Welcome Home With Deb & Michelle: January 2022

WELCOME HOME:

with Deb & Michelle Able Realty

IN THIS ISSUE: • • •

Our Listings December 2021 Market Stats Pro Tips: Benefits of Buying in Winter

JANUARY 2022

WELCOME TO REAL ESTATE:

with Deb Cook & Michelle Bailey Confidence.

Commitment.

Connection.

Yorkton and Melville’s ONLY team specializing in:

RESIDENTIAL

COMMERCIAL

FARM

Meeting all of your real estate needs!

Deb Cook

Michelle Bailey

ABR, SRS, RENE

ABR, SRS, RENE

REALTOR

Phone: 306.621.6495

Email: deb.cook@century21.ca Consistent High Quality Service 2014-2017

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Outstanding Sales & Performance 2018, 2020-2021

2020-2021

REALTOR

Phone: 306.621.5032

Email: michelle.bailey@century21.ca Top Performer 2014-2018

Outstanding Sales & Performance 2020-2021

2020-2021

DECEMBER 2021

Able Realty

NUMBER OF

AVERAGE

$163,507

LISTINGS

PRICE

LAST YEAR

ACTIVE

SOLD

99

NUMBER OF

SOLD

LAST YEAR

PROPERTIES

97

AVERAGE DAYS ON MARKET

$183,917

: 44

WELCOME MESSAGE:

14 LAST YEAR 12

Happy New Year!

What a year we had! One thing is certain; 2021 was a tough year on so many levels.

What can we expect in 2022?

While Canadians were able to take advantage of low mortgage rates (some of the lowest rates in Canadian history AND during a pandemic), we are now seeing a rise in mortgage rates. Inflation rate is nearing 5%, which means that interest rate hikes are inevitable. Canadians still have time to take advantage of the current low rates, but we aren’t sure for how long.

So, if you’re looking to buy or sell, now is the time to seriously consider doing so! Sellers have the confidence of knowing that there are a higher-than-normal amount of buyers looking for homes, and buyers have the luxury of low mortgage rates when it comes to purchasing a home.

Turn the page to see the listings we have currently available, and flip to page 6 to learn more about these low mortgage rates! @DebCookRealtor

@michellebaileycentury21

@debcookrealtor

@m.baileycentury21

CENTURY 21 Able Realty | DEB COOK 306.621.6495 | MICHELLE BAILEY 306.621.5032

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YORKTON

MLS SK871015

$324,900

209 CLAREWOOD CRES

ON THE MARKET: MLS SK871726

$323,000

12 REDFIELD BAY

BEDS: 5 | BATHS: 3 | SQ. FT: 1,664 *Bi-weekly payments of: $688.59

BEDS: 4 | BATHS: 2 | SQ. FT: 1,167 *Bi-weekly payments of: $684.56

SOLD

MLS SK880351

MLS SK871511

MLS SK842755

$284,900

$269,000

BEDS: 3 | BATHS: 3 | SQ. FT: 1,1400 *Bi-weekly payments of: $603.82

BEDS: 5 | BATHS: 2 | SQ. FT: 1,000 *Bi-weekly payments of: $570.12

MLS SK871671

SOLD

#C - 334 MORRISON DRIVE 135 INDEPENDENT STREET

SOLD SOLD

186 CLAREWOOD CRES

SOLD $234,900

26 RUSSELL DRIVE

$229,500

SOLD

53 LOGAN CRES. EAST

66/70 CIRCLEBROOKE DR

MLS SK871419

BEDS: 3 | BATHS: 2 | SQ. FT: 1,232

BEDS: 4 | BATHS: 2 | SQ. FT: 988 *Bi-weekly payments of: $497.85

BEDS: 2 | BATHS: 2 | SQ. FT: 1,046 *Bi-weekly payments of: $486.40

MLS SK877175

SOLD

MLS SK875311

BEDS: 6 | BATHS: 2 | SQ. FT: 2,288

SOLD $210,000

SOLD

$165,900

332 FOURTH AVE. NORTH BEDS: 4 | BATHS: 2 | SQ. FT: 980

BEDS: 4 | BATHS: 2 | SQ. FT: 1,056 *Bi-weekly payments of: $351.61

BEDS: 2 | BATHS: 2 | SQ. FT: 1,200 *Bi-weekly payments of: $338.89

MLS SK874021

SOLD

MLS SK840891

SOLD

BEDS: 6 | BATHS: 2 | SQ. FT: 1,076 *Bi-weekly payments of: $445.07

409 PARKVIEW ROAD

$159,900

79 TUPPER AVENUE

SOLD $129,000

123 PEAKER AVENUE

BEDS: 4 | BATH: 1 | SQ. FT: 793 *Bi-weekly payments of: $273.40

70 MAPLE LANE

SOLD

SOLD

187 FIFTH AVENUE SOUTH BEDS: 3 | BATHS: 2 | SQ. FT: 1,209

$109,000

23 WESTSHORE GREENS BEDS: 3 | BATHS: 2 | SQ. FT: 1,216 *Bi-weekly payments of: $231.01

SOLD

22 KILBORN BAY

BEDS: 3 | BATHS: 2 | SQ. FT: 1,276

Prepare for a Hike!

CIBC’s Avery Sheffield said in a recent report that if the Canadian economy experiences “enough demand” in 2021, it “might be closing in on full employment, with additional government spending being offset by an earlier need to hike interest rates to contain inflation” going into 2022. If that happens, interest rates on mortgages will rise from the historic low prices we see right now.

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Source: cpamag.com/ca/news DEB COOK 306.621.6495

The Listings

MELVILLE

MLS SOLD SK866587

SOLD

MLS SK854380

MLS SK863615

SOLD $210,000

333 7TH AVENUE WEST

BEDS: 4 | BATHS: 2 | SQ. FT: 1,092 *Bi-weekly payments of: $445.07

SOLD

#314 - 680 7TH AVE. EAST BEDS: 2 | BATH: 1 | SQ. FT: 914

$169,900

343 ALBERTA STREET

$143,900

581 MANITOBA STREET

BEDS: 4 | BATHS: 2 | SQ. FT: 1,184 *Bi-weekly payments of: $360.09

BEDS: 3 | BATHS: 2 | SQ. FT: 1,220 *Bi-weekly payments of: $304.98

MLS SK845859

SOLD

MLS SK839663

Deb & Michelle $121,500

390 ALBERTA STREET

BEDS: 2 | BATH: 1 | SQ. FT: 770 *Bi-weekly payments of: $257.51

RURAL

MLS SK867867

RM PREECEVILLE

List With Us!

MLS SK867860

R.M. PREECEVILLE

$450,000

$450,000

BEDS: 2 | BATH: 1 | SQ. FT: 890 *Packaged with 2 Lady Lake MLS SK868330

3 LADY LAKE

SPRINGSIDE

$89,900

115 PATRICK STREET

BEDS: 3 | BATH: 1 | SQ. FT: 1,564 *Bi-weekly payments of: $211.73

2 LADY LAKE

GOOD SPIRIT ACRES

$359,900

SOLD

LANGENBURG

SOLD

BEDS: 2 | BATH: 1 | SQ. FT: 725 *Packaged with 3 Lady Lake

605 HERITAGE LANE

BEDS: 4 | BATHS: 2 | SQ. FT: 1,060 *Bi-weekly payments of: $762.77

122 CARL AVENUE WEST

MLS SK877362

MLS SK838994

SOLD

SPRINGSIDE

$72,000

609 RAILWAY AVENUE

BEDS: 2 | BATH: 1 | SQ. FT: 770 *Bi-weekly payments of: $152.60

NORQUAY

$55,000

43 RAILWAY STREET

BEDS: 2 | BATH: 1 | SQ. FT: 1,032 *Bi-weekly payments of: $116.57

BEDS: 3 | BATHS: 2 | SQ. FT: 936

SOLD

RHEIN

SOLD

24 4TH AVENUE

BEDS: 2 | BATH: 1 | SQ. FT: 1,100

COMMERCIAL

$99,900

39 BROADWAY ST. WEST YORKTON, SK | SQ. FT: 1,600

FOR SALE

MLS SK851965

$49,900

200 MAIN STREET

KELLIHER, SK | SQ. FT: 1,008

FOR SALE

MLS SK876894

MLS SK880679

$1,000

$9.50

YORKTON, SK | SQ. FT: 120

YORKTON, SK | SQ, FT: 1,588

226 BROADWAY ST. WEST 326 BROADWAY ST. WEST FOR LEASE

FOR LEASE

FREE

HOME EVALUATION

Call us!

*All payments are based on 5% down, rate 2.84%, 5 yr fixed term, 25 year amortization.

Includes mortgage insurance. Rates subject to change without notice.

MICHELLE BAILEY 306.621.5032

A $250 VALUE

MLS SK865880

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PRO TIPS:

Benefits of Buying in Winter It’s the middle of winter and you may not be thinking of house shopping right now...

HOWEVER! Right now is an opportune time to give us a call to start looking at homes for a Spring possession! There are several advantages to looking for a home during the winter months:

Lower Inventory

Firstly, inventory is usually lower compared to the Summer months. At first glance, this seems to be a disadvantage, but with fewer options to choose from, you won’t be overwhelmed. In addition, lower inventory goes part in parcel with the next point -

Fewer Buyers

Fewer buyers exist in these winter months. This means there isn’t much competition right now for buyers, giving you a better chance to score the house of your dreams.

Negotiating Power

You are more likely to negotiate a lower purchase price within a slower market if sellers are getting anxious about the slower market conditions.

Accurate Viewing

You get to see homes in the coldest months, when they are put through their paces. This means inspecting windows and doors are a lot easier, since you can better see broken seals and feel cold air drafts. You can also look to see if any ice damming exists (a possible sign of insulation or ventilation issues).

It can be a more relaxing process to purchase during the winter months with less activity/competition, and when Realtors have more time to spend focusing on you; focusing on your needs, focusing on your wants, and focusing on finding the correct home for you before the frantic buzz of spring activity hits. You could be relaxing in front of your very own fireplace before you know it!

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DEB COOK 306.621.6495

TESTIMONIALS

Why Deb & Michelle ?

“

Michelle Bailey is an exceptional agent!

- Jem and Jake J.

Deb was very considerate of our feelings and was very patient with our questions and concerns.

- Lois S.

HAND-PICKED HELP FOR YOUR HOME:

“

Her knowledge of the business was good, we felt very comfortable dealing with her.

Our Hometown Faves!

Leland Campbell Kondratoff Persick LLP Barristers & Solicitors

YORKTON

CANORA 116 2nd Avenue

36 Fourth Avenue North

KAMSACK 445 Second Street

306-783-8541 www.lelandcampbell.com

MICHELLE BAILEY 306.621.5032

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HAND-PICKED HELP FOR YOUR HOME:

Our Hometown Faves!

272 Broadway St. W Yorkton, SK S3N 0N6

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