Weekly edition of The Leader - January 12, 2012

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THE LEADER THURSDAY, JANUARY 12, 2012 ▪ VO L . 1 2 8 , N O. 1 2 ▪ T H E VO I C E O F TIPTON COUNTY S I N C E 1 8 8 6 ▪

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Naifeh ‘not pleased’ with redistricting

By ECHO DAY eday@covingtonleader.com NASHVILLE – Today the Tennessee General Assembly is set to vote on a controversial plan that would reduce the size of District 81 – and Speaker Emeritus Jimmy Naifeh (D-Covington) is not happy about it.

“I’m not pleased in any way whatsoever,” he said in a phone interview on Monday, the day before the second session of the 107th General

Assembly convened in Nashville. “They want this passed as soon as possible without public input; they don’t want the public to see what they’ve done.”

Announced last week, the proposed redistricting plan would make Tipton County its own district, eliminating Haywood County from District 81 and eliminating Barrett Rich as the representative for parts of South Tipton County (He will continue to represent District 94, which encompasses

Fayette and McNairy counties and portions of Hardeman County).

The proposed plan will make District 81 one of the most changed in the state.

Naifeh, a representative for 37 years, has represented parts of Haywood County for much of his tenure.

In the 2010 general election, Naifeh lost Tipton County to his Republican challenger Jim Hardin, but held onto his seat by the votes he received in Haywood County. Naifeh won

There were plenty of times when the Republicans thought they had me beat, but they didn’t.

- REP. JIMMY NAIFEH

by only 437 votes, his closest race ever.

Redistricting is completed once every 10 years and uses census data to draw new district lines based on population

changes and political trends.

Having the majority in both the House and Senate, Republicans have drawn the lines this year.

“I think it’s very partisan the way they drew it up,” Naifeh said. “There’s a lot of changes they could make that would make it better, but who knows if they’ll do that.”

Among his issues with the plan, he said, is putting eight Democratic incumbents in four new districts, making SEE NAIFEH, PAGE A3

ACCIDENT

CHS junior to be buried Saturday

By ECHO DAY eday@covingtonleader.com

A Covington High School junior will be buried Friday, one week after he died after being hit by a car.

According to police reports, 18-yearold Gerald T. Fayne and his 15-yearold nephew, Derrick Fayne, were crossing Hwy. 51 at Antioch Highway when Gerald was struck by a vehicle driven by Richard O. Douglas.

When police arrived, Derrick and another man, Jeff Lowrance, were said to be engaged in a verbal altercation.

Gerald was lying in the middle of SERVICES the road, un▪ Visitation: 5-7 conscious, with p.m. on Friday, Jan. blood “actively 13, Barlow Funeral flowing” from Home, Covington his head. Re▪ Funeral: 2 p.m., ports indicate he Saturday, Jan. 14, St. was still alive at Stephen M.B. Church the time.

Officers said Lowrance reported he moved his 1988 Ford Ranger into the road to block other vehicles from hitting Gerald Fayne, but Lowrance initially left part of the story out.

It wasn’t until after Gerald had been transported to the emergency room at Baptist Memorial Hospital-Tipton and police were speaking with Derrick and Douglas that the news of Gerald being struck by a second car was divulged to police.

Lowrance, who owns a business called The Stop, from which Gerald and Derrick had just made a purchase prior to the accident, allegedly pulled his truck out of the parking lot and exited it approximately 10 feet south of where Gerald was lying. The vehicle, however, was left in gear, causing it to roll forward and strike Gerald.

Both Douglas and Derrick Fayne stated Lowrance backed the vehicle up from the victim’s body and remained at the scene of the accident.

Lowrance, 34, was later detained and taken to the hospital for a mandatory blood draw. The results have not

On Friday, Jan. 6, a Sea of Blue memorial was held to honor Trooper Calvin Wayne Jenks who was gunned down by two Texas teens during a traffic stop. Friday marked the five-year anniversary of Jenks’ death. Photos courtesy Tipton County Sheriff ’s Office

Atoka lawyer abandons clients, is disbarred

By SHERRI ONORATI sonorati@covingtonleader.com Atoka lawyer Jewel Guy Boozer had his license to practice law in the state of Tennessee revoked and he was disbarred on Dec. 13, 2011 for numerous offenses, including accepting fees from clients while failing to provide any legal services, after complaints were made to the Tennessee Board of Professional Responsibility (BPR), the state’s means of supervising the ethical conduct of attorneys.

“He has left a trail of destruction,” said BPR attorney Kevin Balkwill. “Mostly in Atoka.”

Boozer, a native of Tuscumbia, Ala., graduated from Samford University in 1987, attended law

school at the University of Georgia, graduating in 1989, and was admitted to the Tennessee State Bar in 2005. He has held law offices in Whiteville, Memphis and his most recent office, Atoka. It was the lack of communication and unexpected closure of this office that alerted his former clients of a problem.

According to Balkwill, 11 former clients of Boozer’s have come forward to complain of misconduct.

“That’s just the clients included on the petitions filed against him,” said Balkwill. “There may be other people out there who didn’t file a complaint.”

A review of Boozer’s disciplinary record with the BPR shows a pattern of misconduct as early as

2007.

According to Tennessee Supreme Court Rule 9, Section 32, any attorney who holds an active Tennessee law license is required to pay an annual Professional Privilege Tax of $400 to the Department of Revenue. Any attorney who is deemed to be non-compliant for at least two consecutive years is subject to summary suspension from the practice of law. Tennessee attorneys are also required to complete 15 hours of professional education each year, including three hours of ethics and professionalism. The education requirements, referred to as Continuing Legal Education or CLEs, may be completed through various means, including

SEE FAYNE, PAGE A3

Reader’s Guide Snow possible. High, 35. Low, 22.

A4 B4 A6 A10 A7

SEE BOOZER, PAGE A3

Covington business raided, ‘bath salts’ found

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On May 27, 2009, Boozer was suspended for nonpayment of the Professional Privilege Tax for 2007 and 2008. He later complied with the requirement in 2009, paying his profession tax debt but remained suspended for noncompliance with continuing legal education requirements.

Boozer’s lack of professional tax payments and completion of education courses was just the beginning of his troubles with the state bar. An investigation was instigated and conducted after numerous complaints of unethical and unprofessional behavior was received by the board made by former clients of Boozer.

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Owner involved in deadly accident Friday night

By ECHO DAY eday@covingtonleader.com It was a bad weekend for Jeff Lowrance.

On Friday, one of his customers, 18-year-old Gerald Fayne, was struck by a car in front of The Shop, his mom-and-pop

style convenience store (see related story).

Wanting to be a good Samaritan, he told police, he pulled his 1988 Ford Ranger out into the middle of Hwy. 51 to stop other motorists from hitting the teen’s body, however, witnesses say he failed to put his truck in gear and the truck rolled over Fayne’s body.

Lowrance, 34, of Portersville Road, then had to

back the vehicle back up over Fayne.

According to police, Lowrance denies this. Police also say he was under the influence of “some sort of intoxicant and/or drug.”

The following night, The Shop, located at 1400 Hwy. 51 N., was raided by Covington’s Narcotics and Gang Unit.

During the search officers found 216 packs of

synthetic marijuana (each pack contained one gram of the drug), which fieldtested positive for THC, as well as 1.3 grams of cocaine.

Police seized the drugs, the 1988 Ford Ranger involved in the accident the previous night, scales and other drug paraphernalia and $1,132.50.

Lowrance and employee Claude Filimore Taylor SEE RAID, PAGE A3

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A2 • Thursday, January 12, 2012 • THE LEADER GOVERNMENT

Bell: Changes coming during election year

By JEFF IRELAND jireland@covingtonleader.com Neil Bell could not have stepped into his new job as Tipton County’s administrator of elections during a busier time.

In addition to the three (and possibly four) elections that he will oversee this year, district lines are being redrawn and a new law that requires voters to present photo identification when voting also goes into effect this year.

“I kind of got thrown into it,” said Bell. “‘This (three elections in one year) happens every four years. It’s our most difficult election cycle.”

Bell took over the position on a full-time basis last August, replacing Jeff Morris.

He’s no stranger to the Tipton County political scene. Bell has BELL served as an election inspector several times and trained poll watchers and has been involved in local politics since he moved here in 1999.

The biggest change this year figures to be what kind of identification is required. With a few exceptions, voters now must have a government-issued photo ID to vote.

A driver’s license from any state will meet the requirements, as will passports, military IDs and employee IDs for people who work for the government.

The people who figure to be most affected by the new law are the elderly, indigent and infirm.

Voters who are hospitalized or live in a licensed nursing home or assisted living center are exempt from the rule, but just about everybody else will have to have a photo ID when they show up to vote.

Driver service centers are offering free photo IDs to those who want to vote but do not have one. Proof of citizenship (i.e. a birth certificate) and Tennessee residency are required. More information on photo IDs can be found at www.tn.gov/safety/photoids. shtml.

Voters who show up without a photo ID can cast a provisional vote. The voter will have until two business days after the election to provide an ID. “I want everybody who is eligible to be able to vote,” Bell said. “That’s my job.”

The election season gets underway March 6 (early voting starts Feb. 15) with presidential primary voting. On Aug. 2 the county general/state primaries election will be held. The federal general election, which includes the presidential race, will be held Nov. 6.

There could be a county primary election in May if SEE BELL, PAGE A3

A1-3.indd 2

www.covingtonleader.com

RAID

Continued from A1 On April 22, 2010, the Tennessee Supreme Court temporarily suspended Boozer’s law license for failure to respond to a complaint of ethical misconduct.

According to the suspension, the board restricted Boozer from accepting new clients or to undertake any new representation. He was given the option to petition for a dissolution or modification of the suspension but according to BPR records, he did neither.

On Nov. 17, 2010, a Petition for Discipline was submitted to the BPR against Boozer. On April 7, 2011, a supplemental petition for discipline was filed with the board and on Dec. 3, 2010 an order of summary suspension was filed with the Tennessee Supreme Court for his failure once again to pay the annual Professional Privilege Tax for 2009 and 2010 and failure to complete the required professional education hours.

The board admitted another Petition for Discipline on May 6, 2011 and on June 9, 2011 an order of default was entered. A hearing was scheduled for Aug. 23, 2011 for Boozer to address the court and to answer for his misconduct but he failed to show, an action the BPR says it not out of the ordinary.

“Some don’t even bother to show up for disciplinary hearings,” said Nancy S. Jones, chief disciplinary counsel for the BPR. “They’re just nowhere to be found. They just walked out one day and never came back.”

That appears to be the case with Boozer. While searching for Boozer, repeated calls to last-known telephone numbers and emails sent requesting an interview went unanswered. A check on Facebook, revealed two social media pages for Boozer. The first listed his address as Tennessee and his education and work as a lawyer. A newer page was discovered which stated his updated residence as Tucumbia, Ala., effective June 12, 2011, and the removal of all references to his law education or professional. One thing the new page did reveal; a lone comment in the about me section stating, “a prodigal who has returned.”

Seventy-five year old Aaron Lehman of Atoka said he paid Boozer $1,500 to help him get his alimony payments reduced. But Lehman said he began to get the run-a-round and Boozer started dodging his phone calls. Then he discovered Boozer had closed his office and skipped town, along with his money.

“I never would have believed that he would have done something like this,” said Lehman. “I’m 75 years old. I should be sitting on a recliner or sitting on a bank fishing and I’m still working and that little bit of money would sure help.”

On Nov. 2, 2011, Boozer was rebuked and given a warning by the BPR, known as a Public Censure, stating he had violated Rules of Professional Conduct 1.3 (diligence), 1.4 (communication), 1.6 (terminating representation), and 8.1(b) (responding to disciplinary authority).

On Dec. 13, 2011 an order of enforcement was issued stating Boozer’s continued suspension for non-

compliance with his professional tax or continuing education requirements. The enforcement order also stated Boozer had made no attempt to request, nor was he granted, reinstatement.

Upon review, the Supreme Court of Tennessee approved the recommendation of the BPR that Boozer be disbarred pursuant to Rule 9, Sec. 4.1 of the Rules of the Supreme Court.

In the court’s released opinion it stated, “Mr. Boozer violated disciplinary rules by accepting fees from clients and failing to provide any legal services, failing to adequately communicate with clients, abandoning his law practice, and failing to respond to Disciplinary Counsel.”

The disbarment order states the disgraced attorney violated Rules of Professional Conduct 1.1 (Competence), 1.3 (Diligence), 1.4 (Communication), 1.5 (fees), 1.15 (Safekeeping of Property), 1.16 (Declining and Terminating Representation, 3.2 (Expediting Litigation, 8.1(b) (Bar Admission and Disciplinary Matters) and 8.4 (Misconduct).

As a term of his disbarment, Boozer was ordered to pay the expenses and costs of the disciplinary proceedings against him, and to fully comply with the requirements and obligations of disbarred attorneys.

He was also ordered to make restitution to his former clients in the amount of $9,109.50.

“I would not necessarily say that is the total amount but that is what we know about,” added Balkwill.

“According to the complaints of clients, that’s the amount we were able to prove that he took for services which were not preformed.”

The disbarment is only effective in Tennessee but Balkwill said there are several steps to assure that disbarred attorneys are not practicing in other states.

“There is a national database we send the information of disbarment to,” said Balkwill. “We also send it directly to any state we have knowledge that they have a license to practice in. Typically, states will give out reciprocal disciplines.”

Balkwill also said that the BPR has done all it can do to Boozer by disbarring and removing his privilege to practice law in the state. The board does not have the jurisdiction to bring criminal charges against him but Balkwill agreed that there is enough cause to potentially charge him with a crime.

“The possibility certainly does exist but someone will have to bring the matter to the local DA,” said Balkwill. “With one client, maybe two, it may have been mismanagement but we’re talking about a whole bunch of clients here. Certainly, this shows a pattern of fraud, deceit and misrepresentation.”

Clients who have lost money due to an unscrupulous attorney can apply for assistance through the Tennessee Lawyer’s Fund for Client Protection by calling (615) 741-3097. There is a limited amount of money in the fund and not all clients will recover their lost legal fees.

Before hiring a lawyer, prospective clients can check on the background of any attorney admitted to the Tennessee State Bar by visiting the Tennessee Board of Professional Responsibility’s webpage at http://www.tbpr.org/.

Looking for something to do?

View this week’s community events on page A12.

1/11/12 5:26:52 PM

www.covingtonleader.com

Thursday, January 12, 2012 • THE LEADER • A3

RAID

Continued from A1 III, 32, of Old Memphis Road in Covington, were arrested.

Lowrance faces the felony charges of possession of a controlled substance with intent and possession of a schedule VI controlled substance with intent as well as the misdemeanor charge of possession of drug paraphernalia.

Taylor faces the felony charge of possession of a schedule VI controlled substance with intent.

Both men were released on $2,500 bonds.

Lowrance was unavailable for comment.

Police did not say whether or not the two incidents were related.

FAYNE

Continued from A1

BELL

Continued from A2 one of the local parties requests one.

Either way, 2012 will be a very busy year for Bell and his staff, which will be increased as election seasons gets underway.

Bell, who was appointed to his position by the Tipton County Election Commission, has been interested in politics since his youth. “If there’s been one common theme in my life it’s fairness,� Bell said. “I think that’s what put me here.�

NAIFEH

Continued from A1 them rivals in elections, as well as pairing African-American representatives together in districts, which he says will reduce their influence in state politics despite the fact that the African-American population in Tennessee has grown.

Naifeh was speaker of the house during the last round of redistricting, an act which separated a sliver of the Republicanleaning South Tipton County and added it to District 82.

He said there were only four votes in opposition to his 2002 plan and estimates 20 or more votes against the current proposed districts. “They’re trying to ram this thing through as fast as they can because they know they’ve made some errors. Their goal was to unseat some Democrats. I understand the rules of the game.�

In regards to redistricting, Rep. Barrett Rich said he was very sad to be losing the sliver of Tipton County he’s represented since 2010. “I did every good thing I could to keep Tipton County in my

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district,� he said. “But it now has enough people to be its own district.�

Representatives are up for re-election this year and Naifeh did not say for certain whether he plans to run again. “I’m looking at it very closely,� he said. “There were plenty of times when the Republicans thought they had me beat, but they didn’t.�

For more information on this and other legislative issues, visit www. capitol.tn.gov.

been released, but the police report states that he was observed to be under the influence of “some type of intoxicant and/or drug.�

Lowrance, who was reported to have red, glassy eyes and unsteady on his feet, denied hitting Gerald Fayne and said he was just trying to be a Good Samaritan.

Gerald’s mother, Gloria Woodland, told media outlets Saturday that she doesn’t blame the driver in her son’s death. “We’ve all got a ticket and a price to go by, and it was just my child’s time to go,� said Woodland.

The accident remains under investigation.

Neither Lowrance nor the driver who originally hit Gerald, have been charged with a crime.

Covington Police have also reported a drug bust at Lowrance’s business which netted 216 grams of synthetic marijuana

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Visitation for Gerald Fayne will take place from 2-7 p.m. on Friday, Jan. 13 at Barlow Funeral Home with family receiving friends from 5-7 p.m. Saturday visitation will take place from 1 p.m. until the funeral begins at 2 p.m. at St. Stephen M.B. Church.

He will be buried at Townsend Cemetery.

A member of St. Stephen’s youth department and choir, Gerald is survived by his parents, Larry D. Fayne Sr. and Gloria Jean Woodland; sisters Angela Qualls, Cindy Lewis, Tabitha Fayne, Latrese Hayes and Laquita Hayes; brothers Larry D. Fayne Jr., Christopher S. Woodland and Anthony Garrett; and numerous other relatives and friends.

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THURSDAY, JANUARY 12, 2012 ▪ A4 www.covingtonleader.com

GUEST EDITORIAL

Socrates and Patricia – A Dialogue on Abortion: Part 2 of 4 This is a continuation of the imaginary dialogue between Patricia and Socrates, the famous Greek philosopher who gave us the Socratic Method of questioning. Part 1 ran in last week’s edition of The Leader.

Parts 3 and 4 will run on Jan. 19th and 26th respectively.

Socrates: Of course, Patricia.

Now, let me ask you, do you believe—at least in principle— that a person’s rights end where another person’s begins?

Patricia: Of course I do, but a fetus is not a full human life, so it has no rights in respect to citizenship.

J IM H ARDIN Socrates: Actually, I was not the one who chose to take the path of a discussion on the fetus, but since you insist on bringing it up I suppose I must join you in the dialogue. Also, since we have now ascertained that human life is what you meant when you said the purpose of government is to preserve life—in addition to liberty and property—I suppose we must determine what constitutes human life. Tell me Patricia, when do you believe the conceived becomes human?

Patricia: Well, I don’t know as an issue of exactness, but it is well established that the fetus does not become human until it is viable outside the mother’s womb. Many believe this occurs during the third trimester, while others believe human life does not begin until birth. Anyway, the courts have protected a woman’s right to choose in the first two trimesters, and in limited ways during the third. This all seems more than reasonable to me.

Socrates: But I must ask, at what point does the fetus become human?

Patricia: No one can know for sure, we only know that it is imperative to protect a woman’s right to choose.

Socrates: But I thought you said a purpose of government was to protect human life, and this being the case, if I should believe what you tell me, should we not have a precise definition as to when life begins?

After all, should we not err on the side of life rather than the side of choice if we cannot have “exactness”, using your own word?

Patricia: Socrates, life in itself is not enough. Even Justice Blackmon agreed that the fetus was biologically human, but there was sufficient evidence that it was not a whole person, therefore not entitled to the protections of the Constitution while in the mother’s womb.

Socrates: Did not this same Constitution say that slaves were not whole persons, but instead only three-fifths of a person? As such, since they were not whole persons, slaves were not entitled to Constitutional protections. Does your argument follow the same ones used by the old proponents of slavery?

Patricia: You know very well that I abhor slavery, especially the slavery of men deciding for women what to do with their bodies.

Socrates: Patricia, I’m just trying to get a precise definition from you as to when life begins. Without it, how can we know when government should step in to protect a human life? Please don’t play with me, as I am old and feeble, and surely not equipped to match my wit with yours.

Patricia: Socrates, you are nauseatingly and most falsely humble, but I suppose for the sake of our argument I must say that life begins when the fetus is viable. On that I’m sure even you can agree with the conventional wisdom.

Socrates: Are you now accusing me of being conventional? God forbid! Regardless, I must ask what you mean by viable?

Patricia: That is so simple that it’s silly we even have to discuss this. You know that viability is when the fetus can live without depending on its mother’s womb.

Socrates: So in essence, when the fetus no longer depends on its mother for survival, that’s when it becomes human and deserving of protection of life.

Patricia: Yes, yes, that’s what I say.

Socrates: At what point does this occur.

Patricia: No one can know for sure, so it is a decision that should be left to the woman and her God. Socrates: But Patricia, I remember from previous discussions with you that religion should not interfere with the work of government. If you are saying that a woman’s religion should determine when life begins, and since a purpose of government is to protect life, are you not allowing religion to interfere with a critical and most proper function of government— the preservation of life? After all, I’m sure you would agree that government should step in and protect vestal virgins from being thrown into the volcano, even if one’s religion calls for it? And if the preservation of life is the role of government, should not the decision as to when life begins be decided without interference or coercion from religion?

Patricia: Socrates, you are impossible! You know very well that I stand firmly for freedom from religion. I just said that it was up to the woman and her God to decide whether to have an abortion or not.

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Garland s Burlison Covington s s Gift Gilt Edge s Brighton s Randolph s s Drummonds Clopton Charleston s Munford Atoka s s Quito s s Idaville Mason s s Wilkinsville Tipton s s s

Southern Raisin: Best ‘ack-right and study I went to a little community three fifty on a good sunny day. grammar school in Rosemark, of Most everyone was about the same course in the country. My teach- social status, which meant we were ers were Mrs. Douglas, Mrs. Battle, mostly poor, but we didn’t know Mrs. Ricks, Mrs. Owens, and Mr. it at the time or even care. What Simpson, also our coach good would it do? and physical education Back then the teachinstructor. This staff ers were well respected, served as our homeroom looked up to and adteachers in the small mired. Whatever they school, each responsible said ‘was the law.’ Preafor two grades. Mrs. Cacha’ Edwards along with son was our principal, the bankers, businessand she taught several men and successful farmclasses in the seventh ers formed a nucleus and and eighth grades in backbone solidifying the addition to running the small area. school. Mrs. Lucille Mc- SOUTHERN RAISIN' Some of the kids rode O TIS G RIFFIN Creight was the school the school bus, or maybe secretary and Mr. Henry their parents dropped Williams was our beloved janitor them off at school on the way to and everyone’s personal friend for work. Many rode bicycles if they many years. were old enough, or if they lived There were about twenty of us only a short distance. But the bikes that started in the first and finished had to be parked in a certain place the eight grades together, depend- and lined up in military fashion. ing on who would move in or out Most everyone had a book satchel of the area during the eight years. with a leather handle for a comWe grew up together and knew fortable grip, or they would loop where each family lived. Remem- it over the handlebars of the bikes. ber when everybody knew each This treasure had a large compartmember of all the families, even ment to carry all our books, a snack the ones in the different grades? for recess, and a small pocket for The population of this metropolis pencils. The leather buckled straps was about three hundred, but if kept our every night homework you threw in the dogs and cats and securely in place. had a roll call at the crossroads it We reported to our respective would probably number about homerooms for eight years at sev-

LETTERS TO THE EDITOR Thanks for a successful event Dear Editor, I want to thank many people who helped make our Dickens Christmas on the Square a huge success. A big thanks goes to Jeff Huffman and the county for funding the major part of our expenses.

Others who help make our event so successful Patriot Bank, David Gordon, Ginny Robbins, Dawn Johnston, Eleanor Whitesides, Robert Martin Simpson, Danny Brown, City of Covington, Covington Electric, Commission on Aging, Master Gardners, Kyle Witherington, Rodger Beasley, Mary Beasley, Travis Brothers, C. H. Sullivan, Susan Covington, Tipton County Library, Dr. Kent, Alethea Harris and her sister Terry, Louie Gaither, Mark Holder, Sharrye Holder, Will Carter, Chuck Bridges

with BCN, Richard Beasley with Promo Print, Print Shop, C and C Trading, Downtown shop owners, The Leader, the paper boys and paper girl – Mac Fullen, Payne Fullen, Sammie Simmons, Jacob Simmons, Sammy Roland (girl) and the public for dressing up in period clothing.

The music was great thanks to Andy Gross, Covington Assembly of God Choir, Covington Church of Christ Singers, Covington High School Choir (Carolers), Covington Integrated Arts Academy Singers, DeBach n’G (Ellen Clark, Dawn Johnston, Carole Mathis and Bonnie Wright), Covington First Baptist Church Choir, Covington First Presbyterian Church Choir, Covington First Presbyterian Church Handbell Choir, Ms. Lalania Vaughn and Tipton Rosemark Academy Singers, Ronnie

Twisdale and The Clopton Methodist Church Choir and the Tabernacle Methodist Singers. Also, additional thanks go to the First Assembly of God Church Choir for leading the carols in the Tree Lighting Service on the Historical Court Square. If I have left someone out, I apologize.

This event was a success because our community rallied around an idea and wanted it to become a reality. This event was big and we are looking to make it bigger next year. If you did not have a costume to wear – you have a year to make, rent or buy one. Join us next year when we turn our Square into a Dickens Christmas.

Many thanks to all, Lee Johnston Covington Chamber

STUDENT OF THE MONTH JaKendria Bernard, a senior at Covington High School, was recently honored by the Covington Exchange Club as the student of the month. Bernard, center, was joined at the meeting by, from left, Kristy Clark, teacher; Peggy Murdock, principal; Kenneth Bernard, father; Odessa Bernard, mother; Melba Howard, program chairman; and Jimmy Dawson, club president.

Brian Blackley – Publisher/ General Manager bblackley@covingtonleader.com

Advertising Andy Posey — Sales aposey@covingtonleader.com

News Echo Day – News Editor eday@covingtonleader.com

Bonnie Nutzell – Sales bnutzell@covingtonleader.com

Tipton County, Tennessee

The Leader (USPS 136-120) is published weekly for $36.00 per year in Tipton County, $44.00 per year in Tennessee and $52.00 elsewhere by Tipton County Newspapers, LLC, P. O. Box 529, 2001 Highway 51 South, Covington, TN 38019.

Periodicals Postage Paid at Covington, TN. Postmaster: Send address changes to The Leader, P. O. Box 529, Covington, TN 38019.

Reproduction of all matter contained herein is prohibited without the express consent of Tipton County Newspapers, LLC.

en forty-five each morning. After a visit to the famous cloakroom, there was a roll call, the receiving of lunch money, and the teacher would address occurrences expected during the day or possibly the week. Maybe school pictures, the fair, a ball game or perhaps you needed to take a note home to your parents. You knew better than to forge your parent’s name to get out of school, or you have had a bad day. The teachers all knew the parents’ writing.

We had our own personal seating arrangement with a specified flattop desk with the little dug out space for your pencil, so it was easy to locate. The sliding drawer underneath contained all our books, a notebook and pencils. All you had to do was yank open that drawer, and everything you possessed was handy. We didn’t have ballpoint pens back then, only number two yellow pencils. It was a good thing because I always needed an eraser, and I wore out more erasers than I did pencils.

Back ’en the teachers didn’t worry about anyone acting up. Why? Because the teacher would board you, then tell your parents and that usually meant another britches dustin’ that night. Simple.

Behave Yo’self And Get Educated….GLORY!

Jeff Ireland – Sports Editor jireland@covingtonleader.com Sherri Onorati – Staff Writer sonorati@covingtonleader.com

Graphic Design Sara McKee smckee@covingtonleader.com Front Office/Legal Notices Michelle Bradley – Office Manager notices@covingtonleader.com

Commercial Printing Shane Waits – Manager swaits@covingtonleader.com

Front Office/ Classified Advertising Teri Jennings - Classified Ads tjennings@covingtonleader.com

Richard White – Print Assistant A publication of American Hometown Publishing Member

20 11 Tennessee Press Association

PROUD MEMBER OF Tennessee Press Association and National Newspaper Association

www.covingtonleader.com

THE LEADER • Thursday, January 12, 2012 • A5

FINANCIAL FOCUS

When should you start taking Social Security?

If you’re of a certain age, the new year means you’re that much closer to a day you may have anticipated with a combination of humor and resignation — s p e c i f i c a l l y, the day you’re eligible for Social Security. But just because you can take Social Security, it doesn’t mean you must take FINANCIAL FOCUS S TEVEN J. JONES it. So, should you?

Before we get to that question, let’s review the basic rules governing Social Security payments. You can typically start collecting benefits at age 62, but you’ll get only about 75 percent of what you’d receive if you waited until your “full” retirement age, which varies according to your birth year but is most likely 66. You’ll get even bigger monthly checks if you delay collecting them until you’re past 66, and you’ll “max out” on your payments once you reach 70.

So, the question boils down to this: Should you start collecting Social Security early — thereby receiving smaller, but more numerous, checks — or later, when your checks will be bigger but fewer?

If you really need the money once you reach 62, you’ve already got your answer. But if you could potentially afford to wait, we recommend you view your decision through a LENS: L: Your projected lifespan —You can’t see into the future, but given your family history and general health, you can make an educated guess about your projected longevity. If you’re fairly confident that, once you reach 66, you’ve still got another two or more decades in front of you, you may want to consider delaying taking Social Security past age 62.

E: Your employment status — If you’re under full retirement age — between 62 and 66 — then for every two dollars you earn over $14,640 (in 2012), you’ll lose one dollar in Social Security benefits. In the months before you reach your full retirement age, for every three dollars you earn over $38,880 (again, for 2012), you’ll lose one dollar in benefits. But starting in the month you reach your full retirement age, you can earn as much as you want without losing any benefits.

N: Your need, including your other sources of retirement income — If you have a pension, or you’ve built substantial resources in your IRA, your 401(k) or other employer-sponsored retirement

plan, and you can support your income needs with modest withdrawals from these accounts, you might decide it’s worthwhile to delay taking Social Security to maximize your benefits. Remember that regardless of your Social Security decision, you typically would have to pay a 10% early withdrawal penalty if you started taking withdrawals from these accounts before you reach age 59½.

S: Your spouse/marital status — If you’re single, you basically just need to think of yourself when making this decision. But it’s a different story if you’re married. If you die first, your spouse can keep receiving his or her own Social Security benefit or receive yours — whichever is larger. Consequently, you and your spouse will want to coordinate when you take Social Security benefits so that you can maximize the benefit for the spouse likeliest to live longer.

The choice of when to start taking Social Security can affect your lifestyle throughout your retirement years — so weigh all the factors and make the choice that’s right for you.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

This advertising space is one of the MOST WANTED and most read in the paper Make it YOURS 901-476-7116

TIPTON COUNTY’S

Most Wanted Seen one of these people?

If so, call: 24-hour number: Central Dispatch 901-475-4300 Sheriff’s Office Tipline: 901-475-3307; email: sheriff@tiptonco.com Tipton County CrimeStoppers 901-476-4411 Or contact any local law enforcement agency to report any of these people.

Christopher, Anthny Dewyane Born: 6/25/1982 4125 Northside St. Memphis, TN 38127 Charge: Delivery of cocaine

Brown, Gregory James Born: 4/30/1978 300 Cherokee Drive Millington, TN 38053 Charge: Theft over $10,000

Fields, Elton Tyrone Born: 5/4/1981 2959 Fredonia L oop Stanton, TN 38069 Charge: DUI second offense

Dowell, Kevin Tarrell Born: 4/18/1988 150 Peeler, Apt. B10 Covington, TN 38019 Charge: Delivery of cocaine

Fleming, Tuwan Darrell Born: 9/5/1976 3506 Rabbit Run Rd. Memphis, TN 38115 Charge: Delivery of cocaine

Franks, Matthew Allen Born: 3/12/1984 4477 Highway 51 N. Hennings, TN 38041 Charge: Burgarly

Grandberry, Gregory Deon Born: 10/1/1984 1509 Howard St. Covington, TN 38019 Charge: Burglary

Howell, Charles Laten Born: 7/13/1977 297 Ellis Dr. Munford, TN 38058 Charge: Promotion of meth manufacturing

Jefferson, Freddie Louis Born: 3/5/1959 422 Dixon St. Covington, TN 38019 Charge: Delivery of cocaine (2 counts)

Martin, Joel Hendrix Born: 8/18/1974 24 Carrie Lane Drummonds, TN 38023 Charge: Delivery of cocaine (2 counts)

HOMETOWN HERO

Wounded Munford Marine receives Purple Heart, promotion Yesterday, Corporal Christian Brown was awarded the Purple Heart for wounds sustained while serving in Afghanistan on Dec. 13, 2011. Attached to1st Batattalion 6th Marines, Brown was seriously injuried from an improvised explosive device while conducting combat operations in Support of Operation Enduring Freedeom.

Brown was also promoted to his current rank. He is currently hospitalized at Walter Reed Army Medical Hospital in Bethesda, Maryland where he is receiving treatment for his injuries.

Under arrest

The following persons were arrested in Tipton County and booked into the Tipton County Correctional Facility during the week of January 1-7, 2012.

▪ Adams, Jennifer Ann, 26, arson, Jan. 2, TCSO ▪ Adams, Tevin Devonte, 18, theft under $500, Jan. 2, CPD ▪ Barry, Nicholas Shane, 19, public intoxication, Jan. 7, MUPD ▪ Beard, David Thomas, 29, worthless check, Jan. 7, TCSO ▪ Bell, William Roger, 22, agg. burglary, Jan. 6, TCSO ▪ Bland, Demetrius Jawan, 21, failure to pay child support (2 counts), resisting; Jan. 4, CPD ▪ Brown, Leondis Jabbar, 33, domestic assault, Jan. 2, TCSO ▪ Cochran, Opal Kelly, 37, disorderly conduct, Jan. 2, CPD ▪ Collier, Kenta Davon, 35, driving on rev./canc./ susp. license (2 counts), Jan. 1, MPD ▪ Craig, Lamar Dante, 25, domestic assault, Jan. 1, TCSO ▪ Crawford, Gary Lee, 21, into of contraband into penal institution, Jan. 6, MPD ▪ Currin, Terrence Dewayne, 18, agg. burglary, theft, vandalism; Jan. 4, CPD ▪ Dalehite, Andrew David, 19, underage consumption of alcohol, evading arrest; Jan. 7, TCSO ▪ Danielson, Janet Lea, 52, failure to appear, DUI first offense, indecent exposure; Jan. 1, TCSO ▪ Davis, Michael Dewayne, 18, agg.

burglary, theft, vandalism; Jan. 4, CPD ▪ Delashmit, Donald Wayne, 22, public intoxication, Jan. 1., BPD ▪ Farrow, Willie Clarence, 46, driving on rev./canc./ susp. license, disregard stop sign; Jan. 4, CPD ▪ Ford, Timothy Terrell, 42, driving on rev./canc./ susp. license, simple poss. marijuana; Jan. 7, TCSO ▪ Gaither, Heather Renee, 37, criminal trespassing, Jan. 6, CPD ▪ Gibson, Alicia Beth, 37, domestic assault, Jan. 7, TCSO ▪ Govan, Donald Lloyd, 45, driving on rev./ canc./susp. license, no insurance; Jan. 5, CPD ▪ Gray, David Dewayne, 48, harassment/ intimidation (2 counts), Jan. 5, TCSO ▪ Gray, Yashi Keoshia, 21, assault, Jan. 1, MPD ▪ Hall, Tangelia Sheriee, 27, driving on rev./canc./ susp. license, Jan. 4, CPD ▪ Hines, Crystal Shunta, disorderly conduct, Jan. 1, MPD ▪ Jackson, Christopher Danta, 29, driving on rev./canc./susp. license (3 counts), evading arrest (2 counts), resisting; Jan. 3, CPD ▪ Jayroe, Steven Martinez, 27, driving on rev./canc./susp. license, light law; Jan. 3, CPD ▪ Lewis, April Shante, 32, disorderly conduct, Jan. 1, CPD ▪ Logan, Donnell Terrell, 26, burglary, poss. of

schedule II, failure to appear; Jan. 2, CPD ▪ Lowrance, Jeffrey Dewayne, 35, mfg./sell/ del. controlled substance (2 counts), poss. of paraphernalia with intent; Jan. 7, CPD ▪ Mason, James Edward, 66, food stamp fraud, Jan. 1, TCSO ▪ McCraw, Daniel Cole, 26, theft over $1,000, Jan. 7, TCSO ▪ McDonald, Brendon Spencer, 18, public intoxication, Jan. 7, TCSO ▪ McPherson, Ricky Daniel, 26, domestic, Jan. 2, TCSO ▪ Miller, Shane Monroe, 23, burglary, Jan. 4, CPD ▪ Oelsen, Charles Zachery, 24, DUI first offense, Jan. 1, TCSO ▪ Phillips, Danny Ray, 48, agg. assault no injury, Jan. 7, TCSO ▪ Polk, Dorian Jamoson, 19, underage consumption of alcohol, evading arrest; Jan. 7, TCSO ▪ Smith, Susan Lee, 35, domestic assault, Jan. 6, APD ▪ Stepp, Joshua Brice, 31, failure to pay child support, Jan. 3, TCSO ▪ Thielecke, Danielle Rae, 18, public intoxication, Jan. 7, TCSO ▪ Tilley, David, 35, driving on rev./canc./ susp. license, Jan. 7, TCSO ▪ Trotter, Ronald Kelly, 52, driving on rev./canc./ susp. license, failure to maintain control, reckless driving, seat belt law; Jan.

3, TCSO ▪ Vickers, Jeremy Wylie, 20, public intoxication, Jan. 7, MUPD ▪ Walker, Michael Dewayne, 32, driving on rev./canc./susp. license, Jan. 4, TCSO ▪ Ware, Brandon Michael, 19, underage consumption of alcohol, evading arrest; Jan. 7, TCSO ▪ Warren, Kiefer Scott, 20, theft over $500, Jan. 3, TCSO ▪ Weathers, Elon Qarteze, 21, driving on rev./canc./ susp. license, Jan. 1, TCSO ▪ White, Curtis Lewis, 52, driving on rev./canc./ susp. license, Jan. 4, TCSO ▪ Wilkerson, Cory Wayne, 21, domestic assault, Jan. 3, TCSO ▪ Williams, Lemortis Troydell, 36, driving on rev./canc./susp. license, failure to yield, simple poss. marijuana; Jan. 4, CPD ▪ Williamson, Robin, 45, theft of motor vehicle, habitual motor vehicle offender, evading arrest, speeding, disregard stop sign; Jan. 4, CPD ▪ Wilson, Rusty Lee, 35, poss. of sch. II, III, violation of light law; Jan. 5, TCSO ▪ Woodard, Dylan Darnell, 36, agg. sexual battery, Jan. 4, TCSO ▪ Woody, John Ellis, 48, DUI first offense, reckless driving, simple poss. marijuana, TCSO

Your ad could be reaching thousands of people right now.

Lucky for you, this space is open, but it won’t be for long.

Call today and make it yours.

Andy Posey (517-6085)

Bonnie Nutzell (461-5744)

Disclaimer: These persons are innocent until proven guilty. They will face charges in Tipton County General Sessions or Circuit Court unless warrants for their arrest were issued in another county (this may or may not be denoted in the listing of charges).

CRIME STOPPERS OF TIPTON COUNTY INC. is offering a cash reward of up to $1,000 for information leading to the arrest and indictment of the person or persons responsible for the deaths of:

John Curtis Rann, a 24-year-old white male who was found dead with several gunshot wounds on Black Springs Hill Road in southwest Tipton County on Dec. 5, 1986. Rann had been missing since November 26, 1986.

Johnny Poole, a 23-year-old white male whose partially burned body was found on Oct. 25 1988, in his burning pickup truck near the boat landing at Piljerk, on the Hatchie River. Poole had a gunshot wound in his back.

If you have any information about either of the crimes, call Crime Stoppers at 901-476-4411. You will NOT be required to give your name or testify in any court. The source of information given to Crime Stoppers will be held in strict confidence.

DO NOT ATTEMPT TO ARREST OR DETAIN ANY OF THE SUBJECTS OF THE WARRANTS LISTED IN THIS DATABASE. The list is current at the time of publishing and therefore recent changes in the status of warrants may not be reflected. It is possible that some warrants have been resolved and the matter is no longer pending. This information is being provided as a service to the public; however, neither the Tipton County Sheriff ’s Office nor The Leader cannot guarantee nor assume any liability for the accuracy of the information at the time of use. All warrants must be verified for accuracy through our system prior to an apprehension.

All persons charged are presumed innocent until proven guilty in a court of law. NO ATTEMPT SHOULD BE MADE TO APPREHEND THESE INDIVIDUALS EXCEPT BY LAW ENFORCEMENT OR PEACE OFFICERS. SOME INDIVIDUALS MAY BE ARMED AND SHOULD BE CONSIDERED DANGEROUS. If you recognize a name on the list, if you find your name, or if you find a discrepancy, please contact the Tipton County Sheriff ’s Office at 475-3300 or via email at sheriff@tiptonco. com.

Office: 901.476.2223 ▪ Cell: 901

Obituaries Daniel Clark Underwood

March 21, 1954 - December 22, 2011 Daniel Clark Underwood, 57, passed away on Thursday, December 22, 2011. A 13-year veteran of the Army, he served as a 1st Sergeant and also worked as a mail handler for the United States Postal Service for 18 years.

Mr. Underwood was born on March 21, 1954 in Hartford, Conn. He was very modest, thoughtful, humble, God-fearing and learned to pray diligently and cared for each and every person he came in contact with; he was giving, loyal and sincerely honest.

He will be sorely missed, but held dearly in our hearts forever.

Mr. Underwood was preceded in death by his parents, Howard C. and Martha J. Underwood.

He leaves to honor his memories, his wife, Jacquelyn Underwood; a son, Timothy C. (Jana) Underwood of Southaven, Miss.; two beautiful grandsons, two loving stepchildren, Jade and Noah Wilkins III of Memphis. He also leaves his seven siblings, Debra (Bob) Vickery of Jacksonville, Fla., Steve (April) Underwood of Atoka, Sandra (Kevin) Binger of Selmer, Brenda Tucker of Brighton, Mike (Loretta) Underwood of Ripley, Karen (Joe) Schicke of Stantonville and Donna Hogeland of Ripley; a godson, Marlon Franklin; five adopted sisters, Geraldine Blake, Gloria Jackson, Gloria McGowan, Kim Weatherspoon and Stephanie Wilkins; so many adopted children that it would be impossible to name them all; along with a host of nieces, nephews, other relatives and friends.

The Leader (Covington, Tenn.) Jan. 12, 2012

Carla Louise Bonds

Date of Death - January 5, 2012 Heaven blessed the late Londe Bonds and Ida Douglas Powell with a special gift of life, Carla Louise Bonds aka as Carla Powell. Suddenly, on Jan. 5, 2012, this gift was reclaimed at the Regional Medical Center, Memphis due to a fatal accident.

This 43-year-old was employed with Wright Medical Technology for over 14 years. Her legacy of love extends to those she leaves to celebrate her life: daughter Shaniece Hudson of Stanton; 10 siblings: Dessalene (Curtis) Leavy, Calvin (Elaine) Powell, all of Stanton, Alma Whitmore and Roy Powell both of Milwaukee, Ressie (Lee) Malone , Linda (Frank) Gayden, William Powell Jr., Timothy Powell, Marvin Powell, Vernetia (Robert) Boyd, all of Mason; special friend Russell Polk; a host of nieces, nephews, other relatives, friends and co-workers of Wright Medical.

Visitation will take place on Friday, Jan. 13, from noon-7 p.m. with wake from 6-7 p.m. at Palmer Funeral Home, Mason. Services at noon on Saturday, Jan. 14 at Fredonia Baptist Church in Stanton with burial in Williamson Chapel Cemetery in Mason.

Lest we forget: grandparents Joe and Maggie Douglas, siblings Ola Douglas and Michael Powell The family would like to extend their heartfelt gratitude for the countless expressions of love. May God bless each of you beyond measure.

The Leader (Covington, Tenn.) Jan. 12, 2012

THURSDAY, JANUARY 12, 2012 â–Ş A6 www.covingtonleader.com

She is survived by daughter Theta McClerkin; sons Danny Richardson and Jamie Richardson; sisters Helen Fowler and Lovie Hood; brothers Larry Russell and Terry Russell; grandchildren Trey Lightfoot, Brandon Lightfoot, Frank Haley and Teresa Terhune; and eight great-grandchildren.

The Leader (Covington, Tenn.) Jan. 12, 2012

Tommy Joe Murray

June 30, 1949 - January 6, 2012 Tommy Joe Murray, 62, of Brighton, died on Friday, January 6, 2012. Visitation took place on Wednesday, Jan. 11 from 4-6 p.m. Maley Yarbrough Funeral Home has charge of arrangements.

The Leader (Covington, Tenn.) Jan. 12, 2012

Curry B. “Paw Paw� Roach June 30, 1949 - January 6, 2012

Alberta Percifull Hooks

August 22, 1929 - January 10, 2012 Alberta Percifull Hooks, 82, passed away on Tuesday, January 10, 2012.

Funeral services will be held at 11 a.m. on Thursday, January 12 at the Covington Funeral Home chapel with interment services to follow at 2:30 p.m. at the Linwood Cemetery in Paragould, Ark. She was the owner of Two Sisters Ceramics in Paragould before moving to Tennessee and a retired seamstress with Levi-Strauss.

She is survived by one daughter, Mary Jane (Jerry) Sanders of Burlison; one son, Jim (Sharon) Yates of Covington; one sister, Louise Wright of Paragould, AR; five grandchildren and 11 great grandchildren.

She was preceded in death by her parents, J.A. Percifull and Geneva Taylor; one brother, David Percifull; one sister, Sharon Yopp and three children. The family requests that any memorials be made to the Tipton County Commission on Aging.

Friends may sign an online guestbook at www.covingtonfuneralhome.com.

The Leader (Covington, Tenn.) Jan. 12, 2012

Curry B. “Paw Paw� Roach, 96, a retired supervisor for the City of Memphis, co-owner and operator of Frayser Maid Restaurant for 11 years and a former jailer for the Shelby County Sheriff’s Office, died on Monday, January 9, 2012. He was also a member of the I.O.O.F. Funeral services took place on Wednesday, Jan. 11 at Munford Funeral Home chapel with burial in Memorial Park Cemetery.

He was preceded in death by his wife of 73 years, Madeline V. “Mimi� Roach, and his parents, William Arthur and Minnie Belle Farmer Roach. He is survived by daughter Ann LaNell Bryant, granddaughter Vicky (Steven) Pipes, great-grandson Darryl Bledsoe II, great-great-grandson Hunter Bledsoe, two stepgranddaughters, two step great-great-grandchildren, niece Bessie Marie Rutherford of El Paso, Texas and nephews John William Roach of Benton, Miss. and James Harold Roach of Tucson, Ariz.

Looking for something to do?

Check out our community events calendar on page A12 and our church bulletins calendar on B4.

The Leader (Covington, Tenn.) Jan. 12, 2012

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Charles C. Morris

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Date of Death - January 7, 2012 Mr. Charles C. Morris, 88, died on Saturday, January 7, 2012 at Baptist Memorial Hospital-Tipton. A U.S. Navy veteran, he was a retired engineer for Clopay Corporation.

Visitation will take place on Friday, Jan. 13 from 2-7 p.m. at Barlow Funeral Home. Saturday visitation will take place at St. Luke Baptist Church from 10:30 a.m. until the funeral begins at noon. He will be buried at St. Matthew Church Cemetery.

He was preceded in death by his wife, Mary A. (Mae) Morris.

He is survived by daughters Audrey Smith, Marlena Bremseth, Jacquelyn Triplett and Christle Thompson; brother William Hughes Sr.; 10 grandchildren and six great-grandchildren.

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The Leader (Covington, Tenn.) Jan. 12, 2012

James A. “Bub� Hanks

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Date of Death - January 5, 2012 James A. â&#x20AC;&#x153;Bubâ&#x20AC;? Hanks, 83, of Munford, a retired heavy equipment operator for Chromasco and Munford municipal employee, died on Thursday, January 5, 2012 at Baptist Memorial Hospital-Tipton. He attended Atoka Baptist Church.

Funeral services took place on Sunday, Jan. 8 at Munford Funeral Home chapel. He was buried at Helen Crigger Cemetery.

Mr. Hanks was preceded in death by his wife, Grace. He is survived by daughters Kay Billings, Bobbie (Larry) Cooper and Cathy (Jimmy) McCraw; sisters Robbie Birckett, Marie Asberry and Jean Scott; brothers Kyle Hanks and Allen Hanks; six grandchildren and eight great-grandchildren; and a friend and companion, Jean Millican.

Memorial contributions may be made to St. Jude Childrenâ&#x20AC;&#x2122;s Research Hospital.

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OBITUARY POLICY The Leader publishes a brief obituary free of charge as a courtesy to the bereaved.

Obituaries are accepted from licensed funeral homes or from family members providing proof of death through a crematorium or medical research facility.

A paid obituary contains more information, including the deceasedâ&#x20AC;&#x2122;s place of death, funeral home in charge, service details, employment, two memberships and organizations and more.

For our complete pricing policy, contact the office at 901-476-7116.

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We are pleased to announce that

Lowell D. Friend Associate Vice President-Investments

Is now back on the Historic Covington Square!

Lowell D. Friend

The Leader (Covington, Tenn.) Jan. 12, 2012

Associate Vice President- Investments

Mable Ruth Richardson

111 Court Square West Covington, TN 38019 and 6075 Poplar Ave. #650, Memphis, TN 38119 901-476-6040 or 901-761-6361 lowell.friend@wellsfargoadvisors.com

Date of Death - January 6, 2012

Mable Ruth Richardson, 87, of Covington, a former riverboat cook, died on Friday, January 6, 2012 at Baptist Memorial Hospital-Tipton.

Funeral services took place on Monday, Jan. 9 at Munford Funeral Home chapel. She was buried at Poplar Grove Cemetery.

Mrs. Richardson was preceded in death by her parents, Myron and Marie Millican Russell, daughters DeWanda Richardson and Brenda Richardson, son Jimmy Richardson and two grandchildren, Andrew Richardson and Rob Ames.

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Gerald T. Fayne

Gerald T. Fayne, 18, of Covington, a junior at Covington High School, died on Friday, January 6, 2012 at Baptist Memorial Hospital-Tipton. He was a member of St. Stephen M.B. Churchâ&#x20AC;&#x2122;s youth department and choir.

Visitation for Gerald Fayne will take place from 2-7 p.m. on Friday, Jan. 13 at Barlow Funeral Home with family receiving friends from 5-7 p.m. Saturday visitation will take place from 1 p.m. until the funeral begins at 2 p.m. at St. Stephen M.B. Church. He will be buried at Townsend Cemetery.

Gerald is survived by his parents, Larry D. Fayne Sr. and Gloria Jean Woodland; sisters Angela Qualls, Cindy Lewis, Tabitha Fayne, Latrese Hayes and Laquita Hayes; brothers Larry D. Fayne Jr., Christopher S. Woodland and Anthony Garrett; and numerous other relatives and friends.

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The Leader (Covington, Tenn.) Jan. 12, 2012

Date of Death - January 6, 2012

-DQHW

2012

YOUR NEIGHBORS, YOUR EVENTS

THURSDAY, JANUARY 12, 2012 ▪ A7 www.covingtonleader.com

Williams, Wallace unite

Elections administrator Tipton County Commission passes exam on Aging events Tennessee Secretary of State Tre Hargett and State Coordinator of Elections Mark Goins have announced that Neil Bell, Tipton County Administrator of Elections, passed the Certification Exam for Administrators of Elections recently in Nashville.

“This certification demonstrates Neil Bell’s dedication to meeting the highest of standards in his efforts to serve Tipton County,” Secretary Hargett said. “Tipton Countians can be proud to have a public servant of this caliber.”

The exam is a rigorous, one-day test held at least once a year in Nashville. By passing the exam, participants demonstrate they have the level of knowledge and understanding required to be successful county administrators of elections in Tennessee.

“I applaud Neil for his hard work, commitment and focus in studying for the exam,” Coordinator Goins said. “I am proud of his great accomplishment.”

sponsored by

Jim Baddour III, DDS and Staff TCCA Office and the Covington Senior Center will be closed Monday, Jan. 16 in observance of Martin Luther King’s Birthday Just for Fun Creative Aging- On Friday, Jan. 13 at 10 a.m. in the Dining Hall of the CSC, Creative Aging presents Southern Central Band.

Craft Club- The craft club will meet on Monday, Jan. 30 at 10 a.m. in the dining hall of the CSC. Book Club-The TCCA Book Club holds a light discussion about various books or articles each month. Facilitator, Charlene Mashburn will be reading from the comedy of Lewis Grizzard, “It Wasn’t Always Easy But I Sure Had Fun”. Join her Monday, Jan. 23 at 10 a.m. in the craft room of the CSC. Bible Study- This month Bible Study will be held at the CSC on Thursday mornings at 10 a.m. This non-denominational class is open to all. The facilitator this month is Mr. John Currie.

Mr. and Mrs. Tim Wallace of Covington and Mr. and Mrs. Jimmy Williams of Memphis are pleased to announce the joining in marriage of their children, Kathryn Elizabeth Wallace to Mr. James Michael Williams, Jr. of Cordova on Saturday, October 15, 2011 at 6 p.m. at Covington First United Methodist Church.

Officiating the ceremony were Reverend Joy Weathersbee and Reverend Justin Collett. Music for the special event was rendered by Justin Hanson and Rachel Harrell.

The bride was given in marriage by her father, Tim Wallace. She wore a white-laced, Sottero and Midgley gown with sweetheart neckline, hand beading and a cathedral length train. The dress was adorned with a white satin sash below bodice and a satin bow adorned the back of the dress. She wore a matching lace, hand-beaded, cathedral length veil. The bride also wore matching earrings, necklace and bracelet that belonged to her grandmother and silver Badgley Mishka shoes adorned with silver bows. She carried a hand-tied bouquet of ivory garden roses and ivory hydrangeas tied off with ivory satin ribbons and pearls.

The maid of honor was Rachel Massengill and bridesmaids were Christi Canada, Ashley Clem, Carrie Crockett, Miranda Goldsby, Morgan Presson, Jonna Sampson, Mary Helen Shaver, Sarah Whitesell and Whitney Williams. McKenzie Wooldridge and Lana Gardner served as flower girls and Makhi Wooldridge was the ring bearer.

Serving as the best man was Randy Watson.

Groomsmen were Will Alexander, Nick Black, Paul Bucher, Peter Mason, Jordan Nolen, Ben Roberts, John Wallace, Joseph Williams and Jimmy Williams. Serving as ushers were Ben Freeman, Chuck Gardner, Dan Overheim, Kris Stewart and Alireza Zaravar.

The couple’s grandmothers, Mrs. Margaret Peterson, Mrs. Bobbye Wallace and Mrs. Rosemary Williams were the honored guests.

A reception followed the ceremony at the Covington Country Club where guests dined on a buffet of shrimp, chicken tenders, pork tenderloin, mashed potato bar, fruits, vegetables and cheese while the band, Almost Famous of Memphis, supplied the entertainment.

The wedding cake was a Martha Stewart fourtiered, hand-decorated, octagon-shaped ivory cake with layers of heavenly mist cake with butter cream filling, chocolate cake with cream-de-mint filling and pineapple cake with pineapple filling. The groom’s cake was a two-tiered tuxedo cake of strawberry with chocolate filling, surrounded by chocolate covered strawberries. Both cakes were made by Mary Bogus of Covington.

Before the ceremony, a rehearsal dinner was given by the groom’s parents and held in the fellowship hall of Covington First United Methodist Church.

The dinner party was catered by Bad Bob’s BBQ of Dyersburg The bride and groom honeymooned at Sandals resort in Negril, Jamaica and have made their home in Cordova.

Pageant applications sought Deadline Jan. 21

Persons in the Photo (Left to Right) Tre Hargett, Secretary of State; Neil Bell, Tipton County Administrator of Elections; Mark Goins, Coordinator of Elections; and Wayne B. Pruett, State HAVA Coordinator.

PUBLIC RECORD MARRIAGE LICENSES The following are marriage licenses for the month of December 2011 and were recorded in the county clerk office of Mary Gaither.

Kenia Altagarcia Checo Lantigua to Ilya Road Ammons of Cordova Shelenia Diane Caston Stranfeld to Christopher Carroll Borden of Brighton Peggy Lucille Cox Cunningham to Kenneth Earl Brady of Mason Kristen Danielle Millican to Dylan Scott Carver of Atoka Ashley Renee Bradshaw to Paul Slade Calhoun of Covington Cynthia Ann Hinnard Dancy to James Lee Chavez of Mason Candace Leonor Carter to Daryl Carter Coffey of Jackson, Miss.

Lindsey Walker Evans to Thomas Ray Crain, Jr. of Brighton Lisa Faith Ballew Ruffner to Joseph Howard Dunavan of Drummonds Naomi Tsuru to Kevin James Dunlavey of Munford Alyse Marie Factor to Richard Anthony Howard of Cordova Kathryn Marie Lipscomb Roe to Charles Swayne Huffman, Jr. of Brighton Colleen Marie McClain Bryner to David Lee Landreth of Stanton Crystal Lynn Whitehead to Michael Thomas Leach of Drummonds Jessica Danielle Dunn to Gregory Allen Lowe of Ripley Stormy Summer Burkhart Bowles to Lowell Robert

Lowrance of Dummonds Elia Maria Pavon Galeas to Jose Francisco Martinez of Northport, Ala. Margaret Kathleen MacDonnell to Scott Anthony Nelson of Covington Amanda Joann Austill to Darren Wayne O’Brien of Covington Monalisa Glenda Mohammad to Paul Anthony Otto of Covington Wendy Renae Walker to Jeremy Michael Reinberg of Drummonds Rosalyn Rochelle Cradler Gray to Michael Leroy Rixter of Germantown Melisa Joyce Hampton Crutcher to Tim Michael Shires of Covington Rachel Kari Erickson to Michael Deverall Short, Jr. of Stanton Ordeathia Bogard to Morris Anthony Simpson of Memphis Shannon Marie Strickland Oakley to Terry Lee Smith of Brighton Monika Michelle Macklin to John Damair Taylor of Memphis Felicia Lorette Williams to Charles Edward Terry of Mason Kari Marie Harris to Benjamin John Walker of Munford Dajuana Angelina Naccarato to Darrick Wayne Williams of Atoka Brenda Evette Jordan to Dennis Lavon Williams of Memphis Ranee Celeste Rose to Andrew David York of Atoka Kristei Jesca Dubois to Joseph Spencer Yount of Atoka

Bending Needles Quilting Club- Experienced hand stitch quilters are welcome to join the club. The quilters meet each Thursday and Friday morning from 8 a.m. to 11 a.m. in the craft room.

Storytelling- Our newest program, storytelling, will begin on Tuesday, Jan. 17 at 10 a.m. in the dining hall of the Covington Senior Center.

Field Trip- On Wednesday, Jan. 25, the CSC will be taking a trip to the Tipton County Museum. Admission to the museum is free and the van ride is $1. The vans will leave the center at 10 a.m.

To Your Health Health Screenings- Ms. Cindy from Baptist Home Health will be here on Wednesday, Jan. 18 at 9 a.m. to test blood pressure. TCCA has partnered with local healthcare providers to offer this service. The healthcare agencies volunteer for these clinics free of charge and occasionally they are called away to emergencies so please understand if/when they are unable to come. Clinics are also available at Garland and Munford Senior Centers.

Get Fit, Stay Fit- Join other seniors every Monday, Wednesday and Friday at 9:15 a.m. at the CSC for 45 minutes of great stretching and strengthening exercises. This is just right for everyone 55 and older.

Tap Dance Class- Kay Catterton, our volunteer instructor always welcomes new students. The tap class meets on Wednesdays at 10:30 a.m. in the TCCA dance room. The cost is $3 a class.

Line Dance Class- Classes meet every Wednesday at 9:30 a.m. in the TCCA dance room and at the Munford Senior Center every Monday at 9 a.m.

Contributions are welcomed at both sites. Mrs. Juanita Joyner is the instructor.

Caregiver Programs “Helen’s House” Adult Day/ Respite ServiceHelen’s House currently has openings offering a great opportunity for those with some degree of memory loss or dementia to have a safe and therapeutic experience while their family caregivers enjoy a time for personal business or other activities.

Helen’s House is licensed by the State of Tennessee. Helen’s House is open Monday, Wednesday and Friday from 8 a.m. to 3 wp.m. Please call Anita for more information or to receive a registration packet.

Caregiver Wellness/Support Groups meet across Tipton County…

All shared information is confidential – “what is said here, stays here”- Meal contributions are requested and transportation is available on a limited basis.

South Tipton Caregiver Wellness Group- This group meets the first Tuesday of the month at Munford Presbyterian Church Fellowship Hall from 5:30 to 7 p.m. “…For Men Only” Caregiver Wellness Group- This group meet the second Monday of the month at TCCA meeting room from 5:30 to 7 p.m. The facilitator is Mr. Russell Lindsay.

The board of the Miss Tipton County Scholarship Pageant is proud to present the Little Miss Tipton County, Miss Junior Teen Tipton County, and Miss Teen Tipton County pageants. The pageants will be held on Saturday, Feb. 4 at Brighton Middle School. Little Miss Tipton County will begin at 3 p.m. and the Junior Teen and Teen pageant will be at 7 p.m. Please check the Miss Tipton County Facebook for more information and the application or email Ms. Mary Gail Elam at mgail00@hotmail.com. You may also obtain an application at Past Times on the square in Covington. The deadline to enter is Jan. 21.

Lunch Bunch Caregiver Wellness Group- This group meet the third Tuesday of the month at TCCA meeting room from 12:30 to 2 p.m. The facilitator is Mrs. Darlene Hopper Spaulding.

Call 476-7116 for information on how to have your engagement, wedding, or birth announcements included in The Leader

Tipton County Commission on Aging 401 S. College, P.O. Box 631 Covington, TN 38019 901-476-3333/901-476-3398- Fax Covington Senior Center- Kelly West-476-1068 Helen’s House- Anita Feuring-476-1068 www.tiptonaging.org

TCCA Breast Health Wellness Group- Please join Sue Wheeler on the second Monday of the month at Covington Senior Center dining room from 5:30 to 7 p.m.

TCCA Grandparents/ Relatives as Parents Wellness Group- This is a support group for all relative parents that are facing life changes. This group meets in the TCCA meeting room the second Thursday of the month from 5:30 to 7 p.m.

A8 • Thursday, January 12, 2012 • THE LEADER

COVINGTON MANOR – TIPTON REHABILITATION CENTER

Almyra Libby Click

Hi everyone. Well the bug finally got me. I have what many of you already had - that old nasty cold and sinus infection.

I woke up last Friday morning and could not talk along with a severe sore throat. I tried a couple of doctor’s offices and could not get in quick enough, so I went to the Take Care Clinic at Walgreens in Atoka.

Alice McDonald, APN, was able to work me in quickly. She was very through, personable and knowledgeable. I definitely will go back. We are very blessed to have this type of service locally. Our granddaughter Hanna Quinn sprang her ankle last week playing basketball at Bellevue.

As usual, we have been to several ball games of our grandchildren, Chase Zack and our little Addie Kidd. Win some, lose some, but entertains us grandparents, right, Linda and Wayne?

This rain would be welcome some where else I’m sure. At least it’s not freezing yet.

Salem Presbyterian Church Worship is at 11 a.m.

Everyone is always welcome. We welcome Bob and Kay Burton into our membership by reaffirmation of their faith in

Jesus Christ. On Sat., Jan. 21, Elizabeth Burns, ARP women’s ministries coordinator, will speak at Graceview ARP Church.

See Marge Smith for more information. Also, Dr. Mark Ross will hold a seminar for elders and deacons on the same day and time. The Houston Mize family would like to gratefully thank each and everyone for the care, prayers, love and meal following Mr. Houston Mize’s funeral service. Happy birthday this week goes to Kenneth Jones and Zelma Moffatt. Hope they are the greatest!

Sharon Presbyterian Church Worship is at 9 a.m. each Sunday morning.

Rev. Charles Todd is the minister. We welcome all members, friends and visitors to our fellowship.

Please remember James Fee, Brice Fite, Raymon Griffin, Mary Kirk, Lorie Martin, Mary Moffatt, Edgar Moses, Danny Salmon and Marvin Turnage in your prayers. Happy birthday this week goes to Raymon Griffin.

Covington Church of Christ Worship is at 10:30 a.m. each Sunday morning and again at 5:30 p.m.

Sunday evening. Bible

study is at 9:30 a.m. Sunday morning and again at 7 p.m. on Wednesday evening. Brother Mike Rogers is our minister.

Everyone is always welcome. Our church family is so blessed to be growing in numbers. I’ll be so happy when we get our new church directories so I can identify everyone. We have very many on our prayer list; I wish I could list them all. We extend our sympathy to Brother Mike Rogers in the loss of his stepfather, Ceph Robertson. Also to Wayne Dalrymple and family in the death of his grandmother. Congratulations to Erik and April Gyllenhammar on the birth of a daughter, Oliva Scarlett Elle Gyllenhammar, Jimmy and Kathy McMahan are the proud new grandparents and Carol McMahan, new great-grandmother. Happy birthdays this week go to Gale Sutton, Reese Cartwright and Cory Pinner. Hope they are the greatest!

In closing, I’d like to thank Nan and Ernie Gray of Hornes Escort and Guard for the unique 2012 calendar and journal. I’ve never seen one quite like it. I’ll use it daily and thanks again! I love it! Have a great well everyone and hope you can stay dry and well.

150 YEARS AGO: JANUARY 1862

The Civil War in Tipton County

Compiled by RUSSELL B. BAILEY, Tipton County Historian

Organization of the 51st Tennessee Infantry On New Year’s Day 1862, eight companies of Confederate volunteers were officially organized as Tennessee’s 51st Infantry Regiment, at Henderson Station (now in Chester County) was located in the southeast corner of Madison County during the War. Two stores and a hotel were doing business there in 1860. Henderson was a depot on the Mobile and Ohio Railroad and it was here that the 51st and 52nd Tennessee Infantry Regiments were encamped and organized on New Year’s Day 1862.

The 51st Regiment was composed of about 800 volunteers from the following counties: Madison: 400 men in Companies’ D, E, F, and H. Tipton: 250 men in Companies’ A, C, and G. Fayette: 100 men in Company B. Shelby: 50 men in Company C. Captain Bartlett M. Browder, age 50, was elected Colonel of the 51st Infantry. Browder was a native of Louisiana, college educated and was a Covington farmer and lawyer. Colonel Browder was accompanied by his slave Henry.

Lieutenant John Gracey Hall, a former resident of Mt. Carmel had been sent to Tipton to help organize companies for the Regiment. He succeeded Browder as Captain of the “Sons of Liberty,” Co.

G. James R. Sanford, a Covington physician, resigned as Lieutenant of Co. G. upon his appointment as Regimental Assistant Surgeon. Tillmon Page of the Methodist Church was commissioned Regimental Chaplain. Two men from Madison were elected Lieutenant Colonel and Major: Dr. John Chester and Edward A. Clark.

Randolph It was reported in the New York Tribune on January 9th: “Ft. Randolph, near Memphis, has a strong battery said to mount 18 guns.”

Near Columbus, Ky. Union Generals received the false intelligence that General P. G. T. Beauregard was en route to Kentucky with a reinforcement of 15 Confederate regiments. On the 10th, Gen. U. S. Grant led Union forces in a movement toward Mayfield, Murray, and Columbus, Ky. On the 11th Southern and Northern gunboats on the Mississippi fought a brief engagement near Fort Jefferson, north of Columbus. Again on the 14th three more Union gunboats shelled the Confederate encampments including Tipton’s two infantry companies in the 4th and 9th Infantry Regiments. A soldier in the 4th recorded in his diary: “There is nothing going on in camp. We have got our winter quarters finished and we are living an idle easy life at present, all our duty being some light guard duty.”

The Home Front On Jan. 12, a lady at Portersville wrote to her husband in Co. C, 9th Tenn. Infantry: “This is Sabbath and I am at brother Sam’s and have no church to attend and thought I would spend a short time in talking with you…and I cannot feel that it will be wrong to pen a few of any thoughts. I received your last letter last Thursday, the perusal of it afforded me a world of pleasure…

I hope you have put on the whole armour of God and through his grace you may be able to stand as a good and faithful soldier of the cross against the wiles of the enemy souls.

I heard that John McCreight was home sick. I would like to see him and hear him talk but don’t much expect he will call on us. I sent a letter and a paper by John Wilkins.

I think he will make a noble soldier after some experience.

Two of Browder’s company are home now, Pomp (Payne) and J. D. (Thompson).

They dined with us last Sabbath. Camp life has improved them some in appearance. (A.) Bruce Hill has been home too.

He has been quite fortunate, much against the will of some his company, is First Lieutenant of his company… I heard the other day that 70 of Wood’s Company (Co. C, 9th Tennessee Inf.) had accepted sixty days furlough (to re-enlist for 3 years or the war) and reenlisted for the war…”

BELIEVE BECAUSE IT WORKS

TM

Brighton 136 North Main Wells Kitchen Restaurant Saturday 9:30AM Covington Corner of Church and Main Street First Presbyterian Church Monday 5:30 PM Munford 57 South Tipton Street First United Methodist Church Tuesday

5:30 PM

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www.covingtonleader.com

Charity Louise Currie – September Employee of the Month Recognized by her supervisor and co-workers for her willingness to help others, dependability and dedication. Currie has been a dietary aide for the past 12 years. She was born and raised in Tipton County and is the mother of four children and grandmother of ten. She said,“I love working here because it’s like being at home. I would rather be here than anywhere else.”

Gilt Edge Bernadine McAfee

Daniel Dalton and family spent Christmas visiting their family in Alabama.

Opal Murray of Dallas, Texas has been visiting her daughter, Charlotte Lawrence and husband, Rev. A. A. She also visited other relatives before going home.

Judah Butler is a little over a year old, spent the day with Connie Blyue.

They had a good time.

Happy January birthday to Becky Womack and Bella Catteron, 3, on Jan. 8th.

Family lectureship is coming Feb. 11-12 at the Gilt Edge Church of Christ. The speakers will be David Dalton and Chris Harper. The church is located at 10726 Hwy. 59 W. Everyone is invited.

On the prayer list: Charles Womack, Mike Downing, Joan McClung, Kim Hodge, Tammie Rhea, Mr. Joe Bridge, Jerry Dye, Maurice Harchfield, Mrs. Climer, Emily Sweeney, Moviline Cousar, Pete and Polly Branch, Mindy Tankersley, Rev. A.A. and Charlotte Lawrence, Donnie, Rita and Will Haislip, Kathryn Glass, also Zach Wallace, Mike Willis and Brandon Fletcher in the military and all the other men and women in the military.

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204 Hwy. 51 S., Suite A • Covington, TN

(901) 476-6066

We are a debt relief agency.

We help people file for bankruptcy relief under the bankruptcy law.

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Thursday, January 12, 2012 • The Leader • A9

Mt. Carmel Elaine Watkins

Didn’t have a column last week, as some of you have noticed. Liz and Lyla came over for roast Monday night and stayed till after 10 watching WWE on television. Tuesday morning I got up early and took my good friend Debbie Otts to Dyersburg for cataract surgery, which went very well. We stopped and ate lunch in Ripley on the way home. Thought she might be groggy, but she was fine!

Thursday, I got my teeth cleaned and when I mentioned that the tooth that I broke eating popcorn last August (with a crown on it now) still hurts to bite with, an X-ray was done and, of course, it’s abscessing. Root canal tomorrow. Rats!

The day got better, though, because when I got home, I helped James round up a bull and a heifer that were out, Liz, Lyla and I headed to Kentucky to see my grandmother, Evelyn Harrington, who will be 101 in May, Lord willing. We got a late start, after the herding was done, and got there about 3:30.

My cousin, Mary Ellen Nelson, and her dad, Paul Jr., came over and everyone enjoyed talking and watching Lyla play. She really took up with Mary Ellen and even sat in her lap! About 5:30, Granny got up, got a handful of potatoes out of the pantry and started cooking. We had sausage patties, mashed potatoes, cooked cabbage, lima beans and slaw. Then cookies (ginger snaps I took her) and vanilla ice cream. She has 40 years on me and I don’t cook like that! Liz got several pictures of her at the stove. I want a copy of one; she’s incredible. We left a little after 7 and got home at 10:30. Great day! The drive-in should be open next time we go up.

Friday, I got up and baked two birthday cakes for great-nephews Noah and Case Maxwell, twins of Paula and Shane, and George and Paulette Watkins’ grandsons. Noah wanted Star Wars and he got a cake with Yoda on it, and Case wanted The Hulk and he got that. I hear they were good. I stress out making the cakes and frosting, but love mixing the colors and doing the decorating. Happy 6th birthday, boys!

That night was First Friday Dinner and Movie Night for the women at the Covington Church of

Christ, and we had seven go this time. We went to an earlier show, then went to eat in Munford. We saw “We Bought A Zoo” and I highly recommend it. Great movie. Plus Matt Damon! We went to a place in Munford that has the molten lava cakes like we eat on the cruises, so I surprised everyone by taking them there.

Going were Laura Craft, Wanda Townsend, Bonnie Glass, Cammy Evans, Michelle Nowak and her mother, Ann Huggins. And me. It was a lot of fun!

Tommy Schroader continues to do well after his surgery; Al Chaney is recovering from having stents put in; Barry Maxwell is out of the hospital. Jimbo Edmonds, Craig Randolph, Carol Farrell, Bruce Petty and so many are in our prayers as they have treatments, and so many others with health problems and all our servicemen and women.

Congratulations to Erik and April Gyllenhammar of Sweden on the birth of their third child, Olivia Scarlett Ellen Gyllenhammar. She is the granddaughter of Jimmy and Kathy McMahan. Carol “Buddie” McMahan is the proud great-grandmother and Luke is the proud uncle! Olivia weighed seven pounds, three ounces, and was born on Dec, 28th.

Sympathy is extended to Wayne Dalrymple in the death of his grandmother, Hazel Wright, to Libby Click in the death of her cousin, Faye Houlihan, to Lee and Paulette Graham in the death of their daughter, Becky Seeley, and to Jeff Hanks in the passing away of his uncle, Bub Hanks. All these families are in my prayers. Also, in the community, Patsy Hibdon is in our prayers after the death of her mother, Lucille Hibdon.

The Devotional at Covington Care will be at 4 p.m. on the 15th.

Happy Birthday this week goes to Gale Sutton and Reese Cartwright on January 11th and to Corey Pinner on the 13th!

This week’s Farmer’s Almanac Quote: (for Elvis Week) “Elvis Presley was blonde until his teens, when his hair gradually began darkening to chestnut.”

Huh? Cold weather finally coming back. Well, it’s January - not supposed to be 60! Highs around 40 toward the end of the week. Bring it on! I’m getting my gas fireplace hooked up this week, finally!

Elm Grove

(901)476-8632 thorntonshomefurnishing.com

www.covingtonleader.com

CHRIS O’BRIEN Manager

TERMITES

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476-9070

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NOTICE TO BIDDERS

Tula Starr

Hello Dear Readers, Elm Grove UM Church has resumed its regular schedule of services: Sunday night 5:30 p.m. with choir at 6 p.m. Wednesday night bible study at 5:30 p.m.

Prayers for: Bertha Wright, Charlotte Curtis, Annette Hanks, Bobbie Waits, and Franklin and Becky Pace.

A New Deodorant: We went to bed early Tuesday night and the old man said “I guess I will wake up early tomorrow.

Well I got up at 5:30 he was still asleep. I tried to be as quiet as I could.

I went to the kitchen and made coffee... he usually makes the coffee in the mornings. I go back to the bedroom and he is up.

He always puts on his clothes as soon as he gets up. We have two kinds of clothes in house. One is “hang around the house, and the other is “going to town clothes.”

He does not know the difference. Well, he puts on his going to town clothes that he had worn the day before. He goes to the bathroom and gets ready for the day, he put on his deodorant and shaves.

The coffee was ready and he goes out to get the newspaper. We are sitting in the kitchen reading the paper. I kept smelling. I sniffed the paper and I said, “I smell something that smells like medicine.” He finally says, “I picked up the COOL HEAT MED. (for pain relief) and rubbed under my arms (it was the same size bottle that his deodorant was in).

He said, “It was the same size bottle as my deodorant was in so I just put my deodorant on over the cool heat” (he cannot smell anything). Well, it was smelling loudly.

He goes to the bathroom and washes his underarms and puts on more deodorant. I said, “I will wash your clothing” and he put on clean “going to town clothes” and I washed his smelly clothes. What a relief, no more medicine smelliness. ~ Love and prayers, Tula Starr

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The Town of Brighton, Tennessee is now accepting sealed bids on black PVC coated galvanized steel fencing, fabric and gates including necessary erection accessories, fittings and fastenings to be erected at the Brighton Dixie Youth Ballfield. The plans can be viewed at Brighton Town Hall. Please send bids to 139 North Main Street, Brighton, Tennessee 38011. Bidding will close on Tuesday, January 17, 2012 at 3:00 p.m. when the bids will be opened publicly and read aloud.

Mayor Jeff A. Scott COMMUNITY PARTNERS Covington Mayor David Gordon, center, recently accepted a $5,000 check on behalf of the Boys and Girls Club of the Hatchie River Region. Gary Vanstory, left, and Joe Wood represented the Big Iron Club and Modern Woodmen, respectively. Big Iron raised half of the money through a demolition derby and Modern Woodmen matched it. Photo by Jeff Ireland

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INVITATION TO BID The Tipton County Board of Education is accepting bids for the following: A contract for pest control at all Tipton County Board of Education facilities and school cafeterias.

For additional information contact Donnie Wallace at (901) 475-5807 or Henry Glass at (901) 475-5820.

Sealed bids will be opened at 2:00 p.m. on January 26, 2012 at the Tipton County Board of Education, 1580 Highway 51 South, Covington, TN 38019.

The Tipton County Board of Education reserves the right to reject any and all bids and to waive any informality or irregularity in any bid received.

Dr. William E. Bibb Director of Schools Tipton County

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THURSDAY, JANUARY 12, 2012 ▪ A10 www.covingtonleader.com

Austin Peay Honor Roll - 1st nine weeks Principal’s List 1st Grade Teagan Bales, Hayden Benard, Sofia Beuck, Terrence Bolden, Charvis Boone, Ethan Brown, Shamya Butler, Chandler Carmack, Jobey Case, Zakaria Culp, Telia Dickson, Samuel Farney, Parker Hale, Jackson Hanks, Caleb Henry, Taylor Herbert, Abbey, Claire Hood, Chloe Jackson, Avery Johnson, Katelyn Jones, Austin Latimer, Elizabeth Long, Kaden Malone, Jessie May, Kama Mellard, Dasia Moore, Marisol Murdock, Hailey Ann Murphy, Roby Myers, Carson Nelms, Sarah Norvell, Catherine Overland, Rilee Palmisano, Dylan Porter, Clive Purifoy, Sherman Richards, Ethyn Smith, Haley Stewart, Preston Waits, Mia Wiggins, Tana Wildes, Christen Wilkes, Lauren Witwer 2nd Grade Luke Brackey, Alex Cox, Kameron Dickson, Sarah Fee, Sarrah Grisham, Camryn Johnson, Randa Johnson, Conner Kirby, Patrick Langford, Lanie Lyles, Michael Palmer, Jessica Peppers, Max Purifoy, Lanie Stafford, Tanner

Stewart, Emmanuel Thurman, Karsen Waddell, Buck Watkins 3rd Grade Delaney Bales, Katie Fleenor, Miriam Lowery, Morgan Renner, James Evan Roane 4th Grade Aaron Alston, Michael Armour, Jacob Christopher, Samuel Dunlap, Lauren Fortner, Dominic Jones, Madi Maxwell, Morgan Moody, Will Nolan, Sydney Overland, Anistyn Richardson, Chloe Twisdale, Amelia Wortham 5th Grade Rylee Coleman, Samantha Kusner, Ian McClain, Laura McClain, Ashton Mitchell AB Honor Roll 1st Grade Reagan Allen, Bradley Arave, Nicholas Boyd, Sawyer Briggs, JuKayla Brown, Malarie Brown, Gavin Davis, Macie Davis, Stacy Garner, Roshundra Gooden, Janya Jones, Josie Layne Kirby, Nick Kirkpatrick, Jayvon Lee, Christin

Lemons, Sarah Maury, Wyatt Nelson, Jeremiah Nutt, Caydie O’Brien, Kaylee Phillips, Luke Phillips, Devion Somerville, Jalen Terry, Olivia Uselton, Darren Wakefield, Anterious Wilson, Ethan Wright 2nd Grade Ryan Bell, Gabrielle Betts, Autumn Bishop, Janyla Bolden, Jake Carver, Carley Cook, Ricky Estrada, Colton Glass, Sa’Mara Harris, Nicholas Harvell, Spencer Jones, Jesse Kirk, Anastasia Marino, Na’Kyra Muex, Tanner Nolen, Madalyn Perry, X’zorian Pierce, A’shyia Powell, Zah’kiyah Smith, MaKayla Stinnett, Aaron Strickland, Chad, Stroud, Emily Taylor, Corteyana TerryBoyd, Hannah Waits, Marymorgan Walker, Emoni Young 3rd Grade Sara Barrett, Natalie Brigman, Channell, Natalie, Christopher, Ava, Coppock, Casey, Shane Cox, Brenin Craig, Ben Dunlap, Cheyenne Harrod, Dalton Higgins, Dalton Huckelberry, Macauley Jones, Lilly Kozlosky, Logan Leal, Brianna Malone, Bethany Merritt, Zoe Nichols, Bennett O’Brien, Emily Porter, Logan Rushing, Timothy Ryan, Marissa Shaw, Kayli Swinford, Nuor Tabaa, Autumn Taylor, Sydney Waits, Jaelyn Walker, Mya Wiggins

Gordon takes on creative job market Covington native dreams of interior design There are always certain job fields that are highly competitive, and in a tough economy, competitive can seem more like impenetrable. There are those, however, who will do whatever it takes to achieve their dreams, who don’t wait for opportunity to knock; they chase it down.

Jane Gordon’s dream is to be an interior designer.

The fall 2011 University of Tennessee at Martin graduate from Covington, who joins numerous family members as a UT Martin alum, knew she would need an internship to ever be considered for junior interior design positions after graduation.

With perseverance she landed the opportunity of a lifetime as an intern at KNA Design in Los Angeles, Calif.

“I just kept applying to lots of different internships,” said the interior design and business management double major, explaining that through a long string of connections she heard about the position at KNA and secured a phone interview.

Despite battling the flu during her interview, she washired, and the next thing she knew she was driving from West Tennessee to California.

“I had no idea what to expect,” Gordon said

laughing. “I just showed up, they gave us a tour and said just go around and ask the designers what they need. They had about ten different designers at the firm, and you would just walk around and say, “What can I help you with.’”

At KNA Gordon was exposed to and helped work on high-end residential and hospitality projects. During her three months at the firm in the summer of 2011 she assisted with projects for Caesar’s Palace and Walt Disney World’s Grand Floridian resort.

“If they needed a certain piece of furniture and they couldn’t find it, I would help them find it, or they might say, ‘I want some green,’ and I would go and pick up 100 different samples of green fabric,” Gordon said.

Gordon said her instruction at UT Martin did help in preparing design boards and reading and labeling floor plans. She also gained unique experience her sophomore year of college when her parents, who own rental property in Covington, bought a house in Martin with serious design flaws. Gordon was allowed to manage the renovation, and the value of the home increased by about 35

thousand dollars when the improvements were complete.

During her final semester at UT Martin, Gordon’s drive kicked in again as she began vehemently applying for junior design positions, which she hopes will help her work up to a senior design position.

“Getting the internship was a lot of networking, and then to get into the industry will be even harder,” Gordon said, adding that most interior design jobs are not posted. “You just kind of email random people and see if they like you. Interior design professionals are more about ‘the feel’ of it. That’s probably the hardest part.”

Thanks for watching KBJ.

KBJ on

comcast

Channels 5 or 19 Voice (901) 476-0426 Fax (901) 476-0455

Monday Noon

01/16/12 First Baptist Church - Covington

Thursday Noon

01/19/12 Covington City Brd Meeting - replay

6:00 7:00 7:30 Movie

First United Methodist Church - Covington Wildlife Chatter with Arnold Bull Warning from Space - 1958

6:00 PM 7:00 7:30 Movie

First Baptist Church - Covington Tipton Co. Legislative Meeting - replay Dick Tracy vs. Cueball - 1946

all other times

KBJ Video Billboard

all other times

KBJ Video Billboard

Tuesday Noon 1:00

01/17/12 First United Methodist Church - Covington Wildlife Chatter with Arnold Bull

7:00 7:30 8:00

The Doctor Is In - with Dr. Loren Crown Tipton Co. Legislative Meeting - 01/09/12 The Adventures of Ozzie & Harriet

Friday Noon 1:00 PM 1:30 2:00 3:00 Movie followed by

all other times

KBJ Video Billboard

Wednesday Noon 12:30 6:00 PM 7:00 7:30 Movie

Saturday 8:00 AM 8:30 9:30 Movie

all other times

KBJ Video Billboard

followed by

01/18/12 The Doctor Is In - with Dr. Loren Crown Tipton Co. Legislative Meeting - replay First Baptist Church - Millington Covington City Board Meeting - 01/10 Queen of the Amazons - 1947 Crusade In The Pacific - military

01/20/12 First Baptist Church - Millington Covington City Board Meeting - replay Wildlife Chatter with Arnold Bull Tipton Co. Legislative Meeting - replay Jesse James at Bay - 1941 Gangster's Den - 1945 KBJ Video Billboard 01/21/12 Wildlife Chatter w/ Arnold Bull The Doctor Is In - with Dr. Loren Crown The Gay Amigo - Cisco Kid - 1949

all other times

KBJ Video Billboard

Sunday 1:00 PM 2:00

01/22/12 First United Methodist Church - Covington First Baptist Church - Covington

all other times

KBJ Video Billboard First Baptist Church - Millington

all other times

Call (901) 476-0426 for information to have your church services or a program of local interest aired on KBJ-TV.

8:00 PM

Elementary and Middle Schools Jan. 12 Taco salad or fish sandwich; hash browns or northern beans; fruit juice or applesauce

Jan. 17 Pizza or Tuna; tiny potatoes or broccoli; fruit juice or peaches Jan. 18 Chicken Patty or raviolo w/ crackers; hash brown or carrot sticks; fruit juice or orange Jan. 19 Sub sandwich or baked chicken; mashed potatoes or green peas; fruit juice or applesauce Jan 20.

Cheeseburger or chicken fajita; french fries or pinto beans; fruit juice or sherbet

KBJ-TV > 1/16 - 1/22/2012 kbj@covingtonbroadcasting.net

Lunch Menu

Jan. 16 MLK Day - School’s Out

{A Local Origination TV Channel since Feb. 1, 1988} 733 N. Main St., Covington, TN 38019

5th Grade Madison Alexander, Dylan Anderson, Callie Baker, Remington Bales, Nykira Blackwell, Jenae Blake, Shauna Borman, Lauron Chaney, Anna Click, Tanner Davis, Grace Donaldson, Hannah Gay, Kyle Ginn, Daniel Gutierrez, A.J. Hamblin, Angelina Hannah, Trip Johnson, Carson Morris, Katlyn Peppers, Alyssa Poole, David Rudd, Dalton Rushing, Brailye Salvage, Savanna Simpson, Mary Grace Smith, Lily Smith, Grace Ann Stewart, Cody Strickland, Louis Sturm, Allison Tidwell

Jan. 13 Chicken nuggets w/roll or bowl of beans w/ cornbread corn on the cob or turnip greens; fruit juice or juice bars

KBJ-TV ad for 01/12/2012 edition of the Leader.

This week on

4th Grade Hannah Ables, Taylor Armstrong, Elizar Becerra, Aydreanna Boyd, Bri’Anna Cater, Callie Collier, Caylee Comer, Nicholas Cooley, Miller Countess, Jack Dancy, Roy Hardway, Abby Harkness, Mya Harper, Dalton Hughes, Emilie Johnson, Sylvia Jones, Logan Kirby, Parker Mallard, Rebecca May, Jamison McIntyre, Humberto Moreno, Cameron Newman, Allison Page, Hayden Palmer, Jaliyah Payne, Colin Peeler, Victoria Ramsey, William Rice, Regan Rider, Peyton Schwarz, Rebecka Sellers, Nathan Swain, Haleigh Temple, Shanta Terry, Noah Underwoood, Caleb Waits, Maliyah Whitmore, Tiffany Wilson,

SAVE YOUR FAMILY VIDEO MEMORIES NOW! KBJ can transfer your 8mm home movies, 35mm slides, VHS, miniDV, 8mm or Betamax video tapes onto a DVD. These make a great family gift!

All work done locally. Call KBJ at 476-0426 for details.

1. KBJ is seen on Comcast Cable channel 19 in City of Covington & channel 5 in other areas of Tipton County.

2. All programs are subject to being preempted or rescheduled without notice. All times are tentative.

3. Check KBJ's Video Billboard daily for current program titles & other information.

After sending out countless introductory “cold-emails” she has a few job prospects and at least one interview nailed down in Los Angeles.

“You just have to keep putting yourself out there,” Gordon said to other students hoping to enter the interior design field.

Meal Prices Students $1.75 * Reduced $.40 * Adults $2.25 * Visitors $2.50

www.covingtonleader.com

Thursday, January 12, 2012 • THE LEADER • A11

SPELLING BEE CHAMPS! Atoka Elementary School held its annual 4th/5th Grade Spelling Bee in December and would like to congratulate the winners: 1st place - Jeremiah McKay, 2nd place - Mackenzie Love, and 3rd place - Drew Marcy.

Jeremiah and Mackenzie will represent ATES at the district spelling bee in January.

Pictured from left to right: Jeremiah, Mackenzie, and Drew.

Courtesy photo

UT fall semester honor roll The University of Tennessee, Knoxville, has released its dean’s list for the 2011 fall semester. To qualify for the dean’s list, an undergraduate student must earn a term grade point average of 3.80–4.00 (summa cum laude), 3.65–3.79 (magna cum laude), or 3.50–3.64 (cum laude). Students must complete at least twelve hours, not counting work taken on a satisfactory/nocredit basis to be eligible.

Ancar, Desiree N.; Atoka; Arts and Sciences; Summa Cum Laude Birmingham, Richard E.; Mason; Arts and Sciences; Cum Laude Byrd, Frederick A.; Munford; Arts and Sciences; Cum Laude Caldwell, Christie A.; Covington; Communication and Information; Summa Cum Laude Gude, Eboni A.; Covington; Arts and Sciences; Magna Cum Laude Howard, Sarah M.; Brighton Educ, Health, Human Sciences Summa Cum Laude Johnson, Katherine A.; Covington; Arts and Sciences; Summa Cum Laude

CHARGER BEAT Dear Covington Charger Supporters, The Covington Gridiron would like to thank all of our sponsors and supporters for the 2011 exhilarating fall football season. We appreciate the community coming on Friday nights and cheering our team onto victory. The playoffs had phenomenal attendance, and our players and coaches were very thankful to look up in the stands and see the momentous support that you provided.

Thank you for traveling to Nashville and packing the house!

Words cannot express our gratitude for the overwhelming support that you provided our team and coaches. Our team would not have been successful without your support. I hope you realize that your support never goes unnoticed!

We look forward to the 2012 season as we make another state-playoff run.

Go Charger Nation!

Lee Downing, Gridiron President

Have an education

Meinweiser, Gregory J.; Millington; Engineering; Summa Cum Laude Nance, Brittany N.; Covington; Business Administration; Cum Laude Rau, Cody A.; Burlison; Architecture and Design Summa; Cum Laude Rogers, Lauren E.; Brighton; Agri Sci and Natural Resources; Cum Laude Rovane, Aimee K.; Atoka; Arts and Sciences; Summa Cum Laude Smith, Garry T.; Covington; Arts and Sciences; Magna Cum Laude Van Cleve, Philip J.; Covington; Arts and Sciences; Magna Cum Laude Walton, Kelsey R.; Covington; Arts and Sciences; Cum Laude Wilson, Sonja M.; Munford; Architecture and Design; Magna Cum Laude Wooten, Jeremy A.; Atoka; Educ, Health, Human Sciences; Magna Cum Laude Young, Emily N.; Covington; Arts and Sciences; Summa Cum Laude

The Bells of Christmas chime at Atoka Elementary School Every time a bell rang, an angel received his or her wings at Atoka Elementary School on Tuesday night, Dec. 13.

The Fifth Grade Honor Choir, comprised of over sixty students, presented their Christmas musical in a concert to friends and family in the school’s gymnasium.

The storyline followed three apprentice angels as they attempted to gain their wings by locating songs that had the word “bell” in them. They travelled to Colorado, Mexico, California, Whoville, and Graceland before their journey landed them at

Atoka Elementary School’s choir concert.

H i g h lights inc l u d e d Gabriel Johnson as Elvis singing, “Santa, Bring My Baby Back to Me,” two up-tempo versions of “Jingle Bells,” and the “Grinch Medley.” Lexi Reese portrayed a student whose father was away in the army and sang the plea, “Bring Him Home, Santa.” The musical was written and directed by music teacher, Peter Simons.

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Tipton County Schools are now securing bids for Computer Support Services.

Requirements for this position include: teaching certification in the state of TN for grades K-12; general classroom computer experience; network experience, including both LAN and WAN settings; experience with both Macintosh and Windows platforms; extensive technology training (A+, Accelerated Reader, word processing, using the Internet, integrating technology, etc.) with both platforms; installation and maintenance experience for both platforms; server installation experience. Anyone submitting a bid must have a minimum of five years continuous experience in the educational environment.

Bids are due by 10a.m., Friday, January 27, 2012, and should be sent to the attention of Marty Becton, Tipton County Schools, 1580 Highway 51 South, Covington, TN 38019.

The Tipton County Board of Education reserves the right to reject any and all bids.

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A11.indd 1

1/11/12 5:02:27 PM

A12 • Thursday, January 12, 2012 • THE LEADER

www.covingtonleader.com

Community Events The Community Calendar is a free service offered by The Leader.

We make every effort to include all submissions for this section, however these items are printed as space becomes available.

To guarantee your event to be in the paper would require paid advertising.

A complete list appears in the Community Events section on our web site, www.covingtonleader. com

January 7 – February 3 The Tipton County Museum Veterans Memorial and Nature Center will be closed from Jan. 7 to Feb. 3, 2012 in preparation for the opening of a new exhibit called Common People in an Uncommon Time – The Civil War Experience in Tennessee.

January 14 The Frazier Alumni’s Best of the Best gospel program will be held on Saturday, Jan. 14, at 3 p.m. at the alumni building. Donation is $5 in advance or $7 at the door. Performers include Esther Clark, Rev. Marie Bonds, Ernestine Sherrill, the Adams Family, the Dowell Singers, the voices of Canaan Baptist, plus several male choruses.

The

Historic

Ruffin

Theater will be holding open auditions for Cinderella, the classic fairy tale of a young woman who finds her prince and lives happily ever after with the help of a fairy godmother. This is an extended cast version, so there are many parts. All ages are welcomed for auditions. Auditions are Jan. 14 at 4 p.m., Jan. 15 at 2 p.m. and Jan. 16 at 6:30 p.m.

January 16 Collins Chapel Christian Methodist Episcopal Church, 303 W. Ripley Avenue-Covington, will sponsor the Dr. Martin Luther King Day Community Program on Monday, Jan. 16. The program begins at 11 a.m. Lunch will be served immediately following the program. Speakers are Commissioner Quincy Barlow and Ms. Pamela Marshall of Memphis Area Municipal Governments.

Minister J. B. Leverette is program chairperson and Rev. A. T. Leverette is church pastor.

For more information, email rfltipton@att.net January 19 The NARFE (National Active & Retired Federal Employees) Association, Chapter 1382 meeting will be held at noon, Thursday, Jan. 19 at Old Timers Restaurant in Millington. The guest speaker will be Olen M. "Mac" Bailey, Jr. from the Bailey Law Firm. He will speak about estate planning, elder laws and probate. For more information, call Carolyn Cribbis at 413-7123.

January 21 The Brighton Dixie Youth Baseball will hold its annual meeting on Saturday, Jan. 21, 2012 at 10 a.m. at the Brighton Senior Center (behind the gym at the old Brighton High School. Call (901) 581-9744 for more information.

January 26-March 8 The Alex Haley Museum & Interpretive Center presents We Shall Not Be Moved, an exhibit honoring the 50th anniversary of Tennessee’s Civil Rights sit-ins. The exhibit will run from Jan. 26 to March 8, Tuesday –Saturday from 10 a.m. to 5 p.m. An opening reception will be held on Sunday, Jan. 29 from 4-7 p.m.

For more information call (731) 738-2240 February 4 The board of the Miss Tipton County Scholarship Pageant is proud to present the Little Miss Tipton County, Miss Junior Teen Tipton County, and Miss Teen Tipton County pageants. The pageants will be held on Saturday, Feb. 4 at Brighton Middle School. Little Miss Tipton County will begin at 3 p.m. and the Junior Teen and Teen pageant will be at 7 p.m.

Please check the Miss Tipton County Facebook

for more information and the application or email Ms. Mary Gail Elam at mgail00@hotmail.com.

You may also obtain an application at Past Times on the square in Covington. The deadline to enter is Jan. 21.

The Tipton County Museum, 751 Bert Johnson Ave., Covington, will present its 14th annual Successful Gardening series during the month of February beginning with “Plant Propagation” on Feb. 4 at 10 a.m.

Guest speaker will be Tom Mashour and special guest Evelyn Talada, plant propagator for the Memphis Zoo. $5 per person, free to museum members. Refreshments will be served.

February 11 Charleston Volunteer Fire Department, located at the corner of Davis Rd. and Highway 179, is having their annual Valentine’s steak supper, Feb. 11 from 4:30 to 8 p.m.

Cost is $15 for ribeye steak, baked potato, salad, Texas toast, dessert, tea and coffee. For more information contact Julie at (901) 626-0565.

The second program in the Successful Gardening series, presented by the Tipton County Museum, 751 Bert Johnson Ave., Covington, is “Roses!” on Feb. 11 at 10 a.m. Guest speaker will be Don Wear, master consulting rosarian. $5 per person, free to museum members. Refreshments will be served.

January 17 Relay for Life 2012 kick off will be held on Jan. 17 from 6-7 p.m. at Genesis Church, 340 McLaughlin Atoka. A gift basket drawing will be held at the end of the kick-off.

BEER NOTICE The following has made application for a license to sell beer for off premises consumption in Tipton County: Individual Name: Zengshan Kang Business Name: KW Grocery The Business is located at 2980 Randolph, Burlison, TN 38015 and the nearest church is Bright Hill Baptist situated approximately 5,808 feet from the establishment, which is on the south side of Randolph Rd. A hearing will be held on this application Monday, January 23, 2012 at 10:00 a.m. in the office of the Tipton County Executive, Jeff Huffman.

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1/11/12 3:19:36 PM

section

THURSDAY, JANUARY 12, 2012 www.covingtonleader.com

It's raining wins

Lady Cougars perfect halfway through district schedule

By JEFF IRELAND jireland@covingtonleader.com Before the Lady Cougars' District 13AAA showdown Friday night at home against Hardin County, Munford coach Steve Poindexter asked his team what they were going to do when it stopped raining.

Well, it never really stopped.

Shaliyah Wiggins and Kierra Richardson each “rained” in multiple 3-pointers as Munford jumped out to an early double-digit lead en route to a convincing 64-47 win.

With the victory, Munford (10-6 overall, 4-0 District 4-0) handed Hardin County its first district loss of the season and remained perfect halfway through the league slate.

When Wiggins and company weren't knocking down 3's, Robneisha Lee, who led all scorers with 18, was scoring in the paint.

“Before the game coach asked us if it's not raining, how are we going to score?”

Lee said. “So I just took it to the basket.”

Richardson and Wiggins each hit a pair of 3-pointers in the first half help the Lady Cougars build a 25-15 halftime lead.

As the third quarter clock wound down under three minutes, Alex Turner and Wiggins hit back-to-back 3-pointers as Munford's lead ballooned to 36-19.

Hardin County managed to trim the lead to seven points midway through the fourth quarter, but Munford finished strong and didn't allow the Lady Tigers to get any

closer.

“Obviously I'm happy to be 4-0,” Poindexter said. “If we take care of business night in and night out, we'll be number one (in the district). Still, night in and night out, anybody can beat us.”

Munford made seven 3-pointers, one more than its average of six makes a game.

Hardin County went to a 2-3 zone midway through the first quarter, but didn't stay in it very long.

“I wasn't surprised,” Poindexter said. “I knew they were going to mix up their defenses … Our players have the green light (to shoot). All I'm asking is if you're going to shoot 3's, go rebound.”

Wiggins finished with 15 points for Munford and made three 3-pointers. Kierra Webb added 13 and Richardson finished with 11.

The team was playing without key contributors Tara Comer and Tamara Moore.

Comer missed the game for personal reasons and Moore was out with an injury.

It didn't seem to matter as Munford took over sole possession of first place in the district.

“It feels good,” said Lee. “We haven't been 4-0 in a long time.”

“If there's a target on our back, that's something new,” Poindexter said about idea of the being the team to beat in the district. “We're not to the point yet where teams all around West Tennessee respect

SEE MHS, PAGE B2

Munford forward Robneisha Lee powers her way to the basket against Hardin County Friday night at home. Lee scored 18 points as Munford won, 64-47, to remain undefeated in district play. Photo by Jeff Ireland

Depleted Cards fall to Dyer

Chargers on top in 13-AA

By JEFF IRELAND jireland@covingtonleader.com

By STEVE HOLT sports@covingtonleader.com

Friday night's Dyer County-Brighton boys basketball game was supposed to be a showdown between two of the best duos in the area.

It didn't work out that way.

Brighton point guard Jonathan Stark injured his foot early in the season and hasn't played in weeks. Demetrius Dyson, the Cards' leading scorer, injured his knee last week and also missed the game.

The Cardinals hung with the Choctaws for a while, but Fred Yarbrough and Robert Hubbs eventually led Dyer County past Brighton, 89-77, in front of a huge crowd.

After falling behind 16 points midway through the third quarter, Brighton rallied to trim the lead to 69-63 with 6:37 left on a 3-pointer by Demarius Adams.

But a 17-6 Dyer County run followed and put the game out of reach.

The win put the Choctaws (16-1 overall, 4-0 District 13-AAA) into first place in the district and dropped the Cardinals (10-6, 3-1) into second.

“Playing without our full arsenal, I was proud of our team for fighting and hanging in there,” said Brighton head coach Daryle Rogers, who is in his first year at Brighton.

The game was full of runs on both sides.

minutes of the half to trim the lead to two points. Yarbrough scored with one second left in the quarter to give his team a 44-37 advantage.

Hubbs led Dyer County with 28 points and Yarbrough added 20. Jamaal

The Chargers sit atop District 13-AA after stretching their regular season district record to 23-1 since the start of the 2010-11 season with two more wins over Milan and Crockett County during the past week.

The Milan win on Tuesday was a walkover on the scoreboard, 69-31.

The Chargers (12-5 overall, 7-1 district) let Milan hang around in the first half with sloppy play, committing eight of their 13 turnovers in the game and 5 of 16 from the free throw line.

They clamped down on defense after the break, allowing the Bulldogs (2-10, 0-7) just nine points while forcing 14 turnovers.

CHS’ Jawan Alston led the scoring with 13 points. Devione Drain added 12 and Adrian Frost 11 for the Chargers.

The Bulldogs committed 29 turnovers and shot 67 percent from the line. Covington had 13 turnovers.

Friday’s contest with Crockett County, a 64-53 CHS victory, was much more competitive. The teams were tied at 16 after the first quarter and the Chargers had to claw their way to an eight-point halftime lead with two late baskets in the second.

The Chargers trailed by as many as four points on three occasions before

SEE BHS, PAGE B2

SEE CHS, PAGE B2

Brighton's Lorenzo Hunt gets a shot over Dyer County's Robert Hubbs during action Friday night in Brighton. Dyer County won, 89-77. Photo by Jeff Ireland

Kameron Foster hit a 3-pointer for Brighton with 3:29 left in the second quarter to give his team a 29-28 lead, but Dyer County answered with an 8-0 run.

Foster hit another long ball and Tony Brooks added another in the closing

BHS grapplers place at Trojan Invitational

Rice, Boddie make first trip to podium

By JEFF IRELAND jireland@covingtonleader.com Brighton wrestlers Devon Rice, Essex Ramsey and Darrell Boddie all placed in the Trojan Invitational last Saturday at Millington Central High School.

It was the first trip to the podium for Rice and Boddie, both juniors.

Rice, who wrestles in the 120-pound weight class, started the day off slowly with a loss to Little Rock Central’s Andrew Webster in the first round. In the consolation bracket Rice came on strong, pinning MUS’s Srujan Jampana in 38 seconds and Kingsbury’s Darien Huggins in 1:05.

In the third and fourth place final, Rice fell again to Webster to earn his first medal of the year, placing fourth in the tournament.

At 126 pounds, Boddie went on a run

B1-sports.indd 1

himself, pinning Memphis Academy of Health Science’s Christian Harris in 2:31 of the first round. In the second round Boddie earned a forfeit over Kingsbury's Jardarius Austin. In the semifinals, Boddie pinned Bartlett’s Braun Stephens in 53 seconds.

In the championship finals, Boddie faced Little Rock Central’s John Lueken.

It was touch and go before Lueken caught Boddie and pinned him in the second period at 3:23, giving Boddie his first second place finish of the year.

Ramsey dropped a weight class, coming down from the 182 to 170.

He also started the tournament strong with a pin over Little Rock Catholic’s James Chambers in 2:31. In the second round Ramsey had his hands full with Southwind’s Dreyvon Mitchell, winSEE WRESTLERS, PAGE B2

Darrell Boddie (top) takes on a Collierville wrestler during action last week at Munford High School. Boddie lost this match, but took second on Saturday at the Trojan Invitational. Photo by Jeff Ireland

1/11/12 1:18:58 PM

B2 • Thursday, January 12, 2012 • THE LEADER

Sports Shorts

The 2012 Tennessee Baseball Coaches Clinic will be held Jan. 27-29 at the Cool Springs Marriott in Franklin. This year’s clinic looks to be one of the best in the South with legendary coach Skip Bertman from LSU headlining the speaker list. Also on the agenda is new Tennessee head coach Dave Serrano, Carson Newman coach Tom Griffin, Vanderbilt Assistant Coach Larry Day, former Detroit Tigers

catcher Lance Parrish, Greg Dennis from Chattanooga State Community College and Clay Greene from the University of Memphis. High school coaches include Tommy Pharr from Christian Academy of Knoxville and Mark Pickle of Columbia Central.

www.covingtonleader.com rainbow trout.

Trout were released on Dec. 15, with a second release scheduled for Jan. 19.

The trout measure between nine and 13 inches.

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Continued from B1

“I’m pleased with the effort today. We entered only seven wrestlers, half of a full team,” said Brighton coach Larrick Johnson. “The guys really wrestled well, and that’s something we can build on as we begin our home matches this month.”

Brighton will host Fayette Academy today at BHS before taking on Southwind Jan. 17 at MHS. Bartlett and Bolton come to town for senior night on Jan. 19 at Brighton Middle before the Cards finish up the regular season with Kingsbury on Jan. 24 at Brighton.

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WRESTLERS ning the match 17-15 in overtime.

In the finals, Ramsey fell to host Millington Central’s Devante Robinson in the first period, also getting caught and pinned at 1:15.

Ramsey is no stranger to the podium, having placed earlier this year at Houston’s Black Horse Tournament.

Cardinal sophomore Matt Bargery (113) went 1-2 on the day and junior David Hardee (145), a Munford student, and sophomore Travis Malone also finished 1-2.

Brighton placed seventh out of 12 schools with 71 team points.

A catch limit has been set for seven trout per person with no minimum length limit. Catch and release is not permitted.

BILL MCGOWAN Bill McGowan & Co. Final Standings

SEATON ENNIS Patriot Bank

JEFF IRELAND The Leader

Alabama vs. LSU

Alabama

Alabama

Alabama

West Virginia vs. Clemson Kansas St. vs. Arkansas

Clemson Arkansas

Clemson Arkansas

West Virginia Kansas St.

Michigan vs.Virginia Tech

Michigan

Michigan

Michigan

Northern Ill.

Arkansas St.

Arkansas St.

SMU vs. Pittsburgh Falcons @ Giants

Pittsburgh Giants

Pittsburgh Giants

Pittsburgh Giants

Bengals @ Texans

Texans

Texans

Texans

Arkansas St. vs. Northern Ill.

Lions @ Saints

Saints

Saints

Saints

Steelers @ Broncos Last week’s record

Steelers 7-3

Steelers 6-4

Steelers 6-4

OVERALL RECORD

122-48

117-53

118-52

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Downhome Banking The Way It Should Be!

MHS

Continued from B1 us.”

In boys action, Munford (7-8, 1-3) jumped on Hardin County early in a 60-46 league win.

Anton Smith made things happen early for the Cougars.

He hit a pair of 3-pointers and converted a 3-point play in the first half, scoring 13 of his game-high 21.

Antonio Moore and Trey Mills each hit 3’s in

the first half too as Munford took a 36-23 lead into the locker room.

“We had a really good week of practice,” said Munford coach Tim Halford. “I think we’re better than we were at this point a year ago. We’re playing harder and we’re playing better.”

Munford returns to action Saturday at home against Millington in a non-district game.

BHS

Continued from B1 Ahmad finished with 24.

Tony Brooks and Eddie Middlebrooks led Brighton with 17 points each.

Ricky Foster, who had sit much of the second quarter with foul trouble, finished with 14 points.

Kamron Foster scored nine.

“We knew somebody had to win and somebody had to lose,” Roger

said. “We’ll play them hard next time. This is our first district loss and it came to one of the top teams in the state.”

Rogers said he expects Dyson and Stark to return at some point this season.

Brighton returns to district action Friday night at home against Hardin County.

CHS

Continued from B1 the break, prompting some vocal encouragement from the CHS bench. It paid off for a while.

Covington roared to an early 16-point, third period lead, only to see the Cavaliers (8-9, 4-4) go on an 11-0 run to narrow the margin to five points before Shelton Lyons stopped the bleeding with, oddly enough, two free throws. Crockett would get no closer.

The Chargers were a woeful 16-of-32 from the line in the game, which allowed Crockett to stay in it. The Cavaliers could give free throw lessons, hitting at an 82 percent clip. Turnovers made the difference with CHS forcing 26 while giving it up only nine times themselves.

Adrian Frost and DeMarcus Seaberry led CHS in scoring with 13 points each with Seaberry popping in 4 of 6 from beyond the arc. Devione Drain added 11 for CHS, which hit nine three pointers in the game.

William Edwards led the Cavs with 26 points.

CHS hosts Haywood tomorrow night, seeking revenge for their only district loss this year, before playing at South Gibson on Jan. 17.

In girls action: The Lady Chargers posted two district wins to open the second half

B2.indd 1

of the season last week, allowing them to remain in a tie for second place in District 13-AA. Both were blowout wins that featured hardnosed defense from CHS (12-5 overall, 7-1 district) and a willingness to share the ball and scoring load.

Tuesday’s win over Milan (3-11, 1-6), a 64-13 mauling, was so complete and dominating that Milan’s head coach came to the scorer’s table early in the fourth period and, twice, with arms raised to the heavens, loudly implored Covinngton coach Dion Real to call off the press after Real had inserted the very end of his bench.

Milan managed just three baskets from the floor and seven points from the line and committed 22 turnovers.

CHS’s Precious Harvey led all scorers with 15 points.

Friday’s 55-26 victory over the Crockett County Lady Cavaliers (1-16, 0-8) was much the same as Tuesday’s game.

The Lady Chargers held Crockett to single-digit scoring in each of the first three periods while running out to a 30-point halftime lead.

Precious Dyson topped all scorers with 11 points.

Leshundra Somerville had another good outing with 10.

Expires 02-01-2012

1/11/12 1:20:23 PM

THURSDAY, JANUARY 12, 2012 ▪ B3 www.covingtonleader.com

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Community or Chaos: The Danger of Doing Business as Usual

Highway 51 South Covington Tn. 476-2240

The life and times of Reverend Dr. Martin Luther King, Jr. reflects the Black Church and Black people at their best. We are all proud of his academic and social accomplishments. Unfortunately, generations born after 1968, only know of him through stories told be others, through books, through electronic media. Sometimes, it seems that Dr. King’s life work makes him appear larger than life. Particularly when contrasted with the leadership styles we see on the national and local stage today.

We are in an era of people first asking what’s in it for me, versus asking what’s in it for my people.

In these days and times, people does not understanding the meaning of commitment to the liberation struggle? People vacillate from developing a deep sense of true meaning. King would suggest, “If you don’t have anything to die for, you will fall for anything.”

Dr. King was a real person. He was authentic in every way. Human fears, frailties, and faults, but God used him in a mighty way to remind all of us what a mighty God we serve. His life and times were tied to the church. While he may have received a (B-) in his homiletics’ class, he is credited as being one of the greatest preachers of all time. His sermon, “I Have a Dream” is one of the most repeated oratorical presentations of all time.

Dr. King was a real person. He frequented Baltimore. I’m told he shared in discussions in our own Harvey Johnson Center. That’s no surprise to me because he and Gus Adair where childhood friends.

Gus would call him Mike King.

Dr. King and Rev. Dr. Logan Kease where good friends. Dr. Kease and Rev. Dr. Baxter Matthews were also good friends. The network of Civil Rights was connected to the Black Church.

Any true student of Civil Rights knows the movement flows through Baltimore, this community, and this church. Dr. King knew that and all across the country religious leaders understood that the prototype for the civil rights movement had been developed here in Baltimore.

June 22, 1885 – The pastors of Union Baptist Church, Rev. Dr. Harvey Johnson, Sharon Baptist Church, Rev. Dr. William Alexander, Trinity Baptist Church, Rev. Waller and others form the Mutual United Brotherhood of Liberty of the United States of America.

This puts structure in the Civil Rights Movement. Frederick Douglas, growing up in East Baltimore, and later attending Sharp Street Methodist Church knew that. Baltimore’s contribution to the Civil Rights Movement is largely unknown because we have not told Union’s story.

Nevertheless, I recognize that God used Rev. Dr. Martin Luther King, Jr.’s life to keep us from every forgetting the move of God’s hand in America.In 1967 as Black Power forces began to impact the non-violence perspective of the Civil Rights Movement, Dr. King wrote a powerful analysis of the conditions of that day in his book: Where Do We Go From Here: Community or Chaos?

This book should be mandatory reading for every African-American man, woman and child. Dr. King analyzes Black Power: 1) Cry of disappointment 2) Call to black people to amass the political and economic strength to achieve their legitimate goals.

3) Call to pool black financial

resources to achieve economic security.

4) Psychological call to manhood.

Dr. King focused us on the “basic and primary tasks of liberation: 1) To organize our strength into compelling power so that government cannot elude our demands.

2) To subordinate programs to studying the levers of power.

3) He describes the forces of power as ideological, economic and political.

Dr. King challenged us to realize that liberation as an ideological soul force was rooted in Biblical and religious thinking and was crystallized if properly understood in the life of Jesus Christ. Promoting the theology of love gave us the ideological edge in the world of ideas.

Dr. King wanted us to know that not owning land was tantamount to misunderstanding the quest of the Hebrew people to possess Canaan land. Some of our time has to be placed on gaining economic equity. If we are 30% of the population we should have 30% of the economy, he suggests.

That’s why its tragic to think that in the State of Maryland with the unemployment rate at a little under 5% why our community has a unemployment and those not in the labor force rate of 55%.

He also let’s us know that our soul power must result in political power. People favorable to our interest must be elected to political offices. People unfavorable should be voted out. He did not distinguish on the basis of color.

Finally, he informed us that we as Black people are world citizens.

We have a significant place in the World House.

Some of you may know that Alvin Jr. after completing his undergraduate education, returned to study for a MBA. He called me after his first class to tell me that there where a total of 19 students in the class. He said six of the students where from Germany and 12 of the students where from China.

Remember there are only 19 students in the class. 18 from out of the country and him.

Because we are occupants of this world house, Dr. King reminds us that we are world citizens.

Dr. King sought to create the Beloved Community, an all embracing fellowship of unconditional love.

The question is still on the table: Where do we go from here: Community or Chaos. I would argue that we must recognize the Danger of Doing Business as Usual.

If we are honest with ourselves we are not moving towards the Beloved Community. We are moving towards chaos.

We’ve slipped backwards. Our families are being challenged.

Our churches are under assault.

Our communities are in disarray.

Our children are dropping out of school in surprising numbers. A way of violence is the norm. Disparities in health care. Economic inequity. Schools are places of institutionalization instead of places of liberation. The very fabric of our communal way of life is being ripped apart. We are distance in our dealings. We are apathetic to human suffering. We have lost of voice of advocacy. We have become disrespectful to our elders.

We are moving rapidly towards chaos because we have resorted to business as usual.

Please allow our text to inform us: John is now writing about the period of Jesus time on earth after the resurrection. This period is important because it gauges the reaction

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of his disciples to the impact of his ministry while on earth. They had seen hungry people feed. They had witnessed the lame to walk. They participated in the ministry of reconciliation. How many times do we forgive Jesus – seventy times seventy? They where there.

They saw the President sign a voting rights bill. They attended college and universities whose doors had previously been shut tight. They worked in job settings that they did not know existed. We where there.

A close examination of the actions of the disciples in this text outlines for us the danger of returning to business as usual.

You have Simon Peter, who earlier had been given the keys to the kingdom of heaven. Who had been asked by Jesus, do you love me – then feed my sheep and feed my lambs.

Who had cut off the ear of a soldier who threatens Jesus. Simon Peter who walked on water to come to Jesus. Simon Peter says to the disciples, “I go a fishing.”

1) The first danger in returning to business as usual is that you will miss your mission. a) When Jesus entered into the life experience of Simon Peter and changed his name. He told him that you will become fishers of men. His mission was not to fish for fish, but to fish for men. We have had this tremendous witness of Dr. King and others in the Civil Rights movement, but yet we have abandoned the bridge that bought us across. We have missed our mission and gone fishing. b) Our intellectual acumen is not being applied to our liberation struggle. We are wasting our talent and resources on unproductive ventures.

2) Second you will see that while they are spending there time all night long fishing. They catch nothing. It is not until Jesus comes and he tells them to cast their net on the right side of the boat do they catch any fish. And after they do what Jesus says they find that they catch more fish than ever before. When they come to the shore to be with Jesus they find that he already has a fire, some fish, and bread. Which means is what they where fishing for, looking for, searching for – Jesus already had.

The second danger in doing business as usual is that you will miss your miracle.

3) That’s why the pre-exilic prophet would say that I look to the hills from which cometh my help, may help cometh from the Lord. We don’t pray enough. We don’t study God’s word enough.

We have gone fishing.

4) The danger of doing business as usual is that you will miss your mission; you will miss your miracle.

5) Finally, you will notice that Jesus who had been with them all the way. Jesus who is the Master of the Sea. The Lilly of the valley the bright and morning star. Jesus who is the great Shepard, the way the truth and the life, appears to them again, and they do not know that it is him.

6) The final danger in doing business as usual is that not only will you miss your mission, not only will you miss your miracle, but you will also miss the master.

Hathaway Sr. is the pastor of Union Baptist Church in Baltimore, Md. Among many other activities, memberships and duties, he authors daily inspirational messages entitled, “Daily Walking, Working and Winning

by God’s Word” at www.alhathaway. com.

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THURSDAY, JANUARY 12, 2012 ▪ B5 www.covingtonleader.com

The 'real' bridegroom

By PASTOR THOMAS E. CHRYST Associate Pastor, Grace Lutheran Church, Racine, Wisc.

Jesus first miracle seems unplanned. It happened at a wedding, at the request of his mother.

There was no pressing need, except the possible embarassment of a host that hadn't planned for enough wedding guests. One commentator (Bo Giertz) describes it this way: ...Let us ponder the reason behind Jesus' miracle: a small irritating mishap threatening a respectable Galilean family with great shame. This Sunday in the Church Year used to be called "Home Sunday" because it emphasized Jesus' relationship to our home life and how we immediately see what Jesus has to do in our homes. He is there--even during the trivial annoyances of everyday life. Christ descended into our everyday life when He became man. This is how He really shows us who He is. His glory is revealed to us not only on the Mount of Transfiguration, but as a helper and a friend at the very center of every day's prosaic reality.

Rightly understood, however, we see our Lord God as providing all the wine and food for every banquet, all the daily bread of life.

So is it really a surprise that Jesus would tend to such an important detail?

But the significance of this miracle is even deeper, as it serves to help answer our Epiphany question, “who is this Jesus?”. We've already heard with the Wise Men that he is the one born King of the Jews. The angels announced him as “A savior, Christ the Lord”.

God himself adds to the growing picture at Jesus baptism, “This is my Son, with whom I am well pleased”. And now this little miracle at the beginning of his ministry gives us another picture and pointer of Christ's identity. He is the true Bridegroom.

After all, it was the bridegroom

at the wedding that was responsible to take care of the guests. Here Jesus, by providing the best wine himself, shows that he is the True Bridegroom, even if it wasn't his wedding.

Scripture, even from the Old Testament, uses the metaphor of marriage to teach us our relationship with God. In Jeremiah 31, God laments that the people “broke my covenant with them, though I was a husband to them”. The nation of Israel as a whole, and the individual sinners within it are described as adulterous. They pollute and disdain the true and proper relationship to God by following after and “having affairs” if you will with all sorts of false gods.

And we are no different. Our sins, of commission and omission, of thought, word, and deed, are a turning away from the true Bridegroom to some other, lesser, lover.

When we, the bride of Christ, his church, do anything other than His will, we break the marriage bond and adulterate ourselves, and our relationship with him. When we, as a body, or as individual members of the body, do what we know is wrong, we forsake and divorce ourselves from him – it's a terrifying place to be.

But he is a forgiving husband, a loving bridegroom. His patience surpasses any human husband, his love is greater and deeper. He lays down his life on the cross to save the marriage, to save his people forevermore. He takes us back, time and again, with a forgiveness that is hard to imagine. Calling us to turn away from our false loves, and receive him our true love, according to his grace.

Our bridegroom, Jesus. He asks his mother, “why do you involve me, my time is not yet come?” But he responds to the requests and needs of his people.

His hour of glory was still on the horizon – his glorification at the cross, and his final coming in glory. But here in his first sign Jesus points forward to other miracles

Church Bulletins Church bulletins, the section where we will share news briefs and church-related events, will run when space is available. To submit something to this section, call Echo Day at 901-4767116 or send an email to eday@covingtonleader.com.

January 16 Collins Chapel Christian Methodist Episcopal Church, 303 W. Ripley Avenue-Covington, will sponsor the Dr. Martin Luther King Day Community Program on Monday, Jan. 16. The program begins at 11 a.m. Lunch will be served immediately following the program. Speakers are Commissioner Quincy Barlow and Ms. Pamela Marshall of Memphis Area Municipal Governments.

Minister J. B. Leverette is program chairperson and Rev. A. T. Leverette is church pastor.

January 22 Bethel Church, 25 N. Tipton St., Munford, will be conducting Community Prayer on Jan. 22, beginning at 4 p.m. Services

are open to all denominations.

January 28 The men of Central Christian Church, 400 S. Maple St., Covington, will be hosting a chili supper on Sat., Jan. 28 at 6 p.m. in the Fellowship Hall.

It’s a come and bring a friend or two occasion so come and enjoy the food and fellowship.

January 29 Central Christian Church, 400 S. Maple St., Covington will host their 5th Sunday Singspiration on Sunday, Jan. 29 at 6 p.m.

Everyone is invited to hear The Finchers on Sunday night, Jan. 29 at 6 p.m. at Garland United Methodist Church. The church is located 1613 Garland Drive in Garland. Garland United Methodist Church Sunday School begins at 9:45 a.m. each Sunday morning followed by Worship service at 10:45 a.m. Sunday evening at 5:00 p.m. is a study of "The Purpose Driven Life". Wednesday

Send your church news briefs to news@ covingtonleader.com for inclusion in our weekly events calendar. These items are run only as space is available.

to come, and to the final feast of celebration at the consummation of all things.

The feast – we sing about it. “This is the feast of victory for our God”.

We pray about it, “a foretaste of the feast to come” the “marriage feast of the Lamb in his kingdom which shall have no end”. We look forward to that day, that final day, at his second coming, when the Bridegroom brings all things together and fulfills his plan. When the dead are raised, and his people are judged righteous on account of him. When we enter into our eternal rest and celebrate the final victory.

Revelation gives us a picture of the final bride – the holy city of Jerusalem – adorned for that celebration. It stands in contrast to Eve, the first bride – who was ashamed of her sin and nakedness. The final bride – the entirety of God's people – we are adorned with the very glory of God. So today, like every Sunday, we celebrate the wedding. We have a foretaste of the feast to come. And the Bridegroom who provided the wine at Cana, provides the bread and wine at the altar. The same Jesus who in miraculous fashion caused the creation of the best wine – he causes, by his word, the sacramental reality of his presence for our blessing. His true blood and true body, here for us. Not for our mundane needs, but to rid us of guilt and shame and sin. His feast for his people, his love for his bride.

Turning water into wine is a mighty wonder. But forgiving our sins is the greater miracle. As you come to the feast today – all you who hunger and thirst for righteousness – bring your infidelities and unfaithfulness, and receive his everlasting forgiveness, his eternal life, and his sure salvation.

He is the true bridegroom, and we are his true bride forever. In Jesus Christ, Amen.

9:30 a.m. Sunday Morning worship 10:45 a.m. and Sunday Evening worship at 6 p.m. Youth and adult Bible Study meets every Wednesday at 6 p.m. at 400 S. Maple Street.

Fellowship Bible Church, Hwy 59 W. in Burlison, will be hosting a fundraiser and a singing on Jan. 29. They are preselling dinner plates for $7 which includes: ham, whitebeans, potatoes, slaw, drink and dessert. To pre-order plates, please call 484-8950.

Plates can be picked up at 4 p.m. on the 29th and our singing starts at 6 p.m.

Ever wondered about the Bible's mysteries? Every first and third Sunday, St. Matthew's Episcopal Church discusses them through the American Bible Society's Inside the Mysteries of the Bible: New Perspectives on Ancient Truths series.

Class begins at 9:15 a.m. each Sunday (free coffee, movie and discussion included). Youth Sunday School and worship services begin at 10:30 a.m. You are invited to attend.

Central Christian Church Sunday school starts at

Gateway Baptist Church will meet each Tuesday at 6:30 p.m. for Celebrate Recovery, a program designed to share experience, strength, and hope in overcoming life’s hurts, hang – ups, and habits where anonymity is a requirement. If you have any questions, please call 901-837-8087.

Dunlap Retirement Center 24 hour staff

“Independent living with a helping hand”

1495 Dunlap Orphanage Rd., Brighton Office: (901) 476-7014 Kathy Keiter www.dunlapretirecenter.org Director

RENE’S HOME CARE

Personal, in-home care for seniors Daily and weekly services • Short or long-term care

866-225-7214

www.reneshomecare.com

Covington Memorial Gardens, Inc. "To Better serve Humanity"

Landon B. Yarbrough - President 1701 Hwy. S. Covington Obituary Line: 476-9753 • Fax line: 476-1349 476-9778

McBride Stitt & Williams Insurance and Wealth Management

BUSINESS • HOME • AUTO • FARM • LIFE • HEALTH Tel: 901-476-7137 • Fax 901-476-3560 Securities offered through LPL FINANCIAL, member FINRA/SIPC

Tipton County Gun Trader 1015 B Hwy 51 North • Covington, TN

(901)476-0607 Jay Ridings Cell: 619-5991 John Evans Cell: 201-9426

Toy Chest Preparatory Daycare & School Age Tutoring

718 Douglas St. Covington, TN

(901) 605-8637 (901) 313-9282

NOW REGISTERING!

Steven Newman - Manager 2054 Highway 51 South • P.O. Box 189 Covington, TN 38019-0189 Office: 901-476-4936

Wooten Tractor Co.

2031 Highway 51 South • Covington , TN 38019

Phone : 476-2631 WOODS

SALES & SERVICE

FIRST BAPTIST CHURCH 5010 West Union, Millington, TN 38053 901-872-2264

Sunday School 9:00 am & 10:30 am Sundayy Worshipp 9:00am,10:30am,6:00 pm Wed. Services - 6:30 pm

TV Broadcast on Millington Cable Sunday's 10 a.m. & 9 p.m.

FFirst Utility District Tipton County “Natural Gas is Best” Phone 901-476-9525 901-476-0714

Whitley & Hughes Family Eye Care Modern eye care with a hometown commitment!

312 South Main St. Covington 476-8614

68 Doctors Drive Munford 837-0188

3080 Hwy. 51 S. Covington TN 38019

476-8500

Atoka Fitness Center

Memberships as low as $15 a month!

101 Wesley Reed • Atoka, TN 38004

(901) 840-4900

TUESDAY NIGHT SPECIAL Reg. Hamburger #1 & #2 1/2 pprice 5p.m. - 11 p.m.

Open Sun - Thurs.

9 a.m. - 11 p.m.

Fri - Sat. 9 a.m. midnight 710 Hwy.51 N. Covington 476-1307

FRED'S

Covington SUPER DOLLAR STORE Munford 837-2000 476-3364

RL COULSTON & SONS Building Supplies / Contractor Covington, TN

476-9718

This Devotional & Directory is made possible by these businesses who encourage all of us to attend worship services

Keep you loved one home instead of a nursing home

0 89 1 ce Maley - Yarbrough Funeral Home Inc. Sin

476-4000

Hwy. 59W. and Bringle Road

night is Family Night.

Dinner is served at 5:30 p.m. followed by Bible study classes for children and youth at 6:00 p.m. and adults Bible study at 6:30 p.m. Come and join us.

ON-GOING Teachers needed Teachers are needed for Sunday school classes at the Tipton County Correctional Facility on Sunday afternoons at 2:303:30; six male teachers and two female teachers are needed. If you’re interested in volunteering, call 901-475-1403 or 901277-8769.

"A Affordable & Accommodating"

Check Advance • Jewelry • Title Loans

Pawn Shop 14382 Hwy. 51 S.

Atoka, TN 38004 (901)837- Cash (2274) • (Across from 51 furn)

DAN PICKARD OWNER MICAH FULCHER MANAGER

Homer Skelton

9030 Hwy 51 N. • Millington

(901) 873-FORD (3673) www.millintonford.com

Hometown Medical Services, LLC

Make Your Pet’s Grooming Experience a Pleasant One

111 Munford St. South • Covington, TN 38019 901-476-9996 • 901-476-9986 Fax Alan Hopkins, Msn, Rn, Cs, Acnp

PET SALON

(901) 476-3386

Linda B. Mills

Cell (901) 489-5559

THURSDAY, JANUARY 12, 2012 � B7 www.covingtonleader.com

SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MAY 28, 1999, executed by EDDIE J. JOYNER JR. (A/K/A EDDIE JOYNER, A/K/A EDDIE JAY JOYNER, JR.) AND CHRISTIAN E. JOYNER (A/K/A CHRISTIA JOYNER, A/K/A CHRISTIAN SAMPLES JOYNER), HUSBAND AND WIFE, to JERRY DUPRIEST, Trustee, of record in RECORD BOOK 867, PAGE 925, for the benefit of FIRST STATE BANK, in the Register’s Office for TIPTON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to FIRSTAR BANK, N.A.; the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO FIRSTAR BANK, N.A., being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, JANUARY 26, 2012 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit: PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE: DESCRIPTION OF LOT 34 OF TAYLOR ROAD SUBDIVISION, SECTION B, AS RECORDED AT PLAT CABINET B SLIDE 141 & 142-A, AMENDMENT TO LOTS 10-35, AS RECORDED AT DEED BOOK 628 PAGE 524, SAID PROPERTY BEING SITUATED IN THE SEVENTH CIVIL DISTRICT OF TIPTON COUNTY, TENNESSEE AND BEING LOCATED ON THE SOUTH SIDE OF EDGEWOOD DRIVE AND THE EAST AND WEST SIDE OF EDGEWOOD CIRCLE. BEGINNING AT A FOUND IRON POST IN THE WEST RIGHT OF WAY LINE OF EDGEWOOD CIRCLE (50 FOOT TOTAL RIGHT OF WAY) BEING THE SOUTHEAST CORNER OF LOT 34 OF TAYLOR ROAD SUBDIVISION, SECTION B, AS RECORDED AT PLAT CABINET B SLIDE 141 & 142-A, AMENDMENT TO LOTS 1035, AS RECORDED AT DEED BOOK 628 PAGE 524, ALSO BEING THE NORTHEAST CORNER OF LOT 35 OF SAID SUBDIVISION; THENCE IN A SOUTHWESTWARDLY DIRECTION, ALONG THE SOUTH LINE OF LOT 34 AND THE NORTH LINE OF LOT 35, SOUTH 88 DEGREES 11 MINUTES 09 SECONDS WEST, A DISTANCE OF 200.00 FEET TO A FOUND IRON POST BEING THE SOUTHWEST CORNER OF LOT 34 AND THE NORTHWEST CORNER OF LOT 35, ALSO BEING IN THE EAST RIGHT OF WAY LINE OF EDGEWOOD CIRCLE; THENCE IN A NORTHWESTWARDLY DIRECTION, ALONG THE EAST RIGHT OF WAY LINE OF EDGEWOOD CIRCLE AND THE WEST LINE OF LOT 34, NORTH 01 DEGREES 48 MINUTES 51 SECONDS WEST, A DISTANCE OF 195.00 FEET TO A FOUND IRON POST BEING A POINT OF CURVATURE; THENCE IN A NORTHEASTWARDLY DIRECTION, ALONG AN ENTRANCE CURVE FOR EDGEWOOD DRIVE (50 FOOT TOTAL RIGHT OF WAY), FOLLOWING A CURVE TO THE RIGHT HAVING A RADIUS OF 25.00 FEET, A DELTA ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS, AN ARC LENGTH OF 39.27 FEET, A TANGENT LENGTH OF 25.00 FEET, A CHORD BEARING OF NORTH 43 DEGREES 11 MINUTES 09 SECONDS EAST, AND A CHORD LENGTH OF 35.36 FEET TO A FOUND IRON POST (BROKEN OFF); THENCE IN A NORTHEASTWARDLY DIRECTION, ALONG THE SOUTH RIGHT OF WAY LINE OF EDGEWOOD DRIVE AND THE NORTH LINE OF LOT 34, NORTH 88 DEGREES 11 MINUTES 09 SECONDS EAST, A DISTANCE OF 150.00 FEET TO A FOUND IRON POST (BROKEN OFF) BEING A POINT OF CURVATURE; THENCE IN A SOUTHEASTWARDLY DIRECTION, ALONG AN ENTRANCE CURVE FOR EDGEWOOD CIRCLE, FOLLOWING SAID CURVE TO THE RIGHT HAVING A RADIUS OF 25.00 FEET, A DELTA ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS, AN ARC LENGTH OF 39.27 FEET, A TANGENT LENGTH OF 25.00 FEET, A CHORD BEARING OF SOUTH 46 DEGREES 48 MINUTES 51 SECONDS EAST, AND A CHORD LENGTH OF 35.36 FEET TO A FOUND IRON POST (BROKEN OFF); THENCE IN A SOUTHEASTWARDLY DIRECTION, ALONG THE WEST RIGHT OF WAY LINE OF EDGEWOOD CIRCLE AND THE EAST LINE OF LOT 34, SOUTH 01 DEGREES 48 MINUTES 51 SECONDS EAST, A DISTANCE OF 195.00 FEET TO THE POINT OF BEGINNING AND CONTAINING 1.00 ACRES, MORE OR LESS. SUBJECT TO SUBDIVISION RESTRICTIONS, BUILDING LINES AND EASEMENTS OF RECORD AT PLAT CABINET B, SLIDES 141 & 142A, AND AMENDMENTS TO RESTRICTIONS AT BOOK 628, PAGE 524 AND BOOK 651, PAGE 808 OF THE TIPTON COUNTY REGISTER’S OFFICE. BEING THE SAME PROPERTY CONVEYED TO EDDIE J. JOYNER JR. AND CHRISTIAN E. JOYNER,

BY DEED DATED MAY 28, 1999 OF RECORD IN RECORD BOOK 867, PAGE 923, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE. THIS IS IMPROVED PROPERTY KNOWN AS 220 EDGEWOOD DRIVE, ATOKA, TENNESSEE 38004.

MAP 142B GROUP B CTRL MAP 142A PARCEL 021.00 THE SALE OF THE SUBJECT PROP-

ERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-11433. IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER. OTHER INTERESTED PARTIES: BARTLETT PEDIATRIC DENTISTRY THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This day, December 28, 2011. This is improved property known as 220 EDGEWOOD DRIVE, ATOKA, TENNESSEE 38004.

J. PHILLIP JONES SUBSTITUTE TRUSTEE 1800 HAYES STREET NASHVILLE, TN 37203 (615) 254-4430 www.phillipjoneslaw.com F11-2961

SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 17, 2003, executed by KENNETH OWENS (A/K/A KENNETH W. OWENS) AND WIFE ALESHIA D. OWENS, to MONTE S. CONNELL, Trustee, of record in RECORD BOOK 1075, PAGE 573, for the benefit of AMERICAN MORTGAGE SERVICES, in the Register’s Office for TIPTON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to U.S. BANK NATIONAL ASSOCIATION; the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION, being the present owner/ holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, JANUARY 26, 2012 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE, IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit: PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE: LOT 132, ROLLING MEADOWS SUBDIVISION, SECTION “E” AS RECORDED IN PLAT CABINET “D”, SLIDE 91 IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TN AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A FOUND IRON IN THE WEST LINE OF ANDY DRIVE BEING 283.13 FEET SOUTH OF THE SOUTH LINE OF MEADOWLARK COVE AND BEING THE SOUTHEAST CORNER OF LOT 133; THENCE SOUTH 41 DEGREES, 57 MINUTES, 33 SECONDS WEST ALONG ANDY DRIVE, A DISTANCE OF 57.00 FEET TO A POINT OF CURVE; THENCE ALONG A CURVE TO THE LEFT HAVING A RADIUS OF 325.0 FEET, A DISTANCE OF 43.43 FEET TO A FOUND IRON BEING THE NORTHEAST CORNER OF LOT 122; THENCE NORTH 55 DEGREES, 41 MINUTES, 53 SECONDS WEST, A DISTANCE OF 224.90 FEET TO A FOUND IRON BEING THE NORTHWEST CORNER OF LOT 122; THENCE NORTH 41 DEGREES, 57 MINUTES, 33 SECONDS EAST, ALONG THE EAST LINE OF LOT 135, A DISTANCE OF 130.27 FEET TO A FOUND IRON BEING THE SOUTHWEST CORNER OF LOT 133; THENCE SOUTH 48 DEGREES, 02 MINUTES, 27 SECONDS EAST, A DISTANCE OF 220.00 FEET TO THE POINT OF BEGINNING. BEING THE SAME PROPERTY CONVEYED TO KENNETH W. OWENS AND ALESHIA D. OWENS, HUSBAND AND WIFE, TENANTS BY THE ENTIRETIES, BY DEED DATED DECEMBER 10, 1997 OF RECORD IN RECORD BOOK 814, PAGE 728, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE. THIS IS IMPROVED PROPERTY KNOWN AS 235 ANDY DRIVE, DRUMMONDS, TENNESSEE 38023.

MAP 145C GROUP F PARCEL 005.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-11433. IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER. OTHER INTERESTED PARTIES: RSB CITIZENS, N.A.; CHASE BANK USA, N.A. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This day, December 28, 2011. This is improved property known as 235 ANDY DRIVE, DRUMMONDS, TENNESSEE 38023.

J. PHILLIP JONES SUBSTITUTE TRUSTEE 1800 HAYES STREET NASHVILLE, TN 37203 (615) 254-4430 www.phillipjoneslaw.com F11-2997

SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by that certain Deed of Trust executed on January 24, 2008, by Brian M. Bennard to Tipton & Owen, Trustee, as same appears of record in the Register’s Office of Tipton County, Tennessee, under Book 1380, Page 668, (“Deed of Trust”); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to CENLAR FSB; and WHEREAS, CENLAR FSB, the current owner and holder of said Deed of Trust, (the “Owner and Holder”), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117 (i), not less than sixty (60) days prior to the first publication required by § 35-5101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, January 19, 2012, commencing at 10:00 AM at the North Door of the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: Lots 6 & 7, Liberty Subdivision as recorded in Plat Book 2, Page 96 in the Register’s Office of Tipton County, Tennessee and being more particularly described as follows: Beginning at a point in the west line of Lee Street, said point being in the southeast corner of Lot 8; thence south along the west line of Lee Street, said point being in the southeast corner of Lot 8; thence south along the west line of Lee Street, 200.00 feet to a point in the northeast comer of Lot 5; thence west along the north line of Lot 5,247.75 feet to a point; thence north 02 degrees 02 minutes 59 seconds West, 200.00 feet to a point in the southwest corner of Lot 8; thence east along the south line of Lots 8,247.75 feet to the point of beginning. Property subject to subdivision restrictions, setback requirements and easements of record at Plat Book 2, Page 96 in the Register’s Office of Tipton County, Tennessee. Being the same property conveyed to Brian M.Bennard and wife April Bennard by Deed of record in Book 1380, Page 666, in the Register’s Office of Tipton County, Tennessee. Property also known as 167 Lee Street, Brighton, Tennessee 38011 Map 051K, Group A, Parcel 007.00 (Lot 7) Map 051K, Group A, Parcel 006.00 (Lot 6) PROPERTY ADDRESS: 167 Lee Street, Brighton, TN 38011 CURRENT OWNER(S): Brian M. Bennard The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. SUBORDINATE LIENHOLDERS: Crown Asset Management, LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but

the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Nationwide Trustee Services, Inc., Substitute Trustee c/o LDWatts Nationwide Trustee Services, Inc. 1587 Northeast Expressway Atlanta, GA 30329 (770) 234-9181 File No.: 559.1105569TN Web Site: www.jflegal.com Insertion Dates: 12/29/2011, 1/5/2012, 1/12/2012

NOTICE TO CREDITORS R. D. NO PR2969 ESTATE OF Virginia Evelyn Stimpson Fultz. (Deceased) Notice is hereby given that the 16th day of December, 2011.

Letters of Testamentary in the respect of the estate of Virginia Evelyn Stimpson Fultz, deceased, were issued to the undersigned by the Chancery Court of Tipton County, Tennessee.

All persons, resident and nonresident, having claims, matured or unmatured, against her estate are required to file same with the clerk of the above named Court within the earlier of four months from notice or 12 months from decedent’s date of death, otherwise their claims will be forever barred.

This 29th day of December, 2011.

Glenda Annete Fultz Price Executrix 29Dec2wp Tipton County Chancery Court Judy Billings, Clerk and Master 1801 S. College St., Suite 110 Covington, TN 38019

IN THE CHANCERY COURT OF TIPTON COUNTY, TENNESSEE First Baptist Church of Covington, TN Plaintiff vs

No. 29,277

Unknown Persons Who May Claim An Interest In Real Property Defendant NON RESIDENT NOTICE It appearing from the petition filed in this cause which is sworn to, that the whereabouts of unknown persons who may claim an interest in certain real property, Defendants, are unknown and cannot be ascertained after diligent search and inquiry. It is ordered that Unknown Persons who May Claim and Interest in Real Property, Defendants, file an answer in the Chancery Court of Tipton County, at Covington, Tennessee, on or before Monday, February 20, 2012, or Judgement by Default may be entered nd the cause set for hearing ex parte.

It is further ordered that this notice be published for four consecutive weeks in The Covington Leader, a newspaper published in Covington, Tennessee.

This the 22nd day of December, 2011.

Judy Billings Clerk and Master Attorney for Plaintiff Elizabeth B. Ziarko P.O. Box 765 Covington, TN 38019 22dec4wk

NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 7, 2007, executed by JEANNE L. PRITCHETT, conveying certain real property therein described to WILLIAM T BOZEMAN as same appears of record in the Register’s Office of Tipton County, on April 7, 2008, as Instrument No. 115642, in Book 1390, at Page 542; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP, who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable,

and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 27, 2012, 12:00 PM at the Tipton County courthouse door where the foreclosure sales are customarily held At the Tipton County Courthouse, Covington, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: ALL THAT PARCEL OF LAND IN COUNTY OF TIPTON, STATE OF TENNESSEE AS MORE FULLY DESCRIBED IN BOOK 1220 PAGE 728 AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: A CERTAIN TRACT OR PARCEL OF LAND IN TIPTON COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT: LOT 5, OF THE RESUBDIVISION OF LOTS 36, 37, 38 AND THE NORTH PART OF LOT 49 AND 50 OF REED SUBDIVISION, SECTION C, FIRST ADDITION, AS SHOWN ON PLAT OF RECORD IN PLAT CABINET B. SLIDE 57, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULARLY DESCRIPTION OF SAID LOT. SUBDIVISION RESTRICTIONS, BUILDING LINES AND EASEMENT OF RECORD IN PLAT CABINET B, SLIDE 57, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, RESTRICTIONS AT PLAT BOOK 2, PAGE 37, (NEW PLAT CABINET A, SLIDE 105) IN THE AFORESAID REGISTER’S OFFICE. PARCEL NUMBER: 145D-B-145D-012.00 PROPERTY ADDRESS: The street address of the property is believed to be 183 RACHEL COVE, DRUMMONDS, TN 38023. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JEANNE L PRITCHETT AKA JEANNE L. SPICER AND BRIAN J PRITCHETT AKA BRIAN PRITCHETT OTHER INTERESTED PARTIES: BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866) 6815002 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 10-0038010 FEI # 1006.150090 01/05/2012, 01/12/2012, 01/19/2012

NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated November 20, 2006, executed by CHARLES D COUSAR, conveying certain real property therein described to MONTE S. CONNELL as same appears of record in the Register’s Office of Tipton County, on December 11, 2006, as Instrument No. No. 97033, in Book 1314, at Page 576; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 26, 2012, 11:00 AM at the Tipton County courthouse door where the foreclosure sales are customarily held At the Tipton County Courthouse,

Covington, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: LOT 10, TIMBERLAND HEIGHTS RESUBDIVISION, SECTION “A”, AS SHOWN ON PLAT OF RECORD IN PLAT CABINET “C”, SLIDE 90-B, OF THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. PARCEL NUMBER: 081 05700 000 PROPERTY ADDRESS: The street address of the property is believed to be 292 WALKER FIELD LANE, MUNFORD, TN 38058. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): Charles D. Cousar AKA Charles Couser and Charles Cousar and Charles Douglas Cousar and Charles Douglas AND V. Teresa Williams and Teresa Williams, Vion Teresa Williams and Teresa A. Williams and Victoria T. Williams OTHER INTERESTED PARTIES: 1) M & M Bail Bond Company 2) Gault Financial, LLC assignee of Chase Bank 3) CST Title Escrow Inc. 4) Journey Healthcare LLC The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee.

This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-9840407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (805) 553-5392 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 08-0089099 FEI # 1006.37561 01/05/2012, 01/12/2012, 01/19/2012

SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JULY 29, 1994, executed by SIDNEY P. DAVIS (A/K/A SIDNEY PAUL DAVIS) AND VICKY A. DAVIS (A/K/A VICKY ANN DAVIS), HUSBAND AND WIFE, to JERRY DUPRIEST, Trustee, of record in RECORD BOOK 729, PAGE 735, for the benefit of FIRST STATE BANK, in the Register’s Office for TIPTON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY; the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on TUESDAY, FEBRUARY 7, 2012 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit: PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE: DESCRIPTION OF LOT 21 OF BEAVER SUBDIVISION, SECTION B, AS RECORDED AT PLAT CABINET B, SLIDE 89, SAID PROPERTY BEING SITUATED IN THE 4TH CIVIL DISTRICT OF TIPTON COUNTY, TENNESSEE AND LOCATED ON THE WEST SIDE OF BEAVER CREEK DRIVE (HAVING A 50.00 FEET TOTAL R.O.W.) BEGINNING AT A FOUND IRON POST BEING THE WESTERNMOST CORNER OF LOT 21 OF BEAVER SUBDIVISION, SECTION B, AS RECORDED AT PLAT CABINET B, SLIDE 89, ALSO BEING THE SOUTHWEST CORNER OF THE WILBURN C. JONES PROPERTY (571/42) AND BEING IN THE EAST LINE OF THE GLORENA ROGERS (270/34); THENCE IN A NORTHEASTWARDLY DIRECTION, ALONG THE NORTH LINE OF LOT 21, ALSO BEING THE

THURSDAY, JANUARY 12, 2012 � B7 www.covingtonleader.com

SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MAY 28, 1999, executed by EDDIE J. JOYNER JR. (A/K/A EDDIE JOYNER, A/K/A EDDIE JAY JOYNER, JR.) AND CHRISTIAN E. JOYNER (A/K/A CHRISTIA JOYNER, A/K/A CHRISTIAN SAMPLES JOYNER), HUSBAND AND WIFE, to JERRY DUPRIEST, Trustee, of record in RECORD BOOK 867, PAGE 925, for the benefit of FIRST STATE BANK, in the Register’s Office for TIPTON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to FIRSTAR BANK, N.A.; the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO FIRSTAR BANK, N.A., being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, JANUARY 26, 2012 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit: PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE: DESCRIPTION OF LOT 34 OF TAYLOR ROAD SUBDIVISION, SECTION B, AS RECORDED AT PLAT CABINET B SLIDE 141 & 142-A, AMENDMENT TO LOTS 10-35, AS RECORDED AT DEED BOOK 628 PAGE 524, SAID PROPERTY BEING SITUATED IN THE SEVENTH CIVIL DISTRICT OF TIPTON COUNTY, TENNESSEE AND BEING LOCATED ON THE SOUTH SIDE OF EDGEWOOD DRIVE AND THE EAST AND WEST SIDE OF EDGEWOOD CIRCLE. BEGINNING AT A FOUND IRON POST IN THE WEST RIGHT OF WAY LINE OF EDGEWOOD CIRCLE (50 FOOT TOTAL RIGHT OF WAY) BEING THE SOUTHEAST CORNER OF LOT 34 OF TAYLOR ROAD SUBDIVISION, SECTION B, AS RECORDED AT PLAT CABINET B SLIDE 141 & 142-A, AMENDMENT TO LOTS 1035, AS RECORDED AT DEED BOOK 628 PAGE 524, ALSO BEING THE NORTHEAST CORNER OF LOT 35 OF SAID SUBDIVISION; THENCE IN A SOUTHWESTWARDLY DIRECTION, ALONG THE SOUTH LINE OF LOT 34 AND THE NORTH LINE OF LOT 35, SOUTH 88 DEGREES 11 MINUTES 09 SECONDS WEST, A DISTANCE OF 200.00 FEET TO A FOUND IRON POST BEING THE SOUTHWEST CORNER OF LOT 34 AND THE NORTHWEST CORNER OF LOT 35, ALSO BEING IN THE EAST RIGHT OF WAY LINE OF EDGEWOOD CIRCLE; THENCE IN A NORTHWESTWARDLY DIRECTION, ALONG THE EAST RIGHT OF WAY LINE OF EDGEWOOD CIRCLE AND THE WEST LINE OF LOT 34, NORTH 01 DEGREES 48 MINUTES 51 SECONDS WEST, A DISTANCE OF 195.00 FEET TO A FOUND IRON POST BEING A POINT OF CURVATURE; THENCE IN A NORTHEASTWARDLY DIRECTION, ALONG AN ENTRANCE CURVE FOR EDGEWOOD DRIVE (50 FOOT TOTAL RIGHT OF WAY), FOLLOWING A CURVE TO THE RIGHT HAVING A RADIUS OF 25.00 FEET, A DELTA ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS, AN ARC LENGTH OF 39.27 FEET, A TANGENT LENGTH OF 25.00 FEET, A CHORD BEARING OF NORTH 43 DEGREES 11 MINUTES 09 SECONDS EAST, AND A CHORD LENGTH OF 35.36 FEET TO A FOUND IRON POST (BROKEN OFF); THENCE IN A NORTHEASTWARDLY DIRECTION, ALONG THE SOUTH RIGHT OF WAY LINE OF EDGEWOOD DRIVE AND THE NORTH LINE OF LOT 34, NORTH 88 DEGREES 11 MINUTES 09 SECONDS EAST, A DISTANCE OF 150.00 FEET TO A FOUND IRON POST (BROKEN OFF) BEING A POINT OF CURVATURE; THENCE IN A SOUTHEASTWARDLY DIRECTION, ALONG AN ENTRANCE CURVE FOR EDGEWOOD CIRCLE, FOLLOWING SAID CURVE TO THE RIGHT HAVING A RADIUS OF 25.00 FEET, A DELTA ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS, AN ARC LENGTH OF 39.27 FEET, A TANGENT LENGTH OF 25.00 FEET, A CHORD BEARING OF SOUTH 46 DEGREES 48 MINUTES 51 SECONDS EAST, AND A CHORD LENGTH OF 35.36 FEET TO A FOUND IRON POST (BROKEN OFF); THENCE IN A SOUTHEASTWARDLY DIRECTION, ALONG THE WEST RIGHT OF WAY LINE OF EDGEWOOD CIRCLE AND THE EAST LINE OF LOT 34, SOUTH 01 DEGREES 48 MINUTES 51 SECONDS EAST, A DISTANCE OF 195.00 FEET TO THE POINT OF BEGINNING AND CONTAINING 1.00 ACRES, MORE OR LESS. SUBJECT TO SUBDIVISION RESTRICTIONS, BUILDING LINES AND EASEMENTS OF RECORD AT PLAT CABINET B, SLIDES 141 & 142A, AND AMENDMENTS TO RESTRICTIONS AT BOOK 628, PAGE 524 AND BOOK 651, PAGE 808 OF THE TIPTON COUNTY REGISTER’S OFFICE. BEING THE SAME PROPERTY CONVEYED TO EDDIE J. JOYNER JR. AND CHRISTIAN E. JOYNER,

BY DEED DATED MAY 28, 1999 OF RECORD IN RECORD BOOK 867, PAGE 923, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE. THIS IS IMPROVED PROPERTY KNOWN AS 220 EDGEWOOD DRIVE, ATOKA, TENNESSEE 38004.

MAP 142B GROUP B CTRL MAP 142A PARCEL 021.00 THE SALE OF THE SUBJECT PROP-

ERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-11433. IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER. OTHER INTERESTED PARTIES: BARTLETT PEDIATRIC DENTISTRY THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This day, December 28, 2011. This is improved property known as 220 EDGEWOOD DRIVE, ATOKA, TENNESSEE 38004.

J. PHILLIP JONES SUBSTITUTE TRUSTEE 1800 HAYES STREET NASHVILLE, TN 37203 (615) 254-4430 www.phillipjoneslaw.com F11-2961

SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JUNE 17, 2003, executed by KENNETH OWENS (A/K/A KENNETH W. OWENS) AND WIFE ALESHIA D. OWENS, to MONTE S. CONNELL, Trustee, of record in RECORD BOOK 1075, PAGE 573, for the benefit of AMERICAN MORTGAGE SERVICES, in the Register’s Office for TIPTON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to U.S. BANK NATIONAL ASSOCIATION; the entire indebtedness having been declared due and payable by U.S. BANK NATIONAL ASSOCIATION, being the present owner/ holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, JANUARY 26, 2012 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE, IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit: PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE: LOT 132, ROLLING MEADOWS SUBDIVISION, SECTION “E” AS RECORDED IN PLAT CABINET “D”, SLIDE 91 IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TN AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A FOUND IRON IN THE WEST LINE OF ANDY DRIVE BEING 283.13 FEET SOUTH OF THE SOUTH LINE OF MEADOWLARK COVE AND BEING THE SOUTHEAST CORNER OF LOT 133; THENCE SOUTH 41 DEGREES, 57 MINUTES, 33 SECONDS WEST ALONG ANDY DRIVE, A DISTANCE OF 57.00 FEET TO A POINT OF CURVE; THENCE ALONG A CURVE TO THE LEFT HAVING A RADIUS OF 325.0 FEET, A DISTANCE OF 43.43 FEET TO A FOUND IRON BEING THE NORTHEAST CORNER OF LOT 122; THENCE NORTH 55 DEGREES, 41 MINUTES, 53 SECONDS WEST, A DISTANCE OF 224.90 FEET TO A FOUND IRON BEING THE NORTHWEST CORNER OF LOT 122; THENCE NORTH 41 DEGREES, 57 MINUTES, 33 SECONDS EAST, ALONG THE EAST LINE OF LOT 135, A DISTANCE OF 130.27 FEET TO A FOUND IRON BEING THE SOUTHWEST CORNER OF LOT 133; THENCE SOUTH 48 DEGREES, 02 MINUTES, 27 SECONDS EAST, A DISTANCE OF 220.00 FEET TO THE POINT OF BEGINNING. BEING THE SAME PROPERTY CONVEYED TO KENNETH W. OWENS AND ALESHIA D. OWENS, HUSBAND AND WIFE, TENANTS BY THE ENTIRETIES, BY DEED DATED DECEMBER 10, 1997 OF RECORD IN RECORD BOOK 814, PAGE 728, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE. THIS IS IMPROVED PROPERTY KNOWN AS 235 ANDY DRIVE, DRUMMONDS, TENNESSEE 38023.

MAP 145C GROUP F PARCEL 005.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-11433. IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER. OTHER INTERESTED PARTIES: RSB CITIZENS, N.A.; CHASE BANK USA, N.A. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This day, December 28, 2011. This is improved property known as 235 ANDY DRIVE, DRUMMONDS, TENNESSEE 38023.

J. PHILLIP JONES SUBSTITUTE TRUSTEE 1800 HAYES STREET NASHVILLE, TN 37203 (615) 254-4430 www.phillipjoneslaw.com F11-2997

SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by that certain Deed of Trust executed on January 24, 2008, by Brian M. Bennard to Tipton & Owen, Trustee, as same appears of record in the Register’s Office of Tipton County, Tennessee, under Book 1380, Page 668, (“Deed of Trust”); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to CENLAR FSB; and WHEREAS, CENLAR FSB, the current owner and holder of said Deed of Trust, (the “Owner and Holder”), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117 (i), not less than sixty (60) days prior to the first publication required by § 35-5101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, January 19, 2012, commencing at 10:00 AM at the North Door of the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: Lots 6 & 7, Liberty Subdivision as recorded in Plat Book 2, Page 96 in the Register’s Office of Tipton County, Tennessee and being more particularly described as follows: Beginning at a point in the west line of Lee Street, said point being in the southeast corner of Lot 8; thence south along the west line of Lee Street, said point being in the southeast corner of Lot 8; thence south along the west line of Lee Street, 200.00 feet to a point in the northeast comer of Lot 5; thence west along the north line of Lot 5,247.75 feet to a point; thence north 02 degrees 02 minutes 59 seconds West, 200.00 feet to a point in the southwest corner of Lot 8; thence east along the south line of Lots 8,247.75 feet to the point of beginning. Property subject to subdivision restrictions, setback requirements and easements of record at Plat Book 2, Page 96 in the Register’s Office of Tipton County, Tennessee. Being the same property conveyed to Brian M.Bennard and wife April Bennard by Deed of record in Book 1380, Page 666, in the Register’s Office of Tipton County, Tennessee. Property also known as 167 Lee Street, Brighton, Tennessee 38011 Map 051K, Group A, Parcel 007.00 (Lot 7) Map 051K, Group A, Parcel 006.00 (Lot 6) PROPERTY ADDRESS: 167 Lee Street, Brighton, TN 38011 CURRENT OWNER(S): Brian M. Bennard The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. SUBORDINATE LIENHOLDERS: Crown Asset Management, LLC OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but

the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Nationwide Trustee Services, Inc., Substitute Trustee c/o LDWatts Nationwide Trustee Services, Inc. 1587 Northeast Expressway Atlanta, GA 30329 (770) 234-9181 File No.: 559.1105569TN Web Site: www.jflegal.com Insertion Dates: 12/29/2011, 1/5/2012, 1/12/2012

NOTICE TO CREDITORS R. D. NO PR2969 ESTATE OF Virginia Evelyn Stimpson Fultz. (Deceased) Notice is hereby given that the 16th day of December, 2011.

Letters of Testamentary in the respect of the estate of Virginia Evelyn Stimpson Fultz, deceased, were issued to the undersigned by the Chancery Court of Tipton County, Tennessee.

All persons, resident and nonresident, having claims, matured or unmatured, against her estate are required to file same with the clerk of the above named Court within the earlier of four months from notice or 12 months from decedent’s date of death, otherwise their claims will be forever barred.

This 29th day of December, 2011.

Glenda Annete Fultz Price Executrix 29Dec2wp Tipton County Chancery Court Judy Billings, Clerk and Master 1801 S. College St., Suite 110 Covington, TN 38019

IN THE CHANCERY COURT OF TIPTON COUNTY, TENNESSEE First Baptist Church of Covington, TN Plaintiff vs

No. 29,277

Unknown Persons Who May Claim An Interest In Real Property Defendant NON RESIDENT NOTICE It appearing from the petition filed in this cause which is sworn to, that the whereabouts of unknown persons who may claim an interest in certain real property, Defendants, are unknown and cannot be ascertained after diligent search and inquiry. It is ordered that Unknown Persons who May Claim and Interest in Real Property, Defendants, file an answer in the Chancery Court of Tipton County, at Covington, Tennessee, on or before Monday, February 20, 2012, or Judgement by Default may be entered nd the cause set for hearing ex parte.

It is further ordered that this notice be published for four consecutive weeks in The Covington Leader, a newspaper published in Covington, Tennessee.

This the 22nd day of December, 2011.

Judy Billings Clerk and Master Attorney for Plaintiff Elizabeth B. Ziarko P.O. Box 765 Covington, TN 38019 22dec4wk

NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 7, 2007, executed by JEANNE L. PRITCHETT, conveying certain real property therein described to WILLIAM T BOZEMAN as same appears of record in the Register’s Office of Tipton County, on April 7, 2008, as Instrument No. 115642, in Book 1390, at Page 542; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP, who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable,

and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 27, 2012, 12:00 PM at the Tipton County courthouse door where the foreclosure sales are customarily held At the Tipton County Courthouse, Covington, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: ALL THAT PARCEL OF LAND IN COUNTY OF TIPTON, STATE OF TENNESSEE AS MORE FULLY DESCRIBED IN BOOK 1220 PAGE 728 AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: A CERTAIN TRACT OR PARCEL OF LAND IN TIPTON COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT: LOT 5, OF THE RESUBDIVISION OF LOTS 36, 37, 38 AND THE NORTH PART OF LOT 49 AND 50 OF REED SUBDIVISION, SECTION C, FIRST ADDITION, AS SHOWN ON PLAT OF RECORD IN PLAT CABINET B. SLIDE 57, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULARLY DESCRIPTION OF SAID LOT. SUBDIVISION RESTRICTIONS, BUILDING LINES AND EASEMENT OF RECORD IN PLAT CABINET B, SLIDE 57, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, RESTRICTIONS AT PLAT BOOK 2, PAGE 37, (NEW PLAT CABINET A, SLIDE 105) IN THE AFORESAID REGISTER’S OFFICE. PARCEL NUMBER: 145D-B-145D-012.00 PROPERTY ADDRESS: The street address of the property is believed to be 183 RACHEL COVE, DRUMMONDS, TN 38023. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): JEANNE L PRITCHETT AKA JEANNE L. SPICER AND BRIAN J PRITCHETT AKA BRIAN PRITCHETT OTHER INTERESTED PARTIES: BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866) 6815002 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 10-0038010 FEI # 1006.150090 01/05/2012, 01/12/2012, 01/19/2012

NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated November 20, 2006, executed by CHARLES D COUSAR, conveying certain real property therein described to MONTE S. CONNELL as same appears of record in the Register’s Office of Tipton County, on December 11, 2006, as Instrument No. No. 97033, in Book 1314, at Page 576; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on January 26, 2012, 11:00 AM at the Tipton County courthouse door where the foreclosure sales are customarily held At the Tipton County Courthouse,

Covington, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: LOT 10, TIMBERLAND HEIGHTS RESUBDIVISION, SECTION “A”, AS SHOWN ON PLAT OF RECORD IN PLAT CABINET “C”, SLIDE 90-B, OF THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. PARCEL NUMBER: 081 05700 000 PROPERTY ADDRESS: The street address of the property is believed to be 292 WALKER FIELD LANE, MUNFORD, TN 38058. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): Charles D. Cousar AKA Charles Couser and Charles Cousar and Charles Douglas Cousar and Charles Douglas AND V. Teresa Williams and Teresa Williams, Vion Teresa Williams and Teresa A. Williams and Victoria T. Williams OTHER INTERESTED PARTIES: 1) M & M Bail Bond Company 2) Gault Financial, LLC assignee of Chase Bank 3) CST Title Escrow Inc. 4) Journey Healthcare LLC The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee.

This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-9840407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (805) 553-5392 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 08-0089099 FEI # 1006.37561 01/05/2012, 01/12/2012, 01/19/2012

SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated JULY 29, 1994, executed by SIDNEY P. DAVIS (A/K/A SIDNEY PAUL DAVIS) AND VICKY A. DAVIS (A/K/A VICKY ANN DAVIS), HUSBAND AND WIFE, to JERRY DUPRIEST, Trustee, of record in RECORD BOOK 729, PAGE 735, for the benefit of FIRST STATE BANK, in the Register’s Office for TIPTON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for TIPTON County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY; the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on TUESDAY, FEBRUARY 7, 2012 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit: PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE: DESCRIPTION OF LOT 21 OF BEAVER SUBDIVISION, SECTION B, AS RECORDED AT PLAT CABINET B, SLIDE 89, SAID PROPERTY BEING SITUATED IN THE 4TH CIVIL DISTRICT OF TIPTON COUNTY, TENNESSEE AND LOCATED ON THE WEST SIDE OF BEAVER CREEK DRIVE (HAVING A 50.00 FEET TOTAL R.O.W.) BEGINNING AT A FOUND IRON POST BEING THE WESTERNMOST CORNER OF LOT 21 OF BEAVER SUBDIVISION, SECTION B, AS RECORDED AT PLAT CABINET B, SLIDE 89, ALSO BEING THE SOUTHWEST CORNER OF THE WILBURN C. JONES PROPERTY (571/42) AND BEING IN THE EAST LINE OF THE GLORENA ROGERS (270/34); THENCE IN A NORTHEASTWARDLY DIRECTION, ALONG THE NORTH LINE OF LOT 21, ALSO BEING THE

THURSDAY, JANUARY 12, 2012 ▪ B8 www.covingtonleader.com SOUTH LINE OF JONES, NORTH 43 DEGREES 16 MINUTES 21 SECONDS EAST, A CALLED DISTANCE OF 300.00 FEET BUT A MEASURED DISTANCE OF 300.17 FEET TO A FOUND IRON POST BEING AN ANGLE POINT IN SAID LINE; THENCE CONTINUING IN A NORTHEASTWARDLY DIRECTION, ALONG THE NORTH LINE OF LOT 21, NORTH 86 DEGREES 53 MINUTES 25 SECONDS EAST, A DISTANCE OF 28.88 FEET TO THE NORTHEAST CORNER OF LOT 21 BEING A POINT ON A CURVE IN THE WEST R.O.W. LINE OF A CUL-DE-SAC FOR BEAVER CREEK DRIVE; THENCE IN A SOUTHEASTWARDLY DIRECTION, ALONG THE WEST R.O.W. LINE OF A CUL-DE-SAC FOR BEAVER CREEK DRIVE, ALSO BEING THE EAST LINE OF LOT 21, ALONG A CURVE TO THE LEFT HAVING A RADIUS OF 50.00 FEET, A DELTA ANGLE OF 78 DEGREES 03 MINUTES 40 SECONDS, A TANGENT LENGTH OF 40.53 FEET, AN ARC LENGTH OF 68.12 FEET, A CHORD BEARING OF SOUTH 45 DEGREES 58 MINUTES 32 SECONDS EAST AND A CHORD DISTANCE OF 62.97 FEET TO A POINT OF REVERSE CURVATURE IN SAID LINE; THENCE CONTINUING IN A SOUTHEASTWARDLY DIRECTION, ALONG THE WEST R.O.W. LINE OF BEAVER CREEK DRIVE AND THE EAST LINE OF LOT 21, ALONG A CURVE TO THE RIGHT HAVING A RADIUS OF 25.00 FEET, A DELTA ANGLE OF 48 DEG. 11 MINUTES 19 SECONDS, AND AN ARC LENGTH OF 21.03 FEET A TANGENT LENGTH OF 11.18 FEET, A CHORD BEARING OF SOUTH 60 DEGREES 54 MINUTES 42 SECONDS EAST AND A CHORD LENGTH OF 20.41 FEET TO A POINT OF TANGENCY IN SAID LINE; THENCE IN A SOUTHEASTWARDLY DIRECTION, ALONG SAID LINE, SOUTH 36 DEGREES 49 MINUTES 03 SECONDS EAST, A CALLED AND MEASURED DISTANCE OF 23.29 FEET TO THE EASTERNMOST CORNER OF LOT 21, ALSO BEING THE NORTHERNMOST CORNER OF LOT 20 OF SAID SUBDIVISION; THENCE IN A SOUTHWESTWARDLY DIRECTION, ALONG THE SOUTH LINE OF LOT 21 AND THE NORTH LINE OF LOT 20, SOUTH 63 DEGREES 10 MINUTES 57 SECONDS WEST, A CALLED AND MEASURED DISTANCE OF 345.28 FEET TO THE SOUTHERNMOST CORNER OF LOT 21, ALSO BEING THE WESTERNMOST CORNER OF LOT 20 AND BEING IN THE EAST LINE OF ROGERS; THENCE IN A NORTHWESTWARDLY DIRECTION, ALONG THE WEST LINE OF LOT 21 AND THE EAST LINE OF ROGERS, NORTH 30 DEGREES 48 MINUTES 24 SECONDS WEST, A CALLED AND MEASURED DISTANCE OF 68.84 FEET TO THE POINT OF BEGINNING AND CONTAINING 0.72 ACRES, MORE OR LESS. BEING THE SAME PROPERTY CONVEYED TO SIDNEY P. DAVIS AND VICKY A. DAVIS, HUSBAND AND WIFE, TENANTS BY THE ENTIRETIES, BY DEED DATED JULY 29, 1994 OF RECORD IN RECORD BOOK 729, PAGE 733, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE. THIS IS IMPROVED PROPERTY KNOWN AS 359 BEAVER CREEK LANE, BRIGHTON, TENNESSEE 38011.

MAP 065L GROUP A PARCEL 025.00 THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 671-1433. IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/ SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER. OTHER INTERESTED PARTIES: REGIONS BANK, SUCCESSOR

BY MERGER TO UNION PLANTERS BANK, NATIONAL ASSOCIATION THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, December 30, 2011. This is improved property known as 359 BEAVER CREEK LANE, BRIGHTON, TENNESSEE 38011.

J. PHILLIP JONES SUBSTITUTE TRUSTEE 1800 HAYES STREET NASHVILLE, TN 37203 (615) 254-4430 www.phillipjoneslaw.com F11-2955

NOTICE OF SUCCESSOR TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust Note dated March 17, 2004 and the Deed of Trust of even date, securing said Deed of Trust Note recorded in Book 1132 at Page 1 in the Register’s office for Tipton County, Tennessee, executed by Bill Michael Brower and Jamie L. Brower conveying the certain property described therein to Transcontinental Title, Trustee for the benefit of James B. Nutter & Company and to Robert S. Coleman, Jr., having been appointed as Successor Trustee by instrument of record in the Register’s office for Tipton County, Tennessee in Book 1536 at Page 159.

WHEREAS, the owner and holder of the Deed of Trust Note has declared the entire indebtedness due and payable and demanded that the hereinafter described real property be advertised and sold in satisfaction of indebtedness and costs of foreclosure in accordance with the terms and provisions of the Deed of Trust Note and Deed of Trust.

NOW, THEREFORE, notice is hereby given that an agent of Robert S. Coleman, Jr., as Successor Trustee, pursuant to the power, duty and authority vested in and conferred upon said Successor Trustee, by the Deed of Trust, will on January 26, 2012 at 11:00 a.m. at the front door of the Tipton County Courthouse in Covington, Tennessee offer for sale to the highest bidder for cash, and free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Tipton County, Tennessee, described as follows: THE FOLLOWING DESCRIBED LAND IN THE COUNTY OF TIPTON, STATE OF TENNESSEE; WILLIAM R. BOLEN AND WIFE, NADINE BOLEN’S LOT RECORDED IN DEED BOOK 319 AT PAGE 315, BEING THE SAME PROPERTY CONVEYED TO CALVIN & GYLMA GENTRY BY DEED RECORDED IN BOOK 310, PAGE 320, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, LYING ON THE EAST SIDE OF MT. CARMEL ROAD IN THE EIGHTH CIVIL DISTRICT OF TIPTON C O U N T Y, TENNESSEE, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT IN THE CENTERLINE OF MOUNT CARMEL R O A D (60’ WIDE), SAID POINT BEING SOUTH 05 DEGREES 29 MINUTES 03 SECONDS WEST, 379.40’ (CALLED 366.00) FROM THE NORTHWEST CORNER OF J.B. BLACKMON (308/527), THENCE SOUTH 84 DEGREES 20 MINUTES 57 SECONDS EAST, 191-52 FEET (CALLED 190.00) ALONG THE ALIGNMENT OF A CHAIN LINK FENCE TO AN IRON PIN FOUND AT BOLEN’S NORTHEAST C O R N E R , THENCE SOUTH 05 DEGREES 29 MINUTES 03 SECONDS WEST, 125.00 FEET ALONG A LINE THAT IS PARALLEL TO THE CENTERLINE OF MOUNT C A R M E L ROAD TO BOLEN’S SOUTHEAST CORNER; THENCE NORTH 84 DEGREES 20 MINUTES 57 SECONDS WEST, 191.52 FEET (CALLED 190.00) ALONG A LINE THAT IS PARALLEL TO BOLEN’S NORTH LINE TO THE CENTERLINE OF MOUNT CARMEL ROAD, THENCE NORTH 05 DEGREES 29 MINUTES 03 SECONDS EAST, 125.00 FEET ALONG THE SAID CENTERLINE TO THE POINT OF BEGINNING, ENCOMPASSING 0.54 ACRES OF LAND MORE OR LESS. BEING THE SAME PROPERTY CONVEYED TO BILL MICHAEL BROWER AND WIFE, JAMIE L. BROWER BY DEED FROM NADINE BOLEN, RECORDED 07/11/1991 IN DEED BOOK 663 PAGE 654.

More Commonly Known As: 5088 Mount Carmel Road, Covington, Tennessee 38019 Said sale shall be held subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; to any matter that an accurate survey of the premises might disclose; and subject to, but not limited to, the following parties who may claim an interest in the above-referenced property: none.

The following individuals or entities have an interest in the abovedescribed property: (1) Bill Michael Brower; (2) Jamie L. Brower; (3) Beneficial Tennessee, Inc.; and (4) Michael S. Hoover, Trustee.

To the best of the Trustee’s knowledge, information, and belief, there are no other Federal or State tax lien claimants or other claimants upon the subject property which would require notice pursuant to the

terms and provision of T.C.A. § 355-104 or T.C.A. § 67-1-1433 or 26 U.S.C. § 7425.

The Successor Trustee may postpone the above referenced sale from time to time as needed without further publication. The Successor Trustee will announce the postponement on the date and at the time and location of the originally scheduled sale.

This is an attempt to collect a debt, and any information gathered in connection herewith will be utilized for that purpose.

DATED this ___day of January, 2012.

Prepared by: Robert S. Coleman, Jr. Robert S. Coleman, Jr. Robert S. Coleman, Jr., P.A. Successor Trustee 1405 North Pierce, Suite 306 Little Rock, Arkansas 72207 Insertion Dates: January 5, 2012; January 12, 2012; and January 19, 2012

NOTICE TO CREDITORS R. D. NO PR2971 ESTATE OF Joseph M. Strain.

(Deceased) Notice is hereby given that the 28th day of December, 2011.

Letters of Testamentary in the respect of the estate of Joseph M. Strain, deceased, were issued to the undersigned by the Chancery Court of Tipton County, Tennessee.

All persons, resident and non-resident, having claims, matured or unmatured, against his estate are required to file same with the clerk of the above named Court within the earlier of four months from notice or 12 months from decedent’s date of death, otherwise their claims will be forever barred.

This 5th day of January, 2012.

Bonnie Strain Executrix 05jan2wp Tipton County Chancery Court Judy Billings, Clerk and Master 1801 S. College St., Suite 110 Covington, TN 38019

SUBSTITUTE TRUSTEE’S NOTICE OF FORECLOSURE SALE Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated MAY 14, 2007, executed

by JOHN WHITE (A/K/A JOHN H. WHITE, A/K/A JOHN BAKER HOWARD WHITE), A MARRIED MAN AND WIFE, BRENDA WHITE, to BILL ROSENBERG, Trustee, of record in RECORD BOOK 1342, PAGE 847 AND RE-RECORDED IN RECORD BOOK 1344, PAGE 866, for the benefit of ABN AMRO MORTGAGE GROUP, INC., in the Register’s Office for TIPTON County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register’s Office for TIPTON County, Tennessee, to secure the indebtedness described, the entire indebtedness having been declared due and payable by CITIMORTGAGE, INC., SUCCESSOR BY MERGER TO ABN AMRO MORTGAGE GROUP, INC., being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on TUESDAY, FEBRUARY 7, 2012 AT 12:00 P.M. (NOON), AT THE NORTH DOOR OF THE TIPTON COUNTY COURTHOUSE IN COVINGTON, TIPTON COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TIPTON County, Tennessee, to wit: PROPERTY LOCATED IN THE COUNTY OF TIPTON, TENNESSEE: BEING LOT NO. 22 OF BASKIN HEIGHTS SUBDIVISION, SECTION A, RECORDED IN PLAT CABINET B, SLIDE 123, OF THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN FOUND AT THE SOUTHEAST CORNER OF LOT 23 BASKIN HEIGHTS SUBDIVISION, SECTION A, SAID POINT BEING ON THE WEST R.O.W. LINE OF SANDPIPER DRIVE (60’ R.O.W.); THENCE SOUTH 03 DEG. 00’ 00’’ WEST ALONG THE SAID R.O.W. LINE FOR A DISTANCE OF 100.00 FEET TO AN IRON PIN SET AT THE NORTHEAST CORNER OF LOT 21; THENCE NORTH 86 DEG. 39’ 14’’ WEST ALONG THE NORTH LINE OF LOT 21 FOR A DISTANCE OF 200.00 FEET TO AN IRON PIN FOUND ON THE EAST LINE OF BASKIN HEIGHTS SUBDIVISION, SECTION B (PLAT CABINET B, SLIDE 143); THENCE NORTH 03 DEG. 00’ 00’’ EAST ALONG THE EAST LINE OF BASKIN HEIGHTS SUBDIVISION, SECTION B 39’

14’’, FOR A DISTANCE OF 100.00 FEET TO AN IRON PIN AT THE SOUTHWEST CORNER OF LOT 23; THENCE SOUTH 86 DEG. EAST ALONG THE SOUTH LINE OF LOT 23 FOR A DISTANCE OF 200.00 FEET TO THE POINT OF BEGINNING, ENCOMPASSING 0.46 ACRES OF LAND, MORE OR LESS. BEING THE SAME PROPERTY CONVEYED TO JOHN H. WHITE,

BY ASSUMPTION DEED DATED JULY 29, 1991 OF RECORD IN RECORD BOOK 664, PAGE 564, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE. THIS IS IMPROVED PROPERTY KNOWN AS 1470 SANDPIPER DRIVE, COVINGTON, TENNESSEE 38019.

MAP 018E GROUP A PARCEL 020.00 THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS OF RECORD INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 671-1433. IF APPLICABLE, THE NOTICE REQUIREMENTS OF T.C.A. 35-5-117 HAVE BEEN MET. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/ SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER. OTHER INTERESTED PARTIES: BRENDA WHITE; CACH, LLC THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This day, January 11, 2012. This is improved property known as 1470 SANDPIPER DRIVE, COVINGTON, TENNESSEE 38019.

J. PHILLIP JONES SUBSTITUTE TRUSTEE 1800 HAYES STREET NASHVILLE, TN 37203 (615) 254-4430 www.phillipjoneslaw.com F11-2112

NOTICE OF SALE OF REAL ESTATE WHEREAS, by Deed of Trust dated July 15, 2005, recorded in the Register’s Office of Tipton County, Tennessee, in Record Book 1218, Page 708 (“Trust Deed”), Watkins Residential conveyed to Sandy Wilson, Trustee, the real estate therein described, to secure the payment of certain indebtedness therein described; and WHEREAS, a Modification of the Trust Deed was executed on June 25, 2010, and appears of record in Record Book 1480, Page 323 in the Register’s Office of Tipton County, Tennessee; and WHEREAS, default has been made in the payment of the indebtedness secured by the Trust Deed, and Regions Bank, the lawful holder of the indebtedness, has declared the entire balance due and payable; and WHEREAS, Laura A. Williams was appointed Successor Trustee by instrument appearing of record in Record Book 1535, Page 124 in the Register’s Office of Tipton County, Tennessee.

NOW, THEREFORE, notice is hereby given that on February 7,2012, at 11:00 a.m., at the north door of the Courthouse in Covington, Tipton County, Tennessee, I will sell to the last, highest and best bidder for cash and free from equity of redemption, and any statutory or common law right of redemption, homestead, dower, marital share, and all other exemptions, all of which were expressly waived in the Trust Deed, the following real estate, lying and being in Tipton County, Tennessee, and more particularly described as follows: PARCEL I: Lot 3, Merrill Tatlock #1 Subdivision Amended as recorded in Plat Cabinet G, Slide 146A in the Tipton County Register’s Office to which plat reference is hereby made for a more particular description of said lot.

Subject to the subdivision building lines and easements at Plat Cabinet G, Slide146A in the Tipton County Register’s Office.

Being a portion of the property conveyed to Watkins Residential, a Tennessee Partnership, by Quitclaim Deed dated June 25, 2010, and recorded on June 30, 2010, in Record Book 1480, page 320, in the Register’s Office of Tipton

County, Tennessee. Also being the same property conveyed to Watkins Residential, a Tennessee Partnership, by Quitclaim Deed dated July 15, 2005, and recorded on July 15, 2005, in Record Book 1218, page 706, in the Register’s Office of Tipton County, Tennessee.

The street address of this property is 850 Tatlock Avenue, Covington, Tennessee 38019.

PARCEL II: Beginning at the south line of Long Avenue at the northeast corner of the original Tobridge lot, of which this is a part; thence south with the east line of same 216 feet to the southeast corner of the Tobridge lot; thence west with the south line of said original lot 63 feet to a stake in same; thence north and parallel with the east line of the original lot 216 feet to a stake in the south line of Long Avenue; thence east with the south line of said Long Avenue 63 feet to the point of beginning.

Being a portion of the property conveyed to Watkins Residential, a Tennessee Partnership, by Quitclaim Deed dated appearing of record in Book 951, page 1017, in the Register’s Office of Tipton County, Tennessee.

The street address of this property is 701B Long Avenue, Covington, Tennessee 38019.

Description taken from Record Book 1480, Page 323, Register’s Office of Tipton County, Tennessee.

No opinion is rendered by the Successor Trustee as to the accuracy of the legal descriptions.

Said property will be sold by me as Successor Trustee only and subject to any unpaid taxes and assessments and all valid restrictions, covenants or easements, if any, of record on said property, subject to any written or verbal leases pursuant to the Protecting Tenants at Foreclosure Act of 2009, and subject to any and all other liens having priority over the Trust Deed. The Successor Trustee reserves the right to make oral announcements at the time of the public sale which shall apply to the terms of the sale.

The Successor Trustee may postpone any sale hereunder to another time or place by so announcing to all present at the time and place of the sale scheduled herein, without the necessity of any further notice whatsoever. The Successor Trustee reserves the right to sell the tracts separately or together.

Interested Parties: Watkins Residential This is an attempt to collect a debt, and all information obtained will be used for that purpose.

LAURA A. WILLIAMS, Successor Trustee 105 S. Highland Avenue Jackson, TN 38301 (731) 423-2414 DATES OF PUBLICATION: January 12, 2012 January 19, 2012 January 26, 2012

SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by that certain Deed of Trust executed on April 26, 2010, by William Misee and Andy Misee to Monte S. Connell, Trustee, as same appears of record in the Register’s Office of Tipton County, Tennessee, under book number 1474, Page 554-568, (“Deed of Trust”); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Suntrust Mortgage, Inc; and WHEREAS, Suntrust Mortgage, Inc, the current owner and holder of said Deed of Trust, (the “Owner and Holder”), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117 (i), not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, February 2, 2012, commencing at 10:00 AM at the North Door of the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: Description of a 6.05 acre tract of the Wallace K. Medcalf property as recorded in Deed Book 641 Page 316 in the Seventh Civil District of Tipton County, Tennessee and being more particularly described as follows: Beginning at a found RR spike in the centerline of Kenwood Road, said point being the southwest corner of the Joseph E. Chidester as recoded at Deed Book 594, page 76; thence along the center ine of Kenwood Road, south 85 degrees 50 minutes 23 seconds West distance of 164.76 feet to a point, thence north 12 degrees 36 minutes 51 seconds west a distance of 378.57 feet to a found rebar, being the northeast corner of Huffman; thence south 83 degrees 40 minutes 47 seconds West a distance of 200.0 feet to a point; thence North 11 degrees 59 minutes 28 seconds West a distance of 530.0 feet to a found rebar; thence North 78 degrees 00 minutes 00 seconds East a distance of 366.06 feet to a found rebar; thence South

12 degrees 00 minutes 34 seconds East a distance of 950.82 feet to the point of beginning. Being the same property conveyed to Grantor(s) herein at Book 1474 Page 552 of the Tipton County Register’s Office. PROPERTY ADDRESS: 458 Kenwwood Avenue W, Brighton, TN 38011 CURRENT OWNER(S): William Misee and Andy Misee The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. SUBORDINATE LIENHOLDERS: N/A OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Nationwide Trustee Services, Inc., Substitute Trustee c/o AMP1 Nationwide Trustee Services, Inc. 1587 Northeast Expressway Atlanta, GA 30329 (770) 234-9181 File No.: 221.1105714TN Web Site: www.jflegal.com Insertion Dates: 01/12/2012, 01/19/2012 and 01/26/2012

NOTICE OF SALE OF REAL ESTATE WHEREAS, by Deed of Trust dated October 6, 2003, recorded in the Register’s Office of Tipton County, Tennessee, in Record Book 1100, Page 30 (“Trust Deed”), Watkins Residential conveyed to Gail Johnson, Trustee, the real estate therein described, to secure the payment of certain indebtedness therein described; and WHEREAS, default has been made in the payment of the indebtedness secured by the Trust Deed, and Regions Bank, the lawful holder of the indebtedness, has declared the entire balance due and payable; and WHEREAS, Laura A. Williams was appointed Successor Trustee by instrument appearing of record in Record Book 1535, Page 128 in the Register’s Office of Tipton County, Tennessee.

NOW, THEREFORE, notice is hereby given that on February 7, 2012, at 10:20 a.m., at the north door of the Courthouse in Covington, Tipton County, Tennessee, I will sell to the last, highest and best bidder for cash and free from equity of redemption, and any statutory or common law right of redemption, homestead, dower, marital share, and all other exemptions, all of which were expressly waived in the Trust Deed, the following real estate, lying and being in Tipton County, Tennessee, and more particularly described as follows: Being the western portion of Lot 31 and a northwest portion of Lot 32 in Watkins Northview Subdivision, Addition No. 3, as recorded in Plat Book 1, Page 38, in the Register’s Office of Tipton County, Tennessee, more particularly described as follows: Beginning at a found iron pin at the intersection of the east line of Andrew Street and the south line of Steven Avenue, proceed north 79 degrees 00 minutes 00 seconds east along the south line of Steven Avenue for a distance of 90.00 feet to a set iron pin, thence south 6 degrees 05 minutes 20 seconds west along a partition line of Lots 31 and 32 in Watkins Northview Subdivision, Addition No. 3 as recorded in Plat Book 1, Page 38, ROTC, of which the tract described herein a part, for a distance of 171.92 feet to a set iron pin, thence north 80 degrees 16 minutes 30 seconds west along a partition line of said Lot 32 for a distance of 100.00 feet to a set iron pin in the east line of Andrew Street, said iron pin being south 11 degrees 40 minutes 30 seconds west a distance of 24.00 feet from the northwest corner of Lot 32, thence north 11 degrees 40 minutes 30 seconds east along the east line of Andrew Street for a distance of 40.20 feet to the point of beginning, containing 0.33 acre, more or less.

Being the same property conveyed to Watkins Residential, by deed appearing of record in Record Book 1098, page 900, in the Register’s Office of Tipton County, Tennessee.

Description taken from Record Book 1100, Page 30 Register’s Office of Tipton County, Tennessee.

No opinion is rendered by the Successor Trustee as to the accuracy of the legal description.

The street address of the property is 1588 Andrew Street, Covington, Tennessee 38019.

Said property will be sold by me as Successor Trustee only and subject to any unpaid taxes and assessments and all valid restrictions, covenants or easements, if any, of record on said property, subject to any written or verbal leases pursuant to the Protecting Tenants at Foreclosure Act of 2009, and subject to any and all other liens having priority over the Trust Deed. The Successor Trustee reserves the right to make oral announcements at the time of the public sale which shall apply to the terms of the sale.

The Successor Trustee may postpone any sale hereunder to another time or place by so announcing to all present at the time and place of the sale scheduled herein, without the necessity of any further notice whatsoever.

THURSDAY, JANUARY 12, 2012 ▪ B9 www.covingtonleader.com Interested Parties: Watkins Residential This is an attempt to collect a debt, and all information obtained will be used for that purpose.

LAURA A. WILLIAMS, Successor Trustee 105 S. Highland Avenue Jackson, TN 38301 (731) 423-2414 DATES OF PUBLICATION: January 12, 2012 January 19, 2012 January 26, 2012

NOTICE OF SALE OF REAL ESTATE WHEREAS, by Deed of Trust dated August 8, 2006, recorded in the Register’s Office of Tipton County, Tennessee, in Record Book 1293, Page 179 (“Trust Deed”), Watkins Homes conveyed to Sandy Wilson, Trustee, the real estate therein described, to secure the payment of certain indebtedness therein described; and WHEREAS, default has been made in the payment of the indebtedness secured by the Trust Deed, and Regions Bank, the lawful holder of the indebtedness, has declared the entire balance due and payable; and WHEREAS, Laura A. Williams was appointed Successor Trustee by instrument appearing of record in Record Book 1535, Page 130 in the Register’s Office of Tipton County, Tennessee.

NOW, THEREFORE, notice is hereby given that on February 7, 2012, at 10:30 a.m., at the north door of the Courthouse in Covington, Tipton County, Tennessee, I will sell to the last, highest and best bidder for cash and free from equity of redemption, and any statutory or common law right of redemption, homestead, dower, marital share, and all other exemptions, all of which were expressly waived in the Trust Deed, the following real estate, lying and being in Tipton County, Tennessee, and more particularly described as follows: Beginning at a stake in the east right of way of Simonton Street (having a 60 ft. right of way) said stake being the southwest corner of the Jack Hall lot, of which this survey is a part, also being the northwest corner of the Robert Glass lot; runs thence with the north line of Robert Glass, south 88 degrees east 200 feet to a stake in the west line of an alley, said stake being the northeast corner of Glass and the southeast corner of Hall; thence with the west right of way line of the alley north 2 degrees east 100 feet to a stake at the northeast corner of Hall and the southeast corner of Simpson; thence with the south line of Simpson, north 88 degrees west 114 feet to a stake; thence south 2 degrees west 70 feet to a stake; thence north 88 degrees west 86 feet to a stake in the east right of way of Simonton Street, same being the west line of Hall, thence with the east right of way of the street, south 2 degrees west 30 feet to the beginning.

Description taken from Record Book 1293, page 179, Register’s Office of Tipton County, Tennessee.

No opinion is rendered by Successor Trustee as to the accuracy of the legal description.

Being part of the property conveyed from Andrew Trotter Watkins, Charles Steven Watkins, and Michael Wayne Watkins, to Watkins Homes, a Tennessee partnership, by deed of Record Book 1006, page 358, in the Register’s Office of Tipton County, Tennessee, and corrected by deed of Record Book 1015, page 932, in said Register’s Office.

The street address of the property is 224 Simonton Street, Covington, Tennessee 38019.

Said property will be sold by me as Successor Trustee only and subject to any unpaid taxes and assessments and all valid restrictions, covenants or easements, if any, of record on said property, subject to any written or verbal leases pursuant to the Protecting Tenants at Foreclosure Act of 2009, and subject to any and all other liens having priority over the Trust Deed. The Successor Trustee reserves the right to make oral announcements at the time of the public sale which shall apply to the terms of the sale.

The Successor Trustee may postpone any sale hereunder to another time or place by so announcing to all present at the time and place of the sale scheduled herein, without the necessity of any further notice whatsoever.

Interested Parties: Watkins Homes This is an attempt to collect a debt, and all information obtained will be used for that purpose.

LAURA A. WILLIAMS, Successor Trustee 105 S. Highland Avenue Jackson, TN 38301 (731) 423-2414 DATES OF PUBLICATION: January 12, 2012 January 19, 2012 January 26, 2012

NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 30, 2006, executed by TAMMY COLLINS, conveying certain real property therein described to WESTENN TITLE as same appears of record in the Register’s Office of Tipton County, on November 7, 2006 , as Instrument No. 95749, in Book 1309, at Page 151-166; and WHEREAS, the ben-

eficial interest of said Deed of Trust was last transferred and assigned to U.S. BANK, NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSETBACKED CERTIFICATES, SERIES 2006-FF18, who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose (“Notice”) was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee’s Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on February 03, 2012 , 11:00 AM at the Tipton County courthouse door where the foreclosure sales are customarily held At the Tipton County Courthouse, Covington, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: LOT 62, SECTION C, BASKIN SUBDIVISION, AS SHOWN ON PLAT OF RECORD IN PLAT CABINET B, SLIDE 117, IN THE REGISTER’S OFFICE OF TIPTON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. PARCEL NUMBER: 51M-B-25.00 PROPERTY ADDRESS: The street address of the property is believed to be 423 JUNIOR DR, COVINGTON, TN 38019. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): TAMMY COLLINS OTHER INTERESTED PARTIES: Mortgage Electronic Registration Systems, Inc., acting solely as nominee for First Franklin a division of National City Bank The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866) 681-5002 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 11-0100964 FEI # 1006.150381 01/12, 01/19, 01/26/2012

SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured to be paid by that certain Deed of Trust executed on December 23, 2008, by Marvin R. Harper (deceased) and Peggy Wiseman to Monte Connell, Trustee, as same appears of record in the Register’s Office of Tipton County, Tennessee, under BOOK NUMBER 1421, Page 347, (“Deed of Trust”); and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to SunTrust Mortgage, Inc.; and WHEREAS, SunTrust Mortgage, Inc., the current owner and holder of said Deed of Trust, (the “Owner and Holder”), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed for record in the Register’s Office of Tipton County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117 (i), not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Owner and Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, February 2, 2012, commenc-

ing at 10:00 AM at the North Door of the Tipton County Courthouse, Covington, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Tipton County, Tennessee, to wit: Beginning at a point in the south line of Antioch Road, said point being 80.0 feet eastwardly from the northeast corner of Clayton Beckett Jr. property (527/110); thence along said south line, South 87 degrees 36 minutes 41 seconds East a distance of 133.16 feet to a point; thence South 04 degrees 14 minutes 07 seconds East a distance of 178.42 feet to a point; thence South 83 degrees 07 minutes 54 seconds West a distance of 25.25 feet to a point; thence South 03 degrees 26 minutes 46 seconds East a distance of 11.76 feet to a point; thence North 87 degrees 36 minutes 41 seconds West a distance of 72.94 feet to a point; thence South 83 degrees 07 minutes 54 seconds West a distance of 60.35 feet to a point; thence North 03 degrees 05 minutes 33 seconds East a distance of 202.71 feet to the point of beginning. Parcel #01-019-033.03 PROPERTY ADDRESS: 475 Antioch Highway 51, Covington, TN 38019 CURRENT OWNER(S): Marvin R. Harper (deceased) and Peggy Wiseman The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. SUBORDINATE LIENHOLDERS: N/A OTHER INTERESTED PARTIES: N/A All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Nationwide Trustee Services, Inc., Substitute Trustee c/o AMP1 Nationwide Trustee Services, Inc. 1587 Northeast Expressway Atlanta, GA 30329 (770) 234-9181 File No.: 221.1109758TN Web Site: www.jflegal.com Insertion Dates: 01/12/2012, 01/19/2012 and 01/26/2012

NOTICE OF SALE OF REAL ESTATE WHEREAS, by Deed of Trust dated March 1, 2007, recorded in the Register’s Office of Tipton County, Tennessee, in Record Book 1327, Page 889 (“Trust Deed”), Watkins Homes conveyed to Sandy Wilson, Trustee, the real estate therein described, to secure the payment of certain indebtedness therein described; and WHEREAS, default has been made in the payment of the indebtedness secured by the Trust Deed, and Regions Bank, the lawful holder of the indebtedness, has declared the entire balance due and payable; and WHEREAS, Laura A. Williams was appointed Successor Trustee by instrument appearing of record in Record Book 1535, Page 122 in the Register’s Office of Tipton County, Tennessee.

NOW, THEREFORE, notice is hereby given that on February 7, 2012, at 10:10 a.m., at the north door of the Courthouse in Covington, Tipton County, Tennessee, I will sell to the last, highest and best bidder for cash and free from equity of redemption, and any statutory or common law right of redemption, homestead, dower, marital share, and all other exemptions, all of which were expressly waived in the Trust Deed, the following real estate, lying and being within the corporate limits of the Town Of Covington, First Civil District of Tipton County, Tennessee, and thus described: Beginning at a stake in the north right of way of Boals Avenue, said stake being the Southwest corner of Virginia Watkins, now being surveyed, also being the Southeast corner of Matheny; thence with the East line of Matheny, North 2 deg. East 124.40 feet to a stake in the South right of way of McFadden Avenue, said stake being the Northeast corner of Matheny and the Northwest corner of Watkins; thence with the South line of McFadden Avenue, South 88 deg. East 70.00 feet to a stake at the Northeast corner of Virginia Watkins, said stake being the Northeast corner of an alley way running North to South, now in the name of Watkins; thence with the East line of the alley, South 1 deg. West 125.30 feet to a stake in the North right of way of Boals Avenue; thence with the street, North 88 deg. West 73.00 feet to the point of beginning.

Being part of the property conveyed to Watkins Homes, a Tennessee Partnership, by deed appearing of record in Record Book 951, page 1023, in the Register’s Office of Tipton County, Tennessee.

Description taken from Record Book 1327, Page 889, Register’s Office of Tipton County, Tennessee.

No opinion is rendered by the Successor Trustee as to the accuracy of the legal description.

The street address of the property is 212 Boals, Covington, Tennessee 38019.

Said property will be sold by me as Successor Trustee only and subject to any unpaid taxes and assessments and all valid restrictions, covenants or easements, if any, of record on said property, subject to

any written or verbal leases pursuant to the Protecting Tenants at Foreclosure Act of 2009, and subject to any and all other liens having priority over the Trust Deed. The Successor Trustee reserves the right to make oral announcements at the time of the public sale which shall apply to the terms of the sale.

The Successor Trustee may postpone any sale hereunder to another time or place by so announcing to all present at the time and place of the sale scheduled herein, without the necessity of any further notice whatsoever.

Interested Parties: Watkins Homes This is an attempt to collect a debt, and all information obtained will be used for that purpose.

LAURA A. WILLIAMS, Successor Trustee 105 S. Highland Avenue Jackson, TN 38301 (731) 423-2414 DATES OF PUBLICATION: January 12, 2012 January 19, 2012 January 26, 2012

NOTICE OF SALE OF REAL ESTATE WHEREAS, by Deed of Trust dated June 10, 2009, recorded in the Register’s Office of Tipton County, Tennessee, in Record Book 1444, Page 185 (“Trust Deed”), Watkins Homes, a Tennessee partnership, conveyed to FMLS, Inc., Trustee, the real estate therein described, to secure the payment of certain indebtedness therein described; and WHEREAS, default has been made in the payment of the indebtedness secured by the Trust Deed, and Regions Bank, the lawful holder of the indebtedness, has declared the entire balance due and payable; and WHEREAS, Laura A. Williams was appointed Successor Trustee by instrument appearing of record in Record Book 1535, Page 120 in the Register’s Office of Tipton County, Tennessee.

NOW, THEREFORE, notice is hereby given that on February 7, 2012, at 11:10 a.m., at the north door of the Courthouse in Covington, Tipton County, Tennessee, I will sell to the last, highest and best bidder for cash and free from equity of redemption, and any statutory or common law right of redemption, homestead, dower, marital share, and all other exemptions, all of which were expressly waived in the Trust Deed, the following real estate, lying and being in Tipton County, Tennessee, and more particularly described as follows: Beginning at a stake in the south line of Bledsoe Avenue, Mrs. E. F. Petree’s northwest corner, Mrs. Dinah Cook’s north corner; thence with Petree’s west line south 0 degrees 40 minutes east 210 feet to a stake; thence south 89 degrees 50 minutes west 100 feet to a stake in the east line of North Tipton Street; thence with said street north 0 degrees 40 minutes west 210 feet to a stake the intersection of the east line of North Tipton Street with the south line of Bledsoe Avenue; thence with Bledsoe Avenue north 89 degrees 50 minutes east 100 feet to the beginning.

There is to be excepted out of the above all that part occupied by the intersection of North Tipton Street and Bledsoe Avenue.

The above described is according to survey of W. H. Green, County Surveyor, made on February 14, 1974.

Description taken from by Record Book 1444, page 185, in the Register’s Office of Tipton County, Tennessee. No opinion is rendered by Successor Trustee as to the accuracy of legal description.

Being part of the property conveyed to Watkins Homes, a Tennessee partnership, by deed appearing in Record Book 1006, page 358, in the Register’s Office of Tipton County, Tennessee, and corrected by deed appearing in Record Book 1015, page 932, in said Register’s Office.

The street address of the property is 200 North Tipton, Covington, Tennessee 38019.

Said property will be sold by me as Successor Trustee only and subject to any unpaid taxes and assessments and all valid restrictions, covenants or easements, if any, of record on said property, subject to any written or verbal leases pursuant to the Protecting Tenants at Foreclosure Act of 2009, and subject to any and all other liens having priority over the Trust Deed. The Successor Trustee reserves the right to make oral announcements at the time of the public sale which shall apply to the terms of the sale.

The Successor Trustee may postpone any sale hereunder to another time or place by so announcing to all present at the time and place of the sale scheduled herein, without the necessity of any further notice whatsoever.

Interested Parties: Watkins Homes This is an attempt to collect a debt, and all information obtained will be used for that purpose.

LAURA A. WILLIAMS, Successor Trustee 105 S. Highland Avenue Jackson, TN 38301 (731) 423-2414 DATES OF PUBLICATION: January 12, 2012 January 19, 2012 January 26, 2012

NOTICE OF SALE OF REAL ESTATE WHEREAS, by Deed of Trust dated March 24,2006, recorded in the Register’s Office of Tipton County,

Tennessee, in Record Book 1268, Page 409 (“Trust Deed”), Watkins Homes conveyed to Sandy Wilson, Trustee, the real estate therein described, to secure the payment of certain indebtedness therein described; and WHEREAS, default has been made in the payment of the indebtedness secured by the Trust Deed, and Regions Bank, the lawful holder of the indebtedness, has declared the entire balance due and payable; and WHEREAS, Laura A. Williams was appointed Successor Trustee by instrument appearing of record in Record Book 1535, Page 134 in the Register’s Office of Tipton County, Tennessee.

NOW, THEREFORE, notice is hereby given that on February 7, 2012, at 10:40 a.m., at the north door of the Courthouse in Covington, Tipton County, Tennessee, I will sell to the last, highest and best bidder for cash and free from equity of redemption, and any statutory or common law right of redemption, homestead, dower, marital share, and all other exemptions, all of which were expressly waived in the Trust Deed, the following real estate, lying and being in Tipton County, Tennessee, and more particularly described as follows: Being Lots 37, 38, and 39 of Watkins Northview #3, plat of which is of record at Plat Book 1, Page 38, of the Register’s Office of Tipton County, Tennessee.

Being the same property conveyed to Watkins Homes, a Tennessee Partnership consisting of Andrew T. Watkins and Michael W. Watkins, by Quitclaim Deed appearing of record in Record Book 1265, page 677, in the Register’s Office of Tipton County, Tennessee.

Description taken from Record Book 1268, Page 409. No opinion is rendered by the Successor Trustee as to the accuracy of the legal description.

The street address of the property is 1500-1502 Andrew Street, 15121514 Andrew Street and 15201522 Andrew Street, Covington, Tennessee 38019.

Said property will be sold by me as Successor Trustee only and subject to any unpaid taxes and assessments and all valid restrictions, covenants or easements, if any, of record on said property, subject to any written or verbal leases pursuant to the Protecting Tenants at Foreclosure Act of 2009, and subject to any and all other liens having priority over the Trust Deed. The Successor Trustee reserves the right to make oral announcements at the time of the public sale which shall apply to the terms of the sale. The Successor Trustee may postpone any sale hereunder to another time or place by so announcing to all present at the time and place of the sale scheduled herein, without the necessity of any further notice whatsoever. The Successor Trustee reserves the right to sell the tracts separately or together.

Interested Parties: Watkins Homes This is an attempt to collect a debt, and all information obtained will be used for that purpose.

LAURA A. WILLIAMS, Successor Trustee 105 S. Highland Avenue Jackson, TN 38301 (731) 423-2414 DATES OF PUBLICATION: January 12, 2012 January 19, 2012 January 26, 2012

ORDER OF PUBLICATION No. CH-12-0027-2 IN THE CHANCERY COURT OF SHELBY COUNTY, TENNESSEE IN THE MATTER OF: OLIVIA HOPE BOAZ (DOB: December 1, 2011), A Minor, AGAPE CHILD AND FAMILY SERVICES, INC., Petitioner, vs.

DONALD JOSEPH WARD, STEVE “LAST NAME UNKNOWN”, and ANY UNKNOWN FATHER, Respondents.

It appearing from the sworn petition for termination of parental rights filed in this cause, that the whereabouts of the Respondents, Donald Joseph Ward, Steve “Last Name Unknown”, and Any Unknown Father, are unknown and cannot be ascertained upon diligent inquiry. It further appearing that Respondent, Steve “Last Name Unknown”, is an approximately 6’1” tall Caucasian male with light brown hair, beard, and mustache. It furthering appearing that conception occurred in a home off Highway 64 after Respondent, Steve “Last Name Unknown”, met the birthmother at a club at Sycamore View and Macon Road in Memphis, Tennessee.

It is therefore ordered that Respondents, Donald Joseph Ward, Steve “Last Name Unknown, and Any Unknown Father, make their appearance herein at the Chancery Court of Shelby County, Tennessee, 140 Adams Avenue, Memphis, Tennessee on Friday, the 16th day of March, 2012, at 9:00 a.m. and answer petitioner’s petition for termination of parental rights or the same will be taken for confessed as to Respondents and this cause proceeded with ex parte, and that a copy of this order be published once a week for four consecutive weeks both in The Daily News of Memphis, Shelby County, Tennessee and in The Leader of Tipton County, Tennessee.

This 9th day of January 2012.

CHANCERY COURT OF SHELBY COUNTY By: Gary Donaldson Kevin W. Weaver WEAVER & CRAIG, P.C. Attorneys for Petitioner

51 Germantown Court, Suite 112 Cordova, Tennessee 38018 (901) 757-1700 Publish: 1/12/12, 1/19/12, 1/26/12, and 2/2/12.

NOTICE OF SALE OF REAL ESTATE WHEREAS, by Deed of Trust dated January 14, 2005, recorded in the Register’s Office of Tipton County, Tennessee, in Record Book 1183, Page 507 (“Trust Deed”), Watkins Residential, a Tennessee partnership, conveyed to Sandy Wilson, Trustee, the real estate therein described, to secure the payment of certain indebtedness therein described; and WHEREAS, default has been made in the payment of the indebtedness secured by the Trust Deed, and Regions Bank, the lawful holder of the indebtedness, has declared the entire balance due and payable; and WHEREAS, Laura A. Williams was appointed Successor Trustee by instrument appearing of record in Record Book 1535, Page 132 in the Register’s Office of Tipton County, Tennessee.

NOW, THEREFORE, notice is hereby given that on Tuesday, February 7, 2012, at 10:00 a.m., at the north door of the Courthouse in Covington, Tipton County, Tennessee, I will sell to the last, highest and best bidder for cash and free from equity of redemption, and any statutory or common law right of redemption, homestead, dower, marital share, and all other exemptions, all of which were expressly waived in the Trust Deed, the following real estate, lying and being in Tipton County, Tennessee, and more particularly described as follows: Tract #1: Lying and being within the corporate limits of the Town of Covington, in the 1st Civil District of Tipton County, Tennessee, and thus described: First Lot: Being Lot No. 19 of Block G of the McLennan-Payne Addition to Covington as shown by plat of record in Deed Book 240, page 378 and described as follows: Beginning at an iron pin the southeast corner of Lot No. 18 in the west line of South College Street, thence with said street south 95 feet to an iron pin in the north line of Rosedale Avenue; thence with the north line of same west 130 feet to an iron pin the southeast corner of Lot No. 20; thence north 95 feet to an iron pin the southwest corner of Lot No. No. 18; thence east 130 feet to the beginning.

There is excepted out of the above a 15 ft. radius in the southeast corner.

The street address of this property is 300 Rosedale A, B, & C, Covington, Tennessee 38019.

Second Lot: Being Lot No. 20 of Block G of McLennan-Payne Addition to Covington, Tennessee as shown in Book 240, page 378 and thus described: Beginning at a stake in the east line of Evergreen Street (now called Pine Street), the southwest corner of Lot No. 17, thence east 130 feet to a stake, a common corner of Lots 17, 18 and 19; thence with the west line of Lot 19, south 95 feet to a stake in the north line of Rosedale Avenue; thence west with the north line of same 130 feet to a stake in the intersection of the north line of Rosedale Avenue and the east line of Pine Street; thence with Pine Street north 95 feet to the beginning.

There is excepted out of the above a 15 ft. radius at the intersection of the north line of Rosedale Avenue with the east line of Pine Street.

The street address of this property is 300 Rosedale D, E, & F, Covington, Tennessee 38019.

Tract #2: Parcel #1: Beginning at a stake in the west right of way of North Tipton Street, said stake being the southeast corner of Nevil and the northeast corner of Hutchison (formerly Robinson), of which this survey is a part; thence with the south line of Nevil, north 89 degrees west 100 feet to a stake; thence south 1 degree west 60 feet to a stake in the south line of Hutchison and the north line of Mrs. Estes; thence the north line of Mrs. Estes south 89 degrees west 100 feet to a stake in the west right of way of North Tipton Street, said stake being the northeast corner of Mrs. Estes and the southeast corner of Hutchison; thence with the west right of way of the street north 1 degree east 60 feet to the beginning.

The street address of this property is 225 North Tipton, Covington, Tennessee 38019.

PARCEL 2: Beginning at a stake in the east right of way of Maple Street at its intersection with the south right of way of Bledsoe Avenue, said stake being the northwest corner of the Thurmond Watkins lot of which this survey is a part; runs thence with the east right of way of Maple Street South 1° west 54.00 feet to a stake; thence south 89° east 115.00 feet to a stake; thence north 1° east 54.00 feet to a stake in the south right of way of Bledsoe Avenue; thence with the same north 89° west 115.00 feet to the beginning.

The street address of this property is 205 Bledsoe Avenue, Covington, Tennessee 38019.

Being part of the property conveyed to Watkins Residential, a Tennessee Partnership, by deed appearing of record in Record Book 877, page 644, in the Register’s Office of Tipton County, Tennessee.

Description taken from Record Book 1183, Page 507, Register’s Office of Tipton County, Tennessee.

No opinion is rendered by the Successor Trustee as to the accuracy of the legal descriptions.

Said property will be sold by me as

B10 • Thursday, January 12, 2012 • THE LEADER

www.covingtonleader.com

IN THE CHANCERY COURT OF TIPTON COUNTY, TENNESSEE Tipton County, Tennessee in its own behalf and on behalf of the State of Tennessee, and the City of Covington, Tennessee, the Town of Mason, Tennessee, the City of Munford, Tennessee, the Town of Atoka, Tennessee, and the Town of Brighton, Tennessee, all municipalities located within Tipton County, Tennessee, PLAINTIFFS NO. 28,636 vs.

THE DELINQUENT TAXPAYERS as shown on the 2009 Real Property Delinquent Tax Records of Tipton County, Tennessee, and the 2009 Personal Property Tax Records of Tipton County, Tennessee, all as set out in Exhibit annexed hereto as Exhibit A for Tipton County, Tennessee, the 2009 Real Property and Personal Property Delinquent Tax Records of the City of Covington, Tennessee, all as set out in Exhibit B, the 2009 Real Property and Personal Property Delinquent Tax Records of the Town of Mason, Tennessee, all as set out in Exhibit C, the 2009 Real Property and Personal Property Delinquent Taxes of the City of Munford as set out in Exhibit D, and the 2009 Real Property and Personal Property Tax Records of the Town of Atoka all as set out in Exhibit E, and the 2009 Real Property and Personal Property Tax Records of the Town of Brighton all as set out in Exhibit F, all of which Exhibits are attached hereto, DEFENDANTS In obedience to a decree of the Chancery Court of Tipton County, Tennessee,. made and entered the 19th day of December, 2011, commanding me to sell the real estate described in said decree in satisfaction of the tax liens imposed, penalties, costs and fees allowed by the Court, public notice is hereby given that I will on Friday, January 20, 2012, at 10:00 a.m. in the courtroom of Chancery Court of Tipton County, Tennessee located at 1801 South College Street, Covington, Tennessee, which is the Tipton County Justice Complex, sell to the highest bidder for cash, but subject to the right of redemption, and subject to all taxes for any municipalities not listed herein.

Said parcels of property, together with the names of the owners, are listed hereafter with the amounts tabulated that are shown as owed as of December 19, 2011, and are on properties located in Tipton County, Tennessee.

Any of the herein named property owners desiring to pay their taxes prior to the sale may do so by paying the full amount of taxes, interest, penalties, and costs, which include publication costs, prior thereto by tendering to the Clerk and Master cash, cashier’s check or money order. The minimum bids on each property are the amount of the judgement which includes the original tax amount, all fees, interest, penalties, court costs, title search costs, costs of publication and taxes for the years shown for each property for Tipton County, Tennessee and the City of Covington, Town of Mason, Town of Brighton, City of Munford and Town of Atoka.

The descriptions of the properties are referenced by book and page number of a deed recorded in the Register’s Office of Tipton County, Tennessee, unless a description is provided.

This the 9th day of January, 2012 .

Judy Billings, Clerk and Master Elizabeth B. Ziarko, Delinquent Tax Attorney EXHIBIT A 1. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Mazie Bernard Estate Mazie Bernard Estate C.D. 7, Map 80K (80J),Gp B Pare.5 Lot at 121 Hill St., Brighton WBH, Page 275, Book 267, Page 574 2007-2011,Tipton County and Brighton $1,429.46

2.. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Jerry Biggs and Margaret Biggs Jerry Biggs and Margaret Biggs C.D.7,Map144,Pare9.03 13acres2689TracyRoad Book1123,Page892 2008-2011,TiptonCountyandAtoka $7,979.20

3. Assessed Owner: Richard Brian Bingham And Connie Marie Bingham Current Owner: Richard Brian Bingham And Connie Marie Bingham Location: C.D. 7, Map 81, Pare.13.06 Description: 5.95 acres 1796 Marshall Road Source: Book 1267, Page 683 Years Owed: 2007-2011, Tipton County Amount Owed: $4,635.87 4. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Roosevelt Bond Estate Leslie Goss Bond,Tyron Bond, Marquayle Bond C.D. 13, Map 77, Pare.17.02 Lot at 1748 Tabernacle Road Book 1024, Page 134 2007-2011, Tipton County $634.91

5. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Elmer Borum Elmer Borum C.D. 4 Map 65 Parcel 11 Lot on Adkins Road Book 232, Page 134 2007-2011, Tipton County $546.61

6. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Charlie Boyce Estate Charlie Boyce Estate C.D.1 Map 250(4lB), Gp. B Parco 7 Lot on Haynie Street Book 181, Page 169 2007-2011 Tipton County and Covington $927.55

7. Assessed Owner: Dave Burchett Estate Current Owner: Dave Burchett Estate, Robert Crawford Estate, David L. Burchett, Lynne Burchett, Joyce Burchett, Lawrence Burchett, Elbert Holly Alice Grant Location: C.D.10Map106Parcel4 Description: 30 acres west of Dead End Road Source: Will Book L, Page 273 Years Owed: 2007-2011 Tipton County Amount Owed: $2,582.99 8. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Billy Carroll Billy Carroll C.D.3 Map 39 Parcel 60.02 Loton Baskins Road Book 513, Page 22 2003-2011 Tipton County $1,736.98

9. Assessed Owner: C.D. Cromwell, Billingsetal Current Owner: Juanell Cromwell, Wade Cromwell, Gina Whitley Tina Dunn, Wade Cromwell, C.D. Billings, Victor Billings Location: C.D.13 Map71 Parcel 46.11 Description: .48 acre lot on Sanford Road Source: Book 607, Page 452 Years Owed: 2002-2011 Tipton County Amount Owed: $1,132.17 10. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Daniel Lee Corley Daniel Lee Corley C.D.1 Map 5lM Gp B Parcel 21 Lot 55 Baskin Subd. Sec C, Plat Cabinet B Slide 117 Book 1315, Page 370 2008-2011 Tipton County $2,862.79

11. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Norris Delashmit Norris Delashmit C.D.1 Map 18 Parcel 12.11 Lot at 110 Ervin Lane Book 675, Page 525 2008-2010 Tipton County and Covington $1,405.22

12. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Dollar Mart Grocery & Wholesale Dollar Mart Grocery & Wholesale C.D.9 Map 138D(138C) Gp A Parc.9 Lot on Highway 59, Mason Book 1229, Page 943 2008-2011 Tipton County $7,910.11

13. Assessed Owner: Current Owner: Location: Description:

Dollar Mart Grocery & Wholesale Dollar Mart Grocery & Wholesale C.D 9 Map 138D(138C) Gp A Parc.10 Lot at 28 Highway 70W

Source: Years Owed: Amount Owed:

Book 1229, Page 945 2008-2011 Tipton County $7,076.70

14. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

John Eaton and Lela Eaton John Eaton and Lela Eaton C.D. 1 Map 42 Parcel 22.02 .50 acre, Ray Lane Book 324, Page 391 2008-2011 Tipton County $461.21

15. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Charles Fleming and Diane Fleming Diane Fleming C.D.1 Map 41 Parcel 16.01 Lot on Highway 54, Covington Book 1394, Page 760 2005-2011 Tipton County $3,604.55

16. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Charles Fleming and Diane Fleming Diane Fleming C.D. 12 Map 16 Parcel 38 3.34 acres on Gay Road Book 1394, Page 760 2005-2011 Tipton County $3,743.44

17. Assessed Owner: Current Owner: Location: Description:

Cecil M. Galyon and Joyce E. Galyon Cecil M. Galyon and Joyce E. Galyon C.D. 6 Map960(lllB), Gp C Parc. 3 Lot 1 The Highlands Subd Sec E, Plat Cabinet C, Slide 101 Book 713, Page 807 2008-2011 Tipton County and Munford $7,552.29

Source: Years Owed: Amount Owed:

18. Assessed Owner: Spillmon Gooden Estate Current Owner: Spillmon Gooden Estate, Robert Gooden, Eddie Lee Gooden, Joann Gooden, Washington Palm Gooden Location: C.D. 10 Map 106 Parcel 39.05, Int 000 & 001 Description: Lot on St. Paul Road Source: Book 301, Page 547 Years Owed: 2008-2011 Tipton County Amount Owed: $1,096.33 19. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Clora Hall Clora Hall C.D. 1 Map 5 Parcel 3.01 & 3.01 T Lot at 1552 Turning Point Road Book 656, Page 637 2007-2011 Tipton County $1,090.00

20. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Eddie Harper Eddie Harper C.D. 7 Gp 128 Parcel 22.05 5.52 acres on Maple Drive Book 908, Page 580 2007-2011 Tipton County and Atoka $2,254.06

21. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Robert Jackson Robert Jackson C.D. 4 Map 65 Parcel 41 Lot at 9271 Campground Road Book 1117, Page 4 2007-2011 Tipton County $2,141.50

22. Assessed Owner: Current Owner: Location: Description:

Daniel K. Laxton and Deborah Laxton Daniel Laxton C.D. 6 Map 111F(lllC) Gp B Parc. 7 Lot 7 McLaughlin Commercial Subdivision, Phase III, Plat Cab.0, Slide149 Book 1145, Page 346 2007-2011 Tipton County and Atoka $26,745.53

Source: Years Owed: Amount Owed: 23. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Katherine Marsh Katherine Marsh C.D. 9 Map 107 Parcel 26.03 4.20 acres Mason Malone Road Book 347, Page 323 2007-2011 Tipton County $937.81

24. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Larry D. Moore Larry D. Moore C.D. 7 Map 128 Parcel 22.02 Lot on Maple Drive Book 629, Page 647 2007-2011 Tipton County and Atoka $988.03

25. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Randall Moore Randall Moore C.D. 7 Map 98H(97D)Gp B Parc. 17 Lot 53 Carrington Est Plat Cab H, Slide 39 Book 1300, Page 292 2008-2011Tipton County and Brighton $10,027.85

26. Assessed Owner: Current Owner: Location: Description: Source: Years Owed:

Richard Neely Richard Neely C.D. 1 Map 41C Gp J Parcel 17 Lot at 321 Eaton Street Unknown 2005-2011 Tipton County

Amount Owed:

$1,143.67

27. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Deborah Permenter and Pamela Ford Simpson Deborah Permenter C.D. 1 Map 250 Group F Parcel 5 Lot at 423 W. Ripley Ave. Book 1357, Page 612 2007-2011 Tipton County and Covington $2,857.06

28. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Deborah Permenter and Pamela Ford Simpson Deborah Permenter C.D. 1 Map 250 Group D Parcel 14 Lot 6 Lincoln Hill Subd. Plat Cab B Slide 200B Book 1357, Page 607 2007-2011 Tipton County and Covington $4,816.16

29. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Deborah Permenter and Pamela Ford Simpson Deborah Permenter C.D. 12 Map 26 Parcel 17.02 7.36 acres at 1720 Bucksnort Road Book 1357, Page 609 2007-2011 Tipton County $11,442.13

30. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

James Powers James Powers C.D.10 Map 106 Parcel 31.03 Lot at 4036 Charleston Mason Road Book 1384, Page 53 2008-2011 Tipton County $1,718.31

31. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Donald W. Ruzicka, Jr. Donald W. Ruzicka, Jr. C.D. 5 Map 146 G Group A Parcel 8 Lot 8 Quito Estates Sec A Plat Cab B Slide 120 Book 1268, Page 930 2007-2011 Tipton County $2,563.79

32. Assessed Owner: James Sanford and Henrietta Sanford Current Owner: Shirley Jackson, Carolyn Grandberry, Jimmy Sanford, Jackie Sanford, Bobby Sanford Location: C.D. 1 Map 41 K Gp C Parcel 14 Description: Lot at 939 S. Maple St., Covington Source: Book 213, Page 179 Years Owed: 2003-2011 Tipton County and Covington Amount Owed: $1,578.90 33. Assessed Owner: Margaret Smith Estate Current Owner: Genevieve Wright, Anthony O’Neil, Efvem Smith, Jenovie Smith Location: C.D. 9 Map 107 Parcel 21.03 Description: Lot on Mason Malone Road Source: WBZ, Page 53, Book 1330, Page 738 Years Owed: 2007-2011 Tipton County Amount Owed: $420.41 34. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Annie L. Thomas Annie L. Thomas C.D. 5 Map 147 J(146G) Gp A Parc. 27 Lot 27 Quito Est Sec A, Plat Cab B Slide 120 Book 691, Page 289 2008-2011 Tipton County $2,217.63

35. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Fred Tuggle and Ardella Tuggle Fred Tuggle and Ardella Tuggle C.D. 5 Map145 Parcel 27 2.50 acres at 3881 Wilkinsville Road Book 347, Page 261 2005-2011 Tipton County $3,270.43

36. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Ben Watkins Ben Watkins C.D. 1 Map 400(41A) Gp C Parc. 1 Lot on Walton Loop Road Book 181, Page 331 2007-2011 Tipton County $454.03

37. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Eugene Woodfork Estate Eugene Woodfork Estate, Lottie Woodfork C.D. 6 Map 112 Parcel 64 Lot at 13 Ellis Cove Book 267, Page 404 2008-2011 Tipton County and Munford $3,114.20

38. Assessed Owner: Lillie Wynn and Gary Wynn Current Owner: Gary Wynn, Sandra Frazier, Willie Mae Wynn, Audrey Wynn, Terry Wynn, Linda Wynn, James Wynn Location: C.D. 1 Map 25J Gp. 0 Parcel 20 Description: Lot 20 Town Creek Plat Cab A Slide 178 Source: Book 656, Page 303 Years Owed: 2008-2011 Tipton County and Covington Amount Owed: $3,189.33 39. Assessed Owner: Current Owner: Location: Description: Source: Years Owed: Amount Owed:

Jessie Young Jessie Young C.D. 1 Map 25N Gp. B Parcel 7 Lot at 419 N. Main St. Book 270, Page 569 200J-2011 Tipton County and Covington $2,058.76

www.covingtonleader.com Successor Trustee only and subject to any unpaid taxes and assessments and all valid restrictions, covenants or easements, if any, of record on said property, subject to any written or verbal leases pursuant to the Protecting Tenants at Foreclosure Act of 2009, and subject to any and all other liens having priority over the Trust Deed. The Successor Trustee reserves the right to make oral announcements at the time of the public sale which shall apply to the terms of the sale. The Successor Trustee may postpone any sale hereunder to another time or place by so announcing to all present at the time and place of the sale scheduled herein, without the necessity of any further notice whatsoever. The Successor Trustee reserves the right to sell the tracts separately or together.

Interested Parties: Watkins Residential This is an attempt to collect a debt, and all information obtained will be used for that purpose.

LAURA A. WILLIAMS, Successor Trustee 105 S. Highland Avenue Jackson, TN 38301 (731) 423-2414 DATES OF PUBLICATION: January 12, 2012 January 19, 2012 January 26, 2012

NOTICE OF SALE OF REAL ESTATE WHEREAS, by Deed of Trust dated March 13, 2002, recorded in the Registerâ&#x20AC;&#x2122;s Office of Tipton County, Tennessee, in Record Book 992, Page 666 (â&#x20AC;&#x153;Trust Deedâ&#x20AC;?), Watkins Residential, a Tennessee general partnership, conveyed to Gail Johnson, Trustee, the real estate therein described, to secure the payment of certain indebtedness therein described; and WHEREAS, default has been made in the payment of the indebtedness secured by the Trust Deed, and Regions Bank, the lawful holder of the indebtedness, has declared the entire balance due and payable; and WHEREAS, Laura A. Williams was appointed Successor Trustee by instrument appearing of record in Record Book 1535, Page 126 in the Registerâ&#x20AC;&#x2122;s Office of Tipton County, Tennessee.

NOW, THEREFORE, notice is hereby given that on February 7, 2012, at 10:50 a.m., at the north door of the Courthouse in Covington, Tipton County, Tennessee, I will sell to the last, highest and best bidder for cash and free from equity of redemption, and any statutory or common law right of redemption, homestead, dower, marital share, and all other exemptions, all of which were expressly waived in the Trust Deed, the following real estate, lying and being in the First Civil District of Tipton County, Tennessee, and more particularly described as follows: Tract No. I: Beginning at the northwest corner of the lot conveyed to A.W. Coats by Bunk Smith (Deed Book 96, page 533) and running south with the east side of Haynie Street, 100 feet to a stake; thence east 200 feet to a stake at the northeast corner of the Troy McCall lot in the west side of

Thursday, January 12, 2012 â&#x20AC;˘ THE LEADER â&#x20AC;˘ B11

an alley; thence north with the alley 100 feet to the northeast corner of said lot conveyed to Coats by Smith; thence west 200 feet to the beginning.

Being the same property conveyed to Watkins Residential, a Tennessee Partnership, by deed of record in Record Book 992, page 663, in the Registerâ&#x20AC;&#x2122;s Office of Tipton County, Tennessee. Also being part of the property conveyed to Watkins Residential, a Tennessee Partnership, by deed of record in Record Book 983, page 158, in said Registerâ&#x20AC;&#x2122;s Office.

The street address of this property is 116 Haynie Street, Covington, Tennessee 38019.

Tract No. II: Parcel 1: Beginning at a stake formerly Fullerâ&#x20AC;&#x2122;s northeast corner in Rogers west line, thence north 3ž west 297.8 feet to a stake in the south line of Hill Avenue; thence with said Hill Avenue south 86-3/4° west 60 feet to an iron stake; thence south 3ž east 297.8 feet to a stake in Fullerâ&#x20AC;&#x2122;s north boundary line; thence north 86° east 60 feet to the beginning.

However, there is excepted out of the above described lot all of that portion of same included in the deed to Raymond J. Norris and wife, which is recorded in Book 263, page 348 in the Registerâ&#x20AC;&#x2122;s Office of Tipton County, Tennessee.

Parcel 2: Beginning at a stake in the south line of Hill Avenue, the northeast corner of Lot No. 1 (now owned by Leonard Nason); thence with the south line of Hill Avenue, east 80 feet to a stake Mrs. Pauline Dunavantâ&#x20AC;&#x2122;s northwest corner; thence with her west line south 136 feet to a stake; thence west 80 feet to a stake in the east line of Lot No. 2 (now owned by Leonard Nason); thence with the east line of Lots 1 and 2 (now owned by Nason), 136 feet to the beginning.

The street address of this property is 701 and 705 Hill Street, Covington, Tennessee 38019.

Tract No. III: Parcel 1: In the Town of Covington, Tennessee and beginning at a stake in the east line of North High Street at the southwest corner of Lot No. 1, said stake being 71 feet south of the intersection of the south line of Hill Street with the east line of North High Street; thence with the east line of North High Street south 71 feet to a stake; thence east 104 feet to a stake; thence north 71 feet to a stake, the southeast corner of Lot No. 1; thence with the south line of the same west 104 feet to the point of beginning.

Parcel 2: In the Town of Covington, Tennessee and beginning at a stake in the intersection of the south line of Hill Avenue with the east line of North High Street; thence with the east line of North High Street south 71 feet to a stake; thence east 104 feet to a stake; thence north 71 feet to a stake in the south line of Hill Avenue; thence with the same west 104 feet to the beginning.

The street address of this property is 324 and 330 High Street, Covington, Tennessee 38019.

Tracts II and III, being part of the property conveyed to Watkins Residential, a Tennessee Partnership, by deed of record in Record Book 983, page 158, in said Registerâ&#x20AC;&#x2122;s Office.

Description taken from Record Book 992, Page 666. Registerâ&#x20AC;&#x2122;s Office of

named Court within the earlier of four months from notice or 12 months from decedentâ&#x20AC;&#x2122;s date of death, otherwise their claims will be forever barred.

Tipton County, Tennessee. No opinion is rendered by the Successor Trustee as to the accuracy of the legal descriptions.

Said property will be sold by me as Successor Trustee only and subject to any unpaid taxes and assessments and all valid restrictions, covenants or easements, if any, of record on said property, subject to any written or verbal leases pursuant to the Protecting Tenants at Foreclosure Act of 2009, and subject to any and all other liens having priority over the Trust Deed. The Successor Trustee reserves the right to make oral announcements at the time of the public sale which shall apply to the terms of the sale.

The Successor Trustee may postpone any sale hereunder to another time or place by so announcing to all present at the time and place of the sale scheduled herein, without the necessity of any further notice whatsoever. The Successor Trustee reserves the right to sell the tracts separately or together.

Interested Parties: Watkins Residential This is an attempt to collect a debt, and all information obtained will be used for that purpose.

LAURA A. WILLIAMS, Successor Trustee 105 S. Highland Avenue Jackson, TN 38301 (731) 423-2414 DATES OF PUBLICATION: January 12, 2012 January 19, 2012 January 26, 2012

12jan2wp Tipton County Chancery Court Judy Billings, Clerk and Master 1801 S. College St., Suite 110 Covington, TN 38019

This 12th day of January, 2012.

Tina Stewart Derek M. Lehman Co-Administrators

Tipton County Public Works is seeking a highly motivated Landfill Supervisor. Competitive salary with benefits. This is a full time position Tuesday through Saturday. Tipton County Public Works is an equal opportunity employer.

DEFINITION An employee in this position falls under the direct supervision of the Director. Work performed in supervising a group of employees in the operation of the countyâ&#x20AC;&#x2122;s convenience center and Class III/IV landfill and performing related work as required.

ESSENTIAL JOB FUNCTIONS â&#x20AC;˘Plans, organizes, directs and coordinates the daily operation of the county solid waste facility â&#x20AC;˘Supervises others who perform general duty work such as equipment operation, truck drivers, landfill laborers, recycling center, and citizen customer service. â&#x20AC;˘Operates various types of heavy and light equipment when necessary. â&#x20AC;˘Supervises the routine maintenance of tools and equipment. â&#x20AC;˘Prepares operational reports regarding solid waste disposal activities â&#x20AC;˘Provide innovative ideas on recycling initiatives and operation to provide maximum benefits to limit disposal quantities and increase recycling volumes.

NOTICE TO CREDITORS

REQUIRED KNOWLEDGE AND ABILITIES â&#x20AC;˘Knowledge of the methods and techniques of integrated solid waste management system methods â&#x20AC;˘Skill in planning and goal setting to achieve work objectives â&#x20AC;˘Skill in managing equipment to ensure a safe efficient and customer friendly operation

R. D. NO PR2965 ESTATE OF Wanda L. Fowler.

(Deceased)

â&#x20AC;˘Skill in supervising, counseling, motivating, disciplining personnel and maintaining effective working relationships â&#x20AC;˘Ability to communicate effectively both orally and in writing â&#x20AC;˘Ability to develop and implement solutions to operational problems â&#x20AC;˘Knowledge of occupational hazards and safety precautions. â&#x20AC;˘Ability to operate a variety of light and heavy equipment. â&#x20AC;˘Ability to organize, assign, supervise and inspect the work of subordinates. â&#x20AC;˘Ability to use the necessary tools in the performance of required skills. â&#x20AC;˘Ability to understand and follow oral and written instructions. â&#x20AC;˘Ability to create operational reports and keep routine records. â&#x20AC;˘Ability to establish and maintain an effective working relationship with employees, management and the general public.

RECOMMENDED QUALIFICATIONS Graduation from a standard high school Managerial experience Computer experience Valid Tennessee Driverâ&#x20AC;&#x2122;s license Applicants pass state certification for Landfill Operator no more than 12 months from time of hire Must pass a drug screen.

How to Apply: Submit Resume and cover letter detailing qualifications in a sealed envelope to The Tipton County Public Works Department (Human Resources) located at 8279 Hwy 51, Brighton, TN by COB Jan 18, 2012 to be considered.

Notice is hereby given that the 13th day of December, 2011.

Letters of Administration in the respect of the estate of Wanda L. Fowler, deceased, were issued to the undersigned by the Chancery Court of Tipton County, Tennessee.

All persons, resident and non-resident, having claims, matured or unmatured, against her estate are required to file same with the clerk of the above

PUBLIC AUCTION 1998 Freightliner VIN# 1FUYSSZB0WL936598 Friday January 20, 2012 @ 9:00 1870 Hwy 51 South Covington TN

Jackson Investment Management 901-761-4442 www.lpl.com/richard.jackson Securities offered through LPL Financial Member FINRA/SIPC

NEED HELP GETTING YOUR

R.L. Jackson, MBA, CFPÂŽ LPL Registered Principal ÂŽ Chartered Financial Analyst

SOCIAL SECURITY DISABILITY

Headlines Salon

LET US HELP AT

$OCTORS $R s -UNFORD 4.

THE LAW OFFICE OF REBECCA S. MILLS CALL FOR A FREE EVALUATION

1-800-964-1759 OR 731-635-1759 Voted Best Mechanic in The Leaderâ&#x20AC;&#x2122;s Best of the Best poll!

KENâ&#x20AC;&#x2122;S AUTO SERVICE

Profession Tuning/Diagnostics >Â?Â&#x153;Ă&#x20AC;Ă&#x160;>Â&#x2DC;`Ă&#x160; Â&#x2C6;Â&#x2DC;Â&#x153;Ă&#x20AC;Ă&#x160;,iÂŤ>Â&#x2C6;Ă&#x20AC;Ă&#x192;Ă&#x160;UĂ&#x160;/Â&#x153;Ă&#x153;Â&#x2C6;Â&#x2DC;}Ă&#x160; Ă&#x203A;>Â&#x2C6;Â?>LÂ?i 127 Industrial Road, Ste. B Covington, TN 38019

KEN RYMANOWICZ 901-476-5039

901-837-0085

David West Owner/Master Barber Stylist/Brocato Colorist

â&#x20AC;&#x153;Experience with heart behind it!â&#x20AC;?

Walk-ins Welcome

SGunsmithing EAGRAVE General & Custom Gunsmithing

901-574-2761

â&#x20AC;&#x153; We Tote The Noteâ&#x20AC;?

MAINLINE MOTORS

â&#x20AC;˘ Low Down Payments â&#x20AC;˘ Clean Cars and Trucks â&#x20AC;˘ Affordable Prices â&#x20AC;˘ We Accept Tax Checks

901-475-4447

REDUCED!! $825 Three Beds- NOW $655 Prices Include: FREE Water, Cable, Sewer, Trash & Pest Control

475-3475 sunrise@lpmg.us.com

SIDELINE IMPORT AUTOS

â&#x20AC;˘ Low Down Payments â&#x20AC;˘ Clean Cars and Trucks â&#x20AC;˘ Affordable Prices â&#x20AC;˘ We Accept Tax Checks

10456 Hwy 51 N. â&#x20AC;˘ Atoka, TN Open 9am - 5:30pm â&#x20AC;˘ Mon-Sat BAD CREDIT, NO CREDIT, NO PROBLEM Canâ&#x20AC;&#x2122;t Get Financed? Come See Us!

901-837-1342

Hours: Mon. - Fri. 9-6 Sat. 9-4

LAYAWAY & FINANCING!

â&#x20AC;&#x153; We Tote The Noteâ&#x20AC;?

LAYAWAY & FINANCING!

2059 Hwy 51 N. â&#x20AC;˘ Covington, TN Open 9am - 5:30pm â&#x20AC;˘ Mon-Sat BAD CREDIT, NO CREDIT, NO PROBLEM Canâ&#x20AC;&#x2122;t Get Financed? Come See Us!

All you need: Pay Check Stub and Utility Bill or Phone Bill

â&#x20AC;&#x153; We Buy Cars For Cashâ&#x20AC;?

We donâ&#x20AC;&#x2122;t sell your accounts!

McBride Stitt & Williams Investment Management

â&#x20AC;˘Individual Insurance â&#x20AC;˘ Investment Products â&#x20AC;˘Retirement Planning â&#x20AC;˘ Qualified Plans

Greg T. Williams

102 W Liberty Ave â&#x20AC;˘ Covington, TN 38019 901-476-7138 â&#x20AC;˘ Cell - 901-734-6363

Securities are offered through LPL FINANCIAL, Member FINRA/SIPC

All you need: Pay Check Stub and Utility Bill or Phone Bill

â&#x20AC;&#x153; We Buy Cars For Cashâ&#x20AC;?

We donâ&#x20AC;&#x2122;t sell your accounts!

Smiles are contagious... Catch one Michelle Woodward - Edmonds, D.D.S. Dentistry of Children & Adults Located next to Covington High School

s !CCEPT -OST )NSURANCE s 0HONE - & AM PM s %MERGENCIES 7ELCOME

1003 S. College St. Covington, TN 38019 901.475.0805 Fax 901.475.4068 covingtondental@gmail.com

SMILE WratherDentalCenter.com 901-476-8121 720 W Sherrod, Covington, TN 38019 Lumineers~Implants~Restoration~Cosmetics~Sedation

Ten reasons to return for regular exams and cleanings: 1. Can detect small problems before they become big problems 2. Examine you for oral cancer 3. Monitor the health of your gums 4. Check your teeth for cavities 5. Check your fillings for cracks 6. Maintain the health of your gums 7. Prevent cavities with floride 8. Check any sealants placed 9. You void your warranty if you donâ&#x20AC;&#x2122;t have regular check ups!

10. To see our smiling faces

B12 â&#x20AC;¢ Thursday, January 12, 2012 â&#x20AC;¢ THE LEADER

www.covingtonleader.com

ST. MARK BAPTIST CHURCH presents the

6th Annual

Dr. Martin Luther King, Jr. Community Celebration January 16, 2012

s 10:00 a.m.

GUEST SPEAKER

Dr. Stacy L. Spencer OF NEW DIRECTION CHRISTIAN CHURCH MEMPHIS, TENNESSEE

COMMUNITY SERVICE AWARDS WILL BE PRESENTED TO FOUR INDIVIDUALS

t JOHN E. STRONG, JR. t KATHERINE FLEMINGS t MISCHELLE ALEXANDER-BEST t JOE BIRCH 7ILKINSVILLE 2OAD s $RUMMONDS 4.

Reverend Keith L. McGee, Pastor

B12.indd 1

1/11/12 11:37:16 AM