JULY 2016 | BILL INSERT
INSIDE THIS ISSUE: • Exciting new savings announcement! • Scheduled payments are here
NEW S
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• Sign up for the Smart Choice Rate • Attend our free solar energy seminar at the Safety Village
SAVINGS PASSED ALONG TO MEMBERS Cobb EMC passed along yet another credit to bring overall savings and help lower summer bills for our members! In July, a 1.6 cents credit in the Wholesale Power Adjustment (WPA) was applied to members’ electric bills. For an average household using 1,000 kilowatt hours, Cobb EMC residential members could see a total savings of $16! Now, that’s the power of membership!
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Beat the peak for even more savings! By lowering your energy use during peak conservation hours you can help your co-op reduce how much it pays for electricity and, in turn, help keep rates low. Peak conservation hours take place on certain days in the months of June through September from 2 to 7 p.m. when Cobb EMC’s demand peaks. This usually occurs on weekdays when we experience high weather temperatures across the region. How will you know when to beat the peak? We’ll notify you when we’re experiencing peak conservation hours.
WEBSITE
ACCOUNT PORTAL
SOCIAL MEDIA
A new, easy way to pay: Schedule payments with SmartHub! SmartHub®, our online and mobile application now allows you to schedule one or more payments in advance on your billing account.
Learn more about SmartHub: www.cobbemc.com/aboutsmarthub
Effective July 5, new walk-in and drive-through hours will be 8 a.m. to 5 p.m., Monday through Friday. Effective July 9, the member care center will be closed on Saturdays and will remain closed on Sundays. You may still call our automated system to report an outage or make a payment at (770) 429-2100. Did you know? You have 24/7 access to your account when you visit www.cobbemc.com/smarthub.
ALERT PHONE LINE (770) 429-2223
Sign up to receive email notifications at www.cobbemc.com/peakhours and learn ways to save by visiting www.cobbemc.com/beatthepeak.
Sign up for SmartHub: www.cobbemc.com/smarthub
New payment center and member care hours
Mark your calendar Open board meeting Where: 1000 EMC Parkway JUL Marietta, GA 30060 26 When: July 26 at 4 p.m. RSVP: (678) 355-3225 www.cobbemc.com/boardmeeting
BRINGING YOU THE POWER OF ENERGY Can’t control playtime? Control what you can—your bill! The Smart Choice Rate gives you a simple way to save money by controlling your use to lower your annual cost of service. With this rate, you can make smarter decisions during Cobb EMC’s periods of highest energy demand. Sign up at www.cobbemc.com/takecontrol. Why should you sign up? The Smart Choice Rate puts control back in your hands! If you can change the way you use electricity, and when you use it, sign up to see the following benefits: • Less fluctuation in monthly bills • Lower energy charge • More control over electric bill
BRINGING YOU THE POWER OF COMMUNITY Powering a bright future for our community Through Operation Round Up®, our members have contributed more than $1.8 million to our community, supporting local organizations. The Cobb EMC Community Foundation proudly presented a check to the Sheriff Roger Garrison Charities to help support their mission of helping children, senior citizens and families in need in Cherokee County. June 2016 donations • Aloha to Aging • Bartow Collaborative • Brad Cohn Tourette Foundation • CobbWorks • Cobb County Safety Village Foundation • Devereux Georgia • Family Alliance of Paulding • FOCUS • Friends of the Crossroads Public Library • Friends of the Strand Inc.
• Girls Inc. of Greater Atlanta • Habitat for Humanity of Northwest Metro Atlanta • Habitat for Humanity of North Central Georgia • Loving Arms Cancer Outreach • MUST Ministries Inc. • Tommy Nobis Foundation • Metropolitan Atlanta YMCA www.cobbemc.com/roundup
From Left to Right: Cobb EMC Corporate Security Manager Dan Carmichael, Cherokee County Sheriff Roger Garrison and Cobb EMC Community Foundation Board Member Harry Abrams.
BRINGING YOU THE POWER OF SAFETY Be alert to avoid lightning A safe shelter is a building with electricity and/or plumbing or a metal-topped vehicle with windows closed. Picnic shelters, dugouts, small buildings without plumbing or electricity are not safe. There are three main ways lightning enters structures: a direct strike, through wires or pipes that extend outside the structure, and through the ground. Once in a structure, lightning can travel through the electrical, phone, plumbing and radio/television reception systems. Lightning can also travel through any metal wires or bars in concrete walls or flooring. Below are some key safety tips: Stay off corded phones. You can use cellular or cordless phones. Don’t touch electrical equipment such as computers, TVs or cords. Avoid plumbing. Do not take a shower or wash dishes. Stay away from windows and doors that might have small leaks around the sides that could let lightning in and stay off porches. Do not lie on concrete floors or lean against concrete walls. Source: National Oceanic and Atmospheric Administration
BRINGING YOU THE POWER OF MEMBERSHIP Don’t miss out on a free event! Attend our free solar energy seminar Thursday, Aug. 11 at the Cobb County Safety Village. 4:30 - 6 p.m. 6 - 8 p.m.
Tour the Safety Village (weather permitting) Solar Seminar
What to expect: • Answers to commonly asked questions about residential solar energy. • Cooperative Solar details for homeowners. • Learn how solar energy systems work, information on the solar industry, current trends and opportunities for homeowners. • Weather permitting, tour the Safety Village and see the small-scale Cobb EMC building and new solar power generating station, beginning at 4:30 p.m. Registration is required and seats are given on a first-come, first-served basis. Reserve your seat at www.cobbemc.com/solarseminar.
FREE FAIR TICKETS • FUN ACTIVITIES • DOOR PRIZES Learn about Cobb EMC’s progress, ways to save on your electric bill and exercise your right to vote at the Annual Meeting. Each Cobb EMC member who registers will receive up to four free North Georgia State Fair tickets with unlimited rides and free parking to use when the fair comes to town. www.cobbemc.com/annualmeeting. When: Saturday, September 17 Member registration is from 8 a.m. to 9:30 a.m. Nominees for board of director election will speak at 8:30 a.m. Where: Jim R. Miller Park Key dates and deadlines: August 12: Notice must be received from any member desiring to exceed the 5 minute speaking limitation at the Annual Meeting.
Door prizes* • Tablets • Visa® gift cards • Bill credits • Big Green Egg® grills • Refurbished Cobb EMC truck *Prize winners are solely responsible for all applicable taxes.
Activities • Energy efficiency booth • Power line safety demo • Kids fun zone
SAVE MORE WITH CO-OP CONNECTIONS®: As a member of Cobb EMC you are connected to valuable discounts through your Co-op Connections® Card, including discounts from local participating businesses. Find out more at www.cobbemc.com/ discounts.
Healthcare and Fitness
Quick Weight Loss Centers www.qwlc.com
Blumsack Family Chiropractic www.blumsackfamilychiropractic.com
Financial and Business Services
Corey Chiropractic www.coreychiro.com
D F Global www.amway.com/dfglobal
Eaton Chiropractic www.eatonchiropractic.com
Dollar Wise Cartridge www.dollarwisecartridgemobile.com
Highland Family Chiropractic www.highlandfamilychiro.com
Fifth Third Bank, Member FDIC* www.53.com
Horseshoe Bend Chiropractic www.horseshoebendchiropractic.com
Just T-shirt Quilts www.justtshirtquilts.com/cobbemc
Max Muscle Sports Nutrition www.maxmusclecobb.com
Picture Frame Depot www.pfdatlanta.com
Relax and Wax www.relaxandwax.com
PromoURLogo www.promourlogo.com
Smith Smile Orthodontics www.smithsmile.com
Windham Business Services www.windhamservices.net
MPG Sport www.mpgsport.com
Xpress Ink & Toner www.xpressink.net
Download the Co-op Connections® app to get your card on your tablet or mobile phone!
*Online offer. Visit www.cobbemc.com/discounts to learn more.
Looking to make energy efficiency improvements in your home? Cobb EMC partners with GEMC Federal Credit Union to offer you a fast and economical way to finance energy efficiency improvements for your home through a loan. What is the process to obtain the loan? 1. Determine the ENERGY STAR -qualified improvements you want to make to your home. Find a list of eligible improvements at www.cobbemc.com/efficiencyloans. ®
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2. Obtain an estimate from one of our approved contractors. Find a list of approved contractors at www.cobbemc.com/contractors. 3. Complete the GEMC FCU loan application. Find the application at www.cobbemc.com/efficiencyloans.
Loan Amount
Minimum Rate Term
$500 - $3,000
7.9% APR1
Up to 24 months
$3,001 - $7,500
7.9% APR
25 to 60 months
$7,501 - $25,0002
6.5% APR1
61 to 120 months
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APR: Annual Percentage Rate. The APR shown above has been discounted by 1.0% and applies to borrowers who elect on-bill payments through Cobb EMC or who elect to pay their loan bill using automatic bank draft.
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• Term 24 months; estimated monthly payment of $45.19 per $1,000 borrowed. • Term 60 months; estimated monthly payment of $20.24 per $1,000 borrowed. • Term 84 months; estimated monthly payment of $14.86 per $1,000 borrowed. Loan closing cost is $65, payable at loan closing.
A few basic requirements for the loan • Electric service from Cobb EMC • Proof of income • Energy efficient improvements only • All improvements will be verified by a Cobb EMC representative Find more information at www.cobbemc.com/loan.
Loan qualification is subject to assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, forms and conditions are subject to change at any time without notice. Subject to certain conditions, loan default rate may be 16.9% APR. Please speak to your GEMC FCU loan representative for available term options. Using collateral under Article 9, Uniform Commercial Code, which generally applies to any transaction intended to create a security interest in property improvements or fixtures and not the real estate.
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