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DRK Contents

Reviews & Previews

10 18 28 38

2016 Infiniti qx50 2016 ieniPntI QX50 2015 LAND ROVER LR4 2015 lYNf rovr LR4 2016 MERCEDES-BENZ GLE COUPE 2016 mrsIfIz-bYNz jI AYl eI kUp 2015 Cadillac CTS

2015 kYfIlYk CTS

DRK News / Views / Stuff

16 20 22 24 26 32 34 42 43

Lexus Celebrates 25 Years lYkss ny knyfw â&#x20AC;&#x2DC;c 25 swl mnwey Reduce Conflict by Shareholder ih`sydwrW nwL kIqy vwAidAW nUM inBwE Holiday Helpers

QUICK LOOKS

Eating with Pash-ion Trattoria Burnaby QUICK LOOKS Gearing up for Winter srdIAW dI iqAwrI Digestive Enzymes

LUXURY & SUPERCAR WEEKEND 2015 Will an Accident or an Illness Hurt Your Income?

Technology & Innovations

42 26

Gadgets & Gears

November / December 2015

35 46 DRK of the Issue

Amol Nannar

November / December 2015

DRK Editorial

Editor’s Note

Publisher // JGK Media Inc.

Looking Ahead...

Jag Dhatt Editor-in-Chief

ith the coming winter season, and upcoming New Year, it’s the right time to reflect on 2015 and see where there were successes, and where improvements can be made. We, at DRK Magazine and JGK Media, have had great feedback from our readers on where improvements can be made, and we do our best to implement those suggestions. One of the most important feedbacks we received was in regards to our coverage of vehicles. Our readers inquired why there seemed to be a slight lack of North American brands, specifically GMC. Being South-Asian, I know too well that the Cadillac models are one of the most sought after vehicles. In order to keep our readers happy, we’ve included the new CTS on the cover and is one of our feature stories, written by Zack Spencer. We are confident that GMC will allow DRK Magazine more access to the brand’s press fleets to give equal coverage to all brands. In September, DRK Magazine was invited to beautiful San Diego, California to be one of the first to drive the all-new 2016 Infiniti QX50. Read about our initial thoughts of this new crossover. In addition, read our take on the new 2015 Land Rover LR4 and Chris Chase’s impressions of the all-new MB GLE Coupe. September and October also saw many vehicle launches and events. We’ve included lots of pictures of many of these events. We would like to take this opportunity to wish all of our readers a very joyous, fun-filled and safe holiday season. See you all in 2016 and remember, like our Facebook page and visit www.rackandopinion.ca for regular reviews, events, and more.

hux

Amisha Sampat

Associate Editor 6

November / December 2015

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Managing Director // Ron Dhaliwal Senior VP, Marketing // Jag Dhatt Associate Editor // Amisha Sampat Art Director // Avee J Waseer Events Photography // Kevin Uy Photography Mayowill Photography Steve Han Photography Swank Studios Tom Lee Music Legal Advisor // Sanghera Sandhar Law Group Accounting Advisor // Pacific Chartered Accountants LLP Translator // Tirath S. Khabra Contributing Writers // Anthony Jarantilla Anuraag J Singh Chris Chase Jag Dhatt Jasleen Dutt Mehul Gandhi Pahul Dhillon Pamela Alspach Pash Brar Ron Dhaliwal Ryan Sahota Tony Singh Zack Spencer Advertising Inquiries // Jag Dhatt 604.767.4433 jag@jgkmedia.ca

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DRK News / Views / Stuff

Latest

NSX Causes Big Buzz at Tokyo Motor Show

Buzz N OV / D E C 2 015

Family Gets a Great Gift

ost major international car events, like the 2015 Tokyo Motor Show, are filled with debuts, but probably none caused more excitement than the all-new Acura NSX. Just like its predecessors, the 2017 model is powered by a V6; but unlike previous models, this one churns out 573 hp. With a top speed of 191 mph, and thanks to the new Sport Hybrid Super Handling AWD, this beauty will be a driver’s dream.

Body Found in Burned Car in New West

ew Westminster police are investigating after a body was found in a burned out car in the last week of October. Details are few, but police say at about 6:45 p.m., officers responded to the 1000 block of Fourth Avenue to assist the New Westminster Fire Department with a vehicle fire. They say after the fire was extinguished, a body was located in the vehicle. Police haven’t yet released an age or gender of the victim. Nor have they said whether the incident is suspicious. The NWPD Major Crime Unit is investigating and say more information will be released as it becomes available.

Saanich single mother already grateful for a car donated to her family by sympathetic strangers got more good news on Thursday. Victoria Speedy Auto has offered to repair or replace the brakes on Andrea Deman’s 1996 Oldsmobile Ciera free of charge. Deman’s life was thrown into turmoil on Sept. 24 when a runaway truck drove down an embankment and crashed into the deck of her Nigel Avenue townhouse, totalling her low-mileage 1991 Buick Century and terrifying her and her kids in the middle of the night. Deman was tearful at the news of the brake offer. “Oh my God, that’s amazing,” she said. For three weeks, Deman was late every day for her fulltime job as a cook at CFB Esquimalt because no buses could get her there on time for her 6:45 a.m. start, nor could she afford a new car with her $1,600 ICBC settlement. Speedy co-owner Mike Salkus said he “totally understood” her tough situation and volunteered his staff to do the brake work when Deman needs it. “We would be honoured to help out,” he said in an email to the Times Colonist after reading of Deman’s situation. A full brake job could cost up to $850, but $350 at a minimum, said Salkus, who bought the franchise in 2007 with his wife. The truck driver who totalled Deman’s car fled the scene in the middle of the night, then lied to Saanich police who tracked him down, saying his vehicle had been stolen. He later came forward and said he had fallen asleep at the wheel and panicked. He was fined $368 under the Motor Vehicle Act.

November / December 2015

DRK News / Views / Stuff

Honda Canada Inc. Achieves Best September Sales Since 2006

Volvo Cars Unveils Global Electrification Strategy

onda Canada Inc. reported an increase of 16 percent in September 2015, on sales of 17,441 units by the Honda and Acura divisions combined, breaking a nine-year-old record and surpassing 17,000 units sold for the third consecutive month. Honda reported September sales of 15,201 units, up 14 percent over last year. The Acura Division reported September sales of 2,240 units, up 35 percent over last year. Both divisions set alltime records for the month, attaining September sales unseen since 2006. “We are working hard to keep up with strong demand for our light trucks, as the versatile and functional CR-V and Pilot SUVs continue to alter the monthly record books,” said Dave Gardner, Senior VP of Operations, Honda Canada Inc. “The Honda Civic, Canada’s best-selling passenger car, sustains its push for an eighteenth consecutive year at the top, with another strong month in September. The Civic story will only get better, as we prepare to launch the next generation later this year with great anticipation.” “The innovative and dynamic RDX continues to boost Acura sales with its fifth consecutive month of recordsetting numbers. Both Acura sedan and SUV products reached double digit sales growth, proving the Acura brand is resonating with the Canadian luxury buyer,” said Gardner.

F-PACE Powers Through Loop

n September, Jaguar’s first family sports car defied gravity by performing a record-breaking 360-degree loop, one day ahead of its global motor show debut in Frankfurt. The power loop went viral on social media. Ian Callum, Director of Design for Jaguar said, “The F-PACE is an SUV with the soul of a sports car. When we created this car we thought differently; we took a Jaguar sports car and made it family friendly.” The extraordinary feat showcased the powerful design of the lightweight F-PACE and its ability to combine agility with sports car speed and performance. Pro Driver Terry Grant underwent two months of intense physical and dietary training to ensure his body was prepared for the 6.5 G-Force, which is greater than the forces experienced by space shuttle pilots. Said Grant, “Driving the world’s largest loop was a proud moment in my career.” 8

November / December 2015

olvo Cars has announced one of the automotive industry’s most comprehensive electrification strategies in which plug-in hybrids will be introduced across its entire range. It will develop an entirely new range of electrified smaller cars and build a fully electric car for sale by 2019. As part of this new strategy, the Swedish car company said it expects electrified vehicles to account for up to 10 per cent of total car sales in the medium term. The first element of the new electrification strategy involves the introduction of plug-in hybrid versions of its 90 series and 60 series larger cars, based on the company’s new Scalable Product Architecture. This process has already begun with the launch of the T8 Twin Engine All-Wheel Drive plug-in hybrid version of its new XC90 SUV and will continue with plug-in hybrid versions of the new S90 premium sedan and other forthcoming models. Volvo Cars will also broaden the range of plug-in hybrid cars it offers with the introduction of a new front-wheel drive Twin Engine variant. The Swedish car maker will further deepen its product offering with the introduction of an entirely new range of smaller 40 series cars based on its newly-developed Compact Modular Architecture (CMA), which, like SPA, has been designed from the outset for electrification. This makes Volvo Car Group one of very few car makers in the world with two brand new vehicle architectures designed to support both plug-in and pure electric powertrain configurations. Lastly, Volvo Cars has confirmed that it will build an all-electric car for sale by 2019. Further details of this planned model will be released at a later date.

Man Dead After Motorcycle Crash in Mission

ounties are investigating a tragic crash in Mission that left a motorcyclist dead on Saturday afternoon. Few details have been confirmed, but it appears a motorcycle and pickup truck collided on Dewdney Trunk Road around 2 p.m. The driver of the motorcycle, a man whose name hasn’t been released, was killed. RCMP officers have been dispatched to the scene, but haven’t provided any more information.

DRK News / Views / Stuff

GMC Canyon Wins Midsize Pickup Challenge

he all-new GMC Canyon was the top pick by the editors of Cars.com in a midsize pickup comparison test. The editors praised the Canyon SLT – the segment’s only premium entry – for its road manners and performance with a full load in the bed, as well as its design and “high-end materials,” in a side-byside challenge with Toyota Tacoma TRD Pro and Nissan Frontier PRO-4X. “The GMC Canyon scored well throughout our tests, and offered a capable and luxurious ride and feel that clearly separated the GMC from the rest of the pack,” said Cars.com Pickup Truck Editor Mark Williams. The trucks were tested for a range of capabilities, including performance, seating and ergonomics, tech and entertainment, ride quality, visibility, value and off-road capability. The trucks were track-tested for braking and acceleration performance, subjected to a true off-road course, and took part in a 320-kilometre-mile fuel-consumption evaluation. Additionally, a pickup truck shopper unaffiliated with Cars.com tested each of the trucks for overall ride, comfort and features. “Establishing a benchmark for a premium mid-size pickup was our goal with the Canyon and pickupTruck.com’s insights affirm our instincts,” said Duncan Aldred, vice president of GMC Sales and Marketing. “The Canyon’s quiet cabin, premium design and materials make it a maneuverable solution for customers who want the capability of a pickup with the modern amenities customers expect from GMC.” In addition to Cars.com’s recognition, Canyon

was named Autoweek’s Best of the Best Truck for 2015. Canyon in Canada starts at $20,600, plus a $1,695 destination freight charge and is available in four-door extended- or crew-cab models. It offers the segment’s best horsepower and fuel consumption rating: 200

horsepower (149 kW) and 8.8 L/100km highway (2WD) from a standard 2.5L I-4; and 305 horsepower (227 kW) and 9.6 L/100km (2WD) from an available 3.6L V-6. Canyon V-6 models offer a segment-leading maximum trailering rating of 3,175 kilograms (7,000 lbs), as well as the G80 locking rear differential, for surefooted traction in slippery conditions and when trailering.

November / December 2015

2016

INFINITI

QX50

November / December 2015

FIRST DRIVE

an Diego, CA: The information package from Infiniti said it all: the new QX50 has, “the body of a crossover, [but] the heart of a coupe.” That’s a pretty bold statement to make about this, or any, vehicle in this category, and one I was anxious to explore. So, when I was invited to beautiful San Diego to drive the newest iteration of Infiniti’s compact SUV family, how could I resist. November / December 2015

2016 Infiniti QX50

available in some great colour combinations. There’s ven though Infiniti’s usage of the “Q” stitching, real leather, and real wood finishes. I did find and “QX” branding may not be popular strange the three vertical strips on the passenger side with people who were used to the “G” dashboard – no clear purpose and in my opinion, takes status, sales numbers tell a completely away from the look. Most buyers won’t mind though. different story. Over the past 3 years, The infotainment system is similar the one in other Infiniti sales numbers have been consistently increasing, Infiniti models and performs well. The best part is the so much so that you can see it on the roads. The new 360-degrees surround camera system – Infiniti was the QX50, which is pretty much a refreshed and updated EX37, is a welcome addition. For 2016, the front has first to offer this technology and I think it’s one of the best innovations for any vehicle. a lower fascia, new LED lights, and a great-looking new grille, which is similar to its older siblings. The So does this crossover actually drive like a coupe? Our test route took us from downtown San Diego to the side mirrors now feature integrated turn signals and the Jag Dhatt rear has a refreshed bumper and lighting, more in line back desert roads and foothills of the California coast, jag@jgkmedia.ca where there were boundless opportunities to really with the Infiniti look. The most apparent upgrade is open up the engine. Infiniti has kept the 3.7L V-6 that with its size: it’s now 113mm longer, which results in pumps out 325-hp and in my opinion, it’s the perfect powerplant a 109mm increase for rear legroom (100mm more knee room). for this vehicle. Whenever needed, power was available and let With the front seat set to my perfect driving position, I nestled me tell you, this thing is torquey. What’s even better is the superb into the back seat and was surprised that it was roomier than handling – the mix of power, steering, and handling really makes it appears – compared to the EX, much better. Now, not to be you wonder if you’re driving a crossover, because it darn well overly concerned with rear legroom, it still might be lacking for feels like a coupe. But so many times, my fingers reached for some people. Infiniti also confirmed that for the new model, there the non-present paddle shifters. Sure, there is a sport-mode and won’t be a short-wheel base option. you can go through the gears via the shifter, but it’s not the same The inside of the vehicle is where the luxury status of Infiniti becomes clearly evident. All materials are top notch and feeling. 12

November / December 2015

2016 Infiniti QX50

After about 64 miles, we stopped at Julian Pie Company to enjoy the area’s best pie. One of my colleagues scraped his plate clean; he said the pie was that good. During the break, we explored the QX50 a little more. The cargo area is abundant and as a new-class first, power folding rear seats, a feature normally found in higher-end models. Flip a switch to fold or raise the 60/40 rear seats; I did find, however, that at times, the rear seat belts got stuck in the latch when the seats were fully raised, making me lower them again and then manually keep the belt away. Getting back to the cargo area, I guarantee that, with the rear seats in the upright position (i.e. not folded), the QX50 will hold a full-size stroller and some luggage as well. After the pit stop, my driving partner Neil Vorano took the pilot’s seat and I had a chance to explore the crossover/coupe some more. I found the seats, heated of course, to be quite comfortable, considering we spent close to 6 hours in them. For Canada, only AWD will be available whereas US buyers can choose from either AWD or rear-wheel. Since we were able to drive both, Neil and I both agreed that the AWD had slightly more body roll, but that being said, it doesn’t take away from the driving experience. For Canadian buyers, the AWD will provide the necessary traction that they have come to expect from Infiniti for our weather patterns. You have to hand it to Infiniti for providing great venues for vehicle launches. Journalists were treated to lunch at the uber-trendy and posh Rancho Valencia Resort and Spa, where only luxury vehicle owners need apply. After our meals, Neil and I headed back towards San Diego, passing lime orchards, a place where we just had to stop….to, you know, test the all-wheel drive functionality. Once we got the thumbs-up from the farmer tending the orchard, we made our way amidst the lime trees and took some great photos. And a few limes didn’t hurt either. The final leg of the test drive took us through some urban areas, the coastline, and finally back to our hotel in downtown San Diego. I can honestly say that the new QX50 will likely make a presence in the Canadian market; the vehicle has a great engine, a luxurious interior, and the build quality you would expect from Infiniti. So, in the end, does the 2016 QX50 have the body of a crossover and the heart of a coupe – you bet!

Editor’s Update: After spending a week with the new 2016 QX50 in Vancouver, my expectations of the vehicle have either been met or surpassed. The rear seat might be a little cozy for some, but my daughters and wife said they were pleased with the room. And yes, our full-size stroller easily fits in the cargo area!

November / December 2015

2016 Infiniti QX50

2016

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QX50 sYn

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November / December 2015

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2016 Infiniti QX50

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AYfItr dw not: 2016 QX50 nUM vYnkuvr ‘c ie`k hPqw clwaux qoN bwAd myrw mn ieh hI kihMdw hY ik ieh vhIkl Aws qoN vI v`D hY kwmXwb hY[ horW nUM qW ipClI sIt BwvyN ku`J hor qrHW jwpy pr myrIAW bytIAW Aqy pqnI dw kihxw hY ik aunHW nUM qW ieh kwPI Ku`lHI lgdI hY[ ie`k g`l hor swfw pUry Akwr dw strOlr vI ies dy smwn r`Kx vwLI QW ‘c cMgI qrHW Aw jWdw hY[

November / December 2015

DRK News / Views / Stuff

‘‘

Lexus Celebrates 25 Years in Canada lYkss ny knyfw ‘c Awpxy 25 swl mnwey[

t’s been 25 years since the Lexus LS 400 arrived in Canada in 1990. This vehicle truly redefined the expectations of the current luxury vehicle market. Development of the LS actually commenced in 1983, beginning as the F1 project (code named for Flagship Sedan) and following a five year complete and meticulous design process at a total

November / December 2015

cost of 1 billion dollars, it was ready to be premiered with its V8 engine and far superior luxury features. By 1991 the Lexus LS had won “Canadian Car of the Year”. OpenRoad Richmond Lexus opened its doors in October of 1990 with humble beginnings, sharing a showroom with Richmond Toyota. Over the past 25 years, we have proudly grown from 5 employees to a staff of 65 associates working out of a stateof-the-art LEED certified facility which Lexus recognizes as the Canadian flagship. On October 22, 2015 OpenRoad Lexus hosted a Club Lexus event; The

Pamela Alspach Business Development Manager at OpenRoad Lexus Richmond

Art of Lexus, to celebrate our 25 years. We hosted just over 500 guests for an evening of the Arts. The design and preciseness that goes into each design of a new Lexus vehicle is nothing short of pure art. From the handstitched steering wheel and dash board to the perfected painting process, each vehicle is finished to perfection. Joining us in the celebration was local Artist Charlie Easton, who created breath taking pieces of artwork that was auctioned off for our charity, OpenRoad Cares. Our Guests were served signature “Lexus” cocktails and were treated to delicious canapes’ by one of our local favourites “Cocktails and Canapes”. It truly was an amazing night filled with celebration and gratitude for the last 25 years. Thank you to all of our loyal Lexus guests.

DRK News / Views / Stuff

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November / December 2015

2015 Landrover LR4

2015

LAND ROVER

LR4

he Land Rover LR4 2015 is notably one of the most premium, efficient, and versatile SUVs out there today, and is best suited for consumers who are prone to take advantage of the great outdoors. If road trips and lengthy drives are your thing, look no further than the Land Rover LR4 2015. It can fit seven people comfortably with its stadium seating features, and ensures everybody gets picturesque and unobstructed views of whatever adventures you’ve set out on. The outward visibility from the front seats is particularly great. It is also equipped with a broad array of infotainment and technologies to keep guests comfortable and entertained. With exceptional trail capabilities and unsurpassed interior comfort, it’s the quintessential SUV for those who love the great outdoors as well as large families. It doesn’t matter if you’re going camping or taking the kids to hockey, the spaciousness of this SUV will enable a comfortable ride for all. Of course, keeping in consideration that the third row is suitable only for children. Equipped with a 340 HP, 30.0-liter V-6, along with an eight-speed automatic transmission, the vehicle is just as adaptable to city life just as it is to the great outdoors. The LR4 is exceptionally well suited to off-road driving, whilst maintaining high levels of comfort and driving positions. The LR4 combines all the quintessential off-road SUV elements without compromising on its fundamental British character. Needless to say, the LR4 is a proper representation of the values of the designers and engineers that have created them. Add to that a super charging, dualindependent variable cam timing along with a high compression ratio, the LR4 stands out from its competitors in the league. The new V6 motor is a gem, and provides exceptional and efficient power minus the V8. An additional incredible feature of the LR4 is the intelligent Stop/Start System designed to enhance fuel efficiency and decrease emissions. A warning signal lights up on the instrument panel to indicate the stoppage of the vehicle, making it super eco efficient and environmentally friendly. Moreover, due to the 8-speed electronic automatic transmission, the engine is always at the optimal system to decrease fuel consumption. The LR4’s cabin is also state-of-the-art and exceptionally comfortable for all passengers in the front and second rows, despite their height. The cabin filters out most external wind and road noise, adding to the comfort level and overall enjoyment. This is an unexpected feat, taking into consideration the truck-like appearance of the Land Rover LR4. An overall comfortable and efficient drive and interior with a great balance of design and practicality. The LR4, despite its magnificence, is not exempt from a few flaws and errors. For example, the cup holders for second row passengers are extremely stiff, and the infotainment system falls short of what should be expected of a luxury brand. But it does come with all the standard features such as Bluetooth, Rearview Camera, rear parking sensors and a USB port. 18

November / December 2015

ICONIC

OFF-ROAD

LUXURY Ron Dhaliwal

2015 Landrover LR4

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LR4

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In Your Corner

ih`sydwrW nwL kIqy vwAidAW nUM inBwE! tkrwA qoN bco!

here is a saying that an ounce of pre-framing is worth a pound of reframing. I have seen too many companies fall apart from shareholder disputes affecting many innocent loved ones. When it comes to shareholders having a vested interest within any profit generating structure having a shareholder agreement in place should become a mandate for many companies. The majority of small and medium sized businesses do not take the time to put together a shareholder agreement that is legally binding. Often citing lack of time and saving on a few dollars the cost in the long run can come back to haunt them. I recently provided some advice to a local mid-size business here in the Lower Mainland and worked on some of the nuances of their shareholder agreement along with the lawyer. They were extremely grateful with the taxation considerations and legal implications that were mitigated by effectively wording their agreement. In the end it will save them headaches and cash. Not to be confused with a company’s Articles, shareholder agreements provide a clear and concise outline of agreed terms that individual shareholders abide too. Often well defined roles, responsibilities and functions of each shareholder position are laid out preventing disputes. Designated rights and restrictions regarding authorities among shareholder classifications can furthermore be outlined within agreements. Once signed, these agreements become a legal contract that holds weight if disputes arise. While there are no legal requirements to enter shareholder agreements there are however, aspects of the agreement that must follow cited governing laws within a 20

November / December 2015

‘‘

Reduce Conflict by Mandating Shareholder Agreements

Awm

Ryan Sahota BBA, CPA, CA

khwvq hY ik soc smJ ky ie`k vwr kIqw igAw kMm ibnw socy smJy 100 vwr kIqy kMm nwloN ikqy vDIAw huMdw hY[ mYN keI kMpnIAW nUM ih`isAW (SyArW) kwrn muk`dmy kridAW vyiKAw hY ijs ‘c keI ivcwry ibnw ksUroN hI rgVy jWdy hn[ jdNo g`l ih`sydwrI dI AwauNdI hY qW aus kMpnI v`loN ilKy gey PYsly lwgU krny kMpnIAW leI zrUrI ho jWdy hn[ Coty Aqy drimAwny Akwr dy keI vpwrk Adwry ih`sydwrW nwL kIqy smJOqy jo kwnUMnI qOr ‘qy shI huMdy hn, nUM lwgU krn leI smW hI nhIN k`Fdy[ smW nw hox dw bhwnw Aqy ku`J ku fwlr bcwauxw aunHW leI bwAd ‘c lMby smyN leI gLy dI h`fI bx skdw hY[ hwl ‘c mYN loAr mynlYNf dy ie`k drimAwny kwrobwrI Adwry nUM slwh id`qI Aqy aunHW dy ih`sydwrW dy iekrwrnwmy ‘c Swml ku`J bymqlb bwrIkIAW nUM dUr krn leI aunHW dy vkIl nwL rL ky h`l k`iFAw[ kIqy gey h`l kwrn ijs qrHW aunHW dIAW muSklW h`l hoeIAW auh ies leI bhuq DMnvwdI hoey Aqy ku`J kwnUMnI aulJxw isrP iekrwrnwmy nMU shI FMg Aqy Fu`kvyN A`Kr vrqx nwL hI aufwrI mwr geIAW[ AMq ‘c ies qrHW krn nwL aunHW nMU isrdrdIAW Aqy PzUl Krc krn qoN Cutkwrw imLygw [ ih`sydwrW vloN kIqw iekrwrnwmw ieh g`l ib`lkul spSt krdw hY ik hr ih`sydwr nMU ikhVy inXmW dw pwlx krnw pYxw hY qW ik aunHW nMU kMpnI dIAW kwnUMnI DwrwvW bwry iksy vI qrHW dI koeI S`k nw rhy[ Aksr hr ie`k ih`sydwrW dy Ahudy Aqy aunHW vloN kIqy jwx vwLy kMmW dw ivsQwr ‘c vrxn kIqw huMdw hY qW ik iksy vI iksm dy JgVy dI koeI guMzwieS nw rhy[ ih`sydwrW nMU id`qy jwx vwLy h`kW Aqy Aqy aunHW ‘qy aunHW dy AhuidAW Anuswr l`gx vwLIAW pwbMdIAW dw iekrwrnwmy ‘c bwAd ‘c hor vI ivsQwr kIqw jw skdw hY [ jdoN ie`k vwrI ies au`qy dsqKq ho jWdy hn qW ieh ie`k kwnUMnI dsqwvyz bx jWdw hY Aqy JgVw pYx dI sUrq ‘c ies dI kwPI AihmIAq huMdI hY[ BwvyN ik kwnMUnI qOr ‘qy ih`sydwrW dy iekrwrnwmy ‘c Swml hox dI loV nhIN huMdI pr iPr vI smJOqy

In Your Corner company’s region. Utilized to define expectations among the position of shareholders responsibilities these agreements can serve as a bypass from the need for disputes to be mediated or requiring legal intervention based on governing laws. The benefit of this is meant to provide both parties a clear understanding of terms that uphold the interest of each side. Mandating shareholder agreements as policy provides the proof of ownership percentage when in question or in need of authorizing transfers, sale and valuation of shares, rights and provisions, exit clauses, life insurance and business succession. Dispute resolution is clearly a reason for wanting to maintain records regarding shareholder agreements as they can document fiscal arrangements and director employment conditions over time. Working with an experienced Chartered Professional Accountant and a corporate lawyer to establish the guidelines of a shareholder agreement is best advised from the beginning as there are numerous taxation and legal implications. These trusted advisors can clearly help provide the terms and condition applicable to the governing region of the business.

dy keI p`K Aijhy huMdy hn ijnHW ‘qy kMpnI ‘c sB nUM ienHW dw pwlx krnw pYNdw hY[ ienHW iekrwrnwimAW ‘c ih`sydwrW dIAW ilKIAW hoeIAW zuMmyvwrIAW kwrn, JgVw hox dI sUrq ‘c aunHW nUM CyqI inptwry leI vriqAw jw skdw hY[ jW lwgU kwnUMnW rwhIN ienHW rwhIN smJOqw kIqw jw skdw hY[ ies dw lwB ieh hY ik ies nwL dovW iDrW nUM Awpxy Awpxy h`kW dI spSt jwxkwrI ho jWdI hY[ bxweI geI pwilsI Anuswr ij`Qy ih`sydwrI dI pRqISq dw sbUq imldw hY au`Qy jy loV pvy qW ih`sydwrI nUM bdlx, vycx, ih`sydwrI dI kImq, h`k Aqy bMdSW, jIvn bImw Aqy ibzns dI au`qrAiDkwrqw sbMDI vI jwxkwrI imldI hY[ ies qoN ibnw ih`sydwrW dy iekrwrnwmy sbMDI irkwrf sWB ky r`Kx nwL JgiVAW dy h`l leI shwieqw imldI hY ikauN ik ies nwL hI Dn dw pRbMD Aqy smyN smyN fwierYktrW dI inXukqI krnI huMdI hY[ies ‘c bhuq kwnUMnI Aqy tYks dIAW GuMfIAW huMdIAW vI hn ies leI sB qoN vDIAw g`l ieh hY ik ibzns dI rUp ryKw Aqy ih`sydwrW nwL kIqy iekrwrnwmy nUM iqAwr krn leI iksy qjrbykwr cwrtrf pRoPYSnl AkwaUNtYNt Aqy kwrporyt vkIl dI slwh leI jwvy[ ieh BrosyXog slwhkwr hI aus iK`qy dy ibzns nwL sbMDq SrqW Aqy inXmW sbMDI jwxkwrI dyx ‘c mdd kr skdy hn[

WE HAVE A VESTED INTEREST IN OUR CLIENTS BUSINESSES AS THEY ARE THE FOUNDATION OF OUR COMMUNITIES AND LOCAL ECONOMY. OUR CLIENTS ARE NOT NUMBERS, THEY ARE FAMILIES, ENTREPRENEURS, INDIVIDUALS, BUSINESS WOMEN AND MEN FROM ALL WALKS OF LIFE WHO WE ARE HONOURED TO SERVE.

WWW.PACIFICACCOUNTING.CA

604‐353‐0934

INFO@PACIFICACCOUNTING.CA November / December 2015

HOLIDAY Sharon Rupal

Rahim Jamal

haron Rupal, who was born and raised in Quesnel, BC, has been a part of the retail business world since she was 15 years old, beginning her career with the Hudson’s Bay Company. Nine years ago, when approached by the OpenRoad Auto Group, Sharon knew it was the right time to make the move. “It seemed like a wonderful opportunity as I had heard some really great things about the company,” recalls Rupal. After coming on board as Director of Human Resources, a position she held for 8 years, Rupal made the transition to General Manager of Infiniti Langley in 2014. As one of the few female general managers in the automotive industry, Rupal works tirelessly to ensure that her team provides the best customer service to anyone who walks through the boutique retail centre’s doors. “We want to ensure that we service our customers properly after they purchase their car,” says Rupal, who believes that customer retention is the key to success in the automotive industry. As a general manager, she talks and connects with her team on a daily basis to better understand the needs of their guests. Rupal admits she really likes her job, as does her 15-year old son, who can’t wait to get his driver’s licence.

s with many others in the industry, Rahim Jamal is the product of hard work and dedication. Realizing his love for automobiles at a young age, Jamal began as a lot attendant at a Toyota dealership in Calgary, Alberta. Within a short amount of time, he acquired a sales position with Mazda. His supervisors quickly saw that Jamal not only had a knack for selling cars, but also how to potentially be a manager. With solid sales numbers, Jamal became a manager at the same Toyota dealership at which he used to be a lot attendant. Beginning in 2012, the young professional ran the dealership and took sales numbers to new heights. “As a manager, I saw myself as a coach, motivating and providing the right training to our sales teams,” says Jamal. In 2014, came a tough decision – Jamal was offered the Sales Manager position at Mercedes-Benz Langley, a new state-of-the-art dealership. “Having worked with luxury brands, I decided it was the move to make and relocate to Vancouver,” he said. Now into his second year at MB Langley, Jamal’s goals are to provide the best customer experience to all customers. “It’s not important to just have a customer, but have a customer for life – that tells us we did a good job.”

Syrn rUpwl aus smyN qoN rItyl ibzns nwL juVI hoeI hY jdoN auh kyvl 15 swl dI hI sI[ aus ny Awpxw kYrIAr hfsn byA kMpnI nwL SurU kIqw jdoN Epnrof Awto v`loN 9 swl pihlW aus nwL sMprk kIqw qW Syrn ny soicAw ik ieh hI mOkw hY A`gy vDx dw[ rUpl hux vI aus smyN nUM Xwd krky kihMdI hY ik ikauNik mYN ies kMpnI sbMDI bhuq ku`J vDIAw suixAw sI, ies leI mYN smiJAw ik ieh myry leI A`gy vDx dw Swndwr mOkw hY[ ies kMpnI ‘c auh ihaUmYn irsorsz dI 8 swl q`k jnrl fwireYktr rhI[ ies qoN A`gy vDdI rUpl nUM 2014 ‘c ieniPntI lYNglI dI jnrl mYnyjr bxw id`qw igAw[ikauNik ies ieMfstrI ‘c Ajy q`k G`t AOrqW hn ies leI rUpl Awtomoitv ieMfstrI ‘c ku`J auglW ‘qy igxy jwx vwLIAW AOrqW ‘coN ie`k hYY[ iehI kwrn hY ik auh gwhkW nUM bhuq vDIAw srivs dyx leI AwpxI tIm nwl bhuq imhnq krdI hY[ ies leI ijhVw vI gwhk rItyl sYNtr dy AMdr dwKl huMdw hY auh aus nUM vDIAw kstmr srivs dyx ‘c shwieqw krdI hY[aus dw kihxw hY ik swfw kMm kwr vhIkl vyc ky hI ^qm nhIN ho jWdw sgoN AsIN bwAd ‘c loVINdI syvw idMdy rihx dw Xqn krdy rihMdy hW[ ies qrHW krn krky hI aunHW dy gwhk aunHW nwL bwAd ‘c vI juVy rihMdy hn[ rUpl dw kihxw hY ik auh AwpxI ies jOb ‘qy kMm krnw bhuq psMd krdI hY[

hor keI ieMfstrI dy lokW vWg rhIm jmwl sKq imhnq Aqy kMm leI pRqIb`Dqw dI smRpq hY[ aus dw pihlW hI kwrW nwL ipAwr sI[ auh sB qoN pihlW AYlbrtw sUby dy Sihr kYlgrI ‘c CotI aumry hI toietw fIlriSp dI lwt AtYNfYNt dI nOkrI krn l`g ipAw[ CyqI hI aus nUM mwzdw vwiLAW ny sylzmYn dw kMm dy id`qw[aus dy suprvweIzr ny ieh CyqI hI BWp ilAw ik rhIm kwrW dw vDIAw sylzmYn hI nhIN sgo aus ‘c mYnyjr leI loVINdIAW swrIAW KUbIAW hn[ kwPI kwrW dI ivkrI dy qjrby kwrn hI ijhVw pihlW lwt AtYNfYNt dw kMm krdw sI au`Qy hI mYnyjr bx igAw[ 2012 ‘c mYnyjr bxy rhIm ny kwrW dI iv`krI dI igxqI ‘c AMqW dw vwDw kr id`qw[ jmwl dw kihxw hY ik mYnyjr vjoN ie`k cMgy koc vWg sylzmYnW nUM vDIAw tRyinMg id`qI[ pr 2014 ‘c aus leI ie`k AOKY PYsly dI GVI Awx phuMcI- ieh sI jdoN aus nUM lYNglI dI mrsIfz bYNz ‘c sylz mYnyjr dI nOkrI dI pySkS kIqI geI[ lgzrI bRwWfW nwL kMm krn vwLy rhIm jmwl ny soicAw ik vYnkuvr ‘c sY`t hox leI ieh vDIAw mOkw hY[ hux ie`Qy AYm bI ‘c kMm krdy nUM aus nUM dUjw swl hY[ aus dw inSwnw hY gwhkW nUM bhuq vDIAw qjrby vwLI vDIAw srivs dyxI hY[as dI ieh Dwrnw hY ik gwhk hoxw bhuq v`fI g`l nhIN pr mh`qvpUrn g`l hY aus nUM jIvn Br Awpxy nwl joVI r`Kxw[

November / December 2015

HELPERS Pamela Alspach

By: Jasleen Dutt

Mehul Gandhi

amela’s journey in the automotive industry began 4 years ago. Eager to return to work after her maternity leave, Pamela wanted a change and a timely opportunity presented itself. “I’ve been a BMW driver for years and there was a new BMW/MINI Langley dealership that was being built very close to my house,” recalls Alspach. To get her foot in the door, she began as a part-time receptionist. Very quickly, however, she rose to Lead Receptionist; quickly after that, her role expanded to helping at the business office, selling cars, acting as a service advisor, and eventually, Assistant Service Manager. Alspach admits her love for the automotive business comes from dealing with people – including fellow employees and customers. But her true passion is creating the best guest experience within the dealership. With her alpha personality in top gear, Alspach made the move to OpenRoad Lexus in Richmond as the new Business Development Manager, where she works with both the service and sales departments in finding ways to improve the customer experience. “I love coming to work,” says Alspach, “and I am always looking at new and innovative ways to build a whole new customer experience because yesterday’s exception is now today’s expectation.”

ehul Gandhi was born in Nairobi, Kenya, and came to Canada when he was 4 years old. After living all across Canada, he settled in BC, which he now calls home. Mehul’s educational background is in science, more specifically, cognitive psychology. His real passion, though, is developing relationships with, mentoring, and motivating industry sales professionals. Mehul currently leads a team of dynamic professionals who provide top notch financial advice to members of our community. Along with his management team, he is committed to providing driven individuals with the support and training to create and maintain a successful financial practice. Always humble, Mehul credits the development of this mind set to his mentor, Rohini Kapoor, a 25 year plus veteran in the financial services industry, and the managing director of Mehul’s office. He utilizes that mentorship on a daily basis to develop his team into financial professionals who are making a positive impact in their communities. He is always excited to meet driven individuals who may want to find out more about the financial industry. Mehul’s vision for the future is to continue developing his team in both Victoria and the Mainland into professionals who strive to make a positive impact in their clients’ lives.

pYmlw dw AwtomYitv ieMfstrI dw sPr cwr ku swl pihlW SurU hoieAw[ pRsUqI Cu`tI qoN bwAd kMm krn AweI pYmlw ku`J qbdIlI krky Awpxy kMm nUM vDIAw bxwauxw cwhuMdI sI Aqy aus nUM ies sbMDI ie`k mOkw iml igAw[ AYlspYc ny d`isAw ik auh bI AYm fbilaU nUM clwauNdI rhI sI Aqy aus dy Gr koL bI AYm fbilaU/ imnI dI nvIN fIlriSp dI auswrI ho rhI sI[ Awpxw pYr Drn leI aus nUM pihlW ies fIlriSp ‘c pwrt tweIm rIsYpSinst dw kMm iml igAw[ pr CyqI hI auh lIf rISYpsinst bx geI; bhuqw smW nhIN bIiqAw sI ik aus dI ifautI ibzns AwiPS ‘c mdd krn, kwrW vycx, Aqy AwKrkwr srivs AYfvweIzr dI ho geI[AYlspYc dw ieh mMnxw hY ik aus dw Awto ibzns leI ipAwr Asl ‘c lokW nwL myljol kwrn pYdw hoieAw, ijs ‘c swQI kMm krn vwLy Aqy gwhkW ny hor vwDw kr id`qw[ies qjrby kwrn auh AwKr Eopnrof lYksz jo ircmMf ‘c hY dI ibzns ifvYlpmYNt mYnyjr dy Ahudy ‘qy phuMc geI[ie`Qy auh srivs Aqy sylz dy dovW ivBwgW ‘c kMm krdI hY qW ik gwhkW nUM vDIAw srivs dyx leI hor FMg l`By jw skx[ aus dw kihxw hY ik auh cwhuMdI hY ik sdw hI nvyN gwhkW dI srivs dy nvyN qjrby qoN auh ku`J Aws r`K sky jo ipCly smyN kstmr srivs leI soicAw vI nhIN jw skdw sI[

myhul gWDI dw jnm qW nYrobI, kInIAw ‘c hoieAw sI pr auh 4 swl aumr ‘c hI knyfw Aw igAw sI[ knyfw ‘c bhuq swry QwvW ‘qy GuMm iPr ky AwKrkwr auh Awpxw Gr kihx vwLy sUby bI sI ‘c sY`t ho igAw[myhul dI pVHweI swieMs Kws krky mnoivgAwn dI hY[ aus dw auqSwh vDyry krky lokW nwL sMprk bxwauxw Aqy ieMfstrI dy sylzmYnW nUM auqSwihq krnw hY[ hux myhul ie`k ies qrHW dI tIm dI AgvweI kr irhw hY ijhVI kimauntI nUM a`uc drjy dI iv`qI slwh idMdI hY[AwpxI pRbMDkI tIm nwL auh iv`qI syvwvW dyx vwiLAW nUM vDIAw syvwvW idMdy rihx leI inrMqr XqnSIl rihMdw hY[ ies qrHW dy suBwA dw rwz pu`Cx ‘qy aus ny jvwb id`qw ik ieh sB ieMfstrI ‘c sB qoN vDIAw iv`qI syvwvW dyx vwLy aus dy mYNtr Aqy aus dy dPqr dy roihnI kpUr dI AgvweI dw hI nqIjw hY[ myhul dw kihxw hY ik auh hr roz ies mYNtr dI AgvweI qoN lwB pRwpq krky AwpxI tIm nUM pUrI qrHW pySwvrI bxw irhw hY ijs nwL kimauntI nUM lwB iml irhw hY[ auh aunHW ivAkqIAW dI mdd vI krdw hY ijnHW nUM au`Qy iv`qI ieMfstrI ‘c vDyry lwB lYx leI slwh ihq ilAWdw jWdw hY[ Biv`K sbMDI g`l kridAW myhul dw kihxw hY ik auh ivktorIAw Aqy mynlYNf ‘c AwpxI tIm dw ivsQwr krnw cwhuMdw hY qW ik aunHW dI slwh lYx qoN bwAd lokW dw jIvn hor vDIAw bx sky[ November / December 2015

Eating with Pash-ion

f I can choose just two words to sum up my visit to Trattoria Burnaby, they would be “Never Again!” This was one of the worst experiences I have had at any restaurant anywhere in the world that I have visited. I had a reservation and had to wait for 15 minutes before I was finally seated. They don’t seem to understand the word “reservation”. It means a table is ready for you when you arrive, which was NOT the case. When they took my dinner companion and myself to the table, it was the most horrendous site I had ever seen! A tiny squashed table in between two large parties and only a few inches in between the tables. I could not even squeeze in between the table to get to the seat it was so cramped. I immediately refused the table and was told the only available table was outside in the dark and cold of October. I took the frigid table and was greeted by the side show of the police pulling a vehicle over in front of me. Nice ambience with the red and blue lights flashing in the freezing cold. No bread or anything was brought to the table and I sat for a full fifteen minutes with nothing to drink. When they finally came to take a drink order, the waiter again disappeared for 10 minutes and “claimed” he did bring drinks to an empty table and again disappeared. I was beyond angry.

Trattoria Burnaby

102-4501 Kingsway, Burnaby BC V5H 2A9

‘‘

EATING WITH PASH-ION

November / December 2015

Pash Brar Mobile Leasing Rep. at Auto One Leasing LP

We ordered a Caesar and a caprese salad to start even though i wanted to leave. My Caesar salad had an unwelcome addition added, basil! Who adds basil to Caesar salad??? I hated the flavour, but my friends caprese salad was the worst. There was no basil, which is an essential ingredient, and no balsamic vinegar. All he had was a bit of olive oil on the bottom of the plate. No salt, no pepper and the blandest mozzarella made of cow’s milk instead of buffalo. It was disgusting and inedible! No one even offered fresh cracked pepper ! For dinner we ordered spaghetti and meatballs and a meat lasagna. We were at least offered some fresh parmesan cheese. But the meat lasagna was watery and tasteless and very acidic. It needed sugar to neutralize the tomatoes. I’ve had better lasagna at Boston Pizza! My spaghetti was way over cooked and nowhere near al dente. The meatballs were greasy and gave me a headache. For dessert I ordered Torta al Cioccolato al Latte. which is a flourless chocolate torte. The best part was the tiny white chocolate garnish on top and the pieces of milk chocolate attached as decoration. The dessert furthered my already existing headache and added sugar sweats. With such horrible food and even worse service, I was determined to leave zero as a tip, but my friend went inside and paid for the bill behind my back and gave a small tip. Even that small tip was not deserved. I will never set foot inside this restaurant again, or the other locations in Kitsilano or Park Royal. i would rather go hungry than eat anything offered from their menu, even if it was for free.

This fall, waive your payments goodbye. For a limited time only, enjoy a finance rate of 0.9% for 36 months plus 3 months’ payments waived on select 2011 - 2013 Certified Pre-Owned models.*

0.9% 3 months *

36 months

payments waved

*Taxes extra.

Become the new owner of a Certified Pre-Owned Mercedes-Benz and benefit from: • Reassurance: 150-point certification inspection • Warranty: standard Star Certified warranty up to 6 years or 120,000 km

• Confidence: complete vehicle history report • Security: 24-hour special roadside assistance • Peace of mind: five day/500 km exchange privilege

Visit us and ask for our Mercedes-Benz Sales Manager Rahim Jamal: Tel: 604.533.1205 Email: rjamal@mercedesbenz-langley.ca

Class

Stock

Year

Total Price

$163,878*

AMG GT S MUP331 2016

2,230

Class

Total Price

21,971

$76,878*

CLS 550

Stock

MUP248

Year

2014

Class

Stock

Year

Total Price

Class

29,000

$149,595*

140

Class

Year

2013

Stock

GL350 4MATIC MUP346

2015

G63 AMG MUP358

Class

$209,878*

S63 AMG MB610

Stock

Total Price

S550

Stock

Year

MUP310A 2015

2014

Total Price

46,902

$90,495*

Total Price

10,404

$159,878*

20801 Langley Bypass, Langley, BC Tel: 604.533.1205 | langley.mercedes-benz.ca *Vehicle license, insurance, registration, and dealer admin fee of $595 are extra. Offers may change without notice and cannot be combined with any other offers. Images used for display purposes only. Vehicles might not be exactly as shown. Offers may change without notice and cannot be combined with any other offers. ** 0.9% and 3 months payment waiver only applicable on GLK, and C-Class models. Please visit Mercedes-Benz www.langley. November / DecemberLangley 2015 or 25 mercedes-benz.ca for exact pricing details. Offers end October 31st, 2015.

DRK Quick Looks

Written by - Jag Dhatt

2017 Jaguar F-PACE

hat can I say about the all-new F-PACE except that it’s a gorgeous SUV by Jaguar – yes, you read that correctly, Jaguar now has an SUV. The F-PACE takes the Jaguar DNA of legendary performance, handling and luxury, and adds practicality and space. From a design perspective, the F-PACE has beautiful lines that are borrowed from its sibling cars – things such as the hood bulge to the pronounced rear haunches just ooze speed. The technologically advanced F-PACE is a performance SUV with maximum driving exhilaration. With the choice of three engine options, there’s one for every driver. My personal choice would be the 380 hp supercharged V6, which is borrowed from the F-Type. The F-PACE also delivers state-of-the-art technology to make sure you stay entertained and connected at all times. There is ample space for the long road trips or weekend getaways. There’s even clever storage compartments for smart phones and tablets on the sides of the center console. F-PACE has the performance for every road and the capacity for every day. A Jaguar for the driver, a Jaguar for the active lifestyle.

orty years after the unveiling of Ferrari’s first ever mid-rearengined V8 berlinetta, the 308GTB, the Prancing Horse now opens a new chapter in its 8-cylinder history. We first saw the 488GTB at its official BC launch at Ferrari Maserati of Vancouver, and as a journalist, there something about Ferrari that just makes me grin from ear to ear. Designed by the Ferrari Styling Centre, the 488GTB features very sculptural flanks, which define its character, and it’s all about speed. At the front are dual grille openings which feed air into two radiators. There’s also a double front spoiler while at the centre are two pylons that are combined with a deflector to channel air towards the flat underbody. The tail is dominated by a blown spoiler to help with aerodynamics while the new tailpipes have been repositioned to accommodate the new diffuser. At the heart of the 488GTB is a 661hp V-8 turbo that sprints the car from 0-100 km/h in 3 seconds flat. We can go and on about the car, but there’s nothing like the feeling of actually driving one, which we hope to very soon.

2016 Suzuki DR650S

f you’ve ever been torn between paved roads and wilderness trails, then the new Suzuki DR650S might just be your poison. This dual-sport is designed to conquer less than ideal conditions while providing comfort on the street, control off the beaten path, and full command everywhere in between. This Suzuki is powered by a compact 644cc SOHC, four-stroke, air and oil cooled engine that is tuned with an emphasis on performance in the low-to-mid RPM range. The stainless steel exhaust is perfect for our BC weather as it won’t corrode and cause needless stress for owners. The height adjustable shock features adjustable spring preload and compression damping to personalize the suspension for rider, load and terrain. Now, while this bike may not win any enduros or cross-country races, nor be the lightest, it has a noticeably faster, torquier, and smoother engine when comparing to its competitors. According to those who have owned the bike, it’s pretty much bulletproof and will last years and take lots of abuse. 26

November / December 2015

2016 Ferrari 488 GTB

2016 Nissan Maxima

hen a car makes its debut during NFL game time, you know it’s a big deal. The all-new 2016 Nissan Maxima is a vehicle that has experienced a great deal of success since its debut in 1981, when it was labelled as the first four-door sports car. While many don’t call the 2016 model a real sports car, it does have some dramatic styling (Nissan is really getting good here), a very comfortable interior, and a motor that is spectacular. But, I do have a gripe – it’s not with the motor but with fact that it’s paired with a CVT. This 3.5 L V6 deserves to be matched with gears. That being said, this CVT is pretty darn good and gets the car moving quite quickly. Getting back to the cabin, it’s roomy, as is the trunk. The seats are very supportive and can be fitted with the cooled and heated package. The drive of the new Maxima is surprisingly good; it is a credible luxury vehicle, but opt for the sport setting and use manual shifting, and it also make a pretty good “sports” car.

YOUR AUTHORIZED SALES AND SERVICE CENTRE

MSRP:

New 2016 Isuzu NRR NU2

SAVINGS: Selling Price: Payments:

$83,147 $8,947 $74,200 + Taxes

$978/Month + Tax

Available Cash Credit

$1,000

#IS1118 › 19,500 LBS GVRD › 9’6” Landscape body › Keyless remote › A/C › Diesel Engine › Bluetooth

$1,099

$735 / Month

$978 / Month

New 2015 Isuzu NPR ECO-MAX MSRP: SAVINGS: Selling Price: Payments:

$63,193 $7,393 $55,800 + Taxes

$735/Month + Tax

Available Cash Credit

$1,000

#IS0011 › 12,000 LBS GVRD › Air Suspension › Air Deﬂector › A/C › Diesel Engine › Bluetooth

Free Oil Changes

/ Mont h

New 2015 Isuzu NPR NU2 REEFER

MSRP:

SAVINGS: Selling Price:

$93,051 $10,051 $83,000 + Taxes

Payments: $1,099/Month + Tax Available Cash Credit

$1,000

#IS2162 › 19,500 LBS GVRD › 14ft Collins Reefer Body › Heated Mirror › A/C › Diesel Engine › Bluetooth

Free Extended Warranty 3 Locations to choose from info@dueckisuzu.com

Walter Patel Director of Operations 604.754.6574 888 Terminal Ave Vancouver, BC

604.675.7910

400 S.E. Marine Dr Vancouver, BC

12100 Featherstone Way Richmond, BC

dueckisuzu.com Taxes and Acquisition fees excluded in pricing. Taxes excluded in payment options. Free oil changes every 16,000 K for 2 years. Free Extended Warranty for 5 years or 280,000KM. Payments: #IS1118 Selling price 74,200, $1000 Down payments, 4.9% for 60 months; #IS0011 Selling price $55,800, $1000 Down payments, 4.9% for 60 months; #IS2162 Selling price $83,000, $1000 Down payments, 4.9% for 60 months. Oﬀer Ends Dec 31st, 2015. November / December 2015

2016 Mercedes-Benz GLE Coupe

GLE MERCEDES-BENZ COUPE 2016

here aren’t many vehicles that can do it all for any driver, but a few automakers are taking a shot at creating crossovers that come close. The latest to join the quest for the all-in-one is MercedesBenz, whose GLE Coupe was conceived to compete with the likes of BMW’s X4 and X6 and Infiniti’s QX70 for crossover and SUV drivers unwilling to give up either standout looks or entertaining performance. Called a crossover coupe, the GLE Coupe is a fourdoor based on the GLE SUV (previously known as the M-Class), but with a tapered roofline that trades some interior space for styling that more closely resembles a tall sports car. While Benz isn’t blazing any new trails appearancewise, the GLE Coupe’s diesel engine (standard in the entry-level GLE 350d) sets it apart from its competitors, which run all-gasoline powertrains. The diesel makes this the most efficient vehicle in its class, but it feels out of place in a vehicle whose extroverted 28

November / December 2015

look commands something more than the 3.0-litre turbodiesel’s 249 hp can deliver. Its 457 lb-ft of torque is certainly notable, and while it makes for impressive off-the-line punch, this motor loses its performance lustre at higher revs and road speeds. The 3.0-litre turbocharged gasoline V6 used in the GLE 450 AMG is a better match. This isn’t a true high-performance AMG model (we’ll get to that shortly), but the label fits with this engine’s 362 hp, 384 lb-ft of torque, and higher-revving nature. Much of that torque is available at low engine speeds, but there’s more power available closer to redline, making hard acceleration much more satisfying. The diesel is a fine fit in the more staid GLE, but the 450 AMG’s (so named for AMG-inspired styling elements and “performance-enhancing” technology) motor makes more sense. There is a real AMG model available in the GLE 63 S, powered by a turbocharged 5.5-litre V8 good for 577 hp and 561 lb-ft. Mercedes didn’t bring any

Chris Chase

2016 Mercedes-Benz GLE Coupe

examples of it to the launch event in Newfoundland where we got our first taste of the GLE Coupe, but it’s no stretch to imagine it’s a potent machine.

Potency is what you need in a heavy luxury crossover: the diesel model weighs 2,220 kg — the GLE 450 carries around 30 kg more — and it feels that way. All of the cars we drove had Benz’s air suspension (optional in the 350d but standard in 450 and AMG 63 versions), and it was easy to appreciate the ability to adjust ride stiffness via the Agility Select system: ride quality is good in the ‘comfort’ setting, while the ‘sport’ and ‘sport+’ options are best reserved for smooth pavement. Those latter two do improve lazy throttle and transmission responses obviously tuned for economy in ‘comfort’ mode. Aiding performance is Mercedes’ new nine-speed automatic transmission. Nine speeds sounds like a lot, but with this gearbox Benz joins the ranks of Jeep, Chrysler, Land Rover, and Acura in offering this many ratios. It acquits itself well here: in diesel models, it does a good job of shifting frequently but smoothly to keep that engine in the middle of its relatively narrow torque band. Likewise, in the racier 450 AMG, the narrow gaps between ratios ensure the gas motor stays on the boil in hard acceleration.

The GLE Coupe’s fuel consumption ratings are 10.4/8.2 L/100 km (city/highway) in the 350d, and 13.6/10.2 in the 450 AMG. In our hands, after a few hours of mostly highway driving, the diesel averaged about 9.5 L/100 km, while the gas model managed around 11.0, both figures coming from the car’s trip computer. The GLE 63 AMG is the thirstiest of them all with ratings of 17.2/12.8 L/100 km (city/highway), but if you can afford a 577-hp, $116,500 SUV, we’d guess economy is not your top concern. Speaking of cost, the more attainable GLE Coupe models start at $72,300 for the 350d ($9,100 more than the equivalent GLE SUV), and $77,600 for the 450 AMG. Those figures, of course, don’t include options, of which there are many. Several of the boxes to be ticked on the order sheet are for safety features, like an Intelligent Drive package that includes active cruise control with steering assist, blind spot warning, and an active lanekeeping system that helps an inattentive driver stay in their lane. This last feature’s interventions are anything but subtle (we suppose that’s the point), which is disconcerting if, say, you crowd the left side of your lane to make room for a car stopped on a highway shoulder. In GLE 450 AMG trim, an Active Curve Assist option adds electronic sway bars that limit body roll in corners, and then can disconnect from the wheels to make the suspension more compliant on rough roads. A lower roofline relative to the regular GLE means less headroom, but that only affects rear seat passengers in any significant way; all five of the Coupe’s seats are usable by adults, if not particularly tall ones. Likewise, the cargo area is a lot shallower under that rakish tailgate, but the space is long; the Coupe’s high rear bumper has a greater effect on everyday practicality, as you have to lift stuff up and over it to get it inside. Stylistically, the GLE Coupe isn’t for everyone; this is a ‘lifestyle’ vehicle with a limited appeal that Mercedes-Benz hopes will expand its reach beyond buyers of traditional luxury sedans and SUVs. Success won’t be determined by sales numbers, but rather on the effect it has on its maker’s reputation. Performance-wise, there’s no question that effect will be positive (aside from the ho-hum diesel engine); the real question is how many shoppers out there will warm to the way this car’s controversial appearance stands out from the luxury-car crowd.

November / December 2015

2016 Mercedes-Benz GLE Coupe

2016

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November / December 2015

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2016 Mercedes-Benz GLE Coupe

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November / December 2015

Gearing up for Winter

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Gearing up for Winter

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Anthony Jarantilla Vehicle Installation Manager Visions Electronics, Surrey

he cold months are upon us, and now is a good time to prepare your vehicle for the upcoming temperature drops. Besides winter tires, changing the fluids and wiper blades, your vehicle’s electrical system can use some love, too. For the average driver (travelling approx. 22,000KM a year), your car battery should be changed every 4 to 5 years. When batteries are on their way out, they don’t really give any warning signs. Usually what happens is, on a cold winter day or night you get in your vehicle and when you try to start it, it will either really struggle to start or, it just won’t start. This is because when a battery is on its last stage, it is most susceptible to damage in the summer months due to heat. Extreme heat conditions are a battery’s enemy; however, during those summer months, there isn’t a need of much cold cranking amps (CCA) to start your vehicle. It’s during the winter months where the CCA’s are needed and that’s when a worn battery shows its age, when you need it the most. So the rule of thumb is to change your vehicle’s battery every 4 to 5 years. Remote starters are another great item to have for colder months, if installed and used properly. The main thing about a remote starter is the convenience factor. You can safely start your vehicle from the comfort of being inside (provided the car is parked outside). The best way to use a remote starter is to let the car idle just long enough so the fluids can move in the engine and also, you’re not sitting in a cold car waiting or leaving the keys in the ignition while you wait inside. I do not recommend idling a car excessively with the remote starter though because excessive idling is bad for the motor and wastes fuel. Just use it long enough to get everything going, then drive the car nice and easy until it gets up to operating temperature. A remote starter unit is also great for 32

November / December 2015

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Gearing up for Winter turbo application vehicles, as it can double as a turbo timer. When a turbo vehicle is run hard, the oil that circulates in the turbo can get very hot, and it’s not advisable to just shut down the vehicle immediately. Most manufacturers recommend the vehicle idle for a short period of time to allow the oil to circulate and cool down. The remote starter can do this for you; that way, the vehicle can idle locked, and it will shut down after the amount of time you set it to, and you can go about your business. Finally, upgrading the ground wires under the hood might be worthwhile too. You can purchase “grounding kits” online or have them custom made in a shop like mine. This is a controversial upgrade as it is hard to measure its effects on the vehicle once it has been installed. Typically, the ground wires are added from motor to chassis, and battery to chassis on top of, or by replacing, the factory ground wires. This upgrade is more noticeable on older cars where the wiring is older and may have corrosions or is possibly fraying. I do this to all my vehicles as a measure of preventative maintenance. By making sure all the grounds are good, I know that all the electronics are receiving the correct amount of voltage for them to operate better. This could mean, easier starting, less head light dimming, smoother idle, etc. Make sure you don’t wait until it’s too late, and prepare yourself and your vehicle for the upcoming winter months.

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November / December 2015

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Digestive Enzymes

hese little gems are a necessity for life and existence. Enzyme’s offer assistance in breaking down all the things that contribute to growth and energy from food. Simply putwe need them. When following such strict diet protocols, when one is allowed to indulge in a rich food meal, or perhaps unknown family prepared foods, and restaurant eating which usually consists of things that you have not been regularly eating, digestive enzymes help ease the discomfort of bloating, gas and the overall feeling of “yuck” and fullness which will likely occur. Many formulas are available to assist the breakdown of fats, protein, and carbohydrates (complex and simple). Antacids are a band-aid to stomach problems and can leach out other vitamins and minerals, rather than what is required, which is to assist the breakdown the foods and encourage nutrient uptake. The formulas I suggest are designed to work with the foods you most regularly eat, Vegetarians would suit the needs of a starch and vegetarian based formula. For meat eatersProtease and pancreatin based formulas. All things considered, pharmacy’s have an “old school” product that works wonders and, is very inexpensive, Beano works to help breakdown, beans (as its name implies) oatmeal, and other grains, lettuce, and broccoli. It’s great to have this handy at all times and works fast, and immediately goes to work. A closer look at supplemental enzymes and their actions. Lactase: Breaks down lactose in milk to make it possible for people with lactose intolerance to consume dairy

November / December 2015

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Digestive Enzymes

without digestive problems. Lipase: A digestive enzyme responsible for breaking down lipids (fats), in particular triglycerides, which are fatty substances in the body that come from fat in the diet. Protease (I & II): The enzymes needed to digest protein. Amylase (Alpha & Beta): The enzymes that break down starch. Invertase: Utilizes sucrose (sugar). Lipase: Assists the break down fats in food so they can be absorbed in the intestines. Cellulase: Responsible for cycling of nutrients and used to tear apart the glycosidic chains in cellulose, Dawn Thornton found in lettuce,cabbage,tubers, all vegetables contain cellulose. Cellolose is the most difficult for our body to break into, and digest. Glucanase: Used to break down carbohydrates,and sugar (glucose0 Xylanase: Breaks down carbohydrates into Xylose, one of eight sugars that are essential for human nutrition.

DRK News / Views / Stuff

Nissan Conducts First On-Road Test of Prototype Vehicle Featuring Piloted Drive on Highway and City/Urban Roads

issan maintains two corporate visions of a sustainable mobile society: “Zero Emission” and “Zero Fatality.” For Zero Emission, the company’s goal is to eliminate the emission of CO2 gasses from Nissan vehicles; while Zero Fatality is an aspirational goal that aims to eliminate virtually all fatalities stemming from traffic accidents. “Vehicle Intelligence” will play a key role in realizing the concept of Zero Fatality; therefore, the company is developing an advanced form of vehicle intelligence called “Nissan Intelligent Driving,” which is comprised of various innovative features that will be introduced in stages. For Stage One, Nissan will offer “Piloted Drive 1.0” by the end of 2016 in Japan. Piloted Drive 1.0 allows for autonomous driving under heavy highway traffic conditions. By 2018, the company hopes to implement a multiple lane piloted drive that can conduct lane changes on highways. And by 2020, a new technology will be introduced that allows vehicles to successfully manage city/urban roads- including intersectionsautonomously. The prototype vehicle making its public debut today will be tested in actual traffic conditions on both the highway and city/urban roads to develop and further enhance Nissan Intelligent Driving for public use. The vehicle is based on the Nissan LEAF electric vehicle and it is equipped with features such as a millimeter wave radar, laser scanners, cameras, high-speed computer chips, and a specialized HMI (Human

Machine Interface), just to name a few. All of this helps allow the vehicle to operate in an autonomous manner on both highway and city/urban roads except for setting destination points into the navigation system. These tests are planned for Japan as well as overseas in the near future. Nissan has developed two innovative technologies that can make piloted drive possible on city/urban roads. The first is the miniature, high-spec laser scanner. Currently in its prototype stages, the laser scanner determines the distance between the vehicle and its surroundings through the use of precise three-dimensional measurement that enables the vehicle to navigate routes in tight spaces. The other new technology is an 8-way 360-degree view camera system that allows for accurate routing decisions when driving through intersections and sharp curving roads. The new prototype vehicle possesses both of these innovative features, facilitating smooth transportation through complex traffic environments, helping the occupants feel as though they are in the hands of a skilled driver. “We at Nissan are setting clear goals and preparing for the implementation of piloted drive. The prototype that we’re introducing here today is proof of how close we are towards the realization of this goal. Nissan aspires for a safe and trouble-free motoring future, and we plan on leading the industry in the implementation of piloted drive,” Senior Vice President of Nissan, Takao Asami, said.

THE HEAD SAYS YES. THE HEART SAYS DEFINITELY, YES.

EXPERIENCE GHIBLI AT MASERATI OF VANCOUVER . A unique expression of Italian design, Maserati Ghibli touches all of the senses, all at once. Its hand-stitched leather interior with an array of exclusive options redefines luxury in a sport sedan. Its powerful twinturbocharged V6 engine with up to 404 HP delivers the unforgettable sound and thrilling performance that only comes from owning a Maserati. Starting from $83,800*

MASERATI OF VANCOUVER

1860 Burrard Street, Vancouver, BC V6J 3H1 / 604.215.8778 / www.FMOV.ca *Maserati Ghibli MY2015 base MSRP $83,800 CDN; Ghibli S Q4 MY2015 base MSRP $92,500 CDN. Not including dealer prep and transportation. Actual selling price may vary. Taxes, title, license and registration f ees not included. ©2015 Maserati North America, Inc. All rights reserved. Maserati and the Trident logo are registered trademarks of Maserati SpA. Maserati urges you to obey all posted speed limits.

Attention: Production Manager Publication: DRK Magazine

Client: Maserati of Vancouver - Amy Chang Color: 4C

Product: Ghibli15 - Custom

10.30.15 November / December 2015

Around the Town

n September 10th, DRK Magazine was invited to OpenRoad Audi Vancouverâ&#x20AC;&#x2122;s launch event of the all-new Audi TT. The 3rd generation TT is available in classic coupe and now, roadster variations. The roadster still looks like the coupe, but there are some noticeable, and welcome, differences. One thing for sure, with the new drop-top option, the Audi TT will surely sell well. OpenRoad Audi Vancouver provided guests with handcrafted cocktails and gourmet canapes as they celebrated the sophistication and history of the iconic TT.

eptember 10th saw Ferrari Maserati of Vancouver play host to full house crowds for the launch of the Ferrari 488GTB and to get things going for Luxury & Supercar Weekend 2015. After General Manager Mark Edmonds gave a brief introduction, guests were awed by the beauty and elegance of the 488GTB, a supercar that pushes out over 660 hp from a supercharged V-8. While perusing some luxury vehicles and jewelry, listening to upbeat music, guests also enjoyed great cocktails and fine food. 36

November / December 2015

Around the Town

RK Magazine was invited to Infiniti North Vancouver (Dilawri Auto Group) and Infiniti Langley (OpenRoad Auto Group) for the launch events of the all-new 2016 QX50. Both venues provided guests with gourmet food and cocktails to mark the celebration of the QX50. With the body of a crossover and the heart of a coupe, the QX50 is sure to make an impact. Infiniti Canada Managing Director, Stephen Lester, made the trek from head office in Toronto and attended several of the Lower Mainlandâ&#x20AC;&#x2122;s launch events.

ne of the most anticipated vehicles definitely has to be the 2016 Jaguar XE, which made its debut in Fall 2015. DRK Magazine was invited to the Vancouver launch event, which took place on October 22nd at Oakridge Shopping Centre. If initial projections are correct, this will be one of the cars in 2016. Not only did guests take in the new XE, they had the chance to get up close and personal with the new Jaguar XF, Land Rover Discovery Sport, Range Rover Evoque, Range Rover Sport, and the Range Rover full-size. Did we mention great food and cocktails! November / December 2015

2015 Cadillac CTS

2015

Cadillac CTS European Competitor?

talking. In fact, every item that went into this car was here are several trends in the auto measured and weighed to make sure the final goal was industry that show little sign of waning. reached. A lighter car made of high tensile steel is stiffer, One such trend is the move towards safer, handles better and above all, is more efficient. What more luxury or premium cars. As baby Cadillac didnâ&#x20AC;&#x2122;t change was the edgy design language boomers age, they have earned the they have become known for. The LED accent lights are nicer things in life and the offspring of baby boomers especially attractive at night and run vertical compared are getting used to even more finer things in life; thus, more and more automakers are moving upscale. The to most car horizontal approach. The longer and lower stance of the CTS makes it look athletic, yet elegant. The Europeans do luxury and performance better than most and the Japanese luxury brands have been putting in one weak area is the back. It lacks the same visual punch as the impressive front grille and headlamps. their time to becoming a real force. But long before the Japanese, there have always been the American luxury Inside Zack Spencer The BMW 5-Series is often held as the benchmark in brands, with many firsts in features and technology. zack@drivewaybc.ca terms of handling and luxury, so many of the comparisons Established in 1902, Cadillac is one of the oldest, along used by GM are against the 5-Series. Yes, the new CTS with Mercedes-Benz, and continues to be General is lighter than the BMW but it is a bit smaller inside; not as wide Motorâ&#x20AC;&#x2122;s flagship in terms of refinement and technology. And and the back seat is a bit shorter. Front seat passengers are treated Cadillac is undergoing a re-emergence, as a legitimate brand, with to plenty of room and a view onto the dash is impressive; the same sales up in Canada, thanks in part to the award winning ATS sedan design used in the ATS and XRS. The centre console has a touchand refreshed XRS crossover and hopefully the mid-sized CTS. screen system called CUE, which has rich colours and striking Looks graphics. The heat, volume and a few other controls are all touch The smaller Cadillac, the ATS, went on to win the North sensitive, meaning they have no dials or switches. This is much like American Car of the Year award. General Motors has taken that platform and elongated it to produce the lightest mid-sized car in its a smartphone, plus there is haptic feedback. The problem with this design is it shows fingerprints and dust against the shinny black class. A full 173kg lighter than its competitor, the BMW 5-Series, and 34kg lighter than the outgoing car, the 2015 CTS has people plastic. The steering wheel too has black plastic buttons that look 38

November / December 2015

2015 Cadillac CTS

good, but feel less than luxurious. Drive With a lighter car comes a better performing car, but the heart of any luxury, performance car is a solid engine. On this front, Cadillac offers three options and all three have more power than the closest competitors. The first is the same 2.0L turbocharged engine used the ATS. With 272hp it is well above the 240hp offered in the BMW 528i. The carryover engine is the direct injection 3.6L V6 with 321hp, again more then the 300hp in the 535i. The Vsport model, with a twin turbocharged version of the 3.6L engine, puts out 420hp. You guessed it, more power then the 400hp found in the V8 550i. The Vsport is only sold as a rear wheel drive car (RWD) where all the others are available with all wheel drive (AWD). The catch is that RWD models come with an 8-speed automatic transmission but the AWD versions are fitted with a 6-speed unit. (Lexus does this with its IS cars too.) The steering offers good feedback to the driver and the suspension is smooth, yet lively, and has a nearly perfect 50/50 weight distribution. When a CTS is ordered with 18 or 19-inch wheels, it is equipped with the advanced magnetic ride control for improved ride and handling.

Verdict The price of the 2015 Cadillac CTS ranges from about $50,630 for the base model to $66,780 for the top premium trim level. The Vsport, high performance model is priced at almost $77,710. As you can see, a Cadillac CTS is not an inexpensive car, but it offers a lot of features like standard heated and vented leather seats, Bose stereo, and push button start, even on the base model. Compared to some of the other mid-sized luxury sedans, like the Mercedes E-Class or BMW 5-Series, this new CTS is less expensive, plus it is a worthy car for any driving enthusiast. Cadillac has a long and storied past. Sure, it has had bumps along the way, but the attention to detail and refinement is paying off. This Cadillac is winning awards too, named the 2014 Motor Trend Car of the Year. Plus, Cadillacâ&#x20AC;&#x2122;s are holding their value in the resale market, and features above average reliability. Sales are on the uptick and this new CTS will certainly help. The Lowdown Power: 2.0L 4-cylinder with 155hp 3.6L V6 with 321hp or Turbo 3.6L with 420hp Fill-up: 10.5L/6.6L/100km (city/highway 2.0L turbo) Sticker price: $$50,630-$77,710 November / December 2015

2015 Cadillac CTS

2015

kYfIlYk Awto

CTS

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November / December 2015

mUl lyKk: zYk spYNsr

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hY[ qusIN smJ skdy ho ky kYflYk sI tI AYs ssqI kwr nhIN pr ies ‘c PIcr bhuq hn, ijvyN stYNfrf hIt Aqy vYNtf lYdr sItW, bos stIrIE Aqy puS btn stwrt Awid jo ik bys mwfl ‘c vI hn[ pr jy mukwblw hor drimAwny Akwr dIAW mrsyfIz eI klws jW bI AYm fbilaU 5-sIrIz nwl krIey qW ieh nvIN sI tI AYs dI kImq G`t

hY Aqy nwL hI iksy auqSwhI fRweIvr leI ieh kwr iblkul Fu`kvIN hY[ies dw lMbw Aqy vDIAw ieqhws hY[XkInn hI ies dy rwh ‘c keI AOkVW vI AweIAW hn pr brIkIAW ‘qy iDAwn dyx nwL Aqy suDwrW krky ies nMU lwB imiLAw hY[ ieh 2014 motr tRYNf kwr AwP dw XIAr ienwm jyqU hY[ ies dy nwL hI ies dI rIsyl kImq vI vDIAw hY[ ies dI DVw DV ivkrI ho rhI hY[ Kws g`lW: qwkq: 2.0L 4-slMfr 155hp 3.6L V6 with 321hp or Turbo 3.6L with 420hp qyl dI Kpq: 10.5 iltr/ 6.6 iltr/100 iklomItr ( istI/ hweIvyA 2.0 iltr trbo) November / December 2015

Luxury & Supercar Weekend 2015

LUXURY & SUPERCAR WEEKEND 2015

eptember 12th & 13th saw the crowds gather at VanDusen Botanical Garden in Vancouver, BC for the annual Luxury & Supercar Weekend, which staged more than $200M of rare classics and modern supercars. In addition to the fine automobiles, there were a number of luxury hospitality tents, pop-up restaurants and wine & cocktails provided by some of Vancouverâ&#x20AC;&#x2122;s best restaurants and bars. Not only for fine cars, food, and drinks, guests had the opportunity to take in various fashion shows. The 2016 event will take place on September 10th and 11th. DRK Magazine was invited as media and guests of Jaguar Land Rover and the Childrenâ&#x20AC;&#x2122;s Wish Foundation.

November / December 2015

‘‘

DRK News / Views / Stuff

Will an Accident or an Illness Hurt Your Income?

plans, alternations to a home or even a vacation upon mproved nutrition, better public hygiene and recovery – it’s up to the insured person to decide how to advances in medicine are all contributing to the steady increase in life expectancy. On the use this money. With money worries eased, people can other side of the coin, with a longer lifespan focus on getting better. it becomes more likely that we will develop a chronic Disability insurance protects the insured person’s earned income if an accident or illness prevents him/her illness or have a serious accident. Chances are pretty from working. It pays a non-taxable benefit every month good that we’ll survive these. that he/she is unable to work based on a percentage of When you consider that the alternative could be income allowing for savings – perhaps set aside for death in earlier times this is good news. What isn’t good retirement – to remain untouched. news is that if you’re unable to work for a prolonger If someone loses independence due to physical or period of time, you could erode your savings or go into debt while you’re recovering. mental limitations following an illness, an accident or Mehul Gandhi the natural effects of aging, long-term care insurance Fortunately, there are various types of insurance Certified Financial Planner pays a tax-free monthly benefit. Care in a home for policies that pay you while you’re recovering. As Desjardins Financial Security well, given the likelihood of living longer there are seniors or home-care is not cheap. There are government subsidized options, but they are in high demand. The policies that can provide an income if you lose your independence due to the natural effects of aging, in addition to proceeds from this policy can be used along with any retirement accident or illness. All of these policies are referred to as living savings to give the insured person and their family greater options benefits policies because they provide benefits to those who are for care and comfort. Contact me to ensure that you have another source of money if insured while they are alive. With critical illness insurance, the insured person receives a tax- you’re unable to earn an income due to accident, illness or old age. free lump sum payment after diagnosis of a serious illness. This The alternative is to not have an accident, to not get sick and to stay money can be used for expenses not covered by provincial health young.

Well-calculated success for BoBBy gill entrepreneur

For goals that count, count on the right people. Your family, your plans, your business: financial security planning ensures that your priorities stay priorities.

Contact me to decide what your future will hold. Mehul Gandhi

Certified Financial Planner Managing Partner 180-9655 King George Blvd, Surrey, BC V3T 0C7 Phone: 604-582-3376 | Fax: 604-582-3379 Cell: 778-996-6762 | mehul.gandhi@dfsin.ca www.mehulgandhi.com

* Mutual funds are distributed through Desjardins Financial Security Investments Inc. ®

Registered trademark owned by Desjardins Financial Security Life Assurance Company

November / December 2015

DRK Gadgets & Gears

Sony Xperia X5 Columbia Hellfire Down Jacket

When you’re hitting the slopes you’ll need an ultra-warm, downinsulated jacket to keep you warm during frigid hours outside. This Hellfire Jacket packs a 550 fill power down insulation and OmniHeat thermal reflective lining. And though athletic coats sometimes add bulk, this one fits snug enough around your core so you won’t look like a cream puff. The adjustable storm hood adds additional protection around your head, while JAG the zip-closed pockets keep hands snug. D H AT T ’ S

Virginia Johnson Scarf

GADGETS &GEARS N OV / D E C 2 015

With the launch of Spectre this week, Sony’s new Xperia X5 is sure to make a global impact. It features a 23-megapixel camera, 5.2” full 1080p screen, fingerprint scanner, and is waterproof and dust resistant. If it’s good enough for Bond, then it’s good enough for you.

Michelin X-Ice Xi3

When it’s winter, it’s not just about the right sweater or the right pair of boots...without the perfect scarf, your look is gonna be terribly incomplete and cold! This Virginia Johnson scarf may be on the pricy side, but it offers great styling and incredible warmth, without being bulky.

Bogs Kids Classic High

With kids spending lots of time playing outside, it’s important to keep their feet warm and dry. These Bogs feature a neoprene upper with rubber overlay and outsole. They also have the same insulation technology that is used in diving suits. Easy pull-on handles and 100% waterproof. 44

November / December 2015

One of the biggest mistakes people make is to use all-seasons in the winter. Don’t risk it! Get a set of the new Xi3’s and you’ll be driving with full confidence. The Xi3 features a greater number of tread blocks, micropumps to absorb water, and Flex-Ice compound that will stay flexible when the temperature dips.

DRK News / Views / Stuff

One Plus X

Blackberry PRIV

Android OS

SMART PHONES LAUNCHING THIS FALL

Android OS, Enhanced by BlackBerry

HTC One A9

Android OS

LUMIA 950 Windows 10 Phone

There’s Only 1 BRIAN JESSEL BMW Now with a Pre-Owned Location

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2015-10-27 3:50 PM

November / December 2015

Photography By:

DRK OF THE ISSUE

Amol Nannar

Make & Model:

2015 DODGE Challenger

Amol Nannar has been a Surrey resident for five years and loves his new purchase and ride, a 2015 Dodge Challenger with the SRT package. Amol works hard in the trucking indusry and decided it was time to treat himself. In addition to his Challenger, Amol also loves to ride his 2009 Suzuki GSXR600. Powered by:

November / December 2015

SEASON OF ADVENTURE

SALES EVENT ENDS SEPTEMBER 30, 2015

2016 RANGE ROVER EVOQUE SE

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• 3.0 L 340 hp Supercharged V6 • AWD with patented Terrain Response® for all-surface control • Available 7 seat configuration

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Land Rover retains its value better than any other premium brand according to ALG. ALG is the industry benchmark for residual values and depreciation data, www.alg.com. Lease with Canadian Dealer Leasing Services Inc. a new (in stock) 2016 Range Rover Evoque SE/2016 Range Rover Sport HSE/2016 Land Rover LR4 HSE, starting from $52,621.55/$84,121.55/$67,621.55 (including freight $1,575, PDI $495, admin fee $395, A/C Tax $100) for $549/$999/$799 per month based on a 36 month lease, with $4,999/$9,999/$8,999 down payment and after $1,000/$0/$1,000 New Owner’s Incentive, $1,500/$0/$0 lease cash and $237/$167/$180 retailer discount for leases only. Down payment and first payment due at delivery. License, insurance, and all applicable taxes are extra. Customer loyalty is not combinable with any New Owner’s Incentive offers. Optional buy out is $29,449.05/$44,909.10/$33,999.15. A mileage restriction of 48,000 km over 36 months applies. A charge of 20/25/25 cents per km over mileage restriction applies plus applicable taxes. Offers available to qualified retail customers ending September 30th, 2015. Special order may be required. Offer may be cancelled at any time without notice. Vehicle may not be exactly as shown. Retailers may sell or lease for less. Offers valid only at participating retailers. Please visit your Land Rover Retailer or LandRover.ca for details.