Desert Star Weekly Dec. 23, 2020 issue!

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December 23, 2020 Vol. 16 No. 111

Christmas Peace

L to R - Patrick Klein, General Manager of The Gardens on El Pseo, Angela Allen, Development Manager of Olive Crest Desert Communities, Robin Poole, General Manager of Anthropologie , and Deja Kreutzberg, The Gardens Marketing and Property Specialist. Photo by Madeline Zuckerman

Olive Crest Desert Communities Selected as Recipient of The Gardens On El Paseo’s Community First Program

By Madeline Zuckerman Olive Crest, Desert Communities, the recognized leader in the prevention and treatment of child abuse, is the recipient of one of The Gardens on El Paseo’s

Community First Program, awarding donations of $1,000 to 13 local nonprofits within the Coachella Valley. The Gardens on El Paseo and their 700 plus employees from Palm Springs to Coachella, and every

neighborhood in between, want to thank you to the community through this unique program for supporting them and putting our Coachella Valley community first.

“Our employees are

your neighbors, community members, friends and family,” stated Deja Kreutzberg, Marketing and Property Specialist at The Gardens on El Paseo. “Get to know more about the people working

at The Gardens on El Paseo through our Community First Spotlights. We want to thank our many employees for putting their community first

Joe Biden receives Covid-19 vaccine on live TV

By Desert Star Staff US President-elect Joe Biden has received the first dose of the Pfizer coronavirus vaccine, following the current vice president and congressional leaders. His running mate Kamala Harris will reportedly wait for her shot.

Biden was vaccinated in a photo-op at a hospital in Delaware on Monday afternoon, as his wife Jill looked on.

The first vaccinations in the US began last week, with healthcare workers considered the highest priority.

Vice President Mike Pence, Second Lady Karen Pence and Surgeon

General Jerome Adams also received vaccines at a White House event on Friday. House Speaker Nancy Pelosi (D-California) and Senate Majority Leader Mitch McConnell (R-Kentucky) also lined up for their shots the same day.

Harris will “likely” get the vaccine a week after Biden, Reuters reported citing a Biden-Harris transition official.

Both US-made vaccines – one by Pfizer and the other

by Moderna – were developed and approved in record time at taxpayer expense, in what the Trump administration

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A Life Journey in Golf

By Pam Price Whether taking a swing in Palm Springs, Palm Beach or anywhere in between, what unites golfers is that they radiate a passionate commitment to their game.

This truth emerges in a new book, Golf is More Than Just A Game, authored by Michael Lechtman, an ardent golfer and a good sport. The writer assembled his golfing memories and, in an engaging style, penned this book, which was In his thoughts for three decades. Upon his retirement as an attorney, he curated his experiences as a golfer. He wove them into a book, revealing the analytical and social aspects of golf in a conversational yet insightful style. Suddenly I could not put the book down and spent the next two days reading it, looking up golf terms and imagining myself with a putter on the final green, now that I know what ‘presses’

won or lost could mean!

The author spent the last 40 years playing golf on courses throughout the Ft. Lauderdale area. His prowess at describing the difference between putts and a triple bogey opened up the mystery of golf in such an understandable and relatable way that I could not put the book down. The reader is invited on a journey into the author’s life from hitting his first golf ball while still in elementary school in the 1950s to the dynamics of his foursomes where drama unfurled on various Florida golf courses through five decades—discovering all this was like taking leave of the desert for a few days.

Lechtman’s minute-by-minute description of being on the golf course was fascinating.

Fluctuating handicaps aside, the author describes “grueling” tournaments as if “the game was a real test

of a player’s golf ability by spreading out the rounds, someone on a hot streak the first two days may have lost that heat a week later, leaving the way open to a strong finisher.”

Reading the book is like being with the author from the first hole to the eighteenth.

This intelligent book’s unexpected impact is that you don’t have to be a golfer to grasp the author’s strategies, which could apply to more than just golf. His style is engaging as his perspective ranges from a two-year stint in the U.S. Army, playing golf with Generals, to a four-decade career as an attorney. Above all, the author is a wise teacher, sharing his intuitive knowledge of golf with the reader and proving that golf is definitely more than ‘ just a game.’

I am ready at last to tee off!

“Win, Win For All” Nurses’ Strike Averted

Kitty Alvarado “We did it, it’s a win, it’s a big win,” says Kerry Cavazos, a nurse and chapter president of the nurses union at Riverside Community Hospital. Nurses there and two other Southern California hospitals reached a deal with the Hospital Corporation of America after marathon negotiations with federal mediators. They averted a ten-day Christmas Eve strike.

“Having mixed emotions of that strike was so hard … the reason we would walkout was not over money, it was for your safety and my safety and our family and patients, and we had to have that safety in that language to protect everybody,” says Cavazos adding this win was for every nurse on the front lines.

“Our priority is taking care of our colleagues to protect them through this incredible

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pandemic, and I want to create a culture in which our nurses can thrive,” says Jackie Van Blaricum, the CEO of Riverside Community.

Van Blaricum and Annette Greenwood, the chief nursing officer, were thrilled they reached an agreement.

“Oh, just really sheer joy, I’m so grateful that the teams were able to come to a resolution, and I really do believe that our community is better off because the deal was met,” says Greenwood adding that she’s proud of her staff of nurses who are superheroes.

SEIU Local 121 RN and the corporation that owns the hospital have been trying to negotiate the nurse’s contract for over six months. Among the things now in their contracts, pandemic protections for this and future outbreaks and the biggest win for them hiring more than 100 nurses.

“To provide us a break, that was huge, we haven’t gotten breaks in forever, 12 1/2 hours of walking the halls, no food, not going to the bathroom, running around, and not getting a break is just detrimental,” says Cavazos.

Staffing has been a challenge during this pandemic for all hospitals being crushed during this crisis.

Van Blaricum says they are moving forward by setting the standard, “I want to create a culture in which our nurses can thrive.”

“We know they’re going to support us and stand to that; that means a lot,” says Cavazos adding that she and the nurses now feel they can fight on knowing administrators have their backs.

Van Blaricum says the community should be proud of their nurses who have been working hard through December 23, 2020

the pandemic but care deeply about their patients and called them heroes.

Cavazos says what they’ve been called to do during this pandemic is unlike anything she’s ever seen in her 32 years as a nurse, and this latest tsunami of COVID patients is making conditions worse.

“It’s getting so scary, and when I come home, I feel like I just break down … it’s like the people that went off to Vietnam, I feel that’s what happens to us,” says Cavazos.

While Cavazos says this deal is a new beginning, “Nurses were applauding saying thank you, thank you for fighting and keeping at the bedside,” she thinks of her colleagues who are sick and the families of the two who died of COVID, “I can’t even imagine what they’re going through, and I hope they get peace somehow through this.”

She says this agreement gives the nurses the strength and protection to continue to wage war against the

virus, “We’re going to stay at the bedside, we’re going to stay fighting because that’s what we do.”

Riverside County Supervisor V. Manuel Perez, who represents the Fourth District, who had been urging both sides to come to the table and reach an agreement when negotiations broke down, sent us a statement praising both sides and now urges the community to support the front line workers, “This agreement is very important for patients, health care workers and our county. In the face of overstressed hospitals and a mutating virus, we as a community need to step up to support the health care professionals and hospital system. The responsibility is on all of us to meet this moment and protect the front line workers who are stretched to their limits. We can and must stop the spread of COVID-19 by following the public health requirements.”

Souce: NBC Palm Springs

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High net worth investors have critical decisions to make before 2021

By Janice Gough Pres. Elect Joe Biden has proposed substantial changes to the tax code, mainly focused on individual income and investment taxes, and at least some of the proposals stand to have a significant impact on high-net-worth (HNW) investors. The proposed changes create challenges, but also planning opportunities.

HNW investors could consider “accelerating” some 2021 income before year-end.

One proposal by our newly elected President has made, is raising taxes on those making more than $400,000.

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EDITOR-IN-CHIEF & MANAGING EDITOR

Max Liebermann __________________________ OFFICE MANAGER Mindy Salas ART DIRECTOR Dina Rivera CONTRIBUTORS Beverly Cohn, Janice Gough, Jack Lyons, Kelly G. Richardson, Madeline Zuckerman, Pamela Price, Pat Krause, Risa D’Angeles, Robert Kinsler, Theda Kleinhans Reichman PHOTOGRAPHERS Pat Krause ADVERTISING ACCOUNT REPRESENTATIVES Please Call 760-671-6604

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For the highest-earning taxpayers, it may make sense to “accelerate” at least some income from 2021 to before the end of 2020 if possible.

The most obvious candidates for accelerating income to this month are those already in the highest tax bracket and expect to stay there in 2021. The worst-case scenario is if they accelerate income into 2021, is that they end up paying the same rate on that income.

However, if rates go up, you are almost certainly going to be faced by the higher tax rates, to at least some degree.

Four ways to accelerate income are Roth conversions, asking employers for an advance on a bonus or, if you own a business, accelerating billing or delaying expenses until January.

HNW investors may want to accelerate a deduction into 2021, to lower the tax bite.

Some high-net-worth clients may benefit from at least one potential Democratic tax move. One deduction

gains taxes soar next year.

For those who expect to make more than $1 million in 2021, they have a few options to try and lower their incomes under $1 Million, Examples would include increased use of installment sales of assets including businesses, investing in non-dividend producing stocks, municipal bonds or investments in variable or equity indexed annuities.

HNW people may want to transfer property to loved ones sooner, rather than later.

The base estate and gift tax exemption was doubled from $5 million to $10 million under the TCJA and is $11.58 million per person this year, however, it is already scheduled to sunset at the end of 2025.

President Biden has called for an immediate decrease to $5.85 million in 2021. “Ballers”, those with high enough net worth that they can afford to give away their exemption amount now and not really feel it at all, and “Allers”, those with the most net worth who should

really give all or substantially all of their assets away to avoid leaving their loved ones with a huge tax bill if they die.

If married couples are thinking of gifting assets before the end of this year, they should use all of one spouse’s exemption amount this year before using any of the other spouse’s exemption because the IRS has said it will not seek a “clawback” for gifts made under TCJA. This is the season for gifting and these decisions will serve loved ones and organizations we care about, and stretch your income and legacy further now, than the next four years will offer.

Janice Gough is a Financial consultant, located at 471 E. Tahquitz Way, Ste# 221, in Palm Springs. We can be reached by emailing us at Janice@GoughFinancialSvcs. com or Bus. Phone: (760) 251-7724 or Mobile: (650) 200-8291. Contact us for a Complimentary review.

‘Twas the Night Before (the HOA’s) Christmas”

By Kelly G. Richardson, Esq., CCAL [Apologies to Clement Clarke Moore] ‘Twas the night before Christmas, and through the HOA community Not a complaint was heard, and there existed pure unity; The thank-you notes were placed by the bulletin board with care, In hopes that the board and manager would soon see them there;

The homeowners were nestled all snug in their beds, No worries of paint, roofs, or plumbing disturbing their heads, And the Vice President in her condo, and I in mine too, Had just settled down for a break from reviewing the dues, When out in the courtyard there arose such a clatter, I sprang to my balcony to see just what was the matter.

Away to the railing I flew like a flash, Only to see neighbors with gripes to rehash.

I couldn’t figure out in the dark of the night Exactly what they thought gave them the right, But I knew from my time on the homeowners board, Our meetings these neighbors had always ignored, Then in a flash I noticed a visitor,

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enacted by the Republicans was to place a $10,000 cap on state and local tax (SALT).

However, a repeal of that cap will likely be included in any Democratic-backed piece of tax legislation, which stands to save a significant amount of money in taxes for HNW clients who live in New York and other states with high property taxes.

Anybody with a marginal tax rate higher than 28% may want to make certain itemized deductions now instead of 2021.

HNW investors may want to speed up the sale of certain assets. Those who normally make more than $1 million a year (or could make more than $1 million next year) that they may want to speed up the sale of certain assets before 2020 ends. Such a move would “ensure that gain is not going to be taxed at a higher rate.

President Biden has proposed tax at 40% on capital gains for those making over $1 million a year. These are some options to consider if capital

Who tried to join that group of inquisitors He wore a red fur coat over an ample belly, and His hearty laugh made it shake as it were jelly, His smile quickly faded as they all turned away, They told him that nonowners had nothing to say, The jolly man disappeared as quickly as he came here, Amid the sound of eight snorting… reindeer?

In a moment came another, without much ado, He arrived with a viewpoint both refreshing and new, I knew instantly it was manager, Nick.

He knew what was needed and he brought it quick, He exclaimed “Now, Member! now, Neighbor!

Now, Bylaws and Covenant, Please read the rules before bringing your comment.

Now back to your homes, return to your castles, Please, just for today, let’s have a cease to the hassles” He said “you by choice December 23, 2020

bought in a community, Which works at its best when all live in unity, Remember that your board serves you all for free, and consider joining a committee or even three.

“You have no busy elves, so HOAs thrive when all work as a team, If all think only of selves, a nightmare soon it will seem.

Your association is so much like a large rowing boat, If each rows it only as solo, not for long can it float.”

Amidst headshakes and handshakes the courtyard then cleared, And I hoped that above still flew a sleigh and eight impatient reindeer.

Sadly, no reindeer or jolly elves returned to the site, But folks reached out to others and started treating them right.

A different air began to stir and grow in the complex As the Golden Rule became the HOA’s theme and its text.

Manager Nick surveyed

the scene, pleased, Knowing the group a happy future had it seized.

And laying his finger aside of his face, He ran toward his car as if in a race; He sprang into his auto, heading home in a dash, And away he drove as quick as a flash.

But I heard him exclaim, ere he drove out of sight, HAPPY CHRISTMAS TO ALL, AND TO ALL A GOOD NIGHT! [Readers: May peace and neighborliness permeate your communities in the coming year!]

Kelly G. Richardson CCAL is a Fellow of the College of Community Association Lawyers and Partner of Richardson Ober DeNichilo PC, a California law firm known for community association advice.

Send questions to kelly@ rodllp.com. Past columns at www.HOAHomefront. com. All rights reserved®.

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HOROSCOPES ARIES

Mars your planetary companion, makes you bold, adventurous and knowing all about new beginnings.

We see everything scattered about you, waiting for Taurus to step in with strategy and usefulness. You’re able to accomplish great things if allowed freedom and non-judgment. You surprise everyone. Your desires and aspirations take you on journeys over mountains and plains. One day you will sit down and begin to study. It builds the mind. Love happens.

TAURUS Your companion is Vulcan, husband of Venus. Many see you as the consistent, uncomplex one, driven to care for others, sustaining them unto infinity. However, there’s another side. In the fires of Vulcan, you’re shaped into gold. So often your response to offers for help is “No”.

Many think you’re stubborn, unable to change. What they don’t know is you’re thinking, assessing, seeking mental illumination before saying “Yes.”. Aldebaran and Alcyone are your companions.

GEMINI Gemini (mutable), Virgo (mutable) and Aquarius (fixed) are the “people” of the zodiac.

You’re the twin, Virgo, the mother while Aquarius is pouring the “heavenly waters for thirsty humanity.” You provide the original matrix of learning, offer the fact of duality, the good and bad,

DECEMBER 23 – 29, 2020 ASTROLOGICAL FORECAST BY RISA D’ANGELES

the personality and Soul, matter and Spirit. You create a dialogue, a mystery often, one side of you dims while the other brightens. Your Egyptian god is Thoth. You carry messages. You’re the magus.

CANCER You are tide-like, moody, different each time we encounter you. You’re protected, shielded and walk crab-like around an object in order to ascertain safety.

You’re intuitive but feel so deeply they’re unable to be understood. You cook and nurture, find water where others can’t, the moon is your sister, and you remember the past precisely. You want to be close but can’t unlock your shield made of shells. Keep trying.

LEO You are the Solar Lord, no longer lunar. Your contact with the Sun allows light to be revealed on Earth....a light filled with information that humanity thirsts for.

You’re aware of this and also, not aware of this. The Christ cannot reappear until a certain percentage of the world is illumined. That’s your task actually. You’re able to radiate light through Right Governing, Right Relations and coming always from the heart. You learn to Love More.

VIRGO Sometimes you suffer from agitation, anxiety and nervousness, the brilliance of your mind overflowing with ideas that hardly any

mind can hold. Your mind constantly changes, too, and then you feel unsure of ideas becoming ideals, and you think sometimes you need a new reality of self, one that contains a different level of confidence. Your constellation hovers over the Bethlehem stable scene this week.

You are holy. You are the mother, Ceres, the gardener.

You protect the world.

LIBRA The world is in a state of conflict and chaos, which is very very difficult for Libra, who seeks harmony, peace and stability. You have been called to do certain work in the world that helps to either teach or save people. You are vulnerable yet you carry on. Relationships are primary working tools for Libra. You always uphold fairness and equality. So many times, the ideal in your mind cannot meet the reality on Earth. Don’t turn away. We are praying for you. Venus loves you.

SCORPIO So often, as fiery deep dark waters, you can obsess about many things - something or someone. So often you feel you’re dying. And so you are, though not physically. Instead, experiencing the “burning grounds”, you’re tested nine times every day, everyone leaves you, and hardly anyone matches your depth and passions. Surrender is a task Scorpios need to learn. Often you cannot hear others, listening as you do to your own emotions.

Try. Pluto is your brother.

SAGITTARIUS You think of yourself as free and easy, but really, you’re traditional, kind-hearted and very sensitive since you’re best friends with Chiron, the centaur who was both wounded and immortal.

Sometimes you feel this way, too. You hold an arrow.

Its point is a beam of light.

It shows the Way to the mountaintop of Initiation.

You’re on a horse. You hold the reins. Situations occur in your life that stop you in your tracks so you can find your Way back to the light again. You’re often joyful. Jupiter guides you.

CAPRICORN Many see you as responsible, reliable, sensible and mature.

But deep down there’s another person that some only sense. You act like a traditionalist but you’re actually innovative and unconventional. You quietly stand with the revolution, standing with them in heart and mind, Soul and Spirit.

You’re an ancient sign. You’re the gate through which people can gain spiritual access. You don’t know this. Sometimes people turn away from you.

They can’t enter through your gate yet. You understand.

The unicorn is your totem.

curious and wondering when they can go home.

The spiritual Aquarian holds a water pot. In that pot are the stars and symbols of astrology, the emerging words of creation, the new physics, and the “waters of life the Aquarian pours forth for thirsty humanity.” Aquarians need community. Where is it, they ask? Only Uranus knows.

PISCES You realize that when you read other people’s interpretation of Pisces it often misses the mark, saying things like Neptune rules you (what does that mean?) and you’re either drunk, confused or filled with illusions. You know life as a Pisces is very different.

Pisces lives in the etheric folds of the universe where the very templates of life are created by starry light beings.

You’re one yourself, visiting here for a while. Sorrow you understand. And how to wield the saving Light of Neptune, too. Rest a bit Pisces.

Risa D’Angeles is the founder and director of the Esoteric & Astrological Studies Research Institute: Risa’s Esoteric Astrology.

She can be reached at risagoodwill@gmail.com.

AQUARIUS Some Aquarians act like the traditional Capricorns and some act like “no-saying” Taurus. Some Aquarians are from the future. They came here on a star ship and often feel lost, alien, interested,

Airbnb Initiates Party House Crackdown In Palm Springs

By Desert Star Staff PALM SPRINGS - Airbnb today announced a crackdown on party houses in Palm Springs. As a part of this effort, more than 30 listings throughout the City of Palm Springs that have received complaints or otherwise violated our policies on parties and events have been suspended from the Airbnb platform.

This follows Airbnb’s policy change to ban parties at Airbnb listings globally until further notice.

The vast majority of hosts in Palm Springs contribute positively to their neighborhoods and the local economy, and they also take essential steps to help prevent unauthorized parties - like establishing clear house rules, quiet hours, and communicating in advance with their guests. Today, our actions

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address the small minority of hosts who have previously received warnings about hosting responsibly or have otherwise violated our policies.

The actions were communicated to the hosts over the past week.

Airbnb announced a global ban on ‘party houses’ in 2019, alongside a 24/7 Neighborhood Support Hotline, where neighbors can call us anytime and reach a trained agent to share their concerns.

“We all need to do our part to curb the number of large gatherings and parties during the pandemic, and that includes Airbnb,” said John Choi, Airbnb Public Policy Manager for Palm Springs. “By sharing these steps today, we hope to bring greater awareness to our 24/7 neighbor support line, which helps strengthen the enforcement

of our global party ban.”

In addition to the global party ban, Airbnb recently shared restrictions on some bookings of local entire home listings by U.S. guests under the age of 25. As a practical example, if we identify a 20year old guest who is located in Palm Springs, our systems are set up to restrict that user from booking a house, apartment or other entire home

listing in Palm Springs for a 1-night reservation the following weekend unless they have a history of positive reviews on Airbnb. However, if that same 20-year-old is booking a stay to visit family in San Diego, the restriction would not apply.

Additionally, Airbnb announced that starting December 3, guests without a history of positive reviews on Airbnb will be prohibited from

making one-night reservations in entire-home listings on New Year’s Eve in Palm Springs and throughout the United States.

Airbnb also announced last year the expansion of manual screening of highrisk reservations flagged by our automated systems. This process is designed to help us stop reservations that may lead to unauthorized parties before they start.

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Report: Affordable Childcare Crisis Could Cost NC Billions

By Desert Star Staff Fewer than 1 in 3 parents of young children has access to quality, affordable childcare during the pandemic, according to a new report.

The survey of more than 800 North Carolina families found childcare is least accessible in rural counties and in Black, Brown and Indigenous communities.

Muffy Grant, executive director at the North Carolina Early Childhood Foundation, said before COVID-19, inadequate childcare cost businesses and taxpayers around $2.4 billion in lost revenue. That amount has already jumped to $2.9 billion, and Grant believes it’s likely to skyrocket as the public health crisis continues.

“So, what we have here is a very strong economic case for investments in accessible, affordable, high-quality, flexible, culturally competent childcare,” Grant said.

In the survey, 55% of households reported at least one adult having lost a job, been furloughed or having reduced pay or

hours due to COVID-19.

More than 70% have had difficulty finding a satisfactory childcare arrangement, and about 10% said they couldn’t find one at all.

Dr. Sherika Hill teaches in the Department of Psychiatry and Behavioral Sciences at Duke University and is a researcher at the Frank Porter Graham Child Development Institute. She said entire regions of North Carolina lack programs proven to boost children’s early well-being.

“We have engineered a lot of different policy, through subsidies and for families to get vouchers or discounted care for high-quality childcare centers. But we haven’t gone far enough to make sure that those centers are located in communities of diverse groups,” Hill said.

Of those working parents surveyed, 25% predicted their child care will disappear as the pandemic continues, and 30% predicted care will be unaffordable. And as more parents turn to makeshift childcare arrangements in order to keep working, Hill said

Fewer than 1 in 10 North Carolina families receive any type of subsidized childcare from their employer, according to the North Carolina Early Childhood Foundation. (Adobe Stock) the long-term effects on child development remain unknown.

“When you’re in a disruptive childcare setting, where you’re having to rely on different and piecemeal childcare arrangements, we have no idea what are going to be just the long-term mental consequences of that, in terms

of relational secure attachment, and even in brain structure and development,” she said.

She added women of color more frequently report their childcare provider is no longer open, or they can’t afford one because of reduced income. For rural families, only 15% are currently relying

on formal childcare, down from 44% pre-pandemic.

Disclosure: North Carolina Early Childhood Foundation contributes to our fund for reporting on Children’s Issues, Education, Livable Wages/Working Families, Women’s Issues.

Fewer than Half of Texans “Very Likely” to Get COVID-19 Vaccine

likely” to get a COVID-19 vaccine when it’s available to them. But Brian Sasser, chief communication officer at the Foundation, noted surveys

taken three months apart show Texans also want reassurance the vaccine is safe and effective.

He said the overall enthusiasm about getting a vaccine varies greatly depending on race, income, political party and age.

“Well, the good news in the survey is, from our polling in September, that the number of people likely or somewhat likely to get a vaccine has gone up,” Sasser said. “The bad news is. Still, one-fifth of Texans say they’re still doubtful to get the vaccine.”

The survey found 26% of adults across the state said they’re “somewhat likely” to get a vaccine. And the percentage who said they’re “very unlikely” to get it dropped from 28% in September to 20% in the December survey.

Researchers found Texans’ likelihood of getting a COVID-19 vaccine also varies depending on a person’s income and education level.

Almost half of the college graduates said they’re very likely to roll up their sleeves, while fewer Texans with less formal education feel that way.

Sasser said he’s hopeful appropriate messaging can reduce hesitancy.

“Different groups want to hear different messages in their own language, from their own trusted people that they know and believe what they have to say,” he said. “But we just want to make sure that everyone has good messages and can understand why this vaccine is so important.”

The survey also asked about political affiliation and found that 52% of Democrats are more likely to get the vaccination than one-third of Republicans.

Disclosure: Episcopal Health Foundation contributes to our fund for reporting on Health Issues, Mental Health, Philanthropy, Poverty Issues.

Crest Desert Communities.

“Robin has a sincere desire to help children who have suffered from abuse, wanting to give them hope to overcome their trauma. We are so grateful to the management of The Gardens on El Paseo

for their leadership and vision in launching this new program, and for stepping up to help local charities in our community at a time of greatest need,” Allen continued.

Established, Proven, and respected, Olive Crest

serves nearly 3,000 children and families each day throughout California, Nevada, and the Pacific Northwest.

Our mission is supported through our commitment to children, family, faith, and organizational excellence.

One in 5 Texans says they are “doubtful” to get vaccinated for COVID-19, according to a new Episcopal Health Foundation survey. (Padrinan/Pixabay)

By Desert Star Staff AUSTIN, Texas -- Texans need the right messaging from trusted advisers if they’re going to agree to be vaccinated for

the coronavirus, according to a new survey by the Episcopal Health Foundation.

The survey shows 37% of Texans say they’re “very

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Manager of the Anthropologie store at The Gardens.

“I was so touched to learn and for being a part of The Robin Poole had selected Gardens team,” she continued. Olive Crest as her Community Olive Crest Desert First Program’s Charity of Communities was selected Choice,” stated Angela Allen,

by Ms. Robin Poole, General Development Manager of Olive www.desertstarweekly.com

December 23, 2020

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Wildlife Trafficking Jeopardizes Vulnerable Species harms wildlife and people.

“These species have been extracted from the wild by humans,” Dodds said. “So any transmission of the virus is a human-caused problem; it’s not a wildlife problem.”

Some other species on the list include the scalloped hammerhead shark, diamondback terrapin, the tiger and the yellowheaded parrot, and the tokay gecko, pinto abalone and rufous hummingbird.

A couple of plants also made a list - the saguaro cactus and Venus flytrap.

Dodds said over the past 10 years, authorities have discovered an underground market for hummingbirds, which are trapped and killed in some cultures to make love charms.

The carcass of the rufous hummingbird is stuffed and sold as an amulet or love charm. It’s one species on a new list of illegally trafficked wildlife. (Avia 5/Pixabay)

By Desert Star Staff SACRAMENTO, Calif.

-- A new report calls for a crackdown on the booming illegal wildlife trade - an activity that’s been linked most recently

to the spread of COVID-19.

The Endangered Species Coalition’s 2020 top 10 list of trafficked animals include the pangolin, a mammal sold at the live-animal market

where COVID-19 is thought to have made the jump to humans. Jeanne Dodds, creative engagement director at the Endangered Species Coalition, said this illicit trade

“They’re perceived to confer the ability to attract romantic attention,” she said.

“So, they’re often stuffed and filled with some different

types of herbs and are given spells that are said over them. And then, they’re sold illegally on the black market in states like California.”

Andrea Jones, director of conservation for Audubon California, said the rufous hummingbird population declined 62% from 1966 to 2014 - and multiple factors are to blame.

“It’s got a host of different threats, and a lot of those are related to development pressure - you know, loss of habitat - and also to climate change,” Jones said.

The coalition would like to see Congress take up the bipartisan Preventing Future Pandemics Act of 2020, prohibiting the sale of live, wild animals for food.

Disclosure: Endangered Species Coalition contributes to our fund for reporting on Animal Welfare, Endangered Species & Wildlife, Environment, Environmental Justice.

Groups Question Effectiveness of CA Cap-and-Trade Program Read Part 4 of this story in last weeks edition.

By Julia Rosen The Future In recent months, California’s cap-and-trade program has hit road bumps.

At the beginning of the pandemic, the spring auction brought in a fraction of the expected revenue. And over the summer, the head of California’s Environmental Protection Agency, which oversees CARB, released a letter stating that he would work with the board to re-evaluate the state’s dependence on cap-and-trade going forward.

Whatever California decides, it has to put equity first, says Jackie Cole of Veritable Good, a consulting firm that specializes in environmental justice. “If that is not the central lens through which you are developing solutions, then those communities will always be left out,” she says.

New York may offer an interesting model. Last year, activists celebrated the passage of a new climate law that sets even more aggressive emissions reductions goals than California. Environmental justice

6

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groups championed the bill, and they are hopeful that the state will steer clear of cap-andtrade policies (they have long fought the East Coast’s regional market). Instead, activists support imposing a polluter fee to raise money, on top of strict mandates to cut emissions.

Back in California, CARB recently passed a resolution, “almost a constitution,” says Serna-reaffirming its commitment to social and racial justice after Black employees raised concerns about agency culture. “I have every expectation that that will eventually find its place into everything that we continue to do at CARB,” he says, including managing cap-and-trade.

The state has already taken steps to address air pollution in disadvantaged communities, including issuing new regulations for vehicles-a major contributor. After Abe Francis participated in a recent CARB panel on environmental justice, the agency offered to install low-cost air monitors at his home as part of a pilot program.

Francis said they have already helped his family members stay safe on unhealthy days.

The state has also begun implementing a 2017 law,

passed alongside the cap-andtrade extension, that creates a community-focused system for tackling harmful emissions in the most impacted neighborhoods.

Along with Richmond, one of the first cities to participate is Wilmington, together with neighboring Carson and West Long Beach. After a long negotiation between community members, local officials, and industry representatives, refinery managers agreed to cut emissions of several

key pollutants by 50% by 2030. The final plan, released last year, also includes provisions to reduce pollution from traffic and oil wells.

Alicia Rivera says the refinery agreement represents a victory-albeit hard-won and too late for many. But Dulce Altamirano, who served as a member of the community steering committee in the negotiations, isn’t quite as hopeful.

She lives close enough to a

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This story was funded in part by the Society for Environmental Journalists’ Fund for Environmental Journalism.

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Families Urged to Discuss End-of-Life Planning Over Holidays

Latino people make up about 40% of the Texas population but account for 53% of the COVID-19 deaths statewide, according to the Texas Department of State Health Resources. (aarp.org)

By Desert Star Staff COVID-19 has forced many families to make endof-life decisions without clear direction from their loved ones, which is why Texans

are being encouraged to set aside time for such discussions over the holidays.

Maria Otero, national Latino outreach manager for Compassion & Choices,

said it’s an especially important conversation for Hispanic and Latino families, because of their higher risk of dying from the virus.

Compassion & Choices

has created a free, online and bilingual end-of-life toolkit that Otero said can help families communicate about what often is a difficult subject.

“This toolkit walks you through each of the steps of planning the process from understanding your options to reducing your risk using telehealth,” Otero explained.

Otero added Spanishspeaking communities often prefer to receive healthcare information in their own language, and the toolkit has been designed to accommodate that.

In addition to language barriers, she said cultural traditions in some Latino families can inhibit endof-life planning.

Cecilia Vasquez Vigil had not prepared end-oflife instructions when she was hospitalized for 34 days with COVID-19 in March.

She said her extended family faced more tough conversations when their 88-year-old mother contracted the virus and later died.

Since then, Vigil has been using the toolkit’s step-by-step

planning instructions. She said the conversations have not been easy for her children, but have helped reduce anxiety in such an uncertain time.

“I’ve definitely learned that, having those tough conversations with them, that the toolkit has been very rewarding in that I know my kids are going to be OK,” Vigil commented. “I know my husband’s going to know what to do.”

Compassion & Choices is urging Texans to fill out and share their advance-care directive with their family and health-care providers.

The document spells out the kind of care you want or don’t want, and designates a proxy to make medical decisions for you in case you can’t speak for yourself.

Disclosure: Compassion & Choices contributes to our fund for reporting on Civic Engagement, Health Issues, Senior Issues, and Social Justice.

Pandemic Compounds Holiday Stress for Parents Working on Sobriety

By Desert Star Staff The pandemic is compounding the regular stresses of the holiday season, and it’s an incredibly challenging time for Ohioans living with substance use disorder.

The Ohio START Program connects people who’ve experienced substance use disorder, recovery and the children services system with families who are currently struggling with similar issues.

Ashley Durst, an Ohio START caseworker in Trumbull County, explained

a support system is crucial for sobriety, so clients are advised not to isolate themselves. But they could be exposed to drinking or drug use at family gatherings.

“A lot of the cycle of addiction goes from generation to generation, and that’s not the best place for them,” Durst observed. “But they’re also told not to isolate. So it’s kind of a Catch-22.”

Sarah Hayden, a family peer mentor for Warren County Children Services said COVID is limiting in-person supports for her clients.

“For holidays, if they don’t have their kids with them or they’ve lost loved ones or if they’re just now getting to the point to where they want to try to get sober, all those dynamics take a big toll on their recovery,” Hayden described.

Hayden added she’s trying to provide extra support to clients with phone calls and more frequent check-ins. The program also connects clients to more intensive services, including treatment programs that can support their success.

Crystal Jameson, a family

peer mentor for Trumbull County Children Services, believes Ohio START is successful because it takes an intensive, team approach and is non-judgmental.

“It’s not easy to face substance abuse,” Jameson remarked. “You need to have structure and that support.

That’s the best thing that this program offers. It’s just an amazing opportunity to watch that light click on with our clients and see the changes that they make in their life.”

Ohio START is currently in more than three dozen counties and is taking

applications for 14 more in 2021. The program served 225 new families this year, including nearly 600 adults and more than 300 kids.

Last week, the program was approved for inclusion in a federally-funded clearinghouse that identifies and shares information about evidencebased practices in foster care.

Disclosure: Public Children Services Association of Ohio contributes to our fund for reporting on Children’s Issues, Family/Father Issues, Livable Wages/Working Families, and Mental Health.

Joe Biden receives Covid-19 vaccine on live TV

Continued from Page 1

A unique program in Ohio helps families in the children services system who are challenged by substance use disorder. (AdobeStock) www.desertstarweekly.com

December 23, 2020

dubbed ‘Operation Warp Speed.’ While several prominent Democrats insisted they were uncomfortable with the vaccines given their development and distribution by the Trump administration, Biden apparently didn’t have a problem with that.

“The administration

deserves some credit getting this off the ground,” Biden said after receiving the jab.

Health and Human Services Secretary Alex Azar and National Institute of Allergy and Infectious Diseases director Dr. Anthony Fauci will reportedly be vaccinated on Tuesday, at an event held by the National Institutes of Health.

DesertSTAR

7

MUSIC

BY ROBERT KINSLER

Songcraft On Display Via Late 2020 Arrivals popularized by Holliday as well as Frank Sinatra) are among the gems on the collection.

Information: mwardmusic.com.

Top-tier songcraft is on full display thanks to a crop of late 2020 releases available now.

faithful. The mostly-instrumental “Long Tailed Winter Bird,” genre-bending “Find My Way,” baroque folk flavored “Pretty Artist: Paul McCartney Boys” and wistful pianoTitle: McCartney III anchored “Women And Wives” (Capitol Records) are early enticing entries on You might like if you “McCartney III.” The buoyant enjoy: Paul McCartney’s rocker “Lavatory Lil” and 1970 “McCartney,” gentle “The Kiss Of Venus” Neil Young, Beck recall McCartney’s early solo Tell me more: The arrival work; “Deep Deep Feeling” of the coronavirus pandemic is haunting and bolstered by early this year has left a some emotive lead guitar work. destructive legacy in its wake Late disc standouts include the to be sure. On the flip side, a sparse and tempting “Deep number of music making greats Down,” and breezy unassuming not able to tour have been acoustic closer “Winter Bird / recording and issuing some When Winter Comes” (a “lost of their most interesting and classic” collaboration between ambitious discs in memory.

McCartney and the late George As likely the final great release Martin). Although McCartney’s of 2020, Sir Paul McCartney’s youthful tenor is mostly in decidedly lo-fi 18th solo album absentia, the 78-years-old “McCartney III” (released Dec. artist’s brilliant songwriting and 18) is the must-hear follow-up musicianship — he plays nearly to 1970’s “McCartney,” 1980’s all instruments on the album — “McCartney II” and his 2005 are on full display. Information: disc “Chaos and Creation in PaulMcCartney.com. the Backyard.” The material is diverse and there are definite Artist: Chris Smither treasures to be found for the Title: More From The Levee

Artist: James Blake Title: Covers EP (Republic Records) You might like if you enjoy: James Blake, Billie Eilish Tell me more: James Blake delighted fans with the release (Signature Sounds) of his new “Covers EP” on Dec. You might like if you Artist: M. Ward 11. The six-track collection enjoy: Bob Dylan, Bruce Title: Think of Spring (Antim) features the United KingdomCockburn, Neil Young, You might like if you based singer-songwriter/ Chris Smither’s 2014 album enjoy: M. Ward, Billie multi-instrumentalist delivering “Still on the Levee” Holiday, Elliott Smith some of his favorite covers.

Tell me more: SingerTell me more: SingerBlake’s evocative take on Billie songwriter-guitarist master songwriter M. Ward has Eilish’s “when the party’s over” Chris Smither’s “More From released a moving full-length is every bit as powerful as the The Levee” is an album whose tribute to legendary jazz and original while his otherworldly authentic Louisiana-draped swing singer Billie Holiday titled take on the Joy Division favorite soundscape is enhanced by “Think of Spring” where he “Atmosphere” is a fully new the artist’s descriptive and offers up 11 tunes popularized interpretation of the 1980 poetic lyrics. The range of by the late artist who passed classic. Blake’s bewitching undeniable material includes the away in 1959 at the age of falsetto and potent piano melodic opener “Lonely Time,” 44. The songs are delivered playing bring a haunting touch uptempo country blues nugget via sparse and impactful to a cover of Stevie Wonder’s “Confirmation,” enchanting “I arrangements with Ward’s “Never Dreamed You’d Leave Am The Ride,” confessional distinctive baritone and deft in Summer.” Blake’s amazing “Hey, Hey, Hey” and stirring acoustic guitar play doing all reworking of Frank Ocean’s “Caveman.” It doesn’t hurt the lifting; indeed Ward used “Godspeed” has already that members of alternative various alternate tunings and become a favorite (generating rock outfit Morphine, vocalist minimal studio wizardry to more than 5 million views on Anita Suhanin and the late complete the recordings (most TikTok) and is one of the EP’s New Orleans rhythm and blues tracked on an analog Tascam highlights. The other selections great Allen Toussaint appear four-track machine). The on the release include the Neoon this batch of previouslyyearning “I Get Along Without classical Beyoncé track “When unreleased recordings tracked You Very Well,” uplifting “For We’re Older” and a magnificent in 2013 for the 50-year Heaven’s Sake,” shimmering mostly-faithful cover of Roberta retrospective “Still on the “It’s Easy To Remember,” Flack’s “First Time Ever I Levee” (released in 2014). tender “For All We Know” and Saw Your Face.” Information: Information: Smither.com. lovely “All The Way” (the latter JamesBlakeMusic.com.

Liquid Methamphetamine Discovered in Gas Tank

By Desert Star Staff NILAND, Calif. – El Centro Sector Border Patrol agents seized methamphetamine Saturday afternoon.

The incident occurred at approximately 5:06 p.m., when a man driving a red Freightliner Semi–truck approached the Highway 111

8

DesertSTAR

Border Patrol checkpoint.

Agents directed the vehicle aside for further investigation.

During their inspection, a Border Patrol K-9 detection team alerted to the semi-truck.

Both driver and passenger side fuel tanks were visually inspected and the liquid inside looked clear. Agents then

noticed a cloudy, denser liquid a few inches below the clear liquid. A field narcotic testing kit was used on the cloudy liquid, which yielded a positive result for the characteristics of methamphetamine.

Agents were unable to determine the weight of narcotics due to the December 23, 2020

volatile and dangerous state of the liquid meth.

The El Centro Sector turned over the driver, a 25-year-old Lawfully Admitted for Permanent Residence, and the semi-truck containing the narcotics to the U. S. Drug Enforcement Administration.

Please visit www.cbp.

gov to view additional news releases and other information pertaining to Customs and Border Protection. For all news, information and updates follow us on Twitter and Instagram @USBPChiefELC.

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PUBLIC NOTICE

PUBLIC NOTICE

Desert Star Weekly Legals PUBLIC NOTICE

PUBLIC NOTICE

appearance may be in person or by your attorney.

IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Attorney for petitioner: SAMANTHA L. GOATES, 18575 JAMBOREE ROAD, 9TH FLOOR, IRVINE, CALIFORNIA 92612 (714) 641-5100 December 16, 23, 30, 2020. DSW20-2258 NOTICE OF PETITION TO ADMINISTER ESTATE OF: GUADALUPE PEREZ aka GUADALUPE PEREZ PEREZ CASE NO. PRIN2000971. To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the WILL or estate, or both of GUADALUPE PEREZ aka GUADALUPE PEREZ PEREZ. A PETITION FOR PROBATE has been filed by BRENDA PEREZ in the Superior Court of California, County of RIVERSIDE. THE PETITION FOR PROBATE requests that BRENDA PEREZ be appointed as personal representative to administer the estate of the decedent.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority.

A HEARING on the petition will be held in this court as follows: JANUARY 21, 2021 at 8:45AM in Dept.

PS3 located at 3255 E. TAHQUITZ CANYON WAY, PALM SPRINGS, CA 92262. Notice of Telephonic Hearing. Department PS3: The courthouse is temporarily closed, DUE TO covid19. This hearing must be attended by tele-phone: Call 1-213-306-3065 and enter meeting number: 289100160 or Visit https://riversidecourts.webex.com/meet/ljcdept3webex, type in your name and click join meeting.

It is important to call in promptly. Otherwise, there may be a delay before you are able to speak during the hearing. IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Pro-bate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Attorney for Petitioner Donald McKay, 77-564A Country Club Dr. 150, Palm Desert, CA 92211 (760) 342-2100 Publish December 16, 23, 30, 2021 DSW20-2265

NOTICE OF PETITION TO ADMINIS-TER ESTATE OF: RICHARD THOMAS DIEKAN CASE NO. PRIN2001232 To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the WILL or estate, or both of RICHARD THOMAS DIEKAN. A PETITION FOR PROBATE has been filed by SUSAN CLASEN in the Superior Court of California, County of RIVERSIDE. THE PETITION FOR PROBATE requests that SUSAN CLASEN be appointed as personal representative to administer the estate of the decedent.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A HEARING on the petition will be held in this court as follows: 02/18/21 at 8:45AM in Dept.

PS3 located at 3255 E. TAHQUITZ CANYON WAY, PALM SPRINGS, CA 92262. Notice of Telephonic Hearing. Department PS3: The courthouse is temporarily closed. This hearing must be attended by tele-phone: Call 1-213-306-3065 and enter meeting number: 286482510, or Visit https://riversidecourts. webex.com/meet/ljcdept3webex, type in your name and click join meeting. It is important to call in promptly. Otherwise, there may be a delay before you are able to speak during the hearing. IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Pro-bate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Attorney for Petitioner ROBERT E. PEARSON SBN 059839 ROBERT E. PEARSON APLC 17782 E. 17H ST., STE. 109 TUSTIN CA 92780 BSC 219146 12/16, 12/18, 12/23/20 CNS-3423088# DESERT STAR WEEKLY. DSW20-2263

PUBLIC NOTICE

PUBLIC NOTICE

January 6, 13, 2021 DSW20-2267 FICTITIOUS BUSINESS NAME STATEMENT THE FOLLOWING PERSON(S) IS (ARE) DOING BUSINESS AS: BUBBLES POOLS, 2298 NORTH INDIAN CANYON DR, UNIT H, PALM SPRINGS, CA 92262. Riverside County. Full name of registrant: BUBBLE CARPET CLEANING LLC, 2298 NORTH INDIAN CANYON DR, UNIT H, PALM SPRINGS, CA 92262/CA. Business is conducted by: LIMITED LIABILITY COMPANY. Registrant has not yet begun to transact business under the fictitious business name(s) listed above. I declare that all the information in this statement is true and correct. (A registrant, who declares as true, information which he or she knows to be false, is guilty of a crime) Signed: CHRIS ROBINSON, OWNER/MEMBER. This statement was filed with the County Clerk of Riverside County on December 15, 2020. Peter Aldana, Assessor-County Clerk-Recorder File No. R-202012868 NOTICE — THIS FICTITIOUS BUSINESS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME. THE FILING OF THIS STATEMENT DOES NOT ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE OR COMMON LAW (SEE SECTION 14411, ET. SEQ., BUSINESSAND PROFESSIONS CODE). December 23, 30, 2020, January 6, 13, 2021 DSW20-2266.

FICTITIOUS BUSINESS NAME STATEMENT THE FOLLOWING PERSON(S) IS (ARE) DOING BUSINESS AS: EM & ASSOCIATES, 23463 SILVERWOOD STREET, MURRIETA, CA 92562. Riverside County. Full name of registrant: ERIN MARIE MURRAY, 23463 SILVERWOOD STREET, MURRIETA, CA 92562. Business is conducted by: INDIVIDUAL. Registrant has not yet begun to transact business under the fictitious business name(s) listed above.

I declare that all the information in this statement is true and correct. (A registrant, who declares as true, information which he or she knows to be false, is guilty of a crime) Signed: ERIN MURRAY. This statement was filed with the County Clerk of Riverside County on December 4, 2020. Peter Aldana, Assessor-County Clerk-Recorder File No. R-202012455 NOTICE — THIS FICTITIOUS BUSINESS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME. THE FILING OF THIS STATEMENT DOES NOT ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE OR COMMON LAW (SEE SECTION 14411, ET. SEQ., BUSINESSAND PROFESSIONS CODE). December 16, 23, 30, 2020, January 6, 2021 DSW20-2264.

FICTITIOUS BUSINESS NAME STATEMENT THE FOLLOWING PERSON(S) IS (ARE) DOING BUSINESS AS: JEFF COLLINS’ HOUSES, 66275 IRONWOOD DR, DESERT HOT SPRINGS, CA 92240. Riverside County. Full name of registrant: JEFF GLENN COLLINS, 66275 IRONWOOD DR, DESERT HOT SPRINGS, CA 92240. Business is conducted by: INDIVIDUAL. Registrant has not yet begun to transact business under the fictitious business name(s) listed above. I declare that all the information in this statement is true and correct. (A registrant, who declares as true, information which he or she knows to be false, is guilty of a crime) Signed: JEFF GLENN COLLINS. This statement was filed with the County Clerk of Riverside County on December 2, 2020. Peter Aldana, Assessor-County Clerk-Recorder File No. R-202012271 NOTICE — THIS FICTITIOUS BUSINESS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME. THE FILING OF THIS STATEMENT DOES NOT ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE OR ORDER TO SHOW CAUSE FOR CHANGE OF COMMON LAW (SEE SECTION 14411, ET. SEQ., NAME, CASE NO. CVPS2000165, SUPERIOR BUSINESSAND PROFESSIONS CODE). December COURT OF CALIFORNIA 3255 E. TAHQUITZ CAN- 16, 23, 30, 2020, January 6, 2021 DSW20-2259.

YON WAY, PALM SPRINGS, CA 92262, COUNTY FICTITIOUS BUSINESS NAME STATEMENT THE OF RIVERSIDE TO ALL INTERESTED PERSONS: FOLLOWING PERSON(S) IS (ARE) DOING BUSI1. CYNTHIA JEAN MATTON filed a petition with NESS AS THE RANCH RECOVERY CENTERS, this court for a decree changing names as follows: INC., 7885 ANNANDALE AVE, DESERT HOT 1a. Present Name: CYNTHIA JEAN MATTON to SPRINGS, CA 92240. Riverside County. Full name Proposed Name: CYNTHIA JEAN JENSEN. THE of registrant THE RANCH RECOVERY CENTERS, COURT ORDERS that all persons interested in this INC., 7885 ANNANDALE AVENUE, DESERT HOT matter shall appear before this court at the hearing SPRINGS, CA 92240/CA. Business is conducted indicated below to show cause, if any, why the peti- by CORPORATION. Registrant commenced to tion for change of name should not be granted. Any transact business under the fictitious business person objecting to the name changes described name(s) listed above on JUNE 15, 2001. I declare above must file a written objection that includes the that all the information in this statement is true and reasons for the objection at least two court days correct. (A registrant, who declares as true, inforbefore the matter is scheduled to be heard and must mation which he or she knows to be false, is guilty appear at the hearing to show cause why the peti- of a crime) Signed RICHARD MESA PRESIDENT/ tion should not be granted. If no written objection is CEO. This statement was filed with the County timely filed, the court may grant the petition without Clerk of Riverside County on 11/25/2020. Peter a hearing. NOTICE OF HEARING a. Date: February Aldana, Assessor-County Clerk-Recorder File No. 5, 2021 Time: 8:30am., Dept.: C1. The address of R-202012193. NOTICE — THIS FICTITIOUS BUSIthe court is: Corona Court 505 S. Buena Vista Rm NESS NAME STATEMENT EXPIRES FIVE YEARS 201, Corona, Ca 92882, County of Riverside 3.a. A FROM THE DATE IT WAS FILED IN THE OFFICE copy of this Order to Show Cause shall be published OF THE COUNTY CLERK. A NEW FICTITIOUS at least once each week for four successive weeks BUSINESS NAME STATEMENT MUST BE FILED prior to the date set for hearing on the petition in the BEFORE THAT TIME. THE FILING OF THIS STATEfollowing newspaper of general circulation, printed MENT DOES NOT ITSELF AUTHORIZE THE USE IN in this county (specify newspaper): DESERT STAR THIS STATE OF A FICTITIOUS BUSINESS NAME WEEKLY 13279 PALM DRIVE SUITE 5, DESERT IN VIOLATION OF THE RIGHTS OF ANOTHER HOT SPRINGS, CA 92240 Dated: October 15, 2020 UNDER FEDERAL, STATE OR COMMON LAW Judge of the Superior Court, Publish December (SEE SECTION 14411, ET. SEQ., BUSINES SAND 16, 23, 30, 2020, January 6, 2021. DSW20-2260 PROFESSIONS CODE). Publish December 9, 16, FICTITIOUS BUSINESS NAME STATEMENT THE 23, 30, 2020 DSW20-2257 FOLLOWING PERSON(S) IS (ARE) DOING BUSI- FICTITIOUS BUSINESS NAME STATEMENT THE NESS AS GREEN LEAF WELLNESS, 67165 TA- FOLLOWING PERSON(S) IS (ARE) DOING BUSIMARA RD, CATHEDRAL CITY, CA 92234. Riverside NESS AS HACIENDA VALDEZ, 12890 QUINTA County; 12285 PALM DRIVE, STE 102, DESERT WAY, DESERT HOT SPRINGS, CA 92240. RiverHOT SPRINGS, CA 92240. Full name of registrant side County. Full name of registrant THE RANCH 420 EXPRESS DELIVERY, 12285 PALM DRIVE, STE RECOVERY CENTERS, INC., 7885 ANNANDALE 102, DESERT HOT SPRINGS, CA 92240/CA. Busi- AVENUE, DESERT HOT SPRINGS, CA 92240/ ness is conducted by CORPORATION. Registrant CA. Business is conducted by CORPORATION. commenced to transact business under the fictitious Registrant commenced to transact business under business name(s) listed above on JUNE 15, 2001. the fictitious business name(s) listed above on 1995.

I declare that all the information in this statement I declare that all the information in this statement is true and correct. (A registrant, who declares is true and correct. (A registrant, who declares as true, information which he or she knows to be as true, information which he or she knows to be false, is guilty of a crime) Signed ERIK ANDERSON, false, is guilty of a crime) Signed RICHARD MESA PRESIDENT/CEO. This statement was filed with the CEO/PRESIDENT. This statement was filed with the County Clerk of Riverside County on 12/07/2020. County Clerk of Riverside County on 12/01/2020.

Peter Aldana, Assessor-County Clerk-Recorder File Peter Aldana, Assessor-County Clerk-Recorder File No. R-202012507. NOTICE — THIS FICTITIOUS No. R-202012248. NOTICE — THIS FICTITIOUS BUSINESS NAME STATEMENT EXPIRES FIVE BUSINESS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME. THE FILING OF THIS STATEMENT DOES NOT ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE OR COMMON LAW (SEE SECTION 14411, ET. SEQ., BUSINES SAND PROFESSIONS CODE). Publish December 23, 30, 2020, January 6, 13, 2021 DSW20-2267

NOTICE OF PETITION TO ADMINISTER ESTATE OF: GARY ALAN FLICK CASE NO. PRIN2001273.

To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the will or estate, or both of GARY ALAN FLICK. A PETITION FOR PROBATE has been filed by NANCY McMANUS-YOUNG, in the Superior Court of California, County of RIVERSIDE. THE PETITION FOR PROBATE requests that: NANCY McMANUSYOUNG, be appointed as personal representative to administer the estate of the decedent. THE PETITION requests the decedent’s will and codicils, if any be admitted to probate. The will and any codicils are available for examination in the file kept by the court.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates Act. (This authority will allow the personal representative to take many actions without obtaining court approval. Before taking certain very important actions, however, the personal representative will be required to give notice to interested persons unless they have waived notice or consented to the proposed action.) The independent administration authority will be granted unless an interested person files an objection to the petition and shows good cause why the court should not grant the authority. A HEARING on the petition will be held in this court as follows: March 2, 2021 at 8:45 A.M. in Dept. PS3 located at 3255 E. TAHQUITZ CANYON WAY, PALM SPRINGS, CA 92262. The courthouse is temporarily closed. Telephonic Hearing Instructions: The court will conduct hearing by only telephonic appearances. Call 1-213-306-3065 and enter Meeting No. 289100160 or visit https:// riversidecourts.webex.com/meet/paldeptps3webex, type in your name and click “join meeting”. It is important to call in promptly. Otherwise, there may be a delay before you are able to speak during the hearing. IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or file written objections with the court before the hearing. Your appearance may be in person or by your attorney. IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court and mail a copy to the personal representative appointed by the court within the later of either (1) four months from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under section 9052 of the California Probate Code. Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with an attorney knowledgeable in California law. YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is available from the court clerk. Attorney for Petitioner: BARBARA G. KNOX, 73200 EL PASEO, SUITE 1B, PALM DESERT, CA 92260 (760) 340-0034. Publish December 16, 23, 30, 2020. DSW20-2262 FICTITIOUS BUSINESS NAME STATEMENT THE NOTICE OF PETITION TO ADMINISTER ESTATE OF FOLLOWING PERSON(S) IS (ARE) DOING BUSIMABEL ROSE BARATTO CASE NO. PRIN2001209. NESS AS: MISSION MARKET, , 5448 MISSION To all heirs, beneficiaries, creditors, contingent credi- BLVD, JURUPA VALLEY, CALIFORNIA 92509. tors, and persons who may otherwise be interested Riverside County. Full name of registrant: BUBBLE in the will or estate, or both, of MABEL ROSE CARPET CLEANING LLC, 2298 NORTH INDIAN BARATTO. A PETITION FOR PROBATE has been CANYON DR, UNIT H, PALM SPRINGS, CA 92262/ filed by LINO LOUIS ANTHONY BARATTO II in the CA. Business is conducted by: INDIVIDUAL. Superior Court of California, County of RIVERSIDE. Registrant has not yet begun to transact business THE PETITION FOR PROBATE requests that COLE under the fictitious business name(s) listed above.

ANTHONY BARATTO be appointed as personal I declare that all the information in this statement representative to administer the estate of the dece- is true and correct. (A registrant, who declares dent. THE PETITION requests the decedent’s will as true, information which he or she knows to be and codicils, if any, be admitted to probate. The false, is guilty of a crime) Signed: SNEHAL-PATEL. will and any codicils are available for examination in This statement was filed with the County Clerk of the file kept by the court. A HEARING on the peti- Riverside County on December 08, 2020. Peter tion will be held in this court as follows: February 9, Aldana, Assessor-County Clerk-Recorder File No. 2021 at 8:45AM in Dept. PS3. The courthouse is R-202012620 NOTICE — THIS FICTITIOUS BUSIclosed. Probate proceedings will be conducted by NESS NAME STATEMENT EXPIRES FIVE YEARS telephonic appearances only until further notice. FROM THE DATE IT WAS FILED IN THE OFFICE To appear telephonically, call 1-844-621-3956 (toll OF THE COUNTY CLERK. A NEW FICTITIOUS free) or 1-213-306-3065 and enter Meeting No. BUSINESS NAME STATEMENT MUST BE FILED 289100160 or visit https://riversidecourts.webex. BEFORE THAT TIME. THE FILING OF THIS STATEcom/meet/paldeptps3webex, type in your name MENT DOES NOT ITSELF AUTHORIZE THE USE IN and click “join meeting.” IF YOU OBJECT to the THIS STATE OF A FICTITIOUS BUSINESS NAME granting of the petition, you should appear at the IN VIOLATION OF THE RIGHTS OF ANOTHER hearing and state your objections or file written UNDER FEDERAL, STATE OR COMMON LAW objections with the court before the hearing. Your (SEE SECTION 14411, ET. SEQ., BUSINESSAND PROFESSIONS CODE). December 23, 30, 2020,

PUBLIC NOTICE

December 23, 2020 PUBLIC NOTICE

OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME. THE FILING OF THIS STATEMENT DOES NOT ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE OR COMMON LAW (SEE SECTION 14411, ET. SEQ., BUSINES SAND PROFESSIONS CODE). Publish December 9, 16, 23, 30, 2020 DSW20-2256 FICTITIOUS BUSINESS NAME STATEMENT THE FOLLOWING PERSON(S) IS (ARE) DOING BUSINESS AS KINGDOM KIDS CHILDCARE, 68280 PERLITA ROAD, CATHEDRAL CITY, CA 92234.

Riverside County. Full name of registrant CHRISTINA- -SALDIVAR, 68280 PERLITA ROAD, CATHEDRAL CITY, CA 92234. Business is conducted by INDIVIDUAL. Registrant has not yet begun to transact business under the fictitious business name(s) listed above. I declare that all the information in this statement is true and correct. (A registrant, who declares as true, information which he or she knows to be false, is guilty of a crime) Signed CHRISTINA SALDIVAR. This statement was filed with the County Clerk of Riverside County on 12/02/2020. Peter Aldana, Assessor-County Clerk-Recorder File No. R-202012320. NOTICE — THIS FICTITIOUS BUSINESS NAME STATEMENT EXPIRES FIVE YEARS FROM THE DATE IT WAS FILED IN THE OFFICE OF THE COUNTY CLERK. A NEW FICTITIOUS BUSINESS NAME STATEMENT MUST BE FILED BEFORE THAT TIME. THE FILING OF THIS STATEMENT DOES NOT ITSELF AUTHORIZE THE USE IN THIS STATE OF A FICTITIOUS BUSINESS NAME IN VIOLATION OF THE RIGHTS OF ANOTHER UNDER FEDERAL, STATE OR COMMON LAW (SEE SECTION 14411, ET. SEQ., BUSINES SAND PROFESSIONS CODE). Publish December 9, 16, 23, 30, 2020 DSW20-2255 T.S. No. 086515-CA APN: 657-171-007-6 NOTICE OF TRUSTEE’S SALE IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/14/2005.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER On 1/12/2021 at 9:00 AM, CLEAR RECON CORP, as duly appointed trustee under and pursuant to Deed of Trust recorded 12/23/2005 as Instrument No. 2005-1061115 of Official Records in the office of the County Recorder of Riverside County, State of CALIFORNIA executed by: RODOLFO REYNOSO CASTELLANOS, AN UNMARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK DRAWN ON A STATE OR NATIONAL BANK, A CHECK DRAWN BY A STATE OR FEDERAL CREDIT UNION, OR A CHECK DRAWN BY A STATE OR FEDERAL SAVINGS AND LOAN ASSOCIATION, SAVINGS ASSOCIATION, OR SAVINGS BANK SPECIFIED IN SECTION 5102 OF THE FINANCIAL CODE AND AUTHORIZED TO DO BUSINESS IN THIS STATE; In front of the Corona Civic Center, 849 W. Sixth Street, Corona, CA 92882 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: LOT 1109 OF DOS PALMAS TRACT UNIT NO. 12, IN THE COUNTY OF RIVERSIDE, STATE OF CALIFORNIA, AS SHOWN BY MAP ON FILE IN BOOK 32, PAGE 15 AND 16 OF MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY The street address and other common designation, if any, of the real property described above is purported to be: 16171 AVENIDA ATEZADA, DESERT HOT SPRINGS, CA 92240-9045 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition, or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $141,248.42 If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse.

The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned or its predecessor caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-866-539-4173 or visit this Internet Web site WWW.SERVICELINKAUCTION. COM, using the file number assigned to this case 086515-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.

NOTICE TO TENANT: Effective January 1, 2021, you may have a right to purchase this property after the

PUBLIC NOTICE

trustee auction pursuant to Section 2924m of the California Civil Code. If you are an “eligible tenant buyer,” you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an “eligible bidder,” you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call (866) 931-0036, or visit this internet website www.clearreconcorp.com, using the file number assigned to this case 086515-CA to find the date on which the trustee’s sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee’s sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee’s sale. If you think you may qualify as an “eligible tenant buyer” or “eligible bidder,” you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. FOR SALES INFORMATION: 1-866-5394173 CLEAR RECON CORP 4375 Jutland Drive San Diego, California 92117. Publish December 23, 20, 2020, January 6, 2021. DSW20-2268 Title Order No. 05941972 Trustee Sale No. 84983 Loan No. 9160046276 APN: 768-273-035 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/10/2007.

UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 1/5/2021 at 3:00 PM, CALIFORNIA TD SPECIALISTS, AS TRUSTEE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 1/19/2007 as Instrument No. 2007-0047876 in book N/A, page N/A of official records in the Office of the Recorder of Riverside County, California, executed by: PEDRO CASTANEDA AND MARIA REINA CASTANEDA GARAVITO, HUSBAND AND WIFE AS JOINT TENANTS , as Trustor MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK , as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). At: At the front steps to the entrance of the former Corona Police Department located at 849 West Sixth Street, Corona, CA 92882, NOTICE OF TRUSTEE’S SALE – continued all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California described the land therein: LOT 117 OF TRACT NO. 31508, IN THE CITY OF COACHELLA, COUNTY OF RIVERSIDE, STATE OF CALIFORNIA, AS SHOWN BY MAP ON FILE IN BOOK 396 PAGES 8 THROUGH 16 INCLUSIVE OF MAPS, RECORDS OF RIVERSIDE COUNTY, CALIFORNIA. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 52-089 CHARDONNAY CIRCLE COACHELLA, CA 92236. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of trusts created by said Deed of Trust, to-wit $185,138.82 (Estimated).

Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election of Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: 12/8/2020 CALIFORNIA TD SPECIALISTS, AS TRUSTEE, as Trustee 8190 EAST KAISER BLVD., ANAHEIM HILLS, CA 92808 PHONE: 714-283-2180 FOR TRUSTEE SALE INFORMATION LOG ON TO: www. stoxposting.com CALL: 844-477-7869 PATRICIO S. INCE’, VICE PRESIDENT CALIFORNIA TD SPECIALIST IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.

You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 844-477-7869, or visit this internet Web site www.stoxposting.com, using the file number assigned to this case T.S.# 84983. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.” Publish December 16, 23, 30, 2020. DSW20-2261

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T

FAMILY FEATURES

he new year provides an opportunity to re-evaluate different aspects of your life, and that includes your budget and savings habits. Planning for emergencies by building – or rebuilding if the COVID-19 pandemic required making a withdrawal – a savings account to withstand the unforeseen can increase confidence in your overall financial health and reduce worry that a significant life event will negatively impact your finances.

“Our research shows having emergency savings is the foundation for long-term financial health,” said Chandni Ohri, program lead in savings and financial health with BlackRock’s Emergency Savings Initiative.

“The start of a new year is a good time to make a savings plan, which can consist of putting a little bit of money away regularly.”

Even before the pandemic began, 4 out of 10 Americans had a hard time finding even $400 to cover an emergency, according to a report from the United States Federal Reserve. However, if you don’t think you have money to save, consider the majority of people who were able to save for an emergency for the first time in 2020 earned less than $60,000, according to research from BlackRock’s Emergency Savings Initiative, a group of nonprofit experts, corporate partners, and providers. Changes in spending due to the pandemic plus government stimulus packages helped many individuals create much-needed cash buffers.

Consider these tips to build your emergency savings account and create a buffer of cash for when emergency strikes.

Look for Ways to Cut Back While you may have already made changes to your spending habits amid the pandemic, periodically shopping for competitive rates of recurring bills, such as cable and internet, cell phones insurance policies and other utilities, can be a simple way to save some money each month. Start by asking your current providers about any special rates and promotions that may be available to loyal customers then check with alternative providers to see if they can provide the same or better offerings at a reduced cost.

Sometimes returning to your current provider with a more competitive rate from elsewhere can be extra incentive to work out a deal to keep a longtime customer.

Also look at any subscription services you use, or potentially don’t but still pay for, and see if they offer a cheaper plan that still meets your needs or if you’re able to cancel subscriptions you no longer use frequently. Other expenses such as dining out or buying new clothing and accessories could also be scaled back if you find you’re splurging too much. Avoid completely cutting spending for leisure activities from your budget but look for reasonable tweaks that can allow you to set more money aside for unforeseen expenses.

Take Advantage of One-Time Opportunities to Save

Assuming you expect to receive a tax refund, this provides an easy way to boost your emergency fund if circumstances allow you to

save all or a portion of the return. If you’re able, consider having your refund directly deposited in your emergency account. The same strategies can be applied to any government aid checks you may receive, such as a second round of stimulus money that could be distributed to eligible citizens in 2021 to help reinvigorate the economy amid the COVID-19 pandemic.

There may also be other times throughout the year when you receive one or more cash gifts, like your birthday or holidays, that can help provide a nice cushion to your emergency fund if you can avoid the temptation to spend it.

Replenish What You Use

Remember to review and adjust your savings plan as needed, whether you’re able to contribute over a longer period of time without dipping into the account or if an expensive life event pops up that requires using all or a portion of the funds.

Should you need to dip into the savings, do your best to make replenishing the account to a level you’re comfortable with a primary goal in case any additional unexpected expenses arise. Alternatively, if your saving is going well, consider increasing the amount you’re saving each paycheck so you’re better protected against any major life changes or able to finance a large-scale purchase down the road.

Find more information and tips for building your savings at savingsproject.org.

Start a Savings Habit While it’s less important to have a specific dollar amount in mind, getting into the habit of putting some money in savings with each paycheck can help protect you should an emergency arise. While one good rule of thumb is to set aside enough to cover roughly six weeks of living expenses – housing, food, transportation – take a look at what it would cost to cover unexpected issues with your car, a trip to the hospital, a leak in your home or the replacement of a major appliance and start there.

Even a small amount, such as $50 in your savings account when it’s the day before payday and you’re running on fumes, can save you from an overdraft fee, having to resort to using a credit card, borrowing from a loved one or taking out a loan. However, research from the AARP Public Policy Institute found having a cash buffer of approximately $2,500 can help prevent financial hardship over the longer term. If you lose your job, for example, your emergency account could help pay for necessities while you find a new position, or the funds could supplement any unemployment benefits you may receive.

Automate Your Savings Because an emergency can strike at any time, it’s important to have easy access to your funds. However, the account should also be separate from your checking account so you’re not tempted to dip into your reserves. Pick a free savings account with no minimum balance requirements and link it to your everyday account to quickly move money over if you need it.

Look for ways you can automatically save such as enabling roundups from your checking account to be transferred to your savings with each purchase or having your employer split your paycheck and automatically deposit a portion into savings each payday.

If you’re planning to stash funds away for months or years that can serve as both an emergency fund and long-term savings, consider a high-yield savings account.

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December 23, 2020

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TO THE RESIDENTS OF

DESERT HOT SPRINGS FROM