New state laws taking effect Jan. 1
Continued from page 1
BY BEN SZALINSKI CAPITOL NEWS ILLINOIS BSZALINSKI@CAPITOLNEWSILLINOIS.COM
Minimum wage hike, pets in public housing among new changes
BY PETER HANCOCK Capitol News Illinois phancock@capitolnewsillinois.com
SPRINGFIELD – Minimum wage workers in Illinois will see a boost in their hourly pay to $12 per hour starting Jan. 1, while tenants in affordable housing units will be allowed to keep pets.
Those are just some of the more than 300 new laws that take effect in the new year.
“It is important for me to cast my ballot and be counted because people died for me to have this right to vote at 104 years old”
The minimum wage increase is actually the result of a 2019 law that phases in a state minimum wage to $15 an hour by 2025. This year, it will increase by one dollar to $12 an hour.
tenants to keep pets is the result of Senate Bill 154, by Sen. Linda Holmes, D-Aurora, and Rep. Stephanie Kifowit, D-Oswego. It provides that tenants of multifamily housing units that are acquired, built or renovated with money from the Illinois Affordable Housing Trust Fund may keep up to two cats or one dog weighing less than 50 pounds.
Time to study up, Illinois. When the clock hits midnight on New Year’s Day, 293 new state laws will take effect.
Those include some of the defining bills of the 2024 legislative session and others that will change how people get IDs, evaluate job postings and even cancel gym memberships.
In addition to the laws taking effect on Jan. 1, the state’s minimum wage will rise to $15 to complete a ramp up initiated during Gov. JB Pritzker’s first month in office in 2019.
Digital driver’s licenses
It applies to residents of housing units that are designated as affordable housing for low- and very-lowincome families. The bill passed both chambers in its final form on May 30 and Gov. JB Pritzker signed it into law Aug. 6. Other new laws include:
The secretary of state can begin creating a process to issue digital driver’s licenses and state IDs beginning in the new year after Pritzker signed House Bill 4592. Residents will still be required to receive a physical ID and agencies or private entities will not be required to accept digital IDs in place of physical IDs.
Providing a phone to police to show a digital ID also doesn’t give police consent to search a person’s cell phone.
Salary transparency
The law allowing public housing
Darrell
Vehicle taxes: SB58 raises the private vehicle tax, which is a sales tax paid on the purchase of vehicles, by $75 for each model year where the purchase price is less than $15,000 and by $100 for vehicles priced above that amount. However, the registration fee for trailers weighing less than 3,000 pounds will drop to $36 instead of $118.
ing the Illinois Attorney General’s Office, said it is becoming more difficult to distinguish between real and AI-generated images. They said updating Illinois’ child pornography laws was a necessary to step allow law enforcement to identify and prosecute child pornography cases.
House bill 4875 also adds new protections to prohibit using AI to recreate a person’s voice, image or likeness for commercial purposes without the person’s consent. Recording artists can seek damages for violations of the law.
Politics and religion at work
Employees can’t be required to sit through work meetings discussing religion or politics starting Jan. 1. Senate Bill 3649, an initiative of the Illinois AFL-CIO, creates new protections for employees who skip out on such meetings and prevents employers from retaliating against them.
The law does not prohibit discussing religion or politics at work, but employees are not required to participate in the discussions if such activities are not part of their job. The law excludes non-profit and advocacy groups where politics or religion may be part of job.
Coming later in 2025
Employers with 15 or more employees must include information about benefits and the salary range on job postings, according to House Bill 3129. The law will also apply to businesses hiring for remote work positions in Illinois.
“When employers aren’t transparent about pay, gender and racial wage gaps widen, costing women and people of color valuable compensation,” Lt. Gov. Juliana Stratton said in a news release. “Illinois’ new Pay Transparency law is a resounding win for the working people who call our state home.”
‘Junk’
health insurance
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Continued from page 1 Gov. JB Pritzker
College admissions: HB226, establishing the Higher Education Fair Admissions Act, prohibits public colleges and universities from requiring applicants to submit SAT, ACT or other standardized test scores as part of the admissions process, although prospective students may choose to submit them if they wish.
Short-term, limited duration health insurance plans will be illegal in Illinois beginning Jan. 1. The plans, often called “junk insurance” by critics, do not meet the minimum standards of the federal Affordable Care Act.
Pritzker’s signature health reform package goes into effect on Jan. 1, but most provisions don’t have to be implemented until the beginning of 2026. House Bill 5395 bans “step therapy,” which requires patients to try and fail treatments preferred by insurance companies before they can receive the treatment recommended by their doctor.
It also bans insurance companies from requiring prior authorization for emergency in-patient mental health treatment, requires insurers to keep up-to-date lists of in-network providers and expands the power of the Illinois Department of Insurance to regulate premium rates.
Many hotels in Illinois will no longer be allowed to provide customers with single-use plastic soap and shampoo beginning July 1 under Senate Bill 2960. The move is designed to cut down on waste from single-use products. The Illinois Hotel & Lodging Association supported the change. Hotels with fewer than 50 rooms have until 2026 to make the change.
Other new laws
CST Weekly,published weekly on Wednesdays and distributed in the Township of Bloom, (publishing 52 issuesannually). W ritten permission isrequired to reproduce contents inwholeor part from the Generalmanager or the publisher CST Weekly does not assume the responsibilityfor nor are weable to return unsolicited marterials. Deadline for advertising is everyMonday at noon. For information on subscriptions oradvertising call us at (773)783-1251. Our office is locatedat 8741S. Greenwood Ave., Ste# 107, Chicago, Illinois 60619.
The ban outlined in House Bill 2499 was part of Pritzker’s health insurance overhaul that lawmakers passed in the spring. It was aimed at reducing barriers to care for patients and making health care more affordable by expanding coverage requirements for insurance companies.
CST Weekly, published weekly on Wednesdays and distributed in the Township of Bloom, (publishing 52 issues annually). W ritten permission is required to reproduce contents in whole or part from the General manager or the publisher CST Weekly does not assume the responsibility for nor are we able to return unsolicited marterials. Deadline for advertising is every Monday at noon. For information on subscriptions or advertising call us at (773) 783-1251. Our office is located at 8741 S. Greenwood Ave., Ste# 107, Chicago, Illinois 60619.
CST Weekly,published weekly on Wednesdays and distributed in the Township of Bloom, (publishing 52 issuesannually). W ritten permission isrequired to reproduce contents inwholeor part from the Generalmanager or the publisher CST Weekly does not assume the responsibilityfor nor are weable to return unsolicited marterials. Deadline for advertising is everyMonday at noon. For information on subscriptions oradvertising call us at (773)783-1251. Our office is locatedat 8741S. Greenwood Ave., Ste# 107, Chicago, Illinois 60619.
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Drug prices: SB1682 requires pharmacies to post a notice informing consumers that they may request current pharmacy retail prices at the point of sale.
FOID card changes: HB562 enacts several changes to the Firearm Owner Identification card law. Among other things, it provides for a streamlined renewal process for FOID cards and Concealed Carry Licenses for people who voluntarily submit fingerprint records. It also allows the Illinois State Police to issue a combined FOID card and Concealed Carry License to qualified applicants, and it establishes a new Violent Crime Intelligence Task Force to take enforcement action against people with revoked FOID cards.
Short-term insurance plans are typically for people who have a lapse in health insurance coverage such as when they lose or change jobs, but they are different from COBRA benefits, which most employers are required to offer under federal law. Supporters of the bill argued the plans are deceptive and stick consumers with huge out-of-pocket costs, but others said the plans provide consumers with an affordable option to fill a gap in coverage.
Caregiver discrimination
House Bill 2161 adds family responsibilities to the list of categories protected from discrimination and retaliation in the workplace. The new law prevents employers from taking adverse action against employees because of their responsibilities as a caregiver for a family member, which could cause them to miss work.
NIL money: Student athletes at NCAA universities can earn name, image and likeness money directly from their universities. House Bill 307 was an initiative of the University of Illinois.
Hearing aids: Insurance providers must cover medically prescribed hearing aids for all people under House Bill 2443. Coverage was previously only required for those under 18.
Gym memberships: House Bill 4911 requires gyms and fitness centers to accept multiple ways for people to cancel their membership. Physical fitness locations also must now allow customers to cancel their membership by email or online. Customers will also be allowed to submit written notice for canceling their membership by mail.
to the appropriate school support personnel.
Bill sponsor Rep. Will Guzzardi, D-Chicago, told a House committee in April that pregnant women are a good example of who the bill is designed to help. He said pregnant women shouldn’t be passed up for a promotion or face other consequences at work in anticipation that they will be taking time off to care for their baby. Guzzardi stressed the bill does not protect employees who fail to meet job performance requirements.
Official flags: HB605 requires state agencies and institutions to purchase Illinois and American flags that are made in the United States.
Subscription renewals: Businesses that offer a free trial or promotional period for their product or service must notify customers at least three days before the subscription automatically renews at a paid rate under Senate Bill 2764. The law only applies to subscriptions longer than 15 days.
United States. In June, President Joe Biden also signed a bill designating Juneteenth as a federal holiday.
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AI regulations
Student mental health: HB576 and SB1577 allow students in Illinois up to five excused absences to attend to their mental or behavioral health without providing a medical note. Those students will be given an opportunity to make up any work they missed during the first absence and, after using a second mental health day, may be referred
Hair styles: SB817 prohibits discrimination in schools against individuals on the grounds of wearing natural or ethnic hairstyles, which include dreadlocks, braids, twists and afros.
its public health authorities from regulating or shutting down lemonade stands or similar operations that are operated by children under the age of 16. Known as “Hayli’s Law,” it was inspired by 12-year-old Hayli Martinez, whose lemonade stand in Kankakee was shut down by local officials.
New laws governing artificial intelligence take effect Jan. 1. It will be illegal to generate child pornography using AI, according to House Bill 4623. Supporters of the bill, includ -
Lemonade stands: SB119 prohib-
Crime victim DNA: DNA evidence collected from a person who is the victim of a crime to aid a criminal investigation cannot be entered into a DNA database, according to House Bill 1168.
Juneteenth: HB3922 recognizes June 19, or “Juneteenth,” as an official state holiday that commemorates the end of slavery in the
Capitol News Illinois is a nonprofit, nonpartisan news service covering state government and distributed to more than 400 newspapers statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.
Capitol News Illinois is a nonprofit, nonpartisan news service that distributes state government coverage to hundreds of news outlets statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.
Beyond a Diamond Lookalike, Discovering Zircon’s True Beauty
BY JOSEPH DENABURG, LEVY’S FINE JEWELRY
Once known as a “diamond impersonator” in the early 1900s, zircon has evolved into a celebrated gemstone of beauty and elegance. As one of December’s birthstones, zircon shines with vibrant hues and a rich history.
The most popular color of zircon is blue with a slight greenish tint, but it can also be found in red, pink, brown, yellow, hazel, black, or even colorless varieties. This diverse gemstone is mined worldwide in countries such as Australia, Brazil, Canada, Korea, Madagascar, Mozambique, Myanmar, Nigeria, Norway, Tanzania, Thailand, and Vietnam.
Zircon’s Eastern Roots
Zircon’s legacy stretches back centuries in Middle Eastern and Asian cultures. The name “zircon” is derived from the Persian word “zargun,” meaning “gold-colored.” In Hindu culture, poets often referenced the Kalpa Tree, an ultimate gift to the gods said to be adorned with gemstone fruits and zircon leaves.
Mystical and Healing Properties of Zircon
Throughout history, zircon has been valued for its mystical qualities. During the Middle Ages, it was believed to aid in sleep and bring prosperity and wisdom to its owner. It was even used to treat various ailments, from varicose veins to blisters.
Zircon and Earth’s Ancient History
Zircon’s scientific importance emerged recently with the discovery of a piece in Australia dated back 4.4 billion years, making it the oldest known piece of Earth’s crust. The stone’s oxygen isotope ratio suggests Earth may have been cool enough to sustain water—and potentially life—earlier than previously thought.
Fun Facts About Zircon
George Kunz, famed Tiffany & Co. gemologist, adored zircon and suggested renaming it “starlite” to emphasize its fiery brilliance.
Most blue zircons available today are heat-treated from brown stones.
Australia is the top producer of zircon, supplying 37% of the world’s annual demand.
With its fascinating colors and rich history, zircon is a treasured gem that goes far beyond its early days as a “diamond lookalike.”
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LEGAL
LEGAL NOTICE
COOK COUNTY REAL PROPERTY
ASSESSMENTS FOR 2024
ThispublicationconstitutesofficialnoticeofthechangesinassessmenttoallownersofrealpropertyinBloomTownship.The 2024assessmentchangesaspublishedhereinarethosedeterminedbytheAssessorofCookCounty.
ItisthedutyoftheAssessortoappraisealltaxablerealpropertyin CookCountyatitsfaircashvalueasofJanuary1,2024.Faircash valueisdescribedaswhatthepropertywouldbringatavoluntary saleinthenormalcourseofbusinessortrade.TheAssessoris requiredbylawtoassesssaidpropertyinafairandjustmanner. TheAssessordoesnotdeterminepropertytaxes.Propertytaxes aredeterminedbythespendingneedsandrequestsofmunicipalities,schoolboards,parkdistrictsandotherlocalgovernment agencieswhichprovidepublicservicestopropertyowners.The Assessor’ssoleresponsibilityistoestimatethevalueofrealestateproperty.
InCookCounty,realpropertyisclassifiedaccordingtoitsuse.The classificationsystemisusedtodeterminethepercentageofthe faircashvalueatwhichtherealpropertyisassessedforpurposes oftaxation.Accordingly,realpropertyisassessedatonlyafractionofitsfaircashvalue,dependingonitsuseandclassification. Changesinassessmentforlandandimprovementsarelistedseparately.Thedimensionsofthelandarealsolisted:
A-Acres
B-BackLot
N-IrregularLot
S-SquareFeet
CookCountyusesaPermanentIndexNumber(P.I.N)systemasa meanstoidentifyindividualrealestateparcels.ThePINconsists ofa14-digitnumber.Thefirsttwodigitsidentifytheareaorsurveytownship;thesecondtwodigitsidentifythesub-areaorsection;thenextthreedigitsidentifyblocks.
Note:
Blocksaredefinedasfollows:
Blocks100to199arelocatedintheN.W.Quarter
Blocks200to299arelocatedintheN.E.Quarter
Blocks300to399arelocatedintheS.W.Quarter
Blocks400to499arelocatedintheS.E.Quarter
Thenextthreedigitsintheseriesidentifythespecificparcelorlot. Thelastfour,(whereapplicable),identifyindividualcondominium units,non-operatingrailroadparcelsorleasehold’sofexempt parcels.
Wheneverpossible,theassessmentlistwillbelistedbythestreet nameandthestreetorhousenumberoftheparcel.However,the CookCountyAssessor’sOfficeofficialrecordsrelyonpermanent PropertyIndexNumbers(P.I.N.)only.Noassessmentofrealpropertyshallbeconsideredinvalidduetoanincorrectlisting. IfyouhaveanyquestionsregardingtheassessmentofrealpropertyyoushouldvisittheOfficeoftheAssessorofCookCounty, 118N.ClarkStreet,Room301,Chicago,Illinois60602,orcall (312)443-7550.
FRITZ KAEGI ASSESSOR OF COOK COUNTY TOWNSHIP OF BLOOM
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HELENDR
LISARILEY2240311026S193016782 HELFORDRD
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LETICIAALVARDORESEND773125S11726430
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DHIRAJ&SUREKHAPAL2707200S32407943
LEWISAVE
VANBUSKIRKFAMTRUST30263125S10942040 DONALDWANDERSON31003000S22507442 DONALDWANDERSON31003000S22507029
DONALDWANDERSON31003000S22507029 DONALDWANDERSON31003000S22507029
LEXINGTONAVE
JAMESWARD185226250S312514466
LINCOLNAVE
WILKINS&SONLLC1125227316S1136589653 CHICAGOHEIGHTSCITY1320EX00
LINCOLNHWY
HILLTOPGASINC59083463S2503975117 LANDOFLINCOLNDC190142603S1278124718 USAFAAAGL561903EX00 DONALDTCLARKE206158927500 DONALDPCLARKE2165217800S00 DONALDCLARKE2171108900S3295792 COWBOY2175LLC217585378S6403413675 COWBOY2175LLC217516000S9755741125 AVELIACRUZ&MARCIAA2944115782S2003016000 PETERTHOESEN3056183390S147917263424 HKJINC314279253S11287310159 RUDOLPHLAROTUNDA322646409S84936800 DFMANAGEMENT3275120486S2710976659 FLUGENCIOIBARRA2149566733S70076300 DIANEGLOWACKI2164443080S323109440 HEARTLANDSTORAGELYNW21686115957S167296332307 UNITEDAMERMUSASNNY21924EX00 LINCOLNHWYE
STONETOWN5INVESTORS283654150S94769025 LINCOLNHWYW
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LOOMISAVE
PARKSYOSEF191078496S382320623
LOVEROCKAVE
PRODEHLFAMILYINVESTM32133125S938671
LOWEAVE
FRANKDMORROW5283660S14645969
LUZ&GERARDOPEREZ15416030S18097187
LYNNCT
EARLTRAVISJR186087250S362512938
LYNNCTE
CHARLESTURNER142910125S455625743
LYNNLN
MARGIETOIGO2506780S30519324
LYNWOODCT
GLENNISPGARDNER142137710S1350013500 JAGDISH&VDAVE143042185S1400514000 EDWARDMANSFIELD171148570S1549415500 MICHAELFOWLER173037827S1149911500
MAGNOLIAPLZ
MIGUELVILLANUEVA2485400S189011794
MAINST
ARTHURCASTRO547950S298111019 MHARROLD7715000S37508058
TNTPROPERTYMANAGEMEN989000S33757125 SELENAJOHNSON1027500S28136150 CHICAGOHEIGHTSSTEEL21172750S3273812528
MAINSTE
NVRBPROPERTIESLLC379193S32184089 NVRBPROPERTIESLLC3711781S41234089 NRDEEDLLC1459441S708116575
MAINSTW
GLENWOODVILLAGE127EX00 GLENWOODVILLAGE127EX00 GLENWOODVILLAGE127EX00 LORENASALAZAR1515941S17820 LORENASALAZAR1555117S15350 YOURLOCALGASINC27319642S1473293300
MANCHESTERDR
ABENIHESTER5016500S37389412
MANORDRN
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OMOLARASOETAN324066326S6706271 JAMESLVRAB32618750S371915949
MANORDRS
GERALDSWATEK323551575S5477891 SHONDAHARVEY323551575S5477891 PLEWIS&KBUTLER33638750S371912291
MAPLEDR
AJAYHENDRIX1917522S41379433 ROSALIEDIGIULIO2587680S42248620 TIMOTHYMBOESEN&PAI8557800S42908485 ZACHARYWSWIGART8719315S51238845
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MAPLEDRE
KIMBERLYTAYLOR1078437S295314155
OSCARIGUTTIERREZ1228000S280013504 JOHNALAFRENIERE52918260S54965500
MARLINCT
GABRIELCIFEJIASI2006711490S632026232
MARSHFIELDAVE
DANIELRINEY183336264S313218875 DANIELESPINOZA184117620S381014430 J&EDEBRUIN185287752S387617036
MARSTONLN
SAMANTHA&HORACEHALL23029000S450021149 GERALDTAYLOR23109000S450017832
MARTINAVE
MATTHEWBANEVICH1843312928S646422651 THOMASWEBB&KATHLEEN1844313131S656623270 PETEREMATUSHEK184538450S422517723
MARTINLN
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MARYBYRNEDR
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MAYST
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MAYFAIRPL
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MERRILLAVE
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MILLERAVE
ROCIOGARCIAMORENO28333125S10945552 ROCIOGARCIAMORENO28333125S10940 ROCIOGARCIAMORENO28331562S5472379
MILLERRD
G&KTRUCKING2247240118S3008928412 JUANDIAZJR2255149466S49964500
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MONTEREYAVE
ROMONARAYMOND198256050S332814474 PERCY&FELICIAGILES200136050S332814188
MORGANST
DIMENT30333125S10941389 THOMASJLUCIA31103125S10947717
TAXPAYEROF31443000S10505816 RODOLFOMELGOZA33313125S109411125 RODOLFOMELGOZA33313125S10942781
MORRISAVE
EDWARDJALLEN186156250S31259944 ALICEMJOHNSON186466250S312521319
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NICHOLSAVE
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NORMANDYDR
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NORTHWINDDR
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OAKLN
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LETICIAESQUIVEL16234356S16346025
OAKLANDDR
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OAKWOODAVE
NATALIEDELPINO1862545999S1550214725 BONNIEMAHN1864536938S74987125
ORIONAVE
YOLANDAFUNCHES&MAUR25126600S23106448 MYRONSTREETER217406631S23215033 BCTPROPERTIESLLC219216820S23875034 OTTOBLVD
KARONALEXCHARLES133918890S60074800 OBLEASINGLLC15035947S22309653 JUAN&SANDRAALFARO323520320S406413195 PAARLBERGRD
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PAGEAVE
LAURAAOCONNOR186427752S387617320
PAMELADR
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PARKAVE
JOSEMEGUTIERREZ113115000S34952800 MATTIERICHARDSWILLIS13286000S22506250 JOSEPHCONCIALDI14143750S14064840 CAROLWELLAMN14387500S281312188 ANTONIOLBELMONTE2002434848S47394275 JULIASTEPINSKA2011024045S80077200 GARYPOPOVICH2011624045S64925850 PARKDRN
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PARKSIDEAVE
EFRENZACARIAS513750S13138928
PARNELLAVE
JUANCARLOSCALDERON4436600S26408190
PAULSENAVE
LEONARDHOYLES73848S1154481 ARCHERINVESTMENTS1110096S757264455
PEACHTREEAVE
RICHARDPERSENAIRE29376660S23316057
PEORIAST
FRANKJANUSEK30303125S10942085 PATRICIADOYLE32373125S10943022
PETERSONAVE
COOKCOUNTYLANDBANKAUTHORITY1601EX00
PHILLIPSAVE
TAXPAYEROF31246600S23106840 IRMAACOSTA33003125S10942758 IRMAACOSTA33003125S10948273
PIERCEAVE
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PINEHURSTLN
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PLEASANTDRN
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PORTLANDAVE
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PRAIRIEAVE
CRISTINAGMARTINEZ13105120S19206075 RODGERASCHUTT2213832600S64873500 BRODYLEE2214120000S40002800 JOSELALVARADO2215020000S37602625
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RAINBOWDRW
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REBECCASTN
SHANTAILELESURE77600S228012128
REDWINGST
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REICHERTAVE
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RHEMADR
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RIEGELOAKSLN
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TYLERWEAVER234318200S910025284
ROSEAVE
RICHARDDAVIS1990035956S1301611700
ROSESTE
ALNITAMMYLES2077500S262514304
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ROYST
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SANGAMONST
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SAUKTRL
CROSSAMERICAPRTNRSLP303125S1875188
CROSSAMERICAPRTNRSLP303125S1875188
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CLAUDIAVMARTINEZ1053125S10943356 ANTHONEYSPINOZZI26830317S90048100 INFINITESELFSTORAGE42629359S22019147439 INFINITESLSSOCHI43031842S23882150850 INFINITESLSSOCHI44034325S25744176042 INFINITESLSSOCHI46034455S25841149500 MICHAELCRESCENZO103049363S246827606 LEONARDMCENERY142562726S75275250 TEDPANAGIOTOPOULOS170582281S6171180819
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SCOTTAVE
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TERRYCT
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VOLLMERST
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MARIOCOLEMAN11307200S28801000
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REAL ESTATE
AC 12-18-2024
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION J.P. Morgan Mortgage Acquisition Corp. Plaintiff vs. Barry C. Bergstrom; Goodleap, LLC f/k/a Paramount Equity Mortgage, LLC dba Loanpal; Barry C. Bergstrom as Trustee of the Barry C. Bergstrom Land Trust, u/t/a Dated December 23, 2019 and known as trust number 110-11-19; Unknown Owners and Non Record Claimants; Defendant 23 CH 7496 CALENDAR 56 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on January 21, 2025, at the hour 11:00 a.m., Intercounty's office, 120 West Madison Street, Suite 718A, Chicago, IL 60602, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 33051170060000. Commonly known as 18835 William Street, Lansing, IL 60438. The real estate is: single family residence.
the bidder must have 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. For information call Sales Department at Plaintiff's Attorney, Diaz Anselmo & Associates P.A., 1771 West Diehl Road, Suite 120, Naperville, IL 60563. (630) 453-6960. 1460-203905 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3257192
AC 1-08-2025
23 CH 9874 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION Barclays Bank PLC Plaintiff vs. Chicago Equities LLC; Jouval Zive; City of Chicago; Unknown Owners and Nonrecord Claimants Defendant 23 CH 9874 CALENDAR NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on February 3, 2025, at the hour 11:00 a.m., Intercounty's office, 120 West Madison Street, Suite 718A, Chicago, IL 60602, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 31-25-103-045-0000. Commonly known as 118 Well Street, Park Forest, IL 60466. The real estate is: single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: At sale, the bidder must have 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. For information call Sales Department at Plaintiff's Attorney, The Wirbicki Law Group LLC, 33 West Monroe Street, Suite 1540, Chicago, Illinois 60603. (312) 360-9455. W23-0450 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3257933 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION TOWD POINT MORTGAGE TRUST 2020-4, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE Plaintiff, -v.UNKNOWN HEIRS AT LAW AND LEGATEES OF FAYETTA C. HANKINS, PARK CENTER TOWNHOME ASSOCIATION, CARY ROSENTHAL AS SPECIAL REPRESENTATIVE FOR FAYETTA C. HANKINS, DECEASED, KHALID HANKINS, UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants 2023
CH 02708 29 Cunningham Lane PARK
FOREST, IL 60466 NOTICE OF SALE
PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on July 2, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on February 7, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 29 Cunningham Lane, PARK FOREST, IL 60466 Property Index No. 31-25-402-015-0000 The real estate is improved with a single family residence. The judgment amount was $184,657.91. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal
fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact JOHNSON, BLUMBERG & ASSOCIATES, LLC Plaintiff's Attorneys, 30 N. LASALLE STREET, SUITE 3650, Chicago, IL, 60602 (312) 541-9710. Please refer to file number 22-9463. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. JOHNSON, BLUMBERG & ASSOCIATES, LLC 30 N. LASALLE STREET, SUITE 3650 Chicago IL, 60602 312-541-9710 E-Mail: ilpleadings@johnsonblumberg.com Attorney File No. 22-9463 Attorney Code. 40342 Case Number: 2023 CH 02708 TJSC#: 44-3318 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt
and any information obtained will be used for that purpose. Case # 2023 CH 02708 I3258127
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LEGAL NOTICE
Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct of transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: M24000069 on December 16,2024. Under the Assumed Business Name of GLAM N STONE with the business located at: 8217 S INGLESIDE AVE UNIT 1, CHICAGO, IL60619 The true and real full name (s) and residence address of the owner (s) /partner (s) is :Owner/Partner Full name VANESSA BANKHEAD Complete Address 8217 S. INGLESIDE AVE UNIT 1 CHICAGO, IL 60619, USA
182025
(StatePoint) A new study reveals Americans’ relationship with charitable giving. While generosity is a core value for three-quarters of Americans, economic concerns have caused some to tighten their purse strings. Nevertheless, many Americans are open to advice for how they can prioritize philanthropy. In a new national survey from Wells Fargo, 29% of Americans report that they have given less to charity this year compared to last and 51% feel they don’t have enough money to give to charity at all.
Even so, 67% of Americans reported giving something in the past year, with 54% saying they give to charity even though they don’t have a lot of extra money. The study found that economic concern is a significant factor in declined giving, with 52% of Americans reporting that their reduced giving is a direct result of the current economy.
“The data shows us that the pinch of rising costs is driving a moral dilemma. Many Americans are in a standoff between what they want to do and what they can do,” says Stephanie Buckley, head of Trust Philanthropic Services with Wells Fargo Wealth & Investment Management.
Despite this dilemma, the study reveals that among the two in three Americans who made a charitable donation this year, 53% still report giving the same amount to charity as last year and another 19% report giving more. In fact, 60% of these Americans are so committed to their giving that they list charity as part of their budget and 24% will go as far as to defer their own financial needs in order to give.
Happiness Drives Giving
Driving factors of American giving are largely altruistic. The most common motivations cited are that it makes them happy, it aligns with their personal values, and because they have a personal connection to a cause. Comparatively, financial benefits have very little to do with it, with only 10% of Americans giving for tax deduction purposes.
“There is a mistaken belief that many people give for selfish reasons, particularly among the affluent. In actuality, no matter the level of wealth,
giving tends to almost always be driven by wanting to make an impact, “says Buckley. “In fact, anonymous giving continues to be a rising trend.”
Givers Want to Be Strategic
While 52% of Americans don’t get any advice about charitable giving, 57% want to be more strategic about it—a sentiment that could be amplified by the fact
that almost half of Americans report being bombarded with donation requests. Philanthropic experts warn that not having a plan can lead to a “smear the peanut butter” approach, where you write checks and donate without thinking about how it aligns to what’s really important to you. Information about intentional giving can be found by visiting wellsfargo.com.
“Whether you are giving money, time or talent, having a plan can block out some of the noise and help ensure you give with intention,” says Buckley.
Wells Fargo Wealth & Investment Management (WIM) provides financial products and services through various bank and brokerage affiliates of Wells Fargo & Company. This paid advertisement was written by Wells Fargo Bank, N.A. Wells Fargo Wealth & Investment Management.
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