Dr. Jeannie Jacobs spent more than two decades as an OB/GYN, delivering babies and supporting women with reproductive care. She said throughout the years being a physician had become harder and harder, with corporations and businesses trying to tell physicians how to care for patients. Also, the politicalization of medicine stifled the standard of care physicians could give patients.
MANLEY RAISES AWARENESS OF VETERANS ASSISTANCE AVAILABLE IN WILL COUNTY YEAR-ROUND
ROMEOVILLE, Ill. – State Rep. Natalie Manley, (D-Joliet), is proud to honor veterans all year long, not exclusively on Veterans Day. She shines a spotlight on the invaluable services provided by the Veteran Assistance Commission of Will County (VACWC) 365 days a year.
“We express our profound gratitude to those who have selflessly served our country,” said Manley. “Even after Veterans Day has come and gone, we should continue to remember their sacrifices.
Therefore, I intend to raise awareness about the vital resources available to our veterans all year long, particularly through the dedicated work of our partners at VACWC.”
The VACWC stands ready to offer personalized support in accessing a comprehensive suite of services tailored to meet the unique needs of each veteran. These services include:
Veterans Financial Assistance: Provides essential financial support to eligible veterans facing hardships, helping them cover critical expenses like rent, utilities, and food.
Employment Assistance Program: Empowers veterans to re-enter the workforce by connecting them with job training programs, job fairs, and employer partnerships.
Combat Veteran Counseling: Offers compassionate counseling services to veterans who have experienced the emotional and psychological impact of combat, providing a safe space to heal and recover.
Homeless Veteran Prevention Program: Proactively addresses the issue of veteran homelessness by providing vital support to prevent veterans from falling into crisis.
Department of Veteran Affairs Compensation/ Pension: Assists veterans in navigating the complex process of applying for and receiving well-deserved VA benefits.
“I support the VACWC in their commitment to helping veterans regardless of their circumstances,” said Manley. “I wholeheartedly encourage all veterans in our community to take full advantage of the exceptional services offered by the VACWC.”
To learn more about the VACWC and the services they offer, please visit their website at https://veteransassistancewillco.org or call (815)740-8389.
EOS HOUSE TO HOST THE UNVEILING OF ARTIST VANESSA ABRON’S ART COLLECTION
Homewood, Ill. -- Emerging artist Vanessa Abron will unveil her captivating art collection at EOS House, 18148 Martin Ave, Homewood, IL 60430, on Thursday, November 21st, from 5-8 p.m. Born and raised in Chicago, Abron’s artistic journey began in her youth, nurtured by a family immersed in music and creativity, and further cultivated during her studies at Dillard University in New Orleans. Though she explored various artistic outlets, Abron rediscovered her passion for painting during the pandemic.
Abron’s current work is a vibrant tapestry woven from her love for music, an exploration of color, and an expression of emotions. Her abstract pieces invite viewers to embark on a personal journey of interpretation and connection.
“At EOS House, supporting and advocating for artists is one of our core values,” added Florence Hardy, founder and CEO of EOS House. “The arts are an essential part of our community and society overall, and creativity is necessary for us to continue to thrive. I’m excited we get to host the work of Vanessa Abron, and we look forward to continuing to support local artists through our work.”
EOS House, a creative workspace and co-working content house, provides the perfect backdrop for this exhibition. EOS fosters community and promotes a better way of working, offering a variety of resources to support creativity and productivity. During the event, attendees can view and purchase Abron’s artwork, engage with the artist during a Q&A session, and discover the diverse offerings of EOS House.
Doctor’s Transformative Journey Leads to Luxury Lifestyle Brand
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BY TIA CAROL JONES
It was during the COVID-19 pandemic, having to deal with a very difficult patient, that Jacobs decided that it was her last shift in the labor and delivery unit. She threw away her doctor’s hat, coat and goggles, got in her car and never ever looked back at the hospital. Jacobs has been out of her medical practice for about three years.
Jacobs has created her luxury lifestyle brand, ‘Just Jeannie’, to have a platform where she felt respected, cared for and supported, that aligned with her own personal values.
“I just knew what my purpose was, things became clearer,” she said.
Jacobs was selling real estate and using her social media platforms to show people beautiful homes and home décor. She decided to post what she did on a daily basis – cooking, cleaning, gardening and decorating – and her social media started to grow. She woke up one morning and she had more than 23,000 followers. She uses Just Jeannie as a way to show people that they can live authentically and be themselves unapologetically. She said the reason why she was able to do that was because she had clarity and purpose in her life, she knew where she needed to be and where she was going, so it allowed her to be herself and not be hindered by anything.
Jacobs created a home fragrance line. She gave it the name ‘Pivotal Moments’ because it took a pivotal moment for her to find clarity and her purpose, and to branch out while knowing that no one could stop her from being who she is.
“This home fragrance collection, it’s a journey, and that journey began with my first fragrance, Luminosity,” she said.
The first candle, Luminosity, is dear to her heart, it mirrors life’s challenges and joys and is inspired by “This Little Light of Mine.” That song is one that she has been singing since she was a toddler. For her, Luminosity is not just a scent, it is a celebration of growth, resilience and undying light, which was the clarity and purpose that she found. Each note in that fragrance represents a chapter in people’s lives. The lemon represents clarity and purpose, a new beginning; lime represents the zest of life; bergamot, represents the blending of the bittersweet
moments in a person’s life; jasmine represents the joy; and lily of the valley represents the peace a person receives when they accept the change around them and peace overcomes them. Her advice for those who are seeking to create a social media presence and platform is for them to find their purpose, be clear on who they are and what they are doing, to do things that align with their purpose. She said finding clarity and purpose is the hardest part, because it means a person has to change their mindset. She said it is something that takes time. For her, she had to step out of the box and not conform. By stepping out of her box, she found that she liked selling real estate and home décor.
“It was so easy for me to say no to things that didn’t align with my purpose,” she said. She added that being resilient is another part of it, being able to adapt to change can enable a person to move forward. It can also help a person start to really grow.
Another aspect of Jacob’s transformation was support. She had to find her tribe, she advises that people get out of their social constructs to find the people who are for them and are with them. They understand the person and can walk the mile and pick them up when they need it. Jacobs also embraced innovation, polishing her skills and figuring out what skills she needed to get to the next level. The skills she didn’t have, she hired people who did have them to help her.
For those who are setting out on the social media platform journey who are concerned about their finances, Jacobs advises them to save more and spend less, and if needed, find an additional source of income.
“It’s not about the things, luxury to me is all about finding those meaningful moments that bring clarity and purpose to your life, because that’s so essential to who we are. Not everyone can get to that point in their lives. Anybody can buy a purse, that fancy car or that big house, but actually finding that clarity and purpose puts you far ahead,” she said.
For more information about Just Jeannie, visit www. justjeanniejacobs.com or follow her @jeanniejacobs on Instagram, @justjeanniejacobs on Pinterest and @JustJeannieJ on YouTube.
Country Club Hills School District #160 Celebrates
Progress with Release of Illinois Report Card
Country Club Hills, Ill. – Country Club Hills School District #160 is proud to announce remarkable strides in student achievement and well-being, reaffirming our commitment to fostering innovative learning opportunities in a nurturing environment, after the Illinois State Board of Education unveiled the annual Illinois Report Card for the 2023-2024 school year, available at www.illinoisreportcard.com. While academic achievement remains our top priority, we recognize that standardized test scores provide only a snapshot of our broader mission. As articulated in our Mission Statement, “The Mission of Country Club Hills School District #160 is to provide innovative learning opportunities in a nurturing and safe environment for all children as we prepare them for college and career readiness.”
In our 2024 Report Card, we proudly highlight the following achievements: Decreased Student Mobility: Dropped from 15.6% to 13.2%
Reduced Chronic Absenteeism: Fell from 57.6% to 43.9%
Increased Overall Attendance: Improved from 85.2% to 88.1%
Enhanced Reading Proficiency: Rose from 8.5% to 18.1% for 3rd-8th graders
Improved Math Proficiency: Increased from 4.9% to 8.4% for 3rd-8th graders
Enhanced Science Proficiency: Grown from 25.9% to 28.9% for 5th and 8th graders
Lowered Student-Teacher Ratio: Decreased from 26% to 20%
Growth in ELA: Increased from 43.2% to 49.4% on IAR
Growth in Math: Increased from 42.9% to 49.9% on IAR These improvements stem from our strategic investments in enhancing the literacy and mathematics curriculum for grades 3-8. We have also prioritized professional learning, coaching, and sustained classroom support for our educa-
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Just Jeannie is a lifestyle brand created by Dr. Jeannie Jacobs and includes the home fragrance collection, which includes Luminosity and Pivotal Moments. PHOTO PROVIDED BY AMCPR.
6 Tips for Appealing FEMA’s Decision
If you disagree with FEMA’s decision, you have the right to appeal. Sometimes all you need is to provide additional information. Here are tips to help submit your appeal to FEMA:
1. Know Your Deadline
You have 60 days from the date of your FEMA decision letter to submit your appeal. Circle the deadline on your calendar or write yourself a note and put it on your refrigerator or console of your car. Once FEMA reviews your appeal, you may receive a phone call or a follow-up letter asking for more information or an updated decision letter.
2. Read the FEMA Decision Letter Carefully Before Sending Your Appeal
Take the time to read FEMA’s letter from beginning to end. If you were not approved, FEMA may need miss-
ing documents or information from you, so your application can continue to be processed.
3. Include Documents to Support Your Appeal
It is important to provide copies of any documents FEMA has requested with your appeal. Examples may include:
insurance documents, such as insurance policy coverage, settlement or denial letter
proof of identity
or an Authorization for the Release of Information Under the Privacy Act.
For FEMA requirements to authorize a third party to act on your behalf, call the FEMA Helpline at 800-6213362. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service.
6. Know All Options Available to Submit Your Appeal
Alzheimer’s Association Urges Dementia Caregivers to Prioritize Their Health During National Family Caregivers Month
November is National Family Caregivers and National Alzheimer’s Disease Awareness Month
proof of occupancy proof of ownership and/or proof that the damaged property was your primary residence during the disaster. proof of your disaster-caused losses. All documents, receipts, bills and estimates must include contact information of the service provider. If you need to provide additional details, you can send a completed Individuals and Households Program Appeal Request Form included with your FEMA decision letter or a signed appeal letter.
4. Include Your Name, FEMA Application Number and Disaster Number on Each Page of the Documents You Submit
Please write your name, FEMA application number and the disaster number on each page of all documents and your appeal submission to FEMA. Including this information on each submission page helps to organize your case.
5. If You Can’t Send the Appeal, You Can Authorize Someone Else to Do So
Your appeal documentation or the Individuals and Households Program Appeal Request form may be submitted by fax, by mail or in-person at a Disaster Recover Center, or if you have a FEMA online account, upload your documents electronically. To set up a FEMA online account, visit DisasterAssistance.gov, click on “Check Status” and follow the directions.
By mail: FEMA, P.O. Box 10055, Hyattsville, MD 20782-7055
By fax: 800-827-8112, Attention: FEMA
As part of National Family Caregivers Month and National Alzheimer’s Disease Awareness Month this November, the Alzheimer’s Association Illinois Chapter is shining a spotlight on the critical importance of caregivers’ well-being, encouraging dementia caregivers to make their own health a top priority. The demands of dementia caregiving can be immense, impacting both physical and emotional health. With over 11 million Americans currently serving as dementia caregivers, the Alzheimer’s Association emphasizes the need for caregivers to maintain their own health as they support loved ones.
“While caregiving can be incredibly rewarding, it also brings high levels of stress that can affect a caregiver’s health,” said Delia Jervier, Executive Director Alzheimer’s Association Illinois Chapter. “Caregivers should not feel alone on this journey. The Alzheimer’s Association offers support, resources, and encouragement to help caregivers take care of themselves as they care for others.”
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If you are unable to send your appeal, ask someone to do it for you. It could be member of your household, a friend or an attorney. You will need to provide FEMA with a written consent
In-person: Visit any Disaster Recovery Center to submit your appeal. Find a center here: fema.gov/DRC. Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency, or economic status. Reasonable accommodations, including translation and American Sign Language interpreters via Video Relay Service will be available to ensure effective communication with applicants with limited English proficiency, disabilities, and access and functional needs. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362. If you use video relay service, captioned telephone service or others, give FEMA your number for that service.
Country Club ... Continued From page 2
tors. Our commitment to providing differentiated instructional support and targeted intervention programs remains steadfast, as we understand the importance of nurturing partnerships between home and school through community events and forums.
While we celebrate these successes, we recognize the continued need for growth and are dedicated to ongoing school improvement. In the upcoming year, we are focused on:
Advancing proficiency and growth in literacy and numeracy throughout the district
Increasing the percentage of 8th graders identified as “on track”
Meeting our school improvement goals concerning chronic absenteeism and other crucial success metrics
Enhancing proficiency across all student subgroups
Additionally, we are pleased to announce significant progress regard-
ing the Annual Summative Designation — a federally mandated accountability category. This year, two of our schools have advanced from “Comprehensive” to “Targeted” status, reflecting our effective strategies in addressing the needs of all students across eight performance indicators.
We extend our heartfelt gratitude to the entire Country Club Hills School District #160 community—administration, teachers, staff, families, and the Board of Education—for their unwavering support and collaborative efforts toward our students’ success.
For more information or inquiries, please contact the Office of the Superintendent at 708-957-6200.
Stay connected with Country Club Hills District 160: Website: cch160.org
Facebook: Country Club Hills District 160
Caregivers of those living with Alzheimer’s often report high levels of stress and face significant health challenges. More than half of dementia caregivers experience elevated emotional and physical strain, with 74% expressing concerns about maintaining their own health.
To help caregivers balance their own health needs with their caregiving roles, the Alzheimer’s Association offers these vital tips:
• Take Time for Yourself: Caregivers often feel guilty stepping away, but a short break can recharge energy and reduce stress. Seek support from friends, family, or respite care services.
• Educate Yourself on Dementia: Understanding the progression and challenges of dementia can empower caregivers to navigate changes and manage their expectations.
• Build a Support Network: Support groups and online communities like ALZConnected can connect caregivers with others who understand their journey.
• Prioritize Physical Health: Balanced nutrition, regular exercise, and quality sleep are essential for caregivers’ health and stamina.
• Be Mindful of Burnout: Prolonged stress can lead to burnout, a state of physical and mental exhaustion. The Alzheimer’s Association offers a Caregiver Stress Check to help caregivers assess their well-being.
• Accept Changing Needs: As dementia progresses, care needs intensify. Proactively researching care options can help families prepare for these transitions.
“ Staying connected and reaching out for support is crucial,” Jervier added. “Caregivers who care for themselves first are often better equipped to provide quality care.”
To honor the invaluable contributions of dementia caregivers, the Alzheimer’s Association invites everyone to share messages of support and thanks at alz.org/nadam during National Family Caregivers Month.
Dementia Caregiving by the Numbers
• 11 million Americans currently provide unpaid care to individuals with Alzheimer’s or other dementias.
• 18.4 billion hours of unpaid caregiving were provided in 2023, valued at over $346 billion.
• 83% of caregiving help for older adults in the U.S. is provided by family members, friends, and other unpaid caregivers.
• $394,683 is the estimated lifetime cost of care for a person with dementia, with 70% of this burden borne by family caregivers.
The Alzheimer’s Association is a global voluntary health organization dedicated to Alzheimer’s care, support, and research. Their mission is to end Alzheimer’s and all other dementias through global research, risk reduction, early detection, and quality care initiatives. To learn more, visit alz.org or call 800.272.3900.
The National Credit Union Foundation Teams Up With Spiral To Help Credit Union
Members Achieve Financial Freedom
The National Credit Union Foundation becomes a nonprofit partner of Spiral to engage members and enable increased awareness and support of its mission through digital banking.
NEW YORK -- (BUSINESS WIRE) --Spiral, the award-winning personalized banking platform, announced that The National Credit Union Foundation (The Foundation) has joined as a nonprofit partner. As the charitable arm of the U.S. credit union movement, The Foundation supports nearly 3,000 credit unions with a mission to serve as a catalyst to improve people’s financial lives through credit unions and has awarded over $36 million worth of grants to help credit unions better serve their members.
Through the Spiral platform, The Foundation will leverage personalized member experiences to help boost awareness of its mission and enable credit unions to feature The Foundation through a Giving Center within their digital banking.
directly from their digital banking accounts, supporting our shared mission to improve financial well-being for all.”
“We’re excited by this innovative opportunity to elevate our mission of helping credit union members achieve financial freedom,” said Gigi Hyland, Executive Director of the Foundation, “Spiral makes it easy for credit unions and their members to increase savings and help other people
By being a nonprofit partner of Spiral, The Foundation can be featured by any credit union using Spiral’s Giving Center within their digital banking. Spiral integrates with many popular digital banking providers, making it easy for credit unions to unlock digital experiences that empower members to donate directly to The Foundation, among other national and local nonprofits, through the convenience of their checking accounts.
“We’re honored to work with The Foundation to help amplify their important mission,” said Shawn Melamed, CEO and Co-founder of Spiral. “We look forward to driving change and financial freedom through our innovative digital experiences to the thousands of credit unions and millions of members they serve.”
Credit unions interested in learning more about how to feature The Foundation through
digital banking can visit Spiral’s website or get a custom demo.
Headquartered in New York City, Spiral is the award-winning personalized banking platform that enables credit unions and financial institutions to grow deposits and attract new account holders through financial wellness and community impact. With Spiral, financial institutions can empower account holders to achieve financial freedom and easily support their communities through any online bank account, debit card, or credit card. Thus, Spiral makes it simple for financial institutions to drive positive change and empower millions of people to build better lives and positively impact their communities. To learn more, visit Spiral.us.
The National Credit Union Foundation (the Foundation) is the charitable arm of the U.S. credit union movement and works as a catalyst to improve people’s financial lives through credit unions. Through grants and programs, the Foundation is strengthening financial well-being, igniting passion, and instilling knowledge about the credit union difference, and uniting resources to help credit union people during disaster. Donations to the Foundation ultimately enable credit unions to help their members reach life-changing goals and achieve financial freedom. To learn more, visit ncuf.coop.
Meet The Founder of a Black-Owned Digital Marketing Agency Devoted to Helping Black Businesses Thrive Online
Today, EraBright stands as a dedicated partner for Black-owned companies, committed to fostering a stronger Black economy and a more inclusive online marketplace through impactful digital strategies and accessible education.
(Black PR Wire) JaMichael Mitchell, the founder of EraBright, has been a force in digital marketing since 2011. With over a decade of experience working for some of the nation’s top agencies and managing campaigns for globally recognized brands, JaMichael took a leap in 2016 to build something of his own. Inspired by his passion for empowering Black-owned businesses, he resigned from his corporate role to launch EraBright—a Black-owned digital marketing agency committed to helping Black businesses succeed in today’s competitive digital landscape.
Education and Credentials
JaMichael’s journey began with his education at Fayetteville State University, a prominent HBCU, where he earned a Bachelor of Science in Business Management. He furthered his expertise with a Master’s in Internet Marketing from Full Sail University and holds various digital marketing certifications, including Google Analytics, Google Ads, and HubSpot, among others. These experiences and credentials have deepened his understanding
of digital marketing and fueled his dedication to driving positive economic change within the Black community.
Understanding the Challenges Black Businesses Face Online
After witnessing firsthand the challenges Black-owned businesses face in reaching and resonating with their audiences, JaMichael was motivated to create solutions specifically tailored to their needs. Many traditional agencies lack the cultural insight necessary to market effectively to diverse communities, often causing Black businesses—and those with primarily Black clientele—to pay more for quality leads and conversions.
Since its founding, EraBright has bridged this gap, helping over 200 Black-owned businesses, including local enterprises, startups, tech companies, and more, achieve measurable success. Through specialized brand awareness and lead generation strategies—such as search engine optimization, social media marketing, and targeted online advertising—EraBright creates campaigns that genuinely
connect with the unique audiences Black-owned businesses aim to reach, empowering them to thrive in today’s digital landscape.
EraBright Academy: Helping Black DIY Entrepreneurs
Recognizing the growing interest in self-guided digital marketing, JaMichael recently launched EraBright Academy, a learning branch offering courses and webinars for DIY entrepreneurs. Through this initiative, EraBright Academy equips Black entrepreneurs with the knowledge and skills to manage their own digital marketing, empowering them to grow their businesses independently.
Today, EraBright stands as a dedicated partner for Black-owned companies, committed to fostering a stronger Black economy and a more inclusive online marketplace through impactful digital strategies and accessible education.
For businesses interested in EraBright’s digital marketing expertise or for press inquiries, visit their website at erabright.co.
Meet Citrine, November’s Golden Gemstone
Citrine, one of November’s birthstones (alongside topaz), radiates warmth and is known for its sunny spectrum from pale yellow to smoky brown. The gem belongs to the quartz family and is a symbol of warmth and affection.
Historically, deep red citrines were highly valued, though today, vibrant yellow and orange hues are more desirable. Unique bi-colored stones, known as ametrine, form when citrine develops alongside amethyst or smoky quartz. Interestingly, much of the citrine available today is created by heat-treating amethyst to achieve its golden color.
Named after the French word citrin, meaning “lemon,” Brazil remains the largest citrine producer, although this gemstone is also found in Argentina, Bolivia, France, Madagascar, Myanmar, Namibia, Russia, Scotland, Spain, Uruguay, and Zambia.
A European History of Citrine
Originally known as “gold topaz,” citrine gained popularity in Europe, especially as the only naturally golden gemstone available at the time. Its vibrant hue was celebrated by a society with an appetite for one-of-a-kind jewelry.
Citrine’s Rise in America
Citrine reached new heights of popularity in the U.S. during the Art Deco era of the 1920s and
1930s, set in elaborate platinum and the newly popular white gold designs. Hollywood icons like Greta Garbo and Joan Crawford championed large citrine rings, fueling its appeal. After WWII, large citrines paired beautifully with pink or rose gold in statement pieces that defined the Retro period. Today, this gemstone continues to make a statement, with designers like David Yurman and Tiffany & Co. incorporating it into fashion-forward jewelry.
Mystical and Healing Properties
Citrine has long been dubbed the “success stone” and “merchant’s stone” for its association with prosperity and abundance. Shopkeepers often place citrine in cash registers to attract wealth. Believed to stabilize emotions and boost confidence, citrine is also said to alleviate depression, self-doubt, and mood swings. It has a long history in holistic treatments, thought to aid the stomach, thyroid, kidneys, heart, liver, and digestion, while promoting restful sleep.
BET PARTNERS WITH CISTUS MEDIA TO LAUNCH “SHOP WITH BET,” A MARKETPLACE FOR BLACK-OWNED AND INCLUSIVE BRANDS
NEW YORK, PRNewswire -- BET announced the launch of Shop With BET, a curated marketplace developed in partnership with Cistus Media. This marketplace highlights Blackowned and inclusive brands across various product categories. Just in time for the holiday season, Shop With BET offers a unique shopping experience for BET’s audience, featuring selected items that celebrate Black founders, small businesses, and culturally inclusive products. This platform underscores BET’s commitment to promoting equity and representation, making commerce more accessible, seamless, and culturally relevant.
BET will debut exclusive content hosted by actor KJ Smith, TV personality Mara S. Campo, and fashion expert Gabrielle Richards to mark the launch. The first half-hour episode of Shop With BET: Where Culture Meets Commerce aired on Wednesday, Nov. 13, fol-
lowing a new episode of “Tyler Perry’s Sistas.” A second episode will air later in the season. These episodes provide audiences with a behind-the-scenes look at the brands featured in the marketplace, emphasizing BET’s commitment to connecting commerce with Black culture.
Black-owned businesses and inclusive brands. By leveraging our top-rated content and expansive digital presence, we can provide our audience with a seamless and impactful shopping experience that reflects the values and diversity of our communities.”
We’re thrilled to blend content, culture, and commerce in a way that resonates with our Black audience,” said Kimberly Paige, EVP, Chief Marketing Officer at BET. “With the success of ‘Tyler Perry’s Sistas’ as the #1 series on all TV for Black viewers and the strength of our digital platforms, launching Shop With BET alongside this content is a natural fit. ‘Tyler Perry’s Sistas’ represents Black culture’s vibrancy, creativity, and stories, making it the perfect lead-in for a platform that celebrates
“This partnership is about more than just commerce; it’s about creating a platform that celebrates diversity and empowers our communities, said Candi Carter, CEO of Cistus Media. “We are committed to curating an experience that reflects the richness of our culture while providing visibility and support for Black entrepreneurs.”
Shop With BET invites visitors to subscribe at ShopWithBET.com for early access to exclusive collections. Available only through Shop With BET, these curated collections offer audiences a first look at limited-edition items inspired by culturally resonant fashion.
Visit www.shopwithbet. com to subscribe for updates, explore exclusive drops, and celebrate Black-owned and inclusive businesses.
The BET Media Group, a unit of Paramount (NASDAQ: PARAA; PARA; PARAP), is the world’s largest media company dedicated to entertaining, engaging, and empowering the Black community and championing Black culture. Connecting Black audiences through a portfolio of brands including BET, BET+, BET Gospel, BET HER, BET International, BET Jams, BET Soul, BET Studios, and VH1, the BET Media Group is a thriving media ecosystem of leading interconnected platforms across cable TV, streaming, digital, studios, live events and international.
For more information about BET, visit www.bet.com and follow @BET on social platforms. For more BET news announcements, follow us on social @BET_PR.
Cistus Media specializes in
creating content-integrated online marketplaces that connect networks with carefully curated brands, enabling content creators and media companies to generate millions in new revenue. With a mission to transform audience engagement into profitable experiences, Cistus Media is at the forefront of redefining how entertainment industries monetize their vast audiences.
Viacom International Inc.
Levy’s Fine Jewelry
Levy’s Fine Jewelry
SKYDECK CHICAGO ANNOUNCES 2025 VALENTINE’S DAY CONTEST, LOVE ON THE LEDGE
The iconic Chicago attraction invites couples to win a wedding ceremony or vow renewal on The Ledge glass observation deck at Willis Tower
CHICAGO, PRNewswire -Skydeck Chicago, the breathtaking observation deck on the 103rd floor of the Willis Tower, is thrilled to announce the return of its popular Valentine’s Day social media contest, Love on The Ledge. This annual, heartwarming event gives fearless couples the chance to tie the knot or renew their vows in a private, romantic ceremony on The Ledge, suspended 1,353 feet above the city with sweeping views of the Chicago skyline.
Featuring five glass floor balconies extending over four feet from the tower, The Ledge is composed of three layers of half-inch thick glass, creating a seamless, awe-inspiring view of the city below. As part of the Love on the Ledge contest, outgoing couples are invited to share their love story and explain why they want to participate in this once-in-a-lifetime experience. Entries can be submitted via Skydeck’s Facebook and Instagram pages through an official sweepstakes form, open through December 13, 2024. Four couples will be selected to win a private vow renewal or wedding ceremony on The Ledge at Skydeck February 9, 2025.
“Each year, Love on The
Ledge continues to evolve, and what makes it truly special is seeing how each couple brings their own unique story to this iconic backdrop,” said Randy Stancik, General Manager of Skydeck Chicago. “This isn’t just about celebrating love in a dramatic setting, but about of-
This isn’t just about celebrating love in a dramatic setting, but about offering couples a moment to reflect on their journey together, surrounded by the beauty of the city that inspires so many of us. We’re honored to create a space where those memories can be made and cherished for years to come.”
fering couples a moment to reflect on their journey together, surrounded by the beauty of the city that inspires so many of us. We’re honored to create a space where those memories can be made and cherished for years to come.”
Each couple will enjoy a private, officiated 15-minute vow renewal or wedding ceremony with the stunning Chicago skyline as the
backdrop, complemented by romantic florals and décor. The couples will be permitted to invite family and friends to share their special moment. Additionally, the four winning couples will be treated to an overnight stay the night before their ceremonies at Canopy by Hilton Chicago Central Loop, located directly across the street from Willis Tower, a professional photographer to capture special moments during and after the ceremony, and deluxe offerings onsite, including breakfast and a champagne toast following the ceremony.
Skydeck Chicago boasts breathtaking views spanning up to 50 miles and four states and has seen over 1,300 proposals, weddings, vow renewals and thousands of romantic dates. In addition to the unique ceremony, couples will have the opportunity to explore the attraction’s lower-level museum, a one-of-akind, Chicago-themed experience established in 2021. This immersive museum promises quirky photo opportunities and an interactive journey celebrating Chicago’s distinct personality, rich history, culture, cuisine and architecture. For more information, please visit Skydeck’s Facebook, Instagram or website.
Get Your House In Order
What You Don’t Know About Reverse Mortgages That Might Hurt You
Let me tell you what the lack of knowledge may cost a family that lives in Chatham. Ms. B had two children that preceded her in death, leaving her to raise the son of her deceased son. When her grandson turned eighteen, Ms. B put his name on the deed of her mortgage free four flat building in Chatham.
Ms. B passed and the grandson believed that he was now the owner of the four-unit building. About a month after his grandmother’s death, a letter addressed to the ESTATE OF MS B arrived. He got the shock of his life when he opened the letter and learned that his grandmother had secured a reverse mortgage on their building. The letter was a demand for payment in full of over $200,000. Hopefully, the fact that Ms. B had been diagnosed with dementia at the time she signed the reverse mortgage may be the grandson’s saving grace.
The grandson has retained an attorney to represent him against the mortgage company. I will report updates as they occur.
Bye for now, Bren.
QUIZ:
Is the payment of Social Security Benefits mandated by law if you are age qualified and have contributed forty or more quarters?
Answers to last week’s quiz: The 30-day rule requires a nominated executor of an estate to file a petition within 30 days of their nomination. Additionally, 30 days after death, the will must be filed in the probate court of the county where the death occurred.
To get more detailed answers to last week’s QUIZ question or for general questions that you may have, please call me: 773-819-1700 or 773-817-0601
Disclaimer: The illustrations presented in this column are not, nor are they intended to be, legal, financial, or any other licensed professional advice, you should contact the licensed professional of your choice for advice on your individual situation.
Bren Sheriff
NEW DATA: Illinois Property Tax Relief Amendment
Referendum Receives Landslide Voter Approval
County-by-county voting results available here
On November 5, Illinois voters delivered a resounding 60% landslide victory for the Illinois Property Tax Relief Amendment Referendum marking the first time in state history that voters had a direct referendum chance to vote on a specific measure to fund property tax relief for over 3 million households in Illinois.
The advisory referendum which was placed on the ballot by the General Assembly and Governor asked “Should the Illinois Constitution be amended to create an additional 3% tax on income greater than $1,000,000 for the purpose of dedicating funds raised to property tax relief?”
The property tax burden is a major factor in the cost of living for more than 3 million Illinois homeowners who pay more than $23.2 billion in residential property taxes every year.
After New Jersey, Illinois has the second highest property taxes in the nation and eight Illinois counties - Cook, DuPage, Lake, Will, Kane, McHenry, Kendall, and DeKalb - are among the highest property tax counties in America.
Voters in each of these eight counties approved the property tax relief referendum by wide margins as well as voters in Champaign, Rock Island, Peoria, Winnebago, McLean, Madison, St. Clair, Sangamon, Vermilion, Macon, LaSalle, Kankakee, Jackson, and Saline counties. The referendum was approved in urban, suburban, and rural areas across the state.
“The people of Illinois have spoken in a
language that every public official in the state should understand - it’s time for a constitutional amendment mandating relief from unfair and back-breaking property taxes,” said former Illinois Governor Pat Quinn.
The Illinois Department of Revenue has estimated that a millionaire surcharge of 3% on individual annual income over $1 million would generate $4.5 billion for property tax relief.
According to most recent data, Illinois has 77,323 millionaires who declare more than $1 million in net income on their annual income tax returns. Millionaires in Illinois currently have a lighter income tax rate burden than millionaires in 26 states and the District of Columbia. The Illinois tax code is considered one of the 10 most unfair codes in the country.
In 2019, the General Assembly and Governor enacted legislation creating the Illinois Property Tax Relief Fund as a special fund in the state treasury. The law calls for annual property tax rebates to be given to each of the state’s more than 3 million households eligible for the household exemption.
“The Property Tax Relief Fund law is an administratively simple and straightforward mechanism to distribute annual property tax rebates to more than 3 million Illinois households from the billions of dollars generated by a 3% income tax surcharge on the state’s 77,323 millionaires,” said Quinn.
“For too long, millionaires have been getting
Continue to page 9
IMPORTANT MESSAGE FROM MEDICARE
Medicare plans change every year, so can your health. Visit Medicare.gov to see all your options side by side and compare coverage, costs, and quality ratings. Compare
Whittney Smith SPEAKS
Lawndale Christian Development Corporation's Deputy Director & Counsel
Westside, Southside, No side: the disappearance of Chicago’s black population and its political influence
November 6th was a door opening to a new reality. While the worst of the cruelty of the incoming administration will be muted for Chicagoans we must fortify ourselves and communities for what is to come. According to the 2020 Census, Chicago’s Black population declined by approximately 10% from 2010 to 2020, following a 17% decline from 2000 to 2010. Black residents now make up around 29% of Chicago’s population, down from 37% in 1980. Westside communities; Austin, West Garfield Park, and North Lawndale are among the areas with significant population loss. Southside neighborhood; Englewood, Roseland, and Greater Grand Crossing similarly are facing decline particularly Englewood where the population decreased by over 25% from 2000 to 2022. These statistics convey the reality of emptying neighborhoods where entire blocks sit vacant, locally owned businesses are rare, and there is a palpable sense of desertion. This is the position from which our communities must face the next four years of economic, policy, and environmental shifts. This is not a position of strength. At stake in this particularly vulnerable moment is inevitability a corresponding decline in the Black power base in Chicago. That is a haunting thought as we prepare to weather the shifting landscape.
Community, cohesion, and coalition building are our pathways through. Inside our neighborhoods we must unify around neighborhood advancing strategies. Across our communities we must organize our leaders and institutions to craft and advance a city-wide black agenda. The Black power movements that gave us liberty, desegregation, voting and civil rights relied on the development and execution of an approach to community survival that had a broad base of support. Westside, southside, our side or no side.
New in 2025, all Medicare plans will include a $2,000 cap on what you pay out of pocket for covered prescription drugs. The cap only applies to drugs that are covered by your plan, so it’s more important than ever to review your plan options to make sure your drugs are covered.
Get help with drug costs.
If you are struggling with your prescription drug costs, Extra Help is a Medicare program that can help pay for your drug coverage (Part D) premiums, deductibles, and other out-of-pocket costs. If you make less than $23,000 a year, it’s worth it to apply. Visit ssa.gov/extrahelp to complete an application.
JORDYN WOODS RELEASES
DEBUT SINGLE “BE WITH YOU”
LOS ANGELES, CA - Multi-hyphenate and Fox’s The Masked Singer season three alum as the Kangaroo, Jordyn Woods, has released her debut single today, “Be With You.” The single is produced by Diamond selling and GRAMMY award-winning MyGuyMars of music collective 1500 or Nothin (credits include Jay-Z, Snoop Dogg, Mary J, Blige, Faith Evans, Kehlani and more), and written by both Woods and MyGuyMars and is now available on all digital streaming platforms. The R&B love song’s release has been long awaited since Woods shared a snippet via Instagram as the audio to her and boyfriend New York Knicks star, Karl-Anthony Towns’s four year anniversary in May earlier this year, receiving thousands of accolades in the comments and nearly four million views, with the first two million accumulating in the first 24 hours of the Instagram reel. Additionally, Woods simultaneously released an accompanying music video to the track today, directed and edited by Roger McKenna (Bryson Tiller, Ella Mai, Big Sean, Jeremih and more).
“Be With You” is a melodic ode to
lasting love from the woman’s perspective. In this seductive R&B mood, you will feel the depth of devotion in “Be With You”—a song from Jordyn Woods that speaks to the heart of a woman in love and who’s found her perfect match. From the very first line, she reveals a love that has weathered every storm, with lyrics like “you stood by me thick and thin”. Jordyn’s voice captures both strength and tenderness as she declares, “All I know is that I’m always down to ride,” celebrating the power of partnership and unwavering loyalty. For those who know the joy of standing side-by-side with someone who truly sees and understands them, “Be With You” is the perfect anthem.
This track is an intimate, rhythmic journey that embodies a woman’s commitment to love and support, and the fulfillment that comes from a true soul connection. This independently released single debut from Jordyn is the soundtrack to your own story of love, unity, and strength—because when you find the one, all you want to say to them is, “Be With You.”
MAJOR. Releases A Timely New HOPE Anthem “I Prayed For You (Said A Prayer)”
Los Angeles, CA -- He is a GRAMMY® nominated, 2x Soul Train, and 8x NAACP Image Award nominated entertainer and platinum-selling artist. His name is MAJOR. He is an American Soul singer who fiercely struck at the debut of his platinum hit single, “Why I Love You,” which the world dubbed the soundtrack for their love stories.
As an actor and singer, MAJOR. is a masterful storyteller who leans into Faith and authenticity as his superpower. His personality exudes a Godly joy that spreads infectiously through his music. His current EP, HOPE OF MY SOUL, guides listeners to the intersection of Gospel, Soul, and Americana. The EP is a 12-track sonic experience that immerses one’s spirit in hope and emanates a soulful vibe that uplifts.
From the HOPE OF MY SOUL, MAJOR. releases a kairotic single for the world to embrace. “I Prayed For You (said a prayer)” is MAJOR.’s love letter of encouragement and timely intercessory prayer for the world.
“I Prayed For You (said a prayer) is my love letter to the ones I love and the heart of the world,” says MAJOR. “I want to remind everyone that you are not forgotten. I spoke to the Creator on your behalf. And He answered.”
“I Prayed For You (said a prayer)” is available now on all digital music outlets and released via his label NowThatsMAJOR Music Group and MNRK Music Group. The single is garnering airplay on Gospel radio stations nationwide as MAJOR. crisscrosses the country, making key appearances and hosting pop-up prayer and empowerment events.
You can also find MAJOR.’s “The Hope In Between” Podcast with co-host Eunice Elliott on his YouTube channel where new episodes stream every Wednesday.
MAJOR. is a trusted artist for many, while inspiring hearts with his relatable message of life laced in his signature falsetto! With half a billion digital streams, four independent solo projects, network TV shows, movies, legendary cosigns, national tours, and his MAJOR.HOPE Foundation - MAJOR. is far from done. He is an anointed vessel - a “Hope Dealer” who leads boldly in his purpose of HOPE in LOVE.
The Bellamy Group
JWardPR
City Colleges of Chicago Breaks Ground on Expansion of Malcolm X College West Campus with students, community leaders, elected officials, and special guests
City Colleges of Chicago (CCC), Malcolm X College, the Public Building Commission of Chicago (PBC), elected officials, community leaders and special guests and friends held a ground-breaking ceremony to celebrate the beginning of construction for a new Community Center for Teaching and Learning at Malcolm X College West Campus, located at 4624 W. Madison.
The Community Center for Teaching and Learning will include recreational and meeting spaces for students and the community. The approximately 3,000 square foot dividable multi-purpose space is also available to rent as an event location for the community, businesses and other organizations and can serve as instructional space.
“As a resident of Austin, I know our community is rich in history and culture,” said Mayor Brandon Johnson. “The strong spirit of pride here permeates our community, and the new $17 million Community Center for Teaching and Learning will provide an incredible opportunity for that spirit to flourish. This expansion offers new spaces for community members from the West Side to connect, create, and thrive, and I look forward to seeing the incredible impact this new center will have on our residents for years to come.”
“This new addition to Malcolm X College West Campus provides a place where residents can come together, participate in activities and build community together,” said Chancellor Juan Salgado, City Colleges of Chicago. “When we invest in higher education spaces, we help to attract the next generation of students and create pathways to upward mobility.”
“It is my hope that the new Community Center will reshape lives through higher education and that this center will become a second home to our community, a safe space for everyone to learn, share laughter, thoughts, and be together building a stronger West Side and city of Chicago,” said” President David Sanders, Malcolm X College.
The Chicago Public Building Commission is overseeing the construction project. The equity focused project development and construction process placed a special emphasis on employing people of color and women
NEW DATA...
throughout the development process and altogether will create 40 full time equivalent construction and 10 non-construction jobs.
“Today marks an exciting new chapter for our community as we break ground on this much anticipated community center. This facility will be more than just a building, it will be a vibrant welcoming space that fosters learning, engagement and connections for residents of all ages,” PBC Executive Director Ray Giderof said. “The PBC is proud to be a part of a project that reflects our commitment to enhancing the quality of life across our city, providing resources and opportunities that support growth and well-being of our neighborhoods.”
The approximately $17 million project is the second phase of City Colleges’ continued investment in the Malcolm X College West campus, which was formerly known as the West Side Learning Center. This phase follows a first phase renovation that created new biology laboratories.
Community members can currently prepare for in-demand careers in healthcare at the Malcolm X College West Campus, such as basic nursing assistant (BNA), patient care technician (PCT), medical assistant, and community health worker. To learn more, visit www.ccc.edu/WSLC.
In total, the recent renovations, including the new Community center, will create 7,000 square feet of usable space for credit courses and career certificate programs that prepare students for healthcare roles including: Basic Nursing Assistant (BNA), Patient Care Technician, Community Health Worker, and Medical Assisting. Some of the programs are available at no cost to eligible Chicagoans thanks to City Colleges of Chicago’s Future Ready initiative.
City Colleges of Chicago is the city’s most accessible higher education engine of socioeconomic mobility and racial equity—empowering all Chicagoans to take part in building a stronger and more just city. Learn more about City Colleges of Chicago at www.ccc.edu or call 773-COLLEGE.
The Public Building Commission manages construction and renovation projects for the City of Chicago and its sister agencies. The PBC is committed to client service and strong stewardship of public resources.
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tax breaks and Illinois homeowners have been getting higher and higher property tax bills.”
The Property Tax Relief Amendment will need three-fifths approval from the members of the Illinois House and Senate by May 3, 2026 to go on the 2026 general election ballot for referendum approval by Illinois voters.
In 1980, Quinn spearheaded the initiative petition and referendum drive that won passage of the Cutback Amendment, a constitutional amendment which reduced the size of the Illinois House from 177 members to 118.
As Governor in 2010, Quinn per-
Thousands of Cook County property owners who owe less than $1,000 risk having their tax debt auctioned at an Annual Tax Sale that begins Tuesday, Dec. 10, Treasurer Maria Pappas said today.
To find out if your property is on the Annual Tax Sale list:
• Go to cookcountytreasurer.com
• Use the purple box on the home page labeled “Your Property Tax Overview” and search using an address or Property Index Number (PIN)
• A banner with an urgent warning will appear if your property is on the Annual Tax Sale list
The four-day Annual Tax Sale that begins Dec. 10 is for Tax Year 2022 bills that were due in 2023. By law the Annual Tax Sale is held within 13 months of the Second Installment due date, which was Dec. 1, 2023 for Tax Year 2022.
Owners of 51,811 properties owe more than $207 million in taxes that were due in 2023. Of those, 28,541 owe more than $1,000 while 23,270 owe less than $1,000, including owners of 16,181 properties in Chicago and 7,089 parcels in suburban Cook County.
“The threat of hav-
ing your delinquent taxes auctioned at the Annual Tax Sale should be a powerful motivator to pay your bill,” Pappas said. “Once a tax buyer acquires your debt you must redeem your delinquent taxes or you could lose your home.”
The Treasurer’s Office sent certified letters to owners of properties on the Annual Tax Sale list. However, each year the U.S. Postal Service returns thousands of certified notices because property owners have not kept their mailing addresses up to date or because a property is vacant or abandoned.
If an owner does not redeem taxes sold at the Annual Tax Sale a tax buyer could take possession of the property itself. The process takes about two and a half years for residences and about a year for commercial properties.
In addition to certified mailings the Treasurer’s Office published lists of properties with delinquencies tax lists in local newspapers. A list of properties on the Annual Tax Sale list is posted at cookcountytreasurer.com.
Property owners who pay their late taxes
suaded the members of the Illinois House and Senate to place the Recall Amendment on the ballot. The constitutional amendment allowing for voter recall of a Governor was approved by Illinois voters in 2010.
Quinn served as Illinois Governor from 2009 to 2015. He taught property tax law at Chicago Kent Law School for 24 years and served as the elected Commissioner of the Cook County Board of (Property Tax) Appeals from 1982 to 1986, hearing more than 150,000 assessment appeal cases during his four year term.
before the Annual Tax Sale can avoid paying fees and additional interest charges. Payment can be made in five ways:
• Online for free at cookcountytreasurer.com
• In person at any Chase Bank location in Illinois
• In person at any of more than 100 community banks where you have an account
• By mail
• In person at the Treasurer’s Office By law, the Treasurer’s Office cannot and does not give legal advice related to tax sales. Property owners are strongly advised to seek an attorney’s advice relating to any sale of taxes.
OneUnited Bank
Receives Inaugural Talent Maximization Award for Financial Literacy Innovation at iDAC Global Finance Summit 2024
BOSTON, PRNewswire -- The nation’s largest Black owned bank, OneUnited Bank, has received the prestigious inaugural Talent Maximization Award for Financial Literacy Innovation at the Investment Diversity Advisory Council (iDAC) Global Finance Summit 2024. This award acknowledges OneUnited Bank’s groundbreaking use of technology—including AI and data aggregation with its innovative WiseOne™ Insights, a financial wellness tool designed to empower underserved minority populations to make informed financial decisions based on personalized data aggregation.
The annual financial summit is a gathering of industry leaders committed to enhancing diversity and inclusion within the financial sector. As a nonprofit organization with members managing approximately $19 trillion in assets, iDAC aims to increase diversity across financial services,
a mission OneUnited Bank has been dedicated to for nearly 50 years. OneUnited Bank stands distinguished as the nation’s largest Black owned bank and the first Black digital bank that is driving a grand vision of sparking a modern renaissance in the financial sector. The annual summit’s 2024 theme, “The iDAC Global Finance Summit on Talent Maximization,” draws inspiration from the Renaissance—an era characterized by transformative scientific, artistic, and cultural advancements through inclusivity of diverse perspectives.
“OneUnited is deeply honored to receive this award as it reflects our entire team’s relentless pursuit of innovative solutions for communities of color,” said Robert Patrick Cooper, Senior Vice President & General Counsel of OneUnited Bank.
“We believe that through cutting edge technology, we can redefine financial literacy and create
opportunities for those who have often been sidelined.”
OneUnited Bank is the largest Black-owned bank in America, the first Black internet bank, a Minority Depository Institution, and a Community Development Financial Institution (CDFI). To learn more about OneUnited Bank visit www. oneunited.com.
The Investment Diversity Advisory Council, or “IDAC”, is a non-profit organization that brings together various professionals across the asset management industry who have come together with one goal in mind: to increase diversity in their organizations. IDAC’s mission is to engage these stakeholders through a collaborative and self-sustaining community, emboldening them to transform our industry by fully embracing the extraordinary talent of historically underrepresented groups. We believe a more inclusive investment ecosystem produces better financial results for our stakeholders that is more reflective of the US labor force.
NAACP Launches Innovative $200 Million Fund of Funds to Transform the Venture Capital Landscape
(Black PR Wire) WASHINGTON – Recently, during a dealmaking summit for investors, venture capitalists, and entrepreneurs in New York City, the NAACP, the nation’s largest civil rights organization, announced the launch of NAACP Capital, a fund of funds that will invest in fund managers and startups that are focused on closing gaps facing communities of color. The fund, which seeks to raise $200 million, was conceptualized in partnership with Kapor Capital and Kapor Center, along with a team of nine venture fund managers.
NAACP President & CEO, Derrick Johnson released the following statement in celebration of the Fund’s launch:
“As an ever-evolving legacy organization, the NAACP knows that innovation is borne out of inclusivity. Impact investing has the power to drive historic financial returns and uplift overlooked communities. Right now, deeply entrenched systemic barriers are curtailing the innovative progress necessary to breed healthy competition in a global economy. We’re seeking to change that. Investment is the backbone of impact, and impact investing will shape socioeconomics for generations to come. It’s time to invest in fund managers who share a forward-looking vision that invests in innovation and technology, ensuring the economy works for everybody, not just a select few.”
For over 115 years, the NAACP has led the fight for equal rights and opportunities. As part of the #KeepAdvancing campaign – a modernized approach to civic engagement – NAACP Capital is a natural extension of the Association’s deep heritage in the fight for social justice and a more inclusive economy. Many of the important issues that the NAACP has long fought for, from education to healthcare to financial access, are growing markets for startup innovation. By investing in fund managers focusing on these markets and startups directly, NAACP Capital will stake the NAACP into the technology and venture capital ecosystem.
To lead NAACP’s bold new venture, the Association has hired Jay Lundy as Managing Director of NAACP Capital. Jay Lundy is an experi -
enced venture capital investor and management consultant who started his career in education and impact investing.
“The NAACP and community engagement have long played a role in my family, which makes me even more excited to lead this pivotal effort and launch this historic fund,” said Jay Lundy, managing director of NAACP Capital.
“Through this fund, we have an opportunity to invest and capitalize the next generation of managers and founders who will work to bring technology and innovation into our communities. Our investment strategy will target the intersection of generational impact and tech innovation and we believe that this holistic approach will allow us to drive both impact at scale and generate top returns on investment.”
NAACP Capital will operate as a standard fund of funds and co-investing strategy that will seek to make the venture ecosystem more equitable. In addition to capital, NAACP Capital will provide additional resources and support to the managers and founders it invests in to close racial equity gaps and increase the representation of people of color across the tech ecosystem.
For more information about the NAACP’s work towards building an Inclusive Economy, visit https://naacp.org/issues/inclusive-economy.
shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact Matthew J. Byrne, ODELSON, MURPHEY, FRAZIER & MCGRATH, LTD Plaintiff's Attorneys, 3318 W. 95TH STREET, Evergreen Park, IL, 60805 (708) 424-5678. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. Matthew J. Byrne ODELSON, MURPHEY, FRAZIER & MCGRATH, LTD 3318 W. 95TH STREET Evergreen Park IL, 60805 708-424-5678 E-Mail: mbyrne@osmfm.com Attorney Code. 64830 Case Number: 2023 M6 012592 TJSC#: 442934 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I3255152
AC 11-20-2024 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION ASSOCIATED BANK, N.A. Plaintiff, -v.LETTICIA N. CHAVEZ, UNITED STATES OF AMERICA - SECRETARY OF HOUSING AND URBAN DEVELOPMENT Defendants 2022 CH 12504 12600 S THROOP ST CALUMET PARK, IL 60827 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 16, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on December 16, 2024, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 12600 S THROOP ST, CALUMET PARK, IL 60827 Property Index No. 25-29-326-055-0000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. Where a sale of real estate is made to satisfy a lien prior to that of the United States, the United States shall have one year from the date of sale within which to redeem, except that with respect to a lien arising under the internal revenue laws the period shall be 120 days or the period allowable for redemption under State law, whichever is longer, and in any case in which, under the provisions of section 505 of the Housing Act of 1950, as amended (12 U.S.C. 1701k), and subsection (d) of section 3720 of title 38 of the United States Code, the right to redeem does not arise, there shall be no right of redemption. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff's Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-7945300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-22-09472 Attorney ARDC No.
LEGAL NOTICE
Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct of transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: G24000575 on October 21, 2024. Under the Assumed Business Name of KINDRA LYNETTE LEE with the business located at: 11719 S. THROOP, CHICAGO, IL 60643. The true and real full name (s) and residence address of the owner(s) /partner (s) is :Owner/Partner FullnameComplete Address KINDRA L. LEE 11719 S. THROOP CHICAGO, IL 60643, USA. 111324
Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct of transaction of Business in the State,” as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: G24000611 on October 30, 2024. Under the Assumed Business Name of HOUSE OF STYLES with the business located at: 4750 W. MADISON ST, CHICAGO, IL 60644. The true and real full name (s) and residence address of the owner(s) /partner (s) is :Owner/Partner FullnameComplete Address SHIRLEY ANN WILLIAMS , 515 48TH AVE., BELLWOOD, IL 60104, USA 112024
PUBLIC NOTICE
NOTICE OF CAUCUS NOTICE IS HEREBY GIVEN THAT ON DECEMBER 3, 2024 A CAUCUS OF THE DEMOCRATIC PARTY IN TOWNSHIP OF THORNTON COOK COUNTY, ILLINOIS WILL BE HELD AT HOMEWOOD/FLOSSMOOR PARK DISTRICT AUDITORIUM AT 2010 CHESTNUT ROAD, HOMEWOOD, ILLINOIS 60403 COMMENCING AT 7 O’CLOCK P.M. FOR THE PURPOSE OF NOMINATING CANDIDATES FOR THE FOLLOWING OFFICES: SUPERVISOR CLERK
TRUSTEES (4)
ASSESSOR HIGHWAY COMMISSIONER
PUBLIC NOTICE
NOTICE OF CAUCUS NOTICE IS HEREBY GIVEN THAT ON DECEMBER 3, 2024 A CAUCUS OF THE REPUBLICAN PARTY IN TOWNSHIP OF THORNTON COOK COUNTY, ILLINOIS WILL BE HELD AT SOUTH HOLLAND HERITAGE HOUSE 443 E. 157TH STREET, SO. HOLLAND ILLINOIS 60473. COMMENCING AT 6 O’CLOCK P.M. FOR THE PURPOSE OF NOMINATING CANDIDATES FOR THE FOLLOWING OFFICES: SUPERVISOR CLERK TRUSTEES (4)
