Life Event:
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Buy an Investment Property. We take you through the following steps to help you identify what areas are affected and what you need to consider. Making it: Understand how this will impact your cash-flow
Protecting it: Identify and mitigate risks where possible
We use your Income Plan to free up surplus funds to achieve your goal.
We use your Risk Plan to protect the things that are important to you.
Your income plan determines strategies to improve your cash flow through a combination of tax effective strategies and the efficient use of your income. The resulting surplus funds are then used to create wealth.
Your risk plan looks at what could go wrong in your financial circumstances and seeks to identify and where possible mitigate these risks. Some of the ways these risks can be managed are through implementing life insurance, recommending appropriate investments and possibly fixing interest rates.
Growing it: Determine if this is the best investment option for you We use your Investment Plan to explore your investment options and empower you to choose what’s best for you. Your investment plan explores the different options available to you and applies the income plan and debt plan analysis to help you meet or exceed your goals.
Leveraging it: Structure your debt for best effect We use your Debt Plan to eliminate your mortgage and create wealth. Your debt plan analysis your current debt structure, determines mortgage reduction strategies and explores how debt can be used to build your wealth.
“ I think goals should never be easy, they should force you to work, even if they are uncomfortable at the time.” — Michael Phelps
Preserving it: Determine what happens to this asset if you die We use your Estate Plan to ensure that the right assets, go to the right people, at the right time. Your estate plan articulates your wishes in the event of your death and determines a strategy to provide your family with funds in a tax effective manner and with asset protection as a priority.
