The Chronicle News
Connecting Communities
Double Tragedy in Livonia: A Closer Look at the Deaths of Matthew Ethington II and Maria Martin
On Sunday, February 19, 2023, a tragic incident was uncovered by the Livonia Police Department at the residence of Matthew Charles Ethington II and his girlfriend, Maria Martin, resulting in the loss of their lives. Fortunately, their one-year-old son, Matthew Charles Ethington III, was found unharmed.
This tragedy has left many questions unanswered since the case was closed by Livonia Police Department. Ms Donnielle Williams mother of Matthew Ethington II continues to search for
Breaking Down the Ingham County Races: A Guide to November 2024 Candidates and Issues
As the November 2024 election approaches, it is crucial for voters in Ingham County to be informed about the candidates running for various offices. Local elections have a direct impact on our community, from school boards to county commissioners, and your vote will shape the future of our area. Below is a detailed overview of the key races, highlighting all the can-
didates running for each position.
County Commissioner Races
County Commissioners hold significant roles in local governance, as they are responsible for making decisions that directly affect the daily lives of residents within their county. Here are the key reasons why county commissioners are important:
1. Policy Making and Legislation
County commissioners serve as the legislative body for the county, enacting ordinances and resolutions that govern various aspects of life within the county. These policies can range from land use and zoning regulations to
answers. Concerns have emerged regarding the events leading up to their deaths, the actions of local law enforcement, and the handling of evidence.
The Discovery of the Scene
According to police reports and the family of the deceased, Matthew and Maria were found by Livonia Police after Maria’s mother, Tracy
The Chronicle News
The Legacy of Dr. Mar tin Luther King Jr
Black History
Remembering Joel Ferguson: A Lansing Giant in Black History and Community Empowerment
Lansing remembers Joel Ferguson, a trailblazer who broke barriers as the city’s first Black City Council member. Ferguson, who recently passed at 85, left an extraordinary legacy in Michigan through his commitment to civic leadership and equity. Graduating from Michigan State University in 1965, he became a transformational leader, influencing policy and guiding pivotal initiatives across the state. Known for advocating inclusivity and educational access, Ferguson’s efforts helped bridge longstanding divides, while his work in real estate reshaped Lansing’s urban landscape, creating opportunities for underrepresented communities. His legacy lives on as a beacon of resilience and empowerment.
Ferguson's dedication to his community was unmatched, and his legacy will be deeply felt for generations. As a
key figure in local movements for racial justice, he spearheaded numerous initiatives to bridge opportunity gaps, uplift marginalized voices, and ensure that
Black history remains a proud, integral part of Lansing’s story.
Born and raised in Lansing, Ferguson understood the unique challenges faced by the Black community here and dedicated his life to making a meaningful difference. Over the years, he became widely recognized for his role in founding several educational and social programs that provided essential resources and support for Lansing’s underserved neighborhoods. Known for his warm spirit and persistent advocacy, Ferguson also mentored young people, helping to instill pride and resilience as they navigated a world shaped by inequities.
Throughout his career, he fought for educational equity, co-organizing initiatives that offered scholarships, tutoring, and mentorship for Black youth. His work extended into civic spaces, where he was a vocal advocate for poli-
Celebrating Dr. Kizzmekia Corbett: A Young Black Trailblazer in Medicine
Dr. Kizzmekia Corbett, a remarkable young Black scientist, has undeniably etched her name in the annals of history through her groundbreaking contributions to vaccine research. At the tender age of 35, Dr. Corbett emerged as a pivotal figure in the development of the Moderna COVID-19 vaccine, a monumental achievement that has had a profound impact on global health. As an esteemed immunologist and viral expert at the prestigious National Institutes of Health, her tireless dedication and innovative research significantly influenced the creation of one of the first COVID-19 vaccines, thereby playing a crucial role in saving innu-
merable lives around the world.
Beyond her exceptional scientific endeavors, Dr. Corbett stands as a beacon of inspiration and empowerment for aspiring young Black scientists, advocating passionately for increased representation in the fields of science, technology, engineering, and mathematics (STEM). Through her trailblazing work and unwavering commitment to excellence, she not only reshapes the landscape of global health but also empowers a new generation of Black scientists to shatter barriers, challenge conventions, and emerge as leaders in the realm of medicine and beyond.
Dr. Kizzmekia Corbett's remark-
able journey serves as a poignant tes tament to the transformative power of Black excellence in the realm of science. Her unwavering dedication, groundbreaking research, and advo cacy for diversity and inclusion in STEM exemplify the limitless poten tial and profound impact that individ uals from underrepresented commu nities can have on the advancement of knowledge, innovation, and human well-being. In celebrating her achievements, we honor not only her remarkable talent and intellect but also the en during legacy of resilience, determination, and bril liance that she embodies.
cy changes that addressed systemic discrimination. Ferguson also celebrated Black culture and history in Lansing, leading annual events that honored the achievements and contributions of Black Americans, reminding the community that Black history is woven into the very fabric of Lansing.
As Lansing reflects on Ferguson's life and contributions, his legacy serves as a reminder of the power of local activism. His work to build a more inclusive, compassionate city leaves an enduring impact, inspiring others to continue the work of equality and justice. The community he fought so hard for is a testament to his vision—a Lansing that respects, uplifts, and values every resident.
Photo Credit-Getty Images
Photo Credit: Getty's Images
Timothy Nwachukwu-Dr. Kizzmekia Corbett
Lansing Roller Derby 12th Annual Black n’ Blue Tournament
LANSING, Mich. – Lansing Roller Derby is pleased to announce the 12th annual Black n’ Blue tournament will be held November 29th - December 1st at the Ingham County Fairgrounds in Mason, Michigan. The annual celebration showcases our region's skaters that compete against each other in the sport of flat track roller derby. Participants are members of surrounding area women’s teams, all-gender teams, junior all-gender teams.
Black 'n' Blue will also host 6 elite WFTDA coaches that will be
providing 4 hour clinics over the whole weekend. In addition, we'll have a Sunday afternoon Team Michigan try-out game for their 2024 team.
Online presale tickets are available here. Presale and door pricing are $15 for one day and $30 for the whole weekend. Pricing for kids 9-17 years is $15 per day, and those under 8 get in for free.
For more information about the event contact blacknblue@lansingrollerderby.com or visit the Facebook Event Page.
Lansing Branch NAACP President Calls Barrett’s Ad Grossly Misleading
Campaign ad in black newspaper has wrong election date, allegedly tries to confuse black voters
LANSING – A recent ad in the black-owned newspaper, Michigan Bulletin, from GOP House candidate Tom Barrett list the wrong election date, which could confuse black voters. Barrett’s ad calls for voters to hit the polls on Nov. 6, when Election Day actually is Tuesday, Nov. 5. This appears to be a gross attempt to mislead black voters.
The Lansing Branch NAACP stands by the Michigan Legislative Black Caucus, who filed a complaint with the Ingham County Prosecutting Office alleging that Barrett’s campaign violated state law.
“This appears to be a blatant effort
to misinform and confuse black voters in Lansing, ” said Harold A. Pope, president of the Lansing Branch NAACP.
“The NAACP will do everything iln our power to help ensure that voters in Lansing have the correct information regarding Election Day, which is Nov. 5.”
Founded in 1909, the NAACP is the largest and most pre-eminent civil rights organization in the nation. On April 14, 1919, the Lansing Branch was chartered under the leadership of Branch President C.A. Campbell. Lansing Branch is one of 2,220 branches in the association with the mission to secure the political, educational, social, and economic equality of rights to eliminate race-based discrimination and ensure the health and well-being of all persons.
Lansing Tenants Tell Horror Stories, Call On Legislature to Pass Renters’ Rights Bills
LANSING, MICHIGAN — Over 40 renters and tenants gathered on Wednesday evening to share “horror stories” about housing conditions in Lansing. The gathering provided a vital platform for tenants to share their experiences with skyrocketing rents, inadequate living conditions, and mistreatment from landlords, fostering solidarity among community members.
Lansing Rent Is Too Damn High, the host of the event, called on state legislators to pass a suite of Renters’ Rights bills, including the Tenant Empowerment Package sponsored by Senator Sarah Anthony and the Tenants' Right
to Council bill sponsored by Representative Emily Dievendorf.
“This event clearly articulated the frustration experienced by renters in the
Lansing area,” said Ross Fisher, a tenant union leader from Lansing Rent Is Too Damn High. “Our fellow tenants in Lansing are faced with substandard conditions, bad water, and discriminatory practices. What we heard here makes it all the more clear that we need our legislature to take immediate action.”
The event featured food and childcare to ensure accessibility for all participants, further encouraging involvement from families and individuals affected by the housing crisis.
Tenant leaders were interviewed by the press, emphasizing the importance of ongoing advocacy for tenant rights
and the necessity of systemic change in the Lansing housing market.
For those who missed the event, there are ongoing efforts to address these issues.
The Rent is Too Damn High coalition meets every other Wednesday night at the Fledge, 1300 Eureka St., with the next general membership meeting happening on Wednesday, October 30. The coalition is preparing for a significant action on Wednesday, November 13at the state Capitol in Lansing, holding lawmakers accountable for passing housing-related legislation during the lame duck session.
Managing Diabetes: Tips and Resources for November's National Diabetes Awareness Month
November is a significant month dedicated to raising awareness about diabetes, a chronic condition that affects millions of people worldwide. During National Diabetes Awareness Month, various organizations, healthcare professionals, and communities come together to educate the public about the importance of diabetes prevention, management, and treatment.
This month serves as a reminder of the impact of diabetes on individuals, families, and society as a whole. It aims to promote healthy lifestyle choices, encourage regular medical check-ups, and emphasize the significance of early detection and intervention in managing diabetes effectively.
Through awareness campaigns, educational events, and outreach initiatives, National Diabetes Awareness
Tips for Fighting Diabetes:
teins.
Engage in regular physical activity to help control blood sugar levels and maintain a healthy weight.
Monitor blood sugar levels regularly and work closely with healthcare providers to manage diabetes effectively.
Avoid smoking and limit alcohol consumption to reduce diabetes-related complications.
Manage stress through relaxation techniques, mindfulness, or hobbies to help maintain overall well-being.
Stay informed about diabetes management strategies and attend educational programs or support groups.
Get regular check-ups, including eye exams, foot exams, and screenings for related health conditions.
Human trafficking is a modern-day form of slavery affecting millions worldwide. Often misunderstood, human trafficking doesn’t only occur in distant places; it happens around us, in our neighborhoods, schools, workplaces, and online spaces. Victims may be coerced, manipulated, or forced into labor or sexual exploitation, usually through deceptive tactics targeting the vulnerable—those facing poverty, social isolation, homelessness, or substance abuse.
How Human Trafficking Happens Around Us
Trafficking is often masked by everyday interactions and can involve subtle forms of control that make it hard for victims to escape. Traffickers typically use a range of coercive tactics, such as emotional manipulation, financial control, physical violence, or even threats to family members. This abuse leaves victims isolated and powerless,
Month plays a crucial role in dispelling myths, reducing stigma, and fostering a supportive environment for those living with diabetes. It also highlights the need for continued research, innovation, and advocacy to improve diabetes care and ultimately enhance the quality of life for individuals with diabetes.
Adopt a healthy diet rich in fruits, vegetables, whole grains, and lean pro-
Take medications as prescribed and follow a personalized diabetes care plan recommended by healthcare professionals.
Human Trafficking: A Hidden Crisis in Our Communities and How We Can Help Prevent It
and because traffickers often rely on manipulation instead of visible force, signs of trafficking can go unnoticed. Recognizing the Signs of Human Trafficking Awareness is key in helping identify and intervene in trafficking situations.
Some common signs include: Unexplained absence from school
or work: Victims are often kept away from familiar settings and isolated from those who might help them.
Lack of control over their own lives: Victims may not have access to their own identification documents, transportation, or personal finances.
Signs of physical abuse: Trafficking victims may have unexplained in-
juries or appear fearful, anxious, and withdrawn.
Unusual relationships: They may be accompanied by someone who insists on speaking for them or is noticeably controlling.
Digital Recruitment and Grooming
Online platforms are increasingly used for recruitment and grooming, with traffickers pretending to be friends, romantic partners, or job recruiters to gain trust. Social media, dating apps, and job listing sites are commonly used for deceptive recruitment, with traffickers targeting vulnerable individuals by promising love, work, or companionship.
How Communities Can Help Prevent Trafficking
Wix Stock Photo
MSU Women’s Basketball Exhibition Game Recap: MSU vs. Wayne StateMSU Women’s Basketball Exhibition Game Recap:
MSU vs. Wayne State
MSU dominated Wayne State in Monday’s exhibition game with a decisive 101–40 victory. Every player saw game time, except for the injured Isa Alexander. The team featured eight new faces—four transfers and four freshmen—all of whom made strong debuts. The Spartans showed impressive speed, especially in the starting lineup, racking up 29 fast-break points while allowing only four. Defensively,
MSU was formidable, giving up just five points in the first half. Six players recorded blocks, with starting forwards Ayrault and VanSlooten accounting for
six of the team’s 12 total blocks.
Scoring came easily, though freethrow accuracy (64%) left room for improvement. The Spartans took a modest 13 attempts from beyond the arc, hitting 38.5%, while shooting an impressive 64.5% inside the arc. Dominant play in the paint, led by the starting power forwards, allowed MSU to capitalize on its size and speed against Wayne State. Six players scored in double figures, high-
lighting the team’s offensive depth.
Starting Lineup Highlights
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Wilkins, flagged them down. Tracy had reportedly been in contact with Maria earlier that morning and arrived at the residence when Maria failed to pick up her child. Upon arrival, Tracy informed officers that she could not access the home. She retrieved a garage door opener from one of the vehicles parked at the residence, which allowed police to enter the house.
Inside, the police discovered the bodies of Matthew and Maria. The Case is closed, however, some family members and private investigators have questioned the thoroughness of the investigation.
Discrepancies in the Investigation
In an interview, Matthew's mother, Donnielle Williams, shared concerns about inconsistencies in the police re-
ports. The autopsy revealed multiple gunshot wounds to Maria’s body, some of which were deemed non-fatal, raising questions about the nature of the shooting and the possibility that she had been moved. Additionally, there was no ballistics analysis, limited audio from the body cam footage, and no 3D scan of the crime scene.
These omissions led Ms. Williams to commission an independent autopsy, which highlighted contradictions with the initial police findings. According to this report, Matthew's death was due to a contact gunshot wound, but the manner of death could not be definitively determined. The absence of certain investigative procedures has left the family with lingering doubts.
Community Concerns and the Family’s Pursuit of Justice
public safety measures, environmental protections, and more. The decisions they make have long-term impacts on how communities within the county develop and function.
2. Budget and Fiscal Management
One of the primary responsibilities of county commissioners is to oversee the county’s budget. They allocate funds to various county departments
and services, such as law enforcement, public health, transportation, and education. Effective fiscal management by the commissioners ensures that the county's resources are used efficiently and that essential services are adequately funded.
3. Infrastructure and Public Works County commissioners are often involved in decisions related to infra-
The family has expressed concern over the narrative suggesting domestic violence, which they feel was prematurely accepted by Maria’s family and others without sufficient evidence. Tracy Wilkins publicly claimed that Matthew had been abusive, and Maria’s sister, Aujanea, echoed this sentiment when she launched a GoFundMe campaign shortly after the tragedy, labeling Matthew a domestic abuser.
Following the closure of the case by Livonia Police Department, Ms. Williams persists in her quest for answers. She contends that the incomplete release of evidence by Livonia PD and unaddressed inquiries for additional information have hindered the pursuit of justice.
What Comes Next?
As of May 2023, the Livonia Police
structure projects such as roads, bridges, and public buildings. They prioritize and approve funding for these projects, which are crucial for economic development, public safety, and overall quality of life. Their decisions on infrastructure can influence everything from traffic flow to the availability of public facilities.
4. Public Health and Safety Commissioners play a crucial role in
The starting lineup featured two new additions: VanSlooten at forward and Simmons at shooting guard, both of whom made strong twoway contributions.
Department officially closed the investigation into the deaths of Matthew and Maria, but many questions remain. Ms. Williams continues to pursue legal options and independent investigations to better understand the circumstances surrounding the deaths.
While the official narrative points to a tragic domestic incident, the family disputes this, maintaining that crucial evidence may have been overlooked or mishandled.
This case underscores the complexities and emotional toll of investigations involving family members and domestic disputes. It highlights the importance of transparency and thoroughness in law enforcement practices to provide closure to grieving families. As new developments arise, The Chronicle News will continue to follow this story closely.
ensuring the health and safety of county residents. They oversee public health initiatives, manage emergency services, and work with local law enforcement to address crime and safety concerns. During public health crises, such as pandemics, they may implement or enforce health regulations to protect the community.
Earn REWARDS on Holiday Shopping
With CashBack+ you’ll receive up to 20% cash back when you purchase digital gift cards and use them for all your holiday shopping! Choose from hundreds of top brands and retailers including, Amazon, Best Buy, and Target.
Save more on your holiday purchases with CashBack+ from MSUFCU.
To learn more, scan the QR code or visit msufcu.org/cashbackplus
WE’RE MAKING IT BETTER FOR YOU
Better access, means better care. That’s why we’re making it easier to find the care you need, when you need it. With our growing network of providers, we’ve enhanced your access to care, with features like online scheduling, virtual visits, online ER check-in, and more. Because at McLaren, your care is our commitment.
TIA MOWRY SET TO STAR IN AND EXECUTIVE PRODUCE NEW LIFETIME ORIGINAL MOVIE A VERY MERRY BEAUTY SALON AS PART OF NETWORK’S IT’S A WONDERFUL LIFETIME
LOS ANGELES, CA (September 26, 2024) - It’s beginning to look a lot more like Christmas as Lifetime announces the greenlight of the new original movie, A Very Merry Beauty Salon, executive produced and starring Tia Mowry. RonReaco Lee, Donna Biscoe, Cocoa Brown and Ashli Auguillard are also set to star in A Very Merry Beauty Salon. The movie follows the lively women of an Atlanta beauty salon owned by Sienna (Mowry) who must prepare for the annual Tinsel Ball, but is Sienna also prepared for love when Lawrence (Lee)
arrives to town? This marks a reunion for Mowry and Lee who previously starred together in the iconic sitcom Sister, Sister. This marks the final installment of Mowry’s three-picture deal with the network.
In A Very Merry Beauty Salon, Sienna, the owner of the bustling Divine Beauty Salon is preparing for Atlanta’s Tinsel Ball, where she will be honored for her charitable work in the community. The annual event takes a glamourous turn with the arrival of Lawrence, a charismatic CEO whose family’s wine brand is now co-sponsoring the Ball.
HOLIDAY SLATE
Sparks fly between them, but Sienna’s mother Georgia (Donna Biscoe) who is the head of the Ball’s committee, worries his involvement may ruin the event’s traditions. As Sienna and Lawrence are unexpectedly paired as dance partners, romance blooms, setting the stage for a steamy romance that challenges Sienna’s thoughts on love and family and makes this year’s Tinsel Ball the most memorable yet.
Courtesy Photo-Tia Mowry
Bootstrapping Business – How to Start a Business That Benefits Your Community
For millions of Americans, the ultimate dream means starting their own small business, especially one that is integrated and beneficial to their local communities. Pulling yourself up by your bootstraps is more possible than ever, especially if you use tools like loans, community polls, and more to determine which type of business you should start.
The Chronicle News breaks down how you can start a business that benefits your community.
Why Start a Small Business?
In short: because it provides benefits to you and your community! Starting a small business:
● Brings commerce back to your hometown, as opposed to putting money in the pockets of big corporations
● Gives you a reliable source of income
● Gives you something to be proud of aside from working for another person or company
Plus, many people want to start small businesses to pursue their lifelong dreams. Ultimately, starting a small business is the American dream for these reasons and more. There’s no reason why you can’t follow that dream in your local community starting today!
Getting Things Going
No matter the type of business you wish to start, you first need a business plan and an idea. With that in mind, draw up a quick list of all the business ideas that sound thrilling to you based on your personality, skills, and desires. Examples of small business ideas include:
● Restaurants
● Auto mechanic shops
● Stores
● Theaters
● Farms
● Breweries
When you come up with your core business idea, be sure to draw up a business plan. A business plan will be necessary if you wish to acquire financing such as a loan from a bank or credit union. It'll also ensure that you stay on track as you get your business off the ground.
Get a Degree (Optional)
Not sure whether you have what it takes to launch a successful business? Or do you want to acquire a couple of hard skills you can leverage to break into a particularly competitive niche in your area?
Uncover the Secrets of Successful Business Networking: Unlocking the Power of Connections
In the bustling world of business, one key element stands out as the pillar of success: networking. Building and leveraging connections can often make the difference between a good business and a thriving one. But how exactly can you unlock the power of networking to propel your business forward? Let's delve into some expert tips and tricks that will help you master the art of business networking!
1. Authenticity is Key
When it comes to networking, authenticity forms the foundation of lasting connections. Be genuine in your interactions, express your true self, and aim to build relationships based on trust and mutual respect. Authenticity will not only help you establish a strong network but also fosters genuine collaborations and partnerships.
2. Elevator Pitch Perfection
Crafting a compelling elevator pitch is crucial for making a memorable first impression in the world of networking. Condense your business mission, unique selling points, and value proposition into a concise and engaging pitch that you can deliver with confidence. A well-crafted elevator pitch will spark interest and curiosity, opening the door to valuable conversations.
it's easy to get caught up in promoting your own business. However, the true power of networking lies in listening. Be an attentive listener, show genuine interest in what others have to say, and ask thoughtful questions. By listening actively, you not only build rapport but also gain valuable insights that can drive your business forward.
4. Follow-Up with Purpose
3. Power of Listening
In the midst of networking events,
After making initial connections, don't let them fade into the background. Follow up with your contacts promptly
and with purpose. Whether it's a personalized email, a LinkedIn message, or a coffee meeting, nurturing your connections demonstrates your commitment and interest in building meaningful relationships that go beyond a simple exchange of business cards.
5. Give Before You Get
Networking is a two-way street, and one of the most effective strategies is to give before you get. Offer your help, expertise, or resources to your network without expecting anything in return. By being generous and providing value to others, you establish yourself as a valuable and trusted connection who is more likely to receive support and opportunities in return.
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Lansing Community College-Tech Forward: Men of Color
Ready to level up your future? Come hang out with inspiring men of color from the surrounding Lansing area who are crushing it in high-paying, high-demand technical and trade careers. Hear their stories, get the inside scoop on how they got started, and jump into handson activities to see what these careers are really like! Plus, we’re serving up free lunch and plenty of chances to connect and network.
This event is free and open to all. There is free parking at LCC West Campus, or you can hop on CATA Route 12.
Don’t miss out—your next big move starts here!
Event Date: Friday, Nov. 8, 2024
Time: 8:30 a.m. - 1 p.m.
LCC West Campus, Room M119 5708 Cornerstone Dr., Lansing, MI 48917
Click here to RSVP for event ! https://www.
lcc.edu/calendar/event-details/ b3aab06e-9726-4376963a-70c6b516eef3 or scan >>
The Community Catalyst Teams Up with Local Partners to Spread Holiday Cheer
LANSING , MI — The Community Catalyst, in partnership with Chronicle Media Group, Eastside Fish Fry, Believe Family Outreach, and Fortuo, is excited to announce the 2024 Holiday Food & Essentials Distribution. This initiative will provide food, essential supplies, and winter clothing to over 600 local families this holiday season.
Event Details
Date : December 21, 2024Time: 1:00 PM - 3:00 PM Distribution Locations:
Eastside Fish Fry – 2417 East Kalamazoo Street, Lansing, MI 48912
Fortuo – 4924 S Martin Luther King Jr Blvd, Lansing, MI 48910
Items Needed
To make this event a success, we’re reaching out to the community for the following contributions:
Food Items: Non-perishable items like canned goods, pasta, rice, and beans.
Drop-off location: Eastside
Fish Fry
Essentials: Hygiene products (soap, toothpaste, diapers) and winter clothing (hats, gloves, scarves, coats). Drop-off loca-
tion: Transformation GEMS, 3333 S. Pennsylvania Ave, Lansing, 9:00 AM - 5:00 PM
Toys: New or gently used toys for children of all ages.
Monetary Donations: Every dollar helps us purchase additional supplies. Make your tax-deductible contribution [Click Here to Donate https://www.powr.
io/checkout_screen?unique_label=1351bc9c_1684003968]
Get Involved
Donate: Drop off items at our collection points before December 21st.
Volunteer: Help distribute food, essentials, and toys to families at the event.
Five Budgeting and Saving Tips to Succeed in 2025
BY BETSY YOUNG, MSUFCU Vice President of Marketing and Communications
Starting 2025 with a clear financial plan can set you up for stability and growth. Here are five practical budgeting and saving tips to help achieve stability, growth, and peace of mind in 2025.
Set Clear Financial Goals
Think about what you want to achieve this year. Maybe it’s saving for a down payment, building an emergency fund, or finally planning that dream vacation. Defining your goals gives you a clear destination and keeps you motivated. Need a little help getting started? Try the MSUFCU Fin-Life app to create a personalized plan in just three minutes a week.
Build a Budget That Works
A solid budget starts with understanding your income and expenses. List essentials like rent, utilities, and groceries, then map out funds for goals like savings, investments, or debt repayment. This clarity helps you make small adjustments so you can keep moving toward what matters most.
Automate Your Savings
Set it and forget it! Automating your savings lets you make steady progress without the extra effort. Arrange for a portion of each paycheck to go directly into savings, so you’re building your future automatically. This is a great way to grow an emergency fund and stay on track.
Maximize Your Savings with High-Yield Accounts
Want your money to work harder for you? High-yield savings accounts and Certificates can give your savings a boost. Most financial institutions offer limited-time high-rate Certificates that let you grow your savings faster while keeping funds secure. MSUFCU’s Savings BuilderSM account for instance, offers a higher initial rate to help you reach your goals faster.
Tap Into Financial Education
Resources Knowledge is power— especially in finance. MSUFCU provides free resources like workshops, webinars, and The Culture of Finances program to help you feel more confident about your financial decisions. Check out what’s available at msufcu. org/events and start building your financial know-how.
Photo Via Wix Stock Images
