The Real Estate Weekly 01.16.2019

VOL. 28 NO. 3 n JANUARY 16 - JANUARY 22, 2019

WWW.CAAR.COM

A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S ®

A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS® Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange, Augusta

Great Resources Available Now For

First-Time Home Buyers

BY CELESTE M. SMUCKER

CAAR Installs 2019 President, Officers, & Directors

FREE

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

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503 Faulconer Drive Charlottesville ∙ VA ∙ 22903 p: 434.295.1131 f: 434293.7377 e: homes@mcleanfaulconer.com

EAN FAULCONER INC. MCLFarm, Estate and Residential Brokers

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

3

RIVANNA FARM

Riverfront, country estate with sweeping Blue Ridge Mountain views. A gracious Georgian manor with slate roof, cobblestone courtyard faced by two matching, 2 story residences. 12’ ceilings on main floor. Two large, elegant suites on the second floor with a great walk -in closet and dressing room. The Rivanna River flows along the farm to the west. Property offers a 2 Bedroom Gardener’s house as well as pool and pool house. Farm buildings in place. Lovely Gillette Gardens and terraces.

Dramatic, contemporary country home. Privately set on 3.3 acres at the end of a quiet cul-de-sac. Soaring ceiling in the great room with floor to ceiling stone fireplace. Large chefs kitchen with Viking and Sub Zero appliances. One Floor living plus a large 2 room loft. Extensive outdoor living spaces; covered front porch, rear screened porch and private deck. Privacy without seclusion. $549,000

WILEY DRIVE

Immaculate home that has been thoughtfully and tastefully upgraded. Level access to 1 floor living including master suite. Second floor offers 3 additional bedrooms, 2 baths and family room. Kitchen features; inset custom cabinets, granite counters, Rohl faucets, Sub Zero/Bosch and Docar appliances. Light filled, partial walk out basement. $1,350,000

CALL SHARON

Over 25 years of Real Estate experience. email: callsharon.today@yahoo.com cell: 434.981.7200 WWW.MCLEANFAULCONER.COM

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

MILTON HILLS DRIVE

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

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COMING TO OUR JANUARY 30TH ISSUE!

GREATER CHARLOTTESVILLE AREA

GUIDE

TO THE

RESIDENTIAL

MARKET PLACE

We’re taking the CAAR Year End Market Report and creating a comprehensive guide to the areas in Central Virginia where home buyers can get the most bang for their buck!

Covering the areas of: ✓ Charlottesville ✓ Greene ✓ Nelson ✓ Overview of the Greater Charlottesville Area

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

If you’re in the market to buy a new home, DON’T MISS THIS ISSUE!

Inside: JANUARY 16 - JANUARY 22, 2019

WWW.CAAR.COM

A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S ®

FREE

A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS® Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange, Augusta

Great Resources Available Now For

First-Time Home Buyers

BY CELESTE M. SMUCKER

CAAR Installs 2019 President, Officers, & Directors

12

5

Amherst County Little Piney Road National Forest Treasure! Long (more than 2,500 feet!) frontage on a native trout stream deep in the George Washington National Forest. Used as a hunting camp, the sellers are ready to pass this special place to new owners. Their camp is located in a level area overlooking the stream and the National Forest.

Beautiful sites for a cabin or residence. Electric routed along paved state road frontage. Camp includes firepit, circular graveled road and 5 camp trailers (“as is/where is”) will convey. Within a half hour of Amherst amenities.

$139,000

Nelson County 1980 Perry Lane Nothing says “home sweet home” like this traditional Cape Cod-style home perched hill-top on 7.98 acres at the end of a quiet country road. This home features 3 BR, 4 BA, 3,500 square feet, a 60x40 two-bay garage and a full finished basement.

Price reduced! $349,000

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

What’s

VOL. 28 NO. 3 n JANUARY 16 - JANUARY 22, 2019

18 Pheasant Run This commercial property is in the heart

of Nellysford, near the village services, breweries, wineries, and cideries. A popular brewery is right next door! This is zoned B-1 under the Nelson County Zoning Ordinance, and accordingly, a variety of uses are permitted. On the corner of Rockfish Valley Highway (VSH 151), this prime location offers exceptional visibility to resort visitor and business traffic. Recently, the main floor has been used as an art gallery, and the upstairs apartment has been a popular rental on Air B&B. $325,000

(800) 361-5155 • (434) 361-2440 www.MountainAreaRealty.com 2788 Rockfish Valley Highway • Nellysford, VA 22958

Great Resources Available Now For

BY CELESTE M. SMUCKER

Issue: IN EVERY

REAL ESTATE NEWS

6 CAAR Installs 2019

President, Officers, & Directors

NEXT WEEK:

• CAAR Installs 2019 President, Officers, & Directors • CAAR Celebrates 2018 Annual Awards & REALTOR® Hall of Fame Recipients • CAAR Celebrates the Inaugural Pat Jensen Leadership Academy Class ................ 6-7

FEATURE Great Resources Available Now For First-Time Home Buyers .......................... 12

BY CELESTE M. SMUCKER

Home Sales Stats ..................................... 22

Second Wind: Why Seniors Love Central Virginia Downsizing Resources

EAN FAULCONER INC. MCLFarm, Estate and Residential Brokers Farm, Estate and Residential Brokers 503 Faulconer Drive ∙ Charlottesville ∙ VA ∙ 22903

EARLYSVILLE FOREST DRIVE

Gracious family living with finished dependency. Terrific location!

Large lot with paved access to garage and lower level. Home offers first floor master. Great room has access to walk-out deck with spa.

Second level features two bedrooms, bonus room and full bath.

Lower level dependency is complete with master, full kitchen with island and family room with gas fireplace. $674,900

LYONS COURT LANE

Two story, stately brick home in North Downtown. In immaculate condition. Set on a quiet street and an easy walk to downtown. Features include; hardwood floors, recently updated kitchen, sun room and full unfinished basement. Gracious living room with masonry fireplace and built-in bookcases. Terrific backyard with small detached garage/ storage shed. $699,900

CALL SHARON

Over 25 years of Real Estate experience. email: callsharon.today@yahoo.com cell: 434.981.7200 WWW.MCLEANFAULCONER.COM

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

First-Time Home Buyers

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

REAL ESTATE NEWS

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

6

CAAR REAL ESTATE WEEKLY

NEWS & VIEWS

Local Real Estate Related News CAAR Installs 2019 President, Officers, & Directors The Charlottesville Area Association of REALTORS® (CAAR) announced the installation of 2019 President Tele Jenifer during a breakfast ceremony on Thursday, January 10th at the Boar’s Head Resort.

Over 200 guests were in attendance, including members and leadership from local industry partners and Virginia REALTORS®.

Jenifer is a REALTOR® with Real Estate III – North. She has been an active member in the Association since 2008 – serving on the Board of Directors since 2015. Prior to joining CAAR, she practiced real estate in Indiana, Ohio, Pennsylvania, and Illinois. She is

Immediate Past President Arleen Yobs (left) received tokens of appreciation from 2019 President Tele Jenifer (right).

Top row (left to right) – Rives Bailey, Keith Smith, Anne Burroughs, Kathy Markwood, Mary Katherine King, Aaron Manis, and Tom Pace.

Bottom row (left to right) – Pam Dent, Tom Woolfolk, Tele Jenifer, Arleen Yobs, Quinton Beckham, and Rachel Burns. Peg Gilliland not pictured.

an advocate for the REALTOR® Political Action Committee (RPAC) and is a member of the Women’s Council of REALTORS® Blue Ridge.

In addition to Jenifer’s installation, the following Officers and Directors were also installed: Officers • President-Elect, Tom Woolfolk, Keller Williams Alliance - Charlottesville • Treasurer, Quinton Beckham, Keller Williams Alliance Charlottesville • Immediate Past President, Arleen Yobs, Nest Realty Group Directors • Rives Bailey, Montague Miller & Co. Westfield • Rachel Burns, RE/MAX Realty Specialists - Charlottesville • Anne Burroughs, Nest Realty Group • Pam Dent, Gayle Harvey Real Estate, Inc. • Peg Gilliland, Charlottesville Solutions • Mary Katherine King, Long & Foster - Old Ivy • Aaron Manis, Sloan Manis Real Est. Partners

• Kathy Markwood, Roy Wheeler Realty - Greene • Tom Pace, Long & Foster - Glenmore • Keith Smith, Roy Wheeler Realty Co. - Ednam The installation event was sponsored by Cutco Closing Gifts, Atlantic Coast Mortgage, Stanley Martin Homes, Student Services Moving & Storage, and UVA Community Credit Union and Member Options. Photography provided by Tod Cohen Photography.

CAAR Celebrates 2018 Annual Awards & REALTOR® Hall of Fame Recipients The Charlottesville Area Association of REALTORS® (CAAR) has announced the recipients of its annual awards and REALTOR® Hall of Fame for 2018. The awards were presented on Thursday, January 10 at the Boar’s Head Resort, following the installation of the CAAR 2019 Board of Officers and Directors.

The Affiliate of the Year recognizes a CAAR affiliate member who goes the extra step to help further the goals and objectives of the Association, CAAR members, their clients, and the community at large. The 2018 award recipient was Marcella Johnson of Towne First Mortgage.

The Rising Star of the Year award recognizes a REALTOR® member who has held an active salesperson’s license for 18 consecutive months or less and balances sales volume and education with CAAR events and civic duties. The 2018 award recipient was Ashley Jurney of Town LLC. The Sales Associate of the Year recognizes a REALTOR® who is a top sales producer, active in the Association and the community, and who continues to improve his or her skills by engaging in continuing education courses and the achievement of profes-

sional designations. The 2018 award recipient was Erin Garcia of Loring Woodriff Real Estate Associates.

The REALTOR® Ethics in Action of the Year recognizes a REALTOR® who is sought out by other REALTORS® who are seeking advice and counsel on questions concerning the Code of Ethics and professional standards. The 2018 REALTOR® Ethics in Action award recipient was Amy Trumbull of Long & Foster – Historic Downtown.

The REALTOR® of the Year honors a member who has participated in the

Annual award recipients from left to right: Erin Garcia – Sales Associate of the Year; Amy Trumbull – REALTOR® Ethics in Action of the Year; Ashley Jurney – Rising Star of the Year; Marcella Johnson – Affiliate of the Year; and James Dickerson – REALTOR® of the Year

Immediate Past President Arleen Yobs (middle) awards both Ginger Slavic (left) and Denise Ramey (right) with a President’s Award.

REALTOR® Associations at the local, state and national levels. Involvement in civic and community organizations is necessary, as is a high level of education and a dedication to the profession.

The 2018 award recipient was James Dickerson of Charlottesville Solutions.

Immediate Past President Arleen Yobs presented both Denise Ramey and Ginger Slavic with a prestigious President’s Award. This award is given to members who’ve made significant

CAAR Celebrates the Inaugural Pat Jensen Leadership Academy Class The Charlottesville Area Association of REALTORS® (CAAR) announced the graduates of the inaugural Pat Jensen Leadership Academy class during a breakfast ceremony on Thursday, January 10th at the Boar’s Head Resort.

As a tribute to Pat Jensen’s legacy, the Pat Jensen Leadership Academy was established in 2017.

Patricia B. Jensen was a CAAR Past President, REALTOR®, Broker, leader, and REALTOR® Political Action Committee (RPAC) advocate, who passed in 2017. As a tribute to her legacy, the Pat Jensen Leadership Academy was established in 2017.

Top row (left to right): Anthony McGhee, Georgia Lindsey, Anne Burroughs, Paul McArtor, Debbie Cash, Jack Crocker, S. Lisa Herndon, Kris Jensen, and Denise Ramey. Bottom row (left to right): Pam Dent, Bevin Boisvert, Kelly Ceppa, Tammi Campbell, Nikki Chambless, and Mary Katherine King.

Picture taken at CAAR 2018 Installation & Awards Breakfast on Thursday, January 4, 2018.

The Academy is intended to foster knowledge and encourage further movement into additional leadership roles in the REALTOR® organization at the local, state, and national level.

Co-facilitators Denise Ramey and Anthony McGhee advised the inaugural class of 13 members in day-long training sessions throughout the year, as well as a capstone project. The capstone project tasked participants to practice their leadership skills, and research ways for CAAR to positively influence affordable housing in the Greater Charlottesville area.

2018 Pat Jensen Leadership Academy Graduates: • Bevin Boisvert, Roy Wheeler Realty Co. - Ednam • Anne Burroughs, Nest Realty Group • Tammi Campbell, Roy Wheeler Realty - Greene (in memoriam) • Debbie Cash, RE/MAX Action Real

In memoriam of Tammi Campbell, her husband Kevin Campbell accepted her graduate certificate from CAAR Immediate Past President Arleen Yobs.

na, Greene, Louisa, and Nelson. Widely recognized as the leading voice for real estate in Central Virginia since 1925, CAAR members bring professionalism and high ethical standards to every business transaction. The Association

St. Anne’s Belfield School’s January 27 Teen Hackathon Demo Party Open to the Public St. Anne’s-Belfield School invites community members to attend the 2019 SPARK! Hackathon Demo Party on Sunday, January 27 at 7:00 p.m.

The event will showcase the work of students from regional high schools, all of whom participated in the weekend event of learning and making designed to ignite their interest in changing the world through technology.

Mentoring the students throughout the weekend will be representatives of 15 organizations, as well as area high school mentors. Students will work in groups to solve real world problems brought to them by sponsoring organizations, and will be available to discuss their prototypes at the Demo Party.

This year’s SPARK! Hackathon sponsors include WillowTree, CFA Institute, UVA Research Park, Explore Learning, Moonlighting, Perrone Robotics, and Ting. The UVA iLab will host a meet and greet prior to the event.

Applications are still open for the SPARK! Teen Hackathon. More information on the event including the application procedure is available at spark.stab.org. RSVPs are requested for those intending to participate in the Demo Party and explore what students can create in just one weekend. RSVP online via www.stab.org.

St. Anne’s-Belfield School is a co-educational preschool through grade 12 day school of approximately 900 students and 150 faculty and staff, with a boarding program in grades nine through twelve. Fifteen countries are represented in the student body, with 40 percent of students receiving financial aid. More information may be found at www.stab.org. n

Got News?

Send your newsworthy submisssions to editor@caarrew.com No PDFs please only text files will be considered.

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

What’s Happening Around Town?

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REAL ESTATE NEWS

contributions to the Association’s success in the past year.

To conclude the awards ceremony, CAAR inducted three members to the CAAR REALTOR® Hall of Fame, the highest career honor. These REALTORS® have made significant, outstanding, and exceptional contributions to the local, state, and national Associations, and have served for a combined 136 years. Recipients included: Gaby Hall of ERA Bill May Realty Co., Robert Ramsey of Roy Wheeler Realty Co. - Downtown, and Ann T. Wood.

advocates for the protection of private property rights and provides tools and technology for members to achieve expertise in serving the needs of customers and clients. The CAAR membership is committed to enriching the region’s neighborhoods by engaging in a variety of educational programs as well as community service events each year.

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Left to right: 2019 President Tele Jenifer presented Ann T. Wood, Robert Ramsey, and Gaby Hall with a 2018 REALTOR® Hall of Fame award.

Estate - Charlottesville • Kelly Ceppa, Nest Realty Group • Nikki Chambless, Keller Williams Alliance - Charlottesville • Jack Crocker, Keller Williams Alliance - Charlottesville • Pam Dent, Gayle Harvey Real Estate, Inc. • S. Lisa Herndon, Keller Williams Alliance - Charlottesville • Kris Jensen, Real Estate III - North • Mary Katherine King, Long & Foster - Old Ivy • Georgia Lindsey, Nest Realty Group • Paul McArtor, Avenue Realty LLC About CAAR – The Charlottesville Area Association of REALTORS® serves more than 1,300 real estate professionals and affiliate members throughout the City of Charlottesville and the counties of Albemarle, Fluvan-

C

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

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RESTAURANT WEEK â„¢

JANUARY 19TH-26TH

R

2 prices, 3 courses

$29 $39

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

THE FITZROY

BON APPETIT!

C-VILLERESTAURANTWEEK.COM

Proceeds benefit Blue Ridge Area Food Bank

W

Feature Properties

Exquisite Estate Home

Keswick Estate, Albemarle Co. $2,650,000 – MLS #561427 Formal gardens & greenhouse, 5 BR Bob/Tricia Traugott, 434-882-0824

Exceptional Custom Home

Glenmore, Albemarle Co. $949,000 – MLS #578572 Stone FP, wall of windows on golf course Alyson Maupin, 434-953-6112

Picture Perfect, Artist Paradise!

Rapidan Forest, Louisa Co. $475,000 – MLS #576586 Custom-built colonial on 10 private acres Len Mailloux, 434-981-1972 Bruce Langevin, 434-996-2693

Beautiful Home on 3.58 Acres

Albemarle County $2,350,000 – MLS #583704 4 BR, 3 BA, 8000 sf commercial grade shop Bill Bailey, 434-817-6052

Dignified Colonial

Development/Investment Potential

The Rocks, Albemarle Co. $1,595,000 – MLS #580808 40 ft. screened porch, 2-story entry Len Mailloux, 434-981-1972

City of Charlottesville $1,500,000 – MLS #582158 Existing Over/Under Duplex w/extra land Tim Carson, 434-465-0846

Glenmore, Albemarle Co. $839,000 – MLS #570319 Open plan, renovated kitchen, privacy Jeff Gaffney, 434-981-1882 www.2108PiperWay.com

Hand Crafted Log Home

Afton, Nelson Co. $589,900 – MLS #577292 Totally private, amazing views, 11.36 ac Tim Carson, 434-465-0846

Priced Almost $5K Below Assmt.

Spacious & Immaculate Home

Completely Remodeled Home

Beautifully Appointed Town Home

Custom Built Georgian

Earlysville Forest, Albemarle Co. $449,900 – MLS #582576 Large rooms, open flow, 1.37 acres Bob Durrer, 434-242-6011

Earlysville, Albemarle Co. $392,500 – MLS #582247 Peaceful setting, 3.41 ac, 3-car garage Sylvia Guengerich, 434-981-2230

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

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Buck Mountain, Albemarle Co. $489,500 – MLS #580678 Excellent condition, main level master suite Keith Knight, 434-981-3919

Old Trail, Albemarle Co. $379,900 – MLS #581599 Backs to park, meticulously maintained Justin Kent, 434-951-7052 Wes Kent, 434-951-7008

Ben Aliff 434-996-0016 NMLS #202242

Gorgeous Setting – 16 Acres Scottsville, Fluvanna Co. $350,000 – MLS #581723 Stately brick rancher, private setting Debi Dotson, 434-960-6753

Classic & Charming NEW Home Ruckersville, Greene Co. $348,500 – MLS #581144 2-story, wooded lot, open spaces Tim Carson, 434-465-0846

Condo Overlooking Blue Ridge Mtns.

University Village, Albemarle Co. $290,000 – MLS #581962 The Best in Senior Living! Spacious 1 BR Julie Gee, 434-981-1212

www.RealEstateIII.com FindHome@RealEstateIII.com

Movement Mortgage, LLC is an Equal Housing Lender. NMLS # 39179 (www.nmlsconsumeraccess. org) | 877-314-1499. Movement Mortgage, LLC is licensed by the "Virginia Bureau of Financial Institutions" #: MC-5112. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in.

Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company.

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Mortgage Partners

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

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503 Faulconer Drive Charlottesville · VA · 22903 p: 434.295.1131 f: 434.293.7377 e: homes@mcleanfaulconer.com

MCL EAN FAULCONER INC. Farm, Estate and Residential Brokers ROBINSON WOODS

PARK HILL LANE

North Downtown brick residence with 5 bedrooms, 3 full baths, study, wood floors, fireplace, eat-in kitchen with open family room, full basement with playroom, fenced yard, private deck and 2-car garage. $635,000 Tim Michel, 434.960-1124

CARAPAN

RAPIDAN FARM

2.5 private acres in Keswick Estates. Private with lovely views of the golf course and distant mountains. Architecturally designed, 7,000+ square foot residence with 5 bedrooms. MLS#451592 $1,650,000 Charlotte Dammann 434.981.1250

GLENDOWER

Extraordinary 1,674-acre farm/estate in the Piedmont Hills of Orange County, Virginia! Set in total privacy and borders the clear waters of the Rapidan River for almost 4 miles. Additional offerings available. MLS#575383 $11,600,000 Steve McLean, 434.981.1863

circa 1808 manor home built on a lovely knoll surrounded by stately mature trees and 423+ acres of rolling Virginia countryside. The property also contains a circa 1776 cottage, a schoolhouse, and a barn. MLS#582621 $3,250,000 Steve McLean 434.981.1863 CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Bright, comfortable and well-appointed house with wood floors built by R.L. Beyer Custom Homes as a model home.

Spacious living room with fireplace adjacent to kitchen/dining area, master and two additional bedrooms on second floor. Third floor with flexible space for a 4th bedroom or home office and full bath. Neighborhood common areas.

A bit of country in the City yet just minutes from Downtown and UVA. MLS#584695 $544,000 C Dammann, 434.981.1250

THOMSON ROAD

Quiet residential street, one block to UVA. Completely renovated, 4 bedroom, 3 full baths, 2 half baths, circa 1928 arts and crafts style, modern kitchen, baths, hardwood floors throughout, 1 bedroom terrace apartment. $1,195,000 Jim Faulconer 434.981.0076

GARTH ROAD ESTATE

Magnificent brick Georgian on 21 private, gently rolling acres, 5 minutes west of town. Expert craftsmanship, and beautiful architectural details throughout, heart pine floors, main level master, 5 en-suite bedrooms. $2,950,000 Jim Faulconer 434.981.0076

EDNAM

PRICED 40K BELOW TAX ASSESSMENT! 3 bedroom, 2.5 bath, Cape well maintained, hardwood floors throughout first level, main level master, walk to Boar’s Head. MLS#583351 $619,000 Jim Faulconer, 434.981.0076

OAKLAND

Historic, circa 1767 property on 663± acres in Deep Run Hunt Country fronts the Willis River. With many upgrades, the home has 5 bedrooms, 3 full baths, 5 brick wood-burning fireplaces, 1stfloor master suite with private bath and walk-in closet, modern kitchen, heart pine flooring and full walkout basement. Dependencies include circa 1740 guest cottage, 3-story barn, dairy barn, kennel, ice house and 2 equipment barns. MLS#549952 $2,595,000 Steve McLean 434.981.1863

WALNUT HILLS

HISTORICAL, Georgian Revival mansion, built c.1882 by Gov. James Kemper. 6000 sq.ft. manor home with 373 splendid acres. Long frontage on Rapidan River. $4,500,000 MLS#574009 Will Faulconer 434.987.9455

WWW.MCLEANFAULCONER.COM

MCL EAN FAULCONER INC. Farm, Estate and Residential Brokers

R ED

U C ED

SPRING CREEK

FANTASTIC LOCATION/LIKE-NEW CONDITION! Backs up to golf course. Energy efficient home, inside open floor plan, custom designed kitchen, 4 bedroom, full mostly finished, basement.

MLS#583353 $397,000 Jim Faulconer, 434.981.0076

TAYLOR CREEK ROAD

Picturesque 134 acres mountain property in Heards, that climbs from the road to the top of the mountain. Good road frontage, creek, great access, internal road network in place for easy access. MLS#572750 $399,000 Steve McLean 434.981.1863

AVINITY

Gorgeous sun filled townhome minutes from downtown and new Wegmans at 5th ST Station shops. Private rear patio that backs up to the forest offering privacy and views of Carters Mountain. MLS#584598 $369,000 Mark Mascotte 434.825.8610

GILBERT STATION ROAD

Wonderfully private, 67-acre tract of land approximately 11 miles north of Charlottesville in Barboursville. Mostly wooded with a creek and road frontage.

Tremendous views. MLS#552156 $565,000 Steve McLean 434.981.1863

PAVILIONS AT PANTOPS

Well maintained and fully upgraded 3BR, 2 full, 2 half bath townhome with over 2,100 sq.ft. of living space in the conveniently located Pavilion at super low maintenance, energy efficient home. MLS#582845 $314,900 Will Faulconer 434.987.9455

SCOTTSVILLE

42.26 park-like acres approx. 1.5 mi. from historic Downtown Scottsville! Includes one division right.

Soil study complete. Currently in land use. Mountain views! Only 20 mi. from C’ville. MLS#530854 $337,000 Will Faulconer 434.987.9455

HEWITT ROAD

73.9-acre farm, pastures and lovely hardwood forest— perfect horse or cattle farm. Traditional 3-bedroom residence, c. 1990. Lovely, private setting on a quiet elevated knoll with protected views. MLS#559927 $649,000 Will Faulconer 434.987.9455

PROSPECT AVENUE

End unit with direct access to UVA and UVA hospital, just a few blocks from West Main ST and the Downtown Mall. MLS#580684 $150,000 Mark Mascotte 434.825.8610

NARAMATA

Splendid private sanctuary in Madison County on 36 acres, magnificent landscaped grounds private rural setting. Residence has large comfortable rooms,floor to ceiling French doors, three covered porches.

MLS#581174 $699,000 Jim Faulconer 434.981.0076

GRASSMERE- IVY

Six and a half acre lot at the end of cul-de-sac in desirable neighborhood. Well located with easy access to Charlottesville, UVA and Crozet. Wooded lot with privacy but in a neighborhood. Western schools!

MLS#574585 $219,000 Tim Michel, 434.960.1124

HIGHTOP

37+ acre lot in Bundoran Farm with an elevated, level building site and commanding views of surrounding pastures and neighboring parcels that are protected by conservation easement. MLS#505892 $985,000 Steve McLean 434.981.1863

JACKS SHOP ROAD

155+ acres, level to gently rolling mature pine forest with long frontage on the Rapidan River. Excellent for retreat or permanent residence. Convenient to Madison, Ruckersville and Charlottesville. MLS#572541 $1,068,600 Steve McLean 434.981.1863

WWW.MCLEANFAULCONER.COM

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

503 Faulconer Drive Charlottesville · VA · 22903 p: 434.295.1131 f: 434.293.7377 e: homes@mcleanfaulconer.com

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

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Great Resources Available Now For

First-Time Home Buyers

BY CELESTE M. SMUCKER

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

FEATURE

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

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Individuals and families look forward—often for years—to moving into their first home. And today’s first timers, many (but certainly not all) of them Millennials, are no exception.

derstandings about how to qualify for a mortgage, find the perfect house and negotiate purchase contract terms they can live with for the long term.

Contact your real estate pros today. They can help ease you into home ownership with a minimum amount of stress.

Call Your Lender First For many buyers the most exciting part of finding their first home is checking out the housing inventory in their price range and finding the perfect new dwelling for their family.

Most start their search online. In fact, the NAR (National Association of REALTORS®) reports that 99 percent of Millennials start shopping online prior to contacting an agent.

However, your home buying process will stall quickly without input from a lender stating you are qualified to borrow enough money to pay for the house. There’s no point in looking at current listings if you can’t actually buy one. This is why the first step in your home search must be to consult your local lender.

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This beautiful 3 bedroom, quiet & cozy property is the perfect home for you! Fully renovated to include laminate floors, new appliances, granite counter tops & so much more! Lots of room to grow with an unfinished basement. All on 2.5 acres!

Roof & hvac are 2 years new!

MLS#582971,

Dana M. Williams, REALTOR ABR, SFR Licensed in the Commonwealth of Virginia

www.dana.exitcornerstone.com 540-718-0621

$185,000

www.EXITCornerstone.com EXIT CORNERSTONE REALTY

540-825-9898

340 SPRINGBRANCH TRL

Beautiful 3 BR 2 full BA cabin- park like setting on 3.16 acres! Beautiful woodland & seasonal mountain views from the decks, four season Florida room, and large front porch to enjoy all nature has to offer! Master BR has a walk in closet & att. bath. Large dining & family rooms w/hardwood floors!

MLS#584132, $239,900

Dana M. Williams, REALTOR ABR, SFR Licensed in the Commonwealth of Virginia

www.dana.exitcornerstone.com 540-718-0621

www.EXITCornerstone.com EXIT CORNERSTONE REALTY

540-825-9898

267 CLICKS LANE FOOTHILLS in New Market Va Beautiful all-brick single level home in town. Features a 2 car garage, 2 bdrm w/den or 3 bdrm, 2 bth. Cozy LR with gas fp & cathedral ceiling. Extd ceiling in DR, roomy kitchen with laundry adjacent. Large deck and shed/workshop in yard with electricity. Also portable generator connection. MLS#581152, $249,000

Steve Spence

1010 Ox Road, Woodstock, Virginia, 22664

540-271-4593 sspence@funkhousergroup.com www.stevespencehomes.com

FEATURE

One of the biggest misconceptions causing first timers to delay buying a home is the idea that they must first save up at least 20 percent of the purchase price.

18475 MONROVIA RD

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

Even if you just signed a lease, or believe you can’t possibly save enough money for a down payment anytime soon, contact your lender anyway, says Jay Domenic with Movement Mortgage.

Not only will you be amazed at what is available in the form of down payment assistance, but when it comes to qualifying for a loan, decisions you make now can have a long-term impact on your credit score. This means don’t take steps like cancelling credit card accounts, opening new ones or paying off judgments without talking to your lender first.

With your financial information in hand your lender can advise if you are ready to buy a home, and let you know how much house you can afford. If you can’t qualify for a mortgage today, Domenic advises you work with your lender to help structure a program to get you there even if you have marginal or damaged credit.

Your lender may also refer you to a housing counselor at PHA (Piedmont Housing Alliance) for home buyer education and additional help.

Don’t Stay Stuck in Misconceptions In some respects, today’s first-time buyers are a savvy group thanks to their well-honed ability to find useful information online.

However, many of these real estate newcomers may not be skeptical enough to question the validity of what they read, says Julia Morris with Fulton Mortgage, and that can keep people renting even when they are well qualified to buy.

Her advice is to “do a little homework” starting with a reliable site such as the one for the PHA. The VHDA (Virginia Housing Development Authority) is another good source of information where you can get familiar with the terminology, the procedures, and requirements for buying a home as well as learn about home buyer education courses available in person and online.

Our area has other good sources for buyer seminars as well, explains Candice Van Der Linde, REALTOR® with RE/MAX Realty Specialists -

1232 FOXVALE LANE • FOXCROFT

This beautifully maintained FOXCROFT home has it all! Convenient Location, Club House, Play Ground, Pool and Mountain Views from your front porch. 3 Bedrooms, 2.5 baths, Living Room with gas fireplace, Formal Dining Room, Eat-In Kitchen, rear patio for cookouts, beautiful gardens, welcoming front porch plus storage building. New carpet on first floor. Move-in ready.

You will love the Community! Clubhouse for birthday parties or gatherings throughout the year.

HOA dues also cover the maintenance of the pool, clubhouse, walking trails, and mowing along the trails. MLS# 582446 $339,900

GINGER SLAVIC

434-981-0118 www.GingerKnowsRealEstate.com gaslavic@cs.com Licensed to Sell Real Estate in the Commonwealth of Virginia

350 Old Ivy Rd #200, Charlottesville • (434) 260-5355)

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

M

illennials are now the largest generation alive and for 72 percent of them, homeownership is a high priority, more so than getting married or having children according to Bank of America’s 2018 Fall Homebuyer Insights Report.

Today’s market poses some unique challenges, however, and keeps many Millennials from buying their first house.

A shortage of houses for sale in the under $300 thousand price range is one of them. Another is the mistaken belief that buyers must save 20 percent of the home’s purchase price for a down payment. Concerns about student debt also encourage many Millennials to keep renting even though their monthly obligation may be less if they make a mortgage payment instead.

Fortunately REALTORS® and lenders stand ready to educate their first-time buyers by answering their questions and clarifying their misun-

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

FEATURE

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

14

Charlottesville. For example, the UVA Credit Union often sponsors seminars for renters that explain the home buying process and feature a panel of real estate professionals to answer your questions.

One of the biggest misconceptions causing first timers to delay buying a home is the idea that they must first save up at least 20 percent of the purchase price, Domenic says. This is not the case at all, he continues, stating “there are plenty of good programs that require little or no down payment.”

Lenders can also help with another source of stress and confusion for Millennial home buyers, student loan debt. Often they can direct their clients to reliable resources that help them keep open the possibility of purchasing a home while they take care of this debt.

For those with multiple student loans, there are some “great plans available,” for consolidation, Morris says.

Or they may be able to choose an alternate repayment plan and enjoy a more manageable monthly obligation.

However, she cautions, “often they do nothing,” which can leave them in

a difficult situation if they want to become home owners.

Right Loan Package Makes All the Difference First-time buyers may be surprised to learn about the many loan products available to them, some with zero down, others that don’t require mortgage insurance, still others that consider buyers whose credit file doesn’t include traditional sources such as credit card payments or car loans.

While you must be a first-time buyer (usually defined as anyone who hasn’t owned a home for the last three years) to take advantage of many of these programs there are exceptions to that rule as well.

A good example is a loan offered as part of a pilot project between Fulton Mortgage and FNMA (Fannie Mae), Morris says. At least one of the borrowers must earn less than the generous upper income limit of $89,600 in most cases. However, in some low income census tracts there is no income limit. Participation in homeownership counseling is required.

And there is more good news. Borrowers do not have to be first-time buyers and can finance up to 97 percent of the appraised value of the home. Morris recently worked with a client who chose this loan. She could have put down more than three percent, but decided to keep the extra funds in savings instead.

Borrowers for whom the three percent down payment is a challenge can utilize other sources of funds such as a gift or one of the down payment assistance programs available through PHA. Ask your lender for details.

Zero down financing is available with other loan products, as well Domenic says. For example, VHDA has a loan that uses a three percent second mortgage for the down payment. Depending on your credit score, you may even qualify for a five percent second mortgage, giving you extra funds you can use to offset closing costs.

Not every loan works for every situation, Van Der Linde cautions, adding that both the home and the buyer must qualify.

An example is the USDA loan, which has received a lot of press because it of-

fers 100 percent financing. With this program, sellers can even pay the buyers’ closing costs if that is agreed to in the purchase contract. Domenic has had clients who got both their earnest money and the fee they paid for the appraisal refunded at closing, thanks to this provision.

To use this program, however, the house must qualify by being in what is considered a rural area, Domenic says.

This means if you find your dream home in the city, you can’t use this loan.

However, the home does not have to be on acreage, he adds. Homes can be in subdivisions and still qualify. One of Domenic’s clients used this loan after finding the perfect house in Mill Creek south of town. Other qualifying areas include those north of the river, or west of Pantops.

Student loans are another factor that can figure into which mortgage program to utilize. Some products assume your student loan payment is a percentage of the total indebtedness regardless of the amount you actually pay monthly. Others use what your credit report says is the amount of your

Jen Sample

New floors in kitchen & baths, carpets, corian counters & tile backsplash in kitchen, rear patio & firepit. 1st floor master suite & laundry, + open floor plan w/eat-in kitchen & airy family room. Family room opens to rear deck, overlooks private, fenced back yard. 2 BRs on 2nd floor share jack-&-jill bath w/sep. water closet. Fin. basement w/add’l rec/family room space & add’l full bath. Terrace level has oversized 1 car garage & sep storage room! MLS#581288, $229,000

LAKE MONTICELLO 434.589.7653

434-989-9246

jennifer.sample@longandfoster.com www.jensamplesellshomes.com

3661 Lake Monticello Rd, Palmyra, VA 22963

701 PROSPECT AVENUE CHARLOTTESVILLE FTHB or INVESTORS!! 3BR, 1.5BA End unit with direct access to UVA & UVA hospital, just a few blocks from West Main ST & the Downtown Mall. Orangedale neighborhood is close to Forest Hills Park & the new shops at 5th St Station. Well maintained. MLS#580684, $150,000

15 JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

LAKE MONTICELLO • 52 NAHOR DRIVE

125 TURTLE CREEK ROAD

Mark Mascotte

434.825.8610 MarkMascotte@gmail.com

EAN FAULCONER INC. MCLFarm, Estate and Residential Brokers

503 Faulconer Drive • Charlottesville ∙ VA ∙ 22903

This spacious two bedroom, two bathroom condo features a fireplace, patio, den and walk-in closets. This unit is located on the first level. Turtle Creek is a quiet, maintenance free condominium community, conveniently located off Hydraulic Road and Route 29. Stonefield Shops are close by and within walking distance.

MLS# 583629 $139,900

3151 OLD LYNCHBURG ROAD

20 min. to Chville, this 3BR/1BA home is ideal for the first time home buyer or investor. Addition on rear & property has 2 stall horse barn & storage shed on 2.36 ac. Portion of property is fenced for horses. Home has new roof, heat pump & well pump. Price reduced for assisting with updates or changes made to home.

MLS#567173, $152,000

ANNE OLIVER REALTOR®

Anne L. Lohr • Cell (434) 987-2740 • alohr456@gmail.com

www.RoyWheeler.com

Real Estate III • 2271 Seminole Trail • Charlottesville, Virginia 22901

315 WHITETHORN COURT

LAKE MONTICELLO

FEATURE

Office: (434) 825-8174 Mobile: (434) 825-8174 AnneOliverrealtor@gmail.com

Close to DIA/NGIC , UVA Research Park, GE, & shopping. Charming & renovated w/4BRs & 2BAs and perfect for the 1st. time home buyer. Renovations: fresh paint, new water proof vinyl plank flooring on main level(incl laundry & multi purpose mud room). Kitchen has new granite counters, GE stainless appl. & custom wood cabinets. Baths have new vanities. Upper level BRs & stairs have new carpet. New siding in ‘16, new roof in ‘06, & new dual HVAC units ‘06 & ‘16. MLS#581667, $232,900

Anne L. Lohr • Cell (434) 987-2740 • alohr456@gmail.com Real Estate III • 2271 Seminole Trail • Charlottesville, Virginia 22901

LAKE MONTICELLO MLS#578999, $225,000 16 RIVERSIDE DR has it all! Enjoy your new home in this renovated level 3 bed/3 bath with full finished walkout basement, pool table, new roof, 1 yr home warranty. Easy access outside Lake Monticello gates + all amenities, dual zone HVAC, deck, big fenced yard, shed, 2nd drive for garage, boat or RV. Maggie MacInnis www.realestateiii.com

Room to Spread out in this nice split level design. 4 BR w/Over 2300 fin. sq. ft. w/2 BRs on main level w/full bath & first floor laundry. 2 add’l BRs & full bath on the second level w/walk in closets.

Large kitchen w/new counter tops, newer stainless refrigerator, smooth top range, space saver microwave, tiled back splash. Brand new tilt sash vinyl windows throughout, Upgraded flooring throughout, ceiling fans, New HVAC ‘17, new sliding glass door leads to side & wrap around deck. Fresh paint, new blown insulation. Fin. Rec Room/Family Rm on lower level. Huge Walk out basement to fenced area. Level, large corner lot near restaurants, shopping, exit gate & in the Golf Course Area.

MLS#584235 $199,000

434-981-6669 maggiemacinnisre3@gmail.com 2271 Seminole Lane, Charlottesville, VA 22901

Directions: Lake Monticello Main Gate: Left on Jefferson; go past Marina until you reach Dogleg Rd. on the right. (Home on the corner of Dogleg & Jefferson).(Bring ad for admittance through gate).

VICKI WILSON 434-960-7044 vwilsonrealtor@comcast.net

MONTICELLO COUNTRY, REALTORS

www.MonticelloRealtors.com

Cindy Scott

cindyscott@ntelos.net

540.649.0529

cindykscotthomes.com

432 S Wayne Avenue, Waynesboro Recently remodeled 3BR, 3BA, c.1900, in the heart of downtown Waynesboro. Hardwood floors in the 16’ x 11’ foyer, parlor, living room & BRs. Kitchen has new stainless appl, cabinets w/soft close doors/drawers, granite counters, breakfast nook, & island. Full bath & laundry on 1st floor. Updates to plumbing, electrical, new furnace/AC (9/18). Unfininished basement.

Alley access to driveway in the rear.

MLS#583575, $239,900 127 S. Wayne Avenue, Waynesboro, VA 22980

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

OPEN HOUSE - Sunday 1-20-19 from 2-4 pm

FEATURE

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

16

payment, and these figures can be very different. Your lender can advise you on the best option for your situation.

Once your lender determines you can obtain a mortgage, they will write a pre-qualification letter stating how much house you can buy.

When you make an offer your REALTOR® will use this letter to prove to sellers that you are serious and qualify for the amount of funding needed to go to closing. This is especially critical in our current market where multiple offers on popular homes are not uncommon.

First-time buyers also need to be realistic about the kinds of homes they can expect in their price range. If what you want is a four bedroom house under $250 thousand, you won’t find it in downtown Charlottesville.

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

First-Time Buyer Market These days, most agents’ biggest complaint is the lack of inventory, a situation which can be especially frustrating for first-time buyers who find the perfect home only to discover they are bidding against others to purchase it.

This means it is especially important to act on your agent’s advice about how best to make an offer and negotiate a contract. John Updike with Roy Wheeler Realty Co. advises his first-time buyers, “if you lose out on the first offer, keep plugging away.” It is important to “be proactive and stick to it.”

First-time buyers also need to be realistic about the kinds of homes they can expect in their price range. If what you want is a four bedroom house under $250 thousand, you won’t find it in downtown Charlottesville, Van Der Linde explains.

Buyers willing to commute to a Charlottesville-area job, or those who

work out of their home, may find affordable homes further out.

Nearby Nelson County is a good choice for first timers says Marlo Allen with Mountain Area Realty. She especially recommends properties off the Route 29 corridor where prices are more favorable than near Route 151.

It’s difficult to find brand new homes in a first-time buyer price range.

However, you might find what you want in Greene County north of Albemarle.

Matthew Woodson, REALTOR® with Roy Wheeler Realty, Co., is excited about a new Ryan Homes community

in Greene called Oxford Hills featuring open concept floor plans starting at $259 thousand.

“There is an unbelievable amount of interest,” he says adding that the first section sold out quickly, but he looks forward to the next phase set to open in April.

Be sure to take your REALTOR® when going the new construction route, Van Der Linde advises. The builder’s site agents can only give you limited representation and won’t be able to advise you about whether to do an inspection or how best to select upgrades that make sense for resale.

She suggests you “listen to your real estate professional who is your advocate for this process.”

If you are a first-time buyer ready to move into your own home, now is a great time to go for it. Interest rates continue to be historically low and prices, while rising, are still reasonable.

Call your lender and your agent today. They will walk you through the process and help manage the challenges so you can start enjoying the many advantages of being a home owner. n Celeste Smucker is a writer and blogger who lives near Charlottesville.

Dan Barber

(434) 242-5318 d.barber76@yahoo.com DanBRealty.com

24 XEBEC ROAD LAKE MONTICELLO www.monticellorealtors.com

207 E CENTRAL ST

OPEN SUNDAY Jan 27th

•

Open concept floor plan & beautifully maintained 2 story! A short walk to Beach 4! A gorgeous FP is the focal point of the living room + built-ins, & accented by refinished • Gated Residential Community • Convenient To Shopping • 350 Acre Recreational Lake with • 18 Hole PGA Golf Course hardwood floors.

Freshly paint & HVAC sys5 Beachs • Activity groups for all ages tems replaced.• Decks & porches recently • Great Fishing Waterfront Homes Sold By Boat • City Services painted/stained.• Community Tour Available at our Move-in ready! Master • Clubhouse, Pool, Tennis website www.monticellorealtors.com suite has jetted tub, sep. shower, &newlarge Conveniently located just 25 minutes from Charlottesville, you’ll find a whole lifestyle. Take Route 53 from C’ville to a left on VSH 618 (Lake Monticello Road). walk-in closet. size stairs to the floored Our office is on Full the right MLS#583146, $189,500 We Sellattic.

Homes

by Boat! Open 7 Days a Week

Ranch style home on a small quiet street within walking distance of quaint downtown Gordonsville. Beautiful morning sun makes the kitchen and dining area very cozy and cheerful.

Open floor plan with three bedrooms and two full baths.

MLS#582662, $150,000

PAT T Y C L A R E

Monticello country, realtors

434.996.1846 (m) 540.949.4174 (o) pbc53@yahoo.com

2704 Lake Monticello Road • Palmyra, VA 22963

434.589.3539 • 800.225 LAKE Minutes to downtown Louisa shops, restaurants & centrally located between Charlottesville & Richmond. Upgraded kitchen granite counters, glass title back splash, pendant lighting & stainless appl.

Spacious Master Bedroom w/tray ceiling, sitting area, double sinks & large soaking tub. 3 more BRs, walk in closets, upstairs laundry & 2 car garage w/work bench, Crown molding throughout home & backyard patio. Shown by appointment only MLS#584363, $227,500

2017 W Main St, Waynesboro, VA 22980

14 EAST POINT ROAD • LAKE MONTICELLO

First time homebuyer? Downsizing? 3 BR & 2 full BA. Master BR w/French doors opening to rear deck ... great for that morning cup of java. Beautiful hardwood flooring throughout w/ceramic tile in both baths, Ventless gas FP for cozy wintery nights. Huge rear deck(wired for hot tub). Huge 12X36 utility bldg, + paved drive. Move in ready home.

REALTOR IS RELATED TO SELLER. MLS#584328, $155,500

Olivia Ryan • 540-894-7414 • valererealestateinc@gmail.com www.valererealestate.com

New Construction • Lake Monticello SIMILAR TO PHOTO

Realty Specialists

• One Level Living - 1550 sq ft, 3 bedroom, 2 bath, 2 car garage.

• Split Bedroom Plan, Custom Features, Efficient, Quality Build • Choose Colors, Make Selections, Work Directly with Detail Oriented Builder • Convenient Location Near Slice Gate.

Walk to Dining Options. Summer 2019 Delivery.

• Other Plans Available • $245,000 MLS# 582935

MARVIN L. DEANE (434) 409-8400 www.marvindeane.com marvindeane@gmail.com

355 W Rio Rd Charlottesville Va

FEATURE

DAN CORBIN 434 531-6155

BUILD NEW. BUILD NOW!

17

WELCOME FIRST TIME HOMEBUYERS!

1-3pm

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

OPEN SUNDAY JAN. 20, 1-4PM

18 HANEY ROAD • GOLDEN HILLS 1.4 acre corner lot with a thick line of trees for natural privacy. Main floor consists of living room, dining room & kitchen with hardwood floors. 2nd level is only a few steps up w/ 3 spacious BR’s + full & 1/2 BA. Basement level w/ lge family room, full bath, laundry & space for storage. Recently updated - New Carpet, New Deck, Siding, Windows, Doors & Water Heater(‘17) & Roof (‘15). Just move in & enjoy! MLS#580588, $224,900

Linda Willer

434-985-4094 (Office) • 434-760-1421 (Cell) lindawiller@remax.net

Let’s Keep in Touch!

The Real Estate Weekly 308 E. East Main Street • Charlottesville, VA 22902 Tel.: 434-817-9330 • www.caar.com

Each office independently owned and operated

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Action Real Estate 1770 Timberwood Blvd #101, Charlottesville, VA 22911

4568 PATRICK HENRY HWY • ROSELAND IDEAL for Home Renovation Loan! BRING OFFERS! ONLY Exterior or Addition work is needed to make this ALREADY RENOVATED HOME double it’s value!! 4 Lots Available Per Zoning--- 4 Bed Home. NEW: HVAC 2014, Roof 2010; Well Pump 2014; Windows 2014; Addition 22x8 with Dining Room; Laundry Room & Pantry. Deck 24x10 added 2014. Sheds, Pool, Dog Pens & Chicken Coop ALL Convey.

Throughout Home replaced ALL Light Fixtures & Doors. Gutted Bathroom- New Toilet, flooring, vanity & Shower. 10 Acres ONLY 3 Miles from Saunders Bros & 8 Miles from Nelson High School! MLS# 569901 $140,000 BuyAndSellCville.com 355 West Rio Rd • Charlottesville VA 22901

NOW IT’S TIME TO VOT

CANDICE VAN DER LINDE 434-981-8730

Candice van der Linde, Realtor

White “REVERSED” Version

➜

@Candice_Re

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

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A Virginia Tradition Since 1927 Charlottesville: 434-951-5155

Greene: 434-985-2348

Zion Crossroads: 434-589-2611

Downtown: 434-296-7171

Wintergreen: 434-325-8018

Western Albemarle: 434-205-4355

Ednam Hall • Dryden Lane • Charlottesville, VA 22903

®

®

Homes@RoyWheeler.com • www.RoyWheeler.com

RARE OPPORTUNITY to own 100 acres in Western Albemarle County! Situated on a quiet country lane, this parcel offers up to 5 division rights and long, state road frontage. Located between Crozet and Batesville, you will find elevated building sites with spectacular panoramic Blue Ridge Mountain views. Additional acreage available. $1,495,000. info@stevewhiterealtor.com Steve White, 434-242-8355. (584013)

LOCATED CLOSE TO MINT SPRINGS PARK and within minutes of Crozet, this gorgeous 2.1 acre parcel offers an elevated building site with views of the Blue Ridge and Ragged Mountains. Mint Springs Park amenities include swimming, hiking, fishing and a playground. Excellent opportunity for purchase in Western Albemarle. $139,450. info@stevewhiterealtor.com Steve White, 434-242-8355. (583945)

GORGEOUS PRIVATE 21 acre wooded parcel located in Southern Albemarle enjoys privacy, mature hardwood forest, trails, elevated building sites with views of long frontage along Ramsey Creek below with pond possibilities. Parcel is located close to both the James & Rockfish Rivers and only minutes from the historic river town of Scottsville. $134,500. info@stevewhiterealtor. com Steve White, 434-242-8355. (583114)

PERFECT BUILDING LOT at Wintergreen Resort offering more than should be expected at such a great price! Only a short walk to The Mountain Village, the slopes, shopping, The Market, & numerous restaurants in the hub of Virginia’s premier 4 season resort. There are so many design options for a lot such as this one. Imagine the possibilities! $10,000. Gavin Sherwood, 434962-0226. (582946)

WESTERN ALBEMARLE. Two wooded building lots located in a peaceful and private setting adjoining orchards and the Blue Ridge Mountains. Soil work and surveys complete. 5.15 acres for $164,500 and 2.14 acres for $131,500. Call your Realtor today! Mike Peters 434-9813995. (532640, 642)

KESWICK ESTATES. Incredible 2 acres of beautiful elevated, hardwood forest privately situated and quietly tucked at the end of a cul-de-sac on the grounds of the grand Keswick Estate. Priced under cost and under assessment. $265,000. JimBonner.com 434-951-5102. jim@jimbonner.com (496155)

SOUTHWIND ESTATES. Barboursville. Heavenly plateau of three lots ready to build in Albemarle County. Well drilled, perked, good soil and paved access. Stream could make a perfect pond site. Picturesque Vineyard and Blue Ridge views in your own neighborhood! 7.79 acres $349,500 (564444). 2.36 acres $249,500 (564442). 2.00 acres $195,500 (564443). JimBonner.com 434951-5102.

CORNER LOT JUST WAITING FOR YOU to build your home. Located in Greene Acres just minutes away from Ruckersville and shopping. Take advantage of the beach and lake that the community offers. Drive out today. $15,000. www.KathyMarkwood.com 434-9856454. (574995)

LIBERTY SPUR FARM is perched atop a picturesque knoll to a backdrop of the nearby Southwest Mountains. A spacious country home overlooks partly wooded private grounds of fenced paddocks with run-in shed, riding ring, and tack building. The neighborhood is traversed by riding trails and backs to land in conservation easement. $537,500. www.GerriRussell.com 434-5319581. (582712)

NOT MANY CONDOS at Wintergreen Resort offer ZERO steps from your car to the front door! The ease of access and location next door to the Wintergarden Spa, Devil's Knob Golf Course, and Devil's Grill help add to the appeal of this condo which is sold fully furnished and move-in ready. $114,900. Gavin Sherwood, 434-962-0226. (576017)

COME HOME to this well maintained contemporary. Spacious floor plan offers 3 levels of living space with room to expand. The full-length deck off the main level offers beautiful mountain views, seasonal lake views. Two garages, two fireplaces, two great rooms-one on the main level, one on basement level. Nicely sized bedrooms on every level of home. $309,000. Ann-Marie Guadagno, 434-960-0094. (582187)

MOUNTAIN RETREAT on 10 acres w/Blue Ridge views. Built in 2005 still shows like new.

A must see to appreciate the high-end finishes; yellow pine floors throughout, large kitchen w/ hickory cabinets & granite counters, 4BR/3BA, unfinished basement, Hardiplank siding, garage and more. Covered front porch & large rear deck. $549,000.

MatthewWoodsonProperties.com 434-960-5187. (579085)

Celebrating Over Ninety Years Trust, Tradition & Market Leadership

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

19

When it comes to housing, little things shouldn’t make a difference.

If you believe you may be a victim of housing discrimination, contact HUD or your local Fair Housing Center:

Visit www.hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (voice) 1-800-927-9275 (TTY)

Your Choice. Your Right. Your Home.

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

If you have children or are pregnant and a landlord refuses to rent to you, requires a higher security deposit, limits the use of facilities, or says you can only live in certain areas of a housing complex ... that could be discrimination. And housing discrimination because of familial status is against the law.

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

20

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BUY or SELL your home with CynthiaHashTeam.com in 2019?

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CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

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www.FindHomesInCharlottesville.com

COMING TO OUR JANUARY 30TH ISSUE!

GREATER CHARLOTTESVILLE AREA

GUIDE

TO THE

RESIDENTIAL

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

21

MARKET PLACE

We’re taking the CAAR Year End Market Report and creating a comprehensive guide to the areas in Central Virginia where home buyers can get the most bang for their buck!

Covering the areas of: ✓ Charlottesville ✓ Greene ✓ Nelson ✓ Overview of the Greater Charlottesville Area

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

If you’re in the market to buy a new home, DON’T MISS THIS ISSUE!

JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

22

HOME SALES STATS

ENDING THE WEEK OF JANUARY 6, 2019

There were 23 sales in the 11 county and city areas n 13 were in Albemarle with an average price of $509,084 n 1 was in Charlottesville with a price of $242,000 n 4 were in Fluvanna with an average price of $201,750 n 2 were in Louisa with an average price of $263,750 n 1 was in Orange with a price of $150,000 n 2 were in Staunton with an average price of $224,050

15391 LITTLE EGYPT RD ORANGE

1631 CHERRY AVENUE CHARLOTTESVILLE

7278 HATFIELD ACRES LN DYKE

11 MOREWOOD PLACE LAKE MONTICELLO

2054 AVINITY LOOP CHARLOTTESVILLE

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

LOCAL GOVERNMENT (Note: Real estate tax information gathered from local government Web sites and is believed but not guaranteed to be accurate as of publication date. Towns may assess real estate taxes in addition to those charged by each county.)

CITY OF CHARLOTTESVILLE

GREENE COUNTY

CITY OF STAUNTON

LOUISA COUNTY

CITY OF WAYNESBORO

MADISON COUNTY

ALBEMARLE COUNTY

NELSON COUNTY

www.charlottesville.org Real estate tax rate: $.95 per $100 www.staunton.va.us Real estate tax rate: $.97 per $100 www.waynesboro.va.us Real estate tax rate: $.87 per $100 www.albemarle.org Real estate tax rate: $.839 per $100

FLUVANNA COUNTY

Staff:

PUBLISHER

Aimee Atteberry aimee@c-ville.com

MARKETING SERVICES Beth Wood beth@caarrew.com 434.817.9330

EDITORIAL COORDINATOR Celeste Smucker editor@caarrew.com

DESIGN Tracy Federico designer@c-ville.com Lorena Perez designer2@c-ville.com

HOMES SOLD

412 GRAYROCK DRIVE CROZET

THE

www.co.fluvanna.va.us Real estate tax rate: $.935 per $100

www.gcva.us Real estate tax rate: $.775 per $100 www.louisacounty.com Real estate tax rate: $.68 per $100 www.madisonco.virginia.gov Real estate tax rate: $.68 per $100 www.nelsoncounty.com Real estate tax rate: $.72 per $100

ORANGE COUNTY

www.nelsoncounty.com Real estate tax rate: $.804 per $100

The REAL ESTATE WEEKLY is published weekly by the CAAR Real Estate Weekly, Inc., a wholly owned subsidiary of the Charlottesville Area Association of RealtoRs®, Inc. Copyright All rights reserved. Reproduction in whole or in part without permission of the publisher is strictly prohibited.

All advertising published in the REAL ESTATE WEEKLY is believed to be truthful and accurate.

No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful, but this publication does not warrant, nor is it liable for, the accuracy or truthfulness of the advertising placed within this publication. Neither the CAAR Real Estate Weekly, Inc., nor its corporate parent, the Charlottesville Area Association of RealtoRs®, Inc., assume any responsibility and shall have no liability whatsoever for errors, including without limitation, typographical errors or omissions in the REAL ESTATE WEEKLY. Any reference made to the CAAR Real Estate Weekly, Inc. or the Charlottesville Area Association of RealtoRs®, Inc. is not to be construed as making any representation, warranty, or guarantee by the corporations concerning the information on properties advertised in the REAL ESTATE WEEKLY. The content of all ads contained herein are solely the responsibility of the advertiser. The opinions and statements contained in advertising or elsewhere in this publication are those of the authors of such opinions and are not necessarily those of the CAAR Real Estate Weekly, Inc., or the Charlottesville Area Association of RealtoRs®. the CAAR Real Estate Weekly, Inc. reserves the right to edit or refuse any advertising it deems inappropriate or misleading. No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful. Every effort has been made to assure accuracy, but this publication does not warrant, nor is it liable for the advertising placed within this publication.

This publication will not accept advertising that refers to or attempts to establish fees or rates of commissions charged for services rendered.

Information on advertising placement may be obtained by calling 434-817-9330.

All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination.” Virginia Fair Housing Law also makes it illegal to discriminate because of elderliness (age 55 and over).

We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

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308 E. East Main Street • Charlottesville, VA 22902 Tel.: 434-817-9330 • FAX: 434-817-2714 e-mail: ads@caar.com Send your news and/or press releases to editor@caarrew.com

VIP TENT SPONSORED BY

23 JANUARY 16 - JANUARY 22, 2019 ISSUE 2803

PRESENTED BY

MUSIC BY DISCO RISQUE AND DJ SLIM POPPINS GA AND VIP TICKETS ON SALE NOW:

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Part of the proceeds to benefit Red Shoe Cville and the Charlottesville Ronald McDonald House.

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

ADDITIONAL SPONSORS

401 Park Street Charlottesville, VA 22902

386 ACRES IN FREE UNION - REDUCED

434.977.4005 lwoodriff@loringwoodriff.com

5214 PONT ROUGE FARM $2,750,000 Pont Rouge offers an absolutely pristine 5 bed, 5.5 bath residence constructed by Shelter & Associates that overlooks the immaculate farm & staggering mountain views beyond. Charming, log guest cottage adjacent to the main house. 386 tranquil, protected and private acres include groomed, rolling, fenced & crossed fenced fields & a large, deep pond.

Wonderful horse barn and board & batten equipment barn. The only covered bridge in Albemarle Co. welcomes visitors at the entrance. MLS# 558099

UNPAR A LLELED V IEWS IN IV Y

1254 MAWYER FARM LANE • $949,000 Elevated property features commanding views of Ragged Mountains & surrounding countryside. Executive farm feel w/ outdoor entertainment spaces & perfect Pool setting. Marble Foyer, Dining Rm & Parlor, Family Rm w/ custom built-ins & fireplace, Media Rm & Home Office. Tommy Brannock (434) 981-1486. MLS# 584664

NORTH DOW NTOW N - R EDUCED $50,000

TOP FLOOR RENOVATED DOWNTOWN CONDO

BELL AIR CL ASSIC TOTA LLY R EMODELED

419 NE 4TH STREET • $679,000 Modernized c. 1840 home 4 quiet blocks from the Downtown Mall.

Storybook curb appeal & covered front porch. 1st floor living & dining rooms, powder room, & sun-drenched kitchen w/ island. 3 beds & huge hall bath upstairs + 2nd full bath in basement w/ finished room. Screen porch overlooks shaded, level back yard. MLS# 581870

804F EAST JEFFERSON STREET • $298,000 Rare 2 bed, 2 bath condo only 1 block to the Downtown Mall.

Remodeled kitchen & bathrooms w/ new cabinetry, granite tops & tile plus new hardwood floors throughout. Living room enjoys fireplace & sliding doors open to private balcony overlooking mature green space. Lindsay Milby (434) 962-9148. MLS# 584706

47 CANTERBURY ROAD • $1,799,000 Great flow for entertaining from large entry hall to dining room w/ fireplace & entertainment size great room opening to beautiful 1.9 acre yard, pool, bluestone patios & covered porch. Private guest suite w/ fireplace & kitchenette. Lots of storage & 2-car garage. Punkie Feil (434) 962-5222 or Elizabeth Matthews (434) 284-2105. MLS# 584710

DAR LING HOME IN L AK E COMMUNIT Y

WA LK TO DOW NTOW N

CHAR MING COTTAGE IN BELMONT

1389 MORNING GLORY TURN • $197,500 Located on a large wooded lot, this 3 bedrm, 2 bath home w/ open floor concept is inviting & offers plenty of room. Features include vaulted ceiling, wood stove in living room, deck off living room.

1-car garage & full unfinished basement w/ rough-in bathroom for future expansion. Inessa Telefus (434) 989-1559. MLS# 582490

726 CARGIL LANE • $569,000 Classic brick home located Downtown off of Park Street is situated on a spectacular lot with rock walls and an attractive creek. Hardwood floors and architectural details throughout the home. Walk Downtown or utilize quick access to the Route 250 By-pass. Tommy Brannock (434) 981-1486. MLS# 584549

821 MONTICELLO AVENUE • $389,000 Belmont home with inviting front and back porches boasts classic details: hardwood floors, several custom built-ins, sunny windows, updated kitchen, fenced backyard and practical shed.

Rear addition created space for Powder Room and Laundry. Off street parking. Tommy Brannock (434) 981-1486. MLS# 584729

UPDATED A ND UNIQUE IN MILL CR EEK

1327 GRISTMILL DRIVE • $307,500 Attractive, updated home w/ commanding presence on a mature, elevated lot. Stainless appliances incl’ double oven. Unique features such as built-in book shelves, Pantry, closet organizers in 1st floor Master BR, & extra storage. 3rd BR in Loft used as a Family Room or Home office. Tommy Brannock (434) 981-1486. MLS# 584541

1324-1326 BROOMLEY ROAD $2,895,000 This idyllic 34 acre parcel w/ strong Blue Ridge & pond views + Ivy Creek frontage offers the elusive opportunity to build a remarkable country estate tucked away on Nature’s doorstep yet adjacent to Farmington.

Incredible existing improvements: luxe 2 bed/2 bath cottage, stables w/ adjacent, new construction studio apartment & 2-car garage. No expense spared renovating cottage & constructing studio apt. Truly, tranquility reigns at Waterson Farm despite its location close to all of Charlottesville. MLS# 584753

WWW.LORINGWOODRIFF.COM

34 ACR E PARCEL NEXT TO FAR MINGTON