Business Journal 197th by d-mars.com

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BUSINESS JOURNAL

January 2024

Inspire, Inform & Educate

197th Edition

elfrin patten CEO, E.PATTEN TAX PREP

Your Community Tax Partner 20-21

INSIDE

Building Business Credit 4 Steps for Black Entrepreneurs

07 Hca Houston Acquires 11 Centers For New 24-Hour Emergency Rooms

10 Prairie View A&M University Tops Texas HBCUS in Value

2 | January 2024

E.PATTEN TAX

PREP

WE ARE READY TO SERVE AS YOUR TAX PLANNERS.

OUR SERVICES

• Tax Consultation • Personal Tax Prep • Business Tax Prep • Audit Assistance • Investment Options • Book Keeping • Notary on Site • Insurance Options • $7,000 Preseason Loans

E.PATTEN TAX PREP E. Patten has been providing clients personalized tax and accounting services throughout Houston since 2011. With our certiﬁed training and expansive ﬁnancial knowledge, we are equipped to handle all of your accounting needs, no matter how complex. Whether you require assistance at the corporate or personal level, we are ready to serve as your tax planners and accounting advisors.

EPATTEN.COM / 832.503.9440

Elfrin Patten, CEO

8101 Airport Blvd • Houston, TX 77061

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January 2024 | 3

PUBLISHER’S MESSAGE d-mars.com proudly continues its commitment to the community, spotlighting inspiring stories that promote the growth and success of African American businesses and civic leaders. In this edition, we focus on the tax services of E. Patten Tax Prep and how faciliatating finanacial transactions are for the greater good and comfort for people. Elfrin Patten, the CEO of E. Patten Tax Prep, has been servicing his community since 2011. Armed with certified training and extensive financial expertise, we can address your accounting requirements, no matter how intricate. Whether you need support on a corporate or personal level, count on us to be your tax planners and accounting advisors.

Tax filing discrepancies within the Black community have been a persistent concern, revealing systemic challenges that contribute to disparities in financial outcomes. Factors such as limited access to quality financial education, complex tax regulations, and historical economic inequalities play a role in these anomalies. Additionally, issues like underreporting income, lack of awareness about available deductions and credits, and inadequate resources for navigating the tax system can further exacerbate disparities. We extend our heartfelt appreciation for your ongoing support of d-mars.com. Together, we continue to make a positive impact by showcasing and advancing the communities where we live, work, and serve.

“There is no passion to be found playing small in settling for a life that isless than the one you are capable of living.” — Nelson Mandela

MR. D-MARS CERTIFIED:

Houston

Minority Supplier Development Council

HMSDC

Port Houston

METRO

BEHIND THE JOURNAL

City of Houston

HISD

CONTENTS Elfrin Patten: Your Community Tax Partner CEO, E.Patten Tax Prep

CHIEF OF STAFF & MANAGING EDITOR Kimberly Floyd

20-21

ASSOCIATE EDITOR Émil Flemmon

04 BUSINESS

22 The Hidden Pitfalls of Buy Now, Pay Later Apps

ACCOUNTING MANAGER Eugenie Doualla

04 Tips To Help You Start A Business In The New Year 04 Building Business Credit: 4 Steps For Black Entrepreneurs

13-18 HEALTH & WELLNESS

SENIOR GRAPHIC DESIGNERS Emma Aguiñaga Kendra Wiseman WEB & GRAPHIC DESIGNER Edward Sanchez SR. BUSINESS DEVELOPMENT MANAGER Chivon Jones

22 FINANCE

05 What to Look for When You Need A Law Firm

16 Choose To Move: 5 Ways To Help Manage Osteoarthritis 17 Healthier Habits on a Budget This New Year

07 COMMUNITY 07 Upscale Mini-Ranches Set for Historic Site North of Houston

17 Nourishing Soulful Delights: Your Healthier Approach

07 HCA Houston Acquires 11 Centers for New 24-Hour Emergency Rooms

18 When You Only Tell Your Doctor Half the Story

08 Diverse Suppliers Are Good For Business And The Community 08 Friendswood ISD’s New Safe Space For Students with Behavioral Needs

PHOTOGRAPHY Bruce Bell Grady Carter L.C. Poullard

11 DID YOU KNOW

DISTRIBUTION Mike Jones

10 Texas Schools Lack Black Educators In Thousands

CONTRIBUTING WRITERS d-mars.com Dr. Tonie Reincke

14 Vein Disease Symptoms in Minority Health Care 16 Five Things We Learned About Alzheimer’s Disease In 2023

05 Business Owners Hesitation In Succession to Children

19 Addressing Fibroids in Black Women’s Health A Comprehensive Approach

11 OLD FOLKS SAYING

11 “Mothers Raise Their Daughters And Let Their Sons Grow Up.”

20 REAL ESTATE

11 Alice H. Parker

20 Houston Home Sales Increase After Nearly Two-Year Slump, Says Realtors’ Report

10 EDUCATION & CAREER 10 Prairie View A&M University Tops Texas HBCUS in Value

DBE

HHF CB/LB

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22 TECHNOLOGY 22 AI: Transforming The Workplace For Greater Efficiency

26 TRAVEL

10 ENTREPRENUER 10 Houston Secures A Spot In The Top 20 For Thriving Minority Entrepreneurship

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4 | January 2024 BUSINESS

TIPS TO HELP YOU START A BUSINESS in the New Year By d-mars.com News Provider

illions of new businesses

nationwide each M areyearformed and women of color are

leading the charge. The Wells Fargo Impact of Women-Owned Businesses Report found that Black women are one of the fastest-growing groups of entrepreneurs in the United States, representing 14.8% of all women-owned businesses, and Hispanic/ Latina women represent 14.3% of all women-owned businesses. Steve Hall, vice president of Economic Development and Small Business Lending for Local Initiatives Support Corporation (LISC), a non-profit that connects under-invested people and places with hard-to-tap resources, shares these tips for ensuring your business will succeed in the new year

and beyond: 1. Increase financial literacy. It’s important to have a solid working knowledge of credit, bookkeeping, projections, financial statements, reporting, and financing to help you make sound business decisions. Free educational resources like Hands-on Banking can get you started. 2. Be passionate. Running a successful small business requires round-theclock dedication, so be sure it’s something you enjoy and are passionate about. 3. “Run the idea.” Speak with a business banker about your business plan, ways to fund your operations and how to establish credit. A strong relationship with a business banker can help set you up for success.

They can guide you toward the right financial products for every stage of the business, identify potential barriers you may face, help you find capital and help you avoid predatory debt collectors. Likewise, a certified public accountant can advise you on what paperwork you need to file to start your business, how to structure your business and how to manage monthly financials and taxes. They can also help connect you with the right vendors. 4. Seek out capital. Capital is the fuel to start and grow your business. More credit options can be the difference between survival and closure. In addition to traditional lending, working with community development financial institutions and minority depository institutions can create an ecosystem of support that provides additional avenues to accessing capital. These institutions specifically work with underserved entrepreneurs, including those in low-to-moderate income areas and minority populations. Thanks to new efforts, more small businesses have a shot at success. Through its Open for Business Fund, Wells Fargo is helping to create greater access to capital and resources. This industry-leading effort has donated roughly $420 million to nonprofits that serve small businesses. Since the fund was created, Wells Fargo has given grants directly to community development financial insti-

2. Register the Entity with Major Business Credit Bureaus: News Provider • Set up a business entity profile with major business credit bureaus, including Experian Business and hile each business owner possesses a per- Dun & Bradstreet (D&B). sonal credit report, not every business • Acquire a D-U-N-S number and D&B PAYDEX maintains a business credit report. The Score from D&B, and an Intelliscore Plus from creation of a business credit report involves the Experian. following steps. Every business owner is equipped with a personal 3. Begin Building the Business Credit Profile: credit report, yet the same cannot be said for a busi- • Identify creditors that report on-time payness credit report. While a personal credit report is ment information to business credit bureaus. automatically established when an individual with • Consider shared secured loans and sea Social Security number begins employment or cured credit cards from local seeks financing, building a business credit report credit unions, ensuring they rerequires intentional steps. Here’s a guide to initiate port to business credit bureaus. this crucial business financing tool: • Explore companies like Grainger, Uline, Quill, 1. Properly Establish Your Entity: OnDeck, and others that report • Choose to incorporate your business as a C-Corp, on-time payments. S-Corp, or Limited Liability Company (LLC). • Obtain an Employer Identification Number (EIN), 4. Continue Building Your Business open a dedicated business bank account, set up a Credit Profile: business telephone line, create a business website, • After six to 12 months, apply to various busiestablish a business location, and maintain a clear ness credit card companies to add additional trade separation of personal and business affairs. lines. • Ensure proper insurance coverage, develop a quality business plan, and engage legal advisers.

tutions and provided more than $50 million to nonprofits to support entrepreneurs with technical assistance. In the program’s third and final phase, the focus is on funding nonprofits to assist small businesses in growing equity in their business, with money going to strategies such as acquiring property and equipment as part of physical business improvements. 5. Solicit trusted advice. Check out LISC’s webinars, local networking events, and online resource center. No matter what industry you’re in, SBA.gov and your local chamber of commerce can also be helpful. For guidance in accessing capital, lean on Business Development Organizations, which serve as trusted ambassadors to underinvested communities, guiding business owners in accessing loans and resources. “It takes passion and grit to start and grow a business. It also takes planning, important financial decisions and a series of legal steps,” says Hall. “Fortunately, a range of resources exist to guide an entrepreneur through the logistics of turning their dream into a reality.”

Source: StatePoint

By d-mars.com

• Reach out to vendors, suppliers, and consultants for potential trade credit that can be reported on your business credit report. • Maintain a record of on-time payments and consider making payments earlier than scheduled. 5. Advance Your Business Credit Profile: • After 12 to 24 months of consistent efforts, explore options for business lines of credit, leasing, term loans, asset-based lending, and lower APR business credit cards as your business maintains a well-structured business credit report.

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January 2024 | 5 BUSINESS

What to Look for When You Need a Law Firm

Business Owners Hesitation in Succession to Children

By d-mars.com News Provider

et’s face it, no person or business gets a thrill out of hiring a law firm. Fortunately, peer-reviewed rankings have simplified the process. Best Lawyers, which has been tracking trends and innovations in the legal industry for more than four decades, serves as a trusted resource for identifying what it takes to be a preeminent law firm in the United States. Their recently released 14th annual rankings of Best Law Firms, found at bestlawfirms. com, provide keen insight, not only into the most successful law firms but also the key factors to keep an eye out for when going through the reliably trying task of retaining counsel.

Having those insights can be key to effective succession planning.” All this is not to say that parents don’t want their children to succeed. The large majority (67%) want their children to live up to their family’s standards of wealth and success, and many go so far as to assist them financially with education, car purchases, healthcare expenses and even travel and vacations. Nine out of 10 business owners attribute their own financial success specifically to hard work and determination. Two-thirds (67%) cite the advantages of a good education, and over one-third (37%) acknowledge the importance of living in the land of opportunity, while a quarter (23%) acknowledge the role of luck. Helping to move this success down through family lines tends to get trickier for some, though. While 73% believe they have succeeded in passing down their financial values, 45% worry about their children not knowing how to build wealth of their own, and a third (35%) report it has been hard to transmit their work ethic to their children. So how can one plan for the future in a way that may help protect the business while promoting family harmony? Leaning on a wealth and investment management firm that has expertise in succession planning, estate planning strategies and family dynamics can help families forge a clear path ahead.

eing a business owner is considered an “American Dream” by many, yet when it comes to succession planning, a recent survey reveals that not everyone feels the same way about passing the torch onto their children. The survey was conducted by Versta Research on behalf of Wells Fargo in January and February 2023, and studied the attitudes of 1,008 “wealth creators,” which were defined as U.S. adults aged 50 or over who have at least $1 million in investable assets and earned (not inherited) most of those assets. Thirtynine percent of business owners say their business has been an important source of meaning and purpose in their lives, yet half (52%) don’t want their children to inherit and succeed them in running the company. And among parents, nearly all (93%) want their children to forge their own path, rather than follow in their footsteps. “It may sound very much like the plot of a television drama, but many investors lack confidence in their children’s ability to step into their shoes. Others believe handing over the keys to the castle will be a disincentive to earning their own financial success,” says Michael Liersch, head of Advice & Planning for Wells Fargo. But as Liersch points out, some wealthy creators feel they are doing their child a favor. “Many parents are “What’s most important is that everyone is simply recognizing that their children’s strengths and aligned and there are no surprises,” added interests are not aligned with the family business. Liersch. “Without a thoughtful conversation and formal plan, assumptions can be made and disruption to family dynamics are highly likely.”

Source: StatePoint

HERE IS SOME OF BEST LAWYERS’ ADVICE: 1. Does the firm use the latest technology? Right now, even the legal profession is abuzz with generative Artificial Intelligence (gen AI) tools. With its ability to parse information more quickly, gen AI offers the immediate potential to automate routine tasks such as research; summarizing long, complex content; and writing first drafts of simple documents such as NDAs. All of which can save both time and money. Smart firms are closely watching regulations and any risks that this new technology may bring, all while using it for the benefit of the firm and its clients. 2. What do other legal experts think about the way they do business? There are better options available than just word of mouth when choosing legal representation. After all, hiring a law firm isn’t like choosing which novel to download next. Through Best Lawyers’ research process, a firm’s performance is assessed by its peers, ultimately helping consumers make better-informed decisions. Why is this important? At its heart, a robust peer-review process like Best Lawyers asks legal professionals to answer this key question: “If you had a legal issue and could not represent yourself, what firm would you hire?” This peer-review method is critical and offers a straightforward way to help identify the most trusted firms. 3. Does the law firm embrace diversity? Today’s leading law firms know that to be successful, the makeup of their staff should represent the communities they serve. Inclusion is a necessary element of well-rounded representation because a team with different backgrounds and experiences will bring diverse points of view to solving clients’ unique and complex challenges. Fortunately, in recent years there has been an uptick in law firm diversity. In 2023, 21.6% of attorneys were members of traditionally underrepresented ethnic groups, according to an American Lawyer survey. That’s up more than 20% from the same survey just three years prior. As a consumer, consider asking a law firm about its diversity track record. The best law firms will not only expect the question but welcome it. Source: StatePoint

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6 | January 2024 BUSINESS

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January 2024 | 7 COMMUNITY

Upscale Mini-Ranches Set for Historic Site North of Houston

Credit: Gisele Parra for Frankel Design

initially settled by Amos Gates, recognized as the first white American settler to cross the Brazos News Provider River within Stephen F. Austin’s original colony, is now being marketed by Compass Real Estate’s portion of Texas history is set to be offered Houston office. for sale as part of an upscale ranch devel- Amos Gates, a member of the “Old Three Hundred,” opment located to the north of Houston, opted for the picturesque landscape above the Brazos encompassing the historic lands that once housed River to establish his homestead, with him and his some of the earliest settlers in the state. family laid to rest in the estate’s historic cemetery. Breaking ground on a 1,899-acre master-planned The ranch is in proximity to the Washington-on-thecommunity called Gates Crossing, a Houston Brazos Historic Site, acknowledged as the birthplace development team is spearheading the project in of Texas, and slated for a $44 million renovation. Washington County, approximately an hour north This development is a collaboration between homeof downtown Houston. The property, which was builder Frankel Design Build and the Houston-based By d-mars.com

financial services firm U.S. Capital Advisors, who acquired the property just over a year ago. Scott Frankel, the President of Frankel Design Build, previously constructed his own ranch, Low Creek Ranch, nearby. Situated near Highway 6 between Highway 105 and U.S. 290, the expansive ranch has undergone rejuvenation, including the planting of grasses and the introduction of 1,000 trees. With a track record of developing gated communities such as Woodlands Reserve and Shadow Creek Reserve in The Woodlands and Spring areas, Frankel Design Build aims to leverage its experience in crafting gated communities within rural settings for this unique project.

HCA Houston Acquires 11 Centers for NEW 24-HOUR EMERGENCY ROOMS By d-mars.com News Provider

CA Houston Healthcare is set to enhance its services with the acquisition of 11 SignatureCare Emergency Centers across Houston. Renamed HCA Houston ER 24/7, these centers, located in Cypress, Memorial City, Spring, Atascocita, Mission Bend, Westchase, Bellaire, Copperfield, Stafford, Heights, and Montrose, will offer comprehensive emergency care services. This includes access to a clinical laboratory, cardiac monitoring, overnight observation, and telemedicine capabilities, as outlined in a news release. “We were very attracted to the program developed by SignatureCare in recent years and viewed their model of care to be highly aligned with HCA Houston Healthcare,” Evan Ray, HCA Houston Healthcare executive vice president,

said via email. “We are very proud to welcome their team to HCA and look forward to the outstanding work that we will do together in the years ahead.” The expansion includes a total of 26 HCA Houston ER 24/7 care centers across the region. These full-service emergency rooms offer comprehensive adult and pediatric care, featuring onsite nurses, physicians, testing, and imaging facilities, according to the news release. With the incorporation of the 11 new centers, approximately 350 new colleagues and 100 additional physicians will join the HCA Houston Healthcare network. In an email statement, Ray expressed confidence that existing staff, patients, and physicians will continue to experience an excellent environment for work and care, now with the added connection to HCA Healthcare. Source: HCA Houston Healthcare Experience Our World of Advertising, Marketing, Media and Communication

8 | January 2024 COMMUNITY

Friendswood ISD’s New Safe Space for Students with Behavioral Needs

DIVERSE SUPPLIERS Are Good for Business and the Community By d-mars.com News Provider

n the current landscape, there is a heightened emphasis on supporting businesses actively engaged in diversity, equity, and inclusion efforts, offering unique prospects for diverse suppliers. JPMorgan Chase is committed to fostering qualified diverse businesses, defined as those with at least 51 percent ownership and operation by historically underrepresented groups. The bank has a focus on minorities, women, military veterans, disabled veterans, service-disabled veterans, people with disabilities, and members of the LGBT+ community. In a seven-year tenure at JPMorgan Chase, I transitioned from leading the Global Philanthropy team’s Small Business division to overseeing supplier diversity. My career has consistently revolved around building programs and partnerships that promote economic growth, particularly for underrepresented businesses. Supplier diversity, with its transformative impact beyond transactions, aligns with my passion for advancing opportunities for businesses to scale and achieve their dreams. Supplier diversity is valuable for companies in several ways. It opens doors to innovation, bringing fresh perspectives and solutions to business challenges. It also contributes to talent acquisition and retention, as employees, especially millennials and Gen Z, seek alignment with corporate values. Moreover, supplier diversity fosters wealth generation in diverse communities by creating job opportunities, ultimately benefiting the overall economy. To enhance the sustainability of supplier diversity, I advocate for a shift from a transactional approach to a focus

on supplier development. Building deeper relationships with small and underrepresented businesses allows for identifying additional ways to support their growth, such as creating connections to networks that lead to contract opportunities, capital, and resources. Beyond traditional procurement areas, like manufacturing, I propose expanding the consideration of diverse businesses in technology and professional services. This intentional focus on future-facing industries can identify businesses poised for rapid growth, helping address economic disparities, including the racial wealth gap. To amplify the impact of supplier diversity, we’ve engaged over 100 top suppliers, termed “Gold Suppliers,” to enhance their own diversity programs over a three-year period. Recognizing varying levels of program maturity, we provide mentoring, coaching, and education tailored to each supplier’s needs. Over the past two years, nearly 90% of Gold Suppliers committed to spend increases, generating over $6 billion in new spend with underrepresented businesses. For diverse businesses seeking to collaborate with large companies like JPMorgan Chase, certification by recognized organizations, such as the National Minority Supplier Development Council or the Women’s Business Enterprise National Council, is crucial. Certification, combined with relationship-building efforts, enables businesses to leverage corporate networking events and online registration portals to showcase their capabilities and history. While success may take time, developing long-term strategies and cultivating relationships with procurement teams can lead to fruitful business contracts. Source: NNPA

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collaboration involving three Houston-area school districts has introduced a vital resource for students with autism or intellectual and emotional disabilities. Funded by a $1.3 million Texas Education Agency grant, the Therapeutic Education Center, located at the Friendswood ISD Annex Building, offers a secure and productive haven for students in kindergarten through 12th grade with behavioral needs in Friendswood, Pearland, and Alvin ISDs, according to Jamie Rogers, the principal of the center. Situated at 402 Laurel Drive in Friendswood, the annex building serves as a centralized location for the districts to unite and provide resources closer to home for special education students, minimizing travel burdens. Rogers emphasized the challenges of sending students to schools far away, stating, “They might be on a bus for two hours a day, which is not good for any student, but especially a student with these unique needs.” The center fosters engagement among staff from all three districts, maintaining a lower student-teacher ratio with tailored educational programs, individualized learning tools, and instruction. Currently serving six students, the center includes two teachers, four paraprofessionals, a board-certified behavior specialist, and a nursing assistant. Distinct systems are in place to ensure student safety during behavioral modification, addressing needs regular campuses may lack resources for. The ultimate objective is to reintegrate students back into their zoned campuses. For instance, Rogers shared a case where the center worked with a student for two years, reinforcing academic aspects while guiding them toward an individualized path, such as connecting them with sports. Progress is evaluated every nine weeks, and efforts are made to find jobs for older students in the community. The grant, awarded to Friendswood ISD, sustains the initiative for the 2022-23 and 2023-24 school years, reflecting a commitment to keeping students connected to their community in a smaller setting and not losing sight of the vision to return them to their campus. “These kids are staying connected to their community in a small setting,” Rogers said, per reports. “We are not losing that vision to get them back to their campus.”

Source: UHCL.EDU Experience Our World of Advertising, Marketing, Media and Communication

January 2024 | 9

“Mothers raise their daughters and let their sons grow up.” - African Proverb In the context of the upbringing hierarchy leading to adulthood, historical and gender role patterns reveal that young girls are typically raised with restrictions to become the caretakers of the household, whereas young boys often experience greater freedom. While a mother can nurture and guide her son, there are limits to how much she can impart about manhood. It’s important to note that this narrative doesn’t apply universally to every household, as mothers express love for their children in diverse ways.

DID YOU KNOW? DISCOVER ALICE H. PARKER, the innovator behind a natural gas-powered furnace. Seeking a more efficient central heating a l te r n a t i v e to w o o d or coal, she secured Patent 1,325,905 for her groundbreaking invention in December 1919. Although Alice H. Parker’s original gas furnace concept wasn’t implemented precisely as she envisioned, it bore resemblance to modern m o d e l s . Fe a t u r i n g a heat exchanger, burners, and ducts, her invention enabled customizable room temperatures. Parker’s groundbreaking gas-powered furnace sparked further innovations in heating, contributing to the development of the thermostat and forced air furnace in the industry.

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10 | January 2024 EDUCATION & CAREER

Prairie View TOPS TEXAS HBCUS in VALUE A&M University By d-mars.com

martAsset’s recent ranking affirms what residents of “The Hill” have long asserted: Prairie View A&M University holds the top spot among Historically Black Colleges and Universities (HBCUs) in Texas. Beyond this recognition, SmartAsset also designates PVAMU as the fifth best-value university in the entire Lone Star State, with only Rice University, the University of Texas at Austin, the University of Houston, and the University of Texas at Dallas securing higher positions, per reports. This acknowledgment resonates strongly with PVAMU alumni, who express a deep sense of connection and satisfaction with their alma mater. According to alumna Sharifa Jones Rankins, PVAMU feels like a family, providing excellent support, quality degree programs, and a perfect balance between education and enjoyment. Select alumni emphasize the familial atmosphere at PVAMU, describing it as a place where individuals are treated like family, and the school’s true legacy lies

Credit: PVAMU website

in producing productive individuals. According to reports, SmartAsset determines its best-value colleges and universities by considering factors such as tuition, student living costs, scholarship and grant offerings, student retention rate, and the starting salary for new graduates. PVAMU stands out with an average scholarship and grant offering of just over $10,000, tuition slightly exceeding $12,000, and a median starting salary for graduates reaching around $62,000. PVAMU has maintained strong rankings in their achievements and recognitions, per SmartAsset in the following:

1. Recognized as the 5th Best Value among Colleges and Universities in Texas by SmartAsset in 2023. 2. Ranked #1 as the Best Value Historically Black College or University (HBCU) in Texas by SmartAsset in 2023. 3. Acknowledged as #1 in the conferment of Architecture Degrees to African Americans by Diverse Issues in Higher Education in 2022. 4. Designated as a Carnegie Tier R2 institution, signifying High Research Activity as per the Carnegie Classification of Institutions of Higher Education.

Credit: Smart Asset.com

TEXAS SCHOOLS LACK BLACK EDUCATORS IN THOUSANDS By d-mars.com

urnie Roper, Lackland ISD’s Black superintendent and San Antonio native, highlights the importance of Black educators but emphasizes the current focus on addressing the overall teacher shortage. Bexar County faces a deficit of Black teachers, with nearly 12.5% of Black students attending schools without any Black teachers in 2021-22. “We’re just trying to get teachers. Period,” he said. Despite hiring over 200 Black teachers since 2017-18, the percentage of Black students without Black teachers has risen. The significance of Black representation in schools is supported by research showing p o s it i v e outcomes for stud e n t s with Black teachers, such as increased college attendance and lower dropout rates. Kimberly Simpson, Texas Alliance of Black School Educators’ Marketing and Communications Chair, stresses the challenges students face, compounded by the COVID-19 pandemic’s impact

on learning and emotional development. Beyond pandemic issues, topics like Critical Race Theory and Black Lives Matter influence education, emphasizing the need for educators who can relate to students on cultural and emotional levels. “When you see someone who looks like you [are giving] you instruction, that matters. When you are with someone who can be culturally sensitive to you, that matters,” Simpson detailed per reports. “[... A minority teacher] can make that connection. If you can make that connection, then you’re more prone to be able to reach a student academically and then you’re more prone to have student success.” Statewide, Texas grapples with over 3,000 schools lacking Black teachers, affecting 27% of schools with Black students. Bexar County leads in the percentage of schools without Black teachers, surpassing other counties with the highest Black student enrollment. To address this, Burnie Roper suggests increasing teacher salaries and fostering an education-friendly environment to attract quality individuals to the teaching profession. While districts aim to diversify staff, Kimberly Simpson stresses that educators prioritize impact over demographics. She advocates for current teachers seeking professional learning opportunities to understand diverse learning styles and cultures, fostering positive impacts on students’ lives.

“We’re just trying to get teachers. Period,”

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January 2024 | 11 ENTREPRENUER

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HOUSTON SECURES a Spot in the Top 20 for Thriving Minority Entrepreneurship News Provider

Houston boasts 12.3 minority-owned businesses per 1,000 minority residents, with 51.2% operating for over six years and 46% generating revenues exceeding $500,000. Meanwhile, both San Antonio and Dallas secured positions in the top 10 for minority self-employment. San Antonio ranks 6th, featuring almost 12.5 minority-owned businesses per 1,000 minority residents, a remarkable 56.1% in operation for over six years, and 45.9% with revenues surpassing $500,000. Dallas closely follows at 7th place, showcasing nearly 12.6 minority-owned businesses per 1,000 minority residents, 53.2% operating for over six years, and 48.8% with revenues exceeding $500,000. The three Texan cities exhibit an average

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ouston, ranked 13th among the top 20 metro cities for thriving minority entrepreneurs by LendingTree, showcases significant success in minority-owned businesses, according to the 2022 U.S. Census Bureau Annual Business Survey. The analysis considers key metrics, including the density of minority-owned businesses, their longevity, revenue thresholds, and the percentage of self-employed minority residents.

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of 11% of self-employed minority residents. Houston scores 64.52, Dallas registers 76.61, and San Antonio attains 79.03 in the overall analysis. In the broader context, the study highlights varying levels of success for minority-owned businesses across the U.S. San Francisco emerges as a stronghold, while Cleveland shows comparatively lower performance. The definition of minority-owned businesses encompasses enterprises where owners hold 51% or more of the stock or equity, representing any combination of race or ethnicity excluding non-Hispanic white individuals, as per the annual business survey. The data, covering 2020, a period marked by the onset of the COVID-19 pandemic, reveals that nearly 20% of U.S. businesses were minority-owned, according to Census Bureau estimates. “We realize that for many entrepreneurs and local startups, a lack of access to immediate and substantial funding are barriers to their growth and success,” said Heather Butscher, vice president of community impact for the American Heart Association in Houston. “This funding opportunity will give community-based social enterprises the ability to build sustainable solutions dedicated to improving the cardiovascular health and well-being for Houstonians.” Source: LendingTree.com Experience Our World of Advertising, Marketing, Media and Communication

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12 | January 2024

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The University of Houston continues to grow not just in student population but also in the construction of new buildings such as the John M. O’ Quinn Law Building and Tilman J Fertitta Family College of Medicine. UH’s facilities growth includes the continuous need to procure a variety of non-construction goods and services, all of which undergirds UH’s recognition as an institutional “Powerhouse.”

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HEALTH & WELLNESS JOURNAL

January 2024

Inspire, Inform & Educate

51st Edition

When You Only

Tell

Your Doctor Half the Story 18

INSIDE

Symptoms And Clinical Presentation Of Vein Disease

Five Things We Learned About Alzheimer’s Disease In 2023

Healthier Habits on a Budget This New Year

14 | January 2024 HEALTH

VEIN DISEASE SYMPTOMS in Minority Healthcare

By d-mars.com Dr. Tonie Reincke

enous insufficiency, commonly known as Vein Disease, can affect individuals across diverse backgrounds, yet there exists a need to address potential disparities in awareness and healthcare access, particularly within minority communities. This article explores the symptoms and clinical presentation of vein disease while emphasizing the importance of proactive health management in minority populations. Vein disease is commonly exhibited through various symptoms: leg pain, swelling, varicose veins, tenderness, fatigue, skin changes, ulcers, restless leg syndrome, thickening of the skin, and leg cramping. Some individuals may not exhibit obvious symptoms, highlighting the importance of thorough examinations by healthcare professionals. Without timely diagnosis, symptoms can escalate, significantly impacting a person’s quality of life. Early recognition of vein disease symptoms is paramount for optimal health outcomes. A key contributor to healthcare disparities is limited access, stemming from factors like lack of insurance, limited availability of quality vein doctors, and financial constraints. At Reincke Vein Center in Sugar Land, free consultations are offered to new patients and health insurance benefits are reviewed with the patient before they come into the office. They also offer payment plans with no interest and self pay options. Effective communication with patients is vital, especially considering health literacy challenges prevalent among minorities. Limited understanding of healthcare information and the importance of timely care can lead to delays in seeking medical help. Dr. Tonie Reincke at RVC spends time with each patient from the first visit to the last to ensure that patients are

fully educated on what is going on and acknowledges the patient’s concerns. Language barriers further exacerbate disparities, impacting the accuracy of symptom reporting and education. Reincke Vein Center’s diverse staff, fluent in Spanish and Vietnamese, facilitates effective communication, ensuring patients can ask questions and comprehend treatment options in their native language. Addressing disparities requires a comprehensive approach, encompassing cultural competence training, community outreach, and education initiatives to improve health literacy. Dr. Reincke actively engages in community outreach, offering free ultrasound scans at health fairs, providing live medical advice on VieTV, participating in LGBTQ Houston Chamber events, and advertising on Univision and Telemundo. Early recognition of vein disease symptoms is pivotal for optimal health outcomes, yet healthcare disparities in minority communities often result in delayed diagnosis and treatment. Bridging these gaps requires a concerted effort from healthcare professionals, community leaders, and individuals alike. By promoting cultural competence, improving health literacy, and dismantling barriers to healthcare access, we can create an inclusive environment that facilitates timely medical intervention for everyone. Reincke Vein Center’s commitment to providing equal care regardless of race or gender aligns with the broader healthcare community’s efforts to bridge disparities. The ongoing strive for equitable access to early diagnosis and treatment remains imperative, ensuring individuals receive the care they need irrespective of their background or ethnicity. FOR MORE INFORMATION visit ReinckeVeinCenter.com or Sugar Land office at 1111 Hwy 6 • #170 • 281.394.4446 Experience Our World of Advertising, Marketing, Media and Communication

January 2024 | 15 HEALTH

DIVERSITY IS THE

SPICE OF

Life AT H-E-B

H-E-B’s Supplier Diversity Program works hard to ensure we’re selling goods and utilizing services from a wide variety of Texan businesses. We’re proud that our suppliers are as diverse as the Lone Star State itself. As a former small business ourselves, we believe in and celebrate the value & strength that working with small businesses, local businesses, and businesses owned by minorities, women, LGBTQ+, Veterans, and disabled Texans brings to both our business and the communities we serve.

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16 | January 2024 HEALTH

CHOOSE TO MOVE 5 Ways to Help Manage Osteoarthritis

FIVE THINGS

We Learned About

Alzheimer’s Disease in 2023 By d-mars.com

By d-mars.com

the FDA — would offer a noninvasive and cost-effective option for identifying the disease.

023 was a landmark year for Alzheimer’s disease research, including advancements in treatment, risk factors, and diagnosis. Here are five significant discoveries made this year: There are three new approved treatments for Alzheimer’s, with a fourth on the way.

First-ever U.S. county-level Alzheimer’s prevalence estimates. The first-ever county-level estimates of the prevalence of Alzheimer’s dementia — in all 3,142 U.S. counties — were reported at AAIC 2023. For counties with a population of more than 10,000 people age 65 and older, the highest Alzheimer’s prevalence rates are in:

In July, the U.S. Food and Drug Administration (FDA) granted traditional approval for Leqembi for mild cognitive impairment due to Alzheimer’s and mild Alzheimer’s dementia. This treatment slows cognitive decline and can help people with early Alzheimer’s maintain their independence. In June 2021, the FDA granted accelerated approval to Aduhelm for the same purpose. At the Alzheimer’s Association International Conference (AAIC) in July 2023, Lilly reported positive results for a third similar treatment: donanemab. The company expects FDA action in early 2024. In May, the FDA approved the first treatment for agitation in people with Alzheimer’s — brexpiprazole.

• Miami-Dade County, Fla. (16.6%) • Baltimore City, Md. (16.6%) • Bronx County, N.Y. (16.6%) • Prince George’s County, Md. (16.1%) • Hinds County, Miss. (15.5%)

Hearing aids could slow cognitive decline for at-risk older adults. In the largest clinical trial to investigate whether a hearing loss treatment can reduce the risk of cognitive decline, researchers found that older adults with hearing loss cut their cognitive decline in half by using hearing aids for three years. The intervention included hearing aids, a hearing “toolkit,” and ongoing instruction and counseling. Though the positive results were in a subgroup of the total study population, they are encouraging and merit further investigation. Blood tests for Alzheimer’s are coming soon. Blood tests show promise for improving how Alzheimer’s is diagnosed. Advancements reported for the first time at AAIC 2023 demonstrate the simplicity and value to doctors of blood-based markers for Alzheimer’s. Blood tests are already being implemented in Alzheimer’s drug trials. And they are incorporated into proposed new diagnostic criteria for the disease. Blood tests — once verified and approved by

steoarthritis (OA) is the most common form of arthritis and affects over 32.5 million U.S. adults. OA is a degenerative joint disease that causes pain and stiffness and can lead to limited function. OA of the knee is the most common type, affecting more than 12 million Americans ages 65 and older. The signs and symptoms of OA can vary but commonly include joint stiffness, pain during activity, and cracking or creaking noises around the joint. “Although there is no treatment that can reverse OA, physical therapy can help individuals manage the symptoms conservatively through appropriate and individualized exercise programs and other treatments provided by physical therapists,” said Rachel Prusynski, PT, DPT, Ph.D., a spokesperson for the American Physical Therapy Association. “Physical therapy may also help to prevent a worsening of OA and the need for invasive procedures and prescribed pain medications.” Backed by research. Many studies have shown that physical therapy is effective in helping manage OA. Now, a new report released by the American Physical Therapy Association provides another reason to choose physical therapy for OA of the knee over commonly used steroid injections — the overall value that physical therapy delivers to patients and the health care system. In addition to saving health care dollars, physical therapy helps patients increase mobility, balance, strength, and flexibility, ultimately contributing to better health and lowering the risk of conditions that could require additional health care services down the road. People with OA should increase their physical activity routines more gradually than those without OA and should avoid high-impact exercises (think jumping or pounding movements on the joints).

Certain characteristics of these counties may explain the higher prevalence, including older age and a higher percentage of Black and Hispanic residents, which are communities disproportionately impacted by Alzheimer’s disease. According to the Alzheimer’s Association, these statistics can help officials determine the burden on the health care system, and pinpoint areas for culturally-sensitive caregiver training.

Prusynski suggests five ways to manage OA symptoms through movement:

• Regularphysical physicalactivity activity can can help help maintain maintain and • Regular andimprove improvemovement movementand and functionand andreduce reduce joint joint pain with OA. Physical therapists can prefunction painforforpeople people with OA. Physical therapists can scribe aatailored, physical activity plan, which in addition to helping prescribe tailored,individual individual physical activity plan, which in addition to helpsymptoms, cancan alsoalso boost heart health andand facilitate weight loss.loss. ingwith withOAOA symptoms, boost heart health facilitate weight • Muscle strength training with exercises primarily aimed at the large • Muscle strength training with exercises primarily aimed at the large muscle musgroups around the knee joints. Muscle strengthening exercises include cle groups around the and kneehip and hip joints. Muscle strengthening exercises lifting weights working resistance bands. bands. include liftingorweights or with working with resistance • Low-impact aerobics activities put less stress on the joints and include brisk • Low-impact aerobics activities putaerobics, less stress the joints certain and include walking, cycling, swimming, water lightongardening, group brisk walking, cycling, swimming, water aerobics, light gardening, certain exercise classes, and dancing. group exercise classes, and dancing. Chronic constipation is associated • Balance exercises like walking backward, standing on one foot, and tai chi with poor cognitive function. Balance exercises walking backward, standing one foot, and tai are• important for thoselike who are at risk of falling or whoon have trouble walking. Approximately 16% of the world’s Having chi areOA important for those at risk of or who have trouble can increase yourwho riskare of falling, sofalling it’s important to build your population struggles with constipation. balance walking. OA can increase your risk of falling, so it’s important to build andHaving strength. This year, researchers reported that less your balance and strength. frequent bowel movements were associ- • Flexibility exercises like stretching and yoga are important for people with ated with significantly worse cognitive arthritis • Flexibility exercises like tension stretching yogaYoga are important for people to reduce muscle andand strain. can be modified forwith those function. arthritis to reduce and strain. Yoga stiffness can be modified for those with arthritis. Somemuscle peopletension with OA have joint that makes daily People in the study with bowel move- tasks withdifficult. arthritis.Doing Some daily peopleflexibility with OA exercises have jointhelps stiffness that makes daily of maintain your range ments every three days or more had motion tasks so difficult. Doing flexibility exercises maintain your of you can keepdaily doing everyday things helps like household tasks,range hobbies, worse memory and thinking equal to and motion so you keep doing everyday things like household tasks, hobbies, visiting withcan friends and family. three years of cognitive aging. These and visiting with friends and family. results stress the importance of clinicians discussing gut health with their older Physical therapists are movement patients. experts who improve quality of life through hands-on care and To learn more about Alzheimer’s and remote telehealth visits, patient dementia research, plus available care education, and prescribed moveand support — and to join the cause or ment. They are important memmake a donation — visit the Alzheimer’s bers of your healthcare team and often work closely with other Association at www.alz.org. healthcare providers, including While there is still much to learn about your primary care physician. Alzheimer’s, 2023 was a year of discovery, To learn more and find a physgiving researchers and families impacted ical therapist near you, visit by the disease hope for the year ahead. ChoosePT.com. Source: StatePoint

Source: StatePoint

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January 2024 | 17 HEALTH

Healthier Habits on a Budget This New Year Nourishing the Mind Taking steps to care for your mental health can help decrease stress and improve your mood. Proper rest each night is fundamental. Work toward maintaining his new year, creating healthier habits can be a consistent sleep schedule that includes waking up and easy and affordable with proper planning. going to bed at the same time. Next, find an outlet Whether you’re resolving to improve your diet, to express daily thoughts, such as updating a journal relax your mind or give back to your community, you each night before bed. Finally, create time to practice can use these tips from the team at Dollar General to enjoyable hobbies such as playing in a sports league, help you meet your goals. crafting or reading. By d-mars.com

Food and Fitness If you are looking to improve your physical health in the new year, begin by making slight changes to your eating and fitness habits to aid long-term consistency. For example, use healthier alternatives in your favorite meals. Dollar General’s Better For You recipes provide healthier and affordable options for breakfast, lunch, dinner and even dessert. Additionally, consider setting daily exercise goals, such as taking a morning walk or squeezing in a 30-minute strength training session during lunch. Workouts ;don’t have to take a long time to increase your energy and stamina.

Community Care Getting involved in your community can be a healthy habit that benefits your and others’ wellbeing. To get started, research local nonprofit organizations and choose one that connect to your values. Consider donating time, funds or products to help build strong relationships with neighbors and make a positive difference. Through implementing these smart and affordable resolution ideas and strategies, you can help maintain a healthier lifestyle and improve your wellbeing.

NOURISHING SOULFUL DELIGHTS: YOUR HEALTHIER APPROACH By d-mars.com

oul food, rooted in the Deep South and cherished by many, often includes dishes high in saturated fat, salt, and added sugar. To promote a healthier approach, consider the following tips:

Rethink the Dinner Plate • Encourage kids to prioritize veggies. • Serve small portions of high-calorie dishes on special occasions. Make Meaningful Swaps • Substitute solid fats with heart-healthy oils. • Cut calories in macaroni and cheese with sharp, reduced-fat cheese and low-fat milk. • Opt for brown rice in dishes like Hoppin’ John. • Create a healthier potato salad with Greek yogurt, mustard, and extra veggies. • Choose low-sodium seasonings.

• Make “oven-fried” chicken with buttermilk, panko breadcrumbs, and canola oil. • Slow cook greens in vegetable broth with honey and apple cider vinegar. • Roast okra for a crunchy snack. • Upgrade peach cobbler with baked peaches, honey, oats, almonds, and vanilla Greek yogurt. Try Something New • Use smoked paprika or smoked salt for savory flavor. • Sauté kale or chard in olive oil and garlic. • Experiment with apple cider or rice vinegars for greens. • Marinate chicken in rosemary and lemon juice for a flavorful main dish. Remember, traditions can evolve with a healthy twist or new creations, allowing you to shape your child’s eating habits positively. Source: Eatright.org

Reinvent Family Favorites • Oven roast sweet potatoes with cinnamon, vanilla, and a touch of maple syrup. Experience Our World of Advertising, Marketing, Media and Communication

18 | January 2024 HEALTH

By d-mars.com

When You Only

Tell

Your Doctor Half the Story

or people living with chronic autoimmune conditions, such as Thyroid Eye Disease (TED), regular patient-doctor visits are an important part of tracking symptom progression and staying on top of care. Findings from a recent survey of 116 U.S. adults living with TED reveal a significant gap in communication at these appointments - with only 36% feeling comfortable enough to share the impact of their TED symptoms on their emotional well-being. TED is a rare autoimmune condition that causes debilitating symptoms including eye bulging, eye pain, pressure behind the eyes, dry or watery eyes, light sensitivity, double vision and even vision loss in some cases. It most often occurs in people who have thyroid conditions, like Graves’ disease (hyperthyroidism) or Hashimoto’s (hypothyroidism), and typically affects people aged 40+. Women are up to five times more likely to develop TED than men, and smoking increases the risk of developing TED eightfold.

The Unspoken Toll of TED on Daily Life According to a new national survey of 116 adults diagnosed with TED, when TED symptoms are at their worst, a majority have trouble with common everyday tasks, such as: using a mobile device (81%), watching TV (73%), reading books or magazines (72%), going out in public (67%) and doing their job (66%). And while more than a quarter of adults living with TED (29%) reported having to stop driving at night due to TED symptoms, almost half (49%) admitted they would not report a change of this sort to their doctor. In fact, while 89% of adults with TED are likely to report physical TED symptoms during a routine check-up, only a third (36%) of patients shared they would report how TED was impacting their emotional well-being (e.g., experiencing anxiousness, depressive feelings, decreased self-confidence, or feelings of anger or frustration). Doctors are Left in the Dark A new survey of 102 ophthalmologists, endocrinologists, oculoplastic surgeons and strabismus specialists and surgeons who treat or refer for TED across the U.S. found that nearly one in four doctors (22%) reported their TED patients “rarely” or “never” bring up the impact of TED on their emotional well-being. The course of the conversation could change how their condition is treated, however. Of those surveyed, doctors reported they would start a new treatment, consider modifications or discuss other options when a patient reported symptoms affecting their emotional well-being (83%), independence (78%), or personal life or relationships (72%). “I used to think my anxiety was just something I had to deal with, I didn’t want to burden my doctors with it so I didn’t talk about it. I realize now that sharing how my TED symptoms affected my day-to-day life and my mental health, would have helped my doctor better understand the full effect that TED had on every part of my life. I believe it would have helped me get the best possible care.” - Gail S., who lives with TED. Open and Honest Dialogue Can Go a Long Way Doctors and patients each play an important role in creating open dialogue. The more doctors can ask about the impact of symptoms on emotional well-being, and the more people living with TED or other conditions are willing to share, the better their care can be. For more information on TED and to find a TED Eye Specialist, visit FOCUSonTED.com.

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January 2024 | 19 HEALTH

Addressing Fibroids in Black Women’s Health:

Comprehensive Approach contribute significantly to the challenges Black women face in managing fibroids. Eliminating these barriers is integral to ensuring equitable healthcare.

By d-mars.com

lack women’s health is a critical and multifaceted aspect of healthcare that demands attention, particularly concerning the prevalence of uterine fibroids. Fibroids, non-cancerous growths in the uterus, pose a significant health challenge for Black women, who experience them at rates much higher than their white counterparts. This article explores the various factors contributing to this health disparity, the impact on women’s lives, and the imperative for comprehensive strategies to address fibroids within the Black community.

Understanding the Disparities Genetic Predisposition

Fibroids have a genetic component, and Black women often face a higher risk due to hereditary factors. Research indicates that if a woman’s mother or sister had fibroids, she is more likely to develop them as well. However, genetics alone cannot account for the stark racial disparities observed.

Environmental Factors

Lifestyle choices and environmental factors also play a role. Studies suggest that diet, specifically a high consumption of red meat and a low intake of fruits and vegetables, may contribute to fibroid development. Understanding and addressing these environmental factors are crucial for preventive strategies.

Impact on Physical and Mental Health Physical Manifestations

Fibroids can cause a range of physical symptoms, including heavy menstrual bleeding, pelvic pain, and reproductive issues. The severity of symptoms varies, but the impact on daily life and overall well-being can be profound.

Psychological Toll

Managing the symptoms of fibroids, coupled with racial disparities in healthcare, can lead to increased stress and a diminished quality of life. Addressing the psychological toll is as crucial as treating the physical symptoms.

Comprehensive Approach to Fibroids Increased Awareness and Education

Raising awareness about fibroids, their symptoms, and available treatment options is essential. Educating both healthcare providers and the community at large can contribute to early detection and better management.

Culturally Competent Care

Healthcare providers must receive training to recognize and address the unique challenges faced by Black women. Culturally competent care ensures that individuals receive treatment that considers their specific needs and experiences. Community Engagement and Empowerment: Community engagement is pivotal in dismantling systemic barriers. Empowering Black women to advocate for their health, access resources, and engage in preventive measures can drive positive change.

Research Initiatives

Robust research initiatives focused on understanding the genetic and environmental factors contributing to fibroids in Black women are essential. This knowledge can inform targeted interventions and preventive strategies. Addressing fibroids in Black women’s health requires a comprehensive and collaborative effort. By acknowledging the genetic, environmental, and socio-economic factors contributing to fibroids, we can work towards a future where Black women receive equitable and effective care. Empowering individuals, engaging communities, and advancing research are integral components of a holistic approach to promoting the health and well-being of Black women in the face of fibroids.

Socio-Economic Influences:

Socio-economic factors, including limited access to quality healthcare, insufficient insurance coverage, and disparities in healthcare quality, Experience Our World of Advertising, Marketing, Media and Communication

12 20 || January January2024 2024

elfrin patten CEO, E.PATTEN TAX PREP

Your Community Tax Partner how entrepreneurship influences his future vision. E. Patten Tax serves as a catalyst for empowering News Provider individuals to start and run their own tax preparation businesses. By highlighting lucrative opportunities n the heart of Houston, communities grappling and emphasizing financial potential, the platform with low-income, and poverty face distinctive encourages individuals to embark on a rewarding challenges during tax season. Filing taxes and entrepreneurial journey. Patten provides essential securing refunds becomes a formidable task due to insights, guiding others to navigate the complexities limited access to financial resources and professional of the tax preparation business and capitalize on its assistance. Residents in these areas may encounter financial benefits. difficulties in navigating the complexities of the tax code, potentially resulting in missed opportunities for Getting to Know Patten and His Road to refunds and credits, given the lack of financial literacy. Entrepreneurship On Choosing a Career in In an interview with Elfrin Patten, founder of E. Patten Tax Preparation Tax, he shares his passion for the tax profession and By d-mars.com

I entered this field unintentionally, but as I delved deeper, my appreciation for it grew. I realized the significant impact one can have on people’s lives during a specific period while simultaneously earning income. It became evident that this profession provides the flexibility to pursue personal interests, given its seasonal nature, allowing for an extended period of downtime throughout the rest of the year.

On Career Sustainability in the Tax Profession

I have a decade of experience in this field, and each year, I see progression. Individuals who stay updated and resilient also experience annual growth. Staying informed about new forms and tax laws is akin to

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January 2024 | 21

Do you think encountering stereotypes or frustration while doing taxes negatively affects the Black and Brown communities, especially when expecting substantial returns or a prompt refund? Any strategies to enhance calm and security in these situations?

sense of urgency, while others may choose a more relaxed approach, patiently awaiting the return without excessive stress.

tax preparatory offices is crucial. Implementing diversity training for tax professionals, ensuring representation within the industry, and actively dispelling stereotypes can contribute to a more positive experience. Additionally, providing educational resources to clients about the tax process, potential delays, and realistic expectations can help manage anticipations and reduce frustrations. So, According to a study by News Gallup, two in three there’s really nothing we probably could do to change small-business owners (67%) are satisfied with their that because it’s still going to happen continuously. ability to achieve a positive work-life balance. And a similar percentage (65%) feel they can make the As a business owner, would you find it more time available outside work to do the things that reassuring to operate in communities where are most important to them. there is a strong desire for your success com-

Ensure you have all your necessary documents ready before filing your taxes. Rushing the process may lead to overlooking important forms, and receiving additional documentation after filing could necessitate amendments, resulting in extra effort and potential double payments. Take your time, follow the correct procedures, and make sure you have all the required forms to avoid complications and streamline the filing process.

“By showcasing the lucrative opportunities within the industry and emphasizing the financial potential, individuals are motivated to embark on this rewarding venture,” he said. “Ultimately, I provide valuable insights and teachings to enable othersto navigate the tax preparation business landscape and capitalize on the financial benefits it offers.”

While I don’t take reviews personally, and I might not always learn from every single one, I don’t let a few negative reviews deter me. I believe in continuously improving my services, and constructive feedback is valuable for making those enhancements.

ongoing education—it’s accessible to anyone willing to learn. Consistent learning leads to mastery in the field, much like acquiring knowledge through formal education.

What key considerations or advice would you On Liking Versus Loving His Field emphasize for individuals filing their taxes I initially enjoyed it, even loved it, but now I find To address these challenges, fostering a more in- this year, with a focus on current and future myself back at a stage of liking. It’s reminiscent of clusive and culturally sensitive environment within considerations rather than past practices? a roller coaster ride—embracing the entrepreneurial journey, meeting and conversing with people, acquiring knowledge, and enjoying the financial rewards. However, as the business expands, challenges emerge. It’s a test of mental strength, and if you’re not adequately prepared, it might seem unexpected and overwhelming.

On Creating Better Customer Service as a Business Owner

I do pay attention to reviews, though not always consistently. When I receive a negative review, I take the time to assess its validity. If the criticism is pared to affluent neighborhoods? However, Patten sees it differently for himself. “As As a business owner, operating in communities accurate, I acknowledge it and address the specific your client base expands, you encounter a diverse where there is a strong desire for success provides issues. For instance, if someone points out that I array of personalities and characters. Dealing with a sense of connection and support. These commu- missed a personal call or forgot to email them their financial matters often leads to people becoming nities often appreciate and value local businesses, paperwork, I admit to it. Sometimes, with a busy upset and making accusations.” fostering a positive environment that can contrib- schedule, I might not get around to certain tasks ute to the long-term success and growth of the promptly. It’s not intentional, but it’s an area that can be improved to enhance customer service. business.

In terms of taxes, many tax businesses operate offices in lower-income neighborhoods. What are your thoughts on this practice, particularly concerning your business in the city of Houston? The rationale behind this is that in affluent neighborhoods where residents earn substantial incomes, many individuals already have Certified Public Accountants (CPAs). On the other hand, in lower-income neighborhoods, there tend to be tax preparers who specialize in tax preparation without the need for a CPA. The choice often depends on the financial landscape of each area.

Can you share some challenges or drawbacks you’ve observed while operating your business in black communities, brown communities, or lower-income neighborhoods?

The challenge of operating in low-income communities isn’t exactly a downfall. It primarily involves managing individuals who are eager to receive their tax refunds. Occasionally, emotions can run higher than usual, as some people anticipate this moment for an entire year, with accumulated bills and pressures. The key aspect is effectively dealing with everyone’s unique situation. “I want people to be motivated to manage their money better throughout the year.”

On Tips to Be Aware of Your Money

Patten gave further details as to how he helps to shape the careers for other prospective tax agents who start off part time and graduate to full fledge CPAs, bringing in new frontiers through technology and software to compete with other tax firms, allowing clients to file online without having to go into the office, and most importantly, the deliver of good customer service. “Anything is possible, and change takes time,” Patten said as his motto for success in business.

The approach varies based on one’s lifestyle. It’s essential to align spending with what’s affordable, E. Patten Tax Prep services are available now at recognizing that everyone has financial obligations 8101 Airport Blvd • Suite A3 • Houston, TX 77061 at and bills to address. The key lies in effective money 832.503.9440 management and navigating the balance between expenses and income. How urgently someone anticipates their tax return often depends on their financial situation – some individuals may feel a

My role is to guide people through the process of cultivating and owning a successful tax service Experience Our World of Advertising, Marketing, Media and Communication

22 | January 2024 FINANCE

By d-mars.com

n the era of instant gratification, Buy Now, Pay Later (BNPL) apps have gained immense popularity, offering consumers the allure of acquiring desired products with the promise of delayed payments. While these apps may seem like a convenient solution for budget-conscious shoppers, the hidden pitfalls they present can lead to a perilous path of consumer debt. At first glance, BNPL apps appear to be a win-win for both consumers and merchants. Shoppers can take home their desired items without paying the full amount upfront, and merchants benefit from increased sales. However, the seemingly harmless convenience can quickly transform into a financial trap for unsuspecting users. One of the main issues with BNPL apps lies in

their enticing marketing tactics that downplay the financial commitment involved. The “buy now, pay later” mantra might sound appealing, but the delayed payment comes with added costs. Users may face high interest rates, late fees, and penalties for missed payments, turning what seemed like a budget-friendly option into a debt-inducing nightmare. Moreover, the ease of access to these apps can lead to impulsive spending habits. The convenience of a few clicks to complete a purchase can overshadow the financial responsibility that comes with it. Consumers may find themselves accumulating debt on multiple fronts, as the temptation to buy beyond their means becomes increasingly difficult to resist. Another concerning aspect of BNPL apps is the potential impact on credit scores. While some apps claim not to report missed payments to credit bureaus, others do, putting users at risk of damaging their credit history. For individuals aiming to build or maintain a good credit score, the consequences of a

late or missed payment can be severe and long-lasting. Furthermore, the allure of interest-free installment plans can mask the true cost of the purchased items. Consumers may overlook the cumulative impact of small installment payments, ultimately paying significantly more for the product than if they had made a one-time upfront payment. In conclusion, while Buy Now, Pay Later apps offer a convenient and seemingly affordable way to make purchases, consumers must approach them with caution. The hidden fees, high-interest rates, and potential impact on credit scores underscore the importance of understanding the true cost of deferred payments. As with any financial tool, responsible and informed use is crucial to avoid falling into the trap of accumulating debt and facing long-term financial consequences.

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January 2024 | 23

Be proud to eat, shop and love Houston

Download the H-Town Rewards app to learn more or visit colu.com/HTownRewards

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24 | January 2024 REAL ESTATE

HOUSTON HOME SALES Increase After Nearly Two-Year Slump, Says Realtors’ Report By d-mars.com News Provider

ouston’s housing market experienced a notable upswing in November, marking the first year-over-year increase in home sales in almost two years. The Houston Association of Realtors reported a 4.9% rise in home sales compared to the same month the previous year, coupled with a substantial 11.9% increase in pending sales, indicating a positive trend. This surge in sales, if sustained, could signify that consumers are adapting to the impact of higher interest rates and increased property prices following the upheaval caused by COVID-19 on Houston’s real estate market. Cathy Treviño,

HAR chair with LPT Realty, expressed optimism, stating, “I couldn’t think of a better way to wrap up 2023 than to see positive sales trends after nearly two years of negative trending.” While home prices have risen since the pre-pandemic period, November’s average and median prices, approximately $404,597 and $326,000, respectively, remained relatively stable. Houston homebuyers also benefited from an expanded selection, with the inventory reaching around 3.5 months’ worth of supply. This figure, representing the time it would take to sell all available homes at the current pace, indicates a move toward a more balanced market, which is typically characterized by four to six months of supply. Although mortgage rates

remain notably higher than the 3.1% average rate in December 2021 during the pandemic real estate boom, they have slightly decreased in recent weeks. The average rate for a 30-year fixed loan dropped from 7.79% at the end of October to just above 7% by the end of last week, according to Freddie Mac. This decrease, the lowest since July, offers a glimmer of relief to prospective homebuyers. Despite the improvement,

experts do not anticipate a significant rise in mortgage rates in the coming months. Factors such as easing inflation and the Federal Reserve’s pause in rate hikes contribute to a stabilized borrowing cost for various loans, including mortgages. The Mortgage Bankers Association forecasts an average rate of around 7.1% for a 30-year fixed loan in the first quarter. As Treviño highlighted, “Home sales hinge heavily on interest rates, so hopefully

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consumer confidence will be restored as we begin the new year, especially since inventory has steadily improved and prices have moderated, creating more favorable conditions for buyers.”

January 2024 | 25

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26 | January 2024 TECHNOLOGY

AI: TRANSFORMING THE WORKPLACE FOR

Greater Efficiency By d-mars.com News Provider

n the dynamic landscape of contemporary workplaces, Artificial Intelligence (AI) is emerging as a transformative force, providing innovative solutions to boost productivity, streamline processes, and empower professionals across diverse industries. Let’s delve into the pivotal role AI plays in reshaping the way people work.

1.Automation Alleviating Tedious Tasks: AI’s significant contribution lies in automating repetitive and time-consuming tasks. AI-powered tools and software excel at handling mundane activities like data entry, email sorting, and report generation. This automation not only enhances efficiency but also minimizes the risk of errors associated with manual work, enabling employees to focus on more complex and strategic aspects of their roles. 2. Elevating DecisionMaking through Data Analytics: AI-driven data analytics tools empower organizations to harness the potential of big data, offering valuable insights for informed decision-making. Rapid and accurate analysis of vast information allows professionals to identify trends, make strategic choices, and develop growth-driving strategies. This data-driven decision-making proves particularly crucial across industries, from finance to healthcare. 3. Chatbots Revolutionizing Customer Support: AI-driven chatbots have become integral to customer support functions, handling routine queries, providing information, and troubleshooting common problems. Automating these interactions ensures 24/7 support, enhancing customer satisfaction. Human agents can then focus on more complex customer issues requiring empathy and nuanced understanding.

6. Transforming Recruitment Processes with AI: AI is reshaping the recruitment landscape by automating various hiring process stages. From resume screening to candidate matching and initial interviews, AI tools efficiently handle repetitive tasks. Recruiters can then focus on assessing soft skills and cultural fit, accelerating the hiring process and improving candidate selection quality. 7.Natural Language Processing Enhancing Communication: Communication within and outside organizations is evolving with the integration of Natural Language Processing (NLP). AI-powered tools interpret and respond to natural language, facilitating intuitive interactions through voice commands, chat interfaces, and language-based queries. This enhances collaboration and communication efficiency among teams. 8.Facilitating Remote Collaboration with Virtual Assistants: As remote work gains prevalence, AI plays a crucial role in facilitating collaboration. Virtual assistants powered by AI can schedule meetings, manage calendars, and provide insights during virtual meetings, enhancing remote productivity and contributing to a seamless virtual work environment. 9.AI as a Cybersecurity Ally: AI serves as a potent ally in combating cyber threats. Machine learning algorithms detect patterns indicative of potential security breaches, offering a proactive approach to cybersecurity. This not only protects sensitive data but also ensures the integrity of digital operations within an organization. 10. Emotional Intelligence Integration: AI is evolving to include emotional intelligence capabilities. Tools equipped with sentiment analysis gauge emotional tones in written communication, helping organizations better understand employee sentiments, customer feedback, and market trends. This nuanced understanding contributes to more empathetic and informed decision-making.

4.Personalized Learning Journeys with AI: AI transforms employee training and development by providing personalized learning experiences. AI algorithms analyze individual learning patterns, pinpoint areas for improvement, and recommend tailored training programs. This ensures employees receive targeted education, helping them acquire new skills and stay relevant in a rapidly changing professional landscape. 5.Revolutionizing Manufacturing with Predictive Maintenance: In manufacturing, AI is revolutionizing maintenance practices. Predictive maintenance models leverage AI algorithms to analyze equipment performance data, predicting potential failures. Addressing issues proactively reduces downtime, optimizes maintenance schedules, and extends equipment lifespan. Experience Our World of Advertising, Marketing, Media and Communication

In conclusion, AI is more than a technological marvel; it’s a dynamic force reshaping the workplace and empowering individuals for greater efficiency, effectiveness, and innovation in their professional endeavors. As organizations continue embracing AI technologies, the future of work promises unprecedented collaboration between humans and intelligent machines.

January 2024 | 27

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28 | January 2024 RECIPE OF THE MONTH

Hearty turkey chili INGREDIENTS

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rafting turkey chili is a delightful culinary adventure that fills the kitchen with enticing aromas and promises a heartwarming meal. The process begins with browning seasoned ground turkey, infusing the air with savory richness. As vibrant vegetables mingle in the pot, the colors and textures create a visually appealing tapestry. The medley of spices, from chili powder to cumin, transforms the dish into a symphony of flavors. Simmering on the stove, the chili thickens and intensifies, each spoonful a comforting embrace. The joy of making turkey chili lies not just in the delicious outcome but in the therapeutic and rewarding journey it provides.

DIRECTIONS

1 lb ground turkey 1 large onion, diced 3 cloves garlic, minced 1 bell pepper, diced (any color) 1 can (15 oz) black beans, drained and rinsed 1 can (15 oz) kidney beans, drained and rinsed 1 can (15 oz) diced tomatoes 1 cup corn kernels (fresh or frozen) 1 cup chicken or vegetable broth 1 tablespoon olive oil 2 tablespoons tomato paste 2 teaspoons chili powder 1 teaspoon cumin 1 teaspoon paprika 1/2 teaspoon oregano Salt and pepper to taste

1. In a large pot or Dutch oven, heat olive oil over medium heat. Add diced onions and cook until softened.

OPTIONAL TOPPINGS

7. Taste and adjust the seasoning if needed. If you prefer a thicker consistency, let it simmer uncovered for an additional 10-15 minutes.

Shredded cheese Chopped green onions Sour cream Avocado slices Fresh cilantro

2. Add minced garlic and ground turkey to the pot. Cook the turkey until browned, breaking it apart with a spatula. 3. Stir in the tomato paste, chili powder, cumin, paprika, oregano, salt, and pepper. Cook for 2-3 minutes to let the spices release their flavors. 4. Add diced bell pepper and cook for another 3-4 minutes until the pepper begins to soften. 5. Pour in the diced tomatoes, black beans, kidney beans, corn, and chicken or vegetable broth. Bring the mixture to a simmer. 6. Reduce the heat to low, cover the pot, and let the chili simmer for at least 30 minutes to allow the flavors to meld. Stir occasionally.

8. Serve the turkey chili hot, garnished with your choice of toppings like shredded cheese, chopped green onions, sour cream, avocado slices, or fresh cilantro. 9. Enjoy this hearty and flavorful turkey chili with your favorite crusty bread or tortilla chips.

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January 2024 | 29

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30 | January 2024 TRAVEL

CONCERT TOUR

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Popularity and Economic Opportunities

FOR HOSTS

his past summer was a season of major concert tours, driven by renowned popstars and cultural icons like Queens Tay and Bey. From booming box office sales to sold-out arenas, 2023 summer concert tours inspired communities and boosted local economies across the globe. For Airbnb hosts, the “shero” summer effect meant a boost in revenue. According to Airbnb, Hosts worldwide collectively generated $100 million over concert dates from Jan. 1 to June 30, 2023, including the day before each tour stop. Continuing concert tour trends could spell the perfect opportunity for Hosts to earn more in the coming year. Global icons and their local impact Across Europe and the U.S., Queen Tay and Bey’s concert tours ushered in hundreds of thousands of guest arrivals on the platform over the concert dates during the first half of this year. The megastars helped support local economies, and Airbnb Hosts experienced this boost firsthand. Hosts in Europe earned more than $40 million and their U.S. counterparts earned over $62 million during the first half of this year. These earnings represent a 38% increase in collective Host earnings over concert dates from Jan. 1 to June 30, 2023, compared to the same dates from Jan. 1 to June 30, 2022. These economic trends are likely to continue into 2024. The upcoming European leg of one of these stars’ tours prompted a remarkable surge in interest. Notably, there was a 1,000% spike in Airbnb searches based on

the average increase in searches for concert tour cities from June 20 to June 26, 2023, compared with the week before the 2024 tour announcement. Hosting fans, creating joy, and increasing income The shero summer doesn’t just mark a return to big events. The droves of fans flocking to these events show that people are excited to come together as a community to share their passion for music. With people feeling increasingly isolated and disconnected, Hosts on Airbnb are focusing on providing distinctive guest experiences to facilitate human connections, one superstar event at a time. If you’re lucky enough to live in a Host city during the upcoming tour dates, there has never been a better time to join the growing community of Hosts on Airbnb. Based on the total earnings for new Hosts globally in 2022 who started hosting sometime between January and December 2022, new Hosts collectively earned over $5.5 billion in income from hosting on Airbnb. Also, many new Hosts are having great success securing bookings quickly. Half of the listings activated and booked in the third quarter of 2022 globally received their first booking within three days. Becoming an Airbnb Host has never been easier. The introduction of Airbnb Setup connects new Hosts with Superhosts who can provide one-on-one guidance. The integrated platform also helps new hosts welcome an experienced guest for their first booking and receive specialized support from Airbnb Community Support agents in over 42 languages. All Hosts also get even more AirCover, which provides top-to-bottom protection, guest identity verification, reservation screening, and $3 million in damage protection. Protection includes coverage for cars, boats, art, and valuables. Are you ready to become part of the collective joy of live entertainment and increase your financial well-being? Visit Airbnb.com/Host to learn more about how you can become a Host. Source: BrandPoint

FIVE UNDERRATED INTERNATIONAL DESTINATIONS FOR BLACK TRAVELERS escaped African slaves. Immerse News Provider yourself in AfroColombian traraveling provides a unique opportunity to ditions, vibrant embrace diverse cultures, savor new experi- music, and the ences, and broaden one’s perspective. While warm spirit of popular destinations often steal the spotlight, numer- the locals. ous underrated gems around the world offer enriching experiences for black travelers. In this article, we’ll 3. Portugal: Discovering Lisbon’s Afro-Portuguese explore five lesser-known international destinations Roots that deserve attention. Lisbon, the capital of Portugal, is more than just a European hot1. Cape Verde: A Haven in the Atlantic Ocean spot. Delve into Situated off the northwest coast of Africa, Cape Verde is a the city’s rich collection of ten volcanic islands known for their vibrant Afro-Portuguese music, warm hospi- history by extality, and stunning ploring neighlandscapes. The borhoods like blend of African Mouraria and and Portuguese learning about influences creates the influence of a unique cultural the Lusophone African diaspora. Lisbon’s dynamic tapestry. From the cultural scene, historic charm, and welcoming atmoscolorful streets of phere make it a hidden treasure for black travelers. Mindelo to the serene beaches of Sal, Cape Verde offers an off-the-beaten-path adventure. 4. Belize: Diverse Cultures in Central 2. Colombia: Afro-Colombian Heritage in Palenque America While Colombia has gained recognition for its diverse Nestled between landscapes and lively cities, the small town of San Mexico and Basilio de Palenque often goes unnoticed. Recognized Guatemala, Belize by UNESCO for its cultural significance, Palenque offers a mosaic of is the first free town in the Americas, founded by cultures, including By d-mars.com

Garifuna, Creole, and Mayan. The Garifuna people, with their distinct language and vibrant traditions, contribute to Belize’s unique identity. Explore the coastal town of Dangriga, known as the “culture capital” and a hub of Garifuna heritage, music, and dance. 5. Senegal: Gorée Island’s Historical Significance While Senegal is gaining attention, the historical significance of Gorée Island often remains overshadowed. A UNESCO World Heritage Site, Gorée was a key center for the transatlantic slave trade. Visit the House of Slaves Museum, stroll through the cobblestone streets, and engage with the local community to understand the resilience and history of this impactful destination. Venturing beyond well-trodden paths opens the door to hidden treasures and cultural revelations. These five underrated international destinations offer unique perspectives, diverse experiences, and the chance to connect with the rich history of black communities around the world. As black travelers continue to explore and share their experiences, these destinations will hopefully find a well-deserved place in the spotlight.

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January 2024 | 31

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