iBankOneScore

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Cornerstone Customer Conference


Driving Savings Via a Scoring Methodology

OneScore 速 presented by:

Tom Ruesink President, Ruesink Consulting Group


Driving Savings via Booking Behavior “Improving traveler booking behavior companywide is an ongoing battle” •

The Culture – We live in a scoring culture. “Gamification” is real and only going to make its way even more into our everyday business lives.

The Challenge – Providing real scoring, real savings, down to the traveler level.

The Approach – Keep things straightforward, digestible, and highlight the positive along with the negative.

The Results – A success story


The Culture: Points and Scores Are Part Of Our Every Day Lives

FICA Scores: Drives our credit industry

Weight Watchers: Boils complex food labels down to how many points you can eat in a day

Fv > T: The amount of Facebook players signed up for the meaningless point game of Farmville is greater than all the Twitter subscribers.

Fantasy Football: Not just watching football – playing a game within a game.

Geocaching: A walk in a park becomes a quest to find a result

Experts Exchange: Technical “geeks” compete for points to answer your computer support questions. They “level up”


The Culture: A fun glimpse into the future???

Gamification: Using game techniques to make activities more engaging and fun • Lots of work done by IBM, Sun, etc in the telephony, call center space around points, levels, virtual avatars for conference calls, etc. Link to Jesse Schell video: Start 3:51 and go through 6:49 http://www.youtube.com/watch? v=nka-_Mhp7f0&feature=related


The Challenge:

Driving Traveler Behavior Beyond Traditional Exception Reports

Exception Reports • Often too big to be useful ●

Affectionately called “doorstops”

Managers don’t have time to pull electronic

• No context

• Frequent travelers may be “generally compliant” but because they travel so much they have the most missed savings or exception trips.

• Little weighting of behaviors

• Missing advance purchase fares has more cost affect than not booking preferred carriers, etc.


The Challenge:

Creating a “REAL” potential or missed savings number

Have you ever seen this in an account review or in the industry? Reports Showing You Can Save: • • • • • •

$200 from advance purchase $90 from self booking $150 by taking the lowest logical $120 by going to alternate airports $110 by taking connections $130 by using low cost carriers This approach leads to frustration as there is no way you can have a cost takeout of $800 per trip when an Avg Ticket Price may be $500


The Approach in Developing OneScore Move from exceptions to scorecards

• Wanted goals and quantifiable targets • Positive behaviors highlighted, not just negative

Weighted based on impact

• Creating a One Number Score (OneScore) that will weigh the savings impacts of the decisions the traveler makes.

Increase “consultative” role of team

• Gets company talking one common language of goals and initiatives • Ongoing monthly meetings • Opportunities presented & highlighted


The Approach: Decision Points of a Traveler

Traveler Decision Points (Used) WHEN (advance purchase)

- Affects choice of fares available

HOW (self booking)

- Difference in transaction fees - Visual guilt

WHAT (fare was chosen)

- Did they accept the fare that the company wanted them to take – lowest logical?

WHO, WHERE, and WHY are better candidates for ad-hocs than scorecards

Program Overlay Metrics (Not Used) Use of Connections

If connection fare is lowest logical…

Use of Preferred Carriers

- Want the traveler to be taking the lowest fare within a window - Different discussion if preferred isn’t showing up as lowest repeatedly

Low Cost Carriers/Alternate Airports - If it is in policy, should be lowest logical…


The Approach: Assigning a value to those 3 key decision points

Instead of looking at what you could save by each metric, looked at them in combination.

Average Gap $318.66 (example)


The Approach: Assigning a value to those 3 key decision points

Weighting the gap ($318.66) • What happens when I advance purchase but not the other two in the same market? • What happens when I accept lowest logical but not advance purchase? • Is it fair to have “all or nothing” for 14 day plus – should we give partial credit for 7 days?

End up with numbers to assign each transaction in the upcoming year (these are example numbers): 7 Day worth $165 14 Day worth $80 Self Book worth $30 Lowest Logical = $45


Adding 3 more decision point metrics Add-on metrics • Hotel Eligible: Was there a hotel stay by that traveler within the week of their non-same day trip? Assigned $XX per trip for increased negotiation leverage. • Use of Preferred Hotel: Assigned $XX per night for increased negotiation leverage. • International Advance Purchase: Becoming increasingly important – 21+ Days worth $XXX


OneScore®: How it works Existing Industry Problems: •

Exception reports were often too big to be useful.

How well an employee travels has never been expressed like a FICA score or rolled into one number.

How OneScore Helps: •

Every traveler, department, division has an easy-to-digest one-number score

Savings is tracked and behaviors are weighted. Easy to compare YOY savings.

Allows companies to show positive behaviors and not just negative exceptions.


OneScore速: Overview


OneScore速: Overview


OneScore速: Overview



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