As I write to welcome you this month, the sun is streaming through the window and the birds are chirping. I no longer need to sit here rugged up, hugging a hot drink. As I’ve been out and about this week I’ve heard everyone say the same thing – finally, it’s getting warmer! It feels like the time to swap out our oatmeal for refreshing breakfast smoothies and instead of curling up on the couch, let’s get out and stroll along our beautiful coastline.
I’m excited to bring you another issue, filled with the topics that concern us here on the Coast, from finance discussions and health and rehabilitation solutions to the Spring time make up tips – there is something for everyone. So, revel in the sunshine, sip on a refreshing drink and enjoy the read.
trading as On the Coast Publications ABN 52 212 212 482 PO Box 3251, Bateau Bay NSW 2261
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Contributors
Dorian Mode, Lydia Thorpe, Sophie Doyle, Sam Woods, Jordi Woods, Sarah Tolmie, Carin Clegg, Dr Nicholas Altuneg and Jacqui Bilson
onthecoastpublications.com.au
HELP FOR OLDER AUSTRALIANS AND PEOPLE WITH DISABILITIES HERE ON THE COAST
Right at Home is a registered Home Care Provider offering help to older Australians and people with disabilities here on the Coast. We met Cleo, the Managing Director of Right at Home Gosford:
TELL US ABOUT YOURSELF AND HOW YOU CAME TO BE MANAGING DIRECTOR OF RIGHT AT HOME GOSFORD?
Having raised my family locally on the coast and looking to expand my previous career experience in accounting to a more community–based role, I have found my place in home care. I live with and care for my ageing parents–in–law. My Mother–in–law suffers from dementia and had a stoke many years ago. In my search to find quality, reliable and caring support for her at home I saw a great need in our community. Right at Home is a successful network of like–minded owners leading the way in best practice home care. I opened the Erina office in 2022 and have rapidly grown to increase our in–home care across the Central Coast. The fact our clients consistently refer their friends and family to our services brings me great joy and satisfaction.
WHAT SERVICES CAN RIGHT AT HOME GOSFORD PROVIDE TO HELP PEOPLE AT HOME?
Right at Home provides client directed care tailored to individual needs. We offer domestic assistance, such as cleaning, cooking, shopping and laundry, as well as social support, outings and transport. As care needs increase our staff are trained and experienced in personal care, assisting with bathing, toileting and hygiene, right up to specialized nursing care from our registered nurses. We can tailor our services to help you and your
loved ones to maintain independence, and a healthy, fulfilling lifestyle.
HOW DO PEOPLE GO ABOUT ACCESSING GOVERNMENT FUNDING FOR CARE AT HOME?
My Aged Care is the government department responsible for allocating funding to older Australians. This can be in the form of a home care package. The process of applying for funding can be confusing. Right at Home Gosford can come to you free of charge and help you navigate the application, stepping through the process with you from the beginning to the provision of care.
WHAT SETS RIGHT AT HOME GOSFORD APART FROM OTHER HOME CARE PROVIDERS?
Our mission is to improve the quality of life for those we serve. We are a local office with an enthusiastic team of people who work together to get to know our clients and provide reliable client–centred care. We pride ourselves on making our clients, lives easier and better at home. Our wonderful care workers are very carefully chosen to allow us to provide the care we would want for our own families.
If you have any questions on how you may be able to access funding from My Aged Care, or would like to discuss getting care at home, please do not hesitate to call us on (02) 4314 6657 or lodge an enquiry on our website rightathome.com.au and we will contact you.
FROM TOforkfarmEXPLORING SHOALHAVEN’S GOURMET
FOODIE
WORDS BY DORIAN MODE
PHOTOGRAPHY BY LYDIA THORPE
SCENE
Ah, Huskisson Beach Motel. It’s the kind of place where you can smell the ocean and dream in Piña colada. An early check–in gives us the luxury of time to unwind and wonder why our room key looks like it came from the set of a 1970s crime drama. But the accommodation is excellent, with our balcony overlooking a pretty white ribbon sand. We like the convenience of this motel too, with Huskie’s food strip almost at your doorstep.
After successfully navigating the perilous roundabouts from Huskisson to Nowra, we’re rewarded with an afternoon tea at Farmgate, where, psst!, they do killer baked dinners every Sunday. The Devonshire tea today is part of the Shoalhaven Food Network. This is run by a cadre of kindly souls who wish to support restaurants and the hospitality sector. Spearheading this network is the spirited Di Laver, who is a national treasure. Indeed, my chum ABC’s Simon Marnie says, “Di’s been a powerhouse for the TAFE and the training world and is why the region punches above its weight in the hospitality scene.”
We make a pit stop at Tara Distillery. Nestled in the scenic outskirts, this gem of a distillery offers tours and tastings. We sample their exquisite hooch, crafted with local botanicals and a touch of the Blarney Stone. Owners Alarna Doherty (Founder) and Ben Stephenson have
lived and worked in Ireland, honing their distillation skills.
We enjoy the yarns about local moonshine more than the usual boiling point of mash at 105 degrees. This is where other distillers let themselves down. We try Ben’s Irish moonshine, known as Poitín (pronounced roughly as poteen or pocheen in English), which makes my eyes roll like a poker machine jackpot.
Dinner is at Ponte 10 Bar and Dining, where we experience a Pasta Buoy collaboration dinner with Ponte’s Head Chef, Sam Smith, who’s rated in the top four chefs in Australia! He even cooked a whole camel for the Saudi Crown Prince! The combination of exquisite pasta and picturesque surroundings means we don’t remember the names of the dishes, but remember the experience. Dessert is a donut–inspired dish. So with all the heavy pasta dishes, I’ve had so many carbs I could be used as a flotation device on the river before me.
It’s here we meet waiter, Tyrone. Tyrone is simply a young lad who Di Laver has mentored—like so many—in the hospo world. Watching Tyrone bustle about, guided by Di’s wisdom, adds a heartwarming touch to the culinary adventure, making the experience all the more memorable.
After a restful night, we check out of the Huskie Motel and enjoy the bitumen coast walk – great for seniors – even with a walker. From Huskie, we point the car to Milton, to shop. Milton, with its charming streets and boutique shops, reminds me of Leura: a village where
cashed–up Sydneyites come to escape the city.
Lunch at Milton’s Altar Bar is almost a religious experience, sandstone church notwithstanding. Here we meet Tommy, he was a chef at Flying Fish, grew up in Sydney and took up the Head Chef position at Altar Bar after moving to Shoalhaven. Tommy’s dishes means art transcends food. His beef makes me weep.
We follow it up with dessert at Prickly Pear, where the sweets are as delightful as the name. I devour their Limoncello Tiramisu with the enthusiasm of a child on Christmas morning, leaving traces in my beard. The dessert is a perfect blend of tart and sweet, a fitting end to our gastronomic Milton sojourn.
We wash down dessert with a selection of ales from Dangerous Ales Distillery at the historic Milton Hotel. Here we sample some beers from one of the top boutique breweries in Australia, run by hatted chef Damian Martin. The combination of history, beer, and a chef named “Damo” is memorable, that is, if I hadn’t drunk so many damned fine craft beers.
We then drive to Bundanon. The one–hour journey to 170 Riversdale Road, Illaroo NSW.
Bundanon, nestled in the serene landscape of Illaroo, is the artistic legacy of the Boyd family. Whether you’re an artist seeking inspiration or a visitor looking to unwind, the accommodation at Bundanon provides a peaceful retreat infused with creativity and history. Gifted to the Australian people by
Walking through Bundanon, one can almost hear the echoes of the Boyd family’s conversations about art and life, making it a truly inspirational visit
Arty Boyd in 1993, Bundanon serves as a living, breathing art centre and museum. The Boyd family, a dynasty of painters, sculptors, and musicians, have imbued this place with their creative spirit. The sprawling property features Boyd’s studio, art galleries, and extensive bushland, offering a sanctuary for artists and nature enthusiasts alike. We love the roos outside our window. Walking through Bundanon, one can almost hear the echoes of the Boyd family’s conversations about art and life, making it a truly inspirational visit.
The accommodation at Bundanon is a perfect blend of comfort and rustic charm, offering a serene escape from the hustle and bustle of everyday life. These well–appointed rooms reflect the artistic heritage of the Boyd family. Windows offer charming views of the surrounding bushland, providing a tranquil backdrop for relaxation and reflection. Each room is equipped with modern amenities, ensuring a comfortable stay while still feeling connected to nature.
However, the highlight for us is the Shoalhaven Food Group’s Long Lunch, prepared by chef Doug Innes–Will. I’m not a food writer, but in the past 20 years, I’ve written a lot about food. Doug’s entree was a rockstar, and probably the best I’ve had in my many years as a travel writer.
Doug, who has an illustrious career that spans over two decades, has worked in some of the finest kitchens in Australia and abroad. His innovative approach to cuisine, combined with a deep respect for local ingredients, shines through in every dish. The Long Lunch is a culinary journey that showcases Doug’s talent and passion, leaving diners, like yours truly, in awe of the exquisite flavours and artistic presentation.
Our lunch includes a Corroboree and entry to an art exhibition in the gallery. So this cultural experience leaves us both ‘full and fulfilled’.
As we drive back north, we carry the memories of a weekend filled with good food, good people, beautiful views, and the kind of experiences that make you appreciate the foodie tradition of the Shoalhaven. They’ve got something special going on down there.
Reflecting on our journey, it’s clear that the Shoalhaven region’s hospitality and culinary excellence are deeply intertwined with the mentorship of dedicated individuals like Di Laver. Her nurturing guidance has shaped many young talents, transforming them into world–class chefs or simply kids with a sense of direction. Mentors like Di are vital, not only for their professional wisdom but for the support and inspiration they provide to the next generation. In a world where success is often measured by accolades and achievements, it’s heartwarming to see the profound impact of mentorship on the lives and careers of young people. This trip has been a testament to the power of guidance, passion, and community in shaping a thriving culinary landscape.
Why not make it your goal to visit the Shoal?
FACT BOX
The Shoalhaven Food Network is a not–for–profit organisation that champions the diverse range of cafes, eateries, clubs, pubs, vineyards, breweries, and local producers in the area. This lively coalition of Shoalhaven’s finest producers, restaurants, brewers, cafes, industry specialists, and team members is continuously seeking new ways to highlight the best the region has to offer.
Join Shoalhaven Foodies for advance notifications, deals and discounts on events. shoalhavenfoodnetwork.com.au
Check out the Members Directory on www.Shoalhavenfoodnetwork.com.au for the best bakers, butchers, brewers and so much more in the Shoalhaven. Live Entertainment: Dinner and show at Shoalhaven Entertainment Centre. Check website to pre–book: shoalhavenentertainmentcentre.com.au
Nowra Players for current shows: nowraplayers.com
Milton Theatre: miltontheatre.com.au
Local Markets: From Berry to Bawley Point, you’ll find local produce, fresh veggies, seafood, arts and crafts markets.
As we get ready to retire and downsize, the question of how to preserve family history may arise. The older recordings are bulky and can now be replaced by digital copies at a fraction of the size. Camera House can help with this transition.
The generations born in the late 1940s and the 1950s have seen family history go from Brownie Box cameras to 35mm cameras with slides, then prints, and now to digital. In those years, films have also changed from early 8mm, Super 8 to various forms of tape and now to hard drives and removable media. Each of these older forms of recording has rapidly evolved into the next leaving the family with boxes of slides, tapes, prints, negatives and older media cards. These generally take up space around the house and are in danger of being lost, particularly on the Coast, as mould eats its way through these precious records. Camera House owner, John Ralph, has experienced this problem himself with damaged slides and tapes. This has motivated him to expand the services of the Fountain Plaza store, to provide increased archiving services with lower prices for bulk orders. Slides are prepared in a carousel and then copied using modern digital equipment, sourced from overseas, giving higher resolution than previously commonly available. By customers filling the carousels themselves, the price is kept to a minimum.
Greatest popularity has been for transferring tapes to DVD and once digitized, conversion to files that can be
stored on USB or computer and viewed on current Smart TVs. Tape conversion was so popular that the store now has quadrupled the number of transfer stations to keep waiting times down. People are finding that many older photos have been damaged through the years. Either damp and mould have allowed fungus to grow or exposure to light has caused the colours to fade. This has created demand for local restoration services.
Pictures of all sizes can be improved. They are scanned or re–photographed and then digitally enhanced to fix colours, physical damage and even add or remove people and items from the final picture. The new picture can be enlarged from the original to produce wall art and canvases.
Frequent questions asked of the store
involve film. “Do you sell film?” – Yes. “Do you develop film?” – also Yes. “Do you scan film to digital?” – Yes. Whilst film is harder to get nowadays the store searches far and wide to keep stocks up. Also the in–store film developing is very popular especially with young people wishing to try out “Grandpa's camera”. The film can be developed and either printed or scanned to USB or Dropbox. And with more people travelling again, the number one question that is asked –“Do you do Passport Photos?” – Yes. They are done in the in–store studio, from baby to adult, including all overseas passports and are generally ready in about 10 minutes.
Three key seniors in the Photo Lab, Karen, Michelle and Leanne (L–R), take pride in helping their customers get the best results from all their archiving projects.
THE BENEFITS & RISKS OF grannyflats
BY SOPHIE DOYLE, RETIREMENT AND FINANCIAL AGED CARE SPECIALIST
A Granny Flat Interest allows a person, often elderly, to pay for the right to live in a private residence for life. Property requirements are flexible; a separate residence isn’t necessary. A designated room or area for exclusive use, supported by a formal agreement, can suffice. Examples include duplexes, cabins, or a separate room in a flat or unit. This interest is formalised through a Granny Flat Agreement, which outlines financial contributions and living arrangements, and can affect government benefits and estate planning by influencing asset assessments and property distribution. It’s important to seek legal advice to ensure the agreement is fair, legally binding, and considers potential impacts on financial entitlements and estate matters.
Declining housing affordability and difficulty getting into the owner–occupied real estate market may cause children to rely on their parents for assistance. However, the parents’ wealth may be tied up in their own homes, making it difficult to help, as well as maintain their own independence. Older parents may also be looking for a care solution that does not involve moving to an external care situation.
(Granny flat interests do not need to be established between family members, but for convenience we are using families in our writings because this is the most common form of granny flat arrangement.)
Granny flat arrangements offer mutual benefits for families. For children, the advantages include:
Early housing access: Get earlier access
to owner–occupied housing market.
Home upgrades: Improving or extending the family home.
Family support : Receiving help with household chores and childcare from parents.
For older parents, granny flats provide several benefits:
Family connection: Maintaining regular interaction with children and grandchildren helps reduce loneliness.
Independence: Enabling them to stay in their own homes longer, avoiding external care facilities.
Practical support : Receiving assistance with daily tasks and care when frailty becomes an issue.
Financial flexibility : Accessing home equity while securing a stable living situation, offering an alternative to retirement villages or other care options.
Estate planning : Keeping assets within the family and potentially avoiding gifting and deprivation rules by transferring assets through granny flat provisions.
Security : Ensuring accommodation for life.
Granny flat interests are normally established when the relationship between both parties is good. At this point, the parties see mutual benefits in the arrangement and are often blind to the risks or ignore the risks with an attitude of, “it could never happen to me or in my family”.
Putting the agreement in writing forces the parties to think long term, consider what will happen if the agreement is no longer workable or if an unplanned event occurs
There are many cases of elder abuse in the courts, which arise from granny flat arrangements, and this can leave older parents vulnerable. But problems don’t only occur because of the ill–will of one party. Unforeseen circumstances can also
RISKS OF GRANNY FLAT INTEREST?
arise. These may include:
Family dynamics: Problems may occur if relationships sour or if elder abuse arises, leaving older parents vulnerable.
Unforeseen events: Situations such as the child’s death, severe illness, financial troubles, divorce, or unexpected work relocation can disrupt the arrangement.
Parental issues: Parents might need to move to aged care, face marital or financial difficulties, or feel constrained by the arrangement.
The practical reality of living together might differ from expectations, leading to dissatisfaction or strained relations. Addressing issues as they arise can be challenging, especially for older parents who may face difficulties enforcing their accommodation rights. Parents might have given up their legal title to property for an informal arrangement.
Legal advice and a written legal agreement might help to avoid some issues, or at least provide remedies when things go wrong.
FORMALISING GRANNY FLAT ARRANGEMENTS
A written agreement formalises the terms and conditions of a granny flat arrangement and designs an exit strategy in a formal document. Putting the
agreement in writing forces the parties to think long term, consider what will happen if the agreement is no longer workable or if an unplanned event occurs.
Setting in place a formal agreement establishes each party’s rights and responsibilities and can help to protect against elder abuse. There is no prescribed format (and from a Centrelink/ DVA perspective the agreement doesn’t have to be in writing to exist). But agreements might contain:
Purpose and background: Clarify the intent and details of the arrangement.
Occupancy rights: Specify what the parents are entitled to occupy.
Financial aspects: Detail the payment for occupancy and responsibility for expenses.
Maintenance responsibilities: Specify who handles repairs and maintenance on the property, from small issues to major structural concerns.
Household duties: Outline any tasks or childcare duties the parent will perform
Care provisions: Describe the care that will be provided as the parent ages.
Dispute resolution: Include methods for resolving conflicts and registering a caveat if needed.
Termination terms: Define the conditions under which the agreement can end, either voluntarily or
involuntarily. Detail how it will conclude, including any financial settlements and the method for calculating or valuing these payments.
MINIMISING RISKS?
To minimise risks associated with granny flat arrangements, consider the following:
Avoid Rushed Decisions: Take time to consider the arrangement fully.
Seek Professional Advice: Consult with both legal and financial experts to understand the implications, now and in the future.
Document Everything: A well–drafted agreement provides a clear framework and helps protect all parties.
Granny flat arrangements can be beneficial, but they require careful planning and legal documentation to ensure they meet the needs of both parties and prevent potential conflicts.
For more guidance or to set up an appointment, call us at 02 4325 0884 or inquire about aged care options during your next review meeting. Morgans Financial Limited 1/6 Burns Cres, Gosford morgans.com.au/gosford
Sophie Doyle (AR#000470612) is a Retirement and Aged Care Specialist at Morgans Financial Limited Gosford (Morgans AFSL 235410 / ABN49 010 669 726); with a passion for assisting families make informed financial decisions, as they navigate their way through retirement and aged care.
Disclaimer: While every care has been taken, Morgans Financial Limited makes no representations as to the accuracy or completeness of the contents. The information is of a general nature only and has been prepared without consideration of your individual objectives, financial situation or needs. Before making any decisions, you should consider the appropriateness for your personal investment objectives, financial situation or individual needs. We recommend you see a financial adviser, registered tax agent or legal adviser before making any decisions based on this information. Current at 1 August 2024.
Rediscover your strength after head and neck cancer
As we age, our risk of developing cancer increases. Head and neck cancers, which include cancers of the mouth, nose, throat, larynx, and thyroid, are particularly common in older adults. In fact, the average age of diagnosis for head and neck cancer is 63 years old.
While advancements in cancer treatment have improved survival rates, the side effects of surgery, radiation, and chemotherapy can be debilitating. This is where cancer rehabilitation comes into play. Kate Perkins, founder of Cancer Rehabilitation & Lymphatic Solutions in Erina, is passionate about helping cancer survivors regain their quality of life.
“Cancer rehabilitation is essential for restoring function, reducing side effects, and improving overall wellbeing,” explains Perkins. “Our goal is to help patients return to their daily activities and enjoy life to the fullest.”
Head and neck cancer can cause a range of physical and emotional challenges, including difficulty swallowing, speaking, and breathing, as well as fatigue, pain, and changes in appearance. Perkins and her team at Cancer Rehabilitation & Lymphatic Solutions address these issues through a comprehensive approach that includes:
OncoLaser™ therapy: This innovative
treatment utilises MLS® laser therapy, a non–invasive and drug–free method that accelerates healing, reduces inflammation, and alleviates pain. It is particularly effective in managing radiation fibrosis and oral mucositis, common side effects of cancer treatment.
Pain management: Techniques to alleviate treatment–related side effects such as oral mucositis, dry mouth, trismus (reduced jaw function), and lymphoedema.
Swallowing and speech retraining: Focused therapies to improve communication and eating capacity, addressing dysphagia and voice issues. Kate’s team lead specific head and neck cancer rehab exercise classes at their Erina clinic.
Lymphoedema management: Utilisation of manual lymphatic drainage, compression garments, and specific exercises to manage swelling and improve lymphatic function.
Psychosocial support: Emotional support to help patients cope with anxiety, depression, and adjustments to changes in appearance and social roles.
Kate Perkins, Director of OncoLaser™ had the opportunity to share her clinical experience and outstanding patient
outcomes in reducing the severity of head and neck cancer related treatments, at the PBM 2024 Photobiomodulation Congress in London on the 25th August, to a resounding response. “The sooner we can start rehabilitation, the better the outcomes,” she says. “We work closely with oncologists to ensure that patients receive the support they need throughout their cancer journey.”
For many older adults, the prospect of cancer rehabilitation can be daunting. However, Perkins assures her patients that the benefits far outweigh the challenges. “Our patients often tell us that they feel stronger, more confident, and better able to cope with the demands of daily life,” she says. “It’s incredibly rewarding to see them regain their independence and enjoy the activities they love.”
If you or a loved one has been affected by head and neck cancer, don’t hesitate to reach out to Cancer Rehabilitation & Lymphatic Solutions. With the right support and guidance, it is possible to overcome the challenges of cancer and reclaim your quality of life.
BUILDING A DEMENTIA FRIENDLY CENTRAL COAST: HOW THE CENTRAL COAST DEMENTIA ALLIANCE IS MAKING A DIFFERENCE
Dementia touches the lives of many, not just those diagnosed but also their families, friends, and carers. The Central Coast Dementia Alliance (CCDA), formed in 2018, understands the profound impact dementia can have on individuals and their loved ones. With a mission to enhance the wellbeing of people living with dementia, the CCDA is working tirelessly to create a more supportive and understanding community on the Central Coast.
WHY DEMENTIA AWARENESS AND COMMUNITY ENGAGEMENT MATTER
Dementia is more than just memory loss; it’s a complex condition that affects a person’s ability to think, communicate, and carry out daily activities. As the Central Coast region faces the highest prevalence of dementia in New South Wales, with over 7,700 people currently living with the condition—a number expected to double by 2054—the need for awareness and community support has never been greater. (Dementia Australia).
For families and friends of those living with dementia, understanding dementia is crucial. It can be overwhelming to see a loved one struggle, but with the right knowledge and support, you can make a significant difference in their quality of life. This is where community engagement becomes vital. A dementia–friendly community is one where people living with dementia are understood, respected, and supported. It’s a place where they can maintain their daily routines for as long as possible, feel safe, and continue to be active members of society.
The Central Coast, known for having the highest count of long–term health conditions in the state, is home to a large ageing population. Areas like Erina, where nearly 44% of residents are over the age of 65, are particularly impacted. Recognizing this, the CCDA has made it their mission to transform the Central Coast into a dementia–friendly environment where everyone, from young adults to the elderly, can contribute to, and benefit from, a more inclusive society.
A MILESTONE ACHIEVEMENT: THE DEMENTIA AUSTRALIA GRANT In a significant step forward, the
Dementia is more than just memory loss; it’s a complex condition that affects a person’s ability to think, communicate, and carry out daily activities
Central Coast Dementia Alliance recently secured a grant through Dementia Australia. This funding enables CCDA to scale up their efforts
The CCDA’s work is more than raising awareness; it’s about creating a community where people living with dementia are not just cared for, but truly included and supported
and make an even greater impact on the community. The grant will be used to raise awareness, promote early diagnosis, and create a more inclusive environment for people living with dementia.
ENGAGING THE COMMUNITY: WHAT
WE’RE DOING
WITH THE GRANT
The Dementia–Friendly Communities project, which aims to educate and engage the community in meaningful ways, will be held on September 20th, during Dementia Action Week.
There will be a special event at Erina
Fair, in HOYTS Cinema, the event is designed to be both informative and interactive, providing valuable insights into dementia and offering practical tips on how to support those living with dementia and their carers.
At the event, participants can expect an education session which will include a Q&A with audience participation, educational material on dementia, including the services and community programs available and Dementia Australia advocates and CCDA volunteers to answer questions.
HOW YOU CAN HELP
Whether you’re 25 or 70, you can play a role in making the Central Coast a more dementia–friendly place. Educate yourself about dementia, share what you’ve learned with others, and look for ways to support those in your community who are living with Dementia or carers of those living with dementia. Small actions, like learning how to communicate effectively with someone living with dementia or participating in community events can make a big difference.
Join us for the Dementia–Friendly Communities project –DEMENTIA ESSENTIALS
20th September 2024 | Hoyts Erina Fair
Sessions commence at the following times: 10am, 11am, 12pm, 1pm
This will be a 45–minute session for the community Register on CCDA Facebook page: https://www.facebook.com/CentralCoastDementiaAlliance
The CCDA’s work is about more than just raising awareness; it’s about creating a community where people living with dementia are not just cared for, but truly included and supported. By participating in these initiatives you’re helping to build a future where everyone can live with dignity and respect regardless of their cognitive abilities.
The Central Coast Dementia Alliance – We are committed to making enjoying life easier for people living with dementia, and their carers and families in the Central Coast community by actively working together for positive outcomes. We rely on volunteers from the following partnerships: ADSSI, Baptist Care, BisHealth Central Coast Council, Central Coast LHD, Central Coast Rotary DCaf’s, ConnectAbility, Hammond Care, Home Instead, Hunter New England and Central Coast Primary Health Network, Right at Home & Wesley mission.
DRY EYE SOLUTION: Revolutionising Eye Care acrosstheCoast
Over two years ago, the first Dry Eye Solution clinic opened its doors in Erina, marking the beginning of a new era in eye care for the Central Coast. What started as a single clinic has now expanded into six locations, making Dry Eye Solution the first group of dedicated Dry Eye Clinics in the world. This remarkable growth is a testament to our commitment to offering the most advanced treatments and personalised care plans, tailored to meet the unique needs of each patient.
At Dry Eye Solution, we are not just keeping up with the latest advancements in eye care – we are leading the way. Our clinics are equipped with cutting–edge technology, and our treatment protocols are continually updated to reflect the most current research. We understand that Dry Eye Disease (DED) is not just a
minor inconvenience; it can significantly impact your quality of life. That’s why we go beyond the quick fixes that have been the standard for so long.
Many people still rely on eye drops as a band–aid solution, but we know that this is far from effective in the long term.
Similarly, the traditional advice of using hot compresses has been challenged by recent data, which suggests that it may do more harm than good. At Dry Eye Solution, we believe in addressing the root causes of Dry Eye Disease with targeted, evidence–based treatments that offer real, lasting relief.
Many people still rely on eye drops as a band–aid solution, but we know that this is far from effective in the long term
Our reputation for excellence has made us a trusted partner for ophthalmologists and optometrists who understand the complexities of Dry Eye Disease. Many eye care professionals refer their patients to us, confident in the knowledge that they will receive the highest standard of care and access to the latest treatment options. Each patient who walks through our doors receives a thorough assessment and a bespoke treatment plan designed by our team of experts. Whether you are dealing with mild discomfort or more
severe symptoms, our goal is to help you achieve the best possible outcome. And for those who have been struggling with DED for years, our clinics offer a fresh start – a chance to finally find a solution that works.
To celebrate our ongoing commitment to eye health, we are offering bulk–billed Dry Eye Assessments for the month of September.
This is the perfect opportunity to take that crucial first step towards clearer, more comfortable vision. Our clinics are located in convenient locations across New South Wales, making it easier than ever to access the care you need.
Don’t let Dry Eye Disease control your life. Visit us at Dry Eye Solution and discover how our innovative treatments can make a world of difference. Book your bulk–billed assessment today and
join the many people who have already experienced the transformative power of our care.
Remember, this special offer is available only for the month of September—don’t miss out! Phone (02) 4312 4273 to book your appointment today or book online –www.dryeyesolution.com.au
At Dry Eye Solution, we believe in addressing the root causes of Dry Eye Disease with targeted, evidence–based treatments that offer real, lasting relief
Dry Eye Solution has clinics in Erina, Chatswood, Burwood, Double Bay, Miranda and Newcastle. Phone (02) 4312 4273 for more information
Did you know you should adapt your make up and skincare routine as the seasons change?!
This is because our skin is exposed to different elements as seasons change like; pollen, wind, heat, humidity and therefore can require different care to deal and adapt with these changes.
Another reason you should switch up your make up routine in Spring, is to feel fresh and modern and signal a change is on its way! Spring is a fun time to re–work your look and freshen your face for the season ahead. Nothing feels more rejuvenating than a new perspective and fresh approach to our style and beauty routines.
There are some great products on the market that ensure your skin is protected and looking rejuvenated with minimal time and application. The secret is to find the products that are personally best for your skin type, lifestyle and budget.
Below we share our favourite 4 Spring Make Up Additions and their benefits…
Protect
The first step after a cleanse and moisturising routine in the morning is to apply an SPF to prevent sun damage and protect the skin from the sun’s UV rays. We love a “multi tasking” SPF that also acts as a primer. That way you can protect your skin and leave your complexion glowing and your foundation holding for longer with a flawless finish.
Luminate
Who doesn’t want a summer glow at the beginning of spring? Applying a layer of liquid bronzer as a foundation or mixing it in with your foundation is a great way to add some glow. If a powder is more appealing to you, add a dusting of shimmer powder to the cheek bones and across the eye lids. A shimmer powder can also be layered
BY SAM & JORDI WOODS
over a liquid bronzer for added sheen and longevity.
TIP: ensure your bronzer and shimmer powder compliments your warm or cool complexion, otherwise, you could end up looking like you had a fake tan go wrong.
Conceal&Brighten
Spring can often mean allergies and our favourite secret to cover up the puffy eyes is a good concealer!
TIP: always apply your concealer after your foundation so it lightens where your foundation may not have concealed. Also you can wear a good concealer without foundation as long as it tones perfectly to your skin tone and doesn’t leave a mask appearance around the eyes.
Hydrate
Above all else, no matter what products you are using make sure you DRINK ENOUGH WATER!! Our skin needs hydration from the inside and out, so no point in applying fabulous products if you are depriving yourself of natures free hydration.
Happy Spring!
Vibrantly yours, Sam & Jordi Woods x
All products mentioned are our personal favourite products and available at the VC Style Studio – Erina.
Understanding styling and fashion is one thing. Having a super natural flair for making everyday people look incredible is another. Once you’ve met Sam & Jordi Woods, it’s hard not to catch their infectious passion for dressing to match your own lifestyle, personality and charisma. Through their consultancy ‘Vibrant Concepts’, Sam & Jordi have transformed the lives of thousands. Let Sam & Jordi show you how to look and feel fabulous every day at their Style Studio in Erina – learn the art of illusion dressing, colour matching, styling, translating fashion trends and savvy shopping with their unique VC Signature Styling Systems and services that are truly personal and really work! To contact Vibrant Concepts phone 0425 221 676
Matters of life & love
BY SARAH TOLMIE
DearlyBeloved
As a cis, heterosexual, white, middle class, middle–aged woman; a woman born on Gadigal country and now living on Darkinjung country; a child of saltwater and sand; born under the sun sign of Libra and the year of the Metal Pig; a mother of sons and lover of 80s rock/pop anthems; I can only answer this question as someone who is wholehearted an ally of the LGBTQIA+ community.
I don’t have lived experience of being a minority, but I do have some experience of being discriminated as a woman; and judged as a curvy gal in an “Elle McPherson” beach culture (it was the 80’s!); and excluded from elite and privileged circles. Also, I do know what it is like to be bullied and the pain of trying so very hard to fit in before embarking on my own long journey towards self–acceptance and feeling strong and safe to live into my authenticity.
There is nothing more empowering than knowing who you are and being free to live into your ‘self’ and explore your gifts with acceptance, freedom and permission of expression. What you say after “I am…..” determines….everything! That journey to inhabit my authentic self has taken only about 5 decades to feel mostly fully free to be me. The deep contentment and peace of knowing and being my “I am me”, in all my identifications; and to be able to live my life freely as ‘me’, is something that should be the right of everyone.
The fact that your grandchild at age 13yrs has been so brave and clear about who she is and has asked her family to help her embark on her lifetime journey to becoming who she is, is just about the
READER QUESTION: “We have just been informed by our son that our grandson who is 13 now ‘identifies’ as a girl. They are formally looking into medically transitioning his gender. They have requested we refer to him as her/she and she has already taken a different name. This is completely new and scary for us, and we don’t understand. We are afraid we will do it wrong. We are afraid for our grandchild and the family. Looking for some advice and resources.”
most beautiful invitation in the world. To live an authentic life and to be loved for who you are by the people you love….is everything! What a privilege to participate in something so important and special and meaningful.
Your fear for your grandchild does come from a legitimate place. The wellbeing risks experienced by the LGBTQIA+ community are real. The statistics for suicide, bullying, violence, abuse, discrimination and mental health challenges are disproportionate. The prevention and healing of this current reality comes from building safe communities through education; continuing to increase representation; and families embracing diversity with joy, celebration and love.
One of the amazing legacies created by the brave courageous people of the rainbow community – led by LGBTQIA+ Mardi Gras elders and originals the past 50years – is the pioneering foundations they laid down with the pride movement. A movement, described by Amnesty International as “a rebellion of authenticity – to stand unapologetically as the people we are, and as the community we make. To feel joy in the lives we lead and share them with the people we love –and who love us.” –Amnesty Int.
Take pride in your grandchild and bless their path with love, acceptance, inclusion, respect and empathy. Use their preferred pronouns and chosen name; and if you make a mistake or slip up, offer a meaningful apology and try again. Ultimately you can’t do it wrong if your intention is to be part of the transformation and let love lead.
Sarah Tolmie – Life & Love: Sarah is a marriage therapist, life & love and relationship coach, end–of–life consultant, an independent and bespoke funeral director and holistic celebrant. She provides holistic care, mentoring, guidance, healing and transformation for individuals, couples and families at their most important times of life & love – at end–of–life, in love & relationship, and in ritual and celebration. Sarah has a relationship online course for couples called “Creating a Miracle Marriage” and a guide to working with feelings and emotions called “How Do You Feel?”; plus a free resource and video series for families facing dying, death and grief called “Landscapes of Life & Love and Loss”. To find out more, visit www.sarahtolmie.com.au
Take a leadership role in your family to find out as much as you can to understand her world and her journey; and learn how you can be a safe ally and support. There are so many fantastic resources, community groups and trainings. One great place to start is www.rainbowfamilies.com.au. And then be an ambassador for her future by taking it even further and modelling and teaching as many other people as possible how to embrace and include all colours of the rainbow.
I am so delighted for you and your family and your grandchild. Life and love was not mean to be monochrome.
Much love, Sarah x
Triple M Central Coast’s local breakfast show Paddy & Maz, bringing the good times and greatest hits every morning!
Maz Compton joined Paddy Gerrard on Triple M Breakfast in January where the pair quickly hit it off. Both familiar personalities to Coasties, the pairing brought with them a refreshing blend of humour, community spirit, and passion for local content.
“I got into radio by doing work experience at Channel 7,” Paddy says, “I loved what the sports journalists were doing and said, ‘How do you do that?’ they said ‘Go and do a radio course’, so I did. I love everything about radio. Best job in the world.”
Maz’s path started by answering the phones on Saturday nights and doing shout outs on a dance music show.
“From there I had a gig on the street team, then worked on the promotions team, and moved to assistant producer of Merrick & Rosso.” Maz says, “Radio is interactive, highly entertaining and full of surprises!”
Paddy & Maz call the Central Coast home and have a love for our community.
“The Central Coast has been a great place to raise our kids. I’ve travelled and lived in a lot of different areas in Australia and this joint is the best.” Paddy says.
Maz continues, “The community is supportive, it’s relaxed and I feel very lucky to live where I live, and to do what I love each morning.”
The duo shares a wealth of local knowledge, with Paddy spending more than 20 years on the airwaves, and calling himself ‘Mr Central Coast’. The
team are more than happy to share their insights, from Paddy’s favourite restaurant, Three Times Thai in West Gosford, to Maz’s hidden local gem.
“Andersons Beach at Booker Bay is great if you want a crowd free spot without waves for stand–up paddle boarding or kayaking,” she says.
We genuinely respect each other and have an absolute ball doing breakfast on Triple M. Long may it continue! – Paddy exclaims.
Maz's typical Sunday with her son Henry comprises of a trip to the beach and wander around the markets at Avoca Beach or Umina.
Working together on breakfast this year has been an exciting ride for the pair.
“We genuinely respect each other and have an absolute ball doing breakfast on Triple M. Long may it continue!” Paddy exclaims.
Maz echoes this sentiment, “The show has really settled into a groove in a very short time.” She says, “I genuinely laugh out loud every single day!”
With local passion at the forefront, Paddy and Maz are filling each morning with laughs, fun, and of course cash up for grabs.
Listen to Paddy & Maz on the Coast’s own 107.7 Triple M 6–9am weekdays, or on the LiSTNR app
Triple M Central Coast triplemcentralcoast
I CAN EAT A R a i n b o
We know eating a range of foods gives us the essential vitamins and minerals our bodies need. But, did you know that the colour in foods offers additional positive functional effects when we eat them. Let’s look at the rainbow of colours.
Red, orange and yellow pigments give us carotenoids such as betacarotene, beta cryptothanxin and lutein. Betacarotene converts to vitamin A, helping to maintain healthy mucous membranes and healthy eyes. Lutein prevents cataracts and age–related macular degeneration. These pigments also support intracellular communication, growth, development, immune response and have anti–cancer and anti–inflammatory properties.
Lycopene, the red pigment, is a
powerful antioxidant, reducing our risk of cancer and keeping our heart healthy.
Green provides sulforaphane, isothiocyanates, indoles and carotenoids, providing anti–cancer properties. Chlorophyl has been shown to reduce allergic rhinitis. We all know our green leafy salads are a great source of folate, important for DNA.
Blue and purple are anthocynans, powerful antioxidants, delays cellular ageing, protect cells from damage and can help reduce the risk of cancer, stroke and heart disease.
White and brown provide the antioxidants quercetin, kaempferol and allicin, the latter in the onion family providing antiviral and antibacterial in addition to anti–cancer properties.
Most of us fall short of the recommended 5 serves of vegetables and 2 serves of fruit daily for optimal health.
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BY CARIN CLEGG, ACCREDITED PRACTISING DIETITIAN
There are many reasons for this: Learning to eat fruit and vegetables as a child is not easy.
Fruit and veggies come in lots of different varieties with varying colours. They can be made into a huge variety of shapes and sizes with varying textures and tastes, which also change depending on the season, when it was picked and how ripe it is.
As children, with a short eating experience, we tend to prefer a limited range of foods, very much in contrast to our ‘foodie culture’ today and how our grandparents grew up eating.
It can take over 14 exposures to learn to like a new food when it is presented in exactly, the same way. If prepared in different ways i.e. cooked, raw, cut up or grated, they can appear to be a totally different foods with a different taste, texture and eating experience.
Vegetables are physically difficult to eat. The tough fibres need good jaw
strength to grind them down during the eating process. From 3 years old we develop this good jaw strength, to help us eat vegetables better.
Vegetables are often thought of a dinner time food.
At the end of a hard day of play or school having the concentration, let alone energy to eat something a bit unfamiliar can be difficult.
Fruit and vegetables are not advertised as much as other non–nutritious foods
I think, if the amount of product research and money went into promoting fresh wholesome fruit and vegetables, we might not even know what diabetes or eating disorders are.
Our relationship with fruit and vegetables needs to change.
Cost
We all know eating seasonally is cheaper.
There are many produce delivery boxes available at reasonable prices and some of them even help to reduce food waste: Box Divy, Good and Fugly, Farmer’s Pick.
Grow your own: Get inspired from
your local community garden, Permaculture Central Coast, and even the Edible Garden Trail.
Time consuming
Yes, cooking vegetables can be time consuming, but prioritising your time and sharing the workload helps.
Building a good relationship with vegetables, such as growing your own or buying from a farmer’s market, makes the experience totally different and the effort worth it.
Eat a rainbow over your whole day
Breakfast
Top toast with tomato, avocado, baked beans, hommus or a veggie dip.
Add a side to eggs with leek, capsicum, zucchini or asparagus.
Try a Spanish omelette with peas, corn, mushrooms and onion.
Add berries to your cereal or porridge.
Snacks
Sticks and dips. There are so many fantastic vegetable dips to choose from. Match them with sticks of carrot, beetroot, green beans, broccoli
and cauliflower florets or stalks of different coloured capsicum.
Try corn on the cob or roasted chickpeas.
Lunch and dinner
Offer at least 3 different types of vegetables. Offering more variety will increase exposure and bump up the range accepted over time.
Place food in the middle of the table for everyone to help themselves.
Cook veggies in bulk for a few days of eating.
Opt for soft cooked vegetables or soup if it has been a big day and energy levels are low.
Offer fruit in addition to vegetables at meal times.
Add more colour to your day with a rainbow of foods and feel happy, healthy and vibrant!
Carin Clegg is the Director of Bright Diets, is a Paediatric Dietitian and Fitness Professional with an interest in sustainability. Carin wants everyone to be clever about their eating to feel happy, healthy and vibrant! Reach out at 0413 77 44 11, www.brightdiets.com.au or on the socials.
SPRING CLEANING YOUR CONTACT LENS ROUTINE
BY DR NICHOLAS ALTUNEG, BEHAVIOURAL OPTOMETRIST
Spring is a season of renewal – a time when many of us take the opportunity to clean out our homes, refresh our wardrobes, and embrace new beginnings. But have you considered that your contact lens routine might also need a spring clean? Maintaining proper contact lens hygiene is crucial for eye health, especially as our eyes become more sensitive and prone to dryness and infections with age.
Let’s explore the importance of refreshing your contact lens routine, get tips for better lens care, and learn how to keep your eyes healthy as you continue to enjoy the convenience of contact lenses.
Why your contact lens routine matters more as you age As we get older, our eyes undergo changes that can affect how comfortable and safe contact lenses are to wear. For instance:
Decreased tear production: Ageing often leads to reduced tear production, which can result in dry eyes. This can make wearing contact lenses uncomfortable and increase the risk of irritation.
Increased risk of eye infections: The immune system weakens with age, making older adults more susceptible to eye infections, especially if contact lenses aren’t cleaned and stored properly.
Changes in corneal sensitivity: The cornea becomes less sensitive as we age, meaning you might not notice minor irritations or issues that could lead to more serious problems if left unaddressed.
Given these factors, it’s more important than ever to ensure that your contact lens routine is up–to–date and effective.
1 Start with a fresh pair
If you’ve been stretching the lifespan of your contact lenses to save a few dollars, now is the time to reconsider. Contact lenses are designed to be replaced at specific intervals—daily, bi–weekly, or monthly—depending on the type. Wearing lenses beyond their recommended usage can lead to a build up of deposits, bacteria, and other harmful substances that increase the risk of eye infections and discomfort.
Spring is the perfect time to start with a fresh pair of lenses and commit to following your optometrist’s recommended replacement schedule.
2 Replace your contact lens case
When was the last time you replaced your contact lens case? If you can’t remember, it’s probably overdue. Contact lens cases should be replaced at least every three months. Over time, cases can harbour bacteria and other pathogens that can contaminate your lenses, leading to potential eye infections.
Consider setting a reminder to replace your case at the start of each new season—a simple step that can significantly reduce your risk of eye problems.
3 Re–evaluate your cleaning solution
The solution you use to clean and store your contact lenses is just as important
as the lenses themselves. If you’ve been using the same brand of solution for years, it might be worth discussing with your optometrist whether it’s still the best choice for your eyes.
The immune system weakens with age, making older adults more susceptible to eye infections, especially if contact lenses aren’t cleaned and stored properly
For instance, multi–purpose solutions are convenient, but some people may benefit from switching to a hydrogen peroxide–based system. This system offers deeper cleaning and is less likely to cause irritation for those with sensitive eyes.
Always use fresh solution—never reuse old solution—and be sure to follow the instructions on the bottle for proper lens cleaning and storage.
4 Review proper cleaning techniques
Even if you’ve been wearing contact lenses for years, it’s easy to fall into bad habits. Here’s a quick refresher on proper lens–cleaning techniques:
Wash your hands: Always wash your hands thoroughly with soap and water before handling your lenses. Dry your
hands with a lint–free towel to avoid transferring any particles to your lenses.
Rub and rinse: Even if you use a “no–rub” solution, it’s still a good idea to rub your lenses gently in the palm of your hand with a few drops of solution. This helps remove surface debris and deposits more effectively.
Clean your case: After inserting your lenses, empty the case and rinse it with a fresh solution (never water). Then, leave the case open to air dry upside down on a clean tissue or paper towel.
Avoid water contact: Never expose your lenses or lens case to tap water, which can introduce harmful microorganisms. This means avoiding wearing lenses while swimming or showering unless you’re using waterproof goggles.
5 Consider your eye health overall
In addition to maintaining your contact lens routine, consider how your overall eye health might impact your ability to wear lenses comfortably:
Regular eye exams: Make sure you’re seeing your optometrist regularly. As you age, your prescription can change, and it’s important to ensure that your lenses are still the best option for your vision needs.
Managing dry eyes: If you’re experiencing dry eyes, talk to your optometrist about treatments that can help. These might include using artificial tears, taking breaks from
screen time, or adjusting your diet to include more omega–3 fatty acids.
Allergy season precautions: Spring can be a challenging time for contact lens wearers due to pollen and other allergens. Consider using daily disposable lenses during allergy season to reduce the risk of allergens building up on your lenses.
6 Know when to take a break
Finally, remember that it’s okay to give your eyes a break from contact lenses. If you’re experiencing discomfort, redness, or irritation, remove your lenses and switch to glasses for a day or two. Your eyes need time to recover; pushing through the discomfort can lead to more serious problems.
Spring cleaning isn’t just for your home—your contact lens routine deserves attention, too. By starting fresh with new lenses, replacing your lens case regularly, and following proper cleaning techniques, you can ensure that your eyes stay healthy and comfortable all season long. These steps are especially important as your eyes become more vulnerable as you age. So, take the time to refresh your routine and enjoy clear, comfortable vision throughout the spring and beyond.
This article is intended to promote understanding of and knowledge about general eye health topics. It should not be used as a substitute for professional advice, diagnosis, or treatment. Always seek the advice of your health care professional prior to incorporating this as part of your health regimen.
Dr Nicholas Altuneg is a Behavioural Optometrist who has been working on the Central Coast for almost 30 years. He is the co–founder at Eyes by Design, which is in the Kincumber Centre. Appointments can be made by phone (02) 4369 8169 or online at www.eyesbydesign.com.au
NCAT Financial Management Orders vs. Power of Attorney: UNDERSTANDING YOUR OPTIONS
BY JACQUI BILSON, PRINCIPAL SOLICITOR
As we age or face potential health challenges, it is essential to ensure our financial affairs are managed appropriately. In New South Wales (NSW), there are two primary legal mechanisms to manage your financial matters if you become incapacitated: a Power of Attorney (POA) or, if one is not in place, a financial management order from the New South Wales Civil and Administrative Tribunal (NCAT). Understanding these options can help you make informed decisions to protect your interests.
WHAT IS NCAT?
The New South Wales Civil and Administrative Tribunal (NCAT) is a tribunal (i.e. a court) that handles a wide range of legal matters, including appointing guardians and financial managers for individuals unable to manage their affairs due to incapacity. NCAT’s Guardianship Division steps in when someone needs a legally appointed financial manager because they did not appoint a POA before losing capacity.
THE NCAT FINANCIAL MANAGEMENT ORDER PROCESS
NCAT issues a financial management order to appoint someone to manage the financial affairs of a person who is incapacitated and has no POA in place.
1. Application to NCAT:
A concerned family member, friend, or healthcare provider applies to NCAT’s Guardianship Division. The application must provide evidence of the person’s incapacity.
2. NCAT hearing:
NCAT schedules a hearing where evidence, including medical reports and testimonies, is presented about the person’s incapacity. The incapacitated person and interested parties may also be heard.
NCAT’s decision focuses on the person’s best interests, determining who is best suited to act as their financial manager.
As we age or face potential health challenges, it is essential to ensure our financial affairs are managed appropriately
3. Appointment decision:
NCAT appoints a financial manager — this could be a family member, a friend, or a professional guardian —
establishing a Power of Attorney (POA) is a proactive step that allows you to decide who will manage your financial affairs if you become incapacitated
who is legally authorised to make financial decisions on behalf of the incapacitated person.
The appointed financial manager is accountable to NCAT, ensuring transparency and protecting the individual’s interests.
4. Consequences of NCAT involvement:
The NCAT process can be time–consuming, potentially delaying urgent financial decisions. If there are disagreements over who should be appointed, it may also lead to legal costs and family disputes. Additionally, the person appointed may not be the individual the incapacitated person would have chosen.
Once a Financial Management Order has been made, the manager will need to liaise with NSW Trustee & Guardian (a government department) who will:
– Decide what powers the ma nager has;
– Require the manager to lodge accounts each year to ensure that t he person’s finances are being properly managed.
THE
POWER OF ATTORNEY PROCESS
In contrast, establishing a Power of Attorney (POA) is a proactive step that allows you to decide who will manage your financial affairs if you become incapacitated.
1. Understanding a Power of Attorney:
A POA is a legal document that lets you (the principal) appoint another person (the attorney) to manage your financial and legal affairs. An enduring POA remains in effect if you lose mental capacity.
2. Choosing your attorney:
You can select a trusted person
to act as your attorney, ensuring your financial affairs are managed according to your wishes.
3. Drafting and signing the POA:
Typically, you work with a lawyer to draft the POA, which must be signed before an authorised witness. If real estate is involved, the POA may need to be registered with the NSW Land Registry Services.
You can decide if the POA takes effect immediately or in the event you become incapacitated.
4. Benefits of having a POA:
A POA gives you control over who manages your affairs, avoiding the need for NCAT involvement. It ensures your wishes are followed and provides peace of mind, knowing your affairs are in trusted hands.
5. Accountability and oversight:
While your attorney has significant powers, you can incorporate accountability measures within your POA.
COMPARING NCAT AND POWER OF ATTORNEY PROCESSES
The primary difference between an NCAT financial management order and a POA is control. A POA lets you choose who will manage your affairs, providing certainty and control over your future. On the other hand, the NCAT process involves legal intervention. It may result in someone you wouldn’t have chosen being appointed to manage your financial matters.
Preparing a POA is a straightforward process that avoids the complexities of the NCAT process. It ensures your financial matters are handled by someone you trust, according to your wishes, and without unnecessary legal complications.
In conclusion, while NCAT provides a necessary safety net for those without a POA, establishing a POA is a proactive step that can save you and your loved ones from potential delays, legal costs, and the loss of personal choice. Taking the time to set up a POA now ensures your interests are protected if you become unable to manage your affairs in the future.
At Bilson Law, we understand that not every family is the same. We can assist you to prepare a Power of Attorney that suits your unique situation.
Jacqui, Principal Solicitor at Bilson Law, is happy to answer any questions.
Phone (02) 4339 0999 or email info@bilsonlaw.com.au for more information.
