Co-op City Times 02/14/09

Co-op City’s official newspaper serving the world’s largest cooperative community. © Copyright 2009 Co-op City Times

Vol. 45 No. 7

Saturday, February 14, 2009

As recession deepens, the number of shareholders in arrearage declines

BY BILL STUTTIG In a surprising trend which contradicts much of what is happening in the rest of the region and nation, the number of shareholders who are late with their carrying charge payments has gone down significantly since the nation’s financial troubles began.

In September of 2008, when many of our nation’s financial institutions began failing, sparking this nation’s widespread economic downturn including a spike in the unemployment rate, Riverbay has seen the number of shareholders in arrearage decline.

According to Riverbay’s Department of Finance, Riverbay sent out 404 three-day notices of late payment to shareholders in September, the month when the economic downturn began. By this January, even as economic conditions continued to worsen significantly, the number of three-day notices sent out was down to 254.

Likewise, the number of petitions of notification of late carrying charge payments filed with housing court was also down over the same five month period. One hundred petitions had to be filed in September of 2008 compared to 85 in January of 2009.

Riverbay’s Director of Finance Peter Merola said that he can only speculate as to why more shareholders are paying their carrying charges on time. Merola and others believe that the new policy of the

Department of Parking Facilities to enforce the provision in the parking lease agreement that allows for garage leases to be terminated if a shareholder is two or more months late in the carrying charge payments has had some effect on more shareholders paying on time but since the announcement to enforce that provision in the lease was only first announced in December, it doesn’t account for the decline in arrearages which has been evident since September. From September to October, of 2008, the number of three-day notices dropped from 404 to 308. By December that number was down slightly to 300 and then in January, the number of three-day notices was at 254.

Since the filing of three–day notices brings with it a $150 legal fee, some in Riverbay have speculated that with many household budgets tighter, residents are paying more attention to making payments on time and avoiding unnecessary expenses.

Merola added that even with the few hundred residents each month who make their payments late, generally shareholders in Co-op City are very good at paying their charges on time. Of the 300 three-day notices required, that number represents less than 2% of the more than 15,000 shareholders that comprise Co-op City meaning

Co-generation turbines could be started by the last week of February

BY BILL STUTTIG William May, the leading energy consultant brought on last year to oversee the completion of Co-op City’s co-generation project, told the Co-op City Times this week that the plant could begin operating its two combustion turbine generator sets by the last week in February.

Responding to a series of questions

regarding the progress of cogeneration this week, May said: “As I mentioned at the open Board meeting two weeks ago, we have targeted late in February for that next major commissioning milestone. At this point in time, we still believe that objective to be achievable for the last (Continued on page 2)

(Continued on page 5)

Returning your completed Window Guard forms will help Riverbay save approximately $11,000 By filling out and returning your 2009 Window Guard form tomorrow, February 15th, which is the deadline established by the Department of Health, you will save Riverbay Corporation approximately $11,000, which is the cost for delivering forms to those who did not respond to the first mailing.

The New York City Department of Health (DOH) requires that Co-op City shareholders fill out a Window Guard form each year. The DOH website includes the following explanation of the process: “Each year, the landlord shall deliver to each dwelling unit, a notice, the form and content of which shall be in English and Spanish as specified in Appendix B, no earlier than January 1st and no later than January 16th of

25¢

the year for which the notice is delivered.

“If, by February 15th of the year for which the notice is sent, a landlord does not have a written communication signed by the tenant, and does not otherwise have actual knowledge of the need or desire for window guards, then the landlord or his agent shall, at reasonable times, inspect the dwelling unit to ascertain whether a child ten years of age or younger resides in the dwelling and if so, whether approved window guards are properly installed and maintained.”

Riverbay meets the requirement to inspect the dwellings by sending employees with new forms to the apartments of each person who did (Continued on page 5)

Riverbay’s co-generation plant could start running turbines by the end of this month.

MTA proposes restructuring of local lines serving Co-op City

BY BILL STUTTIG It turns out that Co-op City commuters have more to worry about than just a 25% to 33% fare increase if the MTA proposed budget cuts ever come to fruition.

A closer look at the overall plan to close what the MTA claims to be a $1.2 billion budget gap cut reveals a plan to restructure bus service in Co-op City that will likely mean longer waits, more necessary transfers, and curtailed service, especially on weekends.

According to the MTA’s own report, the proposal calls for the elimination or rerouting of portions of Bx. 26, Bx. 28 and Bx. 30 — three lines that take Co-op City residents to and from the west Bronx.

According to the proposal, the Bx. 26

will be rerouted to match the Bx. 25, thus eliminating the portion of the run which takes residents to and from the northern sections of the community via Baychester Avenue, Dreiser Loop, and Co-op City Blvd. Residents who take the Bx. 26 from the west Bronx into Co-op City will have to transfer at the corner of Baychester and Bartow Avenues to the Bx. 30 or the Bx. 28.

Under the proposal, the Bx. 28 will be split into two separate runs, the Bx. 28 north and the Bx. 28 south. The Bx. 28 north will take riders from Bartow Avenue onto Baychester Avenue and Co-op City Blvd., traveling the entire exterior of Section 1 to 4 before tentatively heading (Continued on page 2)

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Co-op City Times / February 14, 2009

MTA

into Bay Plaza where the line will terminate. The Bx. 28 south will now entirely skip Sections 1 to 4 and travel across Bartow Avenue and into Section 5.

Both segments of the Bx. 28 and the restructured Bx. 30 will have stops along Asch Loop eliminated from its route. In addition, all weekend service on the Bx. 30, which travels across the Bronx to Norwood and Montefiore Medical Center, will be eliminated. By the MTA’s own count, cutting weekend service of the Bx. 30, approximately 4,376 customers on Saturdays and 2,566 customers on Sundays, will be affected. Rerouting the Bx. 26 as planned will force 1700 weekday riders, 1100 Saturday riders, and 740 Sunday riders to transfer to another line to complete their trip to and from home.

Splitting the Bx. 28 in two separate branches will also likely mean longer waits for riders.

According to New York City Transit’s own figures detailing ridership on all New York City bus routes in 2007, the Bx. 28 was the eighth busiest bus line in the borough with more than 5.2 million rides throughout the year.

The Bx. 30 gave more than 2.5 million rides in 2007 and the Bx. 26, more than 2.6 million rides.

Democratic District Leader Shirley Saunders, who spoke out against this and other cuts at a February 4th recent public hearing the MTA held at Lehman College, said of the proposed cuts, “The MTA should continue with the present service. We currently enjoy full service to all sections without transfers on both the Bx. 26 and Bx. 28.

As proposed, we do not want to transfer from the Bx. 26.

We would also experience a reduction in service on the

(Continued from page 1)

week in February beginning with a full speed roll on or about February 24th.

There are approximately 20 technical checklist items that must be completed prior to that step and I can assure you that there are engineers, craftsmen and supervisors working on every moving piece. However, as with any plant shake out and check out, commissioning reveals new challenges every day that affect schedule to some extent. If it is not the 24th of February, knowing what I know today, it will be shortly thereafter.”

When asked whether that means that Co-op City will then begin generating its own electricity and thus realizing some of the projected savings for the shareholders, May said, “When we first synchronize a combustion turbine and generator that means, for sure, that we will be generating power for Co-op City’s needs with our own equipment. Every kilowatt we generate means a kilowatt we do not have to buy from elsewhere.

The modern technology and efficiency that the new equipment brings will mean that we can generally produce power cheaper than the market can supply from

(Continued from page 1)

Co-generation

Bx. 28 and Bx. 30, as well as changes in their bus routes around Asch Loop.”

Arthur Taub, a long time transportation advocate in the community, said that these proposed cuts come at the worst time for the community, when the population is at an all-time high and reliance on public transportation is at its greatest. He called the proposed changes horrific, given that they are being offered on top of greatly increased fares on both express and local lines serving the community.

“The MTA is a public service agency that seems to have no interest in serving the people; they are only interested in cutting costs at the expense of needed services. It is an agency that is clearly not interested in the customer,” Taub said, vowing an effort among other community members to protest these cuts in service.

The cuts in Co-op City’s service are part of an overall plan to close what it claims to be a $1.2 billion budget gap.

By passing what some called a drastic plan, the MTA is seemingly intent on passing the responsibility for closing the supposed budget gap squarely on to the shoulders of riders also struggling with an economy in recession.

For thousands of Co-op City residents dependent on public transportation to get to and from work this will likely mean, aside from the reduced service, express bus fares rising from $5 to $6.25 and from $2 to as much as $3 on standard bus and subway service.

The changes will also affect drivers, as well as commuters, as under the plan, tolls on bridges crossing between boroughs will rise to $7 in each direction, includ-

elsewhere. It will be important to have the entire plant commissioned including the steam turbine generator and operating reliably in order to maximize the cost savings. That is the ultimate goal before the summer season.”

Towards that goal, May said that commissioning the high pressure boiler has been the priority in recent weeks.

“The plant commissioning program is fully underway. It truly is a “program” as it is made up of hundreds of detailed and complex activates that all have to be integrated. In order to reduce the potential cost impacts of winter weather and the volatile fuel market, the team focused first on a concentrated effort to fully commission and turn over the high pressure boiler on both natural gas and distillate fuel. That activity is going well and will likely be complete early in March.”

He added that the full project still remains very much on schedule for a full commissioning by early summer, when the cost of electricity is generally at its highest.

“Knowing what we know today, the

ing the nearby Throgs Neck Bridge, Whitestone Bridge and the RFK Bridge (formerly the Tri-borough Bridge).

Public hearings on the plan are already past, but comments can be filed via the MTA website: www.mta.info or by mailing prepared statements to: Douglas Sussman, Director of MTA Community Affairs, 347 Madison Avenue, New York, NY 10017.

MTA Chairman H. Dale Hemmerdinger said in a statement following last year’s near unanimous vote to approve the proposed budget, “Today, we fulfilled our requirement to adopt a balanced budget within the constraints of existing resources and those resources are simply not great enough. Our fervent hope is that available resources will grow in the coming months so that this budget can be amended before it is implemented.”

The MTA is lobbying for the state legislature to provide additional financial aid and adopt other measures proposed by former MTA Chairman Richard Ravitch which would raise additional revenues for the MTA. These proposals include placing tolls on all bridges leading to Manhattan and increasing payroll taxes on all New York City employers with the additional revenue generated by those taxes going directly to the MTA. Mayor Michael Bloomberg has also expressed hope that the state legislature would reconsider his congestion pricing concept, charging drivers to midtown Manhattan, which he said would raise revenues which could eliminate the need for the fare increases and service cuts. The state legislature failed to pass the Mayor’s congestion pricing concept last Spring.

schedule we outlined is still accurate,” May said. “The largest focus is on making the major milestones, as I tried to explain, before the summer months when electricity tends to be expensive.

There will be some variability with regard to the interim steps and objectives as complications arise.

“There are many additional problems,” May explained. “However, we are dealing with them. This is very normal for what I like to call a ‘New Plant Shakeout.’ After construction installs many machines, several thousand feet of piping and miles of wiring to have an interconnected system, testing and operational checks will supply lots of opportunities for correction and optimization.

We cannot forget that we are integrating a new state-of-the-art cogeneration plant in concert with a 40-plus year old heating facility and there are additional challenges in that part of the process. The types of issues that we have recently encountered and immediately deployed course corrections for involve such things as improving our existing plant water treatment system for better quali-

ty, rechecking and solving feed pump piping support issues before they caused long term problems, coordinating demonstrative electrical relay protection tests with Con Ed, retesting control system connections that had not been verified, and dealing with some last minute fire protection tests that were suggested by the Department of Buildings. All of these items and others are in play, solvable and being managed in ways to minimize any schedule impact.”

May, the founder and owner of Durfee Landing Company, LLC, one of the northeast region’s leading energy consultants, added: “It may be useful for the residents to know that despite the long overall schedule for the project, it is a very viable project and is a good vision for reliability and energy security for the community in a period of great volatility in the supply of the resource that we have become very dependent on for our every day life. As the team gets through the commissioning process, there will be more issues and solutions developed; that’s normal and we will keep the residents posted as it is their plant.”

Power to Building 19 cut for 90 minutes Thursday

Power to Building 19 had to be shut down for approximately 90 minutes on Thursday afternoon in order for Power Plant crews to switch feeder cables from a bad transformer to a good transformer.

According to the Power Plant’s Assistant Director, David Stone, each building is supplied power by two feeder cables and two transformers, with the second transformer essentially being a

back-up in case the other one fails.

Con Edison had scheduled a switchgear test on Thursday in preparation for the community’s co-generation start-up.

That test required that the cables feeding Building 19’s good transformer be de-energized, therefore, prior to the test, crews had to switch feeder cables connected to the good transformer or else the building would

have lost power for the duration of the testing period.

The switch-over was scheduled and the building was notified in advance of the interruption of service so residents could plan their activities accordingly.

Emergency power was supplied to the building during the outage so elevators and hallway lighting could continue to operate. Service was cut at approximately 12:30 p.m. Thursday and

restored by 2 p.m., 30 minutes earlier than expected.

In response to shareholders’ queries as to why the standby diesel generators were not utilized, Power Plant personnel explained that those generators cannot be used to power up a single building. As a matter of fact, jumper cables were used in Building 19 to go from the bad transformer to the transformer that is still operational.

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Co-op City Times / February 14, 2009

2nd Combing Co-op City

Free mammography screening today in Co-op City

Assemblyman Michael R. Benedetto, in conjunction with Project Renewal, formerly operating as Women’s Outreach Network, is sponsoring a free Mobile Mammography Screening van which will be located outside of the Baychester Public Library today beginning at 9:30 a.m.

This program is for women 40 years of age and older who have not had a mammogram in the past year.

All insurance plans are accepted, however, if you do not have insurance, you can still sign up for the program.

An appointment is necessary.

Please call 1-800-564-6868.

This program is funded by Bronx Cancer Services Program Partnership and Outreach for Breast Health Foundation, in partnership with the Italian-American Cancer Foundation.

Fastpitch softball practice at Truman

Every Saturday, the Co-op City Cougars, the girls fastpitch softball team, Bronx District 11 runners-up, will be holding practice at Truman field house for young ladies between the ages of 7-14. There will also be registration for the newcomers to the team. You will need athletic apparel and softball gloves.

For more information, please contact Coach Ronald Hartridge at 347-298-4692 or email him at rhartridge41@hotmail.com.

Final deadline for Co-op City scholarships

The Co-op City Scholarship Committee reminds everyone that the final deadline for submitting their completed scholarship application is February 27.

The scholarship fund is dedicated to fostering the education of deserving Co-op City residents who have shown the academic ability to move on to higher education and who also have an interest in community service and in helping others.

Applications can be picked up at the offices of: Assemblyman Michael R. Benedetto (Dreiser Community Center Room 12), Congressman Joseph Crowley (Dreiser Center Room 4), the office of the City News (Dreiser Center – lower plaza level), the office of Riverbay (Bartow Community Center) and from local high school college guidance counselors.

FRONT PA G E

Congressman Crowley hosts evening to celebrate local African American leaders in commemoration of Black History Month

On Monday night, Congressman Joseph Crowley (D-The Bronx, Queens) hosted the Tenth Annual Black History Month commemoration for the 7th Congressional District at the Dreiser Auditorium. With over 500 in attendance, the event featured Congressman Emanuel Cleaver from Missouri as the keynote speaker, and honored three outstanding community leaders, Gay G. Brown, William Gordon, and Dwayne Jenkins.

“I have never been prouder to celebrate the achievements and progress in black history than I am today,” said Congressman Crowley. “The inauguration of President Barack Obama marked the start of a bold new frontier – not only for black history, but for our country. I am

honored my friend and colleague, Congressman Emanuel Cleaver, could join us this year as we celebrate our past, honor the leaders of the present, and look with great hope toward the future.”

Guests were treated to remarks by special guest and keynote speaker, Congressman Emanuel Cleaver II (MO5th), a dedicated public servant and a lifelong champion for the rights of the underserved and disenfranchised. A civil rights activist and founder of the Kansas City branch of the Southern Christian Leadership Conference (SCLC), Congressman Cleaver was elected to the Kansas City Council in 1979 and eventually to the city’s highest office, becoming the first African American Mayor of Kansas

night inspired us all to live up to our promise and work to improve our community.

We also honored three members of the 7th Congressional District who have demonstrated a tireless determination to improving their community and the lives of their neighbors in the Bronx and Queens. Gay Brown, Bill Gordon and Dwayne Jenkins are true leaders whose work and achievements we proudly celebrate.”

The evening’s honorees, Gay Brown, Bill Gordon, and Dwayne Jenkins have a lifetime of service in the community: • Gay G. Brown, proud wife, mother, and grandmother, has worked with JASA in Co-op City for over three years. As a site-manager, she has dedicated her time to inspiring seniors to think optimistically about life and life’s challenges.

• Bill Gordon is a retired Command Sergeant Major, United States Army and Retired Superintendent of the NYC Transit Subway Signal Division. An active member of the community since January 2000, he is currently the President of the Building 35 Cooperators Association, Finance Officer for the American Legion Post 1871 and the Treasurer of Cooperators United.

• Dwayne Jenkins, President of the Throggs Neck Houses Resident Council, has initiated several programs geared toward children and teens which foster inter-cultural dialogue and community engagement. A resident of the Throggs Neck community for over 35 years, Mr. Jenkins plans to continue a life of public The 2009 Black History Month event honored several distinguished African-American service. leaders from the 7th Congressional District. Pictured are Congressman Crowley (center) • Congressman Crowley is currently and civil rights leader Congressman Emanuel Cleaver II (far right) with honorees serving his 6th term representing New (left to right) Dwayne Jenkins, Gay Brown and Bill Gordon.

York’s 7th Congressional District, the City in 1991. In 2004, Congressman most ethnically diverse community in the Cleaver was elected to the United States United States, and has hosted the Annual House of Representatives and serves on Black History Month event since 1999. As the Committee on Financial Services and the Chief Deputy Whip, Congressman the Speaker’s Select Committee on Energy Crowley is the highest-ranking New York Independence and Global Warming. member in the leadership of the House Congressman Crowley added: Democratic Caucus and sits on the presti“Congressman Cleaver has fought his gious House Committee on Ways and entire life for justice and civil rights, and Means and the House Committee on his personal history and his remarks last Foreign Affairs.

Riverbay Fund celebrates Black History Month

Congressman Crowley joins Jermane Antonelli in singing the National Anthem and "Lift Every Voice" to open the evening’s program honoring Black History Month.

The Riverbay Fund will present a Black History Month celebration in the Dreiser Auditorium B on Saturday, February 21, from 5-8 p.m.

The program will include poetry, singing, a skit, African dance and an

art exhibit, all exploring the black experience through the eyes of youth. Light refreshments will be served and everyone is invited to attend. Admission is free.

This program is sponsored by JP Morgan Chase Bank, Co-op City branch.

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Zodiacs Track Club

Outstanding! Some Zodiacs' girls received their valentine’s gifts early.

Zodiacs' athletes won Educational Grants worth $750, an interview on the Good Morning America Show, some beautiful trophies and a Millrose Games medal. It was a great weekend for the Zodiacs. On Friday, January 30th, Cynyah Lawrence qualified at a prior meet to compete for the Girls Fastest Kid (7-8 years old) at the 102nd Millrose Games at Madison Square Garden. Cynyah said she was nervous, and that nervous energy won her a Silver medal, taking second place and an interview on the Good Morning America Show.

On Saturday, January 31st, the Zodiacs had four girls in the Colgate Finals at Madison Square Garden, the most of any other track team in our area. First time finalist, taking 5th place, was Desiree Gordon in the Shot Put. Second time finalist taking 6th place was Francine Pinnock, who is a sophomore in high school competing against juniors and seniors. High school freshman sensation Simone Grant, competed against seniors, juniors and sophomores, took 3rd place and was awarded an educational grant for $250. Second year finalist Dominique Jackson shocked the Garden when she won the 200 meter final for girls, age 7-8.

Due to the points from other races, she took 2nd overall and was awarded an educational grant for $500.

Co-op City Times / February 14, 2009

The Zodiacs are blessed with a lot of athletes, and athletes with the last name “Jackson” are making a lot of noise. We had Zelma Jackson, who was the top cross country athlete in New York. She received a scholarship to Syracuse University. We now have a Spencer Jackson, who won the USATF and AAU Region 1 championship and Dominique Jackson. If your last name is Jackson, you should think hard about joining the Zodiacs.

For information to have a clinic at your school or for your organization, or if you wish to sponsor a child or give a donation to the Zodiacs Track Foundation, send your tax deductible contribution, made payable to: Zodiacs Track Foundation and send to P.O. Box 67, Bronx, New York 10475. For additional information, please contact President Thomas Francis at 718-6792060 or Co-president Winston Dinkins at 914-441-6196, email WATCLT@AOL.COM or visit our website ZODIACSTRACK.ORG The Zodiacs Track Team is a member of the Northeast Bronx Sports Federation; the federation consists of multiple sports teams. If you are interested in joining the Zodiacs or a Tennis Team, Baseball Team, Football Team, be a Cheerleader, or Girls Soft Ball Team, email me at WATCLT@AOL.COM and I will provide you with the information.

–Winston Dinkins

DR. LEWIS WOLSTEIN Podiatrist — Foot Specialist

St. Joseph’s Anglican Episcopal Church

St. Joseph’s Anglican Episcopal Church is located at 155 Dreiser Loop, Bronx, NY 10475 on the lower level.

Telephone: (718) 320-0844.

Weekly Schedule: Sunday: Service 9 a.m. Sunday School 9 a.m. Wednesday: Bible Study 7 p.m. Friday: Youth Group 4 - 6:00 p.m.

Young Adults 6:30 - 9 p.m. The Sunday School leads services every fourth Sunday and the Young Adults lead services every fifth Sunday.

Upcoming Events • The Women’s Guild is selling raffle tickets as a fundraiser. The raffles are a

dollar each or a book of 6 for five dollars. The drawing will take place on Saturday, April 11. Cash prizes will be awarded.

• Ash Wednesday - We will have two services, one in the morning beginning at 7 a.m. and one in the evening at 7 p.m.

Come and get your ashes.

• February 1 - Confirmation Classes begin Sundays immediately following service.

• April 11 - Men’s Club will be having a fish fry fundraiser.

You are my refuge, O Lord; my portion in the land of the living. (Psalm 142)

Happy 4th Birthday!

Happy 4th birthday, Kaelyn Amber. You are the pride and joy of our lives.

You are growing into a beautiful lady. God’s blessing with many more.

Love, happiness and joy always.

–Mom, dad, grandma, uncle Ian, big sister Aylandra

February is

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Arrearage

(Continued from page 1)

their charges on time.

Merola said that reducing the number or arrearages is good for the community’s bottom line in more ways than one. He said that Riverbay historically spends an

Window Guard

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Co-op City Times / February 14, 2009 average of $460,000 a year on collectionrelated costs including court fees, city marshal costs, movers, and landlord, tenant court attorneys.

If a shareholder vacates their apartment

their form or who did not fill out the form in such a way as to tell us whether they need window guards or not.

So far, shareholders have returned approximately 6,500 forms. Of that number, approximately 100 cannot be processed. If we were to receive no more forms, we would be required to deliver about 9,000 forms.

Based on past experience, it could cost Co-op City

and their balance owed exceeds their equity refund, an outside collection agency is used to collect these amounts owed.

Though they are effective in most cases at finally collecting those unpaid funds, to

about $11,000 extra to deliver the forms a second time.

Help the corporation save money and operate more efficiently. Please completely fill out, sign and return your form by February 15. Since the forms are barcode labeled to improve recognition and eliminate misidentification of the apartment number, please return the form we sent you originally. Mail the form back using

(Continued from page 1)

Second Reading Resolution 08-59 SUBMITTED BY: The Board as a Whole SECONDED BY: The Board as a Whole BOARD OF DIRECTORS MEETING, DATED: February 11th, 2009 WHEREAS, M. International, PLLC is doing work under Contract # 2225, A/E for Balcony and Spandrel Repairs & Local Law 11 Work; and WHEREAS, a Change Order Four (4) is requested to extend their contract to coincide with the Contractor’s (Proto Construction & Development) revised schedules which is expected to be in effect until December 15, 2010; and WHEREAS, this Change Order includes M. International providing full time A/E construction services-administration, supervision, inspections, DOB filings and close-outs for 35 high-rise buildings (Full Description attached); and WHEREAS, the Change Order calls for an additional cost of $856, 512 and the Project Manager is in agreement. (See attached memorandum from Project Manager) NOW THEREFORE, LET IT BE RESOLVED: that the proposed Change Order Four (4) to Contract 2225 with M. International, PLLC be approved as submitted by Management in accordance with Board of Directors Resolution #85-16 and amended by Board of Directors Resolution 95-44 and the President is hereby authorized to execute the contract and Management is authorized to take all steps necessary to make this action effective.

—TABLED— (See page 6 for more Board Resolutions)

In Loving Memory - Frank Walcott Frank was born on March 3, 1933 in New York City.

He passed away on January 5, 2009 at the age of 75.

Frank and his wife, Sylvia, were married for 49 years.

They resided in Co-op City for 30 years, then moved to Las Vegas, Nevada for 14 years.

Frank is survived by two daughters, Adriane McPhaul and Belinda Walcott; four grandchildren, Torean Thomas, Jarrett McPhaul, Amber McPhaul and Miani. Frank is also survived by his two sisters, Edna Johnson and Shirley Dixon; brothers Seafield Walcott and Ronald Walcott, and their siblings.

Frank Walcott enjoyed sports, jazz music, movies and casino games. He will truly be missed.

Happy Valentine’s & Presidents’ Day

Riverbay and its shareholders it is much better for the corporation’s cash flow needed to meet daily operating expenses to get as many shareholders as possible, if not all, to pay on time.

the self-addressed envelope that was included with your form. Alternatively, you may return the form to your Cooperator Service Office (CSO) or deliver it to Room S in the Bartow Community Center. If Room S is closed, you may leave the form in the plastic bin outside the door.

Thank you for your cooperation.

City Smiles Dental presents

National Children’s Dental Health Month

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6

Co-op City Times / February 14, 2009

Resolutions

SECOND READING – RESOLUTION 09-03 SUBMITTED BY: Khalil Abdul-Wahhab SECONDED BY: Leticia Morales, Cleve Taylor BOARD OF DIRECTORS MEETING, DATED: February 11th, 2009 WHEREAS, Rev 1 Power Services will furnish owner’s representative start-up and commissioning management of cogeneration plant under Contract 2467; and

EMERGENCY RESOLUTION — 09-04 Contract 2421 - Auditing and Tax Services INTRODUCED BY: Marjorie Helms SECONDED BY: Evelyn Santiago, Andrea Leslie BOARD OF DIRECTORS MEETING DATED: FEBRUARY 11, 2009 WHEREAS, On June 5, 2008, an invitation to bid for the Auditing and Tax Services contract, Bid # 2421, was duly published and sent to twenty-six (26) accounting firms in the New York Metropolitan Area; and WHEREAS, eleven accounting firms SECOND READING – RESO. 08-60 SUBMITTED BY: Manny Torres SECONDED BY: Khalil Abdul-Wahhab BOARD OF DIRECTORS MEETING, DATED: February 11th, 2009 WHEREAS, T.A.C. (Tour Andover Controls) is doing work under Contract 2248, Security Video/Network Infrastructure; and WHEREAS, a Change Order One (1) is requested to install Microsoft Windows Active Directory which will allow Public Safety employees to log into the security video software (DVTel) using their Windows login IDs and passwords rather than requiring that employees have one

WHEREAS, Management reviewed the contract and believe that it is fair and equitable to enter into a contract with Rev 1 Power Services.

NOW THEREFORE, LET IT BE, RESOLVED: that the proposed Contract 2467 with Rev 1 Power Services for the not to exceed cost of $650,000 be approved as submitted by Management in accordance with Board of Directors Resolution #85-16 and amended by Board of Directors Resolution 95-44 and the

responded; and WHEREAS, on June 26th, 2008, the bids were opened; and WHEREAS, the bids were reviewed and interviews conducted by the Audit Committee; andWHEREAS, O'Connor Davies Munns & Dobbins, LLP was the lowest qualified bidder with a first year bid of $119,500 and a three year total bid of $377,400; NOW THEREFORE BE IT RESOLVED, that Contract 2421 Auditing and Tax Services, be awarded to O'Connor Davies Munns & Dobbins, LLP, for a three year term at a three year price of $377,400, as recommended by the Audit

login ID and password for Riverbay’s network and another for the security video software. This will simplify use of the software for Public Safety employees and also simplify administration of the security video system; and WHEREAS, the Change Order calls for an additional cost of $5,306.00 and the Project Manager is in agreement. (See attached memorandum from Project Manager and copy of invoice with scope) NOW THEREFORE, LET IT BE RESOLVED: that the proposed Change Order One (1) to Contract 2248 with T.A.C. totaling $5,306.00 (Original Contract

President is hereby authorized to execute the contract and Management is authorized to take all steps necessary to make this action effective.

YES: HEATH, HELMS, LESLIE, MORALES, SANTIAGO, TORRES, ABDUL-WAHHAB ABSTAIN: ILLIS, TAYLOR ABSENT FOR VOTE: ATKINS, BAILEY, SHAPIRO ABSENT: CABODEVILLA, JONES, OWENS, RODRIGUEZ

Committee in accordance with Board of Directors Resolution 85-16 and amended

by Board of Directors Resolution 95-44, and the President is hereby authorized to execute the Contract and Management is authorized to take all steps necessary to make this resolution effective.

YES: HEATH, HELMS, ILLIS, LESLIE, SANTIAGO, TAYLOR, TORRES, ABSTAIN: MORALES, ABDUL-WAHHAB ABSENT FOR VOTE: ATKINS, BAILEY, SHAPIRO ABSENT: JONES, OWENS, RODRIGUEZ, CABODEVILLA

Amount $366,156.00) be approved as submitted by Management in accordance with Board of Directors Resolution #85-16 and amended by Board of Directors Resolution 95-44 and the President is hereby authorized to execute the contract and Management is authorized to take all steps necessary to make this action effective.

YES: HEATH, HELMS, ILLIS, LESLIE, MORALES, SANTIAGO, TAYLOR, TORRES, ABDUL-WAHHAB ABSENT FOR VOTE: ATKINS, BAILEY, SHAPIRO ABSENT: JONES, CABODEVILLA, OWENS, RODRIGUEZ

Riverbay office closing next week

The Riverbay administrative offices will be closed on Monday, February 16, in observance of Presidents’ Day. Because of the holiday shortened work week, the

Co-op City Times’ deadline will be strictly enforced. All articles to be published in the February 21st issue of the paper must be received

by Monday, February 16.

Material may be slipped under the door of Room 21 in the Bartow Community Center, faxed to (718) 320-2595 or emailed to cctimes@ riverbaycorp.com.

We thank you for your attention and cooperation and wish you all an enjoyable Valentine’s Day today and a happy and safe Presidents’ Day.

To contact Riverbay Corporation, you must dial the new call center at (718) 320-3300. Please make note of this number. Thank you for your cooperation.

Building Lease Renewal Notice Important Notice to Shareholders of Building 21, 100, 120 and 140 Bellamy Loop, regarding Lease Renewal Article SIXTH of your request a form to submit for either you will be moving out at the end Occupancy Agreement provides, a one (1) year or two (2) year lease. of your lease, notify Riverbay, in in part, that your lease automati- You must submit your completed writing, Attention: Sales Support cally renews for an additional form for a short-term lease no later Office, 2049 Bartow Avenue, three (3) year period. You need to than thirty (30) days before the Bronx, NY 10475, ninety (90) do nothing if you want your lease expiration of your present lease. If days prior to lease expiration. to extend for another New Three (3) Year Late Date to Request three (3) year period. If Current Lease either a One (1) or Expiration Date Expiration Date you desire a lease of Two (2) Year Lease less than three (3) Building 21 years, you may call May 31, 2009 May 31, 2012 May 1, 2009 100, 120 & 140 718-320-3373 to Bellamy Loop

Co-op City Times

Co-op City’s official newspaper serving the world’s largest cooperative community.

(718) 320-3375 cctimes@riverbaycorp.com

Derek Alger

Director of Communications

Rozaan Boone Editor-in-Chief

Bill Stuttig

Associate Editor

Jennifer Flynn

Operations Manager

Ralph Henriquez

Production Manager

Mary Ann Sowah Graphic Artist

Eva Kindaichi-Lazaar Advertising Sales

Deborah Harris Editorial Assistant

The Co-op City Times welcomes issue-oriented letters to the editor to be considered for publication. All letters, in prose, not poetry, must be addressed to the editor, not to third parties. All letters must be handsigned by the writers and include their addresses and phone numbers, which will be kept confidential, so that the editor can verify the authenticity of the authors.

Writers will be limited to one letter per topic. And to give every one a chance, we will limit writers to one published letter every 30 days.

Anonymous or unsigned letters will not be accepted for publication.

Letters cannot exceed 350 words.

Ideally, they should be typed. All letters must be in the Co-op City Times office in Room 21, Bartow Community Center, by 3 p.m. every Monday to be considered for publication in that week’s edition. Views and opinions expressed in letters and Directors’ Viewpoint are solely the writer’s, and not necessarily shared by the Co-op City Times or Riverbay Corp.

Advertisements and classified advertisements in the Co-op City Times do not necessarily reflect an endorsement from Riverbay Corporation of goods and services, but present greater options to cooperators of products and services available.

The Riverbay Corporation does not assume any responsibility nor is it a party to any contract or agreement between the cooperator and the vendor.

All matter published herein is copyrighted by the Co-op City Times.

Permission for reprints of advertising or editorial contents produced by the Coop City Times must be obtained in writing from Riverbay Corporation, 2049 Bartow Ave., Bronx, New York 10475.

7

Co-op City Times / February 14, 2009

Broun Place Townhouse Association

Happy Valentine’s Day to everyone; it is a wonderful day to commemorate love and loving relationships.

Today, our executive board met again to confirm the agenda for this week’s meeting. Our invitees, Ms. Lois English of the Cooperator Service Office, and Lieutenant Frank Apollo of our Public Safety Department, have accepted our invitation. Issues we continue to fight for include equal services in security and apartment repairs and responsiveness. We have a renewed commitment to have things that are not done correctly, corrected and accountability in response to our questions and problems.

On a personal note, thank you for the lovely plant and

all the calls and kind support during my recent hospitalization.

The February 19 meeting is scheduled for 7 p.m., Room 31, Bartow Center. We plan to have guests from Riverbay, information on possible trips, refreshments and a 50/50 will be held. The holiday gifts to members of the association are forthcoming and will be distributed starting at this meeting.

If you decide to purchase “satellite TV,” first you should call the CSO, 718-320-3405, 3406. You will be subject to a Community Complaint if you are reported to have installed the satellite dish incorrectly. Other commu-

nity offenses subject to penalties are motorcycles parked on the sidewalk and garbage not being recycled correctly.

In February, there are many events celebrating Black History and Valentine’s Day. I hope each of us will attend at least one of these events. To everyone celebrating an event or anniversary, we extend congratulations. For those that are recovering from illness or accident, we wish you a speedy recovery. Should you have a particular problem, reach out to a Broun Place board member and see if we can’t direct you to getting it solved. Shall we follow the new president’s lead in service to our neighbors?

–Eva Kindaichi-Lazaar

Expectations for our first Building 19 Association game nights were exceeded; thank you all for coming out! Everyone had a great time playing Pokeno, Bid Whist, Dominoes, Checkers, Uno, and collecting their winning game prize. Perhaps the most important event of the night was the camaraderie demonstrated amongst the cooperators in attendance while meeting some neighbors for the first time. Acknowledgement and thanks go out to Ralph Tricoche for teaching several folks how to play dominoes. Tremendous thanks to the numerous committee members who donated their time shopping, preparing refreshments, and setting and cleaning up the meeting room for the free game night. Many of you asked, “When will we have

another game night?”

In continuation of our membership dues collection, which started yesterday (Friday), today (Saturday) between 10 a.m. and 12 p.m., we will resume the collection process. In recognition of Valentine’s Day, treats to Building 19 Association members, current and new registrants, will also be handed out.

Our February general membership meeting will be held on Thursday, February 19th between 7:30 p.m. and 9:00 p.m. Mr. Gregory Jenkins, CPA, will be our guest speaker. In light of the tax season and the failing economy, we look forward to hearing his expert advice on information which may be of benefit for

you to file your taxes as sound money management.

The Building 19 Association sends a very happy birthday to all those born in February. We also send our condolences to Ms. Betty James, our treasurer, on the death of her brother. To those who are feeling “under the weather,” we send our get well wishes.

In order to extend greetings, condolences and getwell wishes in a timely manner to our members, if anyone knows someone deserving of either, please advise your floor captain by slipping a note under their door. Floor captains and their respective floor assignment are posted in the lobby’s bulletin board.

Forever we are, “Cooperators Doing Something!”

–Charlotte Codrington

On Thursday, January 29, we held our first meeting of the year; great turnout, despite the last minute change of date. We’d like to thank all the residents that attended this meeting.

During the meeting, Mr. Grant, our Treasurer, gave the annual financial report for 2008. The big topic of discussion for the evening was focused on floor captains. We also discussed and started the collection of the yearly Association dues. For dates and times of collections, please check the Association bulletin board located in the lobby of

the building. Remember that the main purpose of the Association dues is for the use of the building activities.

Tip reminder: "If you see something say something" to Public Safety. Do not try to handle the situation yourself; this could lead to unnecessary conflict. Public Safety is a team of personnel that has had extensive training in handling unsafe situations. Public Safety can be reached at (718) 320-3330.

"United We Stand, Divided We Fall."

–Gwendolyn Allen

The Debs Place Townhouse Association will hold its next meeting Thursday, February 26th in Room 1 of the Dreiser Community Center. Please note the change in the room number.

We hope to have Ms. Othelia Jones, President of Riverbay Board of Directors, as our guest speaker.

Please respond to the questionnaire that was recently distributed. The responses will decide the future of our

Association.

Dues are only $10 per family; they are now due. Dues can be paid by check or cash. Checks should be made payable to the Debs Place Townhouse Association, and can be brought with you to any of our meetings or they can be mailed to Gene Kaufman at 14-B. I look forward to seeing you there on the 26th.

–Irene Robinson

The next general membership meeting of Building 13 Association will be on Thursday, February 26 at 7:00 p.m. at the back of the building (in the voting room).

We are up next for window replacement. If you did not get your notice, please contact the CSO office immediately.

REMINDER: Please observe the following qualityof-life regulations: a) NO DOG is allowed in the apartment; b) NO LOITERING in the lobby or on the stairways. c) NO SELLING in the lobby. Period. d) NO VANDALIZING the stairs and the elevators.

Unannounced "police sweeps" are conducted day and night to enforce these rules.

Report any criminal activities to the 45th Precinct at (718) 822-5411 and/or Riverbay Public Safety at (718) 320-3050.

For all NYC non-emergency inquiries, call 3-1-1.

NEW - For traffic updates, call 5-1-1.

"If you see something, say something."

–Olubiyi Sehindemi (Mr. B)

Building 19 Association

Building 8 Association

Debs Place Townhouse Association

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8

Co-op City Times / February 14, 2009

An Open Board Meeting - At Last

The clamor among cooperators for Director’s open Board meetings was clearly evident at the January 28th meeting. It was the first open meeting the Board has conducted since last March and well attended despite what seemed to be an attempt to deter attendance. Notices of the meeting had been posted well in advance, but on the day of the meeting most of the flyers were removed. That and bad weather may have led some cooperators to believe the meeting was cancelled.

WHAT WAS THAT ALL ABOUT? Was there uneasiness about questions that cooperators might ask about co-generation and the performance of the Board and of management? The present Board leadership has not only reneged on pledges made when they were running for the Board -- for transparency, for monthly open board meetings, and for gallery sessions. They’ve gone further, violating a Board resolution that calls for a minimum of three open Board meetings annually. What credibility can they claim when they reneged on their pledge to conduct the business of the cooperators in the open and reneged in blatant violation of board resolutions?

A LIGHT TURNED ON At the open Board meeting on Wednesday, January 28th Mr. Jeff Buss, Riverbay’s legal counsel, outlined the negotiated agreement between Riverbay and Fresh Meadow, constructor of the co-generation plant. Mr. Buss’s presentation contrasted sharply with how management and the board had been conducting the business of shareholders - behind closed doors and in secret.

With this agreement Mr. Buss had attempted to correct what I believe is management’s co-generation fiasco.

Emphasizing openness Mr. Buss offered to e-mail the entire agreement to any shareholder. Mr. Buss alluded to the serious errors committed by management and other entities that have jeopardized the completion of a $90

million plant and stalled realization of more than $20 million of projected (and sorely needed) income from the upgraded

Andrea Leslie Viewpoint

plant.

Among the errors, according to my understanding, were: • Management by-passed Fresh Meadows, for the sake of saving Riverbay money, in purchasing of a key switchgear which because of delivery delays set back the completion by over 6 months (the entire project should have been a turnkey contract placing total completion responsibilities with stiff penalties on the contractor). When this management talks of savings, it’s time to reach for the red ink.

• Management failed to make proper required interconnection arrangement with Con Edison.

• Management failed to provide proper source of required filter water for generators.

• Management ill advised the Board to lock out Fresh Meadow when they knew Fresh Meadow had already completed 99% of their contract and Riverbay could instead have withheld penalty fees. Contention over this lock out has further delayed the commissioning of the plant by possibly 6 months.

Delay has trashed our budget and may stall completion of capital projects, causing carrying charge increases, forcing an additional borrowing of $2.5 million, and placing us in a precarious reserve position, our reserve fund will contain only $7 million by March.

God help us when management promises to save us money. They have managed to cost us millions in lawsuits, overpayments to vendors and outsourced contracts.

In addition, Mr. Buss emphasized that incorporated in the agreement he hammered out with Fresh Meadows is a clause that requires any change order

requested by Fresh Meadows, must first be approved by the Board. If they perform such work without approval, they will have to bear the cost of such work. Interestingly, that requirement is incorporated in all Riverbay contacts, but seems to have been regularly ignored by management. Ignoring this and other provisions in our contracts has cost Riverbay at least $10 million in the last two years. With such a record and especially after the latest debacle at the co-gen plant, why does the Board refuse to terminate MIS? OPENNESS = KNOWLEDGE = PROGRESS Open Board meetings empower the community and Board members. It came to light, for example, at that January 28th meeting, that some actions made at the committee level on matters brought before them should be reported to the Board for decisions and are not. Committees are to discuss, review and bring recommendations to the Board. They should also bring to the Board submissions they do not recommend and their reasons why. More emphasis needs to be put on committee reports because that is where the bulk of the Board’s work is done.

CENSORSHIP? Charges of censorship of the Co-op City Times and denials continue to be heard. I’ve had material arbitrarily removed from my submissions to the paper without permission. If it isn’t censorship, what is it?

There is a spark of community activism being given the cold shoulder in Co-op City, while apathy in the community is a major problem. The recent presidential election furnishes dramatic evidence of what grassroots participation can accomplish. It should be encouraged in Co-op City.

Keep your eyes on the prize. You may contact me at the Boardroom, 2049 Bartow Avenue, Bronx, NY 10475.

NEW TELEPHONE SYSTEM — CALL CENTER (718) 320-3300

Press 1 if you have a Public Safety emergency Press 2 to dial a Riverbay extension/or access the directory Press 3 to report a maintenance problem in your apartment Press 4 to reach Residential Sales Press 5 to schedule a Community Room

Working Families Party

Governor Paterson's solution to New York's budget deficit is to cut funding for schools, hospitals, seniors, and other social benefits for working people. He refuses to raise the personal income tax of the wealthy who have seen their income explode by 24% while 80% of workers have seen their income shrink. Over the past 30 years, New York has reduced income rates on the wealthiest New Yorkers by more than 50% and eliminated high income brackets so that working class families and the very rich pay the same tax rate. This has resulted in a loss of $8 billion of state revenue a year.

A proposal by the WFP will make New York's income tax more progressive and more fair. Income brackets above $250,000 rate increase 1.40%, new tax rate 8.25%; above $500,000, 2.12%, new rate 8.97%; above $1,000,000, rate increase 3.45%, new rate 10.30%. These changes will bring in $5 billion in revenue. We must alleviate the suffering of our fellow workers who have to survive on unemployment insurance. The maximum benefit is $405, the same as in 2000. We must raise these rates to reflect the rise in the cost of living. A bill in the Assembly, Al167 to increase to $550 in 2009, $630 in 2010, and from 2011 indexed to one-half the average wage.

Our next meeting of the WFP is on Tuesday, February 24th, at 7:30 p.m. in Room 35, Einstein Center. Let’s get acquainted.

—Judy Roberson

Press 6 to reach a Rent Bookkeeper Press 7 to call the Restorations Department Press 8 to reach the Parking Facilities Department Press 9 to reach Co-op City Times Stay on the line to speak to an Operator

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Co-op City Times / February 14, 2009

9

10

Co-op City Times / February 14, 2009

Defensive Driving Course The next Black Forum Defensive Driving Course will be held on Saturday, March 14, 9 a.m. to 3 p.m. at Dreiser Community Center, Room 1. Cost is $35 which must be pre-paid. Send check/MO to Black Forum, P.O. Box 563, Bronx, N.Y. 10475. At the completion of the defensive driving course, you will receive up to 4 points removed from your driver’s license and 10% discount off your auto insurance. No walk-ins available. Call 718-320-8035 today to reserve your seat.

Black Forum Aerobic classes Get in shape. Join us every Monday and Wednesday, 7:30 - 8:30 p.m. in the Dreiser Community Center, Auditorium A, for aer-

Single Source

Black Forum

obics classes by Body by Andrea. Classes are $3 per person. Please call to register, (718) 320-8035.

New York Lyons Mane Track Club If your child, 8 - 17 years old, would like to run track, join the New York Lyons Mane Track Club, under the professional guidance of Don Lyons. Call to register, 718-320-8035.

Farm fresh vegetables returns next year The fresh organic vegetables program has been suspended until next year. We will announce when the program will resume as the information becomes available.

Black Forum Emergency Food Program - New Hours

Single Source is not just for singles. It's a single source, whose goal is to create an atmosphere for healthy fun for the over 50. A modern organization that demonstrates that high quality activities can be designed to help live an exciting, healthy life in spite of the aging process. YOU DON'T STOP BECAUSE YOU GET OLD, YOU GET OLD BECAUSE YOU STOP. I'm here to help you, to lose weight, to gain energy, strength and flexibility.

(2) On Saturday, Feb. 28: Spend a unique afternoon at the day-at-the races at the clubhouse at Aqueduct ($75). This is a fundraiser for South African children (See 2010 travel info. under the travel club). The Trac-pace luncheon menu offers appetizer: soup/salad; entree: pot roast/Ceasar salad/Triple Crown salad, Mojito crabcake sandwich/Cubano chicken sandwich; desserts: apple tartlet, strawberry shortcake, tartufo. Bus leaves Einstein, 10:30 a.m., 135 Einstein Loop, Coop City, Bronx, NY. Contact Ellie.

The National Acrobats of China: Sunday, March 8, $40/15, Lehman College. Contact Ellie.

The Travel Club: 1) October 19 – 26th, Las Vegas, NV/AARP, $610 per person/dbl. occ., Riveria Hotel, Delta Airfare, transfers, plus AARP Convention registration.

Come with me, Ellie. $50 deposit immediately for this price, final payment due 9/1. (2) Brazil, $2800 - We are going with Stan in August (7-19), 1st pay $300 now, 2nd pay April ($1000). More details to follow. (3) SOUTH AFRICA, 2010. Waiting list? Newly interested? Contact me immediately. To get on the list. First come, first serve. Taking 42 people. Please protest to the Governor. Call 518-474-8390.

AARP 55 Alive Driver Safety Program for people over 50,10% insurance discount, $12 AARP members/$14 nonmembers. Mon., 2/9, 1 p.m. to 5, & Tues., 2/10, 9 a.m. to 1 p.m. (691003 at the Amer. Legion). Call Ellie for application Next class: Tues., 4/7, 9 a.m. to l p.m. & Thurs., 4/9, 9 a.m. to l p.m.

EXERCISE CLASSES to promote a healthy and fit existence. ***NEW!!!! LINE DANCE CLASS – Mon., 1/26, 5 Point Cultural Community Center, 2l8 & White Plains.

Mondays, 10 a.m. to 11 a.m. DC 37 resumes 2/23Madison-Hamilton (Chinatown) starts 2/3. Battery Park next is 2/17. Call Ellie for weekly schedule. JASA Line dance class, Thurs., 10 a.m. to 11 a.m. Handiflex, Thurs., 1 p.m. to 2 p.m.

See the Single Source Television show on Sundays on CABLEVISION (Bronxnet Cable), Channel 68 - 7:30 p.m.

Filler: Tues. & Sundays, 4 a.m. Mon./Wed./Thurs./Fri., 6 a.m.

Walking Club Groups meet Mon. - Fri.: 5:30 a.m., Bldg.

33; 6:45 a.m., Gloria Wise Center (Einstein); 6:45 a.m., Bldg. 31B; 7:15 a.m., Casals. Need more information?

Call Ellie.

The C&C (Camera /Computer) Discussion Club, Jan. 7, 5 to 7 p.m. Ellie's house. Call Ellie, if interested , 718379-4429.

SINGLE SOURCE PRODUCTIONS, P.0. BOX 377, BRONX, NY 10475; 718-379-4429; imaminor377 @yahoo.com.

—Ellie

Due to a shortage of food, we are temporarily open on Wednesdays and Fridays only, from 11:30 a.m. to 12:30 p.m. in Room 20 at the Dreiser Community Center. These new hours will stand until we are able to acquire more food for distribution. Also, due to budget constraints and shortage of available food, as of July, you must live within zip code 10475 to participate in this program.

Computer and telephone needed If you have a computer or a telephone in decent working condition that you can donate to the Black Forum, kindly contact us at (718) 320-8035.

Please help us to help you Food is available, however, we will have

to pay the pick-up and transportation costs.

We ask all cooperators to donate $1 - $5 payable to the Black Forum of Co-op City.

It’s Time To Get Involved Now is the time for us to get involved.

Membership is $5 per year/person. Call us, (718) 320-8035.

We Need You - Join Us Today The fee is only $5 a year, per person.

Call (718) 320-8035 or write to Black Forum, P.O. Box 563, Bronx, NY 10475; email:tonyshome10475@gmail.com. Help us keep independent community organizations alive in Co-op City. Don’t wait until it’s too late. Everyone is encouraged to join. Call us or visit us in Room 20 in the Dreiser Community Center. —Tony Illis

Co-op Insurance Co-op City Times / February 14, 2009

11

The Wright Agency: Serving Co-op City for 28 years!

Riverbay Requires

Current Co-op Shareholders to Obtain Coverage!

Your co-op is an investment worth protecting!

Protection to cover your belongings against: Fire Smoke Water damage from plumbing Vandalism/Riot

We offer:

Low Premiums Protective Device Discounts 55 & Retired Discounts

Certain personal liabilities/ Guest medical protection And so much more!

Auto-Home Discounts Convenient Hours/ Courteous Staff

The Wright Agency Contact Anthony Wright

We are conveniently located between Boston Road & Co-op City (near Eastchester Road) Hours: Owned & 1435 East Gun Hill Road Monday: 9 am - 8 pm Operated by Tuesday: 9 am - 8 pm Only blocks away from Co-op City!

Wednesday - Friday: Anthony 9 am - 5 pm Wright Saturday: 8 - 3

718-671-8000

12

Co-op City Times / February 14, 2009

African-American Association of Co-op City

Kojo Adimu Research Library - Show your love for our beloved Elder Kojo Adimu at the Association meeting today at 4:00 p.m. in the Dreiser Community Center, Room 15. There will be a dedication of the The Kojo Adimu Research Library in appreciation for his exemplary leadership and unwavering dedication to upholding our Afrikan history, culture and legacy as the leader of the Communiversity of African-Centered Education for over ten years. Brother Kojo has donated many of his books to this library for the intellectual nourishment of the people in our community. You will be invited to research various subjects in the room and also may be able to check out some of them.

Brother Kojo will be leaving the Co-op City community in the very near future and, therefore, you are encouraged to attend this dedication. Refreshments will be served.

Association Meeting – The next general membership meeting will be held on Saturday, February 14, at 4:00 p.m. in the Dreiser Center, Room 15.

Calling all men! Calling all men! The Association would like to re-establish the Cub Scout Pack for boys between the ages of 6-11. Please step up and become a scout leader for the young men in our community. Getting the boys involved in this activity will teach them many things about scouting and will deter them from mischief and crime.

We look forward to hearing from you 718-379-5555 or seeing you at today’s meeting.

FREE African Dance – The next dance workshop will be on Wednesday February 18th at 7:00 p.m. in Dreiser Center, Room #2. It is open to women, men, boys and girls, age 7-70. Wear comfortable clothing.

Yoga & Pilates – The Yoga & Pilates class continues to meet on Thursdays at 7:00 p.m. in the Dreiser Center, Room 2. By popular demand, the Association is pleased to announce that it will offer this program on Tuesdays, as well as Thursdays. The Tuesday class will begin on March 3rd.

Registration information will be forthcoming.

Women’s History Month – Save the date of March 14, for a fabulous Women’s History Month program being planned for our community.

Black History Month Film Festival – Thanks to all our neighbors and friends that attended the Association’s 11th Annual Black History Month Film Festival last Saturday.

Special appreciation is extended to Iman Drammeh and her daughter, who provided the technical assistance. The history of African people in America is extremely important and we should honor and cherish the achievements of our ancestors.

Dr. Yosef Ben-Jochannan, affectionately known as “Dr. Ben,” is presently living at the Bay Park Center for Nursing and Rehabilitation, 801 Co-op City Blvd., Bronx, NY. He is the author of several books, including, Black Man of the Nile and His Family and Africa: Mother of the Major Western Religions. Dr. Ben is getting better attention and care and many friends and family members are visiting him.

–Francine Reva Jones

We welcome women and men to join this historically distinguished organization. All that is required is your INTEREST, COMMITMENT, FOCUS AND INVOLVEMENT. CO-OP CITY NCNW ON THE MOVE: On Saturday, February 28th, our Book Club will be meeting in Barnes & Noble Bookstore in Bay Plaza Shopping Center at 3:30 p.m. to discuss “Of Blood and Sorrow,” by Valerie Wilson Wesley.

Saturday, February 28th, 1 p.m. to 4 p.m. in Dreiser Auditorium A will be our 8th Annual Youth Black History celebration, featuring the Amirikanke Kollective, the Undefeated Prayzers, Co-op City Baptist Church Praise Dancers, the Zodiac Track Team, and the North Bronx Youth Sports Football Association Cowboys & Cheerleaders. We will have arts & crafts, poetry, essay readings and more. We will have a Black History Posterboard Contest for students 618 years of age. A winner will be chosen from Group 1, ages 6-12 and Group 2, ages 13-18. Posterboards cannot be small-

er than 18" x12" and must be created by students, not adults; and must be dropped off at Dreiser, Room 14 on Saturdays, February 14th from 9 a.m.-1 p.m. and February 21st from noon to 2 p.m. Winners will be announced during the Black History Program. Students please include your name, age and school on your Posterboard. Parents can fill out entry form for students when they drop off the Posterboards. Call Mrs. Melton at (917) 399-2643.

April 16-21, we will be going to Las Vegas, Grand Canyon and Laughlin. This trip is totally booked and we thank you for your support. Mrs. Roberta Booze - GREAT JOB!!!

May 2nd – Saturday, will be our ANNUAL SHOPPING SPREE at the Crossings Premium 100 Stores Outlet in Tannersville, PA, afterwards we will shop at the flea market and enjoy a late lunch at the Hillside Inn, for a cost of $70.

Leaving at 8 a.m. in front of the Rehab Center in Dreiser. For reservations, call 718-538-8606 or 320-2366. Please make

checks payable to NCNW/Co-op City Section, P.O. Box 93, Bronx, NY 10475.

September 12th, please join us for our 24th Annual National Black Family Reunion in Washington, D.C. Departing at 6:00 a.m. in front of the Deli Store, 141 Dreiser Loop and on September 13th departing Washington, D.C. at 6:00 p.m. Adults $55; Children $45 – price includes a TShirt commemorating the event. For reservations: 718-3791297, 379-6589, 379-5430, 917-553-9965 or 917-838-9424.

September 15 – 28 – start planning to join NCNW on a trip to Spain and Morocco. Come with us to the Casbah.

Stan Simmons, our Tour Director, is planning thirteen (13) days and twelve (12) nights of travel visiting in Madrid, Seville, Granada, Tangier, Casablanca and more exciting cities of which you may have heard. This is a great tour for $3,500. For additional information, please call 718-8629009 or 718-655-9034. Yes, we still have seats available.

Thank you and join us! —L. Holloway-Mills

National Council of Negro Women

Co-op City Times / February 14, 2009

13

14

Co-op City Times / February 14, 2009

Church of the Savior

Rev. Dr. Robert A. Smith, Jr., Pastor, Lady Theresa M. Smith, co-founder, and Rev. McMillian, Assistant Pastor and the Church of the Savior family extend an invitation to every person to worship with us. We are a non-denominational, inter-racial, intercultural, intergenerational fellowship of believers. We care about you, not your W2. We are not church as usual. Come as you are, we leave the judging to God. Come worship with us. We love you for who you are, not what you have. Please call us at 718-3200002 for more information.

Church of the Savior is located at 120 DeKruif Place – street level, (under Building #7 near Dreiser Loop). Take the 26, 28, 30 or QBX1 to Dreiser Loop and DeKruif Pl. Church of the Savior family extends happy new year to the entire community. Our love goes out to every person.

Feel free to contact us at 718-320-0002, if we can assist you in any way.

Dr. Smiths sermon topic: “Get Up, and Look Up” Scripture reading Genesis 39:1-23.

Thought for the Month –“If your eyes are on the world you will be distressed; If your eyes are on yourself you will be depressed; If your eyes are on Jesus you will be at rest.”

Sunday Morning Schedule: Adult Bible Study – 9:10 a.m.

Morning Devotion - 10:20 a.m.

Divine Worship - 10:40 a.m.

The only thing missing from our worship service is “U.” A smile and warm greetings awaits you.

Weekly Activity –

Thursday – 1:15 p.m., a support group available to persons who grieve the death of a spouse, significant other, child, brother, sister or treasured friend. All sessions are confidential. A caring environment awaits you.

Upcoming EventsApril 16 and April 17--Spring Revival featuring Rev. Dr. Sheldon Williams, Senior Pastor Co-op City Baptist Church, will be our revivalist. Services begin at 7:00 p.m.

Come and be blessed by this man of God. Do you want a place that allows you to meet the living God? Do you want to be connected to people who care about you, not what you have on or how much money you make? A special seat and friend awaits you. Won’t you join a life changing experiment with the God who’s ready to heal you?

“Pressing towards the prize” Reverend Elisamuel “Sam” Colon and the Congregation of Circle of Christ Church would like to extend an invitation of love and peace in the name of our Lord and Savior, Jesus Christ. Please join us for a time of adoring worship, praise and the Word of God. Allow the Lord to reach into your heart and help you see the road of light and joy.

Circle of Christ Church is a beacon which the Lord has lit onto Co-op City and it is our purpose as a Church and as children of God to serve, teach and bring forth the Gospel for all to hear and witness.

Focus Verse of the Week: “Without faith it is impossible to please Him, for he who comes to God must believe that He is, and that He is a rewarder of those who diligently seek Him.” --Hebrews 11:6 (NIV) Upcoming Events & Schedule Changes:

Saturday, February 28th @ 11 a.m. – Women’s Fellowship at Full Circle Life Enrichment – 2429 East Tremont Avenue, Bronx, NY. See Elder Iris Moreno or Deaconess Clara Burton for more information.

Sunday, March 1st @ 11 a.m. – Communion Service: Please join us at the Lord’s Table. All are welcomed.

SCHEDULE OF SERVICE: Sundays: Worship Service - 11 a.m. start Children’s Church (4-12 years old) - 11 a.m. start Fridays: Bible Study and Prayer - 7 p.m. – 9 p.m.

(Topic: The Call to Follow Christ) Youth Fellowship/Bible Study - 7 p.m. – 9 p.m.

(Topic: The Bible from Genesis to Revelations) F Y I: • You can submit your prayer request online at prayer@circleofchristchurch.org or give your request to an

usher during Friday or Sunday services.

• Circle of Christ Church has opened Children’s Church on Sundays, for ages 4 through 12. Please see Sister Diane Torres or Judy Melendez for more information or if you are interested in volunteering.

• The “Little Lambs Ministry” has opened for all parents with small children ages 2 through 4 years of age. The children will be cared for during service after worship. See Sister Esther Colon or Sis. Lynn Afanador for more information. Please pack a snack for your child.

Please mail all your inquiries or donations to the following address: Circle of Christ Church, 1304 Beach Avenue, Bronx, NY 10472-1909; 718-864-4002 Service Location: 2049 Bartow Avenue – Bartow Mall Complex, Room #31 – lower level, Bronx, NY 10475.

Website: www.circleofchristchurch.org.

The next meeting of the Soul Sisters Reading Network will be Saturday, February 21st at 10:00 a.m. at the Annex to discuss ZIPPORAH, WIFE OF MOSES by Marek Halter. A woman ahead of her time, her story leaps from the pages of this remarkable novel. RSVP your attendance at cpcsisters@aol.com by February 19th.

Wednesday, March 25th – Join CPC Tours at the Millennium Theater, Sight and Sound, Lancaster, PA to see BEHOLD THE LAMB. Dinner at “Good N’ Plenty” Restaurant. Shopping at Tanger Outlets. Ticket: $115 available by calling (718) 862-9172.

Saturday, March 28th – Shopping Spree to Reading, PA, sponsored by the Nurses’ Ministry. Tickets: $41, available by calling (718) 671-7935 or (718) 671-1754.

Thursday, June 18 – Saturday, June 20 –– Join the Missionary Ministry for their “Girlfriends’ Getaway,” at the luxurious Sheraton Reading Hotel, Reading, PA. Includes 2 spa services, 2 breakfasts, shuttle service to Vanity Fair Outlet Village, 2 nights’ hotel accommodation, motor coach transportation. Cost per person: $390 double occupancy. For additional information and/or reservations, call: (718) 671-0425.

COMMUNITY PROTESTANT CELEBRATES ITS 40TH ANNIVERSARY

Look where the Lord has brought us from! We will celebrate 40 years of steadfast, devoted Christian service on April 19. Many activities and programs are planned in observance of this great milestone in the life of our church and we invite the community to come and celebrate with us on the following dates: Sunday, February 15th at 3:30 p.m. – Pre-Anniversary Service. Our Guest Preacher will be Reverend Peter Wilson, Mount Zion Christian Baptist Church, Mt. Vernon, NY. Sunday, March 29th at 3:30 p.m. – Pre-Anniversary Service.

Friday, April 17th at 7:30 p.m. – Pre-Anniversary Service.

Sunday, April 19th at 11:00 a.m. – 40th Anniversary of Community Protestant Church Sunday, April 19th at 3:30 p.m. – Gospel Extravaganza Saturday, March 21st, 11:30 a.m. – 4:30 p.m. – The Pastor and Members of Community Protestant Church cordially invite you to attend our 40th Anniversary Banquet at Villa Barone Manor.

Tickets: $125, Adults; $70, Children (up to 13 years of age).

For tickets and/or additional information, contact the church at (718) 862-9172.

—Evan G. Mitchell

ing programs for the community. We also act as one voice for all Coalition members where there are issues of common concern and human rights. Members of the Coalition include the following: African-American Association, Church of the Savior, Co-op City Baptist Church, Faith@ Work Christian Church, Gloria Wise Community Center, Harriet Tubman Independent Democratic Club, NAACP, Co-op City Branch; Retirees of Dreiser Loop, St. Joseph’s Episcopal Church and Zodiacs Track Club.

Please support our efforts by sending us your tax deductible contribution, made payable to: Coalition of African-American Churches & Community Organizations

of Co-op City, Inc, Post Office Box 619, Bronx, N.Y. 10475. Churches and organizations that desire to join the Coalition may apply for membership by either writing or calling (718) 320-1861 or (718) 671-5957 for a membership application which should be returned with a letter on your church/organization’s stationery and signed by the minister/president.

Read Coalition’s weekly column for the information about events and issues.

Remember the Coalition motto is: “Coming Together is a Beginning, Keeping Together is Progress, Working Together is Success.”

—Harman T. Leacock

Circle of Christ Church - Hearts of Love Ministry of NY

On behalf of our Pastor, Reverend Dr. Calvin E. Owens, and our church family, welcome to Community Protestant Church, a church of love and understanding, located at 1659 East Gun Hill Road, Bronx, NY 10469; telephone (718) 862-9172.

CHURCH SCHEDULE Sunday School - 9:00 a.m.

Worship Service - 11:00 a.m.

Communion Service - Every first and third Sunday Prayer Meeting & Bible Study - Wed. at 7:00 p.m.

THE FOLLOWING PROGRAMS ARE AT THE CHURCH’S ANNEX: 2053 ASCH LOOP NORTH (CO-OP CITY) Morning Prayer Services - Tuesday, 6:00 a.m.-7:30 a.m. and 9:00 a.m.-10:00 a.m.

Neighborhood Bible Study - Thursday at 10:00 a.m.

Fellowship, “Life on God’s Terms” – Every Friday (except 4th Friday) 7:00 p.m.-8:30 p.m.

OTHER SCHEDULED EVENTS: Friday, March 13, 7:00 p.m. at the Church’s Annex, 2053 Asch Loop in Co-op City – Join Minister Keith J. Williams and the members of “Life on God’s Terms” Ministry in celebrating their First Anniversary of Service to the Community with words of fun, food and fellowship.

Community Protestant Church

Coalition of African-American Churches and Community Organizations

The Coalition of African-American Churches & Community Organizations of Co-op City’s next general membership meeting is on Tuesday, March 3, at 7.00 p.m.,177 Dreiser Community Center, Room 15. It is important that all members attend this meeting.

The Coalition continues to plan activities that will enhance the quality of life in our community. Please inform the Coalition of any suggestions that you may have. Patricia Bonaparte is the President of the Coalition. Phone number, 1-718-320-1861.

The Coalition is a non-profit organization dedicated to maintaining and improving the quality of life of cooperators and providing educational and culturally enrich-

15

Co-op City Times / February 14, 2009

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16

Co-op City Times / February 14, 2009

Church of God’s Children

Church of God’s Children and its pastors, Archbishop Angelo and Bishop Nancy Rosario, invite you to come and worship with us every Sunday at 1:00 p.m. for a great time with our Lord and Savior. We are at 127 Dreiser Loop – Shopping Center lower level near the Montefiore Health Center; 718-790-9120.

Sunday Bible School for all ages – 11:30 a.m.

Sunday Worship Service – 1 p.m.

Sunday – Worship for Spanish speaking congregants 9:30 a.m.

Sunday Bible Studies for adults, youth & children Spanish 9:30 a.m.; English 11:30 a.m.

Wednesday –Prayer Hour – 7:00 - 8:00 p.m.; 12-Step fellowship at 159 Dreiser Loop.

March 12, 13, 14 we will be at the Southeast Texas Spiritual Warfare Conference in Beaumont, Texas at the MCM Elegante Hotel, presenting workshops on spiritual warfare. For information and registration, go to www.spiritualwarfareteam.com. You can register and make all your

reservations online.

We want to thank Rev. Cheryl Williams, Rev. Debra Jenkins, Rev. Dr. Robert Smith, Father William Taylor, Min. Vicki Rosa, Rev. Dwight Sibblies, the staff of Bronx Aids Services and all attendees for the remarkable dialogue held on Feb. 7 for HIV Awareness Day. Future events to follow.

Saturday, May 30, we will be heading to Lancaster, PA to see “Abraham & Sarah” at the Living Waters Theater.

Information to follow.

Most Christians - even the most devout among us - go through dry periods. Sometimes we actually doubt that God exists. We wonder, "what if there really isn't anyone up there listening to us?" At other times, we believe He exists, but wonder if He really loves us, or perhaps we just feel communication with Him is blocked for a time. Let us at this moment think about doubt. We will look at what the Bible itself has to say about it, and also some things we can do to overcome it. The Psalmists expressed their feelings of dis-

tance from God. (Psalm 6:3-4) And my soul is greatly dismayed; But You, O LORD--how long? Return, O LORD, rescue my soul; Save me because of Your loving kindness.

(Psalm 13:1) How long, O LORD? Will You forget me forever? How long will You hide Your face from me?

One principle we learn from this is not only is it okay to share our feelings with God - even those we consider "negative!" but that He wants us to! He gave us the Psalms as guidelines. He wants to hear our hearts. So ironically, the first thing we should do if we are doubting, is to pray that to God - even something simple like "God, if you are up there, please help me. I want to believe, but I just can't right now." After all, He already knows our thoughts and feelings, so we might as well tell Him! And He does want to hear them personally from us. (Psalm 62:8) Trust in Him at all times, O people; Pour out your heart before Him; God is a refuge for us.

Come and share with us in worship.

--Bishop Nancy Rosario

Rev. Dr. Sheldon E. Williams and the Co-op City Baptist Church family invite the community to join us tomorrow for worship service at 8:00 a.m. and 11:00 a.m. Sunday School for adults and children will be held at 9:15 a.m. Bible class and prayer service is held on Wednesdays at noon. Bible study also is held on Wednesdays at 7:30 p.m. Prayer Service is held on Fridays at noon and at 7:30 p.m. We are located at 135 Einstein Loop, Room 50 on the lower level. Our telephone number is 718-320-3774. We invite you to worship, study, and pray with us. Visit us on the web at www.coopcitybaptistchurch.org to find out about our ministries and programs. For your travel needs, please visit www.ccbctravel.com.

Beginning Wednesday, February 11th, an additional Bible Study class will be added. This study group will meet every 2nd and 4th Wednesday from 5 to 6:30 p.m.

Sunday, February 15th, the First Lady’s Ministry will

celebrate their 13th Anniversary at our 11 a.m. service.

Rev. Sharon Reese from St. Paul's Baptist Church, Harlem, NY will be the guest speaker. All are invited to come and share in this celebration.

On Saturday, February 21, at 10 a.m., the annual Black History Program will be held with a play entitled, “We Hope We Made You Proud,” a celebration of the history of our African American people. All are welcome to attend.

On Sunday, February 22nd at our 11 a.m. service we will celebrate Black History Sunday. The guest speaker will be Rev. James Logan from Convent Avenue Baptist Church. All are welcome to this celebratory service.

"Save the Date" - Mother's Day, Sunday, May 10, for the Ultimate Dining Cruise. We are inviting everyone to join us for dinner on the "Elegant Spirit Cruises" hosted by the Building Fund Ministry. Adults, $125; Children (2-12), $55.

We invite you to join us for good food, music and fellowship. A $25 non-refundable deposit is required. Final pay-

ment is due April 1. For information, call 718 320-3774.

The Scholarship Ministry invites you to join them on a five day French Canadian Tour August 3 -8. Two days will be spent in both Montreal and Quebec. Enjoy guided tours of Quebec City and the Beaupre Coast, visits to Montreal's Olympic Park and the Copper Museum and admission to Notre Dame Academy. The cost of the trip is $995/single, $775/double and $725/triple occupancy. A $100 deposit is required immediately. For information, call the church.

The Co-op City Intergenerational Outreach Center’s Saturday Tutoring Program offers small group tutoring for students in grades 2 to 5. We are offering preparation for the 3rd, 4th, and 5th Grade Math state tests which will be held in March. Tutoring is held 3 to 5 p.m. at 135 Einstein Loop, Room 51 (lower level). Tuition is $50 a month.

Registration is held during program hours the first two weeks of the month. For information, call 718-671- 8449 or 917-620-2859.

–Hattie L. Lucas

The Williamsbridge Club

The Williamsbridge Club of the National Association of Negro Business and Professional Women's Clubs, Inc. is an organization dedicated to community service in the areas of health, employment, education and economic development. We are open for new members, with a like mind for community service, to join us in one of our membership categories: Adult, Young Adult, Youth Club and Ombudsman. If you are interested in membership, please call Eloise, 917-868-0331. If you are interested in rendering community service, please call Ursela at 917566-7067.

In keeping with our mission, we have scholarship applications available for seniors who are graduating high school in June, 2009 and entering a college/technical school in the fall of 2009. For scholarship information and to arrange to pick up an application, you may contact Sylvia at 917-921-5445.

The Williamsbridge Club will have its Founder's Day Luncheon, May 2, at the Eastwood Manor and present awards to Bronx community residents who have made a difference in the lives of their family, as well as the community. We are accepting nominations for awards in the categories of: Business, Professional Man of the Year, Volunteer, Community Service, Teacher, Achievement, Senior Citizen, and Minister of the Year. If you have a recommendation in any of the above areas, please contact Sylvia at the above number.

The Williamsbridge Club will celebrate Black History Month in partnership with the Trinity United Methodist Church of Morrisania, 1076 Washington Avenue in the Bronx, N.Y. You are cordially invited to attend the morning service with us at 10 a.m. On February 22, there will be an interesting and informative program beginning at 3 p.m. Come, learn and participate, you will be deeply satisfied.

The Williamsbridge Club will sponsor for our community a College Fair on Saturday, March 14, and a Health Fair on Saturday, June 13. We ask for your continued support with all our programs and if you would like to be a presenter, please call Ursela at the above number.

Co-op City Baptist Church

Got an email address?

Then send your club articles via email to: cctimes@riverbaycorp.com

Family Owned and Operated

• Large Chapel on premises

on premises • Pre-need counseling

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All areas are handicapped accessible

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www.mccalls.net • director@mccalls.net 4035 Bronxwood Avenue, Bronx, N.Y.

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17

Co-op City Times / February 14, 2009

Hours: Monday: 9 am - 8 pm Tuesday: 9 am - 8 pm Wednesday - Friday: 9 am - 5 pm Saturday: 8 am - 3 pm

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Co-op City Times / February 14, 2009

Co-op City Times / February 14, 2009

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19

20

Co-op City Times / February 14, 2009

JASA SENIOR LUNCH MENU

JASA SENIOR SERVICES PROGRAM OF CO-OP CITY

Monday, February 16

Bartow

Gloria Wise

Dreiser

Dominoes 10:00 in rm. 49

Crochet & Knitting 9am in rm. 7

Bingo 10:00 in rm. 31 CLOSED

Bingo 1:00CLOSED in rm. 49

Stay Well Exercise 10:00 in rm. 2 CLOSED

Dominos (Presidents’ Day) 12:30 in rm. 31

B e r e a v e m Day) ent (Presidents’

Walking ClubDay) (Presidents’

Alert & Alive 10:00 in rm. 31

Support Group 1:15pm in rm. 34

Tuesday, February 17

Bingo 11:00 in rm. 31 Dominos 10:30 in rm. 31

Mon., 2/16 Tues., 2/17

Dominoes 10:00 in rm. 49

Alert & Alive 10:30 in rm. 7

Tai Chi 11:00 in rm. 49

Bingo 10:00 in rm. 4

Bingo 1:00 in rm. 49

Cultural Dancing 10:30 Aud. A

Kosher

Non-Kosher

Soups, Breads and Desserts

Apple Juice,

Stuffed Peppers, Lima Beans, Pickled Beets

CLOSED Fresh Oranges

Beef Franks, CLOSED

CLOSED

Frank Bun,

Vegetarian Beans, (Presidents’ Day) (Presidents’ Day) (Presidents’ Day) Steamed Cabbage Apple Juice, French onion Homemade tuna salad, soup, honey mustard mixed tossed salad, chicken wings, potato potato salad salad, tossed w/dressing

Wed., 2/18

Orange pineapple Juice, Beef meatballs, egg noodles, winter blend

Thurs., 2/19

Chicken breast, baked potato, collard greens

Fri., 2/20

Orange Juice, cream of broccoli, tilapia, corn on the cob, pickled beets

11:00 in rm. 7 Bingo 11:00 in rm. 4

Current Events 10:00 in rm. 31

Date:

Rye bread, diced pears

Beef stew, rice, mixed vegs

Whole wheat bread, fresh apples

Orange chicken, shell pasta, oriental blend vegs

Rye bread, mandarin oranges

Fresh tilapia, baked potato, winter blend

Whole wheat bread, apricot halves

All meals served w/margarine and fresh milk

Thursday, February 19

Wednesday, February 18

*Schedule subject to change without notice. We ask that members please call their center at least one day in advance to register for lunch:

Bingo 11:00 in rm. 31 Stay Well Exercise 10-11 in rm. 31 Blood Pressure 10-12 in rm. 28 Line Dancing 11-12 inrm. 31 Word Games 10:30–11:30, rm. 31 Dominos 12:30 in rm. 31

Dominoes 10:00 in rm. 49 Spelling Bee 10:00 in rm. 49 Spanish Practice Class 10:30 in rm. 35

Tai Chi 11:00 in rm. 2 Art 1:00 in rm. 7

Dominoes 10:00 in rm. 49

Line Dancing 10:00 in Aud. A

Dominoes 10:30 in rm. 31

Stay Well 10:00 in rm.45

Blood Pressure 10-12 in rm. 28

Bingo 11:00 in rm. 31

Line Dancing 10:00 in Aud. A (at Dreiser)

“Handi-Flex” 1:00 in Aud. A

Bingo 1:00 pm in rm. 49

Friday, February 20

Bartow Center (718) 320-2066 ext. 2010 Dreiser Center (718) 320-1345 • Gloria Wise Center (718) 671-5161

“Movie Madness” 9:30 am in rm. 31 Art 10 am in rm. 31 (Einstein) Bingo 10:30 am in rm.

31 Spelling Bee 11:00 in rm. 31

WEEKLY TRIPS

1st Monday: 1st & 3rd Mondays: Tuesdays: Fridays:

Dominoes 10:00 am in rm.

31 Art 10 am in rm. 38 Bingo 1:00 pm in rm.

49

Stew Leonard’s Super Wal-Mart Bowling Swimming

Drama Club 1:30 in rm. 7

Crochet & Knitting 9:00 am in rm. 7 Meditative Moments 11:00 am in rm. 2

$5 $8 $12.50 $3

To register for trips and classes, please call

(718) 320-2066

Monday – Friday: 10:00 a.m. – 4:00 p.m.

Funded by: The NYC Department for the Aging, The NYS Office for the Aging and Riverbay Corporation

All seniors centers closed Monday, February 16th, for President’s Day.

Trips for February

Thursday, February 19 — JERSEY GARDEN MALL — 4 hours of shopping for only $8.

Price includes transportation/boxed lunch. Pick-ups will be as follows: 9:00 a.m., Bartow; 9:15 a.m., Dreiser Loop and 9:30 a.m., Einstein Loop.

Thursday, February 26 — IMMEDIATE RESERVATIONS! The Brooklyn Museum Presents “The Blacklist Project.”

In honor of black history month, a photo exhibit tour will include portraits from 25 influential African-Americans, such as Sean Combs, Chris Rock, Keenan Ivory

Wayans, Reverand Al Sharpton and more.

Price $15, Time: 2:30-5:00 p.m.

Price includes transportation, lunch, and a photo exhibit tour. One hour tour, 2:30-3:30 p.m. After the tour, we can attend Gallery visits from 3:30-4:45 p.m.

Pick-ups for transportation are as follows: Asch Loop @ 12:00 p.m., Dreiser @ 12:15 p.m., Einstein @ 12:30 p.m.

Seniors may register at the Bartow Senior Services Office, located at 2049 Bartow Ave. or by calling (718) 320-2066.

Palisades Mall has been postponed until March. Date to be advertised.

If you are a senior coping with a disability, you are not alone. The Co-op City Senior Services Program is offering a Support and Socialization Group for people with disabilities to share their experiences, their strengths and hopes to solve common problems and create opportunities for socialization and peer support.

This group will provide members with

education on various disabilities, provide peer support to increase socialization, as well as to learn new coping strategies and inspire each other to make their lives more meaningful. For more information and to register, please call: John Sullivan (718) 671-2090, ext. 3010. The Support and Socialization group is expected to start in February.

Presentations will be conducted at each senior center to inform people about an advocacy training seminar which JPAC will be offering to Co-op City residents on March 25th and

April 1st.

The presentations will be held on the following: Bartow-2/20 @ 11:30 a.m., Dreiser-2/17 @ 11:30 a.m., and Einstein, 2/24 @ 11:30 a.m.

Need support/socialization...(for people with disabilities)

Be Informed

Blood Pressure

Trained volunteers are providing FREE blood pressure screenings to the 60+ community. Conveniently located at all three of the Co-op City community centers. All you need is to become a member by simply filling out a short application form available at any of the local centers.

Locations & Schedule: 135 Einstein Loop, Room 45, every 2nd & 4th Friday from 10:00 a.m. to noon.; 2049 Bartow Avenue, Room 28, every 1st & 3rd Wednesday from 10:00 a.m. to noon; 177 Dreiser Loop, Room 7, every 1st & 3rd Thursday from 10:00 a.m. to noon.

Co-op City Times / February 14, 2009

WEEKLY SCHEDULE BUILDING & TOWNHOUSES ASSOCIATIONS Adler Place Association Tues., 2/17; 6:00 pm (Bartow Rm. 28) Broun Place Townhouse Association: Wed., 2/25; 7:00 pm (Bartow Rm. 31)

CULTURE & ARTS African-American Yoga Practice: Thurs., 2/26; 6:30 pm (Dreiser Rm. 2)

HOBBIES Co-op City Duplicate Bridge: Wed., 2/18; 6:00 pm (Dreiser Rm. 9)

POLITICAL Eleanor Roosevelt Democratic Club Meeting: Thurs., 2/19; 7:00 pm (Bartow Rm. 28)

RELIGIOUS Circle of Christ Church: Fri., 2/20; 6:00 pm (Bartow Rm. 31) & Sun., 3/1; 9:00 am (Bartow Rm. 31)

Church of the New Vision Bible Study: Sun., 2/22; 9:00 am (Einstein Rm. 38) Deeper Life Bible Church: Tues., 2/17; 5:00 pm (Dreiser Rm. 1) Faith @ Work Christian Church, Bible Study Church Service: Thurs., 2/19; 5:00 pm and Sun.,2/22; 8:00 am (Dreiser Rm. 8)

Iglesia Cristiana Marcos 16:15: Sun., 2/22; 10:00 am (Einstein Rm. 35) Greater Love Baptist Church: Sun., 2/22; 2:30 pm (Dreiser Rm. 1) Harvest Restoration Ministries: Wed., 2/17; 6:00 pm, Fri., 2/20; 6:00 pm & Sun., 2/22; 10:00 am (Dreiser Rm. 10)

SCOUTS Girl Scouts Council of Greater New York: Fri., 2/20; 3:00 pm (Dreiser Rooms 1, 2, 9, and 10)

SENIORS Seniors Nutrition Program: Tues. - Fri., 2/17; - 2/20; 8:00 am (Bartow Rm. 31, Dreiser Rm. 4; Einstein Rm. 49)

SERVICE & CIVIC Weight Watchers Nutrition Program: Tues., 2/17; 5:00 pm (Dreiser Rm. 4)

SPORTS Black Forum Aerobics & Track Practice: Mon., 2/16; & Wed., 2/18; 5:30 pm (Dreiser Loop Aud. A,B,C)

New York Lyons Athletic Club: Tues., 2/17; & Thurs., 2/18; 5:30 pm (Einstein Rm. 45) Zodiac Track Team: Tues., 2/17; & Thurs., 2/19; 6:00 pm (Dreiser Aud. A, B, C)

Baychester Library Events FEBRUARY 2009: Films on Saturdays: 2:00 PM Movies for Black History Month: The Tyler, Texas Black Film Collection The famous Tyler, Texas Black Film Collection is a group of movies from African American filmmakers and actors of the 1930s and 1940s.

Today, Saturday, February 14. THE GIRL IN ROOM 20. 1946. 64 mm., b&w, 16mm. Directed by Spencer Williams. Starring July Jones as Daisy Mae Walker, an ambitious young singer from Prairieville, Texas, leaves her family and boyfriend behind to seek her fortune in New York.

Saturday, February 21. MIDNIGHT SHADOW. 1939. 53 min., b&w, 16mm.

Directed by George Randol. Starring Buck Woods and Richard Bates. Prince Alihabad, "Mind Reader, Wonder Worker," visits a community in the South and stays as a guest of the Wilson family, which owns a tract of oil-rich land in Texas. He soon finds himself in the middle of a murder scandal.

Saturday, February 28. JUKE JOINT. 1947. 60 mm., b&w, 16mm. Directed by Spencer Williams. The story of Bad News Johnson and July Jones, two penniless conmen who head west to make it big.

Adults Computer Class — Monday, February 23 & Thursday, February 26 • 10:30 a.m.

Chess — Thursday, February 26 • 10:30 a.m.

Kids Reading Aloud — Wednesday, February 18 & 25 • 3:30 p.m.

Kids Game On — Monday, February 23 • 3:00 p.m.

E-mail Basics — Monday, February 23 • 10:30 a.m. • Pre-requisite Internet Search Basics

The New York Public Library Baychester Branch • 2049 Asch Loop • Bronx, NY 10475 NEW HOURS: Monday & Wednesday, 10-8; Tuesday & Thursday, 10-6 & Friday & Saturday, 10-5 Spanish Book Sale going on! Venta de libros en Español!

Libros En Español (Books in Spanish) Horario de la biblioteca: Lunes 10-8, Martes 10-6, Miércoles 10-8, Jueves 10-6, Viernes 10-5, Sábado 10-5, Domingo Cerrado

718.379.6700

FREE ADMISSION TO ALL

AARP Chapter # 4997

21

FYI: Two weeks ago, the House passed an economic recovery bill that will go a long way toward providing much-needed relief to Americans who need it most; it’s only the first step in passing this crucial legislation – now it’s the Senate’s time.

Tell your Senators to act quickly on the economic recovery bill – and tell them how they can improve it. This issue isn’t just politics to AARP members – it’s personal. AARP will be working hard to make sure this bill gets even stronger – by improving a provision that would help protect home and community-based care services, and providing seniors who no longer work with sorely needed additional economic relief.

To notify the AARP Peachtree Chapter of illness or bereavement, contact Frances Wilson, (718) 671-5493.

2009 ACTIVITIES: April 16 – The “Divine Comedy” – at the Johnson Wales Inn (Mass.); lunch prepared by the culinary chefs of Johnson Wales University; $85; see Daisy/Wini.

May 2nd & May 3rd – Pocono Casinos and Lobster Feast (return trip) – Mt. Airy Lodge and Mohegan Sun Casinos with 2 bonus; all you can eat lobster feast; open bar; dancing and full American breakfast; $280 (double), $330 (single); See Jeanne/Wini.

June 10 (Wednesday) – Dine on the Rip Van Winkle Flyer thru the Catskill Mountains with Shopping at Woodbury Commons; $85; See Daisy.

July 15 – Return of the 3-in-1: cruise, Bally’s casino and Phillips luncheon; See Jeanne.

August 30 – September 6 Navigator of the Seas (Royal Caribbean Cruise Lines) – Ports of call: Rome, Genoa (Italy), Nice (France), Barcelona, Palma deMallorca (Spain) and Sardinia, Rome (Italy); includes cruise, roundtrip air from JFK Airport, taxes and insurance; PASSPORT REQUIRED; Deposit $350 NOW DUE; for additional information contact, Jeanne or Wini.

September 22 – “Viagra Falls,” a Broadway show at the Art Center (CT); Mohegan Sun Casino with buffet lunch and bonus; see Jeanne/Wini.

October 31 – November 1 – Saratoga Dixie Land Jazz Festival; See Daisy/Wini.

December 30 – January 1 – New Year’s trip to the Desmond; See Jeanne/Wini.

For information about the above trips, contact the Tour Committee: Wini – 718671-6386; Jeanne – 718-379-3742; Daisy – 718-671-3241.

REMEMBER: All trips, 2 or more days, must be completely paid 45 days before departure.

You don’t have to be a member of AARP to reserve any of the trips listed.

Signing your name for a trip does not insure you a seat on the bus -- your “PAYMENT” will hold a seat for you. First come, first seated, so be prompt with your promise to pay or lose your spot.

—Delores A. Debnam

The van operates Tuesday, Wednesday, Thursdays, from 9:30 a.m. to 3:00 p.m. Call 718-320-2069 to make your reservations.

Sunday, February 8th - We had our Chinese luncheon, we sang along with the music, some of us even danced to the music, the food was excellent. The raffles were won by Dorothy Beale, Rhoda Levine, Anna Capell, John Rose, Josephine Betancourt, Andrea Betancourt, Ray Betancourt, Arlene Dermansky, Esther Portnoy, Mildred Brager, Miriam Rodriguez and Jack Amaro. The chuck-a-buck was won by Josephine Betancourt.

We have a Jazzy 1133 motorized wheelchair for sale. Come into the office

and check it out.

Our flea market is open all year round, from 9:30 a.m. to 3:00 p.m. We have many items on sale. There are all occasion cards for 25 cents each, soft covered books 5 for $1, and hard covered books for $1 each. We also have jewelry both new and used. For a nominal donation, you can buy in Memory of or in Honor of cards. New merchandise arrives daily, come into the office and look around.

If you wish to join our organization, come into the office and fill out a membership application. Dues for the year is $12.

Get well wishes to those who are ill.

Pennies, pennies, pennies…please bring them into the office.

—Arlene Dermansky

A Happy Valentine’s to all.

Monday, February 16 - celebrating PRESIDENTS’ DAY. The center will be closed.

Wednesday, February 18 - Bingo Game in Room 38 at 1:30 p.m. Admission is $2.

For members only. Refreshments served.

Weather permitting.

Tuesday, February 24 - Trip to Atlantic City. Price is $27. Rebate is $25, plus $5

towards food. Pick-up time is 8 a.m. at our usual 3 pick-up bus stops--Einstein Center, Asch Loop (back of library) and Dreiser Loop. Plans for future trips are formulated.

For more information, call Ann or Mary, 718-379-9613, or come to Room 38 at Einstein Center Monday - Thursday from 10 a.m. - 4:30 p.m.

Good health to all.

—Mary Pilla

Handicapped Adults Association

Goose Island Seniors

To contact Riverbay Corporation, you must dial the new call center at 718.320.3300.

Please make note of this

22

Co-op City Times / February 14, 2009

Faith In God Church & Bible Institute Inc. HQ

Praise the Lord, everyone! Our God is greater than all! Let us make the effort to put God first and foremost in our lives. We need to make Him a part of our daily routine, whether it’s through prayer, reading the Word, or attending a service.

We would like to wish you a Happy Valentine’s Day. Today, we celebrate our loved ones (spouses, children, parents, brothers & sisters). It is important that we broaden our love, though. Let’s look at a few verses of scripture. Matthew 22:37-40 in The Living Bible says: 37 Jesus replied, “Love the Lord your God with all

your heart, soul, and mind.’

38, 39 This is the first and greatest commandment.

The second most important is similar: ‘Love your neighbor as much as you love yourself.’

40 All the other commandments and all the demands of the prophets stem from these two laws and are fulfilled if you obey them. Keep only these and you will find that you are obeying all the others.”

Invitations: The church opens today at 3 p.m. for prayer service.

Please come in and join us for a sweet hour of prayer.

Sunday School is tomorrow at 10 a.m. Our Worship Service starts at 11 a.m. We will serve Holy Communion immediately following the Worship Service.

We are located at 171 Dreiser Loop on the lower level of shopping center #1. Our telephone # is (718) 671-3627. Please call us if you have any questions.

The mailing address is P.O. Box 291 Co-op City Station. We look forward to seeing you. Jesus loves you, and so do we!

--Min. Vernon Little

Arrive alive! Don’t drink and drive.

Harvest Restoration Ministries

Pastor Anthony Davis and Pastor Andrée Davis, cofounders of Harvest Restoration Ministries, Inc., extend to you a warm invitation to come and worship the Lord Jesus Christ with us.

We are a community oriented non-denominational church that preaches and teaches the Bible in an exegetical style. Our focus is to teach members of the ministry to use biblical doctrines in a practical sense to be a blessing to both the home and the community.

We are establishing nursing home ministries in the local area, as well as a Christian fraternity called FBIC (Firm Believers in Christ). The fraternity will be geared towards teaching men to take responsibility in the care and development of their families and community.

We also have the Tahilla Karar Praise Dance Ministry, which seeks young people of the community to come and join that they may learn to praise God and express themselves through the art of praise dance in our yearly Gospel Concerts.

We meet at: 177 Dreiser Loop Community Center, Room 10 Order of Services Sunday School – 11:30 a.m.

Sunday Morning Worship – 12:00 p.m.

Wednesday Night Bible Study – 7:30 p.m.

Family Night – 7:30 (on selected Fridays) Children’s Church – Every 2nd Sunday of every month Communion – Every 1st Sunday of every month Announcements 2/17– Pastor Anthony Davis sponsors a “Boys Night Out” by taking the young men of Harvest to Madison Square Garden to see the Knicks vs. The San Antonio Spurs at 7:30 p.m.

4/18 – Harvest Restoration presents: The “Ten Bridesmaids” play in the Dreiser Loop Auditorium.

(Time TBA) 5/9 – Harvest Restoration along with JAIS Entertainment Enterprises co-sponsors a Gospel Jam in the Dreiser Loop Auditorium. (Time TBA) For more information, please log on to our website at: www.harvestrestoration.org or call us at (718) 690-4974.

--Pastor Anthony Davis

For news or to ad vertise, c a l l th e Co-op City Times a t 3 20 -3 37 5.

Co-op City Times / February 14, 2009

Faith @ Work Christian Church

23

Meeting at 177 Dreiser Loop/Dreiser Community Center--Room 8, 9:30 a.m. (Sundays) Church telephone: (718) 644-0951; Pastoral counseling: Wednesday evenings by appointment ONLY; email: fatwcc@aol.com.

Weekly Worship Experiences: Thursday Prayer Worship: 6:00 p.m.

Thursday Bible Study: 6:30 p.m.

Sunday Morning Worship: 9:30 a.m. Children's Church: 10:00 a.m., 2nd through 4th Sundays.

Rehearsals: Acapella Angels Children's Choir following Worship 2nd and 3rd Sundays.

Church Motto: "We are Christ-centered, familyfocused with power and authority."

Church Mission: To empower, educate and moti-

vate men, women, boys and girls to reach their full potential and live abundant lives through preaching and teaching the Gospel of Jesus Christ.

Come worship with us--where we honor tradition but are not bound by it!

THURSDAY PRAYER SERVICE: 6:00 p.m. WE ARE FOCUSING ON THE CO-OP CITY COMMUNITY FOR THIS FIRST MONTH. COME OUT AND PRAY FOR OUR COMMUNITY AND STAY FOR BIBLE STUDY @ 6:30 p.m.

FOCUS ON THE ECONOMY: In an effort to assist the community during these trying financial times, we will provide job openings and other resources when available or upon request. We will have a full manual of vacant positions available beginning 1st

Sunday at the church from 9:30 a.m. until noon. Tell a friend--we are here to serve, not be served!

We have 100 copies of Eversave's 100 Moneysaving Tips manual--FREE TO THE COMMUNITY. Make your request by phone or come out to worship with us and we will provide the copy for you.

We are not ashamed of the Gospel of Jesus Christ for it is the power of God unto salvation of everyone who believes! (Rom 1:16) What great power that is when you realize that you are not in this alone. Our witness is to God's goodness and not our personal accomplishments.

Remember, it's never about us, but always about the goodness of the Lord.

—Pastor Deborah Jenkins

Pastor Anne L. Palmore and the congregation of New Vision Church extend a warm and friendly welcome to everyone to worship with us every Sunday at 8:00 a.m. or 11:00 a.m. We are a church where inspirational messages from the Word of God, the Bible, are delivered every Sunday morning.

The church is designed to meet the spiritual needs of our community by offering anointed singing and preaching, and a general atmosphere of Christian love and friendly hospitality.

We also invite the youth of our community to attend our Sunday Morning services, which are designed to meet the special needs of our young people. Parents, please send your children to learn of the Lord.

Prayer Service takes place every Wednesday from 7:00 p.m. to 8:00 p.m. followed by Bible Teaching from 8:00 p.m. to 9:00 p.m. Be with us to learn the truth from the Word of God.

List of Programs and Events: Adult Sunday School - 9:30 a.m. to 10:30 a.m.

Youth Sunday School - 9:30 a.m. to 10:30 a.m.

Holy Communion is served the First Sunday of the month.

Youth Sunday is the Second Sunday of the month.

Seniors Sunday - the Fifth Sunday of the month.

Midday Bible Study - every Tuesday from 12 - 1:00 p.m.

Come join New Vision's Partners in Reading Program every Sunday from 1:40 p.m. to 2:30 p.m. Students in grades 1 to 8 enjoy, explore, and improve reading through small groups and reading partners. Parents, we encourage you to bring your children to benefit from this free program, taught by trained professionals.

The Women’s Fellowship Fashion Show titled, “Lilies of the Field: Clothed by God,” will be held on Saturday, March 7th from 2-5 p.m. Donation is $10. This year promises to be a blessed and fabulous event with

raffle prizes, and much more! For more information, please contact coordinators, Sis. T. Thomas (917) 3710381, or Sis A. Whyte (347) 398-8993.

The 2009 Women's Retreat, 'Be Still and Know I am God', will be held at Sandy Cove Retreat and Conference Center, North East, Maryland, Thursday, April 16 thru Saturday, April 18. Price: Double $350.00/pp, Triple $325.00/pp & Quad $300.00/pp. Prices include two night/two day accommodations, six meals, transportation and retreat materials. A deposit of $75 is now due.

We look forward to three days of anointing services and workshops and returning home with a renewed spirit.

For further information, contact Sis. K. Canty at (718) 220-8512 or L. Scott at (718)671-2623.

Church of New Vision is located at 135 Einstein Loop, Room 33, Bronx, NY 10475; Telephone: (718) 671-8746 or (718) 320-0409.

—Sister Gloria Reece

Church of The New Vision

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24

Co-op City Times / February 14, 2009

Traditional Synagogue of Co-op City

The Traditional Synagogue of Co-op City, Young Israel of Baychester, Section 5 at 115 Einstein Loop, welcomes you to pray with them.

Note: Regular office hours are on Wednesday from 10 a.m. to 2 p.m. and on Sunday from 9:30 a.m. to 12:30 p.m.

Candle lighting on Friday, February 13 is 5:09 p.m.

Shabbat ends today, Saturday, February 7 at 6:03 p.m.

Coming Events: The community is always welcome to attend our var-

ious functions and enjoy a great day of fun and friendship.

Sunday, February 15 at 1:30 p.m. – Sisterhood sponsors an afternoon of Bingo. The cost is $3 per person. See you there!

Plan Ahead: Keep these dates open for Purim – March 8, 9 and March 10.

Good and Welfare: Happy birthday and anniversary greetings for whom

that are celebrating during February.

February brings birthday wishes to Rodger M. Berlofsky on February 8 and to Debbie Schwartz on the 18th of February. Many more enjoyable special days to you.

Don’t forget to pay your dues! Better yet – Join us so that we can help each other.

Shalom!

—Miriam Evelyn Berlofsky

To reach Post 1871, it is located at 135 Einstein Loop Community Center, Room 41, and if you have a computer, you can get in touch with us by e-mail: post1871@optimum.net.

Greetings to all our members of Post 1871, located in Co-op City, who are residing in the Bay Park Nursing Home. Our minds and hearts are with you each day hoping that you will have a blessed day.

Happy birthday to all our Post members that have a birthday in February — Robert Avilez, Beverly M. Briggs, Carrero Fugencio, Louis A. Cruz, Ronald Grantward, Paul R. Gaulden, Thomas F. Einwich, John F. Fields, Edward M. Handy, George Bishop, Nathan Jones, William A. Pace, Salvatore Lobello, Jr. David Minton, Emmett A. Pace, Ernest H. Peronneau, Robert

Thomas, Walter Thomas, Jr. and Lloyd Tapper.

I would like to wish all our Post members and their loved ones a "Happy Valentine’s Day." The Purple Heart was an exclusive Army award from 1932 to 1942. President Franklyn Roosevelt signed an executive order extending it to sailors, Marines and Coast Guardsmen for combat wounds suffered after December 7, 1941.

Who said, "What is life without honor? Degradation is worse than death." Answer: Lieutenant General Thomas J. "Stonewall" Jackson.

Post 1871 would like to thank all the following members of Bronx American Post who attended the Bronx County Commanders meeting at Post 1871 in Co-op City and showed up even after we had some

snow--Theodore Korny, Post 253; Sam Young, Post 620; Dantallon Post 19 and Post 1871 Co-op City.

The next Bronx County meeting will take place at Union Port Post, March 10th, Tuesday. Post 1871 will have a bus outing on June 13, for the Post members, family and friends.

Next week, I will have the price and location of the trip that will take place on June 13th so stay tuned and save your money for the next up and coming trip.

The next general meeting will take place on February 21, at 11 a.m. sharp. Please arrive on time, sign in and turn off your cell-phone.

This information was provided to you by your public information officer of Post 1871.

—Richard I. Lawson, Jr.

Men’s Club Traditional Synagogue

The Men’s Club is running an Atlantic City trip to SHOWBOAT CASINO on Wednesday, March 18.

COST is $27 per person with a $25 cash refund and $5 food voucher.

Therefore, you are paying $27 and getting back $30.

Remember, you must bring your Showboat card or driver’s license to get back the cash.

We provide a free snack going, play games, and on the return trip we show a movie.

For reservations, call: Marty (718) 671-7809, Gary (718) 671-8424, Bruce (718) 320-2234.

All reservations must to be paid up by March 11.

Pick-up stops: Einstein Loop, 7:45 a.m., Asch Loop, 8:00 a.m., Dreiser Loop, 8:05 a.m.

Everyone is invited to all our functions. We hope you will join us.

Shalom!

—Bruce Gitelson

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Airports • Weddings Proms Pick-up & Drop-Off (Hospitals, Special Events & other occasions) We Accept All Major Credit Cards Corporate/Individual Accounts Welcome Licensed TLC Drivers Wanted (with or without cars)

Base # B01239

American Legion Post 1871

Co-op City Little League – Limited Roster Spots Available

The Co-op City Little League has announced that there are limited roster spots available in the Farms, Minors and Major Divisions for the spring season scheduled to begin on April 4th, and end the third week in June, 2009.

The Farms are for children ages 7 and 8 years old. The Minors are for children 9 and 10 years old and the Majors are for children 11 and 12 years old.

The Co-op City Little League is an official member of Little League International. It is the only youth baseball organization that plays its games in Co-op City. All games in the regular season are played at the Co-op City Fields located on Co-op City Blvd. After the regular season, all stars from the Minors and Major Divisions will be entered into the official Little League Tournament with the finalist playing the championship games in Williamsport, PA and all games broadcast on ESPN. The very limited number of roster spots will be filled on a first come basis. Call our league office at 718-3798242 and leave the name of your child, their age, birth

date and a phone number. You will be contacted by a league representative and an appointment will be made to complete the registration. You can also e-mail us the information at COOPCITYLL@yahoo.com.

Managers and Coaches Anyone interested in becoming a team manager or coach can contact us at 718-379-8242 or by email at COOPCITYLL@yahoo.com. This is your chance to give back to the community by assisting our children in learning the game of baseball and more importantly, assist them in becoming productive young adults.

For additional information on Little League Baseball, visit their website at www.littleleague.org. For additional information on the Co-op City Little League and our free winter baseball and softball clinics, visit our web site at www.coopcityll.tk.

The Co-op City Little League is a member of Little League International and a member of the North Bronx Sports Federation.

To contact Riverbay Corporation, you must dial the new call center at (718) 320-3300. Please make note of this number.

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25

Co-op City Times / February 14, 2009

RIVERBAY CORPORATION

Financial Statements Independent Auditor’s Report

March 31, 2008 and 2007 To the Board of Directors of Riverbay Corporation

We have audited the accompanying balance sheets of Riverbay Corporation as of March 31, 2008 and 2007 and the related statements of operations, changes in shareholders' deficit and cash flows for the years then ended. These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of Riverbay Corporation as of March 31, 2008 and 2007, and the results of its operations and its cash flows for the years then ended, in conformity with accounting principles generally accepted in the United States of America.

Our audits were conducted for the purpose of forming an opinion on the basic financial statements taken as a whole. The supplemental schedules of other revenues and certain operating expenses for the years ended March 31, 2008 and 2007 are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information has been subjected to the auditing procedures applied in our audits of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole.

Riverbay Corporation has not estimated the remaining lives and replacement costs of the common property and, therefore, has not presented the information on future major repairs and replacements that is required by accounting principles generally accepted in the United States of America to supplement, although not required to be a part of, the basic financial statements.

Marks Paneth & Shron, LLP Certified Public Accountants & Consultants New York, NY January 21, 2009

RIVERBAY CORPORATION Balance Sheets March 31,

Table of Contents

Balance Sheets - March 31, 2008 and 2007

Statements of Operations - For the Years Ended March 31, 2008 and 2007

Statements of Changes in Shareholders' Deficit - For the Years Ended March 31, 2008 and 2007 Statements of Cash Flows - For the Years Ended March 31, 2008 and 2007 Notes to Financial Statements

SUPPLEMENTAL INFORMATION: Schedules of Other Revenues and Certain Operating Expenses - For the Years Ended March 31, 2008 and 2007

PROPERTY, BUILDINGS AND EQUIPMENT: Land Buildings and improvements Building equipment Furniture and equipment

ASSETS

Less: accumulated depreciation Construction in progress

CASH AND CASH EQUIVALENTS: Restricted Unrestricted INVESTMENTS: Restricted Unrestricted

Photo by Jim Kahnweiler

ACCOUNTS RECEIVABLE, NET: Tenants - shareholders Commercial tenants Other Allowance for uncollectible amounts OTHER ASSETS: Mortgage escrow deposits Prepaid expenses Intangible pension asset Security deposits Mortgage costs, net Deferred tax asset Other TOTAL ASSETS

2008

2007

24,121,000 245,993,000 310,088,000 21,342,000 601,544,000 (353,650,000) 247,894,000 82,280,000 330,174,000

24,121,000 176,294,000 309,344,000 19,593,000 529,352,000 (341,202,000) 188,150,000 79,612,000 267,762,000

2,437,000 8,151,000 10,588,000

2,700,000 1,973,000 4,673,000

464,000 27,874,000 28,338,000

703,000 31,394,000 32,097,000

8,695,000 2,294,000 2,248,000 (6,979,000) 6,258,000

8,673,000 2,124,000 1,577,000 (7,240,000) 5,134,000

3,375,000 1,624,000 39,000 864,000 5,385,000 13,634,000 1,948,000 26,869,000

1,766,000 2,039,000 130,000 830,000 5,711,000

402,227,000 (Continued next page)

1,111,000 11,587,000

$ 321,253,000

26

Co-op City Times / February 14, 2009

RIVERBAY CORPORATION Financial Statements

(Continued from preceding page)

RIVERBAY CORPORATION Balance Sheets March 31, Liabilities and Shareholder’s Deficit 2008

LIABILITIES: Mortgage loans payable $480,000,000 Accrued mortgage interest payable 6,040,000 Accounts payable and accrued expenses 24,764,000 Construction payable 8,628,000 Security deposit payable 873,000 Accrued pension liabilities 6,800,000 Self insurance liabilities 15,818,000 Deferred revenue 217,000 543,140,000

2008 REVENUES: Tenant - shareholders' carrying charges $148,732,000 Garage rentals 5,623,000 Shopping center lease income 4,227,000 Interest income 1,547,000 New York State Energy Research and Development Authority (NYSERDA) income Other 9,079,000 169,208,000

2007

$415,903,000 3,646,000 18,638,000 12,139,000 839,000 2,459,000 17,524,000 675,000 471,823,000

SHAREHOLDERS' DEFICIT: Class A common stock, par value $27.78 per share; 3 shares authorized, issued and outstanding Class B common stock, par value $27.78 per share; 1,312,125 shares authorized; 1,305,936 shares (2008) and 1,304,154 shares (2007) issued and outstanding 36,274,000 Additional paid-in capital 189,177,000 Accumulated other comprehensive loss - pension (3,601,000) Accumulated deficit (362,763,000) (140,913,000)

(371,303,000) (150,570,000)

$402,227,000

321,253,000!

TOTAL LIABILITIES AND SHAREHOLDERS' DEFICIT

RIVERBAY CORPORATION Statements of Operations For the Years Ended March 31,

OPERATING EXPENSES: Payroll Utilities Buildings maintenance and repairs Real estate taxes Insurance and risk management Power plant operations and maintenance General, administrative and other expenses

MORTGAGE INTEREST

INCOME BEFORE DEPRECIATION AND AMORTIZATION AND INCOME TAXES

Purchase of units by Riverbay (400.5 rooms*) Sale of units by Riverbay (469 rooms*) Net loss

BALANCE - March 31, 2007

235,000

1,380,000

-

-

1,615,000

36,225,000

Purchase of units from existing tenants (2,476 rooms*)

(1,238,000)

Purchase of units by Riverbay (377 rooms*)

(189,000)

Sale of units to new tenants (2,476 rooms*) Sale of units by Riverbay (476 rooms*)

1,238,000

Accumulated other comprehensive loss - pension Net income BALANCE - March 31, 2008

238,000 -

(8,367,000)

184,508,000 (371,303,000) (1,334,000) 5,124,000 (423,000)

1,302,000 -

-

-

-

8,540,000

-

-

13,386,000

7,857,000

2,454,000

$(8,367,000)

5,350,000

-

16,842,000

$8,540,000

-

-

15,840,000

NET INCOME (LOSS)

INCOME TAX BENEFIT

-

58,238,000 42,785,000 16,721,000 9,000,000 7,048,000 6,819,000 7,061,000 147,672,000

10,821,000 (8,367,000)

4,277,000 (478,000)

60,555,000 45,728,000 17,120,000 9,054,000 2,704,000 3,650,000 5,698,000 144,509,000

12,951,000 (5,094,000)

1,073,000 (200,000)

3,940,000 8,346,000 .

163,512,000

DEPRECIATION AND AMORTIZATION LOSS BEFORE INCOME TAXES

RIVERBAY CORPORATION Statements of Changes in Shareholders’ Deficit For the Years Ended March 31, 2008 and 2007 Common Additional Accumulated Other Total Stock Paid-in Accumulated Other Shareholders' Class B Capital Deficit Comprehensive Deficit BALANCE - March 31, 2006 $36,190,000 $180,322,000 $(146,424,000) Purchase of units from existing tenants (2,146 rooms*) (1,073,000) (993,000) (2,066,000) Sale of units to new tenants (2,146 rooms*)

$141,364,000 4,317,000 3,842,000 1,703,000

INCOME BEFORE MORTGAGE INTEREST, DEPRECIATION AND AMORTIZATION, AND INCOME TAXES 24,699,000

36,225,000 184,508,000

2007

(678,000)

-

-

-

(3,601,000) -

$36,274,000 $189,177,000 $(362,763,000) $(3,601,000)

(8,367,000)

(150,570,000) (2,572,000) 6,362,000 (612,000)

1,540,000

(3,601,000) 8,540,000

$(140,913,000)

-

13,634,000

Notes to Financial Statements

March 31, 2008 and 2007

NOTE 1: ORGANIZATION Riverbay Corporation (the "Company") is a limited profit housing company, which was organized under the Private Housing Finance Law of the State of New York (the "State') for the purpose of owning, maintaining and operating the low and middle-income cooperative housing development known as Co-op City, located in the Bronx, New York. Certain aspects of the Company's operations are regulated by the New York State Division of Housing and Community Renewal (the "DHCR") pursuant to provisions of the Private Housing Finance Law. NOTE 2: SUMMARY OF ACCOUNTING POLICIES

SIGNIFICANT

Property Buildings and Equipment Property, buildings and equipment are recorded at cost and are depreciated over their estimated useful lives on a straight-line basis, as follows: Buildings Building equipment Furniture and equipment

50 years 10-50 years 5 years

Repairs and maintenance costs are expensed as incurred.

As more fully described in Note 5, the New York State Housing Finance Agency (the "HFA") assumed a substantial share of the cost of correcting defects in the original construction of Co-op City. The Company classified the cost of correcting these defects as either a capitalized cost or a building repair based on the nature of the expenditure. On September 30, 2004, the Company entered into a settlement agreement with (Continued next page)

27

Co-op City Times / February 14, 2009

RIVERBAY CORPORATION Financial Statements RIVERBAY CORPORATION Statements of Cash Flows For the Years Ended March 31, 2008 CASH FLOWS FROM OPERATING ACTIVITIES: Net income (loss) $8,540,000 Adjustments to reconcile net loss to net cash provided by (used in) operating activities: Noncash items included in net income (loss): Depreciation and amortization 12,951,000 Amortization of intangible pension asset 91,000 Mortgage interest expense 2,394,000 Provision for self insurance (308,000) Bad debts (261,000) Deferred income tax benefit (13,634,000) Increase (decrease) in cash flows due to changes in operating assets and liabilities Accounts receivable, net (863,000) Other assets (422,000) Accounts payable and accrued expenses 6,126,000 Deferred revenue and other liabilities (1,116,000) Net cash flows provided by operating activities

CASH FLOWS FROM INVESTING ACTIVITIES: Additions to property, buildings and equipment Net mortgage escrow deposits Purchases of restricted investments Maturities of restricted investments Purchases of unrestricted investments Maturities of unrestricted investments (Increase) decrease in restricted cash and cash equivalents Net cash flows used in investing activities

CASH FLOWS FROM FINANCING ACTIVITIES: Proceeds from mortgage loan Proceeds from issuance of common shares Repurchase of common shares Net cash flows provided by financing activities

INCREASE (DECREASE) IN UNRESTRICTED CASH AND CASH EQUIVALENTS

UNRESTRICTED CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR

UNRESTRICTED CASH AND CASH EQUIVALENTS, END OF YEAR

13,498,000

(83,672,000) (1,609,000) (494,000) 10,900,000 (28,489,000) 21,843,000 263,000

(81,258,000)

69,220,000 7,902,000 (3,184,000) 73,938,000

6,178,000

1,973,000

$8,151,000

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION: Cash paid during the year for interest $25,104,000

SCHEDULE OF NONCASH INVESTING AND FINANCING TRANSACTIONS HFA credits received against mortgage debt $5,123,000

2007

February 1, 2010. Application for these increases have been made to DHCR and the final amount of increase will be established by DHCR in early 2009.

10,821,000 90,000 2,240,000 4,083,000 1,220,000 -

Common Stock Common stock Class B is owned by the tenantshareholders of the Company. A departing tenantshareholder must sell the stock at the tenant-shareholder's original purchase price. The Company, acting as agent for the departing tenant-shareholder, pays the departing tenant-shareholder its original purchase price plus a small appreciation in equity, only after it receives payment for the stock from a new tenant-shareholder.

$(8,367,000)

(255,000) 747,000 (2,005,000) (2,013,000) 6,561,000

(120,241,000) 9,288,000 (10,871,000) 10,683,000 (41,299,000) 40,350,000 (2,616,000) (114,706,000)

101,965,000 6,965,000 (2,744,000) 106,186,000

(1,959,000) 3,932,000

$1,973,000

$19,574,000

$36,104,000

(Continued from preceding page)

Notes to Financial Statements

its share of correcting the original construction defects.

Accordingly, on September 30, 2004, the net book values of the original assets were offset against the debt reduction in the amount of $92,604,000. The settlement agreement also provides for additional reductions of debt as these construction defects are corrected. Accordingly, as work progresses, the capitalized costs of these assets are reduced by the accompanying debt reductions.

Cash and Cash Equivalents and Concentrations of Credit Risk Cash equivalents consist of bank deposits, money market accounts and highly liquid U.S. Government securities with original maturities of three months or less.

Financial instruments that potentially subject the Company to concentrations of credit risk consist principally of cash arid cash equivalents and deposits in financial institutions. The Company invests its cash and temporary cash investments with high credit quality institutions. At times, such amounts may be in excess of the FDIC insurance limit.

Accounts Receivable and Allowance for Uncollectible Amounts

Accounts receivable are recorded at net realizable value representing the carrying amount less allowance for uncollectible amounts.

The Company uses the allowance method to account for uncollectible accounts receivable balances. Under the allowance method, an estimate of uncollectible receivable balances is made based on historical experience and review of individual account receivable balances. As of March 31, 2008 and 2007, an allowance for uncollectible amounts of $6,979,000 and $7,240,000, respectively, has been provided for in the accompanying financial statements.

Carrying Charges Tenant-shareholders are subject to monthly assessments to provide funds for the Company’s operating expenses, future capital acquisitions, and major repairs and replacements. Carrying charge increases, as approved by the Board of Directors, are also subject to DHCR's approval. The board of directors approved an annual carrying charge increase of 6 percent effective February 1, 2009, and a 4.5 percent increase effective

Common stock Class A is not owned by tenantshareholders, but each share has the same voting and distribution rights as each share of Class B.

The stock purchased from departing tenant-shareholders whose apartments are considered unsalable because of construction-defect damage, is being held by the Company until the apartment is restored to salable condition and resold.

The selling price of the Company's stock has been determined by the Board of Directors and has been periodically increased. The amount received in excess of the par value is credited to additional paid-in capital. The board of directors approved an increase in equity effective December 2008 from $3,500 per room to $4,500 per room.

Insurance Effective February 1, 2003, the Company changed its insurance coverage so that its general liability insurance program provides standard insurance coverage for risks in excess of $250,000. Provision is made currently for the estimated cost of incurred claims below such limits, based on an actuarial review. The actuary review provides for projections and analysis which rely on methods and assumptions that are in accordance with standard actuarial practice. Such projections and analysis were generally based on industry loss development factors from loss and exposure information provided by the Company to the actuary instead of the Company's historical loss development patterns. As of March 31, 2008 and 2007, $15,392,000 and $16,901,000, respectively, has been accrued in the Company’s financial statements relating to estimated claims below policy limits. The Company's workers' compensation insurance program provided standard insurance coverage for risks in excess of $350,000 through the December 31, 2002 policy periods.

Commencing January 1, 2003, the Company obtained guaranteed cost coverage for its workers' compensation.

Provision is made currently for the estimated cost of incurred claims below such limits, based upon loss projection information provided by the insurance carrier for the applicable policy periods beginning January 1, 2001 and ending December 31, 2002. As of March 31, 2008 and 2007, $426,000 and $623,000, respectively, has been accrued in the Company’s financial statements relating to estimated claims below policy limits. The Company was also required to establish a letter of credit in the amount of $431,000, which is secured by restricted cash deposits of $431,000 held by the bank as collateral on its workers' compensation policies. Because of inherent uncertainty involved in estimating the loss on claims, especially those incurred but not reported, it is reasonably possible that the Company's estimate of the loss will change materially in the near term. The amount of such change cannot be estimated.

Shareholders Deficit As stipulated in the cooperative agreement, the Company is allowed to apply a respective shareholders’ equity balance against unpaid account receivable balances. As of March 31, 2008 and 2007, such shareholders' equity, so applied, amounted to approximately $867,000 and $557,000, respectively.

28

Co-op City Times / February 14, 2009

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

Notes to Financial Statements

Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.

Accordingly, actual results could differ from those estimates.

Revenue Recognition The Company has recognized contributions received from the Authority’s Assisted Multi-family Building Program (AMP), approved by the New York State Energy Research and Development Authority (NYSERDA) for the installation of energy conservation measures when received, rather than over the period for which the Company will recognize the depreciation expense related to the costs of the energy conservation measures. The Company has no obligation to maintain the energy conservation measures in place and management believes that the cost of the energy conservation measures did not exceed its benefits, even if the AMP/NYSERDA contributions are not considered.

Reclassifications Certain accounts in the prior year financial statements have been reclassified for comparative purposes to conform with the presentation in the current year financial statements.

NOTE 3: RESTRICTED CASH, CASH EQUIVALENTS AND INVESTMENTS The Company has a number of restricted funds which are designated for specific purposes and may require HFA or DHCR approval to disburse. The funds are primarily invested in short-term bank certificates of deposit, money market funds and U.S. securities and are summarized below. The amounts presented include cash and cash equivalents, investments and accrued interest thereon.

March 31, 2008 2007 $ 464,000 $703,000 2,437,000 2,700,000

Funds held as collateral Other funds

$2,901,000

$3,403,000

NOTE 4: INVESTMENTS In accordance with Statement of Financial Accounting Standards No. 115, Accounting for Certain Investments in Debt and Equity Securities, the Company has classified its investments in debt and Government Agency obligation securities as “held to maturity.” Investments are comprised of restricted and unrestricted United States Government and certificates of deposit securities which are recorded at estimated fair value. The securities all mature within one year of the balance sheet date.

NOTE 5: INTANGIBLE ASSETS Mortgage costs are as follows: Cost Less: accumulated amortization

2008

March 31,

$6,364,000 (979,000)

Net intangible

$5,385,000

2007

$6,364,000 (653,000) $5,711,000

Estimated annual amortization expense for the next five years as follows: For the Year Ended March 31, 2009 2010 2011 2012 2013

Mortgage Costs $326,000 $326,000 $326,000 $326,000 $326,000

NOTE 6: MORTGAGE DEBT The development of Co-op City was originally financed by a loan from the New York State Housing Finance Agency ("HFA"), collateralized by a first mortgage on the property. The loan was financed with the proceeds of bonds sold by the HFA and was to be repaid in accordance with the maturity of the bonds, with annual payments through 2013. The related interest rates were the same as those of the bonds, with a weighted average rate of approximately 6 percent and, in addition, the HFA and DHCR were entitled to certain fees. On September 30, 2004, the Company refinanced its existing mortgage loans with New York Community Bank (“NYCB”) in the maximum amount of $480,000,000.

First Mortgage The first mortgage loan in the amount of $240,000,000 matures in twenty years with amortization during the initial five years based on an interest only schedule,

then with principal amortization during years six through twenty based on a forty-year period. The loan bears interest for the first five years at 5.2 percent; then 6.2 percent for years six through ten; then 6.7 percent for years eleven through fifteen; then 2 percent over the Prime Rate as published on the New York Times for years sixteen to twenty. In accordance with generally accepted accounting principles, interest expense has been recorded using the blended rate of 6.218 percent for the years ended March 31, 2008 and 2007. Accordingly, as of March 31, 2008 and 2007, $8,025,000 and $2,346,000, respectively, deferred interest expense has been recorded and included with accrued mortgage interest in the accompanying financial statements. In addition, for the years ended March 31, 2008 and 2007, $8,772,000 and $4,430,000 of interest cost incurred related to construction in progress costs and accordingly has been capitalized to the related assets. The mortgage loan matures on October 1, 2024, when the remaining balance is due.

Prepayment of principal is permitted, without penalty, after the first ten months of the fifteenth year of the loan term, unless the Company elects the option to fix the interest rate during the adjustable rate period (years sixteen to twenty).

The Company is required to make monthly real estate tax escrow deposits in the amount of $648,000 for the period October 2006 through September 2007 and $623,000 for the period October 2007 through March 2008 to insure cash is available to pay real estate taxes when they become due. The escrow balance at March 31, 2008 was $3,375,000.

Building Loans On September 30, 2004, the Company borrowed $60,000,000 to finance the construction of certain building improvements and other capital improvements. The loan is secured by a certain subordinate loan mortgage. The Company received $10,000,000 of the proceeds at closing and $50,000,000 was deposited into a noninterest bearing construction reserve account held by NYCB. The loan bore interest at the rate of 5.2 percent per annum and was consolidated with the first mortgage loan under same terms and conditions on September 30, 2005. As of March 31, 2008, the Company fully utilized the entire balance in the construction reserve fund.

The Company was entitled to draw down an additional $180,000,000 based on its schedule of planned improvements during the first 60 months of the loan, as amended. The advances related to the cogeneration power plant bear interest at a rate of 1.7 percent over the Wall Street Journal Prime Rate. Annually, these advances will be consolidated with the initial first mortgage and bear interest at a fixed rate of 6 percent through September 30, 2009. Thereafter, the terms and conditions of the initial first mortgage will apply. All other advances will bear interest at the rate of 1.5 percent over the Wall Street Journal Prime Rate. Annually, the other advances will be consolidated with the initial first mortgage under the same terms and conditions. As of March 31, 2008, the Company drew down the entire $180,000,000 which is included with mortgage payable in the accompanying financial statements. All the requisitions were subject to approval and verification by a construction consultant provided by NYCB and DHCR. Settlement Agreements In connection with September 30, 2004 refinancing, the Company entered into an agreement (“2004 Agreement”) with the HFA which generally provided for satisfaction of all secured debt payable to HFA. The basic terms and conditions are as follows: a) The Company utilized the proceeds received from the refinancing for the following: First mortgage and accrued interest thereon Loan payable and accrued interest thereon Arrearages on original settlement agreements Other costs and fees

$193,752,000 5,813,000 8,252,000 5,108,000

$212,925,000

b) The Company was entitled to receive $38,793,000 in credits against the arrearages for work completed and to be completed by the Company for CD repairs in accordance with the 1992 Settlement Agreement. As of March 31, 2008, the Company has received all the credits against the mortgage debt it was entitled. c) The Company was entitled to an additional $57,000,000 in credits against the arrearages upon the Company's completion of work that constitutes the "Garage" and "Balcony and Façade Work." As of March 31, 2008, the Company has received all the credits for which it was entitled.

d) The Company agreed to perform all work referred to in the 1992 Settlement Agreement which constituted the CD repairs as well as the "Garage" and "Balcony and Façade Work" (items b and c noted above). The Company is entitled to credits against mortgage arrears, in excess of the first $12,500,000 expended by the Company for CD repairs along with balcony and façade repair costs. As of March 31, 2008, a substantial amount of such CD repairs and balcony and façade repairs have been completed. e) HFA has agreed to accept a payment of $8,252,000 as the balance that remains due and owing by the Company to HFA, after giving effect to the above, provided that the (Continued next page)

29

Co-op City Times / February 14, 2009

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

the Company agrees that it shall remain subject to, and shall not withdraw from, the Mitchell-Lama Program at any time prior to the seventh anniversary without having first advised HFA of it's intention to do so and making payment to HFA of $7,000,000, unless such withdrawal shall have been necessitated by the Company's financial distress. In such event, HFA waives the Company's obligation to pay such sum.

Notes to Financial Statements

As of March 31, 2008, the Company has received all the credits against the arrearage for “Garage” and “Balcony and Façade Work” in accordance with the 2004 Agreement. The debt is summarized as follows: First mortgage Building loan 2004 settlement agreement arrearage NOTE 7: INCOME TAXES

2008

$300,000,000 180,000,000 -

$480,000,000

2007

$300,000,000 110,781,000 5,122,000

$415,903,000

The Company is subject to Federal income taxes, but is exempt from New York State and City corporation tax as the corporation was organized under Article II of the Private Housing Finance Law.

In accordance with Statement of Financial Accounting Standards No. 109, Accounting for Income Taxes ("SFAS 109"), the Company computes deferred income taxes based on the differences arising from the different accounting methods for financial reporting and the income tax basis of assets and liabilities using enacted tax rates in effect in the years in which the differences are expected to reverse. The primary temporary differences, which give rise to the deferred tax assets and liabilities, are liabilities for depreciation, prepaid rent, bad debts, insurance, pension, and interest expense. The Company also has a deferred tax asset based on its net operating loss carryover.

The significant components of the Company’s net deferred tax asset are summarized as follows: March 31, 2008 2007 Gross deferred tax asset Valuation allowance Net deferred tax asset

$34,189,000 (20,555,000) $13,634,000

$36,069,000 (36,069,000) $-

Realization of deferred tax assets is dependent upon future taxable income, the timing and amount of which are uncertain. For the year ended March 31, 2007, the Company recorded a full valuation allowance against its deferred tax assets. For the year ended March 31, 2008, as a result of management’s evaluation of the Company’s ability to generate future taxable income that would be offset by its net operating loss carryforwards, the valuation allowance against its deferred tax asset was adjusted to $20,555,000 resulting in an income tax benefit of $13,634,000. This income tax benefit consisted of an adjustment of $13,867,000 to the beginning of the year valuation allowance based on the current judgment, less an expense of $233,000 resulting from the operations for the year ended March 31, 2008. The Company’s deferred tax asset as of March 31, 2008 and 2007 was $13,634,000 and 0, respectively.

The 2008 income tax expense not including the change in the beginning valuation allowance does not equal the statutory income tax rate applied to pre-tax income because of certain losses that are not permitted to offset “patronage income” for tax purposes and because of certain property that is not depreciable for tax purposes.

At March 31, 2008, the Company has available operating loss carryforwards of approximately $85,364,000 for income tax purposes which expire between 2009 and 2028. Approximately $3,905,000 of this amount expires in 2009 through 2013, if not utilized.

NOTE 8: PENSION PLANS

The Company maintains two defined benefit pension plans covering its nonunion employees and unionized security personnel, and participates in several multiemployer pension plans covering all other unionized employees.

The Riverbay Corporation Retirement Plan (herein referred to as the "Management Plan") covers nonunion employees. Benefits are based on years of service and the employee's compensation during the last five years of employment. The Company funds an annual amount which satisfies the minimum requirement for the Employee Retirement Income Security Act of 1974 ("ERISA"). The Plan's assets are invested in pooled separate investment accounts at an insurance company. The information presented below for the Management Plan is for its most recent plan year, as reported, which ended on December 31, 2007 and 2006.

The Riverbay Corporation Co-op City Security Department Pension Plan (herein referred to as the "Security Plan") covers unionized security personnel. Benefits are based on years of service applied to a flat-benefit formula. The Company funds an annual amount which satisfies the minimum requirement of ERISA. The Security Plan's assets are invested in pooled separate investment accounts of an insurance company. The information presented below for the Security Plan is for its most recent fiscal years, as reported, which ended on March 31, 2008 and 2007.

The Company uses a December 31, measurement date for its Management Plan and March 31 for its Security Plan.

Management Plan 2007 2006

Obligation and Funded Status: Projected benefit, end of year $21,035,000 Fair value of plan assets, end of year 15,190,000 Funded status

Employer contributions Benefits paid, including expenses

Security Plan 2008 2007

$21,216,000 $4,825,000 $5,168,000 15,041,000

$(5,845,000)

$(6,175,000)

$1,080,000

$1,591,000

Management Plan 2007 2006

3,869,000

4,538,000

$(956,000) $(630,000) Security Plan 2008 2007

$478,000

$487,000

$1,635,000

$1,096,000

$926,000 $1,852,000

$(5,844,000) $-

$(1,829,000) $-

$(956,000) $(630,000) $39,000 $130,000

Amounts recognized in the statement of financial position consist of: Accrued benefit cost Intangible asset

The accumulated benefit obligation for management plan was $13,870,000 and $13,967,000 at December 31, 2007 and 2006, respectively. The accumulated benefit obligation for security plan was $4,825,000 and $5,168,000 at March 31, 2008 and 2007, respectively.

Plan Assets The Company’s pension plans’ weighted-average asset allocations at December 31, 2007 and 2006 and March 31, 2008 and 2007, by asset category are as follows: Asset Category Equity securities Debt securities Other (cash and cash equivalents) Total

Management Plan 2007 2006 52% 48%

51% 44%

100%

100%

-%

5%

Security Plan 2008 2007 72% -

78% -

100%

100%

28%

22%

The investment strategy with respect to pension plan assets is to allocate assets so as to maximize returns while preserving capital giving consideration to the weighted expected time until participant retirement.

Cash Flows The Company expects to contribute $583,000 to its security plan in the year ended March 31, 2009, and $1,147,000 to its management plan in the year ended December 31, 2008.

The following benefit payments which reflect expected future service, as appropriate, are expected to be paid: December 31, 2008 2009 2010 2011 2012 Years 2013-2017

March 31, 2009 2010 2011 2012 2013 Years 2014-2018

Management Plan $880,000 1,418,000 661,000 1,860,000 934,000 12,633,000 Security Plan $258,000 797,000 1,080,000 492,000 1,280,000 2,141,000

(Continued next page)

30

Co-op City Times / February 14, 2009

RIVERBAY CORPORATION Financial Statements (Continued from preceding page)

The Company is required to give financial statement recognition to part of the unfunded status of the defined benefit pension plans it sponsors. In accordance with SFAS No. 132, the Company adjusts the amount of the additional liability and related intangible asset at the end of each fiscal year on the basis of the unfunded accumulated benefit obligation of the pension plans at such time.

Notes to Financial Statements

During the plan years ended March 31, 2008 and 2007, the Company recognized pension expense of approximately $2,428,000 and $2,236,000, respectively.

Weighted-average assumptions used to determine benefit obligations at December 31, 2007 and March 31, 2008 follow: Management Plan Security Plan 2007 2006 2008 2007 Weighted-average assumptions: Discount rate 6.50% 5.75% 6.25% 5.75% Rate of compensation increase 5.00% 5.00% N/A N/A Weighted-average assumptions used to determine net periodic benefit cost for years ended December 31, 2007 and March 31, 2008 as follows: Management Plan 2007 2006

Weighted-average assumptions: Discount rate 5.75% Expected long-term return on plan assets 7.50% Rate of compensation increase 5.00%

5.50%

7.50% 5.00%

Security Plan 2008 2007 5.75%

7.50% N/A

5.50%

7.50% N/A

The expected rate of return is an aggregation of expected returns within each asset category. The return with respect to each asset class considers both historical returns and the future expectations for such returns.

Pursuant to union agreements, the Company contributes to union-sponsored multiemployer plans on behalf of its unionized employees excluding security personnel.

The multiemployer plans provide defined benefits to their members and expire at various times from 2007 through 2010. Amounts contributed to the plans for pension costs approximated $1,964,000 and $1,760,000 for the years ended March 31, 2008 and 2007, respectively.

The Company also maintains a defined contribution savings plan, The Riverbay Corporation 401(k) Plan, which covers certain employees. The plan is subject to the provisions of ERISA. The Company has elected not to match employee contributions for the years ended March 31, 2008 and 2007. The Company did not incur any retirement plan expenses in 2008 and 2007.

During the years ended March 31, 2008 and 2007, the Security Plan made approximately $819,000 and $1,750,000, respectively, of lump-sum payments to settle pension obligations. This constituted a plan “settlement” under Statement of Financial Accounting Standards No. 88 and resulted in approximately $288,000 and $557,000 of previously unrecognized actuarial losses to be recorded in pension expense during 2008 and 2007, respectively.

Statement of Financial Accounting Standards No. 158 – Employers’ Accounting for Defined Benefit Pension and Other Postretirement Plans – an amendment of FASB Statements No. 87, 88, 106 and 132(R) (“SFAS 158”) requires that the full funding status of defined benefit pension and other postretirement plans be recognized in the balance sheet as an asset (for overfunded plans) or as a liability (for underfunded plans). In addition, SFAS 158 calls for recognition in other comprehensive income of gains or losses and prior service costs or credits that are not yet included as components of periodic benefit expense. Finally, SFAS 158 requires that the measurement of defined benefit plan assets and obligations be as of the balance sheet date. The Company has adopted the recognition provisions of SFAS 158 as of the fiscal year ending March 31, 2008. The incremental effect of applying SFAS No. 158 on individual line items on the balance sheet as of March 31, 2008 is as follows:

Accrued Pension Liabilities Total Liabilities Accumulated Other Comprehensive Loss Total Stockholders’ Deficit

Before Application of SFAS No. 158 $3,577,000 544,761,000

(378,000) $(148,548,000)

After Adjustments Application of SFAS No. 158 $3,223,000 3,223,000

(3,223,000) $(3,223,000)

$6,800,000 547,984,000

(3,601,000) $(151,770,000)

The Company plans to adopt the measurement date provisions as of March 31, 2009. When the Company adopts the measurement date provisions, it will have to report the funded status of the Management Plan as of that date rather than as of three

months earlier as is current practice. The Company will also include fifteen months of pension expense in the financial statements for the year ending March 31, 2009.

NOTE 9: FAIR VALUE OF FINANCIAL INSTRUMENTS

In accordance with Statement of Financial Accounting Standards No. 107, Disclosures about Fair Value of Financial Instruments ("SFAS"), the following methods were used to estimate the fair value of each class of the financial instruments: Cash and Cash Equivalents As the result of the short-term maturities of these instruments, the carrying value approximates fair value.

Investments The fair value of these instruments has been estimated based on dealer quotes which approximate the carrying values.

Mortgage Debt - HFA The Company believes it is not practical to estimate the fair value of its long-term debt owed to HFA ($-0- and $5,122,000 principal balance at March 31, 2008 and 2007), respectively, since the respective financing was provided by the State of New York at favorable terms, unique to Riverbay Corporation, whose purpose is to provide and maintain low and middle-income cooperative housing.

Mortgage Debt - NYCB The $480,000,000 principal amount of debt owed to NYCB at March 31, 2008 has been estimated to have a fair value of $448,944,000 based on the increase in market mortgage rates since the September 30, 2004 inception of the loans.

NOTE 10: FUTURE MAJOR REPAIRS AND REPLACEMENTS The Company’s governing documents do not require the accumulation of funds to finance estimated future major repairs and replacements. As described in Notes 5 and 11, the Company is aware of certain construction related defects that require repair work. The Company has not estimated the remaining lives and replacement costs of common property. The Company has refinanced its existing debt which provides for substantial funds needed in order to implement the Company’s improvement program. The effect on future assessments has not been determined.

NOTE 11: REAL ESTATE TAXES Real estate taxes are based on a 10 percent Shelter Rent Formula. Such estimate is subject to change upon review by New York City.

Commencing April 2004, the Company received J-51 tax abatements in the total amount of $14,653,000. The abatements will be applied against the annual shelter rent tax assessments over 10.8 years, approximating $1,357,000 per annum.

Commencing April 2006, the Company received additional J-51 tax abatements in the total amount of $3,465,000. The abatements will be applied against the annual shelter rent tax assessments over 10.8 years, approximately $321,000 per annum.

NOTE 12: COMMITMENTS AND CONTINGENCIES

Major Repairs and Improvements The Company has entered into many contracts for replacements, improvements and repairs. Budgeted amounts for major contracts aggregate $287,132,000 of which approximately $222,412,000 of such work has been completed by March 31, 2008.

The details of these projects are shown in the table below: Project

Elevator Modernization Window and Balcony Door Replacement Garages Balcony and Façade Roofs Power Plant Totals

Contract Values

Amounts Expended Through 3/31/2008

59,883,000 81,359,000 36,993,000 12,415,000 83,982,000 $287,132,000

23,411,000 79,832,000 23,961,000 10,917,000 71,871,000 $222,412,000

$12,500,000

$12,420,000

The contracts are expected to be completed over the next two years. In addition, such contracts are subject to DHCR approval. According to the 1992 and 2004 Settlement Agreements, the Company is entitled to credits against mortgage arrears, in excess of the first $12,500,000 expended by the Company for Construction Defect repairs along with Balcony and Façade repair costs. In this connection, the Company has incurred approximately $28,621,000 through March 31, 2005, an additional $25,946,000 through March 31, 2006, an additional $36,104,000 through March 31, 2007 and an additional $5,123,000 through March 31, 2008. In accordance with the 2004 Settlement Agreement with the HFA, the Company will be entitled to credits for all remaining costs incurred in connection with CDs. (Continued on next page)

31

Co-op City Times / February 14, 2009

RIVERBAY CORPORATION Financial Statements

NOTE 12: COMMITMENTS AND CONTINGENCIES (continued)

Certain parking garages have significant structural defects which rendered certain garages, or parts thereof, dangerous and unsafe to utilize. As of March 31, 2008, all of the eight parking garages have been repaired and are currently operational. These repair costs are being financed through a construction loan which was established in September 2004 when the Company refinanced its debt.

In addition, the Company is required to perform repairs under Local Law 11 to all of the residential buildings. Such costs are approximately $36,993,000. Funding for these repairs is also provided for in the construction loan.

The Company is also in the process of constructing a 40 megawatt cogeneration facility. This consists of two gas turbines, a steam turbine, a high pressure boiler and two heat recovery system generators. This facility will enable the Company to produce all of its electric needs, as well as produce excess electricity which can be sold. This project is expected to be partially operational in early 2009. The approximate cost of this project is $84,000,000 and is being funded

from the construction loan.

Several of the Company’s major repairs and improvements included energy conservation measures. The New York State Energy Research and Development Authority (NYSERDA) has approved a contribution from the Authority’s Assisted Multi-Family Building Program (AMP) for the installation of energy conservation measures in Co-Op City in the total amount of $4,812,000. For the year ended March 31, 2008, the Company did not complete any projects which qualified for contributions from the AMP. During 2007, $3,940,000 was recognized as income based on the portion of the work completed. Subsequent to March 31, 2008, the Company has ongoing projects that it expects will be covered by the remaining contribution amount from the AMP. Litigation The Company is a defendant to a number of lawsuits. The lawsuits that are anticipated to be in excess of policy deductibles are being handled by the Company's insurance carriers (see Note 2). Management believes such claims will be settled within policy limits.

RIVERBAY CORPORATION Schedules of Other Revenues and certain Operating Expenses For the Years Ended March 31,

OTHER REVENUES: Laundry room income Professional office leases Co-op City Times advertising revenue Miscellaneous

OPERATING EXPENSES: Payroll: Maintenance, restoration and cooperator services Janitorial and groundskeeping Security department Management and administrative staff Power plant Garage operations Co-op City Times staff Payroll taxes and employee benefits Utilities: Electricity Water and sewer charges Fuel oil Gas Heat cost rebilled to NYC Board of Education

2008

2007

$2,296,000 1,082,000 363,000 5,338,000 $9,079,000

$2,502,000 1,110,000 288,000 4,446,000 $8,346,000

$11,568,000 12,253,000 7,089,000 4,404,000 3,129,000 2,308,000 445,000 19,359,000 $60,555,000

$10,958,000 11,457,000 6,646,000 4,254,000 3,419,000 2,152,000 385,000 18,967,000 $58,238,000

$21,116,000 10,346,000 246,000 15,795,000 (1,775,000) $45,728,000 Buildings maintenance and repairs (excluding payroll and power plant costs): Building maintenance and repairs $3,431,000 Garage repairs Painting and apartment repairs and restoration 7,767,000 Elevator maintenance 1,760,000 Equipment maintenance and repairs 2,410,000 Janitorial and groundskeeping 1,752,000 $17,120,000 General, administrative and other expenses: Professional fees $1,055,000 Management fees 1,713,000 Bad debts 449,000 Telephone 503,000 Co-op Times 221,000 Other general and administrative expenses 1,757,000 $5,698,000

$21,306,000 9,093,000 4,109,000 9,803,000 (1,526,000) $42,785,000

$3,531,000 6,543,000 2,111,000 2,935,000 1,601,000 $16,721,000 $1,192,000 1,680,000 1,845,000 431,000 201,000 1,712,000 $7,061,000

32

Co-op City Times / February 14, 2009

Reflections

by Rabbi Solomon I. Berl Spiritual Leader of Young Israel Synagogue The appointment of former Sen. George Mitchell as special Mideast envoy for the new Obama administration offers some hope that there may be a way forward despite a landscape strewn with political and diplomatic obstacles. He brings to the assignment a solid pro-Israel record compiled during his 15 years in the Senate, some of that as majority leader.

He turned to international conflict resolution after his Senate retirement.

More than anyone else, he is regarded as responsible for the 1993 agreement that ended a Northern Ireland conflict, once seen as every bit as intractable as the one between Israel and her hostile neighbors.

Mitchell is known for his patience, his ability to get along with all fac-

tions and his practical approach to complex negotiations. His previous service as a negotiator has taught him that pragmatism works better than think-tank theories.

In his job, he will need all those qualities and more. He will also need realistic expectations and an understanding that "evenhanded" is not necessarily the same as "fair." He must show that he holds the special U.S. Israel relationship as inviolable even as he seeks to reassure both sides.

That's a tricky line, but experience indicates he has the skill and temperament to walk it.

George Mitchell may prove far more successful than predecessors who dreamed of miracles but are remembered mostly for disappointments.

Co-op City Jewish Center

Saturday services are continuing, weather permitting. Our thanks to those people who attend services. Please try to attend whenever possible.

We would like to remind our members and any Jewish people in Co-op City looking for a conservative synagogue that all are welcome to our Saturday 9 a.m. service. Try to take a Saturday and come to services when you can.

Donations are always in order. Frieda will be in the office Monday from 11 a.m. to 3 p.m.

Get well wishes to all who are ill.

Condolences to the family of Sarah Sanders, a long-time resident of Co-op City.

For information regarding the synagogue or questions, please get in touch with Frieda Epstein at 671-3679.

—Frieda Epstein

Happy 100th Birthday, Ms. Brown Happy 100th birthday to Julia E. Brown, Charter Member of National Council of Negro Women, Inc., Co-op City Section. On Tuesday, February 17, birthday wishes are extended to this original resident of Co-op City from 4 grandchildren, 3 great grandchildren, 1 great great grandchild, her sisters in NCNW, relatives, friends, neighbors and members of the Retirees of Co-op City.

Young Israel of Co-op City (lower level of the Dreiser Loop shopping center) is a house of worship that opens its doors every morning from 5:30 a.m. until 7:30 a.m.

Anyone who wishes to start the daily routine with prayers, during which our spiritual leader, Rabbi Solomon I. Berl, offers a brief Bible teaching, is welcome.

Every evening at 20 minutes before sunset and for one hour thereafter, the synagogue is open for evening prayers and a brief religious message from Rabbi Solomon Berl.

On Friday evening, Sabbath services begins at 10 minutes after the candle lighting time. Saturday morning services start at 9 a.m. Rabbi Berl delivers his sermon at 10:30 a.m.

The rabbi’s class on the Torah reading of the week begins one hour before sunset every Saturday afternoon.

For office hours or any information you may seek, feel free to call (718) 6712300 and leave your name, phone number and a brief message on the synagogue’s answering machine, and your call will be returned as soon as possible.

The next meeting of the Sisterhood of Young Israel of Co-op City will be held on Wednesday, February 18, at 1:00 p.m. in the Young Israel Sanctuary.

On Wednesday, March 4, the Sisterhood will hold its annual Purim Party beginning at noon also in the Young Israel Sanctuary. A traditional Purim meal will be served. The cost is only $8

per person, so ladies, bring your friends, and as always, men are invited.

Don't forget there is an open invitation to all Jewish women between the ages of 1 and 100+ to join the Sisterhood and participate in our activities.

Hope to see you all there at our meeting on February 18th.

—Trudy Kaufman

Monday game days will continue as usual for your pleasure. There is always room for new players, canasta, mahjong, rummy-O, etc.

For a $3 donation, you can enjoy com-

pany hoping to meet new players and members, and refreshments.

You may call Frieda for any other information at 718-671-3679.

—Frieda Epstein

Sisterhood of Young Israel of Co-op City

Co-op City Jewish Center Sisterhood

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(718) 828-9222 Keeping Tradition Under Rabbinical Supervision

Services from Our Chapel, Graveside or Synagogue

Young Israel of Co-op City

Parking Facilities Pre-Arrangements

We have over 20 years of experience dealing with the legal profession and will connect you with the best lawyer for your case, at NO COST TO YOU! • Medical Malpractice • Trip, Slip & Fall

• Auto Accidents • Product Liability

Legal Connections, LLC - Don’t go through it alone... we will be there to advise you through your entire case.

Call Dina Horowitz at 718-344-1401 or email us at legalconnectme@aol.com

Legal Connections, LLC is not affiliated with any legal practice. Lawyers are chosen solely by their knowledge and experience.

Co-op City Times / February 14, 2009 The Pentecostal Tabernacle welcomes everyone to attend worship service at 120 Benchley Place, Building 24 (street level).

Sunday School for all ages at 10:30.

Mid-Day Service begins at 11:30 a.m.

Wednesday night prayer begins at 7:30 p.m. Friday night Bible Study starts at 7:30 p.m. If you are traveling by bus, take the #26, 28, & QBX#1 to Co-op City Blvd. to Bellamy Loop, turn right at Benchley Place to Building 24. By car, turn right on Bellamy Loop, then right at the stop sign at Benchley Place to Building 24.

Focus: Faith and Praise. Desire to dwell in the house of the Lord in faith results in comfort and provision from God. Focus Verse: Psalm 27:13 I had fainted, unless I had believed to

THE HTIDC wishes all a great Black History Month and encourages all to continue to reach out to our children who continue to miss so much about Black History in our schools. Please note the following: Inviting All Youth, ages 12-18, to a Black History Challenge Quiz at the Mount Vernon Armory – 144 North 5th Avenue (between Sidney & North St.), Friday, February 27, from 3-7 p.m. The National Association of Blessed Billionaires – “Worth More Than A Million” Youth Day of Wealth – Specializing in teaching children how to own and operate a business and more…Sunday, February 28, 10:00 a.m. -4:00 p.m., ages 8-25. Youth under 15 must be accompanied by an adult. This program is being held at The Manhattan

Pentecostal Tabernacle

33

see the goodness of the Lord in the land of the living.

The Word of God is a book of principles that, when practiced, secure the believer in his relationship with God. They further insure the believer eternal life and a fruitful and abundant life on earth. One of the most profound and far-reaching biblical principles is commonly referred to as “the law of sowing and reaping.” The apostle Paul referred to this principle in its most concise form in Galatians 6:7-9. We often observe this principle in a negative application within our society in the wasted lives that result from people living to appease the lusts of their flesh. However, the Book of Psalms presents this principle in an incredibly positive light because

many of them give us insight into a man David - who was called a man “after God’s own heart.” By searching the writings of David in his times of communion with God, as well as other verses of Scripture, we discover what it means to “sow to the spirit” and to reap both present and future benefits. We also discover an amazing reflection of our own inner feelings in our personal communion with God. At times, it may almost seem as if we could have written the words of a particular psalm. We might feel that we know just how David felt when he wrote, “By thee I have run through a troop; and by my God I have leaped over all” (Psalm 18:29). We also may know how he felt when he wrote, “Thine arrows stick fast in me, and thy

hand presseth me sore” (Psalm 38:2).

There is comfort in the realization that God’s servants 3,000 years ago were human too. Even greater comfort comes from what we learn about God through the writings of individuals who share our human plight. In the Book of Psalms we can discover and appropriate the great truths of God that serve to ensure our spiritual survival and enhance our productiveness in an ungodly world. “For whatsoever thing were written aforetime were written for our learning, that we through patience and comfort of the scriptures might have hope” (Roman 15:4).

For further information, call Rev. Richard Sibblies at (718) 324-0334 or 718320-4218.

Center Grand Ballroom, 311 West 34th Street, NY, NY. Call for registration information, 914-633-4417 or visit www.BessedBillionaires.com, because our children are “Worth More Than a Million.”

The National Black Chamber of Commerce is having its Annual Convention in Washington, DC from July 22-24. Call 202-466-6888 or www.nationalbcc.org or write 1350 Connecticut Ave., NW Suite 405, Washington, DC 20036. Learn how the city of Philadelphia, PA achieved a very precious milestone last year. After decades of blatant discrimination by 18 construction unions, the City Council and the office of Mayor Michael A. Nutter decided to

deal with them and begin to make them change their ways. Outside of general laborers, 80% of the workers were white males and 70 lived outside of the city.

Non-union projects (less pay) had 72% minority employment and 71% lived in the city. Please join the US Chamber of Commerce to encourage the current administration to pick up the pace and provide maximum opportunities for people living under poverty and institutions receiving HUD funding. Faith-based institutions should send representatives to this conference to obtain information on using Philadelphia as a model for advocacy right here in the Bronx. Do we know if construction unions in NYC have a strategic plan for including minorities and women

in the building trades when all this stimulus money is released?

Lastly, please support NYC Public Advocate Betsy Gotbaum’s bill to Improve Access to City Services. We need to enact the Ready Access to Assistance Act (REAACT) that would allow nonprofit advocates to set up help desks in NYC public benefits offices. The Mayor & City Council President are against it because more people would get due process and they may not get the numbers to show that the Public Assistance Rolls are decreasing under their leadership.

Please find out where our City Councilperson stands on this bill that’s being held up! Call 212-669-7200 for more information.

Harriet Tubman Independent Democratic Club

34

Co-op City Times / February 14, 2009

CLASSIFIEDS Co-op City Times • cctimes@riverbaycorp.com

For Sale

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Call Mike. (718) 792-0024

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Black History little known fact: Dr. Mark Dean — Dean built his own computer, radio, and amplifier. Dean continued his interests and went on to obtain a bachelor's degree in electrical engineering from the University of Tennessee, a masters degree in electrical engineering from Florida Atlantic University and a Ph.D. in electrical engineering from Stanford. He is one of the most prominent black inventors in the field of computers.

Dr. Mark Dean started working at IBM in 1980 and was instrumental in the invention of the Personal Computer (PC).

He holds three of IBM's original nine PC patents and currently holds more than 20 total patents. One of his most recent computer inventions occurred while leading the team that produced the 1-Gigahertz chip, which contains one million transistors and has nearly limitless potential.

35

Co-op City Times / February 14, 2009

CLASSIFIEDS

S E RV I C E S

Home Improvement

Painting

Help Wanted

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Top Quality Work Painting, Plastering, Wallpapering, Floor Sanding & Refinishing.

Also, Floor Waxing.

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Kitchen • Bathrooms • Plumbing • Electrical Carpentry • Floors • Doors • Windows Sheetrock • Plaster • Paint & more Fully Insured Free Estimate

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Equal Opportunity Employer 2/14

2049 BARTOW AVE. • ROOM 21 BRONX, NY 10475 • 718.320-3375

CLASSIFIED AD FORM

Over 20 words, $6 plus 30¢ for each additional word. $2.40 per line for bold type (3 words max.)

Display Classified: $8.00 per column inch.

Fee is payable in advance. No exceptions. No refunds.

Checks or Money Orders ONLY payable to Co-op City Times must accompany ad. (We will no longer accept cash.)

Deadline is MONDAY at 3 P.M., except when there is a holiday, in which case the deadline is moved up one day or as announced. Classifieds advertising the sale of land, homes, or

Telephone Jacks

Professional Telephone Service Jacks

apartments outside Co-op City or advertising businesses operating within homes in Co-op City cannot be accepted. No blind ads accepted.

PRINT YOUR AD HERE CLEARLY. Attach sheet if needed. Use Pen or Typewriter.

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Ask about our safe, reliable transportation provided to and from Co-op City to the studio for all classes.

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Rates: $6 for 20 words or less

TABLE PADS

HARRY

Qualified applicants should fax/email resume with salary requirements indicating RN position to Att: HR Dept. at:

Co-op City Times

PLASTIC SLIPCOVERS

Call

Edwin Gould Services and Families, Aubrey Featherstone, Executive Director, is a dynamic, full service, rapid expanding NYC social services agency seeking qualified RNs to work part time at our IRA and ICF programs in North Bronx and Manhattan (Riverside).

Part time, 14 flexible hours per week — $35 per hour. Work in either an IRA in Manhattan or an ICF programs in the Bronx. Will oversee the medical care of 8 individuals, write care plans, supervise AMAP staff and participate in ITT conferences. Must have RN license.

Certified HHA’S & HA’S

ext. 244

Locksmith

2/14

OMRDD RN HEALTH COORDINATOR

718.320.5270

ESTIMATE!

Fax: 212-437-3585

Equal Opportunity Employer

• Painting & Plastering

Senior Services

KJ HOME IMPROVEMENT INC.

Edwin Gould Services for Children and Families, Aubrey Featherstone, Executive Director, is a dynamic, full service, rapid expanding NYC social services agency seeking individuals to work at our IRA and ICF programs in North Bronx and Manhattan (Riverside). Per diem positions available.

Evenings and weekends a must. AMAP, SCIP-R, first aid and CPR preferred. Must have clean “driver’s” license. $9.50 per hour. Criminal background check required. EOE.

Happy Valentine Day!

CITY ________________________STATE________ ZIP __________________ Insert for (#) _________ times. Starting issue date: _____________.

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Co-op City Times / February 14, 2009