Keep, Store, Shred

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WHAT TO

WHERE TO

WHEN TO

KEEP STORE SHRED what to do with important documents

ORIGINALS RARELY NEEDED: STORE IN  Adoption Papers Safe-deposit box SSN Card & Citizenship Papers Safe-deposit box Divorce Decree Safe-deposit box Legal & Business Documents Safe-deposit box Household Inventory Safe-deposit box Photos of Possessions Safe-deposit box Military Discharge Safe-deposit box Veteran Papers Safe-deposit box ORIGINALS OCCASIONALLY NEEDED: STORE IN  Birth & Death Certificates In-home safe Cemetery Deed In-home safe Real Estate Deeds In-home safe Passport Locked cabinet Educational Records In-home safe Guardianship Arrangements In-home safe Health & Immunization Records In-home safe Will & Power of Attorney In-home safe Marriage License In-home safe Medical Directive In-home safe Naturalization Certification In-home safe TAX DOCUMENTS: STORE IN  Bank Statements Locked cabinet Cancelled Checks Locked cabinet Credit Card Statements Locked cabinet Home Purchase/Improvement Locked cabinet Tax returns/supportive info Locked cabinet INVESTMENT DOCUMENTS: STORE IN  Annuity Contracts Locked cabinet Loan Agreements Locked cabinet Pension Plan Documents Locked cabinet Investment Account Statements Locked cabinet

SHRED  Never discard Never discard Never discard Never discard Never discard Never discard Never discard Never discard SHRED  Never discard Never discard 10 years after sale Never discard Never discard Never discard Never discard Never discard Never discard New one signed Never discard SHRED  7 years 7 years 7 years 7 yrs after home sold 7 yrs after filing date

COPIES TO  Lawyer, Executor Executor Lawyer Lawyer Financial Advisor Financial Advisor

COPIES TO 

Executor Heir Executor

Executor/Guardian Doctor Executor Executor Doctor, Heir COPIES TO 

SHRED  COPIES TO  Annuity paid out Financial Advisor 10 yrs after loan payoff Never discard Financial Advisor 7 years after last investment is sold

DIGITALY SAVED DOCUMENTS: • Don’t just delete files. For PCs: Experts advise purchasing software that overwrites files and permanently erases individual files to ensure your files cannot be retrieved. For Macs: Look for “file shredder” or disk cleanup software to permanently erase files. • When disposing of an old computer or device, “wipe” or reset your device to factory settings to remove all files and saved settings. • Lastly, set a strong password for all your devices.


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