CCM - SEPTEMBER 2017 by CITY NEWS PUBLISHING, LLC

THE MAGAZINE THAT CARES

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954-575-3313 | 4651 N. State Rd. 7. Unit 14, Coral Springs FL 33073 • Falamos portugues • Hablamos espanol to CoNtaCt City News, Call luCy (editor) at 954-255-5226

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COMMUNITY NEWS LETTER FROM THE EDITOR

The Magazine That Cares

Can’t wait for this summer’s heat wave to end. September is upon us and school starts for all. We have lots of great things happening with our 3 magazines, Coral Springs/Parkland, Coconut Creek/ Margate and Boca. We are pleased to announce that we have expanded our advertising coverage by working with OUR CITY Media. OUR CITY has 7 community magazines very similar to ours in many respects. They distribute 20,000+ magazines/month in the following areas: Weston, Davie, Aventura, Plantation, Pembroke Pines, Miramar and Hollywood. Our 10 combined community magazines mail over 205,000 magazines mailed to homeowners and local businesses. The most of any group of local magazines. This will allow all our advertisers to advertise from Aventura to Boca Raton.

media group. With their Blue Cross/Blue Shield health insurance and the best PET Insurance I have come across, they are gracing 2 of our 3 covers this month. Lastly, regarding our upcoming charity events; all you golfers and those who wish to sponsor the Coral Springs Golf Tournament, held October 20, see their ad in our magazines and come on out to support the MLK Foundation. We are also giving away another 150 tickets to DISNEY ON ICE at the BBT Center for the weekend of September 13. All children charities are welcome to contact Lucy for tickets.

“

We can complain because rose bushes have thorns, or rejoice because thorn bushes have roses.

Let’s not forget our Second Annual Pet Costume Contest is now open for your favorite costumed pet pics. We will choose the best photos for Halloween. We will have prizes for the top 3 pets. We also wish to welcome APPLE Insurance to our

SEPTEMBER 2017

JERRY SPIELMAN President/Publisher

Cover Story: Apple Insurance & Financial Services

TABLE OF CONTENTS Calendar Events

”

― Abraham Lincoln

LUCY SPIELMAN Editor in Chief

dESIGN & PRodUCtIoN DAMION LAWRENCE

Community News

Cindy Brief Leading CS Chamber To New Heights Soffer Health Institute

14 17

Tips & Contests

THE MAGAZINE THAT CARES

WWW.CITYNEWSMAGAZINE.COM

AdvERtISING ACCoUNt ExECUtIvES LISA LITT, JOHN BRODIE, CHRIS MILLER

WRItERS

RACHEL GALVIN, NICOL JENKINS, DALE KING, BROOKE BITTON, MINDI RUDAN

Chamber Page financial / Tax Advice Library Events Legal Corner Our Pets Sponsored by Apple Insurance Our Pets Dining Section Puzzle Page Sponsored by Smile Design Margate City Scene God’s Corner Puzzle Page Answer Page

8 10-11 18 19 20 21 26-29 32 34 36 36

WE PROVIDE HEALTH INSURANCE FOR INDIVIDUAL OR GROUP 2765 W. CYPRESS CREEK RD. SUITE FT. LAUDERDALE, FL 33309

offICE MANAGER: SHARON RINGNALDA

SEE STORY PAGE 12

CoNtRIbUtoRS

DR. MONIqUE BAIN, DR. ANNABELLE DOOKIE, KAREN KAPLAN, RICH MASTON, DR. CHARLES MESSA, ALAN J. REINfELD, DR. DEBBIE SWAyMAN, ANDI WITES, DR. SIMON WONG, KEN CUTLER, ANDREW RADER, DALE KING

visit us online: www.CityNewsMagazine.com

5491 North University Drive, Suite 104-B, Coral Springs, fL 33067

Ph: 954-255-5226 • Fax: 954-255-5228 Lucy@CityNewsMagazine.com Graphics@CityNewsMagazine.com

Total circulation is 20,000. City News Publishing LLC, is published and direct mailed monthly to prestigious homes in Coconut Creek & Margate, verifiable by US Postal statements. Additional free copies are available at locations throughout the cities and upon request by contacting the editor. Opinions expressed by the writers are their own and do not necessarily reflect the opinions of the publisher. City News Publishing LLC, reserves the right to edit and/or reject any editorial or advertising content and is not responsible for errors in advertising beyond the cost of the space, or for the validity of claims made by advertisers. Entire contents copyrighted 2017 by City News Publishing LLC, Reproduction in whole or in part is forbidden in any media without prior written permission from the publisher.

SEPTEMBER 2017

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CALENDAR EVENTS

COMMUNITY NEWS

SEPTEMBER Music Under the Stars

SEPT

Join your community for an evening of great music and entertainment as Vista Motor Company presents Music under the Stars every second Friday of the month. Music kicks off at 7 pm at the Great Lawn located at the intersection of Atlantic and Pompano Beach Boulevard in Pompano Beach. The featured band for this month is Business As Usual. For more information, call 954-786-4111.

Teen Club

SEPT

Bring your teenager to the City of Coconut Creek Teen Club. It is a club for teenagers, ages 12 to 16, to socialize with others at the Coconut Creek Community Center, 1100 Lyons Road. The club will meet from 6:30 pm to 8 pm. Teens will enjoy a monthly movie or bowling night, organized games and parties. Register online at www.coconutcreek.net/webtrac. For more information, call 954-545-6670.

Grandparent Day Grandparents can enjoy a special day! Grandparent Day will be held from 9:30 am to 12:30 pm at the NW Focal Point Senior Center, located at 6009 NW 10 Street, Margate. There will be snacks and prizes, and a children’s choir will perform for the grandparents. For more details, visit www.margatefl.com.

SEPT

Field Day of Play

SEPT

9/11: A Day for Honoring Our Heroes

SEPT

ArtsFest

Join in the City of Coconut Creek Field Day of Play. The event will be a day dedicated to the celebration of healthy and active play. The event will take place from 10 am to 1:30 pm at the Coconut Creek Community Center, 1100 Lyons Road. Children are encouraged to turn off the television, electronic devices, and enjoy participating in indoor/outdoor field day activities such as soccer, football, basketball, egg relay, sponge bucket relay and more. For more information, call 954-545-6670 or visit www.CoconutCreek.net.

09 11

The City of Pompano Beach Parks, Recreation and Cultural Arts Department invites the community to a night of remembrance, recognition and celebration at the Cultural Center and Library, 50 West Atlantic Blvd., at 6:30 p.m. The Ceremony, 9/11: A Day for Honoring Our Heroes, will feature guest speakers, musicians and a special performance by the American Legion 65-piece band. For more information, call 954-786-4111.

Don’t miss ArtsFest, a family fun day of fine art, entertainment and food trucks! Local artists will show off their artwork. Supporting the Coconut Creek Multicultural Club. The art event will take place from 11 am to 4 pm at the Coconut Creek Community Center, 1100 Lyons Road. To be an art vendor, contact Josh Salter at 954-545-6631. For more information about this event, call 954-5456698 or visit www.CoconutCreek.net.

Clint Black Concert SEPT

The Pompano Beach Amphitheater is proud to present the iconic and timeless country music of Clint Black. The multi-million selling country mega-star recently released On Purpose, his first full-length album of new songs in a decade, and he’s doing it on his own terms. The new album is dedicated to his father, who died in late 2012. The concert will be held at 8 pm at Pompano Beach Amphitheater, 1801 NE 6th Street. For more information, visit www.theamppompano.org or call 954-519-5500.

SEPT

Shuzz Art Fashion

Fall Prevention Day

Community Craft Show

The VII-annual Shuzz Art Fashion Show is the largest fashion event in South Florida. This upscale event will be held at 6 pm at the Pavilion at Seminole Coconut Creek Casino and will host fashions by designer Gomez-Garcia London. The night will include a cocktail reception, designer meet & greet, live and silent auctions, 40foot red carpet, double-runway fashion show, live entertainment, VIP lounge sponsored by Celebrity Cruise, VIP after party, and VIP luxe bag. 100% of all ticket sales go directly to providing new shoes to children who need them most around the world. For more details, visit www.seminolecoconutcreekcasino.com.

The NW Focal Senior Center in Margate will host Fall Prevention Day. The event will host presentations to prevent falls including balance instructor demonstrations and healthy hand-outs. The event will take from 11 am to 1:30 pm at the Senior Center, located at 6009 NW 10 Street, Margate. For more details, visit www.margatefl.com.

Saturday, Sept. 23, 10 - 2 pm. FREE and open to all A variety of vendors & handmade crafts inside Harbor Chase Assisted Living of Coral Springs. 2975 NW 99th Avenue Coral Springs, Fl. 33065 Snacks available for purchase, jewelry, crafts and more. A portion of the proceeds goes to the Alzheimer’s Walk.

SEPTEMBER 2017

SEPT

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SEPT

For info and vendor opportunities please contact craftycrafts2u@aol.com or 954-979-0712

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COMMUNITY NEWS

Brad P. Glick, DO, MPH and Associates Celebrating 21 Years in Dermatology!

Celebrating Our 1 Year Anniversary Specializing in Medical, Surgical & Cosmetic Dermatology Specializing in Medical, Skin Cancer Surgical & Cosmetic Dermatology

Dermatologic Surgery Skin MohsCancer Surgery Dermatologic Surgery Hair & Nail Diseases Mohs Surgery Pediatric Dermatology Hair & Nail Diseases Laser Surgery Pediatric Dermatology Botox, Fillers & Chemical Peels Laser Surgery Botox, Fillers & Chemical Peels (954) 974-3664 Hydra Facial NEW LOCATION:

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3275 N. State Rd. 7 (west side of 441, just south of Sample Rd. 1447Dutch Medical Parkacross Blvd., #107 - in the Penn Plaza, from F.C.C.) Wellington, Margate, FLFL

(561) 798-3494 1447 Medical Park Blvd., #107 Wellington, FL

Brad P. Glick, DO, MPH, FAOCD L. Zaulyanov Scanlan, MD, FAAD Denise M. Guevara, DO, FAOCD Sandy Goldman, DO, FAOCD Snyder, Brad Allan P. Glick, DO, PA-C, MPH,MMS FAOCD Kristian Williams, PA-C L. Zaulyanov Scanlan, MD, FAAD Christina Mazzoccoli, LA Denise M. Guevara, DO,LPN, FAOCD (Licensed Aesthetician)

Sandy Goldman, DO, FAOCD Allan Snyder, PA-C, MMS Kristian Williams, PA-C Tomeka Fleming, LA, MA

New State-of-the-Art Facility to Better Serve the Needs of Our Patients!

With 22 Years In Dermatology! www.CityNewsMagaziNe.CoM

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COMMUNITY NEWS

Calendar of Events

December 14thǦLeads Lunch Group @ Lester’s Diner 12pmǦ1pm

December 15th– Membership Breakfast @ Carolina Club, 7:30amǦ9:00am

December 16thǦ 2016 City of Margate Winter Festival @Margate Blvd & State Rd 7 6pmǦ10pm

December 25th– MERRY CHRISTMAS

During the month of December the Monthly Membership BreakMerry Christmas fast will take place on the 3rd from our family to Thursday of the month.

Photo By: Nicole Goldstein

School Board Vice Chair Nora Rupert, Congressman Ted Deutch, Mayor Lamar Fisher and Greater Pompano Beach Chairman Tim Hogans and Chamber CEO Ric Green celebrate with the winners of the annual Shining Star Awards. Shining Stars are named for their dedication to north Broward community, and give countless hours of their time to improving it. The celebration luncheon, sponsored by the Greater Pompano Beach Chamber of Commerce, was held on August 18th at the Fort Lauderdale Marriott at Pompano Beach. Honorees include Joe Usman from the Rotary Club, Andy Buglione, Chris Fuller, Chadia Ghanem, Emma Ellington and Leila Moavera, all from the Women’s Club and the Chamber of Commerce, Habitat for Humanity, Broward College, the McMahon Family, and Rudy Nesbit. Honorees Edward Myrick and Erica Gulrich were not pictured.

PLEASE JOIN US! The Pompano Beach/Margate Chamber of Commerce presents A Fine Food & Wine Celebration

yours!

DATE AND TIME Tue, September 19, 2017 6:00 PM – 9:00 PM

Join us Tuesday September 19th for the 2017 Pompano Beach Fine Food & Wine Celebration.

LOCATION Pompano Beach Cultural Center 50 Southwest 1st Avenue Pompano Beach, FL 33060

Enjoy a wide array of local restaurants sampling delicious eats and treats paired with a selection of wine, beer and spirits! The event starts at 6pm, with VIP access at 5pm. Entertainment includes cooking demonstrations, live performances, interactive art projects, silent auction, live auction and more!

TICKETS $50 – $85 Purchase: https://goo.gl/WBWuVD

Thank you to our Sponsors!

SEPTEMBER 2017

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“Welcome Home” • Warm and welcoming, multi-generational, multi-ethnic congregation • NAEYC accredited preschool • New Rabbi - Rabbi Marci Bloch • Engaging & interactive Religious School curriculum • Extensive events, workshops, clubs and social groups • Temple membership included in ECC tuition • Free Religious School for Kindergarteners

You are invited to join us for the High Holy Days

Please contact the office for ticket prices. College students and military personnel complimentary.

MEET RABBI BLOCH, CANTOR GREENBLATT, OUR AMAZING STAFF AND MEMBERS. CALL FOR A TOUR (954) 753-3232

Rabbi Bloch

2151 Riverside Drive. Coral Springs, Florida 33071 www.templebethorr.org | JoinTBO@templebethorr.org

UNIQUE MEMBERSHIP STRUCTURE - NO FIXED DUES!

www.CityNewsMagaziNe.CoM

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sePteMBer 2017

FINANCIAL / TAX ADVICE RobeRt Spielman, Cpa, JD

Two Ways To Maximize Your Charitable Contributions

here is seemingly no end to the solicitations we receive from qualified charitable organizations seeking our assistance. Solicitations come by regular mail, e-mail, television commercials, and through word of mouth with respect to organizations we may participate in, such as religious, educational, or social organizations. Our collective support of these institutions serves a growing need for assistance to needy individuals throughout our country. While our collective generosity makes us all feel good, we also want to make certain we maximize our tax deduction, that also makes us feel good. There is a myriad of rules regarding deductibility of cash contributions to qualified organizations, along with percentage limitations as to how much can be deducted against adjusted gross income, depending upon the type of organization you donate to. This brief column will address two specific subjects that are generally important to South Florida residents. The two subjects are: 1. What deductions is one entitled to if you volunteer for an organization and provide personal services? 2. If you make contributions of cash or tangible property, what type of substantiation do you need to secure, retain, and file with your tax return? 1.

Deductions for Volunteers:

We all know we are not entitled to any tax deduction for the value of services we may perform for a charitable organization. Even such a valuable donation as a pint of blood, while noble, does not entitle you to a tax deduction. But volunteers to charitable organizations are permitted to deduct out-of-pocket costs incurred while performing their services, limited to the generally applicable rules and regulations for charitable contributions. Thus, if you perform services for a charity, and incur the following types of expenses, you will be entitled to a tax deduction: • Away from home travel expenses, including round trip travel, taxi, and transportation between airports, hotels and events, etc. • If you entertain others on behalf of the charity, for example, to secure a large contribution, you can deduct the cost of entertainment. The cost of your own entertainment or meal, is however, not deductible. • If you use your vehicle, while performing services for a charitable organization, you may deduct unreimbursed expenses directly attributable to such use. Alternatively, a flat $0.14 per mile for charitable use of your vehicle is available. • If you wear special uniforms when you do volunteer work and your uniform has no general utility, you can deduct the cost of acquiring and cleaning the uniform. • If you incur miscellaneous expenses such as printing, extensive telephone use, mailings, or any other similar expenditures on behalf of a charitable organization, you may be entitled to a tax deduction.

SEPTEMBER 2017

Charitable deductions for the above expenses must be substantiated by a written acknowledgement from the charity if the deduction exceeds $250. You should secure an acknowledgement indicating the amount expended, category of expenses, and confirming you received nothing of value in return for your contribution. If you are spending funds on behalf of a charity, it is important you secure written documentation from the charity about the nature of your efforts and the need for you to lay out funds for expenses. If you incur significant costs, it is recommended you submit the expenses, with receipts, to the charity for confirmation, even if they are not going to reimburse you. As always, maintain detailed records of all your expenses. If your volunteer efforts are ongoing and expenses considerable, consider arranging with the charity for them to directly pay all of the expenses you incur during your voluntary service and reimburse the charity with a tax deductible payment for these costs. This may simplify the documentation requirements. Great personal satisfaction flows from doing good deeds, but when you do good deeds and also secure a tax deduction, it can amplify your allocation of personal monies to charitable endeavors.

2. Substantiation for Charitable Donations: To support the tax benefits you seek, you are required to keep adequate records and secure substantiation for both cash and property donations. The following list is a brief guide to the rules and regulations. For more detailed information, see IRS Publication 1771, available on the IRS website. Recent cases have denied taxpayers charitable donations for failure to secure and file required documentation with their tax returns. The greater the dollar value of your donations, the more important it is to secure the appropriate documentation and complete the required IRS forms.

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COMMUNITY NEWS Cash Donations: Small cash donations are relatively simple. All you need to retain is a bank record supporting the donation, or a written receipt from the charity, indicating the charityâ&#x20AC;&#x2122;s name, date of donation, and the amount of the contribution. If your cash donation exceeds $250, you need to retain a copy of your canceled check and must secure a donor acknowledgement letter no later than the due date of the tax return. The written acknowledgement must state whether you received any goods or services in consideration of the donation. The $250 threshold is a per donation amount. Therefore, if you make several donations to the same charity throughout the year, but they total more than $250, you do not need to secure acknowledgement letters for your contributions.

Contributions of Property: Contributions of tangible property is an easy way to secure a charitable contribution deduction, so long as all rules and regulations are followed. The general rules are as follows: A.Property donations valued at less than $250 should be substantiated by a written receipt from the charity, showing the organizations name, the date and place of the contribution, along with a detailed description of the property. You should also retain records that indicate the propertyâ&#x20AC;&#x2122;s cost basis and fair market value on the date of contribution. B.Contributions in excess of $250 require more documentation. In this case, donors must receive a written acknowledgement from the charity following rules similar to above. If the charitable contribution exceeds $500, you must also complete Form 8283 and include it with your tax return. C.For property contributions of $5,000 or more, a qualified appraisal must be secured and Schedule B of Form 8283 (the Appraisal Summary) signed by the appraiser and the donee organization.The schedule and form must be attached to the tax return. Extensive rules apply to the completion of Form 8283 and the contents required to be included in the qualified appraisal. The appraisal must be done by a qualified appraiser in accordance with generally accepted appraisal standards. The appraiser must have verifiable education and experience in valuing the specific type of property which has been donated. D.If one is donating artwork or other high value property, strict adherence to IRS rules and regulations is imperative. E.If the property donation consists of publicly traded securities, an appraisal is not required if there are readily available market quotations for the securities. This brief column is intended to remind you there are tax benefits available to volunteers and for donations of cash and securities, as well as for personal property. In order to secure the deductions it is important you consult with your tax advisor to make certain you are meeting all the requirements needed to secure the deduction. Keep doing good deeds and supporting the organizations you trust with cash, securities, and personal property donations. But be sure you document your donations properly and file the necessary schedules and support with your annual personal tax return.

MARGATE, FL â&#x20AC;&#x201C; The City of Margate, in partnership with Waste Management, is offering residents a safe and convenient way to dispose of unwanted household hazardous waste (HHW) and old electronics, and shred documents that include sensitive information. The Household Hazardous Waste and Electronics Collection and Document Shredding Event will take place on Saturday, September 23th from 9 a.m. to 2 p.m. at Oriole Park, located at 7055 NW 1st Street. City of Margate residents can drop off items such as household chemicals, cleaning solutions, aerosols, paint, oil, solvents, pesticides, herbicides, pool chemicals, vehicle fluids, mercury thermometers, propane tanks, fire extinguishers, fluorescent bulbs, compact fluorescent bulbs (CFLs), TVs, computers, monitors, printers, fax machines, cell phones, home phones, wire, DVD players, rechargeable batteries, and tires (limit 4). Items not accepted include explosives, bio-hazardous waste, medical waste, appliances, microwaves, shavers, sewing machines, and business or commercial generated waste. Secure document shredding will also be available during the event. Margate residents may bring up to three standard letter size boxes of documents for shredding. Proof of Margate residency is required. This includes a photo ID and one of the following (with matching address): a utility bill, vehicle registration, or a trim notice/tax bill.

*** This article provides generalized tax and financial information for educational purposes only. It does not provide any personalized tax, investment, legal, or other business or professional advice. Before taking any action with respect to the matters addressed, you should seek assistance of a professional who is familiar with your particular situation. The author and publisher accept no responsibility for any actions taken, or not taken, by any reader of this article.

www.CityNewsMagaziNe.CoM

City Of Margate To Host Household Hazardous Waste And Electronics Collection & Document Shredding Event On September 23Rd

For more information, Margate residents can contact the Department of Environmental and Engineering Services at (954) 972-0828 or visit www.broward.org/waste.

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COMMUNITY NEWS

INDUSTRY LEADING INSURANCE SOLUTIONS

Apple Insurance & Financial Services is a full service insurance agency that has helped individuals and companies make informed decisions that create value and manage risk. We are a leading agency for Florida Blue throughout the State of Florida. Through our strategic partnerships with other top statewide insurance producers, we give clients access to the full range of products and services typically available only through national brokerage firms. Having the right answers requires knowing the right questions. By customizing each client’s total insurance needs, investments and benefits

strategy, we ensure a uniquely tailored and comprehensive approach to financial services and security. Our goal is to guide individuals, families, and businesses to obtain competitive rates for their insurance needs, along with relying on dynamic leadership to provide exemplary service by our sales agents to distinguish us from the rest of the insurance industry. Apple doesn’t only insure people. Pets are also a priority to our family and probably yours. We offer a variety of pet coverages and surprisingly low prices.

Apple agents are experts in navigating in and around the Obamacare obstacle course. Making sure you and your family are receiving the best health care options at the most reasonable prices. If you are an insurance agent looking for a great agency that provides full support and state of the art CRM to balance your business perfectly Apple can be your home as well. Give us a call or check us out on line.

Obamacare is the law, not coverage, if you don’t know the difference we will be happy to explain it to you.

WE PROVIDE HEALTH INSURANCE FOR INDIVIDUAL OR GROUP

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SEPTEMBER 2017

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Your Go-To

Short wait times. Convenient location. Ready to serve you 24/7. In an emergency, choose Northwest Medical Center. Call Consult-A-Nurse® at 954-724-6342 for more information, or visit us online to see our average ER wait times. If you are experiencing a life-threatening emergency, call 9-1-1.

2801 North State Rd. 7 • Margate, FL 33063 • NorthwestMed.com

COMMUNITY NEWS

Cindy Brief Leading Cs Chamber To New Heights By Dale King Cindy Brief has been the voice, face and driving force of the Coral Springs Regional Chamber of Commerce for more than a decade. As president and CEO of the business advocacy body since 2006, she has led the Chamber to new heights. A Staten Island native, Brief serves on the board of the Florida Association of Chamber Professionals (FACP). She is also chair-elect of the Broward Council of Chambers and is on the Board of Tomorrow’s Rainbow, a grassroots nonprofit organization providing emotional support to children grieving the death of a parent or loved one. In addition, she is a member of the board of directors of the Economic Development Office for the city of Coral Springs.

Cinndy Brief, president and CEO of the Coral Springs Regional Chamber of Commerce. (Submitted photo).

Coral Springs Regional Chamber of Commerce President and CEO Cindy Brief with Vice-Mayor and City Commissioner Dan Daley at 2017 Denim and Diamonds grand gala. (Submitted photo)

One of the most significant alterations to impact the region’s business community has already begun to take place. The boards of directors for the Coral Springs and Coconut Creek chambers have agreed to integrate both into one organization. What does this mean? “Members of both will now be getting two Chamber memberships for the price of one -with even more member benefits,” she said. “There will be additional opportunities to grow and develop your network of business professionals, and both organizations will be able to participate in more events.” “The integration expands the reach of both organizations by giving all of us a greater influence as the ‘voice of business in the northwest Broward area.’” The Coconut Creek Chamber will be known as the Coconut Creek Chamber Council, she noted. “It will have its own board of governors as well as representation on the Coral Springs Regional Chamber’s board of directors. The Coconut Creek Council will continue to have its own identity and will provide member-driven programs that are successful and foster engagement in the Coconut Creek community.” Discussion of the planned integration began about a year ago, she said. “We talked about how best to serve the membership from an industry perspective. For both boards, it will be a great alliance for the future.” Brief was employed earlier in her life as a certified public accountant following her graduation from City University of New York-Brooklyn College with a bachelor’s degree in accounting. With little interest in continuing in that field, she moved to

SEPTEMBER 2017

“We conduct a lot of events,” she said. “We do a grand gala, we have a state-of-the-chamber meeting. We just had our legislative update breakfast.” She attended “Capitol Days” in Tallahassee and will be part of the Washington “Fly-up” to D.C. with the Fort Lauderdale Chamber, led by U.S. Rep. Ted Deutch, the local Democratic congressman. The trip is planned the final week in September. Within the Chamber itself, Brief has created a “Chamber University,” a business academy consisting of a six-month series of speakers addressing issues such as retaining employees and helping personal and professional developments. A panel of CEO’s will address the group about real-life use of negotiating skills.

From left, Coral Springs Chamber President and CEO Cindy Brief with Lisa Lutoff Perlo, CEO of Celebrity Cruise Lines, and Andrea Jacobs, currently chair of the Professional Women’s Alliance. (Submitted photo)

South Florida in 1989 seeking part time work while she raised her two children, Johnny, now 30, and Josh, 26. “When my youngest son was in kindergarten, I went to the [Coral Springs] Chamber of Commerce office which, at the time, was on Sample Road in a storefront. I knew the executive director; we had taken a tax review class together.” “I told her I was looking for part time work and she said, ‘Do you want to work here?’” At the time, the Chamber was closed down, so Brief met someone who organized trade shows. “I got into the trade show business and opened my own company,” she said. At the time, she did a trade show for the local Chamber and was asked to stay on and conduct sales. She spent three years in that endeavor before moving up to president. In the executive position, Brief travels a lot on behalf of member businesses and works with other organizations and nearby Chambers. She noted that Troy McLellan, president and CEO of the Greater Boca Raton Chamber of Commerce, recommended her for the FACP position.

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She has also helped create a NEXTgen organization, a group of under-40 business people who meet and exchange ideas. A recent NEXTgen session drew 40 to 50 speakers, which she called “a good response.” JM Lexus, a major area corporation, has signed on as a sponsor. Brief noted that Vice-Mayor and City Commissioner Dan Daley, who is 27, helped set up NEXTgen for younger Chamber members. The local president/CEO said the organization is also working with the city on the new downtown proposed at the intersection of University Drive and Sample Road. Not only does the Chamber support the new City Hall under construction on Sample Road, but also plans to relocate its offices there. With Brief in the lead, the Chamber created a Professional Women’s Alliance (PWA), which brings female professionals together at bimonthly luncheons to hear educational and inspirational speakers. Also, the Chamber has a Local Affairs Committee committed to advocating for Chamber members with the city, county and state. A resident of Coconut Creek, Brief has also lived in Parkland and Coral Springs. Mark Ridings is her fiancé.

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WISE WORDS “Wise men, when in doubt whether to speak or to keep quiet, give themselves the benefit of the doubt, and remain silent.” ― Napoleon Hill Let others lead small lives, but not you. Let others argue over small things, but not you. Let others cry over small hurts, but not you. Let others leave their future in someone else’s hands, but not you.” ― Jim Rohn “Success in business requires training and discipline and hard work. But if you’re not frightened by these things, the opportunities are just as great today as they ever were.”― David Rockefeller “We can complain because rose bushes have thorns, or rejoice because thorn bushes have roses.”― Abraham Lincoln “Wise men, when in doubt whether to speak or to keep quiet, give themselves the benefit of the doubt, and remain silent.”― Napoleon Hill “I’ve come to believe that all my past failure and frustration were actually laying the foundation for the understandings that have created the new level of living I now enjoy.”― Tony Robbins “Wanting something is not enough. You must hunger for it. Your motivation must be absolutely compelling in order to overcome the obstacles that will invariably come your way.”― Les Brown “Sometimes the bad things that happen in our lives put us directly on the path to the best things that will ever happen to us.”― Unknown “The test of success is not what you do when you are on top. Success is how high you bounce when you hit bottom.”― George S. Patton

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Varicose Veins? Might be More than Meets the Eye

BY MINDI RUDAN We’ve all seen them; on the beach, bulging behind summer shorts or marring the look of an otherwise great “gam” or worse---on our own legs in the mirror: Varicose or spider veins. Defined basically as veins that have become enlarged and twisted, the “bulge,” appears when valves or the pair of “leaflet valves” veins have no longer meet properly, and simply put, the valves just don’t work anymore. (Valvular incompetence.) This causes blood being pumped from your heart-- that the oft taken for granted, hard-working veins carry to and fro-- to back up, if you will, creating the unsightly bulge we know as varicose veins. Most common in the superficial veins in the legs, which are subjected to high pressure from standing, too much sitting, inactivity or the dastardly leg crossing, these veins can actually be found anywhere on the body, even the face. While most people seek remedy for the cosmetic aesthetics, there’s much more reason to check them out—especially as we age. And while there are countless vein clinics, or even medical “spas” that offer to treat the malady, few bear the pedigree of board certified, world-renown cardiologist Ariel Soffer, founder of Soffer Health Institute, now with SIX locations. His professional credits could fill a page alone, but his personal passion for this field and his journey towards it--is much deeper. This IS the doctor who for FOUR years had an ABC News Health segment called “Dr. Soffer’s Second Opinion.”The same doctor medical companies still call to test and give input on new methodology, new tools, techniques and breakthroughs. This IS the doctor who gives a seminar in New Orleans every year for 3-500 other highly skilled physicians who travel from all over the country to learn from him. HIS techniques, his innate diagnostic ability and gain his insight into this specialty. He’s that talented, and that committed. And lucky for us, his SoFla locations are graced by him –and a hand-picked and trained staff every day. His website heralds almost rock star adoration from legions of patients, some whose lives have potentially been saved, and countless others he’s made more livable and enjoyable because of his “vein whisperer-ish” knowledge, talent and years of focused experience. “He’s clearly the top of this pyramid,” offered Adam

Kustin, company spokesperson and someone who’s clearly enamored of Dr. Soffer’s skill and humility after seeing what he does every day. “In this field, he is as good as it gets, yet the man is so kind, so warm and so approachable, it has spawned the growth of this practice.” And call me crazy, but when you are talking about your vascular health, your overall well-being and your potential to enjoy living life, going to a “medical spa” to be treated for veins that work in tandem with your heart daily—SHOULDN’T be a crap-shoot. “You want the best,” said Kustin. “Two people can walk in with the same bulging vein issue, but there’s no way to tell if either has any real underlying health issues. It’s more than just cosmetic.” And Dr. Soffer’s ability makes sure patients don’t walk out just cosmetically beautiful, but walk out KNOWING there isn’t a serious hidden health issue that could be life threatening just down the road. “Sometimes people aren’t bothered by the bulging vein but they experience achy, very tired legs, numbness or restless legs and they never associate these “symptoms” with varicose veins. That’s why seeing a doctor as qualified as Dr. Soffer and his staff becomes so vital.” And fixing the issue is relatively simple. “And pain-free,” he added. “Most procedures involve closing the vein, sometimes repairing it. The new lasers are very low risk, super accurate and extremely effective. We can also inject saline. It depends on the severity.” When asked why this doctor has made vein health his focus

when he clearly is still regarded as one of America’s top cardiologists, the answer brought staggering clarity and a character trait we all want in our doctors. “It was emotional for Dr. Soffer. He wanted to stop fixing the sometimes near unfixable issues in cardiology. Instead he wants to help people prevent these lifethreatening issues BEFORE they take a toll. Before they compromise how a patient lives life …and he gets an immediate hug,” half-joked Kustin. “He SEES people pain free, enjoying life again who didn’t even know it was possible for them. They never connected the dots, he does.” With six offices locally, Deerfield Beach, Weston, Pembroke Pines, Aventura, North Miami Beach, Hialeah/Miami Lakes, Dr. Soffer is accessible. His staff is multi-lingual, welcoming and most importantly willing to help people start the process. FOR MORE INFORMATION PLEASE CALL

954.900.9248 Soffer Health Institute began in Aventura and now there are several locations, including one in Deerfield Beach at 1877 W. Hillsboro Blvd. They plan to open a Weston location next. Members of the staff speaks Spanish, Russian, Hebrew, Creole and Portuguese.

COMMUNITY NEWS LIBRARY EVENTS

September 2017 Programs 1st Floor Adult Community Coloring: Take some time today to reduce your stress by coloring! Sponsored by Friends of North Regional/BC Library. 2nd Floor Jigsaw Puzzle: Collaborate with other library customers to complete a jigsaw puzzle. Sponsored by Friends of North Regional/BC Library. Adult Programs: Thursdays – Digital Downloads Open House. Learn how to access and download the library’s free books, music, magazines and movies to your device. First come, first served. Noon to 1 p.m. Rm. 226. Friday, September 1 – Movie & Discussion. Noon to 3 p.m. Rm 154. Call 954-201-2601 for movie title. Saturday, September 2 – Creative Writing Café. The Three Stages of Writing. Exploration of techniques for mastering - prewriting, composing, and editing; and the organized creative process that yields proven results. 3 to 5 p.m. Rm. 226. Wednesday, September 6 – Knitting Circle. Join our monthly knitting circle. It is a great way to get yourself to knit more, and to meet other people who share your interest. All levels welcome. 4:30 to 6:30 p.m. Rm. 154. Saturday, September 9 – Learn About Tarot Cards. Introduction to the Tarot: History & Meanings. Presented by Diana Long. 12:30 to 2 p.m. Rm. 226. Sponsored by Friends of North Regional/BC Library. Monday, September 11 – Medications….You M.U.S.T. be Careful! Learn about how to protect yourself, general risks and benefits of medications, common medicine use problems, and ways to safely improve medicine use. Presented by TrustBridge. 2 to 3 p.m. Rm. 226. Mondays, September 11, 18 & 25 – Public Speaking 101. A series of presentations that will guide participants through exercises and provide techniques, tips and opportunities to practice speaking in front of a group. You will receive on-the-spot feedback and have the chance to do personal evaluations. 5 to 6 p.m. Rm 226. Wednesday, September 13 – Representatives from the North Broward Social Security office will be available to answer your questions and provide information. 2 to 4 p.m. Lobby. The printing of this flyer was generously donated by the Friends of North Regional/BC Library www. broward.org/library

SEPTEMBER 2017

Saturday, September 16 – Guitar Café for adult beginners to intermediate guitarists. Bring your guitar and join in if you are interested in learning and playing. (Acoustics, Electric or Bass). 2:30 to 5:30 p.m. Rm. 154. Saturday, September 16 – Creative Writing Café. Ideas Are Everywhere: Searching for Ideas. An overview of where great ideas are found. Researching Digital Library Resources, Free Online Web Resources, Government Databases, Free Online Courses. 3 to 5 p.m. Rm. 226. Tuesday, September 19 – National Medicare Education Week: Learn about the basics of Medicare, benefits and your options, in this educational presentation. 3 to 4 p.m. Rm. 226. Thursday, September 21 – Movie. Noon to 2:30 p.m. Rm. 154. In celebration of Hispanic Heritage Month. Call 954-201-2601 for movie title.

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Saturday, September 23 – ALL WRITE - Jump Start your Novel. With help from professional, published authors, you will explore four different genres: Mystery, Romance, Young Adult and, Memoir. Each mini-workshop will include writing exercises and informative hand-outs. This event is FREE. R.S.V.P. required due to limited seating. http://mwaflorida.org/events/special-events. 10:30 a.m. to 4 p.m. Rm. 154. Monday, September 25 – Movie & Discussion. Noon to 2:30 p.m. Rm. 154. Call 954-201-2601 for movie title. Language Classes: Tuesdays & Wednesdays – English Café: conversational practice session for intermediate learners of English. 6:30 to 7:45 p.m. Rm. 226. Tuesdays & Wednesdays – Spanish Café: conversational Spanish practice for English speakers. 6:30 to 7:45 p.m. Young Adult Rm., 1st Floor. 1st Floor.

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LEGAL CORNER

BY ALAN J. REINDFELD, ESQ

Why do young families need a Revocable Trust?

n today’s society, it is important to plan for the future of your family. Every day, tragedy happens, from car accidents to people being diagnosed with cancer. It is important that there are plans to take care of your family in case the unexpected happens. Take me for example: my mother passed away from cancer in about four weeks, but because we had a trust I was able to focus more on her and healing then on the financial matters.

What are the benefits of having a revocable trust?

A revocable trust is a legal document that creates a plan of distribution of a person’s assets. A person sets up a revocable trust, i.e., a “living trust,” during his or her lifetime, which becomes irrevocable upon their death. This means that the person has the power to amend or revoke the trust only during his or her lifetime. During the person’s life, the beneficiaries may include the person him/herself, his or her spouse, children or other close relatives. Once the person passes away, the property that is titled to the trust is distributed pursuant to the terms of the trust.

2. Avoid Probate. At a minimum, probate administration will take over six months. The administration usually costs a minimum of $500 and many times can cost more based on the complexity. There may be other fees and costs associated with administration.

1. Quick transfer of assets. A properly drafted revocable trust can help the decedent’s family avoid the time-consuming probate process. The person must re-title his or her assets into the trust; this is called “funding” the trust. If assets are not transferred to the trust prior to the person’s death, the only way to transfer any assets to the trust will be through probate.

3. Privacy. A revocable trust is a private document that does not require filing with the court. A will, however, is a public document that must be deposited with the court after the decedent’s death. 4. Trust assets are not subject to creditors. Assets properly put into a revocable trust are not subject to

most creditors. When a probate administration is opened, creditors may try to claim the money owed to them by filing a claim on the probate assets. 5. Focus on mourning. Avoiding probate and quickly wrapping up the affairs of the deceased helps focus on mourning rather than probate administration. 6. Name a person who will handle your affairs. A revocable trust along with a proper will allows a person to designate who will handle their affairs once they pass away. 7. Reduction of estate taxes. While a trust is not a tax savings tool, there may be some provisions included in the trust that allows you to transfer your wealth by establishing a credit shelter trust in the event of death.

The Law Office of Reinfeld Cabrera Tison, P.A. is conveniently located at 10235 W Sample Rd # 207, Coral Springs, FL. The law firm is bilingual and offers a free initial consultation by phone or in person. To speak with an attorney, call 954-334-1520 or 1-855-LAWS-123. For more information visit our website at: www.MyPersonalAttorneys.com

REINFELD CABRERA TISON • Evictions • Personal Injury • Guardianship • Real Estate • Estate Planning (Wills, Trust & Probate)

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PET PAGE

3 Tips for Pet Parents and Their Pooches to Eat Clean Don’t forget to protect the furriest member of your family too.

CALL US TODAY! 954.580.8100 The “clean eating” lifestyle has grown in popularity, and now it’s making its way to pet food. In a survey of dog owners, conducted by OnePoll on behalf of Mars Petcare, 9 out of 10 respondents said they try to incorporate clean foods into their diets at least some of the time, and 75 percent said their own eating habits have caused them to reflect on the quality of food they feed their dogs.*

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Terry Walters, best-selling author and dog owner, believes that clean eating – for both humans and pets – is about being mindful of what you eat and what you choose not to eat, as well as being more aware of the origin of the food in your diet.

Your Pets Will Love Us, We “Shih-Tzu” Not!

“I tell my kids that if you can picture how food grows, your body is more likely to know what to do with it,” Walters said. “That, to me, is the basis of clean eating – choosing foods as close to their natural form as you can find. The NUTRO™ brand has joined this clean eating movement with its NUTRO. FEED CLEAN™ philosophy, which allows you to share your clean eating lifestyle and values with your dog.”

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These are some of Walters’s favorite tips for both humans and pets to eat clean: •

Become more conscious of what you put into your body and how it affects your overall well-being. Keeping a food journal where you record what you eat, when you eat it and how it makes you feel is one way to recognize which foods are serving you and which are not.

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Empower your family to make healthy choices by educating them about different foods and the nutrition they provide, and including them in everything from growing to cooking clean food. The more you know about your food, the healthier choices you can make and the more able you will be to achieve sustainable, good health.

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Our four-legged family members deserve the best, too. Make eating clean a priority for the whole family, including pets. NUTRO. FEED CLEAN™ dry dog food recipes, made with non-GMO† ingredients, align perfectly with clean eating values and give dogs a nutritious diet that’s tuned exactly to their needs.

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SELL YOUR BUSINESS IN 2018 954-646-7651

10620 Griffin Rd -B105. Cooper City, FL 33328 rcohen@murphybusiness.com Flabiz4sale.com

CONSTRUCTION LISTING NO. BBF-117213259

LOCATION Broward, FL

CATEGORY Contractor Fencing

PRICE 500,000

DOWN 500,000

ADJ NET 312,770

SALES 1,396,585

Reason for Sale-Relocating- Profitable South Florida Fence Contractor. Established since 2006 serving Broward & Palm Beach county. 75% residential / 25% commercial work. Experienced installers on staff. Impeccable reputation in South Florida. Over 100 signed contracts on back log for the new the owner. 2 Ford F-350 included in the sale. 2016 sales $1.4 million with an owner benefit 300k+. 2017 sales tracking 40% higher. 2017 Sales Under $1 million thru 6-30. PRICED TO SELL NOW !

DISTRIBUTION

LISTING NO. BBF-117212996

LOCATION Broward, Florida

CATEGORY Dist-Funeral Products

PRICE 450,000

DOWN 112,500

ADJ NET 147,584

SALES 544,962

Profitable Distribution business specializing in the educational sector. Seller has been Servicing Broward County schools since the late 90â&#x20AC;&#x2122;s. This firm has est. a strong market niche in uniform sales & educational items through their direct contract w/the Broward county school system. $50k worth of Inv. included in the sale. 2016 Owner benefit $140k+. All uniforms are embroidered on premises. Great bks & records (Tax Returns on file). Low rent of $2020/mo. 2000 sq ft warehouse. Lender pre-qualified. LISTING NO. BBF-117213019

LOCATION Broward, Florida

CATEGORY Dist-Snack Items

PRICE 310,000

DOWN 77,500

ADJ NET 117,123

SALES 275,918

Reason for Sale: Relocating- Profitable Wholesaler/Manufacturer of Snack items. Established since 2003 supplying large corporations, retailers, high end social clubs & Internet sites. All snacks are manufactured on the property. Owner benefit $117k for 2016. 2017 trending up 40%. Low rent. $2603. Lease extends to 2028. 2 experienced W2 employees. Should qualify for Visa. Simple to run. Nationwide clients.

EQUIPMENT S & S LISTING NO. BBF-117212735

LOCATION Broward, Florida

CATEGORY Sewing Machine

PRICE 99,000

DOWN 99,000

ADJ NET 52,781

SALES 244,744

Reason for Sale: Retirement- Established West Broward Vacuum Sales/ Service/Repair Business. Established since 2000 servicing Weston, Davie, Plantation, Sunrise and Pembroke Pines. Authorized Miele Dealer. Good lease extending to 2026. Busy shopping center with ample parking. Owner benefit $50k/year for a working owner. Seller will transition for 14 days.

LAWN/LANDSCAPING LISTING NO. BBF-117211849

LOCATION Palm Beach, FL

CATEGORY Lawn Biz Residential

PRICE 59,900

DOWN 59,900

ADJ NET 74,594

SALES 108,216

Reason for Sale: Relocating- Profitable Residential Lawn Route in Boynton Beach. 100% of all accounts are located in the West Boynton Beach area. 90 accounts concentrated in 1.5 mile radius. 2016 Sales $100k+. Owner benefit $74k for a working owner. Home based/ Relocatable/Simple to run. Fully equipped trailer & equipment. Average Home value $300k-$400k. Priced to sell now! 3 years tax return on file. Should Qualify For Visa.

LIQUOR RELATED BIZ LISTING NO. BBF-117213212

LOCATION Palm Beach, FL

CATEGORY Liquor Store

PRICE 850,000

DOWN 750,000

ADJ NET 240,722

SALES 1,444,684

Reason for Sale: Career Change - Profitable South Palm Beach Liquor Store. Est since 2000 servicing Boca Raton community. $295k Worth of inventory incl in the sale. 2016 sales 1.4 million +. Strong Owner benefits of 200k+ for a working owner. Great books and records. 3ps LICENSE incl in the sale Worth $100k. Over 400k of tangible assets in the acquisitions. Exp staff covers the balance of the hrs.

MEDICAL RELATED BIZ LISTING NO. BBF-117212720

LOCATION Broward, Florida