Cash smart

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P TIP ying online? Get me money back th cashback sites. pcashback and uidco are well worth joining. OF THE WEEK SAVING Did you know? More than half of women surveyed admit to feeling stressed or anxious after making an impulse purchase, according to a study by Nokia phones. This compares to just one quarter of men surveyed. We help you make savvy choices, so your hard-earned goes that bit further

Travel offer Now 2020 is here, many of us are already looking into our weeks away for the year. From France to Spain to Italy, Eurocamp offers plenty of options. If you book before 26 Feb, you can get up to 40% off a stunning European break. With week-long trips for as little as £350 per party, including Easter and May half term, it’s a great saving. Visit eurocamp.co.uk for more info. CASH SMART 3 ways to... get the best travel insurance Car and home insurance customers say they need to save an average of £52.50 on annual premiums to switch providers, a study has found. Research from Sainsbury’s Bank Insurance reveals most people need an incentive to change their provider, with an average yearly saving of £54.60 needed to switch car insurance and £50.40 to trigger a change in home insurance provider. Go digital You could find it easier make sure all your belon are covered on your ho insurance policy if you check out buzzvault insurance. An assessor will do a survey of your home by video-call. Visit gobuzzvault.com. As ever, shop around for insurance and always read the T&Cs carefully. 1 Start thinking… …about purchasing a travel insurance policy early on. Combine it with booking your holiday and set the start date to there and then, rather than your trip start date, to ensure you’re covered for any pre-holiday issues, such as medical or flight disruptions. In these uncertain times, you could even opt for a travel disruption add-on for extra protection, such as CoverForYou’s Brexit Travel Disruption Cover. 2 Medical issues… …are one of the main reasons people have to make a claim on holiday. Basic cover will ensure you’re protected for £1–2 million, but it’s better to look out for policies offering cover in the region of £10–15 million. Be as detailed as you can with any pre-existing medical conditions, to save unwanted hassle if you end up making a claim. All companies offer a 24-hour medical claims helpline, which is useful in an emergency. 3 It’s worth evaluating… …the policy cover against the excess. Excess is the amount you will be required to pay in certain situations if you need to make a claim. Make sure you’re happy with the amount you’ve been quoted and the level of cover with which it comes –or even better, find a policy with zero excess, such as CoverForYou* and Cedar Tree. COMPILED BY: REBECCA GAMBLE, HELENA CARTWRIGHT. PHOTOS (POSED BY MODELS): GETTY *COVERFORYOU (COVERFORYOU.COM) PROVIDES UK TRAVELLERS WITH GENUINELY FLEXIBLE AND COST-EFFECTIVE TRAVEL INSURANCE POLICIES, ALL WITH ZERO EXCESS. WHATEVER YOUR HOLIDAY, GET COVERED FROM AS LITTLE AS £4.25 FOR A WEEKEND Have you heard?