THE
HOME buying PROCESS 1
PRE-APPROVAL • MEET WITH A LENDER • ADDRESS ANY CREDIT ISSUES • DETERMINE THE RIGHT MORTGAGE • OBTAIN A PRE-APPROVAL LETTER
2
HOME SEARCH • DISCUSS NEEDS/WANTS WITH YOUR AGENT • BEGIN AN ONLINE HOME SEARCH • AGENT WILL SCHEDULE SHOWINGS • TOUR HOMES • MAKE NOTES ON NEEDS/WANTS FOR EACH HOUSE
3
OFFER & NEGOTIATIONS
Brittany McCoy REALTOR-ASSOCIATE®
• AGENT WILL HELP RESEARCH COMPARABLES • SUBMIT A STRONG OFFER • NEGOTIATE TERMS OF THE CONTRACT
918.704.3107
4
ESCROW • DEPOSIT ESCROW MONEY • COMPLETE THE LOAN PROCESS WITHIN CONTRACT TIMELINE
5
INSPECTIONS • INSPECTION ORDERED & PAID FOR BY THE BUYER • REVIEW THE INSPECTION REPORT & DETERMINE IF REPAIRS NEED TO BE NEGOTIATED • ADDRESS TITLE WORK
6
FINANCING • AN APPRAISAL WILL BE ORDERED IF YOU INTEND TO OBTAIN A MORTGAGE • OBTAIN HOMEOWNERS INSURANCE • RECEIVE CLEAR TO CLOSE
7
PRE-CLOSING & CLOSING • PERFORM A FINAL WALKTHROUGH • ENSURE ALL REPAIRS ARE MADE • SIGN CLOSING DOCUMENTS • RECEIVE YOUR KEYS AND CELEBRATE
bmccoy@cctulsa.com bmccoy.ccoklahoma.com 3912 E. 91st Tulsa | OK 74137 918-392-0900