MAKING THE CUT with Muskoka Tree Solutions
PROTECTING YOUR
THE LEGALITIES OF COTTAGE OWNERSHIP
SEPTEMBER 2021
INVESTING IN YOUR
FUTURE
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A NOTE FROM THE EDITORS September always feels like a new beginning to me, perhaps even more than January 1. I think it’s because when we were kids, it marked the start of a new school year, a new grade, a new teacher and new friends. Change, and a lot of it, was expected. Interestingly, however, there’s nothing expected about the behaviour of the fall real estate market here in Muskoka. In past years, the onset of fall meant things would start to settle down, as cottagers returned to the city and locals began the slow process of preparing for winter. Not this year! The trades are still out in full force, the towns are bustling and things seem busier than ever.
Todd Adair*
Here at Cayman Marshall, we’re receiving more and more new listings, many of which you’ll see for the first time right in this issue. (If you’re thinking of buying or selling this fall, here’s a tip: refer to our article by Hoos Law Professional Corporation, which features an informative read on the legal considerations of buying and selling cottages. I hope you and your family can take time to enjoy the best of September’s changes in Muskoka, from the cooler weather to the brilliance of the changing leaves. And who knows? Maybe the best change of all is finding your perfect Muskoka cottage not in high summer, but nestled in the glowing woods of fall.
President Sales Representative
As the world still faces ambiguous times, it has been a challenge to make concrete plans and predict what the future holds for our families, communities and finances.
house property. Our cover story by Muskoka Tree Solutions invites us to learn about the benefits, drawbacks and alternative solutions to manage the forestry of your cottage oasis.
This digital issue highlights some of our recent articles on planning and investing for the future. No matter how delicate the topic, there are ways one can prepare to bring about a better outcome in the long run for all of your investments, including your lake
One thing we can predict is another beautiful autumn in Muskoka! If you’re able to make the journey, I would highly recommend the trip to experience the refreshing sensation of Muskoka’s crisp fall air. I hope we’ll see you soon!
Kallan Koch Chief Editor
4 SEPTEMBER 2021 ■
Cayman Marshall International Realty Inc., Brokerage caymanmarshall.com ■ Sales Representative* Broker & Broker of Record**
CAYMAN MARSHALL
THE COLLECTION
SEPTEMBER 2021 EDITORS Todd Adair* Kallan Koch Lauren Lowe ART DIRECTOR Kelsey Kennerell PHOTOGRAPHERS Andre Carriere Peter Esteves Kallan Koch Micheal Muraz Mark Wilson ADVERTISING DIRECTOR Kallan Koch CONTRIBUTORS Todd Adair* Martha Uniacke Breen Erin O'Reilly Meredith Parsons DC Rutherford Charlie Vanderpol* Tim Winegard Published in Canada FOR ADVERTISING INQUIRIES PLEASE EMAIL info@caymanmarshall.com caymanmarshallmagazine.ca
8
All square footages are approximate. Some square footages include living space in the lower level. Information is subject to errors and omissions. Not intended to solicit properties currently for sale. Cayman Marshall International Realty Inc., Brokerage www.caymanmarshall.com Sales Representative* Broker & Broker of Record**
INVESTING IN YOUR FUTURE
with Two Sevens Capital
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TABLE OF CONTENTS
12
PROTECTING YOUR PARADISE The Legalities of Cottage Ownership
COVER STORY
IN THIS ISSUE
15
8
I N V E ST I N G I N YO U R F U T U R E
12
P ROT ECT I N G YO U R PA RA D I S E
MAKING THE CUT with Muskoka Tree Solutions
REAL ESTATE 21
R E N TA L L I ST I N G S
33
M U S KO K A L I ST I N G S
62
GET IN THE KNOW
The Benefits of Listing Exclusively
with Two Sevens Capital
The Legalities of Cottage Ownership with Hoos Law
WITH TWO SEVENS CAPITAL By DC Rutherford
To say the past year has been strange would be an understatement to end all understatements. Heading into our second summer and fall of the COVID-19 pandemic demands that we reevaluate our collective wants and needs. After a period marred by isolation and separation, lockdowns and letdowns, many of us are coming out the other side with new commitments – to family, to friends, to community, and to the future. Once an inevitability built on hubris and a sense of immortality, now the fragility of our existence has led to an existential reckoning: How do we provide for our futures in a way that embraces both value and values? How do we build wealth in a world that has just threatened unimaginable tragedy? Adam Batstone has a few ideas.
8 SEPTEMBER 2021 ■
The founder and CEO of Oakville-based Two Sevens Capital aspires to “transform access to wealth creation,” no small feat even during a normal year, but an enormous undertaking given the unprecedented threat to the global economy brought on by the pandemic. But even a brief conversation with Batstone will have you believe that his – and your – dreams are possible.
Even a brief conversation with Batstone will have you believe that his – and your – dreams are possible. Adam J. Batstone, Founder & CEO
T
he Two Sevens Capital core values, as presented on the company’s website twosevenscapital.com, resemble Joseph Campbell’s monomyth – a hero’s journey to financial freedom, conjuring curiosity and expanding boundaries and community: stay curious, execute with urgency and intent, operate with care and diligence, deliver excellence, be client obsessed, expand boundaries, and create and contribute to community. The core values create a sense of personalized and localized ambition, with an almost holistic approach to investment. The comparison isn’t what Batstone intended, but he accepts it as part of Two Sevens’s larger mandate and credo: that one size does not fit all in investing, and Two Sevens will work as hard as anybody to fit you. They don’t want their monomyth to echo those of larger firms, to simply be something “we just kind of put in the office and people walk by […]; they aren’t just nice branding that goes on to a flyer or a website or piece of marketing collateral.” At Two Sevens those words hold gravitas; they have meaning and resonance. “We just had our weekly team meeting,” Batstone says, “and of course, in 2021, that means 90% of that is virtual, or 90% of the attendees are virtual. And a standing part of the weekly meeting is recognizing core values. And what that means for us is, [are we] reflecting our core values in what we’re doing? So we look internally, but we also look externally. We try to make it so that we're recognizing it in each other, and/or recognizing it in other businesses.” Though Two Sevens is the new kid on the block, Batstone has over two decades’ experience in the investment
industry. And in a post-pandemic world, he sees the value in being David to the larger firms’ Goliath. “We lean heavily on our technology and those capabilities. [O]ver the last 14 months, there has been every reason why people don't want to interact with other humans – they keep listing all of the reasons why and how hard it is to do business, especially with larger bureaucratic businesses. And, I believe, regardless of the industry, the business or businesses that find a way to treat humans like humans are the ones that are going to win.” The commitment to the marriage of humanity and wealth is “why we're trying to democratize access to some of this wealth creation that really only existed for larger institutions before.” That battle for democracy is rooted in the absence of choice for investors in Canada, where “we've got like, five banks, and three or four insurance companies, and everybody else [is] plugged into them in some way, shape or form.” Two Sevens combines its core values with a broad investment thesis, featuring a fractional investment process meant to sustain “a more entrepreneurialminded marketplace” that until now hasn’t existed in Canada. “And so there are far more options, which means the sophistication of the product available is that much better. We're trying to create capability and access where the incumbents don't want capability and access to be had for the masses.” And the name, Two Sevens? Among a few other numerological and familial considerations, it’s the sweater number Batstone wore playing hockey. It’s hard not to invest in that kind of uniquely Canadian humanity.
Celebrate the possibilities of Summer! The sky’s the limit with Toja Grid. Whether looking to create a shaded area, a peaked roof structure, or DIY furniture, there’s something for everyone to enjoy at home or cottage this summer. Visit us today at tojagrid.ca.
GRID 30 Pergola Kits The newest addition to Toja Grid allows you to build a peaked or angled roof, adding to the endless possibilities of Toja Grid.
Modern Muskoka DIY Furniture Toja Grid has created the ultimate DIY furniture solution with the same simple approach as the pergola kits. Just add lumber. Enjoy the Adirondack-inspired seating style while relaxing dockside. Kits include Chair/Loveseat, Sofa, Dining Table, Bench and Coffe table for you to create.
Toja Grid Pergola Kit Relax or dine under the stars with the Toja Grid DIY modular pergola kit with rafters. Build yours today.
PROTECTING
YOUR PARADISE: The Legalities of Cottage Ownership 12 SEPTEMBER 2021 ■
Boathouses, sleeping cabins, rights-of-way for access, easements for hydro, original shore road allowances, and a host of other issues that are unique to cottage country make practicing law in Muskoka diverse and exciting. As legal professionals who specialize in Muskoka, Hoos Law Professional Corporation is here to help you with the unique legal issues that cottage owners deal with. We can help both cottage owners who already own their “piece of paradise,” as well as “about-to-be” cottage owners with their purchase of a new cottage property.
it is often undesirable if you own the property with another family member (e.g., a sibling or parent) or a business partner. Personal ownership also raises the issue of “creditorproofing.” Owners of valuable cottage real estate should consider whether the property can be protected from possible creditors, if they are engaged in a trade or profession that carries a risk of personal liability.
WHAT LEGAL AND TAX ISSUES SHOULD I CONSIDER?
You can also consider whether to hold title through a corporation or family trust. These options have the potential to create certain tax advantages and disadvantages, based on your own particular circumstances.
Whether you’re a brand-new owner or have enjoyed your cottage for generations, it’s important to ensure that (a), you are holding title in a way that is most advantageous vis-a-vis future events like death, estate administration, or resale; (b), how you can ensure the property will remain in the family; or (c), how to minimize your exposure to taxes if the property is sold, or if you die while you own it.
In some cases, a corporation can be used to hold legal and/or beneficial ownership; the shares of the corporation can be sold or passed down to children or other beneficiaries, often without the need to pay provincial Land Transfer Tax. With proper estate planning techniques, the shares can sometimes be passed down to beneficiaries without the requirement to pay estate administration tax.
One thing is clear: legal and tax planning for your getaway property is becoming more and more important, particularly as the value of waterfront properties in cottage country continues to climb. It is imperative for you to discuss your current and future goals with a professional legal advisor like Hoos Law, to ensure you have a plan in place.
WHAT ABOUT TAXES AND LIFE INSURANCE?
ARE THERE DIFFERENT KINDS OF OWNERSHIP? There are actually many different ways to own your property, each with its own advantages. The property can be held in the name of the owner or owners personally; or it can be held in some other manner, such as through a corporation, or a family trust. In the case of personal ownership, if there is more than one owner, the property can be held as joint tenants or as tenants in common. The primary difference between the two is how the property transfers by right of survivorship on the death of the other joint tenant(s). While a right of survivorship is often desirable when holding title with a spouse,
Estate administration tax amounts to approximately $15,000 on every $1,000,000 worth of property value, so it’s very worthwhile to ensure a proper succession plan is in place. Other things to consider include whether life insurance products may be available to help your estate, beneficiaries and future generations pay for capital gains tax that may be incurred upon your death. Also, you can actually prepay your Land Transfer Tax to the Ontario government when you buy a property, so that the amount you paid is not available to the public on the Land Registry Office records. We know that the main reasons most cottagers come to spend time in the beautiful and peaceful surroundings of cottage country is being able to escape from the cares and worries of everyday life. With a complete plan in place that ensures your goals are likely to be met in the most legally effective and tax-efficient manner, you can truly relax and enjoy your cottage time, knowing you’ve made a sensible plan both for today, and down the road.
INTERIOR DESIGN + BUILD | FURNITURE SHOWROOM www.aspenandivy.ca
322 King Street, Barrie
705.721.8585
By Tim Winegard. M.Sc. Muskoka Tree Solutions Founder, Outgoing Executive Director of the Algonquin Wildlife Research Station (algonquinwrs.ca), Parttime Faculty of Georgian College’s Department of Engineering and Environmental Science.
Grand trees and forests are a defining part of cottage country, and become a valued part of our family memories when managed and cared for properly. Naturally, trees provide habitat and food for wildlife, while facilitating the cycling of water and nutrients crucial to our lake health. Practically, they can be used for shade, noise dampening and privacy, flood control and mitigation, and aesthetics as well as firewood and timber building supplies. Knowing which species perform best and longest for their desired value is an important part of making management and development decisions over the short and long-term.
TREES FOR SHADE Trees can be used to dramatically impact the heating and cooling costs of cottages in a number of ways. South-facing hardwood trees allow sunlight to reach the cottage during the winter, resulting in passive heating, while also providing passive cooling during the summer by casting shade onto the cottage roof and windows. Sugar and red maples are shadetolerant species and provide the highest level of shade in the summer, while red oak and black cherry can provide a more subdued level of shade, given these species’ canopy structures and leaf shape. Oak and cherry are not as tolerant of shade and require a more open canopy to establish on the forest floor. Conifer trees also differ in their shade tolerance and influence, based on foliage structure and orientation. Eastern hemlock, balsam fir and eastern white cedar, with their horizontally oriented needles, provide some of the highest levels of shade whereas red and white pine produce lower levels of shade, given their more disperse needle orientation and structure. A variety of desired effects can be created around our cottage properties as we learn to utilize these species.
SEPTEMBER 2021 15 ■
TREES FOR PRIVACY AND NOISE DAMPENING Trees can provide varying levels of privacy and noise dampening from neighbours, waterfronts and roadways. Which trees to protect, prune or remove around the cottage will depend on the desired effect. Species such as eastern white cedar can be planted and pruned into dense hedgerows that provide the maximum level of privacy and noise dampening from neighbours, but require active maintenance to maintain the full look of the trees. Cedar are also very tolerant of pruning, and are adaptable to a wide range of soil and moisture conditions, which makes them a favourite candidate for this purpose along the lakefront, roadway, or property line.
Working with arborist services like Muskoka Tree Solutions can help to not only identify trees of value and good structural form, but also ensure that your long-term management is focused on utilizing both the natural and practical value inherently found within our forests. 16 SEPTEMBER 2021 ■
Eastern hemlock and white cedar are some of the most common shoreline trees in Muskoka. As a result they tend to be a popular choice to create privacy from the shoreline, while maintaining sightlines to the lake and horizon. Working with arborist services like Muskoka Tree Solutions can ensure that the right trees are promoted and managed to suit your property values. TREES FOR AESTHETICS Trees come in countless shapes and sizes – some with papery, elegant barks, others with gnarled and weather-worn exteriors. Developing a cottage property should include consideration of the overall aesthetics of your tree assemblages, and the desired involvement of property owners in managing these trees.
For example, eastern white birch and yellow birch both exhibit showy papery bark. The white colour of birch is produced by the compound betulin, which helps to protect these pioneer species from sun scald and frost cracking in winter as uninhibited sunlight warms their trunks. As a result, they are a choice tree for open areas of the property such as the lakeside yard, where their white trunks exist in stark contrast to the browns, greens and blues of the waterfront. Trees such as white and red pines have dramatic bark and grow to impressive size in the region. They are truly the iconic species for our area, and provide not only visual aesthetics through their stature and size, but also auditory benefits as a result of the sound wind makes when passing through their canopies. FLOOD CONTROL AND MITIGATION Trees are a critical part of the water cycle, slowing overland flow while encouraging soil uptake of water. Trees absorb available water from the ground and transpire (release) it into the atmosphere. Some large species like sugar maples and red oak may transpire thousands of litres of water on a hot summer’s day. As a result, trees provide a number of practical uses to cottage owners. Along shorelines they can reduce erosion as a result of wave action; along rivers and creeks they can stabilize banks to resist the effects of seasonal flooding. Around the cottage, they can be used to dry up wet areas, direct water away from infrastructure, and ultimately reduce the chances of rain events and spring melts from negatively impacting our properties. Black spruce, eastern white cedar and eastern hemlock are all characteristic of wet low-lying areas in Muskoka. They play an important role in slowing water flow into our lakes and buffer against dramatic water level change. Ultimately, trees and forests are intrinsically valuable for supporting ecosystem functioning in the region. However, they also provide incredible practical value and use to property owners. Working with arborist services like Muskoka Tree Solutions can help to not only identify trees of value and good structural form, but also ensure that your long-term management is focused on utilizing both the natural and practical value inherently found within our forests. If you would like to know more about your property and unlocking its potential, do not hesitate to give us a call to schedule a site assessment. With summer around the corner and a challenging year behind us, let’s make the most of summer and our cherished getaways in the woods and on the water.
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CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
LEADERS IN MUSKOKA
LUXURY COTTAGE RENTALS
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THE TERRACE, 5 BEDROOMS, 3 BATHS – PENINSULA LAKE
Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
$13,000/WEEK
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CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
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FAMILY COTTAGE, 6 BEDROOMS, 2.5 BATHS – LAKE MUSKOKA
$14,000/WEEK
LAKE ROSSEAU RENTAL, 4 BEDROOMS, 3 BATHS – LAKE ROSSEAU
$14,000/WEEK
Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
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MUSKOKA HIDEAWAY, 3 BEDROOMS, 4 BATHS – LAKE MUSKOKA
$16,000/WEEK
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$15,000/WEEK
CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
KAHSHE LAKE PARADISE, 6 BEDROOMS, 3+1 BATHS – KAHSHE LAKE
Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
DEER LODGE, NORTHEAST EXPOSURE, 6 BEDROOMS, 6 BATHS – LAKE JOSEPH
$18,000/WEEK
BEL AIR OF MUSKOKA, SOUTHWEST EXPOSURE, 8 BEDROOMS, 6 BATHS – LAKE OF BAYS
$20,000/WEEK
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CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
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Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
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4 SEASON COTTAGE, 4 BEDROOMS, 2.5 BATHS – LAKE MUSKOKA
$20,000/WEEK
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$20,000/WEEK
CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
ROCKLEA TIMBER DREAM, SOUTH EXPOSURE, 5 BEDROOMS, 4 BATHS – PARRY SOUND
Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
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YOUR SLICE OF
E
njoy this private, oceanside house that boasts a pristine, secluded beach and a spectacular view of the Bahamian, turquoise ocean. Conveniently located on Tar Bay, just minutes from the airport and various amenities, this brand new, 5 bedroom, luxurious home offers you the vacation of your dreams. A mere 13m from the private beachfront, this spectacular home boasts over 5,500 square feet of relaxation space, professional-grade
appliances, high-end furnishings and mattresses for your ultimate comfort. Pull open the 10' high sliders to take in the tranquil sound and scenery of the ocean or to enjoy a refreshing dip in the private pool. The home's 14' ceilings and thoughtfullydesigned open concept offer an airy, spacious feel to accommodate up to 16 guests. A fully-outfitted chef's kitchen caters to your epicurean desires, or you can treat yourself to an evening of in-home private
catering (extra charge). Enjoy the outdoors any time of day with the fully enclosed porch area complete with power screens for ease of use and a stunning, shell stone travertine patio. Take in numerous, nearby attractions, dining, or boat tours to satisfy your adventurous spirit. Your vacation experience comes complete with an in-person greeting at the airport, a property tour, and a 24-hour concierge. Seaclusion is pure luxury in paradise.
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CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
PARADISE AWAITS
Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
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CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
PARADISE AWAITS, 5,500 SQ.FT., 5 BEDROOMS, 5 BATHS – TAR BAY BAHAMAS
Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
$20,000/WEEK
MUSKOKA COTTAGE ON PRIVATE LAKE, 3 BEDROOMS, 3.5 BATHS – COOPER LAKE
$20,000/WEEK
RELAXING RETREAT, 4 BEDROOMS, 4+3 BATHS – LAKE MUSKOKA
$22,000/WEEK
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CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
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Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
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LAKE MUSKOKA GETAWAY, 9 BEDROOMS, 6.5 BATHS – LAKE MUSKOKA
$32,000/WEEK
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$29,000/WEEK
CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
THE LODGE AT PORTAGE POINT, 5 BEDROOMS, 5+2 BATHS – LAKE MUSKOKA
Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
MODERN ELEGANCE, 5 BEDROOM, 4 BATHS – LAKE ROSSEAU
$40,000/WEEK
DRIFTWOOD, SOUTHWEST EXPOSURE, 6 BEDROOMS, 6 BATHS – LAKE JOSEPH
$45,000/WEEK
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CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
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Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
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CAYMAN MARSHALL – LUXURY COTTAGE RENTALS M.CAYMANMARSHALL.COM/SEARCH/RENTALS
BEACHWOOD, 7 BEDROOMS, 7 BATHS – LAKE ROSSEAU
Cayman Marshall International Realty Inc., Brokerage m.caymanmarshall.com/search/rentals or Find us on Instagram
$45,000/WEEK
STEP INTO FALL With summer coming to an end, let Southern Living Design help prepare your patio dreams for next year. With our end of season sale, we can help inspire everyone who stops by our showrooms, whether it’s your deck, front porch, or balcony, we offer stylish comfortable furniture for dining, entertainment, chatting, or relaxing. Come visit us to see our products from Gloster and other quality made brands that will have you relaxed, soaking up the Muskoka sun all summer long.
southernlivingdesign.ca | 844 Southdown Rd, Mississauga, ON | (905) 823-3036
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CAYMAN MARSHALL – INTERNATIONAL LUXURY & LIFESTYLE M.SEARCHMUSKOKAREALESTATE.COM/SEARCH
L E A D E R S I N L U X U RY R E A L E S TAT E
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EXCLUSIVE WATERFRONT BUILDING LOTS, HUNTSVILLE CHAIN OF LAKES, CALL OFFICE FOR MORE DETAILS – LAKE VERNON
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$1,000,000
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CAYMAN MARSHALL – INTERNATIONAL LUXURY & LIFESTYLE M.SEARCHMUSKOKAREALESTATE.COM/SEARCH
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BUILDING LOT 1: 900 FT., 5.80 ACRES – LAKE MUSKOKA
$1,995,000
BUILDING LOT 2: 445 FT., 2.30 ACRES – LAKE MUSKOKA
$1,095,000
BUILDING LOT 3: 445 FT., 3.50 ACRES – LAKE MUSKOKA
$1,095,000
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
DETAILS MATTER FOLLOW US ON INSTAGRAM @MUSKOKALANDSCAPERS.CA OR GIVE US A CALL AT 705.765.5771
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CAYMAN MARSHALL – INTERNATIONAL LUXURY & LIFESTYLE M.SEARCHMUSKOKAREALESTATE.COM/SEARCH
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160 FT., 1.85 ACRES, 3 BEDROOMS, 1+1 BATHS – SUCKER LAKE
$1,195,000
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
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CAYMAN MARSHALL – INTERNATIONAL LUXURY & LIFESTYLE M.SEARCHMUSKOKAREALESTATE.COM/SEARCH
PERFECT LOCATION WITH 175 FT., 2,200 SQ.FT., 5 BEDROOMS, 2 BATHS – LAKE MUSKOKA
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$1,995,000
SOLD: PARRY SOUND
SOLD: SAUBLE BEACH SAUBLE BEACH
$869,000
PARRY SOUND
$949,000
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SOLD: UTTERSON UTTERSON
$959,000
SOLD: BRANDY LAKE BRANDY LAKE
SOLD: LAKE MUSKOKA LAKE MUSKOKA
$1,500,000
$1,195,000
LAKE MANITOUWABING LAKE MANITOUWABING
$1,995,000
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
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PORTAGE LAKE
$1,995,000
SOLD: LAKE MUSKOKA LAKE MUSKOKA
$2,290,000
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CAYMAN MARSHALL – INTERNATIONAL LUXURY & LIFESTYLE M.SEARCHMUSKOKAREALESTATE.COM/SEARCH
SOLD: PORTAGE LAKE
SOLD: LAKE ROSSEAU
SOLD: LAKE OF BAYS LAKE OF BAYS
$2,495,000
LAKE ROSSEAU
SOLD: LAKE OF BAYS LAKE OF BAYS
$2,499,000
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$2,495,000
SOLD: LAKE OF BAYS LAKE OF BAYS
$2,595,000
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CAYMAN MARSHALL – INTERNATIONAL LUXURY & LIFESTYLE M.SEARCHMUSKOKAREALESTATE.COM/SEARCH
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EXCLUSIVE LAND ONLY: 150 FT., 1.492 ACRES – LAKE ROSSEAU
$995,000
COTTAGE ONLY: 100 FT., 1.006 ACRES, 1,315 SQ.FT., 1 BEDROOM, 2 BATHS – LAKE ROSSEAU
$2,195,000
LAND & COTTAGE: 250 FT., 2.50 ACRES, 1,315 SQ.FT., 1 BEDROOM, 2 BATHS – LAKE ROSSEAU
$2,950,000
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
valhallastone@gmail.com valhallastoneworks.com
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CAYMAN MARSHALL – INTERNATIONAL LUXURY & LIFESTYLE M.SEARCHMUSKOKAREALESTATE.COM/SEARCH
3651 FT., 10.890 ACRES, 1152 SQ.FT., 3 BEDROOMS, 1 BATH – SPARROW LAKE
2,400 FT., 40.25 ACRES, SOUTH EXPOSURE, 3,870 SQ.FT. MAIN LODGE WITH 9 OTHER CABINS ALONG WITH YOUR OWN PRIVATE GOLF COURSE – WAHWASHKESH LAKE
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$1,995,000
$2,990,000
SOLD: MUSKOKA LAKES MUSKOKA LAKES
$2,790,000
SOLD: LAKE MUSKOKA LAKE MUSKOKA
$2,895,000
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SOLD: LAKE ROSSEAU LAKE ROSSEAU
$2,995,000
SOLD: LAKE MUSKOKA LAKE MUSKOKA
SOLD: LAKE OF BAYS
SOLD: FAIRY LAKE FAIRY LAKE
$3,100,000
$3,100,000
LAKE OF BAYS
$3,195,000
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
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COMES WITH ITS OWN PRIVATE ISLAND! 2,100 SQ.FT., 1079 FT., 5.8 ACRES, 4 BEDROOMS, 3 BATHS – HORSESHOE LAKE
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$3,395,000
GOLF COURSE RESORT - 2,700 FT., 85 ACRES – OTTER LAKE
$5,990,000
389.99 FT., 15.5 ACRES, 3,200 SQ.FT., 3 BEDROOMS, 2+1 BATHS – LAKE OF BAYS
$5,995,000
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Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
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EXCLUSIVE 1,069 FT., 7.13 ACRES, 10,185 SQ.FT., 5 BEDROOMS, 7 BATHS – LAKE MANITOUWABING
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$5,995,000
SOLD: LAKE JOSEPH LAKE JOSEPH
$3,495,000
SOLD: LAKE JOSEPH LAKE JOSEPH
$3,495,000
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SOLD: LAKE JOSEPH
SOLD: LAKE MUSKOKA LAKE MUSKOKA
$4,740,000
LAKE JOSEPH
SOLD: LAKE OF BAYS LAKE OF BAYS
$5,995,000
$5,750,000
SOLD: LAKE MUSKOKA LAKE MUSKOKA
$6,895,000
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
PLAN · DESIGN · ENGINEER dekoninggroup.com 705-646-3800 @dkgmuskoka
SOLD: LAKE MUSKOKA $6,995,000
LAKE MUSKOKA
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SOLD: LAKE MUSKOKA LAKE MUSKOKA
$6,995,000
SOLD: LAKE ROSSEAU LAKE ROSSEAU
SOLD: LAKE OF BAYS
SOLD: LAKE MUSKOKA LAKE MUSKOKA
$7,495,000
$7,395,000
LAKE OF BAYS
$7,995,000
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
53
LAKE ROSSEAU
$8,295,000
LAKE MUSKOKA
$8,895,000
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SOLD: LAKE MUSKOKA
SOLD: LAKE ROSSEAU
SOLD: LAKE JOSEPH LAKE JOSEPH
$13,995,000
SOLD: LAKE JOSEPH LAKE JOSEPH
$15,995,000
SOLD: LAKE ROSSEAU LAKE ROSSEAU
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$16,995,000
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Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
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300 FT., 2.27 ACRES, 5,958 SQ.FT., 6 BEDROOMS, 5 BATHS – LAKE JOSEPH
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$9,995,000
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Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
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EXCLUSIVE 497 FT., 6.5 ACRES, WEST EXPOSURE, 6,000 SQ.FT., 5 BEDROOMS, 6 BATHS – LAKE ROSSEAU
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$11,950,000
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Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
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460 FT., 2.28 ACRES, 7,000 SQ.FT., 6+3 BEDROOMS, 5+3 BATHS - LAKE MUSKOKA
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$16,995,000
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Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
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EXCLUSIVE STUNNING 470 FT., 9,000 SQ.FT., 6.22 ACRES, 5 BEDROOMS, 8 BATHS – LAKE JOSEPH
Cayman Marshall International Realty Inc., Brokerage m.searchmuskokarealestate.com/search or Find us on Instagram
$23,795,000
Get in the
KNOW!
THE BENEFITS OF LISTING EXCLUSIVELY WITH CAYMAN MARSHALL
M
ost brokerages advise you to put your property into the Multiple Listing Service (MLS) system, in order to get it in front of the greatest number of prospective buyers possible. But when it comes to Muskoka property – especially in the current market – that may not be the best, or even most desirable, route for you. Cayman Marshall has a better way to market your property, which not only ensures that only serious, wellqualified buyers view your property, but allows you to maintain your privacy and avoid the stress and hustle of listing with MLS. With a Cayman Marshall exclusive listing, your property will only be visible to members of our proprietary database. Personal viewing appointments are only scheduled after our agents have taken prospective buyers through a careful pre-screening process.
LA
KE
JO
SEP
00 5,0 9 ,9 H LISTED AT $13
Our system works equally well for buyers. Rather than enduring the “feeding frenzy,” panic-bidding and sometimes, disappointment that accompanies desirable MLS properties, you have the assurance of knowing the property is only being seen by serious, well-qualified prospects like you, and managed exclusively through Cayman Marshall’s offices. The success of our system speaks for itself: since last August, we’ve sold well over $133 million in exclusive sales alone. Allow us to show you the better way to sell your Muskoka property!
LA
62 SEPTEMBER 2021 ■
KE
OF
00 ,0 95 9 BAY , 7 S LISTED AT $
Cayman Marshall International Realty Inc., Brokerage caymanmarshall.com ■ Sales Representative* Broker & Broker of Record**
KE
U
O SK
D AT $6,995,00 ISTE 0
LA
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MORE EXCLUSIVELY SOLD PROPERTIES WITH CAYMAN MARSHALL:
• LAKE JOSEPH LISTED AT $13,995,000 1,000 FT., SW EXPOSURE • LAKE OF BAYS LISTED AT $7,995,000 800 FT. • LAKE MUSKOKA LISTED AT $6,995,000 • LAKE JOSEPH LISTED AT $6,995,000 59 ACRES • LAKE ROSSEAU LISTED AT $5,500,000 • LAKE MUSKOKA LISTED AT $5,200,000
LA
KE
RO S
9 SEA 2,9 U LISTED AT $
5,
0 00
• LAKE MUSKOKA LISTED AT $3,980,000 • LAKE ROSSEAU LISTED AT $3,795,000 • LAKE ROSSEAU LISTED AT $1,800,000 • 11 LOTS IN HUNTSVILLE
LISTED AT $1,000,000+ • NEW BUILD SOLD
ON LAKE JOSEPH
LA
KE
JO
SEP
00 ,0 95 9 , 6 H LISTED AT $
Cayman Marshall International Realty Inc., Brokerage caymanmarshall.com ■ Sales Representative* Broker & Broker of Record**
SINCE LAST AUGUST, WE’VE SOLD WELL OVER $133 MILLION IN EXCLUSIVE SALES ALONE. Connect with a Cayman Marshall Agent to stay completely in the KNOW of our listings!
SEPTEMBER 2021 63 ■
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Serving Muskoka and Georgian Bay
CAYMAN MARSHALL ADVANTAGE “Become so skilled, so vigilant, so flat-out fantastic at what you do that your talent cannot be dismissed.” – Oprah Winfrey When we opened the doors of Cayman Marshall International Realty Inc. as a small boutique brokerage firm to serve the Muskoka real estate market in 2012, we did so with the intention of redefining the level of service that clients could expect from our real estate professionals. Since then, we have grown into an impressive team of top-producing realtors and brokers, committed to ensuring our clients receive the highest level of service when buying or selling property in one of Canada’s most sought-after luxury destinations. We at Cayman Marshall have been entrusted with the most prestigious waterfront properties in Muskoka. As leaders in luxury and waterfront real estate, we have had record sales on many of Muskoka’s finest lakes. With sales now surpassing the billion-dollar mark, we’ve secured our position as a leader in luxury real estate. We also offer a complete selection of luxury cottage rental properties. We have offices in Port Carling, Toronto, and our all-new location in Huntsville, which also serves the Lake of Bays area. Our in-house IT professionals have developed proprietary online tools and software, interactive and intuitive websites, lifestyle tours, stunning photography and an astonishing network of over 400 local and international referral partners, to ensure our clients’ listings get the exposure they need to attract the most discerning local and international buyers.
The Cayman Marshall team celebrating 2018 sales in Montego Bay Jamaica.
Cayman Marshall was also named one of “Canada’s Fastest Growing Companies” by Maclean’s magazine two years in a row (2018 & 2019). We have also been named one of Canada’s fastest growing companies by the Globe and Mail. We expect to keep our title as the disrupter in luxury real estate. Founded on the principles of teamwork, service and value, Cayman Marshall is the best advantage for buyers and sellers alike in Ontario. If you’re looking for a real estate solution that’s undeniably different, please reach out to myself or one of my teammates and start experiencing the advantage!
We currently print four issues of our Cayman Marshall magazine per year, with an annual distribution of 200,000. Each magazine is delivered to the front door of homes and cottages of high-net-worth clientele throughout Ontario. We are proud to mention that the Cayman Marshall Port Carling brokerage was voted by a panel of international judges to be the “Best Real Estate Agency in Canada, ” two years in a row – a title that we cherish!
Cayman Marshall International Realty Inc., Brokerage caymanmarshall.com ■ Sales Representative* Broker & Broker of Record**
Todd Adair
SEPTEMBER 2021 67 ■
MEET THE TEAM...
RAY DICKSON**
TODD ADAIR*
President/Sales Representative Todd became the President of Cayman Marshall International Realty in 2012. He then became the majority shareholder and recently purchased the entire company. In Todd’s downtime, you will find him buying, building or renovating his own real estate projects, on the water wakeboarding and kite surfing, or hacking up the fairways of a local golf course. However, Todd’s most important job is being a husband and father to his family of four.
KALLAN KOCH
JEFF LIDDLE*
Chief Editor
Sales Representative
Kallan is originally from Ottawa but has called Muskoka her home for the past three years. Kallan is an outdoors enthusiast and enjoys all that Muskoka has to offer. With many years of experience in customer service, we are delighted to have her on our Cayman Marshall team!
Jeff entered into real estate in 2008 facing a down market and a recession. Overcoming the odds, Jeff has now become a “top producer” in his industry. Working and living in Muskoka comes with a deep appreciation; it is this appreciation that Jeff portrays to his clients every day.
68 SEPTEMBER 2021 ■
JOEL ADAIR*
MIKE ARNOLD*
Broker of Record
Sales Representative
Sales Representative
Ray has been enjoying Muskoka for the past 40+ years and is happy to call it home with his wife Johanna and their two boys. His passion for Muskoka is equally shared with everything real estate and his “this is what I do because I love it” approach.
Growing up on the lakes gave Joel a passion for water sports and the outdoors. Toronto has been home for the past ten years, but Joel will always feel at home on the Big 3. Whether trading residential or commercial real estate, Joel’s nearly 15 years in the business gives his clients a wealth of knowledge they can depend on. He is best known for helping clients build strong real estate portfolios and finding exceptional spaces to call home.
With 25 years’ experience in sales and marketing, joining the Cayman Marshall team was a great fit for Michael. His “customer first” dedication to his clients has always resulted in successful long-term relationships. With a passion for boating and water sports, Michael looks forward to enjoying all that the Muskoka Lakes has to offer.
ERIN O’REILLY
MEREDITH PARSONS
KRISTIN McCREA
Office Manager/Personal Assistant to Todd Adair
Kristin and her family enjoy calling Muskoka home. In 2015 Kristin began her career with Cayman Marshall and has been lucky to work alongside some of the most talented agents in the business. During her spare time you can find Kristin and her family experiencing all the outdoor activities that Muskoka has to offer.
Office Administrator
Erin grew up in Barrie, spending her summers on the lakes of Muskoka. She enjoys exploring the beauty that Muskoka has to offer year-round, and gets out on the water as much as possible in the warmer seasons. Erin has over 5 years of experience in customer relations and a strong background in marketing, making her an excellent fit for the Cayman Marshall team.
Designer
Meredith was born and raised in Mississauga and spent her summers as a child exploring Muskoka. Meredith developed a love for architecture and design at a young age and was able to turn her passion into a career after completing her education in Interior Design at Ryerson University. With over 5 years of experience in the design industry, Meredith is developing her craft while creating beautiful and timeless interiors.
Cayman Marshall International Realty Inc., Brokerage caymanmarshall.com ■ Sales Representative* Broker & Broker of Record**
DAVID BEMMANN**
Broker
With over 16 years of experience, Dave has become a top selling agent of luxury waterfront property in Muskoka. Dave lives on Lake Rosseau and spends much of his time on the water. His commitment to customer service, professionalism and honesty provides his clients with an enjoyable and successful real estate experience.
CAT BROWN*
KAREINA DAVEY
STEVE HADDOCK* JESSICA KAYE*
Sales Representative
Office Administrator
Sales Representative
Sales Representative
Growing up in Waterloo, Cat was fortunate enough to spend all of her summers at her family cottage on Lake of Bays. Cayman Marshall sought after Cat for her enthusiastic, positive attitude and Cat is now thrilled to be building a career in Sales with the Cayman Marshall Team.
Kareina spent summers of her childhood at cottages in the Mactier and Nobel Area. She lived in Alberta for a couple years and loved the mountain views but really missed the lakes and maple trees and could not wait to get back to the peace that is Muskoka. She has been an educator for several years and has worked in customer service. Kareina is excited to be a part of the Cayman Marshall team.
Steve is a strong relationship builder, honest and dedicated to Customer Service. This combined with his intimate knowledge of Muskoka lakes and area has made him a consistent top producer. Steve is an avid cyclist and golfer and maintains residences in Toronto and Muskoka and ties to both communities. His mantra and favourite quote is to “get up, dress up, show up, and never give up”.
Jess prides herself on being born and raised in Muskoka, spending summers on the lakes and winters on the snowmobile trails. Jess’ understanding for Muskoka is what helps her succeed in making the real estate transaction successful and enjoyable for all her clients.
HEAD OFFICE:
SARAH POUNTNEY*
CLAUDIA SPAHR-KAYE
MICHELLE STILLAR*
CHARLIE VANDERPOL*
Sales Representative
Rental Manager
Sales Representative
Licensed Assistant
Sarah was born and raised just North of Muskoka. She enjoys the outdoors on the lakes of Muskoka, and islands of Georgian Bay. Sarah is passionate about travel. She has just returned home from Turks and Caicos Islands where she worked in Private International Banking. With over thirteen years of experience in customer relationship building, she is an excellent addition to the Cayman Marshall Team.
Claudia was born in Toronto and grew up in the Durham area. She relocated to Huntsville with her family 6 years ago. She has travelled around the world during her 20 year career in aviation. Working as a corporate flight attendant for ONEX, she perfected her customer service and culinary skills while working for some of the world’s most influential people.
Michelle being born and raised on the northern shores of Georgian Bay loves being on the water and being involved in the real estate market. Her love for renos gives her an inside scoop in the world of home and cottage ownership and being the newest member, looks forward to being a valuable asset to the team!
Charlie made the move over 6 years ago to beautiful Muskoka where she spent time growing up on the lake and always wanting to make Muskoka part of her roots and pursue her career. With many years of experience in customer service and relations, Charlie is determined and focused on customers and the team members of Cayman Marshall, making her a great addition and asset to our team.
Cayman Marshall International Realty Inc., Brokerage caymanmarshall.com ■ Sales Representative* Broker & Broker of Record**
202-97B Joseph Street Port Carling, ON P0B 1J0 705-765-5759 BRANCH OFFICE: 20 Main St. W., Huntsville, ON P1H 2C3 705-765-5759 TORONTO OFFICE: 200-99 Yorkville Ave Toronto, ON M5R 3K5 647-696-4733
SEPTEMBER 2021 69 ■
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