Compass Magazine - January 23, 2020

ISSUE 03 - VOLUME 13 • JANUARY 23 - JANUARY 29, 2020 • GETCOMPASS.CA • TOLL FREE 1.888.717.6655

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Compass Magazine

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Issue 03 - Volume 13 • January 23 - January 29, 2020

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Issue 03 - Volume 13 • January 23 - January 29, 2020

Compass Magazine

3

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Compass Magazine

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Issue 03 - Volume 13 • January 23 - January 29, 2020

Compass Magazine

5

3 reasons to escape winter – and where to go

(NC) This time of year can drag on, as the spirit of the holidays has worn off but the days are still short and dark.

Why not take a break somewhere sunny and warm? Here are some good reasons to go, and unique places to check out beyond the typical all-inclusives.

Soak up some sun. Not just good for a tan, sunlight gives us vitamin D, an essential vitamin that helps with bone maintenance and may even prevent certain cancers that Canadians are deprived of during the winter months.

The sun is also great for serotonin, the feel-good chemical your brain needs to regulate mood.

Get physically active. Jumping off the couch to hit the gym or run around the block isn’t too tempting when it’s below zero. Visiting a warmer destination can encourage you to move your body, which

6

Compass Magazine

is great for your mental and physical health.

Make it easier on your body. Cold weather can be hard for people with joint pain, arthritis, asthma and other health conditions. It also makes your heart and lungs work harder to regulate heat and increase blood pressure. Give your systems a break in the heat.

Want to get a taste of some off-thebeaten path destinations? Here are some alternative hotspots: Cartagena. Imagine a city with classic European flair — historic squares, cobblestone alleys and iconic buildings — but warmed by Caribbean weather and Colombian zest. Best explored by foot from walled town to waterfront, you can also escape by boat to utopic islands where thatched-roof huts occupy quiet beaches.

Nassau. The capital of the Bahamas combines big-city thrills with an easygoing island vibe. On the island of New Providence, upscale resorts line divine beaches seconds away from fine-dining bistros and seafood shacks.

Saint Martin or Sint Maarten. This piece of paradise is partitioned between nations—France and the Netherlands.

The French opt for the quiet, mountainringed beaches of the north, while the Dutch pick up the pace with a bustling, luxurious seaside to the south.

Turks and Caicos: Although there are 40 islands, many of the country’s resorts are on Providenciales. Try restaurants around Grace Bay Beach to taste local delicacies like fresh conch salad. Explore more islands like Grand Turk or paradisiac Parrot Cay. Learn more at aircanadavacations.com.

Issue 03 - Volume 13 • January 23 - January 29, 2020

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Issue 03 - Volume 13 • January 23 - January 29, 2020

Compass Magazine

7

FORT QU’APPELLE • 161 BROADWAY ST • 306-332-6711 EMAIL: echo.sound@sasktel.net • WEBSITE: www.echosound.ca

8

Compass Magazine

Issue 03 - Volume 13 • January 23 - January 29, 2020

Unlimited wireless data, because you’re the best!

When you bundle maxTV and/or interNET, plus wireless*, you can get:

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Issue 03 - Volume 13 • January 23 - January 29, 2020

Compass Magazine

9

Print Printsudoku sudoku

http://1sudoku.com http://1sudoku.com

33 11

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88

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Compass Magazine

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33

Issue 03 - Volume 13 • January 23 - January 29, 2020

55

OF REGINA

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machines

These Certified Pre Owned Machines have had a multipoint inspection that makes it possible to include a warranty package that covers the Powertrain and Hydraulics for 1 year/500 hours.

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WWW.BOBCATOFREGINA.COM Issue 03 - Volume 13 • January 23 - January 29, 2020

Compass Magazine

11

17. Aerial maneuver 14. Studio alert 19. Solidifies 15. Santa's revenge 20. Oil or gas, e.g.

16. Xenia locale 21. Vapid 17. Aerial maneuver 22. Run around naked 19. Solidifies 26. Harangues 1/20/2020 Free Daily Printable Crossword Puzzles 20. Oil or gas, e.g.

28. Haydn genre 1/20/2020 Free Daily Printable Crossword Puzzles 21. Vapid Find the solution at Free Printable Crossword 31. PhrasePuzzle spelledFree in#3 pictures 1/20/2020 Daily Printable Crossword Puzzles 22.

Run #3 around naked http://onlinecrosswords.net/7549 This is the Daily Crossword Puzzle for Jan 20, 2020 32. Some noblemen Find the solution at Free Printable Crossword Puzzle #3 26. Harangues Find the solution at Free Printable Crossword Puzzle #3 33. Emeril's word http://onlinecrosswords.net/7549 This is the Daily Crossword Puzzle #3 for Jan 20, 2020 28.

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41. TreelessIssue plain 21. It controls a pupil's struck by 03 - Volume 13 • January 23 - January 29, 2020 12 Compass Magazine size models size 18. New Testament book

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WWW.BOBCATOFREGINA.COM Issue 03 - Volume 13 • January 23 - January 29, 2020

Compass Magazine

13

BE ALERT PROMOTING ETHICAL BUSINESS STANDARDS

BY PROVIDING THE FOLLOWING SERVICES: • Scam releases and reporting

• Pre-purchase inquiries

• Complaint registration

• Mediation

• Marketplace networking

• Arbitration

WHAT TO WATCH FOR THIS WEEK BROUGHT TO YOU BY THE BETTER BUSINESS BUREAU

• Consumer & business educatio

BBB CONSUMER TIPS: AUTO REPAIR AND SERVICE Every vehicle needs some kind of repair, eventually. Finding a mechanic or auto body shop you can trust is important for your confidence, safety, and getting your automotive darling back on the road in peak condition!

PLAN AHEAD! Don’t wait until you have an accident or your car stops running to begin the search. In these situations, you will be stressed and may make snap decisions based on speed and convenience. Be aware that there are many auto repair and mechanic shops out there, and not all operate with trust and integrity. Do your research ahead of time and make an educated decision on who is best to look under the hood.

And for the self-proclaimed auto expert, don’t self-diagnose. You may have received some great pointers from your parents or school buddy, but self-diagnosing problems can lead to unnecessary costs if you ask for specific work that doesn’t actually fix the issue. Give the technician as much detail about the vehicle’s problem as possible, but let them diagnose and make work recommendations.

BBB tips: Start your research at bbb.org. Check to see if a business is accredited and in good standing. Read customer reviews and complaints. Ask your

“Leave the driving to us!”

Charter and Industrial “Leave the driving to us!”

network for recommendations. Look for certifications like an Automotive Service Excellence Seal (ASE) that show the operation maintains regular training and achieves passing grades for its technicians.

Follow up with problems. If you continue to have problems after the initial work was completed, take it back to the shop that performed the repair. If you continue to have issues, you may wish to file a complaint at bbb.org/sask. If your issues involve the warranty for the vehicle (if it is a recent model), it may qualify for the Canadian Motor Vehicle Arbitration Plan (CAMVAP).

Be a smart consumer. One way to protect yourself against disreputable repair shops and scams is to practice “consumer automotive strategy.” If you do not know much about vehicles, do not make your lack of knowledge obvious to the mechanic. Watch your car, if possible. Be aware of common repair shop scams (such as loosening spark plug wire connections). There are many things disreputable mechanics can do to make a car appear to have more problems than it actually does.

Keep these tips in mind, and you and your vehicle can enjoy many more long drives together!

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Providing Excellent, Personalized, Safe service for 40 years!

Compass Magazine

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Issue 03 - Volume 13 • January 23 - January 29, 2020

Providing Excellent, Personalized, Safe service

3 things you need to know for RRSP season (NC) A Registered Retirement Savings Plan (RRSP) is one of today’s most commonly used savings vehicles, in large part because contributions are taxdeductible and the product is designed specifically for retirement.

You’ll have until March 2, 2020 to contribute to your RRSP and claim the amount on your 2019 tax return. Any contributions made after this deadline will count towards the 2020 tax year.

RRSP season is a great opportunity to review your finances and decide if you want to make any adjustments or set up automatic contributions for the upcoming year.

With the 2019 deadline fast approaching, here are some tips from TD: New year, new rules: Every year, there

Issue 03 - Volume 13 • January 23 - January 29, 2020

are new contribution limits, deadlines and other changes. For example, in 2020, firsttime homebuyers can now withdraw up to $35,000 (or $70,000 per couple) from an RRSP to finance a down payment on a home, subject to eligibility and conditions.

This withdrawal is tax-free but must be repaid into the RRSP within 15 years.

Before taking out any money, speak to an advisor or financial planner to see if this program is appropriate for you.

Contribute carefully: Understanding how much to contribute can be confusing. In 2019, each Canadian has a personal RRSP contribution limit of up to 18 per cent of their earned income, up to a maximum of $26,500 plus any unused contribution room from past years. However, those belonging and

contributing to an employer’s pension plan may have reduced limits for their RRSP. It’s important to keep track of all your contributions to ensure you stay within your annual limit.

Withdraw wisely: RRSPs are typically set up to support long-term savings and retirement. Since RRSPs are designed for long-term saving, withdrawals are subject to tax. However, under the Home Buyers’ Plan, first-time homebuyers can withdraw up to $35,000 (or $70,000 for a couple) to finance a down payment, subject to eligibility and conditions. The withdrawal is tax-free but must be paid back into your RRSP within 15 years. Speak with an advisor or financial planner before withdrawing any funds to ensure you understand the implications.

Compass Magazine

15

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Personal Care We can do your errands for you, look after your pets while you’re away. ASK us what we can do for you.

NO JOB IS tOO BIG! OR tOO SMALL!

16

Compass Magazine

Issue 03 - Volume 13 • January 23 - January 29, 2020

Ken’s Auto Sales

$

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ANY CONDITION!

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Compass Magazine

17

Foods with positive health benefits have lower environmental impacts (NC) It turns out that eating healthy is not only good for you, but it can also lessen your impact on the environment. According to a recent study published in the Proceedings of Natural Academy of Sciences journal, certain foods commonly associated with improved health also contribute to a more sustainable global food system.

The seven foods identified include fruits, vegetables, whole-grain cereals, olive oil, legumes, nuts and fish. The study also shows that consuming one additional serving per day of any of these seven foods was linked to a lower risk of type 2 diabetes, stroke, coronary heart disease and colorectal cancer.

At the other end of the spectrum, researchers found that red meat and

18

Compass Magazine

processed meat were consistently linked to the largest increase in disease risk while also having the most negative environmental impacts.

These findings are supported by another study published in the same journal that looked at the correlation of climate change and healthy eating. For example, the emissions associated with producing one kilogram of beef are almost eight times higher than those associated with producing the same amount of fish.

Fortunately, what we choose to put on our plates really does make a meaningful difference. Although it may feel small, the daily act of deciding what we eat can have a large ripple effect on the planet. Look for global, science-based certifications

like the MSC blue fish label that certifies wild, sustainable and traceable seafood or the ASC label that indicates responsibly farmed seafood. There’s also the Certified Organic label that recognizes production systems that sustain the health of soils and ecosystems.

As the need for climate action intensifies, meeting The UN Sustainable Development Goals and The Paris Agreement targets has never been more vital to our overall wellbeing, the future of our food systems, and the health of the planet. By choosing healthier and more sustainable options, it’s not only a clear win for our bodies, but it also contributes to reducing our carbon footprint and brings us closer to achieving global goals.

Issue 03 - Volume 13 • January 23 - January 29, 2020

AUTO FINANCING

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VIEW OUR FULL INVENTORY AT ANDERSONAUTOREGINA.COM FIX YOUR CREDIT TODAY WITH A BANK OR IN-HOUSE FINANCING PROGRAM Issue 03 - Volume 13 • January 23 - January 29, 2020

ONLINE AT AUTO FINANCING APPLY www.andersonautoregina.com (306) 757-4000 REBUILD YOUR CREDIT! Compass Magazine

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22 99 1 33 - 7 7 88 44 11 55 66 Puzzle Solutions Solutions :: Difficulty: Medium 11 44 88 33 55 66 77 99 22 22 99 33 77 88 44 11 55 66 77 55 66 99 11 22 33 88 44 11 44 88 33 55 66 77 99 22 55 33 44 22 99 77 66 11 88 77 55 66 99 11 22 33 88 44 66 11 22 88 33 55 99 44 77 55 33 44 22 99 77 66 11 88 99 88 77 66 44 11 22 33 55 66 11 22 88 33 55 99 44 77 44 22 55 11 77 99 88 66 33 99 88 77 66 44 11 22 33 55 88 66 11 44 22 33 55 77 99 44 22 55 11 77 99 88 66 33 33 77 99 55 66 88 44 22 11 88 66 11 44 22 33 55 77 99

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44 33 77 44 11 77 55 11 88 55 66 88 22 66 99 22

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22 55 33 88 77 99 11 66 44

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n°n° 314212 314212 - Level - Level Hard Hard

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88 44 55 88 33 55 11 33 22 11 99 22 66 99 77 66

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CROSSWORD

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Compass Advertising is looking for self motivated commission based Sales Representatives for our publications in Regina.

If you have a passion for sales A strong work habit and energy. A commitment to learn and grow, email your resume to jobs@getcompass.ca For more info getcompass.ca

20

Compass Magazine

Issue 03 - Volume 13 • January 23 - January 29, 2020

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1432 Lorne Street • 306-545-7390 • www.awesomeaudio.ca Issue 03 - Volume 13 • January 23 - January 29, 2020

Compass Magazine

21

WEBSITE DESIGN & DEVELOPMENT SERVICES We provide comprehensive website design, training and maintenance services.

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Compass Magazine

Issue 03 - Volume 13 • January 23 - January 29, 2020

HELPING OTHER SMALL BUSINESSES SUCCEED IS OUR BUSINESS! Financing and Lease Options!

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Hwy 11 & Tamke Rd, Dundurn SK S0K 1K0 Issue 03 - Volume 13 • January 23 - January 29, 2020

Compass Magazine

23