June/July InHouse 2012

June / July 2012

The official magazine of Certified Builders Association of New Zealand Inc

CBANZ member awarded Queen’s Service Medal – Pg 4 The LBP paper trail – Pgs 8,9 Disturbing trends in residential construction – Pg 12, 13

INHOUSE Activity approved by the Registrar

Check out our Horris!

– Pg 33

Contents Builder with a big heart

pg 4

Association news

pg 5

LBP Paper trail

pg 8

Changes to the Building Code

pg 9

Disturbing trends in residential construction

pg 12,13

Message from the Chairman I feel very privileged to have been appointed the new Chairman of our great Association. I

– Geoff Hardy

am really looking forward to the challenges

ITaB news

pg 14,15

Guarantees and Insurances

Simplify your business processes – PWC

pg 16,17 pg 18,19

Builder profile

pg 20

Silent pandemic in construction – ACC

pg 22-24

Seeing our opportunities – CBANZ CEO

Pg 25

Using your home as business – IRD

pg 26

How our advertising levy is spent

pg 27

Around the regions – Hamilton

pg 28

Q&A: The law at work – E2Law

pg 29

Importance of extract ventilation

pg 30,31

Around the regions – Otago/Southland

pg 34,35

Hunting & Fishing giveaway

pg 37

Tools explained

pg 38

CBANZ Helplines

pg 39

the role will bring.

Thank you to Allan Shaw for his tireless efforts over the past three years. We have certainly grown a huge amount both in numbers and in maturity over that time.

CBANZ is all about our members. Our primary task is to look after you and ensure that you have the resources and support to improve your businesses and negotiate the minefield of regulation, litigation and other obstacles that have been thrown up over recent years.

It’s not getting any easier to be in the business of building but belonging to Certified Builders is hugely beneficial and we as a Board are committed to ensuring that our members have the edge in the market place.

The building industry is going through everincreasing change and it is important that we not only adapt to those changes brought about by Government and outside influences but if possible, we as an Association, also need to be the instigators of change. To become the leading voice of our industry we need to be innovative in our thinking, show a willinginess to try what may be radical ideas, monitor

ON THE COVER

the decisions of other stakeholders and react Certified Builder Rodney Caldow with Governor General The Right Honourable Sir Jerry Mateparae after receiving his QSM.

decisively and quickly to potential issues.

See Pg 4 for Rodney’s story.

I hope all those attending enjoy it and take

Exciting times lie ahead and I think CBANZ is well-placed to help shape the future of construction in this country.

Due to publishing deadlines I am writing this before Conference. Our National Support Office staff and the Wellington committee have worked hard to organise what should be a memorable event at a fantastic venue. plenty away with them.

One of my goals is to get around all the

Contact CBANZ® Farming House 102 - 104 Spring Street PO Box 13405, Tauranga Central, Tauranga 3141 Telephone 07 927 7720 Freephone 0800 CERTIFIED Facsimile 07 927 7721 Email editor@certified.co.nz Web www.certified.co.nz

regions so I look forward to meeting up with you in the future.

Cheers Dave Brown Chairman, Certified Builders

3

cover story

Builder with a big heart

Certified Builder Rodney Caldow knows that the secret to a rewarding life is to give.

He has given so much that New Zealand has recognised his service by awarding him the Queen’s Service Medal in this year’s New Year honours.

He received his medal last month at a special ceremony in Wellington.

He was “a bit blown away” when he

“It puts you in some amazing situations,”

learned he would receive a QSM. “It’s a

he said. “You help so many people.”

“I don’t know if I deserve it, I just do a lot

“The power goes off in Samoa during the

Rodney puts his successes down to a team

of different stuff,” Rodney said.

middle of the day and we were trying to

effort. “It’s really easy to look good when

mix concrete by hand to pour concrete

you’ve got a whole lot of bloody good

That “different stuff” includes owning

floors. “We went back 12 months later

people behind you.”

Foxton Beach business Caldow Builders

and it was just so exciting to see the

employing 13 builders, being President

people we had built for.”

When he’s not building fales, fighting

Builders, 36 years as a Foxton Beach

A builder for more than 30 years, Rodney

likes motorbike riding, spending time

volunteer firefighter, with 15 years

owned his own business and encouraged

with family and fishing.

as chief fire officer, and 27 years as a

his employees to get involved in the fire

member of Manawatu Coast Guard.

brigade.

real honour.”

although there was little he could do

own expense, Rodney, along with about

to prevent people getting into these

half a dozen local builders, travelled to

situations. Firefighters had to learn to

Samoa to build three fales that had been

deal with each situation as it came up.

partly built in New Zealand.

4

After 36 years in the fire brigade Rodney

“That was absolutely huge. It was one of

said he still had a few years left in him. “I

those life experiences you will never, ever

like to think of myself as a young person.”

forget.”

Apart from his volunteer work he enjoyed fishing, diving and the outdoors.

It was a logistical eye-opener, he said.

of the Manawatu branch of Certified

Rodney Caldow, QSM, and his team of builders in Samoa helping rebuild fales after the 2009 tsunami. Rodney says 45 Certified Builders members attended Hometown ITM Foxton yard to precut and pack containers for the Samoan project.

He had dealt with some horrific callouts,

After the 2009 tsunami in Samoa, at his

fires, and aiding stricken boaties, Rodney

association

news

Service Badges Certified Builders Association is pleased to award 10 year membership badges to more than 100 members. Congratulations to the following members* who will be receiving their badge in the post shortly. We are sure you will wear it with pride.

Kendall Attwood

Malcolm Campbell

Justin Barrett

Paul Munn

John Barrow

Graham Fussell

John Clift

Michael Maisey

Reon Bengston

Julian Leaman

Jon Weir

Darryl Scott

Mike Bulmer

Brent Peterson

Kevin Templeton

Keith Thawley

Martyn Cleary

Chris Miller

Karl Dalton

Terry Wastney

Richard Edgecombe

Chris Colvin

Stephen Linnell

Victor Woolf

Mike Fogarty

Brian King

Moff Moffitt

Shane Goodman

Stephen Forman

Stephen Kearns

Bruce Matson

George Norris

Lindsay Martin

Dave Holdaway

Mike Reidy

George Gordon

Jack Osikai

David King

Neil Milne

Duncan Bray

John Richmond

David Price

Murray Holt

Tony Pepping

Arthur Simmonds

Des Schumacher

Greg Nock

Trevor Jasper

Bryan Tubb

Dennis Spooner

Patrick Kilkelly

William Jamieson

Thomas Watson

Danny Waechter

Paul Erceg

Wayne Petley

Craig Parker

Barry Whittaker

Blair Walker

Larry Jackson

John Fly

Peter Caudwell

Simon Yeates

Alan Hill

Grant Boylan

Robert Donald

John Greaney

John Manclark

Gary Jacobs

Peter Broome

Simon Ansley

Garry Frost

Ross Lunn

Peter Beaton

Ged Hammar

Richard Saker

Duncan Bell

Bruce George

Bob Rush

Tony Coleman

Graeme Richardson

Ray Watkins

Alister Bungard

Pat Gubb

Peter Rogers

Mark Williams

Brent Sarten

Chris Hands

Paul Rogers

Andrew Smith

Nick Hayden

Darren Jarvie

Paul Hasler

Rohan Hooker

Rex Butler

Hugh Penney

Richard Craig

Ketan Dhiru

Jack Barber

Andy Trim

Terry Brown

Jason Frater

Bob Tubb

Craig Childs

* Current financial members as at 10th May 2012

Employment Section on Certified Builders website The employment section on our website is going well. All positions are advertised free of charge for one month. As it is very difficult for those out of work we do ask that a prompt reply to applicants is essential.

If your advertised position has been filled please contact National Support Office to withdraw it so you don’t get inundated with calls.

5

6

When is a galvanised nail a galvanised nail?

Galvanising is the process of bonding a protective layer of zinc to a bright steel nail. The zinc forms a sacrificial barrier allowing the corrosive mix of air and salt laden moisture to react. This reaction slowly corrodes the zinc coating rather than the bright nail substrate, there by extending the life of the nail.

In New Zealand only Paslode loose and collated nails are BRANZ appraised to meet the requirements of New Zealand Building Code NZS 3604:2011 (as at May 1st, 2012).

However, some nails marketed as galvanised may not meet the 50 year durability requirements, as they stand today. One reason for this is a lack of understanding of the type of galvanised protection required for specific applications. Adding to the issue is the desire to save cost by using cheaper coating systems.

The most common galvanising treatments are electromagnetic galvanising (electroplating), mechanical galvanising and hot dipped galvanising.

Electromagnetic Galvanising is an electromagnetic process using electrolysis

to draw zinc and chromate onto the

entirely protected from the elements,

surface of bright steel. The result is a

they can trap moisture resulting in nail

smooth finish with a galvanised layer

oxidisation. Another limitation is the

typically up to 72g per m2 (10 µm) on

‘crevice cracking’ caused by the tumbling

small profile fasteners. When used in

process. These microscopic cracks create

H3 treated timber in the New Zealand

a pathway for moisture to attack the

environment a nail coated in this manner

bright nail beneath. Mechanically

would have a life span of approximately

galvanised fasteners do not meet the

6 years. The fastener could then be

50 year durability standard for exterior

expected to corrode as a result of a loss

applications.

of the protective zinc layer. This coating type is ideal for interior applications

Hot Dipped Galvanising is a heated

where finishing nails are used.

process where nails are dipped into a bath of pure molten zinc. This ensures

Mechanical Galvanising is a cold

that all areas of the nail are coated.

process of tumbling bright steel

Extended time in the zinc bath increases

components together with zinc,

the thickness of the protective coating.

effectively beating the galvanising

This extra time increases cost and is

onto the bright steel. This is a very

therefore only used for premium quality

cost effective method of coating wire

galvanised nails. With the greatest

products such as screws or nails. It is

thickness, hot dipped galvanising can

easy to determine whether a fastener

achieve a typical layer thickness of

has been mechanically galvanised by

360g per m2 (50 µm) or more. This is

looking at the surface. The finish is

currently the only galvanizing process

relatively shiny with what appears to be

for steel nails that meets New Zealand

flattened scales across the surface. Typical

Building Code requirements for exterior

mechanically galvanised fasteners have

applications.

a thickness of up to 181g per m2 (25 µm) with an approximate life expectancy in H3 timbers of 10 to 25 years, depending

All Paslode galvanised loose and

on the level of exposure to corrosive

collated nails are genuine hot dipped

environments.

galvanised and BRANZ appraised to meet the requirements of the New Zealand

This method does not meet Building

Building Code NZS 3604:2011. The

Code requirements, particularly on

Paslode name carries with it an assurance

the exposed head of the nail. If these

of quality that will give you confidence

nails are used in areas that are not

for all your building projects.

7

From the desk at Operations

Licensing

The LBP paper trail “If it’s not written down, then it never happened”

By Jason McClintock Operations Manager Licensed Building Practitioner

Our Builders Site Handbook has recently received an update. Along with guidance identifying restricted building work and how this might affect your project, we have included several templates that set up the paper trail that has become the by product of the LBP scheme.

Record of Works [ROW]– Carpentry [Carpentry LBP as main contractorlabour only-wage earner] As per section 88 of the Building Act the LBP’s Record of Work [memoranda] must be submitted to the Building Consent Authority [BCA]. The Record of Works within the site handbook has been

To purchase your Site Handbooks please contact Millie Turkington at National Support Office on 0800 Certified or email Millie.t@certified.co.nz you will receive 5 Handbooks for $10 inclusive of GST and postage.

8

tailored for the needs of the carpentry licensed holder. Additional fields make it easier to identify works you were or were not involved with. Tick the box if you carried out or supervised. Keep a copy for your records.

Record of Works [ROW] – Specialist trades [Carpentry LBP as main contractor] As identified within the handbook the specialist trade LBPs are required to also submit a Record of Works to the homeowner/agent. Before the LBP sub trades leave site it would be worth whipping one of these out of the truck for them to sign. Chasing them up at CCC time is only going to cost you and the homeowner’s time. Although it is the homeowners/agent’s responsibility to collect these, you might like to sub contract this across as an additional service you can offer. Keep a copy for your records.

Notification to Building Consenting Authority [BCA] – All LBP’s Under section 88 of the Act it is the homeowners/agent’s responsibility to notify the consenting BCA of all LBP’s. Some BCA’s have notification forms on their web sites; however these are best suited for use at consent application time.

Latest changes to the Building Code The following is the latest update to the Building Code documents, C Protection from Fire , F7 Warning Systems and F8 Signs. Building Controls Update 129: Changes to Building Code documents, Protection from Fire (C), Warning Systems (F7) and Signs (F8) On 10 April 2012 the Department of Building and Housing released:

•

a new Building Code Protection from Fire with six new code clauses (replacing the previous code clauses C1-C4), seven new Acceptable Solutions (replacing the current C/ AS1), and a new Verification Method C/VM2 and

•

An amended Code Clause F8 and an amended Acceptable Solution F8/AS1.

•

Amended Acceptable Solution F7 Warning Systems F7/ AS1

The Notification template within the Site Hand book is designed as a tick the box answer to this and is streamlined so only details pertaining to site LBP’s are identified.

While this can be done at any time during the build process it must be done in writing before the Restricted Building Work takes place. Before commencing work check with your local BCA if they have a dedicated email/

Find out about the changes in the latest Code Watch. www.dbh.govt.nz/code-watch

postal address for submitting the notification to. Keep a copy for your records.

Declaration of works – Specialist Trade There are clear lines of accountability between LBP’s through the ROW. There is a missing link between the Carpentry LBP and non LBP’s that are required to be supervised

Warm waterproof and windproof vests

and recorded within the Carpentry ROW. These trades are indentified within the Site

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•

Similar to a producer statement it identifies who the tradesman is and their competency as an applicator/tradesman. They must also declare they have sighted the approved plans, specification [this sets the quality level they must work to] and that their work complies with these.

This evidence is another means of meeting a level of competency required under the definition of supervision. If a tradesman will not put his name to his work through a declaration then take this as a red flag they are unlikely to be supporting you should failure accrue.

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9

Geoff Hardy is a specialist commercial lawyer in Auckland and also a member of the CBANZ Board.

Disturbing trends in the residential construction industry

Contact Geoff on 09 379 0700 geoff@madisonhardy.com.

of. Society has become so materialistic,

To be fair to the client, many of those

so competitive, so self-focused, that we

grievances are real rather than imagined.

seem to have lost touch with the ethics

Some builders do sub-standard work, and

and morality of our forefathers. And

even if they don’t, they make a hash out

so in many building projects, payment

of communicating with the client and

of the full contract price is now seen as

working through issues of discontent. But

something which is almost discretionary

there are many other clients these days

rather than compulsory.

who I call professional debtors – people who seize an opportunity to get goods

That approach has been made all the

or services at a discount, simply by not

easier by the fact that building is a service

paying for them. From the volume of

that has traditionally been done on

calls we are receiving, this seems to be

credit. In other words, the builder does

assuming epidemic proportions.

the work first, and then hopes to be paid

For many years now, Madison Hardy has been providing the free legal telephone helpdesk service for CBANZ members.

Hardly a week goes by when we do not receive a call from a builder who is distressed by a dispute that has arisen with his client. The most common frustration we hear is that in 20 (30, 40) years of building, the builder has never encountered a situation like the one he has contacted us about.

for it later. That gives the dissatisfied

This would be a tragedy enough, were

client enormous power. And it is simply

it not for the fact that the Government

human nature that more and more clients

appears blind to this reality. Ever since

these days are going to be motivated to

the 2002 Hunn Report mistakenly

use, and abuse, that power.

concluded that builders were effectively immune from any accountability under

The usual ploy is so commonplace that

the law, the Department of Building and

we call it the “cunning plan”. That is,

Housing has been hell-bent on tilting

at some stage during the course of the

the playing field more in favour of the

project, the client develops a suspicion

homeowner. And so in addition to a

that he is being fleeced by the builder. He

number of worthwhile reforms such as

may hint at his dissatisfaction, but the full

builder licensing and building consent

extent of it is not revealed until he has

simplification, we are now seeing a rash

achieved the desired objective – which is

of extra consumer rights and remedies

possession of the building. The builder

about to be added to the already over-

issues his final invoice, and then watches

abundant and confusing pile.

the weeks pass by without payment.

The client may voice his grievances,

I really fear for the future of the

particularly if he is waiting on producer

small builders who do the high-end,

statements or rectification of defects,

architecturally-designed, residential

but the one thing he does not do is take

building work. I don’t think the

Like it or not, the days of deals on a

steps to resolve the underlying dispute.

Government realise it, but coupled with

handshake are gone. So are the days when

That is because he already has everything

the shift of responsibilities from Councils

a man’s word was his bond, and unpaid

he essentially wants – he has the finished

to the building trades and professionals,

debts were something to be ashamed

building, and he has the builder’s money.

and the disciplinary powers of the

12

Building Practitioners Board, these

Full Build, Cost Reimbursement, Labour-

separate trust account so that each party

changes are going to drive more and

Only, Design and Build, Small Works,

has an equal incentive to resolve the

more of these builders out of the market.

and Sub-Contractor contracts. Over the

underlying dispute.

To counteract the unfair advantage that

years they have undergone a number

a disenchanted owner-in-possession has,

of refinements as construction law has

Fortunately these new provisions are

the builder has to resort to the law. And

developed and industry practices have

going to coincide with a building boom

whether he wins or loses, that will often

changed. The latest versions, which are a

that will see supply and demand in

mean that he has spent all of his profit

significant improvement on and a radical

the building sector radically reversed,

margin on recovering his money, and he

departure from previous versions, are

so builders will have some bargaining

has effectively built that house for free.

about to be released.

power once again. But if they don’t use

There is only one thing that small

They will be focused on giving the

building an increasingly demoralising

builders can do about this, and that is to

builder better security for payment. So

experience, and they will leave it to the

stand up for themselves, and attempt to

we will see such things as deposits that

group housing companies and residential

stem the tide of rampant consumerism.

are carried through to the end of the

divisions of the major construction

They can do that in two ways – by

project, the return of the agreement

companies. As a nation, we will be much

communicating with the Government,

to mortgage, more powerful rights to

the poorer for it.

and by changing the basis on which

suspend work, to charge interest and

they are prepared to do business. That

to recover legal costs, and penalties

second approach is what the new CBANZ

for illegally re-taking possession of

building contracts will do to some extent.

the finished building without paying

it, I believe they will find residential

for it. Most importantly of all, there There are six forms of building contract

will be a requirement that if any part

published by CBANZ for the benefit of

of the contract price is disputed, the

its members, and they are known as the

homeowner must place that sum into a

DISCLAIMER: This article is not intended to be relied upon as legal advice.

13

Apprentice news Green Card offers numerous benefits for apprentices:

Completion Certificates ITaB would like to congratulate the following Apprentices on Completion of Apprenticeship Carpentry

Itab Green Cards are now being sent directly to the paid apprentice.

The benefits include; • Discounted Publications including the NZS3604:2011, E2 Moisture Manual and SNZ 3604 onsite Handbook.

Contact Millie T ph 0800 482 284 • inhouse Magazine delivered bi-monthly with articles and information to keep you up to date with the industry.

• Vodafone, Swazi Clothing, Caltex and AA and Fisher & Paykel, Harvey Norman, Noel Leeming discounts and plans upon application. 0800 482 284

Martin Sim

EIT

William Conlon

NMIT

Ben McKernan

Northtec

Darcy Fraser

UNITEC

Ronald Graham

UCOL

EIT – Eastern Institute of Technology, Hawke’s Bay NMIT – Nelson Marlborough Institute of Technology – Nelson Region Northtec - Future Trades – Northland UNITEC – Auckland UCOL – Universal College of Learning – Palmerston North

• General Liability/Car/Contents discounted insurance call Gwenda CBA Insurance ph 0800 237 843 Contact ITaB on 0800 482 284 if you have any problem relating to your Green Card.

Congratulation on the completion of Apprenticeship in Carpentry, proudly supported by the Apprentice employers, Polytechnic’s and Tutors and ITaB.

ITaB Stickers are being sent directly to all new ITaB employers, please contact ITaB directly if you would like free promotional stickers to show your support of the ITaB programme.

How about a beanie for winter?

There are grey and navy options – $15.00 inc gst each – one size fits all. The grey one is cable knit with fleece lining around the brow, 100% acrylic. The navy one has grey trim around bottom, 100% acrylic.

Any questions or to order visit the members only section of the website www.certified.co.nz or contact Millie at National Support Office email millie.t@certified.co.nz or ph 0800 237 843

14

EIT apprentices put their skills to the test Apprentices around the country have been rising to the challenge of our Annual Apprentice Challenge.

On a Saturday in April Hawke’s Bay apprentices stepped up and the region’s winner was Ben Wilson who works for Simon Moody (SKM Builders).

The build was an 8-hour task constructing a playhouse. EIT had four apprentices competing with second place going to Sam Talbot, third to Chris Sanson and fourth place by a narrow margin to Jason Johnston.

The venue at the new Napier TUMU ITM was great we had a lot of people coming through and some very good apprenticeship queries.

Jamie, the Napier store Manager had pulled out all the stops to help us out and that made for a really professionally-run event. Having Jamie and his team so keen to help us out really makes a difference it makes for a fun, stress-free event and the students really enjoyed themselves.

The central region DeWalt rep was there for the whole day and made a big effort coming all the way from Wellington just for the day. He let the competitors use all the power tools they needed for the challenge which was great as these tools are the top of the line tradesman quality and performed very well.

We had The Rock road crew on site at the event for four hours and this was great – the sound system, advertising and the BBQ all helped to make a great day.

Overall the day was a great success a step up from last year. Thanks to Tom and Allen from the EIT Carpentry team for donating a lot of their time on a Saturday to come down and help out.

– Shane Sigglekow, EIT Carpentry Apprenticeship Program Co-ordinator

15 15

HOW TO SPOT A LEAKY BUILDING Volume 2 Penetrations to walls • Check around the meter box and any pipes penetrating the wall cladding to ensure they are flashed or sleeved.

• Decorative features must not penetrate the cladding and all fixings should be sealed.

• Check where fascias and gutters meet a wall surface. The paint finish should be continuous behind the end of the gutter and the roof junction should be flashed.

Roofing • The roof should be checked for build up of debris that could track or hold water.

• Ensure all flashings are securely fixed and provide a secure overlap to the roofing, especially around penetrations from flues, vents and other services. If in doubt get the advice of a reliable roofing company.

• Check the clearance of claddings from the roof surfaces

To become a WaterTight Approved Builder contact Ben on: 07 579 6259 email: ben@builtin.co.nz

and flashings. It should be possible to easily run your hand under the cladding to enable the underside to be re-painted when needed.

• Ensure that there is a kick-out where a roof ends in a wall surface.

www.watertightwarranty.co.nz Underwritten by CBL Insurance Limited

Courtesy of consumerbuild.org.nz

Read next month for Under and Over Windows.

St*ff sometimes happens, that’s why your clients need an independent guarantee that only Certified Builders can offer.

• Include it in your quote as: “Homefirst 10 Year Builders Guarantee – underwritten by CBL Insurance Limited” • Complete the guarantee application at the same time as your building contract • For an application form contact Millie T on: 0800 237 843 e: millie.t@certified.co.nz

Guarantees and insurance for the building industry www.builtin.co.nz ph: 07 579 6259 16

email: guarantee@builtin.co.nz

JOKE OF THE MONTH Send your jokes in to: insurances@cbainsurances.co.nz

The teacher gave her young class an assignment: Get their parents to tell them a story with a moral at the end of it. The next day, the kids came back and, one by one, began to tell their stories.

There were all the regular types of stuff: spilled milk and pennies saved. But then the teacher realised, much to her dismay, that only little Kimmy was left.

"Kimmy, do you have a story to share?"

'Yes Miss. My Daddy told me a story about my Mummy. She was a Marine pilot in Desert Storm, and her plane got hit. She had to bail out over enemy territory, and all she had was a bottle of whiskey, a pistol, and a survival knife.

She drank the whiskey on the way down so the bottle wouldn't break, and then her parachute landed her right in the middle of 20 enemy troops. She shot 15 of them with the pistol, until she ran out of bullets, killed four more with the knife, till the blade broke, and then she killed the last one with her bare hands." ''Good Heavens,' said the horrified teacher. What did your Daddy tell you was the moral to this horrible story?"

"Don't mess with Mummy when she's been on the booze."

WHAT SHOULD I KNOW ABOUT MY INSURANCE? Your insurance questions answered. Send your questions in to: insurances@cbainsurances.co.nz Make sure you list trailers on your Commercial Vehicle Insurance policy: • Trailers are considered vehicles for the purposes of insurance (they have wheels, go on the road and have to be warranted and registered) • Don’t get caught out if one gets stolen, get your trailers listed on your policy today

Special tools insurance for Certified Builders:

LIABILITY Public Liability Statutory Liability Employers Liability Professional Indemnity LBP Insurance Errors & Omissions Cover

• Premiums start from $500 (normally $1,000) • Insured for their replacement value (normally insured for their depreciated value) • Don’t be out of pocket if your tools get stolen, ask for a quote for our great tools cover today

Make sure the homeowner (not you) takes out Contract Works Insurance for alterations & additions work: • They need to notify their house & contents insurer that work is going on anyway • You could be liable for any extra costs if there’s a big claim and you haven’t taken out enough cover • It should be specified in your contract that way

BUSINESS Contract Works Tools Vehicle

PERSONAL House & Contents Boat Medical Income ph 0800 237 843

17

Steve Brocklebank provides general business, accounting and tax advice for PricewaterhouseCoopers.

Steve can be contacted on

Learning to understand and simplify your business processes

Ph 03 470 3615 or 027 433 6025 email steve.j.brocklebank@nz.pwc.com

The new financial year has rolled around once again so it is time to prepare the annual financial accounts.

These should create no surprises if you are receiving regular updates of financial performance prepared as your GST returns are completed.

There are no excuses these days for not

This enables your provisional tax

to seek advice or leaving it till later,

payments to be reliably estimated so

can be very costly as usually significant

you don’t pay too much or too little, at

amounts of money are involved.

knowing how your business is performing throughout the year.

In the previous inhouse, the Inland Revenue article on page 26 highlighted the emphasis being placed on property sales and any potential tax liability.

As builders, developers and property dealers, you should always check with your accountant when you or any person ‘associated’ with you is about to be involved in property transactions. Failing

the appropriate times. Regular timely

I trust you all enjoyed the CBANZ Conference in Wellington and gained benefits from attending (those of you who did attend!).

updates of your financial performance

The LAQC or Loss Attributing Qualifying

are crucial in managing your business,

Company regime has been removed. Over

identifying areas where action is required

the past few years many rental properties

and measuring the results of your actions.

have been purchased in LAQCs so that any losses could be passed through directly to the shareholders.

With the demise of LAQCs the most attractive alternative structure may appear to be the “Look Through Company”( LTCs). However care needs to be taken. Although losses in LTCs will pass through to shareholders so will any profits and with the removal of building depreciation as a tax deduction this year, some of those property account losses may turn into profits.

There are a number of factors that need to be considered carefully, including looking into the future, so again seek

18

appropriate advice and where possible

due to the “hidden economy”. The

on top of what you have already paid the

“keep it simple”.

hidden economy includes undeclared

workers.

cash jobs, cash wages, proceeds of crime, As stated above depreciation on

undeclared on-line trading and offshore

A recent PwC report showed that 50%

buildings has been reduced to 0% from

incomes.

of New Zealand businesses surveyed had suffered some sort of economic crime

the 2011/2012 income year. However, building fit-out is able to be depreciated

The Government is keen to get its hands

over the past 12 months. Do you have

at 2% (straight line). Many taxpayers

on this lost revenue and is “investing”

controls in place to prevent or detect

will have recorded the cost of fit-out

in compliance and intelligence tools

fraud or errors that could be made in

under the heading of Building Cost and

to identify the areas where it may be

your business?

therefore may miss out on being able to

losing revenue. This will include direct

claim the depreciation on the fit-out.

approaches by IRD officials, developing

Profits are difficult enough to generate

industry profiles to identify businesses

without someone helping themselves

The general rule set by IRD is that 15% of

that don’t match industry standards,

or not caring enough to look after your

the building cost can be reallocated from

publishing industry benchmarks,

businesses assets.

the building cost to “fit-out” and the 2%

improving information streams to match

depreciation will apply to that figure,

transactions and anonymous information

So as you put together your documents

but only if there was no allocation of any

services.

for your accountant this year, make a list of questions and discussion items that will

fit-out cost at the time the building was So make sure you have your books in

help you to understand and simplify your

order and don’t be paying employees

business processes, eliminate areas of

A recent report from the Tax Justice

and labour only contractors without

risk and cost and overall, help make your

Network has indicated to Government

deducting the appropriate PAYE or you

business the profitable and rewarding

that it is losing around $7 billion a year

may find you will have to pay the PAYE

asset that you want it to be.

purchased.

19

Certified Builder Profile: Paul McStay Builders Platinum Member: Paul McStay Builders Limited Gold Card Holder: Paul McStay Location: Christchurch Member Since: 2001 Business Type: New Homes Website: www.paulmcstaybuilders.co.nz

Secret to Success Repeat business is at the heart of Paul McStay Builders. They know well through experience that the job you are working on at the moment, if you perform outstandingly, will lead to more building work in the future - both through wordof-mouth and actual repeat customers. “We consistently have clients who come back to us, often after only a few years, wanting us to build their next new home”, says Brendon McStay, Operations Manager for the company and Paul’s son. Their testimonials include comments such as: “Thank-you for all that you did to get us into our house on time. You have an exceptional company and we are recommending you to our friends.”

"A big THANK YOU! For a stress-free building project that resulted in a fabulous house. We're thrilled."

Most Important Benefits of CBANZ Membership • A forum where we can discuss the issues facing us and the industry, and take action as a group to effect change • Access to professional advice and information when we need it • Access to contracts, templates and the 10 year guarantee “We find the guys at Support Office very friendly and easy to deal with. This is an important part of being a member of Certified Builders, we all get on well together and help each other out.”

Using the Homefirst 10 Year Builders Guarantee Paul McStay has been building for 40 years in Christchurch, finishing around 40-50 new houses per year. They have included a Homefirst 10 Year Builders Guarantee in every one of the 380 homes that they’ve built since joining the Certified Builders Association. They build the cost of the guarantee into every quote and complete the paperwork alongside the building contract. Paul says “our clients see it as a mark of quality and confidence in us, it reassures them that their home is in the best possible hands”.

Want to see your profile in the next issue of inhouse? Just email jason@certified.co.nz with your own Secret to Success, CBANZ Membership Benefits and details of how you use the Homefirst 10 Year Builders Guarantee.

The Silent Pandemic in the Construction Industry While many traumatic types of injuries are well known in the industry, the issue of hearing loss is not.

The impact of hearing loss has a much greater effect on personal well being than is commonly thought. While unable to hear normal conversation and other sounds, many people also suffer from tinnitus (a constant screeching or high pitched noise that will not go away), experience constant tiredness or increased risk of serious accident as a result of their hearing loss.

Hearing loss from exposure to excessive noise (known as Noise-Induced Hearing Loss) is a serious concern to this industry.

For some time ACC and others have been working in the background to look into the high noise exposure that people experience during the construction process.

Early signs of noise induced hearing loss that you need to be aware of could include:

• Having trouble understanding what people are saying, especially in large groups of people

• Some conversations becoming difficult or impossible

• Needing to turn up the sound on the TV

• Having to ask people to repeat what they just said to you

• Not being able to hear highpitched sounds, like a baby crying or a telephone ringing in another room

• Having trouble using your phone • Having ringing in the ears (tinnitus) The only definite way to find out if you have a hearing loss is to have your

are exposed to noise at this level over an eight hour period you should wear hearing protection.

Example of noise levels To help raise the awareness and reduce the risk of exposure to high levels of noise in your work area, consider the following:

•

hearing loss in most people, and if you

22

At your next ‘tool box importance of wearing the appropriate ear protection to

Regular exposure to noise above 85

•

as ear muffs or plugs Consider ways you can reduce the noise levels within the

•

work place Look at what noise you are exposed to outside of work.

For example, are you keen on hunting, stock cars and other activities that create high noise levels? What options are available to reduce the noise

meeting’ highlight the

hearing tested by a trained professional.

decibels (dB) will cause a gradual

•

reduce noise exposure at work Wear some form of Hearing Protective Device (HPD) such

exposure involved?

Let’s look at some practical ways to protect your hearing: Earmuffs

Earmuffs fit over the entire outer ear and must form an air tight seal. They are held in place by an adjustable band. Earmuffs must be snugly sealed so the entire circumference of the ear canal is blocked.

Earmuffs are available in a variety of styles and types to match the requirements of the job or individual.

Some examples of the different types available are shown below.

Basic model

Electronic noise suppression

Built in am/fm radio

Protects from noise but allows

Uses electronic noise control to

conversation or alarms to be

ensure overall sound levels are safe.

heard more clearly than basic

Earplugs

Earplugs are small inserts that fit into the ear canal. To be effective they must totally block the ear canal with an airtight seal.

They are also available in a variety of shapes and sizes to fit individual ear canals and job requirements, and can also be custom moulded. Some examples are shown below.

Easier to take out regularly

See if you can complete the following Every Day Noise Levels quiz

Are the decibel levels for the sounds in the table here above or below 85 dB? Try to guess the decibel level as well, if you can. You can check your answers on the next page ...

... The Silent Pandemic in the Construction Industry Hearing protection must be used correctly. Studies have shown that about half the people wearing hearing protection are only achieving 50% or less effective hearing

The things you see out on the road ...

protection. This is because the device is:

• Not worn continuously while working in a noisy area • Not fitted correctly or is the wrong type or size for the noise they are exposed to.

If you would like more information or to contribute your own experience, please contact either John.wallaart@acc.co.nz or Malcolm.francis@acc.co.nz

How did you get on with Every Day Noise Levels? Quiz answers.

Feeling a bit strapped?

When you have an awkward load .... and a small car ... what should you do?

It seems a bit of gaffer tape is all that’s required!

Don’t try this at home!

CBANZ makes a splash at Waimea rippa rugby

A big thanks to Certified Builders from the Waimea Old boys under 7 White rippa rugby team for the awesome drink bottles.

These were taken just before the water fight broke out.

24

Seeing our opportunities By the time you read this latest edition

Consumer confidence and the negative

of inhouse our 2012 Annual General

impact on the building industry has been

Meeting and Conference will have come

well documented and apart from activity

and gone. From initial registration

arising from pent up demand in Auckland

numbers received and the quality of the

and the Christchurch rebuild there are

education seminars in place I am sure

small glimmers of increased activity in

this Conference will be an outstanding

some areas. Long may this trend continue

success. We will report further in detail

and gain momentum. Now is the time to

on these events in our next inhouse

spend time having a look at your business

including the winner of this year’s ITaB

and seeing what changes you may

Grant Florence

Apprenticeship Challenge.

need to make to be able to capture the

Certified Builders CEO

opportunities that arise as the economy

grant@certified.co.nz

Change still rings through our industry

and confidence levels lift.

and is set to continue over at least the next 12 months with Amendment #4 of

I have visited a number of the regions’

the Building Act and the Construction

Annual General Meetings over the past

Contracts Act review both in motion over

few months which has been an excellent

the balance of the year. So this is a time

opportunity for me to meet many of our

for us all to keep on our toes, ensure you

members. It is exciting to see the passion

are informed of changes and be ready

of our members for their industry and

to take the opportunities that arise out

the positive leadership role that Certified

of these changes. The team at National

Builders Association plays. There are many

Support Office and our key industry

many opportunities for us to continue

advisors are following these changes very

to grow the organisation together with

closely and will keep you informed as they

the progammes and services we are

are rolled out.

able to provide to you ... our members.

25 25

Using your home in your business Many people who run a small business use an area set aside in the family home for work purposes. If you are doing this, you can make a claim for the area set aside so long as: • it is used principally for business use (such as an office or storage area), and

If Mereana is registered for GST the

Telephone costs

amount to claim is 10% of the total costs You may claim a deduction for telephone

excluding GST:

rental if you run your business or $3,043 x 10% = $304.

organisation from your home. If your home is the centre of operations or

Mereana can also claim 10% of the GST

management for the business, you

content of these items in her GST return.

may claim a deduction of 50% of the

She can claim this either annually or on a

telephone rental. Identify those toll calls

period-by-period basis.

that are business-related. It is a good idea to use a highlighter on your phone bill to

Claims on mortgage interest

mark the business toll calls. If you have

You may also claim a proportion of the

rental, you can claim the full cost of the

The responsibility for keeping invoices

mortgage interest (not principal) paid

commercial line for both income tax and

and records for a home office is the same

during the year. Use the same method

GST, but none of the domestic rental.

as for any other business expenses you

of the business floor area percentage to

If you make any private calls on the

are claiming. You can claim a portion

work out what to claim.

business line, you will have to make an

of the household expenses, such as the

adjustment for them.

• you keep a full record of all expenses you wish to claim.

a separate commercial and domestic line

rates, insurance, power, and mortgage interest (if you own the house). You must keep invoices for these expenses.

You can only claim the expenses that relate to the area set aside for business.

Work out the percentage of the work area, compared to the total floor area of the house. Then apply this percentage to the total house expenses.

Example In a house of 100 square metres Mereana sets aside 10 square metres as an office (10% of the total floor area). GST-

Part

of

inclusive house expenses for the full year were: Rates

1,800

Insurance (house)

600

Power

1,100

Total costs (including GST)

3,500

GST

457

Total costs (excluding GST)

3,043

If Mereana is not registered for GST the amount to claim is 10% of the total costs including GST: $3,500 x 10% = $350.

26

home as

business

How the Advertising Levy is spent

2011

xxxxxx

The Advertising Levy is invoiced to all Platinum memberships. The levy helps pay for all Certified Builders Association advertising in magazines, radio, television, exhibitions and road shows. It promotes

All platinum members are invoiced

the association nationwide, effectively branding CBANZ so the

every year in June for the year ahead,

public/consumer of New Zealand recognise and understand the

or invoiced at a pro rata amount

fundamental advantages of hiring a Certified Builder verses other

based on their join date. Amounts

builders. Importantly our Website is maintained and upgraded

are invoiced based on your category.

by the levy, which judging by the number of site visitors is a very

CB1 = $110.00

effective advertising tool for all current members.

CB2 = $215.00 CB3 = $215.00

The advertising levy is used to promote the Association’s profile.

CB4 = $325.00

This in turn promotes your business when you align your company

CB5 = $430.00

with our logo, thus giving you the opportunity to add value to your business. We welcome any ideas to promote the Association and thank you for your support.

27 27

Around the regions

Whiff of a good thing ...

It’s not always easy to get a hot snack when you’re on the job. But it’s not a problem at Hamilton-based Absolute Construction.

Warwick Leigh-James decided his staff deserved a hot lunch no matter where they were working ...

He got hold of an old Post Office van and kitted it out as a mobile onsite work/kitchen complete with

28

George Foreman grill and a microwave. These guys do it posh.

Warwick jokes that the ONLY Foreman on the job is George! Second year apprentice Tom LeighJames gets to master his cooking skills as well as his carpentry skills (he calls it multi tasking).

Fillets of snapper were on the menu caught the previous day – Warwick was off to grab a taste!

Q&A – the law at work The following questions have arisen in

previously been a good employee,

cases in which e2Law has recently been

but he is no longer. We are

involved:

disappointed in both his attitude

Danny Jacobson & Trudy Marshall e2Law — Employment &

and the quality of his work. As he

OWNERSHIP OF INTELLECTUAL PROPERTY Q:

clause and he has only been with us 30 days, can we just terminate his employment?

We are a large building company, specialising in commercial projects.

One of our office based employees

A:

Based on the information you have

has incorporated our specific

provided, the trial period clause

building methods and practices

cannot be relied on. There are

into an application for use on the

two reasons for this. First, you are

laptops that all of our senior staff

unable to use a trial period clause

now use. He has developed this

for an employee that you have

during work time but also claims

previously employed. Secondly,

to have worked on it in his own

the employment agreement must

time. He has recently resigned

be signed before the employee

and is claiming that he owns

commences work, not on the first

the intellectual property in the

day or at some later date. You

application. Surely we own the IP?

will still be able to address your concerns, but you will have to do

A:

If you have a specific clause in your employment agreement stating that you own the intellectual property in any inventions, designs, improvements and discoveries relating to your business, then you will own the property rights. However, if you have no such clause the matter will be arguable, particularly if the

so in accordance with the usual employment processes requiring fair treatment and consultation.

We recommend you seek advice to ensure you comply with your obligations.

VEHICLE USE Q: We had provided our foreman with

employee has spent his own time

a work ute for use at work and to

on this. Whether you already own

travel between his home and work.

the intellectual property in your

We have had two reliable reports

building methods and practices will

that he has been using the vehicle

also be a factor.

for private use. One was that the vehicle was seen at a local pub on

TRIAL PERIOD

a Saturday night. The other was that the ute was seen on a Sunday

Q: We recently re-employed a builder who had returned from overseas having served his apprenticeship with us some years ago. On his first day of work, we gave him our standard employment agreement, which he signed and returned later that day. The agreement contains a 90 day trial period. He had

Environment Law

is on a ‘no grievance’ trial period

at a beach about 50 kilometres away from town. While the use of the ute is not mentioned in his

Can we formally warn or even dismiss this foreman?

A:

Unauthorised use of a motor vehicle can be a serious breach of the employee’s obligations to his employer. In some cases it could even amount to a criminal act if the employee has converted the vehicle.

Assuming your policy is clear and your information is reliable, you have good grounds to commence a disciplinary process on the basis that the disciplinary outcome could be either dismissal or a warning. You will have to ensure you follow a fair process which will include providing full details as to the allegations and the information you are relying on, and giving the employee a full and proper opportunity to comment.

You will then need to take into account all circumstances before deciding whether there has been misconduct or serious misconduct, and if so, what disciplinary outcome is justifiable.

employment agreement, we have a very clear vehicle use policy that spells out the limits on personal use. He signed a copy of this policy when he started working for us and we have reminded staff about the policy at various staff meetings.

Trudy Marshall and Danny Jacobson are Partners at Employment & Environment Law, Barristers and Solicitors, Tauranga. They operate the Employment Helpline for CBANZ members: ph 07 928 0529. They have also produced a Guide for Employers in the Construction Industry which CBANZ can send out to members on request.

(The above is by its nature general, and is not intended to be a substitute for legal advice).

29 29

The importance of extract ventilation

By Lois Easton, Beacon Pathway

There’s a simple way you can contribute to the good health of your clients: by ensuring good ventilation.

Of course, much of a home’s ventilation depends on its design – how it is oriented, the number and placement of windows – and you may not be able to change that.

However, equally important is removing moist air from the home.

On average we spend 75% or more of our time at home. Yet surveys of New Zealand homes show they are both cold and damp. The World Health Organisation recommends that the minimum temperatures for good health are 18°C for living areas and 16°C for bedrooms – yet New Zealand’s homes are often colder. In cold temperatures the moisture in the air settles on cold surfaces, such as un-insulated walls,

Other sources of moisture While you’re thinking about achieving a dry house for your clients, don’t forget:

•

Vapour barriers. A surprising amount of moisture – up to 30kg– comes off the soil under a house every day. Lay polythene ground covers under existing houses with raised floors, and when laying

•

new concrete floors.

Insulation. Recommend above Code insulation for ceilings, walls and under floors – the warmer the house, the less

•

condensation and mould.

Efficient heating. The house will be warmer and will cost less to run. Above all, if you see a client using an unflued gas heater (e.g. LPG heaters), recommend they change to a healthy option. Not only do unflued gas heaters emit dangerous gases, they give off a litre of moisture inside the home for every hour they are used.

rooms should have mechanical extract ventilation (extractor fans or range hoods) to remove moisture. Don’t forget the laundry - clothes dryers produce a lot of moisture. Include an extractor fan and a clothes line – drying clothes indoors, even without a clothes dryer, releases unnecessary moisture into the air.

A critical part of extract ventilation is making sure you vent to the outside and not into the roof space as that will allow moisture to accumulate and damage the insulation and internal roof structures.

Equally, a range hood should extract to the exterior, rather than recycling air – this simply removes food smells but not the moisture from cooking. The impact of not venting a range hood outside was shown in recent monitoring of the HomeSmart Home. The range hood, sited on an internal wall, simply recycled the air and humidity readings for the living area, next to the kitchen, were higher than the rest of the house.

Tips for effective extractor fans and range hoods:

•

Choose the right-sized fan for the job. A fan that’s too

ceilings and windows, as condensation.

small won’t remove enough

Condensation and cold are the perfect

moist air to keep the home

conditions for mould which thrives in humidity greater than 70%.

Mould, with its tiny spores, is at the root of many respiratory illnesses and asthma as well as some forms of gastroenteritis.

Fungi growth affects about 40% of New Zealand homes and can cause adverse health effects such as respiratory illnesses, asthma and allergies. Dust mites also thrive in humid environments, exacerbating asthma and allergies.

So a home which is both warm and dry is essential for good health. Good insulation in ceilings, walls and under floors, together with an efficient heating

30 30

dry. A fan that’s too large can

system, will help make a warm home.

create draughts. Minimum

A dry home is all about ventilating

requirements for extractor

to freshen the air, stopping moisture

fan performance are set down

entering the home, and getting rid of sources of moisture in the home. The last is simple and easy to achieve.

•

for example, can produce 1.5 litres each

runs for ten minutes after it is

•

in your home are in the kitchen, bathroom and laundry. All these

Combined light/extract units ventilators – select separate

into the air and if it is not removed, can

The most significant sources of moisture

turned off. are often not very effective

time it is used. This moisture evaporates contribute to mould and condensation.

Choose models with automatic controls, such as a timer which

Considerable moisture is generated by simple household activities. A shower,

under the Building Code.

•

units.

Locate the extract inlet as close as possible to the moisture source – for example, close to the shower if it’s in a bathroom.

•

Locate the outlet away from windows – otherwise the moist air

Activity

Litres

Cooking

3.0 per day

Clothes washing

0.5 per day

Showers and baths

1.5 per day (per person)

effective than ducting which has

Dishes

1.0 per day

kinks or goes around a corner.

Unflued gas heater

1.0 per hour

Ensure the weather grill shuts

Clothes drying (unvented)

5.0 per load

will just blow back in if the window is open.

•

Pay attention to the ducting – straight ducting is much more

•

Moisture produced by daily activities

properly so that there isn’t too much heat loss when the fan’s not in use.

•

With range hoods, it’s important that the hood covers the whole stove – and isn’t too far away from the elements. If it’s a smaller size than the stove, or very high above the elements, then it won’t work.

Extract ventilation is so straightforward that it is often not top of mind when thinking of home performance. However, providing your clients with effective means to extract moist air from their home is a simple way you can contribute to their health and enjoyment of the home in years to come.

About Beacon Pathway Beacon Pathway is committed to the transformation of New Zealand’s homes and neighbourhoods, working to make them higher performing, more adaptable, resilient and affordable through demonstration projects, robust research and a collaborative approach to creating change.

For further information about Beacon Pathway visit www.beaconpathway.co.nz

A large range hood well positioned to capture moisture from all elements on the stove top.

31 31

Licensed?

Show it!

Certified Builders can now supply you with a suite of LBP stickers for: invoices, vehicles, letterheads, envelopes, windows and business cards Stickers are available in black/white or green/white of the LBP logo.

LBP Stickers

Green/white version

Black/white version

$3.50 each

$3.50 each

$7.50 per sheet (40 per sheet)

$7.50 per sheet (40 per sheet)

Window stickers (150mm round) Stamp size stickers for use on business cards, invoices, letterheads, envelopes etc (25mm round)

Please note: LBP stickers will be supplied only to those of you who are current Licensed Building Practitioners and this will be strictly regulated. Special thanks to Tauranga member Blair Arrowsmith for the inspiration and ideas for the LBP stickers.

3

In

easy steps

you can have youR own 4-page website

just $695 (+ GST)

Take a look at one of the websites we have created www.reliabuilt.co.nz What they wanted: The Reliabuilt team specified a clean and user friendly website with major emphasis on their past projects.

Job Build: The home page was designed to draw the browser’s attention directly to Reliabuilt’s past projects, with easy viewing without leaving the home page.

Job Outcome: A vibrant 4-page website with a Team page to build confidence in the browser and lots of great quality images of past projects to sell their services and prove their experience.

Get a Website ... and your business can be on display 24 hours a day, 7 days a week, 365 days a year!

To find out how ... Contact Eve ph 0800 CERTIFIED or email eve@certified.co.nz 32

33

Around the regions

Charity begins at a home The Otago / Southland Community is

the construction to entice the public in

were listed in that feature.

getting behind a Neurological Foundation

while the build was on. It was also a

So thank you again to Glen Summers,

Charity trying to raise $3 million to help

great opportunity for these members to

Larry Greene, Graham Stevenson,

fund a “Chair in Neurosurgery”.

put their faces in front of a large number

Sacha Gray, Lawrence Wong, Ross

of sub-contractors and material suppliers

Lunn, Nigel Lawson, Andrew McGeady,

This position will secure Neurosurgical

who also worked on or donated products

Dave Gruppelaar, Alister Bungard, Rob

Services and research at Dunedin

to the house.

Bradshaw, Dallas Shaw, John Laverty, Peter Finnie, Tim Burke, Noel Barclay.

Hospital, a service which the region had to fight to retain in 2010.

The Otago Daily Times newspaper ran a full page “Thank-you” feature on

Mitre 10 Mega enlisted the help of the

the 11th April with the CBANZ logo,

Otago Branch of CBANZ to build a house

promotional blurb and thank you to the

in only 3 weeks. The project started

local members who helped. Their names

on March 3rd in the carpark of Mitre 10 Mega, Dunedin. Open homes where held over Easter and the house was auctioned and sold on April 21 for $163,000 thus raising $50,000 for the charity once costs had been deducted.

Of the 35 local members in Otago, 16 gave up their weekends to build the house, giving their time for free. It was a fantastic opportunity for these members and for CBANZ to raise their profile in Otago with Mitre 10 hosting expos during

34

ABOVE: Teamwork gets the job done.

INSET: Smoko’s important to keep spirits up.

BELOW: The early stages.

Inside the house

All hands up ... the ceiling ply is installed.

Getting under way.

A bit of a squeeze on auction day.

The auction winners are thrilled with their new quick build home.

35

ToolTube - the CBANZ Video Channel bringing business education into your home Now available to gold card members, enter this link into your address bar/URL http://www.certified.co.nz/gold-card-tooltube/ and watch the first of several educational videos that we will be bringing you to make your lives easier. The video will be no more than 10 minutes long and not full of jargon.

• The first will step you through filling out your licensing application through the qualified streamlined process.

• The second video demonstrates the non qualified process for the site licence.

• In the third video Jason McClintock gives an overview of life with licensing, preparing yourself for when the assessor calls and why you may wish to consider a site licence.

CBANZ will keep you informed when more ToolTube become available.

36

Builders Brag Page Send us in your hunting & fishing pics and we’ll reward those that get published on this page with a Hunting & Fishing New Zealand Fleece Gutbusta Bush Shirt valued at $39.99.

Send photos to: Builders Brag Page PO Box 4472 Palmerston North Or email in hi-res to jo@huntingandfishing.co.nz (be sure and identify clearly that you are sending an entry for the Certified Builders Brag Page as well as full contact details!)

Please note photos submitted must be from a CBANZ or ITaB member or a company affliated with Certified Builders.

Above: Phil Beaufoy of Beaufoy Builders Ltd in Wanaka was fishing over at Jacksons Bay, Haast, West Coast, South Island where he caught this albercore tuna.

Left: Matt Baines CBANZ Member of Thames with a 10 pound snapper caught in the Hauraki Gulf.

32 stores nationwide Ph: 0800 486 834 (0800 HUNT FISH) Shop online or register for catalogues www. huntingandfishing.co.nz 37

37

Tools explained !

1. DRILL PRESS: A tall upright machine useful for suddenly snatching flat metal bar stock out of your hands so that it smacks you in the chest and flings your beer across the room, denting the freshly-painted project which you had

6. HACKSAW: One of a family of cutting

11. BAND SAW: A large stationary power

tools built on the Ouija board principle...

saw primarily used by most garages to

It transforms human energy into a

cut good aluminum sheet into smaller

crooked, unpredictable motion, and the

pieces that more easily fit into the trash

more you attempt to influence its course,

can after you cut on the inside of the line

the more dismal your future becomes.

instead of the outside edge.

carefully set in the corner where nothing could get to it.

7. VICE-GRIPS: Generally used after pliers to completely round off bolt heads. If

2. WIRE WHEEL: Cleans paint off bolts

nothing else is available, they can also be

and then throws them somewhere under

used to transfer intense welding heat to

the workbench with the speed of light

the palm of your hand.

12. TWO-TON ENGINE HOIST: A tool for testing the maximum tensile strength of everything you forgot to disconnect.

13. PHILLIPS SCREWDRIVER: Normally used to stab the vacuum seals under lids

. Also removes fingerprints and hardearned calluses from fingers in about the

8. OXYACETYLENE TORCH: Used almost

or for opening old-style paper-and-tin oil

time it takes you to say, ‘Oh shivers!’

entirely for lighting various flammable

cans and splashing oil on your shirt; but

objects in your shop on fire. Also handy

can also be used, as the name implies, to

for igniting the grease inside the wheel

strip out Phillips screw heads.

3. SKILL SAW: A portable cutting tool used to make studs too short.

hub out of which you want to remove a 14. STRAIGHT SCREWDRIVER: A tool for

bearing race.

opening paint cans. Sometimes used to 4. PLIERS: Used to round off bolt heads.

convert common slotted screws into non-

Sometimes used in the creation of blood-

9. TABLE SAW: A large stationary power

removable screws and butchering your

blisters.

tool commonly used to launch wood pro-

palms.

jectiles for testing wall integrity.

15. UTILITY KNIFE: Used to open and slice

5. BELT SANDER: An electric sanding tool

through the contents of cardboard boxes

commonly used to convert minor touch-

10. HYDRAULIC FLOOR JACK: Used for

up jobs into major refinishing jobs.

lowering an vehicle to the ground after you have installed new brake shoes, trapping

delivered. Especially useful for slicing work clothes, but only while in use.

the jack handle under the bumper.

16. HOSE CUTTER: A tool used to make hoses too short.

17. HAMMER: Originally employed as a weapon of war, the hammer nowadays is used as a kind of divining rod to locate the most expensive parts adjacent the object we are trying to hit.

18. CUSSING TOOL: (A personal favourite!)

Any handy tool that you grab and throw across the garage while cussing at the top of your lungs. It is also, most often, the next tool that you will need.

5

free

helplines

Contracts Employment

For help with contracts issues contact Peter Degerholm at Calderglen Associates. Phone sessions are limited to 20 minutes and written questions

Advice on any employment-related issue

must be kept brief though they

is available from specialist Tauranga law

may include relevant extracts from

firm, Employment & Environment Law.

documents.

Danny Jacobson and Trudy Marshall will assess the employment issue and give

Peter Degerholm Ph 04 587 0061 or 021 307 232 Fax 04 587 0062

Peter Degerholm

Danny Jacobson

general guidance on the best options in phone sessions of approx 5-10 minutes. It is not intended as a substitute for formal

email peter@calderglen.co.nz

employment/legal advice. You must identify yourself as a CBANZ member

Business-related legal issues

and any information you disclose will be treated with confidence.

Trudy Marshall

Ph 07 928 0529 or 021 857 529 email trudy@e2law.co.nz

For advice on business-related legal issues,

web www.e2law.co.nz

Auckland commercial law firm Madison Hardy is offering a free service to CBANZ members. It will only cost you the price of the phone call. Free advice sessions are

Geoff Hardy

limited to 20 minutes.

Insurance

Experienced lawyer, and CBANZ director Geoff Hardy and junior lawyer Gagan

For advice on any insurance-related issue

Tangri will answer your queries, during

contact Jim Rickard at CBA Insurances. If

business hours.

Geoff Hardy Ph 09 379 0700 Gagan Tangri Ph 09 970 9567

you have your own broker they should be your first point of contact. However, Jim Gagan Tangri

is happy to help with any claims problems

Jim Rickard

and with any general question about what cover you should have as a builder.

Ph. 07 579 6259 or 0274 505 528

General business, accounting or tax

Email jim@certified.co.nz

For general business, accounting or tax issues you can contact Steve Brocklebank of PricewaterhouseCoopers. Phone sessions are limited to 10 minutes at

Steve Brocklebank

first, and emails should be kept to the point. You must identify yourself as a CBANZ member and any information you disclose will be treated with confidence.

It’s your call!

Steve Brocklebank Ph 03 470 3615 or 027 433 6025 email steve.j.brocklebank@nz.pwc.com

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