck between spending and returns on what is a property you will ultimately not be living in yourself.

Just ask As letting agents we are always willing to help – indeed, it is very rewarding to assist a landlord through the process of purchasing a property all the way through to seeing the ﬁrst tenant move in. Contact us early and let us help to guide you through the process, taking the beneﬁt of our experience – just ask! For further information, contact Brian on 01206 771213 or brian.purvis@boydens.co.uk

boydens.co.uk

Boydens 3 Life Hacks Damp.indd 55

28/07/2022 20:03

Real Homes

Lifeis

sweet We chat to Great British Bake Off finalist Alice Fevronia about her new, super-stylish kitchen and how being on TV changed her life.

boydens.co.uk

Boydens 3 Alice.indd 56

28/07/2022 19:40

Real Homes

boydens.co.uk

Boydens 3 Alice.indd 57

28/07/2022 19:40

Real Homes

“I have a large island in the middle which gives me so much workspace, perfect for when I’m doing lots of baking. It even has a hidden wine fridge!”

It’s been three years since you were a finalist in Great British Bake Off – what have you been up to since and how has the programme changed your life? It’s been a crazy few years, as straight after the madness of Bake Off came a wave of new opportunities. I left my job in teaching and now bake full time, creating content, writing recipes and working with incredible brands. The pandemic threw a spanner in the works, as it did for everyone, but this year I finally feel like I’ve got into the swing of things, and I absolutely love what I do. I’ve also just launched a new platform called On The Cake Stand, where people can support small businesses and find amazing independent bakers in their local area! Please tell us a little about your home. I live in an Edwardian maisonette in London with my partner, James. We’ve been here for just over a year and really love it. Luckily, it didn’t need too much doing to it, but we’ve been working on it slowly and it’s very nearly at the stage where it feels like it’s finished.

What are your favourite parts of your home and why? Without a doubt, it is the kitchen. It’s the only room in the house which truly feels like our space as we had it completely re-done and everything in there was chosen specifically for us (and mainly for my baking)! I spend all my time in there; it’s where I bake my recipes, do all my work and entertaining. It’s just a really lovely, bright space. What did the kitchen project involve and what are the main features? I worked with Caple on the new kitchen and it is my absolute pride and joy. It has just made baking and cooking so much more enjoyable. Caple were amazing, and when it came to the designs, they listened to my ideas and came up with the most amazing layout. I have a large island in the middle which gives me so much workspace, perfect for when I’m doing lots of baking. My favourite features have to be the sink area with the ceramic sink and brass tap, and of course my oven. It has so many settings for everything, from proving bread to pizza making and has a pyrolytic cleaning function.

boydens.co.uk

Boydens 3 Alice.indd 58

28/07/2022 19:40

ESSEX & SUFFOLK

W I N D O W S | D O O R S | C O N S E R VAT O R I E S

01206 679507 info@essexandsuffolkwindows.co.uk www.essexandsuffolkwindows.co.uk

01206 212207 | 07803 273324

admin@teybrook.build

www.teybrook.co.uk Ads.indd 29

29/07/2022 16:55

Real Homes

“I did a lot of research online and made a mood board of all the different styles and shades that I was drawn to. Caple were great at making it all come together.”

What made you choose this kitchen? My flat still has some of its original features, so I wanted a fairly traditional kitchen with a modern edge. The Halebury cabinets from Caple were the perfect option, and I went for a two-tone look with a darker green on the island. The room gets quite a lot of light which is great, but as I do a lot of filming in there, I wanted to keep the colours light. Despite the island, the room actually feels bigger than it did before when the cabinets were a dark navy blue. What’s your kitchen showstopper and what couldn’t you live without on a daily basis? The island is definitely the focal point of the room. It even has a hidden wine fridge at the end! Aside from my oven, I think the thing I couldn’t live without has to be my dishwasher which goes on about three times a day! I’m not sure what I would do without it! I love my new fridge too as it has so much more space and, as well as the usual groceries, there’s always at least one cake or bake that I need to store in there. I made a wedding cake recently and I don’t know what I would have done without my Caple fridge!

What are your favourite things to bake at home? Cakes have always been my go-to. You can walk into a room with even a simple cake and people’s eyes light up. They’re so much fun to decorate and the possibilities of the flavours and designs you can create are endless. I’m always on cake duty when there is a birthday in the family, and I absolutely love it. Although since appearing on Bake Off, I do often feel the pressure to turn up with cake! Any tips for anyone who is thinking about installing a new kitchen? I would say don’t rush into it. I spent a good few months when we first moved in just working out what I didn’t like about the old kitchen and how changing it could make it better. I also didn’t realise there were so many options. I did a lot of research online and made a mood board of all the different styles and shades that I was drawn to. Caple were great at making it all come together. Caple kitchen furniture, sink, tap, appliances and MBP worktops were gifted to Alice for this makeover.. For stockist information, go to www.caple.co.uk

boydens.co.uk

Boydens 3 Alice.indd 60

28/07/2022 19:41

EXTEND YOUR LIVING SPACE & BRING THE OUTSIDE IN THIS SUMMER With SEH BAC an award winning company you can trust

35 UP TO

WINDOWS • DOORS CONSERVATORIES & EXTENSIONS

PLUS ONLY

£99 DEPOSIT AND

PAY NOTHING UNTIL 2023

Visit your nearest showcentre today

2 Stanway Retail Park, Peartree Road, Colchester, CO3 0LX Poplar Nuseries, Coggeshall Road, Marks Tey, Colchester, CO6 1HR

Get your quote online www.sehbac.com or over the phone 0800 666 444

50 WINNER 2019

*Up to 35% OFF Windows, Doors, Conservatories and Extensions, no minimum spend. Terms and conditions apply, please ask for more information. Offer ends 31st August 2022. ** Authorised and regulated by the Financial Conduct Authority SEH BAC Limited, acts as a credit broker and not the lender, and offers products from a range of financial providers. Credit is subject to application and status. Credit terms will vary depending on products. Admin fee applies.

Conservation.indd 23

20/05/2022 07:50

30th Anniversary

FURTHER 20% OFF

ALREADY DISCOUNTED PRICES

THE UK’s LARGEST GARDEN FURNITURE SHOWROOMS FOR 30 YEARS WITHAM: Regatta Garden Furniture (Off A12 at Witham Junction 21 Co-op services) London Road, Witham CM8 1ED 01245 209624

SUFFOLK SUPERSTORE: The Interchange Retail Park, London Road Ipswich IP8 3TT 01473 944087

www.regattafurniture.com Ads.indd 62

29/07/2022 16:26

Advice

Allowable expenses Boydens Director of Sales & Lettings Paul Buck shines the light on how landlords need to know what they can claim for on their tax bill as an allowable expense to maximise their proﬁts.

Greater regulation can cause landlords further expense, so it’s worth reviewing your accounts to ensure that you are reclaiming all that you can from your tax bill. This advice from HMRC’s website (gov.uk) provides clear guidance on what you can recover from your tax bill. You can deduct expenses from your rental income when you work out your taxable rental proﬁt as long as they are wholly and exclusively for the purposes of renting out the property.

Other types of expenses you can deduct if you pay for them yourself are:

Expenses you cannot claim a deduction for include:

General maintenance and repairs to the property, but not improvements (such as replacing a laminate kitchen worktop with a granite worktop) water rates, council tax, gas and electricity

The full amount of your mortgage payment – only the interest element of your mortgage payment can be oﬀset against your income

Insurance, such as landlords’ policies for buildings, contents and public liability Costs of services, including the wages of gardeners and cleaners Letting agent fees and management fees Legal fees for lets of a year or less, or for renewing a lease for less than 50 years Accountants’ fees

You can also claim expenses for the interest on a mortgage to buy a non-residential let property.

Rents (if you’re sub-letting), ground rents and service charges Direct costs such as phone calls, stationery and advertising for new tenants

Private telephone calls – you can only claim for the cost of calls relating to your property rental business Clothing – for example, if you bought a suit to wear to a meeting relating to your property rental business, you cannot claim for the cost as wearing the suit is partly for your rental business and partly to keep you warm – no identiﬁable part is for your property rental business

Personal expenses – you cannot claim for any expense that was not incurred solely for your property rental business Allowable expenses do not include ‘capital expenditure’, such as buying a property.

Vehicle running costs (only the proportion used for your rental business) including mileage rate deductions for business motoring costs To find out more about Boydens’ Rent and Legal Warranty, email paul.buck@boydens.co.uk

boydens.co.uk

Boydens 3 Advice Corner.indd 63

28/07/2022 20:05

Life At Home - Summer Issue 2022

Articles inside

Let it be

Allowable expenses

Life is sweet

Fantastic Frinton

Countdown to moving

Meet our Coastal Branch team

How add value to your home

The great outdoors

‘Don’t paint your house magnolia!’

Getting mortgage-ready

The insider guide to selling a property

News

Home and away

Homes with style