6 NXWFUDFNHU /DQH | :HVWSRUW | $1,895,000
HAPPINESS
is homemade
0HUZLQV /DQH | )DLU多HOG | $1,899,000
269 6WXUJHV +Z\ | : HVWSRUW | $2,495,0000 :HVWSRUW
76 Puritan Rd | )DLU多HOG %HDFK )DLU多 多HOG %HDFK | $1,899,017
26 Manitou Rd | : HVWSRUW | $1,998,000 :HVWSRUW
Michelle Genovesi I MI MICHELLE CHELLE E COMPANY C MP CO PA AN NY VIEW THESE AND ALL OF OUR EXCLUSIVE PROPERTIES A AT T
m i c h e l l e a n d c o m p a n yy.. c o m
WILLIAM RAVEIS REAL EST ESTATE ATE | F FAIRFIELD AIRFIELD CO COUNTY, OUNTY, CT | 203.454.4663 (HOME) ME)
! "
!
!
# ! #
!
!
#
" # % ! % !
!
2
" # # ! # !
$ !
#
#
$ %
# #
$
%
# !
" " ! # "
% !
Would you ever consider investing in an automobile without a test drive? Then why purchase high-performance appliances without first testing them? Try the intensity and speed of a Wolf gas broiler. Experience the Wolf Convection Steam Oven cooking a dozen eggs in the carton, rejuvenating leftovers and taking a meal from freezer to table in 30 minutes. Witness the power of Wolf induction cooking. You can see and use more models of Sub-Zero and Wolf here than anywhere else in New England. You’ll never drive anything else after this test drive. Incomparable.
Visit us online, stop by to browse or call today to arrange a test drive. South Norwalk s 866-838-9385 s wolftestdrive.com
3
& #
#%# &
$ " "
"! # "&
!"!
THE SIVBA GROUP 203.743.4688
203.667.4336
www.CandlewoodLakeRealEstate.net
!" $ " "+&'2/.4 7 )*() $&*,*.(3 -"34&2 '*. %/$+
" "4&% "$ (2".% 0,".
$ # 0&2'&$4 &. 35*4& -"34&2 7 '0,$ 34/29 '/9 ("2 &"39 ! $/--54& # &
! # "' )"2-*.( ,"+&'2/.4 50%"4&3 *.$, *4 35.2- 3&04*$ $
*$452& $"2 "44
"
"
"4)3 7*.%/73
!" $ " " " # /''&23 /' $"35", ,58529 &. 35*4& $"2 ("2 (/52-&4 *4 3".% #&"$) %/$+ $
4
& $ " " $ & 2*6"4& *. ".%,&7//% 4 7 7&34 &80 *.%//2 0//, 0//, )/53& $"2 ("2 #&"$) ,&6&, 9"2% 7/2+3)/0 $ "
" & #! /. "$3 7 ,/'49 6*&73 /' 0"3452&3 4)& &2+3)*2& '//4)*,,3 /''&23 " (2".% /0&. 0,". 72"0 %&$+3 0/2$) !
$ 9/52 %2&"- )/-& 7"4&2'2/.4 6*&73 /2 $534/- #5*,% $ " "
5*,% "$ %*2&$4 345..*.(
!"#
"
2*6"4& 7 )*() $&*,*.(3 '*.
" $)&'3
(2".% 0,". *4 ",, &.35*4&
"
" $ "
" 7 '*.*3)&% 7&34 &80/352& ,&6&,3 /' %&$+ 7 6*&73 %/$+ $ " #5*,4
" " $ & &6&, *,,*./.") ,"+&'2/.4 7 2/,,*.( ,"7. 4/ ,"+& -"*. ,&6&, ,*6*.( $"2 ("2
%9,,*$ "$ "" ! " ! 2*6"4& 7"4&2'2/.4 2&42&"4 /. " ".%,&7//% ,"+&'2/.4 7 7&34 &80 6*&73 "$3 (/52-&4 +*4 (2".% "52&.&315& %&3*(. "6"*, 02*6"4& -"34&2 34& $"2 ("2 '52.*3)&% $ " ! #" # & "
ON THE COVER
")%/0($"++2 %0
"*% (++(,-,"'
"0%.&.-,0
/4 :.+ 68+3/+8 2'1+ )533;4/:? 5, #.+ 5/4:+ ': " 56+4 *+9/-4 54 -':+* 6/):;8+97;+ 2'1+,854: ')8+9 =/:. ='229 5, =/4*5=9 :5 35;4:'/4 </+=9 :=5 9:58? ,5?+8 '4* *8'3':/) -8+': 8553 '8+ +4<+256+* (? </+=9 9/*+* ,/8+62')+ :5 :.+ =./826552 (':. '295 </+=9 4':;8+ ,853 +<+8? '4-2+ %':). '-2+ 9 (;)52/) 2+<+2 ?'8* '4* 9+8+4+ 2'1+,854: 5, :./9 54+ 5, ' 1/4* 5,,+8/4-
/):;8+ +8,+): 54:+3658'8? /4 68+3/+8 25)':/54 5,:? $/+=9 8'4* 6+4 2'4 '/4 +<+2 '9:+8 ";/:+ '4 4*558 552 "6' $')':/54 22 &+'8 54-
! .'83/4- >6'4*+* +*8553 5::'-+ /4 ' 8+3/+8 '4*2+=55* '1+ 533;4/:? %+9: >659;8+ ":;44/4- ";49+: $/+=9 ":+69 :5 2;(.5;9+ '4* +'). 4+ 5, ' /4*
'81=55* '229 5,,+89 ' ;4/7;+ +405? :.+ 6'458'3/) 2'1+ '4* 3'/4 2+<+2 3'9:+8 9;/:+ = 95'8 ,853 :.+ +>6'49/<+ *+)1
8+ ?5; ' =':+8 25<+8 #./9 +8,+): '1+,854: +:'='? '='/:9 ! ;6*':+* 2'1+ .53+ =+9:+84 +>659;8+ /4*558 "=/3+> 552 "'4* +'). ++6 %':+8 '8(58 '1+ 5<+8@9 8+'3
THE SIVBA GROUP ".#"." ,,/)+
$/9/:
.,(% (1#"
203.743.4688 ;8 %+(9/:+ ':
+22
.-*%./
203.667.4336
www.CandlewoodLakeRealEstate.net 5
The mortgage you need, for the home you want
/#<+0) #%4' *+..612 4'5+&'0%' '/$1&+'5 # /#56'42+'%' $; #(#'. !+01.; +06'40#6+10#..; #%%.#+/'& #4%*+6'%6
'56#6' *1/' "#4& %4'5 16#. #% )#0%'
0' 1( # -+0& +0 6190 16#..; 72&#6'& 5'66+0) 9 8+'95 1( 9 5( (2.% 911& 5618' +0 #4/5 12'0 52#%' )4170& 211. #66 %#4 )#4#)' 10 5( 1( %#57#. '.' #% 9 216'06+#. 61 57$&+8+&' &'6#%*'& $#40
*+5 '.')#06 *1/' 9#5 %7561/ $7+.6 ('#674'5 6*' $'56 1( '8'4;6*+0) +0%.7&+0) 612 .1%#6+10 +0 24+/' '37'564+#0 #4'#
:64'/' 24+&' 1( 190 /2'%%#$.' *1/' %7561/ $7+.6 +0 9 (2.% *&9& '45*+2 10 517)*6 #(6'4 %7. &' 5#% 10 #%4'5 4) -+6%*'0 12'0 61 &4#/#6+% /1.&+0)5 612 #66'06+10 61 &'6#+. '6 10 64#037+. #%4'5 10 37+'6 %7. (#/+.; 4/ 9 (.4 61 %'+.+0) $4+%- (2.% &' 5#%
1%#6+10 #4- .+-' .'8'. #%4'5 +0 24'/+'4 5176*'40 +&)'(+'.& 9 )70+6' +0 )4170& 211. *#4/+0) %#2' $1#565 18'4 5(
7%-'& #9#; *#.'6 *+5 )4#%+175 614;$11- 5'66+0) #0& '0%*#06+0) !+%614+#0 9#5 $7+.6 +0 #5 10' 1( +0&+8+&7#. *1/'5 +0 6*+5 '.')#06 %166#)' 56;.' %*#.'6 *1/' 9+6* 94#2 %10&1/+0+7/ '0%.#8' ,756 # $.1%- #4170& 5610' 2#6+15 10 +&;..+% *#.( #%4' (41/ #+0 64''6
standard rates apply
7
0* '/3
0 *'$"& *% / !', ,- '. *$''#"& . , $ ''& %'-+ & % *# # *
3
#(
#
'(/+*
# "
-," -$ (*"
! 2+ * % #", ! & $ %"& ! * /'' $''*+ * &", * # +, * /$1 -( , #", ! & / 2 -, ! * $' # "+$ & / + $ $'+"& * / *+ $ , $''* ,' "$"& "& ,*1 / (-$$ '-,+ & / ,'( ' ,! $"& (($" & + 0 $-+". $1 (('"&, * &)-"$ + ,,"& / + -$(,-* ( . * ( ,"' #& / $$+ , * '* +/"& * '/& * + "& -( * +
+*/ !/ )# .+ ) 3 +,#* 0, *#2 1#*0#. /+ 0* '/3 3 #( # /+ '(/+* # " .( *"
# 0/'$0( +0/&#-* 2 3 +$ ('1'*% & / -# ) +)# -0#
-+)
Weichert Realtors Coastal Properties Luxury Portfolio International
Irene Fulop-Jackiewicz 203-913-5261
ijackiewic@aol.com
+" & 4 "& ,*1 4 %-$,"% " * %' $"& 14
((#-3+$ '/!&#*. !+) 42 38
11
CONNECTICUT
Â&#x201E;
NEW YORK CITY
Â&#x201E;
HAMPTONS
PRIME DELAFIELD ISLAND ASSOCIATION PROPERTY Darien Graciously appointed one floor living w/ 4BRs, 3200SF, soaring cathedral ceilings & skylights. Located in soughtafter waterfront community. $1,649,000 Web#99082926
Â&#x201E;
NEW JERSEY
Â&#x201E;
HUDSON VALLEY
CONVENIENT IN EVERY WAY Darien Renovated 4BR, 3½ bath colonial offers living room w/ fplc, gracious dining room, updated gourmet kitchen and family room plus first floor office w/ bath. $1,495,000 Web#99082730
HAWES TEAM 203.858.5538 | hawesteam@halstead.com
HAWES TEAM 203.858.5538 | hawesteam@halstead.com
PERFECT NEW CONSTRUCTION Easton Just completed, beautiful colonial with a touch of Nantucket on 3 gorgeous acres. Last new construction in established cul-de-sac neighborhood. $1,349,000 Web#99077153
GREAT CAPE WITH SEPARATE STUDIO Norwalk Welcoming 4 BR, 3 bath home with over 3,200SF of space. Just beyond the pool is a separate 2,000 SF studio w/garage, workshop & storage. $895,000 Web#99080097
ALISON STERNBERG 203.414.8693 | asternberg@halstead.com
ANNE-LISE BROWN 203.912.6080 | abrown@halstead.com
Darien & Rowayton: 203.655.1418 Greenwich: 203.869.8100 New Canaan 203.966.7800 Wilton: 203.762.8118 Stamford: 203.329.8801 Westport: 203.221.0666 *CNUVGCF %QPPGEVKEWV ..% &CTKGP 4QYC[VQP 1HĹżEGU *CNUVGCF 2TQRGTV[ %QPPGEVKEWV ..% We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.
halstead.com
YOUR OWN CAMELOT 0QTVJ 5VCOHQTF Gated estate sited on 8.5+ acres bordering Greenwich Water Co. property, w/potential 3-lot subdivision. 5BR, 7 bath brick col w/tennis court, free form pool & spa, fountains & fish ponds. $3,500,000 Web#99032682 $KNN 1NUGP
MOVE-IN READY! 9GUVRQTV Exquisite stone & shingle home built by Milton on cul-de-sac in heart of Westport. One acre of beautifully landscaped property w/mature plantings & room for pool. $2,994,000 Web#99050742 *GNGP %WUC -GEKC 8QP FGT #JG 203.221.0666
ANTIQUE W/RENTAL COTTAGE 9GUVQP Renov 6000SF antique plus 1152SF cottage w/annual rent of $24,000 per owner. Set on 3.92 acres fronted by brook-fed pond, this 1750 home is a perfect blend of old and new. Must see! $2,395,000 Web#99081259 $Q\GPC ,CDNQPUMK
GREAT HOME FOR ENTERTAINING 'CUVQP Elegant yet comfortable 5-BR home at end of cul-de-sac features Great Room w/vaulted ceiling, fplc and wet bar open to gourmet kitchen. Level yard, fab pool & pool house. $1,350,000 Web#99065288 'NNGP )CTEKC
PERFECT NEW CONSTRUCTION 'CUVQP Beautiful colonial on 3 gorgeous acres. This is the last new construction in established cul-desac-neighborhood. 4800+SF of quality craftsmanship with high-end trim work. $1,349,000 Web99077153 #NKUQP 5VGTPDGTI
SOPHISTICATION IN PRIME LOCATION 9KNVQP Sophisticated 4BR colonial on fabulous South Wilton cul-de-sac. Luxurious master suite w/new master bath. Private yet close to everything! $1,299,000 Web#99061817 $Q\GPC ,CDNQPUMK
SOPHISTICATED BEACH HOME (CKTĹżGNF Custom-designer renovated Cape on just mins to beach & marina. Open floor plan perfect for today's lifestyle. Lush backyard, patio, outdoor shower. Walk to train and town. $785,000 Web#99078451 Mark Ciano 203.221.0666
Ĺ&#x2018;2156 $'#/Ĺ&#x2019; %106'/2 $#40 4GFFKPI This inviting home has an open floor plan & beautiful granite kitchen overlooking LR w/2-story stone fplc. 3rd flr loft perfect for artist or office. Sited on 2 level acres. $619,000 Web#99078984 /CT[ -CVG -NGOKUJ $QGJO /CTKN[P -NGOKUJ
IMMACULATE CONTEMPORARY 9GUVQP Light and bright, open contemporary in private setting on 2 acres of high meadow. Recently renovated. Hardwood floors throughout. Patio and deck. Great condo alternative! $465,000 Web#99070464 ,GCP %QNGOCP
*CNUVGCF %QPPGEVKEWV ..% We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.
Darien & Rowayton: 203.655.1418
Greenwich: 203.869.8100
New Canaan 203.966.7800
halstead.com Connecticut
New York City
Hamptons
New Jersey
Hudson Valley
AMERICAN BEAUTY Stamford Country estate with guest house & pool on 8 acres, only 45 mins from NYC. Perfect blend of sophistication & charm! Gorgeous organic lawn w/ stone terraces, specimen plantings & barn. $2,275,000 Web#99084255 Paula Kroll 203.253.2248
SUPERB WATERFRONT RETREAT Stamford Located squarely between Greenwich & Darien this custom designed home has open water views, including the NYC skyline. Versatile floor plan, private beach front & damage free from Mother Nature. $2,250,000 Web#99060266 Tammy Felenstein 203.219.9391
LIVE THE GOOD LIFE Stamford Take advantage of this rare opportunity to own a direct waterfront, two-level Penthouse with over 2700 square feet, complete with a 40 foot dock. $1,399,000 Web#99069195 Tammy Felenstein 203.219.9391
UNDENIABLY CHIC CONDO (CKTſGNF Kenzie Point. Beautiful, spacious waterfront condo on third floor with private beach area. This home is elegant with top-of-theline finishes throughout. Owner is motivated! $990,000 Web#99072475 Karen Curtis 203.221.0666
ONE-OF-A-KIND PROPERTY Wilton Stunning 3BR antique (c.1825) on gorgeous property w/large pond & barn, adjacent to Weir Farm. Offers 3 fplcs, newly updated kit & powder rm, refin hardwd flrs throughout. Not to be missed! $929,000 Web#99084117 Anne Oliver 203.762.8118
FIRST TIME ON MARKET IN 50 YRS! Weston 4BR Cape on 2.7 level acres w/Saugatuck River frontage, just 10 mins to Pkwy, downtown Westport & Weston’s award-winning schools. $789,000 Web#99078161 Ellen Garcia 203.762.8118
MOVE RIGHT IN Norwalk Don’t miss this turn-key 4BR home that has it all! Updated kit & baths, hardwood floors, new C/A, new deck and fenced yard. Mins to hwys, trains & shops. $419,000 Web#99086126 Ellen Garcia 203.762.8118
BEST DEAL IN STAMFORD! Stamford Spacious 3BR, 3 bath condo w/ 1-car garage space, available for immediate purchase. Wood floors, 24 hour doorman, pool and gym. $339,500 Web#99068585 Paula Kroll 203.253.2248
EASY ONE FLOOR LIVING Stamford One level living on the first floor! Bright and updated 2BR, 1 bath with deck and lots of parking. Low common charges. $287,000 Web#99084430 Nancy Rondano 203.223.6769
Stamford: 203.329.8801
Westport: 203.221.0666
Wilton: 203.762.8118
3.95%
TOTAL T OTAL C COMMISSION OMMISSION N
Saves Sa ves Thousands Thousands!!
ELE LEGANT GANT UP--M MA ARKET RKET NEW CON ONSTRUCTION STRUCTION ree Homes, 4-5 Brs, 3.5 Bths, 7 Maintenance Fr Free Still Time Time to t Customize $825,000 $825,000
2-FA AMILY AMIL LY BU UILDING ILDING LOT O 2-F Steps to Popular Cove Island Islland Park, Natural Gas, City Sewer S & Water Water Available Available $197,500 $197,500
GR REENWICH EENWICH OPPO PPORTUNITY RTUNITY Colonial A Awaits waits Creative Buyer Buyer,, 2.3 Acres Abutting Country Club, $1,785,0 $1,785,000 000
RENOV ENOVATED VAT TED N. N. ST TAMFORD A AMFORD COLONIAL O 3 Brs., 2.5 Bths, Beautiful Ac Acre cre Lot, New Kitchen, LR w/ Fireplace, Fireplacee, Newly Added Grand Family Room $545,000 $545,000
CO OS S CO OB B LAND Level Convenient Cul-de Cul-de-Sac e-Sac Location, Explore thee Possibilities! $699,0000
GR REENWICH EENWICH 22-F FA AMILY AMIL LY DOWNTOWN DOO OORMAN RMAN BU UILDING IL LDING Great Investment, Low w Completely Updated, Private Ba Balcony, alcony, Taxes, Taxes, Call Today! T To oday! $518,000 $518,0 000 Gar Gar.. Parking, 24 Hr. Hr. Doorman, $269,000 $269,000
SPPRINGDALE RINGDALE BU UNGALOW NGALO OW 3 Brs., 2 Bths, Bright Spac Spacious cious Rooms, Level Y Yard, ard, $379, $379,900 ,900
Downtown Do wntown Sta Stamford amfford ord
225 Bedf Bedford ford ord d Street
203 324 1300 13 300
13
!!!
!
#
# "
!
#
! !
% "! ! "$ & "! $" $ & $ ! ") $ #"$& ! #" * & % $" $ " % !"& ' $ !& &
& &
$
"'!&* ! "$ & # $ " % "! * ! "$ & "! ! * !"& '$ * & !& ! *&
& $"' " # & * '$ & % * !"& $ &
$
$ "$ %& &
' &" $ #"$& ! " ) ! $ % & ( &* ! & $ &
!&
& " %
CONTACT JULIE FOR FAIRFIELD COUNTY MARKET TRENDS AND HAVE HER HELP NAVIGATE YOUR HOME SHOPPING PROCESS.
#1 Realtors in Westport, Weston & Fairfield Sales/Listings, 2013 Per the Consolidated Multiple Listing Service
BARBARA BROSS
ALEXANDER CHINGAS
DOUG BROSS
www.BrossChingas.com info@BrossChingas.com
-..-023,'27 '%,'$'! ,2 &-+# 2 2&'1 .0'!# 312-+ !0 $2#" ', 9 -12 #6 !2',% 12 ," 0"1 32'*'8',% -,*7 2&# $',#12 $','1&#1 !
.0#1'"',% -4#0 1.*#,"'" ! 3,'2# 1 *25 2#0 .--* **1 -$ 0!&#" 0#,!& "01 -.#, 2- 4#0 ," 1 -0%#-31 451 -$ %0-3,"1 !
! 7 ! '**-, &'%&*7 0#% 0"#" 3'*"#0 , .0#+'#0# '0$'#*" # !& 0# 120##2 2'+#*#11 !* 11'! -, *#4#*1 5 5 2#0 4'#51
" &-+# "-5, .0#227 !-3,207 0" -, ! 4#01'8#" %0# 2 0--+ 5 $*--0 2- !#'*',% 0'!) $.* --)! 1#1 $*--01
" -$ 2&# -4*## 11-! (312 12#.1 $0-+ 2&# .0'4 2# # !& 5 - 2 1*'. 4 '* '*'27 '+.*7 120-** 2- 7-30 - 2 #,(-7 -3," !
" -, 1.#!2 . 0) *')# !0# %# %,'$'!#,2 + ', 0#1'"#,!# .--* 2#,,'1 !2 .--* &-31# .-0!&#1 4 12 2#00 !#1 !
" ,#5 &-+# 7 1-3%&2 $2#0 3'*"#01 -, 123,,',% ! 1&-02 5 *) $0-+ 1!&--*1 . ! 0!&' 2#!230 **7 "#1'%,#" &-+# 5 1 !
00#22 '*1-, -$$#01 2&'1 3*2'+ 2# *36307 &-+# ', !-4 #2#" 3% 23!) &-0#1 5 4'#51 -$ 2&# 1&'++#0',% -3," 2&1 !
! 5 %3,'2# .--* ', .-.3* 0 -,% -21 !-,4 2- ** #12.-02 +#,'2'#1 312-+ /3 *'27 &-+# 7 '!&$'#*" #4#*-.+#,2 !
$-0 *'$# !& ,%',% #4#,2 7#2 "#$',#" $-0 #4#07-,# 2- & 4# 2&#'0 .0'4 1. !# '$#127*# &-+# 4#07 5#** 2&-3%&2 -32 - !--)'# !322#0 !
" -*-,' * +'" ! -$ 0# 2&2 )',% % 0"#,1 62#,1'4# 12-,#5-0) .#!2 !3* 0 1#2 2',% 5 00 7 -$ *-5 + ',2#, ,!# .* ,21 !
* ,"1! .#" ! 5 #62 12-,#5-0) . 2'-1 4 12 "#!) 2&'1 #22#0 2& , ,#5 -* 5'** #6!##" ** #6.#!2 2'-,1 -+.*#2#*7 0#+-"#*#" !
14
15
T h e Gol Gold d Coast C oas o t o off C Con on nec tic ticut cu t ...
Fairfield F air rfield County Count y
Breathtaking Br eathtaking Sasco Sassco Est Estate ate Fairfield Fairfield | $5,900,000 $5,900,000 541SascoHillRoad.com 541SascoHillRoad.com Text: Text: Blue45 T To: o 85377 o:
“Green Gables” Est “Green Estate ate FFairfield airfield | $4,900,000 1HubbellLane.com 1HubbellLane.com Text: Text: Blue53 T To: o: 85377
Ou Holida Our Holiday ayy AT TTENTION BUYERS! BUYERS! ATTENTION
Quintessential CT Quintessential CT Est Estate ate Westport | $3,600,000 $3,6600,000 43RedCoatRoad. a com 43RedCoatRoad.com Text: Blue59 T o 85377 o: Text: To:
FFrench rench Normand Normandy dy Manor FFairfield airfield | $2,7 $2,700,000 00,000 680OldAcademyR Road.com 680OldAcademyRoad.com T Text: ext: Blue51 T To: o 85377 o:
Conttract ANY VVanderblue Contract anderblue T Team eam m pr a VVBT BT Buyer Buyers’ s’ Specialist fr from om m now u
• • • • • •
UP T TO O $500.00 T TOWAR OWA at FREE FUEL ((Priced Priced e a FREE R ADON TES ST RADON TEST FREE PES T INSPE ECT PEST INSPECTIO APPRAISAL FREE APPR AISAL MOVING BOXES FREE MO VING BO OXES
Potentially P otentially save THOU THOUSANDS SANDS S wit with network. Call us at 203 our AIRE network.
If lo low w rrates, ates, lo low w pric prices es & h high i Our offers O Team Teeam off T ffers eeven ven M MO Greenfield Gr eenfield Hill Perfection Perfection FFairfield airfield | $2,3 $2,350,000 50,000 70Burr 70BurrwoodCommon.com woodCom mmon.com T Text: ext: Blue37 T To: o 85377 o:
Vanderblue V anderrblue..com com 16
Happy H a pp y Holidays! Holi da ays!
Gated Gated W Waterfront aterfront Mast Masterpiece erpiece Norwalk Norwalk | $3,7 $3,795,000 795,000 3CanfieldCrosssing.com 3CanfieldCrossing.com Text: Text: Blue25 T To: o: 85377
Waterfront Waterfront in Westport! Westport | $3,795,000 Gray Lane 8 Gray Text: Text: Blue57 T To: o: 85377
yG Giftf To Y You
property roperty -OR-OR- Any property propeerty thr through ough ow w until Januar Januaryy 31st aand nd rreceive: eceive:
WARD ARD CL CLOSING OSING C COSTS OS STS at $100.00 vvalue) alue)
“Lion’ss He “Lion’ Head” ad” Est Estate ate FFairfield airfield | $3,000,000 750BurrStreet.com 750BurrStreet.com Text: Blue42 To: To: 85377 Text:
CTION TION
XES $100.00 S ((Priced Priced at $100.0 00 vvalue) alue)
‘Pequot ‘P Pequot Inn’ W Waterfront aterfront Dr Dream eam Westport | $2,500,000 14 Pequot Pequot Trail Trail Text: To: Text: Blue20 T o: 85377
with h many other disc discounts oun nts thr through ough 203-259-8326 ffor or mor de tails! moree d details!
gh inv inventory entory ar aren’t en’t enough ... ORE RE reasons reasons to to BUY BUY NOW! Quality Qua ality Str Stratfield atfield Ne New w Construction FFairfield airfield | $899,900 86 Chatham R Road oad T Text: ext: Blue2 T To: o: 85377
203.259.8326 17
Twombly Nursery The Gardener’s Resource TM Connecticut’s Largest & Most Diverse Inventory
Creating Curb Appeal for over 35 years
Over 15 Acres of Retail Shopping and Display Gardens
163 Barn Hill Road Monroe, CT • 203-261-2133
www.twomblynursery.com 18
!
"!
!
!
! "
#
!
!
!
!
" $% $ %# -<<-: <0)6 6-? )6<=+3-< #<A4- 74 ) ;07:< ?)43 <7 -)+0 ;+0774 <7?6 <:)16 .=44A .161;0-, .4:; 8-6 ;< .4: 84)6 84; =;< 1< ? :-6+0 ,7:; <7 :)1;-, ;4)<- 8)<17 " #=1<- ? .84 4=@ *)<0 :, .4: :-)< "775 " )<0 " ..1+- ? *)4+76A 76=; "775 7>-: /): 1,-)4 .7: ;<= ,17 7: 075- 7..1+- =;<75 7=<,77: ;07?-: +7584-<-; <06-?4A 4)6,;+)8-, A):, 75841)6< 8:78-:<A !
' ( $ ' ?1<016 # %$ ! "$ ?)4316/ ,1;<)6+- <7 0):*7: *-)+0 )6, <:)16 "# *)<0 #8)+17=; 41>16/ :775 ? .84+- ?1<0 ) ;-8):)<- ,-6 ?1<0 .1:-84)+- >-:;1B-, 8:1>)<- 8)<17 ?1<0 +0):516/ *:1+3 ?)44 *=14< 16 *-6+0 )6, .7=6<)16 1<+0-6 0); 6-? ;<)16 4-;; )8841)6+-; .=44 *);-5-6< )6, /):)/- ):- 16+4=,-, ,-)4 .7: <0- -? (7:3 +755=<-: $
' #$! "$ ' $ *-)=<1.=44A =8,)<-, " 075- 76 4->-4 0)4. )+:- )*=47=;4A :-67>)< -, 47?-: 4->-4 .)514A :775 ?1<0 +=;<75 *=14< 16; .1:-84)+6-? 075- 7..1+- :-67>)<-, 0)4. *)<0 )6, 5=+0 57:627A <0- ?:)8 ):7=6, ,-+3 7>-:477316/ <0- 8):3 413- 8:78 -:<A 16=<-; <7 <7?6 <:)16 *-)+0 )6, ;+0774 <01; 075- 1; :-),A <7 /7 2=;< 57>- 16 )6, -627A $
" " $ (# !:1;<16- +-6<-: 0)44 " +74761)4 76 ) 9=1-< :--6.1-4, 144 +=4 ,- ;)+ 7:5)4 41>16/ )6, ,1616/ :775; :-+-6<4A =8,)< -, -)< 16 31<+0-6 )6, *)<0; +75.7:<)*4- " )6, ;8)+17=; )6, *:1/0< .161;0-, ')43=8 )<<1+ *:)6, 6-? :77. 4):/*:1+3 8)<17 7>-:477316/ /7:/-7=; ?77,4)6,; )6, ) + /):)/@+-44-6< 47+)<176 2=;< 516=<-; .:75 -::1<< !):3?)A /74. +7=:;- )6, ;078; !
" '" " &-:A +0):516/ ;9=):- .77< -@8)6,-, )8- 7, ?-44 47+)<-, 16 <0%61>-:;1<A ):-) 76 ) *-)=<1.=4 4->-4 )+:- 8:78-:<A +76 >-61-6< <7 )1:.1-4, -6<-: )6, $:)16 #8)+17=; .:76< <7 *)+3 1>16/ "775 ?1<0 1:-84)+- .7:5)4 1616/ "775 47>-4A #+:--6-, !7:+0 <0:-- -,:775; )6, )6 )<<)+0-, $?7 ): ):)/- !
" ' " % $ ")6+0 ;<A4- 075- 16 #<:)<.1-4, ;-+<176 "# =44 ; -6<:)4 1: );<-: #=1<- 4):/? )+=BB1 <=* ;07?-: 1< ? *:-)3.);< *): 7:5)4 1616/ " 161;0-, 1; 0-)<-, )6, 7..-:; ),,4 # ->-4 +7:6-: 47< )<=:)4 8:1>)+A ) ,-+3 7>-:477316/ <0- *)+3A):, ?1<0 16<-:17: )++-;; <7 *7<0 <0- 31< )6, 5);<-: ;=1<- + )<< /): )6, ;0-, !
19
WINTER IS HERE The economy has improved, interest rates are rising, prices have stabilized. Your last chance to get a deal could be this Winter
THE HIGGINS GROUP
DONâ&#x20AC;&#x2122;T WAIT AND BE LEFT OUT IN THE COLD! 5=,8 8,,4-0,2+ 022 #;44> 680< *54< 25* 368,990<, :8,, 204,+ (6685(*/ :5 ,2,.(4: 9" $ 83 /53, #;885;4+,+ )> 56,4 6552 96( 96(*,
! " ):/ 5 ;22 /,(:,+ )(9,3,4: 9: -28 -(302> 83 ! *(8 .(8(., +,*1 $5:(22> /()0:()2, 4,,+9 ;6+(: 04. (* 25:
;9:53 " :/ 83 "(4*/ () /53, -58 ,4:,8:(0404. 9=8(6 (85;4+ +,*1 ,(:,+ 9;48553 = <2:+ *2. -629
%'
".
%'
' #$ ,: >5;8 1(>(1 8,(+> '(:,8-854: 089: -28 8(4*/ 9:>2, *54+5 %# " :/ #! ,*1 5<, 04 *54+0 :054 ,=,8 0:*/,4 (:/ &0,=9
$ % %$
(
$"), '**%+ &%++'
!()!$ (
-%%*%#(
+)
%"
(9;(22> ,2,.(4: *;9:53 8,45<(: ,+ " :/ 9- /53, 04 7;0,: *54<,40,4: 25*(:054 9;885;4+,+ )> # $ ' "
'%& '), *#
' )%
2014
The Higgins Group 1499 Post Road, Fairfield, CT 06824 Sherri: 203-395-2737 | Jay: 203.414.0316 | Sherri@Steeneck.net | www.helpfindinghomes.com
31
45//*/( 0-0/*"- -&/48 6 ("3 &"30/ 35*4& */$-5%&3 6"-, */
0' 3402"(& 02$) $-03&43
!
0-0/*"0''*$&
*4
3' 6 ("3 02."6 6"-, */ $-03&4
! 0-0/*"- *4 6 30"2*/( $&*-*/(3 "/*&-3 "2. /&*()#02)00%
&22*&3 0-0/*"! 3&"30/ 35/ 102$) -&"%3 40 /&6&2 %&$, 100- "#5-053 8"2% '*/ *3)&%
!06/)053& -0$"4&% */ 305()4 "'4&2 $0.1-&7 2*()4 51%"4 &% ,*4$)&/ /+08 (02(&053 1"4*0 100-
7$&14*0/"- )0.& */ 5%%*/(40/ "2, !06/)053& 6 '*/*3)&% #"4)3 $"2 ("2"(&
01&/3 40 0$"4&% */
!
%'
20
%'
$ %'# )!%$ %$
(
!()!$ (
+)
%"
'%& '),
*#
' )%
21
42
! &10 94 '/7)./1* &.++1+7 #41/* '5+ .7*<* ,178 " 8+'843 547). (78 :5 *+3 3+ ) -'7'-+
! $ 4:7 (7 ,:11 (9. 4143/'1 +< )'75+9 3+< 5'/39 79 94 ()0 " '89+7 +)0
(78 (' "'3). )43; 94 ! ! !+7,+)9 ,47 '3 /3;+8947 47 (+'). "< ,51) " .'3*>2'3 (78 ('8 /7+51')+ 94<3 97'/3 < 81/*+78 94 *+)0 ** 1/;/3- '7+' /3 '/3 .4:8+ < ))+8847> 59
12 Downs Street, Danbury, CT
! ! 34<3 '8 9.+ '38/43 .4:8+ 1'(+1+* (> '3/+1 +'). <.4 (19 9.+ #'19 (= /3
% 7 4143/'1 7+)+391> 7+24* &'10 94 97'/3 94<3 '3> :5*'9+8 #5')/4:8 14;/3-1> )'7+* ,47 .42+
203-743-1667
Serving Danbury, Bethel, Brookfield, New Fairfield, Newtown, New Milford, Sherman, Bridgewater, Redding & Ridgefield
$45 '3(:7> 14)'9/43 4,,+78 ):89 (:/19 7'3). < ) -'7 4/1 .+'9 1+;+1 149 < 543* ;/+<8
# '2/1> /3 )43 ;+3/+39 '3(:7> 14) 3+'7 #).4418 #.458 /-.<'> #.4<3 (> '554/39 2+39 31>
4;+71440/3') 4, 45+3 85')+ " 41 &44*+* 8+99/3- :5*'9+* /9 <+11 2'/39'/3+*
# .42+ (> 47/-/3'1 4<3+7 0/9 2'/3 ('9. 7+)+39 4/1 .+'9 )+397'1 '/7 )422:3/9> (+'). '7+' (4'9 81/5 /3)1:*+* 47 7+39 ,47 24
" ! < )/9> 8+7;/)+8 +;+1 /39+7/47 149 8+9 (')0 ,742 9.+ 74'* 431> 2/3:9+8 94 8).4418 8.458 (+').+8 <3+7 ,/3'3)/3- 5488/(1+
% ') 149 )'3 (+ :8+* '8 6:/52+39 '> *4<3 /+ 5'70/397:)08 1/-.9 +6:/52+39 8947'-+ 97'/1 +78 4;+78+'8 )439'/3+78 <3+7 '80 /3-
www.pproperties.com 22
infodanbury@pproperties.com
"
" "<26;.::.6;2*4 !9.52.9 .201+91- 76 ,<4 -. :*, > +.*<;2/<4 175. :2;.: "<*42;@ *29/4- 6;@ +<24-.9 .:; 7/ ;1. .:; ) ' #)
! *+<47<: # 74 > $8.,;*,<4*9 B? B/; 1.*;.8774 :<997<6-260 +92,3 8*;27 ' 4*6:,*8.- @- .*<;2/<4 :<6:.;:
! $;<66260 74 > :/ > 5*26 /49 264*> > 892=*;. .6;9 :;79@ /7@.9 78.6 /49 84*6 > "& %) <809*-.: 26 ,*9 0*9 .,3 8*;27
! <24; A *9.4@ <:.# 74 > :.*:76 :<695 # > =*<4;.- ,.240 /84 09*62;. 2; > 2:4. :; /49 7// .,3 7=.94773: 892= @- , # % !#
! ?/79- 09..6: 7=.4@ 4*<9.4 57-.4 9*6- 78.6 /49 84*6 > :;79@ 09.*;95 > /84 78.6 +*4, :; /49 7// 7/; .?8*6:2=. -.,3 755<62;@
! 9.*; /79 .6;.9;*26260 # 74 > :;79@ /7@.9 # > ;9*@ ,.24 9 -9: ?8*6: 32; > 09*62;. .*; *9.* # > /84 892= @- :; /49 7// ,*9 0*9
" .*<;2/<44@ 5*26; +9 ,74 26 ;1. >77-: 96; 879,1 /795 49 -9 <8-*;.- 32; > 09*62;. :: /9 > /84 :; /49 *--6 *--4 +9: 76 6- /49 &8-*;.- +*;1:
" *;<9. 7=.9B: !*9*-2:. 892= *, # 9*6,1 <8-*;.- 32; # > /84 ( /49: 6- /84 26 <6/26 >*2;260 ;7 /262:1 79-.9: 92-4. %9*24
! .*<;2/<44@ <8-*;.- # 9*6,1 > 9.57- 32; # > +92,3 /84 +<24;26: 9 -9: :.*:76 :<6879,1 >437<; # !92= :89*>4260 ,> 8774
-.
-.% (-0-/
,&- -, 0(%/% )/0),'/
%20
-*$%$ ,1+#%. 0-
23
! &75620 %7,/6 ,1 5671 1,1* &+()<5 .,6 <5 %($76,)7/ /$.( 8,(95 0$+2*$1; '(&.,1* 24 4(16 02
21( /(8(/ /,8,1* &75620 '(5,*1(' .,6
40 9 8,(95
4($6 /$.(
2) )4216$*( 34,8$6( 5(66,1* 23(1 )/224 3/$1 9 /$4*( '(&. 59((3,1* 8,(9 0,176(5 )420 #
! # &-03( 40 $/'-(700' $,( 1(2)(&4 34$4( -+,( 3(44+/* 02 &0.105/' " $11206(' )02
7 )4 0) )20/4$*( 3 "(34(2/ (810352(
$11206(' )02
59((3,1* 8,(95 (1-2; /$.( /,8,1* /$4*( *4($6 4220 " 9 /* 94$33(' '(&.,1*
1-2; 59((3,1* /$.( 8,(95 4(/$: 21 6+( '(&. 24 3$6,2 73'$6(' .,6&+(1 /(8(/ )4216$*( 9,6+ /$4*( '2&.
21 34,8$&; 9,6+ $
71,6( 322/ )3/ !
"
$&4(5 2) $1'
& 0) 12+6
" 9 $& +/ (34$%- 35%'+6+3+0/ 3(14+& 1-$/ $11206$-3 3($30/$- $,( !+(73
! 52$4,1* &(,/,1*5 8,(95 *4($6 40 9 %($&+
216(0324$4; 216 9$//5 2) 9,1'295 9 /$.( 8,(95 5$1'; %($&+ '((3 9$6(4 '2&. ! " &$4 *$4$*(
1% 6.30 1,"02/(.-% 2. 4)%5 "++ 5"2%0&0.-2 +)12)-'1 "++ ++%- 2. 1#(%$3+% " "-$+%5..$ "*% (.,% 2.30 2.$"6
5($521$/ /$.( 9$/. 62 6+(
! 4(/$: ,1 6+( 34,8$6( 5(66,1* 24 9$/. 62 6+( %($&+ 2$4,1* &(,/,1* *4($6 40 9 73'$6(' .,6 '(1 $4*( '(&.
%7,/6 ,1
028( ,1 4(/$: 23(1 )/4 3/1 &+()5 .,6 *4($6 40 9 5621( 6,(4(' '(&.,1*
CandlewoodLakeWaterfronts.com • LakeWaubeeka.com • CandlewoodLakeProperties.com
Call Ellen for a TOUR BY LAKE OR LAND! 24
'
!
<<< 544(!52+ 04, *53
,"' '-+$ -, "0$ 5'("' (,"*3#$1 1$. 0 2$ . 0"$* ,-2 ..0-4$# *) 21'-..(,& *(!0 07 ,# !31 *(,$ 0&$ %0-,2 &$ -, 120$$21
-4$*7 1$2 -, .0(4 2$ "0$1 -12 $%%("($,2 6 "-,1203"2(-, &0$ 2 '-+$ %-0 '-*(# 7 $,2$02 (,(,& 1/ %2 5 %. '3&$ 7-3,& )(2"'$, *3$ ")$# 1/ %2 0+ -*-,( * -, /3($2 "3* #$ 1 " 8"$(*(,&1 %*--01 % +(*7 )(2"'$, 5 "$,2$0 (1* ,# .$, %-7$0 *2 & 0 &$ 5 #(0$"2 )(2"'$, $,207
%'
%'
# &
# & ,+(7
%'
%'
$ %'# )!%$ %$
(
$(9,7-7549
"
53, "
%)%(
"
,(:90-:2 04+(2
$ % %$ )
!()!$ (
+) %"
!()!$ (
,(:90-:2
+) %"
' )%
" 7,(9 4,< *52540(2 <09/ ;,7> -2,=0)2, -2557 "
(7., 52540(2 <09/ .5:73,9 109*/,4
95<4/53, < .5:73,9 109 "
(
'%& '), *#
% 95<4/53, < .52*2:)/5:8, 65528 -094,88 9,4408
$*#
' %
(99 58, 1< *53 <<< 3(99,<758,7,(2,89(9, *53
022 2(04 5(+ (4):7> " (04 !97,,9 0+.,-0,2+ " 25
build.NEWCONSTRUCTION.dreamhome.custom
23 Pine Tree Hill Rd, Newtown +VIEX MRXIVMSV PSX FIEYXMJYP ¾SSV plan New Construction. Add your Anthony Ridge, Newtown - New Construction, builders plans or built S[R ½RMWLMRK XSYGLIW 6IEH] XS KS to suit. Lots from 2.0-4.7 acres. Lot with home from: $539,000 in 60 days! $519,000
homebusiness.HOME SWEET HOME.comfort.chic
89 Taunton Hill Rd, Newtown $899,000 Daniels Hill Rd, Newtown $519,900 27A Bear Hills Rd, Newtown $549,000
66 Charter Ridge Rd,Newtown $529,900 3 Possum Ridge Rd, Newtown $349,000 82 Church Hill Rd, Newtown $329,000
call connie • 203 856-6491 CONNIE WIDMANN - REAL ESTATE PROFESSIONAL WILLIAM RAVEIS REAL ESTATE • NEWTOWN, CT 26
conniewidmann.raveis.com
'2@<?A (AF92 1B9A <::AF ' '.;05 *;6A D 0 .? )?6: /92 ?<D; "<916;4@ ,<?8 ,.6;@0<A6;4 <B?: 6A D @9 ?.;6A2 (( )B:/921 .08@=9.@5 !! ' B99 ?1 ' ".6; 9? " ' (B6A2 , 9<@2A@ )6921 D )?.F 2694 !' , .@ =9
!2A A2;.;A =.F F<B? :<?A4.42 D5692 F<B 2;7<F ' .=2 . ?2;A.9 .=A ;2.? .;192D<<1 !.82 )<D; 0A? ".6; 5<B@2 ' 6A @A 39? " ' @B6A2 =.?A:2;A :.@ A2? @B6A2 D 86A ' D ?2;05 4.? 1<<?@ !' D 3=9 %?6C @2AA6;4 @A<;2 =.A6<
<:2 /F )<99 ?<@ ?2.A !<0 <? #- <::BA2 ' <9 6; .@2:2;A D B99 .? D $33602 , 9<<?@ 645 2696;4@ (=.0 @3 @@<0 22@ $;9F %.A6< &B.?A2?9F 221 '2@A?60A6<;@ 33<?1./92 *;6A ;0<:2 .;;<A E0221
'' D @ D ?.;6A2 (( <?:.9 ' #2D ,6;1<D@ +6;F9 (616;4 (=.0 208 %?6C.A2 .08 -.?1 !.?42 !' " ' D *=1.A21 B99 119 '@ . )6921 B99 !! ' D 3=9 ;1 D ?.;6A2 (( 9<@2 A< 645D.F (05<<9@ (5<=@ 0 .?
;A6>B2 .?:5<B@2 ,612 %9.;8 9?@ %<@A@ 2.:@ ' D ;A6>B2 %.?9<? (A<C2 %.99.16.; ,6;1<D ?2;05 ?@ <?:.9 !' D BA05 $C2; =9 <?:.9 ' !6/?.?F ;1 9<<? '@ $33602 ,* AA60 2A .? (A<?F .?; 0?<@@ (A <; 0 .C.69 3<? =B?05.@2
' 9.82 5<:2 D F? ?<B;1 C62D@ (A2=@ A< /2.05 1<08@ =?6C /2.052@ <.A @96=@ )2;;6@ .@82A/.99 <002 A (<3A/.99 %9.F4?<B;1 9B/5<B@2 (<06.9 2C2;A@ F? ?<B;1 !' D 2.:@ 3=9 .A 6; 86A D ?2;05 1<<?@ !2C29 !6C6;4 .@F 002@@ )< # -
)52 "2.1<D@ " D ?.;6A2 )6921 D .@ =9 ! ! <::BA2 .;1 =.?8@ <:=92E #2645/<?5<<1 .@ 2.A
' '.;05 F .;192D<<1 !.82 D 22121 !.82 '645A@ B=1.A21 '<<3 ,6;1<D@ +6;F9 (616;4 B?;.02 ;1 (2=A60 (F@A2: !645A ;1 ?645A (=.06<B@ !6C6;4 ?<<: , !.82 +62D@ <GF ;1 <:3<?A./92 <:2 ,6A5 %?6C.A2 %.A6< ;1 208
(=.0 ' A<D; 5<B@2 6;6@521 !! D =9.F?<<: .;1 <33602 !' D 3=9 ' 5B42 '@ E E <:=92E <332?@ 4?2.A .:2;6 A62@ =<<9@ A2;;6@ 0<B?A@ 09B/5<B@2 /.@82A/.99 .;1 =9.F4?<B;1 9<@2 =?<E 6:6AF A< @05<<9@ @5<==6;4 ?2@A.B?.;A@ :.7<? 5645D.F@
*.#'!
5B?05699 !2E6;4A<; '@ .05 D 3B99 6A .08@=9.@5 @9.;1 !' ' $33602 0 .? .@F 9<@2 A< )<D; (5<=@ .@ %<<9 D ?2.A <::B;6AF 0<;<:60.9
(*," *'
#* # %
% +, ,
*( ++#(' %
(-," *' #, " # % * %
'
+, *'
/
. ' (-',# +
*(($ # %
0% '
""+'
(&
BHHSNewEnglandproperties.com Residential
Commercial
///
Relocation
Mortgage
Insurance
0% ' ""+
Home Services
New Homes & Land
)*() *,# + (& 27
!
'%"'! $ ( " $ % $ #" ' ' "
$# &!%"! # %" "$% # $ $ #"
! % 28
'%"'!
! %&$'(#
43 (:1 )* 8&( &3(0.(-*3 +472&1 2&.3 1*;*1 = *;*1 5488 .3 1&< 8*9 :5 < &5574= &7*& 0.9 < ).3 &7*& <&104:9 ( ,&7&,*
8+
)(")$'(#
+ *2 < + 5 4<*7 < 8.99.3,
3 &( 149 *&:9.+:1 3*< 0.9(-*3 2&51* (&'. 3*98 < ,7&3.9* ''&7 3*< +7.),* 2.(74 ).8-<&8-*7 ( 9.1* +1447 3*<*7 ( 9.1* '&9472 3*< (&75*9.3, < ,&8 +51 < 57.; '&9- 1.; < 7*3(- )4478 94 = .3, < <44) ':73.3, +51 2&3> :5)&9*8
89*58 94 &3)> 4.39 *&(.7) 8&3(9:&7> !&89*+:11> 7*24)*1*) (&5* < 74428 '&2 '44 +14478 ,7&3.9* (4:3 9*78 < &97.:2 )447 94 = )*(0 < ;.*<8 4+ 84:3) 0.9 < ''&7 89 +1447 ).3 &7*& 1.)*78 94 )*(0 .;*7(1.++ &7*& .7*(9 7.;*7+7439 43 4:8&943.( .:;*7 < )**5 <&9*7 )4(0 4428 '*)74428 '&9-8 -&7)<44) +14478 +:11 '&8*2*39 (&7 ,&7&,* < :3)*7 8947&,* +47 '4&9 *9( #.*<8 ,&147* *(0 4;*71440.3, .;*7
.7*(9 <&9*7+7439 43 4:8&943.( .;*7 " &5574= +9 43 7.;*7 -.,- 97&++.( ;41 %43*) 57*8*391> :8*) &8 +&2.1> &3 '* 5:7(-&8* <.9- &)/ +&2.1> 43 9-* <&9*7 &11 +47 247* )*9&.18
$4:7 (-&3(* 94 1.;* 3*&7 9-* '*&(- ':.1) >4:7 4<3 -42* 149 @= @ <&10 94 3(-47 *&(- 5488.'1* +&2.1> 8.3,1* +&2.1> &;* 8:7;*> (&11 +47 247* )*9&.18 ++*7*) &9
598
.7*(9 <&9*7+7439 43 4:8&943.( .;*7 +&2.1> .)*&1 +47 ':8.3*88 ?43*) 57*8*391> :8*) &8 +&2.1> &3 '* 5:7(-&8*) <.9- &)/ :51*= 8** )*9&.18 7.),*5479 ;* 8** )**) +47 149 )*2.38.438
4:8*8
43)48
7*).9 (-*(0 *(:7.9> *548.9 *+*7*3(*8 *6:.7*)
31
$
"%
.00 &(59*1.2
(++)
-#+$6..# $ +38 ".,
-!418 . #
$6
(+%.1#
$73
&/.2, %396
! # " $ ".,,4-(38 6(3' !. 3 2+(/ !$ "' "+4!'.42$ '(2 ".-3$,/.1 18 '.,$ ' 2 3'$ 4+3(, 3$ /1(5 "8 .- #$2(1$# "4+ #$ 2 " , *(-& &1$ 3 /+ "$ %.1 % ,(+8 1$ 3 2$ 2.- + -#+$6..# *$ 5($62 %1., 3'$ %1.-3 8 1# .1 $-).8 3'$ '.3 34! (- 3'$ ! "* 8 1# .7 #$"*
6*&1
31* & *&0.8=
$ 6. &1$ 3 .%%("$ 2/ "$2 %.1 1$-3 - !$ ".,!(-$# .1 /$1 1$-3$# 2$/ 1 3$8 7"$++$-3 ""$22(!(+(38 -# 5(2(!(+(38 .- .43$ %$"3 2/.3 %.1 #$+( .1 /(99 %..# !42(-$22 " - !$ ".,!(-$# 6(3' 2/ "$ -$73 3. (3 3. , *$ 2$ 3(-& 1$ .1 + 1&$1 +." 3(.- 1$ 3 / 1*(-& -# &1$ 3 +." 3(.- %.1 , 7(,4, 5(2(!(+(38 +.-& 1.43$ , 8 ".-2(#$1 24(3 3. %(3 ,. %.1 20 %3 4-(3 ,. %.1 20 %3 4-(3 .1 %.1 !.3' ".,!(-$#
" ! 33/.2, +36 & 2*; 6*&0 *78&8* (314&2= 8-&8 (&2 -*04 =39 1&/* !! ! )*132786&8* =396 (6*&8.:* 7.)* &003; =39 8-* 7944368 &2) 8-* 86&.2.2, 8-&8 =39 2**) 83 '* 79((*77+90 + 73 &2)0*;33) *&08= .7 .28*6*78*) .2 74*&/.2, ;.8- =39 $* -&:* :&6.397 (311.77.32 463,6&17 8-&8 ;.00 +.8 =396 7*00.2, 78=0* !8&68 1&/.2, 136* 132*= -*04.2, 4*340* 83 6*&0.>* 8-*.6 6*&0 *78&8* )6*&17 '= 78&68.2, =396 (&6**6 ;.8- &2)0*;33) *&08= &00 *<8 &2) 74*&/ ;.8- .00
,,!. (!2!( +* + %* #.! 0 (+ 0%+*
"1(( .%2 0!
! '
# * ! " *0 /0%
30
!3 *#( * !(! +(+*% ( 0$ 0 %/ &1/0
. * $ 3 ) *5 1, / .!!*! ,+. $
( *
,. 3(%*# 0!/ ,!* "(++. ,( *
! 10%"1( .! , . !( +" %* /+10$!.* !30+3*
+2!.(++'%*# 0%(( (! /"
01.!/-1! /!00%*# "(++./
%2!.
0+3*$+1/! +0 +"0!* 2 %(
+( %* ,% 1*.++) $! 0! 0%(!
%.44260 766.,<2,=< #:78.:<2.; %26,. !*;76 %<:..< C &7::260<76
&
666 '1,)0%+)0'7-0' '1/ %34,%.. 1,)0 %&3-)..) )5)34 1& 3160 3
0*1
!
$
1,)0 2510.-0) 0)5 1,)0 +)0'7 0' '1/ %2) 1( 1& %1. '1/
"
$
(*,*<276 ;<A4. 42>260 !* ;< . : 4 A , :*/<.; / ,76<. 58 : *6,1 ? ;.8* :*<. 26 4*? 9=*:<.:; @<:*7:-26*:A ,:*/<;5*6;128 < 1 : = 7 = < % <:23 26 0 8= + :7 7 5 07=: 5 .< 3 2<,1.6 @ 8 * :< A :77 5 26 ,4 A: :7 = 6 - 1.*<.- 26-77: 8774 ! * ;< . : ;= 2<. ?26 0 # :78 *6. 0.6.: *<7: , 0*: * , ? 2< 1 + .*= <2/= 4 8 4*6 <26 0; !=,1 5 7: .
% . , 4=-. ; / 1244<78 : .;2-.6,. 76 *, 7?6. : , =; <75 +=24< : 775 $ +*<1 :*6,1 #:2-. 7/ 7?6.:;128 /:75 <1. 5*62,=:.- 0:7=6-; <7 <1. 26<.:27: -.<*24260 +=6-*6< 7*3 32<,1.6 ,*+26.<:A <24.- /477:; .6.:7=; ;2B. $ ? :*B242*6 /477:260 .*<.8774 #*<27 6 4* ? 87<. 6<2* 4 << 0 * : * 0 . ;
75. *6- *:6 76 * 9=*26< 2-A442, ,7=6<:A 4*6. ;/ :5 ,7 47 6 2*4 $; ;; *6?7:3260 /84 )7:3;178 ;<7:*0. +=24-260 ? *8<; =;<75 +=24< A: 74;<*44 17:;. +*:6 <*,3 /..- :775 *6- 1*A 47/< ;<7:*0. =<. /2:.84*,.* : < 2 ;< ? : 2 < .:; ,7 <<*0. & 7 <*4 7 / *, #: 2,.- <7 ;.44
# # %<*<.4A ;/ +:2,3 ,74 ? ?*<.:>2.? :201<; <7 *3. )266.5*=0 :5; $; ; <:2=5 .6<:*6,. ,=;<75 ) /4:; /7:5*4 $ *6$ 2<,1.6 ? ,.6<.: 2;4*6+:.*3/*;< :775 :7=6- 4.>.4 @ 5*;76:A +47,3 8*<27 !*26 4.>.4 4*=6-:A , 0*: *3.;2-. 6.201+7:177:.*< (*4=.
#
12, , 1* : 5 260 , 2 < A ;<A4. 26< .:27: 5. . <; 6* <=: . 47> . : ; ; . <<260 76 *, :775 $ ,*8. !7-.:6 32< ? 0:*62<. %% 2:.84*,.- $ /7:5*4 $ '80:*-.; 26,4 :77/ <1.:57 ?26-7?; )..3.6- 0.< *?*A 7: A: :7=642>260 ".*:+A *5.62<2.; ;<*<. /7:.;<; /*:5260<76 : 2>.: ;32 ;=6-7?6 5 5 . -2* <. 7, , =8* 6, A
:.;2-.6,.
7=6<:A 12-. *?*A 76 * , '6 29 = . :. <:.*< 7 : * : <2;< 1*>.6 : 775 ;/ 175. 26,4 /262;1.42>260 9=*:<.:; ? ;. 8 . 6 < :A $; ; ;=63 .6 $ ? /84 ) :*8 * : 7 = 6 - - .,3; .6 ,47 ;.- 8 7 :, 1 --4 ;/ ;< 7 :A 1 . * <. - ;<= - 27 ?7 :3;17 8 ? 0*: +*A;
31
32
',"
+,)!)* (" "$'!
,*+(&
!*$#'!
%(*!+*