South End Citizen 11-20-2024

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Matt B released Alkebulan II in August of this year. The album, which features the Royal Philharmonic has received a Grammy nomination in the Best Global Music Album category. This is the second Grammy nomination for the singer, songwriter and producer, who was nominated in 2023 for Best Global Music Performance for “Gimme Love,” a song that he collaborated with Ugandan star Eddy Kenzo on.

Matt B has received a Grammy Award nomination for Best Global Music Album for Alkebulan II. PHOTO BY OSCAR VELIZ.

MANLEY RAISES AWARENESS OF VETERANS ASSISTANCE AVAILABLE IN WILL COUNTY YEAR-ROUND

ROMEOVILLE, Ill. – State Rep. Natalie Manley, (D-Joliet), is proud to honor veterans all year long, not exclusively on Veterans Day. She shines a spotlight on the invaluable services provided by the Veteran Assistance Commission of Will County (VACWC) 365 days a year.

“We express our profound gratitude to those who have selflessly served our country,” said Manley. “Even after Veterans Day has come and gone, we should continue to remember their sacrifices.

Therefore, I intend to raise awareness about the vital resources available to our veterans all year long, particularly through the dedicated work of our partners at VACWC.”

The VACWC stands ready to offer personalized support in accessing a comprehensive suite of services tailored to meet the unique needs of each veteran. These services include:

Veterans Financial Assistance: Provides essential financial support to eligible veterans facing hardships, helping them cover critical expenses like rent, utilities, and food.

Employment Assistance Program: Empowers veterans to re-enter the workforce by connecting them with job training programs, job fairs, and employer partnerships.

Combat Veteran Counseling: Offers compassionate counseling services to veterans who have experienced the emotional and psychological impact of combat, providing a safe space to heal and recover.

Homeless Veteran Prevention Program: Proactively addresses the issue of veteran homelessness by providing vital support to prevent veterans from falling into crisis.

Department of Veteran Affairs Compensation/ Pension: Assists veterans in navigating the complex process of applying for and receiving well-deserved VA benefits.

“I support the VACWC in their commitment to helping veterans regardless of their circumstances,” said Manley. “I wholeheartedly encourage all veterans in our community to take full advantage of the exceptional services offered by the VACWC.”

To learn more about the VACWC and the services they offer, please visit their website at https://veteransassistancewillco.org or call (815)740-8389.

EOS HOUSE TO HOST THE UNVEILING OF ARTIST VANESSA ABRON’S ART COLLECTION

Homewood, Ill. -- Emerging artist Vanessa Abron will unveil her captivating art collection at EOS House, 18148 Martin Ave, Homewood, IL 60430, on Thursday, November 21st, from 5-8 p.m. Born and raised in Chicago, Abron’s artistic journey began in her youth, nurtured by a family immersed in music and creativity, and further cultivated during her studies at Dillard University in New Orleans. Though she explored various artistic outlets, Abron rediscovered her passion for painting during the pandemic.

Abron’s current work is a vibrant tapestry woven from her love for music, an exploration of color, and an expression of emotions. Her abstract pieces invite viewers to embark on a personal journey of interpretation and connection.

“At EOS House, supporting and advocating for artists is one of our core values,” added Florence Hardy, founder and CEO of EOS House. “The arts are an essential part of our community and society overall, and creativity is necessary for us to continue to thrive. I’m excited we get to host the work of Vanessa Abron, and we look forward to continuing to support local artists through our work.”

EOS House, a creative workspace and co-working content house, provides the perfect backdrop for this exhibition. EOS fosters community and promotes a better way of working, offering a variety of resources to support creativity and productivity. During the event, attendees can view and purchase Abron’s artwork, engage with the artist during a Q&A session, and discover the diverse offerings of EOS House.

Event Registration: https://www.ticketfalcon. com/e/vanessaabronartexhibit/

Chicago Native Receives Grammy Nomination

Continued from page 1

Matt B said Alkebulan II is a continuation of his album Alkebulan I, which was released in 2023, where he was figuring out his ancestral roots and ancestral lineage through music. He described Alkebulan II as the evolution, bringing things to the next level, navigating the information he found and trying to make sense of it all.

“The album is very much rooted in hope, it’s conversations I had with myself and trying to answer that age old question of why. Why is this happening, why are things going the way they are, why am I feeling the way I feel and then trying to pursue that in the best way I know how,” he said.

Matt B has been to Africa several times, visiting Uganda, South Africa and Namibia. Travelling to those countries, breathing the air and experiencing the culture, catching the vibe helped with his creativity that is showcased on the album. He said words can’t describe how it feels when a person touches down in Africa for the first time. He said it is almost like a spiritual awakening.

For the album, Matt B enlisted his wife Angela V. Benson, Grammy award winning composer Kitt Wakeley, Grammy award winning artist M.B. Gordy, Grammy award winning composer Brent Fischer, Grammy award winning composer Jeff Fair and Starr Parodi, as well as BIT and Bash Killer on the African side. Matt B said he brought in the African producers to ensure cultural accuracy and to bring in the correct African vibes to the project. Songwriters also helped co-write a lot of the music. On the album, Matt B sings in Bantu, Zulu, Igbo and several other African languages.

The album was recorded at Abbey Road Recording Studio, with the Royal Philharmonic Orchestra. He said to be in the energy and presence at Abbey Road was a fulfilling opportunity, it was something he always wanted to do as a child. To have

it happen, he couldn’t describe it in words.

“I’ve never used an 80-piece orchestra before. I had used a small ensemble for my other project, but I only did it for one song. I knew for this particular album, I wanted to put it across the entire body of work,” he said.

Matt B said it feels surreal to be nominated for a Grammy for the second time. He said being nominated is not something that is guaranteed, even when you put in the work and try to bring your art to the next level. He said he’s not only putting out music for his fans, but he’s also doing it for growth and there is a hope that the Academy and the voting body will recognize the effort he put in.

Matt B said he hopes people who listen to his music and the new album connect to the music and that it is thought-provoking and something that they want to put on repeat, while dissecting all of the different elements and layers that are in the music, from the vocals to the African influences, to the Western influences with the orchestral elements.

“If I’m thinking about Black people, if I’m thinking about people from the Diaspora, I’m hoping it will inspire them and motivate them to want to find out more about who they are and where they come from,” he said. He added the album is an homage to his people and where he came from and who he is.

Matt B also wants people who listen to the album to understand that it is an album about hope, perseverance and searching for something more. He wants everyone to know the album is for himself, the African Diaspora, African Americans, Africans and for Chicago.

For more information about Matt B, visit mattbworld. com, or follow him on Instagram @mattbworld. Alkebulan II is available on Apple Music, Tidal and Spotify.

JARRARD INC. ADDS SENIOR LEADERS IN RESPONSE TO CONTINUED STELLAR GROWTH

BRENTWOOD, Tenn. and CHICAGO, PRNewswire -- Jarrard Inc., a national top 10 healthcare strategic communications consultancy, is pleased to announce the addition of two industry veterans to drive the firm’s continued growth in its Strategic Positioning and Change Management service lines. Specifically, these experts will help Jarrard clients navigate the significant market pressures related to growth, innovation and change.

With a nearly 30-year track record of leading transformational initiatives in healthcare, Kiah Calmese Walker has joined the firm in the newly-created position of Senior Vice President, Change Management Service Line Lead. Known for her expertise in aligning operational processes and fostering organizational resilience, Calmese Walker has held pivotal roles in enterprise transformation at UW Health and UnityPoint Health-Meriter in Wisconsin, where she developed robust strategies to advance patient-centered outcomes. At Jarrard, she channels her understanding of hospital operations, human resources, learning and development, culture and systemic alignment to help clients drive advancement, agility and adaptability.

Concurrently, nationally recognized healthcare marketing and experience strategist Tricia Geraghty has been added to Jarrard’s roster as Senior Vice President, Strategic Positioning Service Line Lead, offering clients a comprehensive and intentional approach to growth. Geraghty previously served as Chief Marketing and Experience Officer for Children’s Wisconsin, an independent pediatric health system with more than

two million annual touchpoints with families and more than $2 billion in annual revenue. Her work in branding, digital transformation and patient engagement earned industry acclaim. Prior to that, she was Vice President for Marketing and Communication at Marquette University.

“At this moment, bringing on Tricia and Kiah – both deeply-experienced and engaging leaders – is essential as our healthcare clients face unprecedented demands for nimbleness and innovation,” said Jarrard Inc. President and Co-Founder Anne Hancock Toomey. “Their bold vision and counsel deepen our bench, allowing us to provide the highest-level of support to healthcare organizations as they navigate change and seize opportunity. We’re thrilled to have them on board.”

Jarrard’s Strategic Positioning consultancy focuses on a broad spectrum – from launching or pivoting brands to building reputational equity to developing targeted patient acquisition strategies, thought leadership programs, and integrated digital solutions.

Meanwhile, for almost two decades, the firm’s Change Management professionals have helped healthcare leaders guide their organizations through transformation – whether integrating newly combined assets, implementing enterprise strategic initiatives, or advancing workforce retention and recruiting strategies. Jarrard Inc. is a U.S. Top 10 strategic communications consulting firm focused exclusively on healthcare and the unique

Alkebulan II is a continuation of Matt B’s album Alkebulan I. This album features the Royal Philharmonic Orchestra. PHOTO PROVIDED BY ANGELA V. BENSON.

Chicago Public Schools Extends GoCPS Application Deadline for the 2025-26 School Year

“We continue to make intentional investments as outlined in our new five-year strategic plan to meet the individual needs of our students,” said CPS CEO Pedro Martinez

CHICAGO – Chicago Public Schools (CPS) has extended the GoCPS application window until 5 p.m. November 22. This extension gives students and families additional time to explore their educational options for the 2025-26 school year.

Families of students entering kindergarten through ninth grade in the 2024-25 school year began applying for a wide variety of academic programs available across the city when the application portal opened September 24, 2024. To ensure all students have an opportunity to submit their application, CPS has extended the application deadline from the original date of November 15, 2024 to the new deadline of 5 p.m. November 22, 2024.

ply to selective enrollment programs will need to schedule their child(ren) for an entrance exam as part of the GoCPS application process.

Following several prior opportunities, the District’s high school admissions test (HSAT) will be administered a final time on November 23 and 24, 2024 for all non-CPS students who have not yet taken the assessment test. This final administration of the HSAT will be onehour long, consisting of a 30-minute reading section and a 30-minute math section which is offered in English, Spanish, Arabic, Mandarin, Urdu, and Polish.

Alzheimer’s Association Urges Dementia Caregivers to Prioritize Their Health During National Family Caregivers Month

November is National Family Caregivers and National Alzheimer’s Disease Awareness Month

As part of National Family Caregivers Month and National Alzheimer’s Disease Awareness Month this November, the Alzheimer’s Association Illinois Chapter is shining a spotlight on the critical importance of caregivers’ well-being, encouraging dementia caregivers to make their own health a top priority.

The demands of dementia caregiving can be immense, impacting both physical and emotional health. With over 11 million Americans currently serving as dementia caregivers, the Alzheimer’s Association emphasizes the need for caregivers to maintain their own health as they support loved ones.

“We continue to make intentional investments as outlined in our new five-year strategic plan to meet the individual needs of our students,” said CPS CEO Pedro Martinez. “This extension allows families more time to explore and consider the programs that best suit their unique needs, and will ultimately equip our students to succeed beyond the classroom.”

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Citizen Newspaper Group

Every student is guaranteed a seat within the general education program of the neighborhood school associated with their home address. However, students and families can use the GoCPS application to also explore additional programs that best fit their needs. Elementary and high school applicants must submit the GoCPS application by 5 p.m. on November 22, 2024. Families will receive GoCPS offers via email during the Spring 2025 semester.

Families of elementary school students entering grades K-8 may use the GoCPS application to apply to magnet, magnet cluster, dual-language, and selective enrollment programs for the 2024-25 school year. Families can apply to one of these programs even if their student is currently attending their neighborhood school or a non-CPS school. Families who wish to ap -

Students entering high school in the 2025-26 school year can apply to a variety of programs, including selective enrollment, International Baccalaureate (IB), Science, Technology, Engineering, and Math (STEM), Fine and Performing Arts, Service Leadership Academies, Career and Technical Education (CTE), Dual-Language programs, and more. For more information and a list of all available programs, visit cps. edu/gocps. Families are invited to contact CPS’ Office of Access and Enrollment at (773) 553-2060 or gocps@cps.edu with any questions. Chicago Public Schools (CPS) is dedicated to providing a high-quality education to all students, beginning with the District’s free full-day preschool programming for four-year-old scholars and continuing through neighborhood, magnet and selective-enrollment elementary schools that provide a rigorous K-8 education with schools that specialize in the fine arts, world language and culture, dual language, STEM, International Baccalaureate (IB), classical programs, and more. The rising District-wide freshmen-on-track and high school graduation rates reflect the hard work of the CPS community, including families, staff, and students across 635 schools. CPS celebrates the diversity of its more than 325,300 students who cite 182 home languages. Learn more about CPS at www.cps.edu and connect with CPS on Facebook, Twitter, Instagram, and LinkedIn.

Jarrard INC..Continued from Page 2

opportunities and challenges inherent in this sector. Founded in 2006, the firm has worked with more than 1,800 clients across 48 states and has led communications and political strategy on $75+ billion in announced M&A and partnership transactions.

Jarrard partners with leaders across the spectrum of healthcare in high-stakes moments of growth,

innovation, change and reputational/ public affairs challenges. This array of specialized services is tailored to support leaders in the most impactful parts of the ecosystem that are essential in transforming U.S. healthcare for the better. Jarrard Inc. is a division of Chartis, one of the nation’s leading healthcare advisory firms. For more information, visit jarrardinc.com.

“While caregiving can be incredibly rewarding, it also brings high levels of stress that can affect a caregiver’s health,” said Delia Jervier, Executive Director Alzheimer’s Association Illinois Chapter. “Caregivers should not feel alone on this journey. The Alzheimer’s Association offers support, resources, and encouragement to help caregivers take care of themselves as they care for others.”

Caregivers of those living with Alzheimer’s often report high levels of stress and face significant health challenges. More than half of dementia caregivers experience elevated emotional and physical strain, with 74% expressing concerns about maintaining their own health.

To help caregivers balance their own health needs with their caregiving roles, the Alzheimer’s Association offers these vital tips:

• Take Time for Yourself: Caregivers often feel guilty stepping away, but a short break can recharge energy and reduce stress. Seek support from friends, family, or respite care services.

• Educate Yourself on Dementia: Understanding the progression and challenges of dementia can empower caregivers to navigate changes and manage their expectations.

• Build a Support Network: Support groups and online communities like ALZConnected can connect caregivers with others who understand their journey.

• Prioritize Physical Health: Balanced nutrition, regular exercise, and quality sleep are essential for caregivers’ health and stamina.

• Be Mindful of Burnout: Prolonged stress can lead to burnout, a state of physical and mental exhaustion. The Alzheimer’s Association offers a Caregiver Stress Check to help caregivers assess their well-being.

• Accept Changing Needs: As dementia progresses, care needs intensify. Proactively researching care options can help families prepare for these transitions.

“ Staying connected and reaching out for support is crucial,” Jervier added. “Caregivers who care for themselves first are often better equipped to provide quality care.”

To honor the invaluable contributions of dementia caregivers, the Alzheimer’s Association invites everyone to share messages of support and thanks at alz.org/nadam during National Family Caregivers Month.

Dementia Caregiving by the Numbers

• 11 million Americans currently provide unpaid care to individuals with Alzheimer’s or other dementias.

• 18.4 billion hours of unpaid caregiving were provided in 2023, valued at over $346 billion.

• 83% of caregiving help for older adults in the U.S. is provided by family members, friends, and other unpaid caregivers.

• $394,683 is the estimated lifetime cost of care for a person with dementia, with 70% of this burden borne by family caregivers.

Contact: Lionell Martin, Public Relations Manager, Alzheimer’s Association, lrmartin@alz.org, 773.593. 4211

About the Alzheimer’s Association

The Alzheimer’s Association is a global voluntary health organization dedicated to Alzheimer’s care, support, and research. Their mission is to end Alzheimer’s and all other dementias through global research, risk reduction, early detection, and quality care initiatives. To learn more, visit alz.org or call 800.272.3900.

The National Credit Union Foundation Teams Up With Spiral To Help Credit Union Members Achieve Financial Freedom

The National Credit Union Foundation becomes a nonprofit partner of Spiral to engage members and enable increased awareness and support of its mission through digital banking.

NEW YORK -- (BUSINESS WIRE) --Spiral, the award-winning personalized banking platform, announced that The National Credit Union Foundation (The Foundation) has joined as a nonprofit partner. As the charitable arm of the U.S. credit union movement, The Foundation supports nearly 3,000 credit unions with a mission to serve as a catalyst to improve people’s financial lives through credit unions and has awarded over $36 million worth of grants to help credit unions better serve their members.

Through the Spiral platform, The Foundation will leverage personalized member experiences to help boost awareness of its mission and enable credit unions to feature The Foundation through a Giving Center within their digital banking.

directly from their digital banking accounts, supporting our shared mission to improve financial well-being for all.”

“We’re excited by this innovative opportunity to elevate our mission of helping credit union members achieve financial freedom,” said Gigi Hyland, Executive Director of the Foundation, “Spiral makes it easy for credit unions and their members to increase savings and help other people

By being a nonprofit partner of Spiral, The Foundation can be featured by any credit union using Spiral’s Giving Center within their digital banking. Spiral integrates with many popular digital banking providers, making it easy for credit unions to unlock digital experiences that empower members to donate directly to The Foundation, among other national and local nonprofits, through the convenience of their checking accounts.

“We’re honored to work with The Foundation to help amplify their important mission,” said Shawn Melamed, CEO and Co-founder of Spiral. “We look forward to driving change and financial freedom through our innovative digital experiences to the thousands of credit unions and millions of members they serve.”

Credit unions interested in learning more about how to feature The Foundation through

digital banking can visit Spiral’s website or get a custom demo.

Headquartered in New York City, Spiral is the award-winning personalized banking platform that enables credit unions and financial institutions to grow deposits and attract new account holders through financial wellness and community impact. With Spiral, financial institutions can empower account holders to achieve financial freedom and easily support their communities through any online bank account, debit card, or credit card. Thus, Spiral makes it simple for financial institutions to drive positive change and empower millions of people to build better lives and positively impact their communities. To learn more, visit Spiral.us.

The National Credit Union Foundation (the Foundation) is the charitable arm of the U.S. credit union movement and works as a catalyst to improve people’s financial lives through credit unions. Through grants and programs, the Foundation is strengthening financial well-being, igniting passion, and instilling knowledge about the credit union difference, and uniting resources to help credit union people during disaster. Donations to the Foundation ultimately enable credit unions to help their members reach life-changing goals and achieve financial freedom. To learn more, visit ncuf.coop.

Meet The Founder of a Black-Owned Digital Marketing Agency Devoted to Helping Black Businesses Thrive Online

Today, EraBright stands as a dedicated partner for Black-owned companies, committed to fostering a stronger Black economy and a more inclusive online marketplace through impactful digital strategies and accessible education.

(Black PR Wire) JaMichael Mitchell, the founder of EraBright, has been a force in digital marketing since 2011. With over a decade of experience working for some of the nation’s top agencies and managing campaigns for globally recognized brands, JaMichael took a leap in 2016 to build something of his own. Inspired by his passion for empowering Black-owned businesses, he resigned from his corporate role to launch EraBright—a Black-owned digital marketing agency committed to helping Black businesses succeed in today’s competitive digital landscape.

Education and Credentials

JaMichael’s journey began with his education at Fayetteville State University, a prominent HBCU, where he earned a Bachelor of Science in Business Management. He furthered his expertise with a Master’s in Internet Marketing from Full Sail University and holds various digital marketing certifications, including Google Analytics, Google Ads, and HubSpot, among others. These experiences and credentials have deepened his understanding

of digital marketing and fueled his dedication to driving positive economic change within the Black community.

Understanding the Challenges Black Businesses Face Online

After witnessing firsthand the challenges Black-owned businesses face in reaching and resonating with their audiences, JaMichael was motivated to create solutions specifically tailored to their needs. Many traditional agencies lack the cultural insight necessary to market effectively to diverse communities, often causing Black businesses—and those with primarily Black clientele—to pay more for quality leads and conversions.

Since its founding, EraBright has bridged this gap, helping over 200 Black-owned businesses, including local enterprises, startups, tech companies, and more, achieve measurable success. Through specialized brand awareness and lead generation strategies—such as search engine optimization, social media marketing, and targeted online advertising—EraBright creates campaigns that genuinely

connect with the unique audiences Black-owned businesses aim to reach, empowering them to thrive in today’s digital landscape.

EraBright Academy: Helping Black DIY Entrepreneurs

Recognizing the growing interest in self-guided digital marketing, JaMichael recently launched EraBright Academy, a learning branch offering courses and webinars for DIY entrepreneurs. Through this initiative, EraBright Academy equips Black entrepreneurs with the knowledge and skills to manage their own digital marketing, empowering them to grow their businesses independently.

Today, EraBright stands as a dedicated partner for Black-owned companies, committed to fostering a stronger Black economy and a more inclusive online marketplace through impactful digital strategies and accessible education.

For businesses interested in EraBright’s digital marketing expertise or for press inquiries, visit their website at erabright.co.

Meet Citrine, November’s Golden Gemstone

Citrine, one of November’s birthstones (alongside topaz), radiates warmth and is known for its sunny spectrum from pale yellow to smoky brown. The gem belongs to the quartz family and is a symbol of warmth and affection.

Historically, deep red citrines were highly valued, though today, vibrant yellow and orange hues are more desirable. Unique bi-colored stones, known as ametrine, form when citrine develops alongside amethyst or smoky quartz. Interestingly, much of the citrine available today is created by heat-treating amethyst to achieve its golden color.

Named after the French word citrin, meaning “lemon,” Brazil remains the largest citrine producer, although this gemstone is also found in Argentina, Bolivia, France, Madagascar, Myanmar, Namibia, Russia, Scotland, Spain, Uruguay, and Zambia.

A European History of Citrine

Originally known as “gold topaz,” citrine gained popularity in Europe, especially as the only naturally golden gemstone available at the time. Its vibrant hue was celebrated by a society with an appetite for one-of-a-kind jewelry.

Citrine’s Rise in America

Citrine reached new heights of popularity in the U.S. during the Art Deco era of the 1920s and

1930s, set in elaborate platinum and the newly popular white gold designs. Hollywood icons like Greta Garbo and Joan Crawford championed large citrine rings, fueling its appeal. After WWII, large citrines paired beautifully with pink or rose gold in statement pieces that defined the Retro period. Today, this gemstone continues to make a statement, with designers like David Yurman and Tiffany & Co. incorporating it into fashion-forward jewelry.

Mystical and Healing Properties

Citrine has long been dubbed the “success stone” and “merchant’s stone” for its association with prosperity and abundance. Shopkeepers often place citrine in cash registers to attract wealth. Believed to stabilize emotions and boost confidence, citrine is also said to alleviate depression, self-doubt, and mood swings. It has a long history in holistic treatments, thought to aid the stomach, thyroid, kidneys, heart, liver, and digestion, while promoting restful sleep.

BET PARTNERS WITH CISTUS MEDIA TO LAUNCH “SHOP WITH BET,” A MARKETPLACE FOR BLACK-OWNED AND INCLUSIVE BRANDS

NEW YORK, PRNewswire -- BET announced the launch of Shop With BET, a curated marketplace developed in partnership with Cistus Media. This marketplace highlights Blackowned and inclusive brands across various product categories. Just in time for the holiday season, Shop With BET offers a unique shopping experience for BET’s audience, featuring selected items that celebrate Black founders, small businesses, and culturally inclusive products. This platform underscores BET’s commitment to promoting equity and representation, making commerce more accessible, seamless, and culturally relevant.

BET will debut exclusive content hosted by actor KJ Smith, TV personality Mara S. Campo, and fashion expert Gabrielle Richards to mark the launch. The first half-hour episode of Shop With BET: Where Culture Meets Commerce aired on Wednesday, Nov. 13, fol-

lowing a new episode of “Tyler Perry’s Sistas.” A second episode will air later in the season. These episodes provide audiences with a behind-the-scenes look at the brands featured in the marketplace, emphasizing BET’s commitment to connecting commerce with Black culture.

Black-owned businesses and inclusive brands. By leveraging our top-rated content and expansive digital presence, we can provide our audience with a seamless and impactful shopping experience that reflects the values and diversity of our communities.”

We’re thrilled to blend content, culture, and commerce in a way that resonates with our Black audience,” said Kimberly Paige, EVP, Chief Marketing Officer at BET. “With the success of ‘Tyler Perry’s Sistas’ as the #1 series on all TV for Black viewers and the strength of our digital platforms, launching Shop With BET alongside this content is a natural fit. ‘Tyler Perry’s Sistas’ represents Black culture’s vibrancy, creativity, and stories, making it the perfect lead-in for a platform that celebrates

“This partnership is about more than just commerce; it’s about creating a platform that celebrates diversity and empowers our communities, said Candi Carter, CEO of Cistus Media. “We are committed to curating an experience that reflects the richness of our culture while providing visibility and support for Black entrepreneurs.”

Shop With BET invites visitors to subscribe at ShopWithBET.com for early access to exclusive collections. Available only through Shop With BET, these curated collections offer audiences a first look at limited-edition items inspired by culturally resonant fashion.

Visit www.shopwithbet. com to subscribe for updates, explore exclusive drops, and celebrate Black-owned and inclusive businesses.

The BET Media Group, a unit of Paramount (NASDAQ: PARAA; PARA; PARAP), is the world’s largest media company dedicated to entertaining, engaging, and empowering the Black community and championing Black culture. Connecting Black audiences through a portfolio of brands including BET, BET+, BET Gospel, BET HER, BET International, BET Jams, BET Soul, BET Studios, and VH1, the BET Media Group is a thriving media ecosystem of leading interconnected platforms across cable TV, streaming, digital, studios, live events and international.

For more information about BET, visit www.bet.com and follow @BET on social platforms. For more BET news announcements, follow us on social @BET_PR. Cistus Media specializes in

creating content-integrated online marketplaces that connect networks with carefully curated brands, enabling content creators and media companies to generate millions in new revenue. With a mission to transform audience engagement into profitable experiences, Cistus Media is at the forefront of redefining how entertainment industries monetize their vast audiences.

Viacom International Inc.
Levy’s Fine Jewelry
Levy’s Fine Jewelry

SKYDECK CHICAGO ANNOUNCES 2025 VALENTINE’S DAY

CONTEST, LOVE ON THE LEDGE

The iconic Chicago attraction invites couples to win a wedding ceremony or vow renewal on The Ledge glass observation deck at Willis Tower

CHICAGO, PRNewswire --

Skydeck Chicago, the breathtaking observation deck on the 103rd floor of the Willis Tower, is thrilled to announce the return of its popular Valentine’s Day social media contest, Love on The Ledge. This annual, heartwarming event gives fearless couples the chance to tie the knot or renew their vows in a private, romantic ceremony on The Ledge, suspended 1,353 feet above the city with sweeping views of the Chicago skyline.

Featuring five glass floor balconies extending over four feet from the tower, The Ledge is composed of three layers of half-inch thick glass, creating a seamless, awe-inspiring view of the city below. As part of the Love on the Ledge contest, outgoing couples are invited to share their love story and explain why they want to participate in this once-in-a-lifetime experience. Entries can be submitted via Skydeck’s Facebook and Instagram pages through an official sweepstakes form, open through December 13, 2024. Four couples will be selected to win a private vow renewal or wedding ceremony on The Ledge at Skydeck February 9, 2025.

“Each year, Love on The

Ledge continues to evolve, and what makes it truly special is seeing how each couple brings their own unique story to this iconic backdrop,” said Randy Stancik, General Manager of Skydeck Chicago. “This isn’t just about celebrating love in a dramatic setting, but about of-

This isn’t just about celebrating love in a dramatic setting, but about offering couples a moment to reflect on their journey together, surrounded by the beauty of the city that inspires so many of us. We’re honored to create a space where those memories can be made and cherished for years to come.”

fering couples a moment to reflect on their journey together, surrounded by the beauty of the city that inspires so many of us. We’re honored to create a space where those memories can be made and cherished for years to come.”

Each couple will enjoy a private, officiated 15-minute vow renewal or wedding ceremony with the stunning Chicago skyline as the

backdrop, complemented by romantic florals and décor. The couples will be permitted to invite family and friends to share their special moment. Additionally, the four winning couples will be treated to an overnight stay the night before their ceremonies at Canopy by Hilton Chicago Central Loop, located directly across the street from Willis Tower, a professional photographer to capture special moments during and after the ceremony, and deluxe offerings onsite, including breakfast and a champagne toast following the ceremony.

Skydeck Chicago boasts breathtaking views spanning up to 50 miles and four states and has seen over 1,300 proposals, weddings, vow renewals and thousands of romantic dates. In addition to the unique ceremony, couples will have the opportunity to explore the attraction’s lower-level museum, a one-of-akind, Chicago-themed experience established in 2021. This immersive museum promises quirky photo opportunities and an interactive journey celebrating Chicago’s distinct personality, rich history, culture, cuisine and architecture. For more information, please visit Skydeck’s Facebook, Instagram or website.

What

Get Your House In Order

You Don’t Know About Reverse Mortgages That Might Hurt You

Let me tell you what the lack of knowledge may cost a family that lives in Chatham. Ms. B had two children that preceded her in death, leaving her to raise the son of her deceased son. When her grandson turned eighteen, Ms. B put his name on the deed of her mortgage free four flat building in Chatham.

Ms. B passed and the grandson believed that he was now the owner of the four-unit building. About a month after his grandmother’s death, a letter addressed to the ESTATE OF MS B arrived. He got the shock of his life when he opened the letter and learned that his grandmother had secured a reverse mortgage on their building. The letter was a demand for payment in full of over $200,000. Hopefully, the fact that Ms. B had been diagnosed with dementia at the time she signed the reverse mortgage may be the grandson’s saving grace.

The grandson has retained an attorney to represent him against the mortgage company. I will report updates as they occur.

Bye for now,

Bren.

QUIZ:

Is the payment of Social Security Benefits mandated by law if you are age qualified and have contributed forty or more quarters?

Answers to last week’s quiz: The 30-day rule requires a nominated executor of an estate to file a petition within 30 days of their nomination. Additionally, 30 days after death, the will must be filed in the probate court of the county where the death occurred.

To get more detailed answers to last week’s QUIZ question or for general questions that you may have, please call me: 773-819-1700 or 773-817-0601

Disclaimer: The illustrations presented in this column are not, nor are they intended to be, legal, financial, or any other licensed professional advice, you should contact the licensed professional of your choice for advice on your individual situation.

Bren Sheriff

NEW DATA:

Illinois Property

Tax

Relief Amendment

Referendum Receives Landslide Voter Approval

County-by-county voting results available here

On November 5, Illinois voters delivered a resounding 60% landslide victory for the Illinois Property Tax Relief Amendment Referendum marking the first time in state history that voters had a direct referendum chance to vote on a specific measure to fund property tax relief for over 3 million households in Illinois.

The advisory referendum which was placed on the ballot by the General Assembly and Governor asked “Should the Illinois Constitution be amended to create an additional 3% tax on income greater than $1,000,000 for the purpose of dedicating funds raised to property tax relief?”

The property tax burden is a major factor in the cost of living for more than 3 million Illinois homeowners who pay more than $23.2 billion in residential property taxes every year.

After New Jersey, Illinois has the second highest property taxes in the nation and eight Illinois counties - Cook, DuPage, Lake, Will, Kane, McHenry, Kendall, and DeKalb - are among the highest property tax counties in America.

Voters in each of these eight counties approved the property tax relief referendum by wide margins as well as voters in Champaign, Rock Island, Peoria, Winnebago, McLean, Madison, St. Clair, Sangamon, Vermilion, Macon, LaSalle, Kankakee, Jackson, and Saline counties. The referendum was approved in urban, suburban, and rural areas across the state.

“The people of Illinois have spoken in a

language that every public official in the state should understand - it’s time for a constitutional amendment mandating relief from unfair and back-breaking property taxes,” said former Illinois Governor Pat Quinn.

The Illinois Department of Revenue has estimated that a millionaire surcharge of 3% on individual annual income over $1 million would generate $4.5 billion for property tax relief.

According to most recent data, Illinois has 77,323 millionaires who declare more than $1 million in net income on their annual income tax returns. Millionaires in Illinois currently have a lighter income tax rate burden than millionaires in 26 states and the District of Columbia. The Illinois tax code is considered one of the 10 most unfair codes in the country.

In 2019, the General Assembly and Governor enacted legislation creating the Illinois Property Tax Relief Fund as a special fund in the state treasury. The law calls for annual property tax rebates to be given to each of the state’s more than 3 million households eligible for the household exemption.

“The Property Tax Relief Fund law is an administratively simple and straightforward mechanism to distribute annual property tax rebates to more than 3 million Illinois households from the billions of dollars generated by a 3% income tax surcharge on the state’s 77,323 millionaires,” said Quinn.

“For too long, millionaires have been getting

Continue to page 9

IMPORTANT MESSAGE FROM MEDICARE

Medicare plans change every year, so can your health. Visit Medicare.gov to see all your options side by side and compare coverage, costs, and quality ratings.

Whittney Smith SPEAKS

Westside, Southside, No side: the disappearance of Chicago’s black population and its political influence

November 6th was a door opening to a new reality. While the worst of the cruelty of the incoming administration will be muted for Chicagoans we must fortify ourselves and communities for what is to come. According to the 2020 Census, Chicago’s Black population declined by approximately 10% from 2010 to 2020, following a 17% decline from 2000 to 2010. Black residents now make up around 29% of Chicago’s population, down from 37% in 1980. Westside communities; Austin, West Garfield Park, and North Lawndale are among the areas with significant population loss. Southside neighborhood; Englewood, Roseland, and Greater Grand Crossing similarly are facing decline particularly Englewood where the population decreased by over 25% from 2000 to 2022. These statistics convey the reality of emptying neighborhoods where entire blocks sit vacant, locally owned businesses are rare, and there is a palpable sense of desertion. This is the position from which our communities must face the next four years of economic, policy, and environmental shifts. This is not a position of strength. At stake in this particularly vulnerable moment is inevitability a corresponding decline in the Black power base in Chicago. That is a haunting thought as we prepare to weather the shifting landscape.

Community, cohesion, and coalition building are our pathways through. Inside our neighborhoods we must unify around neighborhood advancing strategies. Across our communities we must organize our leaders and institutions to craft and advance a city-wide black agenda. The Black power movements that gave us liberty, desegregation, voting and civil rights relied on the development and execution of an approach to community survival that had a broad base of support. Westside, southside, our side or no side.

New in 2025, all Medicare plans will include a $2,000 cap on what you pay out of pocket for covered prescription drugs.

The cap only applies to drugs that are covered by your plan, so it’s more important than ever to review your plan options to make sure your drugs are covered.

Get help with drug costs.

If you are struggling with your prescription drug costs, Extra Help is a Medicare program that can help pay for your drug coverage (Part D) premiums, deductibles, and other out-of-pocket costs. If you make less than $23,000 a year, it’s worth it to apply. Visit ssa.gov/extrahelp to complete an application.

Photos By L.M. Warbington Photography

City Colleges of Chicago Breaks Ground on Expansion of Malcolm X College West Campus with students, community leaders, elected officials, and special guests

City Colleges of Chicago (CCC), Malcolm X College, the Public Building Commission of Chicago (PBC), elected officials, community leaders and special guests and friends held a ground-breaking ceremony to celebrate the beginning of construction for a new Community Center for Teaching and Learning at Malcolm X College West Campus, located at 4624 W. Madison.

The Community Center for Teaching and Learning will include recreational and meeting spaces for students and the community. The approximately 3,000 square foot dividable multi-purpose space is also available to rent as an event location for the community, businesses and other organizations and can serve as instructional space.

“As a resident of Austin, I know our community is rich in history and culture,” said Mayor Brandon Johnson. “The strong spirit of pride here permeates our community, and the new $17 million Community Center for Teaching and Learning will provide an incredible opportunity for that spirit to flourish. This expansion offers new spaces for community members from the West Side to connect, create, and thrive, and I look forward to seeing the incredible impact this new center will have on our residents for years to come.”

“This new addition to Malcolm X College West Campus provides a place where residents can come together, participate in activities and build community together,” said Chancellor Juan Salgado, City Colleges of Chicago. “When we invest in higher education spaces, we help to attract the next generation of students and create pathways to upward mobility.”

“It is my hope that the new Community Center will reshape lives through higher education and that this center will become a second home to our community, a safe space for everyone to learn, share laughter, thoughts, and be together building a stronger West Side and city of Chicago,” said” President David Sanders, Malcolm X College.

The Chicago Public Building Commission is overseeing the construction project. The equity focused project development and construction process placed a special emphasis on employing people of color and women

NEW DATA...

throughout the development process and altogether will create 40 full time equivalent construction and 10 non-construction jobs.

“Today marks an exciting new chapter for our community as we break ground on this much anticipated community center. This facility will be more than just a building, it will be a vibrant welcoming space that fosters learning, engagement and connections for residents of all ages,” PBC Executive Director Ray Giderof said. “The PBC is proud to be a part of a project that reflects our commitment to enhancing the quality of life across our city, providing resources and opportunities that support growth and well-being of our neighborhoods.”

The approximately $17 million project is the second phase of City Colleges’ continued investment in the Malcolm X College West campus, which was formerly known as the West Side Learning Center. This phase follows a first phase renovation that created new biology laboratories.

Community members can currently prepare for in-demand careers in healthcare at the Malcolm X College West Campus, such as basic nursing assistant (BNA), patient care technician (PCT), medical assistant, and community health worker. To learn more, visit www.ccc.edu/WSLC.

In total, the recent renovations, including the new Community center, will create 7,000 square feet of usable space for credit courses and career certificate programs that prepare students for healthcare roles including: Basic Nursing Assistant (BNA), Patient Care Technician, Community Health Worker, and Medical Assisting. Some of the programs are available at no cost to eligible Chicagoans thanks to City Colleges of Chicago’s Future Ready initiative.

City Colleges of Chicago is the city’s most accessible higher education engine of socioeconomic mobility and racial equity—empowering all Chicagoans to take part in building a stronger and more just city. Learn more about City Colleges of Chicago at www.ccc.edu or call 773-COLLEGE.

The Public Building Commission manages construction and renovation projects for the City of Chicago and its sister agencies. The PBC is committed to client service and strong stewardship of public resources.

Continued from page 7

tax breaks and Illinois homeowners have been getting higher and higher property tax bills.”

The Property Tax Relief Amendment will need three-fifths approval from the members of the Illinois House and Senate by May 3, 2026 to go on the 2026 general election ballot for referendum approval by Illinois voters.

In 1980, Quinn spearheaded the initiative petition and referendum drive that won passage of the Cutback Amendment, a constitutional amendment which reduced the size of the Illinois House from 177 members to 118.

As Governor in 2010, Quinn per-

Thousands of Cook County property owners who owe less than $1,000 risk having their tax debt auctioned at an Annual Tax Sale that begins Tuesday, Dec. 10, Treasurer Maria Pappas said today.

To find out if your property is on the Annual Tax Sale list:

• Go to cookcountytreasurer.com

• Use the purple box on the home page labeled “Your Property Tax Overview” and search using an address or Property Index Number (PIN)

• A banner with an urgent warning will appear if your property is on the Annual Tax Sale list

The four-day Annual Tax Sale that begins Dec. 10 is for Tax Year 2022 bills that were due in 2023. By law the Annual Tax Sale is held within 13 months of the Second Installment due date, which was Dec. 1, 2023 for Tax Year 2022.

Owners of 51,811 properties owe more than $207 million in taxes that were due in 2023. Of those, 28,541 owe more than $1,000 while 23,270 owe less than $1,000, including owners of 16,181 properties in Chicago and 7,089 parcels in suburban Cook County.

“The threat of hav-

ing your delinquent taxes auctioned at the Annual Tax Sale should be a powerful motivator to pay your bill,” Pappas said. “Once a tax buyer acquires your debt you must redeem your delinquent taxes or you could lose your home.”

The Treasurer’s Office sent certified letters to owners of properties on the Annual Tax Sale list. However, each year the U.S. Postal Service returns thousands of certified notices because property owners have not kept their mailing addresses up to date or because a property is vacant or abandoned.

If an owner does not redeem taxes sold at the Annual Tax Sale a tax buyer could take possession of the property itself. The process takes about two and a half years for residences and about a year for commercial properties.

In addition to certified mailings the Treasurer’s Office published lists of properties with delinquencies tax lists in local newspapers. A list of properties on the Annual Tax Sale list is posted at cookcountytreasurer.com.

Property owners who pay their late taxes

suaded the members of the Illinois House and Senate to place the Recall Amendment on the ballot. The constitutional amendment allowing for voter recall of a Governor was approved by Illinois voters in 2010.

Quinn served as Illinois Governor from 2009 to 2015. He taught property tax law at Chicago Kent Law School for 24 years and served as the elected Commissioner of the Cook County Board of (Property Tax) Appeals from 1982 to 1986, hearing more than 150,000 assessment appeal cases during his four year term.

before the Annual Tax Sale can avoid paying fees and additional interest charges. Payment can be made in five ways:

• Online for free at cookcountytreasurer.com

• In person at any Chase Bank location in Illinois

• In person at any of more than 100 community banks where you have an account

• By mail

• In person at the Treasurer’s Office By law, the Treasurer’s Office cannot and does not give legal advice related to tax sales. Property owners are strongly advised to seek an attorney’s advice relating to any sale of taxes.

CLASSIFIED

REAL ESTATE

AC11-06-2024

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY

DIVISION DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE, ON BEHALF OF THE HOLDERS OF THE J.P. MORGAN MORTGAGE

ACQUISITION TRUST 2007-CH3 ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2007-CH3 Plaintiff vs. AMIR MOHABBAT AS SPECIAL REPRESENTATIVE FOR THEODIS BROWN, DENISE MATHIS BROWN AS NEXT FRIEND OF KYLA DAINNESE BARRETT, A MINOR AND CAMERON BARRETT, A MINOR, MARCIA BROWN WILLIAMS, MICHELLE BRENDA BURROWS, CAMERON BARRETT, A MINOR, KYLA DAINNESE BARRETT, A MINOR, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, UNKNOWN HEIRS AND LEGATEES OF THEODIS BROWN, UNKNOWN HEIRS AND LEGATEES OF MARK BARRETT BROWN, UNKNOWN OWNERS GENERALLY, AND NONRECORD CLAIMANTS Defendant 23 CH 1858 CALENDAR 57 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on December 10, 2024, at the hour 11:00 a.m., Intercounty's office, 120 West Madison Street, Suite 718A, Chicago, IL 60602, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 25-01-112025-0000. Commonly known as 8820 S Ridgeland Ave., Chicago, IL 60617. The real estate is: single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: At sale, the bidder must have 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. For information call Sales Department at Plaintiff's Attorney, Altman, Strautins & Kromm, LLC d/b/a Kluever Law Group, 200 North LaSalle Street, Suite 1880, Chicago, Illinois 60601. (312) 236-0077. SPS001878-23FC1 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3254733

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2006-19CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-19CB Plaintiff, -v.- ANTHONY SMITH, ANGELA WHITE A/K/A ANGELA WHITESMITH A/K/A ANGELA E WHITE A/K/A ANGELA SMITH, BMO HARRIS BANK NATIONAL ASSOCIATION F/K/A HARRIS, N.A., CITY OF CHICAGO Defendants 22 CH 11834 1343 EAST 72ND PLACE CHICAGO, IL 60619 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 8, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 13, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 1343 EAST 72ND PLACE, CHICAGO, IL 60619 Property Index No. 20-26-213-013-0000 The real estate is improved with a two unit apartment building with a two car garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 3469088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 2002449IL_847689 Attorney Code. 61256 Case Number: 22 CH 11834 TJSC#: 44-2883 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 22 CH 11834 I3254763

AC11-13-2024

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY

DIVISION DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST 2006-FFl 1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-FFll Plaintiff vs. VICTOR RODRIGUEZ; JOSEFINA RODRIGUEZ; CITY OF CHICAGO; UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendant 22 CH 12206 CALENDAR 63 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on December 17, 2024, at the hour 11:00 a.m., Intercounty's office, 120 West Madison Street, Suite 718A, Chicago, IL 60602, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 26-08-317021-0000. Commonly known as 10353 South Avenue G, Chicago, IL 60617. The real estate is: single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: At sale, the bidder must have 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. For information call Sales Department at Plaintiff's Attorney, Diaz Anselmo & Associates P.A., 1771 West Diehl Road, Suite 120, Naperville, IL 60563. (630) 453-6960. 1496189455 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3255116 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR THE BENEFIT OF THE FREDDIE MAC SEASONED CREDIT RISK TRANSFER TRUST, SERIES 2020-2 Plaintiff vs. WILLIAM BUTCHER AS SPECIAL REPRESENTATIVE FOR ANGELA BELL, EARL C BELL, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, UNKNOWN HEIRS AND LEGATEES OF ANGELA BELLA/K/AANGELAM BELL, UNKNOWN OWNERS GENERALLY, AND NON-RECORD CLAIMANTS Defendant 23 CH 306 CALENDAR 59 NOTICE OF SALE PUBLIC

NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on December 18, 2024, at the hour 11:00 a.m., Intercounty's office, 120 West Madison Street, Suite 718A, Chicago, IL 60602, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 20-22-412035-0000. Commonly known as 6832 S. Evans Ave., Chicago, IL 60637. The real estate is: multi family residence. The successful purchaser is entitled to possession of the property only. The purchaser may only obtain possession of units within the multi-unit property occupied by individuals named in the order of possession.. Sale terms: At sale, the bidder must have 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. For information call Sales Department at Plaintiff's Attorney, Altman, Strautins & Kromm, LLC d/b/a Kluever Law Group, 200 North LaSalle Street, Suite 1880, Chicago, Illinois 60601. (312) 2360077. SPS001824-22fc1 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3255137 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION PENTAGON FEDERAL CREDIT UNION Plaintiff, -v.- ERICK STERDIVANT, CITY OF CHICAGO, UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants 2023 CH 04750 8219 S MUSKEGON CHICAGO, IL 60617 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 18, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 20, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 8219 S MUSKEGON, CHICAGO, IL 60617 Property Index No. 21-31226-006-0000 The real estate is improved with a single family residence. The judgment amount was $127,128.35. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check

the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact CHAD LEWIS, ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS, PLLC Plaintiff's Attorneys, 205 N. MICHIGAN SUITE 810, CHICAGO, IL, 60601 (561) 241-6901. Please refer to file number 22-088669. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CHAD LEWIS ROBERTSON ANSCHUTZ SCHNEID CRANE & PARTNERS, PLLC 205 N. MICHIGAN SUITE 810 CHICAGO IL, 60601 561-241-6901 E-Mail: ILMAIL@RASLG.COM Attorney File No. 22088669 Attorney ARDC No. 6306439 Attorney Code. 65582 Case Number: 2023 CH 04750 TJSC#: 44-2646 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2023 CH 04750 I3255294

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION LLACG COMMUNITY INVESTMENT FUND Plaintiff, -v.- WILLIAM BUTCHER, SPECIAL REPRESENTATIVE OF JOHNETTA A TAYLOR, DECEASED, CAROL WYATT, CITY OF CHICAGO, UNKNOWN HEIRS AND LEGATEES OF JOHNETTA A TAYLOR, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants 24 CH 05133 7347 SOUTH MERRILL AVENUE CHICAGO, IL 60649 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 30, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 20, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 7347 SOUTH MERRILL AVENUE, CHICAGO, IL 60649

Property Index No. 20-25-216-011-0000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC

Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 3469088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 2316334IL_977150 Attorney Code. 61256 Case Number: 24 CH 05133 TJSC#: 44-2940 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 24 CH 05133 I3255334 AC 11-20-2024

DIVISION PLANET HOME LENDING, LLC Plaintiff,-v.- JULIE FOX, SPECIAL REPRESENTATIVE FOR MILDRED REED, LONNIE GLENN, UNKNOWN HEIRS AND LEGATEES OF MILDRED REED, UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendant 2023 CH 01815 524 EAST 90TH STREET CHICAGO, IL 60619 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 12, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 30, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 524 EAST 90TH STREET, CHICAGO, IL 60619 Property Index No. 25-03-221-045-0000 The real estate is improved with a single family residence. The judgment amount was $113,320.86. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff's Attorneys, 223 WEST JACKSON BLVD, STE 610, Chicago, IL, 60606 (312) 263-0003. Please refer to file number 316308. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL

60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago IL, 60606 312-263-0003 E-Mail: ilpleadings@potestivolaw.com Attorney File No. 316308 Attorney Code. 43932 Case Number: 2023 CH 01815 TJSC#: 44-2558 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2023 CH 01815

PUBLIC NOTICE

HOLIDAY SEASON

Survey Reveals What’s Top of Mind for Holiday Shoppers

(StatePoint) As the holiday season approaches, many consumers are planning to kick off their shopping earlier this year, aiming to lock in low prices, take advantage of promotions, and ensure all their gifts arrive on time. A recent survey by Sensormatic Solutions reveals key insights that can guide both shoppers and retailers during this busy time.

According to the survey, 52% of respondents plan to start their holiday shopping earlier than last year, and while shoppers are looking for deals, 48% plan to spend more than they did last year.

“Understanding consumer trends is critical for both shoppers and retailers alike,” said Christa Anz, global marketing leader, Sensormatic Solutions. “This survey highlights important considerations that can enhance the shopping experience and inform retail strategies.”

Here are some of the survey’s top findings:

PHOTO SOURCE: (c) FOLIOstock.adobe.com

• Early Shopping Trends: Over half (54%) of shoppers plan to begin their holiday shopping before November. This trend indicates a shift towards early planning to secure deals and avoid the rush of the season’s busiest shopping days. Early shopping also helps lock in the best prices and ensure stock availability.

• Preferred Pickup Options: This year, 42% of shoppers plan to use Buy-Online-Pick-Up-inStore (BOPIS), and 35% will opt for curbside pickup. However, 29% of respondents are concerned about possible long wait times, suggesting to retailers the importance of efficient customer service during peak hours and the need to provide several pick up options.

• Spending Management: While nearly half of shoppers plan to spend more this year, 52% of respondents noted they are creating a shopping list to avoid impulse purchases. In fact, 64% of younger shoppers have used recent deal days and flash sales to maximize their

LEGAL NOTICE

Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct of transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: G24000575 on October 21, 2024. Under the Assumed Business Name of KINDRA LYNETTE LEE with the business located at: 11719 S. THROOP, CHICAGO, IL 60643. The true and real full name (s) and residence address of the owner(s) /partner (s) is :Owner/Partner FullnameComplete Address KINDRA L. LEE 11719 S. THROOP CHICAGO, IL 60643, USA. 111324

Notice is hereby given, pursuant to "An Act in relation to the use of an Assumed Business Name in the conduct of transaction of Business in the State," as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: G24000611 on October 30, 2024. Under the Assumed Business Name of HOUSE OF STYLES with the business located at: 4750 W. MADISON ST, CHICAGO, IL 60644. The true and real full name (s) and residence address of the owner (s) /partner (s) is: Owner/Partner Full name Complete Address SHIRLEY ANN WILLIAMS , 515 48TH AVE., BELLWOOD, IL 60104, USA

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spending.

• Prioritize Safety: Safety is key to a productive holiday shopping season. In fact, 69% of consumers feel safer with visible security measures such as security personnel, surveillance cameras, and Electronic Article Surveillance (EAS) tags, and 34% of them consider these features essential for in-store shopping. This aligns with performance data that suggests such visual deterrents can effectively reduce theft and organized retail crime. Retailers should prioritize safety features, such as surveillance cameras and security personnel, to foster a positive shopping environment.

773.543.1783 eelie@kalerealty.com elizabethelie.kalerealty.com

2447 N. Ashland Chicago, IL 60614 @SoldbyLizzieG

For more holiday shopping insights, visit sensormatic.com. This holiday season presents an opportunity for both consumers and retailers to adapt to evolving shopping behaviors. By understanding these insights, retailers can better meet customer expectations, while shoppers can enjoy a more informed and relaxed shopping experience.

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