Pg. 06 - H.B. 6588: Rent Control, A Closer Look
Pg. 14 - Landlord Responsibilities in Connecticut: A Comprehensive Guide
Pg. 08 - Landlords Can Apply for Grant Money to Remove Lead Paint Hazards
Pg. 26 - 7 Tips to Save on Your Energy Bill This Summer
Publisher’s Message
A Message From Bob DeCosmo, President Of CTPOA
News And Views From The Capitol
H.B. 6588: Rent Control, A Closer Look
Landlords Can Apply for Grant Money to Remove
Lead Paint Hazards
Realtor Report
August 17th is About More Than Just Industry Rule Changes Insurance Insights
Homeowners Insurance Costs are Going Through the Roof. Here's Why, & What You Can Do About It.
Property Management Tips & Tricks
Landlord Responsibilities in Connecticut: A Comprehensive Guide
By Bob DeCosmo
I assume most Connecticut rental property owners are unaware of the potential threat they are facing if their property was built prior to 1978. Little fanfare was given to a law that was passed by the Connecticut legislature a couple years ago that changes the blood lead levels where a child is considered poisoned. The level was 20 micrograms per deciliter a couple years ago, and this was stepped downward in increments annually. On January 1, 2025, the new level will be just 5 micrograms per deciliter and as a result, Connecticut
will see approximately 1,000 new cases of lead poisoning in children. Whether you agree or not that this level is dangerous it is the law in Connecticut and means if you have a resident with a child under the age of 6, there is a heightened risk that you could receive a lead abatement order from your local health department next year.
Lead abatement is not cheap, lead remediation costs range between $20,000 to $30,000 typically and can also require that you must relocate the resident family from your property under certain situations at your expense.
What CTPOA suggests is all property owners with pre-1978 properties contact their local health officials and inquire proactively about funding that is available to remove lead hazards from your units while these monies are still available.
There is another grant program that is now being implemented in Connecticut adding 15 million more dollars to help remove lead hazards from buildings. Most of these programs are grant monies and as the property owner you do not need to make payments on these funds, just comply with the terms of the programs and typically after a couple of years, the money is 100% forgiven.
In conclusion, we strongly recommend that you investigate funding for lead hazard removal if your property is built prior to 1978. I also do not think we are stopping at the 5-microgram level. Now parents
are being notified if their child is at 3.5 micrograms or above and we believe this lower level will soon become the new benchmark where an abatement order is issued.
Please take advantage of the grant dollars that exist today, there is no guarantee that these funds will be available in the future.
By: CTPOA
H.B. 6588 is a significant piece of legislation proposed in response to the growing concerns about affordability and the rising cost of housing in Connecticut. This bill aimed to introduce rent control by:
• Capping annual rent increases: The initial proposal suggested a 4% cap on annual rent increases.
• Banning no-cause evictions: This provision would have provided greater tenant security.
If H.B. 6588 had passed, it would have had a profound impact on landlords in
Connecticut. Key implications include:
• Reduced rental income: A rent cap could limit a landlord's ability to adjust rental rates to cover increased operating costs, property taxes, and maintenance expenses.
• Investment disincentives: Rent control can discourage investment in property improvements and new construction as landlords may find it difficult to recoup costs.
• Potential for increased vacancies: Rent caps could lead to landlords opting to sell their properties rather than deal with the limitations on rental income.
While H.B. 6588 garnered significant attention and support, it ultimately did not pass into law. This was a victory for landlords and property owners who argued that rent control would have negative consequences for the housing market.
However, it's important to note that the housing affordability crisis continues to be a pressing issue in Connecticut. While rent control may not be the solution, it's likely that other housing policies and initiatives will be debated and implemented in the future.
The Connecticut Property Owners Association (CTPOA) can provide valuable information and support to landlords navigating the complexities of the rental market. They can offer guidance on tenant rights, lease agreements, and other relevant issues. While Connecticut does not have statewide rent control, landlords must be aware of local regulations, tenant protections, and market dynamics. By
understanding these factors and maintaining open communication with tenants, landlords can effectively manage their properties.
To protect your rights, consider donating to an organization like CTPOA or the Property Owner’s Defense League, a landlord political PAC in CT.
Disclaimer: This information is intended as general guidance and does not constitute legal advice. It is essential to consult with legal professionals for advice specific to your situation.
Improve your property and save money through this free state program
Lead poisoning is a serious issue in Connecticut, putting many children at risk for lifelong health and learning issues. The main source of exposure is lead paint, which is commonly found in buildings built before 1978. Such buildings account for about 70% of Connecticut homes, making this a significant issue for the state. But there’s good news: Connecticut is dedicating significant funding to provide free lead abatement, or removal of lead hazards, in pre-1978 buildings where children under 6 or pregnant people live or visit regularly.
Landlords are eligible to apply for this program to safely eliminate lead hazards from their property.
Why apply now
Connecticut’s laws are changing; children’s elevated blood lead levels are requiring action at lower levels.
The elevated blood lead level (EBLL) in children that would require lead abatement will decrease starting January 1, 2025. That means childhood lead poisoning cases in Connecticut are expected to greatly increase. Applying for the lead removal program gives property owners the chance to get this important work done for free. After this program ends, if a child living in a
home or apartment building tests positive for an EBLL, the landlord would be required to pay outof-pocket for lead abatement.
Another plus? This program is focused on longterm solutions and removal of lead hazards wherever possible. This may include projects such as replacing doors or windows. Each home is individually tested and evaluated to deliver the best abatement solution.
many benefits
Applying for the abatement program is simple; just visit leadfreect.org/free-lead-removal/ landlords. The process starts with a preapplication. Once you have submitted your preapplication, you'll receive detailed information and assistance with next steps. In addition to covering the cost of lead removal for qualifying homes and buildings, the state will cover the cost to relocate tenants (if necessary). Having a lead-free building can also increase property value while keeping kids safe.
This free lead abatement is available for a limited time, so apply now.
Questions? Email DPH.LeadFreeCT@ct.gov or call 860-509-7938. You can also visit LeadFreeCT.org to learn more.
By: Stephanie Reid-Simons, with realestatenews.com
August 17 isn't just the day that offers of compensation move out of the MLS and buyer agreements become mandatory across the U.S.
It's also notable for consumers: It's the first day that potential members of the class in the industry -shaking lawsuits over commissions can be officially notified about the NAR settlement and what their options might be.
The day the class notice is sent which could be as early as August 17 or potentially come later is also the last day for agents to become Realtors and therefore be covered by NAR's settlement of the commissions lawsuits.
The NAR Settlement FAQ page spells out these details and many, many more.
What agents need to know: It doesn't matter if you've been an NAR member for decades or hours as long as you're a member on or before the day that class notices are sent, you're covered.
Which means agents still have a few days to try to get ahead of the expected class notification, though becoming an NAR member usually takes longer than that. There are some indications that membership has ramped up recently in light of the deadline, with agents choosing to join (or renew their membership) to ensure they are protected from future commissions litigation.
If you're not an NAR member on August 17, you will not be covered "regardless of prior membership length," the FAQ states.
Other things to keep in mind: Most brokerages are covered by the NAR settlement, but not all. About 90 brokerages with a residential transaction volume of greater than $2 billion in 2022 were left out of the deal.
However, the FAQ says individual Realtors "affiliated with brokerages with an NAR member as principal whose transaction volume in 2022 was $2+ billion are covered" by the settlement.
By: Khristopher J. Brooks, Jo Ling Kent with
When Joy Sharp built a new home in the small coastal community of Wilmington, North Carolina, about eight years ago, her homeowners insurance cost was a relatively modest $1,400. That was then.
Now, and after a series of violent storms slammed the Atlantic coast in recent years, her annual premiums have more than quadrupled. "Now I've been given renewal rates of $6,000," Sharp, 39, herself an insurance agent, told CBS News. "So, it's just every year, it goes up and up and up, and it's not coming down."
Florida resident Sam Weitzner and his wife, have been similarly socked since buying their Orlando home in Orlando in 2017. Their homeowners coverage has surged from $1,500 to nearly $6,000 a year, affecting their finances and forcing them to change insurers.
"Ultimately we decided to switch because, of course, obviously, the cost was too high," he told CBS News. "It was affecting our mortgage payment and we just weren't able to make ends meet with that. And so, it just became a priority because we knew that in order to be insured and continue owning our home, it was the only course of action."
Sharp and Weitzner are hardly alone.
Millions of Americans face rising homeowners insurance rates as natural disasters linked to climate change increase costs for insurers.
Home insurance rates around the nation jumped an average of 11.3% in 2023, with owners in Arizona, Texas and Utah seeing spikes of more than 20%, according to S&P Global Market Intelligence. Homeowners in Delaware, Hawaii, Mississippi and Vermont saw the lowest insurance rates increases, ranging between 2% and 4% last year.
"This is crazy"
Still, even more modest increases add up to hundreds of extra dollars every year for coverage, enough to frustrate Americans who are still coping with persistent inflation. Sharp recalls being shocked to learn she would have to pay nearly $6,000 under her revised home insurance policy without a commensurate increase in coverage.
"I kind of thought it was a joke," she told CBS News. "I kind of thought, OK, where are my discounts? This has got to be like the three-year policy or else this is crazy. The rates went up, but the coverage on my home did not increase very much. I mean, that's a budget buster that just destroys all the economics."
The housing industry, already grappling with the impact of the highest mortgage rates in years, has taken notice. More than 20 housing organizations, including the powerful National Association of Home
Builders and the National Multifamily Housing Council, urged the Biden administration and Congress in a letter this week to address the causes of rising insurance premiums.
Affordable housing providers, in particular, are facing sharply higher premiums — nearly 1 in 3 policies experienced rate increases of at least 25% in the most recent coverage renewal period, the groups said. They also underlined the impact of natural disasters in driving up costs.
"Starting around 2017, the property insurance market began to destabilize as more frequent natural catastrophes occurred," the letter states. "Insured losses arising from natural disasters were calculated at $121 billion and almost $125 billion in 2021 and 2022, respectively, which are both well above the 10-year average of $81 billion."
By: CTPOA
Being a landlord in Connecticut comes with a set of responsibilities that are essential for maintaining a harmonious landlord-tenant relationship and ensuring compliance with state laws. Being a landlord does not make you an investor, it makes you a small business owner as rental property is not passive income but requires a great deal of attention. Understanding your responsibilities is crucial for property owners to protect their investments and avoid legal pitfalls.
Providing Safe and Habitable Living Conditions
One of the most fundamental responsibilities of a Connecticut landlord is to provide safe and habitable living conditions for tenants. This includes:
• Maintenance and Repairs: Landlords
are obligated to maintain the property in good condition, making necessary repairs promptly. This encompasses issues such as plumbing, electrical, heating, and cooling systems, as well as structural problems. There are also time deadlines for some repairs such as “no heat” and failure to act quickly could force the city to relocate your tenants at your expense.
• Health and Safety: Ensuring the property complies with all health and safety codes is paramount. This includes providing adequate ventilation, pest control, utilities and garbage disposal.
• Lead-Based Paint Disclosure: If the property was built before 1978, landlords must disclose the presence of lead-based paint and provide tenants with information on
lead poisoning prevention. If you have a lead paint management plan, this needs to be provided to any new occupant
Property Management and Compliance
Effective property management is essential for landlords in Connecticut. Key responsibilities include:
• LeaseAgreements: Creating clear and comprehensive lease agreements that outline the rights and responsibilities of both landlords and tenants is essential.
Tenant Screening: Conducting thorough tenant screenings through TenantTracks to minimize the risk of problematic tenants is crucial. This involves checking rental history, credit reports, and eviction and criminal records.
• Rent Collection: Establishing a reliable system for rent collection and enforcing late payment penalties is important for maintaining financial stability.
• Security Deposits: Handling security deposits according to state law, including providing itemized deductions for damages, is vital. IN CT you must disclose the bank and location where you are holding the tenant security deposit.
• Insurance: Maintaining adequate landlord insurance coverage to protect
against property damage, liability, and loss of rental income is essential.
• Compliance with Laws: Staying informed about and complying with all relevant landlord-tenant laws, including those related to fair housing, discrimination, and eviction procedures, is crucial. WE suggest you become a member of the CT Property Owners Alliance to keep up with these developments https://ctpoa.com/
Building positive relationships with tenants is essential for successful landlord-tenant interactions. Key responsibilities include:
• Effective Communication: Maintaining open and respectful communication with tenants, promptly addressing concerns, and responding to maintenance requests in a timely manner is crucial.
• Entry and Notice: Providing proper notice before entering rental units, except in emergencies, is required by law. Landlords are not allowed to enter a tenant’s apartment if the tenant refuses entry, to remedy this situation, the landlord needs to get a court order to gain entry
• Privacy: Respecting tenants' privacy and avoiding unreasonable intrusions is essential.
• Discrimination Prevention: Fair housing laws prohibit discrimination based on race, color, religion, sex, national origin, disability, or familial status. Landlords must adhere to these laws.
Landlord responsibilities also extend to financial matters, including:
• Property Taxes: Paying property taxes on time to avoid penalties and liens.
• Income Tax: Reporting rental income and expenses on income tax returns.
• Recordkeeping: Maintaining accurate financial records, including rental income, expenses, and property depreciation.
• Insurance: Paying for landlord insurance premiums.
Landlords may encounter legal challenges, such as tenant disputes, evictions, or property damage. It is important to:
• Understand Legal Rights: Familiarizing yourself with landlordtenant laws and procedures is essential.
• Seek Legal Advice: Consulting with an attorney when facing complex legal issues can provide valuable guidance.
• Document Everything: Maintaining detailed records of all interactions with tenants, including lease agreements, rent payments, maintenance requests, and correspondence, is crucial.
To effectively navigate the complexities of landlord responsibilities in Connecticut, joining a professional organization like the Connecticut Property Owners Association (CTPOA) can be invaluable. CTPOA offers members:
• Advocacy: Representing the interests of landlords before government agencies and the legislature.
• Education: Providing resources and training on landlord-tenant laws, property management best practices, and industry trends.
• Networking: Connecting with other landlords for support and information sharing.
By becoming a CTPOA member, landlords can gain access to the support and resources needed to succeed in the ever-changing landscape of property ownership.
In conclusion, understanding and fulfilling landlord responsibilities in Connecticut is
essential for maintaining a successful rental property business. By prioritizing tenant satisfaction, property maintenance, legal compliance, and financial management, landlords can create a positive and profitable rental experience. Joining a professional organization like the CTPOA can provide invaluable support and resources along the way.
To learn more about the benefits of membership and how CTPOA can support your landlord endeavors, visit ctpoa.com.
Disclaimer: This information is intended as general guidance and does not constitute legal advice. It is essential to consult with legal professionals for advice specific to your situation.
By: CTPOA
A lease agreement is the cornerstone of a successful landlord-tenant relationship. It’s more than just a piece of paper; it's a legal document that outlines the rights and responsibilities of both parties. A well-crafted lease can protect your investment, mitigate risks, and ensure a smooth tenancy. This in-depth guide will equip you with the knowledge and tools to create a rock-solid lease agreement that safeguards your interests.
Beyond the obvious legal protection, a comprehensive lease agreement serves several critical functions:
• Risk Mitigation: A well-drafted lease can help prevent disputes, costly legal battles, and financial losses.
• Rules and Regulations: A detailed lease will spell out the policies that you expect from both parties and avoid misunderstandings.
• PropertyPreservation: Clear guidelines on property care and maintenance can help protect your investment.
• Financial Stability: A lease with clear payment terms and late fee provisions ensures consistent rental income.
Essential Lease Agreement Components
While the specific clauses may vary by jurisdiction, a standard lease agreement should include the following core elements:
• Parties Involved: Clearly identify the landlord and tenant(s).
• PropertyDescription: Provide a detailed description of the rental property, including address, unit number, and any shared amenities.
• Lease Term: Specify the exact start and end dates of the tenancy.
• Rent Amount: Clearly state the monthly rent, payment due date, and accepted payment methods.
• Security Deposit: Outline the security deposit amount, how it will be held, and the conditions for its return.
• Late Fees: Establish clear penalties for late rent payments.
• Maintenance Responsibilities: Define who is responsible for repairs and maintenance, both interior and exterior.
• Utilities: Specify which utilities are included in the rent and which are the tenant's responsibility.
• Pet Policy: Outline any pet restrictions, fees, or deposits.
• Occupancy: Clearly state the number of occupants allowed.
• Termination Clause: Detail the conditions for early lease termination by both landlord and tenant.
• Dispute Resolution: Outline the process for resolving disputes, such as mediation or arbitration.
• Entire Agreement Clause: State that the lease represents the complete agreement between the parties.
• Use a Template as a Starting Point: A lease agreement template can provide a solid foundation, but always customize it to fit your specific needs and local laws. See below where to find free lease templates.
• Seek Legal Counsel: Consult with a real estate attorney to ensure your lease complies with all relevant laws and regulations.
• Be Clear and Concise: Use plain language, avoiding legal jargon that could confuse tenants.
• Address Potential Issues: Anticipate common problems and include clauses to protect your interests, such as those related to subletting, property damage, and tenant obligations.
• State Specific Clauses: Make sure that you lease contains any necessary State specific terms and conditions required
• Review and Update Regularly: Stay informed about changes in landlord-tenant law and update your lease accordingly.
• Detailed Property Condition Report: Create a comprehensive document outlining the property's condition at the start of the tenancy. This helps avoid disputes when returning security deposits.
• Addendums and Riders: Use addendums to address specific issues or modify lease terms without rewriting the entire document. These can include plumbing, appliance and smoke alarm addendums to clearly state certain terms
• Tenant Screening: Implement a rigorous tenant screening process to minimize the risk of problem tenants. Screening tenants is the most important step when filling a vacancy.
• Insurance Requirements: Consider requiring tenants to carry renters insurance.
• Rent-to-Own Options: Explore the possibility of offering rent-to-own arrangements to attract qualified tenants.
• Green Lease Provisions: Incorporate environmentally friendly clauses to appeal to eco-conscious tenants.
• Smart Home Technology: Consider addressing the use of smart home devices and data privacy in your lease.
• Communication is Key: Maintain open and clear communication with tenants to prevent misunderstandings.
• Enforce Lease Terms Consistently: Treat all tenants fairly and consistently.
• Document Everything: Keep detailed records of all communications, payments, and maintenance requests.
• Stay Updated on Landlord-Tenant Laws: Understanding your rights and responsibilities is crucial.
You Can't Put in a Lease Agreement
While lease agreements offer a degree of flexibility for landlords, there are specific provisions that are illegal or unenforceable. It's essential to avoid these clauses to protect yourself from legal repercussions and maintain a positive landlord-tenant relationship.
• Discriminatory Clauses: Any language that discriminates based on race, color, religion, sex, national origin,disability, or familial status is strictly prohibited by the Fair Housing Act.
• Waiver of Legal Rights: Tenants cannot waive their rights to habitable living conditions, essential services, or legal remedies.
• Unconscionable Terms: Clauses that are excessively harsh or unfair, such as exorbitant penalties or unreasonable restrictions, may be
deemed unenforceable.
• Illegal Activities: Encouraging or permitting illegal activities on the property is against the law.
• Unreasonable Entry Restrictions: While landlords have the right to enter the property for legitimate reasons,excessive restrictions on tenant privacy or unreasonable notice requirements may be challenged.
• Liability Waivers: Landlords cannot completely waive their liability for property conditions or negligence.
• Rent Control Violations: In areas with rent control laws, landlords cannot impose rent increases above the legal limit.
To avoid legal issues and maintain a positive landlord-tenant relationship, consider the following:
• Consult with an Attorney: Seek legal advice to ensure your lease complies with all applicable laws and regulations.
• Use Clear and Concise Language: Avoid complex legal jargon that could confuse tenants.
• Treat Tenants Fairly: Maintain open communication, address concerns promptly, and enforce lease terms consistently.
• Stay Informed: Keep up-to-date on landlordtenant laws and regulations in your area.
By understanding the limitations of lease agreements and adhering to legal requirements, you can create a document that protects your interests while fostering a positive and productive landlord-tenant relationship.
While creating a custom lease agreement tailored to your specific needs is essential, using a free lease template can be a helpful starting point. Here are some reliable sources for free lease templates:
• CTPOA: For $99/year, join and get free access to a downloadable lease template, valuable videos from informative webinars and updates on legislative initiatives in Connecticut.
• LegalZoom: Offers a variety of free lease templates that can be customized.
• Rocket Lawyer: Provides access to free lease templates with additional legal resources.
• State Bar Associations: Many state bar associations offer free lease templates adapted to local laws.
• Online Real Estate Platforms: Some real estate websites provide free lease templates for their users.
Important Note: Always consult with an attorney to ensure the lease template you choose complies with local laws and adequately protects your interests as a landlord.
While a strong lease agreement is crucial, it's
not the sole safeguard for your property. Here are additional steps you can take to protect your investment:
• Thorough Background Checks: Verify income, rental history, and criminal records.
Consider using a reputable tenant screening service like TenantTrackstostreamlinethe process. TenantTracks provides a complete background check, including national criminal history checks, credit reports, national eviction records, and also searches internal databases for “Alias Name Eviction Matches” that other screening companies fail to preform. Their user-friendly platform and accurate reporting can help you identify potential red flags and select reliable tenants.
• Reference Checks: Contact both the current and previous landlords to assess tenant behavior.
A thorough walk-through or move-in inspection is crucial to document the property's condition before the tenant moves in. This protects both you and the tenant from disputes about damages later.
• Create a Detailed Checklist: Include items such as walls, floors, ceilings, appliances, fixtures, plumbing, electrical systems, and
• Take Photos and Videos: Document the condition of the property with clear visuals.
• Complete an Inspection Report: Both you and the tenant should sign and date the inspection report.
Address Issues Promptly: If any issues are found, address them before the tenant moves in.
Property Maintenance and Upkeep
• Regular Inspections: Conduct routine property inspections to identify potential issues early.
• Quality Materials: Use durable materials for appliances, fixtures, and finishes.
• Preventive Maintenance: Address minor issues promptly to prevent major problems.
Insurance Coverage
• Landlord Insurance: Protect against property damage, liability claims, and lost rental income.
• Renters Insurance Encouragement: Encourage tenants to get their own coverage.
Financial Management
• Emergency Fund: Set aside money for unexpected repairs or vacancies.
• Renters Insurance: Consider offering renters insurance as a value-added service.
Legal Protection
• Consult an Attorney: Seek legal advice for lease creation and tenant disputes.
• Stay Informed: Keep up-to-date on landlord-
tenant laws and regulations.
• Document Everything: Maintain detailed records of all interactions with tenants.
Technology
• Smart Home Devices: Consider installing smart locks, thermostats, and security systems.
• Maintenance Management Software: Organize maintenance requests and track work orders.
Communication and Relationship Building
• Clear Communication: Maintain open and honest communication with tenants.
• Prompt Response: Address tenant concerns and maintenance requests promptly.
• Fair Enforcement: Enforce lease terms consistently and fairly.
By combining a well-crafted lease with these proactive measures, you can significantly enhance your property's protection and minimize potential risks.
Conclusion
Among other tools, a well-crafted lease agreement is essential for protecting your investment and maintaining a harmonious landlord-tenant relationship. By following the guidelines outlined in this guide, you can create a legally sound and comprehensive lease that safeguards your interests while providing a clear framework for the tenancy. Remember, while templates can be a helpful starting point, seeking legal advice is crucial to ensure your lease complies with all applicable laws and regulations.
By: CTPOA
Understanding allowable deductions is crucial for Connecticut landlords when it comes to security deposits. This guide will clarify what you can and cannot deduct.
Connecticut law permits landlords to deduct specific costs from a security deposit under certain conditions. These deductions are generally for damages beyond normal wear and tear caused by the tenant.
• Unpaid Rent: If a tenant owes rent, this can be deducted from the security deposit.
• Court Costs: and Attorneys fees for Evictions if you have a written lease
• Property Damage: Costs to repair damages caused by the tenant, exceeding normal wear and tear, can be deducted. This includes damage to walls, floors, appliances, and fixtures.
• Cleaning: Excessive cleaning costs beyond routine maintenance, such as removing stains or odors caused by the tenant, are deductible.
• Utility Bills: If the tenant is responsible for utilities and fails to pay, the unpaid amount can be deducted.
Landlords are prohibited from deducting certain costs from a security deposit:
• Normal Wear and Tear: Routine deterioration of the property due to occupancy is not deductible.
• Professional Cleaning: Standard cleaning costs after a tenant moves out are typically not deductible.
• Repainting: Regular repainting is considered normal wear and tear.
• Carpet Cleaning: Routine carpet cleaning is not deductible, unless there are stains by pets.
• Itemized Deductions: When deducting from a security deposit, landlords must provide tenants with an itemized list of deductions, including receipts or estimates for repairs.
• Timely Return: Any remaining security deposit must be returned to the tenant within a specified timeframe after the tenancy ends. In Connecticut that is 21 days. Failure to return security deposits may result in a court order to pay the tenant double their original deposit
• Interest on Security Deposits: Connecticut law requires landlords to pay interest on security deposits. The interest rate is determined annually by the state and can be found on the CT.Gov website under Department of Banking.
Maintaining detailed records of property condition, rent payments, and repairs is essential to support any deductions made
from a security deposit.
While this guide provides general information, landlord-tenant laws can be complex. Consulting with an attorney or a professional property management company can help ensure compliance and protect your interests.
By understanding the rules governing security deposit deductions, Connecticut landlords can protect their investments while maintaining positive relationships with tenants.
To learn more about landlord rights and responsibilities in Connecticut, consider joining the Connecticut Property Owners Association (CTPOA). They offer resources and support to help landlords navigate complex issues. Visit their website at ctpoa.com
Disclaimer: This information is intended as general guidance and does not constitute legal advice. It is essential to consult with legal professionals for advice specific to your situation.
When the temperatures rise, so do our energy bills. The Energy Department says air conditioning adds more than $29 billion in utility costs annually.
7 On Your Side has 7 tips to shave some bucks off your bill.
You'll save about 3% on your utility bill for every degree you raise the set temperature for your central air, according to the Department of Energy. The recommendations are 78 degrees to be the most energy efficient.
1) Clean your Condenser Unit
Cut the electricity and hose off your
outside unit. Consider hiring a professional because you can damage the grills if you don't know what you're doing.
2) Change Filter
Also, replace those dirty filters, both in the ceiling vents and the ones on your A/C unit itself.
"You can see the dirt that's accumulated, you can tell just by looking at it that's its due," said Mike Jackson, HVAC specialist, Shore Comfort Home Services.
Change filters every 30 to 60 days if you're allergy-free. A good air filter with a MERV or Minimum Efficiency
Reporting Value between 8-10 will keep your central A/C working well by catching dust and grease, and protecting mechanicals so those energy costs don't rise.
"When you change it they always have an arrow you always want that faces the unit," Jackson said.
3) Vacuum vents
What you can do on your own is turn off your air conditioning and vacuum out those dust-filled vents.
4) Next, check your ceiling fans to make sure they are turning counterclockwise during the summer
"We tell people to reverse the direction so the air's getting pushed down in the summer," Jackson said. "That cool air movement is going to make you feel cooler, even if it's slighter warmer in your home."
Attics trap a ton of heat too. Make sure you have an attic fan.
"That's really going to make a huge difference in your utility bill," he said. "If you don't have some means of pulling that out it heats up the house from top down."
5) Closing curtains or blinds on the sunny side of your home or apartment will also cool things down
6) Shut the fireplace flue
"It's just another place that your heat can go out or your air conditioning can get pushed out," Jackson said.
7) Run appliances at night
By: CTPOA
Connecticut does not have statewide rent control laws. This means landlords can generally set rental rates as they see fit, subject to market conditions and lease agreements. However, there are some nuances to consider:
While not traditional rent control, Connecticut allows municipalities with a population of 25,000 or more to establish Fair Rent Commissions. These commissions can:
• Mediate disputes: Between landlords and tenants regarding excessive rent increases.
• Enforce landlord-tenant statutes:
Including prohibitions against retaliatory evictions.
It's crucial for landlords in municipalities with Fair Rent Commissions to understand their powers and responsibilities. Most commissions are balanced and fair, others are not. The legislation that created these commissions must be amended so the process sis fair and not biased as it has become evident in many cases the current system has flaws!
Recent legislative proposals have tried to introduce additional eviction protections for tenants aged 62 and over or with disabilities living in properties
with more than 5 units. These tenants would not be subject to lease termination evictions and would in effect have a perpetual lease, the effort to extend these protections did not pass the CT Legislature.
While Connecticut doesn't have statewide rent control, there have been significant developments and attempts to introduce rent control measures in recent years:
• Cap the Rent Connecticut: This grassroots organization has been highly vocal about the need to cap rent increases and ban no-cause evictions. Their efforts led to the introduction of H.B. 6588, proposing a 4% annual rent cap.
• Fair Rent Commissions: While not traditional rent control, the expansion of Fair Rent Commissions in Connecticut municipalities has given these bodies more power to mediate disputes over excessive rent increases. However, there is no guidance on what is
“excessive” and some tenants are protecting minimal increases. There should be a requirement that the Federal Fair Market Rents as published by HUD must be the guideline to bring a case forward
• Protections for Vulnerable
Tenants: Recent legislation has introduced stronger protections for elderly, disabled, and low-income tenants, including limits on rent increases in buildings with five or more units.
These developments highlight a growing concern about affordability and the impact of rising rents on tenants. However, there is little to be said in the media for property owners who face escalating costs on all fronts. Tenant activism has been active for years active but now landlords are organizing to fight what appears to be favorite Socialist polices trying to take the profit out of operating rental buildings
It's essential for landlords to stay informed about legislative proposals and law changes and their potential impact on their properties.
ServiceMaster Restore
Title: Owner
Hometown: New Haven County
Terri has been in the insurance industry since the age of sixteen. Her career started out as a workers’ compensation adjuster and life care planning coordinator for municipalities throughout the State of Connecticut. She has been a partner in ServiceMaster Restore for the past three years, during which time she has completed IICRC training in water damage, odor control, and applied structural drying, as well as certification as an antimicrobial technician.
Terri can honestly say she gets up every day and loves what she does. She believes that Serge is a great partner and together they succeed in restoring peace to families who need it most. In her spare time, Terri enjoys spending time with her family, her horses, and volunteering.
By: CTPOA
Fair housing laws are a critical aspect of property management in Connecticut.
Understanding and adhering to these regulations is not only essential to avoid legal repercussions but also to foster a respectful and inclusive living environment for all tenants.
Fair housing laws prohibit discrimination in housing based on specific protected classes. In Connecticut, these protected classes are broader than federal law and include:
• Race
• Color
• Religion
• Sex
• National origin
• Disability
• Familial status
• Age
• Ancestry
• Marital status
• Sexual orientation
• Gender identity or expression
• Lawful source of income
This means landlords cannot refuse to rent to, or treat tenants differently based on any of these characteristics.
Landlords should be aware of common fair housing violations to avoid inadvertently breaking the law. These include:
• Discriminatory Advertising: Using language in advertisements that suggests a
preference for a particular group.
• Refusing to Rent: Denying housing to someone based on a protected class.
• Setting Different Terms: Offering different terms and conditions to applicants based on a protected class.
• Harassment: Creating a hostile living environment for a tenant based on a protected class.
• Refusing to accept Companion Pets: These are not pets but are essential for a tenants life function and even if you have a No Pet Clause in your lease, you can not deny a tenant if they have a support animal.
• DiscriminatoryHousingPractices:
Steering tenants to certain neighborhoods or refusing to show properties in certain areas based on protected classes.
Reasonable Accommodations and Modifications
The Fair Housing Act requires landlords to make reasonable accommodations for tenants with disabilities. This may include allowing pets for tenants with service animals or modifying the property to accommodate a disability. If physical modifications are required, then in most cases, the tenant pays for these alterations
To ensure compliance with fair housing laws, landlords should consider attending fair housing training sessions. These sessions can provide valuable information on how to avoid discriminatory practices and create a welcoming environment for all tenants.
The Connecticut Property Owners Association (CTPOA) is committed to educating its members about fair housing laws.By joining CTPOA, landlords gain access to resources and support to help them comply with these important regulations.
Understanding and adhering to fair housing laws is essential for Connecticut landlords. By creating an inclusive and welcoming environment for all tenants, landlords can protect their investments and contribute to a more equitable community.
To learn more about fair housing laws and how CTPOA can support you, visit ctpoa.com.
Disclaimer: This information is intended as general guidance and does not constitute legal advice. It is essential to consult with legal professionals for advice specific to your situation.
Next Meeting: August 15rh
Time: 5:00 PM - 8:30 PM
Where: Torrington Country Club
250 Torrington Road
Goshen, CT 06756
Contact: (860) 561-1800
About: Let's celebrate summer with food, networking, and drinks at the Torrington Country Club! Meet old friends and make new ones at this great location. your registration fee includes a drink ticket and the following delicious food stations.
Register here!
Next Meeting: August 19th
Time: 5:45 PM - 9:00 PM
Where: Sheraton Hartford
100 Captal Blvd.
Rocky Hill, CT 06067
Contact: (860) 265-4414
About: Condos: Your Way
To Financial Freedom with Linda Baumgarten
• You will learn: How to buy a condo with little or none of your own money
• Which condos NOT to buy & more!
Register here!
Next Meeting: August
Time: 6:00 PM - 8:00
Where: CTREIA
415 Silas Dean Hwy, 304A Wethersfield, CT 06109
Contact: (860) 265-4414
About: Opportunity is everywhere across the estate market, here in Stop dreaming and ACT! Attend this CTREIA Workshop to begin your journey.
The best time to invest real estate was 10 years ago. The next best time RIGHT NOW.
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August 20th PM 304A 06109 4414 the real CT. ACT! your invest in years time is
Next Meeting: August 20th
Time: 5:00 PM - 8:00 PM
Where: Outer Light Brewing
266 Bridge Street Groton, CT 06340
Contact: (860) 892-2595
About: Our Eastern Connecticut Association of REALTORS® ECAR YPN is hosting our 4th annual Back to School Trivia Night Fundraiser Tickets are $25 and all profits go to support a local school in need! We will have Woodfellas Pizza truck and prizes for the winning trivia teams. Bring some friends and help us raise money for this wonderful cause!
Register here!
Next Meeting: August 24th
Time: 9:00 AM - 1:00 PM
Where: CTREIA
415 Silas Dean Hwy, 304A Wethersfield, CT 06109
Contact: (860) 265-4414
About: 5 Easy Steps to Get Property Under Contract in Under 30 Days with Linda Baumgarten
They’re everywhere, they’re cheaper to buy, rehab, maintain, and insure than other types of properties. Linda has had massive success in low end to luxury condos in multiple markets. Join her to learn more!
Register here!
Next Meeting: August 27th
Time: 6:30 PM - 8:30 PM
Where: Pinstripes
100 N Water Suite 3300 Norwalk, CT 06854
Contact: (203) 450-9190
About: We're thrilled to extend an invitation to you, your friends, and family for our upcoming real estate networking event. This is a unique opportunity for anyone passionate about the real estate sector –from beginners to experts –to connect, learn, and grow.
Register here!
Venoal M. Fountain, Jr., Partner at Hirsch, Levy & Fountain, LLC
Pro Property Management
The Law Office of Yona Gregory
Ranciato Public Adjusters Group, LLC
TenantTracks
Tammy Enquist Canfield: Comparion Insurance Agency
ServiceMaster Restore by Recovery Solution
Phone: (203) 336-3144
Website: Click here!
Attorney / Evictions (Professional Services)
Eversource Energy
Phone: (203) 909-6333
Website: Click here! Property Management Services (Professional Services)
Phone: (860) 443-9662
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Attorney / Evictions (Professional Services)
Phone: (888) 298-9014
Website: Click here! Public Adjuster (Professional Services)
Phone: (888) 610-4710
Website: Click here!
Tenant Screening (Professional Services)
Phone: (203) 695-3893
Website: Click here! Insurance (Professional Services)
Phone: (860) 735-4704
Website: Click here! Restoration (Maintenance & Tradesmen)
Phone: (800) 592-2000
Website: Click here!
Energy Efficiency Provider (Suppliers & Wholesalers)
The Guarantors
Phone: (720) 706-8902
Website: Click here! Rental Insurance (Professional Services)
Premier Real Estate Investment Group
Phone: (860) 335-0681 Real Estate Multi-Family (Professional Services)
Joseph V Scorese: Nationwide Direct Private Lender
Ironclad Property Management
Pet Screening
Dana M Guiliano
Phone: (215) 290-5108
Website: Click here! Mortgages & Loans (Professional Services)
Phone: (860) 956-6825
Website: Click here! Property Management Services (Professional Services)
Website: Click here! Tenant Screening (Professional Services)
Phone: (203) 419-5857 Attorney / Evictions (Professional Services)
Landlord Collection Agency
Junk Bear
Reckmeyer & Reckmeyer, Law
Dawn Cabral, Broker/ Owner, GRI, SRES at West View Properties LLC
Phone: (800) 369-6153
Website: Click here! Collection Agency (Professional Services)
Phone: (860) 378-2801
Website: Click here! Rubbish & Hauling (Maintenance & Tradesmen)
Phone: (860) 333-5677
Website: Click here! Attorney / Evictions (Professional Services)
Phone: (203) 228-7564
Website: Click here! Real Estate Residential (Professional Services)
Jeff
Zappone, Loan Officer at CrossCountry Mortgage
Circa Rent Collection
Phone: (203) 592-3602
Website: Click here! Mortgages & Loans (Professional Services)
Website: Click here! Rent Collection (Professional Services)
Let the Connecticut Property Owners Alliance help promote your business to the Real Estate and Property Owner community through our Vendor Affiliate Member Program!
Your company will be listed in our priority vendor database for all CTPOA members. Our events will allow you to display your promotional materials on our vendor tables, interaction with prospective customers and grow your presence on social media. CTPOA makes it easy for you to gain more customers without spending valuable time searching for them.
To sign up to be a CTPOA Vendor, click here!
https://ctpoa.com/
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The Connecticut Property Owners Alliance is composed of experienced property managers, realtors and landlords working together to improve the business conditions for rental property owners. The Alliance saves its members money on essential real estate services, reviews and testifies on pending legislation & law changes and offers its members workshops and meetings on topics that impact landlords.
The Alliance strives to ensure your success in real estate by:
• Saving you money on essential real estate services
• Informing you of law changes impacting your business
• Providing workshops and meetings to help you become a better educated and prosperous rental property owner.