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REAL ESTATE 10
winter treasure H Credit Issues? Homeownership? There is no reason to hang your head! Good people have credit issues. Whether it be a business venture gone bad, a divorce, a partnership split or an illness. There are a number of reasons that your credit may be damaged but it doesn’t mean you are a second class citizen!
Rachel Mielke
People are often afraid to share the status of their current credit situation or are unaware of what actually exists on their credit bureau. It is very important to keep on top of what is on your credit bureau. And, there are online programs where you can check your credit bureau without going to a bank or lender to do so.
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of the cup to hide it in the yard. The kids would up with creative ideas on how to melt or chip aw get their treasure.
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Unfortunately, you need a credit card to do this and many times someone with credit issues may not have a credit card. This is worth buddying up to a friend! These credit score checks can run about $20 dollars. So grab $20 and maybe an extra $5 and get a friend to pull your credit for you. Print off the results so you can finally know what is on your credit bureau! This is a start if you suspect there have been issues.
If you want more information on this topic there are brokers and bankers that will work with you, or give and I’ll see if I can send you in the right direction. Th be a road map you can follow to get you to the i which allows you homeownership! Live your dream … all the best in 2014!
There are two credit bureaus – Equifax and Trans Union. I have used the Equifax site online. There are secured credit cards that you can try to get in order to start rebuilding your credit and consultants who can help with these issues. There is hope. There are also ways to buy houses without going to a traditional lender or mortgage company while you are building credit. So, keep saving for a down payment! There are transition solutions, which are available to you if you are determined to be a home owner.
By CharMaine Luscombe, B.A, B.Ed Broker, Commercial, Farm, Residential Age
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