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Volume 8 Issue 1
55+ Active Adult Apartment Homes to Orlando BUSINESS RESOURCE GUIDE
Speed-Networking | Business After Hours Lunch & Learn | Weekly Leads Groups & More
JOIN YOUR LOCAL CHAMBER AND START TAKING ADVANTAGE OF YOUR BUSINESS BENEFITS! Dr. Phillips Chamber of Commerce 7345 W. Sand Lake Rd., Suite 317, Orlando, FL 32819
FOR INFORMATION
CALL 407-749-0333 www.drphillipschamber.org For A List Of Weekly Events Visit Our Web site!
EQUAL HOUSING
LENDER
NMLS #474376
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4 CONTENTS 6
5 Questions to Ask When Planning for Long-Term Care
8 Overture Brings 55+ Active Adult Apartment Homes to Orlando
10-11 2019 Chamber Events & Women’s Expo
13 How To Grow Your Business In 2020
14 Starting October 1, 2020 You Will Need a REAL ID Driver’s License to Fly Domestically in the U.S.
15 Business Resource Guide
Patience comPassion ResPect
Volume 8 Issue 1 — THEDRPHILLIPSPOST.COM
Publisher & Founder FOR ADVERTISING Editor-in-Chief CONTACT
Maggie Rosario
Maggie Rosario
1-877-552-2263 (ext.111) Cell 407-509-8010 COPY EDITOR: maggie@cmdmagazine.com Raúl Morales drphillipspost@gmail.com
thedrphillipspost.com
MAILING ADDRESS: CONTRIBUTING WRITERS: P.O. Box 691991 Scott Randolph Orlando, FL 32869-1991 Maggie Rosario GRAPHIC DESIGN: Mary Fichera CONTRIBUTING PHOTOGRAPHERS: Tony Rosado Dilia Castillo CIRCULATION MANAGER: Kenpco NEWSSTAND/BOOKSTORE DISTRIBUTION: Kenpco
The Dr. Phillips Post is published 4 times a year by CMD Magazine LLC. All rights reserved. All texts, photos and logo are copyright materials. Reproduction whole or in part without the written consent of The Dr. Phillips Post is strictly prohibited. The Dr. Phillips Post will not be responsible for the accuracy of statements. Opinions expressed are those of writers and not necessarily those of The Dr. Phillips Post.
Proud member of The Dr. Phillips Chamber of Commerce
The Official Magazine of the Dr. Phillips Chamber of Commerce
Winter Garden Senior Home Care Caregivers have a gift for helping other’s loved ones. Because trust and loyalty are essential, we support our caregivers with ongoing training, supervisory visits and dependable 24-hour office support. all Caregivers are employees – bonded and insured.
Winter Garden Senior Home Care 112 S. Main St., Winter Garden, FL 34787
/ 407-347-2050 Fax / 407-614-3771
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www.wintergardenseniorhomecare.com
QUICK MOVE IN HOMES FOR SALE IN ORLANDO, FLORIDA
From the mid-$300s to mid-$400s
For more information & community details call
Maggie Rosario REALTORÂŽ Since 2004 Gold Key Certified Sales Executive | Relocation Specialist English, Spanish, Italian and some Russian Spoken.
407-509-8010
www.maggierosario.com Homesforsale.Maggie@gmail.com Photos, illustrations and plans are shown for reference only. Photos may depict upgraded kitchens, landscaping, furnishings and other options NOT included in prices. Lots may not be included in prices as well as Community Association fees. Square footage, dimensions may vary, too. Please contact the property builders’ developers for exact pricing at time of purchase and for details of what is included and not included in home purchase. Builders reserve the right to make any modification to plans and increase price of home.
6 HEALTH
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Volume 8 Issue 1 — THEDRPHILLIPSPOST.COM
Courtesy of Family Features Questions to Ask When Planning for Long-Term Care
Y
ou may not want to consider a time when you might not be able to fully take care of yourself, but the reality is there is almost a 70% chance someone turning 65 today will need some type of long-term care service and support in his or her lifetime, according to the U.S. Department of Health and Human Services. Even if you’ve worked hard to save for retirement and create the financial security you want in the future, the need for longterm care could throw a wrench into even the most well-thought-out plans and impact you and your loved ones’ finances. Consider these questions as you begin the long-term care planning process. What is long-term care? Different from traditional medical care that treats illnesses and injuries, long-term care includes services designed to help you maintain your quality of life and perform everyday activities even if age, illness, injury or a severe cognitive impairment make it a challenge to take care of yourself for an extended period of time. Long-term care services help with common daily functions, including dressing, bathing and eating, and even skilled nursing services such as giving medication.
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When should you start thinking about long-term care planning? Because you never know when a need for care may arise, planning for care when you are younger and healthier can provide additional options as you’re more likely to qualify for coverage. Plus, cost is based on your age when you apply, so waiting can end up costing you more. Some people are beginning to plan as early as in their 40s.
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How much does long-term care cost? Long-term care costs vary depending on where you live, the type of care
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provided and the setting. Home-care services average $24-$135 per hour, according to the New York Life Cost of Care Survey, while private rooms in nursing homes can cost more than $100,000 a year. Long-term care is generally not covered by health insurance, and government programs like Medicare or Medicaid have limitations, which often isn’t discovered until care is needed. However, New York Life offers long-term care options to AARP members, and provides specially trained agents who can provide guidance. The agents can work with you and your family to create a customized plan based on your financial goals, helping protect your assets should you ever require long-term care. Where is care provided? Long-term care can be provided in a variety of settings, including at home, in an assistedliving facility or in a nursing home, depending on the amount and type of care needed. In fact, some insurance plans cover care on a part-time basis by a family member or home health worker. Planning ahead can allow for more control over how and where you receive care.
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How much coverage do you need? The amount of coverage you need typically varies based on several considerations, including budget, age, the type of care expected and how much of your assets and income you may be willing to use to offset the care costs. You don’t have to cover your entire risk—choosing a modest amount of coverage can still provide benefits and help protect other assets. While planning for long-term care can seem daunting, you can find more benefits and information to make the process easier at www.aarp.org/benefits.
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8 COMMUNITY
Volume 8 Issue 1 — THEDRPHILLIPSPOST.COM
Courtesy of Overture 55+
O
verture Dr. Phillips is an active adult apartment home community for residents 55 and over. You will enjoy Overture’s 7 Dimensions of Wellness, an array of resort-inspired activities designed to inspire, connect, and delight. This program seeks to unify physical fitness, emotional wellness, spiritual awareness, intellectual pursuits, social connections, environmental stewardship and
55+ Active Adult Apartment Homes to Orlando occupational artistry to give you the best life you deserve. Overture offers spacious 1- and 2-bedroom floor plans, and all the comforts of a well-appointed home, complete with contemporary designer finishes. Whether having family and friends over for a celebration or just a quiet night in, residents and guests will appreciate the modern kitchens with prep islands,
THEDRPHILLIPSPOST.COM — Volume 8 Issue 1
quartz countertops and stainless-steel appliances. The attention to detail is truly what makes these homes feel warm and sets them apart. Imagine starting the day off with a workout at the state-of-the-art fitness center and yoga studio. Follow that up with complimentary continental breakfast and then take a dip in our luxurious swimming pool. When the notion strikes, a game
of billiards in the game room or a round of bocce ball is just the ticket. As the sun goes down, residents can watch a movie in the theater room. A good life is not complete without friends and plenty of fun. This community makes socializing a breeze with group fitness classes, social hours, and events. Our team is available to help residents sort through the decisions needed to
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help make a transition to this wonderful new 55+ lifestyle. From the maintenance-free lifestyle, to the upscale amenities that take 55+ active adult living to the next level, Overture Dr. Phillips has it all. Interested applicants can find more information at www.OvertureDrPhillips .com or call 407-775-4717.
10FINANCES COMMUNITY
Volume 8 Issue 1 — THEDRPHILLIPSPOST.COM Workonomy Hub by Office Depot celebrates their Grand Opening with the Dr. Phillips Chamber of Commerce.
Southwest Orlando Eye Care, moves to a new location in Dr. Phillips. Ribbon cutting by the Dr. Phillips Chamber of Commerce.
2019 Chamber Events Bringing together local business owners, residents and all those interested in doing business, working, dining and networking in the Dr. Phillips area and surrounding communities. Dr. Marissa Magsino with Maggie Rosario at their new location in Dr. Phillips.
FOR MORE EVENTS AND DETAILS VISIT OUR WEB SITE
www.drphillipschamber.org
Maggie Rosario welcomes new member of the Dr. Phillips Chamber of Commerce, Scott Randolph, Orange County Tax Collector.
FC Pediatrics opens a new location in Dr. Phillips, and managers celebrate their ribbon cutting.
Burntwood Tavern celebrates their new location. Ribbon cutting by the Dr. Phillips Chamber of Commerce. Total Health Guidance celebrates their expansion to a spacious office.
American Social Bar & Kitchen opens in Dr. Phillips. Ribbon cutting by the Dr. Phillips Chamber of Commerce.
THEDRPHILLIPSPOST.COM — Volume 8 Issue 1
The Dr. Phillips Chamber of Commerce Ladies Entrepreneurs enjoyed an amazing afternoon of Fun, complete with Free Food Tasting, Pampering, Makeovers, Health Screening, Shopping, Networking and Business Opportunities! Photography credit: Dilia Castillo
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Dr. Phillips Chamber of Commerce Gives $1000 to Ritiga Ravi, Winner of Our 2019 Youth Program, Helping Teenagers Become Entrepreneurs.
We are looking for High School Seniors to Participate
From left to right, Carlos CedeĂąo, Branch Manager Trustco Bank; Ritiga Ravi; and Maggie Rosario, President of the Dr. Phillips Chamber of Commerce.
to receive the next $1000.
It’s FREE to participate! A Special Thanks To Our Sponsors. Business Owners become a Sponsor for the next upcoming Awards.
Contact the Dr. Phillips Chamber of Commerce for application and details at: Maggie@drphillipschamber.org
407-749-0333 7345 W. Sand Lake Rd., Suite 317, Orlando, FL 32819
www.drphillipschamber.org
THEDRPHILLIPSPOST.COM — Volume 8 Issue 1
By Maggie Rosario
BUSINESS
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HOW TO GROW YOUR BUSINESS IN 2020 A
re you looking to grow your business in 2020? Are you ready for a better year? Do you want to earn more money, make more contacts? Well, today I want to help you by sharing a few things that could help you in 2020. But first, I want to start by reminding you that you MUST Love what you do or you need to change today and move on to something that you love and are passionate about. Remember, a business takes lots of hard work, tenacity, and often you will have to put in many hours to reach your goals. So, LOVE IT or Leave it!
SO, LET’S GET STARTED WITH A FEW TIPS ON GROWING YOUR BUSINESS IN 2020! Start by asking yourself: What helped me grow my business in 2019? Maybe it was cold-calling, sending e-mails, mailouts, networking, media marketing, advertising, whatever helped you get business in 2019. THEN, DO MORE OF THAT IN 2020!
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Hire people or team-up with someone that can help you do the things that you are weak at. If you need more social marketing and can’t do it or don’t have time, find someone that can help. If you need to network and don’t have time, find someone who can attend networking events. HIRE your Weakness and do what you are best at.
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Then ask yourself: What didn’t help me to grow my business in 2019? THEN, Start your day with a TO-DO LIST and STOP DOING IT IN 2020! Get rid of things number them. Number 1 is the most imor people that did not help you grow your portant thing, number 2 is the second most business and move on. important thing, and so on. The last numAlso ask yourself: What are My GOALS ber should be something that can wait to for 2020? DO write them down in a be done. Set priorities which create less notebook and read them every morning to stress and will make you feel great once keep your goals clear, and DON’T be afraid you do it. And DON’T let other people interto make changes or adjust them as rupt your daily goals. needed. Get up at least an hour earlier or go to Know who your best ideal clients or sleep later to get ready for your busicustomers are. Narrow them down to ness development plan. highly specific, such as age, gender, inRemember, Mondays and Fridays come, education, language, where they are very important days. Monday belive. The more specific, the easier it will be cause it’s a brand-new week to get started to find them. on your business plan. On Fridays, work Ask yourself: WHERE are They and How late to prepare for next week so you can can I find them? get a head-start. Also ask yourself: HOW CAN I KEEP the All businesses will have its ups and Clients and Customers that I have now? downs, so look at the POSITIVE side Remember, it’s easier and cost less to keep and fix the negative things. Life Isn’t About one than find new ones. What Happens to You, But About How You React To It.
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COMMUNITY
Starting October 1, 2020 You Will Need a REAL ID Driver’s License to Fly Domestically in the U.S. by Scott Randolph
T
he federal REAL ID Act was passed by Congress in 2005, but it will have a big impact on residents nationwide starting in October 2020. That’s because, starting next fall, all residents ages 18 and older will need to present a REAL ID-compliant driver’s license or state ID, indicated by a gold star in the top right-hand corner of the credential, or another acceptable form of identification, such as a passport, in order to fly commercially within the United States. To fly internationally, cross the border into Canada or Mexico, and enter an international port from a cruise ship, residents will still need to present a passport. In Orange County, more than 90% of drivers are already REAL ID compliant, but that still means many thousands are not. While you’re reading this article, check your driver’s license or state ID card for a gold star in the top right-hand corner. Check your family members’ IDs, too. If it’s
there, that means you’re REAL ID compliant and no further action is required until your license is up for renewal. If you don’t see a gold star, you will need to visit your local tax collector office in order to update your driver’s license or ID, and bring in three categories of documents to prove your identity, including: 1. Primary Identification, such as an original U.S. birth certificate or valid U.S. passport. 2. Proof of Social Security Number, like your original Social Security card, W-2 form or a paycheck. 3. Two Proofs of Residential Address, such as a vehicle registration, voter registration card, utility bill, mortgage statement or residential lease agreement. For a full list of document requirements and to schedule an appointment to visit us in person, visit www.octaxcol.com Scott Randolph has served as the independently elected Orange County Tax Collector since 2013.
BUSINESS RESOURCE GUIDE
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THINKING OF SELLING? NOW IS A GREAT TIME TO SELL!
Let Me Help You Get to Where You Have to Be Faster! Maggie Rosario REALTORÂŽ Since 2004 Gold Key Certified Sales Executive | Relocation Specialist
Homesforsale.Maggie@gmail.com English, Spanish, Italian and some Russian Spoken.
Free Consultation
407-509-8010 www.maggierosario.com Photos, illustrations and plans are shown for reference only. Photos may depict upgraded kitchens, landscaping, furnishings and other options NOT included in prices. Lots may not be included in prices as well as Community Association fees. Square footage, dimensions may vary, too. Please contact the property builders’ developers for exact pricing at time of purchase and for details of what is included and not included in home purchase. Builders reserve the right to make any modification to plans and increase price of home.