CITIZEN SUBURBAN TIMES WEEKLY 11-13-2024 by CITIZEN NEWSPAPERS

New state laws taking effect Jan. 1

Minimum wage hike, pets in public housing among new changes

Utility assistance applications open for low-income Illinoisans

Continued from page 1

BY PETER HANCOCK Capitol News Illinois phancock@capitolnewsillinois.com

SPRINGFIELD – Minimum wage workers in Illinois will see a boost in their hourly pay to $12 per hour starting Jan. 1, while tenants in affordable housing units will be allowed to keep pets.

Those are just some of the more than 300 new laws that take effect in the new year.

New discounts available for natural gas customers

The minimum wage increase is actually the result of a 2019 law that phases in a state minimum wage to $15 an hour by 2025. This year, it will increase by one dollar to $12 an hour.

tenants to keep pets is the result of Senate Bill 154, by Sen. Linda Holmes, D-Aurora, and Rep. Stephanie Kifowit, D-Oswego. It provides that tenants of multifamily housing units that are acquired, built or renovated with money from the Illinois Affordable Housing Trust Fund may keep up to two cats or one dog weighing less than 50 pounds. It applies to residents of housing units that are designated as affordable housing for low- and very-lowincome families. The bill passed both chambers in its final form on May 30 and Gov. JB Pritzker signed it into law Aug. 6. Other new laws include:

BY ANDREW ADAMS CAPITOL NEWS ILLINOIS AADAMS@CAPITOLNEWSILLINOIS.COM

The state’s Low Income Home Energy Assistance Program is accepting applications for all households beginning Friday, Nov. 1. The program offers financial assistance for utility bills to low-income families. Other discounts are also available, even if someone is not enrolled in LIHEAP.

Applications opened on Oct. 1 for adults age 60 and older, individuals with a disability, families with children under age 5, and households that are disconnected from their utilities or energy vendors, have a disconnect date within seven days or whose propane tanks are less than 25% full.

Changes in 2024

Beginning in October, natural gas utilities implemented a new set of bill discounts for low-income customers, after being required to do so by state regulators at the Illinois Commerce Commission.

These discounts are available for any household under three times the federal poverty level. Those who receive LIHEAP assistance are automatically eligible for the new discounts and will be enrolled automatically, but those making between two and three times the poverty level and those who are not enrolled in LIHEAP can apply for these new discounts directly with their utility.

The law allowing public housing

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Vehicle taxes: SB58 raises the private vehicle tax, which is a sales tax paid on the purchase of vehicles, by $75 for each model year where the purchase price is less than $15,000 and by $100 for vehicles priced above that amount. However, the registration fee for trailers weighing less than 3,000 pounds will drop to $36 instead of $118.

Community action agencies – the local organizations which administer LIHEAP – accept applications on a first-come, first-served basis through the middle of August, although applications will close earlier if funds run out, so those interested in applying should do so sooner rather than later.

Utility bills for those enrolled in the discount program will be lowered by 5% for those in the highest eligible income bracket to between 75% and 83% for those making less than half of the federal poverty level, depending on the utility company.

“Families shouldn’t have to decide between putting food on the table or heating their homes this winter,” ICC Chairman Doug Scott said in a news release. “The state’s new Low-Income Discount Rates will make it easier for low-income families to manage their gas bills.”

All households that meet the income requirements for these discounts can receive the new rates.

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College admissions: HB226, establishing the Higher Education Fair Admissions Act, prohibits public colleges and universities from requiring applicants to submit SAT, ACT or other standardized test scores as part of the admissions process, although prospective students may choose to submit them if they wish.

CST Weekly,published weekly on Wednesdays and distributed in the Township of Bloom, (publishing 52 issuesannually). W ritten permission isrequired to reproduce contents inwholeor part from the Generalmanager or the publisher CST Weekly does not assume the responsibilityfor nor are weable to return unsolicited marterials. Deadline for advertising is everyMonday at noon. For information on subscriptions oradvertising call us at (773)783-1251. Our office is locatedat 8741S. Greenwood Ave., Ste# 107, Chicago, Illinois 60619.

CST Weekly, published weekly on Wednesdays and distributed in the Township of Bloom, (publishing 52 issues annually). W ritten permission is required to reproduce contents in whole or part from the General manager or the publisher CST Weekly does not assume the responsibility for nor are we able to return unsolicited marterials. Deadline for advertising is every Monday at noon. For information on subscriptions or advertising call us at (773) 783-1251. Our office is located at 8741 S. Greenwood Ave., Ste# 107, Chicago, Illinois 60619.

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Drug prices: SB1682 requires pharmacies to post a notice informing consumers that they may request current pharmacy retail prices at the point of sale.

FOID card changes: HB562 enacts several changes to the Firearm Owner Identification card law. Among other things, it provides for a streamlined renewal process for FOID cards and Concealed Carry Licenses for people who voluntarily submit fingerprint records. It also allows the Illinois State Police to issue a combined FOID card and Concealed Carry License to qualified applicants, and it establishes a new Violent Crime Intelligence Task Force to take enforcement action against people with revoked FOID cards.

Households with incomes lower than double the federal poverty level are eligible for the program. That works out to $2,510 in a 30-day period for individuals, $3,407 for households with two members, $4,303 for households with three individuals and higher for larger households. Higher income thresholds are available at the state’s Department of Commerce and Economic Opportunity website.

Similar programs offering low-income discounts for water and electric utility bills are expected to be offered in 2025, according to the ICC.

Capitol News Illinois is a nonprofit, nonpartisan news service that distributes state government coverage to hundreds of news outlets statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

Intergenerational exchange brings joy to seniors for Pumpkin Day

Junior High students from O.W. Huth Middle School in Matteson decorate pumpkins for seniors at local senior center and participate in an exercise class.

The National Junior Honor Society of O.W. Huth Middle School in Matteson decorated pumpkins to donate to seniors at the Shirley J. Green Township Senior Center in Park Forest and delivered the pumpkins at the end of October. The students also participated in an exercise class with the seniors.

This is the third year that students have decorated pumpkins for seniors. National Pumpkin Day, a day to celebrate pumpkins, a beloved symbol of the fall, was Saturday, October 26. At Matteson School District 162, the six elementary schools celebrated Pumpkin Day with pumpkin patches at each school along with activities.

to the appropriate school support personnel.

The exercise part was also harder than expected, said 13-year-old Nosa Salami.

“It was harder than I expected,” said Salami who was encouraged during the class by Velva O’Connor who was sitting next to him.

“I loved it,” O’Connor said. “We were inspiring to them. I enjoyed it to the max.”

Nali Catalan, 13, the president of the Huth NJHS, said that younger students can learn a lot from their elders.

“I think all generations have a lot to learn from the other generations,” Catalan said. “The life experience that elderly people have can be shared with younger people.”

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Student mental health: HB576 and SB1577 allow students in Illinois up to five excused absences to attend to their mental or behavioral health without providing a medical note. Those students will be given an opportunity to make up any work they missed during the first absence and, after using a second mental health day, may be referred

Instead of having a pumpkin patch, the older students at Huth decided to bring the joy of Pumpkin Day to seniors in the community.

Official flags: HB605 requires state agencies and institutions to purchase Illinois and American flags that are made in the United States.

“It gives our students a chance to not only be a part of Pumpkin Day but to participate in community service,” said Brenda Calvin, Huth’s principal. “And it brings the joy of Pumpkin Day to seniors in our community.”

Student council and National Junior Honor Society students had fun painting the pumpkins for the seniors, Calvin said. And the students said the best part of the day was interacting with the seniors.

Hair styles: SB817 prohibits discrimination in schools against individuals on the grounds of wearing natural or ethnic hairstyles, which include dreadlocks, braids, twists and afros.

its public health authorities from regulating or shutting down lemonade stands or similar operations that are operated by children under the age of 16. Known as “Hayli’s Law,” it was inspired by 12-year-old Hayli Martinez, whose lemonade stand in Kankakee was shut down by local officials.

“It was really fun,” said Aalisha Shah, 12, a Huth eighth grader. “”I thought people were going to be grumpy but they were joyful and it was actually really fun.”

Lemonade stands: SB119 prohib-

Seniors said the exchange does something for them and the students.

United States. In June, President Joe Biden also signed a bill designating Juneteenth as a federal holiday.

“This event was very nice not only for the seniors but also for the students,” said Ann Baker, who participated in the exercise class. “Hopefully it gives them greater insight into what an older person goes through.”

After the exercise class, seniors were able to pick one of the pumpkins that the students painted.

Juneteenth: HB3922 recognizes June 19, or “Juneteenth,” as an official state holiday that commemorates the end of slavery in the

Mayme Buckley, Director of Senior Services for Rich Township, said the exchange has been a wonderful experience for the seniors who really enjoy the students’ creative designs on the pumpkins.

Capitol News Illinois is a nonprofit, nonpartisan news service covering state government and distributed to more than 400 newspapers statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

“It brings a lot of joy and adds to the senior experience here,” Buckley said.

Couple hosts first Black Men Buy Houses event in Atlanta

ATLANTA, PRNewswire -- Black Men Buy Houses Co-Founders Kevan and Ayesha Shelton hosted their inaugural Black Men Buy Houses event in Atlanta on October 12th at The Russell Innovation Center for Entrepreneurs, presented by Citizens Trust Bank featuring special guests John Hope Bryant, a renowned entrepreneur, economic empowerment advocate, Author, Founder & Chairman of Operation HOPE and H. Jerome Russell Jr., President of H.J. Russell & Company. The Shelton’s launched the “Black Men Buy Houses” initiative to address the barriers and historical inequalities Black men face in homeownership. The event provided attendees with essential financial literacy tools to begin their home-buying journey, focusing on overcoming limited access to knowledge and financial resources.

“Black men often face challenges when purchasing homes, stemming from limited information about the process and financial resources, which can hinder their ability to secure funds for down payments, credit, and closing costs. Our initiative’s objective is to break down these barriers, enabling more Black men to achieve the dream of homeownership,” said the Shelton couple.

This initiative was created because, historically, there has been a lack of focus on Black Men. Homebuyer data indicates that Black men lag behind Black women in homeownership, education, entrepreneurship, and earnings. Black women are achieving higher levels of education which directly translates to workforce participation, hence the need for initiatives such as Black Men Buy Houses to address the disparities that exist for Black men.

What started in Houston as the Shelton’s’ goal to help 500 Black men purchase homes has expanded into a nationwide initiative focused on empowering Black Men to become homeowners, providing financial literacy through real estate, allowing Black Men to have a piece of the American Dream. The Atlanta event offered one-on-one

sessions with credit specialists and mortgage representatives and panel discussions designed to prepare participants with the tools needed to start the homeownership journey.

Black Men Buy Houses currently holds a National MOU with Operation HOPE which allows attendees to gain credit counseling beyond the event, directly tying into John Hope Bryant’s mission of advocating for financial literacy and empowerment within the Black community. During the event, John Hope Bryant shared his experience on overcoming financial barriers and the importance of economic equity.

“Partnering with the Black Men Buy Houses initiative has been a proud moment for our bank. This event gave us

the opportunity to engage directly with Black men in our community, offering tools and guidance to help them navigate the path to homeownership,” said Farrand O. Logan, Executive Vice President, Chief Lending Officer, Citizens Trust Bank. “We believe that financial empowerment begins with access to knowledge and resources, and this partnership is about more than just buying houses—it’s about creating lasting wealth and stability for future generations.”

The Shelton’s plan to host additional events in major cities, under their National MOU with NAREB on their “Building Black Wealth.” continuing their mission to support Black men in achieving homeownership.

“This is just the beginning,” The Sheltons said. “We are determined to expand our efforts and impact even more lives.”

Ranked 28th by S&P Global among the top 100 best-performing US Community Banks under $3B*, Citizens Trust Bank celebrates over a century in the community. The bank continues to prioritize offering customized service and financial solutions to address the community’s evolving needs. Through a legacy built on economic equality and well-being, headquartered in Atlanta, Georgia, Citizens Trust Bank goes beyond meeting the needs of offering banking solutions. Today, Citizens Trust Bank continues to be led by its founding mission to empower customers and future generations for financial success and takes pride in offering financial solutions across the country. Through its parent company, Citizens Bancshares Corporation, the Bank offers its common stock over the counter to the public under the trading symbol CZBS and can be found at www. ctbconnect.com, and in the social media communities of Facebook, LinkedIn, Instagram, X, and Citizens Trust Bank Learning Channel on YouTube.

*Based on financials for the year ending December 2023.

Cash App and pgLang’s project3 Release New Video Starring Doechii to Promote Financial Literacy

(Black PR Wire) Recently, Cash App launched the latest iteration of its financial literacy brand campaign “That’s Money” in collaboration with project3, pgLang’s in-house creative agency.

The Barbershop, featuring rapper and singer Doechii and comedian ExavierTV, highlights the power of strategic self-investment and sharing financial lessons learned along the way with others. The spot was directed by renowned filmmaker Calmatic.

“I’m at a place now where I’m starting to make a budget and set financial goals for my future,” said Doechii. “I think it’s so important to be honest with each other when we talk about money, which is why I’m excited to be part of this campaign and share what’s been working for me.”

words that you hear over and over but don’t really know exactly what it is. I wish I could’ve seen something like this when I was growing up. Thank you project3 and Cash App for trusting me.”

First introduced in 2022, “That’s Money” was created to promote financial education and empowerment while also highlighting the many ways Cash App can make money management more seamless. A previous spot from the campaign, TheBalcony featuring 17time Grammy Award winner Kendrick Lamar and entrepreneur Ray Dalio, was originally created and produced by pgLang and won two Bronze Lions at the 2023 Cannes Lions International Festival of Creativity. ExavierTV also appeared in The Balcony; in The Barbershop, he picks up where the story left off in The Balcony and shares the financial wisdom he’s gained in opening his own barbershop.

“We wanted to show how financial wisdom can spread within communities through real, everyday conversations,” Catherine Ferdon, Cash App Chief Marketing Officer added. “With ‘That’s Money’, we’re continuing to combine culture with financial literacy in a way that’s unique to our brand and makes people think about money differently.”

The Barbershop will appear in a variety of different formats including digital video, Out Of Home, and Cinema in addition to Cash App’s social channels. Another iteration of “That’s Money” is set to launch later this year.

Cash App is the money app. It’s the easy way to spend, send, and store money. Sending and receiving money is fast, and most payments can be deposited directly to an external bank account in just a few seconds. With Cash App, customers can also buy and sell Bitcoin instantly, get a paycheck deposited right to the app, create a unique $cashtag to share with anyone to get paid fast, and use the Cash App Card to spend the money everywhere Visa is accepted. Download Cash App for free at cash.app/download.

When asked about The Barbershop, Calmatic said, “What I loved most about this project was the opportunity to essentially describe to the audience what ‘interest’ is in one of the most raw and straightforward ways I’ve ever seen in financial advertising. Interest is one of those

“project3, the agency developed by pgLang, collaborated with Cash App to continue the storytelling that began in 2022 with ‘The Balcony’. Appreciation to Calmatic for reapproaching this story with young entrepreneurs growing their businesses in an authentic tone.” - pgLang

Cash App is a financial platform, not a bank. Banking services provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Visa is a registered trademark of Visa International Service Association.

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5 Reasons to Visit Peru with Marriott International

LIMA, Peru, PRNewswire -- Known for hosting one of the seven wonders of the modern world and for its cuisine, Peru is a destination that should be on every traveler’s bucket list. Its tourist offer is so wide that they cater to a wide range of interests, from history enthusiasts to food lovers, trekking fans, and those who prioritize wellness.

The destination is an open book for a memorable vacation with endless possibilities. This is why, besides visiting Machu Picchu, considered one of the seven wonders of the modern world, visitors should also consider these must-do activities.

1Exploring the Contrasts of Lima

Most international flights land at the airport in Lima, the country’s capital, making it the perfect excuse to discover the contrasts the city offers: from its historical side to its modern one, including bohemian neighborhoods filled with art.

Starting with the historical part, you’ll know you’re entering the Historic Center when you see the Sheraton Hotel building, standing out with its 70 meters of height. Lima’s Historic Center, founded by Francisco Pizarro in 1535 and declared a World Heritage Site, preserves a vast number of museums, churches, and plazas. The Plaza de Armas is one of the most representative, as important buildings like the Cathedral, the Archbishop’s Palace, the Government Palace, and the City Hall of Lima are located around it. At the entrance to the Historic Center is the imposing Sheraton Lima Historic Center, recognized as the country’s first five-star hotel. Another attraction in the same area is the Magic Water Circuit at the Park of the Reserve.

Moving into the modern stage, the district of Miraflores stands out with its robust hotel offerings, entertainment options, and the Costa Verde boardwalk. The small parks along the boardwalk are a must-see during your visit, whether on a walking or biking tour. Some of the best views of the boardwalk can be enjoyed from the area’s taller hotels, with the JW Marriott Lima being one of the most iconic. From here, you can see the boardwalk, the sea, and the paragliders, creating a pleasant landscape. Likewise, the Insumo restaurant on the terrace of the AC Lima Miraflores also offers excellent views. For those who prefer a walk in a natural setting, the Fairfield Lima and the Courtyard Lima are very close to parks filled with native vegetation where locals and tourists go to connect with nature.

2Cuisine

you can experience the latent culture in unique sites? In this sense, the invitation is to stay in places with history, such as Palacio del Inka, a Luxury Collection Hotel, with 500 years of history, named after being a king’s palace. This hotel features a distinctive eightangled stone. Likewise, one of its walls is original from the Inca period, and it boasts a collection of 195 artworks from the pre-Inca, Inca, colonial, and republican periods, including 60 original paintings from the Cusco School. Or JW Marriott El Convento Cusco, built on the foundations of the ancient Colonial Convent of San Agustín, dating back to the 16th century, and still preserving some original parts.

4Wellness Rituals

Peruvian cuisine, recently awarded as the Best South American Cuisine at the World Travel Awards, is the result of unique techniques combined with the multicultural influence the country has received over the years through migration. It is considered one of the most diverse in the world and was declared Cultural Heritage of the Americas for the World. The pisco sour is the flagship cocktail, while ceviche, lomo saltado, causa limeña, suspiro limeño, and arroz chaufa are some of the most popular dishes, though this varies by region visited, as each has its specialties.

3Living History

There are places that are like a gateway to another dimension: destinations where the past meets and blends with the present by a mystical will. Cusco is one of these places, and its hotel offerings are equally unique. Why stay at a conventional hotel when

Well-being depends on each person, just as the activities to achieve it vary according to personal preferences. That’s why we present some unique activity suggestions at this destination. First, there are Andean rituals of ancestral wisdom, such as the earth payment ceremony conducted in Cusco by a Quechua shaman. During this ceremony, offerings are made to Pachamama with gratitude, dense energies are cleansed, and intentions are placed on coca leaves. The spiritual guide then takes these intentions to the depths of a sacred mountain, where Mother Earth guides the fulfillment of these purposes.

5Discovering Arid Landscapes and Abundant Wildlife

Less popular than Lima and Cusco but equally fascinating is Paracas, a city in the south of the country, about a 3.5-hour drive from the capital. Its arid landscape along the seashore creates a captivating scene with contrasting earth tones and blues. In Paracas, you can take a buggy ride through the Paracas National Reserve, which extends through desert, ocean, islands, and the Paracas Peninsula. Within this reserve is Playa Roja (Red Beach), named for the reddish hue of its sand.

To enjoy Peru’s attractions, you can take advantage of the benefits of Marriott Bonvoy, Marriott International’s travel program, by staying at their properties in Lima, Cusco, and Paracas.

The Bristol Hotel Downtown San Diego: Your Ideal Hotel for Exploring Downtown San Diego This Winter

SAN DIEGO, PRNewswire -- The Bristol Hotel, located in the heart of the Gaslamp District, is excited to welcome winter travelers to discover all that downtown San Diego has to offer. With its modern accommodation and amazing staff, The Bristol Hotel is the perfect place to stay this season.

When you stay at The Bristol Hotel, you’re just steps away from everything that makes San Diego special. Here are some highlights to check out this winter:

Gaslamp Quarter Events: Join in the festive fun with events like the Gaslamp Holiday Pet Parade and local holiday markets. Enjoy live music, unique shops, and great dining options right in the neighborhood.

Balboa Park: A short drive away, Balboa Park is home to beautiful gardens, top-notch museums, and the famous San Diego Zoo. Winter exhibits and events make it a must-see for families and art lovers.

Culinary Delights: San Diego’s dining scene is thriving, with everything from trendy rooftop bars to award-winning restaurants. Our staff is happy to recommend the best local spots for a true taste of the city.

Waterfront Activities: Take advantage of the beautiful San Diego Bay with activities like kayaking, sailing, and whale watching. The mild winter weather is perfect for exploring the outdoors.

Shopping and Nightlife: Experience the lively nightlife of the Gaslamp District, with unique boutiques, fun bars, and clubs. The Bristol Hotel puts you right in the middle of the action.

Perfect for Groups and Events

The Bristol Hotel is also an excellent choice for large groups and events. Whether you’re planning a corporate retreat, a family reunion, or a special celebration, our versatile event spaces can accommodate your needs. Our dedicated staff will work with you to ensure that every detail is handled, providing you with a seamless experience for your gathering.

Stay in Style

The Bristol Hotel Downtown San Diego’s modern rooms that combine comfort with stunning views of the city. Each room is created to provide a cozy and inviting atmosphere.

Our dedicated staff is here to ensure you have a fantastic stay. From personalized services to insider tips on local attractions, we’re committed to making your visit memorable.

Exclusive Offers for Direct Bookings

Don’t forget, you can get exclusive offers by booking directly through our website. Enjoy special rates and perks that make your winter getaway even more enjoyable.

“The Bristol Hotel isn’t just a place to stay; it’s your gateway to experiencing the best of downtown San Diego,” said Chris Woods, General Manager. “With our newly renovated rooms and our fantastic staff, we’re here to help you make the most of your winter getaway.”

Located in the vibrant Gaslamp District, The Bristol Hotel offers modern accommodations, exceptional location, and top-notch service. Whether you’re here for business or leisure, our team is ready to make your stay unforgettable.

For more information and to book your winter escape, visit www.thebristolsandiego.com or contact us at 619.232.6141.

The Bristol Hotel Downtown San Diego. The Bristol Hotel

Miraflores, Lima. Marriott International

American Tall Calls on Basketball Star Jarrett Allen to Curate Winning Wardrobe

MISSISSAUGA, ON, PRNewswireAmerican Tall, the premier e-commerce brand known for providing stylish and perfectly fitted clothing for tall people, is proud to announce its latest collaboration with professional basketball player Jarrett Allen. Starting today, customers can now shop Jarrett’s curated wardrobe of American Tall looks—perfect for game day, spending time with the family, and everything in between.

“We’re proud to partner with Jarrett Allen—not only is he a world-class basketball player, but he’s also been a longtime supporter of the brand, which makes this collaboration truly authentic,” said Nicole Dalton, Director of Marketing at American Tall. “This is our first partnership of its kind, and we’re excited for Jarrett Allen fans and tall people around the world to discover clothes that deliver on fit, comfort, and style.”

Standing at 6’10”, Jarrett Allen has faced the same challenges many tall people experience when it comes to finding clothes that fit well and feel great. Whether it’s pants that are too short, or shirts that ride up, Jarrett was looking for something better. After searching for “tall people clothes” online, he discovered American Tall, and the rest is history. He famously sported an American Tall henley t-shirt at the 2022 All Star Game and has remained a longtime customer of the brand. Now, Jarrett has trusted American Tall to take his authentic style to new heights and together, they’ve curated a selection of looks that seamlessly blend style and comfort.

and feel good doing it. These handpicked items include versatile pieces that reflect Jarrett’s relaxed yet polished look, offering the perfect fit for tall men in every aspect of life.

Notable pieces include:

Faux Leather Bomber Jacket $109 USD

Straight-Leg Stretch Corduroy Pants in Dark Sand $89 USD

Everyday Comfort 5 Pocket Pants in Black $89 USD

Heavyweight Brushed Flannel Over -

shirt $79 USD

Wool Coat in Camel $249 USD

The American Tall x Jarrett Allen Collection is available starting today, at AmericanTall.com.

Pandora Embraces the Spirit of BE LOVE in Every Gift This Holiday Season

Reflecting On the Seasonal Themes of Love and Light, The Bows, Celestial-Inspired Designs and Iconic Symbols Create Festive Jewelry for Every Type of Love

NEW YORK, PRNewswire -- Pandora released its new holiday collection featuring an all-star cast, including Global Brand Ambassadors Pamela Anderson, Chloe and Halle Bailey, alongside supermodel Agyness Deyn and model Jocelyn Corona. The new campaign is an extension of Pandora’s BE LOVE Campaign, encouraging thinking beyond traditional gifting and transforming it into something more meaningful. It fosters moments of shared connection, thoughtfulness, and understanding, uniting people through the transformative power of love.

Pandora Creative Directors A. Filippo Ficarelli and Francesco Terzo share, “We wanted to capture the festive, joyful mood of the season by tapping into the power of light in all its expressions.”

“I think the quicker you accept who you are and love how your body fits in certain things, the further you will go in life,” said Jarrett Allen. “I’ve been shopping at American Tall for about 5 years now. It started with just a pair of jeans that fit me nicely, and from there I just kept ordering. Now, I’m trying new styles that I can see myself in.”

Jarrett knows comfort and confidence can make a bold statement. Now, his American Tall curated selections are redefining what it means to dress tall

American Tall is a leading e-commerce brand dedicated to providing tall people around the globe with clothing specifically designed for tall bodies. Founded on the belief that everyone deserves well-fitting clothes, American Tall offers tall clothing for those from 6’0” to 7’1” (men’s sizing) and 5’9” to 6’6” (women’s sizing). The brand takes pride in creating quality clothing exclusively for the often underserved tall community, ensuring that customers enjoy the right fit along with the comfort and style they deserve. Gone are the days of searching endlessly for clothes that are long enough; at American Tall, everything fits tall people because it was designed for them.

Pandora expands its full collection of jewelry with inspiration from the season’s themes of light and love. Featuring dazzling bows and celestial-inspired designs to iconic symbols of holiday magic, each piece offers a meaningful gift for every type of love. Crafted from premium materials like sterling silver, 14k gold, hand-blown Murano glass, and lab-grown diamonds, Pandora’s jewelry reflects the exceptional quality of the moments it celebrates.

“The holidays are important to our brand because it’s a season about celebrating connections,” said Pandora General Manager-SVP, North America, Luciano Rodembusch. “Pandora aims to cultivate an emotional connection with customers, and jewelry offers a special token of that sentiment.”

Pandora is the world’s largest jewelry brand. Pandora’s hand-finished jewelry crafted from high-quality materials offers endless possibilities for personalization empowering people to express their personal style through its pieces. Starting as a small jewelry shop in Copenhagen, Denmark more than 40 years ago, today Pandora is present in over 100 countries. Pandora is committed to leadership in sustainability and is sourcing recycled silver and gold for all of its jewelry, just as the company has set out to halve greenhouse gas emissions across its value chain by 2030.

Pandora Brand Ambassadors Chloe and Halle Bailey star in Pandora’s new BE LOVE Holiday campaign. PRNEWSFOTO/PANDORA

American Tall (CNW Group/American Tall)

Exhibitions align city-wide to celebrate the History and Future of the region’s Indigenous Art as part of “Art Design Chicago”

Over the coming months, a series of powerful exhibitions is highlighting the rich history and contemporary culture of Chicago’s Native American communities. Presented as part of the Terra Foundation for American Art’s Art Design Chicago initiative, six exhibitions are showcasing the breadth and depth of the work of Indigenous artists with ties to the region, including: Gagizhibaajiwan, Center for Native Futures, Through December 14, 2024

The work of four Anishinaabe artists considers depth,

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duality, and paradox in Anishinaabe art as expressed through images of Misshepezhieu, the Underwater Panther, and Animikii, the Thunderbird.

Chicago Works | Andrea Carlson: Shimmer on Horizons, Museum of Contemporary Art Chicago, Through February 2, 2025

Andrea Carlson’s densely layered works include an abundance of motifs, making reference to the tactics of colonialism as well as her family and peers, Ojibwe culture, and Indigenous sovereignty.

Indigenous Chicago, Newberry Library, Through January 4, 2025

Centering the voices and impacts of Indigenous leaders, activists, and artists, this exhibition explores Indigenous history in Chicago across five centuries.

Still Here: Linking Histories of Displacement, National Public Housing Museum, Opening January 2025 TBD

This exhibition connects Indigenous peoples’ painful histories of forced migration with redlining and African American displacement in public housing.

Woven Being: Art for Zhega-

goynak/Chicagoland, The Block Museum of Art, Northwestern University, January 26 – July 13, 2025 (Opening Celebration Feb 2 2PM)

Zhegagoynak, the place now known as Chicagoland, is a critical nexus for Indigenous art past and present. Through the perspectives of four collaborating Indigenous artists, this exhibition brings together more than 80 works exploring confluences that have shaped and are shaping Indigenous creative practices in the region.

Living Stories: Contemporary Woodland Native American Art, Mitchell Museum of the American Indian, January 27, 2025 – January 5, 2026

This exhibition examines contemporary approaches to traditional Woodlands style art, highlighting the underrepresented and diverse Indigenous cultures of the Great Lakes region and the materials, art forms, and processes they have carried forward over generations.

Chicago has one of the largest urban Native American populations in the United States, with over 65,000 Native Americans in the greater metro-

Are you 55 and Older Caring for a Child Under 18 or Loved One (19-59) with a Disability? Grandparents or Older Relatives Raising Children Program FREE support services include:

Education & Training: Learn about topics such as legal services, financial literacy, and strategies to support the emotional and educational development of the child.

Gap-Filling Funds: Help buying essential items like school supplies, technology, uniforms, furniture, clothes, after-school or summer camp fees.

One-on-One Counseling: Discuss self-care, decision-making, and ways to cope with stress when feeling overwhelmed with the challenges of raising children unexpectedly.

Support Groups: Share your stories, challenges, & successes caring for your loved ones.

politan area and approximately 175 different tribes represented. Despite histories of displacement and erasure, Native Americans have always been vital contributors to Chicago’s art ecosystem.

Art Design Chicago’s partner exhibitions seek to showcase these contributions, offering diverse perspectives on Indigenous identity, tradition, and contemporary creative practices.

“Many artists want agency in the creation of their work, but we also want nuance in the interpretation of our works,” said artist Andrea Carlson (Ojibwe/ European descent), who is a co-founder of the Center for Native Futures and is exhibiting and contributing to several of these exhibitions. “If one listens to Native people talk about the content of our own work it becomes hard to paint us with the same brush, and that is a good thing. We are not monolithic, we are diverse, and complex.”

Each of these exhibitions was developed by and in close collaboration with Indigenous artists, historians, and community members, giving Indigenous artists decision-making authority for how their stories are told.

Much of the work in these exhibitions is reflective of the artists’ lived experiences and serves to imagine Indigenous futures free from colonial limitations.

“The Terra Foundation is committed to building relationships with Indigenous partners in Chicago and beyond,” said Sharon Corwin, President and CEO of the Terra Foundation for American Art. “In keeping with our mission to expand narratives of American art, we are proud to support programs by Native artists and the presentation of their work through these extraordinary exhibitions in Chicago that center the voices of Native artists, curators, and scholars of the region, and that make their stories accessible to the larger public.”

Indigenous artists and communities continue to shape Chicago’s vibrant cultural identity. By building long-term partnerships with Indigenous artists and communities, these exhibiting organizations seek to amplify their stories and build deeper understandings of Indigeneity in Chicago.

For more information, please visit artdesignchicago.org.

Get Your House In Order

Reverse Mortgages

CONTINUED: As you may recall, Mr. A, a widower, had secured a reverse mortgage on his home without the knowledge of his children. It was not until Mr. A had a massive stroke that required him to be placed in a skilled care facility, that costs $20,000 monthly, that the family was made aware of the consequences of Mr. A’s lack of succession planning.

If you have a reverse mortgage that you have NOT been making monthly interest payments on, let your family know what your current principal balance is now. If the principal amount is greater now than the current value of your home, it may already be too late to begin paying interest on your mortgage to freeze your principle balance. However, if your principal balance is less than the current value of your home you or your family may want to consider beginning making monthly interest payments now to freeze the principal balance. Therefore, in most instances, preventing the principal balance from exceeding the value of the property.

Perhaps the most important thing that can be done to secure your home as an asset for you and your family is to create a living trust. A living trust will allow you to control your property without ownership. However, the property must be placed in a trust or taken out of the name of an owner a minimum of five (5) years prior to an owner’s need for long-term care in a facility.

I am saddened to report that Mr. A has passed; may he rest in peace.

Because Mr. A had no plan, his family is now faced with both the loss of their loved one and his property. The mortgage lender is going forward with the foreclosure and the nursing home has placed a $40,000 lien against Mr. A’s estate.

Don’t let what happened to Mr. A’s family happen to yours. Make a plan now!!!

Bye for now, Bren.

QUIZ:

What is the 30-day rule in Illinois regarding estates?

Answers to last week’s quiz: An Indexed Universal Life Insurance Policy

To get more detailed answers to last week’s QUIZ question or for general questions that you may have, please call me: 773-819-1700

Disclaimer: The illustrations presented in this column are not, nor are they intended to be, legal, financial, or any other licensed professional advice, you should contact the licensed professional of your choice for advice on your individual situation.

Bren Sheriff

You want to build and share your wealth. We have tools to help you do both. Together, we’re unstoppable.

Scan the QR code to learn more.

ENTERTAINMENT

GRAMMY-nominated Superstar GloRilla

to Perform at 2025 Honda Battle of the Bands

TORRANCE, Calif., PRNewswire -- GRAMMY-nominated recording artist GloRilla (CMG/ Interscope Records) will perform as the closing act at Honda Battle of the Bands (HBOB), the nation’s premier showcase for Historically Black College and University (HBCU) marching bands, on Feb. 1, 2025, at SoFi Stadium in Inglewood, California. Now in its 19th year, this will be the first HBOB Invitational Showcase held on the West Coast.

Tickets for HBOB 2025 are on sale at www. hondabattleofthebands.com.

After landing the highest earning week for a female rapper in 2024 with her debut album GLORIOUS, GloRilla will take the stage to energize HBCU marching band fans from across the country. She joins a lineup that includes multi-hyphenate entertainer and entrepreneur Nick Cannon as host and features performances by six HBCU bands including:

Alabama A&M University – Marching Maroon & White

Alabama State University – Mighty Marching Hornets

Hampton University – The Marching Force

North Carolina A&T State University – Blue and Gold Marching Machine

Southern University – Human Jukebox

University of Arkansas at Pine Bluff – Marching Musical Machine of the Mid-South

“I can’t wait to turn up the energy at the 2025 Honda Battle of the Bands Invitational Showcase with these dope HBCU marching bands,” said GloRilla. “This event is gonna be straight fire, showcasing the beauty and brilliance of Black culture.”

“We know GloRilla will bring to the Honda Battle of the Bands stage the kind of dynamic and entertaining performance our fans have come to expect from musical guests at the nation’s premier showcase for HBCU marching bands,” said Jasmine Cockfield, Honda Battle of the Bands project lead, American Honda Motor Co., Inc. “With the incredible band performances, Nick Cannon hosting and GloRilla as the grand finale, Honda Battle of the Bands 2025 will be a show for the ages.”

HBOB is part of the Honda “Drive the Legacy”

initiative that builds on the company’s longstanding commitment to HBCUs. Honda has supported HBCUs for over 35 years, recognizing their critical role in providing higher education and opportunities for advancement to the Black community. The company’s support includes scholarships, programming, and initiatives that celebrate the dreams and potential of HBCU students, helping shape them into future leaders.

Through HBOB and the Honda Campus All-Star Challenge, Honda has awarded over $14 million in grants in support of HBCU education programs and facilities improvements, impacting the lives of more than 300,000 students.

HBOB 2025 Tickets on Sale

Tickets for HBOB 2025 are on sale now at www.hondabattleofthebands.com. For the latest HBOB news, including exclusive content, follow along on social media:

Instagram – @the_honda / Instagram.com/ the_honda

Facebook – Facebook.com/HondaBattleoftheBands X – @The_Honda / Twitter.com/The_Honda Honda and Historically Black Colleges and Universities

Honda has supported the success and dreams of Historically Black College and University (HBCU) students for 35 years, through programs such as the Honda Campus All-Star Challenge and Honda Battle of the Bands.

Through its “Drive the Legacy” initiative, Honda also partners with HBCUs and organizations such as the Thurgood Marshall College Fund, National Urban League, and local UNCF chapters, to provide annual scholarship funding and offer development opportunities to HBCU students. Through these efforts, Honda aims to recruit top talent for its future workforce. To advance its leading investment in HBCUs, Honda also is a member of the HBCU Partnership Challenge, a Congressional Bipartisan HBCU Caucus initiative that brings together government, industry and HBCUs to create strategic, more sustainable HBCU partnerships.

MARIO TO PERFORM AT EXCLUSIVE “ABOVE THE RACE” EXPERIENCE DURING FORMULA 1 LAS VEGAS GRAND PRIX

HIGHLAND, Calif., PRNewswire -- On Thursday evening, November 21, Grammy Nominated American singer, songwriter and actor, Mario, will open the festivities at “Above the Race,” an exclusive experience hosted by Palms Casino Resort and Yaamava’ Resort & Casino at San Manuel, during the 2024 Formula 1 Las Vegas Grand Prix. Fans will be treated to an intimate performance with the R&B superstar, featuring a mix of acoustic and stripped-down versions of his greatest hits and new music.

Mario’s newest single, “Space,” is a sexy dance track from his highly anticipated new album, Glad You Came, debuting on December 13, 2024. Mario first entered the pop music scene in the early 2000s, swooning the world with his soulful voice and smooth dance moves. His impressive list of hits over two decades includes “Just A Friend 2002,” “Let Me Love You,” “How Do I Breathe,” “Crying Out for Me,” “Break Up” and more.

Above the Race is an exclusive experience for Club Serrano members at the Eiffel Tower Restaurant, taking place November 21-23. VIP attendees will enjoy unobstructed views of the straightaway on Las Vegas Boulevard, high above the action, along with handcrafted cocktails and culinary delights.

Featuring state-of-the-art racing simulators, guests at Above the Race can feel the realistic thrill of the tracks with high-definition graphics replicating the energy of real-life racing. Whether you’re a seasoned racer or a curious novice, these simulators provide an exhilarating experience, allowing participants to compete against each other in a friendly yet competitive atmosphere. Evening festivities will be enhanced by live DJs spinning tracks, creating a vibrant backdrop for this unforgettable event.

Curated and hosted by award-winning sister properties Yaamava’ Resort & Casino at San Manuel in Southern California, and Palms Casino Resort in Las Vegas, Above the Race promises the same exquisite hospitality that each property delivers to guests year-round. Access to Above the Race is only available through member ship in Club Serrano, the exclusive players’ rewards program that extends to both Yaamava’ and Palms. Club Serrano members can earn more rewards by playing at both sister properties, unlocking perks like access to invite-only events, exclusive offers and promotions, concert tickets at Yaamava’ Theater and Pearl Theater, suite upgrades and much more.

The coveted packages for race weekend include access for two to the Above the Race experience nightly, worldclass accommodations at Palms Casino Resort, and more. Visit Yaamava.com or Palms.com to learn more about Above the Race.

GRAMMY NOMINATED R&B SUPERSTAR MARIO. PRNEWSFOTO/ YAAMAVA’ RESORT & CASINO

PRNewsfoto/Honda

New Survey Confirms Impact of Clean Slate Policies in Utah, Pennsylvania, and Michigan

ORLANDO, Fla. -- The Clean Slate Initiative (CSI) announced the results of a groundbreaking survey that provides the first comprehensive confirmation of the effectiveness of Clean Slate policies in Utah, Pennsylvania, and Michigan. Conducted by YouGov, the survey polled 800 individuals with arrest or conviction records to assess how Clean Slate laws are transforming lives by sealing eligible arrest and conviction records.

The survey gathered responses from people who have a past arrest or conviction — a group rarely asked about their experiences in research or surveys, and the results show that Clean Slate policies are delivering tangible benefits. Notably, the survey found that over 40% of respondents whose records were sealed automatically reported improvements in their employment, personal finances, and access to public assistance. Additionally, 35% of these respondents reported better family relationships, and 34% noted improved mental health and self-esteem.

“These findings are the first confirmation that Clean Slate laws are working as intended—empowering people to rebuild their

lives without being held back by past mistakes,” said Dr. Laura Chavez, Director of Research and Data at The Clean Slate Initiative. “People who have earned a second chance should have a fair opportunity to fully participate in society. We will continue to evaluate the effectiveness of Clean Slate policies, and it’s promising that people reported noticeable benefits after state-initiated record sealing. With further study, we are confident that we’ll continue to see that removing barriers helps individuals, families, and communities thrive.”

Key Survey Findings: Employment and Financial Stability: 42% of respondents with automatically sealed records reported improvements in employment and personal finances.

Family and Mental Health: 35% of respondents experienced improved family relationships, and 34% reported positive mental health and self-esteem changes.

Awareness Gap: Despite the success of Clean Slate laws, over half of eligible individuals in Utah, Pennsylvania, and Michigan were unaware of their state’s Clean Slate law—highlighting the need for broader outreach and education.

Widespread Support: 78% of the sample, all of whom are directly impacted by the legal system, support Clean Slate policies, with support exceptionally high among Black respondents (88%).

Since the passage of Clean Slate laws in Pennsylvania (2018), Utah (2019), and Michigan (2020), millions of eligible records have been sealed without people having to navigate burdensome and costly petition-based processes. Instead, Clean Slate laws shift the burden from individuals to the state, providing relief to people who often face obstacles like expensive legal fees and complex processes.

“The survey underscores the transformative potential of these laws, but it also highlights a critical need for ongoing education and outreach to ensure more people benefit from record sealing,” added Sheena Meade, Chief Executive Officer of The Clean Slate Initiative. “As Clean Slate policies continue to build momentum in states across the country, we hope this research can help lawmakers understand the need for investing in public notification and awareness to maximize the

benefits for individuals, families, and communities.”

About the Survey:

The Clean Slate Initiative commissioned the survey, which YouGov conducted in collaboration with Dr. Nyron Crawford, Associate Professor of Political Science at Temple University, polled 800 individuals with arrest or conviction records in Utah, Pennsylvania, and Michigan. The respondents reflected diverse demographic backgrounds and were surveyed about their experiences with Clean Slate laws, employment, housing, mental health, and awareness of their eligibility for record sealing.

The full survey report is available on The Clean Slate Initiative’s website.

Why This Matters:

More than 70 million Americans live with past arrest or conviction records, which can create lifelong barriers to employment, housing, and education. Clean Slate laws aim to break down these barriers, offering a second chance to those who meet the requirements, which includes remaining crime-free for a period of time determined by state law. By automating the sealing of

eligible records, these laws ensure individuals have access to meaningful opportunities to more fully participate in their communities and the workforce.

The Clean Slate Initiative is a non-profit organization that engages bipartisan support to pass and implement laws that automatically seal eligible records for people who meet the requirements. The organization works to build a future where people will no longer be defined by their records and have a fair opportunity to work, get an education, and achieve their full potential.

MyFitnessPal Teams

Up with Nick Chubb to Promote Nutrition’s Role in Health and Performance

NEW YORK, PRNewswire -- MyFitnessPal, the No. 1 global nutrition and food tracking app, has partnered with Nick Chubb to showcase how nutrition plays a key role in his health and wellness journey. After a season-ending knee injury last year, Chubb turned to MyFitnessPal as one of the tools he used during his recovery, using it to track his nutrition and fitness. Now, as he transitions back to the field, Chubb continues to use MyFitnessPal to stay on top of his health goals.

“As a professional athlete, I eat to fuel my performance, but that doesn’t mean I’m perfect,” said Chubb. “MyFitnessPal helped me track my diet to support my recovery and continues to help me understand how to fuel my body for training. It’s a tool that fits into any routine, whether you’re pushing your limits or just trying to stay on track.”

Chubb’s journey back to the field required a rigorous regimen to rebuild his strength and maintain

peak performance. MyFitnessPal empowers this kind of dedication by providing tools that not only track calories, but focus on essential nutrients, like protein, to meet specific health and fitness goals. The app helps members hit their macro goals, monitor nutrition and progress, and sync with fitness devices for a comprehensive view—all in one place.

“MyFitnessPal gives everyone—from profes -

Chubb’s ongoing use of the app showcases its versatility for both high-performing athletes and everyday use.

The same app used by Nick Chubb is available for download via the App Store or Google Play.

sional athletes striving for peak performance to people looking to live healthier lives—the tools to make more informed food choices for everyday life,” said Mike Fisher, MyFitnessPal Chief Executive Officer. “We’re delighted to be part of Nick’s journey.”

MyFitnessPal worked with Athletes First to partner with Nick Chubb, highlighting the significance of nutrition in his journey.

MyFitnessPal is the #1 global nutrition and food tracking app founded in 2005 with a mission to help people around the world reach their health goals through better food choices by providing knowledge, motivation, and a sense of progress. Supporting nearly 1 million people in reaching their nutrition and fitness goals every year, and with a community of over 250 million users in 120 countries, MyFitnessPal offers members one of the world’s most comprehensive nutrition and food tracking platforms, allowing them to track their food, record exercise activity, and log their weight. With one of the largest food databases in the world comprising over 19 million foods, access to over 2,000 recipes, more than 40 workout routines, and over 40 connected fitness partners, MyFitnessPal provides members with the tools for positive healthy change. The MyFitnessPal app is available on the App Store and Google Play store. To learn more, visit www.myfitnesspal.com or follow MyFitnessPal on Facebook, Instagram, LinkedIn, TikTok and Twitter.

BLACKDOCTOR.ORG ANNOUNCES 2025 BEST HOSPITALS FOR BLACK AMERICA

CHICAGO, PRNewswire -- The 2025 Best Hospitals for Black America was announced by national leader in Black health and wellness, BlackDoctor. org (BDO). This prestigious distinction recognizes hospitals that provide exceptional care to Black patients, an achievement of significance in today’s healthcare landscape. What’s different this year is BDO asked 1,000 US Black doctors one important question as part of the selection criteria: “Which hospitals do you trust most with providing quality and equitable care for your family members?”

“It’s no longer enough to have DE&I measures alone within our health systems, as it’s getting confusing, so BlackDoctor.org cut to chase this year and got personal with Black doctors to ask them who they trust most to care for their families,” says BlackDoctor.org CEO Reggie Ware. “This is a historic moment for our country and our organization, and we plan to support sharing hospitals’ best practices, so care improves overall in the US for the Black community.” Ware adds, “The disparities in healthcare that affect Black communities are well-documented, and it is imperative to identify and promote hospitals that are making substantial strides in addressing these issues. By highlighting these institutions, we can guide patients to facilities where they are more likely to receive more compassionate and effective care.”

The full list of those awarded can be viewed here. The BlackDoctor.org 2025 Best Hospitals for Black America will be formally recognized during an awards ceremony and symposium on January

23, 2025, at Tulane University in New Orleans, LA. This list will play a fundamental role in driving further conversations on how to eliminate healthcare disparities that continue to disproportionately impact Black patients.

Advisory board members, who are not employed by BlackDoctor. org, reviewed the selection criteria and made recommendations for the award winners. The selection criteria for the nominations include the following:

Feedback from the nation of Black doctors who recommended hospitals they trust to provide care for their families

Quality of Care and Patient Satisfaction Scores

Representation of persons of color and women in senior leadership roles

Initiatives that positively impact urban communities

Supplier diversity and procurement margins Commitment to equitable care for the Black community

Presence of a Chief Equity/Diversity Officer within the organization

“BDO continues to deliver on the promise to make every Black family as healthy as possible with our 2025 Best Hospitals for Black America listing,” says CMO Derrick Lane. “As a nation, the importance of recognizing hospitals that deliver exemplary care to Black families address a critical need in our healthcare system: ensuring Black patients receive equitable, high-quality care in hospitals with positive outcomes.”

BlackDoctor.org (BDO) – in its 20th year in 2025 – has a mission to make every Black family to be as healthy as possible and overcome health inequality by building trusted connections between Black patients and the Healthcare System. BDO is the largest and most trusted health platform for Black consumers with more than 6 million monthly website visitors and more than 17,000 culturally relevant articles and videos. BDOs most popular health tools are the BlackDoctor Search and the BlackDoctor Chatbot, an AI tool that provides culturally relevant answers to BDO users.

Nick Chubb. PRNewsfoto/MyFitnessPal

REAL ESTATE

AC10-30-2024

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT, CHANCERY DIVISION HANI BUIRAT, Plaintiff, v. OLD NATIONAL

BANK, successor in interest to First Midwest Bank, as trustee under a trust agreement dated January 24, 2022 and known as trust number 9742; SHEIKH INVESTMENTS LLC, an Illinois limited liability company; CITY OF CHICAGO HEIGHTS; HADEEL HAMDAN; SHARKS EXPRESS OF KENWOOD INC., an Illinois corporation; UNKNOWN OWNERS and NON-RECORD CLAIMAINTS, Defendants. Case No. 2023 CH 08755 Cal. 57 92 W Joe Orr Rd Chicago Heights, IL 60411 NOTICE OF SALE NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above-entitled cause on June 26, 2024, the Cook County Sheriff's Office will on November 26, 2024 at the hour of 1:00 p.m. in their office at Richard J. Daley Center, 50 W. Washington, Outside Room LL-06, Chicago, Illinois 60602, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: PIN: 32-17-302-0190000 Commonly Known As: 92 W Joe Orr Rd, Chicago Heights, IL 60411 The property is improved with a commercial building. The property will not be open for inspection. Sale terms: 25% down by certified funds, balance, by certified funds, within 24 hours. The subject property is subject to real estate taxes or special assessments and is offered for sale without any representation as to quality of title or recourse to Plaintiff. Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale which will entitle the purchaser to a Deed to the mortgaged real estate after confirmation of the sale. For information, contact Jonathan Koyn, Attorney for Plaintiff, (708) 960-0487. CERTIFICATE OF SER-

VICE The undersigned, an attorney, certifies that Notice of Sale was served by publication according to the attached Certificates of Publication in the Chicago Daily Law Bulletin and the Reporter Newspaper on the dates set forth in the Certificates. Jonathan Koyn /s/ Jonathan R. Koyn Attorney at Law 1034 Sterling Avenue Flossmoor, IL 60422 (708) 9600487 jon@koynlaw.com I3254450

AC11-06-2024

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DEUTSCHE BANK TRUST COMPANY

AMERICAS, AS TRUSTEE FOR RESIDENTIAL ACCREDIT LOANS, INC., MORTGAGE ASSET-BACKED PASSTHROUGH CERTIFICATES, SERIES

2007-QS10 Plaintiff, -v.- ALECIA SMITHPINKDON, PERCY PINKDON Defendants 18 CH 04464 1650 LYNWOOD CT FLOSSMOOR, IL 60422

NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 29, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 2, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell

at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 1650 LYNWOOD CT, FLOSSMOOR, IL 60422 Property Index No. 32-07-408-013-0000

The real estate is improved with a single family residence. The judgment amount was $487,651.29. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales For information, contact Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff's Attorneys, 223 WEST JACKSON BLVD, STE 610, Chicago, IL, 60606 (312) 263-0003. Please refer to file number 110887-1. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago IL, 60606 312263-0003 E-Mail: ilpleadings@potestivolaw.com Attorney File No. 110887-1 Attorney Code. 43932 Case Number: 18 CH 04464 TJSC#: 44-2423 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 18 CH 04464 I3254671

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WILM-

INGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS OWNER TRUSTEE OF MFA 2022-RTL1 TRUST Plaintiff, -v.MARCUS JONES INVESTMENTS, LLCSERIES 1, MARCUS JONES Defendants 24 CH 01164 191 KATHLEEN LANE CHICAGO HEIGHTS, IL 60411 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 18, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 9, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 191 KATHLEEN LANE, CHICAGO HEIGHTS, IL 60411 Property Index No. 32-08-335-015-0000

The real estate is improved with a multilevel single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 2417440IL Attorney Code. 61256 Case Number: 24 CH 01164 TJSC#: 44-2899

from within a com-mutable distance. To apply, send resume specifying Req # L23-140195 to pay-paljobs@paypal.com. EOE, incl disability/vets. 111324

PUBLIC NOTICE

"PRIVATE FOUNDATION ANNUAL

NOTICE. The annual report of the BENJAMIN F. & ERNESTINE BRUTON FOUNDATION is available at the address noted below, for inspection during normal business hours by any citizen who so requests within 180 days after the publication of this notice of its availability BENJAMIN F & ERNESTINE BRUTON 15754 Chime Rock Tr. Woodbridge VA 22193 Kimberly Walker Pres, 703-850-8066."

LEGAL NOTICE

Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Busienss Name in the conduct of transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: G24000575 on October 21, 2024. Under the Assumed Business Name of KINDRA LYNETTE LEE with the business located at: 11719 S. THROOP, CHICAGO, IL 60643. The true and real full name (s) and residence address of the owner(s) /partner (s) is :Owner/Partner FullnameComplete Address KINDRA L. LEE 11719 S. THROOP CHICAGO, IL 60643, USA. 111324

Notice is hereby given, pursuant to "An Act in relation to the use of an Assumed Business Name in the conduct of transaction of Business in the State," as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: G24000611 on October 30, 2024. Under the Assumed Business Name of HOUSE OF STYLES with the business located at: 4750 W. MADISON ST, CHICAGO, IL 60644. The true and real full name (s) and residence address of the owner (s) /partner (s) is: Owner/Partner Full name Complete Address SHIRLEY ANN WILLIAMS , 515 48TH AVE., BELLWOOD, IL 60104, USA 112024

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 24 CH 01164 I3254839

HELP WANTED

PayPal, Inc. has an opening in Chicago, IL for Software Engineer 2: Work with Product Managers and other business partners to identify opportunities for improvement. Telecommuting permitted