The Real Estate Weekly 12.31.2015 by The Real Estate Weekly

VOL. 24 NO. 53 n DECEMBER 31, 2015 - JANUARY 6, 2016

WWW.CAAR.COM

A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S 速

FREE

A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS速 Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange

Selling in 2016? BY MARILYN PRIBUS

to Save for a Down Payment PLUS... Focus on Saving: Ways and Build Financial Security

A Virginia Tradition Since 1927 ®

Ednam Hall • Dryden Lane • Charlottesville, VA 22903 ®

Ph (434) 951-5155 • F (434) 951-5190 homes@roywheeler.com • www.roywheeler.com

B FIN A I SE S M HE EN D T UVA-CITY CONVENIENT-Azalea Garden area! Unusually spacious all-brick ranch home – 4BR/3BA w/walkout basement apartment. Updated kitchen & bathrooms, 2 wood-burning fireplaces/more! .32 acre lot with very nice back yard & attractive shop-storage shed. A property well worth your consideration! $310,000. Dan Conquest 434242-8573 dconquest@roywheeler.com (538209)

3 YEAR OLD HOME on 2.01 acres with amazing mountain views is move in ready! Open bright floor plan, very large family room/kitchen/dining area. All stainless appliances convey. Add’l 1508 sq. ft. of unfinished space offers options. Country feel yet convenient to Rt. 29, shopping and short commute to Charlottesville. $324,900. www. TammiCampbell.com 985-2348/882-5403. (540407)

READY FOR IMMEDIATE OCCUPANCY. Great opportunity to be a part of the lovely Wexford Community. Just minutes from shopping, schools, NGIC, airport, US Rt 29 and much more. Sun filled rooms throughout, hardwood floors, granite counters, community pond views, full unfinished basement for future additional living space. $377,500. Julie Holbrook, 434-989-4415. (540319)

THE DEFINITION OF A MUST SEE! An impressive, well maintained home in excellent condition on 2 acres featuring 5BR/3.5BA, hardwoods up and down, stainless steel appliances, large master bedroom (his and hers walk-in closets), bright family room with FP and numerous windows. A fully finished walk-out basement. $648,000. Robert Sullivan, 951-5172/409-6638. (540547)

CRAFTSMAN STYLE HOME in Vista View. To be built, the Washington offers a rear deck to view the Blue Ridge Mountains, 1st floor master, breakfast room, study, gourmet kitchen with granite counters, family room with vaulted ceiling & gas FP, add’l 3BR/2BA upstairs, unfinished basement and 2 car garage. $650,000. MatthewWoodsonProperties.com 960-5187. (526185)

FABULOUS FLOOR PLAN offers towering ceilings, upgraded window package allowing natural light, spacious kitchen w/granite counters, breakfast bar, nook & stainless appliances. Formal dining room & office area flow effortlessly from room to room. Home has back-up generator and custom built shed. $459,000. MatthewWoodsonProperties. com 960-5187. (540036)

THE GABRIEL BY GIBSON HOMES in Godalming. This custom home can be yours and there is still time to assist with the interior design. Offers hardwood flooring, tiled baths, eat-in kitchen, granite counters, gas fireplace, walk-in closet, 4 bedrooms, 2.5 baths, bonus room, unfinished basement and a 2 car garage. $425,000. MatthewWoodsonProperties.com 960-5187. (536539)

TO BE BUILT – Ask about our NO MONEY DOWN options. Over 70 floor plans and many lots to choose from! The Glen Model, 2133 Square Feet, four bedrooms and 2.5 baths, formal living room, walk-in closet, 2 car garage all on 2 acres. $236,000. susanstewart76@gmail.com Susan Stewart 434-2423550. (530269)

BEAUTIFULLY SITED ON OVER 3 ACRES in Mineral! No HOA or WATER or SEWER bills. TO BE BUILT with over 70 floor plans to choose from. Pick your floor plan, carpet, tile and more. THE ROSS with 4 bedrooms, 2.5 baths, large great room, eat-in kitchen & 2 car garage. $210,750. susanstewart76@gmail.com Susan Stewart 434-242-3550. (532569)

ENJOY STUNNING MOUNTAIN VIEWS from inside and outside of this unique and private home! Stone FP/chimney and beautiful woodwork make it an even more special place to get away yet still an easy drive to breweries, vineyards, wineries and all Crozet, Nelson County, Charlottesville and UVa have to offer. $649,900. The “YES” Team, Yonna & Keith Smith. 531-0817/531-0795. (538736)

“THE ACRES”! Mint condition custom built Bridge Hampton home offers comfortable 1 lvl. living, hardwood & Italian tile flooring, skylights, custom built-ins, granite counters, 3BR/2.5BA, lux. appointed bath, screen porch, sun room, lg rear deck & SO MUCH MORE! Secluded, private 1 ac. lot. $305,000. The “YES” Team, Yonna & Keith Smith. 531-0817/531-0795. (538695)

CRAFTSMAN STYLE three bedroom with study or fourth bedroom. 2417 sq. ft. Extensive builder upgrades. Welcome to a new kind of neighborhood and a new kind of lifestyle right around the corner from one of the best cities in the country. From $465,900. The “YES” Team, Yonna & Keith Smith. 531-0817/5310795. (527811, 535733)

IMMACULATE SPACIOUS HOME located in scenic Greene County offers stunning Blue Ridge views. Beautiful open eat-in kitchen has large island, gleaming hardwood floors, 9’ ceilings, generous sized light filled rooms. Lovely landscaped yard a few minutes to Greene Hills Golf Course. Full walk-out basement. $410,000. Jan Shiflett, 242-6057. (524535)

HISTORIC 2 STORY BEAUTY in the heart of Madison. Put your remodeling touches to this lovely property, backyard has mountain views, fireplaces throughout, hardwood floors, beautiful screened in porch, lots of Boxwoods, magnolia tree, and other bushes, newly painted front porch, beautiful brick walkway. $279,000. Ted Brame, 540748-6386. (539335)

IF YOU ARE LOOKING for a location within walking distance to the Shops at Stonefield and Barracks Road while living in a quite treed community then look no further. This well maintained home boasts a newly renovated kitchen and 5BR/3BA and a basement suitable for apartment living on a private treed rear yard. $373,000. Mike Plecker, 566-3372. (536280)

GREAT HOUSE in the Earlysville area with 3BR/2.5BA, walk out terrace level. Open floor plan with step down to great room and doors out to deck. Hardwood floors. Deck is also 2 level with step down from kitchen. Bedrooms on 2nd floor with laundry close by. Terrace level is wired for sound, roughed in for a media room, kitchen. bed and bath. $369,000. Bonnie Field, 589-2611. (537342)

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

ST N AFF O ED W M O OD PE E N L

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

Celebrating Over Eighty-Five Years

QUICK CLOSE POSSIBLE to move right in and enjoy your new home! Renovated 6 bedroom, 4300+ finished sq. ft. home on 3.49 acres, NEW granite, ceramic tile, double oven, dishwasher, furnace and more! One level in-law suite perfect for home office, rental potential, many possibilities. $449,000. susanstewart76@gmail.com Susan Stewart 434242-3550. (533051)

BROOKMILL CONDOS: Adorable two-level condo located just around the corner from the Senior Center. It’s easy to enjoy this quiet and accessible neighborhood – home features gas range and heat. Location is convenient to Stonefield, Whole Foods, and Fashion Square Mall. $152,500. www.TheChaseTeam.com 296-9860. (539782)

CLASSIC BRICK SPLIT FOYER on 2 acres, just a mile from Scottsville in Albemarle County. Five bedrooms, gleaming new hardwood floors, 2 car garage, wired for generator, detached shop and chicken house. Excellent garden area and private 2 acre lot. Priced under assessment. $275,000. JimBonner.com 951-5102. jim@jimbonner.com (530143)

THIS CLASSIC 3+ BEDROOM brick Cape Cod will surprise and delight, with fabulous new kitchen, sunroom, screen porch, gleaming hardwood and ceramic floors, a separate and a beautifully appointed 1 bedroom guest cottage! Outdoor barbecue under tree canopy beside Totier Creek! $445,000. JimBonner.com 951-5102. jim@jimbonner.com (537494)

SWEETHEART FARM. Green Springs area. 36 acres with 2 ponds, board fenced pastures, run-in sheds and a 10-stall center aisle barn. Efficient layout with completely renovated home dating to 1890. All in excellent condition. $565,000. www.GerriRussell.com 531-9581. (477459)

LISTEN TO THE RIVER – a fly fisherman’s dream! Superb mountain views, trail to Hoover Camp in the Shenandoah National Park is close by. Charming home ca. 1790 with exposed beams, stone fireplaces, barns and 1000+/feet of river frontage. Stonewall Jackson camped here! $330,000. Fiona Tustian, 540-661-9089. FionaTustian1@ gmail.com (532323)

MERRIE MILL FARM. Historic manor home of 6114 sq. ft. built c.1860 featuring artistic entablature of fretted cornice and fluted columns. Magnificent grounds, a charming board and batten guest cottage, farm manager’s cottage and a third guest/tenant cottage. Farm improvements also include a 5 stall stable. $3,950,000. JimBonner.com 9515102. jim@jimbonner.com (509871)

MAKE THIS YOUR COUNTRY HOME in Albemarle! Walk to the James River from this gently rolling and partially fenced 20 acre farm. Beautifully restored 1893 farmhouse with 1st floor master, open floor plan and wraparound porch. 4 car garage has spacious apartment above. Caretakers cottage, pond, barns. $675,000. JimBonner.com 951-5102. jim@jimbonner.com (530063)

A UNIQUE OPPORTUNITY. A very special 13+ acres with lovely Blue Ridge views, significant hardwoods and beautiful protected knolls located just three miles from Barracks Road Shopping Center. Accessed through a charming neighborhood the site enjoys an idyllic setting overlooking a beautiful rolling countryside. $395,000. Frank Quayle, 951-5100 and Steve White, 242-8355. (529071)

COME AND TAKE A LOOK at this lovely rolling parcel in Albemarle County. Create the farm you’ve always wanted. Gently rolling 41.20 acres comprised of open land, mountain views and woodlands. This parcel is private with some old cattle fencing. $345,000. www. GerriRussell.com 531-9581. (528632)

HERE IS YOUR CHANCE to live on Green Mountain Lake and enjoy the private beach. Build your permanent or vacation home. The house next door will be available if you prefer not to build, but want additional land. $49,000. www.GerriRussell. com 531-9581. (509678)

LEAD ME TO STILL WATERS & restore my soul! Mountain Brook is a wonderful established community with beautiful homes; state maintained roads and gorgeous mountain views. Enjoy peace & serenity with 379+ feet of lake front. Land is gently sloping & will accommodate a basement or a crawl. $69,500. susanstewart76@gmail.com Susan Stewart 434-242-3550. (529458)

LOOKING FOR A VIEW? Take the time to preview this 10.29 acre building parcel situated north of Charlottesville that enjoys a panoramic year around view of the Blue Ridge Mountains. Parcel is a mix of mature pines that add to the privacy along with an elevated building site. $219,500. info@stevewhiterealtor.com Steve White, 2428355. (530522, 525, 527)

CONVENIENT AND PRIVATE. Close to Ruckersville & 29 Corridor, this over 6.5 acre property offers privacy and space. Visualize your dream home on this rare large lot. There is another lot available with over 10 acres for $115,000. $95,000. MatthewWoodsonProperties.com 960-5187. (531793)

ATTRACTIVE AND ECONOMICAL building lots with access to public sewer and community water. Visualize your new home in this established community with Lake access and an easy commute. $39,900 each. MatthewWoodsonProperties.com 960-5187. (515271)

HANDLEY FARM ESTATES. Situated in Western Albemarle County you find 9 estate quality parcels ranging from 4 to 23 acres varying in description but there is a nice balance of parcels with some offering gorgeous Blue Ridge Mountain views and private ponds while others offer extreme privacy and towering hardwoods. Prices start at $295,000. Steve White, 242-8355 and Rod Phillips, 987-6399.

Trust, Tradition & Market Leadership

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

ED U

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

A Virginia Tradition Since 1927 Ednam Hall • Dryden Lane • Charlottesville, VA 22903 Ph (434) 951-5155 • F (434) 951-5190 homes@roywheeler.com • www.roywheeler.com

GREENE MOUNTAIN LAKE. Just under 1 acre this property borders part of a lake and there is beach access just a walk away. The lot is partially cleared and waiting for you and your builder! Priced below current tax assessment. $29,000. www.TammiCampbell.com 985-2348/882-5403. (531915)

GENTLY ROLLING WOODED PARCEL convenient to Keswick or Gordonsville. Bring your builder and create your next home. With some clearing you can have a view of the neighbor’s pond. This property was originally two lots that have been combined into one lot. $134,500. www.GerriRussell.com 531-9581. (540678)

WESTERN ALBEMARLE. Two wooded building lots located in a peaceful and private setting adjoining orchards and the Blue Ridge Mountains. Soil work and surveys complete. 5.15 acres for $165,000 and 2.14 acres for $130,000. Call your Realtor today! Mike Peters 951-5119/981-3995. (532640, 642)

60+/- ACRES. Perfect beginning, very nice home site, abundant pasture, several streams, no restrictions, 3 division rights, yet still only 10 minutes to shopping. Come take a look! Priced $50,000 under current tax value. $570,000. Warren Maupin, 9628939. (522614)

RIVANNA RIVER VIEWS! Located in the established Riverbluff subdivision overlooking a wide portion of the Rivanna, this special and rare city building lot is the ideal place to build your next home. Surrounded by earth friendly contemporary homes with green living in mind you will enjoy the sweeping views and sounds of river. $174,000. Mike Peters 951-5119/981-3995. (539711)

PRICED FAR BELOW the current assessment! Here is your opportunity to build your home at the Lake and enjoy all the amenities that living at Lake Monticello offers. This lot is located in the Cherokee section outside the gate. Priced at $17,000. www. KathyMarkwood.com 985-6454. (515234)

HEAVENLY PLATEAU of 7.79 acres, ready to build. Well drilled, soils perked, paved access. Stream could make perfect pond site. Albemarle near Barboursville. $349,500. (533956). Two add’l, beautiful 2 and 2+ acre lots are also available. $249,500. (533948) and $195,500 (533955) These 3 lots have phenomenal Blue Ridge views! JimBonner.com 951-5102.

KESWICK ESTATES. Incredible 2 acres of beautiful elevated, hardwood forest privately situated and quietly tucked at the end of a cul-de-sac on the grounds of the grand Keswick Estate. Priced under cost and under assessment. $325,000. JimBonner.com 951-5102. jim@jimbonner.com (496155)

34 ACRES OF ELEVATED WOODLAND with ample Buck Mountain Creek running through the frontage on Free Union Road. Barracks Road to Garth Road past Foxfield to R on Free Union Road, go through Free Union on Free Union Road, past the Glass House Winery, cross large river and property is immediately on left. $375,000. Ginger Ashcom 978-1066/953-8045. (530769)

MOSTLY WOODED 173 acre tract with superb frontage on Route 33 in Louisa. Beautiful rolling woodland with primarily mixed growth hardwoods, one section in pines. Old home place still standing. $495,000. Maury Atkins 540-223-2719. (497993)

VERY PRIVATE building site of 42 acres with beautiful mountain views in western Albemarle nearby land in conservation easement. Suitable for two dwellings but may not be further divided. Additional land available. $849,000. Ginger Ashcom, 978-1066. (516622)

ATTRACTIVE 21 ACRE PARCEL in the White Hall area of Albemarle County on Garth Road about 12 minutes from Barracks Road Shopping Center. Several home sites. Plenty of pasture and a perennial stream runs along the southern boundary. $548,000. Ginger Ashcom 978-1066/953-8045. (516620) Additional acreage available.

INDIAN SPRINGS. Private setting with gorgeous water views! Just over 4 acres, wooded with many tall hardwoods. Located on cul-de-sac lane. Drilled well with great flow rate. Indian Springs is a 400 acre community of only 53 home sites. 25 acres of common land with community lake and cottage for resident use. Drive down driveway to lovely building site. $197,500. Byrd@ByrdAbbott.com 242-9600. (535971)

CLEARED VACANT LAND with possible division rights. 6.495 acres conveniently located near Louisa, Charlottesville and Short Pump. Close to Zion Crossroads, medical facilities, restaurants and shopping. Enjoy the country life! $54,900. Lee Wyatt, 540-718-3065. (539974)

VISUALIZE YOUR HOME on this lake front lot with amazing and wide views of the Blue Ridge Mountains as a back drop. Public sewer and community water available. Definitely a property you have to visit to appreciate. $79,000. MatthewWoodsonProperties.com 960-5187. (515274)

WELCOME TO VISTA VIEW! Some of the most beautiful unencumbered views of the Blue Ridge Mountains in the area. Estate sized lots offer open space with gently rolling topography. Less than 30 minutes to downtown Cville or 35 minutes to Culpeper. Truly a special property that you have to visit to believe. $189,900. MatthewWoodsonProperties.com 960-5187. (523887)

ESTATE AREA OF CARTERS BRIDGE 5BR, 3 1/2BA, nearly new and in excellent condition, 3.5 acres privately situated and beautifully positioned on an elevated plateau surrounded by mature woods. Bright open floor plan. Maple cabinets, granite counters, 2 car garage.

ROCKY GLEN

SWIFT RUN FARM Rich in character, c.1880. Private, featuring 3 bedrooms, an elevator LAFAYETTE and backup generator. Old boxwoods, A stunning home of exceptional quality. The 91+ acres of pristine pasture springs, barns and fencing on 32 acres and woodland provides a blank canvas for one to create the perfect country in Advance Mills. Open and wooded, estate. Prime Keswick location, in a completely private setting, convenient to frontage on Swift Run. town, and I-64. $2,950,000. MLS#529307

$589,000. MLS#533186

OLD LYNCHBURG FARM

The Belvedere, c.1876

Located just 6 miles to town, this 123+ acre farm, both open hayfields and wooded land enjoys long frontage on the Hardware River. Ample water, some fencing, pretty land. $795,000. MLS#522768

Excellent location between the reservoir and the airport, this old estate home on 5+ dividable acres, is ideal for new home and renovated guest cottage. Magnolia, boxwood, dogwood and holly from bygone years. Board fenced meadow and woods for privacy.

$345,000 MLS#537852

TANBARK

FRAYS RIDGE ESTATE

Make this your Country Home in Albemarle! Gently rolling and partially fenced 20 acre farm. Restored 1893 farmhouse, 1st floor master, wraparound porch. 4 car garage with apartment above, cottage with caretaker in place! Pond and barns. $675,000. MLS#530063

Exquisite Albemarle Mansion of over 10,000 sq. ft. (9)BR, (11)BA, (4)kitchens. Elevator, theater, pool, pool house, separate guest quarters, and pond on 21 acres. Convenient Earlysville location. $3,450,000. MLS#513246 CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

SO LD

$1,175,000. MLS#530112

$1,195,000. MLS#532171

ED PR U IC C E TI O N

Embracing a classic Albemarle chestnut log cabin c. 1821, this artfully crafted 5BR home features natural materials, excellent craftsmanship, top of the line appliances, library, and luxurious heated soaking tub in first floor master. 63 acres, guest cottage, stable, and pond.

COUNTRY ESTATE AT BLANDEMAR Handsome brick, 4BR home is grand and very comfortable. First floor master, sweet kitchen with fireplace, 2 laundries, pool, guest cottage on 21 acres of hardwoods, meadow and creeks.

CO U N N D TR ER A C T

ED PR U IC C E TI O N

$459,000 MLS#534739

1777 Franklin Drive Immaculate 5 BR family home, completely upgraded with new floors, kitchen, baths, and fresh paint. Attached 2 car garage and finished basement with custom home theater and whole house professional sound system. Tranquil setting on 2 acres, with fabulous salt water pool and covered pavilion, overlooking the fenced shady lawn of the back yard. $545,000. MLS#534485

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

TIPTON HOUSE c. 1842 Meticulously restored historic neoclassical brick residence, c. 1842, enjoying an elevated setting in Scottsville. Walk to the James River, taverns, restaurants, shops, and library. Exquisite finishes of museum quality. In excellent condition. With detached garage. $445,000. MLS#523101

SO LD

What’s

S M TF A LO ST O ER R

402 CARRSBROOK DRIVE

FREE

A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS® Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange

Selling in 2016? BY MARILYN PRIBUS

Ways to Save for a Down Payment PLUS... Focus on Saving: and Build Financial Security

Make your move to a new home!

Real Estate Weekly

CAAR

FULLY REMODELED carriage home in Carrsbrook. You must see it to believe how spacious this 3000 square foot, fully remodeled, 4 bedroom, 3 bath home is. 7 miles from downtown and close to Route 29 no matter which direction you are headed. $379,000. Simone Kerber Alley, 760-0076. (538823) Hosting Agent: Simone Kerber-Alley Directions: 29 North to Right on Carrsbrook, Drive to house on Left OR 29 North to Right on Rio Road, Left on Old Brook to stop sign, Left onto Carrsbrook, to house right.

WWW.CAAR.COM

A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S ®

DECEMBER 31, 2015 - JANUARY 6, 2016

Open Sunday, December 27th 12-3 pm

A Virginia Tradition Since 1927

VOL. 24 NO. 53 n DECEMBER 31, 2015 - JANUARY 6, 2016

Inside:

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

Ednam Hall • 1100 Dryden Lane • Charlottesville, VA 22903 Ph (434) 951-5155 • F (434) 951-5190 homes@roywheeler.com • www.roywheeler.com

KATHRYN HALL BENTLEY

OPEN HOUSES

REALTOR®

Thank you and many wishes for a happy, healthy 2016! Enjoy the experience… 434.989.6769 Cell 434.951.5148 Office Exceptional service, professional kbentley7147@gmail.com Celebrating Over Eighty-Five Years www.RoyWheeler.com NFHA0303_posters.qxd

4/9/03

5:46 PM

results

Page 2

It’s okay to consider color...

FOCUS ON SAVING: Ways to Save for a Down Payment and Build Financial Security BY JANET THOMSON

Issue: IN EVERY

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Open Houses ................................ 6-7

...as long as it’s green. Judging you by what you look like instead of your qualifications is discrimination. What matters is your ability to pay for housing. It’s illegal to consider race, color, religion, sex, national origin, disability or family status in the sale or rental of housing. If you suspect unfair housing practices, contact HUD or your local Fair Housing Center. Everyone deserves a fair chance.

News & Views .................................. 9

FEATURE

Selling in 2016? BY MARILYN PRIBUS

EQUAL HOUSING OPPORTUNITY

FAIR HOUSING IS THE LAW!

U.S. Department of Housing and Urban Development • 1-866-222-FAIR • TDD 1-800-927-9275

NEXT WEEK:

Focus on Saving: Ways to Save for a Down Payment and Build Financial Security ............................................ 12 BY JANET THOMSON

HOME FINANCE

Selling in 2016? ............................. 18 BY MARILYN PRIBUS

Home Sales Stats .......................... 23

Wintergreen’s Winter Wonderland

Explore Proffit Ridge, located in beautiful Albemarle County, with exquisite 2-7 acre homesites ready to build your new custom home. Enjoy convenient in-town location and stunning mountain views in this new home development community.

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

Michelle Pike 434-964-7125 ProffitRidge.com

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

OPEN HOUSES

2 BR View Condo on the Ridge. Spectacular mountain & valley views plus ground access from your deck. Enjoy grassy areas w/friends, your dog, & your grill. Walk to Wintergarden Spa & Fitness Center - Devils Knob Tennis, Golf & Grill Restaurant. Watch July 4th fireworks from your deck. $172,500. Contact Brian Chase www.goWintergreen.com 434-296-9860 (534597)

2073 Stone Ridge Condos

Beautifully furnished & updated 3 BR, 3 BA condo w/great rental revenue potential! Updated flooring, appl., & furnishings make this unit move-in ready. Ground floor, walk-out to grassy area from living room patio. Views of 18th fairway on Devils Knob course. Adjacent to Spa & short walk to the Devils Grill & Nature Fndtn. 2 minute ride to tennis, skiing, dining, & shops. $132,500. Contact Brian Chase www.goWintergreen.com 434-296-9860 (532585)

2209 Tanners Ridge Condos Golf Views from 2BR, 2FB Tanner’s Ridge Condo. Granite counters, all new appl! Sold furnished & ready to enjoy as a private retreat or as an investment rental. Close to resort amenities such as the WinterGarden, Nature Foundation & short walk to Shuttle Stop. Vaulted ceilings & lots of light. Many upgrades. $106,500 Call Steve Marianella 434-566-1293. (535728)

The Official Real Estate Company of Wintergreen Resort

W OU AL N D K- F L OU OO T! R

1640 Overlook Condos

2231 Tanners Ridge Condo

Ground Floor Walkout - Just Fully Renovated! New Cabinets! New appliances! New Floor covering! Fresh Paint! Turn Key for Rental or Private getaway! Close to Wintergarden Spa, Golf & Tennis! Winter Views from patio/BR. $69,900. Call Tim Craig 540-416-8498. (516633)

Visit Wintergreen’s Official Real Estate Office Located In The Mountain Inn

AM VA AZ LU IN E! G RE JU DU S CE T D!

411 Blackrock Drive

Wonderful 3 BR, 2 BA contemporary has an open deck, screened porch, vaulted ceilings, & large open living floor plan! Just off Tyro Lane & within minutes’ walk of Mountain Inn & close to everything! Ski slopes across the street & seasonal views this could be your personal mountain getaway! Add’l building lot avail! Don’t miss your chance! $204,900! Call Tim Craig at 540-416-8498 (525340)

LO G R CA EA TI T ON !

CO SK ND I O!

664 Shamokin Springs Trail Fantastic Views of Crawfords Knob from your living room & deck! Recently remodeled 3 BR home offers a great open floor plan. Spacious Kitchen & Dining Area. Stone FP & pine cathedral ceilings! NEW HOT TUB! Granite Counter tops and Kitchen Aid appl. A warm decor awaits your touch! Must SEE!!! $334,500 Call Tim Craig 540-416-8498. (532319)

T FI UR NI N SH K E ED Y !

479 Three Ridges Condo Totally renovated inside & out! 2-story, 2BR/2BA, 907sf condo w/vaulted ceilings. Incl. newer kitchen appl, furniture & fixtures! Sleeps 6. New siding, W/D; Maple cabinets & countertops. Master BR main level. 3 stairs fm pkg lot. Assoc supplies wood. Ski closet. Short walk to slopes, Mt. Inn & great restaurants. Rental income above average... $119,000. Contact Dawn at 800-417-1890, Dawn.Perusse@mris.com (533153)

TO CO P F ND LOO O! R

Superb home built in ’05 w/2 car garage offers seasonal mtn views. More than 1,200 SF of decking facilitates outdoor living. Finest granite, tile, stone, hardwoods, plumbing & lighting fixtures, & appl. make this home impossible to duplicate at this price. Act now! $497,500. Contact Brian Chase www.goWintergreen.com 434-296-9860 (515960)

194 Mountain Inn Condo

Investment rental rated Gold in Wintergreen Rental Program. Renovations incl. new baths, kitchen & furniture. Walk to restaurants, ski slopes, skating rink, music & craft events + festivals, conference & meeting areas. Gross rental revenue over $19K/year, ’13 & ’14. Ext. upgraded w/ fiber cement siding in ’13. Prices are at 15 year lows! Owner financing avail. to qualified buyers. $80,900. Contact Steve Marianella 434-566-1293 smsales1@aol.com (530732)

2041 Stone Ridge Condos Beautifully maintained 2 BR 2 BA condo at Stone Ridge. It’s in great shape & very clean, located right on the 18th fairway of Devils Knob golf course. Open floor plan w/large deck facing the golf course. Great location near the spa & other attractions at Wintergreen Mountain. $139,000. Call Rod Phillips 434-987-6399. (532813)

PA N VI O R EW A S! MIC

403 Devils Knob Loop

Amazing 1 BR, 1 BA updated Timbers Condo on Wintergreen Resort Rental Program has been freshly painted and is looking great! Fantastic location, slopeside condo, with a short walk to amenities. Priced to sell! $79,000. Call Rod Phillips 434-987-6399. (493414)

FA N PR TA I C ST E! I C

! RE J D U US CE T D

258 Timbers Condo

186 Hemlock Drive Very build-able lot on the view side of Hemlock Drive. Rock outcroppings make for an appealing home site. Surrounded by luxury homes with great views! $179,000. Call Rod Phillips 434-987-6399 (516673)

FA VI NTA EW S T S! IC

230 Dogwood Lane

Amazing new construction at Winterhaven with almost 2 acres of seasonal mountain views. Approx. 3,000 sq.ft., incl. heated 2 car garage. Living & Family Room both w/gas log FP, 4 BR, 3BA, 2 large decks (upper & lower). Hickory floors & cabinets in the kitchen, + stainless appl. Energy efficient w/R values to R-50. 50-yr roof, Superior Walls 15, smart siding, energy star windows, insulated garage door, high-end finishes - granite, tile, & hickory floors. $388,000 Call Jon Tsakis 540-836-9211. (535187)

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

V LO I E W T!

154 Tyro Lane

Ski chalet steps away from Tyro ski slope via community foot path. Coveted location, bordered by permanent open space for enhanced privacy. Many recent updates: Roof, slate flooring, FP facade, kitchen appl, expanded deck & porch. Winter mountain views & versatile loft BR that sleeps 4+ comfortably. $225,000. Contact Brian Chase www.goWintergreen.com 434-296-9860 (536726)

L NE IK WE !

CH S AL K I ET !

D R F IV OO E M S! BE

15 Shenandoah Ridge Townhome 5 BR townhome feat. renovated kitchen (gorgeous Maple cabinetry & granite counters) & exc. sunset views to Shenandoah Valley & mountains beyond. Shenandoah Ridge is centrally located for easy walk to the spa, fitness center, tennis center, & Devils Knob Golf. $299,975. Contact Brian Chase www.goWintergreen.com 434-296-9860 (529037)

CO NS N TR EW UC TI ON !

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

3204 North Ridge Condo GOLD RENTAL - LIMITED 1 BR - 2 FULL BATHS!!! Enjoy panoramic views of Shenandoah Valley from your new home! Close to everything, this unit is just a short walk to Black Bear Cafe - Dog Park - Winter Garden Spa! Turnkey furnished & ready for you! Offered at $104,500 Call Tim Craig 540-416-8498. (532234)

The Mountain Inn P.O. Box 706|Wintergreen, VA 22958 Toll Free 866-905-9777 Office 434.325.8018 Fax 434.325.8017 wintergreenresort.com homes@wintergreenresort.com

CAAR REAL ESTATE WEEKLY

NEWS & VIEWS

RING SONJA SONJA CASERO

434.981.3523 Multi-Million Dollar Top Producer for over 20 years. A GARDENER’S PARADISE Adjoining beautiful Mallard Lake is this lovely home with master bedroom on the main level, and huge unfinished basement for you to customize the way you want it. Home of a Master Gardener, you will be amazed at the variety of flowering trees and bushes and perennials and quiet sitting areas beside the fishpond that have been for your enjoyment. Open, bright floor plan. 4 BR, 3.5 baths. The quality shows! $525,000

SOLD!

NELSON WINE COUNTRY

Gre at i nve s t ment opp or t u n it y. Situated on Rt 151 on the Wine Trail, in the heart of all the vineyards, cideries and distilleries in Nelson County. Totally renovated, charming 3 bedroom 2.5 bath farmhouse on half an acre. Spectacular location with Blue Ridge views and easy access to Charlottesville and Waynesboro. The possibilities are endless. $224,900. Ring Sonja 981-3523

Real Estate Related News

in all the culture of a big city and then retreat to the farm for the peace, quiet and ‘real’ stars.” Their broker, Gayle Harvey of Gayle Harvey Real Estate, Inc. located in Charlottesville was not surprised either. “Most of our buyers are people like the Barmores. They can’t wait to leave the high-stress city life and find a beautiful place in the country.” You can visit Still Ridge Farm on the listings page at www.GayleHarveyRealEstate.com. n

NORTH PANTOPS DRIVE

Tastefully updated kitchen. Bright open spaces and huge, warm rooms set this home apart from other “contemporary” homes. Dramatic vaulted ceiling family room with skylights and three walls of windows. Mountain and city views to the south from the master suite. Living room dining room combination. Great room overlooks the private back yard .Peaceful and quiet yet so close to town! Rear deck features a pergola. Set on over 1 acre. Neighborhood amenities include; pool, tennis, walking trails and more. $499,500

CALL SHARON

Got News?

SHARON DONOVAN

434.981.7200 Native of C-ville with 25+ years of local Real Estate Experience.

Send your newsworthy submisssions to editorrew@gmail.com No PDFs please only text files will be considered.

417 Park Street Charlottesville, VA 22902

Each Office is Independently Owned and Operated

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Still Ridge Farm, located in Steeles Tavern, was featured as one of the Wall Street Journal’s House’s of the Day last week. The Journal spotlights a home for sale each day and owners Bob and Laura Barmore were thrilled that their farm had been selected. On Friday, the Barmore’s farm was put out for public vote against other homes from around the world, which are on the market, to determine the Wall Street Journal’s house of the week. The private Shenandoah Valley Farm, with its antique log home and beautiful mountain views, beat out some amazing properties. The competition was tough and consisted of a triplex with a rooftop terrace overlooking Paris, a three bedroom architecturally designed townhome in Manhattan and a retreat overlooking the Pacific Ocean in New Zealand. When asked if this surprised the Barmores, Bob replied, “Absolutely not, this is the reason we left New York City 20 years ago. Still Ridge is its own world.” Laura added, “The mountains have always made me think about the scenes in the movie, The Sound of Music and being midway between Lexington and Staunton, we can partake

FOXWOOD DRIVE

Exciting new listing in pristine condition. Lovely first floor master suit. A high quality EarthCraft energy efficient home w/ an open floor plan. Large kitchen features cherry cabinets, granite countertops, gas range, stainless appliances and large central island. Perfect to entertaining! Eat in breakfast room overlooks the back yard. Huge unfinished walk out basement. Two story great room has gas fireplace. 1st floor office w/ French doors. Tray ceilings, crown molding and chair railing throughout. The large yard features a 6x12 raised bed organic garden. Just 3 miles off 29, set at the end of a quiet cul-de-sac in Foxwood Forest. A tranquil, walkable neighborhood. Convenient to NGIC, DIA, GE and Preddy Creek Park. $630,000

NEWS & VIEWS

Shenandoah Valley Farm Beats out Homes in Paris, NYC and New Zealand

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

503 Faulconer Drive Charlottesville · VA · 22903 p: 434.295.1131 f: 434.293.7377 e: homes@mcleanfaulconer.com

MCL EAN FAULCONER INC. Farm, Estate and Residential Brokers ANDREW LANE

FARMINGTON

Elegant 4 bedroom brick home with over 6,400 finished sq. ft. on 2 levels. Spacious living room & family room, superb kitchen, porch overlooking beautifully landscaped grounds, pool & golf course. MLS#532683 $2,850,000 Steve McLean 434.981.1863

KESWICK

OUT THERE FARM

Extraordinary Keswick Golf Course parcel surrounded on two sides by the award-winning, new Peter Dye Golf Course. This 2.4 acre building lot represents the best value in Keswick. MLS#503871 $420,000 Tim Michel 434.960.1124

HILLTOP LOT

Charming, immaculate, 4 bedroom farm house in a private valley on 106 acres at the base of the historic Southwest Mtns. Stunning views of open fields, small lake & mountains. MLS#530554 $1,950,000 Charlotte Dammann 434.981.1250

37+ acre lot in Bundoran Farm with an elevated, level building site and commanding views of surrounding pastures and neighboring parcels that are protected by conservation easement. MLS#505892 $985,000 Steve McLean 434.981.1863 CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

This architect-designed residence sits on 2 private, landscaped acres just off Owensville Road backing up to the Holkam neighborhood. It has been extensively and meticulously renovated and updated and features a light-filled, open floor plan, a terrific kitchen, high ceilings, and multiple decks and balconies. Located in the Meriwether Elementary School District and close to town and UVA. MLS#532138 $572,000 Tim Michel 434.960.1124

WATERHOUSE

Charlottesville’s premier, upscale condominium community located one block from the Historic Downtown Mall. 15 residences ranging in size from 956 to 4,268 finished sq. ft. Steve McLean 434.981.1863 or visit www.waterhousecharlottesville.com

SOUTH IVY

Classic, all-brick Georgian on 3 acres moments from Murray Elementary and UVA. Superbly-built, the 4 BR home showcases a family-friendly floor plan with premium finishes, and wonderful outdoor entertaining spaces. MLS#540799 $1,585,000 Steve McLean 434.981.1863

RUGBY ROAD

New, grand stucco residence with 5,000+ sq. ft. and 5 BR and 5 BA. Beautiful Tuscan design, superb kitchen and master suite, energy efficient and best quality materials and construction. Walk to UVA! $1,999,999 MLS#530921 Jim Faulconer 434.981.0076

WOODLAND

Circa 1810, built by John Dunkum who was a master craftsman and worked for Thomas Jefferson to construct Monticello and the UVA Rotunda. On 76 acres, 5 miles south, Woodland is now completely modernized and enlarged, yet retains character of early Federal period. Almost 5,000 finished sq. ft., 2,324 unfinished sq. ft. in walkout basement. 3 BR guest cottage & barn. MLS#536460 $1,950,000 Jim Faulconer 434.981.0076

EDGEWOOD LANE

Elegant, stone, Country French home on a lovely 0.37 acre lot in a University of Virginia neighborhood. Formal rooms, gourmet kitchen, fireplace, hardwood floors, with 6 bedrooms and 3 baths. MLS#529646 $995,000 Judy S. Campbell 434.466.6688

WWW.MCLEANFAULCONER.COM

MCL EAN FAULCONER INC. Farm, Estate and Residential Brokers

HIDDEN HILLS

Beautiful 6.2 acres conveniently located to Charlottesville and UVA. Cleared area for residence surrounded by established hardwood trees. A lovely spot to build and enjoy your new home. MLS#475441 $149,900 Charlotte Dammann 434.981.1250

ORANGE COUNTY

SIMMS ROAD

Mountain views! Move-in-ready, 3 BR, 2.5 BA home on 21.2 acres with pool, pool/guest house, gardens, covered porch, renovated kitchen on Green/ Madison line. MLS#537483 $495,000 Tim Michel 434.960.1124 or Will Faulconer 434.987.9455

OCTONIA HIGHLANDS

135 gorgeous acres in Barboursville with mountain views and Blue Run stream flowing through. County approved subdivision of 18 parcels. Excellent candidate for conservation easement. MLS#536366 $1,450,000 Steve McLean 434.981.1863

Wonderful preservation community offering 21 estate parcels ranging from 2 to 3.25+/- acres. Protected area within close proximity to Charlottesville that is private, and very scenic! $95,000–$175,000. Steve McLean 434.981.1863

HOLLY HILL

ESMONT

Quintessential cottage in Ivy on 3+ acres. Updated, Wonderful 2.45+/- acre wooded building lot located light-filled, and comfortable with 3 BR and 2.5 BA. approximately 20 minutes south of Charlottesville. From the rear deck enjoy privacy & serene views of MLS#516480 $24,500 Steve McLean 434.981.1863 the yard & stocked pond. MLS#534685 $339,000 Charlotte Dammann 434.981.1250

FRYS PATH

73+/- acre estate parcel in Southern Albemarle. Gently rolling pastures, magnificent Blue Ridge Mountain & pastoral views, gorgeous rural setting, privacy, excellent building sites, with pond & creek. MLS#536922 $1,200,000 Steve McLean 434. 981.1863

Locust Grove tavern at MiLton

Originally built in 1812, this historic property served as a store, tavern, jail, school and residence. The gracious rooms feature many original details. Conveniently located to Charlottesville and UVA. MLS#539784 $525,000 Charlotte Dammann 434.981.1250

COLLINA

113 pristine acres, 14 miles northeast of Charlottesville, with pastures and forest and an elevated plateau for a spectacular homesite with panoramic Blue Ridge views! MLS#530335 $1,490,000 Jim Faulconer 434.981.0076

HAWKES PLACE

Great value in Lake Monticello includes three bedrooms, master suite, open floor plan, fireplace, hardwood floors, and screened porch, on a private, wooded lot on a quiet cul-de-sac. MLS#535637 $177,500 Macon Gunter 434.242.7772

BLANDEMAR

Uncompromising taste and elegance. Two-story brick home with copper roof, 4 BR, 4 BA, 2 half BA, and over 4,800 sq. ft. on 21 acres with an exceptional tranquil setting. MLS#532064 $1,460,000 Andrew Middleditch 434.981.1410

SECRETARYS SAND ROAD

Private 354+ acres of gently rolling land in an area of estate properties located 25 minutes south of Charlottesville. 100+ open acres, year round streams, pond, log home. MLS#534895 $1,770,000 Steve McLean 434.981.1863

WWW.MCLEANFAULCONER.COM

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

503 Faulconer Drive Charlottesville · VA · 22903 p: 434.295.1131 f: 434.293.7377 e: homes@mcleanfaulconer.com

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

ccording to Go Banking Rates 2015 survey, the biggest challenge for Americans is sticking to a budget. In fact, the study reveals that 62 percent of Americans have under $1,000 in savings. This is a startling discovery because the absence of a cash reserve means that during an emergency many people will have to rely on credit, family, friends or even their retirement accounts to cover lifeâ&#x20AC;&#x2122;s unexpected incidents. Having a cash reserve or savings is a key component to determining financial health. Unfortunately, for many people, knowing where to start or taking advantage of resources available through avenues, like an employersâ&#x20AC;&#x2122; matching incentive retirement plan (which often goes untapped), could become a game changer for individuals struggling to save for the future. When you understand the importance of these incentives and other saving strategies, it drastically could change your financial trajectory. Dreaming of a new home in 2016? Here are some strategies you could implement to help get you a step closer to homeownership and build financial wealth and security.

FEATURE

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Focus on Saving:

Ways to Save for a Down Payment and Build Financial Security BY JANET THOMSON

First Steps to Saving for a Down Payment For many people saving can be a real struggle. When you are living from paycheck to paycheck, putting away money for things like retirement and emergencies can be challenging because those funds are immediately used for rent, utilities and other monthly bills. First, figure out exactly how much you actually need to save for the down payment on your home. Ideally, you want to have 20 percent of the purchase price

If you are expecting a tax refund,

Using Retirement and Investment Funds to Purchase a Home Sometimes it makes sense to use monies that have been set aside for retirement towards a down payment on a home, says Barrett-Johnson. However, you want to carefully assess your individual circumstances to avoid any unintended consequences. In the right scenario, using something like your employer 401(k) plan for first time home buyers is a good option.

Black Eagle Farm 596 Martin Lane Nelson County

uintessential 280-acre Virginia farm with rolling pasture and Tye River frontage. This property offers extreme privacy with many improvements. The circa 1790 manor house was built for one of Thomas Jefferson’s nieces. Home features antique heartpine floors, high ceilings and large rooms. In addition to the manor house, there is another residence with 4 bedrooms, 3.5 baths, a guest cottage, a farm manager's house, 4 barns, and an indoor pool. Fenced courtyard with mature trees and plantings. Pasture is ideal for grazing animals and has long frontage on Black Creek. $1,995,000

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

(800) 361-5155 • (434) 361-2440 www.MountainAreaRealty.com 2788 Rockfish Valley Highway • Nellysford, VA 22958

REDUCED TO AN IRRESISTIBLE PRICE OF $499,500!

FEATURE

directing those monies to your housing fund account can significantly help boost your confidence and relationship surrounding saving money.

place of employment, before committing to spending that money on your lifestyle, a better alternative is to immediately save the whole amount, less taxes, to a separate account. For example, you could set up the account with a monthly bank authorization. That way you are not tempted to use it for unnecessary or impulsive purchases. This will create a very positive and empowering money habit, and as you see your savings building, it encourages you to save even more. Another way to jumpstart your savings is to use your tax refund. According to the irs.gov report, the average refund in 2014 was $3,034, and almost 88 percent of those refunds were directly deposited in the accounts of taxpayers. If you are expecting a refund, directing those monies to your housing fund account can significantly help boost your confidence and relationship surrounding saving money. Since you are not relying on this extra income to maintain your household, putting it away becomes easier, especially when you have a goal. In addition, you might want to consider investing your withholdings as a way to build towards a home down payment. By adjusting your withholdings, “you can avoid locking your money in a no-interest holding cell.”

BELOW COUNTY ASSESSMENT!

EARLYSVILLE

Charming English country style house on over 2 acres in beautiful NW Albemarle. Floor plan boasts 1st-floor master suite with tray ceiling, great room with gas FP, built-ins & large deck, eat-in area adj. the modern kitchen & enclosed porch + large bonus room with built-in bookshelves over the garage. Hardwood floors, stone, granite, expansive trims & details and high ceilings with recessed lights are some of the features that stand out in this spacious 4 bedroom home. MLS#527537

Erika Buckman Office: (434) 951-5166 Mobile: (434) 981-1868 ejbuckman@comcast.net

1100 Dryden Lane, Charlottesville, VA 22903

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

of the home in order to avoid Private Mortgage Insurance (PMI), which usually is required when your down payment is less than 20 percent. Although there are programs available requiring as little as two percent of the purchase price, or even zero down in some cases, soliciting the help of a qualified REALTOR® will help navigate you through this process. But for those individuals wanting to avoid paying the PMI premium, saving funds for this important life changing goal is an attainable and sustainable one. In fact, there are a lot of things people can do to save money. Once you have determined what you are saving money for, putting a strategic plan in action becomes doable because the end result could mean stability and security for your family. According to Kimberlee Barrett-Johnson, financial advisor and President at Barrett-Johnson & Associates, if you are getting a raise at your

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

FEATURE

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

According to smartasset.com, borrowing directly from youself is a great way to leverage a 401(k) plan for a home down payment. When you take out a loan against your 401(k), you are paying back the principal and interest on the loan directly to yourself, instead of a third-party or bank. For individuals looking to purchase a home within five years, market based investments (like an S&P 500 index fund) might be worth considering. However, “if the goal is less than three years, you probably don’t want to be investing in market based accounts,” says Barrett-Johnson. “You wouldn’t want to pull money out of your investments at a time when the investment is taking a down turn, but five years is far out enough that it could make sense to invest in a mix of stocks and bonds, especially if you are dollar cost averaging.” In other words, you are systematically investing the same amount of a particular investment on a regular schedule. For example, if you had a monthly car payment of $400 and you are used to having that money going out of your cash flow each month, you could put those funds in an investment account with the goal of using it as your nest egg for a down payment on a home. Barrett-Johnson says that because you are dollar cost averaging, there will be some market fluctuation over that five-year time period. However, because of this five-year time factor, you could benefit from volatility. Basically, you purchase more shares when the prices are cheaper, and fewer shares are bought when prices are high. Essentially, when shares are going up and down this simply means that your average cost per shares is less than the average price per shares. And, if you are good at making money, this is a great way to take advantage of the natural volatility that the stock market has—buy more when it’s cheaper and less when it’s expensive. Market based investments can be a great approach to building a financial nest egg, if you have the time and patience. However, Barrett-Johnson advises that when you get within two years of your fiveyear goal, start considering whether it’s a good time to get out and move your money into something safer.

Practical Ways to Save for a Down Payment

Building a Permanent Financial Wealth Mindset

When determining exactly how you plan to approach your house saving journey, go through your budget and identify some low hanging fruits— things that you could live without indefinitely or perhaps for just a short period of time while you are saving for this very important goal of homeownership. Instead of blowing your money on a lavish vacation, why not consider a staycation or day trip as alternatives. The money that you typically would spend on hotel accommodations or an exclusive resort could be used towards your goal of getting into a new home. In addition, you could turn off the cable bill and just use some online options like Netflix and Hulu for entertainment. Furthermore, looking into a cheaper telephone provider could also yield some extra savings. Additionally, if you are spending an alarming amount of your hard earned cash eating out daily, then you are missing out on a great source of revenue that could be used to kick start your savings journey. Instead, take your lunch to work as opposed to eating out. When people begin to look at their lifestyle choices and make some changes, they can get excited, says Barrett-Johnson. Changes that are gradually incorporated can be more empowering as opposed to feeling deprived during this financial transition. Having the right attitude and mindset towards savings will help you become better off financially and get you closer to your goal of homeownership, which is an important step towards building wealth.

Financial wealth and security doesn’t end once you have reached your housing goal. After settling into your new home, dedicating money towards saving for retirement should be an essential goal. If you have a 401(k) plan or a simple IRA through an employer where there is a match, you should take advantage of this perk because it’s free money that you don’t want to leave on the table, advises Barrett-Johnson. Then, if you are eligible, Barrett-Johnson suggests contributing to a Roth IRA because it’s a great place to save and has the nice counterpoint to a traditional IRA or 401(k) in that you have tax and investment diversification. According to vanguard.com, you want to start simple, which means looking at your age and income. Then compare the IRA rules and tax benefits. For example, with a Roth IRA you can contribute at any age. However, with a traditional IRA you must be under age 70 ½ in order to contribute. In addition, vanguard.com chart analysis goes on to show that for the 2015 and 2016 tax years, taxpayers under age 50 can contribute up to 5,500, and if you’re over 50, that contribution amount increases to $6,500 for both a Roth IRA and traditional IRA respectively. Buying a home and educating children are some of the major life goals that people have. Often times, you have more time to save for retirement and usually you can take advantage of many market cycles as well as dollar cost averaging – “investing in equity and things that fluctuate can be a very tolerable way to build for the future,” says Barrett-Johnson.

Determining Your Destiny Although it can be tough to put aside money, there are many different ways to get the ball rolling. Setting up some practical strategies like having a certain amount each month to automatically transfer into a savings account, or using your yearly bonus as a jump start to building your savings are just two of many great options. In some instances, tapping into your 401(k) or IRA accounts will make the most sense. But, before going this route understand the tax implications and penalties associated with using funds from these accounts. In addition, if you are a savvy investor and have at least five years, market based investments could be more beneficial for reaching your housing goal. Regardless of the strategy or approach taken, you don’t want to be house poor, because people are generally much happier when they are not money stressed, says Barrett-Johnson. The great thing about home ownership is that you begin to earn equity with each mortgage payment. Those payments goes toward reducing your debt and the equity in the home can be a very important first step to building wealth – “it’s definitely a very good goal and often the first step on the path towards financial security for many people.” n Janet Thomson is a freelance writer, copywriter and military wife residing in Charlottesville.

pleAse contAct

Milicent Loehr Lynch

Vp of sAles & mArketing (434)566-5562 info@turkeyruncVille.com 21 + Acre estAte sites stArting At $179k estAte Homes stArting At $650k, miles of Bridle trAils A VirginiA gentlemAnâ&#x20AC;&#x2122;s dreAm offering fly fisHing, trAil riding, skeet sHooting, And preferred use of tHe lodge At mount idA reserVe. www.tHefArmsAtturkeyrun.com

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Private Gated Equestrian Community Nestled within the Jefferson Sea

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

P A S S I O N, E X P E R I E N C E, I N N O V A T I O N

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

Charlottesville - Carrsbrook Solidly built & well maintained. Open great room w/2 expanses of windows, FP, & hardwoods under carpet. Walkout bsmnt, rec room with FP, family rm & study/BR. www.montaguemiller.com/mls=533076 $269,000 • Rives Bailey: 434.227.4446

Charlottesville - Belmont

Lovingly restored home, immaculate, excellent condition. 5 BRs, study, ample LR, bsmnt w/fin area & storage. Expansive deck and huge backyard. Off-street parking. Walk to Belmont Park & Rivanna Trail. Beautiful mountain views. www.montaguemiller.com/mls=540733 $420,000 • Rives Bailey: 434.981.1421

Albemarle - Gordonsville

Fluvanna Co - Fork Union

Western Albemarle

Brick ranch on nearly 3.5 level acres! Huge front & back yard, private, tree-lined property. Wood floors in LR & 3BRs. Eat-in kitchen. Basement, laundry room, storage. Garage & car port.

Custom built, single owner Mid-Century Modern treasure. 7+ private acres, 32 also available. Slate & brick, open floor plan, walls of glass integrate indoors & out. 2-car garage & studio.

Well maintained townhome, front porch mtn views. Back deck & green space. SS appliances, maple cabinets & granite. Hardwood floors, tray ceilings, crown molding.

www.montaguemiller.com/MLS=540194 $274,900 • Jamie White: 434.906.3944

www.montaguemiller.com/MLS=539736 $325,000 • Carter Montague: 434.962.3419

www.montaguemiller.com/mls=540461 $255,000 • Bevin Boisvert: 434.996.8633

Cville - Belmont Village

N. Nelson Co - Schuyler

Cville - Four Seasons

Cottage on 10 wooded acres. Bright interior with clean lines & quality finishes. 1st floor MBR w/sitting area, great rm, sunny Kit, private decks & porches. Unfin. bsmnt for storage/expand.

One level living! 4 BRs, 2.5 BAs. Spacious patio home, excellent floor plan & outdoor living space. 3 sliding glass doors open to lush wooded views. BR & attic storage.

www.montaguemiller.com/MLS=538817 $285,000 • Carter Montague: 434.962.3419

www.montaguemiller.com/mls=538383 $299,000 • Heather E. Towe: 434. 327.2600

Luxury townhome end unit w/3 levels of living space. MBR suite opens to balcony. Balconies on each level. Terrace level patio with fenced area. Lease-Purchase possible. www.montaguemiller.com/mls=535388 $329,900 • Steve King: 434.825.5019

W W W. M O N T A G U E M I L L E R . C O M

Albemarle-charlottesville

Cville - Bentivar

Keswick - Glenmore

31.03 acres with 2 division rights off of Hansens Mtn Rd. Borders Shadwell Creek, with 5 BR, 2 BA farm house. 2 zone heat pumps, A/C, brick FP. 3.5 miles to D'town Mall.

Stunning custom designed home. private 2.48 acres on cul-de-sac. Silestone countertops & Wood-Mode cabinets. Grand curved staircase, gorgeous cherry library, 5 FPs.

European style home on elevated half-acre w/views of mtns & forests with 18 rms. Formal DR & den, w/double French doors. Terrace level apartment, wrap deck & stone patio.

www.montaguemiller.com/mls=537296 $725,000 • Steve King: 434.825.5019

www.montaguemiller.com/mls=537751 $935,000 • Pam Whorley: 434.227.2414

www.montaguemiller.com/mls=534315 $699,900 • Steve King: 434. 825.5019

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

Land For Sale KESWICK - Panoramic views of beautiful land on private 2.68 acres in gated Keswick Estates. Wooded lot with a stream. www.montaguemiller.com/mls=535108 $325,000 • S. Lisa Herndon: 434.566.5634

Scottsville

Albemarle - Forest Lakes

Set on 11 acres overlooking a pond, 3 BR/2.5 BA built in 1994. 3 floors of living space, wrap porch. Well-built & maintained. New 30 yr roof, country Kit, remodeled BAs.

Move-in ready on a quiet cul-de-sac. Spacious covered porch. Open floor plan & meticulously maintained. New heat pump, water heater, laminate floor, kitchen appliances, W/D.

www.montaguemiller.com/MLS=525373 $249,900 • Carter Montague: 434. 951.7156

www.montaguemiller.com/mls=540366 $349,000 • Anne Burroughs: 434.422.2242

S. ALBEMARLE- 4.8 acre parcel, min. from Monticello, Ash Lawn-Highland, Trump Vineyards & Blenheim Vineyards. Easy access to I-64, UVa, Dtown. www.montaguemiller.com/MLS=497146 • $69,900 Edwina St.Rose, 434.284.0094

E IC D PR UCE D R E3BR townhome, CVILLE-Convenient 4 Seasons rear patio, off-st parking. ACAC tennis/water park. www.montaguemiller.com/MLS=540711 $163,000 • Edwina St Rose: 434.284.0094

SCOTTSVILLE-Charming Cape Cod. Upgrades. Needs TLC, extra lot included, bring offers. www.montaguemiller.com/MLS=515352 $154,900 • Doug Burke: 434.996.6791

FORK UNION - charming brick home, slate roof. Nearly one level acre. Woodstove insert in FP. www.montaguemiller.com/mls=517759 $149,000 • Carter Montague: 434. 951.7156

CVILLE-Roomy balcony with nice views & lots of natural light. Walk to D'town, shops, restaurants. www.montaguemiller.com/MLS=539411 $172,500 • Brad Williams: 434.989.7721

ADV MILLS-6 acres of fertile high pasture w/ views toward Piney Mtn and the valley beyond. www.montaguemiller.com/MLS=539991 $145,000 • Joe Porterfield: 434.906.1616

LOUISA-1BR low-maint living, lg windows, wood FP. Lg open yard, shade trees, sm. wrkshp/shed www.montaguemiller.com/mls=539934 $47,500 • Brad Williams: 434.989.7721

W CVILLE-Beautiful LR/DR floors, wood burning FP, fenced backyard. Convenient, in town location. www.montaguemiller.com/MLS=539105 $189,000 • Brad Williams: 434.989.7721

GREENE-One level 3 BR, 2 BA. Corner lot, mature landscape. Back porch. Garage, shed. www.montaguemiller.com/mls=537978 $235,000 • Paul McArtor: 434.305.0361

500 Westfield Rd Office • 434.793.5393 | 245 Ridge-McIntire Rd - Downtown Office • 434.227.4444

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

ALBEMARLE- Gorgeous 3.25 Acre Golf Front Lot in Keswick Estates - great views and close to all amenities. www.montaguemiller.com/MLS=529839 • $375,000 Sasha Farmer Team: 434. 260.1435

no musty odors and demonstrate adequate storage by minimizing items so there is empty space on shelves and clothes aren’t jammed together. (One buyer told the sellers at closing that the faint scent of fresh paint in the closets convinced the buyers the house was in great shape.) The good news is that many of these must-do actions don’t take a lot of money. Even if you’re not going to put your place on the market for several months, start now and enjoy a fresh, tidier house. (One family, after a month of determined spiffing up, decided not to sell after all.)

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

HOME FINANCE

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

Things You Should Do

Selling in

f you are considering putting your property on the market in 2016, it’s not too soon to start preparing. Since you are probably aiming to get the best possible price with the least possible time on the market, here’s a primer of what you absolutely must do and what you should do if at all possible. “Start early,” recommends Judy Drayer, a REALTOR® with Long & Foster. “The best thing to do is talk to a REALTOR® a couple months ahead of when you plan to list your place. There may be things to do you didn’t even think of. It serves everybody well.”

Things You Must Do “It’s critically important to have a house show well when it’s time to sell,” declares REALTOR® Byrd Abbott of Roy Wheeler Realty. Keep in mind that most buyers these days are looking for “turnkey” properties. This means they want a place that is fresh and clean and—above all—is move-in ready. Even with a “cash allowance” buyers don’t want to repaint, replace the carpet, or remodel the kitchen. Instead, they are willing to spend more to have things in good order.

2016? BY MARILYN PRIBUS

Remember, too, you will be competing with all the other properties for sale in your price range, so a key is to know the optimum price for your place. The way to arrive at this—and evaluate potential REALTORS® at the same time—is to arrange for two or three agents to visit your property and make recommendations. (REALTORS® understand that most sellers talk with several agents.) Most agents will prepare a CMA (Comparative Market Analysis) of houses in your area that sold in the past few months. While you can ferret out this information on the Internet, a REALTOR ® is likely to have actually been inside the houses and know which had updated kitchen and bathrooms and which had dated rugs and wall coverings. Some of these real estate specialists may also have suggestions for tweaking your property to look its best. Research shows some house hunters won’t even get out of the car if a place isn’t attractive from the outside.. This is where “curb appeal” comes into play. “The best way to achieve curb appeal is to highlight the features your home already possesses,” advises REALTOR® Janet Matthews, owner of Charlottesville Town and Country.

“If you have tired shutters, get out the paint brush. Keep clutter off the front lawn, driveway, porches, and entryways. This includes children’s toys, bikes, garden tools, and especially trashcans. Neat and tidy is always appealing!” Once a potential buyer steps through the front door, the house absolutely must be sparkling and clutter-free. In fact, clutter is often one of the biggest problems when preparing a house for sale because it makes any place feel crowded. Store extra things elsewhere. Gift things. Sell things. Donate things. “Staging” means presenting a property as clean, fresh, spacious, and ready for a new family to make its own. Staging may not increase the selling price, but it makes a place stand out among the competition and may well reduce its time on the market. It means removing big displays of family portraits and mementoes. Painting is an economical investment in freshening any house and the best strategy is to stay neutral so the buyer can feel right at home. There are hundreds of shades of white, and these days pale greys and greens are also deemed neutral. Most potential buyers don’t hesitate to inspect closets, so be sure there are

“From the seller’s point of view, I suggest a pre-list inspection,” counsels Drayer, the REALTOR® with Long & Foster. “This helps because the buyer won’t be blindsided and the seller has time to get things fixed which saves a lot of worry and possible renegotiations later.” Depending on the size of the house, inspections in our area average $350 - $450. “It is often money well spent,” she says. Here’s an example. Before listing their house, one couple’s professional inspection revealed dry rot on two sections of the eaves, a problem in the electrical service box, and a leak under the dishwasher. They paid an electrician $200 to fix the service box problem and the husband was able to replace the dry-rotted eaves and replace the leaking dishwasher hose. A re-inspection gave the place a perfect “bill of health” which they left on the kitchen counter for potential buyers to see. It made “all the difference” to the eventual buyer. Have exact figures about mortgage balance and monthly payments, second mortgages or liens, property taxes, insurance costs, and homeowner association dues. Even if the house is owned outright, it’s still helpful to have figures for taxes and other monthly payments. Some prospective buyers will also be interested in utility bills. One of the very best selling points is a modern kitchen and updates can make a real impact on both selling price and time on the market. Check the upcoming January 21st edition of Real Estate Weekly for timely, comprehensive information on the ins and outs of kitchen remodels. n Marilyn Pribus and her husband live in Albemarle County. When they sold their California house, they started preparing almost a year in advance. They donated about 1000 books to the local library, cleaned out the closets, and got to enjoy the fresh paint and new carpeting themselves before moving to the Charlottesville area.

PRICE REDUCED

37 BEAVER POND RIDGE, TROY

9 MARSHALL RD, TROY

386 WILDWOOD CT, CHARLOTTESVILLE

728 CHINQUAPIN DR, LYNDHURST

SOUTH KESWICK BEAUTY on 10 ACRES. Beautiful ALL BRICK custom residence nestled in a quiet Equestrian Community. 4 bed 3.5 bath 3,697 sq ft. Gorgeous modern kitchen, hardwoods on both levels, large open space and small stream with potential pond site. $539,000 MLS#525901

SOUTH KESWICK home on 10 acres. 5 bed 4.5 bath 3,920 sq ft home located in both Albemarle & Fluvanna County. Lovely private setting, spacious living, three fireplaces, hardwood floors, lots of outdoor entertainment areas with large deck, two screened porches. $420,000 MLS#537957

This newly renovated 3 bedroom, 3 bath 1,430 sq ft home is conveniently located near downtown yet in Albemarle County jurisdiction. Renovation includes bath, flooring, doors, new backyard concrete patio and path. Family room with fireplace or 4th bedroom. $249,000 MLS#539058

Come visit this beautiful custom built log home nestled in the Blue Ridge Mountains! 3 bed 2.5 bath 2,338 sq ft on 3.35 acres. Main level open floor plan, great room with vaulted ceilings, double sided fireplace & woodstove. Partially fin. basement w/ 2nd woodstove, attached 2 car garage. $349,000 MLS##537281

PRICE REDUCED

400 TAYLOR ST, WAYNESBORO

34 DOGLEG RD, LAKE MONTICELLO

4 KINGSWOOD RD, LAKE MONTICELLO

45 OAK GROVE RD, LAKE MONTICELLO

Great 5 bed 2.5 bath 3,123 sq ft home for family and entertaining, open kitchen and family room, formal dining and living rooms for all occasions, easy flow to outside patio and large yard with fish pond. Large 5th bed can be used as playroom/study. Oversized 3 car garage 1-yr home warranty. $279,900 MLS#537543

PRIVATE GOLF COURSE HOME with some of the best views on the course. Enjoy one level living in this 3 bed 2 bath 1,774 sq ft remodeled home, kitchen w/ new appliances, maple cabinets, lighting, flooring in every room except hardwood in the living room. both bathrooms upgraded. $194,900 MLS#539587

AMAZING PRICE, MUST SELL! Lovely 4 bedroom, 3.5 bath 2,496 sq ft home with many upgrades . Finished basement w/ 4th bedroom, full bath and rec room, main level family room with gas fireplace and formal dining with french doors to deck, attached 2 car garage. $218,000 MLS#539327

INCREDIBLE LOCATION, GOLF COURSE custom home on quiet cul-de-sac, perfect for family & Fun! 4 bed 2.5 bath 3,632 sq ft w/ views of 13th hole plus large in-ground pool. Enjoy spacious Master Bedroom suite w/ screened porch, game room, home office w/ ½ bath could be 5th bedroom. $230,000 MLS#530568

Cheryl Sprangel | Realtor © Cartus Network Affinity Specialist (CNAS) Circle of Excellence 2006,2007,2009-2013 Diamond Club 2009, 2011-2014 Licensed to sell Real Estate in Virginia

Dreams happen,

Cell(434)981-6695 Fax (434)979-4826 cherylre3@comcast.net www.charlottesvillehomesbycheryl.com

one ho me at a time! 2271 Seminole Trail, Charlottesville, VA 22901

"Thank you to all my clients for the opportunity to EARN your business in 2015, and here’s to a great 2016!" Betty Aguilar mobile: (434) 996-9699 aguilar.betty@gmail.com 16 Gosnell Crossing, Suite 102—Staunton VA 24401 (540) 997-3300 office

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

PRICE REDUCED

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

2073 Stone Ridge Condos

The Official Real Estate Company of Wintergreen Resort

W OU AL N D K- F L OU OO T! R

1640 Overlook Condos

2231 Tanners Ridge Condo

Visit Wintergreen’s Official Real Estate Office Located In The Mountain Inn

AM VA AZ LU IN E! G RE JU DU S CE T D!

411 Blackrock Drive

LO G R CA EA TI T ON !

CO SK ND I O!

T FI UR NI N SH K E ED Y !

TO CO P F ND LOO O! R

194 Mountain Inn Condo

PA N VI O R EW A S! MIC

403 Devils Knob Loop

FA N PR TA I C ST E! I C

! RE J D U US CE T D

258 Timbers Condo

FA VI NTA EW S T S! IC

230 Dogwood Lane

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

V LO I E W T!

154 Tyro Lane

L NE IK WE !

CH S AL K I ET !

D R F IV OO E M S! BE

CO NS N TR EW UC TI ON !

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

The Mountain Inn P.O. Box 706|Wintergreen, VA 22958 Toll Free 866-905-9777 Office 434.325.8018 Fax 434.325.8017 wintergreenresort.com homes@wintergreenresort.com

BELOW COUNTY ASSESSMENT!

EARLYSVILLE

RING SONJA SONJA CASERO

SOLD!

NELSON WINE COUNTRY

Erika Buckman Office: (434) 951-5166 Mobile: (434) 981-1868 ejbuckman@comcast.net

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

REDUCED TO AN IRRESISTIBLE PRICE OF $499,500!

1100 Dryden Lane, Charlottesville, VA 22903

FOXWOOD DRIVE

Black Eagle Farm 596 Martin Lane Nelson County

CALL SHARON SHARON DONOVAN

434.981.7200 Native of C-ville with 25+ years of local Real Estate Experience.

(800) 361-5155 • (434) 361-2440 www.MountainAreaRealty.com 2788 Rockfish Valley Highway • Nellysford, VA 22958

417 Park Street Charlottesville, VA 22902

Each Office is Independently Owned and Operated

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

NORTH PANTOPS DRIVE

ROCKY GLEN

$589,000. MLS#533186

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

SO LD

$1,175,000. MLS#530112

$1,195,000. MLS#532171

ED PR U IC C E TI O N

CO U N N D TR ER A C T

ED PR U IC C E TI O N

$459,000 MLS#534739

SO LD

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

OLD LYNCHBURG FARM

The Belvedere, c.1876

Located just 6 miles to town, this 123+ acre farm, both open hayfields and wooded land enjoys long frontage on the Hardware River. Ample water, some fencing, pretty land. $795,000. MLS#522768

$345,000 MLS#537852

TANBARK

FRAYS RIDGE ESTATE

CAAR

Staff:

PUBLISHER Aimee Atteberry aimee@c-ville.com

EDITORIAL COORDINATOR Joanne DiMaggio editorrew@gmail.com

ADVERTISING Beth Wood beth@caarrew.com 434.817.9330

DESIGN Tracy Federico slovie64@yahoo.com Henry Jones rewdesigner@c-ville.com

Alex Mann alex@caarrew.com 434.220.1685

Harding Coughter designer@c-ville.com

The REAL ESTATE WEEKLY is published weekly by the CAAR Real Estate Weekly, Inc., a wholly owned subsidiary of the Charlottesville Area Association of RealtoRs®, Inc. Copyright All rights reserved. Reproduction in whole or in part without permission of the publisher is strictly prohibited. All advertising published in the REAL ESTATE WEEKLY is believed to be truthful and accurate. No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful, but this publication does not warrant, nor is it liable for, the accuracy or truthfulness of the advertising placed within this publication. Neither the CAAR Real Estate Weekly, Inc., nor its corporate parent, the Charlottesville Area Association of RealtoRs®, Inc., assume any responsibility and shall have no liability whatsoever for errors, including without limitation, typographical errors or omissions in the REAL ESTATE WEEKLY. Any reference made to the CAAR Real Estate Weekly, Inc. or the Charlottesville Area Association of RealtoRs®, Inc. is not to be construed as making any representation, warranty, or guarantee by the corporations concerning the information on properties advertised in the REAL ESTATE WEEKLY. The content of all ads contained herein are solely the responsibility of the advertiser. The opinions and statements contained in advertising or elsewhere in this publication are those of the authors of such opinions and are not necessarily those of the CAAR Real Estate Weekly, Inc., or the Charlottesville Area Association of RealtoRs®. the CAAR Real Estate Weekly, Inc. reserves the right to edit or refuse any advertising it deems inappropriate or misleading. No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful. Every effort has been made to assure accuracy, but this publication does not warrant, nor is it liable for the advertising placed within this publication. This publication will not accept advertising that refers to or attempts to establish fees or rates of commissions charged for services rendered. Information on advertising placement may be obtained by calling 434-817-9330. All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination.” Virginia Fair Housing Law also makes it illegal to discriminate because of elderliness (age 55 and over).

HOME SALES STATS FOR WEEK ENDING DECEMBER 19, 2015

There were 55 homes sold in the seven-county area n Twenty-four were in Albemarle with an average price of $452,705. n Seven were in Charlottesville with an average price of $286,520 n Seven were in Fluvanna with an average price of $250,650. n Four were in Greene with an average price of $250,975. n Five were in Louisa with an average price of $291,444. n Two were in Madison with an average price of $139,049. n Five were in Nelson with an average price of $256,481. n One was in Orange with a price of $249,900.

DECEMBER 31, 2015 - JANUARY 6, 2016 ISSUE 24-53

THE

HOMES SOLD

We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. CAAR Real Estate Weekly Is printed on 100% recycled paper

Make the the Make theMake SMART MOVE SMART MOVE SMART MOVE

6007 LAURA LANE CROZET

7530 DAMON ROAD SCHUYLER

290 MECHUNK CREEK DR TROY

25 MILLER MOUNTAIN RD RUCKERSVILLE

155 LILAC TERRACE SPRING CREEK

839 ROCKFISH WOODS CIR HOWARDSVILLE

LOCAL GOVERNMENT CALL

(434)977-2705 ■ Direct service to a30 states for FREE ■ STORAGE until you want delivery estimate ■ ■ ■ ■

www.StudentServicesMoving.com

Direct service to 30warehouse states Climate-controlled STORAGE until you wantpersonnel delivery Fully trained, experienced

■ Licensed, Climate-controlled warehouse ■ fully insured ■ Call Fullyfor trained, ■ a freeexperienced estimate personnel ■ Licensed, fully insured ■ Call for a free estimate

(434) 977-2705 • www.studentservicesmoving.com (434) 977-2705 • www.studentservicesmoving.com

(Note: Real estate tax information gathered from local government Web sites and is believed but not guaranteed to be accurate as of publication date. Towns may assess real estate taxes in addition to those charged by each county.)

CITY OF CHARLOTTESVILLE

LOUISA COUNTY

ALBEMARLE COUNTY

MADISON COUNTY

FLUVANNA COUNTY

NELSON COUNTY

GREENE COUNTY

ORANGE COUNTY

www.charlottesville.org Real estate tax rate: $.95 per $100 www.albemarle.org Real estate tax rate: $.819 per $100 www.co.fluvanna.va.us Real estate tax rate: $.899 per $100 www.gcva.us Real estate tax rate: $.75 per $100

www.louisacounty.com Real estate tax rate: $.68 per $100 www.madisonco.virginia.gov Real estate tax rate: $.68 per $100 www.nelsoncounty.com Real estate tax rate: $.72 per $100 www.nelsoncounty.com Real estate tax rate: $.804 per $100

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

308 E. East Main Street • Charlottesville, VA 22902 Tel.: 434-817-9330 • FAX: 434-817-2714 • e-mail: ads@caar.com Send your news and/or press releases to editorREW@gmail.com

TH A NK YOU FR IENDS A ND CLIENTS FOR A NOTHER GR E AT Y E A R IN 2015! Call Me to discuss Buying or Selling in 2016!

Lisa Kirkpatrick

ALBEMARLE COUNTY 5686 Upland Drive 1760 Old Trail Drive 1736 Old Trail Drive 545 Summerford Lane 1616 Old Trail Drive 5053 Brook View Road 1006 Rolling Meadow Ln 2206 Shepherds Ridge Rd 460 Grayrock Drive 660 Miller School Rd 330 Windy Knoll Lane 1442 Gate Post Lane 766 Golf View Drive 5658 Upland Drive 748 Golf View Drive 6506 Woodbourne Lane 5035 Brook View Road 365 Normandy Drive 5686 Upland Drive

Denise Ramey

HOMES SOLD BY THE DENISE R A MEY TE A M IN 2015 1224 Old Trail Drive 1084 Amber Ridge Road 1219 Clay Court 1711 Wickham Way 145 Grayrock Drive 330 Windy Knoll Lane 766 Golf View Drive 4855 Mechum’s River Drive 1425 Plains Drive 512 Worthington Drive #B 131 Langford Place 1131 Marion Drive 55 Georgetown Green 206 Turkey Ridge Road

367 Claremont Lane 1624 Gatewick Place 110 West Park Drive 106 Inglewood Court 1825 Beech Grove Lane 1024 Glenwood Station Lane 675 Frays Ridge Road 2535 Wyngate Road 1025 Bedford Hills Drive 1011 Farrow Drive 1147 Turnstone Drive 101 Turtle Creek Lane # 12 2620 S. Bennington Road

CITY OF CHARLOTTESVILLE 1419 Cherry Avenue 1515 Cherry Avenue

GREENE COUNTY

14115 Spotswood Ridge Drive 116 Valley View Road

LOUISA COUNTY

2075 Kennon Road 284 Laurelridge Road

FLUVANNA COUNTY 17 Smokewood Drive 490 Two Rivers Drive

FOR ALL YOUR REAL ESTATE NEEDS

Definitely Denise (434) 960-4333

deniserameyrealtor@gmail.com www.deniseramey.com

350 Old Ivy Way, Suite 200 • Charlottesville, Virginia 22903