California Broker Magazine December 2023

Page 33

Level Funded Plans OPEN Doors for NEW Business! Level-funded copay plans have NO DEDUCTIBLE. Benefits are paid on an Expense-Incurred basis. The Fundamental Care Plan is ideal for groups of all sizes who can’t afford major medical coverage for employees. (California requires 100+ EE) These plans can be a fit for your groups looking for outside-the-box solutions for high premiums and deductibles. Works as an added option to a traditional medical plan. Ideal For Your Clients or Prospects in these industries: Staffing, Home Health Care, Agriculture, Construction, Hospitality, Restaurants, Transportation, Blue Collar employees, Hourly employees. EMPLOYEES GET: • • • • •

Preventative Services covered 100% NO deductible Low copays No health questions Unlimited Virtual Direct Primary Care with NO copay Lab Program - Free diagnostic testing at network providers

These plans include more comprehensive benefits than indemnity-based limited-benefit plans. As a result, employers that cannot offer Major Medical to their entire employee population will still have a valuable tool to recruit and retain highquality employees.

Solves “THE AFFORDABILITY CRISIS”

When employees can’t afford the employee contribution on their employer-sponsored medical plan

When employees realize that they could never come up with the $2,000 to $6,000 necessary to meet their deductible, and the “out of pocket xax”

Contact Us to learn How FUNDAMENTAL CARE PLANS Solve Pricing Concerns https://www.fundamentalcare.com/?utm_id=Cal+Broker

DECEMBER 2023


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