The Real Estate Book Complete Home Vol 32 #9 by Colorhaus Company Inc

THE

RealEstateBook

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COMPLETE HOME FAIRFIELD COUNTY

Volume 32, Issue 9

More Info On Cover Property: See Page 7.

RealEstateBook.com

LISTING AGENT: Ellen Cavallo Buccitti 203-733-3969 CandlewoodLakeWaterfronts.com

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Treadwell, Weston | $799,000

Richmondville, W Westport estport | $565,000 $5665,000

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| $749,000 Main Street, W Westport e estport

It iiss always a pleasure pleasure to work with you. yo ou. You You o have such a high degree degree of

pprofessionalism i alism iona li experience xperience ” – K. Turner

SCAN FOR E-MAGAZINES AND VIDEOS

michelleandcompany.com m ichelleandcomppany.com WILLIAM RAVEIS REAL L EST ESTATE ATE | F FAIRFIELD AIRFIELD COUNT COUNTY, TY, CT | 203.454.4663 (HOME)

GREAT COVERAGE at a GREAT PRICE The Wisdom of Higher Deductibles Platinum Portfolio: Home, Auto & Umbrella Choose a home policy deductible of $2,500 or more and save in two important ways... Save on Premiums: On a home with $1,000,000 replacement value, a $5,000 deductible will save you $900 or more vs. a $2,500 deductible.

Save with Deductible Reserve: A Deductible Reserve of 10% of your deductible will be established for each year you are loss free.

Combining the savings of Premium Credit and Deductible Reserve often exceeds your deductible in 2.5 years, saving you thousands of dollars over 10 years. Choose an auto policy deductible of $1,000 and achieve a similar combined savings of Premium Credit and Deductible Reserve.

Independent Insurance Agent

The Kent Building • 43 Danbury Road • Wilton, CT 06897 • www.toofer.com 4

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CandlewoodLakeWaterfront.com • LakeWaubeeka.com • CandlewoodLakeProperties.com

Call Ellen for a TOUR BY LAKE OR LAND! 6

ON THE COVER

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T H The Home ome Buyer’s Buyer’s G Guide uidde to

Preparing for a Mortgage Have you checked your credit and decided that it’s time to buy your first home? Well, it’s no surprise that making a home purchase can be an overwhelming process. Fortunately, there are ways to stay ahead of the game while keeping your stress under control. Before you jump into a new mortgage, let’s learn some preparation techniques to achieve the best possible outcome.

1. Check yyour our cr credit ed dit report rrepor eporrt As soon as yyou ou apply for a mortgage mor m tgage loan, this is the first thing that lenderss will look for for.. It’s It’s always a good idea to check and monitor yyour our credit cr edit score, score, and keep an eye eye out for any factors that may be harmingg yyour our scores. scores. Make M ake sur suree that your your credit credit report report is as accu accu-rate as possible, and that no one else is getting access to yyour our credit. credit. Remember, Remember Remem mber, the ultimate goal is to pr prove ove your your cr creditworthiness editw worthiness to the lender in or der to get the best beest rates. order

2. Corr Correct rect any ina inaccurate ccuraate informa ation in yyour our report reporrt information If you If you see any inaccurate information infformation on your your cr edit report report or if you you noticee any accounts that credit yyou ou didn’t didn’t open or addresses addressess that ar aren’t en’t yours, yours, dispute it with the cr credit edit bureaus. buureaus. Three Three of the major cr credit edit bureaus bureaus are are E Equifax, quuifax, E Experian, xperian, x and T TransU TransUnion. ransUnion.

3 Resear 3. Research, ch rresear ch, research, esearrch, ch and rresearch esearch Buying a home is one of thee largest financial Buying decisions yyou ou will make, so it’s it’s impor important tant that yyou ou gather all information informatiion and research research multiple loans, rates and br brokers o okers before before making yyour our final decision. If If you you get to work work now no w and star startt rresearching esearching all all the options out there, ther e, you you may even even end up with better terms and a better rate.

4. T The he do down own payment: ppaayment: better bigger is better Before you Before you even evven decide ho how w much to put down do wn on your youur first house, be sure sure you’re you’re also being rrealistic ealisticc about what you you can honestly afford. affor d. Whenn setting your your budget, keep this down in mind: the larger the do wn payment, the better yyour our terms teerms will be. And, the lower loweer your your mortgage mor tgage pay payment, yment, the mor moree money you you can savee for homee improvements sav improvements and rrepairs. epairs.

5. W Watch atch out for pre-payment prre-p e-ppayment penalties penallties tiies Depending on Depending o the type of mortgage mortgage yyou ou get, theree may also ther alsso be pre-payment pre-payment penalties. Find Find out whether or o not yyou’ll ou’ll get penalized penalized for paying yyour our mortgage mor m tgage loan off early before before making any sor ssortt of commitment.

6. Applying Appllying yin ng for multiple mulltiple tiple loans loans over oveer a long long period period of time can hurt hu urrtt your your credit crredit edit score scorre Evvery single time Every t you you apply for a loan, lenders make an inqu inquiry uiry that will be visible on yyour our credit cr edit report. report. By By dragging out loan applicaapplicaover a month m longer, you you can actually tions over or longer, your score, score, which end up doingg damage to your a you get on in turn, can affect the type of rate you mortgagee. H owever, if you you apply for a fe w the mortgage. However, few over a series s weeks, e loans over of 2 weeks, that only counts inquiry on yyour our rreport, eport, not multiple. as one inquiry

for the

HIGH-END BUYER

It’s amazing how It’s how much better b you you feel after transforming your your o surroundings surroundings into a fr fresh esh new ne w look. IIff you’re you’re plann planning ning on selling yyour our home, it it’s’s espec especially cially impor important tant that yyou ou keep it in tip-top shape and sstay tay up to speed with ne new, w, popular home h tr trends. ends. A little touch of luxuryy her heree and a flair ooff elegance there luxur there really really goes a long way. way w y.. Here are Here are some of the top p home rremodeling emodelingg tr trends ends in 2015, accor according dingg to rremodeling emodelingg experts exper ts - Andy Lindus of o Lindus Constr Construction, uction, Mike Mike Blank Blankk of MBC Remodeling, Remodeling, and JJason ason Hampel Hampel of Moss Moss Building Building & Design. Design.

1. By Bye-bye ye-b e-bye ceramic flooring...Hello flooring...Hello lluxury uxurry vinyl tile. Increasingly over Increasingly over the year, year, home oowners wners will be using luxur luxuryy vinyl v tiles on their kitchen or bathroom bathr oom floors instead off ceramic. This type of flooring gives givess a high-end look that is sure sure to impr impress. ess.

2. Mor Moree painted painted kitchen kit kiitchen cabinet cabinetss and lesss stainless sttainless ainless steel. Another popular featur featuree in n homes includes painted cabinets in n new new kitchens along with white trim. P eople ar startin ng to mo ve away from from stainless steell appliances because they show show People aree also starting move fingerprints vvery ery easily easily. y..

3. Maintenance-fr Maintenance-free rree ee c countertops. ounterrtops. It may be hard It hard to believe, believe, but b granite countertops countertops ar aree on their way out. Although not gone completely, completely y, we we will start start se seeing eeing a much gr greater eater demand for high-end higgh-end kitchen countertops countertops that rrequire equire little maintenance, such as soapstone, engineered engineered stone, stonee, or zinc.

4. Cooler ba bathroom athr throom c colors. olors. In the bathr In bathrooms ooms of new new tr trending e ending homes, buyers buyers are are leaning more more and mor moree to toward ward cooler colors on the wall and décor r. Specifically, Specificallyy, cool grays, gr een, blues bluees and white will be popping décor. green, up in rremodeled emodeled bathrooms. bathroomss.

5. Add “keeping rroom” oo om” off the kitchen. kitchen. An incr increasing easing number of residents ressidents are are adding “keeping rrooms” ooms” to their home home’s’s lay layout. out. A some somewhat what small rroom oom loc located cated near the kitchen, it it’s’s a great great place plaace where where kids can play with their to toys, ys, or the rroom oom can even e en be a study or media room. ev room.

6. Bigger cl closets osets and and bathrooms. baathr throoms. There is now There Th now a higher h h demand d and dema d for f larger l closets l and d bathrooms b h oomss because bathr b people l want to make k better use of their space.

Now is the perfect time to think about redecorating your house to attract new home buyers. Just follow these top home design trends for a newly upgraded and luxurious space. You’ll be glad you did!

Are Closed Kitchens Making A Comeback

or a while now, there has been high demand for open floor plans, meaning that walls or doors do not close the kitchen and dining room off from the rest of the house. But don’t get too comfortable in that trend, because we are currently facing a turning point in kitchen design preferences among home buyers. Most recently, builders and architects are featuring separate kitchens in new homes due to higher demand. According to a New York Times article regarding floor plans with formal dining rooms and closed kitchens, a broker explains, “They offer charm and they’re better for entertaining. For a certain demographic, they’re a definite selling point.” There is also increasing popularity of what architects are referring to as “hybrid kitchens,” which have pocket doors so home owners can have either an open or closed kitchen. Having this option is a huge benefit. A closed kitchen does not mean it’s shut off from the rest of the house, but it does mean that homeowners can have some privacy when they need a little break from noisy kids or need to concentrate on cooking

dinner. Closed kitchens are also great at hiding dirty dishes or a messy kitchen when guests are visiting, which means less stress for homeowners. Compromise is the key to achieving the perfect kitchen. Homeowners can get the best of both worlds with a kitchen that closes off smells and food prep mess, while also not isolating the cook. Ways to achieve this dream kitchen are simple, and can range from adding a pass-through window or a raised bar and eating counter to installing pocket doors or a peninsula with upper cabinets.

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CUSTOM “SIGNATURE HOME” Westport "Signature Home" by SIRDevelopment. 7700+SF, LR, DR, Study, Gourmet kitchen, FR w/French drs. MBR suite w/fplc, spa bath, radiant heated floors, steam shower. LL incl gym, media, 6th BDR w/bath. $4,199,000 Web#99103599 Helen Cusa 203.451.7731 Kecia Von der Ahe 818.590.7374

EXTRAORDINARY Stamford Sited on gated 3 private acres, sits this custom built 5 en-suite bedroom home. Large Gunite pool and 2 bedroom, 2 bath newly built cottage! A rare package! $1,975,000 Web#99105453 Dave Campana 203.536.0327

UNMATCHED PLACE TO ENTERTAIN Westport 6000sf+ on cul-de-sac acre. Built in 2003, flawlessly maintained condition. 7-10 congregating areas inside and out, 5-6 BDRS, 7 baths, 2 1/2 baths. Pool, cabana, 3 patios. Circular DW, 3-car garage. $1,849,000 Web#99110705 Mark Gilrain 917.287.2451

DRAMATIC CONTEMP Stamford Spacious home for entertaining w/sunken LR, kit opens to large deck & private level acre. Dual staircases, large master with 10x11 walk-in closet. Minutes to Merritt. $1,079,000 Web#99108870 Nancy Heitman 203.554.4709

WESTOVER WOODS BEAUTY Stamford Wonderful 4 BR, 3.5 bth Center Hall Colonial on cul-de-sac just 5minutes from town, & train. Grand 2-story entry, formal LV & DR, wood floors & walk-out LL, gas heat, city water & sewers. $995,000 Web#99099959 Paula Kroll 203.253.2248

MID-CENTURY HOME WITH VIEWS Greenwich Lovely ranch-style home with 4BRs, 3.5 baths on 2.3 park-like acres. Loads of charm and curb appeal. First time on market in 21 years! $1,050,000 Web#99109748 Nancy Gioielli-Wong 203.762.8118

A WOW CONTEMPORARY! (CKTſGNF 5BR in Greenfield Hill. 3,139SF, stonework, soaring ceilings, wrap-around deck, 2 floor-to-ceiling fplcs, 2 FRs, 3.5 baths, SS/granite kit. Serene setting overlooks fish pond w/ fountain. $850,000 Web#99090218 Jude Ré 203.545.0610

ANTIQUE RENOVATED BARN, C.1790 Westport Converted barn. EIK w/ fplc & French doors, Great Rm & DR, 5BRs, 3 baths. Attached carriage house is legal apartment. Set on 1 acre. $749,000 Web#99111056 Karen Curtis 203.820.3941

BUILD YOUR DREAM HOME Weston Pristine 2+acre property 1st time on market across from 21 acres of Aspetuck Land Trust hiking trails. Fronted by stone wall w/mature trees, this open, level property surveyed 2015 awaits your dream home! $650,000 Web#99105407 Nancy Gioielli-Wong 203.762.8118

Halstead Connecticut, LLC. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.

Darien & Rowayton: 203.655.1418

Greenwich: 203.869.8100

New Canaan 203.966.7800

halstead.com Connecticut

New York City

Hamptons

New Jersey

Hudson Valley

WATERFRONT HOME W/PRVT DOCK Stratford Just a short boat ride from LI Sound on the Housatonic, this modern home offers open flr plan, elevator, garages for 5 cars & great river views. Truly unique! $1,795,000 Web#99095483 Bozena Jablonski 203.762.8118 Pat & Bobbie Abagnale 203.221.0666

LUXURIOUS COUNTRY LIVING Easton Elegant yet comfortable 5-BR home at end of cul-de-sac features Great Room w/vaulted ceiling, fplc and wet bar open to gourmet kitchen. Level yard, fab pool & pool house. $1,299,000 Web#99065288 Ellen Garcia 203.762.8118

CLASSIC ELEGANCE Wilton Sophisticated 4BR colonial on fabulous South Wilton cul-de-sac. Luxurious master suite w/new master bath. Private yet close to everything! $1,199,000 Web#99112199 Bozena Jablonski 203.762.8118

HUBBARD HEIGHTS LOCATION Stamford Circa 1929 Dutch Colonial elegantly updated and expanded with high end finishes. City water, sewer & gas! Just minutes to downtown, Stamford & Old Greenwich trains, golfing, parks & shops. $995,000 Web#99113497 Diane Eliades 203.273.1881

ENCHANTING FRAZER PETERS Westport Frazer Peters home circa 1930. Native fieldstone, beamed ceilings, fireplaces on 1 acre. MBDR with vaulted ceiling, built-ins, dressing area, master bath, 2BRs and bath. $895,000 Web#99098792 Ed Strauss 203.247.0986

A STORYBOOK ANTIQUE Weston 4BR, 2.5 bath antique w/gunite pool, barn, studio. Conservatory all-glass DR. 2 fplcs, HW floors, MBR suite, Kitchen w/quartz counters, stone backsplash. Owner/agent. $895,000 Web#99100726 Mark Basile 203.246.0771

CHARM! CHARM! CHARM! Wilton 3BR antique home ca. 1850 blends the old with the new! Wideboard flrs, beams, 2 fplcs, kit w/ new appls and newer FR w/vaulted ceiling. Commuters’ dream. Reduced! $625,000 Web#99107159 Helen Whitten 203.762.8118

URBAN SOPHISTICATION Stamford Luxury loft-style condo features designer kitchen, large BR w/ walk-in closet & marble bath, 13' ceilings, cherry wood floors & W/D in unit. Amenities incl. fitness center, garage parking, concierge. Mid-city location. $358,000 Web#99112243 Thaddea Sheridan 203.273.9390

WALK TO VIBRANT DOWNTOWN Stamford Premier hi-rise building in downtown Stamford with 2 BRs, glassedin balcony, in unit W/D, 24 hr doorman, pool, gym, storage & 2 garage parking spaces. Each BR has separate wing w/full bath. $349,000 Web#99110606 Bill Olsen 203.321.9891

Stamford: 203.329.8801

Westport: 203.221.0666

Wilton: 203.762.8118

#1 Realtors in Westport, Weston & Fairfield Sales/Listings, 2014 Per the Consolidated Multiple Listing Service

BARBARA BROSS

ALEXANDER CHINGAS

DOUG BROSS

www.BrossChingas.com info@BrossChingas.com

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Don't wast waste te time with other o lenders.. Close yyour our new mortgage mor tgage in 30 dayss or less–guar less–guaranteed. anteed..

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*TERMS AND CONDITIONS APPLY. LYY. PLEASE CONTACT TA US FOR MORE DETAILS. TA COPYRIGHT © 2015 TOTA TAL MORTGAGE SERVICES, LLC.. , 185 PLAINS ROAD, 3RD FLOOR, MILFORD, CT 06461. ALL RIGHTS RESERRVED.. TOTAL MORTGAGE SERVICES IS AN EQUAL HOUSING LENNDER. TOTAL MORTGAGE SERVICES, LLC - NMLS# 2764. LICENSING: AZ MORTGAGE BANKER LICENSE, LICENSE NO. 0924361, AR, CA FINANCE LENNDERS LICENSE, LICENSE NO. 6038205, CA RESIDENTIAL MORTTGAGE G LENDING LICENSE, LICENSE NO. 6038205, LICENSED BY THE DBO UNDDER THE CA RMLA, CO REGULATED BY THE DIVISION OF REAL ESTATE, A CT,T, DE, DC, FL, GA, IA, IL RESIDENTIAL MORTGAGE LICENSEE, IN, KS LLICENSED MORTGAGE COMPANY, A Y, LICENSE NO. 0025126, ME, MD, MA MORTTGAGE BROKER LICENSE, LICENSE NO. MC3712, MA MORTGAGE LENDER LICENSE, LICENSE NO. MC2764, MI, MS, LICENSED BY THE MS DEPARTMENT A OF BANKING AND CONSUMER FINANCE, NE, NH LICENSED BY THE NH BANKING DEPART PA MENT,T, NJ, NY LICENSED MORTGAGE BANKER – NYS DEPARTMENT A OF FINANCIAL SERVICES, NC, OH, OR LICENNSE NO. ML-5246, PAA LICENSE NO. 30567, RI LICENSE NO. 20102698LL, SC, TN, TX, VT,T, VA, WA, WI, WV.

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TORTORA MARBLE & TILE DESIGN CENTER

KITCHEN & BATH CUSTOM CABINETRY & FABRICATION Inspiration & Affordable Luxury at our New Showroom

EXQUISITE SLABS ON SITE! Granite | Marble | Soapstone |Onyx | Quartz & Quartzite

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How to

MAXIMIZE

space

in Every Room

Current trending of lifestyles, whether it may be empty-nesters, first time home buyers or the economy, have left people with smaller spaces. There are several ways that you can maximize storage just by thinking ahead and taking steps to stay organized.

Designate a spot

Remain or remove

A crucial rule to always follow when trying to conserve space is to give every item its own location. Yes, this may seem like an effortless task; however, how many of your measuring cups or hair products are the exact way you had them when they were first organized? Take the extra time to conserve organization by storing them correctly, and you will be surprised how much time you will actually save when it comes to locating them.

Everyone has those items that have not been touched in years and are the best dust collectors. It is time to decide what remains and what needs to be removed. This is often associated with closet clean outs, but every room can use an annual clean out. Clutter and lack of organization result from an excess of objects. This simple clean out will make a huge difference in maximizing space.

Most frequent in the front Arrange items by how often you use them by simply placing the items that are used most in the front. This will save time because you will know exactly where to find them without the hassle of digging to the back of the cabinet.

Sliding shelves are super To get the most out of your cabinets, use sliding shelves. Not only does this eliminate having to kneel and stretch to the back of the cabinet to reach that cake pan that fell behind everything else, but it gives you access to use every inch of space because with a simple pull, everything is brought to you.

More organizing tips Before leaving a room, take 30-60 seconds to pick up items that are out of place. This little bit of time will make a huge difference. UÊ Ê ÀÀ> }iÊ L iVÌÃÊVÀi>Ì Ûi Þ°Ê >Ý âiÊ space even if it means hanging hooks on cabinet drawers to hang pot holders or utensils. UÊ Ê >Li ÃÊV> ÊLiÊÞ ÕÀÊLiÃÌÊvÀ i `°Ê iÊ Û>tive and use them outside of the office. They are perfect for locating items in the pantry, closet, laundry room, and more. UÊ Ê*ÕÌÊ>ÊÜii ÞÊ«> ÌÀÞÊ> `ÊÀivÀ }iÀ>Ì ÀÊV i> Ê out on your to-do list. This gives you time to throw out the old items and empty containers to make clutter-free room for new groceries.

No matter what anyone tells you, curb appeal and high-quality landscaping matters when it comes to putting your home on the market to sell. The home’s exterior is the first thing a home shopper sees, so make it count.

Landscaping Trends That $ell

According to the most recent Landscape Architecture Trend Survey (ASLA), the buzzwords surrounding this year’s landscaping trends are “sustainability” and “low-maintenance”. It was reported that respondents expected the greatest demand for landscaping projects that are geared toward preserving the environment, conserving water, and reducing lawn maintenance.

BASED ON INFORMATION COLLECTED FROM NUMEROUS CONSUMER GROUPS, HERE ARE THE LANDSCAPING TRENDS THAT ARE CURRENTLY IN THE HIGHEST DEMAND AMONG HOME BUYERS:

1. Native Plants

3. Fruit and Vegetable Gardens

Using plants in your garden that are native to your local area is a great way to add some character to your home. Home shoppers want them, too!

Creating an attractive display of your fruit or vegetable garden is sure to attract home buyers and dramatically increases your home’s curb appeal.

2. Native or Adapted Drought-Tolerant Plants

4. Fire Pits and Fireplaces

You’ll have less maintenance to worry about with drought-tolerant plants, especially as we enter the heat of summer summertime. t time.

This is a wonderful addition to your outdoor patio. Home buyers will be able to easily visualize what life would be like living in the home.

5. Low-Maintenance Landscape

8. Rain Gardens

With the hectic schedules we have, home buyers want a yard that does not require hours and hours to maintain.

A rain garden is designed to divert gutter water into an attractive planting bed. It then works like a sponge and natural filter to clean the water and let it move slowly into the surrounding soil.

6. Permeable Paving This method of paving allows rainwater to seep into the ground as it falls rather than running off into the street or drains.

7. Drip/Water-Efficient Irrigation Drip irrigation, also known as trickle irrigation or water-efficient irrigation, saves fertilizer and water by allowing water to “drip” slowly into the roots of your plants. The water can be dripped either onto the soil surface or directly onto the root zone and is done through a network of valves, pipes, tubing, and emitters. Narrow tubes deliver water directly to the plant.

9. Lighting You can create a lovely sitting area with the right lighting on your patio, and it will give home buyers a great first impression as they make their way to your front door.

10. Rainwater and Graywater Harvesting This simple rainwater harvesting system puts the water where your plants need it most, and makes your garden completely and utterly eco-friendly.

Consumers also reported that spa features are the most popular type of outdoor recreation amenities. This includes swimming pools, hot tubs, whirlpools, and saunas. In regards to outdoor design elements, the top three are firepits or fireplaces, grills, g g The most p p p g , decks,, and fencing. g and lighting. popular outdoor structures are pergolas, IIn n addition, addition sustainablee featur features es such as compost bins, bins geothermal geotthermal heated pools, pools and solar-powered solar-po wered lights are are in the highest demand among home hom me shoppers. So, next time yyou So, ou thinkk about changing the landscaping orr working working on pr projects ojects to enhance yyour our home’s home’s curb cu urb appeal, keep these tips in mind. Changing yyour our home’s home’s outdoor landscape to match the most moost demanded home trends trends can make a world of dif difference fference when reeling reeling in that home buyer. bbuyer.

10 Questions Before Hiring a Contractor by Kerrie Kelly, ASID A generation ago, most peoplee made their oown wn impr improvements ovements around around the house. With With the hectic pace of life today today, y,, ther there’s e’s less time to dev ddevote ote to rrenovating enovating our homes. As As a result, resuult, using a contractor has become a moree common option. Here mor Her Here ar are re 10 questions yyou ou should ask yyour our contractor conttractor before beforree your your project project begins.

1. Is yyour our ppap paperwork aperrwork up u tto o da date? ate? te?

6. What Whaat is your your management management st style? yle?

Requirements for a license vary Requirements var a y from from state to even a licensed state and ev en city to city. cityy.. Hiring Hiring i contractor means that they co omply with local comply rregulations egulations and standards. standards. Ask Assk for proof proof of i insurance bbefore befor f e any contracts contract t ts t are are signed. i d

A contractor iis a project project manager, manager, controlling controlling everything from ev erything fr o supplies to personnel to billing om collections. How and collection ns. Ask specific questions: H ow do yyou ou keep costs costts down? down? Where Where do yyou ou get yyour our How materials? H ow do you you manage deadlines?

2. Will Will you you provide provide rreferences? eferences?

7. What Whaat is the schedule?

Seeing is believing. Ask the contractor Seeing coontractor for a list homeowners of rreferences. eferences. Visit Visit or contactt the homeo wners aree happy with the end product to ask if they ar product working and wor king with the contractor. contracctor. If If your your contractor wor ks with subcontractors, subconntractors, make works sur provide rreferences. eferencces. suree they can provide

Set specific expectations. Set xpectations. What happens when aree missed? Under deadlines ar Under what circumstances circumstances can yyou ou expect expecct compensation? Under Under what circumstances cir cumstancess will you you just have have to swallow swallow it?

3. Who Who is on your your crew? crew?

Many remodels Many remodeels require require par parts ts of your your home to be exposed p fo p of time. IIff anything y g is forr periods stolen or dam maged, who is responsible? responsible? damaged,

JJust ust as you you want to be sure sure the thhe subcontractors hav references and proper proper lic censing, yyou ou want havee references licensing, to kno w ho w long yyour our contractor contrractor has worked worked know how with them. Who will be in your your o home? H ow often? Who’s Who’s in charge when the main How contractor is not ther e? there?

4. What Whaat does the contract con ntract cover? cover? If it isn’t If isn’t in the contract, don’t don’t assume it will happen. M ake sure sure the contract contraact accounts for Make yyour our needs, not only for the work w work being done, but ho w, when and wher e. A well-written well-written how, where. contract is necessar antee the scope necessaryy to guara guarantee of wor performed to yyour our satisfaction. workk is performed

5. Ho How w do you you expect expectt payment? payment? Contractor pr projects ojects can rangee from from hundreds hundreds of dollars to hundr eds of thousands. thousaands. Make Make sure sure you you hundreds kno w up front front what their expectations exppectations are are for know payment. Ar they may get from from Aree the discounts they suppliers passed on? IIss a payment paym ment schedule an option? Checks? C redit cards? cardss? Credit

8. What Whaat will w you you do to to keep my home an nd pr operrty safe? and property

9. What Whaat are arre you you worried worried about? Test T est a contractor contractor’s contracctor’s candor and experience bbyy asking what w your project. project. worries them about your This is a gr eatt way for you you to know know areas areas that great rrequire equire your your close c areas yyou ou may attention and areas need to be mo ore flexible. more

10. Ho How w will w we we communicate? communicaate? With W ith any rrelationship, elaationship, communication is key. keyy.. D oes your your contractor conntractor text or email, il or prefer prefer f the h Does phone? Whenn changes are are needed, what is the decision maki ing pr ocess? What is the protocol protocol making process? for an emerge ency? Also, discuss boundaries for emergency? communicatin ng after hours. Clarify who will communicating build each ste ep in the rrenovation. enovation. step Kerrie K errie K Kelly elly is an award-winning awarrd-winning d-winning California-based C Califor alifornia-based interior designer who writ tes on remodeling remodeling and décor for The Home Home writes D epot. Kerrie’s K Kerrie errie’s contractor conntrractor actor checklist seeks to guide homeo wners Depot. homeowners for jobs they mightt need outside help with.

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