The School of the Art Institute of Chicago (SAIC) has had a presence in North Lawndale with its Homan Square Program for more than 10 years. Located at 906 S. Homan, SAIC at Homan Square offers free art classes to high school students, engages the community through art projects and spotlights local artists through its artist-in-residence programs.
Doux Joins MC
DREAM EXCHANGE WELCOMES DR. FRANKLIN A. MICHELLO AS AN INVESTOR
CHICAGO, PRNewswire -- Dream Exchange, the first minority-controlled stock exchange in formation, is thrilled to announce Dr. Franklin A. Michello as a new investor.
Dr. Michello, with several decades of teaching experience at Middle Tennessee State University (“MTSU”), is a Professor of Finance and the Director of the Master of Science in Finance at the Jennings A. Jones College of Business. According to the MTSU website, Dr. Michello’s areas of expertise include finance, investments, and derivatives. Dr. Michello’s scholarly works have been published in numerous professional journals as noted in the MSTU website. Dr. Michello was also recognized for an achievement in education in 2018.
“I am excited to be part of a platform that paves the way for new opportunities and empowers businesses to thrive. Investment in Dream Exchange opens doors not only for innovation but also for accessibility and growth,” said Dr. Michello.
Joe Cecala, Founder and CEO of Dream Exchange, expressed, “Having Dr. Michello join us as an investor is truly an honor. Together, we are shaping a future where every business, regardless of size or background, has the chance to realize its full potential. His investment is a commitment to a brighter, more equitable future for all.”
Dwain Kyles, Managing Member of DX Capital Partners, LLC, stated, “Dr. Michello’s investment is a testament to the potential and promise of Dream Exchange. We are excited about the future and what we can achieve together with the support of experts like Dr. Michello and others, within our investor community.”
The Dream Exchange has submitted a preliminary draft of its application to the Securities and Exchange Commission (“SEC”) to become the first minority-controlled company to operate a licensed stock exchange in the history of the United States and is in the process of responding to comments from the SEC, as well as preparing its operations for when it receives approval. In addition, Dream Exchange is championing the creation of a new type of stock exchange called a venture exchange, which will list and trade the securities of smaller, early-stage companies. Dream Exchange’s mission is to create equal access to a marketplace that instills ethics, humanity, and fairness into finance.
SOUTHLAND COLLEGE PREP BRINGS
HOME TWO STATE CHAMPIONSHIPS IN SPEECH
RICHTON PARK, Ill. — Southland College Prep Charter High School placed first in two categories in the Illinois High School Association’s State Speech Series this weekend in Peoria, Ill. Five Southland students competed in three categories: Humorous Duet Acting, Dramatic Duet Acting and Oratorical Declamation.
Junior Courtney Clemons was named the state champion in Oratorical Declamation with her performance of “The Power of Vulnerability.” Seniors and twin brothers Jeremiah and Jacob Smith earned first place in Humorous Duet Acting with their piece, “A Teenager’s Guide to Surviving a Horror Movie: Run! Run! Run!”
Seniors Daija Alford and Asiah Lee place fifth in the state in Dramatic Duet Acting performing “The Mountaintop” by Katori Hall.
“These accomplishments are a testament to the passion, talent and perseverance of our students,” said Southland CEO Dr. Blondean Y. Davis. “We are so proud of all of these young people for representing our community with excellence.”
Dr. Davis also noted the work of the coaching staff. Cheryl Frazier, co-head coach of Southland’s Speech Team, founded the speech and forensics program at Southland. Under her leadership, Southland’s speech team and speech team members have won eight state championships as well as national titles. Other members of the coaching staff include co-head coach Cara Aljoe and assistant coaches Malik Bibbie, John Anderson, Christopher Arnold, Terrence Mayfield and Deiarah Wright.
SAIC at Homan Square Exposes Community To The Arts
Continued from page 1
BY TIA CAROL JONES
SAIC has maintained two floors of office space and studio space at Nichols Tower, which was formerly the management building for the Sears campus.
The building was renovated in 2016. The SAIC students take classes at the site, along with adults who do artmaking and students who participate in afterschool art programs.
Jacqueline Williams is the Executive Director of the Office of Engagement at SAIC. Williams said that when SAIC began to look at its community and civic engagement, North Lawndale was a community that was identified as a location that was interested in having more arts and cultural programs.
“Over these 10 years, not just SAIC, but there have been numerous additions to the arts and cultural community of North Lawndale, which has helped the entire West side,” said Williams. She mentioned the Lawndale Pop-Up and Firehouse Community Art Center and Firebird are local arts and cultural organizations who have a presence in the community and add to its cultural vibrancy.
Williams said SAIC has done some really cool projects with the community in the last 10 years. She said what is great about SAIC is that everything it does is collaborative, with the community in mind. SAIC isn’t telling the community what it should do, it is working with the community to create ideas that resonate with the residents, every project has been community-led.
Students at SAIC have worked with the community to create a 3-D walking mural at the corner of Homan and Congress Parkway. What was once at dark spot near an alley is now lit up with LED lights, making that area a little safer. Students at SAIC also helped with the redesign of the
Douglas Park miniature golf course. SAIC is also working with the Land for Public Trust on the Sears Sunken Garden project. The Mothers Healing Garden has been instrumental in helping with the project.
There are other forthcoming projects that students are working on in collaboration with the community.
Williams said that SAIC continues to work with the DRW College Prep High School In Homan Square and North Lawndale College Prep High School, which has two campuses in the community, to provide those students with real art making opportunities. It is also a way to expose and introduce SAIC as an option for those students to attend for college.
Williams said that North Lawndale has always been rich in the arts. SAIC reaches back to the community to identify residents who are from North Lawndale and the West side to offer those new and emerging artists an opportunity to have studio space. The artist chosen for the artist-in-residence program receives six months of studio space, as well as a stipend for their work. It enables those artists to build upon their practice, work on grants and do outreach.
Currently Hyero is the artist-in-residence. The multidisciplinary artist is helping the young artists in the SAIC program learn how to create portraits. Hyero is known for her crochet figure paintings. Brandon Boler is set to become the next artist-in-residence in May. Boler uses found objects to create monuments. Artists-in-residence get to show their work in an exhibition.
Williams said giving the students the opportunity to show their work is a great way to optimize the SAIC’s art making spaces.
For more information about the SAIC Homan Square, visit www.saic.edu/public-programs/homan-square.
North Park Hires Advisor to Support and Retain First-Year STEM Students
CHICAGO, PRNewswire -- North Park University has received a prestigious grant from the National Science Foundation (NSF) to create a new advisor position dedicated to supporting first-year students majoring in science, technology, engineering, and math (STEM).
The three-year, $500,000 NSF grant will fund the hiring of Claudia Gonzalez, who has a Master of Arts in Mental Health Counseling, as the advisor for first-year STEM students. As a former admissions counselor at St. Augustine College, Gonzalez is well-equipped to guide students through the challenges of their demanding majors.
“At North Park, we are dedicated to providing our students with the tools, mentorship, and faith-centered support they need to succeed,” said Matthew Schau, professor of biology. “Claudia’s experience and passion
for helping students navigate the complexities of college life will have a lasting impact on the success of our firstyear STEM students.” Schau was assisted in securing the grant by Evelyn Aucutt, senior director of academic engagement and student success, Kurt Sheu, assistant professor of mathematics, and Ekaterini Koutsouris, advisor for advanced education in the health professions. Gonzalez will provide personalized guidance to students as they adjust to the demands of college coursework. Her efforts will focus on enhancing retention rates, which is crucial given the national trend of high attrition rates among STEM students—especially women and students of color. According to 2024 data from the American Society for Engineering Education, nearly 13% of STEM majors leave their programs after the first year.
The School of the Art Institute of Chicago Homan Square engages the community in art projects that enhance the North Lawndale community. PHOTO BY THE SCHOOL OF THE ART INSTITUTE OF CHICAGO.
AV CHICAGO BREAKS GROUND IN MAYWOOD
Maywood, Ill. -- A former Moose Lodge and military armory in west suburban Maywood has been purchased and is being transformed into the new home for AV Chicago, (avchicago.com), one of Chicagoland’s leading event production firms.
The commercial property at 50 Madison Street in Maywood is now being renovated into a new, $4 million+, 43,000-square-foot facility for audio/visual production and event management services. The building will be topped out with a beautiful, new 7,500-square-foot event space for hosting weddings, receptions, live performances, corporate meetings, and other rental events.
On January 23, Maywood Mayor Nathaniel George Booker and community leaders gathered with AV Chicago owners Justin Frick and Andrew Brode and their staff for an
official groundbreaking ceremony to celebrate the launch of construction at the company’s new forever home.
“AV Chicago looks forward to relocating from our rented space of 13 years in Chicago’s South Loop, to invest in our own, new home in nearby Maywood,” said Brode.
“AV Chicago will bring with it more than 40 employees, thousands of visitors, new economic vitality, and a beautiful new event venue in Maywood, located right off I-290,” added Frick.
“This is a new partnership that I could not be more happy to say we’re bringing to the village of Maywood,” said Mayor Booker, who welcomed AV Chicago to Maywood, along with the workforce development, economic activity and property taxes the project will bring to the city.
space. Capacity will be approximately 350 people.
AV Chicago has more than 30 employees and expects to grow once it moves to Maywood. The company plans to work with Maywood to create new jobs and build the company’s employee base. It’s also exploring new workforce development programs in audio visual production and event management with schools like Proviso East High School, located right across the street.
The Impact of Daylight Saving Time on Sleep Patterns and Dementia: What You Need to Know
Most of the country will lose an hour of sleep this weekend with Daylight Saving Time. Sleep pattern changeslike those we experience during Daylight Saving Time - have been shown to affect different aspects of our physical and psychological health, including our brain health. In fact, research is published regularly that suggests poor sleep -- like sleep apnea and insomnia -- may increase our risk for dementia, while getting regular healthy sleep may reduce our risk of dementia.
At the same time, people living with dementia and their family caregivers often experience changes in sleep patterns, wandering and regular bouts of insomnia. This can be exhausting and stressful for everyone involved. But there are effective ways to manage sleep issues.
AV Chicago produces high-end, corporate and social events, specializing in audio, video, lighting and staging. Meeting planners, event producers, marketers, venues, and nonprofits rely on AV Chicago to set the stage for meaningful events, including small and large meetings, conferences, galas and fundraisers, public performances and private gatherings.
AV Chicago’s new home in Maywood sits on three acres and will feature new offices, meeting, production and storage spaces, plus on-site parking for staff, clients and event attendees.
By the 1940s, it was home to the Illinois National Guard 33rd Tank Company, where 122 men were inducted and served in the 192nd Tank Battalion in the Philippines. They ultimately succumbed to the Japanese on Battan on April 9, 1942, and endured the horrors of the Bataan Death March. Of the 89 soldiers from Maywood, only 43 would return home. AV Chicago’s lobby design will be anchored by a mural honoring Maywood’s soldiers and their sacrifice.
The site was subsequently home to Saltzman Printers, and most recently, Reuse Depot.
Daylight saving time (DST) can have significant impacts on people with Alzheimer’s disease and other forms of dementia. Here’s why:
1. Disruption of Sleep Patterns: One of the hallmark symptoms of Alzheimer’s is disrupted sleep, and DST can exacerbate this. The time change might make it harder for those with Alzheimer’s to adjust their sleep-wake cycles, leading to further confusion, agitation, and difficulty sleeping.
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In addition, the building’s former ballroom will be restored into a new, 7,500-square-foot, high-end special event space named “The Armory” suitable for weddings, corporate, private and gala events, meetings and live performances. It’s a beautiful, open space with vaulted ceilings, restored brick and metal, with two wedding suites and dedicated catering
AV Chicago partnered with the Village of Maywood, West Regional Enterprise Zone, Illinois Department of Commerce and Economic Opportunity, and the Cook County Bureau of Economic Development to acquire the property and earned incentives from the state to create a viable purchase/ rehab/reuse package. The company anticipates construction will be complete in late 2025 or early 2026, followed by a grand opening.
AV Chicago’s project team includes Design SMAK, Siamak Mostoufi, architect, and general contractor Oakwood Construction Services, Troy Riley, president.
For more information, visit avchicago.com.
North Park Hires...
“It’s critical to create an environment where students feel supported and connected from day one,” Gonzalez said. “Having someone help them with everything from academic challenges to personal concerns can make all the difference. As a first-generation college student, I know how important it is to have a support system.”
Continued from page 2
Gonzalez will also teach an introductory psychology course to help students develop the foundational skills they need to succeed in college. Topics will include everything from navigating a syllabus to understanding the importance of faculty office hours.
North Park University offers a wide variety of STEM majors, including pre-medicine, pre-dentistry, biochemistry, and biotechnology. It remains committed to fostering a diverse, inclusive, and faith-centered environment where all students can succeed.
North Park University is city-centered, intercultural, and emerging as the model for Christian higher education in 21st-century America. North Park University is an urban, intercultural, and Christian university located in Chicago. Visit northpark.edu/about.
2. Increased Disorientation: People with Alzheimer’s may already have difficulty recognizing time or place. The sudden change in time can worsen feelings of disorientation and confusion, as it can be hard for them to understand the shift.
3. Changes in Routine: Individuals with Alzheimer’s thrive on routine. The abrupt change in time disrupts their daily habits, which could lead to heightened anxiety and agitation.
Tips for Coping with Daylight Saving Time for Alzheimer’s Caregivers:
• Adjust Gradually: In the days leading up to the time change, try to shift bedtime and waking times by 15 minutes each day to help ease the transition.
• Maintain a Consistent Routine: Stick to regular schedules for meals, sleep, and activities. Consistency can reduce confusion and anxiety.
• Promote Sunlight Exposure: Encourage exposure to natural light during the day, as this helps reset the internal clock and improves sleep quality.
• Be Patient: It may take a few days for your loved one to adjust to the new time. Offer comfort and reassurance during this period.
Understanding the Risk: Alzheimer’s disease can cause individuals to lose their sense of direction and familiarity, making them susceptible to wandering. Statistics show that six in 10 people living with dementia will wander at least once, with many doing so repeatedly. This behavior can occur at any stage of the disease, and its unpredictable nature adds significant stress for caregivers and family members.
While daylight saving time can present challenges for individuals with Alzheimer’s, caregivers can take steps to make the transition smoother and help their loved ones maintain a sense of stability.
On January 1, 2016 Silver Search legislation was passed in Illinois. Silver Search is a coordinated effort to bring awareness, education, and resources to help find and safely return people with Alzheimer’s or dementia that go missing. The Silver Search program wants to bring to light the increasing incidences of people with Alzheimer’s or dementia that get lost and ways in which the public can help law enforcement return them home safely. For more information about Silver Search visit, www. silversearchillinois.org.
Contact: Lionell Martin, Public Relations Manager, Alzheimer’s Association, lrmartin@alz.org, 773.593.4211. About the Alzheimer’s Association Illinois Chapter The Alzheimer’s Association offers a 24/7 Helpline (800-272-3900) that is available 365 days a year. Specialists and master’s-level clinicians provide confidential support and information to individuals living with dementia, caregivers, families, and the public.
Live Nation Urban Announces Investment In Creator Marketing Platform Breakr
LOS ANGELES, PRNewswire -- Live Nation Urban has announced its investment in Breakr, a pioneering creator marketing and tech platform. Breakr operates at the intersection of music, creators, and technology, empowering music labels, creative agencies, owned media properties, and brands to discover, select, pay, and contract with independent online content creators for promoting songs, products, and services.
As part of its transformative partnership with Live Nation Urban, Breakr is proud to unveil BreakrPay™️, its cutting-edge instant pay system designed to revolutionize the creator economy. By solving the persistent issue of payment delays, BreakrPay™️ enables brands, labels, and agencies to fund campaigns instantly, ensuring influencers—the driving force of modern marketing—are paid in real time. This creator-first infrastructure empowers Live Nation Urban and its partners to seamlessly collaborate with their favorite creative agencies, scale campaigns faster, and drive cultural impact without the friction of outdated net 30-90 payment terms. Together, Breakr and Live Nation Urban are setting a new standard for how culture moves at the speed of commerce.
Founded in 2020 by brothers Anthony (Tony) and Ameer Brown, Breakr has quickly become a leading force in the creator marketing landscape. Initially focused on the music sector, Breakr partnered with major labels such as BMG and Sony Music, to help musicians “break” into the mainstream via TikTok and Instagram. Breakr has since broadened its scope, embracing an interdisciplinary approach across industries, partnering with titans, including Hershey, Billboard, Celsius, Samsung, and UMG, among others. Today, Breakr is a thriving community of 70,000 creators, serving as a catalyst for collaboration between artists, agencies, influencers, and brands across a diverse array of online channels.
Shawn is the exciting beginning of a new chapter where we can expand our vision further than ever before, particularly with brands.”
“Breakr’s proprietary technology is revolutionizing the way brands and agencies connect with creators, offering seamless campaign management, real-time analytics, and instant payments—all within a single ecosystem. Our white-label infrastructure empowers partners to scale their operations effortlessly while maintaining full control over their campaigns and finances. This partnership with Live Nation Urban will allow us to expand our reach and continue developing industry-leading solutions that drive measurable impact in the creator economy,” added Ameer Brown, Co-Founder and Co-CEO, Breakr.
The investment will be made through a new venture fund formed by Live Nation and Live Nation Urban, the Black Lily Capital Fund. The fund will provide greater access to capital, resources, and opportunity for black founders of companies operating in, or adjacent to, the live music ecosystem, with a focus on startups in pre-seed and seed round stages.
Gee concluded, “At Black Lily Capital, we are looking for the next generation of music equipment and technology vendors, innovative tech platform owners, live venue owners and operators, or anyone else cooking up innovation that can help fuel the growth of this industry. Our partnership with Breakr is the start of a forward-thinking approach to what the music industry and digital landscape can be in the near future.”
From Resilience to Wealth:
Dr. Trisha Bailey’s Unbroken Inspires a New Generation of Entrepreneurs
ORLANDO, Fla., PRNewswire -- In a world where resilience defines success, Dr. Trisha Bailey’s journey stands as a testament to the power of perseverance and determination. In her bestselling memoir, Unbroken, Dr. Bailey shares her remarkable rise from adversity to becoming the wealthiest Jamaican-born woman, a billionaire business mogul, and a trailblazing philanthropist.
Unbroken is more than a memoir—it’s a blueprint for overcoming challenges and building generational wealth, particularly for individuals who aspire to break barriers in business and leadership. Dr. Bailey, who leads 16 companies, employs over 5,000 people, and generates hundreds of millions in revenue, opens up about the struggles she faced, the lessons she learned, and the unwavering mindset that helped her defy the odds.
“My hope is that Unbroken will inspire others to push through their challenges, believe in themselves, and embrace their own path to success,” said Dr. Bailey. “No matter where you start, resilience and faith can take you anywhere.”
“The creator economy has changed the way we all connect with audiences, driving innovation and economic activity at an unprecedented scale. Breakr is a tech platform that was a core part of Live Nation Urban’s marketing mix for the better part of a year. After meeting the founders and understanding their vision, it was an easy decision for us to invest in Tony and Ameer and their trail-blazing platform,” said Shawn Gee, Founder and President of Live Nation Urban. “Our investment reflects our belief in the founders and in the transformative power of creators and the technology that empowers them to thrive.” Gee will also join the Board of Directors of the company.
Anthony Brown, Co-Founder and Co-CEO, Breakr added, “From Breakr’s founding, projects like our #RoadtoRollingLoud competition with Rolling Loud to our extensive work with indie labels as well as the ‘Big 3,’ we’re committed to creating opportunities, discovering talent, and financially empowering creators and change-makers worldwide. Our partnership with Live Nation Urban and
Live Nation Urban (LNU) remains North America’s preeminent producer of concert experiences, festivals, and platforms headlined, curated, and owned by black talent. Operating in partnership with Live Nation Entertainment, the world’s leading live entertainment company, the company sets the tone for culture with over a dozen sought-after festival brands such as Roots Picnic, Broccoli City, Exodus Music & Arts Festival, ONE Musicfest, Strength of a Woman, and more.
Beyond their captivating live events, Live Nation Urban has established themselves as key social architects in black culture with their innovative initiatives that include Juneteenth: A Global Celebration (broadcast on CNN), Kerry Washington’s THICKER THAN WATER book tour, and a special Hip-Hop 50 event at the home of Vice President Kamala Harris in addition to tours by artists such as Ari Lennox, Kirk Franklin, Davido, LL Cool J, Jill Scott, Jodeci, and Raphael Saadiq. The LNU-produced “A Grammy Salute to 50 Years of Hip-Hop” special garnered a nomination at the NAACP Image Awards for “Outstanding Variety Show.” Live Nation Urban continues to grow across hip-hop, R&B, soul, and gospel as the most trusted purveyor of live urban music. For additional information, visit https:// livenationurban.com/.
Her story has inspired thousands, earning her widespread recognition, including being named JP Morgan Chase’s Woman of the Year and the #1 Minority Provider in the Nation. She is also the first black individual and only woman to have a building named in her honor at the University of Connecticut, where she serves as a trustee on the Board and Foundation Board (2024). Inducted into the Business Hall of Fame, she holds four honorary doctorate degrees and has achieved much more.
Beyond the boardroom, Dr. Bailey’s philanthropy reflects her deep commitment to investing in the future of individuals seeking excellence. Through record-breaking donations to UConn and scholarship programs, she ensures that more young women and men have access to the opportunities they deserve.
As Black History Month highlights trailblazers shaping history, Dr. Bailey’s story is one that needs to be told, shared, and celebrated. Unbroken is a must-read for aspiring entrepreneurs, professionals, and anyone seeking the motivation to rewrite their own narrative.
Dr. Trisha Bailey is a trailblazing entrepreneur, renowned public speaker, transformative philanthropist, and the bestselling author of Unbroken and A Dream Come true. As the wealthiest Jamaican-born woman, she has built a multimillion-dollar healthcare empire, leading 16 companies with over 5000 employees and hundreds of millions in revenue.
A University of Connecticut alumna, Dr. Bailey is the first Black individual honored with a building at UConn and a trustee on its Board and Foundation Board (2024). She has made record-breaking donations to UConn athletics and funded scholarships for hundreds of students. Inducted into the business hall of fame.
Recognized as JP Morgan Chase’s Woman of the Year, a finalist for HME Woman of the Year, and the #1 Minority Provider in the Nation. She holds honorary doctorates from UConn, the University of Bridgeport, and the University of the Commonwealth Caribbean (UCC).
A devoted mother of five, Dr. Bailey leads with compassion, purpose, and an unshakable drive to uplift others. While many wait for opportunities, she creates them—making history every step of the way. Unbroken and A Dream Come True can be found on amazon.
To learn more about Unbroken or Dr. Trisha Bailey’s inspiring journey, visit www.creatingmyownyes.com or follow her on Instagram at @creatingmyownyes.
Dr. Trisha Bailey
Anthony & Ameer Brown, Co-Founders and Co-CEOs of Breakr
(PRNEWSFOTO/LIVE NATION URBAN)
Tanishq dazzles at New York
Fashion Week in collaboration with Designer Bibhu Mohapatra
NEW YORK, PRNewswire -- Tanishq, India’s largest jewelry brand made its debut at New York Fashion Week on February 10th in collaboration with fashion designer Bibhu Mohapatra. Tanishq showcased over 40 exquisite creations from their latest collection to curate 20 meticulous looks for this first ever collaboration.
Both fashion brands have origins rooted in India and design for the modern world. Bibhu Mohapatra has been in the global fashion world for decades and has styled icons like Jennifer Lopez. While Tanishq has presented truly global and meaningful designs inspired by the craftmanship of India for women across the world. Bibhu’s 2025 Fall collection highlights elements that take inspiration from the heritage of Indian arts. Tanishq collaborated to accentuate the collection and its core design elements.
CAROL’S DAUGHTER Is Helping Black Women Reclaim Our Crowns
NEW YORK, PRNewswire -- For many Black women, hair is more than just style; it’s a symbol of identity, strength, and cultural pride. However, for 71% of Black women who experience hair loss, it can also be a source of insecurity and lowered self-confidence. Today, Carol’s Daughter, a pioneer in natural hair care, announces a powerful new solution: the Goddess Strength Minoxidil Hair Regrowth Treatment, a vital addition to the beloved and award-winning Goddess Strength collection.
their hair style
64% of Black women would be open to using minoxidil to treat noticeable hair loss if it was proven compatible with curly and coily textures
Over half of Black women who have experienced noticeable hair loss (55%) say that they are ashamed to share their hair loss struggle with others
28% of Black women who have experienced noticeable hair loss say it was caused by protective styles
16% of Black women with noticeable hair loss noticed no/not much improvement from natural remedies to treat it
“Tanishq USA is thrilled about this partnership with Bibhu Mohapatra which was born from the natural synergy between the inspiration behind our creations and the essence of Bibhu’s work. Both celebrate a modern interpretation of India’s rich, eclectic nuances, bringing them to global audiences. Our designs are crafted to complement the bold statements at the heart of his collection, enhancing its core elements with elegance and sophistication. We extend our best wishes to Bibhu and his Fall collection”
-Amrit Pal Singh, Business Head, Tanishq USA
“I am incredibly excited for this homecoming moment, where my namesake brand joins hands with one of the most respected and heritage-rich fine jewelry houses from my birth land, India. Growing up, Tanishq was a beacon of craftsmanship and trust for my family, making this collaboration deeply personal. It is an extraordinary honor to unveil my Fall 2025 collection at NYFW—an experience that feels like coming full circle with the creative forces that are so profoundly rooted in my Indian heritage.” – Bibhu Mohapatra
Tanishq, India’s most-loved jewelry brand from the TATA Group, has redefined luxury Jewelry by seamlessly blending tradition with contemporary fashion for over two decades. With over 400+ retail stores worldwide across India, North America, Middle East & Far East, Tanishq has become a global icon of elegance and craftsmanship. In the U.S., Tanishq is rapidly expanding its presence, with six stores now open in New Jersey, Houston, Dallas, Chicago, and most recently in Seattle & Atlanta.
“I’ve seen firsthand how devastating hair loss can be for women, particularly Black women. Creating this product was deeply personal for me. It’s about more than just regrowing hair; it’s about restoring confidence,” says Lisa Price, founder of Carol’s Daughter. “When I experienced hair loss, I turned to my dermatologist, Dr. Rosemarie Ingleton, who prescribed minoxidil to help treat it. I knew how important it was to have a top expert perspective to support my regrowth journey, and with insights from Dr. Ingleton and other top experts, I’m proud to bring you a clinically-proven minoxidil treatment, as part of our Goddess Strength collection, that’s over the counter and formulated for use at home.”
The Goddess Strength Minoxidil Hair Regrowth Treatment is formulated with 2% minoxidil, the #1 dermatologist-recommended ingredient for hair regrowth. Minoxidil works by increasing blood flow to the hair follicles, encouraging hair growth and helping to reverse the effects of hair loss. Clinically proven to deliver visible results in as little as four months, this treatment is specifically designed for all curl patterns, addressing a key concern for the 68% of Black women who have had to change their hairstyle due to thinning or shedding.
“Hair loss is a common concern for Black women, often stemming from a variety of factors including styling practices, genetics, and underlying medical conditions,” explains Dr. Rose marie Ingleton, MD, FAAD, a board-certified cosmetic and general dermatologist and Carol’s Daughter resident expert specializing in hair loss. “I’ve had patients tell me how transformative effective treatment can be, not only for their hair but for their overall well-be ing. The Goddess Strength Minoxidil Treatment offers a targeted solution, formulated specifically for textured hair, helping women reclaim their confidence and feel like them selves again.”
To better understand the needs of our community, Carol’s Daughter commissioned a Harris Poll to gather valuable insights and statistics on how hair loss specifically impacts Black women. Some key findings from the studies were:
73% of Black women say that hair re growth drastically improved their self-esteem/ confidence
68% of Black women who have experienced noticeable hair loss say they have had to change
The Goddess Strength Minoxidil Hair Regrowth Treatment is formulated to not only to combat hair loss but to serve as an essential step in a Black woman’s hair care journey. For best results, use daily in the morning and nighttime and as part of the full Goddess Strength System during washday:
Step 1: Cleanse hair the Fortifying Shampoo
Step 2: Condition and Smooth with the Fortifying Conditioner
Step 3: Treat scalp/affected areas with the Hair Regrowth Treatment
Step 4: Hydrate with the 7 Oil Blend
The Carol’s Daughter Goddess Strength Minoxidil Hair Regrowth Treatment is available now at Amazon.com, Walgreens, CVS, Kroger, and HeB at the suggested retail price of $29.99 and rolling out to other participating retailers nationwide. In 1993, encouraged by my mother, Carol, I began creating high-quality products made with love in my Brooklyn kitchen. As family and friends experienced how these products transformed their hair and skin, I knew that I was onto something good. I needed a name for my company, so I made a list of everything I was and everything I wanted to be, and I realized that the most special thing that I am is Lisa, Carol’s Daughter. – Lisa Price, Carol’s Daugh-
Rosemarie Ingleton is more than just the Medical Director of Ingleton Dermatology—she’s the visionary behind its success. Dr. Ingleton has built a national reputation in both general and advanced cosmetic dermatology as the go-to dermatologist for many high-profile individuals. Her ability to seamlessly blend medical and cosmetic care, addressing skin and hair concerns with an artful touch, truly sets her apart. Whether you’re dealing with adult acne, seeking subtle cosmetic enhancements, or need expert care for ethnic skin, Dr. Ingleton’s deep understanding and precision make her a trusted leader in the field. Her achievements have been featured in publications like Vogue, Glamour, Essence, Allure, and Oprah.
Companies Face Immediate Backlash for Abandoning DEI Pledges
NNPA NEWSWIRE — The impact on the retailer’s bottom line has been undeniable, with Target’s stock price experiencing a sharp decline.
By Stacy M. Brown
NNPA Newswire Senior National Correspondent @StacyBrownMedia
Corporate America’s retreat from diversity, equity, and inclusion (DEI) commitments is already having significant repercussions, with consumer boycotts, stock fluctuations, and mounting legal battles reshaping the financial landscape for major firms. Companies that once championed DEI efforts in the wake of George Floyd’s murder have begun to abandon these initiatives under mounting conservative pressure, only to face economic and public relations consequences of their own. Target is at the center of a lawsuit alleging it misled investors about its Environmental, Social, and Governance (ESG) and DEI policies. The lawsuit argues that Target’s messaging led to widespread boycotts following its 2023 LGBTQ+ Pride campaign, which extended into a 2024 backlash. The impact on the retailer’s bottom line has been undeniable, with Target’s stock price experiencing a sharp decline. On a recent trading day, shares dipped another 28 cents. Further, Blue Chip Partners LLC reduced its holdings in Target by 6.8% in the fourth quarter, selling more than 10,000 shares.
Despite dropping its own DEI initiative, Walmart has fared better than Target, even as Saudi Arabia’s Public Investment Fund recently divested from the retailer. On Feb. 14, Walmart’s stock slipped from $105.30 per share opening to $103.60, a minor dip compared to the larger financial instability seen elsewhere. Other corporations abandoning DEI commitments are feeling the strain in different ways. Ford, which eliminated its DEI program, is now facing what many argue is the karma of a staggering $2.5 billion in punitive damages from a recent jury verdict in Columbus. McDonald’s has seen its stock continue steadily declining, falling to $308.55 per share, with Blue Chip Partners LLC also selling off its holdings in the fast-food giant. Coca-Cola and PepsiCo, preparing to comply with executive orders to dismantle DEI programs, have also taken hits. Coca-Cola’s stock dropped by more than 63 cents, while PepsiCo saw a more than $1.19 per share decline. Some companies that have retreated from DEI, such as Meta and JPMorgan Chase, have managed to hold their ground. Meta CEO Mark Zuckerberg has cozied up to MAGA figures, shielding the company from harsher backlash. Meanwhile, JPMorgan Chase CEO Jamie Dimon, who has long advocated for diversity,advocated for diversity, recently downplayed DEI training programs, insisting the bank’s approach to minority communities remains unchanged. The company’s stock has remained steady at $276.59. Citigroup and Morgan Stanley have also largely avoided financial fallout, maintaining relatively stable stock prices despite walking back their diversity commitments. However, Citigroup’s decision to remove or alter its public-facing DEI language has drawn criticism. Goldman Sachs took a similar step, scrapping a requirement that companies it takes public must have at least two diverse board members, citing legal developments.
The entertainment and media industries are not immune. Disney has overhauled its DEI initiatives, dropping its “Reimagine Tomorrow” website and adjusting diversity-related content warnings. While Disney’s stock has fluctuated, it recently slightly increased by 79 cents. Meanwhile, PBS has shuttered its DEI office, citing the need to comply with anti-DEI executive orders. Corporate compliance with Trump-aligned policies is also apparent in the beverage and consulting industries. Bloomberg reported that Coca-Cola and PepsiCo are adjusting their policies to align with federal contract regulations. Deloitte has told U.S. Eemployees working with government clients to remove pronouns from their email signatures, rolling back its DEI goals. Accenture, another major consulting firm, has eliminated diversity targets in hiring and promotion, citing the Trump administration’s stance.
Retailers and financial institutions are also responding. Lowe’s has merged its employee resource groups under one umbrella and cut its participation in external diversity events. Truist Financial Corp. recently trimmed its stake in Lowe’s, selling off over 39,000 shares. Meanwhile, Amazon omitted DEI language from its latest SEC filing, signaling a broader shift in corporate strategies. Boeing has dismantled its DEI department, folding those responsibilities into human resources. Consumer and activist backlash have been swift. The National Newspaper Publishers Association (NNPA), representing the Black Press of America, has launched a national public education and selective buying campaign in response to corporate America’s retreat from DEI. The NAACP has also issued a spending guide identifying businesses that have abandoned or upheld diversity commitments. Pastor Jamal Bryant of New Birth Missionary Baptist Church in Atlanta has called for a 40-day economic fast against Target, urging 100,000 people to halt spending at the retailer. Bryant noted that Target had pledged $2 billion toward Black-owned businesses but rescinded that commitment in January.
“Black people spend $12 million a day at Target,” Bryant said on the Black Press’ Let It Be Known news program. “Because of how many dollars are spent there
Target Corporation’s stock plummeted by approximately $27.27 per share by the end of February, erasing about $12.4 billion in market value. The drop came on February 28, the designated economic blackout day, and coincided with mounting backlash over the retailer’s decision to abandon its diversity, equity, and inclusion (DEI) commitments.
The National Newspaper Publishers Association (NNPA) has taken action through its Public Education and Selective Buying Campaign. NNPA President and CEO Dr. Benjamin F. Chavis Jr. said, “Black consumers helped build Target into a retail giant, and now they are making their voices heard. If corporations believe they can roll back diversity commitments without consequence, they are mistaken.”
Reverend Jamal Bryant, pastor of New Birth Missionary Baptist Church in Georgia, has led calls for a “40-Day Target Fast,” urging Black consumers to withhold their spending at the retailer. “Black
people spend $12 million a day at Target,” Bryant said. “If we withhold our dollars, we can make a statement that cannot be ignored.”
The NAACP also issued a Black Consumer Advisory in response to Target’s DEI rollback, warning Black consumers about corporate retreat from diversity initiatives. The advisory urges them to support businesses that remain committed to investing in Black communities.
Target is also facing legal battles. Shareholders have filed lawsuits challenging the company’s DEI policies, arguing that the commitments hurt financial performance. Meanwhile, conservative groups have sued over Target’s diversity efforts, claiming they discriminated against white employees and other groups.
“Consumers have the power to demand change, and Target is learning that lesson the hard way,” Chavis said.
The Doux Joins MC Lyte’s “1 of 1” Tour as Official Beauty Sponsor
ATLANTA, PRNewswire -- The Doux, the fastest-growing textured hair care brand in the U.S., is proud to announce its partnership with hip-hop icon MC Lyte as the official beauty sponsor of her “1 of 1” Tour. Known for merging hip-hop culture with beauty, The Doux continues its tradition of celebrating cultural pioneers through this exciting collaboration.
MC Lyte, a groundbreaking artist and hip-hop trailblazer, is making a powerful return to the music scene with “1 of 1: Reflections of Lyte Tour”, a tour designed to inspire, uplift, and educate listeners. With a signature mix of storytelling and love, the Tour celebrates authenticity and artistry. The Doux is honored to support this journey, bridging the worlds of music and beauty.
“Hip-hop is more than music—it’s a movement that has profoundly shaped my life,” says The Doux Co-founder and Creative Director, Maya Smith. “MC Lyte isn’t just an icon—she’s a trailblazer who has paved the way for so many. We at The Doux are superfans and honored to be part of her tour.”
Co-founder and COO Brian Smith adds, “Creatively, The Doux has always drawn inspiration from the music community, and this new partnership
continues that tradition. We’re excited to support MC Lyte as she brings her powerful artistry to the stage.”
Through this collaboration, The Doux will bring exclusive beauty activations to the “1 of 1” Tour, engaging fans and celebrating the deep connection between music, culture, and self-expression.
MC Lyte (Lana Michele Moorer) is an iconic rapper, actress, and entrepreneur who paved the way for women in hip-hop. In 1988, she made history with Lyte as a Rock, one of the first solo rap albums by a female MC. Outside her music career, she is a highly regarded voice-over artist, producer, and philanthropist. As co-founder of the Hip Hop Sisters Foundation, she champions educational opportunities for young women.
Founded in 2018 by Maya and Brian Smith, The Doux is a Black-owned Atlanta-based independent haircare brand blending salon-quality performance with bold, hip-hop-inspired aesthetics. Available nationally at stores including Target, Walmart, Sally Beauty, and CVS, The Doux has become the fastest growing textured haircare brand in the nation. Follow along on Instagram at @ilovethedoux.
PHARRELL WILLIAMS’ BLACK AMBITION OPENS THE APPLICATION FOR ITS FIFTH
NEW YORK, PRNewswire -- Black Ambition, the non-profit organization founded by Pharrell Williams, announced today they are now accepting applications for the 2025 Black Ambition Prize Competition. Grounded firmly in the belief of closing the wealth gaps and strengthening the pipeline of underrepresented founders, the organization continues to provide underrepresented entrepreneurs with the capital, mentorship, and resources necessary to scale their ventures and transform industries. With more than $1 million in funding for up to 25 applicants, Black Ambition is unwavering in its commitment to breaking down barriers and empowering the success of underrepresented founders.
“Black Ambition’s fifth anniversary is more than a milestone—it’s proof of what happens when vision, resilience, and community come together. It’s a testament to what’s possible when we invest in each other. What started as a mission to close the wealth and opportunity gap has grown into a global movement, proving that underrepresented founders don’t just belong in the room—they are redefining the game,” says Felecia Hatcher, CEO of Black Ambition.
The competition is open to early-stage entrepreneurs innovating in consumer products & services, healthcare, media and entertainment, technology, and Artificial Intelligence (AI). Selected founders will embark on a 12-week transformative journey, gaining high-level mentorship, business development support, and access to an influential network of investors and industry leaders through the Black Ambitionist Mentorship Program powered by Cinematica Labs.
a force. A catalyst for change. A platform where underrepresented entrepreneurs don’t just get a seat at the table — they build new tables, positioning themselves for uninterrupted success … when we invest in diverse talent, we unlock limitless potential,” says Pharrell Williams, Founder of Black Ambition. “But this is just the beginning. Let’s keep building, keep breaking barriers, and keep rewriting the rules. I can’t wait to see what we do in the next five years.”
The Black Ambition Prize Competition begins with
tively valued at over $1M. For participants, this is a gateway to unparalleled industry access, high-impact learning, and strategic partnerships that elevate startups to new heights.
“Winning Black Ambition was more than just funding; it was a turning point that brought validation, opportunity, and a catalyst for growth,” said Dr. Monica Williams, CEO and Founder of RedDrop and 2024 Black Ambition Prize winner. “With their investment, we’ve been able to scale our vision, refine our strategy, and launch into new levels of success. The support from Black Ambition extends beyond capital—it encompasses mentorship, strategic workshops, and a vibrant community of visionary founders that fuels innovation and accountability.”
“The road ahead is one of greater impact, deeper connection, and an unwavering belief that when we uplift one, we uplift all,” continues Hatcher. “To every entrepreneur, every dreamer, and every changemaker—we see you, we celebrate you, and we are building with you. The journey continues, and one truth remains: We got us. And we are just getting started.”
Throughout the program, participants will refine their strategies, sharpen their pitches, and position their businesses for long-term success. The journey culminates at Black Ambition’s 5th Annual Demo Day in November, where founders will have the opportunity to receive up to $1M+ in funding, further expanding the ecosystem of talented, underrepresented founders making an impact.
“Five years ago, Black Ambition was an idea. Today, it’s
150-200 standout semifinalists selected for a three-month mentorship program, equipping them with invaluable insights, strategic guidance, and access to influential business leaders. The top 40 founders will then advance to a public voting round and pitch training, ensuring they are well-prepared for the final stage of the competition. The top 20 finalists will receive funding and select founders will receive pitch deck design support and pitch coaching from industry experts.
Black Ambition redefines what it means to win. While traditional prizes focus solely on cash awards, Black Ambition’s prize competition provides a comprehensive suite of resources—including high-caliber networking events, immersive mentorship, and tailored strategic support—collec-
Since its inception in 2020, Black Ambition has awarded approximately $13 million to 131 visionary entrepreneurs, with its founder network collectively raising over $280 million and generating more than $265 million in revenue.
At the 2024 Demo Day, Black Ambition awarded approximately $2.7 million to 30 groundbreaking founders. The 5th Annual Demo Day will continue this legacy, spotlighting the next wave of visionary leaders and catalyzing real change in the business landscape.
Applications for the 2025 Black Ambition Prize Competition are now open. For more information and to apply, visit www.blackambitionprize.com.
To connect and learn more about Black Ambition, please visit www.blackambitionprize.com. Follow the organization on Instagram (@blackambitionprize), LinkedIn, Facebook (@blackambitionprize), Twitter/X (@blackambitionpz), and subscribe to their newsletter to stay up to date with the Black Ambition network.
Founded by Pharrell Williams in 2020, Black Ambition empowers underrepresented innovators and communities to excel, uninterrupted. To date, Black Ambition has awarded approximately $13M to 131 innovative entrepreneurs. Black Ambition network founders have gone on to raise more than $280M collectively.
This endeavor has been recognized by Forbes, Essence, Complex and many more for driving meaningful change. It also was the winner of Fast Company’s 2021 World Changing Ideas award for Impact Investing.
2024 Black Ambition Demo Day. Black Ambition
(left to right) Maya Smith, MC Lyte, Brian Smith. The Doux is an official sponsor of MC Lyte’s “1 of 1” Tour. The Doux
BLACK FIRST-TIME HOME BUYERS see strongest rebound as national rates decline
SEATTLE, PRNewswire -- While recent first-time home buyer rates have declined nationally, Black buyers have experienced the strongest rebound. A recent Zillow® survey found that 62% of Black home buyers purchased their first home in 2024, holding steady from the previous year. In comparison, overall, first-time buyers made up just 44% of the market, down from 50% in 2023.
After a sharp drop from 47% in 2019 to 35% in 2021, the share of Black first-time buyers rebounded to 55% in 2022 and hit a record 63% in 2023 — outpacing other racial groups and the national trend.
“Despite affordability challenges, Black first-time home buyers are demonstrating a strong commitment to homeownership, a key driver of generational wealth,” said Zillow Senior Economist Orphe Divounguy. “While income disparities and saving difficulties continue to delay home buying for Black households, programs like down payment assistance, first-time buyer tax credits and flexible lending options have helped increase access.”
The rise of remote work has also expanded opportunities, giving some Black renters more flexibility to pursue homeownership in more affordable areas. Zillow research shows that Black renters are 29% more likely than other renters to be at a tipping point where remote work could make homeownership achievable.
Still, high housing costs and strict building regulations in many metropolitan markets limit opportunities for many buyers across the country, disproportionately impacting lower-income households — particularly Black households and other households of color. These areas often face supply constraints that drive up prices, and in markets with stricter building regulations, even fewer listings are affordable for
the typical Black household.
A key measure of housing affordability is the monthly housing burden compared to household income. Black households face the steepest barriers, earning a median income of $54,896 — far below the $95,213 needed to buy the typical U.S. home in 2024 without being cost-burdened (spending more than 30% of income on housing). As a result, just 17.6% of listings are affordable for the typical Black household, compared to 28.2% for Hispanic, 37.9% for white, and 56.8% for Asian households, underscoring persistent gaps in homeownership.
St. Louis is the most affordable1 housing market for typical Black households — those households earning the median income — with 30.3% of listings within reach in 2024. Birmingham follows at 29.5%, and Memphis at 29.0%. Other affordable markets include Detroit (28.6%), Baltimore (25.8%), Pittsburgh (23.7%), Cleveland (22.8%), Indianapolis (22.0%), Atlanta (19.2%) and Oklahoma City (18.8%). In contrast, the least affordable markets for potential Black home buyers are concentrated on the West Coast, including major California metros and Seattle.
through innovation and advocacy. Zillow Home Loans’ BuyAbility℠ tool gives buyers real-time, personalized insights on how interest rates impact their budget, showing estimated monthly payments and helping them find homes on Zillow that are within their price range. Zillow’s down payment assistance tool connects buyers with financial resources through a simple questionnaire and dedicated page. Beyond technology, Zillow advocates for policies that expand credit access, boost housing supply and improve affordability.
Zillow Group, Inc. (Nasdaq: Z and ZG) is reimagining real estate to make home a reality for more and more people. As the most visited real estate website in the United States, Zillow and its affiliates help people find and get the home they want by connecting them with digital solutions, dedicated partners and agents, and easier buying, selling, financing, and renting experiences.
Zillow Group’s affiliates, subsidiaries and brands include Zillow®, Zillow Premier Agent®, Zillow Home Loans℠, Zillow Rentals®, Trulia®, Out East®, StreetEasy®, HotPads®, ShowingTime+℠, Spruce®, and Follow Up Boss®.
Despite a steeper decline in the share of home listings that were affordable to the median earner, Black homeownership increased more than white homeownership in 2024 compared to 2019. Only Hispanic households saw a higher percentage increase in homeownership.
Black first-time home buyers are driving homeownership gains, but barriers remain. Zillow, a leader in real estate and technology, is helping to tackle some of these challenges
The Eagle Academy Foundation Celebrates 20 Years of Uplifting Young Men of Color Through Education, Pathways, and Leadership Training
NEW YORK, PRNewswire -- The Eagle Academy Foundation works to ensure young men of color can live fully, learn joyfully, and lead courageously.
The EAF has created spaces where young men of color thrive academically, socially, and personally. By prioritizing joy, belonging, learning and leadership, the Foundation has transformed the lives of thousands of young men of color and their communities. It is a model for educational excellence and holistic support through its schools, initiatives, and signature events, including:
The Eagle Academy for Young Men, a network of six NYC & NJ-area public schools boasting a 98% high school graduation rate nearly three times higher than the city and national average for young men of color and a thriving alumni network in colleges, communities and careers around the nation.
Eagles Soaring Beyond, an innovative post-secondary success initiative focused on college readiness, workforce development, and financial empowerment. Through preparation and placement, young men of color achieve positive life outcomes and break generational cycles of poverty.
The Eagle Institute, a professional development and consulting initiative that provides essential training and support to schools, educators, and institutions seeking to up-level their ability to nurture and advance student success for young men of color. The Eagle Institute has trained over 2,000 teachers, administrators, and community advocates in 34 school districts and 65 cities nationwide, impacting over 40,000 students.
“EAF believes in the brilliance, humanity, and leadership of young men of color,” said Donald M. Ruff, Jr., president and CEO, The Eagle Academy Foundation. “While we celebrate 20 years, we’re also looking ahead with strategic intention and collaborative energy because the work ahead will require all hands.”
“Taking Flight” will honor the EAF’s remarkable journey while also recognizing the following valued supporters:
One Hundred Black Men, Inc. is dedicated to improving the lives and opportunities of African Ameri-
cans. The organization founded The Eagle Academy for Young Men in the Bronx, the city’s first all-boys public school in over 30 years, offering mentorship and academic excellence for young Black and Latino males. They have played a pivotal role in supporting the EAF in expanding its transformative network.
Paul T. Williams, Jr., who serves as Trustee of the estate of his late sister, poet, playwright and author, Ntozake Shange, will be honored with the Founders Award. Former counsel to the NYS Assembly Banking Committee, Mr. Williams developed the first minority-owned, nationally recognized bond counsel firm in New York and served as a partner in two law firms. He is past chairman of The Eagle Academy Foundation and has served on its Board of Directors since inception.
World Wide Technology (WWT) delivers innovative digital strategies to global organizations. Founded in 1990 by longtime Eagle Academy supporter David Steward, WWT has grown into a multibillion-dollar company and is consistently ranked as one of Fortune’s “100 Best Companies to Work For.” Steward, the company’s visionary Founder and Chair, is one of America’s most accomplished Black entrepreneurs.
“Eagles are powerful, majestic, and free to fly. That’s the world we want for our young men and our community,” said Ruff. “The Eagle Academy Foundation works to ensure young men of color can live fully, learn joyfully, and lead courageously...because they deserve it.”
The Eagle Academy Foundation is a national social impact organization devoted to the advancement of young men of color from 6th grade into adulthood. The Foundation developed and continues to support the Eagle Academies for Young Men schools—the country’s largest ecosystem of six traditional public schools serving young men of color across the five boroughs of New York City and Newark, N.J. For more information, visit www.eafny.org and follow The Eagle Academy Foundation on Facebook, Instagram, X, and LinkedIn.
1 Affordability is based on total monthly costs — taxes, insurance, and maintenance — with a 20% down payment and mortgage costs under 30% of income, as of 2024.
Get Your House In Order
Pay Yourself First
The National Association of Real Estate Brokers (NAREB) recently released its 2024 State of Housing in Black America Report, shedding light on a troubling yet unsurprising reality: the gap between Black and White homeownership has widened since 1970. This disparity is not just a statistic—it represents a significant loss of wealth within Black communities, including here in the Greater Chicagoland area.
The reasons behind this decline are numerous and complex, but regardless of the causes, one truth remains—we must take actionable steps to improve our financial standing and build generational wealth within our communities.
In recent years, the term “generational wealth” has become a buzzword, frequently mentioned but rarely understood in depth.
Many recognize that wealth is tied to money, but few grasp the fundamental processes required to transform income into lasting financial security for future generations.
Like any long journey, the path to generational wealth begins with a single step. One of the most crucial principles to embrace is simple yet powerful: stop buying what you want and begging for what you need. In other words, “pay yourself first.”
Consider these questions when evaluating your spending habits:
• Do we really need to subscribe to every streaming service?
• Do we really need to buy designer brands?
• Do we really need expensive, high-maintenance beauty treatments?
• Do we really need to eat out multiple times a week?
If these questions prompt you to examine your spending habits, then you are already on the right path. The money saved from small but consistent changes can be redirected toward investments, property ownership, savings, and wealth-building opportunities for future generations.
As the old saying goes, “Watch your pennies, and your dollars will take care of themselves.” The time to start is now—build habits today that will lay the foundation for a financially secure tomorrow. Pay yourself first!!!
Bye for now, Bren.
QUIZ:What is the name of the plan that businesses use to pass their assets on to the next generation?
Answer to last week’s quiz: If you are working and you become disabled, long term disability insurance provides you with income protection during your working years. Long-term care insurance pays for your care when you are no longer able to care for yourself.Get a more detailed answer to last week’s QUIZ question or for broader questions that you may have, please call me: 773-817-0601 or 773-819-1700
Disclaimer: The illustrations presented in this column are not, nor are they intended to be, legal, financial, or any other licensed professional advice, you should contact the licensed professional of your choice for advice on your individual situation.
Bren Sheriff
y L.M. Warbington Photography
TECHNOLOGY
Brains vs. Brawn: Putting the Latest Tech to the Test
(StatePoint) Before making a big tech purchase, it’s a good idea to compare product claims with third-party research.
That’s where Allstate Protection Plans comes in. Since 2013, the protection plan provider has offered consumers an independent assessment of the durability of the latest and greatest tech against the rigors of everyday life. And now, its researchers have turned attention on the new Galaxy S25 Ultra, which, according to Samsung, is the “slimmest, lightest and most durable Galaxy Ultra device ever.”
Sporting Galaxy AI, Samsung’s most advanced artificial intelligence yet, the S25 Ultra features a sleek titanium frame, a Corning Gorilla Glass Armor 2 display, and new AI-powered tools, including photo editing, improved Circle to Search, and personalized daily summaries powered by Google Gemini.
While these innovations are impressive, Allstate Protection Plans wanted to see if the advanced design and technology could help protect the flagship phone from the unexpected.
Breakability Meets Intelligence
In its signature Breakability Drop
Test, Allstate Protection Plans dropped the Galaxy S25 Ultra on its front, side and back from six feet onto concrete. Here were the results:
Front-Down Drop: The screen malfunctioned, rendering the device unusable. The front display went black except for two horizontal rows of white pixels across the top. The screen shattered, including raised glass across much of its surface, and a large ink blot was visible across the bottom of the display. The device also stopped producing audio. Though the S25 Ultra was not usable, its buttons were still functional, and haptics could be felt by pressing the Gemini Live button. Therefore, it’s possible the device could be saved with repair.
Back-Down Drop: The rear panel shattered, including raised glass across the
RENTAL
right side where the device impacted the ground. The rear panel also bent outward along the same area. Two of the larger camera housings suffered minor scuffing. The device was fully functional, including all cameras. However, the raised glass across the back display meant that a case would be required for safe handling.
Side-Down Drop: The titanium frame had only minor damage. Where the frame impacted the ground, it suffered small dents and chips but was otherwise intact. The phone was fully functional, including the volume and Gemini Live buttons, which were on the impact-side of the drop.
The tests also assessed whether Galaxy S25 Ultra’s AI features were still functional after sustaining damage from a drop. ProVisual Engine, Gemini Live and Circle to Search were not affected after back-down and side-down drops. However, no AI capabilities were usable on the device that was dropped front-down.
Can AI Save the Day?
Curious whether the Galaxy S25 Ultra’s AI could protect itself from further damage, Allstate Protection Plans asked Google Gemini: “What’s the best way to protect a Galaxy S25 Ultra against damage from accidental drops?” The phone’s own AI suggested practical strategies, such as using a durable case, adding a screen protector and phone grip, and developing better handling habits. It also recommended considering phone insurance—wise advice, given the phone’s $1,299 price tag. For more information on protection plans that offer peace of mind, visit AllstateProtectionPlans.com.
“Ultimately, no phone is indestructible,” says Jason Siciliano, vice president of marketing and global creative director at Allstate Protection Plans. “Our tests show that even the smartest technology can benefit from some extra protection.”
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