Banyan Villas
Banyan Villas
The Location Set high in the hills overlooking internationally famous Fisherman’s Village at Bo Phut, Banyan Villas comprises 21 detached three bedroom villas, all with private pool. The properties enjoy stunning views across Bo phut and the ocean toward the island of Koh Phangan. The best facilities on the island are all close by; the fine dining of Fisherman’s Village, Tesco Lotus, Major Cinema Complex, Big C are all just a few minutes away and the airport and Santiburi Golf Course are within 15 minutes drive. The project has been designed to be in keeping with Thai architecture but with international standards and comforts. The roof lines on all the villas and salas are in the traditional Thai style with light coloured roof tiles used to achieve a softer look. The project is being developed in 3 phases to minimize disruption for early buyers and smooth the entire construction process.
Banyan Villas
First class build and finishing with 10 year structural integrity guarantee and ‘six month return to site policy’
* See section Bringing Western Standards of Construction to Koh Samui and section Six Month Return to Site Policy
Key Investment Considerations Mortgage finance is available, from an independent finance company, allowing buyers to leverage their investment * See Mortgage finance section
Guaranteed rental returns with no mortgage repayment for 2 years
For borrowing of up to 50%, and a term of up to 15 years, a guaranteed rental return is on offer so that the investor has no repayment to make for 2 years
Full property management services available on request
Owners are invited to join the property management scheme in order to achieve rental yields in line with market rates for luxury holiday villas in Koh Samui. The program includes, but is not limited to: • Resort marketing • Airport transfer • Provision of check-in/check-out services • Provision of room cleaning service before and after each visitor • Property maintenance and technical assistance
Prime location just minutes from fashionable Fisherman’s
The best facilities on the island are all close by; the fine dining of Fisherman’s Village, Tesco Lotus, Major Cinema Complex, Big C are all just a few minutes away and the airport and Santiburi Golf Course are within 15 minutes drive.
First class build and finishing with 10 year structural integrity guarantee and ‘six month return to site policy’
* See section Bringing Western Standards of Construction to Koh Samui and section Six Month Return to Site Policy
Samui - an investment hotspot within Thailand
Koh Samui has become a haven for high net-worth individuals. Hard evidence for this is emergence of world renowned five star hotel companies who, after in-depth analysis and feasibility studies, have chosen this island as a new destination for their resorts. The Four Seasons have already opened up and The Conrad, The Mandarin Oriental and The Hyatt are following suit. Further enhancing its investment appeal, Samui is also now very accessible via air, with direct flights from Bangkok, Malaysia, Singapore and Hong Kong.
Banyan Villas
Palm Construction has acquired the services of Global Financial Services Australasia (GFS - see www.gfsaustralasia.com) , an independent finance company registered in the Channel Isles which has been providing financial services to UK since 1987, in order to offer financing on its entire project.
Financing and charges
Mortgage Finance
• Fixed interest rate of 7.6%* • Financial assistance up to 60%* (LTV) Loan to Value. • Financing is available up to 15* years from the completion of your property. • No personal guarantee required or secondary securities.
* Standard lending terms are up to 50% (LTV) and up to 10 years. * Financial assistance up to a maximum of 60% and/or 15 years may be available on particular developments only. * A higher interest rate may be applicable on extended terms.
Developer Finance versus finance from independent proven finance company With developer finance, as long as the development company continues to operate, your financing should remain unchanged. However, should the developer at any time during the term of the loan cease operations or be sold your financial agreement will become the property of an independent liquidator or an individual. The new owner of your mortgage may not perceive the financing you had with the original financer as a true or legal financial arrangement or a legitimate transaction and therefore not honor your agreement. The new owner might then ask for full repayment of your loan immediately, and there would be little legal recourse available to you. Lastly when borrowing from GFS, an independent finance company, you also have the possibility of refinancing in the future (subject to a fee), i.e. you have this flexibility just like a typical repayment mortgage in your country of residence.
Banyan Villas
Bringing Western Standards of Construction to Koh Samui
Palm Construction Co., Ltd. is a real estate developer run by professionals whose experience encompasses three generations of family expertise. It offers quality and unsurpassed service for those seeking a property in Samui. As the third generation of builders in my family covering over 80 years, I consider that our knowledge is second to none. As a developer in the UK, New Zealand, Australia and now
Thailand with Vietnam shortly to follow in late 08, I am bringing a world of experience plus more importantly, western building standards to all our developments. With our quality in construction to high end European finishing’s, our construction guarantees and a 6 month return to site policy, I feel our customers will be getting the best security possible on their investment. Palm Construction and our developments are both new to Koh Samui giving us the opportunity to take a fresh new look into all aspects of the property market in Samui and undertake research to evaluate new owner’s requirements. Our research was collected by ourselves, independent surveys and with the help of local knowledge. We became aware early on in our research that buyers are becoming more discerning, they expect more for their money and realise that they have a choice. At Palm we aim to offer the very best service and pay attention to detail at all times we guarantee our services from day one. We have also set guidelines for our company to try and minimize our environmental impact on Koh Samui. Our aims are: • Implement an Environmental Management Plan. • Achieve Energy Efficiency and lower energy use. • Offset Environmental Impact of our development. • Build Sustainable Developments. • Achieve International Environmental Guidelines. • We should all be trying to make a difference