HOW PUBLIC ADJUSTERS HELP WITH SMOKE DAMAGE INSURANCE CLAIMS
Public adjusters are licensed insurance industry professionals who can increase insurance claim payout.
When you hire a public adjuster, you’re hiring an expert to represent your side of the claim. That expert reviews your claim, analyzes the damage, organizes supporting evidence, and negotiates with the insurer on your behalf.
If you’re dealing with a complicated smoke damage insurance claim, then you could increase payout by hiring a public adjuster.
Public Adjusters & Smoke Damage Insurance Claims
A public adjuster is a licensed insurance industry professional dedicated to organizing your claim and increasing payout.
With help from a public adjuster, you can receive every penny your insurance company owes you. That means more money in your pocket – and more money to repair your home and replace damaged items.
Some of the ways public adjusters help with smoke damage insurance claims include:
Assess Damage to your Property:
Public adjusters analyze your property to identify any damage. They assess damage to your property, determine what insurance is required to cover, and ensure you organize your claim for a smooth process.
Spot Smoke Damage You Missed:
Smoke damage can spread throughout your home via your HVAC system. It’s easy to miss smoke damage in certain parts of your home. Public adjusters know where to look for smoke damage, and they’ll help spot smoke damage you missed.
Organize Supporting Evidence:
Public adjusters organize supporting evidence, gathering photos, videos, and lists together to bring to your insurance company. Insurance companies need proof, and public adjusters help organize this proof.
Negotiate with Your Insurer for Higher Payout:
Public adjusters know how to present a smoke damage insurance claim in a way that’s impossible for your insurer to deny. They know how home insurance policies work – and they know the loopholes insurers use to avoid payouts. When you hire a public adjuster for your smoke damage claim, you’re getting an expert on your side to negotiate with your insurer for a higher payout.
Fight Back Against Greedy Insurers Who Take Advantage of Unsuspecting Homeowners:
Insurance is a for-profit business. Insurers claim to support you when needed most, but their goal is to pay you as little for your claim as legally possible. When you hire a public adjuster, you show your insurer you mean business. You can fight back against greedy insurers who take advantage of unsuspecting homeowners while getting the payout you paid for.
You Don’t Pay Your Adjuster Until the Final Payout:
Public adjusters work on contingency, which means you don’t pay until the final payout from your insurer. Then, public adjusters charge a fixed percentage fee discussed upfront. That means more money in your pocket and fair payment for your public adjuster’s services.
By hiring a public adjuster, you can ensure a smooth, easy, and successful payout for your smoke damage insurance claim.
