Chicago Weekend Citizen 09-18-2019

Citizen Report Shows Black Population in Chicago Currently Declining — Page 3 Week of Sept. 18, 2019

| Vol. 50 | No. 38 | www.thechicagocitizen.com

CHICAGO WEEKEND

FORMER SPECIAL EDUCATION TEACHER HOPES TO TRANSFORM EDUCATION SYSTEM IN CHICAGO

BUSINESS

Gaining real-world business experience at UIC’s Starbucks PAGE 4

After working as a special education teacher for 13 years, Damien Howard decided to start his own business, Clever Characters, as a way of transforming how inner-city students experience education.

FASHION

Cole Haan Teams Up With Rodarte To Disrupt High Fashion With Innovation PAGE 6

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CALENDAR

Fifth Annual Fall Fest Returns to Lincoln Park Zoo PAGE 10

Damien Howard was a special education teacher for 13 years before he decided to start his own business, Clever Characters, which works with schools to increase or improve their social and emotional learning tactics.

Photo Credit: Provided by Damien Howard

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2 | CITIZEN | Chicago Weekend | Week of Sept. 18, 2019

NEWS briefly EDUCATION

U.S. NEWS & WORLD REPORT UNVEILS THE 35TH EDITION OF THE BEST COLLEGES RANKINGS U.S. News & World Report, the global authority in education rankings, recently announced the 2020 U.S. News Best Colleges. Princeton University remains No. 1 among National Universities, while Williams College is once again in the top spot among National Liberal Arts Colleges. This year, public schools in California, Florida and New York excel in enrolling and graduating large proportions of low-income students. Further, the University of California—Los Angeles maintains its spot as the No. 1 Top Public School among National Universities.

For more information, visit https://www. usnews.com/best-colleges

HEALTH

6TH ANNUAL HEALTHY CHURCHES 2020 NATIONAL CONFERENCE The Balm In Gilead, Inc. has set the stage again for the only national conference of its kind to bridge faith and public health. As a three-day capacity-building training event, more than 500 influencers from across faith, medical and corporate spectrums are expected to convene in Charlotte, NC for the 6th annual 2019 Healthy Churches 2020 National Conference on Nov. 19-22.

The conference takes place at the Sheraton Hotel in downtown Charlotte where some of the nation’s leading public health and faith leaders will forge alliances to strengthen the capacity of faith communities to address the alarming rates of health disparities among African Americans. For registration, hotel and other information, please visit: www.healthychurches2020conference.org

LAW & POLITICS

BLACK MILLENNIALS RANK STUDENT LOAN DEBT, CYBERSECURITY AND CRIMINAL JUSTICE REFORM AS TOP 2020 VOTING ISSUES IN NEW SURVEY Healthcare, immigration, and the state of the economy dominate mainstream conversations on top voter issues in 2020, but new survey data suggests a majority of black millennial voters will choose candidates based on their student loan debt, criminal justice reform, and cybersecurity policy ideas. The survey, completed by Beyond Ideas Group, an integrated public affairs company founded by a former Obama White House and Treasury appointee, received over 400 responses. 94 percent of respondents indicated plans to vote in 2020. When asked about their most critical voting issues in 2020, 57 percent listed student loan debt as the most important economic issue, 36 percent noted criminal justice reform was the most urgent domestic issue, and 59 percent indicated cybersecurity was the most significant international issue.

Former Special Education Teacher Hopes To Transform Education System In Chicago Continued from page 1

BY KATHERINE NEWMAN

After working as a special education teacher for 13 years, Damien Howard decided to start his own business, Clever Characters, as a way of transforming how inner-city students experience education.

Clever Characters offers a variety of services from professional development to mentoring for students and the concept of social and emotional learning is at the core of each program. Howard has found that using social and emotional learning can help students stay engaged during class and improve their grades, behavior, and self-esteem.

“This is a mentoring organization that coaches mentors, schools, and community centers to basically lead social and emotional learning mentoring sessions for [students.]

We’re also working with parents so that they can be equipped with this content as well,” said Howard.

During high school, Howard had the chance to volunteer in the special education

classroom at his school and noticed that there was a boy in the special education classroom who he remembers as being very charismatic and a lot like him outside of school.

“I just sensed that something was wrong with the fact that this was a guy who, in the community, seemed just like me but for whatever reason within the school setting, there was a heightened focus upon what he couldn’t do and what was deemed to be his disability,” said Howard. “That really started my whole career in special education and I was a special education teacher for 13 years.”

From there, Howard became more and more invested in changing the way that schools approach special education and even more than that, he wanted to prove that there was value in incorporating social and emotional learning for disadvantaged students.

“I wanted to be a change agent within the education system, specifically for special education and what it meant for black boys and students of color,” said Howard. “I’ve started to get the sense that I have a greater ability to impact

and influence change across this whole city that ultimately can bring reform to our education system because it’s vastly needed.”

Clever Characters is working in schools across the city but Howard said they are hyper-focused on south and west side schools specifically in communities that are experiencing significant disinvestment.

Howard is currently working with the City of Chicago’s Deputy Mayor for Education and Human Services to create a plan for the students at Genevieve Melody Elementary School, 3937 W. Wilcox St., on the west side.

“We are in conversation with the Deputy Mayor of Education [and Human Services] and leadership from Melody Elementary School to really be a part of a youth impact movement that will start at Melody Elementary, but also have the ability to spread across that entire community,” said Howard.

Over the last two years, Howard said the schools that utilized Clever Characters’ services saw a 12% increase in GPAs, increased capabilities in social and emotional learning, and overall improved behavior from students.

11th Annual 2019 First Ladies Health Walk On Saturday September 7th, the First Ladies Health Initiative hosted its 11th Annual First Ladies Health Walk on 3900 S. Lake Shore Drive in Chicago. This event was hosted by 60 First Ladies (pastor’s wives), who collectively represent congregations of more than 40,000 people in the city and suburbs. Together, they are utilizing their collective influence to stage a citywide health takeover, directing their communities to get tested, know their health status and actively participate in wellness programs. The First Ladies partnered with the City of Chicago, the Chicago Park District, the Chicago Area Runners Association and more than forty Healthcare Providers to host a Run/Walk as well as a full-scale Health Fair. Celebrity walkers kickoffed the day with a 5K Run/ 2.5K Walk, followed by free health screenings such as HIV, Hep C, Glucose, Flu Shots and Blood Pressure testing.

Educators were present to discuss Breast, Prostate, Colon, and Spinal Health among others. Additionally, on-site acupuncture, smoking cessation, dental screenings, x-rays and much more were conducted. In addition to the free health screenings and education - food vendors, workout instructors powered by the Chicago Park District and a Children’s Pavilion were available.

Free Entertainment included church choirs, legendary House Music DJs and R&B Singer Avery Sunshine

Since 2008 the First Ladies Health Initiative, and its consortium of 200+ churches have screened and educated a combined 300,000+ people in the Chicago, Los Angeles, Gary, IN and Orange County, CA markets, respectively.

who headlined the event.

2019 participating health partners included: Walgreens, Blue Cross Blue Shield of Illinois, JenCare Senior Medical Center, Rush University Medical Center, Cigna, Sinai Health Systems, Cook County Health and Hospitals System, Governors State University, Loyola University Medical Center, Humana, Advocate Aurora Health Systems, Ann & Robert H. Lurie Children’s Hospital of Chicago, Chicago Department of Public Health, University of

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Illinois Hospital & Health Sciences System, Illinois Department of Public Health and The American Red Cross.

The First Ladies Health Initiative is working to address troubling minority health disparities. According to the Centers for Disease Control and Prevention, approximately one in 32 African-American women and one in 16 African- American men will be diagnosed with HIV. Meanwhile, incidents of hepatitis, diabetes, hypertension, obesity and other

systemic illnesses are epidemic in both the African-American and Hispanic communities. The organization’s goal is to empower African-Americans, Latinos and other communities of color to proactively take control of their health and wellness.

Since 2008 the First Ladies Health Initiative, and its consortium of 200+ churches have screened and educated a combined 300,000+ people in the Chicago, Los Angeles, Gary, IN and Orange County, CA markets, respectively.

CITIZEN | Chicago Weekend | Week of Sept. 18, 2019

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NEWS

Report Shows Black Population in Chicago Currently Declining State Representative La Shawn K. Ford (D-CH), Chairperson of Higher Education Appropriations is working with UIC ahead of the 2020 U.S Census to increase an accurate count. A startling report is sounding the alarm on the declining black population in Chicago. A report by the UIC Great Cities Institute shows the black population in Chicago is currently declining in every predominant black community in Chicago. Chicago’s black population is on track to shrink to 665,000 by the year 2030.

Ford believes this decline could be in part by the lack of community safety, low-quality schools, declining in property values, employment, and local reinvestment where black people live. The city is almost one billion dollars in debt. The city, county, state, and federal partners must increase revenue coming from

La Shawn K. Ford

the federal government by encouraging an accurate count for the 2020 Census. Ford believes an accurate count could bring better opportunities to black neighborhoods and help

fix this declining trend.

“This report’s data is showing thousands of African American residents moving away from Chicago every year,” said Ford. “I think this data should be alarming to our black population. We must stop this disappointing trend and do our part in reinvesting into our neighborhoods. Our underserved neighborhoods deserve better, but we also have to do our part to ensure we have an accurate count in 2020 to receive better funding, services, and representations.”

Teresa Córdova, director of the UIC Great Cities Institute and professor of urban planning and policy, also showed her concern for the report.

“These figures further demonstrate the importance of rebuilding vibrant communities on the south and west sides of Chicago by reinvesting in key anchor institutions to catalyze

economic growth,” said Córdova.

“People will stay if they have access to good schools, affordable housing, adequate healthcare, and opportunities for employment.”

The report’s data highlights can be found below: • Chicago has experienced a decline in black population since a peak in or around the 1980 census.

• Since a peak measured in 1980, Chicago’s Black population has declined steadily from 1,187,905 in 1980 to 797,253 in 2017, a decrease of 390,652 or 32.9%.

• There were 29 majority Black community areas in 1980, all of which have lost black population ranging from a 10.9% in South Deering to 65.9% in Washington Park, with Englewood and West Englewood losing the highest number of residents, -34,326 and -33,242, respectively.

• Before 1980 when the city’s black population peaked, neighborhoods such as Grand Boulevard had a black population peak in 1950 (113,374) and lost 92,236 Black residents, a decrease of 81.4% between 1950 and 2013- 2017.

• North Lawndale had a peak black population in 1960 (113,827) and lost 82,557 black residents by 2013-2017, a decrease of 72.5%.

• Chicago’s black population loss in percent is most similar to that of Los Angeles, Washington D.C., Detroit and St. Louis in contrast to cities that have seen slight or large increases in the black population such as Indianapolis, Philadelphia, Milwaukee, and New York City.

UIC Great Cities Report Can Be Seen At Link Below: https://greatcities.uic.edu/wp-content/uploads/2019/08/Black-Population-Loss-in-Chicago.pdf

Pharmacists in the Emergency Department Speed Delivery of Critical Drug to Patients with Life-Threatening Bleeding Millions of patients take blood thinners such as Coumadin to prevent blood clots that can cause strokes.

But when such patients come to the emergency department (ED) with life-threatening bleeding, they may require a drug that counteracts the effect of blood thinners, thereby improving coagulation.

Now, a first-of-its-kind study by Loyola Medicine researchers has found that when a pharmacist is present in the ED, patients receive the coagulation drug much more quickly, resulting in less time in the intensive care unit and shorter hospital stays. (The coagulation drug is called four-factor prothrombin complex concentrate or 4F-PCC.) The retrospective study by first author Dalila Masic, PharmD, senior author Megan A Rech, PharmD, MS, BCPS, BCCCP, and colleagues is published in the Journal of Emergency Medicine.

The study included 116 patients who were on a blood thinner and came to the ED with life-threatening bleeding. The most common blood thinner was warfarin (brand name Coumadin), and the most common indication for the blood thinner was treatment of a heart rhythm disorder called atrial fibrillation. The most common type of bleeding was intracranial hemorrhage (bleeding inside the skull that causes a stroke).

Of the 116 patients, 50 had a clinical pharmacist at their bedsides and 66 had a physician team alone. (A clinical pharmacist is typically present in Loyola’s ED during weekdays but not during nights and weekends.)

Among patients who had a pharmacist at the bedside managing medications, the coagulation drug was administered in a median time of 66.5 minutes, compared with 206.5 minutes in

patients without a bedside pharmacist. Patients with a bedside pharmacist spent less time in the intensive care unit (2 days vs. 5 days) and in the hospital overall (5.5 days vs. 8 days).

The study findings suggest that bedside pharmacists helped emergency physicians in clinical decision-making and appropriate ordering of 4F-PCC. Pharmacists communicated with the central pharmacy to ensure the life-saving medication was delivered to the patient in a timelier manner.

“A clinical pharmacist provides valuable therapeutic recommendations and optimizes time to receipt of life-saving pharmacotherapy,” researchers concluded.

The study is titled “Pharmacist presence decreases time to prothrombin complex concentrate in emergency department patients with life-threatening bleeding and urgent procedures.”

A first-of-its-kind study by Loyola Medicine researchers has found that when a pharmacist is present in the ED, patients receive the coagulation drug much more quickly, resulting in less time in the intensive care unit and shorter hospital stays. (The coagulation drug is called four-factor prothrombin complex concentrate or 4F-PCC.)

In addition to Drs. Masic and Rech, other co-authors, all at Loyola, are Daniel Colon Hildalgo, MD, Shannon Kuhrau, PharmD and Whitney Chaney, PharmD, BCPS, BCCCP.

COMMENTARY

In Cybersecurity, Decentralization and Diversity are Strength

BY THOMAS L. KNAPP

The US Department of Homeland Security’s Cybersecurity and Infrastructure Security Agency (CISA), the New York Times reports, fears “ransomware” attacks against America’s voter registration systems in the run-up to the 2020 presidential election. In response, it’s launching a program that “narrowly focuses” on protecting those systems.

A laudable goal, to be sure, but should we accept the premise? It goes almost without saying that CISA, created only late last year, is casting about for ways to justify its existence and its $3.3 billion annual budget. Is

this a real problem? And is CISA the organization to solve it?

Yes, “ransomware” and other types of cyberattacks are real problems. They threaten the integrity of any computer systems they target, which means any systems connected to the Internet or even accepting data from external sources like potentially contaminated flash drives (most early microcomputer viruses reached their targets when users inserted contaminated floppy disks; no Internet needed).

On the other hand, the federal government’s track record on securing its own systems, let alone anyone else’s, is remarkably poor. Millions of Americans have had their personal

information exposed in hacks of the Office of Personnel Management and other government agencies.

And on the third hand, the worst way to respond to a diffuse set of threats against a large number of systems is to centralize that response, especially in terms of requiring or encouraging the operators of all those systems to adopt the same systems and the same security measures.

Suppose that every front door of every building in the world was secured by one model of lock, made by one company. A flaw in that model of lock would be a flaw in every front door. Anyone who could exploit that flaw at a building down the street or www.thechicagocitizen.com

across the country could exploit that flaw at your house too.

Or suppose that every variety of vegetable had one genetic weakness that allowed a particular blight to infect it. Once that blight hit your neighbor’s tomatoes, it could easily jump to your bell peppers and your neighbor’s cucumbers.

The world’s computing power is already far less diverse than you might think. It’s dominated by a few processor architectures, a few operating systems, a few server software packages, a few browser engines.

That’s convenient, even necessary, to the increasingly automated and interconnected world we’ve created over

the last 30 years or so. But it’s also a source of vulnerability -- vulnerability we shouldn’t compound by centralizing cybersecurity solutions under a federal agency’s leaky umbrella.

Our state and local election systems are safer to the extent that an attacker has to find 50 or 500 different ways to hack 50 or 500 of those systems, instead of one way to hack them all.

Thomas L. Knapp (Twitter: @thomaslknapp) is director and senior news analyst at the William Lloyd Garrison Center for Libertarian Advocacy Journalism (thegarrisoncenter.org). He lives and works in north central Florida.

4 | CITIZEN | Chicago Weekend | Week of Sept. 18, 2019

BUSINESS

Gaining real-world business experience at UIC’s Starbucks University of Illinois at Chicago business majors Safaa Sarefian, Rosemary Arevalo and Matt Carey are quickly learning that top-shelf brands like Starbucks will attract crowds from sunup to sundown — and if any entrepreneur is to succeed, he or she must be ready for them.

The seniors are involved in helping run the new Starbucks store in the Academic and Residential Complex, which opened to students this fall.

The Starbucks store, which celebrated its grand opening Sept. 3, is located near the intersection of Harrison and Peoria streets.

Alexandre da Silva, associate vice chancellor for student affairs, said he hoped students would take advantage of the opportunity to frequent the coffee shop and that it is a special partnership with the College of Business Administration. He pointed to the role it will have on campus, saying that it represents a “visionary approach” by Vice Chancellor for Student Affairs J. Rex Tolliver.

“What is really special about this particular store is not only the national brand that we all recognize but the ingredients of having a staff that is, in its vast majority, students of UIC,” da Silva said.

Sarefian, Arevalo and Carey are part of the inaugural group who are

UIC students Matt Carey (from left), Rosemary Arevalo and Safaa Sarefian at the grand opening of the Starbucks in the Academic and Residential Complex at UIC. Photo Credit: Jenny Fontaine

working at the coffee shop as part of an independent study program focusing on entrepreneurship. Most of the workers, except for the manager and assistant manager, are students.

As part of their course load this semester, the students in the independent study program were involved in helping set up the store from the very beginning and had a hand in everything from hiring new

staff to helping manage the day-today operations.

“Every day, from 7 in the morning until 6 at night, it’s just a nonstop line out of the door,” said Carey, a student in information and decision sciences from Aurora.

Charles Farrell, executive director of business development for UIC, said the aim of the endeavor is to provide a “real-life” business situation for

students, warts and all. Students were brought in during the spring semester to begin preparing for the opening.

They took part in on-site training in the new store by Starbucks trainers. They also were involved in hiring a full-time manager and assistant manager. The students in the independent study program have and will continue to help the manager and assistant manager train new baristas as they get hired. The students quickly realized that running a store can be difficult — especially with staffing.

“That’s part of management too — you hire someone and you think, ‘That’s wonderful; I’m done,’ and then they quit, and you’re like, ‘Oh no,’” Farrell said. “That’s the whole point of all this, rather than sit in a classroom or being taught in a theoretical way by someone who

owns a business, they’re right in there seeing the good, the bad and the ugly of what being an entrepreneur is all about — it’s not easy.”

That’s what appealed to Sarefian, a marketing major from Skokie.

Eventually, he wants to start his own business, but he knew the best thing for him before he got to that point was to learn how to start a business from scratch.

“I believe it’s great exposure to the real world; it’s part of a class, yet we get to interact with real situations, problems and we get to solve them,” Sarefian said.

Farrell said that one key takeaway that he hopes students are left with is that entrepreneurs must be flexible and creative problem-solvers. Even though the Starbucks brand is among the strongest out there, there will always be problems.

“That’s why this is such a good lesson for these folks; you really couldn’t pick a stronger brand right now than Starbucks, and then they see all of the challenges — we’ve had staffing challenges, we’ve had equipment challenges…that’s part of the learning for the students,” Farrell said.

And even though Arevalo, a business administration major from Chicago, has been involved in the hard work so far, she said she’s still focused on starting her own business and maybe even competing against Starbucks after she graduates.

“I love the entrepreneurship process of how to create a business, how to open your own business, and I feel that this is the best opportunity for me,” she said. “My dream is to open a business in the coffee industry to export coffee to the United States and open my own brand.”

DOI Helps Illinois Life Insurance Consumers Collect More than $15 Million in 2019 The Illinois Department of Insurance can help you find out if you’re owed a portion of the millions of dollars in life insurance benefits that go unclaimed every year. So far in 2019, IDOI has helped consumers find and collect more than $15 million from lost or unclaimed life insurance policies.

According to a press release, an estimated 1-in-4 life insurance policies go unpaid when an insured person dies because family members aren’t aware a policy exists, don’t know which company issued it, or can’t find the paperwork.

It’s already the law in Illinois that insurance companies must attempt to locate the beneficiaries of deceased policyholders when life insurance

proceeds remain unpaid, but IDOI makes it simple for consumers to search on their own.

Here in Illinois, you can check for unclaimed life insurance policies at these sites: • IDOI: https://insurance.illinois. gov/Applications/LifePolicyLocator/ • Illinois State Treasurer: https:// icash.illinoistreasurer.gov/ • National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator: https://eapps.naic.org/life-policylocator/#/welcome If you need additional assistance, please contact the Illinois Department of Insurance at DOI.LifePolicyLocator@ illinois.gov or call (866) 445-5364.

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CITIZEN | Chicago Weekend | Week of Sept. 18, 2019

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FASHION For Online Reviews, Shoppers Believe a Pretty Face

Cole Haan Teams Up With Rodarte To Disrupt High Fashion With Innovation Cole Haan, the iconic American lifestyle brand and retailer has announced its collaboration with famed, independent fashion house Rodarte. Laura and Kate Mulleavy, the sisters behind Rodarte, have put their signature aesthetic on Cole Haan’s groundbreaking Grand Ambition collection that sets a new standard for women’s dress footwear and handbags. Cole Haan and Rodarte have come together to tell a story of two brands united by a common desire for continuous innovation.

“The ethos of Cole Haan speaks to everything that we do. When you’re designing, it’s always about innovating and trying to think outside the box to create something new and create a dream that you take people into,” says Kate Mulleavy, co-founding designer of Rodarte.

September marks the first collection of the collaboration, with Grand Ambition silhouettes including Pumps, Booties, Shoeties, Slip-On Sneakers, Satchels and Circle Bags, all incorporating pops of True Red, Bubblegum Pink, Optic White and Black colorways in addition to embossed croc leather, neoprene and lace detailing. Cole Haan’s breakthrough engineering combined with Rodarte’s high-fashion design makes for a bold collaboration for extraordinary women.

“We wanted to collaborate with Cole Haan because they are such an innovative company that really values the same things we do in terms of design and pushing the boundaries of what is expected in the landscape of fashion. We

were really impressed by the level of innovation that Cole Haan infuses into their product in order to deliver unparalleled comfort,” notes Laura Mulleavy, co-founding designer of Rodarte.

In true Rodarte evolution, the November collection features a romantic and soft color palette applied to Cole Haan’s Grand Ambition Bootie, Lace-Up Sneaker, Circle Bag and Bucket Bag styles.

Each silhouette is embellished with perforated hearts, while the Bucket Bags are adorned with playful bows, just in time for the holiday season. All footwear styles utilize Cole Haan’s GRANDFØAM technology for superior comfort and flexibility, while the Grand Ambition handbags provide ultimate functionality, perfect for pairing together or even doubling up.

“When Cole Haan set out to create this revolutionary women’s collection, we knew we had to partner with Rodarte. Kate and Laura’s independent spirit is singular in the world of fashion. In their capable hands, Cole Haan and Rodarte, together, have delivered an alchemy that blends beauty and engineering in a way that hasn’t been achieved before,” adds Cole Haan’s Chief Marketing Officer & GM of Business Development, David Maddocks.

The Cole Haan x Rodarte capsule collection is available on ColeHaan. com and in US and select international Cole Haan stores with additional styles launching in November. The collection is priced from $190-$240 for footwear, and $248-$398 for handbags.

Kate and Laura Mulleavy, Founding Designers of Rodarte

Cole Haan x Rodarte Circle Bag in Bubblegum Pink, $258 and Pump (75MM) in Black - Bubblegum Pink - True Red, $200

Cole Haan x Rodarte Pump (75MM) in White Croc Print - White Lace, $200

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Beauty is truth – or at least, that’s what consumers sifting through online reviews seem to think.

New Cornell University research has found that people are more inclined to be swayed by positive recommendations posted online by attractive reviewers.

The finding – consistent with ample research showing that, in real life, beautiful people are believed to be more intelligent, likable, competent and trustworthy – has implications for marketers or social media managers seeking to save us from making superficial judgments.

“You have to teach people to be more mindful of what’s written in the review than the picture that’s next to it,” said Marie Ozanne, assistant professor of food and beverage management in the School of Hotel Administration and first author of the study.

Around 92% of online shoppers read online reviews before placing orders, and consumers are 23 times more likely to trust customer-generated content than marketer-generated copy, market research has found. Yet few studies have explored how real-world biases impact our online interactions.

“More often than we think, we are replicating our offline behavior online, and we don’t know the impact of all our general offline thinking on our online thinking,” Ozanne said. “Hopefully, understanding it can help us be more conscious about it and find ways to focus more on the information that matters.”

Though consumers were more influenced by positive reviews by attractive people than those posted by less-attractive people, the same did not hold true for negative reviews. This, Ozanne said, is likely because negative reviews require people to think more deeply about their decisions, and once they are thinking more carefully, unconscious cues such as the attractiveness bias become less persuasive.

The study also found that the gender of the reviewer didn’t impact the attractiveness bias.

To conduct the study, the researchers used a photo-editing tool to modify profile pictures of seven men and seven women, chosen from a database. They asked 119 adults, via crowdsourcing, to evaluate the physical attractiveness of each of the people on a scale of 1-10.

They then used the modified pictures to accompany an array of positive and negative reviews of a midrange hotel, taken from a Facebook fan page and given a fake name. In two separate studies, around 600 people were asked to answer survey questions about the hotel after reading reviews from attractive and less-attractive posters.

They found that people had a higher opinion of the hotel when the positive review was written by an attractive reviewer, despite the presence of negative reviews.

Ozanne suggested social media sites could add language reminding people to focus on the content of a review. This could cause them to think more deeply about it, potentially counteracting the bias.

The paper “Are Attractive Reviewers More Persuasive? Examining the Role of Physical Attractiveness in Online Reviews,” published in July in the Journal of Consumer Marketing and was co-authored with Stephanie Q. Liu of Ohio State University and Anna S. Mattila of Pennsylvania State University.

CITIZEN | Chicago Weekend | Week of Sept. 18, 2019

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NEWS

Tackling the Housing Affordability Crisis StatePoint - As housing prices soar nationwide, a growing number of Americans are unable to find affordable housing. Experts say that the problem has reached a crisis point, and is harming the welfare not only of individuals and families, but of communities and the economy at-large.

Since 2012, housing prices have increased by 53 percent, according to the Federal Reserve Bank of St. Louis. Unfortunately, salaries have not kept pace. The Joint Center for Housing Studies at Harvard University reports that 18 million Americans commit more than 50 percent of their income toward a safe place to live.

America needs 7 million units of affordable housing, according to a March 2019 National Low Income Housing Coalition report, which also found that no state has enough affordable rental inventory.

“America’s housing affordability crisis isn’t restricted to cities on the East and West coasts.

Families in rural, suburban and urban areas in all 50 states are sacrificing necessities like food, healthcare and education in order to make rent or mortgage payments,” says Brandee McHale, president of the Wells Fargo Foundation.

“Only when people can afford to live in their neighborhoods can communities thrive.”

America needs 7 million units of affordable housing, according to a March 2019 National Low Income Housing Coalition report, which also found that no state has enough affordable rental inventory.

Recognizing the extent of the problem, non-profits, think tanks and corporations are stepping in to find solutions that will unlock housing options for more Americans and reduce the cost burden of housing. One largescale effort underway is being spearheaded by Wells Fargo and the Wells Fargo Foundation.

Drawing on its resources and expertise, the company is working in collaboration with public- and private-sector organizations to

develop and implement new solutions in communities of need, and is committing a $1 billion philanthropic investment through 2025.

The $1 billion will be used to address multiple facets of the U.S. housing affordability crisis, including homelessness, available and affordable rentals, transitional housing and homeownership. Beyond this commitment, programs that increase financial literacy among individuals and create small business growth

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for local entrepreneurs round out an overall strategy to help people and communities find more financial stability.

This new philanthropic strategy comes on the heels of previous efforts designed to secure affordable housing for more Americans. Since 2012, Wells Fargo has provided charitable grants for homebuyers and homebuyer education through its philanthropic NeighborhoodLIFT, and other LIFT programs in collaboration with NeighborWorks America, creating more than 22,000 homeowners -- the majority from low- and moderate-income households -- through over $475 million in down-payment assistance grants. In addition, 10-year lending commitments are in place to help more than 170,000 African American and Hispanic individuals purchase homes.

“Financial stability starts with a place you can afford to call home, but to help more people find that, it’s going take all of us looking more holistically at the spectrum of housing needs,” says McHale.

As markets all over the country struggle with high housing prices, policymakers, advocates, philanthropists and non-profits will need to work together to find long-term solutions that will help millions of Americans meet their most basic needs.

8 | CITIZEN | Chicago Weekend | Week of Sept. 18, 2019

Chicago Football Classic 2019 Game Day Highlights Community Children Afforded Opportunity To Attend The 2019 Annual Football Classic At Soldier Field

Ashanti Boone of PNC

Tiffany Marshall family and neighborhood children show off their tickets while saying "thank you" to the Citizen Newspaper for making it possible for them to attend the 2019 College Football Classic. Photo by: Fannie McCullough

lds Trustee lympia Fie Photo by O , tz a M J. s.

Cassandra issioner Debra Sim m D D with Com E CR

It was all smiles in the ComEd Suite during the Chicago Football Classic. Pictured left to right are: Cory Foster, ComEd, Angel Prez, ComEd, Melissa Washington, ComEd and Michael Fountain, Ambassador to Bahamas. Photo by CREDD

A few members of the Wendell Phillips High School Football Team pose saying "thank you" to Citizen Newspaper for making it possible for us to attend the game.

"It was super!"

Photo: Fannie McCullough

The Wendell Phillips Band with its Band Leader Ms. Toni Elliott saying "thank you" to The Citizen Newspaper for making it possible for them to attend the game. For some of them it was the first time being in Soldier Field! Photo by: Fannie McCullough

Wendell Phillips High School students saying "thank you" to The Citizen Newspaper for making it possible for them to attend the 2019 Hampton Vs. Howard College Football Classic. Photo by Fannie McCullough

Mayor Lori Lightfoot poses for a photo with CFC Game goers! Photo by CREDD

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CITIZEN | Chicago Weekend | Week of Sept. 18, 2019

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ENTERTAINMENT

JEOPARDY!® channel launched inside the Drivetime mobile app Drivetime, the world’s first entertainment company developing interactive voice games for drivers, recently announced the launch of the JEOPARDY!® channel inside the Drivetime mobile app - available for download on iOS and Android. The company also announced its $11 million Series A financing, led by Makers Fund. This brings total funding to date to $15 million.

Hosted by Alex Trebek, JEOPARDY!® on Drivetime brings the Emmy Award-winning show into the car for the first time as an interactive voice experience. Anyone who wants to feel like a JEOPARDY!® contestant has the opportunity to play, completely hands free and safely, while commuting and traveling. Drivetime Premium subscribers get a new episode every day, Monday through Friday, and can access all past episodes on demand.

“We are thrilled to work with Sony Pictures Television Games to bring JEOPARDY!®, the greatest game show on the planet, to an underserved audience that desperately needs interactive entertainment the most – the 110 million commuters in North America driving to and from work by themselves every day,” said Niko Vuori, founder and CEO of Drivetime.

“Drivetime brings JEOPARDY!® and Alex Trebek into a whole new part of people’s lives, turning their daily commute into a

Drivetime Launches JEOPARDY!® channel, Announces $11M in Funding Led by Makers Fund with Participation from Amazon’s Alexa Fund and Google.

unique quiz show experience,” said Paul Joffe, vice president of Games at Sony Pictures Television. “We look forward to building on JEOPARDY!®’s mobile offerings and entering the in-car entertainment space.”

Fuel Capital, Webb Investment Network and Access Ventures all renewed their commitment, along with additional funding from the Amazon Alexa Fund and the Google Assistant Investments Program.

“Social and interactive formats are the next frontier in audio entertainment,” said Makers Fund Founding Partner Jay Chi. “Niko, Justin Cooper and Cory Johnson, with a decade-long history of working together and a proven track record in building new platforms, is the best team to bring this idea to life.”

“Gaming and entertainment are among customers’ favorite use cases for Alexa, and we think those categories will only grow in popularity as Alexa is integrated into more vehicles,” said Paul Bernard, director of the Alexa Fund at Amazon. “Drivetime stands out for its focus on voice-first games in the car, and we’re excited to work with them to broaden the Alexa Auto experience and help customers make the most of their time behind the wheel.”

Ilya Gelfenbeyn, founding lead of the Google Assistant Investments Program, added, “Drivetime is one of the early pioneers in creating safe, stimulating entertainment for drivers in the car. More and more, people are using their voice to stay productive on the road, asking the Google Assistant on Android and iOS phones to help send text messages, make calls and access entertainment hands free. We share Drivetime’s vision, and look forward to working with their team to make the daily commute more enjoyable.

Celebrity Speakers Announced for Chicago Ultimate Women’s Expo 2019 The Chicago Ultimate Women’s Expo presents a star-studded, empowering and entertaining weekend on October 5-6, 2019 at the Donald E. Stephens Convention Center. Keynote celebrity speakers include: Keke Palmer, Actress, Music Artist, Bestselling Author and Host of GMA Kandi Burruss, Grammy Winning Singer/Songwriter, Entrepreneur and Star of BRAVO’s “Real Housewives of Atlanta” Anne Burrell, Star of Food Network’s “Chef Wanted”, “Worst Cooks in America” and “Secrets of a Restaurant Chef ” Porsha Williams, Co-Host of Dish Nation, Entrepreneur and Star of “Real Housewives of Atlanta” Graham Elliott, Award Winning Chef and TV Personality from MasterChef, Iron Chef, Top Chef MC Lyte, Actress and Legendary Entertainer Dr. Lynn Richardson, Celebrity Financial Coach and Financial Expert on the “Steve Harvey Show” Each celebrity delivers, in their own unique style, motivational messages on “Living Your Best Life.” Prepare to laugh and become inspired as the Keynote Speakers share their personal stories and roadmaps to achieve success and happiness and ultimately live your very best life. Join Keke and Anne on Saturday, October 5th and Kandi, Porsha, Graham, MC Lyte and Dr. Lynn present on Sunday, October 6th.

The Chicago Ultimate Women’s Expo also offers women a wealth of memorable, unforgettable experiences: l Tons of Complimentary Beauty

Treatments: Haircuts, Manicures, Spa Services, Free Beauty Samples, Hair Stages l Fashion Shows Every Thirty Minutes: Local designers host Runway Shows Every Hour l Craft Classes & Do-It-Herself Workshops: Complimentary Hands-On Classes Teaching Canvas Painting, Wine Glass Painting, Sign Making, Jewelry Making and more l Get Cooking: Talented chefs showcase their culinary skills at the Cooking Stage l Comedy Showcase: The Very Best Comediennes Appearing on the Showcase Stage l Extraordinary Discount Shopping: Over 450 Pop Up Boutiques with Oneof-a-Kind Finds in Fashion, Accessories, Jewelry, Emerging Designers, Home Décor and Handbags at Sensational Pricing l Rejuvenate: Enjoy Luxurious Complimentary Massages at the Rejuvenation Garden l Get Started: Chicago’s Most Respected Experts in Finance, Healthcare, Career Development, Personal Growth, Style, Beauty will Educate and Inspire as they Share Insights and Reveal Struggles that Propelled them to the top of their fields.

The Chicago Ultimate Women’s Expo hours are 10 a.m. to 5 p.m. on Saturday, October 5, and 11 a.m. to 5 p.m. on Sunday, October 6 at the Donald E. Stephens Convention Center in Rosemont.

Advance tickets are $5.00 when purchased online at www.

ChicagoWomensExpo.com and include all makeovers, tastings, Celebrity Speakers, shows, seminars and more.

Keynote celebrity speakers at the Chicago Ultimate Women’s Expo include: Keke Palmer, Actress, Music Artist, Bestselling Author and Host of GMA Kandi Burruss, Grammy Winning Singer/Songwriter, Entrepreneur and Star of BRAVO’s “Real Housewives of Atlanta” Anne Burrell, Star of Food Network’s “Chef Wanted”, “Worst Cooks in America” and “Secrets of a Restaurant Chef” Porsha Williams, Co-Host of Dish Nation, Entrepreneur and Star of “Real Housewives of Atlanta” Graham Elliott, Award Winning Chef and TV Personality from MasterChef, Iron Chef, Top Chef MC Lyte, Actress and Legendary Entertainer Dr. Lynn Richardson, Celebrity Financial Coach and Financial Expert on the “Steve Harvey Show”

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10 | CITIZEN | Chicago Weekend | Week of Sept. 18, 2019

CALENDAR

CITY FESTIVALS

The seventh annual Edgewater Arts Festival will take place on Saturday and Sunday, September 28 and 29, 2019, in the 1000 to 1200 block of West Granville from 11:00 AM to 7:00 PM (6:00 PM on Sunday), rain or shine.

Lincoln Park Zoo is embracing autumn in Chicago with the fifth annual Fall Fest kicking off Sept.

27. Photo credit: Lincoln Park Zoo/Julia Fuller

Fifth Annual Fall Fest Returns to Lincoln Park Zoo Lincoln Park Zoo is embracing autumn in Chicago with the fifth annual Fall Fest, kicking off Sept. 27. This exciting, FREE admission, family-friendly celebration lets guests experience harvest fun in the heart of the city, from picking the perfect pumpkin to ‘swimming’ in the corn pool.

In addition to the free offerings at Fall Fest, including singalong sessions with Mary Macaroni and the Impastas and autumnthemed animal enrichment daily, Fall Fest features ticketed experiences: a corn maze to explore and thrilling rides to conquer, like the obstacle course that features a 12ft slide!

The festival will also include a 65-foot Ferris wheel, a large corn pool, multiple bounce houses, professional pumpkin carvers, and educational activities.

“Lincoln Park Zoo is dedicated to connecting people with nature,” said events director Josh Rupp. “At Fall Fest, guests can enjoy the changing of the seasons in their urban backyard. It’s a celebration not to be missed!”

In true fall fashion, pumpkins will be available for purchase throughout the entire month of October at pumpkin patches located in front of the Gift Shop, at Lionel Train Adventure, and on the Park Place Terrace. Pumpkins vary in price depending on size.

Fall Fest is a free event open to the public Sept. 27 – 29, Oct. 4 – 6, 11 –14 (Indigenous Peoples’ Day), 18 – 20 and 25 – 27. The event’s hours are 10 a.m.—5 p.m. Tickets are required for attractions and are available individually for $3 each or in bulk packages of 10 for $27, or 20 for $51. All zoo buildings will remain open with regular hours during

this time and all daily programing will continue as well.

Additional Fall Events at the Zoo Lincoln Park Zoo’s Auxiliary Board will host the 33rd annual Spooky Zoo, Saturday, Oct. 26. This FREE event allows children to celebrate Halloween in a safe and familyfriendly environment. It will include an animal education zone, arts and crafts, and, of course, trick-or-treating. Tickets for Fall Fest rides will remain available for purchase during Spooky Zoo as well.

Too old for trick-or-treating, but still want to join in on the holiday fun? Adults Night Out: The Great Pumpkin Glow on Thursday, Oct. 24 from 6:30 – 10 p.m. is an ages 18-and-older event for the kid at heart.

Enjoy the zoo covered in pumpkins galore, unique animal chats, and a wine, beer, or spirit in hand (for those ages 21+) without kids and crowds. Tickets are available in advance for $15 ($12 for Lincoln Park Zoo members—not a member? Join today at lpzoo.org/membership) or $20 at the door, if tickets remain. Adults Night Out: The Great Pumpkin Glow is sponsored by Fat Tire by New Belgium Brewing.

In the mood for something spooky? Join Adam Selzer, host of Mysterious Chicago Tours, for spine-tingling walkabouts that dig into the zoo’s cemetery roots and locations from throughout its allegedly haunted history. Haunted History Tours take place on Tuesdays and Wednesdays throughout October.

Events like Fall Fest enable Lincoln Park Zoo to remain free and open 365 days a year.

For more information on Lincoln Park Zoo or upcoming events, visit lpzoo.org/events.

Seventh Annual Edgewater Arts Festival Features Over 100 Artists and 25 Musical Acts The seventh annual Edgewater Arts Festival will take place on Saturday and Sunday, September 28 and 29, 2019, in the 1000 to 1200 block of West Granville from 11:00 AM to 7:00 PM (6:00 PM on Sunday), rain or shine.

This family-friendly fest features over 100 local and regional artisans with creations in every medium along the two blocks in Edgewater with additional artists featured inside Gallery 1070 http://www.edgewaterartists.com/ gallery-1070.html. Two stages of live music bookend Broadway and Sheridan and feature 25 eclectic musical acts from plugged-in rock and roll to acoustic, flamenco, big band brass horn sounds, and more. A Youth Art Activities Area will offer hands-on art classes for all ages, face painting, a puppet show, and music. The pop-up beer garden will sell Lucky Girl http:// luckygirlbrewery.com/ beer plus wine and food from newly opened Edgewater neighbor Farm Bar https://farm-bar.com/.

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Event Details: What: 7th Annual Edgewater Arts Festival When: September 28 & 29, 2019, from 11:00 AM to 7:00 PM/6:00 PM – rain or shine!

Where: Edgewater – 1000 W Granville to 1200 W Granville – Between Broadway & Sheridan Suggested Donation: Edgewater Arts Festival requests a suggested donation of $5 per person to enter.

Why: Benefitting Edgewater Artists in Motion Website: http://www.edgewaterartists.com/

CITIZEN | Chicago Weekend | Week of Sept. 18, 2019

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CLASSIFIEDS BID / Notice Barnard Soletanche Bessac JV (BSB) An Equal Opportunity Employer Requests subcontractor bids from qualified WBE/MBE Subcontractors and Suppliers for: Design-Build Services South Airfield Consolidation O’Hare International Airport OWNER: City of Chicago BID DATE: October 29, 2019 at 4:00 PM (CST) BID ITEMS: Earthwork/Excavation; Asphalt Paving; Site Security; Traffic Control; Office Maintenance; Materials Testing; Rebar Furnish & Install; Concrete ReadyMix; Concrete Pipe; Preconstruction & PostConstruction Surveys; Environmental Consulting; Tunnel & Site Survey; Geotechnical Instrumentation and Monitoring; Erosion & Sediment Control; Site Restoration; Muck Disposal; Reservoir Wall Support; Water Pumping/Pipeline; Electrical; Mechanical; Plumbing; HVAC; Trucking & Disposal; Hazardous Material Handling; Tunnel & Shaft Construction Safety; Equipment Rental; Heavy Equipment Mechanics; and Steel Fabrication for the Tunnel Liner.

PLANS AND SPECIFICATIONS: Contact Rivers Topping – Barnard Construction at PH: (406) 586-1995 or email: rivers.topping@Barnard-Inc.com for information on obtaining plans and specifications.

ASSISTANCE AND QUESTIONS: BSB will provide technical assistance as needed throughout the bidding process. We will work with subs and suppliers to develop a delivery schedule that accommodates the needs of subs and suppliers on non-critical work items. When economically feasible, we will divide total contract requirements into small portions to permit maximum qualified Minority Business Enterprises (MBE) and Women Business Enterprises (WBE) participation. Upon request, we will assist interested businesses in obtaining bonds, lines of credit and/or required insurance. Questions regarding assistance and bids should be directed to Rivers Topping at (406) 586-1995. Questions regarding obtaining bonds should be directed to Austin Neff at (760) 822-2184, or Austin.Neff@TheBondExchange. com. All bids should be faxed to (406) 586-3530 or emailed to bsbjv@Barnard-Inc.com.

PROPOSALS: We ask that all subs and suppliers complete this form and return to BSB as soon as possible indicating your interest in the Project. At this time we are asking all subs and suppliers follow the below schedule for submitting cost proposals to insure sufficient time to evaluate all proposals.

CITY OF CHICAGO or COOK COUNTY MBE/WBE CERTIFICATION FORM DUE BEFORE: September 27, 2019 SCHEDULE C AND SCOPE DUE BEFORE: October 11, 2019 BID DUE BEFORE: October 25, 2019 __________________________________

HELP WANTED JOB OFFER PERSONAL CAREGIVER ASSISTANT POSITION MUST HAVE DRIVER’S LICENSE CALL (773) 233-5678 ASK FOR PAUL CALL AFTER 6:00 P.M. __________________________________

MOTORCYCLES

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Editorial

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WHAT TO KNOW ABOUT FINANCIAL PLANNING CAREERS (StatePoint) Considering a career in financial planning? Those in the industry point out that financial planning provides opportunities to chart one’s own path, maximize growth potential, and maintain work-life balance.

Whether you strike out on your own or work at a firm, big or small, here’s what to know about some of the most common employers of Certified Financial Planner (CFP) professionals: • Registered Investment Advisory (RIA) firms. At RIAs, financial planners generally provide investment advice to, and manage the portfolios of, clients with high net worth.

• Wirehouses. These are full-service broker dealers that typically sell investment products to clients and provide varied services, including retirement planning and tax advice.

• National and regional broker dealers.

These firms offer similar services as wirehouses, but tend to be smaller. Those working there may buy and sell stocks, bonds, mutual funds or other financial products on behalf of their clients or for their own firm.

• Insurance broker dealers. Financial planning professionals at these firms, which are often owned by an insurance company, generally sell insurance products that are securities, such as variable annuities.

• Independent broker dealers. Many financial planners advise clients as independent contractors, rather than as a firm’s employee.

• Banks. Those affiliated with a specific bank will advise that institution’s customers.

• Self-employment. Roughly one in five personal financial planners opted for ultimate freedom and flexibility and were selfemployed in 2016, according to the Bureau of Labor Statistics (BLS).

Firm-specific career paths also provide opportunities for CFP professionals to grow from aspiring advisors into professionals who lead client relationships and financial planning teams. While these career paths vary somewhat by firm, they tend to follow a five-step progression: 1. Analyst. The entry-level position for CFP professionals.

2. Associate Advisor. These CFP professionals draft financial plans and develop analyses to be presented by the firm’s lead professionals.

3. Service Advisor. Many firms require CFP certification for this position, which

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focuses on communicating with clients and responding to their needs.

4. Lead Advisor/Managing Director.

Those in this role strategically manage client relationships, develop and implement a service methodology and guide clients through important financial planning decisions.

5. Principal/Partner. At this level, CFP professionals generally manage large teams of advisors and are responsible for their development; serve premier firm clients; contribute to firm growth; and have executive-level responsibilities.

Whatever option you choose, a financial planning career gives you the opportunity to make a difference in the lives of the people and families you serve, while building your own future. The BLS reports that financial planners earn a median pay of $89,000, and that jobs within the financial advisory industry will grow by 15 percent between 2016 and 2026, meaning that financial planning presents long-term career opportunities. A detailed guide to financial advisory career paths is available at:CenterforFinancialPlanning.org/CareerP aths. To learn more about how to become a CFP professional, visit cfp.net/become.

Before embarking on a financial planning career, get acquainted with the field to learn more about all the opportunities available. __________________________________

Managing Your Money Smart Ways To Save For Your Future (NAPSI)—According to the Federal Reserve Board, four in 10 adults, if faced with an unexpected expense of $400, would either not be able to cover it or would cover it by selling something or borrowing money. If you’re ever among them, or the 78 percent of American workers who live paycheck to paycheck, you can assist yourself. It can pay to consider these six hints that can help you save: 1. Know your numbers. Keep track of

where you spend your money. Include groceries, gas, utilities, entertainment, housing and debts.

2. Make tough choices. Distinguish between things you need (utilities, debt payments and rent) and things you want (vacations, eating out). Subtract what you have to spend on “needs” from your monthly income to determine what you have left for “wants.”

3. Pay yourself first. Have a percentage of each paycheck routed automatically into your savings account. Saving needs to be a priority—consider it a “need.”

4. Expect the unexpected. No matter how well you budget, life may throw the unexpected at you.

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5. Keep your stuff in shape. Similarly, keeping major appliances and vehicles in good condition can help you save.

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6. Comparison shop for financial products. Take the time to compare insurance policies, bank accounts, savings accounts and credit cards. For instance, there’s the new Unlimited Cash Back Bank Account,

by Green Dot Bank. With this account, Green Dot pays its cardholders a 3 percent cash back bonus when they make online or in-app purchases. People spend lots of money online at various websites and buy through apps, such as ride sharing, video streaming and meal delivery services, so getting an additional 3 percent cash back on the things you normally buy anyhow can add up.

What’s more, you can earn 3 percent annual interest when you save your money in the Green Dot Bank High-Yield Savings Account (Member FDIC)—higher than what many banks pay in annual interest. It’s free with the app and the interest earned is automatically added to your annual Cash Back Bonus amount.

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To sign up for the account or learn more about it, go to the Green Dot app or www.GreenDot.com. __________________________________

SUBURBAN TIMES WEEKLY

Citizen Newspaper Group Inc., (CNGI), Publisher of the Chatham-Southeast, South End, Chicago Weekend, South Suburban and Hyde Park Citizen and Citizen Suburban Times Weekly. Our weekly publications are published on Wednesday’s (publishing 52 issues annually). Written permission is required to reproduce contents in whole or in part from the publisher. Citizen Newspaper Group, Inc. does not assume the responsibility for nor are we able to return unsolicited materials, therefore they become property of the newspaper and can or will be discarded or used at the newspapers disgratation. Deadlines for advertising is every Friday at noon. Deadlines for press releases are Thursdays at 10 am prior to the next week’s edition. Please send information for the calendar at least three weeks prior to the event.

Send to: editorial@thechicagocitizen.com. For more information on subscriptions or advertising, call us at (773) 783-1251 or fax (872) 208-8793. Our offices are located at 8741 South Greenwood Suite# 107, Chicago, Illinois 60619.

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