The Real Estate Weekly 1.22.2020 by The Real Estate Weekly

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VOL. 29 NO. 3 n JANUARY 22 - JANUARY 28, 2020

A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S ®

FREE

A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS® Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange, Augusta

Second

Wind: Why Seniors Love Central Virginia

BY CARLA HUCKABEE

Always Choose a

Local Mortgage Pro

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

I first became a believer in reverse mortgages almost 20 years ago...

(before I was in the industry) when my parents first considered doing a reverse mortgage themselves. My Mom asked me to help her do some research and that’s what started me on my path of wanting to eventually be the expert on the subject. It’s amazing to me today that I still hear the same false rumors from people sometimes that I heard two decades ago. The mortgage company does not take title to your home and yes the heirs still inherit the home upon the borrower’s passing. Those are the two most misunderstood topics. And yes the money you receive is not income so it is not taxed as some people think. Also, Medicare and Social Security are not effected by the proceeds that you receive from a reverse mortgage. And yes it’s true that you are not required to ever make a payment for as long as you live in the home. I am very patient when I speak to clients and take my time explaining everything face to face with absolutely no pressure to move forward because I remember how much my parents appreciated it when the person that they worked with showed them the same respect. I have never experienced the Sunday night blues of knowing that you are going back to work the next day as some people talk about. My job is a career that I never plan on retiring from because I genuinely enjoy working with my clients and seeing how their lives are benefitting from eliminating debt and by opening up a line of credit that can be used to help them for the rest of their lives. Every client’s story is a little bit different but they are all hoping to achieve a better life and I enjoy being a small part in that story.

Reverse Mortgages for Senior Citizens Contact John for a no pressure meeting.

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

A Reverse Mortgage can significantly increase your quality of life in retirement years by eliminating debt and providing funds to keep up with the cost of living. Please feel free to contact me to discuss anytime or schedule to meet in my office or in the privacy of your home. All meetings are absolutely no-obligation and confidential.

JOHN O’CONNOR

434-249-2222

joconnor@MonticelloReverseMortgage.com • 434-249-2222 or Toll-Free: 866-201-4897 29 Stoneridge Drive, #207, Waynesboro NMLSID\372644 MLO\8039VA • Virginia State Corporation Commission MC-2457 (nmlsconsumeraccess.org)

503 Faulconer Drive Charlottesville ∙ VA ∙ 22903 p: 434.295.1131 f: 434293.7377 e: homes@mcleanfaulconer.com

EAN FAULCONER INC. MCLFarm, Estate and Residential Brokers WATTS PASSAGE

Oaklea is a unique, custom designed brick home on a park-like setting. The screened porch, with vaulted ceilings, is perfect for entertaining. Beautiful hardwood floors. First floor master suite. Attached 3 car garage with sunroom. property also offers a detached garage and a 1.5 story cottage. Multiple division rights and several great building sites with mountain views. Only 10 minutes to Hollymead Town Center. $995,000

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

LYONS COURT LANE

CALL SHARON

Over 25 years of Real Estate experience. email: callsharon.today@yahoo.com cell: 434.981.7200 WWW.MCLEANFAULCONER.COM

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Two story, stately brick home in North Downtown. In immaculate condition. Set on a quiet street and an easy walk to downtown. Features include; hardwood floors, recently updated kitchen, sunroom and full unfinished basement. Gracious living room with masonry fireplace and built-in bookcases. Terrific backyard with small detached garage/storage shed. $675,000

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

Annie Gould Gallery

What’s

A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S ®

FREE

A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS® Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange, Augusta

Inside:

Second

Wind: Why Seniors Love Central Virginia BY CARLA HUCKABEE

Always Choose a

Local Mortgage Pro

JANUARY 22 - JANUARY 28, 2020

10 A unique art gallery located in the heart of Historic Downtown Gordonsville. Offering an assortment of works by local artists as well those from throughout the country.

109 S. Main Street, Gordonsville, VA

(540) 832-6352

anniegouldgallery

Second

Wind: Why Seniors Love Central Virginia BY CARLA HUCKABEE

18 Diversity is working.

Issue: IN EVERY

News & Views ................................. 6-7

Shouldn’t it also be living? CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

WWW.CAAR.COM

VOL. 29 NO. 3 n JANUARY 22 - JANUARY 28, 2020

FEATURE

Second Wind: Why Seniors Love Central Virginia ............................... 10

Always Choose a Local

MORTGAGE PRO BY CELESTE M. SMUCKER

Your workplace thrives on diversity, so why shouldn’t your neighborhood? Diversity expands horizons, promotes understanding, prepares our kids. It promises us all a richer life. To better understand how neighborhood diversity will benefit you and your family, please log onto www.ARicherLife.org.

Celebrating the 40th Anniversary of the Fair Housing Act

BY CARLA HUCKABEE

HOME FINANCE

Always Choose a Local Mortgage Pro ................................... 18 BY CELESTE M. SMUCKER

Home Sales Stats ..............................22

OF NEW NEXT - OVERVIEW CONSTRUCTION OPTIONS WEEK: - SOUTHSIDE LIFESTYLE

Tour our Newest Model Homes and Old Trail Village Tour Tour our our Newest Newest Model Model Homes Homes inin Belvedere inBelvedere Belvedere and and Old Old Trail Trail Village Village Introducing Park Lane from the Upper $400’s 26 Farmhouse Inspired Homes Across from Crozet Park

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

Currituck Model in Belvedere | 905 Belvedere Blvd, Charlottesville, 22901 Currituck Currituck Model Model in Belvedere in Belvedere | 905 |Belvedere 905 Belvedere Blvd, Charlottesville, Charlottesville, VAVA 22901 VA 22901 Tour our New Model Home In Westlake at Blvd, Foothill Crossing Villa Model in Old Trail Village | 406 Astel Crozet, 22932 Villa Model Villa Model in Old inTrail Old Village Trail Village | 406 |Astel 406 Astel St, St, Crozet, St, Crozet, VAVA 22932 VA 22932

FREELANCE WRITER to join our team.

Real estate experience desirable but not required. If you are familiar with the Charlottesville area, and want to work in a fun, fast-paced environment, send us some of your writing samples!

Submit to writer@caarrew.com CAAR

Real Estate Weekly

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We’re looking for a

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

CAAR REAL ESTATE WEEKLY

NEWS & VIEWS

What’s Happening Around Town?

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

NEWS & VIEWS

Major Tech Tenants Sign Leases at Dairy Central Dairy Central is a mixed-use urban district within walking distance of downtown Charlottesville and the University of Virginia Stony Point Development Group and Cushman & Wakefield | Thalhimer are pleased to announce two leases, totaling 17,580 square feet of office space, have been signed at Dairy Central, the largest mixed-use development in downtown Charlottesville. The new tenants will be CoStar Group and Dexcom. “We are thrilled to welcome CoStar Group and Dexcom to Dairy Central” said Chris Henry, President of Stony Point Development Group. “These publicly traded tech tenants, recently establishing a presence in Charlottesville, points to the strength of the local economy and attractiveness of Central Virginia for business growth. Dairy Central will enable these businesses to thrive in a unique office environment defined by true class A finishes, innovative amenities, and lobby access to Dairy Market, the new market hall debuting this year.” “These announcements reflect the significant pent-up demand for class A office space in the Charlottesville market,” said Chris Engel, Director of Economic Development for the City of Charlottesville. With projected spring and summer openings in 2020, the first tenants will occupy 35 percent of Dairy Central’s office tower.

About Dairy Central: Dairy Central is a 300,000 square foot mixed-use project at Preston Avenue and 10th Street in downtown Charlottesville. Phase 1, opening this spring, includes the adaptive reuse of the historic Monticello Dairy building to new Class A office space, the Dairy Market, and an event space. Phase 2, known as 10th and Dairy, includes 180 urban apartments with a full suite of modern amenities slated for opening in 2021. Learn more at DairyCentralCville.com. About Stony Point Development Group: Stony Point Development Group is an award-winning real estate development firm headquartered in Charlottesville, VA. Stony Point’s mission is creating great places and enhancing lives through the built environment. The company is uniquely focused on community building in high quality, walkable locations with connections to natural amenities. It acquires, builds and operates mixed asset development projects primarily focused on housing, office, and experiential retail. For more information please visit StonyPointDB.com. About Cushman & Wakefield | Thalhimer: Thalhimer was founded in 1913 and currently has offices in Richmond, Newport News, Virginia Beach, Fredericksburg, Roanoke, Charlottesville, and Lynchburg, VA; and Charleston, Columbia, and Greenville, SC. The company has over 100 broker professionals and employs over 400 associates. Thalhimer represents, on behalf of its clients, a property portfolio of over 56 million leasable square feet, and management of over 30 million square feet of commercial property, and over 8,000 multifamily units.

In 2018 Thalhimer completed nearly 2,000 transactions with a transactional volume over $1.3 billion. Thalhimer is the region’s leading provider of comprehensive commercial real estate services. The firm offers comprehensive commercial real estate services including corporate services, investment sales, tenant representation, project management, asset management, and the sale and leasing of office, industrial and retail properties.To learn more, visit www.thalhimer.com or follow @ Thalhimer on Twitter. About CoStar Group, Inc.: CoStar Group, Inc. (NASDAQ: CSGP) is the leading provider of commercial real estate information, analytics and online marketplaces. Founded in 1987, CoStar conducts expansive, ongoing research to produce and maintain the largest and most comprehensive database of commercial real estate information. Our suite of online services enables clients to analyze, interpret and gain unmatched insight on commercial property values, market conditions and current availabilities. STR provides premium data benchmarking, analytics and marketplace insights for the global hospitality sector. LoopNet is the most heavily trafficked commercial real estate marketplace online with over 6 million monthly unique visitors.

St. Anne’s-Belfield School will host a Girls’ Geek Day for area elementary school girls on Saturday, February 15. Students are invited to join this free community event—designed to spark girls’ interest in science, technology, engineering, and math (STEM)—and will be able to access a fun, collaborative, hands-on environment to learn new skills and help them connect to other STEM programs in the community. The first Girls’ Geek Day was held in 2013, the creation of Albemarle County Schools teacher Paula White. It was held at Crozet Elementary School with 30 girls in attendance. Today, White and Kim Wilkens, St. Anne’s-Belfield School computer science coordinator and founder of local non-profit TechGirls, work together with community organizations and volunteers to hold and support monthly events during the school year. In the 2018 – 2019 school year, nine Girls’ Geek Days were held with more than 500 participants representing more than 30 area schools.

Realla is the UK’s most comprehensive commercial property digital marketplace. Apartments.com, ApartmentFinder.com, ForRent.com, ApartmentHomeLiving.com, WestsideRentals. com, AFTER55.com, CorporateHousing.com, ForRentUniversity.com and Apartamentos.com form the premier online apartment resource for renters seeking great apartment homes and provide property managers and owners a proven platform for marketing their properties. CoStar Group’s websites attracted an average of over 51 million unique monthly visitors in aggregate in the third quarter of 2019. Headquartered in Washington, DC, CoStar maintains offices throughout the U.S. and in Europe and Canada with a staff of over 4,300 worldwide, including the

This event is free for girls in Grades K - 4, but registration is required and space is limited. For more information, visit www.tech-girls.org/girls-geek-day. St. Anne’s-Belfield School is a co-educational Pre-School – Grade 12 day school of nearly 900 students, with an international boarding program in Grades 9 - 12. It holds as its core purpose to inspire and prepare the next generation of exemplary citizens and visionary leaders, and recognizes six core values: integrity, curiosity, diversity, creativity, agency, and impact. Fourteen countries are represented in the student body, with 41 percent of students receiving financial aid. More information may be found at www. stab.org.

industry’s largest professional research organization. For more information, visit costargroup.com.

St. Anne’s-Belfield School Hosting Elementary Girls’ Geek Day February 15

EAN FAULCONER INC. MCLFarm, Estate and Residential Brokers Farm, Estate and Residential Brokers 503 Faulconer Drive ∙ Charlottesville ∙ VA ∙ 22903

A Little Pillow Company has found a unique way to reduce the waste of plastic bottles in landfills and oceans. Since its inception, A Little Pillow Company has turned nearly 1.5 million recycled plastic bottles into fill for their certified eco-friendly pillows. Owners Heather and Loyd McCoy founded A Little Pillow Company in 2007 from their home in Swoope, Virginia with the goal of designing a line of pillow products for toddlers through adults. The couple are pioneers of the original hypoallergenic toddler pillow and first Adjustable Loft Pillow with Flex Fill (™). “As a family-owned and operated company, we are constantly searching for ways to grow our business while be-

ing responsible to the planet. Despite our small size, I am proud that we are doing our bit for the environment,” says Heather McCoy. In addition to using recycled bottles for their pillow fill, A Little Pillow Company produces their products from 100 percent organic cotton spun into a knitted fabric that uses less energy, thus reducing greenhouse gas emissions. Presently, 100 percent of A Little Pillow Company sales come from online shoppers through the company’s website and on Amazon. In 2020, A Little Pillow Company plans to launch their new “Versatility Travel Pillow”, a maternity pillow, and provide customers with a low package shipping option. The company also intends to make their pillow products available through a limited number of retail stores.

Send your newsworthy submisssions to

editor@caarrew.com

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only text files will be considered.

175 Westgate Road - Verona Brick ranch with concrete patio! Enjoy cookouts or just relax in your level backyard. Off-street parking + storage building & fenced in yard. County schools & taxes. Convenient - short drive to Staunton, I-64/81 & Rt. 262. Ideal for small family or investor. Interest rates are still low. Seller will provide home warranty at closing with acceptable contract. MLS# 591492 REDUCED TO $135,000

Earlette (E.J.) Anderson 540-480-7463 (c) 540-248-7587 (o) ejandersonlet@gmail.com

1600 COMMERCE ROAD • VERONA, VA.

79 Woodlee Road - Staunton Darling condo ideal for single or family with 3 BRS 2 1/2 bths. HOA fee includes water, sewer, trash, yard maint., snow removal. Hurry while interest rates are still low. Investors, rentals are in demand, so this one may be for you. Needs some tender loving care, some paint, and cleaning. Ideal for downsizing. Also great rental investment property. Seller will give up to $750 allowance for carpet replacement at closing. Upstairs cpt needs replacing .To be sold AS Is. MLS# 596270 REDUCED TO $140,000

Earlette (E.J.) Anderson 540-480-7463 (c) 540-248-7587 (o) ejandersonlet@gmail.com

CALL SHARON

Over 25 years of Real Estate experience. email: callsharon.today@yahoo.com cell: 434.981.7200 WWW.MCLEANFAULCONER.COM

Nelson County 1452 Perry Lane This privately located 3 BR home only minutes from Lovingston is a perfect retreat or primary residence. The 12+ acre property has unique rock outcroppings and hardwood trees. The southern exposure of the back of the house lets in lots of light in the winter along with the mountain view. The current owner has made many upgrades to the home including a completely renovated kitchen with a Viking cooktop, new cabinets, appliances and granite along with a butcher block counter. The outbuilding has a wood stove and could function as a workshop, recreational space or eventually a in-law suite. Only 30 minutes to Charlottesville. $279,000 1638 Love Road Overlooking the Blue Ridge, a pond and lovely gardens, is this unique 3 BR, 3 BA mountain home on 2.6 acres. A half mile from the Blue Ridge Parkway, Wintergreen and Sherando Lake, it's in the middle of Nature's playground! The original log home has been expanded, renovated and updated. Charming great room with log beams and large brick fireplace open to the dining with vaulted ceiling and gas fireplace kitchen.The main floor master has updated bath with radiant heat tile floor and shower. Office and 2 BR on second floor. Patio and screened porch for relaxing. $399,000 3023 Beech Grove Road Under $200K in the Nellysford area! Brick ranch 3 BR, 1.5 BA home with hardwood floors, woodstove, sunroom. and oversized family room for entertaining. Nearly level yard with a detached garage/workshop featuring a paint area and pit for working on automobiles. New roof about 4 years ago.Close to Wintergreen Resort and the attractions along Nelson 151. Home has been rented for a number of years. A great investment property. $199,900

(800) 361-5155 • (434) 361-2440 www.MountainAreaRealty.com

1600 COMMERCE ROAD • VERONA, VA.

NEWS & VIEWS

GOT NEWS?

MILTON HILLS DRIVE

A dramatic, contemporary home, privately set on 3.3 acres at the end of a quiet cul-desac. Soaring ceiling in the great room with floor to ceiling stone fireplace. Large kitchen has Viking and Sub Zero appliances. One floor living plus a large 2 room loft. Extensive outdoor living spaces include; a covered front porch, screened porch and deck. Lovely wooded lot. $525,000

2788 Rockfish Valley Highway • Nellysford, VA 22958

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Virginia-based Business Saves Landfills and Oceans from Plastic Bottles

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

YOUR PLACE. OUR PURPOSE. 503 Faulconer Drive Charlottesville · VA · 22903 p: 434.295.1131 f: 434.293.7377 e: homes@mcleanfaulconer.com

MCL EAN FAULCONER INC. Farm, Estate and Residential Brokers LAFAYETTE

Tucked in a quiet and peaceful setting down a delightfully treelined lane is this attractive, 3-story clapboard house. First floor master suite, 5 additional bedrooms, house, built in 2000, can easily handle large gatherings or simply a few by one of 6 fireplaces. 10’ ceilings, spacious rooms, 3425 Loch BraeareLnseveral | Charlottesville 760 Golf View Dr | Crozet and excellent quality of the WESTFIELDS numerous features of the home. All 4-bedroom home on 25+ acres in the heart of Free Country on 7rolling acres with views. Great Room Incredible value infinest Old Trail. filled, energy efficient Union’s estate Light properties. Geothermal HVAC and onhome 91 gently acres,mountain great views, with vaulted first floor master, reclaimed heart pine Peak Construction home w/mountain views. Charm and solar panels make this home extremely energy efficient. stream.ceilings, MLS#574119 $1,950,000 floors,Steve new country kitchen and 2 fireplaces. Additional quality finishes throughoutextensive Beautiful setting shiplap, with lovely views.trimwork, MLS#596705 McLean, 434.981.1863 quartz, marble and granite! suite434.981.1863 & finished basement. carport will house your RV and boat. Private setting. $1,540,000 SteveMaster McLean, $650,000 | montaguemiller.com/mls=597845 Laurel Smith | 808.280.6431

$575,000 | montaguemiller.com/mls=587366

Anita Dunbar | 434.981.1421

REAS FORD ROAD

1880’s farmhouse on 27+ acres with wonderful wraparound porch close to town! Beautiful tree-lined driveway, lovely gardens, large boxwoods, koi ponds, 4-bay equipment shed, and garden shed. MLS#597319 $880,000 Steve McLean, 434.981.1863

South Fork Farms 15 minutes south on Rt 29. Large Colonial on 4.32 acres. 4 BR, 2.5 BA. Hardwood floors throughout the first floor, large kitchen w/breakfast nook, family room with fireplace, dining room & formal LR.

$411,950 | montaguemiller.com/mls=598376 Doug Burke | 434.951.7122

WALNUT HILLS

HISTORICAL Georgian Revival mansion built c.1878 by Gov. James Kemper on 373 splendid acres, offering guest cottage and a complement of farm buildings. Long frontage on Rapidan River. MLS#574009 $3,900,000 Will Faulconer, 434.987.9455

2072 Timber Pointe Rd | Charlottesville

84 Birch Way | Barboursville

222 Old Lynchburg Rd | Charlottesville

Charming home in Forest Lakes community! This home features an extensive open yard, large family room with fireplace, & cabinet-lined kitchen. Second level offers 4 bedrooms including a large master suite.

Renovated 4 BR home in spatial Preddy Creek. No HOA fee, but a very will maintained subdivision with pride of ownership. New roof, carpet, paint & granite counters. granite counters upgrades. Large private back yard.

Attractive cape-cod style home in a great location in Fry’s Spring. 4 BR, 2 BA home with off street parking. Excellent proximity to UVA. Walkable to shops, restaurants, Fry’s Spring Beach Club and Wegmans.

$335,000 | montaguemiller.com/mls=59771 New Leaf Team | 434.260.8980

RED FOX LANE

$275,000 | montaguemiller.com/MLS=595427 Carter Montague | 434.962.3419

$344,900 | montaguemiller.com/mls=591830 Brad Conner | 434.953.8124

Enjoy mountain views of the historic Southwest Mountains from this livable four-bedroom residence on six private acres. Convenient and quick to Pantops, Historic Downtown Mall, and UVA. MLS#594327 $895,000 Charlottte Dammann, 434.981.1250 CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

CHURCH POINT FARM

944 acres along the lower Chickahominy River, with eight miles of shoreline, plus managed cropland. The property features a three-bedroom brick dwelling. MLS#1912243 $4,475,000 Philip Reed, 804.833.8325 www.churchpointfarm.com

2401 Southside Dr | North Garden

PLEASANT HILL

Charming, circa 1850, beautifully restored, 3-bedroom and 2-bath farm house on 77 acres surrounded by pasture and forest providing a private setting on a lovely knoll close to the James River. MLS#585271 $585,000 Steve McLean, 434. 981.1863

SUNNYSIDE

Large parcel convenient to Charlottesville and UVA. Exceptional Blue Ridge views, farm house (in need of restoration). Under VOF easement but with divisions into already predetermined parcels. MLS#585228 $4,400,000 Steve McLean, 434.981.1863

FRAYS GRANT

10 fabulous home sites mostly in beautiful hardwoods, gently rolling and PRICED BELOW TAX ASSESSMENTS! 2 lots have 21 acres each, private settings and frontage on the Rivanna 2448 Abington Dr | Charlottesville River. FRAYS GRANT is only minutes isto airport, excellent This Brick Front ten Townhome walking distance to includingLIGHT-FILLED Harris Teeter, Hollymead Townshopping, Center. Beautiful Grill, & with 2-car garageTarget, attached.Kohls, KitchenBonefish has an ISLAND and Starbucks. Call, text or email breakfast nook. OPEN CONCEPT LIVING on first floor. Jim Faulconer 434.981.0076 or jfaulconer@mcleanfaulconer.com, $275,000 | montaguemiller.com/MLS=598702 maps, information or tour. Carolfor Costanzo | 434.962.1419

300 Riverbend Dr | Charlottesville Great light filled 2nd floor corner condo in Riverbend. The “Potomac” model features a unique flowing floor plan with 2 large master suites, each with en suite full bath. Community Pool, Fitness Center and Clubhouse.

$215,000 | montaguemiller.com/mls=595698 Trish Owens | 434.825.5393

1701 3rd St | Waynesboro One Story Cape Cod Style 2 BR home with relaxing VERULAM covered front porch. ThisFARM charming home features large Landmark estateample just west of UVA on 500 Classic bedrooms, sized closets, andacres. a nice sized Kitchenhome of thecombo highest standards with elegant spaces, 5 Dining area. Convenient location for commuting.

BR suites, formal gardens, pool, cottage, event barn, and $120,000 | montaguemiller.com/mls=598714 bold mountain views all create a one-of-a-kind offering. MLS#597954 Andrew Middleditch, 434.981.1410 Kyle Olson | 540.649.4131

A DREAM HOME IS GREAT, CLEAN FAULCONER INC. BUT M THE RIGHT ONE IS BETTER.

503 Faulconer Drive Charlottesville · VA · 22903 p: 434.295.1131 f: 434.293.7377 e: homes@mcleanfaulconer.com

Farm, Estate and Residential Brokers

Let an agent who knows guide you.

3859 PRESIDENTS ROAD

$325,000

NOW $269,900

KENRIDGE

Elegant villa offering easy living and walking distance to Farmington, Birdwood Golf Course, & Boar’s Head Resort. Many stunning features including chef ’s kitchen & built-in bookcases. MLS#588077 $945,000 Steve McLean, 434.981.1863

Bev Nash

434-981-5560

707 Rosewood Dr.

INDIAN RIDGE DRIVE

133 BLUE RIDGE DR

434-960-0414

SPRINGDALE

Historic farm in eastern Goochland, approx. 30 minutes from Richmond and 45 minutes to Charlottesville. Property includes 52 acres, a pond, woodland, and garage apartment. MLS#1930232 Philip Reed, 804.833.8325 or Steve McLean,434.981.1863

Shannon G. Hudson

• Classic home in a classy neighborhood • 5 bedrooms w/3 masters, 4.5 baths • Landscaped w/brick courtyard & fountain • Partial basement w/1 car garage • Sunroom, FP, built in bookshelves

117-3: $170,000 102-3: 7102 Blackwells Hollow Rd MLS 589947 $163,000

COMING SOON IN LAKE REYNOVIA

TAYLOR CREEK ROAD

Picturesque 139-acre mountain property in Heards that climbs from the road to the top of the mountain. Good road frontage, creek, great access, internal road network in place for easy access. MLS#572750 $399,000 Steve McLean, 434.981.1863

TILMAN ROAD

Mature 2-acre parcel of land in the Meriwether Lewis Elementary School District. Ideal for residential construction. Beautiful rural setting, great location just minutes west of Charlottesville and UVA. MLS#585959 $249,000 Steve McLean, 434.981.1863

540.661.2083

2 BED 2 BATH W/SO

• 4 Bedroom, 3 Full Baths, 3,300+ Sq. Ft. • Beautiful Solid Oak Floors on Main Level • Granite Counter Tops & Stainless Appliances • New Master Bath with Tiled Shower • Side Screen Porch, Circular Paved Driveway • Stone Robinson Elementary School District

$262,000

$424,900

#COMINGSOON IN TURT 2 UNITS AVAILA

This is the VIEW LOT that you are looking for. Sweeping Blue Ridge views for miles. 5 acres open, 8+ acres in woods. Well in place. Bring your builder or architect. 15 minutes to Hollymead Town Center. MLS#590233 $399,000 Tim Michel, 434.960.1124

Ruth Guss

• Renovated 3 bedroom, 2 bath, home • One level luxury living • 1350+/- sf on 1.4 acres • Vaulted ceilings, ceramic tile floors • New kitchen and bathrooms • Rear deck, high end appliances

ALBEMARLE COUNTY

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

SOMESET

Circa 1856 4-bedroom, 3-bath home on 4+ acres fronting the scenic Rapidan River and adjacent to other large historic farms and estates in Orange County. MLS#596560 $885,000 Steve McLean, 434.981.1863

COMING S

NEW CONSTRUCTION

Dan Corbin

434-531-6155

• New 3 Bd, 2 Ba, One Level, 1550 sq ft • Beautiful Cul de sac location, Wooded View • No HOA, Well & Septic = No Water Bills • Many Upgrades, 2 Car Garage, Quality Local Builder • Fluvanna Co, Near Schools, Hi Speed Internet • Still time to pick colors. Ready Feb 2020 • MLS 598132

MATTHEW MILL ROAD

Pat Burns

Candice van der Linde 434-981-8730

• • • • • • • •

• 3 bed 2 full bath one level single family home. • Screened porch addition for year round enjoyment. • Private yard. • Split bedroom design with gleaming hardwoods & tons of natural light. • Large garage w workshop space & Extended driveway • Offered at $347k

MILTON VILLAGE

3 bedrooms 3 full baths Massive decking Beautiful stone fireplace Mountain Views Over 5 acres 3248 SF $465,000

434-465-4444

AUTHENTIC LOG CABIN

Cabin on the Tye $327,000 County MLS# 598510 TURTLE CREEK 11.12 acres, ideal tract for development into smaller $360,000 21-acre lot minutes east Fluvanna of Charlottesville. Level Wintergreen Mountain private setting near common space, Appalachian Trail, spa, golf, and ski slopes. 4-bedroom, 3-bath, quality features: post and beam interior, stone FP, OFFERED FURNISHED. MLS#591549 $535,000 Jim Faulconer, 434.981.0076

C U R ED Dan Corbin

434-531-6155

Lori Click

• • Log Home on 29 acres near Crabtree Falls • • 2 bedroom, 2 bath, Fireplace, Furnished • • 400+ ft. on the Beautiful Tye River • • Perfect Full Time, Weekend or Vacation Rental Home JACKS SHOP ROAD • • Call agent about MLS 595601 Enjoy Nelson Co.! 155+ acres, level to gently rolling mature pine forest

with long frontage on the Rapidan River. Excellent for retreat or permanent residence. Convenient to Madison, Ruckersville and Charlottesville. MLS#572541 $1,068,600434.985.0021 Steve McLean 434.981.1863

410 West Main Street Charlottesville, VA 22902 Downtown

434-326-7593

3 bedrooms, 2 full baths, 1,730 Fin. Sq. Ft. 19 +/- Acres, open & ready to be fenced for animals Quality brick home with “good bones” Needs cosmetic TLC LONESOME MOUNTAIN ROAD Brick, detached 2 car garage with electric opener 5-acre lot that has not been available for many years. • In-ground pool, just needs a new liner MLS #594708

Candice van der Linde 434-981-8730 • • • • • •

2 UNITS AVAILABLE 2 Bed 2 Bath w/Solarium Superiorly well maintained Tenants until Spring 2020 Keep as an investment or owner occupy COTTAGE May work out a deal for cash buyers Upgraded, immaculate brick cottage on an acre is a obtaining both units quick drive $170,000 to Stanardsville, North • 117-3: - 102-3:Charlottesville, $163,000!

Superiorly well maintained Tenants until Spring 2020 Option to keep as an investmen 943 Glenwood Station Ln Suite 203 May work out a deal for cash bu Charlottesville VA 22901 both units

This country but close to town location is conveniently located with quick access to Historic Downtown Mall, Fork Research Park and NGIC. Flexible floor plan. UVA, NGIC, airport, and North Fork Business Park. No HOA restrictions!! No water bill! MLS#597254 434.974.1500 MLS#593160 $250,000 C. Dammann, 434.981.1250 $215,000 C. Dammann, 434.981.1250

WWW.MCLEANFAULCONER.COM

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building site with well and soils tested for drain field. 4-board fence along road frontage. Creek, small pond and automatic waterers. MLS#586469 $455,000 Mark Mascotte, 434.825.8610

lots as done by neighboring property, Oxford Hills. Zoned R-1 by county has indicated lots of 10,000 sf. possible. Public water available, but not public sewer. MLS#598558 $498,000 Steve McLean, 434.981.1863

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Second

Wind:

Why Seniors Love Central Virginia BY CARLA HUCKABEE

hey wanted a view to die for, at least 10 acres, and a minimum of three or four bedrooms. Oh, and an eight-stall barn. That wish list didn’t sound like it was coming from a typical couple approaching their later years. But REALTOR® Pam Dent, with Gayle Harvey Real Estate, knows that “typical” and “senior” just don’t go together anymore. “People used to just associate seniors with downsizing, close to town, no yard, and prioritizing access to services.” As a Seniors Real Estate Specialist® (SRES®), Dent has helped plenty of seniors relocate to Central Virginia, and only some of them fit that mold. Very often, seniors have their eye on this area to catch their second wind and create any lifestyle they can imagine. And that is exactly the draw of Central Virginia as a hot spot for people approaching, or in the midst of, their senior years. If they can imagine it, they can do it here.

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Great views? Great adventures! There is no doubt that the natural beauty of this area is one of the top reasons that seniors choose to move here. The Blue Ridge Mountains and Shenandoah Valley are the backdrop against which locals get to live their lives every day. The views are tremendous in every direction, and they’re equally impressive from a condo or a multi-acre mountain retreat. If just looking isn’t enough though, don’t worry. Those views all come with an invitation to partake in adventure. Hiking, biking, trail running, skiing, boating, and fishing—they’re all available in Central Virginia. Whether cruising Skyline Drive or on a quest to hike all 500 miles of trails in Shenandoah National Park (SNP), seniors make up a significant percentage of the 1.4 million annual Park visitors. Add in the state and local parks, and the George Washington and Jefferson National Forests just to the east of the Shenandoah Valley, and this region boasts one of the largest protected natural areas this side of the Mississippi. One of the ultimate outdoor adventure pursuits, the Appalachian Trail, slices right through Central Virginia. It’s a nature and outdoor adventure lover’s dream destination. For winter sports, nearby Wintergreen and Massanutten Resorts offer all the fun and games. Water lovers also find plenty to enjoy, so bring along the fishing gear. Flat water exists in area reservoirs and small lakes, while Lake Anna and Lake

FEATURE

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FEATURE

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Louisa up the ante with thriving lake communities, beaches and boating. Those drawn to a current will be glad to know the Rapidan River, running from SNP through Madison County, was named 38th in the top 100 U.S. trout fishing streams. Tying flies? Frequent the South River in Waynesboro, a popular destination for fly anglers. The James and Rivanna Rivers offer a range of water adventures, as do state and local parks, including paddling sports and rentals. Albemarle County and Charlottesville are getting new riverfront trails and acquiring land fronting the Rivanna River to assure long term public access. These treasures will continue to attract seniors and nature lovers of all ages for decades to come.

mond and D.C. for an urban fix; and two hours to the Chesapeake Bay and Atlantic Ocean for big boats, sand, and salt water. The location also serves up just the right climate. All four seasons show up, but the winters don’t have quite the bite that they do up north. Cynthia Hash, REALTOR® with Keller Williams Alliance – Charlottesville, is also a SRES®, and sees this frequently with her senior clients. “This ‘snowbird-like’ migration ends up being a one-way trip as they realize they can have it all here. So they decide to stay. Any further south, and winter disappears; further north, and the winters are too severe.”

The James and Rivanna Rivers offer a range of water adventures, as do state and local parks, including paddling sports and rentals. Location, Location, Location

Higher Education and All That

Even without the gems that Mother Nature provides, this location allows easy access anywhere along the east coast. Midway between New England and Florida, our area can be a great rendezvous or departure point for family, friends, and business ties. Travelers familiar with Charlottesville-Albemarle Airport (CHO) can appreciate its customer friendly size. And if a connection isn’t available out of CHO, airports in Richmond and Washington, D.C. provide reasonable alternatives. Yes, this area is nestled amidst the mountains. But anyone needing a break from all that nature can take advantage of the close proximity to Rich-

While most seniors aren’t planning to go back to school, there’s something about the appeal of a college town. Two public universities, four private colleges and universities, and two community colleges infuse the area with youthful energy. For those that do pine for the classroom, the Osher Lifelong Learning Institute (OLLI) at the University of Virginia offers short courses, outings, and special events year-round. UVA alumnae are among those seniors celebrating a new homecoming, just like in olden days. Dent has helped alumnae that had their careers elsewhere, and then came back. “There may have been no jobs in the area—or the

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Personalized daytime care for adults with dementia or disabilities Engaging activities and outings Nutritious lunch and snacks Affordable, with scholarships available

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

JABA’s Adult Care Centers

The Next Best Care To Your Own “JABA has been a welcome resource for Mom. The staff have demonstrated a warmth and concern for her as if she were their own loved one. This allows me to have a day of respite knowing Mom is cared for, protected, and loved just like family.” ~ Caregiver

Call today to schedule a visit. www.jabacares.org

Our Residents OurSay Residents it Best Say it Best

IORS

P RO U D

“The wreaths did it, the beautiful clusters of flowers that hung on some of the residents’ doors. So colorful and Residential Living • Assisted Living • Memory Care • Nursing Care “The wreaths did it, the beautiful clusters of flowers that vibrant that some needed a second look to determine hung on some of the residents’ doors. So colorful and Residential Living •434-973-1155 Assisted Living • Memory Care • Nursing Care | our-lady-of-peace.com they were not real. Above all, to me, residents were 751 Hillsdale Drive | Charlottesville, Virginia 22901 vibrant that some needed a second look to determine saying ‘this is home.’ As one who had lived 78 years in a 434-973-1155 | our-lady-of-peace.com they were not real. Above all, to me, residents were A not-for-profit community sponsored by | Charlottesville, Virginia 22901 20-block radius in her native city, this suggested sense of 751 Hillsdale Drive the Catholic Diocese of Richmond. saying ‘this is home.’ As one who had lived 78 years in a belonging was very important. The staff and the residents A not-for-profit community sponsored by 20-block radius in her native city, this suggested sense of the Catholic Diocese of Richmond. V with whom I spoke were welcoming and informative. SER ING S Y belonging was very important. The staff and the residents I had visited other communities and appreciated what with whom I spoke were welcoming and informative. they offered. The deciding factor nevertheless remained R I had visited other communities and appreciated what OV EA E R 25 Y the beauty of those wreaths along wide, peaceful halls. they offered. The deciding factor nevertheless remained I admire them daily.” - Mary Ellen M. the beauty of those wreaths along wide, peaceful halls. I admire them daily.” - Mary Ellen M. Coordinated Services Management, Inc. - Professional Management of Retirement Communities Since 1981

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Louisa: 540.967.4435

FEATURE

Charlottesville: 434.817.5235

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Glenda Howard

CRS, GRI, SRES, REALTOR – A Tradition of Trust

Charlottesville REALTOR® for 30 Years CRS, GRI Seniors Real Estate Specialist (SRES)

Why Use an SRES

A Realtor that is specially qualified to address the real estate needs of those age 50 and up.

A Seniors Real Estate Specialist® (SRES®) is uniquely qualified to help you take the next step.

Educated to create a customized approach to each situation including life after retirement, downsizing, and more. Trust your next step with a SRES;

As someone over the age of 50, your needs aren’t the same as a first-time homebuyer or seller. You might be looking to retire, downsize, or join an active adult community. Whatever reason you may have for considering a move, you can depend on an SRES® to guide you through every part of the process.

• • • •

FEATURE

•

SRES® designees have unparalleled training and experience in seniors real estate, including: Helping you manage the financial and emotional challenges of selling a long-held family home Creating a customized plan to market and sell your property Understanding your unique needs and creating a customized plan to ensure your home meets those needs now and in the future Utilizing specialized knowledge in reverse mortgages, 401(k) accounts, and IRAs for your real estate transaction Connecting you with their vast network of movers, attorneys, home inspectors, and other experts to help you through the process

CALL GLENDA!

434-981-0839

glendahowardrealtor@gmail.com

thecharlottesvillerealtor.com BILL HOWARD & ASSOCIATES REAL ESTATE, LLC 1116 E HIGH STREET, CHARLOTTESVILLE, VA 22902 This information is believed to be true but is not guaranteed.

Ready to Start a New Chapter? Call Byrd to Discuss! Byrd Abbott

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Knowledge & Experience makes for a Successful Transaction

Byrd Abbott ASSOCIATE BROKER, ABR, CRS, GRI, SRES

434.242.9600 byrd@byrdabbott.com www.byrdabbott.com

is the expert to contact when you are selling, buying or relocating and specializes in helping you find your ideal property. Byrd was named the 2016 Sales Associate of the Year by the Charlottesville Area Association of Realtors. In 2016, 2017, & 2018 she was the company top producing agent for Roy Wheeler Realty and recipient of the 2015 Outstanding Associate award. In 2014, she was the company Top Residential Sales Associate. Byrd has been a successful Realtor since 1982, with over $360,000,000 in sales and listings sold. She understands both sides of the buying/selling process and the details involved in becoming a part of a new community. Byrd’s high level of performance is reflected in her dedication to the profession and her natural gifts for working with people.

Coming Soon to Dunlora 3 bedroom 2 1/2 bath Open floor plan 1st floor Master bedroom Spectacular kitchen Home is in pristine condition Call Byrd!

1100 Dryden Lane, Charlottesville, VA 22903

Annie Gould Gallery

Anita Dunbar

Offering an assortment of works by local artists as well those from throughout the country.

CRS, SRES, Associate Broker 2009 CAAR Realtor of the Year 2010 Virgina CRS President 2015 CAAR President 30+ years Real Estate Experience Servicing Charlottesville and Central Virginia

109 S. Main Street, Gordonsville, VA

Anitadunbar1@gmail.com Anitadunbar-realtor.com

(540) 832-6352

grass was just greener somewhere else— when they graduated 30 or 40 years ago. Maybe they’ve been coming back for football or basketball games, and now that their career is over, they have a chance to get back to what they left behind and realize they always missed.” The colleges and universities also create a vibrant arts and cultural scene. Hash asserts that “Charlottesville is a small town that entertains like a big city. Arts, music, theater, and dance performances here are just a notch below professional level. And not just in Charlottesville; in the surrounding counties as well.” Mary Baldwin University’s Deming Fine Arts Center graces Staunton with a full calendar of performances and gallery showings. Round out the lively cultural offerings with superb food, wine, and craft beer venues to please the most discriminating enthusiasts. From high-end, white-tablecloth dining experiences to ethnic cuisine served out of food trucks, Charlottesville and the region deliver exactly what foodies want. Wineries, breweries, and cideries serve up homegrown cheer in beautiful settings for all to enjoy.

When Things Go Wrong While all of that is fun and good, at some point, disease or injury may arise

where it’s not welcome. Chalk up one more reason to look at Central Virginia as the place to grow old. UVA provides access to a world-class academic medical center on the cutting edge of research, treatment, and prevention. UVA Health System is known for its pioneering approach to new treatment modalities and cures. Their Movement Disorder Clinic and the Emily Couric Cancer Center are just two of the award-winning specialty clinics that serve the region, and beyond. The newly expanded emergency room has vastly improved the ER experience and is the latest upgrade that keeps UVA at the forefront of western medicine. So anyone relocating here can rest assured that they will be in good hands, and can choose between a teaching hospital or community institutions, such as Augusta Health and Sentara Healthcare. Other problems aging seniors face are best solved by a network of community support. Central Virginia has a wide variety of support networks that help seniors transition or age in place. All counties have vibrant senior community centers. Other models of support rely on volunteers. Ed Davis, REALTOR® with Kline May Realty in Waynesboro, saw many seniors struggling to deal with legal,

YOU DESERVE AN EXCEPTIONAL LEVEL OF SERVICE FEATURE

anniegouldgallery

434.981.1421

500 Westfield Rd, Charlottesville, VA 22901

financial, real estate, and other issues. He convened a group of trusted professionals to lend a helping hand to downsizers and seniors in Augusta County. Augusta Senior Resources emerged as a free referral service offering seniors advice and assistance with the inevitable decisions that accompany aging. The newest volunteer networks are two membership Village-style grassroots efforts. Cville Village is recruiting members and volunteers to coordinate an affordable menu of services to help seniors age gracefully at home while remaining active in their communities. A similar Village is in the planning stages at Wintergreen. Relocating seniors can age confidently, knowing that whatever the

need, from life-saving surgeries to life-enhancing social support, the solution can be found here.

Home, Sweet Home All the boxes have been checked, and the decision is final. Now, for the house. With just as many housing options as there are reasons to move here, there will be no problem finding just the right home. The SRES can be particularly helpful. These REALTORS® have been trained to meet the real estate needs of maturing adults and should have the best options and information available to help inform this life-changing decision. As buyers start pricing their dream of moving here, they may be pleasant-

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A unique art gallery located in the heart of Historic Downtown Gordonsville.

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

Health & Rehabilitation and Senior Living Services “Dogwood Village has provided excellent care for my husband, Leon, on two occasions over the past 6 months. All departments were “I selected Dogwood Village when I could no longer committed to outcare for myself. The staff have been very caring and standing customer compassionate since I arrived and have provided a service and wonderwonderful home for me.” ful hospitality. — Peggy Crane I truly appreciate the kindness and compassion that we received during his stay.” — Diana Fincher

Make the Make the Make MOVE the Make the SMART SMART MOVE SMART SMART MOVE MOVE

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FEATURE

120 Dogwood Lane • Orange, Virginia 22960 540-672-2611 • Fax 540-672-3187 • dogwoodvillageocva.org

“Tradition of Excellence”

■ Call for a free estimate

(434) 977-2705 • www.studentservicesmoving.com (434) 977-2705 • www.studentservicesmoving.com (434) 977-2705 • www.studentservicesmoving.com

Carla Huckabee is a writer that specializes in real estate and aging issues.

Opening April 2020

Join today

and move with us to The Center at Belvedere!

The Center at Belvedere will be a new home for healthy aging and a hub for community interaction, with Greenberry’s Coffee Co. and Sentara Family Medicine on site. Conveniently located just off E. Rio Road, close to US29 and the 250 Bypass. thecentercville.org | 434.974.7756

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Meet people. Learn to work your iPhone. Join a band. Try yoga or hiking. Travel. Volunteer. You’ll find 100+ things going on every week.

17 JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

marle County allow accessory dwelling units on some lots. Zoning allowing these kinds of living arrangements may be a growing trend as affordable housing becomes a higher priority for communities. For seniors interested in collaborative living, Nelson and Albemarle Counties’ cohousing developments deliver. Intergenerational Emerson Commons is thriving in Crozet, while the EcoVillage just outside of Charlottesville prepares to break ground. Nelson County’s Buck Creek Village is unique in that it is a rural seniors-only cohousing community. The diversity of housing and community options reinforces the decision to make this the place to age. And what about that eight-stall barn? Dent says it was for a couple moving from a subdivision in Massachusetts. They were looking for a second home with several acres until they are both retired and can move here full time. “You see, they had always boarded their daughter’s horses, and they felt it was time to spread out a little and get exactly what they really wanted.” Typical? Not so much. But typical doesn’t define today’s seniors.

FEATURE

ly surprised; or the numbers could be what initiated the move. Hash says that affordability can be a huge driver. “People coming from Northern Virginia, D.C. or the Northeast, usually find that this area compares favorably both in housing prices and real estate taxes. I recently worked with a senior gentleman that was priced out of his New England home by real estate taxes. The favorable tax environment here solidified his decision to relocate.” Davis agrees. He says “seniors are fleeing from high taxes in the Northeast; and seeking out small town living. This area delivers both.” “Even though there are not that many strictly 55+ communities,” according to Dent, “seniors generally don’t have a problem finding what they want. Condos, farms and estates, single family and attached housing, resort living, and gated and golf communities abound. This lets seniors choose the level of maintenance compatible with their lifestyle. If they will be traveling part of the year, a community that provides all exterior maintenance may be a priority.” Hash notes that seniors wanting to live with their family as a multigenerational household may still desire some privacy and elbow room. The Belvedere and Old Trail neighborhoods in Albe-

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hen it’s time to buy a house your first thought may be to begin researching available listings followed by walking through your top choices in search of your dream home. Unless you are a cash buyer, however, your best first step is to get pre-approved by a lender so you know how much house you can afford. While you can go online to learn about mortgage interest rates and programs, avoid the temptation to get your home loan from an online source. While doing so may seem like a quick and easy option, when you’re ready to get serious, it makes sense to contact someone who knows the Charlottesville market and is accountable, not only to you, but to the REALTORS® and other real estate pros in the area.

Your Local Lender is Accountable

GA GE

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HOME FINANCE

Find Someone Local If it’s been awhile since you bought a house, or especially if this is your first purchase, you may find the amount of information available to be overwhelming. In this situation, it’s tempting to pursue online promises of the lowest mortgage rates, or fastest closing times just to get it done. Unfortunately, people (especially those new to the real estate process) often aren’t skeptical enough about the validity of what they read online, explains Julia Morris with Fulton Mortgage. She urges borrowers to start by checking out reliable sites like those of the VHDA (Virginia Housing Development Authority) and Piedmont Housing Alliance (PHA). These sites are good starting points and can help refer you to reliable loan officers. Other sources of good local lenders are friends or family who have recently bought a home and used someone they like and trust. Your REALTOR® can also assist, as they will have a list of loan officers they work with regularly and communicate with well. Once you settle on the right individual, get started immediately, even if you just signed a lease or don’t plan to move in the next few months. Your loan officer will request info about your finances, run a credit report and, if you are a good candidate for a loan, will say so in a pre-qualification letter. On the other hand, if you encounter problems, such as a credit issue, most

Always Choose a

LOCAL

Mortgage Pro BY CELESTE M. SMUCKER

loan officers will work with you to get them straight, even if it takes a few months or even a year to do so. For example, Jamie Yowell, with Bank of the James Mortgage has seen credit reports with small unpaid collections (one as small as $26) that the buyer had no idea were still outstanding. Regardless of your situation, working with a loan officer you trust and with whom you have a good relationship is critical. Your best bet is someone you can meet with face to face, and who has a genuine interest in helping you unlike, say, a voice on the phone in some distant—and unknown—place.

Contract Negotiations When you have a pre-approval letter from your local loan officer, your REALTOR® can help you view homes and pick the one you love best. They will also help you structure an offer for the seller that includes the letter proving you are a serious candidate who can borrow enough money to buy the house. No seller wants to put a sold sign out front unless they have confidence the buyer can obtain a mortgage. Having a pre-qualification letter from a local lender their agent can vouch for, goes a long way to convincing the sellers to accept your offer.

Imagine being in the midst of packing up your house or apartment in preparation for your big move and getting an email or voice mail from someone at your online mortgage company you’ve never heard of. You respond with questions, but they don’t reply to messages from you or your REALTOR®. You learn the closing has been delayed because this issue is holding up the loan. The online stranger (what was their name again?) who took your financial info may be working with clients all over the country with no particular local ties. They may or may not even be a mortgage professional. Their job is to sign you up, turn the file over to a processor to get it ready for closing and move on to the next prospect. They won’t be someone with whom you have a relationship and who feels accountable to you or your REALTOR®. Jay Domenic with Movement Mortgage once chose to refinance his mortgage with an online lender. Unfortunately, the individual who took his information failed to request correct documentation and then could not be reached for follow up. In fact, Domenic never spoke to that person again. Thanks to his long experience in the industry he was able to get things straight. You may not be so lucky. It’s scary to think about a situation where you’ve promised the buyers of your house to be out by a certain date (or given notice to your landlord) and yet can’t move into your next one because you can’t reach the right person at your mortgage company. Local loan professionals live and work in your community. They have trusted long term relationships with area REALTORS® and are accountable to them as well as to you the client. They respond to your calls, answer your questions and are invested in getting your loan approved in a timely manner. When you’re ready to buy a home, choose a local loan officer. Doing so could be the difference between being stuck in your current living situation and moving into your dream house with minimal stress and delay. Celeste Smucker is a writer and blogger who lives near Charlottesville.

Your best bet is someone you can meet with face to face, and who has a genuine interest in helping you unlike, say, a voice on the phone in some distant—and unknown—place.

Work with experts that will guide you every step of the way and really evaluate all options that may be available to you in the home buying process; become a partner, with you every step of the way. That’s the experience we provide, contact me today to learn more in a casual conversation to see your specific options.

Jamie Yowell

Serving Charlottesville and surrounding counties in Central Virginia

M: 434-981-5849 • O: 434-328-7076 jyowell@btjm.com www.bankofthejames.bank 1430 Rolkin Road #203, Charlottesville, VA 22911

NMLS# 1462297

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Buying a home? Go With a Local Lender

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

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A Virginia Tradition Since 1927 Charlottesville: 434-951-5155

Greene: 434-985-2348

Zion Crossroads: 434-589-2611

Western Albemarle: 434-205-4355

Ednam Hall • Dryden Lane • Charlottesville, VA 22903

Homes@RoyWheeler.com • www.RoyWheeler.com

PRNE IC W E

LOCATED IN WESTERN ALBEMARLE at the foot of the Blue Ridge Mountains and near beautiful orchards, this idyllic and privately situated 2.14 acre wooded lot is the perfect place for your custom home or long term investment. The soils work has been complete for a four-bedroom home. Call your Realtor today for plats and information. $144,900. Mike Peters 434-981-3995. (532642)

CAMP NOW BUILD LATER! 22.96 private acres with NO covenants or restrictions, located in Northern Albemarle County. Conveniently located only minutes to the Route 29 corridor. Quiet setting, freshly graded and graveled road. Several possible building site to choose from. Scenic year-round mountain views, mature woods, beautiful spring-fed pond of your own to enjoy! $360,000. JimBonner.com 434-951-5102. jim@ jimbonner.com (590770)

A NEW BEGINNING on 21 acres in gorgeous Southern Albemarle Co. and have views of the James River with some clearing. Well and septic in place. Building site already cleared. 15 min. to major grocery store and delightful downtown Scottsville. Under 30 min. to I-64 interchange. Bring your chickens, goats and plans for your garden. No HOA. $185,000. Caroline Revercomb, 434-981-1893. (595063)

CHARMING LOG CABIN on 4 acres located in gorgeous Southern Albemarle Co. with yearround views of the James River. First floor master. Stone fireplace. Terrace level with rec room, laundry and workshop. Outdoor shower and hot tub. Wrap around deck. 15 min. to major grocery store and delightful downtown Scottsville. Under 30 min. to I-64 interchange. $310,000. Caroline Revercomb, 434-981-1893. (597413)

LOCATION, COMPLETE RENOVATION, & 2nd floor addition are only 3 of the benefits offered by this home located w/in the city! This redesigned home is w/in walking distance of both UVA Grounds & UVA Hospital & almost next door to city bus stop. Renovations & addition were completed in 2016 making this home almost new! Features include hardwood, granite counters & ceramic tile. $389,000. Gavin Sherwood, 434-962-0226 and Yonna Smith, 434-531-0817. (598266)

BEAUTIFUL RESIDENTIAL FARM PROPERTY with lots of crop land fronting along Rt.6, lined by a mature tree line around the back. Views all around. Just 2 miles from Scottsville, the property enjoys land use tax status and it is currently leased to a farmer. Underground utilities are in place. The HOA no longer applies, so this property is the perfect blank slate for your dream house and/or farm. $150,000. Sandy Stuart, 434-8723435. (595779)

WOW!! Check out this spacious home where the possibilities are endless, you can have a home office, in-law suite, man cave, family rec room, the list goes on. Offering a newly finished basement, hardwood floors, formal dining room, gas fireplace in family room, Master bedroom accented by a vaulted ceiling, master bath offers double vanities & jetted tub. $209,900. Kim Johnson, 434-465-5138. (598929)

DESIRED WESTERN ALBEMARLE. 6189 finished square feet, 6 bedrooms & 5 full baths, main floor master suite, vaulted great room with fireplace, beautiful screened porch, terrace level with theater room & exercise room, 3.42 private acres. $799,500. info@stevewhiterealtor.com Steve White, 434-242-8355. (594036)

WYNSTON, A 32.4 ACRE ESTATE situated approximately 20 miles north of Charlottesville in the heart of the Piedmont Valley. On a pristine parcel of gently rolling countryside and panoramic vistas of Blue Ridge Mountains. Custom built to the highest standards, craftsmanship is evident, and no detail was compromised. Call for more details of this spectacular home. $2,100,000. MatthewWoodsonProperties.com 434-9605187. (598150)

RENOVATED OLDER RANCH STYLE HOME, new roof, bath, vinyl windows, water heater, water treatment, kitchen cabinets and stainless-steel appliances, wood burning fireplace, mature plantings, 5 acres of land, 3 acres in separate lot. 14 miles to Barracks Road Shopping Center. $239,900. Warren Maupin, 434-962-8939. (594759)

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Celebrating Over Ninety Years Trust, Tradition & Market Leadership

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

PRNE IC W E

SITUATED ON A QUIET COUNTRY LANE between Batesville and Crozet you find this beautiful, predominately open 5.01 acre parcel that will offer a beautiful private elevated building site with beautiful mountains views. Parcel is one of two parcels with other parcel being 7.69 acres. $179,500. info@stevewhiterealtor.com Steve White, 434-242-8355. (598287)

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

HOME SALES STATS

ENDING THE WEEK OF JANUARY 12, 2020

There were 53 sales in the 11 county and city areas

Staff:

PUBLISHER

n 25 were in Albemarle with an average price of $769,334

Aimee Atteberry aimee@c-ville.com

n 9 were in Charlottesville with an average price of $420,411

MARKETING SERVICES

n 4 were in Fluvanna with an average price of $324,625 n 6 were in Greene with an average price of $284,486 n 2 were in Louisa with an average price of $112,500

Beth Wood beth@caarrew.com 434.817.9330

EDITORIAL COORDINATOR

n 1 was in Orange with a price of $255,000

Celeste Smucker editor@caarrew.com

n 2 were in Waynesboro with an average price of $176,400

DESIGN

n 4 were in Nelson with an average price of $226,563

Tracy Federico designer@c-ville.com Lorena Perez designer2@c-ville.com

HOMES SOLD

1340 ELDERBERRY PLACE 1130 E HIGH STREET 16 OUT OF BOUNDS ROAD EARLYSVILLE ELEVEN:30 CONDOMINIUMS LAKE MONTICELLO

217 JAMES DRIVE RUCKERSVILLE

1270 ROBERTS MOUNTAIN RD 3199 BURNLEY STATION RD FABER CROZET

LOCAL GOVERNMENT CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

THE

(Note: Real estate tax information gathered from local government Web sites and is believed but not guaranteed to be accurate as of publication date. Towns may assess real estate taxes in addition to those charged by each county.)

CITY OF CHARLOTTESVILLE

GREENE COUNTY

CITY OF STAUNTON

LOUISA COUNTY

CITY OF WAYNESBORO

MADISON COUNTY

ALBEMARLE COUNTY

NELSON COUNTY

www.charlottesville.org Real estate tax rate: $.95 per $100 www.staunton.va.us Real estate tax rate: $.97 per $100 www.waynesboro.va.us Real estate tax rate: $.87 per $100 www.albemarle.org Real estate tax rate: $.839 per $100

FLUVANNA COUNTY

www.co.fluvanna.va.us Real estate tax rate: $.939 per $100

www.gcva.us Real estate tax rate: $.775 per $100 www.louisacounty.com Real estate tax rate: $.72 per $100 www.madisonco.virginia.gov Real estate tax rate: $.68 per $100 www.nelsoncounty.com Real estate tax rate: $.72 per $100

ORANGE COUNTY

www.nelsoncounty.com Real estate tax rate: $.804 per $100

The REAL ESTATE WEEKLY is published weekly by the CAAR Real Estate Weekly, Inc., a wholly owned subsidiary of the Charlottesville Area Association of RealtoRs®, Inc. Copyright All rights reserved. Reproduction in whole or in part without permission of the publisher is strictly prohibited. All advertising published in the REAL ESTATE WEEKLY is believed to be truthful and accurate. No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful, but this publication does not warrant, nor is it liable for, the accuracy or truthfulness of the advertising placed within this publication. Neither the CAAR Real Estate Weekly, Inc., nor its corporate parent, the Charlottesville Area Association of RealtoRs®, Inc., assume any responsibility and shall have no liability whatsoever for errors, including without limitation, typographical errors or omissions in the REAL ESTATE WEEKLY. Any reference made to the CAAR Real Estate Weekly, Inc. or the Charlottesville Area Association of RealtoRs®, Inc. is not to be construed as making any representation, warranty, or guarantee by the corporations concerning the information on properties advertised in the REAL ESTATE WEEKLY. The content of all ads contained herein are solely the responsibility of the advertiser. The opinions and statements contained in advertising or elsewhere in this publication are those of the authors of such opinions and are not necessarily those of the CAAR Real Estate Weekly, Inc., or the Charlottesville Area Association of RealtoRs®. the CAAR Real Estate Weekly, Inc. reserves the right to edit or refuse any advertising it deems inappropriate or misleading. No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful. Every effort has been made to assure accuracy, but this publication does not warrant, nor is it liable for the advertising placed within this publication. This publication will not accept advertising that refers to or attempts to establish fees or rates of commissions charged for services rendered. Information on advertising placement may be obtained by calling 434-817-9330. All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination.” Virginia Fair Housing Law also makes it illegal to discriminate because of elderliness (age 55 and over). We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

CAAR Real Estate Weekly Is printed on 100% recycled paper

308 E. East Main Street • Charlottesville, VA 22902 Tel.: 434-817-9330 • FAX: 434-817-2714 e-mail: ads@caar.com Send your news and/or press releases to editor@caarrew.com

New to Market Mortgage Partners

Open Jan. 26th

Jay Domenic 434-960-3039 NMLS#: 504845

2733 Southern Hills Court Open 2-4

$439,000 - #598986 – Southern Hills Gorgeous Master BR on main level Anne Hughes, 434-989-2041 DIR: From 29/64, take 29 S for about 7.5 mi. Turn L on 712, then L on Southern Hills Dr. L once more on Southern Hills Ct, house is on the R.

Beautiful All Brick End Unit

Kenridge, Albemarle Co. $789,000 – MLS #598968 Former model home, gorgeous kitchen Justin Kent, 434-951-7052

Movement Mortgage, LLC is an Equal Housing Lender. NMLS # 39179 (www.nmlsconsumeraccess. org) | 877-314-1499. Movement Mortgage, LLC is licensed by the "Virginia Bureau of Financial Institutions" #: MC-5112. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company.

Turn of the Century Farm House Esmont, Albemarle Co. $199,900 – MLS #599111 Recently updated, $20K price drop, 1.5 ac David Griffin, 434-409-6370 Tee Tucker, 434-242-1970

Feature Properties

JANUARY 22 - JANUARY 28, 2020 ISSUE 2903

New Price

City of Charlottesville $1,450,000 – MLS #582158 Existing Over/Under Duplex w/extra land Tim Carson, 434-465-0846

Wonderful Views – 26+ Acres Albemarle County $1,195,000 – MLS #591232 Spectacular custom residence, 5 BR Jeff Gaffney, 434-981-1882 Peter van der Linde, 434-981-0889

Gorgeous Custom Home

New Home by Evergreen Builders

Home to be Built – 17 Acres

Lovely Split Level Home

Earlysville, Albemarle Co. $895,000 – MLS #596191 1st floor owner suite, 3-car garage Justin Kent, 434-951-7052

Ruckersville, Greene Co. $379,900 – MLS #587749 4 BR, 2.5 BA by Lockridge Homes Bill Bailey, 434-817-6052

North Garden, Albemarle Co. $649,900 – MLS #589789 Customize this plan, or choose another Anne Hughes, 434-989-2041

Northfields, Albemarle Co. $374,950 – MLS #580569 4 BR, 3 BA, great neighborhood Kris Jensen, 434-566-1738

Gorgeous Estate – Tons of Privacy

Prime Location Near UVA & More

Amazing Renovation!

New Home by Jameson Homes

Albemarle County $1,149,000 – MLS #596176 Sprawling owners’ suite, gourmet kitchen Justin Kent, 434-951-7052

Forest Lakes, Albemarle Co. $399,000 – MLS #576291 Upgraded appliances, finished bsmt Tim Carson, 434-465-0846

Ednam Condos, Albemarle Co. $925,000 – MLS #597300 2 master suites w/custom full bath Len Mailloux, 434-981-1972

Gorgeous Panoramic Views – 13 Ac Free Union, Albemarle Co. $325,000 – MLS #586181 Renovate or build your dream home Maggie MacInnis, 434-981-6669

www.RealEstateIII.com FindHome@RealEstateIII.com Family Owned and Operated since 1972

Hancock Farms, Greene Co. $385,000 – MLS #597507 2+ acre site, 4 BR, 4.5 BA, 2-car garage Jeff Gaffney, 434-981-1882

Amazing City Location

City of Charlottesville $285,000 – MLS #591952 Quiet neighborhood, one level living Jeff Gaffney, 434-981-1882 David Griffin, 434-409-6370

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Development/Investment Potential

The Premier Condos in Downtown Charlottesville Looking for a masterfully designed downtown condo? Or a blank space with unbeatable views?

The Residences at 218, offers both options! With a wide range of floor plans and different levels of customization available, you are only limited by your imagination. Bring your designer and create your new downtown dream home.

www.Residencesat218.com John E. Neal (434) 906-3141 jneal@gemc.com