The Real Estate Weekly 1.15.2020

VOL. 29 NO. 2 n JANUARY 15 - JANUARY 21, 2020

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A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S ®

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A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS® Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange, Augusta

IT’S A GREAT TIME TO BE A

First-Time

HOME

BUYER

BY CARLA HUCKABEE

Built-Ins

Increase Storage and Add Value

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

2

503 Faulconer Drive Charlottesville · VA · 22903 p: 434.295.1131 f: 434.293.7377 e: homes@mcleanfaulconer.com

MCL EAN FAULCONER INC. Farm, Estate and Residential Brokers SUMMIT RIDGE TRAIL

LA FOURCHE

Historic c. 1788 gem in the heart of Keswick, restored and updated. Main house with attached tavern and party barn on 4 acres. Views of Southwest Mountains.

Minutes to Charlottesville & UVA. MLS#587033 $2,250,000 C. Dammann, 434.981.1250

INGLECRESS

Designed by Dick Shank of Shank & Gray Architects.

First-floor master bedroom with bath. Second level contains 4 additional bedrooms and 2 full baths in sought-after, close-to-town location. MLS#581994 $965,000 Steve McLean, 434.981.1863

JEFFERSON PARK AVE

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Quaint stone cottage, conveniently located in the heart of historic Fry’s Spring just steps from UVA and well stocked with charm, quality, & craftsmanship in every corner. Totally move in ready! MLS#597786 $409,000 Will Faulconer, 434.987.9455

Expansive views from this custom built, comfortable residence privately situated on a protected 1.4 acres.

Main floor has open living room with fireplace, dining area, upgraded kitchen, spacious master suite and study. The bright walk-out lower level is flexible space with rec room, 4 bedrooms, 2.5 baths. Numerous upgrades and high end finishes. Convenient to I-64, Pantops, Downtown, UVA. MLS#597258 $1,195,000 Charlotte Dammann, 434.981.1250

RIVER LAWN

Delightful combination of wood and pasture land with a spectacular bluff for a building site overlooking the James River. Property is under easement with the Virginia Outdoors Foundation. MLS#569753 $745,000 Steve McLean, 434.981.1863

YELLOW MOUNTAIN

A perfect combination of open fields and woodland with expansive long range views from several home sites on this 75+ acre estate parcel. Property shares a common border with Mint Spring Park. MLS#587056 $975,000 Charlotte Dammann, 434.981.1250

MEADOW HILL FARM

15 miles west of UVA. 6 BR 5.5 BA, guest cottage, attractive modern interior improvements, open country kitchen, high ceilings all levels. 13 acres open pasture, views of rolling Piedmont countryside. MLS#595248 $2,300,000 Mark Mascotte, 434.825.8610

CABIN AT TURTLE CREEK

Beautiful country home set on 39.6 private acres at the foot of the Blue Ridge, featuring a well-designed home with multiple living rooms. The property includes a three-bay utility room and a guest house. MLS#587914 $4,475,000 Steve McLean, 434.981.1863

RENOVATED FARMHOUSE

C. 1800 on 1.17 acres near Earlysville, enlarged and extensively improved but retaining charm and character of antique home: heart pine floors, stone FP, exposed beams. Modern kitchen and bathrooms, living and dining rooms, 4 BR, 3 great exterior porches, surrounded by beautiful gardens and expansive lawn. Detached 2-car garage. Lovely tranquil space, but close to shopping. MLS#598827 $495,000 Jim Faulconer, 434.981.0076

IVY

Exciting four-bedroom four-and-half-bath residence privately situated on 5.43 acres. Two master suites and spacious flexible main rooms for comfortable living. Quick drive to UVA and town. MLS#595565 $745,000 Charlotte Dammann, 434.981.1250

WWW.MCLEANFAULCONER.COM

MCL EAN FAULCONER INC. Farm, Estate and Residential Brokers

RAGGED MOUNTAIN FARM

West of Charlottesville, near Ivy, is this beautiful 92-acre home on elevated site with 4 bedrooms, 4.5 baths, including huge master suite on main level and 3-car garage. MLS#595833 $2,475,000 Jim Faulconer, 434.981.0076

WINDSOR ESTATES

1606 GREENLEAF LANE

3-bedroom home on 1.38 park-like acres. Wonderful neighborhood with great yard and privacy yet convenient to UVA/downtown, airport, and locations north of town. MLS#595975 $389,500 Steve McLean, 434.981.1863

City charmer -3 BR, 2 BA, living room, dining room, kitchen, screen porch, on flat, fenced back yard near parks and schools. Walk to UVA. Wood floors, off street driveway, built-ins and mature landscaping.

MLS#595802 $388,000 Tim Michel, 434.960.1124

WILMINGTON ROAD

2 wooded lots with no restrictions and approved for conventional septic systems located one mile east of Wilmington and surrounded by large farms. Perfect dream home location 10 min. to Palmyra. Steve McLean, 434.981.1863

STONY POINT ROAD

MEADOWBROOK HILLS

Wonderful 4-bedroom Colonial in the heart of the City, beautifully upgraded & renovated! Features a traditional floor plan with 3,000 finished square feet over 3 levels. MLS#589158 $675,000 Will Faulconer, 434.987.9455

Private 5 acre estate parcel with beautiful level home site among mature hardwoods. Conveniently located to Downtown Charlottesville & UVA. Purchase price includes clearing of house site and septic field.

MLS#565885 $250,000 C. Dammann, 434.981.1250

JUSTIN DRIVE

Wooded parcel with outstanding views and frontage on the Rivanna River. Close to shopping, restaurants, and more, yet totally private. Spectacular building site overlooking the river accessed by private drive.

MLS#580880 $295,000 Steve McLean, 434.981.1863

EXCEPTIONAL LARGE ACREAGE

2 private estate parcels in coveted Ragged Mtn. Farm.

Excellent building sites, beautiful Blue Ridge views in the Western Albemarle school districts. 84.79 acres: MLS#563174 $1,295,000; 100.22 acres: MLS#563171 $1,495,000 Steve McLean, 434.981.1863

SCUFFLETOWN ROAD

Elegant contemporary on 6 acres. Features high ceilings, 4 bedrooms, and a basement with space for a rec room, home theater, or additional bedroom. MLS#588408 $590,000 Steve McLean, 434.981.1863

QUAKER GLEN FARM

Magnificent 701 acre farm, base of Blue Ridge Mtns., Madison County, near Shenandoah National Park, Camp Hoover, Graves Mt. Lodge. Open land for animals, also perfect vineyard property. Circa 1894 farmhouse. MLS#588709 Jim Faulconer, 434.981.0076

EDNAM

Quality-built, spacious home priced to sell below tax assessment value!!! Brick home, 5 bedrooms, 4 full baths, including main level master suite.

Walking distance of renovated Boars Head Resort.

MLS#591365 $785,000 Jim Faulconer, 434.981.0076

WOODLANDS ROAD

Level building site, exceptional privacy, tranquil setting, 10+ gently rolling acres, stream, and beautiful pastoral views! Excellent location, convenient to Barracks Road and airport! MLS#573509 $220,000 Steve McLean, 434.981.1863

WWW.MCLEANFAULCONER.COM

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503 Faulconer Drive Charlottesville · VA · 22903 p: 434.295.1131 f: 434.293.7377 e: homes@mcleanfaulconer.com

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New to Market

Feature Properties New Price

Light-Filled Updated Home

Mill Creek, Albemarle Co. $400,000 – MLS #598956 Wood floors, office and so much more!

Gracie Haines, 434-953-8183

Gorgeous Waterfront Home Lake Monticello, Fluvanna Co. $695,000 – MLS #584834 Finished terrace level, 4000 SF Cheryl Sprangel, 434-981-6695

Privately Located on 3.5 Acres

Mountain Brook, Louisa Co. $475,000 – MLS #596262 Lake frontage, 2960 FSF, 1st floor master Jeff Gaffney, 434-981-1882 Missy Kent, 434-962-0485

Scenic 175 Acre Farm

Madison County $1,600,000 – MLS #594959 Rolling pastures, premier mtn. views Angus Arrington, 434-531-1100

Immaculate, Bright & Spacious Lowell Pines, Albemarle Co. $612,000 – MLS #595958 15+ ac setting, updated home Bob Durrer, 434-242-6011

Wonderful 3 BR, 3 BA Home Four Seasons, Greene Co. $370,000 – MLS #596042 Stone front, immaculate, 2-car garage Pam Rivera, 434-305-9241 Don Brady, 703-927-1426

Beautiful All Brick Home

Wonderful Renovated Home

Southern Living Classic Design

Lovely 4 Bedroom Home

Foxchase, Albemarle Co. $995,000 – MLS #593714 Brand new kitchen & covered back deck Justin Kent, 434-951-7052

Glenmore, Albemarle Co. $550,000 – MLS #587101 1st floor master suite, wall of windows Jeff Gaffney, 434-981-1882

Jameson Homes – The Randolph Hancock Farms, Greene Co. $349,900 – MLS #589720 Charming 3 BR, 2.5 BA on 2 acres Jeff Gaffney, 434-981-1882

Lewis Mountain, Charlottesville $829,000 – MLS #596612 Easy walk to UVA & Scott Stadium Sabina Martin, 434-981-1147

Hidden Hills, Fluvanna Co. $474,900 – MLS #592389 Quality details, large deck, 2-car garage Alyson Maupin, 434-953-6112

Excellent Opportunity!

City of Charlottesville $294,900 – MLS #596619 Affordable, Greenbrier Elementary Mike Thompson, 434-760-7513

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Mortgage Partners Jay Domenic 434-960-3039 NMLS#: 504845

Wonderful 3 Bedroom Home North Garden, Albemarle Co. $275,000 – MLS #593940 Legal basement apartment, gazebo Angus Arrington, 434-531-1100

Affordable City Condo

Druid Hill Condos, Charlottesville $273,000 – MLS #598274 Convenient location, 2 BR, 3.5 BA Pam Rivera, 434-305-9241

Beautiful Country Ranch Home Howardsville, Buckingham Co. $269,000 – MLS #593765 Split bedroom design on 14.95 acres Debi Dotson, 434-960-6753

www.RealEstateIII.com FindHome@RealEstateIII.com Family Owned and Operated since 1972

Movement Mortgage, LLC is an Equal Housing Lender. NMLS # 39179 (www.nmlsconsumeraccess. org) | 877-314-1499. Movement Mortgage, LLC is licensed by the "Virginia Bureau of Financial Institutions" #: MC-5112. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in.

Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company.

FREE

CAAR REAL ESTATE WEEKLY

A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS® Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange, Augusta

Inside:

IT’S A GREAT TIME TO BE A

First-Time

HOME

BUYER

Built-Ins

Increase Storage and Add Value

BY CARLA HUCKABEE

NEWS & VIEWS Local Real Estate Related News

JANUARY 15 - JANUARY 21, 2020

10 IT’S A GREAT TIME TO BE A

First-Time

HOME

BUYER

BY CARLA HUCKABEE

Free VHDA Homeownership Education Classes Offered in Charlottesville

Date: Saturday, March 14, 2020 Time: 10:00 a.m. – 4:00 p.m.

18

Issue: IN EVERY

News & Views ....................................5

FEATURE

It’s a Great Time To Be a First-Time Home Buyer ................................... 10

BUILT-INS

BY CARLA HUCKABEE

HOUSE & HOME

Increase Storage and Add Value

Built-Ins Increase Storage and Add Value .................................. 18

BY MARILYN PRIBUS

Home Sales Stats ..............................22

NEXT WEEK:

BY MARILYN PRIBUS

- SECOND WIND: WHY SENIORS LOVE CENTRAL VIRGINIA - USE A LOCAL LENDER WHEN YOU BUY A HOME

Location: Jefferson Madison Regional Library, 201 E. Market Street, Charlottesville, VA 22902 Language: English

Location: St. Anne’s-Belfield School, Greenway Rise Campus, 2132 Ivy Road Date: Saturday, March 14, 2020 Time: 7:00 p.m. (January 24) and 1:00 p.m. (January 25) St. Anne’s-Belfield School is a co-educational Pre-School – Grade 12 day school of nearly 900 students, with an international boarding program in Grades 9 - 12. It holds as its core purpose to inspire and prepare the next generation of exemplary citizens and visionary leaders, and recognizes six core values: integrity, curiosity, diversity, creativity, agency, and impact. Fourteen countries are represented in the student body, with 41 percent of students receiving financial aid. More information may be found at www.stab.org. n

NEWS & VIEWS

Are you thinking about buying a home, but not sure where to start?

The course, developed by the Virginia Housing Development Authority (VHDA), teaches the key steps to homebuying. Industry experts—such as housing/credit counselors, real estate agents, lenders, home inspectors, and closing agents—volunteer their time and share their knowledge to make you a more informed buyer.

The class covers personal finances and credit, loan types, the loan process, working with a real estate agent, the home inspection, the closing process and more. Anderson Realty Referrals LLC, Companion Company EXIT Realty Group facilitates classes throughout the year.

For more information, contact Yolanda Williams, Anderson Realty Referrals LLC, Companion Company EXIT Realty Group at 540-479-3226; or register at vhda.com/freeclass.

plastic bottles, sunflower seeds, records, paint chips, and even egg cartons.

The Friday evening event will begin 7:00 p.m. and include performances by School choral and orchestral groups.

The Saturday encore will begin at 1:00 p.m. Both shows will be on the Greenway Rise Campus (2132 Ivy Road) with $10 tickets for general admission. Tickets may be purchased at www.stab.org/ wearableart.

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S ®

GOT NEWS? Send your newsworthy submisssions to editor@caarrew.com OPEN HOUSE

SUNDAY JANUARY 19 2 PM – 4 PM

What’s Happening Around Town?

St. Anne’s-Belfield School Hosting Wearable Art Runway Show January 24 & 25 St. Anne’s-Belfield School students will walk the runway wearing garments created from anything but traditional fabrics on January 24 & 25 at the School’s annual Wearable Art Runway Show.

This year’s theme is “Micro/Macro,” allowing the student designers to take inspiration from the smallest and largest things in the universe. In the past, garments have included suits, jackets, pants, dresses, skirts, and tops made from Capri Sun pouches, tea wrappers,

2916 CEDAR LANE ROAD KENTS STORE Come on out to the country! This sweet rancher has 3 bedrooms, a full basement for those projects, a perfect yard for a garden, big kitchen, super deck, hardwood floors and is in great condition. Take a look today! $175,000 MLS597874 DIRECTIONS: From Charlottesville - E on 64 to Louisa/Ferncliff exit. At exit turn right. Go to stop sign, cross Rt. 250. You will be on Kents Store Way. Follow to Kents Store, bear left, turn right onto Cedar Lane Rd. Less than a mile on the left (pass “76” sign)

www.donnagoings.com

Donna Goings, CRS

Donna Goings Real Estate LLC

434-981-9367 donnagoings@gmail.com 1438 Westwood Rd. Charlottesville, VA 22903

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VOL. 29 NO. 2 n JANUARY 15 - JANUARY 21, 2020

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108 5th St. SE #205 Charlottesville, VA 22902

108 5th St. SE #205 Charlottesville, VA 22902

Farm, Estate and Residential Brokers 503 Faulconer Drive ∙ Charlottesville ∙ VA ∙ 22903

LYONS COURT LANE

Two story, stately brick home in North Downtown. In immaculate condition.

Set on a quiet street and an easy walk to downtown. Features include; hardwood floors, recently updated kitchen, sun room and full unfinished basement. Gracious living room with masonry fireplace and built-in bookcases. Terrific backyard with small detached garage/ storage shed. $675,000

MILTON HILLS DRIVE

Offering an assortment of works by local artists as well those from throughout the country.

109 S. Main Street, Gordonsville, VA

(540) 832-6352

anniegouldgallery

CALL SHARON

Over 25 years of Real Estate experience. email: callsharon.today@yahoo.com cell: 434.981.7200 WWW.MCLEANFAULCONER.COM

We’re looking for a

FREELANCE WRITER to join our team.

Real estate experience desirable but not required.

If you are familiar with the Charlottesville area, and want to work in a fun, fast-paced environment, send us some of your writing samples!

Submit to writer@caarrew.com

Real Estate Weekly

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A unique art gallery located in the heart of Historic Downtown Gordonsville.

A dramatic, contemporary home, privately set on 3.3 acres at the end of a quiet cul-de-sac. Soaring ceiling in the great room with floor to ceiling stone fireplace. Large kitchen has Viking and Sub Zero appliances. One floor living plus a large 2 room loft. Extensive outdoor living spaces include; a covered front porch, screened porch and deck. Lovely wooded lot. $525,000

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

EAN FAULCONER INC. MCLFarm, Estate and Residential Brokers

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Annie Gould Gallery

7

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

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YOUR PLACE. OUR PURPOSE.

760 Golf View Dr | Crozet

3425 Loch Brae Ln | Charlottesville

2401 Southside Dr | North Garden

Incredible value in Old Trail. Light filled, energy efficient Peak Construction home w/mountain views. Charm and quality finishes throughout- shiplap, extensive trimwork, quartz, marble and granite! Master suite & finished basement.

Country home on 7 acres with mountain views. Great Room with vaulted ceilings, first floor master, reclaimed heart pine floors, new country kitchen and 2 fireplaces. Additional carport will house your RV and boat. Private setting.

South Fork Farms 15 minutes south on Rt 29. Large Colonial on 4.32 acres. 4 BR, 2.5 BA. Hardwood floors throughout the first floor, large kitchen w/breakfast nook, family room with fireplace, dining room & formal LR.

$575,000 | montaguemiller.com/mls=587366

$411,950 | montaguemiller.com/mls=598376 Doug Burke | 434.951.7122

$650,000 | montaguemiller.com/mls=597845 Laurel Smith | 808.280.6431

Anita Dunbar | 434.981.1421

OK 2072 Timber Pointe Rd | Charlottesville

84 Birch Way | Barboursville

222 Old Lynchburg Rd | Charlottesville

Charming home in Forest Lakes community! This home features an extensive open yard, large family room with fireplace, & cabinet-lined kitchen. Second level offers 4 bedrooms including a large master suite.

Renovated 4 BR home in spatial Preddy Creek. No HOA fee, but a very will maintained subdivision with pride of ownership. New roof, carpet, paint & granite counters. granite counters upgrades. Large private back yard.

Attractive cape-cod style home in a great location in Fry’s Spring. 4 BR, 2 BA home with off street parking.

Excellent proximity to UVA. Walkable to shops, restaurants, Fry’s Spring Beach Club and Wegmans.

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$335,000 | montaguemiller.com/mls=59771 New Leaf Team | 434.260.8980

$344,900 | montaguemiller.com/mls=591830 Brad Conner | 434.953.8124

$275,000 | montaguemiller.com/MLS=595427 Carter Montague | 434.962.3419

OK 300 Riverbend Dr | Charlottesville Great light filled 2nd floor corner condo in Riverbend.

The “Potomac” model features a unique flowing floor plan with 2 large master suites, each with en suite full bath. Community Pool, Fitness Center and Clubhouse.

$215,000 | montaguemiller.com/mls=595698 Trish Owens | 434.825.5393

2448 Abington Dr | Charlottesville This Brick Front Townhome is walking distance to Hollymead Town Center. Beautiful LIGHT-FILLED with 2-car garage attached. Kitchen has an ISLAND & breakfast nook. OPEN CONCEPT LIVING on first floor. $275,000 | montaguemiller.com/MLS=598702 Carol Costanzo | 434.962.1419

1701 3rd St | Waynesboro One Story Cape Cod Style 2 BR home with relaxing covered front porch. This charming home features large bedrooms, ample sized closets, and a nice sized KitchenDining combo area. Convenient location for commuting.

$120,000 | montaguemiller.com/mls=598714 Kyle Olson | 540.649.4131

MONTAGUEMILLER.COM | 800.793.5393 | Serving Central Virginia for over seven decades.

CHARLOTTESVILLE | AMHERST | MADISON | CULPEPER | ORANGE

A DREAM HOME IS GREAT, BUT THE RIGHT ONE IS BETTER. Let an agent who knows guide you.

3859 PRESIDENTS ROAD

Bev Nash

$325,000

NOW $269,900

434-981-5560

Ruth Guss

• Renovated 3 bedroom, 2 bath, home • One level luxury living • 1350+/- sf on 1.4 acres • Vaulted ceilings, ceramic tile floors • New kitchen and bathrooms • Rear deck, high end appliances

707 Rosewood Dr.

ALBEMARLE COUNTY

434-960-0414

• 4 Bedroom, 3 Full Baths, 3,300+ Sq. Ft. • Beautiful Solid Oak Floors on Main Level • Granite Counter Tops & Stainless Appliances • New Master Bath with Tiled Shower • Side Screen Porch, Circular Paved Driveway • Stone Robinson Elementary School District

$262,000

133 BLUE RIDGE DR

$424,900

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#COMINGSOON IN TURT 2 UNITS AVAILA Shannon G. Hudson

540.661.2083

2 BED 2 BATH W/SO • Classic home in a classy neighborhood • 5 bedrooms w/3 masters, 4.5 baths • Landscaped w/brick courtyard & fountain • Partial basement w/1 car garage • Sunroom, FP, built in bookshelves

117-3: $170,000 102-3: 7102 Blackwells Hollow Rd MLS 589947 $163,000

COMING SOON IN LAKE REYNOVIA

COMING S

NEW CONSTRUCTION

434-531-6155

• New 3 Bd, 2 Ba, One Level, 1550 sq ft • Beautiful Cul de sac location, Wooded View • No HOA, Well & Septic = No Water Bills • Many Upgrades, 2 Car Garage, Quality Local Builder • Fluvanna Co, Near Schools, Hi Speed Internet • Still time to pick colors. Ready Feb 2020 • MLS 598132

Cabin on the Tye

Dan Corbin

Candice van der Linde 434-981-8730

• 3 bed 2 full bath one level single family home.

• Screened porch addition for year round enjoyment.

• Private yard.

• Split bedroom design with gleaming hardwoods & tons of natural light.

• Large garage w workshop space & Extended driveway • Offered at $347k

$360,000

$327,000

434-531-6155

• Log Home on 29 acres near Crabtree Falls • 2 bedroom, 2 bath, Fireplace, Furnished • 400+ ft. on the Beautiful Tye River • Perfect Full Time, Weekend or Vacation Rental Home • Call agent about MLS 595601 Enjoy Nelson Co.!

434.985.0021 410 West Main Street Charlottesville, VA 22902 Downtown

Lori Click • • • • • •

Pat Burns • • • • • • • •

Fluvanna County

434-326-7593

3 bedrooms, 2 full baths, 1,730 Fin. Sq. Ft. 19 +/- Acres, open & ready to be fenced for animals Quality brick home with “good bones” Needs cosmetic TLC Brick, detached 2 car garage with electric opener In-ground pool, just needs a new liner MLS #594708

3 bedrooms 3 full baths Massive decking Beautiful stone fireplace Mountain Views Over 5 acres 3248 SF $465,000

MLS# 598510

434-465-4444

TURTLE CREEK

Candice van der Linde 434-981-8730 • • • • • •

2 UNITS AVAILABLE 2 Bed 2 Bath w/Solarium Superiorly well maintained Tenants until Spring 2020 Keep as an investment or owner occupy May work out a deal for cash buyers obtaining both units • 117-3: $170,000 - 102-3: $163,000!

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Dan Corbin

Superiorly well maintained Tenants until Spring 2020 434.974.1500 Option to keep as an investmen 943 Glenwood Station Ln Suite 203 May work out a deal for cash bu Charlottesville VA 22901 both units

FEATURE

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CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

F

inish school; get married; buy a house. That’s sooo last century!

Many of today’s firsttime home buyers are not following the same path as those of 20 or more years ago. According to the 2019 National Association of REALTORS® profile of home buyers, compared to buyers in the 1990s, this current batch of first-timers are more likely to be forming a new household, less likely to be married, and more likely to be living in someone else’s house (possibly their parent’s basement?), rather than being a renter.

That doesn’t mean that none of today’s first-time home buyers take the school-marriage-house route. But it does mean that they reflect the overall rise of nontraditional households in the past 20 to 30 years.

Unfortunately, all the traditional barriers to buying that first home still exist, and then some. The problems of saving money, finding the right house, and rising home prices all combine to make the buying process challenging.

Add in crushing student debt and basic misconceptions, and buying a house

IT’S A GREAT TIME TO BE A

First-Time

HOME

BUYER

BY CARLA HUCKABEE

seems as insurmountable as the struggle to sit atop the Iron Throne.

But, it’s not; if you have the right experts helping you through the process.

And the two most important experts to enlist are a trusted local lender and an experienced REALTOR®. With these two guides, you can make buying your first home a great move.

Use a Trusted Local Lender Step number one is to find a lender. Don’t be fooled into thinking that they’re all the same. Look for one that

is knowledgeable on the wide variety of resources for first-time home buyers.

The best lenders will evaluate your current situation and determine where the barriers are and what resources take advantage of your assets and shore up your liabilities.

If you have been living with your parents and have saved up a sizable fund for a down payment, you can use a different loan product than someone who hasn’t been able to save any money yet. Or if you’re renting, have two

kids, and haven’t been able to save any money, don’t assume that you’re out of luck. Many people are able to buy a home with very little or even no money down. So don’t give up before you even get started!

This may be unimaginable for the generation that grew up with the internet, but Terry Beltz, Senior Mortgage Loan Officer with TowneBank Mortgage, says “stay OFF the internet in your search for a lender. Some online lenders may promise you the moon, but often the hidden fees or upfront costs are exorbitant. Instead, use solid local lenders that have been recommended by friends and family and have proven themselves to be trustworthy and knowledgeable.”

Ken Mextorf, VP/Sales Manager at George Mason Mortgage, LLC, agrees.

The most important factor is trust. For a transaction this important, Mextorf says “make sure you are working with someone whose number one priority is looking after your best interest.” Talk to several lenders to get a perspective on their level of customer engagement and experience with first-time home buyers.

Whatever it takes, this is about you.”

Ginger Slavic,Realtor®

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

“You may find the right house the first day or need to see everything in your price range for several months.

11

FEATURE

Make sure you talk to at least one lender that is an approved VHDA (Virginia Housing Development Authority) lender so she can determine whether VHDA loans and interest rates are a good match for you. These VHDA-approved lenders have been completely vetted and participate in continuing education to keep up to date on program details.

One pitfall that Beltz warns against is falling prey to unscrupulous lenders.

Telltale signs of a predatory lender are teaser interest rates and unusual loan terms. Beltz recalls his experience with a woman who could not qualify for a traditional loan, so he laid out a long term strategy for her to recover her credit and eventually qualify. Unwilling to put in the time and effort, she emailed him later that he was wrong and she did find a loan. Unfortunately it was with an online predatory lender that took much of her money upfront, leaving her to struggle to make too high payments.

A trusted local lender will work with you to help you qualify for a mortgage, reduce or eliminate your down payment, and lower your monthly housing costs. The sooner you engage her services, the more options you will have available.

“2020 is a great time to buy your first home”

“My family and I were new to the Charlottesville Area. We found Ginger Slavic by chance and she made our home buying experience easy and stress free. Ginger knows not only the Charlottesville area, but the people as well!”

“Ginger was a dream to work with. She was diligent, patient, and thorough while helping me find my home” ld

KNOWLEDGE EXPERIENCE CUSTOMER SERVICE G i n g e r S l a v i c, R E A LTO R ® 4 3 4 . 9 8 1 . 0 1 1 8 | g a s l a v i c @ c s. c o m

w w w. g i n g e r k n o w s r e a l e s t a t e. c o m Licensed to sell real estate in the Comonwealth of Virginia.

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CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

“My husband and I decided to buy our first home, I went to bed anxious and woke up anxious until we contracted with Ginger Slavic to represent us and asked her to find me my dream home. Unsure of what I really wanted, I voiced the pros and cons of each house we saw, and Ginger listened….really listened. The next time Ginger put together additional possibilities for us to see was all it took as the very last home of the day was truly my dream home. I would never, ever use anyone other than Ginger Slavic for any future purchase, although my husband and I love our home so much, we will probably never move!”

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

FEATURE

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The Right REALTOR® Just as critical as the lender, a REALTOR® with the right experience is critical to the next phase of purchasing your first home. He can help you find the home you’ve been dreaming about and guide you the rest of the way through the home buying maze.

If you are likely to qualify for VHDA programs, choose an agent who is a member of VHDA’s Real Estate Agent Connection. They have completed a specialized training program, receive regular updates about loan programs, and understand how to address the special concerns of first-time home buyers.

The best agents can anticipate many of your needs but also listen closely to what’s important to you. REALTOR® Janet Bradley, HomeSell Realty, has helped more than 100 first-time home buyers. And she is patient. “You may find the right house the first day or need to see everything in your price range for several months. Whatever it takes, this is about you.”

Before you begin looking in earnest, your REALTOR® will want you to be pre-qualified by a lender. This gives

you a rough idea of what you may qualify to buy and what it will cost you.

Candice van der Linde, REALTOR® with RE/MAX Realty Specialists, engages every client in an initial consultation before looking at houses. The goal is to think big picture. “Identifying what will support your best lifestyle comes before looking for a house.

Where do you need to be to live the life you want? After sorting through and prioritizing those issues, only then are you ready to think about the actual house.”

Don’t Wait Make time work for you, not against you. With enough time, problems such as a low credit score, a need for housing counseling, and basic homebuyer education can be addressed. So when you get that first inkling that you want to be a homeowner, start talking to professional lenders.

The combination of good advice from a lender, REALTOR® and time will help you be strategic. The pre-qualification process is your roadmap to specific targets you need to reach, such as minimum credit score

and savings for a down payment, which may be $0. Mextorf has seen potential buyers pay down debt and improve their credit score significantly in just three months.

Van der Linde agrees. Clients may be pre-qualified to pay up to $200K now, but if they take these few steps, they may be able to afford $250K in six months. “There’s a big difference in what you can buy with that additional $50K, and where you can buy it. The buyer has to decide whether it’s worth the wait, but getting started early helps.”

Enrolling in a housing counseling program through Piedmont Housing Alliance or another provider pays off. At the very least, plan on taking a homebuyer education class. While this class can be completed online, the onsite class includes local lenders and REALTORS® as instructors, and can be a great way to connect with a local professional. Beltz suggests that you take the class as soon as you start thinking about buying. The certification lasts for two years and is required by many of the loan programs.

Alphabet Soup USDA, VHDA, FHA, VA, MCC …

The multitude of programs to help buy your first home is mindboggling.

They all have specific eligibility requirements. Some can be used together. Some are limited geographically.

Both the house and the borrower have to meet a host of requirements. There are limits on the home price; and loan maximums, credit score minimums, and income and asset limits for the borrower.

Fortunately, you don’t have to know all the details. Your lender does.

One popular program is the VHDA Loan Combo. This combines a down payment grant up to 2.5 percent of the purchase price; tax credits for mortgage interest paid, and free homebuyer classes. The tax credit is only available at the time of the VHDA loan and can’t be used with non-VHDA mortgages. So it is important to talk to a VHDA-approved lender.

Keep in mind that there is more to compare than interest rates. As Beltz says, “The bottom line is not the rate, it’s the effective payment.” These details can be incredibly burdensome and

BuyAndSellCville.com 355 West Rio Rd • Charlottesville VA 22901

175 Westgate Road - Verona

1861 LYNDHURST RD • WAYNESBORO

Brick ranch with concrete patio! Enjoy cookouts or just relax in your level backyard. Off-street parking + storage building & fenced in yard. County schools & taxes. Convenient - short drive to Staunton, I-64/81 & Rt. 262. Ideal for small family or investor. Interest rates are still low. Seller will provide home warranty at closing with acceptable contract. MLS# 591492 $135,500

Charming updated 3 bedroom 2 bath home backs up to Coyner Spring Park. Updated kitchen with tile floors and sunroom. Beautiful cherry and oak flooring. Large living room with fireplace, study, dining room and bedroom on main level.

Updated full bath on main level with whirlpool tub. Upstairs features 2 bedrooms with lots of storage/closet space and additional full bath. Full basement. MLS# 597834 $174,900

Earlette (E.J.) Anderson

Janet Bradley

2019 Woodbrook Ct Charlottesville, Va 22901

540-480-7463 (c) 540-248-7587 (o) ejandersonlet@gmail.com

janet@janetsellshomes.net • 434-996-0303

2916 CEDAR LANE RD • KENTS STORE This cozy country rancher on a nice lot is a place you will love calling “home”. So many extras: hardwood floors, full basement for projects, large deck for grilling and a big oak tree for a swing, garden space! This home is in great shape and ready for you to enjoy. Come take a look! $175,000 MLS597874 Donna Goings, CRS

Donna Goings Real Estate LLC

434-981-9367 donnagoings@gmail.com 1438 Westwood Rd. Charlottesville, VA 22903

Selling Charlottesville since 1985

1600 COMMERCE ROAD • VERONA, VA.

ESCAPE TO THE MOUNTAINS One bed, one bath Mountain Chalet, the perfect weekend retreat or hunting cabin. 2 story ceilings, lots of windows. The loft area serves as a bedroom.

Rear deck overlooks backyard which includes various fruit trees. Low maintenance. Seasonal mountain views. Enjoy access to the South River Falls trail in the Shenandoah National Park, trout fish in the South River, fish the neighborhood pond or hunt in the Rapidan Wildlife Management Area.

Only 15 minutes to the town of Stanardsville.

This is an outdoor enthusiast’s dream!

MEGAN A. PERRY Mobile: (434) 806-5245 MeganPerry225@gmail.com

67 Deane Rd. • Ruckersville, VA 22968

335 HARPER DRIVE

Spacious home in town with NO HOA! This homes open floor plan is amazing! Features include living room with a vaulted ceiling and fireplace,laminate flooring, tall windows to see the Winter mountain views, built in desk, deck off of the kitchen for grilling, hardwood and laminate flooring, and a half bath & separate laundry room on the main level! 4 Bedrooms 2 full baths upstairs, Master features laminate flooring, walk in closet, jetted tub, separate shower and double sinks. Full unfinished walk out basement with endless possibilities!

Dana M. Williams, REALTOR ABR, SFR Licensed in the Commonwealth of Virginia www.dana.exitcornerstone.com • 540-718-0621

FEATURE

www.donnagoings.com

CANDICE VAN DER LINDE 434-981-8730

13 JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

102-3 TURTLE CREEK RD Turtle Creek 2 Bedroom Plus Solarium & 2 Full Bathrooms. HOA Includes: Water, Sewer, Trash, Cable, Parking, Sidewalks, Playground, Roads, ALL Exterior Maintenance, 2 Pools, 2 Tennis Courts, Fitness Center, Club House. Proximity to Stonefield Shops, Whole Foods, Barracks Road & Albemarle High School

MLS#598656, $269,900

www.EXITCornerstone.com EXIT CORNERSTONE REALTY

540-825-9898

PRICED TO SELL! IMMEDIATE OCCUPANCY! Home is nestled in a wooded setting on a nearly level lot. Open floor plan allows for ease of entertaining. The bright kitchen is large enough to have eat in meals, while the nearby dining area hosts larger occasions. Hardwood flooring in great room.

Master bedroom & adjacent bath are on one side of the greatroom. Two other bedrooms & bath complete the nearly 1,500 finished sq. ft. home. Property is located near the fishing pond & Lafayette Park with its playground & tennis courts.

MLS#597571, $159,900

Barbara Seidler • (434) 960-2102 • barbara@SeidlerTeam.com Real Estate III • 2271 Seminole Trail • Charlottesville, Virginia 22901

79 Woodlee Road - Staunton Darling condo ideal for single or family with 3 BRS 2 1/2 bths. HOA fee includes water, sewer, trash, yard maint., snow removal. Hurry while interest rates are still low. Investors, rentals are in demand, so this one may be for you. Needs some tender loving care, some paint, and cleaning. Ideal for downsizing. Also great rental investment property. Seller will give up to $750 allowance for carpet replacement at closing. Upstairs cpt needs replacing .To be sold AS Is. MLS# 596270 $145,000

Earlette (E.J.) Anderson 540-480-7463 (c) 540-248-7587 (o) ejandersonlet@gmail.com

Right now rates are low and home choices are plentiful. But no matter which way the market is leaning, it’s essential to work with a professional. REALTORS have an objective eye and are experienced in seeing things from both a buyer’s and a seller’s ®

perspective. Now more than ever, you need a REALTOR to help you achieve your goals and realize your dreams. ®

Every market’s different, call a REALTOR today. ®

Ask if your agent is a REALTOR,®

a member of the National Association of REALTORS®

1600 COMMERCE ROAD • VERONA, VA.

©2007 National Association of REALTORS®.

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

11 POWHATAN ROAD • PALMYRA

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

FEATURE

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you must have confidence that your lender and agent know what works best for you. With these two professional guides and your prequalification letter in hand, you can begin your house hunt.

Finally, the House You’re feeling pretty good about the prep work you have done and know what your acceptable price range is.

Time for the fun stuff—looking for just the right house!

The key to success is to have reasonable expectations and to have gone through a consultation process like van der Linde offers. Explore what locations will support your desired lifestyle and be willing to go where your limits take you. That means if you’re relying on a USDA loan, stop looking at downtown Charlottesville listings.

If you have a maximum of $250,000 available, forget about the five bedroom brick home on the country club golf course; at least for now.

But van der Linde is optimistic about the upcoming market. She sees home price, condition, and location aligning in a good way for buyers.

“If a buyer can be patient, they won’t need to overpay for a quality home in a location that works for them. And by knowing the area comprehensive growth plans and infrastructure devel-

opment, we can help buyers look to the future. Every county has been working on their infrastructure and has listings affordable to most first-time buyers.”

These include new construction townhouses within 10 miles of Charlottesville, existing townhomes and condos in the city limits, and many single family homes at Lake Monticello.

Ashley Ridge in Orange County and Claybrook in Waynesboro offer new construction single family homes in the $250K range. Oxford Hills in Ruckersville is nearly built out. But with infrastructure in place, new subdivisions will be coming throughout the CAAR region. And the resale market will be picking back up this spring.

Van der Linde knows that buying your first home can be scary and emotional. “Your goal should be to have confidence in your buying decision, and be comfortable and successful in your new home for years to come.”

With a positive mindset, and the right professional lender and REALTOR® to guide you on your journey, you may be building equity in your own home sooner than you thought possible.

Carla Huckabee writes on real estate and supporting health with the built environment.

(before I was in the industry) when my parents first considered doing a reverse mortgage themselves. My Mom asked me to help her do some research and that’s what started me on my path of wanting to eventually be the expert on the subject.

It’s amazing to me today that I still hear the same false rumors from people sometimes that I heard two decades ago. The mortgage company does not take title to your home and yes the heirs still inherit the home upon the borrower’s passing. Those are the two most misunderstood topics. And yes the money you receive is not income so it is not taxed as some people think. Also, Medicare and Social Security are not effected by the proceeds that you receive from a reverse mortgage. And yes it’s true that you are not required to ever make a payment for as long as you live in the home.

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

I first became a believer in reverse mortgages almost 20 years ago...

15

I am very patient when I speak to clients and take my time explaining everything face to face with absolutely no pressure to move forward because I remember how much my parents appreciated it when the person that they worked with showed them the same respect.

I have never experienced the Sunday night blues of knowing that you are going back to work the next day as some people talk about. My job is a career that I never plan on retiring from because I genuinely enjoy working with my clients and seeing how their lives are benefitting from eliminating debt and by opening up a line of credit that can be used to help them for the rest of their lives. Every client’s story is a little bit different but they are all hoping to achieve a better life and I enjoy being a small part in that story.

Reverse Mortgages for Senior Citizens Contact John for a no pressure meeting.

Please feel free to contact me to discuss anytime or schedule to meet in my office or in the privacy of your home. All meetings are absolutely no-obligation and confidential.

JOHN O’CONNOR

434-249-2222

joconnor@MonticelloReverseMortgage.com • 434-249-2222 or Toll-Free: 866-201-4897 29 Stoneridge Drive, #207, Waynesboro NMLSID\372644 MLO\8039VA • Virginia State Corporation Commission MC-2457 (nmlsconsumeraccess.org)

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

A Reverse Mortgage can significantly increase your quality of life in retirement years by eliminating debt and providing funds to keep up with the cost of living.

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HAPPY NEW YEARS AND NEW BEGINNINGS! Sunday 1-3 2142 Avinity Loop

1544 Sawgrass Ct

Beautifully upgraded 4 BR townhouse w/mountain views! Open floorplan, perfect for entertaining with private patio. $365,000

Complete 1st floor living, lg MBR & BA w/laundry.

Hardwoods on main floor. Gourmet kitchen & loft open to LR. Outside patio. $410,000 35 BLUE RIDGE TERRACE

2098 AVINITY LOOP

paulmcartor.montaguemille

Open House

Custom designed home. First floormaster is ys ! ! with ce Dro 6 dahuge Prihardwood t in closets, traclarge Under Contract ready for you now! Large master suite, two bedrooms, & spa-like enUnd Con with open to the living room and beautiful suiteer bath, multiple & private 1725 PAINTED SKY TERRACE floors. Additional room on the main floor can be used as laundry upstairs. Your main floor boasts several upgrades screened porch to enjoy your morning coffee. Great room a dining room, den, or playroom. Off the kitchen is a deck including beautiful hardwood floors, granite counter tops has vaulted ceiling & opens to gourmet kitchen made for OH THE VIEWS! Fabulous town-home is move in ready perfect for entertaining along with a flat yard. Upstairs has & crown molding in an open layout allowing natural light a home chef with Wolfe & Sub Zero appliances. Formal and available for quick possession in Crozet! Quality a real laundry room and three large bedrooms in addito cascade through. Your lower level has additional beddining, home office, & laundry room completes main levconstruction shows throughout with the solid Arts & Crafts tion to the giant master bedroom with matching oversized room suite perfect for your guests or as a rec room & atwo el. Upstairs gives you two large bedrooms, bonus room & details & construction. Open floor plan, hardwood floors, walk-in closet. The basement has a family room with direct car garage. Beautiful private back patio. Your new neighmedia room. Basement has a guest room with full bath, beautiful crown molding and spacious rooms! Low/no access to the backyard. An area is also set to be your new borhood is great & getting better w/ new1-3 amenities on the gigantic recreational/family room, fitness room, & tons Sunday pm maintenance, great curb appeal and OUTSTANDING home office. Large unfinished area is perfect for storage or way. Clubhouse, fitness room, & dog park arealready in Outside entertaining is unmatched with your Blue Ridge mountain down theAvinity road from Loop 2808 Magnolia Dr of storage.

1544 Sawgrass Ct views! Plus, just 2142 2357 Middle River Rd expansion. MLS# 596949 $320,000 Complete 1st floor living, lg MBR & BA w/laundry. place.

MLS# 597578 coveredCome frontenjoy porch, deck, great yard, Peace$365,000 & tranquility less than 15 minutes from 4 BR townhouse w/mountain thehuge peaceback and tranquility of your own& your breweries & town center! MLS#Beautifully 596583upgraded $325,000 swimming pool.

MLS# $650,000 Downtown! Enjoy this wonderful house on over an beautiful views! Open floorplan, perfect for entertaining Hardwoods on main floor. Gourmet kitchen & loft lake front retreat!

Single floor597722 living home includes

434.305.0361 open to LR. Outside patio. $410,000 paulmcartor.montaguemiller.com/575169 pdmcartor@gmail.com

Buyers & Sellers!

$365,000

with private patio.

paulmcartor.montaguemiller.com/575473

434.305.0361

Buyers & Sellers!

pdmcartor@gmail.com

Call Me Today!

434.305.0361

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pdmcartor@gmail.com HONORABLE MENTION

Best of Cville Real Estate Agents in 2016 & 2017, and a Finalist in 2018

Contact me today to find out about our

Best of Cville Real Estate Agents in 2016 & 2017!

Best of Cville Real Estate Agents in 2016 & 2017!

Call Me BUYERS Today w L is!ti n g ! &N eSELLERS acre with beautiful mature trees.

New Listing Program. Let’s get your home LISTED, UNDER CONTRACT & SOLD! paulmcartor.montaguemiller.com

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G E T YO U R H O M E SOLD HERE!

GE T YO UR HO M E SO LD HE RE !

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Peace & tranquility less than 15 Downtown! Enjoy this wonderfu acre with beautiful mature trees 627 FOX HOLLOW LN

paulmcartor.montaguemiller.com/575473 End unit with better than new construction & top tier finishes

paulmcartor.montaguemiller.com/575169 Best deal in Spring Creek!! Enjoy the large great room p!

2808 Magn

both MB & laundry on the main floor. $240,000 paulmcartor.montaguemiller.com/576182

Price Drop!

920 GARDENS BLVD #200 CHARLOTTESVILLE, VA 22901 WWW.AVENUEREALTYGROUP.COM

4161 Presidents Rd

Country living 15 minutes of Downtown & within Albemarle County. This single floor home has beautifully updated kitchen & bathrooms. $260,000

paulmcartor.montaguemiller.com/578197 Contact me today to find out about our New Listing Program. Let’s get your home

LISTED, UNDER CONTRACT & SOLD! paulmcartor.montaguemiller.com

63 Soapstone Ln

4161 Presiden

Here’s your chance to live in a 1906 farmhouse with all the style and character while enjoying the conveniences of a modern home. $130,000

Country living 15 minutes of D Albemarle County. This single beautifully updated kitchen & b

paulmcartor.montaguemiller.com/572219

paulmcartor.montaguemille

New to Market

Feature Properties New Price

Light-Filled Updated Home

Mill Creek, Albemarle Co. $400,000 – MLS #598956 Wood floors, office and so much more!

Gracie Haines, 434-953-8183

Gorgeous Waterfront Home Lake Monticello, Fluvanna Co. $695,000 – MLS #584834 Finished terrace level, 4000 SF Cheryl Sprangel, 434-981-6695

Privately Located on 3.5 Acres

Mountain Brook, Louisa Co. $475,000 – MLS #596262 Lake frontage, 2960 FSF, 1st floor master Jeff Gaffney, 434-981-1882 Missy Kent, 434-962-0485

Scenic 175 Acre Farm

Madison County $1,600,000 – MLS #594959 Rolling pastures, premier mtn. views Angus Arrington, 434-531-1100

Immaculate, Bright & Spacious Lowell Pines, Albemarle Co. $612,000 – MLS #595958 15+ ac setting, updated home Bob Durrer, 434-242-6011

Wonderful 3 BR, 3 BA Home Four Seasons, Greene Co. $370,000 – MLS #596042 Stone front, immaculate, 2-car garage Pam Rivera, 434-305-9241 Don Brady, 703-927-1426

Beautiful All Brick Home

Wonderful Renovated Home

Southern Living Classic Design

Lovely 4 Bedroom Home

Foxchase, Albemarle Co. $995,000 – MLS #593714 Brand new kitchen & covered back deck Justin Kent, 434-951-7052

Glenmore, Albemarle Co. $550,000 – MLS #587101 1st floor master suite, wall of windows Jeff Gaffney, 434-981-1882

Jameson Homes – The Randolph Hancock Farms, Greene Co. $349,900 – MLS #589720 Charming 3 BR, 2.5 BA on 2 acres Jeff Gaffney, 434-981-1882

Lewis Mountain, Charlottesville $829,000 – MLS #596612 Easy walk to UVA & Scott Stadium Sabina Martin, 434-981-1147

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Hidden Hills, Fluvanna Co. $474,900 – MLS #592389 Quality details, large deck, 2-car garage Alyson Maupin, 434-953-6112

Excellent Opportunity!

City of Charlottesville $294,900 – MLS #596619 Affordable, Greenbrier Elementary Mike Thompson, 434-760-7513

Jay Domenic 434-960-3039 NMLS#: 504845

Wonderful 3 Bedroom Home North Garden, Albemarle Co. $275,000 – MLS #593940 Legal basement apartment, gazebo Angus Arrington, 434-531-1100

Affordable City Condo

Druid Hill Condos, Charlottesville $273,000 – MLS #598274 Convenient location, 2 BR, 3.5 BA Pam Rivera, 434-305-9241

Beautiful Country Ranch Home Howardsville, Buckingham Co. $269,000 – MLS #593765 Split bedroom design on 14.95 acres Debi Dotson, 434-960-6753

www.RealEstateIII.com FindHome@RealEstateIII.com Family Owned and Operated since 1972

Movement Mortgage, LLC is an Equal Housing Lender. NMLS # 39179 (www.nmlsconsumeraccess. org) | 877-314-1499. Movement Mortgage, LLC is licensed by the "Virginia Bureau of Financial Institutions" #: MC-5112. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in.

Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company.

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Mortgage Partners

HOUSE & HOME

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

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BUILT-INS Increase Storage and Add Value

BY MARILYN PRIBUS

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

“T

oday’s buyers want homes that are open and uncluttered,” declares Kelly Ceppa of Charlottesville’s Nest Realty. “Built-ins make a home look ‘finished’ or custom built.”

By “built-ins” we mean permanent installations of anything from shelving to bunk beds. They can be space savers or space makers, adding convenience, value, and personality to a home.

Where Can I Find Space?

There’s no such thing as too much storage space, yet it’s easy to overlook places to add it. For instance, shelving as little as six inches deep can be installed going up a staircase or along one side of a long hallway to store books, artwork, and other items. A shelf running around a room a foot below the ceiling can display collectibles or other seldom-used objects.

In fact, the most common built-ins are shelving and cabinets. “Custom cabinetry is always a positive asset for a home because it allows more storage with less clutter,” Ceppa observes. “For example, walk-in closets with built-in cabinetry can eliminate the need for dressers in the bedroom.” In any room, but especially in kitchens or laundries, deep corner cabinets can be made much more efficient with Lazy Susans.

Framing a doorway with shelves provides an interesting architectural feature and framing a window with shelves 12-18 inches deep also provides space for a window seat.

Fireplaces offer another opportunity, since hearths usually extend a foot or more into a room. Adding shelving the same distance from the wall can be very effective, providing storage for firewood as well as games, books, and art.

The area under a stairway is another great place for shelves or draw-

ers. Wherever there is an unused 4- to 6-inch space, install narrow rollout shelving with inch-high edges to keep things from slipping off. Depending on the room, it can be used for toiletries, canned goods, or hobby items.

Space between wall studs can also be used to create recessed storage. This is best done on interior walls, so you don’t interfere with insulation. If this is a DIY project (and there are ample online primers) be careful of wiring, heating, or plumbing installations behind the wall surface.

Today’s well-balanced pull-down beds are excellent space savers, especially in a guest room. They are easy to use and when closed can present plain wall panels or securely mounted artwork. Bunk beds are another bedroom space saver. Layouts can include generous drawers under the lower bunk or can have parts of the bunks overlap to provide floor-level space for desks or toy storage.

A home entertainment center is another great built-in. Big screens and related equipment can be concealed behind doors or panels which, when closed, hold artwork such as paintings, posters, or prints. Some panels can even be motorized.

A dining room classic is a corner cupboard. Unfinished corner cabinets—ready to paint or stain—are available in a wide range of open shelves,

glass-doored shelving and cupboards.

In the kitchen or dining area, builtin banquettes eliminate the need for chairs. The area beneath the seating is perfect for large, infrequently used items with access provided under a hinged seat or from the end of the seating through a small door.

Entryway built-ins are wonderful and can be constructed without losing much space. Ideally, each family member can have a shallow floor-to-ceiling “cubbie” with hooks for jackets and packs, shelves for hats and other items, room below for boots and shoes, and perhaps a small compartment for gotta-remember items like car keys, school permission slips, or books due at the library. Open storage is best here, to give contents good air circulation.

Instead of using a crate, pet owners may create a built-in sleeping area for a dog in a laundry or family room, perhaps under a table, window seat, cupboard or staircase, depending on the size of the pet. Cats, of course, often prefer the security (and superiority) of a high perch. Carpeted climbing shelves can give access to a retreat atop bookshelves or in a specially installed cat chalet.

While cabinetry and shelving units are often built to order, a surprising variety of ready-to-install items is available at home supply stores—in fine woods or unfinished. A thrifty alternative is to purchase second-hand shelves or chests and secure them with attractive moldings for a built-in appearance.

One local woman, for example, acquired a used entertainment center for a mere $25. She turned it on its side, secured it to a wall, then painted it the same color as the wall. Voila! Beautiful built-in shelving that looked like a custom installation.

“Well, it was,” she points out happily.

“Custom made by me.”

The Habitat for Humanity store in Charlottesville has an ever-changing inventory of shelves and furniture that can be viewed on their website. Regional thrift stores and antique malls also have treasures to be found. With some TLC, these items can become distinctive additions to any home and often can be installed with a built-in appearance.

One thing to be aware of is that unusual, difficult-to-change built-ins may lessen the eventual marketability of your home. With canny planning, however, built-ins can lessen clutter and add extra value.

Marilyn Pribus and her husband live in Albemarle County near Charlottesville. They used tile to top built-in window seats on the south side of the house giving their houseplants a sunny winter home.

19

Nelson County 1581 Beech Grove Road This 3 BR, 2 BA brick ranch home with just over 30 acres, is minutes from Wintergreen Resort.

Stunning mountain and pastoral views. The mostly open pasture is fenced and ideal for a mini-farm with a creek and 2 springs. The home has an eat-in kitchen and sunroom with wood-stove. Large workshop with carport and other outbuildings for farm equipment/storage. Agricultural zoning.

Close to BR Parkway, AT, and wineries, breweries, and popular recreational destinations. $449,000 300 Afton Mountain Road Great mountain views from this 4 BR, 2.5 BA brick ranch in Afton. Recent improvements include roof, central AC, kitchen with new cabinets, countertops and appliances, energy efficient windows, washer dryer and second kitchen appliances, freshly painted interior/exterior, and more. Great room with picture window/views, refinished wood floors, brick fireplace, built-in shelving, cedar closets,full basement with in-law suite and storage/workshop area, sun porch, rec room/home office, garage, 2 carports, storage shed, paved drive, fiber internet. 15 minutes to Waynesboro and 25 minutes to Charlottesville. $279,000

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

Life Is A Team Sport.

Life Is A Team Sport.

57 Pounding Branch Road Well-maintained home with an

You don’t even have to choose sides.

You don’t even have to choose sides.

open concept design located in Afton. Main level has 9' ceilings.

Living room with gas fireplace. The kitchen features maple cabinets, granite countertops, and an island for additional seating and work space. Upstairs is a master suite with vaulted ceiling and walk in closet, plus two additional bedrooms, full hall bath and the laundry area. Large fenced area for the kids or family pets. Attached garage for added convenience. Make this your dream home today. Only 25 minutes to UVA! $269,000

But you should try to surround yourself with as much talent as possible on the field...and in your neighborhood. Encouraging and accepting diversity in your community But you should try to surround yourself with as much will promote a greater sense of engagement, better prepare your talent as possible on the field...and in your neighborhood. Enchildren for the global community they will inhabit... couraging and accepting diversity in your community give us all a richer life. To better understand how neighborhood diwill promote a greater sense of engagement, better prepare your versity will benefit you and your family, please log onto children for the global community they will inhabit... www.ARicherLife.org. give us all a richer life. To better understand how neighborhood di-

(800) 361-5155 • (434) 361-2440 www.MountainAreaRealty.com 2788 Rockfish Valley Highway • Nellysford, VA 22958 Celebrating the 40th Anniversary of the Fair Housing Act

versity will benefit you and your family, please log onto www.ARicherLife.org.

Celebrating the 40th Anniversary of the Fair Housing Act

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Over 100 properties sold last year!

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

20

VIEWS - WATER - VINEYARD CANDIDATE - THIS LAND HAS IT ALL

FOX DEN AT ENNIS MOUNTAIN Less than 30 minutes to Charlottesville, this 286 acre parcel might just have it all: Epic views from multiple sites, rolling, open fields embraced by privacy enhancing hardwood forests, a bold creek, stocked pond, and the tract is a no-brainer vineyard candidate... All of this fronting one of Virginia’s most idyllic (paved) country roads. 1 building site offers mountain views and enjoys lovely vistas of rolling fields dotted by huge hardwoods, another at the ridge line enjoys 250° views, and a 3rd overlooks mountains, the pond and more open fields. Up to 3 homes can be built. $2,250,000 MLS# 595055

f o r m o r e i n f o r m at i o n , p l e a s e c o n ta c t :

Rebecca White REALTOR®

434.531.5097 rebecca@loringwoodriff.com

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

MOUNTAIN TOP MASTERPIECE WITH BREATHTAKING VIEWS

727 ELK MOUNTAIN ROAD f o r m o r e i n f o r m at i o n , p l e a s e c o n ta c t :

Sally Neill REALTOR®

434.531.9941 sally@loringwoodriff.com

Perched on the edge of George Washington National Forest & showcasing magnificent 180° Blue Ridge views towards Rockfish Valley, this light-drenched, “zen modern” masterpiece offers true 1-level living w/ expansive rear decks & wonderful outdoor spaces w/ mature plantings, mini orchard, & charming stonework. This outstanding property neighbors the Blue Ridge Parkway, wineries, & hiking trails, just mins to I-64, Rt. 250 & The Skyline Drive. Updated to incl’ luxurious, private master suite, chef ’s kitchen, open concept family/dining, & over-sized garage w/ attic storage. MLS# 589704

WWW.LORINGWOODRIFF.COM

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

21

Currituck Model in Belvedere | 905 Belvedere Blvd, Charlottesville, 22901 Currituck Currituck Model Model in Belvedere in Belvedere | 905 |Belvedere 905 Belvedere Blvd, Blvd, Charlottesville, Charlottesville, VAVA 22901 VA 22901 Villa Model in Old Trail Village | 406 Astel Crozet, 22932 Villa Model Villa Model in Old inTrail Old Village Trail Village | 406 |Astel 406 Astel St, St, Crozet, St, Crozet, VAVA 22932 VA 22932 MODEL HOMES OPEN DAILY | 434-973-3362 | craigbuilders.com MODEL MODEL HOMES HOMES OPEN OPEN DAILY DAILY 12-512-5 | 12-5 434-973-3362 | 434-973-3362 | craigbuilders.com | craigbuilders.com

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Tour our Newest Model Homes and Old Trail Village Tour Tour our our Newest Newest Model Model Homes Homes inin Belvedere inBelvedere Belvedere and and Old Old Trail Trail Village Village

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

22

HOME SALES STATS

ENDING THE WEEK OF JANUARY 5, 2020

There were 46 sales in the 11 county and city areas

Staff:

PUBLISHER

n 21 were in Albemarle with an average price of $492,447

Aimee Atteberry aimee@c-ville.com

n 3 were in Charlottesville with an average price of $473,283

MARKETING SERVICES

n 7 were in Fluvanna with an average price of $205,214 n 3 were in Greene with an average price of $246,000 n 2 were in Louisa with an average price of $214,500 n 4 were in Nelson with an average price of $111,625 n 2 were in Orange with an average price of $241,000 n 2 were in Staunton with an average price of $262,750 n 2 were in Waynesboro with an average price of $178,000

580 BLOOMFIELD ROAD KEARSARGE

1005 BIRDWOOD ROAD CITY OF CHARLOTTESVILLE

324 MONTREAL LANE SHIPMAN

12464 ST JUST DRIVE UNIONVILLE

186 BAYS FARM DRIVE LOUISA

1863 CLAY DRIVE CROZET

LOCAL GOVERNMENT (Note: Real estate tax information gathered from local government Web sites and is believed but not guaranteed to be accurate as of publication date. Towns may assess real estate taxes in addition to those charged by each county.)

CITY OF CHARLOTTESVILLE

GREENE COUNTY

CITY OF STAUNTON

LOUISA COUNTY

CITY OF WAYNESBORO

MADISON COUNTY

ALBEMARLE COUNTY

NELSON COUNTY

www.charlottesville.org Real estate tax rate: $.95 per $100 www.staunton.va.us Real estate tax rate: $.97 per $100 www.waynesboro.va.us Real estate tax rate: $.87 per $100 www.albemarle.org Real estate tax rate: $.839 per $100

FLUVANNA COUNTY

Beth Wood beth@caarrew.com 434.817.9330

EDITORIAL COORDINATOR Celeste Smucker editor@caarrew.com

DESIGN Tracy Federico designer@c-ville.com Lorena Perez designer2@c-ville.com

HOMES SOLD

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

THE

www.co.fluvanna.va.us Real estate tax rate: $.939 per $100

www.gcva.us Real estate tax rate: $.775 per $100 www.louisacounty.com Real estate tax rate: $.72 per $100 www.madisonco.virginia.gov Real estate tax rate: $.68 per $100 www.nelsoncounty.com Real estate tax rate: $.72 per $100

ORANGE COUNTY

www.nelsoncounty.com Real estate tax rate: $.804 per $100

The REAL ESTATE WEEKLY is published weekly by the CAAR Real Estate Weekly, Inc., a wholly owned subsidiary of the Charlottesville Area Association of RealtoRs®, Inc. Copyright All rights reserved. Reproduction in whole or in part without permission of the publisher is strictly prohibited.

All advertising published in the REAL ESTATE WEEKLY is believed to be truthful and accurate.

No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful, but this publication does not warrant, nor is it liable for, the accuracy or truthfulness of the advertising placed within this publication. Neither the CAAR Real Estate Weekly, Inc., nor its corporate parent, the Charlottesville Area Association of RealtoRs®, Inc., assume any responsibility and shall have no liability whatsoever for errors, including without limitation, typographical errors or omissions in the REAL ESTATE WEEKLY. Any reference made to the CAAR Real Estate Weekly, Inc. or the Charlottesville Area Association of RealtoRs®, Inc. is not to be construed as making any representation, warranty, or guarantee by the corporations concerning the information on properties advertised in the REAL ESTATE WEEKLY. The content of all ads contained herein are solely the responsibility of the advertiser. The opinions and statements contained in advertising or elsewhere in this publication are those of the authors of such opinions and are not necessarily those of the CAAR Real Estate Weekly, Inc., or the Charlottesville Area Association of RealtoRs®. the CAAR Real Estate Weekly, Inc. reserves the right to edit or refuse any advertising it deems inappropriate or misleading. No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful. Every effort has been made to assure accuracy, but this publication does not warrant, nor is it liable for the advertising placed within this publication.

This publication will not accept advertising that refers to or attempts to establish fees or rates of commissions charged for services rendered.

Information on advertising placement may be obtained by calling 434-817-9330.

All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination.” Virginia Fair Housing Law also makes it illegal to discriminate because of elderliness (age 55 and over).

We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

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YOUR PLACE. OUR PURPOSE.

760 Golf View Dr | Crozet

3425 Loch Brae Ln | Charlottesville

2401 Southside Dr | North Garden

Incredible value in Old Trail. Light filled, energy efficient Peak Construction home w/mountain views. Charm and quality finishes throughout- shiplap, extensive trimwork, quartz, marble and granite! Master suite & finished basement.

Country home on 7 acres with mountain views. Great Room with vaulted ceilings, first floor master, reclaimed heart pine floors, new country kitchen and 2 fireplaces. Additional carport will house your RV and boat. Private setting.

South Fork Farms 15 minutes south on Rt 29. Large Colonial on 4.32 acres. 4 BR, 2.5 BA. Hardwood floors throughout the first floor, large kitchen w/breakfast nook, family room with fireplace, dining room & formal LR.

$575,000 | montaguemiller.com/mls=587366

$411,950 | montaguemiller.com/mls=598376 Doug Burke | 434.951.7122

$650,000 | montaguemiller.com/mls=597845 Laurel Smith | 808.280.6431

Anita Dunbar | 434.981.1421

JANUARY 15 - JANUARY 21, 2020 ISSUE 2902

23

OK 2072 Timber Pointe Rd | Charlottesville

84 Birch Way | Barboursville

222 Old Lynchburg Rd | Charlottesville

Charming home in Forest Lakes community! This home features an extensive open yard, large family room with fireplace, & cabinet-lined kitchen. Second level offers 4 bedrooms including a large master suite.

Renovated 4 BR home in spatial Preddy Creek. No HOA fee, but a very will maintained subdivision with pride of ownership. New roof, carpet, paint & granite counters. granite counters upgrades. Large private back yard.

Attractive cape-cod style home in a great location in Fry’s Spring. 4 BR, 2 BA home with off street parking.

Excellent proximity to UVA. Walkable to shops, restaurants, Fry’s Spring Beach Club and Wegmans.

$344,900 | montaguemiller.com/mls=591830 Brad Conner | 434.953.8124

$275,000 | montaguemiller.com/MLS=595427 Carter Montague | 434.962.3419

OK 300 Riverbend Dr | Charlottesville Great light filled 2nd floor corner condo in Riverbend.

The “Potomac” model features a unique flowing floor plan with 2 large master suites, each with en suite full bath. Community Pool, Fitness Center and Clubhouse.

$215,000 | montaguemiller.com/mls=595698 Trish Owens | 434.825.5393

2448 Abington Dr | Charlottesville This Brick Front Townhome is walking distance to Hollymead Town Center. Beautiful LIGHT-FILLED with 2-car garage attached. Kitchen has an ISLAND & breakfast nook. OPEN CONCEPT LIVING on first floor. $275,000 | montaguemiller.com/MLS=598702 Carol Costanzo | 434.962.1419

1701 3rd St | Waynesboro One Story Cape Cod Style 2 BR home with relaxing covered front porch. This charming home features large bedrooms, ample sized closets, and a nice sized KitchenDining combo area. Convenient location for commuting.

$120,000 | montaguemiller.com/mls=598714 Kyle Olson | 540.649.4131

MONTAGUEMILLER.COM | 800.793.5393 | Serving Central Virginia for over seven decades.

CHARLOTTESVILLE | AMHERST | MADISON | CULPEPER | ORANGE

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

$335,000 | montaguemiller.com/mls=59771 New Leaf Team | 434.260.8980

401 Park Street Charlottesville, VA 22902

NORTH DOW NTOW N CLASSIC REIN VENTED

434.977.4005 lwoodriff@loringwoodriff.com

700 NORTHWOOD AVENUE $1,095,000

A Charlottesville classic renovated brilliantly for modern lifestyles, this brick home offers a light-filled, open 1st fl with foyer, living room with wood burning fireplace open to the kitchen & dining room, cozy den, powder room & 2 covered porches off the living areas. Upstairs is a true master suite w/ dramatic bath, 3 add’l bedrooms, hall bath & laundry. The partial, unfinished basement could be finished. Level rear yard, off-street parking & a detached garage. Previous owners completed extensive renovations & are the 2 Principals of award-winning Formwork Design. MLS# 598798

EXCELLENT IN V ESTMENT OPPORTUNIT Y

106 GEORGETOWN GREEN • $225,000 Close to restaurants, shops, CHO airport and UVA. Offered “as is” so you can make it yours with a few updates. 4 bedrooms, 3 bathrooms. Also a great real estate investment property. Washer and dryer in excellent condition. Spacious patio and fenced backyard. Marcela Foshay (540) 314-6550. MLS# 598155

CONTEMPOR ARY W ITH BOLD V IEWS

MOUNTAIN TOP MASTERPIECE - REDUCED

IMM ACUL ATE DOW NTOW N CONDO

4190 MILE END RIDGE • $999,995 This contemporary sited high on a ridge in S. Albemarle offers spectacular mtn views & versatile living w/ sky-lit rooms & open floor plan designed by Jay Dalgliesh. 3 or 4 beds, attached natatorium w/ indoor pool & garden rm, 2nd outdoor pool, on 24+ private acres. Joan Jay (434) 906-1806 or Inessa Telefus (434) 989-1559. MLS# 593383

727 ELK MOUNTAIN ROAD • $1,099,000 This bungalow has been transformed into a light-drenched masterpiece that takes full advantage of the breathtaking views of the Rockfish Valley & beyond. True 1-level living with todie-for master suite & chef ’s kitchen, all in a private setting with expansive rear decks. Sally Neill (434) 531-9941. MLS# 589704

200 GARRETT STREET #405 • $585,000 Chic, efficient Downtown gem w/ open & welcoming floor plan in immaculate condition. 2 bed condo at the Gleason, 4th flr w/ city views to the North. 1 garage pkg space, secure storage bin, master suite w/ walk in closet, high-end kitchen, deck, fireplace, all a 3 block walk to the Downtown Mall. Reidar Stiernstrand (434) 284-3005. MLS# 597516

SHELTER-BUILT RESIDENCE ON THE MECHUMS

M AGICA L SA NCUTARY IN FR EE UNION

CUSTOM CR AFTSMAN w/ MOUNTAIN VIEWS

2430 RIVER RIDGE ROAD • $1,575,000 Light-filled custom home on 14 private acres provides 6,200 sq ft. Updates incl’ great room w/ 12’ ceilings, gourmet kitchen w/ top-of-the-line appliances, 2 master suites, fin. basement w/ full bath, sauna & screened porch, 3-car garage. Meriwether Lewis School District. Liz Raney (434) 242-3889. MLS# 591272

4242 MILLINGTON ROAD • $849,000 One-of-a-kind custom home designed & built by Willie Drake w/ reclaimed materials. Sunny & spacious master suite enjoys mountain views from inside & 2 porches. Built-ins throughout & handmade brick fireplaces. Private backyard with playhouse, shed & pond. Tommy Brannock (434) 981-1486. MLS# 595575

1508 SUNFLOWER FIELDS DRIVE • $775,000 Beautiful, light-filled home w/ modern layout & amazing year-round mtn views. Set on 3.8 acres w/ lo-maintenance landscaping, 2 levels of decking w/ fireplace & hot tub. True 1-level living w/ study/library, 2 fireplaces, & residential hydraulic elevator. Spacious 1st flr master w/ sitting area & FP. Bridget Urmanski (434) 996-2997. MLS# 596957

MINUTES TO DOW NTOW N

1570 SAWGRASS COURT • $459,000 Former builder’s model & EarthCraft Certified home loaded with upgrades. Special features include stunning 2-story great room w/ fireplace, large screened porch, 1st floor master suite, gourmet kitchen w/ designer cabinetry, granite tops, tile backsplash, wall oven & gas cooktop. Lindsay Milby (434) 962-9148. MLS# 581391

2530 LAKE ALBEMARLE ROAD $995,000 Unique opportunity on private, sunny 10+ acre lot surrounded by mature hardwoods. Thoughtfully designed home with custom additions: informal & formal spaces; gorgeous workmanship on extensive built-ins & cabinetry. 5 beds, 5.5 baths & add’l 1250 sf terrace level w/ more finished space. Outdoor oasis w/ huge front & rear yards, basketball court, terraced garden beds, gazebo, 2 sheds, immaculate screened porch & expansive rear patio. Finished space over 3-car garage. 10 sprawling & secluded acres w/ 1 division right. Erin Garcia (434) 981-7245. MLS# 598800

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10 ACRES - MERIWETHER LEWIS DISTRICT