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SUPPORTING VILLAGE LIFE & BACKING LOCAL BUSINESS •

Markyate & Flamstead

•

Redbourn

•

Kinsbourne Green & North Harpenden

• •

DE C

Studham & The Gaddesdens Kensworth & Whipsnade

Also in this issue ... •

NO V

Caddington & Slip End

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• • • • •

10,000 copies delivered door-to-door

Risk of retirement longevity and maximising returns for a longer life – Capital Manor Financial Advisors Working with Covid 19 - inside Charisma hair and beauty salon Caddington 20% off Be careful who you trust with your money - Sherrards solicitors all adverts Looking for a used car? So is everyone else say Redbourn Auto Solutions during the pandemic LOCAL CLUBS & SOCIETIES and PUZZLES Services Directory

Front Cover Nov Dec 2020 2nd draft.indd 1

26/09/2020 18:25:20

Nikki, Phil & The Team Welcome you to...

Write & Post a Letter to Santa! Dogs welcome in the Study bar!

The Bell in Studham

"For Food & Gifts we Love!" Enjoy Takeaways (Incl. Roasts!) Birthdays, Xmas & New Year safely! RESERVATIONS: 01582 872460

"An Award Winning Pub"...

www.thebellinstudham.co.uk Dunstable Rd, Studham, Beds. LU6 2QG

Email: info@thebellinstudham.co.uk GLUTEN FREE & VEGAN DISHES AVAILABLE FOOD~DRINK~GIFTS~SWEETS~CHUTNEYS~PRESERVES~VOUCHERS~COVID SAFE To advertise call 07941 661004

Inside Cover advert the Bell Nov Dec 2020.indd 26

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23/09/2020 12:35:48

Family run hotel reopens with a new Executive Chef

Reopening after a six-month closure, The Linton team is excited to announce their partnership with Executive Chef Fabrizio Morelli, who brings a wealth of experience and flair to Carriages restaurant. With a career spanning over 20 years, Fabrizio is keen to share his passion for creating new dishes with only the freshest ingredients. Hailing from a small village in southern Italy, he completed his catering schooling in Italy and moved to London at the tender age of 17. Starting his career out as demi chef at Charing Cross Hotel London, he later moved to the Mithras group of wine bars in the city of London (Chapters, Swithins, Mithras and Guild), where he worked as chef and then Executive Chef. He has been at the helm of various other leading Italian restaurants in London, including as Executive Chef for 10 years at Little Italy in Soho, opening their sister restaurant Nolita in Brookmans Park. He was also Executive Chef for Gino D’Acampo and opened the Gino D’Acampo My Pasta Bars in London. A three-year run at the Green Man in Clophill followed where he won the Best Fine Dining Restaurant in Bedfordshire Award in 2016. Fabrizio is looking forward to welcoming old and new customers alike to Carriages. He is happiest creating simple yet elegant Mediterranean dishes with flair and a modern twist. “Food should not just look good, it should taste good”. The Linton is an independent family run hotel that offers a lounge bar, Italian restaurant, personal work hubs (on an hourly rate), meeting rooms, bedrooms and function rooms. Located North of Harpenden and South of Luton, it offers easy access to the M1, London Luton Airport, Luton Parkway railway station and Capability Green business park free parking, free WiFi and Stockwood Park and golf course opposite. Telephone 01582 407644

bookings@lintonhotel.com

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Linton.indd 22

www.lintonhotel.com 136 Tennyson Road, Luton LU1 3RP Please mention

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18/09/2020 12:31:56

Covid 19 restrictions return Your local magazine for Redbourn, Kinsbourne Green and North Harpenden, Markyate, Flamstead, Caddington, Slip End, Aley Green, Woodside, Kensworth, Whipsnade, Studham and the Gaddesdens.

In this issue, we have some interesting articles from our regular contributors: Redbourn Auto Solutions discuss the rush to buy second hand cars during the pandemic, Sherrards caution us on who we trust with our money and Capital Manor discuss the question of long life and adequate pension provision. All good reads to take our minds off Covid 19. I hope you like the front covers we have designed recently which have been inspired by the pandemic. In the last six months, there have been some prevailing themes: the virus, rainbows for hope, masks, social distancing and good old Captain Tom. We are now using paper from responsible sources for this magazine and the laminate cover will also we switched next issue. We’ll be back before Christmas and hope the restrictions don’t result in full lock-down! Sue Mitchell t/a MiMagazine

M G Furniture Makers Ltd

Malcolm Gale, Swift Workshop

28 Swifts Green Close, Stopsley, Luton LU2 8BS Workshop: 01582 722511 Mobile: 07957 888735

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Prices start from just £32 10,000 copies of MiMagazine delivered door-to-door email janet@mimagazine. co.uk or call 07941 661004 to find out more

Specialising in bespoke furniture making. Restoration of antique and modern furniture. French polishing and spray finishes. Established over 40 years in the furniture trade.

Free quotations. www.mg-furnituremakers.co.uk mg_furniture@yahoo.co.uk Disclaimer: MiMagazine is published in good faith and cannot be held responsible in any way for inaccuracies in reports, articles or advertising appearing in the magazine. The views expressed in editorial may not necessarily reflect the views of the editor. Photographs and materials submitted by readers or advertisers can only be published if permission has been granted by the photographer, author and the persons appearing in the photos. MiMagazine cannot be held responsible for checking all such permissions have been granted.

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Welcome without FSC.indd 4

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01/10/2020 17:01:13

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7/27/2020 4:51:11 PM 6/3/2020 5:06:01 PM

T C FEEDS & TACK HAVEN Dovehouse Lane, Kensworth, LU6 2PQ Tel: 01582 872333 For all your pet and equestrian needs Opening hours: Mon - Fri 8.30-5.30 Sat 9-5. Sun and bank hols 10-4. Closed Xmas Day, Boxing Day, New Year’s Day and Easter Sunday

Chilterns Season of Celebration The Chilterns Conservation Board is launching a packed programme of nature-based events, walks and activities designed to inspire families, young people and adults of all ages to discover and enjoy the Chilterns Area of Outstanding Natural Beauty. The Chilterns Celebration will be welcoming Chris Packham - naturalist, nature photographer, television presenter and author - as keynote speaker at the first ever ‘Chilterns Champions’ conference, where they’ll be talking about Citizen Science, why it’s crucial and how you can get involved. You’ll have the chance to explore a The walks will appeal to all ages and abilities. brand new heritage trail around the Wycombe There are still plenty of challenging hikes, but Rye, get creative with art workshops as part of we’ve included a greater number of shorter ‘The Big Draw’ on Kingsmead Recreation Ground walks too, with the emphasis on learning and with Wycombe’s very own wildlife champions, discovery, meeting the people and producers the Chiltern Rangers, experience a live-streaming of the Chilterns, and spending time in our concert and get involved with the packed inspirational landscape. programme of walks, talks and local produce View details and book your walk online at: www. tastings. The Chilterns Celebration really does visitchilterns.co.uk/walkingfest. have something for everyone. Senior Citizen 10% Find the full schedule of ✓ Qualified Mobile hairdresser off all prices events and details on how ✓ Dedicated to provide excellence in my service to book your place at www. chilternsaonb.org Dry cut £11.50 ccc-fest Fully qualified Level 1, 2 & 3 Wash & cut £13.00

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The Chilterns Walking Festival • Over 50 guided walks in the beautiful Chilterns • Running from Saturday 17th October – Sunday 1st November Each walk is guided by an experienced walk leader who will bring their story to life.

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Complete service from drawings to decoration Quality old fashioned craftmanship Competitive old fashioned prices Guaranteed to please Full Building Maintenance Service All work quality assured & guaranteed Testimonials available

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7/11/2019 11:16:11 AM

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7/27/2020 9:46:33 AM

This leaflet has been produced to he promoted the right people to docontent the right job-safe

If tree work is n

Choosing your

Injury to peop

Damage to pr

TREE SURGEON

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all through ill-advised *Potentially you may b

rboricultural Association

(Arborist) Choosing your ree Surgeon (Arborist)

GOOD climbing practice

This article has been written to help you choose the right people to do the best job-safely and efficiently. When you need to have a tree or trees cut down or pruned, you need to proceed with care before appointing a tree feller. Anybody can advertise themselves as a tree surgeon but you must ask yourself if they are qualified to do the job. Think about these if the job goes wrong: flet has beenconsequences produced to help you choose • Injury to people ople to do the job-safely • right Damage to propertyand efficiently. • Serious harm to your trees that have taken If tree work is not done properly it could lead to: many years to grow... Injury to people* • Potentially you may be liable if a 3rd party is affected. Damage to property* Tree work (arboriculture) requires a high degree Serious harm to your trees that of technical competence, supported by training have taken many years to grow... and experience. For these reasons, tree work all through ill-advised and badly executed tree work. may be liable if a by 3rd party should*Potentially only beyouundertaken wellis affected. trained, competent arborists experienced at the type of Tree work (arboriculture) requires a high degree of technical competence, supported by training and experience. For these work being done, e.g. tree pruning/tree removal. reasons tree work should only be undertaken by well trained, AD competent experienced at the Contractor. type of work being done, So always usearborists an ARB Approved e.g. tree pruning/tree removal. imbing practice Competent arborists will have certificates which show that they have been trained and assessed. They will often have other academic s a tree surgeon qualifications in arboriculture and will use safety n Yellow pages Yourto local ARB you, Approved equipment protect your property and Contractor is: themselves. tee quality of Reputable tree care companies will be pleased ed out safely. ved Contractor.* to supply copies of their insurance, qualifications Arboricultural Association tificates which show that they and professional memberships and They will often have other Choosing yourwill work ulture and will use safetyto nationally recognised standards. Many will Tree Surgeon (Arborist) roperty and themselves.

Genuine or Not?

ill be pleased to supply copies nd professional memberships sed standards. Many will be oricultural Association.

BAD climbing practice

Tree work (arboricultu competence, support reasons tree work sho competent arborists e e.g. tree pruning/tree

Genuine or Not?

be Approved Contractors of the Arboricultural Association. Anyone can call themselves a tree surgeon (arborist), place anbe advert in Yellow pagesyou Your local AR Your Aborist should able to show Contractor is their: and offer a service. An advert does not guarantee quality of • Employers Liability & Public Liability work or that it will be carried out safely. So always use an minimum ARB Approved (recommended ofContractor.* £5 million). Competent arborists compliance will have certificates which that they • British Standard to BS show 3998: have been trained and assessed. They will often have other 2010 academic qualifications in arboriculture and will use safety equipment to protect you, your property and themselves. • MUST have NPTC/Lantra Awards certificates Reputable tree care companies will be pleased to supply copies forofchainsaw use. their insurance, qualifications and professional memberships *Ensure you and will work to nationally recognised standards. Many will be by ch • Recommended: Certificates forAssociation. other skills Approved Contractors of the Arboricultural and machines. Arboricultural knowledge e.g.Arboricultural National Association Certificates and Diplomas in The Voice of Arboriculture www.trees.org.uk/ Arboriculture. • Written quotation • References • Clear and full details of the work to be undertaken (the specification). • What will happen to the timber and brushwood and tree stumps? • Who will be responsible for obtaining permission if the trees are protected? • What steps will be taken to protect you and your property (the risk assessment)?

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www.trees.org.uk/Find-a-Tree-Surgeon This leaflet has been produced to help you choose

To advertise 07941 661004to Please mention thecallright people do the right job-safely and efficiently.

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If tree work is not done properly it could lead to:

High Elms article images logo ARB.indd 8

Injury to people* Damage to property*

23/09/2020 12:05:32

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7/27/2020 10:26:29 AM

Keep supporting your local restaurant and pub but check it is safe ... Cllr James Jamieson, Leader of Central Bedfordshire Council said: “Sadly we have had numerous reports about businesses who don’t follow the rules and we are taking enforcement action including prosecution. “But residents can also play their part by simply refusing to spend their money with a business that puts profit before health. “All businesses that deal with the public face to face have had to take customer contact details, by law, since Friday 18th September for NHS Test and Trace. From Thursday 24th September businesses will also need to display the COVID-19 App QR code. “But there are other measures businesses must be taking to keep their customers and everybody else as safe as possible. • Is it recording customer details for test and trace? This must include the NHS QR code from Thursday 24th September • Social distancing: Has it introduced (where possible) a booking system? Or is controlling customer numbers at the door? • Has it measures to socially distance any queue?

•

• • • • • • •

Has it introduced no service at the bar/counter with food and drink brought to customers’ tables only? Customers must be seated while eating and drinking Avoiding close contact with staff: Are staff wearing visors/face coverings when close to customers i.e. while serving food? Are customers wearing them except when eating and drinking? Have they introduced automatic ordering of food and drinks via a downloaded smart phone app – where possible! Hand washing and cleaning: Are there facilities for increased handwashing and/or hand sanitiser at key points especially at the entrance? Is there regular cleaning of surfaces? Such as cleaning the table and chairs between customer use in a restaurant?”

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11 11

Home Counties Loft Ladders, PANES MES! Quality You Can Trust!

These days most homeowners Cloud 9 replace failed or brokensuffer from a lack of storage units in Wood, Aluminium, So many UPVC and Velux space. windows, as precious items that well as repairing locks, handles, need to be kept – but hinges and mechanisms. Call where to store it all? Paul on 0800 328 8213 forwhere a free,Home That’s friendly, no obligation quote to Ladders Counties Loft start enjoying your best value come in. and service. The company, based locally, offers homeowners the opportunity to maximise their storage space with a loft ladder, 50sqft of boarding and a light - all fully fitted in less than a day from just £355! But it’s not just the affordability of the package that makes Home Counties Loft Ladders stand out, as manager Jamie Oakley explains:

‘Our watchwords are Quality, Integrity and Value. Quality in the materials that we use for all our installations and the fact that all our loft packages are fitted by time served tradesmen, so our customers are assured of the best job.

Integrity in that we will turn up at the time we say and make sure the house is spotless when we leave, and value in that we offer our services at a price people can afford.

customers - that simply installation we carry wouldn’t happen if we out!’ didn’t adhere to our So, if you want to make overriding principles. use of your loft space, At the end of the day call Jamie free on 0808 the old adage that 301 9557 and he’ll be happy customers happy to pop round and lead to more happy give you a no obligation customers is true and quote so you too can we work hard to make that happen for every make use of your loft!

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7/27/2020 10:34:57 AM 4/8/2019 11:40:34 AM

The challenges of staying open during Covid-19 MiMagazine talked to Kay, owner of Charisma Hairdressing and Beauty Salon, Caddington about the changes to her working life. We reopened Charisma on the 4th July, after 14 weeks of closure. During this time, I researched the safety requirements thoroughly and I was sure that we were able to open safely. It wasn’t an easy task as information was changing and being updated by the government regularly. The time off did give us the chance to do something positive by freshening-up the décor in the salon. We began contacting clients at the end of June to book them into the diary and many of them were happy to hear from us as they missed the contact with us by their visits to the salon. During lockdown I was able to prepare the salon and to buy lots of disposable items to prepare for the re-opening. I purchased over 700 masks, 450 gloves, 1175 disposable aprons and 200 disposable gowns! The first few days of reopening were stressful both mentally and physically. Getting used to wearing the PPE, remembering to follow the arrows in the salon and keeping our distance from each other was testing but we soon got used to it. I went home very tired each day, in a zombie state in the evenings and on Sundays. My supportive husband took care of our home, so I could preserve my energy for the following working day. It was lovely to see all the clients again and they were happy to return. In the beginning, the weekly clients were asked to just come in fortnightly and the fortnightly clients were asked to come in monthly; that gave us time to catch up with the 350+ clients that we needed to fit into the diary. Eight weeks in and most of the weekly and fortnightly clients are back to their regular appointments, and we have seen most of them now. We take the staff and clients’ temperature when they arrive in the salon. None of our clients and staff come by public transport and I think that keeps us safer. Virtually all the customers pay contactless which covers more clients now that the maximum amount has gone up to £45 per transaction. It is not so easy to make conversation wearing masks and face shields, so not as much

To advertise call 07941 661004

Charisma.indd 12

chat occurs between the client and stylist which is a negative but we all know we have to put up with it to keep everybody safe. We only used two out of the six styling chairs when we opened and we added extra hours on Wednesdays for a couple of months to spread the staff hours out to ensure that everyone could keep to 2 to 2 1/2 metres apart. Once we had got used to the salon set up, we were able to have a third chair in use, therefore allowing a third member of staff to work safely in the salon. We clean and sanitise all areas in between clients. It has not taken too long to get used to the new normal. Prior to opening, I spent about £1,500 on PPE! It’s an ongoing expense now but it is VAT free which helps a great deal. The government has been very supportive with grants for self-employed people and furlough money for staff, and I could claim a grant from the council if I needed to. The gowns are now in short supply so I use the normal gowns and get them washed at 60° after every use. I bristle at putting disposable aprons and gloves into the bin, creating so much plastic waste when we were not so long ago trying to cut back on plastic use to save the planet! As long as we are allowed to, we will continue to work and tend to our clients’ locks safely, wondering when we will ever get back to something that resembles the old normal. Stay safe. Please mention

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23/09/2020 14:15:05

Will Kimberley Garden Services

Hedge cutting High Hedges our speciality Tree work, pruning, removal Grass cutting (one-off and regular) Fencing new and repairs Garden shed construction and re-felting

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11/27/2019 3:56:47 PM

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03/02/2014 10:57:51

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7/27/2020 10:36:46 AM

KB_Mi Mag_B6_125x176.indd 2 KB_Micall Mag_B6_125x176.indd 2 To advertise 07941 661004

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28/09/2020 08:47

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9/28/2020 12:20:44 PM

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7/27/2020 10:38:40 AM

Grove Theatre comes up with appealing sponsorship packages to save its life On the 20th March 2020, Grove Theatre closed its doors due to the global pandemic. Ticket sales, hire and secondary income ground to a halt overnight and now six months later the doors remain closed. It is now facing extreme financial challenges and management is doing everything it can to obtain external funding, including government grants to secure its future, but help from supporters is vital. This ongoing uncertainty puts theatres in a perilous situation. The government’s bailout is spread across all cultural organisations and certainly won’t be enough to save all of the UK’s theatres. Without urgent support, we could lose our nation’s amazing theatres. Here are the interesting options for supporting Grove. You can visit their donation page and donate anything from as little as £10. £100 or more- You can be an Education Angel to show support for their education projects and your name will be printed in all future programmes produced for education productions as a thank you. £20 or more - Grove Supporter You will receive a digital thank you from the Grove Theatre on their supporters section of the Website. £50 or more - Technical Tour A wonderful opportunity to spend an hour with their technical team, learning about backstage, seeing how much work goes in to producing the incredible shows and a chance to ask all your questions. £150 or more - Sponsor a Seat Your name will be engraved on to a plaque which will be mounted on the back of one of the auditorium chairs. The perfect gift for a loved one or friend. Personalise your plaque with an inscription of up to 10 words. Plaques will be in place for up to 10 years. The management reserves the right to remove plaques due to major refurbishments or operational needs. £500 or more - Sponsor a Box Your name will be engraved on to a plaque which will be mounted on the front of the box. The perfect gift for a loved one or friend. Personalise your plaque with an inscription of up to 10 words. Plaques will be in place for up to 10 years. The management reserves the right to remove plaques due to major refurbishments or operational needs. C

In villages, towns and cities across the country, theatres are at the heart of their community. Places to come together, to be inspired and be entertained. Theatres are where our best-loved actors learn their craft and thousands of others learn valuable skills. Visit the donation page on line to support their campaign. #SaveOurTheatres ai159541452311_Neville Funerals Advert Colour July 2020.pdf 1 https://www.crowdfunder.co.uk/checkout/ grovetheatre

22/07/2020 11:42:03

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rpm We’re a local, family run skip firm based in Redbourn. We service all surrounding areas including Markyate, Redbourn, Harpenden and St Albans.

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skips

We are a local family run waste management company based in Hemel Hempstead. We service all surrounding areas including Markyate, Redbourn, Harpenden and St Albans.

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26/07/2020 12:02:48

9/28/2020 10:26:33 AM

FINANCE AVAILABLE We now have ﬁnance packages available, contact us today for details

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9/25/2020 4:23:38 PM

Leigh Hibon Washing Machines • Dishwashers

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Markyate 01582 206 004 Please mention

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3/2/2020 9:52:54 AM 7/27/2020 10:41:20 AM

Be Careful Who You Trust With Your Money

Sometimes your nearest and dearest are simply not the right people for the job. Shamed daughter, Karen Wakeling has been jailed for stealing more than £80,000 from her elderly mother - who suffers from dementia. Wakeling made a series of transactions, taking money from her mother’s account to fund holidays, pay off debts and even using her cash to pay for her 40th birthday party at a hotel in Hunstanton whilst acting as her mother’s attorney She had denied fraud, but a jury took just over an hour to find her guilty of fraud in January 2020. She has been jailed for 2 years. There is a natural assumption that “blood “ relatives will look after you, should the need arise, but in my work, I am seeing an increasing number of cases involving economic abuse by Attorneys. The reality is many of them do not see that they are doing anything wrong – they are just getting some of their inheritance early, or are “borrowing” money – but somehow it never gets paid back! I am afraid to say there are quite a large number of entitled children and relatives out there and they find it hard/ impossible to see beyond their own wishes and desires so they are not the people to entrust with the care of your finances, should you be unable to do these things your self. Investigations by the Office of the Public Guardian have jumped to record levels. In 2018/19 they carried out 2,883 investigations, compared to 1,871 in the previous years – a 55% increase. Most misconduct by attorneys does not come to light during the donor’s lifetime. OPG investigations of attorneys represent only a small proportion of abuses.

LPAs’; the drive to create LPAs online exposes people to unacceptable levels of risk and in doing so may be compromising the OPG’s ability to safeguard those who are most vulnerable. There are two ways in which this could happen: either by a donor being pressured to sign or agree to something that they do not understand or are not comfortable with, or by a fraudulent LPA being registered in a donor’s name without their consent. Retired Senior Judge of the Court of Protection, Denzil Lush, declared during a BBC Radio 4 interview, that he would refuse to sign a Lasting Power of Attorney (LPA) and went on to accuse the Ministry of Justice of being “disingenuous” in promoting the creation of DIY Lasting Powers of Attorney. As the Senior judge at the Court of Protection, Denzil Lush adjudicated 6,000 cases linked to abuse of powers of attorney. So before you create a Lasting Power of Attorney, take some independent advice and reality check who is the best person to look after you and your money. Donna Payne Senior Solicitor at Sherrards Solicitors Donna.payne@ sherrards.com 01727 832830

As many Lasting Powers of Attorney are created without any professional advice, the system is wide open to abuse. Solicitors for the Elderly state in their report: ‘The Hidden Cost of DIY To advertise call 07941 661004

Sherrards Nov Dec 2020.indd 20

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22/09/2020 17:13:20

MIMagazine Jan/Feb 20.qxp_Layout 1 06/12/2019 14:15 Page 24 ai15905750299_Neville Funerals Advert Colour May 2020.pdf 1 27/05/2020 11:23:50

CMY

Leigh Hibon Daytime 07841 652496 Evening 01582 842764 leighhibon@yahoo.com Excellent Childcare, Outstanding Facilities & Affordable Prices! www.ldhdomestic.co.uk * No 90 Trowley Hill Road, Flamstead, AL3 8EA • Caterpillar room from birth – walking • 2 large fully equipped gardens

• Butterfly room from walking to 3 years • Vegetable patch 8BTIJOH .BDIJOFT t %JTIXBTIFST • Pre-school from 3-5 years * Noclassroom Callout Charges 5VNCMF %SZFST t &MFDUSJD 0WFOT• Outdoor • After school club including collection • Added security of gated drive & CCTV * Honest & Reliable Vacuum • Healthy home cookedCleaners meals • Open 7.30am – 6.00pm all year round

* All Work Guaranteed * All Makes Repaired * Full Electrical Safety Tests * Evening & Weekend Appointments

To Find out more or book a viewing contact Jessica on 01582 840586 Email: Jessica@appletreeschildcare.co.uk www.appletreeschildcare.co.uk

AppleTreesMarkyateMagazine Ad.indd 1

To adver�se call 07941 661004 To advertise call call 07941 661004 To adver�se 07941 661004 21 sherrards and appletrees.indd 21 Page30.indd 30

04/02/2015 14:08

Please men�on when responding to adverts Please mention when responding to adverts Please men�on when responding to adverts 25/09/2020 15:33:06 6/3/2020 5:22:23 PM

Cladwinds Full Jan 20.qxp_Layout 1 05/12/2019 12:43 Page 1

Transform your home with beautiful new windows from Cladwinds. A trusted local ﬁrm with 35 years manufacturing and installing experience

Conservatories, Windows, Doors, Conservatory roof conversions, Rooﬂine & Aluminium seamless guttering.

Insurance backed 10 year guarantee

Est. since 1985

Visit LeightonBuzzard BuzzardGarden GardenCentre, Centre, Leighton Road, Leighton Buzzard, LU7 9NX Visitus us at: Leighton Leighton Road, Leighton Buzzard, BedsBeds LU7 9NX orShowroom: visit our Factory 17 Lyon Close, Kempston MK42 7SB or visit our Factory Unit 17,Showroon: Triumph Way, Woburn Rd Ind Est, Kempston, Beds MK42 7QB

Contact Peter Pascan

07831 172792 Tel: 01525 405330 ppascan@btinternet.com

www.cladwinds.com To adver�se call 07941 661004

To advertise call 07941 661004

Page25.indd 25 Clad Windows.indd 22

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12/6/2019 AMAM 9/28/20208:59:00 10:22:08

SERVICE & REPAIR Routine Servicing All repairs undertaken Air-Con Servicing Diagnostics New Tyres, Brakes, Clutches SALES

WE SERVICE CARS AND LIGHT COMMERCIAL VEHICLES

To advertise call 07941 661004

To adver�se call 07941 661004

Page25.indd 25 Redbourn Autos Jan Feb.indd 32

New cars and light commercial vehicles from ANY manufacturer Used vehicles

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7/27/2020 10:42:57 AM 12/3/2019 3:58:13 PM

Looking for a used car? So is everyone else!

The impact of lockdown and the used car market The rising demand in the used car market has led to supply issues countrywide, so how can we be sure that our new purchase is a safe and reliable one! Why is demand outstripping supply? The supply chain of used cars stumbled as new car production halted during lockdown, leaving consumers waiting for their new cars and holding on to their part exchanges. In an uncertain climate, some also decided to hold on to their cars a little longer or to invest in a used vehicle. Demand increased as businesses turned to home delivery to keep their companies afloat requiring vans, scooters and small cars. We were encouraged to avoid public transport and people sought to travel safely by their own means whether for work, school or, recreation with an increase in cars per household. According to McKinsey, this is set to stay as a third of consumers value constant access to a vehicle more than they did before the pandemic. The situation has been compounded by the unfortunate situation for first-time drivers. Government departments were furloughed or worked from home, creating significant delays in new driving licenses. Driving instructors couldn’t work and tests halted. This has created a 6-month delay in purchasing ‘first’ cars. Add to this the MOT 6-month extension and the potential for purchasing a used car being significantly reduced. So, where do I find a safe and reliable car? With demand at a premium, there has been an increase in value in the second-hand car market. Where there is demand, people are waiting to exploit it! So, buyers really should beware and avoid To advertise call 07941 661004

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impulsive purchases. The adage of ‘act in haste, repent at leisure’, really does apply here. The internet is a great place to start to identify what your budget will realistically achieve. There are plenty of private sellers on GumTree, Autotrader, FreeAds, etc. Auction houses are currently operating online, but certainly fun to go to when you are able, and you can pick up a good bargain. However, buying from a seller is a case of ‘buyer beware’ with very little recourse should anything go wrong. At Auction, all vehicles are ‘sold as seen’ with no protection at all. This includes on-line auctions. If you have a partexchange, be aware of sites that offer you an online price for your car. They often bring the value down when they physically see the vehicle and indeed staff are targeted on how much they bring you down by! The safest way to purchase is through a dealer where you enjoy legal protection and peace of mind. Whether a used car dealer or a main dealer, legal protection is the same. They are bound by the Sale of Goods Act to ensure everything they sell is: “Of satisfactory quality” – in keeping with its age, make, mileage etc. “Fit for purpose” – the vehicle is capable of carrying out all the functions you would expect. “Legal to drive” – it should meet all legal standards. “Matches its description” – all components mentioned in the advert should be in good working order. The dealer is not liable for wear and tear or any misuse. If buying from a used car dealer you will get a 3-month warranty and if they have a workshop, you can rest assured that the car is in a good safe condition through a pre-delivery inspection, or some will give the car a fresh service which is great for peace of mind. Because purchasing privately has limited legal constraints, buyers should: Please mention

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23/09/2020 12:01:15

• • • • • • •

Check all documentation is in order. Registered to the seller, details should match the car, current MOT, etc. MOT History – is the mileage consistent with the age and look of the car. Does it match the service history? Bodywork – check for a consistent colour and evenness across the panels, can you see any rust under the footwell mats or welding. Tyres – check consistent sufficient tread depth. Remember this would be an additional cost if they need replacing. Tool Kit – complete and present with spare-tyre. Lights – check all lights are fully functioning and ensure that there are no warning lights on the dashboard. Functional – does everything work? Washers, locks, windows, air con, radio, etc. Ask for a test drive and look out for:

• •

Clutch – test biting point is where it should be and not before it is almost fully engaged (a sign of wear and in need of replacement) Performance – ensure the car doesn’t pull to one side on acceleration and listen out for abnormal sounds and vibrations. Take the car over 60mph

Redbourn Autos.indd 25

• • •

to listen for any further unusual sounds. Gears – these should feel smooth Brakes – these need to be responsive and stop without pulling to one side Steering Wheel – vibrations should not be present.

Whichever car you purchase, do your homework! Know your budget, including maintenance costs, and be realistic about what you can get. If you’re a firsttime purchaser, take a look at our website to help you with your purchase. https://redbournautosolutions. co.uk/first-car-buying-guide/ We have become more dependent on our vehicles for many reasons, so it has become even more important to buy well and maintain them so that they are ready for when we need them. Once you’ve bought your car, make sure it is safe and reliable! We can help by providing a Safety Health Check, or a Service... or an MOT if it’s needed. If you want someone else to have the hassle of finding you a car or to help you with advice, ask the experts at Redbourn Auto Solutions and we would be pleased to help. Give us a call to find out more on 01582 679300. Happy motoring!

23/09/2020 12:01:17

RISK OF RETIREMENT ...LONGEVITY...

MAXIMISING INVESTMENT RETURNS OVER A LONGER LIFE EXPECTANCY There are lots of variables in retirement: how long people will live for, the costs of goods and services they will need, interest rates available on their accumulated savings, and so on. But once you have retired, investing is anything but straightforward. Your finances are a primary consideration, there’s no doubt about it. If you have insufficient income to pay your projected retirement expenses, or less surplus income than you anticipated, you could find yourself working years longer than you intended or facing a retirement lifestyle that may not be what you had in mind. PROTECTING YOUR INCOME STREAMS Once you have retired, you’ll have to juggle finding safe investments to protect your income streams so you do not risk running out of money in retirement. The fundamental point about investing after retirement is that you are speculating to accumulate with a pot of money that represents the main body of your financial wealth. However, once in the retirement stage, retirees often find that their actual costs are lower than they had expected. This situation can be the result of a number of factors. For instance, many expenses that absorbed a significant amount of your income in your working years may not exist during your retirement. CHANGING DEMANDS ON A RETIREE’S INCOME Other demands on a retiree’s income may also have changed or have been eliminated. Even if you retire more gradually, working part-time or perhaps periodically, the accompanying work related expenses may still be greatly reduced. Depending on your life stage, taking into account your children’s ages and the age at which you retire, you may also have finished paying their education-related costs. Other important factors to remember are that, in many cases, you are simply not having to save for retirement anymore. To advertise call 07941 661004

Capital Manor Nov Dec article.indd 26

ENJOYING A LONGER LIFE While it’s not a comfortable notion to think about, you also need to plan for the possibility that you may become disabled or incapacitated yourself during retirement. The reality is that enjoying a longer life can bring unexpected challenges such as illnesses, accidents and the effects of ageing, which can lead to additional expenses, including the cost of long-term care. You may be familiar with the rule of thumb that states you will need 70% of your pre-retirement income to sustain your lifestyle in retirement. In practice, however, this rule may be too general to address the very specific circumstances of each person’s retirement. While this level of income may be adequate for some, the number of your dependants, your debt levels and your lifestyle aspirations can sway your needs significantly up or down. MANAGING RISK APPROPRIATELY A ‘thinking ahead’ mind set is very important in your retirement planning. Do you foresee changes in your approach to investment management decisions when you retire? It can be hard for some retirees to tone down their risk appetite when investing in retirement. They’ve had decades of practice at investing for growth, after all. A properly diversified portfolio in retirement is key to maximising returns over a longer life expectancy while managing risk appropriately to avoid significant short-term losses. Retirees can take income from the conservative portion of their portfolios while allowing another portion to continue growing. FACING ANOTHER TYPE OF RISK While the risk of portfolio declines can’t be overlooked when investing in retirement, retirees also face another type of risk: the risk of running out of money in retirement. Even though we have low Please mention

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23/09/2020 12:12:59

inflation today, it’s critical for retirees to keep up with inflation. Pressure on the Bank of England to boost the economy and push inflation back to its 2% target is expected to intensify. Retirement investors who take an approach that includes equities throughout their savings years may also need to continue an element of this into retirement. If appropriate, some retirees may need to moderate the impulse to seek safe investments by including some growth-oriented ones in their portfolio, too. YOUR OWN UNIQUE LIFESTYLE NEEDS The challenge when investing after retirement is that no one investment or investment style can address the needs of a 30-year retirement. Each five-year segment, such as ages 65 to 70, or 70 to 75, has its own unique lifestyle needs and therefore investment needs. Money invested in the first two or three segments, during which time retirement income needs are highly affected by the stock and bond markets and the sequence of returns, should be invested more conservatively than money invested in later retirement years. EXPERIENCING VOLATILE RETURNS One of the most important aspects of successful investing in retirement is diversification. Holding funds in cash may be suited to some retirees planning to draw down their entire pot over a short period. To advertise call 07941 661004

Capital Manor Nov Dec article.indd 27

However, it is highly unlikely to be suited to someone planning to draw down their pot over a longer period. Diversifying investments across a number of different assets is important because it may help to reduce the risks of investing during this time of your life. By risk, we mean both that of losing money and that of experiencing volatile returns. Older investors have to balance the need to make withdrawals to live on in retirement with making sure they don’t run out of money. You’ve worked so hard to save, and now you’re finally retired. With the right strategy, you can help make sure your retirement savings last. Speak to us to discuss your options. Capital Manor 01582 414514 17 Manor Road, Caddington LU1 4EE www.capitalmanor.co.uk info@capitalmanor.co.uk INFORMATION IS BASED ON OUR CURRENT UNDERSTANDING OF TAXATION LEGISLATION AND REGULATIONS. ANY LEVELS AND BASES OF, AND RELIEFS FROM, TAXATION ARE SUBJECT TO CHANGE. THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED. PAST PERFORMANCE IS NOT A RELIABLE INDICATOR OF FUTURE PERFORMANCE. YOUR EVENTUAL RETIREMENT INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION. Please mention

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23/09/2020 12:13:01

Crossword

Across 7 To defeat an MP in an election (6) 8 Tofu (8) 9 Lively Latin dance (8) 10 Floating without being either moored or steered (6) 11 Luggage (8) 12 Gas for life(6) 13 Evade responsibility (11) 18 Carriage (6) 20 ---/-----/race (3,5) 22 Burial gown (6) 23 Thorough check (8) 24 A state of elated bliss (8) 25 Think carefully (6) Down 1 In a vacuum (7) 2 A bitter feud between people (8) 3 A verse (6) 4 Underground cemetery (8) 5 Lack of vitamin C disease (6) 6 Aimless person (7) 8 Use of biological processes for industrial purposes (13) 14 Transfers sound (8) 15 Fabric worn 8) 16 Flammable liquid hydrocarbon (7) 17 Reasoned guess (7) 19 Floppy 6) 21 Free from obligation (6)

17 20

Anagrams local villages Dancing dot Boned Run Army Take Mush Tad

Damsel Fat Hand wipes Dip Lens Grow Saddened

ANSWERS ON PAGE 34

4 9 8

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Puzzle page.indd 28

2 6

6 9 4 6 2 8 3 7 1

4 8

Fill in the grid in such a way that every row and column and every 3x3 box contains the numbers 1-9

Sudoku (Medium)

Word Search

Can you find the Bodies of Water in the Word Search? P A C I F I C B L A P A C C C

E P S U B U A F A D H R A A I

R A P L O S F X K R U A S R O

S N H L S B C G E I D B P I L

I A S S P L O T E A S I I B A

A M E W O A R B R T O A A B K

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N A A A R C A A I I N N N E E

G C O T U K L L E C B S S A M

U A F E S S S T V C A E E N I

L N J R E E E I N O Y A A G C

F A A A G A A C R E D S E A H

N L P Z C O O K S T R A I T I

Y L A K E S U P E R I O R R G

D P N D Q J I R I S H S E A A

D M F D M L O C H N E S S U N

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23/09/2020 12:08:37

• New Stocks • Repairs • Renovations • Servicing • Gunfitting • Gunroom Official dealer for Chapuis Armes and Caesar Guerini. New and second hand guns.

Tel: 01525 872 522 Bedfordshire J12 on M1 www.stephenandson-gunmakers.co.uk To adver�se call 07941 661004

Page29.indd 29

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9/25/2020 12:10:19 PM

Groups & Societies

Parish Council Websites https://whipsnade.bedsparishes.gov.uk/ http://flamstead.org https://www.studhamparish.co.uk/ www.markyateparishcouncil.gov.uk http://redbournparishcouncil.gov.uk/ www.caddington.com https://slipendparishcouncil.co.uk https://kensworth.bedsparishes.gov.uk/ www.harpendenruralpc.org.uk/

Markyate

Care Group Help Line – 07972 152279 Care Bus – Sue and Malcolm Davies – 01582 840554 Markyate Parish Council – Jenny Bissmire 840110 Herts County Councillor – Terry Douris 01442 402273

Slip End

Photography Group meet every 3rd Tuesday at Slip End Social Club New Street 7pm. 01582 452851 Tennis Club - We are a small, friendly club open to all ages and we are now open again. Call to check the arrangements due to Covid-19. Membership enquiries: Steve Lyons (01582 414162) Coaching enquiries: Sally Parry (01582 413501)

Caddington

Caddington and Slip End Runners – Front Street, Slip End 8pm Call 07587 189260 CaddingtonCare Good Neighbour Scheme, has been running throughout the pandemic crisis, helping the people of Caddington, wherever there is a need and whatever their age. Prescriptions have been delivered, shopping has been done, telephone befrienders have been put into action, and many small acts of kindness have been carried out. CaddingtonCare continues to run its core service MondayFriday between 9am and 4.30pm. Please call 07548 264672. Please note, all regular social activities have been suspended until further notice.

Kensworth

Village Hall – Lynne Lewis 873981 Neighbourhood Watch – Caroline Streek 872410 Cricket Club – Duncan Wingfield 872743; Parish Council – Pat Mitchell 871178 Community Scheme – 07919 081473 Local History – Julia Holder 873465

Studham

Friends of Studham Common See website www.foscomm.org Studham Village Hall - Main hall and a meeting room available for hire. Modern kitchen. Contact: Des Salmon, 01582 872082 desstudham@btconnect.com Tennis Club – Open to members and non-members. All welcome. Contact Andrew Jones Andrew.jones@ expressvending.co.uk 07833 111682 See www.studhamtennisclub.co.uk Neighbourhood Watch – Richard Hodge 01582 873630

Whipsnade Parish Council

Ken France 01582 872375; Village Hall – Sam Burr 07921 761730 To advertise call 07941 661004

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Redbourn

Tennis at Redbourn Club - Club members play right through the autumn and winter seasons throughout the year. For more details please visit www. redbourntennis.org.uk or look on the Facebook page. 4 hard courts, coaching. Three mix-in adult sessions per week. League matches. www. redbourntennis.org.uk Want to cycle? - Join the Hub. Email hubmeister@ hubcoffeebikes.com with the words “Ride Reminder” in the subject field and we’ll do the rest. Run Redbourn - They have 7 organised running sessions per week for runners of all standards. Contact Rachel Mackie on runredbourn@gmail.com Redbourn in Bloom Membership of Redbourn in Bloom costs just £5 per household per year. This income helps towards our planting projects to enhance the village. Pauline Williamson 01582 792931 or Mike Thain, (volunteer co-ordinator) on 01582 793376 Redbourn Village Museum, The Common, Redbourn (next to The Cricketers) is open weekends 2 – 5 pm, admission free. Local history collection on the site of a former Silk Mill and Tea Factory, with children’s activities and village walking trail. Call 01582 793397 to check if open following pandemic. Village Hall - For hire rates office@redbournvillagehall.org.uk Redbourn Care Group RCG is a friendly charity which seeks to alleviate loneliness and support independent living by mobilising volunteers to help villagers in need through social and amenity transport and the sponsoring of local good causes which enhance the lives of residents. Call 01582 794550 info@ redbourncaregroup.co.uk. www.redbourncaregroup.co.uk Friendly Calls service was set up earlier this year as part of their response to COVID-19 which has left a number of people socially isolated or lonely at home. We provide our clients with regular calls providing social contact and helping counter social isolation or loneliness. We would like to hear from both men and women who are willing to volunteer to make “Friendly Calls”. Redbourn Bowls Club, based at the Centre, always welcomes new members. If you would like more details, please contact our Chairperson, Margaret Davis, on 01582 799075, email: margaretfdavis@virginmedia.com or Jez Cronshaw, Coach, at 07525 867450. Active in Redbourn - all the Rs - Run, ride, roam, relax and restore. www.activeinredbourn.co.uk Clerk to Redbourn Parish Council Redbourn Parish Centre, The Park, Redbourn, Hertfordshire, AL3 7LR Clerk@redbournparishcouncil.gov.uk www.redbournparishcouncil.gov.uk Tel: 01582 794832 Citizens Advice at the Parish Centre on alternate Monday. For dates of surgeries see website castad.org.uk or all 01727 811118. County Councillor – Annie Brewster annie.brewster@hertfordshire.gov.uk S

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25/09/2020 16:02:59

63 31

MiMagazine Services Directory... post lock-down prices from £32 BAKERS Prudens Bakery Ltd 01582 840340 sales@prudensbakery.com

Prudens Bakery Ltd

Prudens have been supplying buffets for parties, private functions, business or corporate functions for many years. We offer local delivery in refrigerated vans. Please see our website below for details 75 The High Street, Markyate. Tel:01582 840340

sales@prudensbakery.com www.prudensbakery.com

BUILDERS/ROOFING Claridge & Hall Bros Ltd 01582 840201 enquiries@claridgeandhall.com Goodson Builders Ltd 07850 746171 goodson.builders@lineone.net G&J Groundworks Landscape & Plant Hire 01582 447 284 info@gj-groundworks.co.uk GJ Smith Roofing 01582 671185 www.gjsmithroofing.com J M Bygate Designs Ltd 07841 389342 james@jmbygatedesigns.co.uk Covering all aspects of Roofing ✓ Fascia, Soffits & Guttering ✓ Tiling / Slating / Flat Roofing ✓ Rubber Roofing ✓ VELUX windows ✓ Trust a Trader & Competent Roofer Registered

01582 671185

www.gjsmithroofing.com

CAR CENTRES/DEALERSHIPS/REPAIRS/LEASING PH Services Caddington paulinebean@hotmail.co.uk 01582 722251 07769734417 Redbourn Auto Solutions 01582 679300 www.redbournautosolutions.com Redbourn MOT Centre 01582 794000 info@redbournmot.com www.redbournmot.com

CHILDCARE/NURSERIES Appletrees Child Care 01582 840586 jessica@appletreeschildcare.co.uk www.appletreeschildcare.co.uk Kinsbourne Commom Nursery 07956 463128 kinsbournecommonnursery.com CHIMNEY SWEEPS Hijet Chimney Sweep 01582 416201 07703 764085

Hijet Chimney Sweep Established 1982

Family run business providing a professional & friendly service for all types of chimneys. Covering all areas in Herts,Beds & Bucks

Steve - 01582 416201 mob - 07703 764085

Poppins Chimney Sweep 01582 932343 info@poppinschimney.co.uk DOMESTIC APPLIANCE REPAIRS/BOILERS LDH Domestic Repairs 07841 652496 leighhibon@yahoo.com WB Gas Ltd 01582 932324 07970 333999 info@yournewbolier.com ELECTRICIANS Anderton Electrics 07771 698 151 01582 343123 james@andertonelectrics.co.uk Baxter Electrical Services 07737 582735

I. A. M. Electical Local Domestic Electrican

FREE ESTIMATES Tel: 07840 258480 email: iain.mose@hotmail.co.uk

P H Ser vices

NICEIC Registered

Car servicing & repairs Collection & delivery service available Tel: 01582 722251 Mobile: 07769734417 Unit 1 Manor Road Garage, Manor Road, Caddington, LU1 4ED

Supporting Village Life and

backing Local Business To advertise call 07941 661004

Minientries Oct Nov 2020.indd 31

Free Quotes For a friendly and reliable electrical service contact Chris Baxter - Phone: 07737 582735

Email: baxterelectricalservices@gmail.com chris@baxterelectricalservices.co.uk Ian Mose Electric 07840 258480 iain.mose@hotmail.co.uk Please mention

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9/28/2020 12:32:41 PM

63 6432

MiMagazine Services Directory... post lock-down prices from £32

FINE FOOD AND WINE Harpers Pepperstock 01582 872001 info@harpersfood.co.uk FUNERAL DIRECTORS Butterfly Funeral Services 01582 968130 Neville Funeral Services 01582 490005 01442 252395 www.nevillefuneralservice.com GARDENING SERVICES Andy’s Landscape Gardening 07484 143719 M.J. Waldron & Sons 01442 248837 www.mjwaldron.co.uk Will Kimberley Garden Services 01442 255784 wkgardenservices@btconnect.com

M.J.Waldron & Sons

Big Enough To Cope

Small Enough To Care Building and Landscaping Contractors Driveways / Patios / Fencing / Brickwork Decking / Treework / Turfing / Grab Hire Free Estimates and Portfolio Available 01442 248837 07956 506610 www.mjwaldron.co.uk

Andy’s Landscape Gardening For all your domestic gardening jobs, such as; • • • • • •

Garden make-overs, care and maintenance New fencing or repairs to existing fences Shrub, hedge and small tree pruning Storm damage clean-ups Pond make-overs External lighting and much more...

For advice and a free quotation

call 07484 143719 GUN MAKERS Stephen & Son Gunmakers Ltd 01525 872522 www.stepehnandson-gunmakers.co.uk GUTTERS/MAINTENANCE Guttermedics 01582 872880 07815 115971

GUTTERMEDICS

* Guttering cleared / repaired / replaced * UPVC facias & soffits fitted * Existing cleaned plus conservatories * Exterior painting * Roofing - New to repairs & felt Over 40 years experience Tel: 01582 872880 - 07815 115971

To advertise call 07941 661004

Minientries Oct Nov 2020.indd 32

HAIR/BEAUTY/SKIN TREATMENTS Image Mobile Hairdressing 07513 101247 HOTELS/RESTAURANTS Linton Hotel - Family run hotel & restaurant 01582 407644 bookings@lintonhotel.com www.lintonhotel.com LOCKSMITHS Locksmith Services Larry Neale 01582 206004/205399/206008 SJ Locks Steve Jacob 01582 318307 07580 716415 www.sjlocks.co.uk LOFT LADDERS Home Counties Loft Ladders 0808 3019557 www.homecountiesloftladders.co.uk MOBILE HOMES Whipsnade Park Homes 07714 767061 01582 873119 info@whipsnadeparkhomes.co.uk

WHIPSNADE PARK HOMES

Homes for sale set in the heart of the pretty village of Whipsnade in greenbelt countryside Any enquiries email info@whipsnadeparkhomes.co.uk Tel: 01582 873119 07714 767061

Spencer the Decorator

I take the pain out of painting! FREE QUOTES Over 15yrs experience

Interior/exterior, painting, papering, also some woodwork

Quality work

Guaranteed

07740 673811

spenny_t@yahoo.co.uk

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Reliable & Very tidy

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9/28/2020 12:32:41 PM

MiMagazine Services Directory... post lock-down prices from £32 PAINTERS/DECORATORS Spencer the Decorator 07740 673811 spenny_t@yahoo.co.uk

ABLE PLUMBER SERVICES Your local plumbers For all your needs from:Dripping taps to new suites, blocked wastes and drains, guttering replaced or repaired

PEST CONTROL A1 Pestmasters 01582 840004 07958 646467

For a FREE quote Call Paul 01582 873797 07708 540712 or Andy 07973 769444

PROFESSIONAL SERVICES Capital Manor Financial Advisors Ltd 01582 414514 info@capitalmanor.co.uk Able plumbing.indd 1 5/31/2017 Stoten Gillam Chartered Accountants 01582 608601 www.stotengillam.co.uk Luna Accountants Ltd Chartered Certified Accountant 01582 849447 07494 564797 vladka@luna-accountants.com Harrisons Accountancy Services 01767 312696 daniel@harrisons.net Redbourn- Markyate-Flamstead-Caddington-Kensworth-Studham

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PET BOARDING/PET/HORSE SUPPLIES 6/7/2016 Greenfields Boarding Cattery Markyate 01582 840219 www.greenfilds-cattery.co.uk TC Feeds & Tack Haven admin@tcfeedsandtack.co.uk 01582 872333 www.cfeedsandtack.co.uk

Luna Accountants Ltd Chartered Certified Accountant

13 Dammersey Close Markyate AL3 8JS

Greenfields Boarding Cattery

PHYSIOTHERAPY Just so Physio 07853 352407 nicola@justsophysio.com

*Ease your pain! * Stay active and PHYSIOTHERAPY, independent! ACUPUNCTURE & * Improve your mobility and strength! SPORTS INJURY CLINIC * Prevent the need for surgery! To book an appointment please call 07853 352407 For more information please visit our website www.justsophysio.com email nicola@justsophysio.com

PLUMBING/HEATING Able Plumbers 07708 540712 07973 769444 Drips’n’Things 01582 862554 www.dripsnthings.co.uk WB Gas LTD info@yournewboiler.com

Minientries Oct Nov 2020.indd 33

Vladka Cosier ACCA BSc (Hons)

1:06:30 PM

Fully licenced family run cattery in a tranquil country setting Vladka.indd Over 35 years experience to give you peace of mind Choice of outdoor or indoor indiviual pens/chalets Opening hours Mon/TueThur/Fri/Sat 11-12.30 & 6-7.30 Green Lane, Markyate, Herts, AL3 8LR 01582 840219 www.greenfields-cattery.co.uk

To advertise call 07941 661004

10:50:38 AM

Tel: 01582 849447 Mobile: 07835 141718 vladka@luna-accountants.com www.luna-accountants.com

PROPERTY SERVICES The 50 Plus hannah.munn@the50plus.co.uk 01582 226029 Home repairs from The

9/11/2020 9:48:30 AM

50 plus

Plumbing, electrical, handyman and more from tap washers to consumer units (fuse boxes) and external works 01582 226 029

www.the50plus.co.uk

RESTAURANTS/TAKEAWAYS Fusion Foods Indian Take Away 01582 842753 www.fusionfoodsmarkyate.co.uk Linton Hotel - Family run hotel & restaurant 01582 407644 bookings@lintonhotel.com www.lintonhotel.com Markyate Spice 01582 841112/290677 www.markyatespice.co.uk The Bell 01582 872460 info@thebellinstudham.co.uk

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9/28/2020 12:32:41 PM

34 MiMagazine Services

TREE SURGEONS Bond Street S Tree Services Andyand Hooper 07740 944410 01582 72527 PlasticAJH sleeve to hold protect 2 x site boards ajhtrees@gmail.com would beand £8.00) Craig Brooks Trees Services Landscapes Tel: 07961 239115 High Elms Tree Surgery 01582 840144 07939 623675 info@highelmstreesurgery.co.uk Directory... post lock-down prices from £32

841mm

SINGING LESSONS Lina Saavedra Soprano 07968 758306 www.linasaavedra.co.uk

Lina Saavedra soprano

594mm

Performer & Singing Teacher. Singing lessons offered. Online lessons also available. View website for details.

www.linasaavedra.co.uk (07968)758306

A.J.H Tree Services Specialist in all aspects of tree work

WINDOWS/C Cladwinds Lt Sonriki Trophies.indd 1 ppascan@bti Tree Felling Stump Grinding Hedge Cutting www.cladwin Crown Reduction Site Clearance Unicorn Win Sales@unicor

FREE QUOTATIONS

Mobile 07740 944410 Office 01582 841058

Puzzle answers from page 28

Soprano.indd 1

Village anagrams Caddington, Redbourn, Markyate, Studham, Flamstead, Whipsnade, Slip End, Gaddesden Row

FULLY LICENSED & INSURED

TREE SURGEONS CB Tree Services & Landscapes Services AndySpecialists Hooper 07740 in All aspects Chipper Graphic x 944410 2of tree work FREE quotations & advice ajhtrees@gmail.com Craig Brooks 07961 239115 / 01582 871124 to produce and install. High Elms Tree Surgery 01582 840144 cbtreeservices@gmail.com 07939 623675 info@highelmstreesurgery.co.uk Total: £48.00

AJHPMTree 8/7/2020 12:31:12

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9/28/2020 12:32:43 PM

Make the right choices for your future with expert pension advice Make the right choices for your from your local financial advisor... future with expert pension advice We offer guidance and insight into the changes to from yourinvaluable local ﬁnancial advisor... the pension rules and how this can affect you.

We oﬀer invaluable guidance and insight into the changes to the pension rulesinclude: and how this can aﬀect you. Other services

To arrange a free initial • INVESTMENTS meeting contact: Other services include: The value of investments and • MORTGAGES • INVESTMENTS pensions and the income they • PERSONAL LIFE COVER • MORTGAGES produce can fall as well as rise. 17 Manor Road, Caddington, Luton, & CRITICAL ILLNESS COVER • PERSONAL LIFE COVER Bedfordshire 4EEless than •&GENERAL INSURANCE You may getLU1 back CRITICAL ILLNESS COVER Email: info@capitalmanor.co.uk you invested. • ESTATE PLANNING AND WILLS • GENERAL INSURANCE www.capitalmanor.co.uk • BUSINESS PROTECTION Your home may be repossessed • ESTATE PLANNING AND WILLS if you do not keep up • BUSINESS PROTECTION repayments on your mortgage.

01582 414 514

The value of investments and pensions and the income they produce can fall as well as rise. You may get back less than you invested. Your home may be repossessed if you do not keep up repayments on your Toand arrange a free initial meeting contact: mortgage. Wills Estate Planning are not regulated by the Financial Conduct 01582 Authority. 414 514 Manor Road, Luton, Bedfordshire LU1Ltd 4EE Capital Manor 17 Financial Advisors Ltd is Caddington, an Appointed Representative of Lyncombe Consultants which is authorised and regulated by the Financial Authority No 618025 Email:Conduct info@capitalmanor.co.uk www.capitalmanor.co.uk

Capital Manor.indd 22 35.indd 35

17/09/2020 13:12:31 6/3/2020 5:12:43 PM

Fusion Foods Fusion has been shortlisted for this year’s

CHEF OF THE YEAR

AWARDS Held at the Lancaster hotel in London. Our winning dish slow cooked Goat Sri Lankan style.

• FREE home delivery service 4 miles radius • Banquet takeaways on Tuesdays and Wednesdays 1 starter, 1 main, 1 vegetable side, 1 rice or naan bread for £11.95 • For fish or king prawn main, add £3.50 • Minimum order £15.00 • 10% off collection • 5 star hygiene rating

121 High Street, Markyate, Herts AL3 8JG www.fusionfoodsmarkyate.co.uk Fusion Sept Oct 2020.indd 18

25/09/2020 12:43:32