Citizen Suburban Times Weekly 11-20-2024 by CITIZEN NEWSPAPERS

More than 52,000 Illinois residents have been relieved of $72 million of medical debt under a state pilot program that debuted earlier this year. (CAPITOL NEWS ILLINOIS PHOTO BY ANDREW CAMPBELL)

New state laws taking effect Jan. 1

Minimum wage hike, pets in public housing among new changes

Illinois medical debt relief program erases $72M of debt thus far

Continued from page 1

BY PETER HANCOCK Capitol News Illinois phancock@capitolnewsillinois.com

SPRINGFIELD – Minimum wage workers in Illinois will see a boost in their hourly pay to $12 per hour starting Jan. 1, while tenants in affordable housing units will be allowed to keep pets.

Those are just some of the more than 300 new laws that take effect in the new year.

The minimum wage increase is actually the result of a 2019 law that phases in a state minimum wage to $15 an hour by 2025. This year, it will increase by one dollar to $12 an hour.

medical debt for Illinoisans

tenants to keep pets is the result of Senate Bill 154, by Sen. Linda Holmes, D-Aurora, and Rep. Stephanie Kifowit, D-Oswego. It provides that tenants of multifamily housing units that are acquired, built or renovated with money from the Illinois Affordable Housing Trust Fund may keep up to two cats or one dog weighing less than 50 pounds. It applies to residents of housing units that are designated as affordable housing for low- and very-lowincome families. The bill passed both chambers in its final form on May 30 and Gov. JB Pritzker signed it into law Aug. 6. Other new laws include:

BY BEN SZALINSKI CAPITOL NEWS ILLINOIS BSZALINSKI@CAPITOLNEWSILLINOIS.COM

A state pilot program designed to erase medical debt for 300,000 Illinois residents has already helped thousands eliminate $72 million of debt, the governor’s office announced Thursday.

The Medical Debt Relief Pilot Program launched on July 1 – the start of the state’s 2025 fiscal year. Since then, it has erased debt for 52,745 residents. Residents whose debt has been forgiven so far will receive letters in the mail next week notifying them they no longer carry the debt.

“The Illinois Medical Debt Relief Pilot Program represents a promise to help families focus on health and recovery without the weight of financial strain,” Gov. JB Pritzker said in a statement. “We’re just getting started, and my administration remains dedicated to bringing this relief to vulnerable communities across the state.”

The state’s pilot program is modeled off a Cook County program, where the county used $12 million of American Rescue Plan Act funds to forgive debt in partnership with the same nonprofit. Thus far, that program has relieved $382 million of medical debt for 213,000 qualifying county residents.

Residents who had their debt erased in the initial round of forgiveness had an average of $1,349 of debt, according to the governor’s office, with one person holding $242,136 of debt. More than 20,000 Will County residents alone have had their debt retired so far.

Illinoisans must meet certain qualifications to be eligible for the program. Residents with a household income at or below 400% of the federal poverty level, or with debt that is 5% or more of their income, can receive forgiveness under the program. Eligible residents do not need to apply for help and will be notified by letters in the mail once their debt has been forgiven.

The law allowing public housing

Darrell Garth

Vehicle taxes: SB58 raises the private vehicle tax, which is a sales tax paid on the purchase of vehicles, by $75 for each model year where the purchase price is less than $15,000 and by $100 for vehicles priced above that amount. However, the registration fee for trailers weighing less than 3,000 pounds will drop to $36 instead of $118.

Lawmakers approved $10 million in this year’s budget with the goal of eliminating $1 billion of medical debt. The state is partnering with the nonprofit Undue Medical Debt, which can buy debt from collection agencies, hospitals and similar entities for just a few cents per dollar. Every $1 collected translates into $100 of debt relief by the nonprofit, which partners with governments on debt forgiveness programs.

Read more: Brushing off concerns of overspending, Pritzker signs $53.1 billion state budget

Medical debt is particularly burdensome on people of color, with Black Illinois residents 50% more likely to suffer from medical debt, according to the governor’s office.

Earlier this year, Loyola Medicine, Undue Medical Debt and Cook County announced another agreement to eliminate $112 million of medical debt for Loyola patients.

Capitol News Illinois is a nonprofit, nonpartisan news service that distributes state government coverage to hundreds of news outlets statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

Darrell President / Publisher

President / Publisher

Darrell

Garth President / Publisher

Janice Garth

Janice

6 Tips for Appealing FEMA’s Decision

Sales Manager/General Manager

Garth Sales Manager/ General Manager

College admissions: HB226, establishing the Higher Education Fair Admissions Act, prohibits public colleges and universities from requiring applicants to submit SAT, ACT or other standardized test scores as part of the admissions process, although prospective students may choose to submit them if they wish.

If you disagree with FEMA’s decision, you have the right to appeal. Sometimes all you need is to provide additional information. Here are tips to help submit your appeal to FEMA:

sion to FEMA. Including this information on each submission page helps to organize your case.

CST Weekly,published weekly on Wednesdays and distributed in the Township of Bloom, (publishing 52 issuesannually). W ritten permission isrequired to reproduce contents inwholeor part from the Generalmanager or the publisher CST Weekly does not assume the responsibilityfor nor are weable to return unsolicited marterials. Deadline for advertising is everyMonday at noon. For information on subscriptions oradvertising call us at (773)783-1251. Our office is locatedat 8741S. Greenwood Ave., Ste# 107, Chicago, Illinois 60619.

1. Know Your Deadline

CST Weekly, published weekly on Wednesdays and distributed in the Township of Bloom, (publishing 52 issues annually). W ritten permission is required to reproduce contents in whole or part from the General manager or the publisher CST Weekly does not assume the responsibility for nor are we able to return unsolicited marterials. Deadline for advertising is every Monday at noon. For information on subscriptions or advertising call us at (773) 783-1251. Our office is located at 8741 S. Greenwood Ave., Ste# 107, Chicago, Illinois 60619.

Editorial:

Drug prices: SB1682 requires pharmacies to post a notice informing consumers that they may request current pharmacy retail prices at the point of sale.

You have 60 days from the date of your FEMA decision letter to submit your appeal. Circle the deadline on your calendar or write yourself a note and put it on your refrigerator or console of your car. Once FEMA reviews your appeal, you may receive a phone call or a follow-up letter asking for more information or an updated decision letter.

2. Read the FEMA Decision Letter Carefully Before Sending Your Appeal

Take the time to read FEMA’s letter from beginning to end. If you were not approved, FEMA may need missing documents or information from you, so your application can continue to be processed.

3. Include Documents to Support Your Appeal

It is important to provide copies of any documents FEMA has requested with your appeal. Examples may include:

proof of identity

proof of occupancy

5. If You Can’t Send the Appeal, You Can Authorize Someone Else to Do So

If you are unable to send your appeal, ask someone to do it for you. It could be member of your household, a friend or an attorney. You will need to provide FEMA with a written consent or an Authorization for the Release of Information Under the Privacy Act.

For FEMA requirements to authorize a third party to act on your behalf, call the FEMA Helpline at 800-621-3362. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service.

6. Know All Options Available to Submit Your Appeal

Editorial: Send press releases, news tips, calendar listing etc. to: editorial@cstweekly.com

Send press releases,newstips, calendar listingetc. to: editorial@cstweekly.com

Editorial: Send press releases,newstips, calendar listingetc. to: editorial@cstweekly.com

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FOID card changes: HB562 enacts several changes to the Firearm Owner Identification card law. Among other things, it provides for a streamlined renewal process for FOID cards and Concealed Carry Licenses for people who voluntarily submit fingerprint records. It also allows the Illinois State Police to issue a combined FOID card and Concealed Carry License to qualified applicants, and it establishes a new Violent Crime Intelligence Task Force to take enforcement action against people with revoked FOID cards.

insurance documents, such as insurance policy coverage, settlement or denial letter

to the appropriate school support personnel.

proof of ownership and/or proof that the damaged property was your primary residence during the disaster.

Your appeal documentation or the Individuals and Households Program Appeal Request form may be submitted by fax, by mail or in-person at a Disaster Recover Center, or if you have a FEMA online account, upload your documents electronically. To set up a FEMA online account, visit DisasterAssistance.gov, click on “Check Status” and follow the directions.

By mail: FEMA, P.O. Box 10055, Hyattsville, MD 20782-7055

By fax: 800-827-8112, Attention: FEMA

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Student mental health: HB576 and SB1577 allow students in Illinois up to five excused absences to attend to their mental or behavioral health without providing a medical note. Those students will be given an opportunity to make up any work they missed during the first absence and, after using a second mental health day, may be referred

proof of your disaster-caused losses. All documents, receipts, bills and estimates must include contact information of the service provider.

Official flags: HB605 requires state agencies and institutions to purchase Illinois and American flags that are made in the United States.

If you need to provide additional details, you can send a completed Individuals and Households Program Appeal Request Form included with your FEMA decision letter or a signed appeal letter.

its public health authorities from regulating or shutting down lemonade stands or similar operations that are operated by children under the age of 16. Known as “Hayli’s Law,” it was inspired by 12-year-old Hayli Martinez, whose lemonade stand in Kankakee was shut down by local officials.

4. Include Your Name, FEMA Application Number and Disaster Number on Each Page of the Documents You Submit

Hair styles: SB817 prohibits discrimination in schools against individuals on the grounds of wearing natural or ethnic hairstyles, which include dreadlocks, braids, twists and afros.

Please write your name, FEMA application number and the disaster number on each page of all documents and your appeal submis-

Lemonade stands: SB119 prohib-

In-person: Visit any Disaster Recovery Center to submit your appeal. Find a center here: fema.gov/DRC.

Juneteenth: HB3922 recognizes June 19, or “Juneteenth,” as an official state holiday that commemorates the end of slavery in the

United States. In June, President Joe Biden also signed a bill designating Juneteenth as a federal holiday.

Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency, or economic status. Reasonable accommodations, including translation and American Sign Language interpreters via Video Relay Service will be available to ensure effective communication with applicants with limited English proficiency, disabilities, and access and functional needs. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. If you use video relay service, captioned telephone service or others, give FEMA your number for that service.

Capitol News Illinois is a nonprofit, nonpartisan news service covering state government and distributed to more than 400 newspapers statewide. It is funded primarily by the Illinois Press Foundation and the Robert R. McCormick Foundation.

OneUnited Bank

Receives Inaugural Talent Maximization Award for Financial Literacy Innovation at iDAC Global Finance Summit 2024

BOSTON, PRNewswire -- The nation’s largest Black owned bank, OneUnited Bank, has received the prestigious inaugural Talent Maximization Award for Financial Literacy Innovation at the Investment Diversity Advisory Council (iDAC) Global Finance Summit 2024. This award acknowledges OneUnited Bank’s groundbreaking use of technology—including AI and data aggregation with its innovative WiseOne™ Insights, a financial wellness tool designed to empower underserved minority populations to make informed financial decisions based on personalized data aggregation.

The annual financial summit is a gathering of industry leaders committed to enhancing diversity and inclusion within the financial sector. As a nonprofit organization with members managing approximately $19 trillion in assets, iDAC aims to increase diversity across financial services,

a mission OneUnited Bank has been dedicated to for nearly 50 years. OneUnited Bank stands distinguished as the nation’s largest Black owned bank and the first Black digital bank that is driving a grand vision of sparking a modern renaissance in the financial sector. The annual summit’s 2024 theme, “The iDAC Global Finance Summit on Talent Maximization,” draws inspiration from the Renaissance—an era characterized by transformative scientific, artistic, and cultural advancements through inclusivity of diverse perspectives.

“OneUnited is deeply honored to receive this award as it reflects our entire team’s relentless pursuit of innovative solutions for communities of color,” said Robert Patrick Cooper, Senior Vice President & General Counsel of OneUnited Bank.

“We believe that through cutting edge technology, we can redefine financial literacy and create

opportunities for those who have often been sidelined.”

OneUnited Bank is the largest Black-owned bank in America, the first Black internet bank, a Minority Depository Institution, and a Community Development Financial Institution (CDFI). To learn more about OneUnited Bank visit www. oneunited.com.

The Investment Diversity Advisory Council, or “IDAC”, is a non-profit organization that brings together various professionals across the asset management industry who have come together with one goal in mind: to increase diversity in their organizations. IDAC’s mission is to engage these stakeholders through a collaborative and self-sustaining community, emboldening them to transform our industry by fully embracing the extraordinary talent of historically underrepresented groups. We believe a more inclusive investment ecosystem produces better financial results for our stakeholders that is more reflective of the US labor force.

NAACP Launches Innovative $200 Million Fund of Funds to Transform the Venture Capital Landscape

(Black PR Wire) WASHINGTON – Recently, during a dealmaking summit for investors, venture capitalists, and entrepreneurs in New York City, the NAACP, the nation’s largest civil rights organization, announced the launch of NAACP Capital, a fund of funds that will invest in fund managers and startups that are focused on closing gaps facing communities of color. The fund, which seeks to raise $200 million, was conceptualized in partnership with Kapor Capital and Kapor Center, along with a team of nine venture fund managers.

NAACP President & CEO, Derrick Johnson released the following statement in celebration of the Fund’s launch:

“As an ever-evolving legacy organization, the NAACP knows that innovation is borne out of inclusivity. Impact investing has the power to drive historic financial returns and uplift overlooked communities. Right now, deeply entrenched systemic barriers are curtailing the innovative progress necessary to breed healthy competition in a global economy. We’re seeking to change that. Investment is the backbone of impact, and impact investing will shape socioeconomics for generations to come. It’s time to invest in fund managers who share a forward-looking vision that invests in innovation and technology, ensuring the economy works for everybody, not just a select few.”

For over 115 years, the NAACP has led the fight for equal rights and opportunities. As part of the #KeepAdvancing campaign – a modernized approach to civic engagement – NAACP Capital is a natural extension of the Association’s deep heritage in the fight for social justice and a more inclusive economy. Many of the important issues that the NAACP has long fought for, from education to healthcare to financial access, are growing markets for startup innovation. By investing in fund managers focusing on these markets and startups directly, NAACP Capital will stake the NAACP into the technology and venture capital ecosystem.

To lead NAACP’s bold new venture, the Association has hired Jay Lundy as Managing Director of NAACP Capital. Jay Lundy is an experi -

enced venture capital investor and management consultant who started his career in education and impact investing.

“The NAACP and community engagement have long played a role in my family, which makes me even more excited to lead this pivotal effort and launch this historic fund,” said Jay Lundy, managing director of NAACP Capital.

“Through this fund, we have an opportunity to invest and capitalize the next generation of managers and founders who will work to bring technology and innovation into our communities. Our investment strategy will target the intersection of generational impact and tech innovation and we believe that this holistic approach will allow us to drive both impact at scale and generate top returns on investment.”

NAACP Capital will operate as a standard fund of funds and co-investing strategy that will seek to make the venture ecosystem more equitable. In addition to capital, NAACP Capital will provide additional resources and support to the managers and founders it invests in to close racial equity gaps and increase the representation of people of color across the tech ecosystem.

For more information about the NAACP’s work towards building an Inclusive Economy, visit https://naacp.org/issues/inclusive-economy.

TRAVEL + LEISURE NAMES THAILAND THE 2025 DESTINATION OF THE YEAR

NEW YORK, PRNewswire -- Travel + Leisure has named Thailand as the 2025 Destination of the Year. Known for its rich cultural heritage, dynamic culinary scene, and a seamless blend of tradition with modern innovation, Thailand is a must-visit destination for travelers in the year ahead. This is the tenth year Travel + Leisure editors have selected a Destination of the Year, with previous honorees including Costa Rica, Italy, and Japan.

“We are thrilled to recognize Thailand as our Destination of the Year for 2025,” said Jacqui Gifford, Editor-in-Chief of Travel + Leisure. “Whether visitors are exploring Bangkok’s cutting-edge culinary scene, relaxing on one of the country’s 1,430 islands, or experiencing its renowned hospitality with some of the best luxury hotels in the world, Thailand offers a unique adventure for every type of traveler.”

Thailand’s diverse regions offer travelers a mix of artistic inspiration, natural beauty, and off-the-beatenpath adventures. The capital, Bangkok, shines as a cultural powerhouse, renowned for its dynamic food scene and vibrant LGBTQ+ community. Beyond the bustling city, Thailand’s islands–including the world famous Koh Samui, home to the forthcoming season of HBO’s The White Lotus–offer tranquil escapes and luxury resorts. Phang Nga Bay is known for breathtaking views of limestone karst formations, while the cultural hub of Isan in the northeast showcases artistic contributions that have

influenced the broader creative scene in Thailand. Additionally, the country remains committed to wildlife conservation, particularly in its efforts to protect endangered Asian elephants, which visitors can witness firsthand at various sanctuaries.

A comprehensive guide to everything Thailand has to offer—from the family-friendly hotel offerings to the vast island network and more—is available now at TravelandLeisure.com, and will be featured in the cover story of the December/January 2025 issue, available on newsstands on November 22.

Citi® / AAdvantage® is the presenting sponsor of Travel + Leisure’s 2025 Destination of the Year program. As part of the sponsorship, Travel + Leisure will host a special event for cardmembers celebrating the winning destination.

Travel + Leisure is the preeminent voice for the sophisticated traveler, serving up expert intelligence and the most immersive travel lifestyle content anywhere. Travel + Leisure captures the joy of discovering the cultural pleasures the world has to offer, from art and design to shopping and style to food and drink. Travel + Leisure connects with its audience across platforms including the U.S. flagship and four international print editions, digital channels, the annual World’s Best franchise and more. Launched in 1971, Travel + Leisure is part of the Dotdash Meredith publishing family and is owned by Travel + Leisure Co. (NYSE: TNL).

Shamal Unveils The Anchor, a New Premier Dining Destination at Dubai Harbour

DUBAI, UAE, PRNewswire -- Shamal - a diversified investment firm, born in Dubai, managing a global portfolio of investments, assets and experiences, has started construction on The Anchor, a new premium dining destination in Dubai Harbour. Meticulously designed for the seafront district, The Anchor is the latest addition to the wide range of upscale residential, lifestyle and hospitality offerings at the harbour.

Spanning over 110,000 square feet, The Anchor will house an exciting line-up of restaurants across four floors, featuring dedicated lifts and enclosed terraces for year-round dining. The rooftop will include a uniquely designed cantilevered pool and will offer a serene escape, with panoramic views of the Arabian Gulf and Dubai skyline.

The Anchor will give residents and visitors of Dubai Harbour a chance to connect to the destination’s maritime spirit, blending luxury with a true seafront experience that enhances the city’s vibrant lifestyle scene.

“We believe in curating experiences that connect people with Dubai’s unique seafront lifestyle, and The Anchor is a perfect example of that. It will serve as a destination for both residents and visitors to enjoy worldclass dining, leisure, and waterfront experiences,” said Abdulla Binhabtoor, Chief Executive Officer, Shamal.

“Positioned close to the recently launched Dubai Harbour Residences and the destination’s world-class leisure attractions, The Anchor will bring something remarkable to this extraordinary district.”

Set amidst the region’s largest marina and serving as the vibrant heart of Dubai Harbour’s food and beverage scene, The Anchor will offer direct access to the open

sea, allowing guests to arrive seamlessly by land or boat.

The marinas feature a yacht club with over 700 berths accommodating a diverse range of vessels, including superyachts, and a dedicated superyacht marina that provides an even more exclusive environment, complete with larger berths and a pier club featuring alfresco dining options.

Dubai Harbour is an extraordinary seafront residential district, inspired by our connection to the sea, designed for a maritime lifestyle. The district’s unique backdrop, iconic vista, and accessible location are combined with a wide range of living, retail, and hospitality choices, as well as comprehensive berthing facilities, making it the region’s most unique lifestyle offering. Dubai Harbour sits just over 30km from both Dubai International Airport (DXB) and Dubai World Central Airport (DWC) and is within easy reach from the city’s world-famous attractions such as Palm Jumeirah, Burj Al Arab, and Expo City.

purpose built terminal buildings, and Skydive Dubai. Dubai Harbour was voted as winner of the World’s Best New Cruise Development at the 1st annual World Cruise Awards 2021. Recently, Dubai Harbour Marinas also received the 5 Gold Anchor accreditation, along with prestigious titles for Clean Marinas and Super Yacht Ready by The Yacht Harbour Association. The region’s largest marina achieved an unprecedented feat of securing all three accreditations, not only on its very first try, but simultaneously, marking a world-first achievement under The Yacht Harbour Association (TYHA). As a one-of-a-kind destination, Dubai Harbour continues to attract a wide range of locally and internationally renowned events all year round, including the Dubai International Boat Show. The events play a key role in rekindling the city’s connection to the sea, providing additional ways for people to experience their own maritime journey.

Dubai Harbour is home to some of the most iconic destinations in Dubai, including Dubai Harbour Marinas, the region’s largest marina, the Dubai Harbour Cruise Terminal, a world-class facility comprising two

As the owning company and curator, Shamal Holding is investing its resources to be the driving force behind making Dubai Harbour an exceptional seafront district.

For more info, please visit: dubaiharbour.com.

(PRNewsfoto/Shamal)

Dotdash Meredith

Meet Citrine, November’s Golden Gemstone

Citrine, one of November’s birthstones (alongside topaz), radiates warmth and is known for its sunny spectrum from pale yellow to smoky brown. The gem belongs to the quartz family and is a symbol of warmth and affection.

Historically, deep red citrines were highly valued, though today, vibrant yellow and orange hues are more desirable. Unique bi-colored stones, known as ametrine, form when citrine develops alongside amethyst or smoky quartz. Interestingly, much of the citrine available today is created by heat-treating amethyst to achieve its golden color.

Named after the French word citrin, meaning “lemon,” Brazil remains the largest citrine producer, although this gemstone is also found in Argentina, Bolivia, France, Madagascar, Myanmar, Namibia, Russia, Scotland, Spain, Uruguay, and Zambia.

A European History of Citrine

Originally known as “gold topaz,” citrine gained popularity in Europe, especially as the only naturally golden gemstone available at the time. Its vibrant hue was celebrated by a society with an appetite for one-of-a-kind jewelry.

Citrine’s Rise in America

Citrine reached new heights of popularity in the U.S. during the Art Deco era of the 1920s and

1930s, set in elaborate platinum and the newly popular white gold designs. Hollywood icons like Greta Garbo and Joan Crawford championed large citrine rings, fueling its appeal. After WWII, large citrines paired beautifully with pink or rose gold in statement pieces that defined the Retro period. Today, this gemstone continues to make a statement, with designers like David Yurman and Tiffany & Co. incorporating it into fashion-forward jewelry.

Mystical and Healing Properties

Citrine has long been dubbed the “success stone” and “merchant’s stone” for its association with prosperity and abundance. Shopkeepers often place citrine in cash registers to attract wealth. Believed to stabilize emotions and boost confidence, citrine is also said to alleviate depression, self-doubt, and mood swings. It has a long history in holistic treatments, thought to aid the stomach, thyroid, kidneys, heart, liver, and digestion, while promoting restful sleep.

BET PARTNERS WITH CISTUS MEDIA TO LAUNCH “SHOP WITH BET,” A MARKETPLACE FOR BLACK-OWNED AND INCLUSIVE BRANDS

NEW YORK, PRNewswire -- BET announced the launch of Shop With BET, a curated marketplace developed in partnership with Cistus Media. This marketplace highlights Blackowned and inclusive brands across various product categories. Just in time for the holiday season, Shop With BET offers a unique shopping experience for BET’s audience, featuring selected items that celebrate Black founders, small businesses, and culturally inclusive products. This platform underscores BET’s commitment to promoting equity and representation, making commerce more accessible, seamless, and culturally relevant.

BET will debut exclusive content hosted by actor KJ Smith, TV personality Mara S. Campo, and fashion expert Gabrielle Richards to mark the launch. The first half-hour episode of Shop With BET: Where Culture Meets Commerce aired on Wednesday, Nov. 13, fol-

lowing a new episode of “Tyler Perry’s Sistas.” A second episode will air later in the season. These episodes provide audiences with a behind-the-scenes look at the brands featured in the marketplace, emphasizing BET’s commitment to connecting commerce with Black culture.

Black-owned businesses and inclusive brands. By leveraging our top-rated content and expansive digital presence, we can provide our audience with a seamless and impactful shopping experience that reflects the values and diversity of our communities.”

We’re thrilled to blend content, culture, and commerce in a way that resonates with our Black audience,” said Kimberly Paige, EVP, Chief Marketing Officer at BET. “With the success of ‘Tyler Perry’s Sistas’ as the #1 series on all TV for Black viewers and the strength of our digital platforms, launching Shop With BET alongside this content is a natural fit. ‘Tyler Perry’s Sistas’ represents Black culture’s vibrancy, creativity, and stories, making it the perfect lead-in for a platform that celebrates

“This partnership is about more than just commerce; it’s about creating a platform that celebrates diversity and empowers our communities, said Candi Carter, CEO of Cistus Media. “We are committed to curating an experience that reflects the richness of our culture while providing visibility and support for Black entrepreneurs.”

Shop With BET invites visitors to subscribe at ShopWithBET.com for early access to exclusive collections. Available only through Shop With BET, these curated collections offer audiences a first look at limited-edition items inspired by culturally resonant fashion.

Visit www.shopwithbet. com to subscribe for updates, explore exclusive drops, and celebrate Black-owned and inclusive businesses.

The BET Media Group, a unit of Paramount (NASDAQ: PARAA; PARA; PARAP), is the world’s largest media company dedicated to entertaining, engaging, and empowering the Black community and championing Black culture. Connecting Black audiences through a portfolio of brands including BET, BET+, BET Gospel, BET HER, BET International, BET Jams, BET Soul, BET Studios, and VH1, the BET Media Group is a thriving media ecosystem of leading interconnected platforms across cable TV, streaming, digital, studios, live events and international.

For more information about BET, visit www.bet.com and follow @BET on social platforms. For more BET news announcements, follow us on social @BET_PR.

Cistus Media specializes in

creating content-integrated online marketplaces that connect networks with carefully curated brands, enabling content creators and media companies to generate millions in new revenue. With a mission to transform audience engagement into profitable experiences, Cistus Media is at the forefront of redefining how entertainment industries monetize their vast audiences.

Viacom International Inc.

Levy’s Fine Jewelry

SKYDECK CHICAGO ANNOUNCES 2025 VALENTINE’S DAY CONTEST, LOVE ON THE LEDGE

The iconic Chicago attraction invites couples to win a wedding ceremony or vow renewal on The Ledge glass observation deck at Willis Tower

CHICAGO, PRNewswire --

Skydeck Chicago, the breathtaking observation deck on the 103rd floor of the Willis Tower, is thrilled to announce the return of its popular Valentine’s Day social media contest, Love on The Ledge. This annual, heartwarming event gives fearless couples the chance to tie the knot or renew their vows in a private, romantic ceremony on The Ledge, suspended 1,353 feet above the city with sweeping views of the Chicago skyline.

Featuring five glass floor balconies extending over four feet from the tower, The Ledge is composed of three layers of half-inch thick glass, creating a seamless, awe-inspiring view of the city below. As part of the Love on the Ledge contest, outgoing couples are invited to share their love story and explain why they want to participate in this once-in-a-lifetime experience. Entries can be submitted via Skydeck’s Facebook and Instagram pages through an official sweepstakes form, open through December 13, 2024. Four couples will be selected to win a private vow renewal or wedding ceremony on The Ledge at Skydeck February 9, 2025.

“Each year, Love on The

Ledge continues to evolve, and what makes it truly special is seeing how each couple brings their own unique story to this iconic backdrop,” said Randy Stancik, General Manager of Skydeck Chicago. “This isn’t just about celebrating love in a dramatic setting, but about of-

This isn’t just about celebrating love in a dramatic setting, but about offering couples a moment to reflect on their journey together, surrounded by the beauty of the city that inspires so many of us. We’re honored to create a space where those memories can be made and cherished for years to come.”

fering couples a moment to reflect on their journey together, surrounded by the beauty of the city that inspires so many of us. We’re honored to create a space where those memories can be made and cherished for years to come.”

Each couple will enjoy a private, officiated 15-minute vow renewal or wedding ceremony with the stunning Chicago skyline as the

backdrop, complemented by romantic florals and décor. The couples will be permitted to invite family and friends to share their special moment. Additionally, the four winning couples will be treated to an overnight stay the night before their ceremonies at Canopy by Hilton Chicago Central Loop, located directly across the street from Willis Tower, a professional photographer to capture special moments during and after the ceremony, and deluxe offerings onsite, including breakfast and a champagne toast following the ceremony.

Skydeck Chicago boasts breathtaking views spanning up to 50 miles and four states and has seen over 1,300 proposals, weddings, vow renewals and thousands of romantic dates. In addition to the unique ceremony, couples will have the opportunity to explore the attraction’s lower-level museum, a one-of-akind, Chicago-themed experience established in 2021. This immersive museum promises quirky photo opportunities and an interactive journey celebrating Chicago’s distinct personality, rich history, culture, cuisine and architecture. For more information, please visit Skydeck’s Facebook, Instagram or website.

Get Your House In Order

What You Don’t Know About Reverse Mortgages That Might Hurt You

Let me tell you what the lack of knowledge may cost a family that lives in Chatham. Ms. B had two children that preceded her in death, leaving her to raise the son of her deceased son. When her grandson turned eighteen, Ms. B put his name on the deed of her mortgage free four flat building in Chatham.

Ms. B passed and the grandson believed that he was now the owner of the four-unit building. About a month after his grandmother’s death, a letter addressed to the ESTATE OF MS B arrived. He got the shock of his life when he opened the letter and learned that his grandmother had secured a reverse mortgage on their building. The letter was a demand for payment in full of over $200,000. Hopefully, the fact that Ms. B had been diagnosed with dementia at the time she signed the reverse mortgage may be the grandson’s saving grace.

The grandson has retained an attorney to represent him against the mortgage company. I will report updates as they occur.

Bye for now,

Bren.

QUIZ:

Is the payment of Social Security Benefits mandated by law if you are age qualified and have contributed forty or more quarters?

Answers to last week’s quiz: The 30-day rule requires a nominated executor of an estate to file a petition within 30 days of their nomination. Additionally, 30 days after death, the will must be filed in the probate court of the county where the death occurred.

To get more detailed answers to last week’s QUIZ question or for general questions that you may have, please call me: 773-819-1700 or 773-817-0601

Disclaimer: The illustrations presented in this column are not, nor are they intended to be, legal, financial, or any other licensed professional advice, you should contact the licensed professional of your choice for advice on your individual situation.

Bren Sheriff

NEW DATA: Illinois Property Tax Relief Amendment

Referendum Receives Landslide Voter Approval

County-by-county voting results available here

On November 5, Illinois voters delivered a resounding 60% landslide victory for the Illinois Property Tax Relief Amendment Referendum marking the first time in state history that voters had a direct referendum chance to vote on a specific measure to fund property tax relief for over 3 million households in Illinois.

The advisory referendum which was placed on the ballot by the General Assembly and Governor asked “Should the Illinois Constitution be amended to create an additional 3% tax on income greater than $1,000,000 for the purpose of dedicating funds raised to property tax relief?”

The property tax burden is a major factor in the cost of living for more than 3 million Illinois homeowners who pay more than $23.2 billion in residential property taxes every year.

After New Jersey, Illinois has the second highest property taxes in the nation and eight Illinois counties - Cook, DuPage, Lake, Will, Kane, McHenry, Kendall, and DeKalb - are among the highest property tax counties in America.

Voters in each of these eight counties approved the property tax relief referendum by wide margins as well as voters in Champaign, Rock Island, Peoria, Winnebago, McLean, Madison, St. Clair, Sangamon, Vermilion, Macon, LaSalle, Kankakee, Jackson, and Saline counties. The referendum was approved in urban, suburban, and rural areas across the state.

“The people of Illinois have spoken in a

language that every public official in the state should understand - it’s time for a constitutional amendment mandating relief from unfair and back-breaking property taxes,” said former Illinois Governor Pat Quinn.

The Illinois Department of Revenue has estimated that a millionaire surcharge of 3% on individual annual income over $1 million would generate $4.5 billion for property tax relief.

According to most recent data, Illinois has 77,323 millionaires who declare more than $1 million in net income on their annual income tax returns. Millionaires in Illinois currently have a lighter income tax rate burden than millionaires in 26 states and the District of Columbia. The Illinois tax code is considered one of the 10 most unfair codes in the country.

In 2019, the General Assembly and Governor enacted legislation creating the Illinois Property Tax Relief Fund as a special fund in the state treasury. The law calls for annual property tax rebates to be given to each of the state’s more than 3 million households eligible for the household exemption.

“The Property Tax Relief Fund law is an administratively simple and straightforward mechanism to distribute annual property tax rebates to more than 3 million Illinois households from the billions of dollars generated by a 3% income tax surcharge on the state’s 77,323 millionaires,” said Quinn.

“For too long, millionaires have been getting

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IMPORTANT MESSAGE FROM MEDICARE

Medicare plans change every year, so can your health. Visit Medicare.gov to see all your options side by side and compare coverage, costs, and quality ratings. Compare

Whittney Smith SPEAKS

Lawndale Christian Development Corporation's Deputy Director & Counsel

Westside, Southside, No side: the disappearance of Chicago’s black population and its political influence

November 6th was a door opening to a new reality. While the worst of the cruelty of the incoming administration will be muted for Chicagoans we must fortify ourselves and communities for what is to come. According to the 2020 Census, Chicago’s Black population declined by approximately 10% from 2010 to 2020, following a 17% decline from 2000 to 2010. Black residents now make up around 29% of Chicago’s population, down from 37% in 1980. Westside communities; Austin, West Garfield Park, and North Lawndale are among the areas with significant population loss. Southside neighborhood; Englewood, Roseland, and Greater Grand Crossing similarly are facing decline particularly Englewood where the population decreased by over 25% from 2000 to 2022. These statistics convey the reality of emptying neighborhoods where entire blocks sit vacant, locally owned businesses are rare, and there is a palpable sense of desertion. This is the position from which our communities must face the next four years of economic, policy, and environmental shifts. This is not a position of strength. At stake in this particularly vulnerable moment is inevitability a corresponding decline in the Black power base in Chicago. That is a haunting thought as we prepare to weather the shifting landscape.

Community, cohesion, and coalition building are our pathways through. Inside our neighborhoods we must unify around neighborhood advancing strategies. Across our communities we must organize our leaders and institutions to craft and advance a city-wide black agenda. The Black power movements that gave us liberty, desegregation, voting and civil rights relied on the development and execution of an approach to community survival that had a broad base of support. Westside, southside, our side or no side.

New in 2025, all Medicare plans will include a $2,000 cap on what you pay out of pocket for covered prescription drugs. The cap only applies to drugs that are covered by your plan, so it’s more important than ever to review your plan options to make sure your drugs are covered.

Get help with drug costs.

If you are struggling with your prescription drug costs, Extra Help is a Medicare program that can help pay for your drug coverage (Part D) premiums, deductibles, and other out-of-pocket costs. If you make less than $23,000 a year, it’s worth it to apply. Visit ssa.gov/extrahelp to complete an application.

JORDYN WOODS RELEASES

DEBUT SINGLE “BE WITH YOU”

LOS ANGELES, CA - Multi-hyphenate and Fox’s The Masked Singer season three alum as the Kangaroo, Jordyn Woods, has released her debut single today, “Be With You.” The single is produced by Diamond selling and GRAMMY award-winning MyGuyMars of music collective 1500 or Nothin (credits include Jay-Z, Snoop Dogg, Mary J, Blige, Faith Evans, Kehlani and more), and written by both Woods and MyGuyMars and is now available on all digital streaming platforms. The R&B love song’s release has been long awaited since Woods shared a snippet via Instagram as the audio to her and boyfriend New York Knicks star, Karl-Anthony Towns’s four year anniversary in May earlier this year, receiving thousands of accolades in the comments and nearly four million views, with the first two million accumulating in the first 24 hours of the Instagram reel. Additionally, Woods simultaneously released an accompanying music video to the track today, directed and edited by Roger McKenna (Bryson Tiller, Ella Mai, Big Sean, Jeremih and more).

“Be With You” is a melodic ode to

lasting love from the woman’s perspective. In this seductive R&B mood, you will feel the depth of devotion in “Be With You”—a song from Jordyn Woods that speaks to the heart of a woman in love and who’s found her perfect match. From the very first line, she reveals a love that has weathered every storm, with lyrics like “you stood by me thick and thin”. Jordyn’s voice captures both strength and tenderness as she declares, “All I know is that I’m always down to ride,” celebrating the power of partnership and unwavering loyalty. For those who know the joy of standing side-by-side with someone who truly sees and understands them, “Be With You” is the perfect anthem.

This track is an intimate, rhythmic journey that embodies a woman’s commitment to love and support, and the fulfillment that comes from a true soul connection. This independently released single debut from Jordyn is the soundtrack to your own story of love, unity, and strength—because when you find the one, all you want to say to them is, “Be With You.”

MAJOR. Releases A Timely New HOPE Anthem “I Prayed For You (Said A Prayer)”

Los Angeles, CA -- He is a GRAMMY® nominated, 2x Soul Train, and 8x NAACP Image Award nominated entertainer and platinum-selling artist. His name is MAJOR. He is an American Soul singer who fiercely struck at the debut of his platinum hit single, “Why I Love You,” which the world dubbed the soundtrack for their love stories.

As an actor and singer, MAJOR. is a masterful storyteller who leans into Faith and authenticity as his superpower. His personality exudes a Godly joy that spreads infectiously through his music. His current EP, HOPE OF MY SOUL, guides listeners to the intersection of Gospel, Soul, and Americana. The EP is a 12-track sonic experience that immerses one’s spirit in hope and emanates a soulful vibe that uplifts.

From the HOPE OF MY SOUL, MAJOR. releases a kairotic single for the world to embrace. “I Prayed For You (said a prayer)” is MAJOR.’s love letter of encouragement and timely intercessory prayer for the world.

“I Prayed For You (said a prayer) is my love letter to the ones I love and the heart of the world,” says MAJOR. “I want to remind everyone that you are not forgotten. I spoke to the Creator on your behalf. And He answered.”

“I Prayed For You (said a prayer)” is available now on all digital music outlets and released via his label NowThatsMAJOR Music Group and MNRK Music Group. The single is garnering airplay on Gospel radio stations nationwide as MAJOR. crisscrosses the country, making key appearances and hosting pop-up prayer and empowerment events.

You can also find MAJOR.’s “The Hope In Between” Podcast with co-host Eunice Elliott on his YouTube channel where new episodes stream every Wednesday.

MAJOR. is a trusted artist for many, while inspiring hearts with his relatable message of life laced in his signature falsetto! With half a billion digital streams, four independent solo projects, network TV shows, movies, legendary cosigns, national tours, and his MAJOR.HOPE Foundation - MAJOR. is far from done. He is an anointed vessel - a “Hope Dealer” who leads boldly in his purpose of HOPE in LOVE.

The Bellamy Group

JWardPR

City Colleges of Chicago Breaks Ground on Expansion of Malcolm X College West Campus with students, community leaders, elected officials, and special guests

City Colleges of Chicago (CCC), Malcolm X College, the Public Building Commission of Chicago (PBC), elected officials, community leaders and special guests and friends held a ground-breaking ceremony to celebrate the beginning of construction for a new Community Center for Teaching and Learning at Malcolm X College West Campus, located at 4624 W. Madison.

The Community Center for Teaching and Learning will include recreational and meeting spaces for students and the community. The approximately 3,000 square foot dividable multi-purpose space is also available to rent as an event location for the community, businesses and other organizations and can serve as instructional space.

“As a resident of Austin, I know our community is rich in history and culture,” said Mayor Brandon Johnson. “The strong spirit of pride here permeates our community, and the new $17 million Community Center for Teaching and Learning will provide an incredible opportunity for that spirit to flourish. This expansion offers new spaces for community members from the West Side to connect, create, and thrive, and I look forward to seeing the incredible impact this new center will have on our residents for years to come.”

“This new addition to Malcolm X College West Campus provides a place where residents can come together, participate in activities and build community together,” said Chancellor Juan Salgado, City Colleges of Chicago. “When we invest in higher education spaces, we help to attract the next generation of students and create pathways to upward mobility.”

“It is my hope that the new Community Center will reshape lives through higher education and that this center will become a second home to our community, a safe space for everyone to learn, share laughter, thoughts, and be together building a stronger West Side and city of Chicago,” said” President David Sanders, Malcolm X College.

The Chicago Public Building Commission is overseeing the construction project. The equity focused project development and construction process placed a special emphasis on employing people of color and women

NEW DATA...

throughout the development process and altogether will create 40 full time equivalent construction and 10 non-construction jobs.

“Today marks an exciting new chapter for our community as we break ground on this much anticipated community center. This facility will be more than just a building, it will be a vibrant welcoming space that fosters learning, engagement and connections for residents of all ages,” PBC Executive Director Ray Giderof said. “The PBC is proud to be a part of a project that reflects our commitment to enhancing the quality of life across our city, providing resources and opportunities that support growth and well-being of our neighborhoods.”

The approximately $17 million project is the second phase of City Colleges’ continued investment in the Malcolm X College West campus, which was formerly known as the West Side Learning Center. This phase follows a first phase renovation that created new biology laboratories.

Community members can currently prepare for in-demand careers in healthcare at the Malcolm X College West Campus, such as basic nursing assistant (BNA), patient care technician (PCT), medical assistant, and community health worker. To learn more, visit www.ccc.edu/WSLC.

In total, the recent renovations, including the new Community center, will create 7,000 square feet of usable space for credit courses and career certificate programs that prepare students for healthcare roles including: Basic Nursing Assistant (BNA), Patient Care Technician, Community Health Worker, and Medical Assisting. Some of the programs are available at no cost to eligible Chicagoans thanks to City Colleges of Chicago’s Future Ready initiative.

City Colleges of Chicago is the city’s most accessible higher education engine of socioeconomic mobility and racial equity—empowering all Chicagoans to take part in building a stronger and more just city. Learn more about City Colleges of Chicago at www.ccc.edu or call 773-COLLEGE.

The Public Building Commission manages construction and renovation projects for the City of Chicago and its sister agencies. The PBC is committed to client service and strong stewardship of public resources.

Continued from page 7

tax breaks and Illinois homeowners have been getting higher and higher property tax bills.”

The Property Tax Relief Amendment will need three-fifths approval from the members of the Illinois House and Senate by May 3, 2026 to go on the 2026 general election ballot for referendum approval by Illinois voters.

In 1980, Quinn spearheaded the initiative petition and referendum drive that won passage of the Cutback Amendment, a constitutional amendment which reduced the size of the Illinois House from 177 members to 118.

As Governor in 2010, Quinn per-

Thousands of Cook County property owners who owe less than $1,000 risk having their tax debt auctioned at an Annual Tax Sale that begins Tuesday, Dec. 10, Treasurer Maria Pappas said today.

To find out if your property is on the Annual Tax Sale list:

• Go to cookcountytreasurer.com

• Use the purple box on the home page labeled “Your Property Tax Overview” and search using an address or Property Index Number (PIN)

• A banner with an urgent warning will appear if your property is on the Annual Tax Sale list

The four-day Annual Tax Sale that begins Dec. 10 is for Tax Year 2022 bills that were due in 2023. By law the Annual Tax Sale is held within 13 months of the Second Installment due date, which was Dec. 1, 2023 for Tax Year 2022.

Owners of 51,811 properties owe more than $207 million in taxes that were due in 2023. Of those, 28,541 owe more than $1,000 while 23,270 owe less than $1,000, including owners of 16,181 properties in Chicago and 7,089 parcels in suburban Cook County.

“The threat of hav-

ing your delinquent taxes auctioned at the Annual Tax Sale should be a powerful motivator to pay your bill,” Pappas said. “Once a tax buyer acquires your debt you must redeem your delinquent taxes or you could lose your home.”

The Treasurer’s Office sent certified letters to owners of properties on the Annual Tax Sale list. However, each year the U.S. Postal Service returns thousands of certified notices because property owners have not kept their mailing addresses up to date or because a property is vacant or abandoned.

If an owner does not redeem taxes sold at the Annual Tax Sale a tax buyer could take possession of the property itself. The process takes about two and a half years for residences and about a year for commercial properties.

In addition to certified mailings the Treasurer’s Office published lists of properties with delinquencies tax lists in local newspapers. A list of properties on the Annual Tax Sale list is posted at cookcountytreasurer.com.

Property owners who pay their late taxes

suaded the members of the Illinois House and Senate to place the Recall Amendment on the ballot. The constitutional amendment allowing for voter recall of a Governor was approved by Illinois voters in 2010. Quinn served as Illinois Governor from 2009 to 2015. He taught property tax law at Chicago Kent Law School for 24 years and served as the elected Commissioner of the Cook County Board of (Property Tax) Appeals from 1982 to 1986, hearing more than 150,000 assessment appeal cases during his four year term.

before the Annual Tax Sale can avoid paying fees and additional interest charges. Payment can be made in five ways:

• Online for free at cookcountytreasurer.com

• In person at any Chase Bank location in Illinois

• In person at any of more than 100 community banks where you have an account

• By mail

• In person at the Treasurer’s Office By law, the Treasurer’s Office cannot and does not give legal advice related to tax sales. Property owners are strongly advised to seek an attorney’s advice relating to any sale of taxes.

Hot Honey Chicken and

Waffle

Prep time: 2 minutes

Cook time: 5 minutes

Servings: 1

1 Minute Hot Honey Chicken Seasoned Rice Cup

1 egg

nonstick cooking spray

2 chicken tenders, cooked

2 tablespoons honey, for garnish

1 tablespoon powdered sugar, for garnish

Preheat mini waffle maker. Heat rice according to package directions.

In medium mixing bowl, combine rice and egg. Mix well.

Spoon rice mixture into waffle maker. Cook until light goes off.

Place waffle on plate with cooked chicken tenders on top.

Drizzle with honey, sprinkle powdered sugar on top and serve.

Quick, Comforting Ways to Warm Up Winter in Mere Minutes

(Family Features) After a day battling the cold and fighting the wind, a comforting meal made at home is often just what you crave. Turn those blustery winter conditions into warm, cozy evenings with favorite recipes that offer not only convenience but provide a little kick of spice.

For a quick and delightful meal that’s equal parts comforting and unique, try this Hot Honey Chicken and Waffle that’s sure to please with a crispy rice waffle loaded with sweet and spicy flavor, topped with chicken and drizzled with honey. It’s a treat that truly satisfies from the inside out in just 7 minutes.

The crispness of the gluten-free rice waffle is made possible by Minute Rice’s Hot Honey Chicken Seasoned Rice Cup that entices taste buds with a sweet and mildly spicy contrast and playful presentation. Ready in as little as 60 seconds, the rice cup ensures convenience and distinct seasoning, making each waffle perfectly flavored and offering a satisfying crunch with every bite.

Whether you’re shaking up your breakfast routine or enjoying a fun and

easy dinner, it can be taken to new heights with the combination of honey and a sprinkle of powdered sugar for delicious decadence.

For a savory solution the entire family can enjoy together, this cheesy Buffalo Cauliflower Casserole combines jasmine rice, cheddar cheese, roasted cauliflower, Buffalo hot sauce and crumbled blue cheese for a crave-worthy oven bake.

Prepare the Minute Instant Jasmine Rice in just 5 minutes for a quick mealtime solution without compromising quality or taste. Next, heat the oven and mix the ingredients then sit back and wait for a golden brown casserole with a cheesy interior and tantalizing blend of spicy, salty and tangy flavors.

Toppedwith green onions, this vegetarian meal is sure to please your hungry loved ones. If meat lovers need a bite of protein, simply serve alongside seared chicken or beef.

Visit MinuteRice.com to find more family-friendly ways to warm up mealtimes all winter long.

Buffalo Cauliflower Casserole

Prep time: 10 minutes

Cook time: 30 minutes

Servings: 6

2 cups Minute Jasmine Rice

1 package (8 ounces) plain cream cheese, softened

1/2 cup Buffalo hot sauce

4 cups frozen cauliflower florets, blanched and cooled

2 cups shredded cheddar cheese

1/2 teaspoon salt

1/2 teaspoon black pepper

1/3 cup finely crumbled blue cheese

2 green onions, thinly sliced

Preheat oven to 400 F. Prepare rice according to package directions. Transfer to greased 8-by-8-inch baking dish.

In medium bowl, stir cream cheese and hot sauce. Add cauliflower, cheddar cheese, salt and pepper; toss to combine. Spoon over rice. Sprinkle with blue cheese. Bake 25-30 minutes until golden brown and bubbly.

Sprinkle with green onions.

Tips: Substitute goat cheese or feta for blue cheese, if desired. Meat lovers can serve as a side dish to seared chicken or beef.

REAL ESTATE

AC11-06-2024

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION

DEUTSCHE BANK TRUST COMPANY

AMERICAS, AS TRUSTEE FOR RESIDENTIAL ACCREDIT LOANS, INC., MORTGAGE ASSET-BACKED PASSTHROUGH CERTIFICATES, SERIES 2007-QS10 Plaintiff, -v.- ALECIA SMITHPINKDON, PERCY PINKDON Defendants 18 CH 04464 1650 LYNWOOD CT FLOSSMOOR, IL 60422

NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 29, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 2, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 1650 LYNWOOD CT, FLOSSMOOR, IL 60422 Property Index No. 32-07-408-013-0000

The real estate is improved with a single family residence. The judgment amount was $487,651.29. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mort-

gagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales For information, contact Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff's Attorneys, 223 WEST JACKSON BLVD, STE 610, Chicago, IL, 60606 (312) 263-0003. Please refer to file number 110887-1. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago IL, 60606 312263-0003 E-Mail: ilpleadings@potestivolaw.com Attorney File No. 110887-1 Attorney Code. 43932 Case Number: 18 CH 04464 TJSC#: 44-2423 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 18 CH 04464 I3254671

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS OWNER TRUSTEE OF MFA 2022-RTL1 TRUST Plaintiff, -v.MARCUS JONES INVESTMENTS, LLCSERIES 1, MARCUS JONES Defendants 24 CH 01164 191 KATHLEEN LANE CHICAGO HEIGHTS, IL 60411 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 18, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 9, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 191 KATHLEEN

LANE, CHICAGO HEIGHTS, IL 60411

Property Index No. 32-08-335-015-0000

The real estate is improved with a multilevel single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 2417440IL Attorney Code. 61256 Case Number: 24 CH 01164 TJSC#: 44-2899 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 24 CH 01164 I3254839

AC 11-20-2024

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION NATIONSTAR MORTGAGE LLC Plaintiff, -v.JERRY BUTLER, JR., BRENDA BUTLER Defendants 2024 CH 01544 525 WEST 14TH PLACE CHICAGO HEIGHTS, IL 60411 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on July 10, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 30, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 525 WEST 14TH PLACE, CHICAGO HEIGHTS, IL 60411 Property Index No. 32-19-303-012-0000 The real estate is improved with a single family residence. The judgment amount was $85,080.21. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without

recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact CHAD LEWIS, ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS, PLLC Plaintiff's Attorneys, 205 N. MICHIGAN SUITE 810, CHICAGO, IL, 60601 (561) 241-6901. Please refer to file number 23-137002. THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CHAD LEWIS ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS, PLLC 205 N. MICHIGAN SUITE 810 CHICAGO IL, 60601 561-241-6901 E-Mail: ILMAIL@RASLG.COM Attorney File No. 23-137002 Attorney ARDC No. 6306439 Attorney Code. 65582 Case Number: 2024 CH 01544 TJSC#: 44-1894 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2024 CH 01544 I3255722

LEGAL NOTICE

Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Busienss Name in the conduct of transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: G24000575 on October 21, 2024. Under the Assumed Business Name of KINDRA LYNETTE LEE with the business located at: 11719 S. THROOP, CHICAGO, IL 60643. The true and real full name (s) and residence address of the owner(s) /partner (s) is :Owner/Partner FullnameComplete Address KINDRA L. LEE 11719 S. THROOP CHICAGO, IL 60643, USA. 111324

Notice is hereby given, pursuant to "An Act in relation to the use of an Assumed Business Name in the conduct of transaction of Business in the State," as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: G24000611 on October 30, 2024. Under the Assumed Business Name of HOUSE OF STYLES with the business located at: 4750 W. MADISON ST, CHICAGO, IL 60644. The true and real full name (s) and residence address of the owner (s) /partner (s) is: Owner/Partner Full name Complete Address SHIRLEY ANN WILLIAMS , 515 48TH AVE., BELLWOOD, IL 60104, USA 112024

PUBLIC NOTICE

NOTICE OF CAUCUS NOTICE IS HEREBY GIVEN THAT ON DECEMBER 3, 2024 A CAUCUS OF THE DEMOCRATIC PARTY IN TOWNSHIP OF THORNTON COOK COUNTY, ILLINOIS WILL BE HELD AT HOMEWOOD/FLOSSMOOR PARK DISTRICT AUDITORIUM AT 2010 CHESTNUT ROAD, HOMEWOOD, ILLINOIS 60403 COMMENCING

PUBLIC NOTICE

NOTICE