Chicago Weekend Citizen 2-21-2024

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BLACK HISTORY MONTH

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Week of February 21, 2024

FREE | VOL 55 | ISSUE 09

ROUTE 66 MUSEUM HISTORY

HIGHLIGHTS BLACK ENTREPRENEURS IN HISTORY The history museum highlights the accomplishments made by Black entrepreneurs along Route 66.

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Route History is a museum in Springfield, Ill., that highlights the accomplishments of Black business owners and Black history along Route 66. PHOTO COURTESY OF ROUTE HISTORY.

BUSINESS

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Route History’s Window to History showcases Black history that happened along Route 66. PHOTO COURTESY OF ROUTE HISTORY.

Inaugural Stanley Creators Fund Grants $250,000 to Non-Profit Organizations to Champion Inspiring Leaders

Louis XIII Cognac And Laquan Smith Unite To Unveil An Exclusive Limited-Edition Collection Of Accessories For Louis XIII The Drop P5

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Zonderkidz To Publish Award-Winning Actress Taraji P. Henson’s First Book For Children P8

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briefly 1-800-TRUCKWRECK HOSTS WINTER GROCERY GIVEAWAY

The giveaway is part of the company’s ongoing mission to support the local community.

CHICAGO – 1-800-TruckWreck gave back this winter season with a grocery giveaway on Chicago’s West Side on Thursday, Feb. 8, at Jewel-Osco, located at 1220 S. Ashland Ave. “January has seen some of the coldest temperatures for Chicago in the last five years,” shares Amy Witherite, owner of 1-800-TruckWreck. “We understand that this extreme weather puts financial difficulties on families during an already challenging time. We hope that holding a grocery giveaway in the dead of winter will help alleviate some of that burden and keep bellies full.”

The first 107 people to arrive received a $100 gift card for their grocery needs. Amy Witherite and 1-800-TruckWreck was joined

by WGCI-FM’s Tone Kapone for the giveaway, with a live radio broadcast on-site.

1-800-TruckWreck has been dedicated to giving back to the local Chicago community since coming to the city one year ago. Since January 2023, the organization has given away more than $243,000 in food, essential items, scholarships, school supplies, groceries, and more by partnering with local organizations in the Chicago community. The February grocery giveaway continues that work as we enter a new year.

For the largest impact possible, 1-800-TruckWreck has partnered with organizations such as the Chicago Urban League, North Lawndale Employment Network, iHeart Radio’s “Peace in the Streets” Campaign, and St. Sabina, among others. Most recently, 1-800-TruckWreck partnered with Girls Inc. over the summer to provide care packages to young women heading to college, supply feminine hygiene products for the organization’s Period Poverty program, and develop several professional development and college success workshop series for girls in the program and part of the Girls Inc. staff.

1-800-TruckWreck is a personal injury law firm with offices in Dallas, Fort Worth, Atlanta, and Chicago. The firm’s attorneys specialize in helping those injured in a car or truck accident and can be reached by calling 1-800-TruckWreck or 1-800-CarWreck, 24 hours a day.

JOIN A VOLUNTEER DAY THIS WINTER WITH THE FOREST PRESERVES OF COOK COUNTY

Looking for a unique way to show some love for nature and the Forest Preserves of Cook County this season? Consider joining a volunteer workday to help our natural greenspaces thrive! Throughout the Calumet region, ecological stewardship volunteers are busy taking care of the Forest Preserves all winter long.

“Winter is the best time of year to remove aggressive shrubs like buckthorn and honeysuckle. The wood is placed in a brush pile burn, which also keeps everyone toasty warm,” says Emily Russell, a volunteer program coordinator with the Forest Preserves. “Volunteering is a great way to get outside and stay active in the colder months.”

Come to a Stewardship Day to enjoy meeting people, learning about nature, and giving back to your community. Registration is required to receive exact meeting location at each site. Youth under 18 must be accompanied by a legal guardian. For more information and to register, visit fpdcc.com/volunteer.

Don’t you sometimes just want to escape? Explore the natural beauty of Cook County for an hour, a day or even a night. When you’re surrounded by 70,000 acres of wild and wonderful there’s no better place to feel free.

Route History was founded by Dr. Stacy Grundy and Dr. Gina Lathan in 2019. PHOTO COURTESY OF ROUTE HISTORY.

Route 66 Museum History Highlights Black Entrepreneurs In History

Continued from page 1

BY TIA CAROL JONES

Dr. Stacy Grundy and Dr. Gina Lathan opened the Route History Museum in 2019, with the mission to identify Black people who made great contributions. During their quest to highlight Black entrepreneurs, Grundy and Lathan reached out to the Smithsonian Institution for guidance.

They were pointed to The Negro Motorist Green Book, which was written by Victor Hugo Green. The Green Book was a guidebook for African Americans during the Jim Crow Era that listed places that were safe for Black people. The guidebook was published from 1936 to 1966. It was of interest to Grundy and Lathan because Springfield is part of the Illinois leg of Route 66.

Route History starts with windows to history and Route 66 and how travel was different for Black people because of racism and discrimination. The museum also recognizes the Black businesses that are in the Green Book and the places significant to the history of Black Springfield.

“It’s beyond just having a business. They really were the backbone for Black communities,” Grundy said.

One place on the list of significant places in Black Springfield history is Lincoln Colored Home, which is the first Black orphanage in the state of Illinois. It was founded in 1898 by Eva Carroll Monroe, a Black social work pioneer. Monroe opened the home to Black orphans because out of the three orphanages in Springfield, none of them took Black children in.

Another significant site in Black Springfield is Engine House No. 5. It was the firehouse for Black firefighters, which during the Springfield Race Riots of 1908, those firemen put out fires on the East side of Springfield.

“Especially during Black History Month, you

typically hear about the same names, which they did great things for our country, so we’re not taking anything away from them. But, what we try to do is what we call place-based Black history,” Grundy said.

With place-based Black history, the focus is on the Black history of the local community. The hope is that when children see the significance of their community, see whose shoulders they stand on, it can impact a child in a positive way.

In addition to the museum, there is also a virtual experience. Route History partnered with the city of Springfield to create a virtual experience. In the experience, viewers can choose between four different groups: a family of four during the Great Migration, leaving Mississippi to find a home in Chicago; a Negro League Baseball Team travelling on their team bus; a Blues singer travelling the route with their band; and a World War II Veteran on his motorcycle. The viewers will go to two Green Book cities, as well as a Sundown Town. The 20-minute experience utilizes an oculus.

“It’s important to tell these stories because it is a rich part of our history that is untold and there are so many lessons learned. Through the Black experience along Route 66, there is a very clear blueprint of economic development, community collectiveness, a clear example of appreciation of community, self-worth, self-regard and self-respect,” Lathan said, adding that it gives young people a sense of pride when they learn about successful Black people.

Lathan and Grundy said there has been a great response to the museum and their attendance has grown through word of mouth. They also have received positive feedback on the virtual experience.

Route History is located at 737 East Cook Street, in Springfield, Ill. For more information about Route History, visit routehistory.net.

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Weekend | Week of February 21, 2024

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Simmons raising awareness among Black communities on Black HIV/ AIDS Advocacy Day SPRINGFIELD – State Senator Mike Simmons stood with the Black Leadership Advocacy Coalition for Healthcare Equity for Black HIV/AIDS Advocacy Day to celebrate the accomplishments in HIV prevention and care and to recognize the work still needed to overcome structural barriers to testing, prevention and treatment in Black communities.

“We have taken steps to reduce the disproportionate impact of HIV and AIDS on Black communities, but disparities continue to exist,” said Simmons (D-Chicago).

“It is crucial that we have conversations about HIV/AIDS to increase education, testing, community involvement and treatment

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among Black communities.”

First observed in 1999, Feb. 7 is National Black HIV/AIDS Awareness Day. The day serves to acknowledge how HIV disproportionately affects Black people and spark conversations to overcome barriers such as racism, discrimination and mistrust in the health care system that may affect whether Black people seek or receive HIV prevention services.

Research shows racial disparities often stem from limited access to high-quality HIV prevention and treatment services.

Coverage of PrEP — an HIV preventative medicine — for example, is lower among Black communities. Studies from the CDC show only 8% of Black people who could benefit from PrEP were prescribed it in 2019, compared to 23% of people overall. Simmons is proud to have secured $2.5 million in the Fiscal Year 2024 budget for HIV/ AIDS reduction efforts targeted to helping communities access

life-saving PrEP medications, as well as added capacity for STI screening.

Simmons joined the Black Leadership Advocacy Coalition for Healthcare Equity for a day of advocacy and presented them with a proclamation to commend their work of uplifting and providing equitable resources for Black communities living with HIV/AIDS. “Identifying and dismantling systemically racist policies and funding processes in the health care system is essential to bringing HIV diagnoses down to zero by 2030,” said Simmons. “National Black HIV/AIDS Awareness Day uplifts those engaged in this work, like the Black Leadership Advocacy Coalition for Healthcare Equity, and encourages others to join the fight in supporting access to equitable and culturally-competent care.”

For more information and HIV/ AIDS prevention tips, please visit HIV.gov.

Richard J. Daley College Announces New Hospitality Course for Job Preparation CHICAGO — City Colleges of Chicago, in collaboration with the Illinois Restaurant Association Foundation, will launch a new education program aimed at supporting those who want to work in the hospitality industry.

The program called, Hospitality Course for Job Preparation and Certifications will begin from 9 a.m. to 12 pm. on Tuesday, March 12 through April 25. The cost of the class is *$525 and the program is held, in-person, at Arturo Velasquez Institute (AVI), 2800 S. Western Avenue in Chicago. AVI is Richard J. Daley College’s satellite campus.

The classes will be held on Tuesdays, Wednesdays and Thursdays for six weeks. Class completers are guaranteed a job interview with hospitality partners and participants can prepare to earn these industry certifications: Food Handler Food Allergen Alcohol Service “The classes lead to the skills to secure the job in hospitality and earn professional certifications which are essential,” said Richard J. Daley College President Janine Janosky. “The courses are prepared and taught by industry

experts and I encourage everyone who is interested in a career in hospitality to take advantage of this quality program.” *The tuition will be waived for all qualifying Chicago residents through the Future Ready Program. The Future Ready Program is open to Chicago residents who meet the requirements.

Visit ccc.edu/futureready or click here to learn more.

The 6-week classes include: • Exploration of the restaurant industry • Jobs training and soft-skills preparation • Review of food handling and safety techniques • Earn up to 4 certifications in hospitality after successfully passing the required tests All materials will be provided to prepare students to take the National Restaurant industry’s SERVSAFE Food Handler, Food Allergen and Alcohol Service tests. Participants must be at least 18 years old to serve alcohol in the State of Illinois.

To register or for more information, call 773-838-7545 or email ncortes18@ ccc.edu

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POLITICAL AFFAIRS

FORD BILL WOULD GIVE ILLINOIS MEDIA ACCESS TO ENCRYPTED POLICE SCANNER TRANSMISSIONS

Illinois State Representative LaShawn K. Ford (D-Chicago) has introduced legislation which would require any law enforcement agency in Illinois which encrypts police scanner transmissions to provide real time access to those transmissions to accredited media in the state.

House Bill 4339 amends the Public Records Act to require that any law enforcement agency that encrypts radio transmissions provide, by license or otherwise, access to those transmissions to FCC licensed broadcasters and accredited newspapers as defined in the Act. Under the Lightford Administration, the Chicago Police Department instituted a program designed to encrypt police scanner transmissions across all police districts in the city.

“I understand the desire to prevent members of the public from using real time police scanner information to commit crimes or to evade law enforcement,” said Representative Ford. “However, the media has an obligation to report on events in a timely manner and its use of real time information from police scanners is essential. Blocking accredited media from real time access is counter to governmental transparency and does not lend itself to the original stated purpose of the encryption program.”

Representative Ford noted that his proposed legislation would apply to jurisdictions across Illinois. Several downstate law enforcement departments have also instituted encryption programs.

IL LABOR RELATION BOARDS DISMISSES CHARGES ILLINOIS COUNCIL OF POLICE FIELD AGAINST THE VILLAGE OF DIXMOOR

(Dixmoor, IL) –– The Illinois Labor Relations Board has dismissed the charges the Illinois Council of Police (ICOPS) brought against Dixmoor, according to Village President Fitzgerald Roberts.

At issue was the alleged failure of the Village to sign a collective bargaining agreement (CBA). The Village responded to the now dismissed allegations. The Village pointed out that the current administration and Village Board gave the officers a raise without asking for it within 5 days of being sworn into office and that the CBA at issue was never voted on by the current Village Board and negotiated by the prior administration, one that was plagued by scandal. recently, the Illinois Labor Relations Board dismissed those charges and stated the “Charging Party [ICOPS] failed to respond to the Board agent’s request for relevant information, and the available evidence is insufficient to raise an issue for hearing. As such, the Board is unable to process this charge any further.”

This is not the first issue between the Village and ICOPs that was resolved in the Village prevailing. Rather than call the Village, ICOPS recently went straight to the media to complain of the Village’s non-payment of law enforcement union dues the Illinois Council of Police based on a clerical error. The clerical error was investigated, resolved, and a check was issued and hand delivered to the Illinois Council of Police, ICOPs resolving that issue as well.

“At no time were we ever willfully trying to withhold money we owed to the union, and the proof is the check we sent them immediately,” Roberts said. “This whole situation could have been easily avoided if they had just sat down with us and worked it out. I am glad these situations are behind us, and we avoided paying unnecessary fines, which is money we need to pay our bills. We are very pleased with the Board’s decision to dismiss this case and glad to resolve the dues issue.”

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Inaugural Stanley Creators Fund Grants $250,000 to Non-Profit Organizations to Champion Inspiring Leaders SEATTLE, PRNewswire -- Stanley, the inTimber, MT): Amber founded Catalyst for Change novative food and drinkware brand, announced to turn the tide on Montana’s mental health crisis the five inaugural grant recipients of its Stanley through integrated community-based care pathCreators Fund. The philanthropic program was ways with individuals at the core. “With this grant, I inspired by innovation and the company’s core aim to create a legacy of good mental health practicvalue of supporting local communities. Designed es for my community,” Amber shared. “We want to to support individuals and organizations working protect the mental health of men, women and their at the intersection of humanity, sustainability families to ensure their optimal performance in this and possibility, the grant program has awarded world.” five organizations $50,000 each to help advance Let’s Go Compost, Lauren Click (Phoenix, their causes and the communities they serve.

AZ): Lauren’s innovative work in waste reduction Applications for the inaugural Stanley centers around making composting free and accesCreators Fund called for submissions from sible throughout the US. Lauren envisions using changemakers across the country who are deeply Grantees of the first-ever Stanley Creators Fund (from left to right: Wawa Stanley funding to grow Let’s Go Compost’s STEAM engaged in their communities, have designed inno- Gatheru, CJ Goulding, Amber Martinsen-Blake, Lauren Clark and Matt Simon). (Science, Technology, Engineering, Art and Math) vative solutions to a pressing challenge and bring Stanley Classroom Composting program for school gardening optimism to their work. The first-ever grant recipwill help early-career Black women gain access to the and sustainability efforts, as well as aid in making ients represent a dynamic group of leaders and social green economy. Stanley’s funding will provide 10 fellows community gardens food waste drop-off sites for the entrepreneurs who are implementing change for a variety with stipends for living and wellness-related expenses, public. “With Stanley Creators Fund funding, we’re able of causes and challenges including environmental justice, to supplement competitive hourly pay provided by host to get one step closer to our mission of making compostcommunity development, mental health, sustainability organizations. “This critical funding is breaking down the ing free and accessible to everyone in the United States,” and food security. barriers that have for so long made the environmental Lauren said, “regardless of location or income.”

“Stanley is proud to recognize these individuals and field less accessible to early career people of color,” Wawa Multicultural Refugee Coalition, Matt Simon (Austin, organizations who are making a notable difference in shared.

TX): The Multicultural Refugee Coalition provides fairtheir communities,” said Emily Cichy, Senior Director, Boyz N The Wood, CJ Goulding wage work and community connection Corporate Responsibility at Stanley. “The Stanley Cre(Teaneck, NJ): Boyz N The Wood for refugees by operating New Leaf Agators Fund amplifies their voices and helps them contincreates immersive experiences for riculture, an organic, regenerative farm ue the important work they’re doing each and every day.

Black men to build brotherhood, and Open Arms, a sustainable textile We are in awe of the drive and heart that we saw in this fortify mental wellbeing and engage studio. Matt works with the local refugee year’s 500 submissions and are eager to see what our their personal development. Stanley community to increase access to culturgrant recipients accomplish in the months and years to funding will allow the organization to ally desired foods and shift perceptions come!” host a four-day restorative retreat for of food security. “With funding from About the 2024 Stanley Creators Fund Grant Recip30 Black men, complete with outdoor activities and daily Stanley, we will provide supplemental income to twice ients: workshops for mental health and personal growth.

“The as many refugee community farmers and double the Black Girl Environmentalist, Wawa Gatheru (Washparticipants in these retreats become a cohort of connecamount of culturally desired produce to the community, ington, DC): Black Girl Environmentalist addresses broadening our impact,” Matt said. tion and learning that continues beyond the retreat,” CJ pathways and retention in the climate change movement To learn more about Stanley Creators Fund and grant for Black girls, women and gender-expansive people. The noted. “These men are committing their energy to change recipients, visit https://www.stanley1913.com/pages/ that begins with themselves and their communities.” non-profit is launching the Hazel M. Johnson Fellowship stanley-creators-fund.

Program, an ambitious 10-week summer program that Catalyst for Change, Amber Martinsen-Blake (Big

NEAREST & JACK ADVANCEMENT INITIATIVE’S SPIRITS ON THE RISE SUMMIT RETURNS TO MIDDLE TENNESSEE LYNCHBURG, Tenn. and SHELBYVILLE, Tenn., PRNewswire -- The Nearest & Jack Advancement Initiative (NJAI), the first-of-its-kind incubator created

by Uncle Nearest Premium Whiskey and Jack Daniel’s Tennessee Whiskey to diversify the current and future leaders in the spirits industry, announced the return of the Spirits on the Rise Summit. The two-day event, taking place in Lynchburg and Shelbyville, Tennessee on April 15 and 16, will build upon the success of last year’s summit with more speakers, more networking, and more opportunities for BIPOC businessmen and businesswomen in spirits to learn from panelists and keynote speakers who are experts in their fields.

The Spirits on the Rise Summit began in 2023 to bring together experienced spirits and hospitality industry professionals with entrepreneurs from historically underrepresented communities as they work to advance their spirits businesses. Last year, attendees representing more than 50 up-and-coming brands heard from

and made connections with executives from some of the nation’s top beverage and hospitality companies such as Brown-Forman, Uncle Nearest Premium Whiskey, Hyatt Hotels, ReserveBar, and Breakthru Beverage Group, as well as key personnel from leading financial institutions such as JP Morgan Chase, Goldman Sachs, Collective Equity Partners, LLC and more.

“Our inaugural event in 2023 was the first-of-its-kind, and everyone who attended came to Tennessee with so much positive energy and an openness to learn,” said Katharine Jerkens, Chief Business Officer of Uncle Nearest Premium Whiskey. “The number of connections made between entrepreneurs, given the platform to share their stories, was a true highlight - not to mention the connections with investors and industry veterans. Every single person walked away with a toolkit for building their brand, and this year will be even more dynamic than last.”

Programming for the 2024 Spirits on the Rise Summit will take place at the Jack Daniel Distillery in

Lynchburg, Tennessee on April 15, and at the Nearest Green Distillery in Shelbyville, Tennessee on April 16.

Highlights will include engaging workshops and panels on topics like revenue growth management, distributor management, public relations, funding, route to market and shopper marketing. The summit will once again conclude with the emerging brands fair where founders will have an opportunity to showcase their product offerings to their peers, industry leaders and investors.

Two presenting brands last year – Mission Craft Cocktails and Blackleaf Organic Vodka – were discovered and selected as the newest participants in the NJAI Business Incubation Program.

“After a successful debut in 2023, we are thrilled to announce the return of the Spirits on the Rise Summit for 2024,” said Jamie Butler, Jack Daniel’s Global Brand Director. “This event will continue to advance the goal of the Nearest and Jack Advancement Initiative to foster a more diverse spirits industry while also supporting BIPOC entrepreneurs who are looking for guidance and mentorship as they build their respective businesses.”

Spirits brands that are majority BIPOC-owned or

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Weekend | Week of February 21, 2024

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FASHION

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LOUIS XIII COGNAC AND LAQUAN SMITH UNITE

TO UNVEIL AN EXCLUSIVE LIMITED-EDITION COLLECTION OF ACCESSORIES FOR LOUIS XIII THE DROP The LOUIS XIII x LaQuan Smith Collection fuses LaQuan’s bold silhouettes with timeless craftsmanship to reveal the first ever accessory design partnership for the timehonored cognac house.

“Accessories are the punctuation marks of style, they add distinct personality to the narrative of fashion. In the LOUIS XIII x LaQuan Smith campaign, we’ve woven each accessory with LaQuan’s elegant ready-to-wear designs, their versatility and wearability serving as a testament to timeless allure.” said Carine Roitfeld, Founder and Editor in Chief of CR Fashion Book who served as Artistic Director of Fashion for A Drop in Time.

THE DROP Chain Pouch is a statement piece made of pure silver, designed to hold a single bottle of LOUIS XIII THE DROP. Inspired NEW YORK, PRNewswire -- LOUIS by vintage flasks and bottles, the XIII Cognac and renowned ready-to“metal-morphosis” design brings wear designer LaQuan Smith unveil a fine-jewelry flair to the nomadic The LOUIS XIII x LaQuan Smith Colnature of THE DROP, encasing each lection, a limited-edition collaboration 10ml bottle of LOUIS XIII Cognac that brings a high-fashion perspective in a stunning latticework armor to LOUIS XIII’s timeless tasting rituals, enclosure. synonymous The Boudoir Gloves, craftwith a luxurious ed from demure mesh, are opcognac experiera-length with velvet detailing ence. This excluthat graces the palm and interior sive collection forearm.

The gloves pay homage to draws inspiraLOUIS XIII’s traditional white glove tion from LOUIS service, modernized by design eleXIII’s centuries ments from LaQuan Smith’s readyold wisdom, to-wear staple: the mesh catsuit. combined with “This collaboration with LOULaQuan Smith’s IS XIII Cognac and LaQuan Smith signature silhighlights our shared commitment houettes and to both modernity and timelessrunway-ready ness,” said Tina Reejsinghani, Vice Jasmine Tookes wearing LOUIS XIII x LaQuan innovation.

Smith Collection. Louis XIII President of Luxury Brands, Remy The LOUIS Cointreau USA. “Together, we’re XIII x LaQuan Roitfeld, and starring thrilled to showcase a truly unique Smith Collecmodel Jasmine Tookes. collection and campaign with each accessory tion comprises These renowned creserving as a testament to the history of LOUIS two bespoke atives contributed to XIII’s craftsmanship, reborn with LaQuan’s accessories, THE the campaign’s artistic impeccable eye for style”.

DROP Chain expression, glamour, The LOUIS XIII x LaQuan Smith CollecPouch and The and high-fashion attion will be sold as a set for $2,300 and will be Boudoir Gloves. mosphere infused with available in extremely limited quantities. This Crafted with a LOUIS XIII THE DROP’s exclusive set comprises the rare and coveted meticulous attimeless spontaneity.

LOUIS XIII: THE DROP Collection Box, featurtention to detail, “I’m thrilled to ing five multi-colored 10ml bottles of LOUIS both accessories embark on this extraorXIII Cognac, as well as THE DROP Chain Pouch are designed to dinary journey with and The Boudoir Gloves. make enjoying LOUIS XIII x LaQuan Smith. Louis XIII. LOUIS XIII Cognac,” exThe LOUIS XIII x LaQuan Smith Collection LOUIS XIII Copressed LaQuan Smith. is available for pre-sale, via us.louisxiii-cognac a high fashion experience – elevating the “This partnership encapsulates innovation and gnac.com. Commercial availability for the wearers everyday art of life. collection, while supplies last, will begin in redefines the LOUIS XIII tasting experience.

The collection launches through an allurMarch, 2024 on us.louisxiii-cognac.com & This revolutionary collection is designed to ing campaign, A Drop in Time by LOUIS XIII x laquansmith.com. Attentive clients are encourspark conversation - merging high-fashion LaQuan Smith, and features exceptional fashaged to follow @louisxiiicognac and @laquan_ with the elegance of the Maison’s time-honion-forward talents including Director Greg smith on Instagram for real-time updates. ored rituals.”

Swales, Artistic Director of Fashion Carine

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Alzheimer’s Association’s Illinois Chapter Executive Director, Delia Jervier, “Shines Light on Alzheimer’s and The Impact in Black/African American Community” Among Black Americans ages 70 and older, 21.3% are living with Alzheimer’s, a type of dementia that affects memory, thinking, and behavior. While older Black Americans are twice as likely as older Whites to have Alzheimer’s or another dementia, research hasn’t yet identified the cause. Higher rates of cardiovascular(heart and blood vessels) disease may play a role. Some studies indi-

cate that after correcting for overall health and socioeconomic status, these differences disappear.

During Black History Month, the Alzheimer’s Association honors Alzheimer’s champions within the Black/African American community, echoing the legacy of Dr. Solomon Carter Fuller, the first known Black psychiatrist and an early contribu-tor to dementia research in Ameri-

ca. We highlight the importance of representation, citing Dr. Fuller’s pivotal role in Dr. Alois Alzheimer’s pioneering work as a testament to the ongoing need for diverse per-spectives in advancing Alzheimer’s research and advocacy.

Our commitment to under-served communities is demon- strated through various forums and events promoting dialogue and awareness around dementia in the Black/African American community. Recently, the Association collaborated with the NFL Alumni Association to host the Black Men’s Brain Health Conference, addressing the unique risk factors and cognitive health challenges faced

by Black men.

Through strategic partnerships with organizations like Zeta Phi Beta Sorority, Inc., National Council of Negro Women, National Black Nurses Association, and Black Nurses Rock, as well as local partners, like Scottish Rite Prince Hall Masons, Chi Eta Phi, Alpha Eta Chapter, Shiloh Missionary Baptist Church, and South Shore Chamber among others, we provide culturally responsive education, awareness, and support resources to Black/African American communities na-tionwide. These partnerships thrive on the foundation of community collaboration, driving impactful change to support those affected by the disease. Together, we strive to enhance resources and foster a more inclusive environment for individuals living with Alzheimer’s and their caregivers.

Today, more than 6 million Americans are living with Alz-heimer’s.

Compared with whites, AfricanAmericans are two times more likely and Hispanics are one and one-half times more likely to develop Alzheimer’s. * An estimated 6.7 million people aged 65 and older have Alzheimer’s. * One in 9 Americans aged 65 and

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older has Alzheimer’s. Among people aged 85 and older, 1 in every 3 has Alzheimer’s. w Nearly two-thirds of seniors with Alzheimer’s are women — an estimated 4.1 million. Among those aged 65 and older, 12% of women have Alzheimer’s compared with 9% of men. w Between 2020 and 2025, 31 states are expected to experience an increase of at least 15% in the number of people with Alzheimer’s. w By 2060, the number of seniors with Alzheimer’s is projected to total 13.8 million. w Of the 13.8 million, 6.7 million will be aged 85 and older — equal to the total number of people with Alzheimer’s today.

Join us for a free webinar as we discuss the importance of increasing clinical trial participation, health disparities among underserved populations and strategies for creat-ing a path toward a more equitable future on Feb 23, 2024 at 12:00 CST. Register at: bit.ly/48JZE7W The Alzheimer’s Association is available with information and support for families as they navigate the disease and related research. For more information, visit alz.org/ illinois or call the 24/7 Helpline at 800.272.3900.

By Delia Jervier, Executive Director, Alzheimer’s Association Illinois Chapter Alzheimer’s Association Illinois Chapter Media Contact: Lionell Mar-tin, lrmartin@alz.org, 773.593.4211

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It’s more than just the big screen—it’s a celebration where diverse stories and untapped brilliance in our community take center stage.

Just say ‘Black Experience’ into your Xfinity Voice Remote and embark through a curated content collection of movies, TV shows, original documentaries and much more that pays homage to Black culture, amplifies our narratives, and illuminates our imagination.

Learn more at xfinity.com/blackexperience The Black Experience on Xfinity can also be watched on the Xumo Play app and Xfinity Stream.

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Lights, Camera, Culture!

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Weekend | Week of February 21, 2024

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ZONDERKIDZ TO PUBLISH AWARD-WINNING ACTRESS TARAJI P. HENSON’S FIRST BOOK FOR CHILDREN

GRAND RAPIDS, it’s not just a fun story, Mich., PRNewswire -but an essential tool for Zonderkidz is pleased to teaching empathy, resilannounce that actress ience, and self-love … all and mental health advovalues that are very imcate Taraji P. Henson, will portant to Taraji and her release her debut picture work in the mental health book, titled You Can Be a space,” said Megan DobGood Friend (No Matter son, Vice President and What!) on June 18, 2024, Publisher of Zonderkidz. illustrated by Paul Kellam.

“Our hope is that this Pre-orders can be made will become a conversanow anywhere books are tion starter about mental sold. wellness, an important Henson, who eslesson in friendship and tablished a foundation handling tough social supporting mental health situations, and a testaprogramming in under-rement to the importance of sourced areas around the standing proud in one’s U.S., is an unwavering own uniqueness.”

Taraji P. Henson, author of the upcoming chiladvocate for speaking up This is a one-book about good mental health dren’s book You Can Be A Good Friend (No Matterdeal, acquired by KathWhat!) (PHOTO CREDIT MR. D. ADAMS) practices – and this book erine Jacobs, Senior ties into her commitment.

Acquisitions Editor for In an exclusive stateZonderkidz, with CAA ment to People.com today representing Henson. about her passion for the The illustrator is Paul book, Henson said: Kellam, an award-win“Mental health ning digital creator struggles can start even in based in Florida, reprechildhood and oftentimes sented by Robbin Brosit begins with being bulterman at The Bright lied. This book isn’t just Agency. Tour dates and about bullying though— appearances with Henit’s about how children all son will be announced have something different this spring. about them, and being The book is now different is what makes available for pre-orthem oh so very special.” der anywhere books Henson added, “You are sold. https://www.

Can Be a Good Friend zondervan.com/p/you(No Matter What!) is for can-be-a-good-friendthe kids who feel differno-matter-what/ ent. This book is for the Taraji P. Henson has Cover of new book from actress Taraji P. Henson, parents who want their You Can Be a Good Friend (No Matter What!). performed in Academy kids to accept differences. Zonderkidz.

Award-winning movies And this book is for the like The Curious Case kids and families who’ve of Benjamin Button and encountered hard times because of differences.

Hidden Figures as well as comedies like I can’t wait to see the many conversations my Tyler Perry films and Abbott Elementary. book starts in homes and classrooms everyShe starred in the Annie Live musical on where!”

NBC, in the series Empire on FOX, and most The story opens with a young girl named Lil recently in the 2023 major motion picture TJ getting ready for her first day of school and The Color Purple. telling her Grandma Patsy about making new Henson founded the Boris L. Henson friends. “Don’t forget, friendships take time,” Foundation, a foundation that exists to Grandma reminds her, but Lil TJ throws herself both normalize and improve access to meninto school with gusto and immediately attracts tal health services for Black communities the bullying attention of a boy who makes fun in hopes of eradicating the stigma around of her for her loud voice, colorful drawings, and seeking help and support. https://borisllarger-than-life personality. TJ ultimately learns hensonfoundation.org/ how to conquer her worries, overcome her bully, Zonderkidz is the children’s publishmake new and unexpected friendships, and still ing division of Zondervan, a HarperColbe true to her own unique and wonderful self. lins Company. For additional information, “We are so proud of this book and feel that please visit www.zonderkidz.com.

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DINER EN NOIR WORLDWIDE PARTNERS WITH AEG TV NETWORK & THE HNC AGENCY WASHINGTON, PRNewswire -- Dîner en Noir Worldwide proudly announces an innovative partnership with AEG TV Network and The HNC Agency, marking a significant milestone in its commitment to uplifting black-owned businesses and brands.

This collaboration aims to empower professionals, small-business owners, and artists within the organization’s membership base by providing meticulously curated business solutions tailored to amplify their presence and broaden their audience reach.

As we celebrate Black History Month, Dîner en Noir Worldwide continues to lead the charge as the FIRST BLACK-OWNED international organization in the realms of fine dining, event production, and professional member benefits. Since its inception in 2016, Dîner en Noir Worldwide has been renowned for its annual member-only black-attire Flagship Events, offering an exclusive fusion of immersive fine dining, art and business networking, health resources, and community fundraising. These carefully crafted experiences, held at undisclosed locations across global cities, serve as platforms for members to indulge in opulence while actively supporting their local communities. From the grand Flagship Events to the intimate monthly/quarterly Salon Events, Dîner en Noir embodies a mission of combating systemic inequities in arts programming, small business/economic development, and health and wellness education in vulnerable communities worldwide.

AEG TV Network, a premier entertainment platform dedicated to celebrating diversity, culture, and creativity, stands as a formidable ally in this endeavor. With a potential reach of over 75 million households on the Roku OS, America’s #1 streaming platform, and potential reached of 100 million+ active listeners via the SiriusXM network, AEG TV Network provides an unparalleled platform for entrepreneurs/artists to showcase their brands and reach a national and global audience, championing minority-owned businesses and diverse talent.

Joining forces with The HNC Agency, a Washington, DC powerhouse since 2008, Dîner en Noir Worldwide extends their services to its members through discounted al la carte services and comprehensive plans. The HNC Agency, a full-service international strategic communications and business management consulting firm, brings expertise in media/public relations, crisis management, digital marketing, advertising, business development, product management, artist representation, and events production helping small, medium and large organizations/brands Organize, Strategize & Globalize.

“At Dîner en Noir Worldwide, fostering small business and economic development in our communities lies at the heart of our mission,” says the organization’s Founder & President, Howard Nelson Cromwell. “We are delighted to partner with like-minded entities who share our commitment, and together, have these developed packages and services aimed at connecting our members with their target audience, elevating their businesses and brands, and propelling them to new heights.”

For more information about Diner en Noir, visit www.dinerennoir.com.

The HNC Agency

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Weekend | Week of February 21, 2024

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Burrell Communications Group wins ANTA Account

Agency will oversee the national launch of NBA star Kyrie Irving’s new signature shoe line and collection – The year 2024 looks to be a promising one for Burrell Communications Group, one of the world’s most highly regarded multicultural advertising agencies, as the company is leading off the year with an exciting new business win, bringing home the ANTA Sports business.

ANTA Sports is a leading international brand of sportswear that has been engaged in the design, development, production and marketing of the ANTA series of sports equipment for many years. Established in 1991, ANTA provides customers with professional sports products including footwear, apparel and accessories. NBA AllStar Kyrie Irving of the Dallas Mavericks is its chief creative officer, tapped just last year to shepherd ANTA's foray into the American market.

The brand has tasked Burrell with executing the U.S. rollout of Irving’s own signature ANTA KAI 1 shoe line and respective collection, and the work will include leveraging the agency’s strategic creative, media, experiential, social and public relations expertise to propel the brand, and drive awareness and sales. The unveiling of the announcement and multi-platform campaign commences in Q-1 of this year. Irving’s collaboration with ANTA includes the development of the inaugural shoe line, with apparel to follow.

Burrell CEO Tara DeVeaux, who has actively guided the agency’s aggressive pursuit of new business since assuming the helm in October, celebrates ANTA’s naming of the agency to handle the account. “We are tremendously energized and excited about being chosen to partner with the ANTA brand and Irving family to bring ANTA to the U.S. I’m incredibly proud of our team. They showed exactly who Burrell is on our best day,” states DeVeaux. “Our pitch leaned into our strengths.

A deep appreciation of the culture fueled disruptive creativity and demonstrated the agency’s unique understanding of Kyrie’s impact on basketball and the culture at-large. ANTA saw that, felt it and Burrell is humbled to be their newest partner.”

“I'm thrilled to partner with Burrell Communications Group for the launch of my new signature ANTA KAI 1 shoe line. Their deep understanding of culture and creative storytelling is the perfect match for bringing the innovation and spirit of ANTA's collection to the U.S. market,” states Irving. “Together, we're set to make a significant impact not just on the court, but in the communities whose culture continues to fuel passion for the game.”

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“ANTA's KAI 1 line is a celebration of diversity and creativity, crafted by our majority Black creative team in the U.S. It reflects the essence of basketball culture and Kyrie’s artistic vision,” says Sean Oshea, General Manager of ANTA US. “Our partnership with Kyrie Irving goes beyond design; it's about infusing the soul of community and the heart of the game into our products. The ANTA KAI 1 is where cutting-edge design meets the vibrant spirit of the streets, ready to empower a new era of athletes and enthusiasts both on and off the court,” he adds. “In partnership with Burrell Communications Group, ANTA US is poised to deliver a narrative that not only captivates and engages, but also exemplifies our unwavering commitment to excellence across all facets of our brand story.”

“A11Even Sports prides itself on forging partnerships that resonate with our talent’s wants, needs and desire.

This is why the introduction of Kyrie Irving’s KAI 1 by ANTA, creatively managed by Burrell Communications Group, is a perfect match for our vision,” Shetellia Riley Irving, CEO, relates. “We look forward to continuing to explore the potential within the ANTA family for our current and future clients.”

ABOUT BURRELL COMMUNICATIONS GROUP: Burrell Communications Group was founded in 1971 by renowned ad man Tom Burrell, who led the company for 33 years. Today, Burrell Communications Group is the largest U.S. agency specializing in communications to diverse audiences. The agency boasts a roster of premiere, blue-chip clients that lead in their respective categories, including McDonald’s, Toyota, Comcast, Fidelity, Coca-Cola, FIFCO and the American Red Cross. For more information, visit burrell.com.

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Toyota Sponsors Successful 2024 HBCU ‘Legacy Classic’ Toyota’s support of the Newark, New Jersey event was highlighted by a special ‘Nudge Button’ in-game moment, underscoring the brand’s ongoing commitment to the uplift of America’s Historically Black Colleges and Universities

The 3rd annual Invesco QQQ Legacy Classic successfully tipped-off as the perfect complement to celebrations of Black History Month 2024, at Newark, New Jersey’s Prudential Center, with Toyota also taking the floor once again as the event’s founding sponsor.

The annual event, co-created by director, actor and entrepreneur Michael B. Jordan and hosted in his hometown, featured a unique doubleheader of HBCU men’s basketball games, this year pitting the Grambling State University Tigers vs. Jackson State University’s Tigers in the Classic’s first SWAC conference matchup. Also, continuing one of the oldest rivalries in HBCU sports, the Hampton University pirates took on the Howard University bison in a thrilling cage battle. Both contests aired on the TNT network, and re-aired post-event on HBCU-GO TV. Grambling State defeated Jackson State 70-62, while Hampton eked out a dramatic 63-61 win over Howard.

The Legacy Classic this year spotlighted not just basketball, but also a multi-faceted HBCU experience with a business startup pitch competition, a “Battle of the Bands,” Greek organization step shows, a college recruitment fair and even a sports & entertainment summit on tap, all part of an array of cultural elements showcasing the many distinct facets of HBCU culture and lifestyle. Toyota was on-hand to amplify awareness of its support for HBCU’s by bringing its own “Nudge” ambassador, multimedia journalist and influencer Paulana Lamonier, center-court at the halftime of game one for an interview where she encouraged attendees to use their smartphones to press the Toyota nudge button daily.

Lamonier is the founder of New York-based Black People Will Swim, a company that aims to teach more people in the BIPOC community to swim, while also working to counter stereotypes. Her “Nudge” segment aired during game two, where she also emphasized to fans the impact that a $300,000 donation from Toyota can have on America’s 107 HBCUs, fueling the excitement toward reaching Toyota’s goal. She additionally mentioned the well received “After the Nudge” podcast series, and invited attendees to access the episodes online. Home viewers of the Classic via broadcast shared in the opportunity with the Nudge button also available via a QR code.

After honoring an inspiring group of deserving, noteworthy local grassroots organizations from across the U.S. with $10,000 grants in its first year, Toyota’s “Need a Nudge” program returned in 2023 with the follow-up campaign “After the Nudge.” The “Nudge Button” is an online tab that when activated prompts the company to contribute one dollar to America’s Black colleges. The button, at AftertheNudge.com, can be depressed as often as ten times per day, per individual, toward Toyota’s goal of donating $300,000 to these storied institutions.

The companion national podcast series, co-hosted by noted, awardwinning Black journalist Soledad O’Brien and former NBA athlete J.R. Smith was launched this past fall and focuses on how Toyota “nudged” grassroots community organizations with the micro-grants, and how site visitors now have a unique opportunity to join in Toyota’s efforts to support HBCU’s across the higher education ecosystem.

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Weekend | Week of February 21, 2024

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McDonald’s Corporation Makes $1 Million Contribution to

Operation HOPE’s ‘1865 Project’

Chris Kempczinski, CEO of McDonald’s CorATLANTA, PRNewswire -- Operation HOPE today announced that McDonald’s Corporation poration, expressed enthusiasm about the part(NYSE: MCD) is deepening its partnership with the nership, stating, “At McDonald’s, we believe in the Atlanta-based non-profit as a ‘Founder’s Circle’ power of community and the importance of investmember of The 1865 Project. McDonald’s Corpora- ing in the future. By supporting Operation HOPE’s tion’s generous contribution of $1 million, reaffirms the company’s dedication to supporting national financial literacy initiatives that uplift and empower communities. The substantial donation will bolster Operation HOPE’s groundbreaking endeavor, inspired by the historic Freedman’s Bureau, which was established to educate newly freed Americans about the principles of free enterprise.

The 1865 Project seeks to build on the legacy of the Freedman’s Bureau by providing essential tools and resources to help individuals and families make informed financial decisions, foster economic 1865 Project, we are contributing to the development of essential skills that will ensure individuals independence, and create pathways to prosperican build a brighter and more prosperous future for ty. The $1 million contribution from McDonald’s Corporation reflects the company’s commitment to themselves and their communities.”

Operation HOPE Founder, Chairman, and CEO, corporate social responsibility and the transformative impact that financial education can bring to the John Hope Bryant, commented, “We are honored to welcome McDonald’s Corporation as a Founding underserved.

Circle member of the 1865 Project. This partnership exemplifies the spirit of collaboration between the private sector and nonprofit organizations, working together to create positive change. McDonald’s commitment will undoubtedly make a significant impact on the lives of many as we strive to promote financial dignity and economic resilience.”

McDonald’s Corporation is also a member of Financial Literacy for All (FL4A), a national initiative dedicated to embedding financial literacy into the nation’s schools, workplaces, communities, and culture. Led

by Operation HOPE, the FL4A coalition includes nearly 50 leading organizations that have committed to financial literacy initiatives with the potential of reaching a cumulative employee and franchisee base of up to six million people.

Through these partnerships, McDonald’s and Operation HOPE are poised to set a precedent for innovative approaches to corporate engagement. By investing in the 1865 Project and ongoing financial literacy outreach, Founder’s Circle members are better equipping individuals with the knowledge and skills needed to navigate the complexities of free enterprise.

For more information about the 1865 Project and the Founder’s Circle, visit https://operationhope.org/about/our-members/.

McDonald’s Corporation Makes $1 Million Contribution to Operation HOPE’s ‘1865 Project’ ATLANTA, PRNewswire -- Operation HOPE today announced that McDonald’s Corporation (NYSE: MCD) is deepening its partnership with the Atlanta-based non-profit as a ‘Founder’s Circle’ member of The 1865 Project. McDonald’s Corporation’s generous contribution of $1 million, reaffirms the company’s dedication to supporting national financial literacy initiatives that uplift and empower communities. The substantial donation will bolster Operation HOPE’s groundbreaking endeavor, inspired by the historic Freedman’s Bureau, which was established to educate newly freed Americans about the principles of free enterprise.

The 1865 Project seeks to build on the legacy of the Freedman’s Bureau by providing essential tools and resources to help individuals and families make informed financial decisions, foster economic independence, and create pathways to prosperity. The $1 million contribution from

McDonald’s Corporation reflects the company’s commitment to corporate social responsibility and the transformative impact that financial education can bring to the underserved.

Chris Kempczinski, CEO of McDonald’s Corporation, expressed enthusiasm about the partnership, stating, “At McDonald’s, we believe in the power of community and the importance of investing in the future. By supporting Operation HOPE’s 1865 Project, we are contributing to the development of essential skills that will ensure individuals can build a brighter and more prosperous future for themselves and their communities.”

Operation HOPE Founder, Chairman, and CEO, John Hope Bryant, commented, “We are honored to welcome McDonald’s Corporation as a Founding Circle member of the 1865 Project. This partnership exemplifies the spirit of collaboration between the private sector and nonprofit organizations, working together to create positive change.

McDonald’s commitment will undoubtedly make

a significant impact on the lives of many as we strive to promote financial dignity and economic resilience.”

McDonald’s Corporation is also a member of Financial Literacy for All (FL4A), a national initiative dedicated to embedding financial literacy into the nation’s schools, workplaces, communities, and culture. Led by Operation HOPE, the FL4A coalition includes nearly 50 leading organizations that have committed to financial literacy initiatives with the potential of reaching a cumulative employee and franchisee base of up to six million people.

Through these partnerships, McDonald’s and Operation HOPE are poised to set a precedent for innovative approaches to corporate engagement.

By investing in the 1865 Project and ongoing financial literacy outreach, Founder’s Circle members are better equipping individuals with the knowledge and skills needed to navigate the complexities of free enterprise.

For more information about the 1865 Project and the Founder’s Circle, visit https://operationhope.org/about/our-members/.

citizennewspapergroup.com

Hyd Park, Chgo Weekend AND SOUTH SUBURBAN Classified

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Weekend | Week of February 21, 2024

LEGAL NOTICE Notice is hereby given, pursuant to "An Act in relation to the use of an Assumed Business Name in the conduct or transaction of Business in the State," as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: Y24011390 on January 24, 2024 Under the Assumed Business Name of RVPP SOLUTIONS with the business located at: 8146 SOUTH CORNELL AVENUE, CHICAGO, IL 60617. The true and real full name(s) and residence address of the owner(s)/partner(s) is: Owner/Partner Full Name TOMYRO DOBBS Complete Address 8146 SOUTH CORNELL AVENUE CHICAGO, IL 60617, USA _______________________________________

MONEY Understanding Your Options When You Can’t Pay Your Mortgage (StatePoint) If financial hardship has put you at risk of missing a mortgage payment, you should familiarize yourself with the relief options available to you and be prepared to act quickly.

According to Freddie Mac, your first

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ny to determine which course of action makes the most sense for your circumstances. You may also want to brush up on the terms below to more fully understand the best path forward based on your situation: Short-Term Hardship Options If you are unable to pay your mortgage, whether due to disaster or other financial hardship, the most popular and widely available mortgage assistance is “forbearance.” This is when your mortgage company allows you to make a reduced payment or pause your payment for a specified period up to 12 months. When this period ends, you will make up your payments in one of several ways. The fastest way is through “reinstatement,” which means getting current on your mortgage by paying the owed amount in one lump sum. Alternatively, you can set up a “repayment plan,” whereby you pay a little more each month on top of your mortgage. If you have overcome a short-term hardship but are unable to afford these options, a “payment deferral” may be a good solution. This reinstates the mortgage to “current status” by deferring missed payments into a noninterest bearing account that becomes due when you sell or refinance your home or pay off your mortgage. You will not be required to make monthly payments on the deferred balance until the payoff date.

Housing counselors are much more than a go-to resource for homebuyers. They’re also able to help current homeowners manage debt, rebuild credit and work with their loan servicers to avoid foreclosure.

If you’re facing financial hardship, reach out to a HUD-certified housing counselor at one of Freddie Mac’s Borrower Help Centers or Borrower Help Network for free assistance. HUDcertified counselors are trained, independent professionals who will listen, offer advice and help you make informed decisions about your finances and home. Visit myhome.freddiemac.com to learn more. If you’re seeking counseling services on your own, do your homework. Unfortunately, there are fraudsters who prey on distressed homeowners. Any company or individual offering to help you for a fee is a red flag.

Homeownership can be complicated, particularly when you’re facing financial hardship. But expert help, available at little or no cost, can help you navigate rough financial waters. __________________________________________

How New Tech Can Help You Save on Your Mortgage

Long-Term Hardship Options

PHOTO SOURCE: (c) Drs Producoes / iStock via Getty Images Plus

If you anticipate long-term financial struggles, you may wish to speak to your loan servicer about a “loan modification.” This written agreement will permanently change one or more terms of your original loan agreement to make it more affordable and sustainable.

If homeownership is no longer affordable for you, there are strategies to help you avoid the costly impacts of foreclosure. One of those is “selling with equity.” With this option, you can use the proceeds from selling your home to pay off any remaining mortgage debt. If the home’s value is greater than the amount you owe, you keep the excess funds. Alternatively, you can voluntarily transfer your property title to the mortgage company in exchange for a cancellation of your debt and a graceful exit from your home.

This maneuver is known as a “deed-in-lieu of foreclosure.” Finally, if you’ve exhausted all other options, a “short sale” may be your best choice.

This refers to selling your home for a lower amount than you owe. It also forfeits your negotiating power on the property’s sales price. With a short sale, you will not see proceeds from the sale and you must wait a certain period of time, which may be anywhere from 2 to 4 years, before qualifying for a new mortgage.

step should be to contact your mortgage compa-

Getting Help

(StatePoint) Obtaining a home loan is not the most modern or pleasant aspect of the homeownership journey. It involves reams of paper, an average 45day waiting period to see what rate you’ll receive, and according to some industry insiders, too many middlemen collecting unnecessary fees.

With the idea that a mortgage is actually just data collection, verification and some simple math, ChatMTG, a recently-launched website powered by AI, is offering a 10-minute mortgage application process that cuts out the middlemen

PHOTO SOURCE: (c) fizkes / iStock via Getty Images Plus and their associated fees, yielding an average rate savings of 1.25% and reducing monthly payments by 13%. Over 10 years, this adds up to a total mortgage cost savings of $56,000 or 67%.

“If homeownership is the American dream, then mortgage applications are the nightmare,” says Adam Kalamchi, co-founder and CEO of Staircase, the company behind ChatMTG. “The interest rate borrowers are charged is not the product of a competitive market, but rather the accumulation of inefficiencies and hidden fees.”

Real people are saving time and money. One borrower using ChatMTG secured a loan for his dream home in Washington, DC in under 10 minutes and saved $90k on the new $500k condo.

Here’s the process for applying for a loan using this new technology, whether you’re one of the 6.3 million Americans eligible to refinance or among the millions eager to become a homeowner:

ELIZABETH “LIZZIE G” ELIE LICENSED REALTOR

773.543.1783 eelie@kalerealty.com elizabethelie.kalerealty.com 2447 N. Ashland Chicago, IL 60614 @SoldbyLizzieG

1. Determine eligibility: Integrating directly with all major existing mortgage systems and data providers, ChatMTG can give you a rate estimate in under 1 minute. Without pulling credit and using just purchase address, purchase price, down payment, and some basic info, such as how long you plan to stay in the home, the technology calculates the cheapest mortgage option available and presents a straightforward and unbiased result.

2. Upload documents: If you decide to move forward with an application, simply upload required PDFs such as your bank statements, paystubs and W-2s.

3. Input data: ChatMTG extracts the data and asks questions to fill in any remaining gaps, just like a human loan officer would do, but instantaneously and without the risk of human error.

4. Submit: ChatMTG then completes the loan application document with your information. All data sent to and from ChatMTG is encrypted and is significantly safer than the traditional method of sending documents via email or fax.

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To learn more or to try out the platform, visit https://ChatMTG.com.

“As it turns out, originating mortgages can be done quickly and at very low cost. Our hope is that one day, we are going to look back and wonder how we allowed ourselves to believe that some-

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thing so simple was so extremely complicated,” says Kalamchi. ________________________________________

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MAKE SURE CUTIE PIE IS IN THE RIGHT SEAT. NHTSA.gov/TheRightSeat

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