395 George Street Deniliquin, NSW, 2710 Phone: 03 5881 6005 Fax: 03 5881 1509 Mobile: 0457 305 785
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Premier Fina
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20th January, 2015 Email: robert@premierfinancialplanning.com.au troy@premierfinancialplanning.com.au Website: www.premierfinancialplanning.com.au
Seminar Apology Unfortunately we have had to abandon our hopes of running our annual seminar in February this year and would like to apologise to all of you who have been looking forward to attending. Last year’s seminar was our best ever with guest speakers Tom Hafey and Dan Moore providing both the entertainment and the investment information that we have been looking for from our speakers at the seminars. We had booked the seminars in for February the 19th, however once again we have had trouble with our guest speakers having to cancel.
I know that many of you look forward to the seminars and catching up each year and for those of you that have not been to Monichino's Winery, I can assure you that the meals, wine and venue are one of the best in the Goulburn Valley. Once again, I would like to apologise to everyone that was looking forward to attending as this is the first one that we have missed in the past 10 years.
Warm regards, Rob Morris
I would like to confirm however that we have booked our seminars in for the end of the year on the 12th of November at the Deniliquin RSL Club at lunch time and Monichino's Winery near Katunga in the evening. We will be going out of our way to make sure that these seminars are first class again to make up for not having one in 2014.
Social Media We have been trying our hardest to keep up with all of the latest technology at Premier Financial Planning & Investment Services and I would like to remind everyone that we now have our very own Facebook Page. You can also follow us on Twitter, and for those of you who are business clients we also have a Linkedin account. Please feel free to like us on Facebook, or check us out on any of the media outlets. How times have changed, I wonder where technology will take us in the next few years? We have become so reliant on computers, that you wonder what would happen without them!
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Premier Financial Planning & Investment Services
Our Skydiving Investor You may have heard of the Bare Foot Investor who writes an article in the Herald Sun, answering readers’ questions each week. Well I am pleased to announce that Premier Financial Planning & Investment Services now have our very own Skydiving Investor. I would like to congratulate Troy Bartlett who has recently passed his Diploma of Financial Planning - Investment Module, and is now qualified to give advice on Investments. Troy has been with Premier Financial Planning for over 18 months now and has been providing advice to clients on Risk Insurances. He can now expand his horizons, however will continue to concentrate his advice on the Risk Insurance part of our business for clients. As a result of Troy's success, we have decided that we will include a Question and Answer section within our Newsletter, where you can ask any question regarding Insurance, Investments, Superannuation or Financial Planning and we will answer the question in our Newsletter. To the person that provides the best question that we receive and publish, we will provide a bottle of wine. The questions can have anything to do with your own situation, or of a more general nature if you prefer. Remember no question is a dumb question and we will not publish your name if you don't want us to. Please email your questions to:
One question
that we sometimes get asked by
prospective clients off the street is "where should I Invest my money?". There is no simple answer to this question as every person is different and will have different objectives for their investment. Some people are not prepared to take any risks with their hard earned money and will only look at investments that are guaranteed, such as Term Deposits. Whereas others are prepared to invest for the long term and are comfortable that there may be short term losses in order to achieve higher long term returns. These types of investors may look to invest in shares or property, for example.
You can now follow us on ~ Facebook Premier Financial Planning & Investment Services
Premier Financial
Linkedin Premier Financial Planning
troy@premierfinancialplanning.com.au.
Some people will require short term access to the funds and cannot afford to lock their money into Superannuation, whereas others may be prepared to put the money away for their Retirement. A person’s tax situation may also affect the best place to invest as some investments are more tax effective than others, and of course if a person is receiving a benefit from Centrelink, such as the Aged Pension, we might have to take this into account. As you can see there are many things that may affect where the best place may be for you to invest. This is why we have to complete various Fact Find and Risk Profile information documents to help us determine the right outcome for your individual situation.
Premier Financial Planning & Investment Services 395 George Street Deniliquin, NSW, 2710 Phone: 03 5881 6005 Fax: 03 5881 1509 Rob - mobile: 0457 305 785 email: robert@premierfinancialplanning.com.au Troy - mobile: 0418 183 988 email: troy@premierfinancialplanning.com.au
Website: www.premierfinancialplanning.com.au