Nest or Invest Investment Prospectus

Nest or Invest GROUP

Investment Prospectus

Contents.

OUR STORY ..................................................................................................................... 3

OUR STRENGTHS

....................................................................................................... 4

OUR PROJECTS

....................................................................................................... 6

YOUR INVESTMENT ....................................................................................................... 8

OUR JOURNEY

PROJECTED FINANCES

..................................................................................................... 10 ......................................................................................... 11

Born from a passion for property.

MADE FOR LONG-TERM SUCCESS. At Nest Or Invest Group, we’re out to create a new way of developing property. Developers might have a bad reputation, but we’re here to change that.

Taking pride in what we build, our focus is on quality, long-term investments rather than quick profits.

“At Nest Or Invest, we’re not in it to make the biggest returns for ourselves or to bail when things get tough,” shares Jasnish Gujral, Managing Director.

“We would far rather build strong, long-term relationships with investors and consistently deliver high quality projects.”

Founded by Jasnish Gujral, Nest Or Invest offers quality designs and revolutionary techniques to give customers the home they have always dreamed of.

With over a decade in engineering, project management, and property, Jasnish brings a unique approach to property development – energetic, transparent, assertive, and (perhaps most unusually) loving.

From our beginnings working on small developments and learning valuable lessons about what to do (and what not to!), we’ve since grown to develop multiunit, complex sites offering significant financial returns. Jasnish heads up a team of engineers, certified builders, plumbers, electricians, and designers all committed to delivering the highest quality residences on offer in Auckland.

“For me, property is a real source of joy – there’s nothing like seeing the plans for a new property and then bringing them to life as a beautiful building.”

3

Our Strengths.

Having helped deliver successful outcomes for a number of investors and home owners, Nest Or Invest has already built a strong reputation for engaging with the human aspect of development.

SO WHAT MAKES NEST OR INVEST GROUP A GOOD CHOICE? Project management: Project managed by Jasnish Gujral, who has overseen and delivered multimilliondollar projects for businesses such as Newcrest Mining.

Property experience: With a long history in property development and investment, Nest or Invest Group’s decisions are driven by many years of learning what works.

Planning expertise: By understanding the nuances and many difficulties inherent in delivering housing projects, we carefully plan for resources and equipment, ensuring efficient project execution and on-time delivery.

Strong growth rates: We’ve increased sales by 175% since our first capital raise in 2015 and are set to continue increasing this number into the future.

Skin in the game: With half of every development funded by Nest Or Invest Group directly, we’re both financially and emotionally invested in ensuring that every project provides a fantastic return.

Lean organisation: With a lean management system and minimal overheads, we ensure that your investment goes where it should go – towards projects that will generate a return.

Market-driven model: Unlike other developers, we don’t follow traditional development models or adhere to only one. Instead, we’re able to move with the market to provide in-demand housing.

Scalable business model: From the beginning, the business has been structured for scale. As we grow, so too do the opportunities for investors.

Value-led organisation: With our values of energy and passion, honesty and transparency, assertiveness and confidence, love and positivity, and success and excitement driving everything we do, we make the right decisions – not just financially, but for the people involved.

THESE STRENGTHS AND MANY YEARS OF EXPERIENCE ENABLE US TO: •

Mobilise quickly and effectively to take advantage of opportunities

•

Deliver projects on time and within budget

•

Engage proven sub-contractors for project work to ensure efficiency and quality

•

Meet key health and safety standards without compromise

•

Create modern, liveable properties which meet our customers’ needs now and into the future

5

Our Projects.

28 LUKE STREET, OTAHUHU $1.2M

93 ALFRED STREET, ONEHUNGA $9.03M

33 OLIVE CRESCENT, PAPATOETOE $6.4M

5 RIMU ROAD, MANGERE BRIDGE $4.1M

39 PARK AVENUE, PAPATOETOE $3.1M

What's involved in each project?

DEVELOPING PROPERTY IS A LENGTHY BUT EXCITING PROCESS... HERE’S WHAT’S INVOLVED: Due diligence 1 month

Design 2 months

Resource consent 3 months

11 ELLEN STREET, MANUREWA $1.1M

Design detailing 3 months

Building consent 3 months

Construction 9 months

Sale or Hold

114 HILLSIDE ROAD, PAPATOETOE $10.8M

7

Your Investment.

Choosing where to invest your hard-earned money isn’t an easy decision. Knowing who to entrust it with, how to get the best returns, and which investments will be too volatile can be difficult.

That’s where Nest Or Invest Development come in. We’re looking for investors interested in longterm relationships and a hands-off, more reliable alternative to investing in shares.

OUR GOAL: $2M IN NEW EQUITY CAPITAL FROM NEW AND CURRENT INVESTORS TARGET TURNOVER: $20M TURNOVER BY 2021

WHAT WILL YOUR INVESTMENT FUND? •

The purchase of land: Nest or Invest are consistently on the hunt for new sites providing opportunity to develop in-demand housing.

•

Development of property: We are excited to have picked up a development site on Hillside Road, Papatoetoe, and can’t wait to invest further in the area, especially with Auckland Council’s purchase of the Onehunga Wharf. The redevelopment of this 4ha site will play a key role in building on Onehunga and Mangere Bridge’s strengths and revitalising the surrounding areas.

•

Building the team: Securing the right people is key. We will be expanding our building team for further growth this year, as well as strengthening our onsite supervision with key appointments.

•

Materials: Great developments need great materials. Building supply agreements with various suppliers across Auckland, along with your investment, will secure ongoing supply to support our forecasted sales growth.

WHY PROPERTY? Property is one of the most consistent and predictable long-term investments, and is key to the Auckland and New Zealand economies. With historic returns of, on average, 6% capital growth per annum (according to the Real Estate Institute of New Zealand), financiers have long supported residential investment. Unlike other forms of investment, financiers are generally prepared to fund the purchase of property up to 80% of its value depending on the investor and their overall position.

WHAT’S INVOLVED? All investments are made as “Term Loan Agreements” only, with a minimum term of 12 months.

We are particularly looking to form long-term relationships with investors keen to benefit from the following returns: 1.

10% on 12 months

2. 12% on 24 months With a minimum investment of $100,000, this investment is designed to be “hassle free” for the investor. No involvement required, and funds will be returned on the due date unless an extension is requested by the investor.

"

Working with Nest Or Invest has been the perfect solution to get into the property investment market. With lots of different options and opinions on the best way to invest our money, prior to meeting Jasnish and the team we were confused as to what would suit us and give us the return we wanted but also more importantly how to even start - it all seemed scary!

Working with Nest Or Invest has been a great experience. I have been able to invest confidently, know exactly what my investment is being used for and how things are tracking - full transparency. Recently I received my profit from my 2017 investment and was really pleased, but also surprised how easy and stress-free the whole process was.

I now have the funds to go ahead and build my dream home for my family, which I would not have been able to do otherwise. I would definitely invest again with the Nest Or Invest team.

- Jay and Wendi Li

"

9

Our Journey.

2016

Company started planning to turn the dream of creating beautiful buildings into reality.

Purchase of:

2017

• 39 Park Ave Papatoetoe • 5 Rimu Rd, Mangere Bridge • 114 Hillside Rd, Papatoetoe • 93 Alfred St, Onehunga

2018

2019

2020

Completion of: • 39 Park Ave Papatoetoe • 5 Rimu Rd, Mangere Bridge

Completion of: • 93 Alfred St, Onehunga

Sale of: • 114 Hillside Rd, Papatoetoe • 33 Olive Cres, Papatoetoe

Projected Finances.

Income (EBIT): Past & Forecast 6000000 5000000 4000000 3000000 2000000 1000000 0 2017

2018

2019

2020

2021

2022

2021

2022

Turnover: Past & Forecast 25000000 20000000 15000000 10000000 5000000 0 2017

2018

2019

2020

11

Nest or Invest GROUP

JASNISH GUJRAL Managing Director +64 211797199 jasnish@nestorinvest.com www.nestorinvest.com